Author Topic: Race from 10 to 100k!!  (Read 268047 times)

Bumbles8

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Re: Race from 10 to 100k!!
« Reply #1400 on: October 02, 2017, 05:11:59 AM »
Just rolled 50k last week with my paycheck.

Started at about 10k for the beginning of the year.  Getting to the "first" 100k is definitely a big motivation

Everyone keep up the good work!

Slow&Steady

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Re: Race from 10 to 100k!!
« Reply #1401 on: October 02, 2017, 06:23:08 AM »
I only really track my 401k balance and only for the last couple years. 

In my 20s I put something like 10% in and thought I was doing great (better than average), we also tackled 1 student loan, 2 car loans, credit card debt, and bought our 1st home (now a rental).  For the last several years I have only been putting 6% (plus a company match) into the 401k, while we saved for a wedding, down payment on a house, started a family, went to 1 steady income and 1 self employed income, and are continuing the last student loan.  We are still working on paying off my last student loan and building the self employed income but I am really hoping to hit $100k in the 401k sometime in 2018, if the self employed income starts taking off and we can contribute more to an IRA I will add that into the calculations too.

I did do a quick back of the envelope net worth calculation that included debt, primary and rental home value, and vehicle value and that put net worth around $150k, but since I don't regularly track that stuff I don't want to join the next group until the retirement accounts are above $100k.

                    401K          IRA          Total
Dec 2013:   $43,660     $0           $43,660
Dec 2014:   $52,943     $0           $52,943
Dec 2015:   $55,622     $0           $55,622
Dec 2016:   $68,870     $700       $69,570
 Feb 2017:   $74,784      $700       $75,484
   4/11/17:   $76,834     $1002      $77,836
 Apr 2017:   $78,946      $1026     $79,972
  5/24/17:    $80,007     $1040      $81,047
  6/05/17:    $82,048     $1057      $83,105
  7/21/17:    $84,508     $1075      $85,583
  8/02/17:    $85,737     $1075      $86,812
  9/01/17:    $86,830     $1079      $87,909
10/02/17:    $89,275     $1100      $90,375

I had a goal of $90k in the 401k by the end of the year, only $800 shy of that!!


seventytimes7

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Re: Race from 10 to 100k!!
« Reply #1402 on: October 02, 2017, 06:36:27 AM »
2/1/2017   - ($6,832)
3/1/2017   -   $66
4/1/2017   - $ 6,298
5/1/2017   - $12,179
6/1/2017   - $17,418
7/1/2017   - $21,303
8/1/2017   - $28,136
9/1/2017   - $29,233
10/1/2017 - $35,076

Plugging and Chugging. Conservative estimates put me about 12 months away from my graduation.

mustache you a question

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Re: Race from 10 to 100k!!
« Reply #1403 on: October 02, 2017, 07:09:16 AM »
01/17 - 9,926
02/17 - 15,869
03/17 - 21,618
04/17 - 22,738
05/17 - 29,255
06/17 - 30,880
07/17 - 40,255
08/17 - 44,722
09/17 - 48,025
10/17 - 62,340

Big increase this month mostly due to higher home valuation than in the past (+8500).  Been aggressive paying down debt and have increased our savings rate substantially.  Hope to keep the momentum rolling.

Epor

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Re: Race from 10 to 100k!!
« Reply #1404 on: October 02, 2017, 08:43:49 AM »
Code: [Select]

                Total    Saved Market G/L
04/01/17 68457.00 1190.50 103.50
05/01/17 70223.00 921.10 844.90
06/01/17 73782.00 2941.60 617.40
07/01/17 76009.00 1559.60 667.40
08/01/17 78615.00 1271.20 1334.80
09/01/17 79916.00 1271.20 29.80
10/01/17 85194.00 3271.20 2006.80



Congrats jerryricefumbled see you soon (hopefully) on the next race.
« Last Edit: October 02, 2017, 12:48:32 PM by Eporedia »

ardrum

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Re: Race from 10 to 100k!!
« Reply #1405 on: October 02, 2017, 10:13:55 AM »
6/2015 - (~$12,000)
1/1/16 - ~$2,000
2/1/16 - $4,793
3/1/16 - $10,108
4/1/16 - $14,574
5/1/16 - $16,150
6/1/16 - $19,879
7/1/16 - $23,001
8/1/16 - $28,667
9/1/16 - $33,134
10/1/16 - $35,682
11/1/16 - $37,758
12/1/16 - $42,243
1/1/17 - $31,938 (replaced 17 year old car)
2/1/17 - $36,861
3/1/17 - $43,690
4/1/17 - $46,035
5/1/17 - $49,860
6/1/17 - $53,551
7/1/17 - $59,289
8/1/17 - $64,996
9/1/17 - $68,439
10/1/17 - $73,881

I have been fighting and clawing to save from being in negative net worth territory less than two years ago.  I can hardly believe I am on pace to exceed $80k by the end of the year barring stock market crash.  Even if it does crash though and pause/slow down progress, cheaper buying opportunities will be had!  Keep staying the course, everyone!
"Stache" Goals by Year End as Multiples of Annual Living Expenses
2018: 6.27x
2019: 8.57x
2020: 10.98x
2021: 13.52x
2022: 16.18x
2023: 18.98x
2024: 21.92x
2025: 25x

SarkastikNinja

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Re: Race from 10 to 100k!!
« Reply #1406 on: October 02, 2017, 11:10:24 PM »

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04   (+3,037.01)
15-03-31   :             -8,373.63   (+   639.41)
15-04-30   :              3,957.65   (+4,415.98)
15-05-31   :              6,155.15   (+2,197.50)
15-06-30   :              4,161.27   (- 1,993.88)
15-07-31   :              9,940.39   (+5,779.12)
15-08-31   :            11,086.93   (+1,146.54)
15-09-30   :            13,411.39   (+2,324.46)
15-10-31   :            21,753.13   (+8,341.74)
15-11-30   :            23,540.19   (+1,787.06)
15-12-31   :            25,039.14   (+1,498.95)
               
16-01-31   :            31,418.13   (+6,378.99)
16-02-29   :            33,247.02   (+1,828.89)
16-03-31   :            37,241.82   (+3,994.80)
16-04-30   :            47,305.81   (+10,063.99)
16-05-31   :            47,145.83   (-    159.98)
16-06-30   :            46,076.20   (-    838.38)
16-07-31   :            47,098.02   (+1,021.82)
16-08-31   :            46,307.45   (-    709.57)
16-09-30   :            48,762.90   (+2,455.45)
16-10-31   :            50,601.65   (+1,838.75)
16-11-30   :            52,677.91   (+2,076.26)
16-12-31   :            57,227.20   (+4,549.29)
               
17-01-31   :            58,540.40   (+1,313.20)
17-02-28   :            64,183.38   (+5,642.98)
17-03-31   :            75,197.12   (+11,013.74)
17-04-30   :            75,589.36   (+   392.24)
17-05-31   :            83,478.46   (+7,889.10)
17-06-30   :            83,208.21   (-    270.25)
17-07-31   :            84,647.77   (+1,466.56)
17-08-31   :            84,980.55   (+  332.78)


17-09-30   :            89.862.67   (+4,882.12)

Making some progress again :)
Market gains definitely helped this month

icbatbh

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Re: Race from 10 to 100k!!
« Reply #1407 on: October 03, 2017, 07:36:39 AM »
June 2017:            £35,080.50
July 2017:             £37.089.54
August 2017:         £38,911.14
September 2017:   £40,483.65

ardrum

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Re: Race from 10 to 100k!!
« Reply #1408 on: October 03, 2017, 10:01:52 AM »

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04   (+3,037.01)
15-03-31   :             -8,373.63   (+   639.41)
15-04-30   :              3,957.65   (+4,415.98)
15-05-31   :              6,155.15   (+2,197.50)
15-06-30   :              4,161.27   (- 1,993.88)
15-07-31   :              9,940.39   (+5,779.12)
15-08-31   :            11,086.93   (+1,146.54)
15-09-30   :            13,411.39   (+2,324.46)
15-10-31   :            21,753.13   (+8,341.74)
15-11-30   :            23,540.19   (+1,787.06)
15-12-31   :            25,039.14   (+1,498.95)
               
16-01-31   :            31,418.13   (+6,378.99)
16-02-29   :            33,247.02   (+1,828.89)
16-03-31   :            37,241.82   (+3,994.80)
16-04-30   :            47,305.81   (+10,063.99)
16-05-31   :            47,145.83   (-    159.98)
16-06-30   :            46,076.20   (-    838.38)
16-07-31   :            47,098.02   (+1,021.82)
16-08-31   :            46,307.45   (-    709.57)
16-09-30   :            48,762.90   (+2,455.45)
16-10-31   :            50,601.65   (+1,838.75)
16-11-30   :            52,677.91   (+2,076.26)
16-12-31   :            57,227.20   (+4,549.29)
               
17-01-31   :            58,540.40   (+1,313.20)
17-02-28   :            64,183.38   (+5,642.98)
17-03-31   :            75,197.12   (+11,013.74)
17-04-30   :            75,589.36   (+   392.24)
17-05-31   :            83,478.46   (+7,889.10)
17-06-30   :            83,208.21   (-    270.25)
17-07-31   :            84,647.77   (+1,466.56)
17-08-31   :            84,980.55   (+  332.78)


17-09-30   :            89.862.67   (+4,882.12)

Making some progress again :)
Market gains definitely helped this month

You're getting super close now!  Any chance you break the barrier by year end?
"Stache" Goals by Year End as Multiples of Annual Living Expenses
2018: 6.27x
2019: 8.57x
2020: 10.98x
2021: 13.52x
2022: 16.18x
2023: 18.98x
2024: 21.92x
2025: 25x

SarkastikNinja

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Re: Race from 10 to 100k!!
« Reply #1409 on: October 03, 2017, 02:57:07 PM »

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04   (+3,037.01)
15-03-31   :             -8,373.63   (+   639.41)
15-04-30   :              3,957.65   (+4,415.98)
15-05-31   :              6,155.15   (+2,197.50)
15-06-30   :              4,161.27   (- 1,993.88)
15-07-31   :              9,940.39   (+5,779.12)
15-08-31   :            11,086.93   (+1,146.54)
15-09-30   :            13,411.39   (+2,324.46)
15-10-31   :            21,753.13   (+8,341.74)
15-11-30   :            23,540.19   (+1,787.06)
15-12-31   :            25,039.14   (+1,498.95)
               
16-01-31   :            31,418.13   (+6,378.99)
16-02-29   :            33,247.02   (+1,828.89)
16-03-31   :            37,241.82   (+3,994.80)
16-04-30   :            47,305.81   (+10,063.99)
16-05-31   :            47,145.83   (-    159.98)
16-06-30   :            46,076.20   (-    838.38)
16-07-31   :            47,098.02   (+1,021.82)
16-08-31   :            46,307.45   (-    709.57)
16-09-30   :            48,762.90   (+2,455.45)
16-10-31   :            50,601.65   (+1,838.75)
16-11-30   :            52,677.91   (+2,076.26)
16-12-31   :            57,227.20   (+4,549.29)
               
17-01-31   :            58,540.40   (+1,313.20)
17-02-28   :            64,183.38   (+5,642.98)
17-03-31   :            75,197.12   (+11,013.74)
17-04-30   :            75,589.36   (+   392.24)
17-05-31   :            83,478.46   (+7,889.10)
17-06-30   :            83,208.21   (-    270.25)
17-07-31   :            84,647.77   (+1,466.56)
17-08-31   :            84,980.55   (+  332.78)


17-09-30   :            89.862.67   (+4,882.12)

Making some progress again :)
Market gains definitely helped this month

You're getting super close now!  Any chance you break the barrier by year end?

I really hope so, I should have a bonus coming in the next month or so that might get me really close to striking distance of graduating from the thread. I do hold a fair chunk of a really volatile ETF though, so I can have big swings (for me) from that - usually down.  Fingers crossed!

You've made a lot of progress in the last year as well! Looks like you'll be close (or graduating!) by year end as well!

junga

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Re: Race from 10 to 100k!!
« Reply #1410 on: October 03, 2017, 05:25:21 PM »
I am in!!! My progress since April 2014.

April 2014 : -$9,000
October 2014 : $1500
December 2015 : $20,000
December 2016 : $48,000
September 1 2017 : $82,000

Thank you Trifele for the warm welcome. Good to be here. 

October 1, 2017 : $87,996

jerryricefumbled

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Re: Race from 10 to 100k!!
« Reply #1411 on: October 04, 2017, 06:59:30 AM »
Congratulations, JerryRice!!  Huge milestone accomplishment.  :)


Thanks Trifele!  It's crazy how quickly it all adds up when you get serious about it.  I'm graduating to the next thread.  Good luck everyone.

ingrownstudentloans

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Re: Race from 10 to 100k!!
« Reply #1412 on: October 04, 2017, 10:22:19 AM »
Rejoining with new numbers - I started out tracking NW, but it did not feel right as it includes home equity/rental home equity/student loans, etc....  I am now only including our tax-advantaged retirement accounts as that is what feels right for me on this thread.  I expect to graduate April 2019.

6/1/2017   $44,119
7/1/2017   $46,553
8/1/2017   $48,477
9/1/2017   $51,618
10/1/2017 $55,740

frugalfanny

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Re: Race from 10 to 100k!!
« Reply #1413 on: October 04, 2017, 06:01:12 PM »
November 2009: Graduated from grad school with $52k student loans and 5k in the bank.
November 2010: -$41,165
November 2011: -$26,332
November 2012: -$7,560
November 2013: $8,748
November 2014: $21,464
November 2015: $27,355
November 2016: $50,207

February 14 2017: $60,724

October 4, 2017: $88,757

Will certainly cross $90k, maybe $95 this year... three paychecks in December will give me a boost! So close!
« Last Edit: October 04, 2017, 06:08:03 PM by frugalfanny »



Ascotillion

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Re: Race from 10 to 100k!!
« Reply #1414 on: October 04, 2017, 10:49:43 PM »
First post in here, hi all!

 Jan: $16,229.65
 Feb: $14,464.52
 Mar: $15,373.56
 Apr: $16,951.54
 May: $18,680.07
 Jun: $20,697.15
 Jul: $21,899.86
 Aug: $24,282.31
 Sep: $26,223.66
 Oct: $26,253.39

It's been a ROUGH couple of weeks. My partner's father had a bad heart attack and eventually passed away (only 58!) and we had to drop everything to fly north and be here for the family. It's pretty nice to have a couple of grand socked away, even if it does mean my numbers have stalled.

Trifele

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Re: Race from 10 to 100k!!
« Reply #1415 on: October 05, 2017, 04:08:43 AM »
Welcome to the thread iTellStories and Ascotillion!   (So sorry for your loss Ascotillion).

Anon in Alaska

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Re: Race from 10 to 100k!!
« Reply #1416 on: October 06, 2017, 05:50:34 AM »
And I'm there. $100,977.79 once they process the $1,000 I just put in. (More with the paid for condo and car but I'm not counting those.) On to the next milestone.

This was quicker than I though it would be, but part of that was due to the money my Mother left me in her will.
Therefore I'm hoping the next part isn't quick for a similar reason....
"Homines est! Dici omnes! Soylens viridis HOMINES EST!"

Slow&Steady

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Re: Race from 10 to 100k!!
« Reply #1417 on: October 06, 2017, 11:19:48 AM »
I only really track my 401k balance and only for the last couple years. 

In my 20s I put something like 10% in and thought I was doing great (better than average), we also tackled 1 student loan, 2 car loans, credit card debt, and bought our 1st home (now a rental).  For the last several years I have only been putting 6% (plus a company match) into the 401k, while we saved for a wedding, down payment on a house, started a family, went to 1 steady income and 1 self employed income, and are continuing the last student loan.  We are still working on paying off my last student loan and building the self employed income but I am really hoping to hit $100k in the 401k sometime in 2018, if the self employed income starts taking off and we can contribute more to an IRA I will add that into the calculations too.

I did do a quick back of the envelope net worth calculation that included debt, primary and rental home value, and vehicle value and that put net worth around $150k, but since I don't regularly track that stuff I don't want to join the next group until the retirement accounts are above $100k.

                    401K          IRA          Total
Dec 2013:   $43,660     $0           $43,660
Dec 2014:   $52,943     $0           $52,943
Dec 2015:   $55,622     $0           $55,622
Dec 2016:   $68,870     $700       $69,570
 Feb 2017:   $74,784      $700       $75,484
   4/11/17:   $76,834     $1002      $77,836
 Apr 2017:   $78,946      $1026     $79,972
  5/24/17:    $80,007     $1040      $81,047
  6/05/17:    $82,048     $1057      $83,105
  7/21/17:    $84,508     $1075      $85,583
  8/02/17:    $85,737     $1075      $86,812
  9/01/17:    $86,830     $1079      $87,909
10/02/17:    $89,275     $1100      $90,375

I had a goal of $90k in the 401k by the end of the year, only $800 shy of that!!

I have been hearing the radio talk about the market having "another" up day for the last few days so I decided to check my balance in the 401K ... and drumroll... I hit $90k today.  I keep expecting the market to stop climbing but I will take it!

AcftW

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Re: Race from 10 to 100k!!
« Reply #1418 on: October 07, 2017, 02:31:50 AM »
Welcome back AcftW, though you are doing so well you won't be here long, it looks like.  :)

Thanks!  I just got paid and the marketís been good for me, I actually just passed the 100k mark but am going to wait until 1 November in case anything happens.

Nederstash

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Re: Race from 10 to 100k!!
« Reply #1419 on: October 07, 2017, 10:22:01 AM »
Aug 15: 5327 (found MMM)
Sep 15: 5775
Oct 15: 6964
Nov 15: 8551
Dec 15: 12085
Jan 16: 12700
Feb 16: 13691
Mar 16: 14818
Apr 16: 16220
May 16: 17510
Jun 16: 21149
Jul 16: 22024
Aug 16: 23325
Sep 16: 24285
Oct 16: 25400
Nov 16: 26932
Dec 16: 31121
Jan 17: 31444
Feb 17: 42849
Mar 17: 43989
Apr 17: 45143
May 17: 46766
Jun 17: 49646
Jul 17: 52567
Aug 17: 54267
Sep 17: 54565
Oct 17: 68832

Ascotillion

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Re: Race from 10 to 100k!!
« Reply #1420 on: October 07, 2017, 11:10:55 PM »
Nederstash, I'm basically you a year ago! Hope I can hit 60k by Oct 18, great job 😎

Nederstash

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Re: Race from 10 to 100k!!
« Reply #1421 on: October 08, 2017, 12:31:03 PM »
Nederstash, I'm basically you a year ago! Hope I can hit 60k by Oct 18, great job 😎

Dare you to overtake me in 2 years :D

twistedfirestarter

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Re: Race from 10 to 100k!!
« Reply #1422 on: October 09, 2017, 08:11:46 AM »
April '17 £1,250
May '17 £2,515
June '17 £3,841
July '17 £6,774 / $8,705
August '17 £8,916 / $11,597 !
September '17 £10,812

October '17 £14,169

Lots of overtime helped bump things up this month

LawBookstore

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Re: Race from 10 to 100k!!
« Reply #1423 on: October 10, 2017, 10:17:15 AM »
First time checking in! Here's what the last few months have looked like:

1/1/17: $50,628
2/1/17: $54,828
3/1/17: $56,100
4/1/17: $60,393
5/1/17: $63,775
6/1/17: $67,020

I may have an expensive summer coming up (buying a car for the first time, moving long-distance, possible break between jobs), but here's hoping I can stay on track for my goal of $80k at year's end. And then $100k before my 27th birthday in 2018!

10/1/17: $75,600

Well, it's been a while and it was an expensive summer, but I've made some progress. I did buy a (used) car, moved across the country, and had a little over a month with no income because of a break between jobs. But this new job should accelerate things a bit. I'm on track to surpass my $80k year-end goal, and should hit $100 by the end of June 2018 at the latest.

vertkurt

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Re: Race from 10 to 100k!!
« Reply #1424 on: October 10, 2017, 04:01:22 PM »
I'll throw my hat into this as a newbie saver. I just graduated and have a new modest job at 31.

Roth VTSMX currently $8995.
TSP $0.

Will update monthly. Time to get the ball rolling!


briesas

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Re: Race from 10 to 100k!!
« Reply #1425 on: October 12, 2017, 10:18:22 PM »
I want to play!
State pension (only the part I can roll over if I leave) = 21000
IRA= 2517.56
457 = 9459.79
Savings = 4780.78
Total = 37581.13

Student loans = 27,073.54

NW = 10684.59

State pension (only the part I can roll over if I leave) = 29,991
IRA= 2600
457 = 9738
Savings = 3175
Total = 45,504

Student loans = 22,343

NW = 23161

Assets
State pension (only the part I can roll over if I leave) = 33,177
IRA= 3,120
457 = 11,019
Savings = 1,000
Total = 48,316

Debts
Student loans = 19,665

NW = 28,651

anadyne

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Re: Race from 10 to 100k!!
« Reply #1426 on: October 17, 2017, 03:56:36 PM »
Hi there! I'm new here and looking for a place to jump in for motivation as I read my way through the forums and optimize my spending and such. Feels like I'm in the doldroms just above $50K - will I ever see progress? Grrr...

Anyway I'm going to go on my Personal Capital investments, no other assets & excluding cash on hand as that is going to budgeting and the unfortunate spending of half my emergency fund on emergency dental work.

October 2017: $55,138

Trifele

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Re: Race from 10 to 100k!!
« Reply #1427 on: October 18, 2017, 04:45:50 AM »
Welcome Anadyne and VertKurt!  Great group of folks here showing each other support. 

dutty

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Re: Race from 10 to 100k!!
« Reply #1428 on: October 18, 2017, 11:40:41 AM »
I'm going to join in on this. I became aware of MMM and the general philosophy almost two years ago but a low wage (yes a poor excuse) and some travelling have prevented me from beginning the march towards £100K. I have just had a substantial pay rise and so I really need some form of accountability to make this opportunity count and also to prevent lifestyle creep, hopefully this thread can help!

I'll start the record from a couple of months before my pay rise.

05/17 £1020
06/17 £470    (-£550    /\ -50%)
07/17 £1,590 (+£1120 /\ +340%)
08/17 £2,080 (+£490   /\ +30%)
09/17 £7,250 (+£5170 /\ +350%)
« Last Edit: October 18, 2017, 11:54:41 AM by dutty »

Cezilous

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Re: Race from 10 to 100k!!
« Reply #1429 on: October 18, 2017, 11:57:12 AM »
Dec-16: $32,870.70
Mar-17: $42,371.10

I can't wait to get over 50K!
And then life got so busy, I didn't even register when it happened..!

Aug-17: $49,222.48
Sep-17: $51,435.45

anadyne

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Re: Race from 10 to 100k!!
« Reply #1430 on: October 20, 2017, 05:06:37 AM »
Dec-16: $32,870.70
Mar-17: $42,371.10

I can't wait to get over 50K!
And then life got so busy, I didn't even register when it happened..!

Aug-17: $49,222.48
Sep-17: $51,435.45
 

Great job! Hope that happens to me with my next milestone!

.
.

I'm currently frustrated that half my net worth is in transit between TIAA and Vanguard for a rollover and I almost choked when I opened Personal Capital and saw the net worth bottoming out. I can't believe in this day and age the rollover can't be totally electronic! They tell me it could take up to 2 weeks to arrive in my rollover account...

Pooperman

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Re: Race from 10 to 100k!!
« Reply #1431 on: October 20, 2017, 05:44:19 AM »
Dec-16: $32,870.70
Mar-17: $42,371.10

I can't wait to get over 50K!
And then life got so busy, I didn't even register when it happened..!

Aug-17: $49,222.48
Sep-17: $51,435.45
 

Great job! Hope that happens to me with my next milestone!

.
.

I'm currently frustrated that half my net worth is in transit between TIAA and Vanguard for a rollover and I almost choked when I opened Personal Capital and saw the net worth bottoming out. I can't believe in this day and age the rollover can't be totally electronic! They tell me it could take up to 2 weeks to arrive in my rollover account...

I transferred from Schwab to Vanguard via ACH so it is electronic for certain firm but not for all, I guess.

druth

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Re: Race from 10 to 100k!!
« Reply #1432 on: October 20, 2017, 11:06:17 AM »
Woke up the other day to mint saying I had gotten up to 114k, but it turns out they doubled one of my vanguard accounts.  :D

Actually at about 88k.  Didn't work for a couple months so I could do some traveling, but now back on track.  Should hit 100k in ~4 months.

ingrownstudentloans

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Re: Race from 10 to 100k!!
« Reply #1433 on: October 20, 2017, 11:21:37 AM »
Woke up the other day to mint saying I had gotten up to 114k, but it turns out they doubled one of my vanguard accounts.  :D

Bank error in your favor. Collect $200.

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #1434 on: October 23, 2017, 05:27:25 AM »
New to the thread. Found MMM about two months ago, turned out I've been quite mustachian all my life. Spent 11 months in Asia right after graduating uni so savings actually decreased the past year. Starting my first 'real' job next week and aiming to save 1000 EUR monthly.

Current net worth approx EUR 13400,-

Shelfside27

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Re: Race from 10 to 100k!!
« Reply #1435 on: October 23, 2017, 08:57:36 AM »
Only just signed up to post but been following this thread for a while and it is a huge help to keep me on track.

Since I started tracking:

07/17: £18,831
08/17: £20,396
09/17: £23,363
10/17: £24,599


Quarter of the way there. :-)

anadyne

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Re: Race from 10 to 100k!!
« Reply #1436 on: October 27, 2017, 01:36:37 PM »
Dec-16: $32,870.70
Mar-17: $42,371.10

I can't wait to get over 50K!
And then life got so busy, I didn't even register when it happened..!

Aug-17: $49,222.48
Sep-17: $51,435.45
 

Great job! Hope that happens to me with my next milestone!

.
.

I'm currently frustrated that half my net worth is in transit between TIAA and Vanguard for a rollover and I almost choked when I opened Personal Capital and saw the net worth bottoming out. I can't believe in this day and age the rollover can't be totally electronic! They tell me it could take up to 2 weeks to arrive in my rollover account...

I transferred from Schwab to Vanguard via ACH so it is electronic for certain firm but not for all, I guess.
 

Well mine ended up only taking a week, so not that bad - but my Personal Capital profile now looks like I tanked it for a week followed by the most epic day ever haha.

martyconlonontherun

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Re: Race from 10 to 100k!!
« Reply #1437 on: October 27, 2017, 03:00:24 PM »
I'm crashing two threads and this will be my joint account. I like my personal one since it's easier to motivate myself then my wife, but it still nice seeing the change in combined NW/Investments which is what matters.

29dh/29dw
Combined 120k income
Midwest City

09/01/2017: $65k Investments/$59k Net Worth
10/01/2017: $68.3k Investments/$65.6k Net Worth
Hopefully graduate this thread by March.
10/27/2017: $72k Investments/$70.5k Net Worth

dreadmoose

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  • Just starting out..
Re: Race from 10 to 100k!!
« Reply #1438 on: October 27, 2017, 05:09:25 PM »
   Jul 2016      -$19,048.00    
   Aug 2016      -$18,739.00    
   Sep 2016       $9,463.00    
   Oct 2016      -$25,832.00    
   Nov 2016      -$25,621.00    
   Dec 2016      -$25,405.00    
   Jan 2017      -$25,189.00    
   Feb 2017      -$24,977.00    
   Mar 2017      -$21,759.00    
   Apr 2017      -$15,838.00    
   May 2017       $7,477.00    
   Jun 2017       $16,623.25    
   Jul 2017       $27,638.49    
   Aug 2017       $39,025.21    
   Sep 2017       $49,626.13    
   Oct 2017       $59,438.41    
   Nov 2017       $71,949.94     (+12,511)

Happy with this month, closing in on the plan to save 100K in 2017 (tracked in another thread). Will be helped by a RRSP contribution of all overtime for the last 3 months at the end of December (held in case of miscalculated corporate taxes).

« Last Edit: October 31, 2017, 02:00:52 PM by dreadmoose »
Just starting on my FIRE journey, hopefully posting here creates accountability and eventually lowers my very anti-mustachian life habits.

deek16

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Re: Race from 10 to 100k!!
« Reply #1439 on: October 28, 2017, 05:30:48 AM »
October Update

01-01-2017 : 45,241
02-01-2017 : 55,143
03-01-2017 : 58,240
04-01-2017 : 69,145
05-01-2017 : 74,332
06-01-2017 : 77,877
07-01-2017 : 82,443
08-01-2017 : 85,688
09-01-2017 - 89,639
10-01-2017 : 92,834
11-01-2017 : 100,090 (GRADUATION)

Wow my investments were on fire this month. I expect them to drop back a little next month, but my new contributions should keep me above the 100k mark :).

L2

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Re: Race from 10 to 100k!!
« Reply #1440 on: October 28, 2017, 06:51:55 PM »
I am in! The goal is to get to 100k net worth by the end of 2018. Currently at ~21k. I have been pretty good at my goals so far. Starting out after college in Dec. 2013, I believe I had about a negative net worth of 65k. My first financial goal was to get a net worth of zero by the time I received my tax refund this year and I hit it at the end of January. My second goal was to have my private student loan (6.6%) paid off by the end of July. I made it at the end of June. Next I am hoping to have the car paid off by the end of the year. Currently have a 10k balance left on that loan.

My soft goal for the end of 2017 is 35k in net worth, only because I think I'll need it to be close to that to meet the 100k goal at the end of 2018. I have not done any hard calcs at this point, but in the mean time, I should be getting annual raises of approx. 5k beginning 11/1 for 2017 and 2018. I will also be maxing out my 401k in 2018 and hopefully the ROTH IRA as well.

So I am currently at ~30,900 net worth. I've been averaging about a 2k increase per month and I've got an extra paycheck coming in for December as there will be 3 pay periods. I should be between 37-38k net worth by the end of the year. I've got a raise coming effective 11/1, but I have not been communicated the amount yet.

I've cut almost 3k in annual expenses in the past few months. Moved to a nicer, more convenient, and cheaper apartment (farther away from city center, which I don't need anymore) that will save me $87 a month. In moving there and an acquisition by my firm, I will be driving approximately 10 miles round trip a day rather than 60. Rough estimates have that at about $100 a month in gas savings. My firm is also adding a HDHP plan, which I do not know the exact details yet, but I'm guessing this will be about 1/2 the cost of the low deductible plan (estimated savings of 50/month).

I have not ran the hard numbers yet as exact figures aren't determined, but my goal of 100k NW by the end of 2018 is going to come really close. I'd guess I'm looking at being more towards 10-15k short without any gains/raise coming next year/potential promotion. Here is a question for my fellow cohorts - I have about a 5k vested pension at my previous employer. I'm going to check to see if there is any way I can roll that over into a 401k/IRA this coming week. Either way, would you include that in your net worth calc? I'm younger so pensions are not a familiar topic for me. I've read being vested means that its guaranteed to me no matter what, but I've heard of plenty of people losing their pensions (albeit not knowing specific circumstances).

Trifele

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Re: Race from 10 to 100k!!
« Reply #1441 on: October 29, 2017, 05:49:32 AM »
October Update

01-01-2017 : 45,241
02-01-2017 : 55,143
03-01-2017 : 58,240
04-01-2017 : 69,145
05-01-2017 : 74,332
06-01-2017 : 77,877
07-01-2017 : 82,443
08-01-2017 : 85,688
09-01-2017 - 89,639
10-01-2017 : 92,834
11-01-2017 : 100,090 (GRADUATION)

Wow my investments were on fire this month. I expect them to drop back a little next month, but my new contributions should keep me above the 100k mark :).

Congratulations, Deek!!  Well done!

AcftW

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Re: Race from 10 to 100k!!
« Reply #1442 on: October 30, 2017, 11:38:02 PM »
$40,061 - Dec 2015
$43,153 - Jan 2016
$47,634 - Feb 2016
$50,404 - Mar 2016
$53,733 - Apr 2016
$54,717 - May 2016
$55,014 - Jun 2016
$59,924 - Jul 2016
$55,527 - Aug 2016
$61,117 - Sep 2016
$64,384 - Oct 2016
$56,780 - Nov 2016
$58,510 - Dec 2016
$67,328 - Jan 2017
$73,827 - Feb 2017
$79,021 - Mar 2017
$81,435 - Apr 2017
$83,652 - May 2017
$67,981 - Jun 2017
$64,425 - Jul 2017
$66,975 - Aug 2017
$73,801 - Sep 2017
$94,487 - Oct 2017

$103,372 - Nov 2017

Made it! Took 2 years and some ups and downs but I made it.  Keep it up everyone, hope to see you in the next thread!

Trifele

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Re: Race from 10 to 100k!!
« Reply #1443 on: October 31, 2017, 06:25:30 AM »
$40,061 - Dec 2015
$43,153 - Jan 2016
$47,634 - Feb 2016
$50,404 - Mar 2016
$53,733 - Apr 2016
$54,717 - May 2016
$55,014 - Jun 2016
$59,924 - Jul 2016
$55,527 - Aug 2016
$61,117 - Sep 2016
$64,384 - Oct 2016
$56,780 - Nov 2016
$58,510 - Dec 2016
$67,328 - Jan 2017
$73,827 - Feb 2017
$79,021 - Mar 2017
$81,435 - Apr 2017
$83,652 - May 2017
$67,981 - Jun 2017
$64,425 - Jul 2017
$66,975 - Aug 2017
$73,801 - Sep 2017
$94,487 - Oct 2017

$103,372 - Nov 2017

Made it! Took 2 years and some ups and downs but I made it.  Keep it up everyone, hope to see you in the next thread!

Wooo Hoooo!!!!  Big congratulations! 

mustache you a question

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Re: Race from 10 to 100k!!
« Reply #1444 on: October 31, 2017, 06:35:49 AM »
01/17 - 9,926
02/17 - 15,869
03/17 - 21,618
04/17 - 22,738
05/17 - 29,255
06/17 - 30,880
07/17 - 40,255
08/17 - 44,722
09/17 - 48,025
10/17 - 62,340
11/17 - 67,770

Good month again...November will be a little tougher.  Doing some work on the house and have to pay for Christmas presents (8 nieces and nephews makes it a little more expensive). 

SarkastikNinja

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Re: Race from 10 to 100k!!
« Reply #1445 on: October 31, 2017, 03:41:13 PM »

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04   (+3,037.01)
15-03-31   :             -8,373.63   (+   639.41)
15-04-30   :              3,957.65   (+4,415.98)
15-05-31   :              6,155.15   (+2,197.50)
15-06-30   :              4,161.27   (- 1,993.88)
15-07-31   :              9,940.39   (+5,779.12)
15-08-31   :            11,086.93   (+1,146.54)
15-09-30   :            13,411.39   (+2,324.46)
15-10-31   :            21,753.13   (+8,341.74)
15-11-30   :            23,540.19   (+1,787.06)
15-12-31   :            25,039.14   (+1,498.95)
               
16-01-31   :            31,418.13   (+6,378.99)
16-02-29   :            33,247.02   (+1,828.89)
16-03-31   :            37,241.82   (+3,994.80)
16-04-30   :            47,305.81   (+10,063.99)
16-05-31   :            47,145.83   (-    159.98)
16-06-30   :            46,076.20   (-    838.38)
16-07-31   :            47,098.02   (+1,021.82)
16-08-31   :            46,307.45   (-    709.57)
16-09-30   :            48,762.90   (+2,455.45)
16-10-31   :            50,601.65   (+1,838.75)
16-11-30   :            52,677.91   (+2,076.26)
16-12-31   :            57,227.20   (+4,549.29)
               
17-01-31   :            58,540.40   (+1,313.20)
17-02-28   :            64,183.38   (+5,642.98)
17-03-31   :            75,197.12   (+11,013.74)
17-04-30   :            75,589.36   (+   392.24)
17-05-31   :            83,478.46   (+7,889.10)
17-06-30   :            83,208.21   (-    270.25)
17-07-31   :            84,647.77   (+1,466.56)
17-08-31   :            84,980.55   (+  332.78)
17-09-30   :            89,862.67   (+4,882.12)


17-10-31   :            115,300.79   (+25,438.12)

Graduation day! I received a much larger year end bonus than expected which sent me flying into the next thread! See everyone there!


JLee

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Re: Race from 10 to 100k!!
« Reply #1446 on: October 31, 2017, 06:17:20 PM »

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04   (+3,037.01)
15-03-31   :             -8,373.63   (+   639.41)
15-04-30   :              3,957.65   (+4,415.98)
15-05-31   :              6,155.15   (+2,197.50)
15-06-30   :              4,161.27   (- 1,993.88)
15-07-31   :              9,940.39   (+5,779.12)
15-08-31   :            11,086.93   (+1,146.54)
15-09-30   :            13,411.39   (+2,324.46)
15-10-31   :            21,753.13   (+8,341.74)
15-11-30   :            23,540.19   (+1,787.06)
15-12-31   :            25,039.14   (+1,498.95)
               
16-01-31   :            31,418.13   (+6,378.99)
16-02-29   :            33,247.02   (+1,828.89)
16-03-31   :            37,241.82   (+3,994.80)
16-04-30   :            47,305.81   (+10,063.99)
16-05-31   :            47,145.83   (-    159.98)
16-06-30   :            46,076.20   (-    838.38)
16-07-31   :            47,098.02   (+1,021.82)
16-08-31   :            46,307.45   (-    709.57)
16-09-30   :            48,762.90   (+2,455.45)
16-10-31   :            50,601.65   (+1,838.75)
16-11-30   :            52,677.91   (+2,076.26)
16-12-31   :            57,227.20   (+4,549.29)
               
17-01-31   :            58,540.40   (+1,313.20)
17-02-28   :            64,183.38   (+5,642.98)
17-03-31   :            75,197.12   (+11,013.74)
17-04-30   :            75,589.36   (+   392.24)
17-05-31   :            83,478.46   (+7,889.10)
17-06-30   :            83,208.21   (-    270.25)
17-07-31   :            84,647.77   (+1,466.56)
17-08-31   :            84,980.55   (+  332.78)
17-09-30   :            89,862.67   (+4,882.12)


17-10-31   :            115,300.79   (+25,438.12)

Graduation day! I received a much larger year end bonus than expected which sent me flying into the next thread! See everyone there!

That's an awesome jump - congrats!

AcftW

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Re: Race from 10 to 100k!!
« Reply #1447 on: October 31, 2017, 09:22:20 PM »

Wooo Hoooo!!!!  Big congratulations!

Thank you!  Never would have believed it was possible a few years ago.  But at 25 and single, thereís no better time to start building the foundation.

LurkerStache

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  • Posts: 13
Re: Race from 10 to 100k!!
« Reply #1448 on: November 01, 2017, 08:44:34 AM »
Sep 2016: 51598.42
Oct 2016: 54210.76
Nov 2016: 57821.07
Dec 2016: 59471.44
Jan 2017: 63,813.13
Feb 2017: 66,722.32
Mar 2017: 70,782.46
Apr 2017: 73,027.41
May 2017: 76,803.28
Jun 2017: 78,061.77
Jul 2017: 81,104.24
Aug 2017: 84,125.91
Sep 2017: 88,561.32
Oct 2017: 92,457.44

Lots of graduates this month. Congrats everyone!

vertkurt

  • 5 O'Clock Shadow
  • *
  • Posts: 29
Re: Race from 10 to 100k!!
« Reply #1449 on: November 01, 2017, 05:07:04 PM »
10/10/17
Roth VTSMX currently $8995.
TSP $0.
11/1/17
rIRA= $10,095
TSP= $121

Waiting for payroll to wake up so I can start making max contributions. Hopefully next pay period it will be deducted.