Author Topic: Race from 10 to 100k!!  (Read 248308 times)

M5

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Re: Race from 10 to 100k!!
« Reply #1400 on: September 20, 2017, 11:48:13 AM »
I'm in!

Currently hovering about 10-11k NW. Will be 20k once our student loans are paid off, hopefully by the beginning of next year.

Trifele

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Re: Race from 10 to 100k!!
« Reply #1401 on: September 28, 2017, 04:22:18 AM »
Welcome Junga, AnonInAlaska, and M5! 

How is everyone doing this month? 

Wanttobehome

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Re: Race from 10 to 100k!!
« Reply #1402 on: September 28, 2017, 01:19:40 PM »
Nov 2016 18595+1,296            = 19,891
Dec 2016 19,091+1,425            = 20,516
Jan 2017 19,586+1590             =  21,176
Feb 2017 20,081+1,673            = 21,754
Mar 2017 20,576+1,828            = 22,404
Apr 2017  21,071+1,890+2300  =25,261
May 2017                                   =25,779
June 2017                                  =£26,319
July 2017                                    =£27,023
August 2017                               =£27,618
September 2017                        =£28,243
October 2017.                             =£28,868

I am aiming for 30K by the end of the year.
I plan to save 100K by 2023 so need to up the saving rate next year.

martyconlonontherun

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Re: Race from 10 to 100k!!
« Reply #1403 on: September 28, 2017, 07:10:31 PM »
I'm crashing two threads and this will be my joint account. I like my personal one since it's easier to motivate myself then my wife, but it still nice seeing the change in combined NW/Investments which is what matters.

29dh/29dw
Combined 120k income
Midwest City

09/01/2017: $65k Investments/$59k Net Worth

Hopefully graduate this thread by March.
10/01/2017: $68.3k Investments/$65.6k Net Worth

LurkerStache

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Re: Race from 10 to 100k!!
« Reply #1404 on: September 28, 2017, 11:35:38 PM »
Sep 2016: 51598.42
Oct 2016: 54210.76
Nov 2016: 57821.07
Dec 2016: 59471.44
Jan 2017: 63,813.13
Feb 2017: 66,722.32
Mar 2017: 70,782.46
Apr 2017: 73,027.41
May 2017: 76,803.28
Jun 2017: 78,061.77
Jul 2017: 81,104.24
Aug 2017: 84,125.91
Sep 2017: 88,561.32

jerryricefumbled

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Re: Race from 10 to 100k!!
« Reply #1405 on: September 29, 2017, 08:12:57 AM »
4/28/17 $82,123.14 start of competition
5/31/17 $83,416.85 an increase of $1,293.71
6/30/17 $88,646.63 an increase of $5,229.78
7/31/17 $97,939.57 an increase of $9,292.94
8/31/17 $98,975.02 an increase of $1,034.45
9/29/17 $101,431.60 an increase of $2,456.58

Mission accomplished!

dreadmoose

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Re: Race from 10 to 100k!!
« Reply #1406 on: September 29, 2017, 01:48:32 PM »
2016-10-01    $51,413
2016-11-01   -$25,621 (bought a condo, not included in net worth calculation)
2016-12-01   -$25,405
2017-01-01   -$25,189
2017-02-01   -$24,977
2017-03-01   -$21,759 [Found MMM]
2017-04-01   -$15,838 [Quit Job - Started Consulting]
2017-05-01    $7,477
2017-06-01    $16,623
2017-07-01    $27,638
2017-08-01    $39,025
2017-09-01    $49,626
2017-10-01    $59,438 (+9812 this month)

Another great month, have some extra sitting in the business (~2000) but am holding it until some reimbursements come through in case they're rejected.
Just starting on my FIRE journey, hopefully posting here creates accountability and eventually lowers my very anti-mustachian life habits.

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #1407 on: September 29, 2017, 07:33:44 PM »
Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

I'm looking forward to following everyone's progress. Good luck to us all!

katthjul

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Re: Race from 10 to 100k!!
« Reply #1408 on: September 30, 2017, 04:32:18 AM »
EOY 2014: €0
EOY 2015: €16,728
EOY 2016: €41,467
Jan 2017: €42,037
Feb 2017: €45,956
Mar 2017: €48,399
Apr 2017: €48,580
May 2017: €48,527
Jun 2017: €47,553
Jul 2017:  €46,952
Aug 2017: €51,030
Sep 2017: €55,257
I got a large raise in July and have increased my savings with at least €500/month.

deek16

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Re: Race from 10 to 100k!!
« Reply #1409 on: September 30, 2017, 04:45:17 AM »


01-01-2017 : 45,241
02-01-2017 : 55,143
03-01-2017 : 58,240
04-01-2017 : 69,145
05-01-2017 : 74,332
06-01-2017 : 77,877
07-01-2017 : 82,443
08-01-2017 : 85,688
09-01-2017 - 89,639 (Gain of 3,951)



10-01-2017 : 92,834 (Gain 3195)
Took me 10 years of my adult working life to have 45k in net worth. I have doubled that in 9 months. It is amazing how tracking expenses and focused savings can show great results so quickly. Thank you everyone on this forum for your motivation and inspiration.
« Last Edit: September 30, 2017, 04:51:13 AM by deek16 »

AcftW

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Re: Race from 10 to 100k!!
« Reply #1410 on: September 30, 2017, 12:37:13 PM »
$40,061 - Dec 2015
$43,153 - Jan 2016
$47,634 - Feb 2016
$50,404 - Mar 2016
$53,733 - Apr 2016
$54,717 - May 2016
$55,014 - Jun 2016
$59,924 - Jul 2016
$55,527 - Aug 2016
$61,117 - Sep 2016
$64,384 - Oct 2016
$56,780 - Nov 2016
$58,510 - Dec 2016
$67,328 - Jan 2017
$73,827 - Feb 2017
$79,021 - Mar 2017
$81,435 - Apr 2017
$83,652 - May 2017
$67,981 - Jun 2017
$64,425 - Jul 2017
$66,975 - Aug 2017
$73,801 - Sep 2017
$94,487 - Oct 2017

So I’ve been semi-purposely MIA in this thread since May.  Took a big hit between moving to Alaska and being off rotation with my job.  I was planning to update this month anyway (since I just built back up to May $$ levels), but I just received an inheritance that’s been in limbo for nearly 2 years, so I got bumped up an extra ~10k. November is looking like the month I graduate!

Trifele

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Re: Race from 10 to 100k!!
« Reply #1411 on: October 01, 2017, 02:50:29 AM »
Congratulations, JerryRice!!  Huge milestone accomplishment.  :)

Welcome aboard Jim Fiction!  You burned up the 10k challenge, and you will do great here as well. 

Welcome back AcftW, though you are doing so well you won't be here long, it looks like.  :)

Trifele

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Re: Race from 10 to 100k!!
« Reply #1412 on: October 01, 2017, 02:54:08 AM »


01-01-2017 : 45,241
02-01-2017 : 55,143
03-01-2017 : 58,240
04-01-2017 : 69,145
05-01-2017 : 74,332
06-01-2017 : 77,877
07-01-2017 : 82,443
08-01-2017 : 85,688
09-01-2017 - 89,639 (Gain of 3,951)



10-01-2017 : 92,834 (Gain 3195)
Took me 10 years of my adult working life to have 45k in net worth. I have doubled that in 9 months. It is amazing how tracking expenses and focused savings can show great results so quickly. Thank you everyone on this forum for your motivation and inspiration.

You are so right about this Deek.  Once that focus is there, the progress picks up.  And it goes faster and faster the larger the 'stache gets.  Great job.

iTellStories

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Re: Race from 10 to 100k!!
« Reply #1413 on: October 01, 2017, 07:39:54 AM »
New to the race here.  Your posts have been an inspiration for me over the last few years (helping me climb out of $120k student loan debt in two years).  I'm very happy to to be ready to join you all in this race!

August 1, 2017: $31,378
September 1, 2017: $33,723
October 1, 2017: $37,296

Bumbles8

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Re: Race from 10 to 100k!!
« Reply #1414 on: October 02, 2017, 05:11:59 AM »
Just rolled 50k last week with my paycheck.

Started at about 10k for the beginning of the year.  Getting to the "first" 100k is definitely a big motivation

Everyone keep up the good work!

Slow&Steady

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Re: Race from 10 to 100k!!
« Reply #1415 on: October 02, 2017, 06:23:08 AM »
I only really track my 401k balance and only for the last couple years. 

In my 20s I put something like 10% in and thought I was doing great (better than average), we also tackled 1 student loan, 2 car loans, credit card debt, and bought our 1st home (now a rental).  For the last several years I have only been putting 6% (plus a company match) into the 401k, while we saved for a wedding, down payment on a house, started a family, went to 1 steady income and 1 self employed income, and are continuing the last student loan.  We are still working on paying off my last student loan and building the self employed income but I am really hoping to hit $100k in the 401k sometime in 2018, if the self employed income starts taking off and we can contribute more to an IRA I will add that into the calculations too.

I did do a quick back of the envelope net worth calculation that included debt, primary and rental home value, and vehicle value and that put net worth around $150k, but since I don't regularly track that stuff I don't want to join the next group until the retirement accounts are above $100k.

                    401K          IRA          Total
Dec 2013:   $43,660     $0           $43,660
Dec 2014:   $52,943     $0           $52,943
Dec 2015:   $55,622     $0           $55,622
Dec 2016:   $68,870     $700       $69,570
 Feb 2017:   $74,784      $700       $75,484
   4/11/17:   $76,834     $1002      $77,836
 Apr 2017:   $78,946      $1026     $79,972
  5/24/17:    $80,007     $1040      $81,047
  6/05/17:    $82,048     $1057      $83,105
  7/21/17:    $84,508     $1075      $85,583
  8/02/17:    $85,737     $1075      $86,812
  9/01/17:    $86,830     $1079      $87,909
10/02/17:    $89,275     $1100      $90,375

I had a goal of $90k in the 401k by the end of the year, only $800 shy of that!!


seventytimes7

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Re: Race from 10 to 100k!!
« Reply #1416 on: October 02, 2017, 06:36:27 AM »
2/1/2017   - ($6,832)
3/1/2017   -   $66
4/1/2017   - $ 6,298
5/1/2017   - $12,179
6/1/2017   - $17,418
7/1/2017   - $21,303
8/1/2017   - $28,136
9/1/2017   - $29,233
10/1/2017 - $35,076

Plugging and Chugging. Conservative estimates put me about 12 months away from my graduation.

mustache you a question

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Re: Race from 10 to 100k!!
« Reply #1417 on: October 02, 2017, 07:09:16 AM »
01/17 - 9,926
02/17 - 15,869
03/17 - 21,618
04/17 - 22,738
05/17 - 29,255
06/17 - 30,880
07/17 - 40,255
08/17 - 44,722
09/17 - 48,025
10/17 - 62,340

Big increase this month mostly due to higher home valuation than in the past (+8500).  Been aggressive paying down debt and have increased our savings rate substantially.  Hope to keep the momentum rolling.

Eporedia

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Re: Race from 10 to 100k!!
« Reply #1418 on: October 02, 2017, 08:43:49 AM »
Code: [Select]

                Total    Saved Market G/L
04/01/17 68457.00 1190.50 103.50
05/01/17 70223.00 921.10 844.90
06/01/17 73782.00 2941.60 617.40
07/01/17 76009.00 1559.60 667.40
08/01/17 78615.00 1271.20 1334.80
09/01/17 79916.00 1271.20 29.80
10/01/17 85194.00 3271.20 2006.80



Congrats jerryricefumbled see you soon (hopefully) on the next race.
« Last Edit: October 02, 2017, 12:48:32 PM by Eporedia »

ardrum

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Re: Race from 10 to 100k!!
« Reply #1419 on: October 02, 2017, 10:13:55 AM »
6/2015 - (~$12,000)
1/1/16 - ~$2,000
2/1/16 - $4,793
3/1/16 - $10,108
4/1/16 - $14,574
5/1/16 - $16,150
6/1/16 - $19,879
7/1/16 - $23,001
8/1/16 - $28,667
9/1/16 - $33,134
10/1/16 - $35,682
11/1/16 - $37,758
12/1/16 - $42,243
1/1/17 - $31,938 (replaced 17 year old car)
2/1/17 - $36,861
3/1/17 - $43,690
4/1/17 - $46,035
5/1/17 - $49,860
6/1/17 - $53,551
7/1/17 - $59,289
8/1/17 - $64,996
9/1/17 - $68,439
10/1/17 - $73,881

I have been fighting and clawing to save from being in negative net worth territory less than two years ago.  I can hardly believe I am on pace to exceed $80k by the end of the year barring stock market crash.  Even if it does crash though and pause/slow down progress, cheaper buying opportunities will be had!  Keep staying the course, everyone!
Multiples of Annual Living Expenses "Stache" Goals by Year
2017: 4.07x
2018: 6.27x
2019: 8.57x
2020: 10.98x
2021: 13.52x
2022: 16.18x
2023: 18.98x
2024: 21.92x
2025: 25x

SarkastikNinja

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Re: Race from 10 to 100k!!
« Reply #1420 on: October 02, 2017, 11:10:24 PM »

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04   (+3,037.01)
15-03-31   :             -8,373.63   (+   639.41)
15-04-30   :              3,957.65   (+4,415.98)
15-05-31   :              6,155.15   (+2,197.50)
15-06-30   :              4,161.27   (- 1,993.88)
15-07-31   :              9,940.39   (+5,779.12)
15-08-31   :            11,086.93   (+1,146.54)
15-09-30   :            13,411.39   (+2,324.46)
15-10-31   :            21,753.13   (+8,341.74)
15-11-30   :            23,540.19   (+1,787.06)
15-12-31   :            25,039.14   (+1,498.95)
               
16-01-31   :            31,418.13   (+6,378.99)
16-02-29   :            33,247.02   (+1,828.89)
16-03-31   :            37,241.82   (+3,994.80)
16-04-30   :            47,305.81   (+10,063.99)
16-05-31   :            47,145.83   (-    159.98)
16-06-30   :            46,076.20   (-    838.38)
16-07-31   :            47,098.02   (+1,021.82)
16-08-31   :            46,307.45   (-    709.57)
16-09-30   :            48,762.90   (+2,455.45)
16-10-31   :            50,601.65   (+1,838.75)
16-11-30   :            52,677.91   (+2,076.26)
16-12-31   :            57,227.20   (+4,549.29)
               
17-01-31   :            58,540.40   (+1,313.20)
17-02-28   :            64,183.38   (+5,642.98)
17-03-31   :            75,197.12   (+11,013.74)
17-04-30   :            75,589.36   (+   392.24)
17-05-31   :            83,478.46   (+7,889.10)
17-06-30   :            83,208.21   (-    270.25)
17-07-31   :            84,647.77   (+1,466.56)
17-08-31   :            84,980.55   (+  332.78)


17-09-30   :            89.862.67   (+4,882.12)

Making some progress again :)
Market gains definitely helped this month

icbatbh

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Re: Race from 10 to 100k!!
« Reply #1421 on: October 03, 2017, 07:36:39 AM »
June 2017:            £35,080.50
July 2017:             £37.089.54
August 2017:         £38,911.14
September 2017:   £40,483.65

ardrum

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Re: Race from 10 to 100k!!
« Reply #1422 on: October 03, 2017, 10:01:52 AM »

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04   (+3,037.01)
15-03-31   :             -8,373.63   (+   639.41)
15-04-30   :              3,957.65   (+4,415.98)
15-05-31   :              6,155.15   (+2,197.50)
15-06-30   :              4,161.27   (- 1,993.88)
15-07-31   :              9,940.39   (+5,779.12)
15-08-31   :            11,086.93   (+1,146.54)
15-09-30   :            13,411.39   (+2,324.46)
15-10-31   :            21,753.13   (+8,341.74)
15-11-30   :            23,540.19   (+1,787.06)
15-12-31   :            25,039.14   (+1,498.95)
               
16-01-31   :            31,418.13   (+6,378.99)
16-02-29   :            33,247.02   (+1,828.89)
16-03-31   :            37,241.82   (+3,994.80)
16-04-30   :            47,305.81   (+10,063.99)
16-05-31   :            47,145.83   (-    159.98)
16-06-30   :            46,076.20   (-    838.38)
16-07-31   :            47,098.02   (+1,021.82)
16-08-31   :            46,307.45   (-    709.57)
16-09-30   :            48,762.90   (+2,455.45)
16-10-31   :            50,601.65   (+1,838.75)
16-11-30   :            52,677.91   (+2,076.26)
16-12-31   :            57,227.20   (+4,549.29)
               
17-01-31   :            58,540.40   (+1,313.20)
17-02-28   :            64,183.38   (+5,642.98)
17-03-31   :            75,197.12   (+11,013.74)
17-04-30   :            75,589.36   (+   392.24)
17-05-31   :            83,478.46   (+7,889.10)
17-06-30   :            83,208.21   (-    270.25)
17-07-31   :            84,647.77   (+1,466.56)
17-08-31   :            84,980.55   (+  332.78)


17-09-30   :            89.862.67   (+4,882.12)

Making some progress again :)
Market gains definitely helped this month

You're getting super close now!  Any chance you break the barrier by year end?
Multiples of Annual Living Expenses "Stache" Goals by Year
2017: 4.07x
2018: 6.27x
2019: 8.57x
2020: 10.98x
2021: 13.52x
2022: 16.18x
2023: 18.98x
2024: 21.92x
2025: 25x

SarkastikNinja

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Re: Race from 10 to 100k!!
« Reply #1423 on: October 03, 2017, 02:57:07 PM »

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04   (+3,037.01)
15-03-31   :             -8,373.63   (+   639.41)
15-04-30   :              3,957.65   (+4,415.98)
15-05-31   :              6,155.15   (+2,197.50)
15-06-30   :              4,161.27   (- 1,993.88)
15-07-31   :              9,940.39   (+5,779.12)
15-08-31   :            11,086.93   (+1,146.54)
15-09-30   :            13,411.39   (+2,324.46)
15-10-31   :            21,753.13   (+8,341.74)
15-11-30   :            23,540.19   (+1,787.06)
15-12-31   :            25,039.14   (+1,498.95)
               
16-01-31   :            31,418.13   (+6,378.99)
16-02-29   :            33,247.02   (+1,828.89)
16-03-31   :            37,241.82   (+3,994.80)
16-04-30   :            47,305.81   (+10,063.99)
16-05-31   :            47,145.83   (-    159.98)
16-06-30   :            46,076.20   (-    838.38)
16-07-31   :            47,098.02   (+1,021.82)
16-08-31   :            46,307.45   (-    709.57)
16-09-30   :            48,762.90   (+2,455.45)
16-10-31   :            50,601.65   (+1,838.75)
16-11-30   :            52,677.91   (+2,076.26)
16-12-31   :            57,227.20   (+4,549.29)
               
17-01-31   :            58,540.40   (+1,313.20)
17-02-28   :            64,183.38   (+5,642.98)
17-03-31   :            75,197.12   (+11,013.74)
17-04-30   :            75,589.36   (+   392.24)
17-05-31   :            83,478.46   (+7,889.10)
17-06-30   :            83,208.21   (-    270.25)
17-07-31   :            84,647.77   (+1,466.56)
17-08-31   :            84,980.55   (+  332.78)


17-09-30   :            89.862.67   (+4,882.12)

Making some progress again :)
Market gains definitely helped this month

You're getting super close now!  Any chance you break the barrier by year end?

I really hope so, I should have a bonus coming in the next month or so that might get me really close to striking distance of graduating from the thread. I do hold a fair chunk of a really volatile ETF though, so I can have big swings (for me) from that - usually down.  Fingers crossed!

You've made a lot of progress in the last year as well! Looks like you'll be close (or graduating!) by year end as well!

junga

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Re: Race from 10 to 100k!!
« Reply #1424 on: October 03, 2017, 05:25:21 PM »
I am in!!! My progress since April 2014.

April 2014 : -$9,000
October 2014 : $1500
December 2015 : $20,000
December 2016 : $48,000
September 1 2017 : $82,000

Thank you Trifele for the warm welcome. Good to be here. 

October 1, 2017 : $87,996

jerryricefumbled

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Re: Race from 10 to 100k!!
« Reply #1425 on: October 04, 2017, 06:59:30 AM »
Congratulations, JerryRice!!  Huge milestone accomplishment.  :)


Thanks Trifele!  It's crazy how quickly it all adds up when you get serious about it.  I'm graduating to the next thread.  Good luck everyone.

ingrownstudentloans

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Re: Race from 10 to 100k!!
« Reply #1426 on: October 04, 2017, 10:22:19 AM »
Rejoining with new numbers - I started out tracking NW, but it did not feel right as it includes home equity/rental home equity/student loans, etc....  I am now only including our tax-advantaged retirement accounts as that is what feels right for me on this thread.  I expect to graduate April 2019.

6/1/2017   $44,119
7/1/2017   $46,553
8/1/2017   $48,477
9/1/2017   $51,618
10/1/2017 $55,740

frugalfanny

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Re: Race from 10 to 100k!!
« Reply #1427 on: October 04, 2017, 06:01:12 PM »
November 2009: Graduated from grad school with $52k student loans and 5k in the bank.
November 2010: -$41,165
November 2011: -$26,332
November 2012: -$7,560
November 2013: $8,748
November 2014: $21,464
November 2015: $27,355
November 2016: $50,207

February 14 2017: $60,724

October 4, 2017: $88,757

Will certainly cross $90k, maybe $95 this year... three paychecks in December will give me a boost! So close!
« Last Edit: October 04, 2017, 06:08:03 PM by frugalfanny »



Ascotillion

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Re: Race from 10 to 100k!!
« Reply #1428 on: October 04, 2017, 10:49:43 PM »
First post in here, hi all!

 Jan: $16,229.65
 Feb: $14,464.52
 Mar: $15,373.56
 Apr: $16,951.54
 May: $18,680.07
 Jun: $20,697.15
 Jul: $21,899.86
 Aug: $24,282.31
 Sep: $26,223.66
 Oct: $26,253.39

It's been a ROUGH couple of weeks. My partner's father had a bad heart attack and eventually passed away (only 58!) and we had to drop everything to fly north and be here for the family. It's pretty nice to have a couple of grand socked away, even if it does mean my numbers have stalled.

Trifele

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Re: Race from 10 to 100k!!
« Reply #1429 on: October 05, 2017, 04:08:43 AM »
Welcome to the thread iTellStories and Ascotillion!   (So sorry for your loss Ascotillion).

Anon in Alaska

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Re: Race from 10 to 100k!!
« Reply #1430 on: October 06, 2017, 05:50:34 AM »
And I'm there. $100,977.79 once they process the $1,000 I just put in. (More with the paid for condo and car but I'm not counting those.) On to the next milestone.

This was quicker than I though it would be, but part of that was due to the money my Mother left me in her will.
Therefore I'm hoping the next part isn't quick for a similar reason....
"Homines est! Dici omnes! Soylens viridis HOMINES EST!"

Slow&Steady

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Re: Race from 10 to 100k!!
« Reply #1431 on: October 06, 2017, 11:19:48 AM »
I only really track my 401k balance and only for the last couple years. 

In my 20s I put something like 10% in and thought I was doing great (better than average), we also tackled 1 student loan, 2 car loans, credit card debt, and bought our 1st home (now a rental).  For the last several years I have only been putting 6% (plus a company match) into the 401k, while we saved for a wedding, down payment on a house, started a family, went to 1 steady income and 1 self employed income, and are continuing the last student loan.  We are still working on paying off my last student loan and building the self employed income but I am really hoping to hit $100k in the 401k sometime in 2018, if the self employed income starts taking off and we can contribute more to an IRA I will add that into the calculations too.

I did do a quick back of the envelope net worth calculation that included debt, primary and rental home value, and vehicle value and that put net worth around $150k, but since I don't regularly track that stuff I don't want to join the next group until the retirement accounts are above $100k.

                    401K          IRA          Total
Dec 2013:   $43,660     $0           $43,660
Dec 2014:   $52,943     $0           $52,943
Dec 2015:   $55,622     $0           $55,622
Dec 2016:   $68,870     $700       $69,570
 Feb 2017:   $74,784      $700       $75,484
   4/11/17:   $76,834     $1002      $77,836
 Apr 2017:   $78,946      $1026     $79,972
  5/24/17:    $80,007     $1040      $81,047
  6/05/17:    $82,048     $1057      $83,105
  7/21/17:    $84,508     $1075      $85,583
  8/02/17:    $85,737     $1075      $86,812
  9/01/17:    $86,830     $1079      $87,909
10/02/17:    $89,275     $1100      $90,375

I had a goal of $90k in the 401k by the end of the year, only $800 shy of that!!

I have been hearing the radio talk about the market having "another" up day for the last few days so I decided to check my balance in the 401K ... and drumroll... I hit $90k today.  I keep expecting the market to stop climbing but I will take it!

AcftW

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Re: Race from 10 to 100k!!
« Reply #1432 on: October 07, 2017, 02:31:50 AM »
Welcome back AcftW, though you are doing so well you won't be here long, it looks like.  :)

Thanks!  I just got paid and the market’s been good for me, I actually just passed the 100k mark but am going to wait until 1 November in case anything happens.

Nederstash

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Re: Race from 10 to 100k!!
« Reply #1433 on: October 07, 2017, 10:22:01 AM »
Aug 15: 5327 (found MMM)
Sep 15: 5775
Oct 15: 6964
Nov 15: 8551
Dec 15: 12085
Jan 16: 12700
Feb 16: 13691
Mar 16: 14818
Apr 16: 16220
May 16: 17510
Jun 16: 21149
Jul 16: 22024
Aug 16: 23325
Sep 16: 24285
Oct 16: 25400
Nov 16: 26932
Dec 16: 31121
Jan 17: 31444
Feb 17: 42849
Mar 17: 43989
Apr 17: 45143
May 17: 46766
Jun 17: 49646
Jul 17: 52567
Aug 17: 54267
Sep 17: 54565
Oct 17: 68832

Ascotillion

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Re: Race from 10 to 100k!!
« Reply #1434 on: October 07, 2017, 11:10:55 PM »
Nederstash, I'm basically you a year ago! Hope I can hit 60k by Oct 18, great job 😎

Nederstash

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Re: Race from 10 to 100k!!
« Reply #1435 on: October 08, 2017, 12:31:03 PM »
Nederstash, I'm basically you a year ago! Hope I can hit 60k by Oct 18, great job 😎

Dare you to overtake me in 2 years :D

twistedfirestarter

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Re: Race from 10 to 100k!!
« Reply #1436 on: October 09, 2017, 08:11:46 AM »
April '17 £1,250
May '17 £2,515
June '17 £3,841
July '17 £6,774 / $8,705
August '17 £8,916 / $11,597 !
September '17 £10,812

October '17 £14,169

Lots of overtime helped bump things up this month

LawBookstore

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Re: Race from 10 to 100k!!
« Reply #1437 on: October 10, 2017, 10:17:15 AM »
First time checking in! Here's what the last few months have looked like:

1/1/17: $50,628
2/1/17: $54,828
3/1/17: $56,100
4/1/17: $60,393
5/1/17: $63,775
6/1/17: $67,020

I may have an expensive summer coming up (buying a car for the first time, moving long-distance, possible break between jobs), but here's hoping I can stay on track for my goal of $80k at year's end. And then $100k before my 27th birthday in 2018!

10/1/17: $75,600

Well, it's been a while and it was an expensive summer, but I've made some progress. I did buy a (used) car, moved across the country, and had a little over a month with no income because of a break between jobs. But this new job should accelerate things a bit. I'm on track to surpass my $80k year-end goal, and should hit $100 by the end of June 2018 at the latest.

vertkurt

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Re: Race from 10 to 100k!!
« Reply #1438 on: October 10, 2017, 04:01:22 PM »
I'll throw my hat into this as a newbie saver. I just graduated and have a new modest job at 31.

Roth VTSMX currently $8995.
TSP $0.

Will update monthly. Time to get the ball rolling!


briesas

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Re: Race from 10 to 100k!!
« Reply #1439 on: October 12, 2017, 10:18:22 PM »
I want to play!
State pension (only the part I can roll over if I leave) = 21000
IRA= 2517.56
457 = 9459.79
Savings = 4780.78
Total = 37581.13

Student loans = 27,073.54

NW = 10684.59

State pension (only the part I can roll over if I leave) = 29,991
IRA= 2600
457 = 9738
Savings = 3175
Total = 45,504

Student loans = 22,343

NW = 23161

Assets
State pension (only the part I can roll over if I leave) = 33,177
IRA= 3,120
457 = 11,019
Savings = 1,000
Total = 48,316

Debts
Student loans = 19,665

NW = 28,651

anadyne

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Re: Race from 10 to 100k!!
« Reply #1440 on: October 17, 2017, 03:56:36 PM »
Hi there! I'm new here and looking for a place to jump in for motivation as I read my way through the forums and optimize my spending and such. Feels like I'm in the doldroms just above $50K - will I ever see progress? Grrr...

Anyway I'm going to go on my Personal Capital investments, no other assets & excluding cash on hand as that is going to budgeting and the unfortunate spending of half my emergency fund on emergency dental work.

October 2017: $55,138

Trifele

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Re: Race from 10 to 100k!!
« Reply #1441 on: October 18, 2017, 04:45:50 AM »
Welcome Anadyne and VertKurt!  Great group of folks here showing each other support. 

dutty

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Re: Race from 10 to 100k!!
« Reply #1442 on: October 18, 2017, 11:40:41 AM »
I'm going to join in on this. I became aware of MMM and the general philosophy almost two years ago but a low wage (yes a poor excuse) and some travelling have prevented me from beginning the march towards £100K. I have just had a substantial pay rise and so I really need some form of accountability to make this opportunity count and also to prevent lifestyle creep, hopefully this thread can help!

I'll start the record from a couple of months before my pay rise.

05/17 £1020
06/17 £470    (-£550    /\ -50%)
07/17 £1,590 (+£1120 /\ +340%)
08/17 £2,080 (+£490   /\ +30%)
09/17 £7,250 (+£5170 /\ +350%)
« Last Edit: October 18, 2017, 11:54:41 AM by dutty »

Cezilous

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Re: Race from 10 to 100k!!
« Reply #1443 on: October 18, 2017, 11:57:12 AM »
Dec-16: $32,870.70
Mar-17: $42,371.10

I can't wait to get over 50K!
And then life got so busy, I didn't even register when it happened..!

Aug-17: $49,222.48
Sep-17: $51,435.45

anadyne

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Re: Race from 10 to 100k!!
« Reply #1444 on: October 20, 2017, 05:06:37 AM »
Dec-16: $32,870.70
Mar-17: $42,371.10

I can't wait to get over 50K!
And then life got so busy, I didn't even register when it happened..!

Aug-17: $49,222.48
Sep-17: $51,435.45
 

Great job! Hope that happens to me with my next milestone!

.
.

I'm currently frustrated that half my net worth is in transit between TIAA and Vanguard for a rollover and I almost choked when I opened Personal Capital and saw the net worth bottoming out. I can't believe in this day and age the rollover can't be totally electronic! They tell me it could take up to 2 weeks to arrive in my rollover account...

Pooperman

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Re: Race from 10 to 100k!!
« Reply #1445 on: October 20, 2017, 05:44:19 AM »
Dec-16: $32,870.70
Mar-17: $42,371.10

I can't wait to get over 50K!
And then life got so busy, I didn't even register when it happened..!

Aug-17: $49,222.48
Sep-17: $51,435.45
 

Great job! Hope that happens to me with my next milestone!

.
.

I'm currently frustrated that half my net worth is in transit between TIAA and Vanguard for a rollover and I almost choked when I opened Personal Capital and saw the net worth bottoming out. I can't believe in this day and age the rollover can't be totally electronic! They tell me it could take up to 2 weeks to arrive in my rollover account...

I transferred from Schwab to Vanguard via ACH so it is electronic for certain firm but not for all, I guess.

druth

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Re: Race from 10 to 100k!!
« Reply #1446 on: October 20, 2017, 11:06:17 AM »
Woke up the other day to mint saying I had gotten up to 114k, but it turns out they doubled one of my vanguard accounts.  :D

Actually at about 88k.  Didn't work for a couple months so I could do some traveling, but now back on track.  Should hit 100k in ~4 months.

ingrownstudentloans

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Re: Race from 10 to 100k!!
« Reply #1447 on: October 20, 2017, 11:21:37 AM »
Woke up the other day to mint saying I had gotten up to 114k, but it turns out they doubled one of my vanguard accounts.  :D

Bank error in your favor. Collect $200.

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #1448 on: October 23, 2017, 05:27:25 AM »
New to the thread. Found MMM about two months ago, turned out I've been quite mustachian all my life. Spent 11 months in Asia right after graduating uni so savings actually decreased the past year. Starting my first 'real' job next week and aiming to save 1000 EUR monthly.

Current net worth approx EUR 13400,-

Shelfside27

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Re: Race from 10 to 100k!!
« Reply #1449 on: October 23, 2017, 08:57:36 AM »
Only just signed up to post but been following this thread for a while and it is a huge help to keep me on track.

Since I started tracking:

07/17: £18,831
08/17: £20,396
09/17: £23,363
10/17: £24,599


Quarter of the way there. :-)