Race from 10 to 100k!!

[SarkastikNinja]

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04
15-03-31   :             -8,373.63
15-04-30   :              3,957.65
15-05-31   :              6,155.15
15-06-30   :              4,161.27
15-07-31   :              9,940.39
15-08-31   :            11,086.93
15-09-30   :            13,411.39
15-10-31   :            21,753.13
15-11-30   :            23,540.19
15-12-31   :            25,039.14
               
16-01-31   :            31,418.13
16-02-29   :            33,247.02
16-03-31   :            37,241.82
16-04-30   :            47,305.81
16-05-31   :            47,145.83
16-06-30   :            46,076.20
16-07-31   :            47,098.02
16-08-31   :            46,307.45
16-09-30   :            48,762.90
16-10-31   :            50,601.65
16-11-30   :            52,677.91
16-12-31   :            57,227.20
               
17-01-31   :            58,540.40
17-02-28   :            64,183.38
17-03-31   :            75,197.12
17-04-30   :            75,589.36

17-05-31   :             83,478.46

Can't believe how many graduations there were this month! Can't wait to join you guys in the next thread, it's really motivating seeing everyone's progress.

Little less progress than I had hoped this month considering I had a large tax return coming in. Months ago I foolishly invested in a fairly volatile ETF that took a hard hit this month. Oops.

[Wanttobehome]

Nov 2016 18595+1,296            = 19,891
Dec 2016 19,091+1,425            = 20,516
Jan 2017 19,586+1590             =  21,176
Feb 2017 20,081+1,673            = 21,754
Mar 2017 20,576+1,828            = 22,404
Apr 2017  21,071+1,890+2300  =25,261
May 2017                                   =25,779
June 2017                                  =£26,319

[felixbf]

So close... 97 582 ...Company bonus next week should put me way over 100 000 ..

Well i guess i am leaving you guys this month ... 107,528.61 .

[Nairobi]

Hello Mustachians,  This is my first post. I discovered Mr. Money Mustache in Jan 2017 and the blog slapped some common sense into me. Here are my numbers, I started keeping records in January. Only tracking 401k and cash, no properties yet. Congrats to everyone who is here and those who recently graduated.

Jan  2017     $45K
Feb  2017     $62k (sold one car, paid 5k CC debt).
March  17     $69k
April 2017     $77k
May  2017     $83k
June 7, 17     $86K (aiming for 90K @ the end of the month)

[SarkastikNinja]

Congrats Felixbf!

[JuicyCrab]

So close... 97 582 ...Company bonus next week should put me way over 100 000 ..

Well i guess i am leaving you guys this month ... 107,528.61 .

grats mate, hopefully see you shortly in the new thread :)

[MVal]

That is great, MVal!!!  As a mustachian it is hard to know how to celebrate such things, ha ha.  At the very least you can post it here and know that your fellow mustachians are celebrating with you.

Thanks!! I graduated at the very end of last month! Here's a little start to the celebration and maybe an anthem for those still "tryin' to get 100"...!

https://www.youtube.com/watch?v=X3MVfa4ZUhM

[Nederstash]

Aug 15: 5327 (found MMM)
Sep 15: 5775
Oct 15: 6964
Nov 15: 8551
Dec 15: 12085
Jan 16: 12700
Feb 16: 13691
Mar 16: 14818
Apr 16: 16220
May 16: 17510
Jun 16: 21149
Jul 16: 22024
Aug 16: 23325
Sep 16: 24285
Oct 16: 25400
Nov 16: 26932
Dec 16: 31121
Jan 17: 31444
Feb 17: 42849
Mar 17: 43989
Apr 17: 45143
May 17: 46766
Jun 17: 49646

I wonder if I can hit 10x NW at the 2 year mark. That'd be 53270, so +3624 in 2 months. It'll be a stretch, but maybe a fun challenge!

[starjay]

May update!
January 2017:  54,765.72
February 2017: 58,616.88
March 2017:    62,304.54
April 2017:    63,589.66
May 2017:      65,736.47

June 2017: 69081.97

[Steelers1982]

Not starting under $10k... But hopefully I can join anyways.  My wife and I are 32 and 34 respectively, and are expecting our first child in October!

Not counting home equity($100k-ish):

My Personal RRSP: $9800(All in XAW)
My Work RRSP: 7500(Misc Sun Life Canadian Equity Index Funds)
Wife RRSP: $9900(currently in cash, in the process of transferring banks)
Chequing: $8900
Credit Card: -$3600(big credit card month partly due to eventual baby, it's paid off monthly)
Total: $36,100
Not counted: Expected tax return due to RRSP Contributions thus far: $4400

My wife will be on Mat Leave for a year starting in October, so the trek to $100k might be a slow one. During her year off, we can only save about $1k per month.  Will be able to save around $3000/month once she's back to work.

I'm going to set our $100k goal for the end of 2019.

[Trifle]

Welcome Steelers1982!  And congrats on the new addition.  :)

[Milkm4n]

June Update

Dec 2016 :  45,241
Jan 2017 :  55,143
Feb 2017 :  58,239
Mar 2017 :  69,145
Apr 2017 :  74,332
May 2017:  77,876
Jun 2017 : 82,442

   An increase of 4,566 for the month of June, another solid month 😄. This increase was once again driven by a good amount of overtime, and I am actually hoping it will slow down a bit over the summer months. Besides that, expenses were on the high side but pretty standard for the month.
   Investments were up a bit, due to my company shares doing well. I hate having one company as a large percentage of my investment portfolio, so I just have to determine the best way to get them into etfs, in registered accounts. I'm thinking the only way is to sell, eat the capital gains, then rebuy VCN, XAW in my registered accounts. Any thoughts or input on this idea would be greatly appreciated.
   Keep up the good work everyone, looks like we are all moving in the right direction 📈

[cashmoney]

4/28/17 $82,123.14 start of competition
5/31/17 $83,416.85 an increase of $1,293.71
6/30/17 $88,646.63 an increase of $5,229.78!

Holy smokes, what a great month June was! I got a bonus check of about $1,400 this month and an extra $200 in deposits from my renters.  But outside of that $1,600 I would attribute the rest to my typical savings rate of about $1,200 and market increase.  July will be another big month because of my company's 401k contribution but outside of that I don't expect to see anymore large bumps like this until my December bonus.

[mustache you a question]

Jan 2017 - 9,926
Feb 2017 - 15,869
March 2017 - 21,618
April 2017 - 22,738
May 2017 - 29,255
June 2017 - 30,880
July 2017 - 40,255

Had a great month.  Upped my 401k by a couple percentage points, paid down a couple grand in student loans and the company I work for gave out some nice equity to the employees.  Going to keep chugging along, hopefully I can keep these gains up!

[lamil]

March 2016: 8152.00
April 2016: 10915.00
Today(April 26th): $19516.00
May 31, 2016: $22,693
June 30, 2016: $27,496
July 31, 2016: $31,297
August 31, 2016: $34,286
September 30, 2016: $32,870 *new driveway
October 31, 2016: $36,980
November 30, 2016: $41,765
December 31st, 2016: $44,852
January 31st, 2017: $49,533
February 28th, 2017: $53,250
March 31st, 2017: $71,742
April 28th, 2017: $75,857
May 31st, 2017: $79,166

June 30th, 2017: $82,472

[dreadmoose]

2016-10-01    $51,413
2016-11-01   -$25,621 (bought a condo, not included in net worth calculation)
2016-12-01   -$25,405
2017-01-01   -$25,189
2017-02-01   -$24,977
2017-03-01   -$21,759
2017-04-01   -$15,838 [Quit Job - Started Consulting]
2017-05-01    $7,477
2017-06-01    $16,623
2017-07-01    $27,638

A great progress month ($11,015), lots of overtime accounts for going way above my expected savings.

Riding my bike everywhere now (if I don't walk). Cutting spending wherever I can. Still a slow strategy/ mind-shift.

Taking profits out of the business weekly instead of bi-weekly to increase time in market (accounting for GST / Taxes / Vacation accrual)

Switching to RRSP savings in July (from TFSA weekly) to lower tax burden in good year.

Far off Future:

Smith Manoeuvre once TFSA/RRSP are full.

[Wanttobehome]

Nov 2016 18595+1,296            = 19,891
Dec 2016 19,091+1,425            = 20,516
Jan 2017 19,586+1590             =  21,176
Feb 2017 20,081+1,673            = 21,754
Mar 2017 20,576+1,828            = 22,404
Apr 2017  21,071+1,890+2300  =25,261
May 2017                                   =25,779
June 2017                                  =£26,319
July 2017                                    =£27,023

[FIREGuy]

Oct 2016 - $17,457
November 2016 - $35,747
December 2016 - $39,657
January 2017 - $45,491
February 2017 - $47,327
March 2017 - ?
April 2017 - ?
May 2017 - $62,565
June 2017 - $68,663

[LurkerStache]

Sep 2016: 51598.42
Oct 2016: 54210.76
Nov 2016: 57821.07
Dec 2016: 59471.44
Jan 2017: 63,813.13
Feb 2017: 66,722.32
Mar 2017: 70,782.46
Apr 2017: 73,027.41
May 2017: 76,803.28
Jun 2017: 78,061.77

This was a slower month thanks to the purchase of flights for a reunion and airbnb (that will be split). Should see a slight surge in August when i get repaid for the airbnb.

[Nik123]

Second post on this wonderful forum - woohoo!

Between my three pension accounts I am currently at 93k! Almost there...

Journey to date (from what I recall was something like this) -

2013: 13k
2015: 29k
2017: 93k

[Trifle]

Lots of new/ish faces this month!  Welcome and great job everyone!  Nik123 -- you will not be on this thread long, looks like.   :)   

[Nik123]

Thanks Trifele - will update this thread when I do hit the magic number, and hopefully upwards and onwards to that 'other' thread! : )

[SarkastikNinja]

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04
15-03-31   :             -8,373.63
15-04-30   :              3,957.65
15-05-31   :              6,155.15
15-06-30   :              4,161.27
15-07-31   :              9,940.39
15-08-31   :            11,086.93
15-09-30   :            13,411.39
15-10-31   :            21,753.13
15-11-30   :            23,540.19
15-12-31   :            25,039.14
               
16-01-31   :            31,418.13
16-02-29   :            33,247.02
16-03-31   :            37,241.82
16-04-30   :            47,305.81
16-05-31   :            47,145.83
16-06-30   :            46,076.20
16-07-31   :            47,098.02
16-08-31   :            46,307.45
16-09-30   :            48,762.90
16-10-31   :            50,601.65
16-11-30   :            52,677.91
16-12-31   :            57,227.20
               
17-01-31   :            58,540.40
17-02-28   :            64,183.38
17-03-31   :            75,197.12
17-04-30   :            75,589.36
17-05-31   :            83,478.46

17-06-30   :            83,208.21

Slid backwards a bit this month. A little too much spending and some more losses on the market again this month. Fingers crossed for a better July.

[Trifle]

01/01/17: $36,542
02/01/17: $37,855
03/01/17: $41,892
04/01/17: $43,281
05/01/17: $45,547
06/01/17: $48,667

07/01/17: $50,745

I'm one of the slower earners here, but I admit I'm pretty excited by the 50k milestone!

Congrats on the milestone FreshStash!  Nicely done. 

[Nairobi]

Hello Mustachians,  This is my first post. I discovered Mr. Money Mustache in Jan 2017 and the blog slapped some common sense into me. Here are my numbers, I started keeping records in January. Only tracking 401k and cash, no properties yet. Congrats to everyone who is here and those who recently graduated.

Jan  2017     $45K
Feb  2017     $62k (sold one car, paid 5k CC debt).
March  17     $69k
April 2017     $77k
May  2017     $83k
June 7, 17     $86K (aiming for 90K @ the end of the month)

June was a frugal month and I took advantage of the '3-paychecks month'. June 30 stash was ~$93k. July will be a slow month.

[SingleMomDebt]

There is going to be another set of graduates soon. Yay! Congrats to everyone on their progress. :D

[adizb]

hey i'd like to join =) do we still use the spreadsheet on OP ? can i just plop myself in there?

[SingleMomDebt]

hey i'd like to join =) do we still use the spreadsheet on OP ? can i just plop myself in there?

Yup. Just plop yourself there. :)

[beantown]

Dec 2017: $16.4K
Jan 2017: $21.8K
Feb 2017: $28.8K
Mar 2017: $35.1K
Apr 2017: $40.9K
May 2017: $46.9K
June 2017: $51.8K

Finished the first half the year above $50K. Halfway to $100K!

[seventytimes7]

2/1/2017 - ($6,832)
3/1/2017 -   $66
4/1/2017 - $ 6,298
5/1/2017 - $12,179
6/1/2017 - $17,418
7/1/2017 - $21,303

[Epor]

3/1/2017   58135.00
4/1/2017   60236.00
5/1/2017   62819.00
6/1/2017   67020.00
7/1/2017   69557.55

[Epor]

Dec 2017: $16.4K
Jan 2017: $21.8K
Feb 2017: $28.8K
Mar 2017: $35.1K
Apr 2017: $40.9K
May 2017: $46.9K
June 2017: $51.8K

Finished the first half the year above $50K. Halfway to $100K!

Wow! 30k in 6 months... That is amazing!

[Trifle]

Belated welcome to you Nairobi!   You also will not be with us long, looks like.   Great job!

Beantown and 70times7 -- you are both killing it.  Wow -- very nice progress!

[prickly_turing]

Jan 1 2017   $53743
Feb 1 2017   $59995
Mar 1 2017   $65150
Apr 1 2017   $70592
May 1 2017   $76536
Jun 1 2017   $84427
Jul 1 2017    $89247

Had unexpected dental bills in June.  Given the historical trend this year, it'll be tight getting to 100k on Sept 1.  It may be plus or minus a few hundred dollars.  Sounds like a good excuse for strategic frugality.

[JuicyCrab]

Liq invested assets month ending

Dec-15    $5,000.00
Jan-16    $4,775.00
Feb-16    $2,329.00
Mar-16    $1,900.00
Apr-16    $5,560.00
May-16    $12,000.00
Jun-16    $17,841.00
Jul-16    $18,552.00
Aug-16    $22,168.00
Sep-16    $22,713.00
Oct-16    $20,634.00
Nov-16    $27,800.00
Dec-16    $33,743.00
Jan-17    $38,364.00
Feb-17    $40,174.00
Mar-17    $45,400.00
Apr-17    $51,000.00
May-17    $57,883.00
Jun-17    $64,332.00

[Nairobi]

Belated welcome to you Nairobi!   You also will not be with us long, looks like.   Great job!

Beantown and 70times7 -- you are both killing it.  Wow -- very nice progress!

Thank you Trifele! I originally predicted to hit 100k at the end of September but I was being conservative. I did not account for market gain, employer match to 401k, or overtime. I decided to chase FI due to unstable job. However, I'm glad the job is unstable because that uncomfortable feeling continues to be a great motivator for me.

Congrats to everyone and I look forward to seeing more graduates soon.

[senorpanqueque]

Oct-15   $11,131.65   -$4,622.42   $6,509.23
Nov-15   $12,323.24   -$778.01   $11,545.23
Dec-15   $16,413.13   -$1,417.11   $14,996.02
Jan-16   $18,947.19   -$1,221.32   $17,725.87
Feb-16   $22,788.60   -$941.23   $21,847.37
Mar-16   $28,447.46   -$992.92   $27,454.54
Apr-16   $29,448.18   -$673.97   $28,774.21
May-16   $30,988.20   -$725.81   $30,262.39
Jun-16   $35,289.11   -$2,514.94   $32,774.17
Jul-16   $34,759.85   -$510.30   $34,249.55
Aug-16   $33,835.72   -$2,317.61   $31,518.11
Sep-16   $33,315.41   -$2,654.75   $30,660.66
Oct-16   $34,976.88   -$204.94   $34,771.94
Nov-16   $37,357.68   -$28.09   $37,329.59
Dec-16   $41,144.84   -$734.62   $40,410.22
Jan-17   $42,809.53   -$949.66   $41,859.87
Feb-17   $44,034.74   -$175.49   $43,859.25
Mar-17   $49,400.65   -$922.46   $48,478.19
Apr-17   $49,922.15   -$136.41   $49,785.74
May-17   $51,267.21   -$201.61   $51,065.60
Jun-17    $51,146.77   -$545.98   $50,600.79
Jul-17     $54,751.58   -$522.02   $54,229.56

[icbatbh]

Hi all,

Long time lurker who's just signed up, so this is actually my first post.

My current NW:

June 2017: £35,080.50 (+£1,077.60)

[Trifle]

Welcome to the forum and the thread Icbatbh! You're among fine people here, all building the foundation for their 'stache.   

Sweet update, Senor P.  Great progress, plus nice that you've kept such good records.

[Bart1ma3u5]

7/1/2014     $(5,000.00)
8/1/2014     $(4,172.00)
9/1/2014     $(1,028.00)
10/1/2014    $27.00
11/1/2014    $1,499.00
12/1/2014    $3,965.00
1/1/2015     $6,200.00
2/1/2015     $9,608.00
3/1/2015     $13,460.00
4/1/2015     $13,621.00
5/1/2015     $16,002.00
6/1/2015     $18,752.00
7/1/2015     $16,873.00
8/1/2015     $27,693.00
9/1/2015     $28,364.00
10/1/2015    $31,000.00
11/1/2015    $36,549.00
12/1/2015    $38,978.00
1/1/2016     $45,436.00
2/1/2016     $44,712.00
3/1/2016     $47,800.00
4/1/2016     $53,205.00
5/1/2016     $57,500.00
6/1/2016     $57,100.00
7/1/2016     $59,000.00
8/1/2016     $60,000.00
9/1/2016     $63,288.00
10/1/2016    $64,200.00
11/1/2016    $66,165.76
12/1/2016    $69,165.00
1/1/2017     $77,441.00
2/1/2017     $80,546.00
3/1/2017     $86,211.00
4/1/2017     $91,562.00
5/1/2017     $93,012.00             
6/1/2017     $95,556.00             

7/1/2017  $100,056 After exactly 36 months, I have finally gone from -$5,000 to just barely squeeze past $100,000!!! Off to the $250K thread, good luck to everyone here, and hopefully see you again soon!

[Trifle]

Ding ding ding!!!  Woo hoo and congrats Bart1!!  Huge, huge accomplishment.

[Bateaux]

Come on up to the next level guys.  Your heads are above water now and you can see your future.  Awesome job.

[lampstache2]

Jan -  $23,175
Feb -  $27,655
Apr -  $27,386
May - $26,492
Jun -  $30,464
Jul -   $34,337

[givemesunshine]

I'm moving slowly - slower than planned due to medical expenses which are unfortunately ongoing.

I haven't included my pension savings and they're also slowly improving. I'll get to that 100K goal one day!

[Trifle]

I'm moving slowly - slower than planned due to medical expenses which are unfortunately ongoing.

I haven't included my pension savings and they're also slowly improving. I'll get to that 100K goal one day!

Yes, you will Zinny!   I started way in the hole and clawed my way into positive NW, then slowly built up the stache.   Now I'm in the $500k - $1M thread.   The bigger the stache gets, the faster it goes.  Don't let the challenges get you down.  You've got this!     

[Nederstash]

Aug 15: 5327 (found MMM)
Sep 15: 5775
Oct 15: 6964
Nov 15: 8551
Dec 15: 12085
Jan 16: 12700
Feb 16: 13691
Mar 16: 14818
Apr 16: 16220
May 16: 17510
Jun 16: 21149
Jul 16: 22024
Aug 16: 23325
Sep 16: 24285
Oct 16: 25400
Nov 16: 26932
Dec 16: 31121
Jan 17: 31444
Feb 17: 42849
Mar 17: 43989
Apr 17: 45143
May 17: 46766
Jun 17: 49646
Jul 17: 52567

[starjay]

Slow progress this month. I quit the second job (the stress was not worth the extra income) and then had unexpected expenses. Nonetheless, some progress was made!

January 2017:  54,765.72
February 2017: 58,616.88
March 2017:     62,304.54
April 2017:       63,589.66
May 2017:        65,736.47
June 2017:       69,081.97
July 2017:        69,837.03

[OrangeCanadian]

Hi!

I've been tracking my NW for the past few months, but just stumbled on this post.  I'm a few years behind on the race, but it will still be a good practice in accountability.  Here's my NW since last year, when it took a kicking from a loss on the sale of my house.  I'm in the military and I was posted, so I had to cover the cost of a rental at my new posting as well as the mortgage and other costs (basement flooded during all of this).

Sept 16: -7058.34
Oct 16: -3375.27
Nov 16: 343.78
Dec 16: 343.78
Jan 17: 2,269.17
Feb 17:
Mar 17: 11,363.97 (Left over money from the cost of my move added to my RRSP)
Apr 17: 17,631.15
May 17: 14,158.77
June 17: 18,708.61

[Trifle]

Welcome, OrangeCanadian!   You're not behind in the race -- you're right on time.  Lots of folks at all stages.  Great crowd here cheering each other on.

[andy85]

Jan 16	$39,550
Feb 16	$41,468
Mar 16	$47,974
Apr 16	$51,484
May 16	$52,730
Jun 16	$53,694
Jul 16	$55,669
Aug 16	$56,725
Sep 16	$58,793
Oct 16	$58,748
Nov 16	$60,551
Dec 16	$61,253
Jan 17	$64,001
Feb 17	$66,905
Mar 17	$71,221
Apr 17	$73,018
May 17	$71,772
Jun 17	$69,832

Did a big kitchen reno that started in May, hence the NW drop as i tapped into some cash savings. Will be a stretch to hit 80k by the end of the year. 100k in 2018 should still be a go though.