Author Topic: Race from 10 to 100k!!  (Read 1342356 times)

TyGuy

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Re: Race from 10 to 100k!!
« Reply #3650 on: December 02, 2021, 11:22:42 AM »
Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
11/09/20: $21,456
05/04/21: $21,456
11/01/21: $21,456
12/01/21: $21,456 (Loans have remained in forbearance)


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
10/01/20: $12,283 (-$1,214)
11/01/20: $15,692 ($3,409)
12/05/20: $19,528 ($3,836)
01/01/21: $21,735 ($2,207)
02/03/21: $21,870 ($135)
03/01/21: $23,417 ($1,547)
04/02/21: $33,080 ($9,663)
05/04/21: $36,424 ($3,344)
06/01/21: $39,976 ($3,552)
07/03/21: $47,349 ($7,373)
08/02/21: $52,292 ($5,044)
09/02/21: $57,319 ($5,027)
10/01/21: $58,555 ($1,236)
11/01/21: $60,397 ($1,842)
12/01/21: $59,891 (-$506)


The decrease in net worth is the result of the market declines. Fortunately, I am able to buy some stocks on sale! Also had a relatively large, unplanned expense in November and have several large, planned expenses in December. Looking forward to 2022 and reaching the 100k milestone!

shrimpwd

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Re: Race from 10 to 100k!!
« Reply #3651 on: December 04, 2021, 02:13:38 AM »
                       2018                2019                2020                2021                2022               
January$6,455-$14,460$34,473-
February--$14,991$36,257-
March--$14,632$38,256-
April-$10,960$13,884$47,021-
May--$17,011$52,533-
June--$19,255$54,094-
July--$20,358$55,927-
August--$21,993$58,821-
September--$23,312$67,274-
October--$24,777$67,897-
November-$13,466$26,407$72,781-
December$9,518-$30,697$73,730-

Not much of a gain, but a gain nonetheless.

Tasse

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Re: Race from 10 to 100k!!
« Reply #3652 on: December 05, 2021, 09:30:47 AM »
20172018201920202021
January$12.1k$24.7k$49.0k$76.2k
February$13.6k$27.2k$46.5k$79.0k
March$15.1k$29.3k$42.7k$82.6k
April$16.6k$31.3k$47.5k$87.3k
May$17.7k$31.5k$50.6k$88.2k
June$18.5k$33.3k$53.5k$90.3k
July$6.2k$20.2k$35.1k$58.5k$92.0k
August$6.8k$20.8k$36.7k$63.0k$94.4k
September   $8.2k$22.2k$38.6k$63.2k$93.1k
October$9.0k$21.7k$40.2k$62.9k$97.1k
November$9.9k$22.5k$42.6k$69.9k$95.1k
December$11.1k   $22.4k   $44.6k   $75.0k   

Beginning to feel a bit personally targeted by the timing of these market slumps... But I also had three major (planned) expenses fall in this month, so I guess graduating in 2021 just wasn't meant to be. Just a few months more!

theleanist

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Re: Race from 10 to 100k!!
« Reply #3653 on: December 08, 2021, 04:04:08 PM »
Hi everyone,
 
Hello from Ireland! Good to join the race.

Im just tracking my investments here. Have another account in which I'm saving up a deposit for a house.

I've been investing regularly enough in the S&P500 (VUSA) since July 17. Below figures show the value of my investments excluding tax - 41% in Ireland!

Jan 17 - €0
Jan 18 - €7,576
Jan19 - €17,310
Jan 20 - €19,455

Jan  21 - €27,122
Feb 21 - €27,122
Mar 21 - €32,712
Apr 21 - €35,401
May 21 - €36,474
Jun 21 - €39,160
July 21 - €41,034
Aug 21 - €42,882
Sep 21 - €43,667
Oct 21 - €46,022
Nov 21 - €47,832

Manchester

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Re: Race from 10 to 100k!!
« Reply #3654 on: December 16, 2021, 05:07:09 AM »
My N/W grew by £2,846.97 to a new total of £54,453.44.
My N/W grew by £1,721.56 to a new total of £56,175.
My N/W grew by £2,262.53 to a new total of £58,437.53.
My N/W grew by £3,196.03 to a new total of £61,633.56.

Early update for December as I get paid tomorrow (early ahead of Christmas).

My N/W grew by £2,080.14 to a new total of £63,713.70.

On 18/12/2020 my N/W was £40,702,18.  So I've added around £23k in that time.  The year before I added around £12k, so I'm heading in the right direction. 

My target for 2022 is to reach £90k. 

Have a good Christmas everyone.

triple7stash

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Re: Race from 10 to 100k!!
« Reply #3655 on: December 28, 2021, 11:17:52 AM »
Tracking investing in SPN (which doesn't include roth)

12/28/2020 - $62,783
1/28/2021 - $67,335.21
2/28/2021 - $69,404
3/28/2021 - $71,869
4/28/2021 - $77,861
5/31/2021 - $79,885
6/30/2021 - $82,843
7/28/2021 - $85,130
8/29/2021 - $87,558
9/30/2021 - $87,127
10/28/2021 - $92,699
11/28/2021 - $95,021
12/28/2021 - $96,703

theleanist

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Re: Race from 10 to 100k!!
« Reply #3656 on: December 29, 2021, 10:34:30 AM »
Hi everyone,
 
My updated figures for December. I purchased 14 units of S&P500 (VUSA) this month for a total price of €1,105

The below figures show the value of my investments in the S&P500 (VUSA) excluding tax on profits - 41% in Ireland.

Hope everyone had a good Christmas and here's to reaching €100K in 2022!

Jan 17 - €0
Jan 18 - €7,576
Jan19 - €17,310
Jan 20 - €19,455

Jan  21 - €27,122
Feb 21 - €27,122
Mar 21 - €32,712
Apr 21 - €35,401
May 21 - €36,474
Jun 21 - €39,160
July 21 - €41,034
Aug 21 - €42,882
Sep 21 - €43,667
Oct 21 - €46,022
Nov 21 - €47,832
Dec 21 - €50,091

soily

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Re: Race from 10 to 100k!!
« Reply #3657 on: December 29, 2021, 12:42:04 PM »
                    401K          IRA           Total
Jan 2018:    1,050         1,230         2,280
Jan 2019:    6,800         3,500       10,300
Jan 2020:    12,100       6,600       18,700
Apr 2020:    12,100       5,100       17,200
Aug 2020:   21,200        6,800       28,000
Nov 2020:   29,000        7,500       36,500
Jan 2021:    31,300        7,800      39,100
Dec 2021     12,700      65,600      78,300 (changed jobs)

Hopefully I graduate the 100k club fall 2022!
« Last Edit: December 29, 2021, 12:45:28 PM by soily »

Tasse

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Re: Race from 10 to 100k!!
« Reply #3658 on: December 29, 2021, 08:02:38 PM »
I have temporarily crossed the finish line... But I have $240 to donate in order to meet my charity goals for the year. Alas!

Serendip

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Re: Race from 10 to 100k!!
« Reply #3659 on: December 30, 2021, 10:58:57 AM »

Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746

Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900
Dec '20   62,900

Jan '21    65,400
Feb '21    67,600
Mar '21    68,750
Apr '21    72,858
May '21   75,068
June '21  77,013
July '21   79,020
Aug '21   82,801
Sept '21  81,077
Oct ‘21   83,500
Nov ‘21   82,700

Dec ‘21   84,800

*strange year but I have managed to save over 22k which means that I can likely graduate this thread sometime during the next year if all goes well. That’s exciting.. I will challenge myself to see how quickly I can get there..we spent  a lot of money this year on kitchen renovations and other upgrades. Hoping to keep those types of costs low in ‘22 and maybe just save for a trip or a project with my dad.

Serendip

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Re: Race from 10 to 100k!!
« Reply #3660 on: December 30, 2021, 11:00:05 AM »
I have temporarily crossed the finish line... But I have $240 to donate in order to meet my charity goals for the year. Alas!

Congratulations @Tass —amazing!!

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #3661 on: December 30, 2021, 11:01:26 AM »
I have temporarily crossed the finish line... But I have $240 to donate in order to meet my charity goals for the year. Alas!

Ha, amazing!!  Congrats regardless!  :)

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #3662 on: December 30, 2021, 11:04:43 AM »
December 2020 - $52,356
January 2021 - $53,423
February 2021 - $54,304
March 2021 - $58,321
April 2021 - $61,745
May 2021 - $62,978
June 2021 - $62,595
July 2021 - $64,082
August 2021 - $66,248
September 2021 - $64,221
October 2021 - $67,968
November 2021- $67,412

December 2021 - $70,758

Whew, finally broke into the 70s.  I think I have a projected graduation date in approximately two years.  That's pretty exciting!  I've been in this thread since 2017! 

Tasse

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Re: Race from 10 to 100k!!
« Reply #3663 on: December 31, 2021, 02:46:49 PM »
I have temporarily crossed the finish line... But I have $240 to donate in order to meet my charity goals for the year. Alas!

My donation put me back under, and the market dropped just slightly today... But I didn't account for year-end dividends!

20172018201920202021
January$12.1k$24.7k$49.0k$76.2k
February$13.6k$27.2k$46.5k$79.0k
March$15.1k$29.3k$42.7k$82.6k
April$16.6k$31.3k$47.5k$87.3k
May$17.7k$31.5k$50.6k$88.2k
June$18.5k$33.3k$53.5k$90.3k
July$6.2k$20.2k$35.1k$58.5k$92.0k
August$6.8k$20.8k$36.7k$63.0k$94.4k
September   $8.2k$22.2k$38.6k$63.2k$93.1k
October$9.0k$21.7k$40.2k$62.9k$97.1k
November$9.9k$22.5k$42.6k$69.9k$95.1k
December$11.1k   $22.4k   $44.6k   $75.0k   $100.3k

I really didn't think I would make this by December! Exactly four years since I graduated the $10k thread. It feels shorter than that, and it also doesn't feel real.

shrimpwd

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Re: Race from 10 to 100k!!
« Reply #3664 on: January 01, 2022, 08:44:22 AM »
                       2018                2019                2020                2021                2022               
January$6,455-$14,460$34,473$77,625
February--$14,991$36,257-
March--$14,632$38,256-
April-$10,960$13,884$47,021-
May--$17,011$52,533-
June--$19,255$54,094-
July--$20,358$55,927-
August--$21,993$58,821-
September--$23,312$67,274-
October--$24,777$67,897-
November-$13,466$26,407$72,781-
December$9,518-$30,697$73,730-

I'm still amazed at how fast these numbers are rising. I definitely feel grateful for finding MMM and this community to help push towards growth.

Ze Stash

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Re: Race from 10 to 100k!!
« Reply #3665 on: January 01, 2022, 12:27:08 PM »
Net worth:
01/01/2019: -    109,47 €
01/02/2019:      269,41 € (+   378,88 €)
01/03/2019:      890,47 € (+   621,06 €)
01/04/2019:   1.767,70 € (+   877,23 €)
01/05/2019:   3.755,46 € (+1.987,76 €)
01/06/2019:   4.814,83 € (+1.059,37 €)
01/07/2019:   5.959,50 € (+1.144,67 €)
01/08/2019:   7.116,94 € (+1.157,44 €)
01/09/2019:   9.855,39 € (+2.738,45 €)
01/10/2019:   9.718,18 € (-   137,21 €)
01/11/2019: 10.726,98 € (+1.008,80 €)
01/12/2019: 11.773,70 € (+1.046,72 €)
01/01/2020: 12.979,27 € (+1.205,57 €)
01/02/2020: 14.363,54 € (+1.384,27 €)
01/03/2020: 15.039,09 € (+   675,56 €)
01/04/2020: 15.456,74 € (+   417,65 €)
01/05/2020: 16.903,74 € (+1.447,00 €)
01/06/2020: 17.847,51 € (+   943,77 €)
01/07/2020: 19.991,35 € (+2.143,84 €)
01/08/2020: 23.859,77 € (+3.868,42 €)
01/09/2020: 27.705,58 € (+3.845,81 €)
01/10/2020: 28.348,92 € (+   643,34 €)
01/11/2020: 29.975,77 € (+1.626,85 €)
01/12/2020: 32.157,81 € (+2.182,04 €)
01/01/2021: 37.536,36 € (+5.378,55 €)
01/02/2021: 39.128,65 € (+1.592,29 €)
01/03/2021: 43.488,25 € (+4.359,60 €)
01/04/2021: 50.227,75 € (+6.739,50 €)
01/05/2021: 50.942,27 € (+   714,52 €)
01/06/2021: 45.969,23 € (- 4.973,04 €)
01/07/2021: 47.887,98 € (+1.918,75 €)
01/08/2021: 50.361,49 € (+2.473,51 €)
01/09/2021: 55.538,44 € (+5.176,95 €)
01/10/2021: 55.405,64 € (-    132,80 €)
01/11/2021: 62.397,76 € (+6.992,12 €)
01/12/2021: 62.957,50 € (+   559,74 €)

01/01/2022: 62.444,54 € (-512,96 €)

Happy New Year to everyone! I hope everyones wishes and goals for this year come true and that we can hopefully leave the pandemic behind us this year.

December ended on a very positive note, even though the net worth doesn't reflect this. Despite 2,8k € in savings in december and good stock market returns net worth decreased due to BTC and ETH losing quite a bit. But much more importantly on the last working day of the year I sought out my boss with a bunch of improvements I think are neccessary for us to implement in order to do better going forward. He agreed to almost all of them and agreed to a raise for myself which translates to roughly 23 % more pay before taxes as well. Some particulars are not clear yet and due to some additional non-salary compensation which might happen the actual increase could end up being closer to 25 %. This will significantly increase my savings rate going forward.

Additionally I mentioned here a few months back that my bikes were stolen. My boss offered that the company would buy a bike which I am then allowed to use freely for personal use as well. In Germany companies can claim bikes and e-bikes as business expenses while the employees do not need to pay taxes for being allowed to use them for personal use in order to incentivize more people to ride by bike instead of by car. So it's essentially a free bike for me even though I won't be the legal owner of it. I had already set my eyes on a gravelbike which was pricey but still reasonable, roughly 1,7k € new. When I showed this to my boss his exact words were: "I thought you wanted a real bike, take advantage of this." So now a pretty sweet bike for 3k € was ordered which is set to arrive in a few weeks.

I had been dreading this conversation with my boss for a long time because even though I was sure these improvements are neccessary I wasn't sure how he would react to this unsolicited advice. It went much much better than expected.
« Last Edit: January 01, 2022, 12:32:24 PM by Ze Stash »

Imma

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Re: Race from 10 to 100k!!
« Reply #3666 on: January 01, 2022, 03:50:37 PM »
April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28
October 2019: €11128.59
November 2019: €11227,46
December 2019: €11991,27
January 2020: €12576,72
February 2020: €11904,39
March 2020: €10425,32
April 2020: €11830,70
May 2020: €12154,67
June 2020: €14634,19
July 2020: €15345,09
August 2020: €16444,46
September 2020: €17108,60
October 2020: €16687,93
November 2020: €17762,62
December 2020: €19386,94
January 2021: €20649.69
February 2021: €22021,64
March 2021: €22763,55
April 2021: €23866,70
May 2021: €25689.77
June 2021: €25659.61
July 2021: €26434.48
August 2021: €28512.33
September 2021: €29243.37
October 2021: €30357,48
November 2021: €32537,78
December 2021: €33194,68

Goals for 2021:
Savings: €10.000
Investments: €25.000

Didn't make my goal of €35k ... but also had an unexpected expensive that cost about €2200. That accounts for the difference. It was a necessity that I can easily afford, so no big deal.

@Tass @Ze Stash @LittleWanderer @shrimpwd  yay for progress!! Especially Tass for reaching the finish. It's incredible what you did. I'm so excited to see people from the 10k club make such good progress. We've come a long way on regular incomes.

Goals for 2022:
Savings: €15.000
Investments: €30.000

I expect a lot of uncertain expenses in 2022. That's why I want to increase the liquid buffer even higher. €15k is about 8 months of expenses so that's on the high side, but in the grand scheme of things 15k isn't all that much money. I hope that by the end of 2022 we'll have a much clearer picture of our financial situation. When the dust is settled down I can always put more money in the market, but I don't invest money that I may need sometime soon.

I don't track the value of my pension, my home and some sinking funds here so this is not a full picture.

Tasse

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Re: Race from 10 to 100k!!
« Reply #3667 on: January 01, 2022, 06:26:20 PM »
Thanks @Imma , I'm rooting for you as well!

TyGuy

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Re: Race from 10 to 100k!!
« Reply #3668 on: January 02, 2022, 03:04:37 PM »
Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
11/09/20: $21,456
05/04/21: $21,456
11/01/21: $21,456
12/01/21: $21,456
01/02/22: $21,456 (Loans have remained in forbearance)


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
10/01/20: $12,283 (-$1,214)
11/01/20: $15,692 ($3,409)
12/05/20: $19,528 ($3,836)
01/01/21: $21,735 ($2,207)
02/03/21: $21,870 ($135)
03/01/21: $23,417 ($1,547)
04/02/21: $33,080 ($9,663)
05/04/21: $36,424 ($3,344)
06/01/21: $39,976 ($3,552)
07/03/21: $47,349 ($7,373)
08/02/21: $52,292 ($5,044)
09/02/21: $57,319 ($5,027)
10/01/21: $58,555 ($1,236)
11/01/21: $60,397 ($1,842)
12/01/21: $59,891 (-$506)
01/01/22: $63,049 ($3,148)


Happy with the increase! Had some planned expenses, as well as Christmas gifts in December, so any forward progress is good progress! I have one more big expense that I'm expecting in the next two to three months, but my tax return will more than cover it due to get a "kicker" back from the state this year! I plan to graduate from this thread by the end of the year! Happy new year everyone!
« Last Edit: January 02, 2022, 03:14:58 PM by TyGuy »

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #3669 on: January 03, 2022, 01:43:13 AM »
Tracking investments, emergency fund and additional pension investments (all to be used to retire together with SO!)
(not tracking company pension investments, house value and current accounts / special project savings)

15 May 2020: EUR 17,034 (started tracking)
15 December 2020: EUR 23,325

31 January 2021: EUR 24,040
28 February 2021: EUR 25,103
31 March 2021: EUR 26,263
30 April 2021: EUR 27,109
31 May 2021: EUR 30,039
30 June 2021: EUR 30,721
31 July 2021: EUR 31,784
31 August 2021: EUR 31,331
30 September 2021: EUR 31,508
31 October 2021: EUR 32,843
30 November 2021: EUR 33,275
31 December 2021: EUR 37,355
(2021 goal: EUR 35K) - YAY!!!!!! I made it!

HAPPY NEW YEAR!!!!!
Due to a nice December bonus and some market movements I could make my 2021 goal (and a little more)! So happy to have crossed the EUR 35K line. Now up to 2022 goal. This will be EUR 45K with a stretch goal to EUR 50K (which means I will be halfway on this challenge!).

@Imma: too bad you just missed your goal. But being able to save while having these kind of unexpected expenses is quite an accomplishment!
@Ze Stash: this sounds like excellent results on your conversations with your boss. Happy to see that they value your input!
@Tass: YOU MADE IT!!!! Doing the happy dance for you!

All others: let's rock 2022 with a lot of graduations!

regenaeb

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Re: Race from 10 to 100k!!
« Reply #3670 on: January 03, 2022, 08:09:35 AM »
11/30/20 - SEP Balance $ 15524.45 + Roth $ 1770.76 - Student loan balance $ 6897.45 = $ 10,397.76
12/30/20 - SEP Balance $ 16106.09 + Roth $ 1813.94 - Student loan balance $ 6306.71 = $ 11,613.32
01/29/21 - SEP + Roth $ 20,139.02 - Student loan balance $ 5,316.32 = $ 14,822.70
02/28/21 - SEP + Roth $ 21,680.41 - Student loan balance $ 4,000.15 = $ 17,680.26
03/31/21 - SEP + Roth $ 22,823.38 - Student loan balance $ 2,994.55 = $ 19,828.83
04/27/21 - SEP + Roth $ 24,365.29 - Student loan balance $ 1,699.29 = $ 22,666.00
05/31/21 - SEP + Roth $ 25,063.59 - Student loan balance $ 0 = $ 25,063.59 - Student loan is paid off!!!
8/21/21 - SEP + Roth $ 27,113.71
9/30/21 - SEP + Roth $ 27,063.71
10/29/21 - SEP + Roth $ 29,254.43
11/30/21 - SEP + Roth $ 30,055.54
12/31/21 - SEP + Roth $ 31,239.32

Reached my 2021 goal of being at $30K. Hoping for a great year in 2022. Goal to be at $50k by the end of 2022.

Manchester

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Re: Race from 10 to 100k!!
« Reply #3671 on: January 25, 2022, 02:47:07 AM »
My N/W grew by £2,846.97 to a new total of £54,453.44.
My N/W grew by £1,721.56 to a new total of £56,175.
My N/W grew by £2,262.53 to a new total of £58,437.53.
My N/W grew by £3,196.03 to a new total of £61,633.56.
My N/W grew by £2,080.14 to a new total of £63,713.70.

January update:

My N/W grew by £189.35 to a new total of £63,903.05.

Not the best progress, but it's a great time to buy more stocks.

theleanist

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Re: Race from 10 to 100k!!
« Reply #3672 on: January 25, 2022, 06:18:40 PM »
Hi everyone,
 
My updated figures for January. I purchased 17 units of S&P500 (VUSA) this month for a total price of €1,244

The below figures show the value of my investments in the S&P500 (VUSA) excluding tax on profits - 41% in Ireland.

Jan 17 - €0
Jan 18 - €7,576
Jan19 - €17,310
Jan 20 - €19,455

Jan  21 - €27,122
Feb 21 - €27,122
Mar 21 - €32,712
Apr 21 - €35,401
May 21 - €36,474
Jun 21 - €39,160
July 21 - €41,034
Aug 21 - €42,882
Sep 21 - €43,667
Oct 21 - €46,022
Nov 21 - €47,832
Dec 21 - €50,091
Jan 22 - €48,799

My investment goal for 2022
I purchased almost €14K of the S&P in 2021. This was really good going, but was helped by Covid – I went nowhere so spent nothing! I don’t expect I’ll have such a frugal year in 2022. I do want to keep the momentum going however. My aim for 2022 is to purchase at least €12k of the S&P during the year.

comicguy

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Re: Race from 10 to 100k!!
« Reply #3673 on: January 26, 2022, 04:19:11 AM »
Just graduated from Race to 10K thread. Looking forward to continuing my journey here now. I am just tracking my round up account and taxable investment account to see what I can do with "extra" money. I don't expect to grow quickly but grow never the less. (My wife and I have pension plans through our employers, I also have a 403b, she has a 457 also through our employers, and each have a Roth as well, so no real worries for retirement at this time) This is just another income stream for retirement!

As of today:

01/26/22  Round Up 642.33  Investment 9911.44  Total 10553.77

Manchester

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Re: Race from 10 to 100k!!
« Reply #3674 on: January 26, 2022, 07:24:22 AM »
Just graduated from Race to 10K thread. Looking forward to continuing my journey here now. I am just tracking my round up account and taxable investment account to see what I can do with "extra" money. I don't expect to grow quickly but grow never the less. (My wife and I have pension plans through our employers, I also have a 403b, she has a 457 also through our employers, and each have a Roth as well, so no real worries for retirement at this time) This is just another income stream for retirement!

As of today:

01/26/22  Round Up 642.33  Investment 9911.44  Total 10553.77

Congrats.  Welcome to the next race.   

If your experience is similar to mine, the speed of 'growth' will accelerate.  Your extra money should start to snowball as your investments increase.

The challenge here is to remain disciplined for (normally) a few years.  As your N/W rises, temptation starts kicking in.  Lifestyle inflation creeps up on you.  My N/W is only just over £60k now and I frequently have to reign in my brain - otherwise, I'd spend money like it was going out of fashion on random things I don't need/want.

Serendip

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Re: Race from 10 to 100k!!
« Reply #3675 on: January 28, 2022, 01:18:08 PM »
Welcome @comicguy, sounds like you have some good plans in place for your savings. I've been in this thread for years but it is satisfying to see the eventual progress :)

Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746

Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900
Dec '20   62,900

Jan '21    65,400
Feb '21    67,600
Mar '21    68,750
Apr '21    72,858
May '21   75,068
June '21  77,013
July '21   79,020
Aug '21   82,801
Sept '21  81,077
Oct ‘21   83,500
Nov ‘21   82,700

Dec ‘21   84,800
Jan '22   83,500

*a bit disappointing but I had almost 3 weeks off of work due to illness so didn't bring in any money (I'm a contractor). Thankful that I kept it to this minor loss and hopefully things can climb from here. Need to work on my keeping my spending low (this month I did but it helped me realize how I've gotten into the habit of more casual spending/buying which I really can't afford). I would like to rebuild my EF as well since that was accessed this past year. 

regenaeb

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Re: Race from 10 to 100k!!
« Reply #3676 on: January 31, 2022, 07:09:03 AM »
11/30/20 - SEP Balance $ 15524.45 + Roth $ 1770.76 - Student loan balance $ 6897.45 = $ 10,397.76
12/30/20 - SEP Balance $ 16106.09 + Roth $ 1813.94 - Student loan balance $ 6306.71 = $ 11,613.32
01/29/21 - SEP + Roth $ 20,139.02 - Student loan balance $ 5,316.32 = $ 14,822.70
02/28/21 - SEP + Roth $ 21,680.41 - Student loan balance $ 4,000.15 = $ 17,680.26
03/31/21 - SEP + Roth $ 22,823.38 - Student loan balance $ 2,994.55 = $ 19,828.83
04/27/21 - SEP + Roth $ 24,365.29 - Student loan balance $ 1,699.29 = $ 22,666.00
05/31/21 - SEP + Roth $ 25,063.59 - Student loan balance $ 0 = $ 25,063.59 - Student loan is paid off!!!
8/21/21 - SEP + Roth $ 27,113.71
9/30/21 - SEP + Roth $ 27,063.71
10/29/21 - SEP + Roth $ 29,254.43
11/30/21 - SEP + Roth $ 30,055.54
12/31/21 - SEP + Roth $ 31,239.32

1/31/22 - SEP+401K+Roth $ 30,322.94

Wow, accounts took a hit this month with the market dip. Still added $1k in contributions for the month, but balance is below end of year 2021. Just keep buying while on sale and hope for a rise throughout the year. We shall see what the next month brings. I opened a new solo 401k for this year, this will allow me to put a lot more into retirement savings this year. My goal is to double my 2021 contribution in the new solo 401k account. Currently in the process of rolling the SEP into the new 401k.

Rimu05

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Re: Race from 10 to 100k!!
« Reply #3677 on: January 31, 2022, 09:47:28 AM »
I just graduated the Race to 10K thread so joining this one. :)

Student loan - ($24,307.94)
Credit card - ($240)


Savings - $2300
Checking - $240
401K - 31,017
Roth IRA - 1,063.71


Total -  10,073

Monthly update:

Student loan - ($24,307.94)



Savings - $2500
HSA - $3,074
Checking - $460
401K - $31,708
Roth IRA - $1,113.71


Total -  14,548

Two months later:

Student loan - ($24,307.94)



Savings - $2500
HSA - $3,525.77
Checking - $240
401K - $34,670.73
Roth IRA - $1,214.71


Total -  17,843.27

I haven't updated in a while but

Student loan - ($23,760.22)



Savings - $7300
HSA - $2955.58
Checking - $560.68
401K - $52,816.33
Roth IRA - $1,514.2


Total -  40,699.37

Goals this year: To tackle my student loans while they are at 0%. Hoping to get them to $10,000.

Haven’t posted in a while but Current net worth: $64,069. Felt I stopped caring about spending this year. Spent a lot of money on a cosmetic procedure, and also moved to a HCOL state. My net worth should be $20,000 higher but no regrets here.

color=blue]Savings - $8,000
HSA - $2268
Checking - $500
401K - $71,112
Roth IRA - $1,864[/color]

DEBT: 21,991.

I've had a very spendy January due to going on vacation and people visiting. Also got glasses and contacts

Networth: 65,500.43 (Went down by $4000 due to market and a spendy January.)

Savings - $2,025
HSA - $4637
Checking - $300
401K - $73,204
Roth IRA - $2,014

ASSETS: 82,181


Affirm loan from couch purchase - 1797.57
Credit card - 883
Student Loan - $14,000

DEBT: 16,6805.57

Goals - Still the same, hope to be debt free this year. Depending on market, may or may not graduate thread this year.

Imma

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Re: Race from 10 to 100k!!
« Reply #3678 on: January 31, 2022, 10:48:28 AM »
April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28
October 2019: €11128.59
November 2019: €11227,46
December 2019: €11991,27
January 2020: €12576,72
February 2020: €11904,39
March 2020: €10425,32
April 2020: €11830,70
May 2020: €12154,67
June 2020: €14634,19
July 2020: €15345,09
August 2020: €16444,46
September 2020: €17108,60
October 2020: €16687,93
November 2020: €17762,62
December 2020: €19386,94
January 2021: €20649.69
February 2021: €22021,64
March 2021: €22763,55
April 2021: €23866,70
May 2021: €25689.77
June 2021: €25659.61
July 2021: €26434.48
August 2021: €28512.33
September 2021: €29243.37
October 2021: €30357,48
November 2021: €32537,78
December 2021: €33194,68
January 2022: €32912,87

Goals for 2022:
Savings: €15.000
Investments: €30.000

Still contributed my regular amount to investments but the value dropped so much that the balance today was still lower than on Jan 1st.  Paid some big bills in full this month so didn't really save much other than my regular contributions to my accounts.

I don't know how things are in the US but inflation is killing us here. The fixed rate contract with our energy supplier runs out this month and we're expecting our new rate / monthly payment to be more than twice as high as what we currently pay. We're going from €75 to €175 / month and this isn't even a bad deal. The price of natural gas has just exploded. We are already frugal with energy but will have to become even more frugal. We set the heat at 18C now (64F) but we'll try to get it down a bit lower. But I have several health issues, including chronic severe iron deficiency and I get Raynaud's phenomenon quite often so I'm not sure how much lower I can go while still being comfortable enough to work. We've been planning on doing some necessary maintenance on our home that would include a lot of additional insulation but it's extremely difficult to find someone to do it in this weird economy. No companies are willing to give us quotes because by the time they'll have the manpower to do the work, a few months from now, the cost might a be a lot higher. I don't blame them, but I'm also not going to sign a contract for a big job that does not include a price (like some companies proposed).

It's the same story for health insurance and groceries. We are frugal, grew up low income, we know how to cook cheaply. But prices have just exploded. Thankfully we are well-off enough that we don't have to compromise on quality but it does mean we'll have to spend more every month. Our joint income went up by about €100 a month but that only covers the higher energy bill.

This may sound a bit like a complainypants rant, but we're waaaay more lucky than most people. In my job I have a fixed annual raise and a yearly cost-of-living increase, and the worse the economy is the better my employer is doing. And we bought this house when we were early 20s and earning a third of what we earn now. So we'll be fine. But we see all around us that consumer prices are going up very fast, the fastest probably since we switched to Euro in 2002, while wages haven't been keeping up for years, and most pensions have not gone up since 2008.

Right now our country's alternative to social security still goes up every year, it's raised the same % as minimum wage is, but to cut costs the government has proposed to end that. Our parents can still pay their bills, but they're also all at an age where they had expected to be retired & they aren't. They've all worked and saved for retirement for 50 years only to find out they'll probably have to keep working for as long as they physically can so they have some spending money.

CTEC_Stache

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Re: Race from 10 to 100k!!
« Reply #3679 on: January 31, 2022, 01:06:58 PM »
I just posted in the $250k - $500k thread (if you include my pension I am just over $250k. However, if you exclude my pension (sometimes I do, it depends on how I'm calculating) I fit into this thread. So here goes! I am 31 and I only started tracking liquid assets about half a year ago. The numbers have fluctuated quite a bit due to having my first kid and spending some cash reserves on medical expenses for the birth as well as his baptism party and funding a portion of his 529.

            2021           2022
JAN          -              $51,061
FEB          -
MAR         -
APR         -
MAY         -
JUN         -
JUL        $61,529
AUG       $50,910
SEP        $50,508
OCT       $54,173
NOV       $53,802
DEC       $51,533

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #3680 on: January 31, 2022, 01:48:12 PM »
January 2021 - $53,423
February 2021 - $54,304
March 2021 - $58,321
April 2021 - $61,745
May 2021 - $62,978
June 2021 - $62,595
July 2021 - $64,082
August 2021 - $66,248
September 2021 - $64,221
October 2021 - $67,968
November 2021- $67,412
December 2021 - $70,758

January 2022 - $67,992

And I'm back outta the 70s.  Well, that's depressing!  My 401K is back to summer 2021 numbers.  Geez. 

@Imma things are pretty crazy over here in the US too.  My heating bills are much bigger than last winter and the price of groceries is terrible!  I also have Raynaud's so staying warm in the winter is tough. 

Tasse

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Re: Race from 10 to 100k!!
« Reply #3681 on: January 31, 2022, 02:04:37 PM »
201720182019202020212022
January$12.1k$24.7k$49.0k$76.2k$95.4k
February$13.6k$27.2k$46.5k$79.0k
March$15.1k$29.3k$42.7k$82.6k
April$16.6k$31.3k$47.5k$87.3k
May$17.7k$31.5k$50.6k$88.2k
June$18.5k$33.3k$53.5k$90.3k
July$6.2k$20.2k$35.1k$58.5k$92.0k
August$6.8k$20.8k$36.7k$63.0k$94.4k
September   $8.2k$22.2k$38.6k$63.2k$93.1k
October$9.0k$21.7k$40.2k$62.9k$97.1k
November$9.9k$22.5k$42.6k$69.9k$95.1k
December$11.1k   $22.4k   $44.6k   $75.0k   $100.3k

I guess I really missed you guys. ;)

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #3682 on: February 01, 2022, 12:21:23 AM »
Tracking investments, emergency fund and additional pension investments (all to be used to retire together with SO!)
(not tracking company pension investments, house value and current accounts / special project savings)

15 May 2020: EUR 17,034 (started tracking)
15 December 2020: EUR 23,325
31 December 2021: EUR 37,355

31 January 2022: EUR 36,735

(2022 goal: EUR 45-50K)

Yes……also a downwards movement here, although I did do my regular contributions. All due to markets.
@Imma: I hear you on inflation and heating. We also received notice from our heating company that they will increase the monthly prepayment with 50%! Since we are on the public heating system, we cannot change suppliers…..
Fortunately we can still easily pay for it, but it really feels that our salary increases did not result in additional savings. We try to teach the kids to be frugal with money, but now also with energy-usage. It’s a challenge with two teens in the house.

Lomonossov

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Re: Race from 10 to 100k!!
« Reply #3683 on: February 01, 2022, 03:43:30 AM »
Hey all!

I find motivating to see how great is in general people doing, I think I'll start reporting as well. I started tracking my NW Jul'20. I bought a property on Jan'20, when fires in Australia were the worst thing that had happened in a very long time.

Anyway, here go the numbers: the column in the right does not consider my house - as asset, mortgage also excluded -, the left does include both. I do have accounts in several currencies but everything is consolidated in EUR:

              NW   Liquid NW
Jul-20   47,328 €   19,245 €
Aug-20   49,579 €   21,248 €
Sep-20   52,077 €   23,491 €
Oct-20   55,935 €   27,097 €
Nov-20   58,368 €   29,322 €
Dec-20   60,712 €   31,332 €
Jan-21   63,592 €   33,828 €

Goal for 2021: take the right column to 50k!

Not the most active member of this forum, but I wanted to report how 2021 went. We had a frugal wedding and an even more frugal honeymoon. Other than that, the inflation and the exchange rate is starting to kill us in my non-Euro Eastern Europe country. Hard to know what do do, we will be postponing some big ticket items for a year or so, and maybe try to buy more EUR to protect ourselves from our local inflation.

              NW   Liquid NW
Jan-21   63,592 €   33,828 €
Jan-22   95,159 €   62,238 €

That was a nice progress. Hopefully I'll graduate from this thread in March, when I get my bonus, if any.

Keep it up, people!

Manchester

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Re: Race from 10 to 100k!!
« Reply #3684 on: February 01, 2022, 04:37:32 AM »
@Imma

Our gas prices have doubled.  Our food shop has increased in price by around 10-15% too.

It all adds up.  I'm grateful that I've built up my N/W to a comfortable point.  If this had happened 5 years ago I'd have really struggled.


Imma

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Re: Race from 10 to 100k!!
« Reply #3685 on: February 01, 2022, 08:33:10 AM »
@Imma

Our gas prices have doubled.  Our food shop has increased in price by around 10-15% too.

It all adds up.  I'm grateful that I've built up my N/W to a comfortable point.  If this had happened 5 years ago I'd have really struggled.

This is absolutely true for us too. 5 years ago my N/W was a couple of thousand euro, and we were earning maybe €1200 after taxes each. We would have had to cut back significantly on our expenses. And from what I've seen in supermarkets, it's mainly the staples that are becoming much more expensive, not really the luxury food. Coffee beans are maybe €0,50 more expensive per bag but some value range products are disappearing entirely.

I grew up in a working class household, I had no idea it was even possible to earn what I'm earning now (not 6 figures or something, but as of 2021 officially above average for the first time) and I've learned a lot about increasing income from the MMM forum. If we hadn't increased our income and our savings rate, and had just gotten cost of living raises, then we'd have been "working poor" by now.

shrimpwd

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Re: Race from 10 to 100k!!
« Reply #3686 on: February 01, 2022, 09:44:07 AM »
                       2018                2019                2020                2021                2022               
January$6,455-$14,460$34,473$77,625
February--$14,991$36,257$83,384
March--$14,632$38,256-
April-$10,960$13,884$47,021-
May--$17,011$52,533-
June--$19,255$54,094-
July--$20,358$55,927-
August--$21,993$58,821-
September--$23,312$67,274-
October--$24,777$67,897-
November-$13,466$26,407$72,781-
December$9,518-$30,697$73,730-

Brute force growth of ~6k for the month by throwing 6k into my ROTH and ~3k into my 401K just in time for it to drop... I definitely wasn't market timing!

catorbe

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Re: Race from 10 to 100k!!
« Reply #3687 on: February 01, 2022, 01:44:26 PM »
201720182019202020212022
January$12.1k$24.7k$49.0k$76.2k$95.4k
February$13.6k$27.2k$46.5k$79.0k
March$15.1k$29.3k$42.7k$82.6k
April$16.6k$31.3k$47.5k$87.3k
May$17.7k$31.5k$50.6k$88.2k
June$18.5k$33.3k$53.5k$90.3k
July$6.2k$20.2k$35.1k$58.5k$92.0k
August$6.8k$20.8k$36.7k$63.0k$94.4k
September   $8.2k$22.2k$38.6k$63.2k$93.1k
October$9.0k$21.7k$40.2k$62.9k$97.1k
November$9.9k$22.5k$42.6k$69.9k$95.1k
December$11.1k   $22.4k   $44.6k   $75.0k   $100.3k

I guess I really missed you guys. ;)

Unofficially I was racing you to 100,000. I hit about $96,700 just before things started plummeting down. I hit a "low" of about $82,000 as the majority of my net worth is invested in stocks, and I'm climbing back up and out of that hole. I'm still in the upper 80s, but I hope to climb past 100,000 in the next couple of months if there's any sort of bounce back to the last month. Otherwise just plug away!

Serendip

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Re: Race from 10 to 100k!!
« Reply #3688 on: February 01, 2022, 03:48:39 PM »
@LittleWanderer @Imma
--slightly off topic but in case you are looking for anything to make cool houses more comfortable I use a heating pad which I swear by (Theratherm). Our house can be chilly, or I can be after being in the snow so I use it to heat my back/feet/etc.  My parents live in a log house with wood heat so I bought them one as well :) Stay cozy!

Tasse

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Re: Race from 10 to 100k!!
« Reply #3689 on: February 02, 2022, 01:32:14 AM »
Unofficially I was racing you to 100,000. I hit about $96,700 just before things started plummeting down. I hit a "low" of about $82,000 as the majority of my net worth is invested in stocks, and I'm climbing back up and out of that hole. I'm still in the upper 80s, but I hope to climb past 100,000 in the next couple of months if there's any sort of bounce back to the last month. Otherwise just plug away!

Sounds like you're still only half a step behind!

triple7stash

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Re: Race from 10 to 100k!!
« Reply #3690 on: February 02, 2022, 11:24:33 AM »
Tracking investing in SPN (which doesn't include roth)

12/28/2020 - $62,783
1/28/2021 - $67,335.21
2/28/2021 - $69,404
3/28/2021 - $71,869
4/28/2021 - $77,861
5/31/2021 - $79,885
6/30/2021 - $82,843
7/28/2021 - $85,130
8/29/2021 - $87,558
9/30/2021 - $87,127
10/28/2021 - $92,699
11/28/2021 - $95,021
12/28/2021 - $96,703
2/2/2022 - $93,977

Ze Stash

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Re: Race from 10 to 100k!!
« Reply #3691 on: February 03, 2022, 08:39:47 AM »
Net worth:
01/01/2019: -    109,47 €
01/02/2019:      269,41 € (+   378,88 €)
01/03/2019:      890,47 € (+   621,06 €)
01/04/2019:   1.767,70 € (+   877,23 €)
01/05/2019:   3.755,46 € (+1.987,76 €)
01/06/2019:   4.814,83 € (+1.059,37 €)
01/07/2019:   5.959,50 € (+1.144,67 €)
01/08/2019:   7.116,94 € (+1.157,44 €)
01/09/2019:   9.855,39 € (+2.738,45 €)
01/10/2019:   9.718,18 € (-   137,21 €)
01/11/2019: 10.726,98 € (+1.008,80 €)
01/12/2019: 11.773,70 € (+1.046,72 €)
01/01/2020: 12.979,27 € (+1.205,57 €)
01/02/2020: 14.363,54 € (+1.384,27 €)
01/03/2020: 15.039,09 € (+   675,56 €)
01/04/2020: 15.456,74 € (+   417,65 €)
01/05/2020: 16.903,74 € (+1.447,00 €)
01/06/2020: 17.847,51 € (+   943,77 €)
01/07/2020: 19.991,35 € (+2.143,84 €)
01/08/2020: 23.859,77 € (+3.868,42 €)
01/09/2020: 27.705,58 € (+3.845,81 €)
01/10/2020: 28.348,92 € (+   643,34 €)
01/11/2020: 29.975,77 € (+1.626,85 €)
01/12/2020: 32.157,81 € (+2.182,04 €)
01/01/2021: 37.536,36 € (+5.378,55 €)
01/02/2021: 39.128,65 € (+1.592,29 €)
01/03/2021: 43.488,25 € (+4.359,60 €)
01/04/2021: 50.227,75 € (+6.739,50 €)
01/05/2021: 50.942,27 € (+   714,52 €)
01/06/2021: 45.969,23 € (- 4.973,04 €)
01/07/2021: 47.887,98 € (+1.918,75 €)
01/08/2021: 50.361,49 € (+2.473,51 €)
01/09/2021: 55.538,44 € (+5.176,95 €)
01/10/2021: 55.405,64 € (-    132,80 €)
01/11/2021: 62.397,76 € (+6.992,12 €)
01/12/2021: 62.957,50 € (+   559,74 €)
01/01/2022: 62.444,54 € (-    512,96 €)

01/02/2022: 57.130,55 € (-5.313,99 €)

Largest monthly drawdown so far, despite savings of roughly 1k €. Also the first time I'm down 2 months in a row. Some of it has recovered in the last 2 days already, but if it was up to me downturns this early during the accumulation phase could keep going for a bit longer. Obviously not hoping for seriouse downturns with all the cryziness going on right now etc. The raise actually materialized and should allow me to increase my average monthly savings by roughly 500 €.


TyGuy

  • Bristles
  • ***
  • Posts: 411
  • Age: 31
  • Location: Washington
Re: Race from 10 to 100k!!
« Reply #3692 on: February 06, 2022, 02:17:25 PM »
Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
11/09/20: $21,456
05/04/21: $21,456
11/01/21: $21,456
12/01/21: $21,456
01/02/22: $21,456
02/02/22: $21,456 (Loans have remained in forbearance)


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
10/01/20: $12,283 (-$1,214)
11/01/20: $15,692 ($3,409)
12/05/20: $19,528 ($3,836)
01/01/21: $21,735 ($2,207)
02/03/21: $21,870 ($135)
03/01/21: $23,417 ($1,547)
04/02/21: $33,080 ($9,663)
05/04/21: $36,424 ($3,344)
06/01/21: $39,976 ($3,552)
07/03/21: $47,349 ($7,373)
08/02/21: $52,292 ($5,044)
09/02/21: $57,319 ($5,027)
10/01/21: $58,555 ($1,236)
11/01/21: $60,397 ($1,842)
12/01/21: $59,891 (-$506)
01/01/22: $63,049 ($3,148)
02/02/22: $64,213 ($1,164)


Manchester

  • Bristles
  • ***
  • Posts: 402
  • Location: UK
Re: Race from 10 to 100k!!
« Reply #3693 on: February 22, 2022, 08:46:08 AM »
My N/W grew by £2,846.97 to a new total of £54,453.44.
My N/W grew by £1,721.56 to a new total of £56,175.
My N/W grew by £2,262.53 to a new total of £58,437.53.
My N/W grew by £3,196.03 to a new total of £61,633.56.
My N/W grew by £2,080.14 to a new total of £63,713.70.
My N/W grew by £189.35 to a new total of £63,903.05.

Feb update:

My N/W grew by £2,046.07 to a new total of £65,949.12.

So it was quite a good month financially. 

I did have an accident which is going to cost me a few £'s.  I want to get an MRI scan which will determine if I need surgery or not, but my NHS Dr won't let me have one because my work is sedentary (despite having a very active lifestyle).  So if I pay to go private it will be a few hundred £s for a scan and a few thousand for the surgery - but I'd be willing to pay that to drastically reduce the chances of reoccurrence and be able to continue with my hobbies/lifestyle. 

Serendip

  • Handlebar Stache
  • *****
  • Posts: 2377
Re: Race from 10 to 100k!!
« Reply #3694 on: February 25, 2022, 01:46:41 PM »
Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746

Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900
Dec '20   62,900

Jan '21    65,400
Feb '21    67,600
Mar '21    68,750
Apr '21    72,858
May '21   75,068
June '21  77,013
July '21   79,020
Aug '21   82,801
Sept '21  81,077
Oct ‘21   83,500
Nov ‘21   82,700

Dec ‘21   84,800
Jan '22   83,500
Feb '22   86,900

New all-time high! My investments went up $500 today so let's see if it sticks :)

Have been trying to keep my spending down but we have been having all sorts of house & car issues arising. So I've picked up some extra work shifts so that I don't have to draw from here too much.

Also rebuilt my little $1000 EF (which I don't count here). And would like to build a small travel and canoe fund for the summer.
« Last Edit: February 25, 2022, 01:54:32 PM by Serendip »

comicguy

  • Stubble
  • **
  • Posts: 192
Re: Race from 10 to 100k!!
« Reply #3695 on: February 26, 2022, 12:26:05 PM »


01/26/22  Round Up 642.33  Investment 9911.44   Total 10553.77
02/26/22  Round Up 752.42  Investment 12408.26 Total 13160.68

regenaeb

  • Stubble
  • **
  • Posts: 101
Re: Race from 10 to 100k!!
« Reply #3696 on: February 28, 2022, 07:07:38 AM »
8/21/21 - SEP + Roth $ 27,113.71
9/30/21 - SEP + Roth $ 27,063.71
10/29/21 - SEP + Roth $ 29,254.43
11/30/21 - SEP + Roth $ 30,055.54
12/31/21 - SEP + Roth $ 31,239.32

1/31/22 - SEP+401K+Roth $ 30,322.94
2/28/22 - 401K+Roth $ 30,620.77 (SEP-IRA rollover to 401K complete)

Still not back to my end of 2021 amount and don't expect to be for while with what is going on in the market/world. Just keep plugging away adding to the stash each week and buying funds like usual. Looking at the balance of my investments is depressing right now, but it is what it is, not in my control. Hoping for a better March.

shrimpwd

  • Stubble
  • **
  • Posts: 192
  • Location: Georgia
Re: Race from 10 to 100k!!
« Reply #3697 on: February 28, 2022, 09:44:04 AM »
                       2018                2019                2020                2021                2022               
January$6,455-$14,460$34,473$77,625
February--$14,991$36,257$83,384
March--$14,632$38,256$85,694
April-$10,960$13,884$47,021-
May--$17,011$52,533-
June--$19,255$54,094-
July--$20,358$55,927-
August--$21,993$58,821-
September--$23,312$67,274-
October--$24,777$67,897-
November-$13,466$26,407$72,781-
December$9,518-$30,697$73,730-

Still moving in the right direction, even if at half speed.. Every time I throw money in the market this year, it decides to drop a bit more. I'm taking my mind off the numbers as much as I can while still tracking. Currently, what's up with the sticky "l" key on my keyboard...

triple7stash

  • Stubble
  • **
  • Posts: 104
  • Location: Age 28 - Sacramento, CA
    • Pension Prologue
Re: Race from 10 to 100k!!
« Reply #3698 on: February 28, 2022, 12:26:34 PM »
Tracking investing in SPN (which doesn't include roth)

12/28/2020 - $62,783
1/28/2021 - $67,335.21
2/28/2021 - $69,404
3/28/2021 - $71,869
4/28/2021 - $77,861
5/31/2021 - $79,885
6/30/2021 - $82,843
7/28/2021 - $85,130
8/29/2021 - $87,558
9/30/2021 - $87,127
10/28/2021 - $92,699
11/28/2021 - $95,021
12/28/2021 - $96,703
2/2/2022 - $93,977
2/28/2022 - $91,712

RNfi2021

  • 5 O'Clock Shadow
  • *
  • Posts: 13
  • Age: 27
Re: Race from 10 to 100k!!
« Reply #3699 on: February 28, 2022, 12:45:28 PM »
Dec 2017- ~7000
Dec 2018- ~8000
Dec 2019- ~12000
Dec 2020- ~18000
Jun 2021- 19883.72
Jul 2021- 21574.92
Aug 2021-25731.53
Sep 2021- 32633.08
Oct 2021- 42008.1
Nov 2021- 53009.99
Dec 2021- 59100.38
Jan 2022- 71195.56
Feb 2022- 78553.92
Mar 2022- 86920.79

Went to community college from 17-19, worked part time and covered my tuition. Went to University from 19-21, luckily my parents covered the university tuition. Didn't know FIRE, but I was a good saver. My net worth took a big jump on the years that I didn't have to pay tuition. Graduated spring 2021; and discovered FIRE and investing. Have a car that is paid off, but I didn't count that in.

 

Wow, a phone plan for fifteen bucks!