Author Topic: Race from 10 to 100k!!  (Read 429920 times)

Tass

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Re: Race from 10 to 100k!!
« Reply #1900 on: August 31, 2018, 10:55:42 AM »
Wohooo amazing Tass! And with such ease (as in, you actually managed a .2 as well ;))!

I was $200 over a goal in a month where I saw almost $400 in investment gains. It was luck. ;)

As for this month:

Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k

Aug 18: $20.8k

That number obscures a lot of money-moving this month. The $600 gain encompasses $2300 in new investments and $2000 in planned spending out of my cash cushion. I had a three paycheck month, and I also bought every plane ticket I will need for the next six months (including an international trip) to meet a minimum spend for a cc bonus.

Next month I'm expecting over $700 in reimbursements, as well as nearly $300 for that cc bonus, so I should get boosted right back up to my previous trendline.

I also applied to a new apartment with rent way lower than I was budgeting for, and my forecast is SO CLOSE to shaving a year off the 100k goal. $350 stands between me and an expected 2022 graduation. (Slow train ftw.)

snoot

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Re: Race from 10 to 100k!!
« Reply #1901 on: August 31, 2018, 11:46:14 AM »
I changed my forum name to something a little more anonymous. My previous username was pretty easy to track back to me IRL.

December           2017       65,258
January              2018       67,602       (+2344)
February            2018       72,789       (+5187)
March                2018       75,413       (+2623)
April                  2018       75,770       (+357)
May                   2018       73,933       (-1837)
June                  2018       77,260       (+3327)
July                   2018       77,632       (+372)
August               2018       79,049       (+1417)
September         2018       83,381       (+4332)

I also had a good month at work. I just got a promotion that comes with an ~18k raise. I work in education and have access to a 457 and 403b, so I'm going to use the raise to pay off a few small student loans I have hanging around and then max out the 457 for next year. My husband just took on a new part time job that's going to bring in an extra +10k next year too! It's crazy how things can change in a short period of time. My main goal for the next month is to find a way to 'hide' all of that money from us so we don't see the difference in our paychecks!

Congrats to everyone on the promotions, new jobs, and life changes.

Mattrim

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Re: Race from 10 to 100k!!
« Reply #1902 on: August 31, 2018, 12:41:42 PM »
6/30: 5828.16$
8/1:   15412.83$ (+9586.67$)
8/31: 19351.65$ (+3938.82$)

Goal 12/31: 37500$ (requires about 4500$ each month)

Happy with the development. Low salary this month as DW had a few days off without salary. I'm really excited about the next month as it should be quite a bit better than this!

Great job everybody!

Cezilous

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Re: Race from 10 to 100k!!
« Reply #1903 on: August 31, 2018, 01:04:16 PM »
Dec-16: $32,870.70
Dec-17: $58,271.55   (+ 25,400.85)
Jan-18: $65,122.37   (+ 6,850.82)
Feb-18: $67,352.98   (+ 2,230.61)
Mar-18: $66,410.59   (- 942.39)
Apr-18:  $65,337.11   (- 1,073.48)
May-18: $68,032.74   (+ 2,695.63)
Jun-18:  $68,405.97   (+ 373.23)
Jul-18:   $70,232.18   (+ 1,826.21)
Aug-18: $71,995.44   (1,763.26)


Svoboda

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Re: Race from 10 to 100k!!
« Reply #1904 on: September 01, 2018, 04:42:24 AM »
Dec 17: 37,449
Jan 18: 40,439
Feb 18: 42,796
Mar 18: 44,219
Apr 18: 42,188
May 18: 46,097
June 18: 49,516
July 18: 53,589
Aug 18: 57,668
Sep 18: 61,740

katthjul

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Re: Race from 10 to 100k!!
« Reply #1905 on: September 01, 2018, 05:25:08 AM »
EOY 2014: 0
EOY 2015: 16,728
EOY 2016: 41,467
EOY 2017: 64,929
Jan 2018: 67,989
Feb 2018: 69,128
Mar 2018: 66,962
Apr 2018: 72,421
May 2018: 75,002
Jun 2018: 77,356
Jul 2018: 80,826
Aug 2018: 84,390

At the current pace, I could with some effort reach 100k by the end of the year.

ASW

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Re: Race from 10 to 100k!!
« Reply #1906 on: September 01, 2018, 06:11:21 AM »
1/1/2018: $38,800
2/1/2018: $49,800
3/1/2018: $55,707
4/1/2018: $64,352
5/1/2018: $68,097
6/1/2018: $72,976
7/1/2018: $80,555
8/1/2018: $85,858
9/1/2018: $90,137

Saved about $3,300 this month, so I got a little help from the market.  This is the first time that my projections have me reaching $100k in November instead of December.  I may graduate a month early!

Congrats to everyone who is continuing to grow the stache through big life changes!

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #1907 on: September 01, 2018, 06:34:40 AM »

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

June ended around 36,000 (estimate, was too busy to exactly keep track). July ends with my NW up to $38,676.

Happy with my progress, though I've been spendier than I should.  On a plus side, it looks like I'll be taking a new job which should see a ~20% bump in pay, plus a nice sign on bonus. So my NW should begin to grow more quickly! Ohh and my commute will be dropping from 42 miles down to 2.5 miles! As a result I'll be saving a ton on gas and wear and tear on my car.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277

Decided to clean up my thread/format.

August Notes
I did in fact take the new job, pay bump was close to 25%. Very happy with the change thus far.

Got a nice fat final check from my prior employer, which included all of my remaining vacation time.

Sadly, the check quite nearly matched the car repair bill that I incurred a few weeks ago. Hopefully it'll be good for a while, its at almost 190K miles and I have no intention of getting another car ever anytime soon.

L2

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Re: Race from 10 to 100k!!
« Reply #1908 on: September 01, 2018, 08:04:35 AM »
End of July NW: 84,495
End of Year projected NW: 104,324
End of August NW: 88,430.58
End of Year projected NW: 105,233.73

lexde

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Re: Race from 10 to 100k!!
« Reply #1909 on: September 01, 2018, 08:06:28 AM »
3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
06/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62

8/31/2018: $27,393.30

JAYSLOL

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Re: Race from 10 to 100k!!
« Reply #1910 on: September 01, 2018, 10:12:09 AM »
I haven't updated this in ages, here's how my year is going

Jan - 63.8k
Feb - 64.0k
Mar - 65.0k
Apr - 65.4k
May - 67.5k
June - 69.5k
July - 72.3k
Aug - 74.0k
Sept - 76.7k

Started slow, looking like a stronger finish though.  Was hoping to hit 100k by the end of the year, which was a little optimistic, shooting for 90 now.  Graduation, spring/summer 2019

SansSkill

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Re: Race from 10 to 100k!!
« Reply #1911 on: September 01, 2018, 12:35:50 PM »
January: 3068.76
February: 3965.75
March: 4758.99
April: 7103.66
May: 7508.32
June: 10068.37

July:
Checking account: 2046.63
Emergency Fund: 5000.00
Amortization Fund: 54.18
Goal Fund: 500.00
Investment: 3706.89
Total: 111307.7

August:
Checking account: 1490.19
Emergency Fund: 5000.00
Amortization Fund: 257
Deductible Fund: 885.00
Holiday Fund: 0.00
Investment: 3773.15
Total: 11405.34

Due to medical issues I decided to quit my part time job and focus fully on my studies, as such I also made some changes to my account structure, I changed the Goal Fund to the Deductible Fund in anticipation of having to pay that, and added a new savings account for my holiday. Didn't used to be such a fun but went on two week and half long vacations this summer and I really enjoyed it. Current goal is 800 for that, which I intend to reach with 8x 100 months. Regardless I'll probably not grow too much, being only able to save 100-200 a month at most, and as such am mostly depended on the continuation of the bull market for any gains for the next year and a half. Which if fine, my body is worth more to me then an extra year of investments.

adamsputnik

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Re: Race from 10 to 100k!!
« Reply #1912 on: September 01, 2018, 03:48:48 PM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00

Making some real progress finally.

peppermint

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Re: Race from 10 to 100k!!
« Reply #1913 on: September 01, 2018, 04:36:03 PM »
01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49

Forgot that I got my academic calendar paycheck spread over all 12 months!! That was a nice surprise. That means that even with some emergencies over the summer, I'm in good shape.

bpolson2

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Re: Race from 10 to 100k!!
« Reply #1914 on: September 01, 2018, 06:31:11 PM »
This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
August 2018 - $72,231.70

Another great month for investments. I am also paying down our credit card total. It's down under $10k! Am planning on having that paid off in about 6 months. It'll be wonderful, and the wheels will start moving much faster!

zygote

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Re: Race from 10 to 100k!!
« Reply #1915 on: September 02, 2018, 02:04:50 AM »
Hello! I am new to MMM. I'm 28, recently married, and we maintain separate finances. The goal is to be in a strong financial position to maintain flexibility in the future, not necessarily RE. I have a job that I love with amazing benefits, so I am not in a hurry to retire. But as you all know, that could always change.

I have always lived below my means in that I have never held any debt, but I've never really saved. I was a grad student living on a lean stipend in a HCOL city until a year and a half ago. I'm still in the same HCOL city, but now I have a real salary, a defined contribution retirement plan, and access to 403b and 457 accounts.

Current net worth: $48,533.91
Breakdown below...
Cash: $17,747.04
Retirement plan: $18,702.39
403b: $679.16 (Just opened this 1/1/18)
Roth IRA: $11,736.04 (Did not open this until 2016 tax year)
Credit card: -$330.72 (Use this for normal expenses, pay off in full every month)

I was over $50k a week ago, but of course the stock market is going down at the moment. Shares on sale!

3/18: $48,533.91
4/18: $53,215.13 (+4,681.22 - extra paycheck)
5/18: $55,433.65 (+2,218.52)
6/18: $57,041.95 (+1,572.27)
7/18: $59,753.49 (+2,711.54)
8/18: $63,816.19 (+4,062.70)
9/18: $70,101.27 (+6,285.08 - extra paycheck)

This was a three paycheck month so I was expecting to save a lot, but I had no idea I was going to save this much. I felt like I spent a ton. My tracking says otherwise. Wow.

druth

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Re: Race from 10 to 100k!!
« Reply #1916 on: September 02, 2018, 06:55:42 AM »
I did the thing!

It took me longer than I thought, but I'm happy to have made it. :)

L2

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Re: Race from 10 to 100k!!
« Reply #1917 on: September 02, 2018, 08:16:12 AM »
I did the thing!

It took me longer than I thought, but I'm happy to have made it. :)
congrats! See you in the next thread soon!

dutty

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Re: Race from 10 to 100k!!
« Reply #1918 on: September 02, 2018, 09:17:12 AM »
Quote
12/15 -2,610
12/16  5,250   (+7,860 ~ +301%)
12/17  10,810 (+5,560 ~ +106%)

01/18  21,300  (+10,490 ~ +97%)
02/18  25,500  (+4,200 ~ +20%)
03/18  48,800  (+23,300 ~ +91%)
04/18  50,620   (+1,820 ~ +4%)
05/18  50,200   (-420 ~ -1%)
06/18  49,940   (-260 ~ -0.5%
07/18  56,320   (+6380 ~ +13%)
08/18  60,400 (+4080 ~ +7% )


I've just moved out of my parents home into a house share so I will now start incurring some larger regular expenses (mainly rent and groceries). It's reassuring to know that I have 86 months worth of rent payments saved for a rainy day :)


I did the thing!

It took me longer than I thought, but I'm happy to have made it. :)

Nice, well done.
« Last Edit: September 02, 2018, 01:36:50 PM by dutty »

Slanhirn

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Re: Race from 10 to 100k!!
« Reply #1919 on: September 03, 2018, 05:21:33 AM »
Tracking net worth.

EOY 12.2017 - 4,360
01.2018 - 6,895 = + 2,535
02.2018 - 7,943 = + 1,048
03.2018 - 8,754 = + 811
04.2018 - 10,331 = + 1,577
05.2018 - 31,777 = + 21,446 (received an inheritance)
06.2018 - 33,386 = + 1,609
07.2018 - 35,086 = + 1,700
08.2018 - 36,571 = + 1,485
09.2018 - 38,818 = + 2,247

Assets = 49,626
Student loans = (10,808)

iTellStories

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Re: Race from 10 to 100k!!
« Reply #1920 on: September 03, 2018, 10:04:11 AM »
Aug 1, 2017: $31,378
Sep 1, 2017: $33,723
Oct 1, 2017: $37,296
Nov 1, 2017 $42,930
Aug 3, 2018: $62,456
Sep 3, 2018: $66,859

I may be purchasing a house this fall, so it might impact how fast this 'stache grows in the future.  Weighing my options, as I don't want to be priced out of my neighborhood in the next few years.  I'm currently renting in a small part of the city that's so close to work and I love it here.

MommyCake

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Re: Race from 10 to 100k!!
« Reply #1921 on: September 04, 2018, 06:43:24 AM »
Joining!  Hi Everyone!  I "graduated" from Rosy's Race to 50k where I tracked my TSP account.  For this challenge I'll be tracking all investments (instead of total NW).  My goal is to have 100k in invested assets by June 2019.

9/4/18  73,600

Nederstash

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Re: Race from 10 to 100k!!
« Reply #1922 on: September 05, 2018, 02:03:21 AM »
Aug 15: 5327 (found MMM)
Jan 16: 12700
Jan 17: 31444
Jan 18: 73227
Feb 18: 74628
Mar 18: 75981
Apr 18: 75766
May 18: 77414
Jun 18: 81980
Jul 18: 82825
Aug 18: 82665
Sep 18: 84098

Going up again... gotta keep that momentum going.

andy85

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Re: Race from 10 to 100k!!
« Reply #1923 on: September 05, 2018, 09:49:09 AM »
Andddddd done.

$106,793
  • $85,203 - investments
  • $7,604 - cash
  • $5,050 - vehicle
  • $8,936 - home equity



Jan 16   $39,550
Feb 16   $41,468
Mar 16   $47,974
Apr 16   $51,484
May 16   $52,730
Jun 16   $53,694
Jul 16   $55,669
Aug 16   $56,725
Sep 16   $58,793
Oct 16   $58,748
Nov 16   $60,551
Dec 16   $61,253
Jan 17   $64,001
Feb 17   $66,905
Mar 17   $71,221
Apr 17   $73,018
May 17   $71,772
Jun 17   $69,832
Jul 17   $72,166
Aug 17   $73,360
Sep 17   $76,497
Oct 17   $77,675
Nov 17   $80,642
Dec 17   $82,238
Jan 18   $86,553
Feb 18   $85,058
Mar 18   $92,587
Apr 18   $92,392
May 18   $93,023
Jun 18   $94,575
Jul 18    $98,373
Aug 18  $106,793

ASW

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Re: Race from 10 to 100k!!
« Reply #1924 on: September 05, 2018, 11:43:07 AM »
Nice job @andy85 and congratulations on your huge last month!

Trifele

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Re: Race from 10 to 100k!!
« Reply #1925 on: September 05, 2018, 05:17:57 PM »
Woo Hoo @andy85 !!

politenessman

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Re: Race from 10 to 100k!!
« Reply #1926 on: September 09, 2018, 01:45:23 PM »
Aug   $ 81,356
Jul   $ 66,521
Jun   $ 64,243
May   $ 60,386
Apr   $ 56,284
Mar   $ 55,824
Feb   $ 55,756
Jan   $ 51,828

Update time:
Sep   $ 88,159
Aug   $ 81,356
Jul   $ 66,521
Jun   $ 64,243
May   $ 60,386
Apr   $ 56,284
Mar   $ 55,824
Feb   $ 55,756
Jan   $ 51,828

UnexpectedExpenseExpector

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Re: Race from 10 to 100k!!
« Reply #1927 on: September 11, 2018, 12:22:33 AM »
Way to go @andy85 and @druth !

Here is my update:

2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77

2018
Jan: 48,429.84
Feb: 39,863.96 (Acquired new to us mini-van at low end of our price range and at low end of mileage for vehicles in our price range)
Mar: 44,139.97
Apr: 44,650.91 
May: 48,082.98 (Awesome month for the networth despite getting to pay rent on two places and waiting on the return of one security deposit. Thank you Mr. Market!)
June: 52,774.50  (Cue up the Bon Jovi!)
July: 56,756.98 (Welcome Baby #3)
August: 63,139.77
...
2018 Dec: 68,000 (GOAL)
...
2019 Jul: 100,000 (GOAL)

Happy to have ticked up that 5th digit again.  We are actually almost to 100k in assets but the 30k of student loan debt is still holding this number down, but that is back in the crosshairs!  The December goal is looking very doable at this point provided the market continues to climb.
« Last Edit: September 11, 2018, 11:05:20 PM by UnexpectedExpenseExpector »

FI45RE

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Re: Race from 10 to 100k!!
« Reply #1928 on: September 13, 2018, 01:08:26 PM »
First MMM Forum Post! Found MMM in late December 2017. Made immediate changes. Been reading the forum for awhile now...

Investments + 403b/401k:

12/2017: $38,165 (previously sitting and earning a measly 1.35% in savings) (Before investing/pre-MMM)
01/2018: $39,072
02/2018: $47,432
03/2018: $53,824 (as of 3/12)

My spreadsheet indicates that I will reach $100k by 1/1/2019

Still plugging along...

9/13/2018 Update: $77,976

Should still be on track for an end of the year $100k goal!

UnexpectedExpenseExpector

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Re: Race from 10 to 100k!!
« Reply #1929 on: September 13, 2018, 11:17:14 PM »
Awesome job @FI45RE ! I hope you beat your target!

lexde

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Re: Race from 10 to 100k!!
« Reply #1930 on: September 14, 2018, 01:23:08 PM »
3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
06/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30

9/14/2018: $28,138.60

ItsALongStory

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Re: Race from 10 to 100k!!
« Reply #1931 on: September 14, 2018, 04:41:06 PM »
3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
06/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30

9/14/2018: $28,138.60

$16k in 6 months is pretty awesome, I know how slow it goes in the beginning.

lexde

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Re: Race from 10 to 100k!!
« Reply #1932 on: September 14, 2018, 07:12:22 PM »
3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
06/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30

9/14/2018: $28,138.60

$16k in 6 months is pretty awesome, I know how slow it goes in the beginning.
Thanks! I just secured a 10k bonus with a lateral transfer so hopefully it goes faster soon!

11ducks

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Re: Race from 10 to 100k!!
« Reply #1933 on: September 16, 2018, 01:26:40 AM »
You guys are so impressive! This is me (Excluding superannuation and house)

Dec 17 - $16500
Jan 18 - $19000
Feb 18 - $20100
Mar 18 - $21120
Apr 18 - $22090
May 18 - $23700
Jun 18 - $26400
July 18 - $28400
Aug 18 - $29400

I've picked up a second job - goal is $40k by end of 2018!

QuillScroll

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Re: Race from 10 to 100k!!
« Reply #1934 on: September 17, 2018, 08:18:22 AM »
Update for this month -

30-Apr-18         37941
24-May-18     40069
18-Jun-18       41679
16-Jul-18       46413
13-Aug-18       52974
17-Sep-18       58683

zeli2033

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  • Location: Pacific Northwest
Re: Race from 10 to 100k!!
« Reply #1935 on: September 17, 2018, 11:27:24 AM »
Mid-month NW update

8/31/18: $12,784
9/17/18: $14,547


PassMMM

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Re: Race from 10 to 100k!!
« Reply #1936 on: September 21, 2018, 09:47:14 AM »
Update: Looking like I'll be about 1 month away, so should hit my goal of 100k before 2019 with room to spare! See you all on the 100-250 thread!

April - 41k
May - 48k
June - 55k
July - 66k
Aug-  74k
Sept - 83k
End Sept/NOW (should be same 10/1) - 94k

ASW

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Re: Race from 10 to 100k!!
« Reply #1937 on: September 21, 2018, 12:38:22 PM »
@PassMMM Geez those are huge chunks.  Congrats!

adamsputnik

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Re: Race from 10 to 100k!!
« Reply #1938 on: September 21, 2018, 06:36:01 PM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00

One big credit card balance paid off, even if it was at 0%. Those promo periods don't last forever...

Now one more to go. She'll be done in a couple of months.

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #1939 on: September 26, 2018, 12:36:29 PM »
Jan 2018 16.000
Feb 2018 17.050 (+1050)
Mar 2018 17.300 (+250)
Apr 2018 18.600 (+1300)
May 2018 21.200 (+2600)
June 2018 23.300 (+2100)
July 2018 24.400 (+1100)
Aug 2018 25.700 (+1300)
Sept 2018 26.100 (+400)

Slow month as I went on a 3 week vacation. Still going upwards though :)

LittleWanderer

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  • Location: USA
Re: Race from 10 to 100k!!
« Reply #1940 on: September 27, 2018, 09:01:59 AM »
November 2017 - $10,267
December 2017 - $11,208
January 2018 - $10,713
February 2018 - $11,869
March 2018 - $14,175
April 2018 - $14,330
May 2018 - $14,592
August 2018 - $19,246

September 2018 - $20,031
« Last Edit: October 31, 2018, 09:02:23 AM by LittleWanderer »

Serendip

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Re: Race from 10 to 100k!!
« Reply #1941 on: September 27, 2018, 10:51:10 AM »
Dec 18/17    18,146
Jan 19/18     23,607
Feb 20/18     27,000
Mar 31/18     29,008
Apr 19/18     30,100
May 29/18    35,030
June28/18    36,700
July 25/18    39,000
Aug 26/18    40,150
Sept 27/18   42,500

Unavoidable large expenses coming up this month, as well as going to visit family and I just had over two weeks off which will now catch up with me. Am trying to add a few shifts here & there to account for part of it but might have a dip into savings unless I can really pick it up a couple of notches!
« Last Edit: September 27, 2018, 11:08:01 AM by Serendip »

zeli2033

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  • Location: Pacific Northwest
Re: Race from 10 to 100k!!
« Reply #1942 on: September 28, 2018, 07:17:41 AM »
End of September update

8/31/18: $12,784
9/17/18: $14,547
9/28/18: $$22,476

A couple positive things gave us a bump this month (and going into next month). DH got a bonus and will be getting a raise that takes effect starting in the next month. I will likely get a small bonus as well next month. So progress!

Spruit

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Re: Race from 10 to 100k!!
« Reply #1943 on: September 28, 2018, 09:05:38 AM »
Hello, there! I just graduated out of the 0 to 10k group, so thought I'd join here. With current income and spending I'm guessing it'll take me 10 years to reach 100k. Let's try to speed it up a bit.

I take home around 1800 euros a month (income's a bit variable: sometimes 1700, sometimes 2100 euros)
My spending hovers around 1000 euros a month, which leaves me 800 to save up and invest. Currently saving up for a house, but also investing for long term gains.

Me and my partner share some expenses and save up for those together on a seperate bank account. I'll just track my private assets in this thread.

Current NW: 12,056 k

lexde

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Re: Race from 10 to 100k!!
« Reply #1944 on: September 28, 2018, 09:23:01 AM »
3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
06/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30
9/14/2018: $28,138.60

9/28/2018: $30,242.60

Broke 30k!

jasert39

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Re: Race from 10 to 100k!!
« Reply #1945 on: September 28, 2018, 10:53:56 AM »
I've been using Personal Capital to track our net work for a few months, this will be a fun place to keep track and more importantly keep ourselves on the saving path!  I've only used the site to factor investment/retirement accounts against mortgage and car loan balance, I have cash set aside for home improvements\emergency so I didn't want that money to show a inflated NW, also have not used homes value to factor into the calculation.


September 1, 2018 - $16,853
« Last Edit: September 28, 2018, 10:55:48 AM by jasert39 »

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #1946 on: September 28, 2018, 12:15:24 PM »
Welcome Spruit; congrats on the graduation!

Lexde; well done on crossing 30k! You're jumping forward so fast!

JAYSLOL

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Re: Race from 10 to 100k!!
« Reply #1947 on: September 28, 2018, 04:45:10 PM »
Jan1 - 63.8k
Feb1 - 64.0k
Mar1 - 65.0k
Apr1 - 65.4k
May1 - 67.5k
June1 - 69.5k
July1 - 72.3k
Aug1 - 74.0k
Sept1 - 76.7k
Oct1 - 79.6k

Updating this slightly early.  Decent month, looking like I could pass 90k by the end of the year without too much work, or get darn close to graduating if I really put in the effort. 

snoot

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Re: Race from 10 to 100k!!
« Reply #1948 on: September 29, 2018, 04:21:22 AM »
January              67,602
February             72,789
March                 75,413
April                    75,770   
May                    73,933   
June                   77,260
July                    77,632   
August               79,049
September         83,381 
October.             88,081

Well done, everyone!

Sent from my moto g(6) using Tapatalk


ASW

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Re: Race from 10 to 100k!!
« Reply #1949 on: September 29, 2018, 06:20:03 AM »
1/1/2018:   $38,800
2/1/2018:   $49,800
3/1/2018:   $55,707
4/1/2018:   $64,352
5/1/2018:   $68,097
6/1/2018:   $72,976
7/1/2018:   $80,555
8/1/2018:   $85,858
9/1/2018:   $90,137
10/1/2018: $93,806

This month I focused on asset allocation, and I think I've got something that I'm comfortable going forward with.  Next month my goal is to finalize my investment policy statement.  I did some analysis and realized that I'm paying very little in taxes, and so I'm going to make all my retirement contributions Roth from here on out.  Also, I liquidated the 529s I had with USAA and moved that money into VTSAX at Vanguard, so now all my investments are in low-cost index funds. 

Welcome to all the newcomers!
« Last Edit: September 29, 2018, 06:23:36 AM by ASW »