Author Topic: Race from 10 to 100k!!  (Read 656404 times)

Hirondelle

  • Handlebar Stache
  • *****
  • Posts: 1447
Re: Race from 10 to 100k!!
« Reply #2700 on: October 30, 2019, 01:16:00 AM »
Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
Dec 2018 €35.600 (+13.3k over 6 months)
June 2019 €48.000 (+12.3k over 6 months)
July 2019 €49.400 (+1.400)
Aug 2019 €49.200 (-200)
Sept 2019 €52.600 (+3.400)
Oct 2019 €53.900 (+1.300)

And that while spending the whole month traveling in a western country! As I've finally had my work trip I'm also soon gonna get back about €1500 which will help push me over the 55k goal for November. As that will also be a double paycheck month I may even hit 60k if markets cooperate!


Evasion

  • 5 O'Clock Shadow
  • *
  • Posts: 45
Re: Race from 10 to 100k!!
« Reply #2701 on: October 30, 2019, 08:52:31 PM »
20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412
Late April 2019 - 48,372
20 June 2019 - 50,890
3 July 2019 - 53,333
Mid July 2019 - 52,850
1 August 2019 - 54,160
Mid August 2019 - 53,521
1 September 2019 - 55,314
Mid September 2019 - 57,608
1 October 2019 - 58,184
15 October 2019 - 58,927
1 November 2019 - 62,103

Finally a nice big jump! Got equivalent of 401k paid for the quarter, brought my spending under control, rebalanced investments, got dividends, etc.
Crazy how much it can fluctuate.
I'll try to keep the momentum and see if I can end the year at +30k.
@Serendip I'm not American;) we're almost on the same amounts, let's improve our discipline and race!
I hope to graduate before end of 2020.

haypug16

  • Handlebar Stache
  • *****
  • Posts: 1194
  • Age: 40
  • Location: Boston, MA
Re: Race from 10 to 100k!!
« Reply #2702 on: October 31, 2019, 06:00:14 AM »
October 2019 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
4/30/2019 $19,835.78
5/31/2019 $21,498.65
6/30/2019 $17,825.45
7/31/2019 $19,232.60
8/31/2019 $18,295.57
9/30/2019 $20,402.75
10/31/2019 $24,417.80 +$4,015.05 increase

Nice jump for the month :) Hoping I can break into the 30s by the end of the year.

LittleWanderer

  • Bristles
  • ***
  • Posts: 411
  • Location: USA
Re: Race from 10 to 100k!!
« Reply #2703 on: October 31, 2019, 06:38:17 AM »
October 2018 - $19,301
November 2018 - $20,523
December 2018 - $20,923
January 2019 - $21,742
February 2019 - $23,933
March 2019 - $25,416
April 2019 - $26,812
May 2019 - $26,575 
June 2019 - $27,758
July 2019 - $29,419
August 2019 - $29,884
September 2019 - $30,602

October 2019 - $31,770

I neither added to nor deducted from my savings, so that was all 401K/market gains. 

Slanhirn

  • 5 O'Clock Shadow
  • *
  • Posts: 34
Re: Race from 10 to 100k!!
« Reply #2704 on: October 31, 2019, 08:37:59 AM »
Tracking net worth.

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
01.2019 - £42,662 (+2,042)
02.2019 - £43,796 (+1,134)
03.2019 - £44,582 (+786)
04.2019 - £49,305 (+4,723)
05.2019 - £51,853 (+2,548)
06.2019 - £52,723 (+870)
07.2019 - £55,172 (+2,449)
08.2019 - £57,197 (+2,025)
09.2019 - £59,201 (+2,004)
10.2019 - £60,788 (+1,587)
11.2019 - £61,934 (+1,146)

Assets = £67,268
Student loans = (£5,334)


Serendip

  • Pencil Stache
  • ****
  • Posts: 730
Re: Race from 10 to 100k!!
« Reply #2705 on: October 31, 2019, 11:30:03 AM »

@Serendip I'm not American;) we're almost on the same amounts, let's improve our discipline and race!
I hope to graduate before end of 2020.

Alright--let's do it @Evasion :)
I will likely take longer than your goal of end of 2020 but a challenge is motivating.

Optimiser

  • Pencil Stache
  • ****
  • Posts: 571
  • Age: 36
  • Location: PNW
Re: Race from 10 to 100k!!
« Reply #2706 on: October 31, 2019, 01:12:56 PM »
Mar 2019 $14,000
Apr 2019 $12,700
May 2019 $9,500
June 2019 $11,500
July 2019 $17,000
August 2019 $19,900
September 2019 $19,900

October 2019 $26,200

Thanks stock/housing market!

Tass

  • Handlebar Stache
  • *****
  • Posts: 1699
  • Age: 26
  • Location: Southern California
  • Working on a PhD...
Re: Race from 10 to 100k!!
« Reply #2707 on: October 31, 2019, 03:10:57 PM »
Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k
Aug 18$20.8k
Sept 18$22.2k
Oct 18$21.7k
Nov 18$22.5k
Dec 18$22.4k
Jan 19$24.7k
Feb 19$27.2k
Mar 19$29.3k
Apr 19$31.3k
May 19$31.5k
Jun 19$33.3k
Jul 19$35.1k
Aug 19$36.7k
Sep 19$38.6k

Oct 19: $40.2k

A big mechanic bill pushed this to my second-highest spend month of the year, missing the top spot by only $10. But the stock market launched me past $40k anyway!

The stretchiest of stretch goals would be for me to hit $44.8k by the end of the year, as that would represent a doubling of my net worth in 2019 - a feat I accomplished in 2018, but of course only gets harder over time. ;) Right now I'm forecasting $44.1k. Can I make up the difference?? What suspense!
« Last Edit: November 01, 2019, 09:16:04 PM by Tass »

nmitb

  • 5 O'Clock Shadow
  • *
  • Posts: 43
Re: Race from 10 to 100k!!
« Reply #2708 on: October 31, 2019, 03:27:36 PM »
2019
Jan: -$7,248
Feb: -$6,093
Mar: -$1,081
Apr: $1,221
May: $4,418
Jun: $5,562
Jul: $7,408
Aug: $9,255
Sept: $25,361
Oct: $27,333
Nov: $31,211

Imma

  • Handlebar Stache
  • *****
  • Posts: 2084
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #2709 on: October 31, 2019, 03:29:39 PM »
April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28
October: €11128.59

Goals for 2019:
Savings: €5000
Investments: €10000

Going in the right direction again, just not as much as I had hoped, but I had some unexpected costs (again). September-December is always the most expensive part of the year for me.

Sugaree

  • Pencil Stache
  • ****
  • Posts: 616
Re: Race from 10 to 100k!!
« Reply #2710 on: November 01, 2019, 04:20:04 AM »
5/1/2015     $4419.53
5/1/2016     $15689.46
5/1/2017     $34125.20
5/1/2018     $51663.60

5/1/2019     $64340.45
6/3/2019     $64940.28
7/1/2019     $70156.02
8/1/2019     $74255.95
9/1/2019     $74328.43
10/1/2019   $78067.76
11/1/2019   $81247.16


Not a bad month.  Crossed the $90k asset threshold, so if I can just knock those liabilities down I'll be doing good.

Jim Fiction

  • Stubble
  • **
  • Posts: 178
  • Location: Connecticut
Re: Race from 10 to 100k!!
« Reply #2711 on: November 01, 2019, 07:06:45 AM »

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589
9/30/2019 - $83,292
10/31/2019 - $87,539

October Notes

Trucking right along, though still have a lot of room for improvement on the expense front.

bcbaseballman

  • 5 O'Clock Shadow
  • *
  • Posts: 79
  • Age: 30
  • Location: Kansas
Re: Race from 10 to 100k!!
« Reply #2712 on: November 01, 2019, 07:13:15 AM »

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286
4/30/2019: 19,283
5/31/2019: 18,676
6/30/2019 :22,362
7/31/2019: 24,646
8/30/2019: $27,199
9/31/2019: $30,664


10/31/2019: $33,343

Was a little spend happy this month but sold off some unused things from around the house to make up for it.

kaposzta

  • 5 O'Clock Shadow
  • *
  • Posts: 69
  • Age: 35
  • Location: Hungary
    • Years Until FIRE Calculator
Re: Race from 10 to 100k!!
« Reply #2713 on: November 01, 2019, 07:51:22 AM »
July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2,47%)
Aug 29, 2019: $69,931 (+2,53%)
Sept 29, 2019: $71,138 (+1.73%)
Oct 31, 2019: $71,517 (+0,53%)

Investments performed quite bad, and there were some unexpected costs (e.g. new glasses for $250, buying some of the Christmas gifts for $100, buying a sandwich maker for $20, quarterly bank charges, excessive drinking (two times in October instead of one, LOL), incredible Belgian beer sale :) etc.).

SR was around a shameful 33%, good news is that my workplace will support my glass purchase with $100 (in theory), that would bring my SR to a less shameful 40%.

I expect that November will be better investment-wise, income-wise ($110 overtime payment) and spending-wise (I'm not planning to buy any expensive stuff this month), so my minimum target is 65% SR, normal target is 70% and maximum target is 75%.

I managed to sell one domain to an enduser, after the fees I'm expecting $900 in 6 monthly instalments. I hope this side business (or rather a hobby) can significantly help me reach my mid term goal, $100k by the end of 2021.
« Last Edit: November 01, 2019, 08:02:02 AM by kaposzta »

peppermint

  • Stubble
  • **
  • Posts: 155
Re: Race from 10 to 100k!!
« Reply #2714 on: November 01, 2019, 08:01:07 AM »
01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48
11/2018: $63002.61
12/2018: $65136.29
01/2019: $64776.35
02/2019: $69347.10
03/2019: $71885.58
04/2019: $74177.34
05/2019: $76475.71
06/2019: $77621.20
07/2019: $87651.71
08/2019: $94692.91
09/2019: $96637.79
10/2019: $98993.61
11/2019: $102339.59

I made it! Thanks for the support and encouragement everyone. :)

I feel like I don't belong in the next thread up!
« Last Edit: November 01, 2019, 08:06:34 AM by peppermint »

coldestcat

  • 5 O'Clock Shadow
  • *
  • Posts: 71
Re: Race from 10 to 100k!!
« Reply #2715 on: November 01, 2019, 10:39:34 AM »
congrats! Whether you feel like it or not the numbers say you do :)

7/17/19-    4,199.61
9/3/19-    15,357.17
10/1/19-   15,636.38
11/1/19-   20,938.14

We have a long awaited trip to Japan coming up in December so I think we might not make much movement for the next few months. We will see.

Lamancha

  • 5 O'Clock Shadow
  • *
  • Posts: 26
Re: Race from 10 to 100k!!
« Reply #2716 on: November 01, 2019, 07:39:36 PM »
Nov 2018- $23,000
Dec 2018- $26,000
Jan 2019- $29,000
Feb 2019- $36,000
March 2019- $40,000
April 2019- $43,000
May 2019- $48,000
June 2019- $54,000
July 2019- $60,600

Aug 2019- $71,800

July was a good month for the business.  Things will probably start slowing down in September.

Sept 2019- $85,100

Oct 2019- $94,650
Nov 2019- $106,180

I made it! Woot woot.  See you guys in the next race.

Old Ball Coach

  • Stubble
  • **
  • Posts: 113
Re: Race from 10 to 100k!!
« Reply #2717 on: November 02, 2019, 12:24:21 PM »
This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49
September 2019 - $87,380.98
October 2019 - $93,328.51

Still saving and the market climbed some.

adamsputnik

  • 5 O'Clock Shadow
  • *
  • Posts: 37
Re: Race from 10 to 100k!!
« Reply #2718 on: November 02, 2019, 05:03:18 PM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00
12/31/18 - 30,072.00
1/15/19 - 32,774.00
1/31/19 - 34,776.00
3/13/19 - 36,967.00
4/5/19 - 39,465.00
5/3/19 - 41,790.00
6/7/19 - 44,852.00
7/12/19 - 48,436.00
9/9/19 - 51,564.00
11/1/19 - 56,169.00

vertkurt

  • 5 O'Clock Shadow
  • *
  • Posts: 74
Re: Race from 10 to 100k!!
« Reply #2719 on: November 02, 2019, 07:04:40 PM »
1/1/18= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310
3/1/19 = 59,800
4/1/19 = 63,705
5/1/19= 70,328
6/1/19= 70,187
7/1/19= 79,553
8/1/19 = 85,573
9/1/19 = 86,127
10/1/19 = 89,807
11/1/19 = 96,168

Should graduate around the end of the year. Slight raise at work and have had quite a few weeks of overtime to help boost my savings lately.

Imma

  • Handlebar Stache
  • *****
  • Posts: 2084
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #2720 on: November 03, 2019, 03:57:07 AM »
Congrats @Lamancha and @peppermint !

eav

  • 5 O'Clock Shadow
  • *
  • Posts: 72
  • Age: 25
Re: Race from 10 to 100k!!
« Reply #2721 on: November 04, 2019, 08:43:59 AM »
June 2019: $52,951
July 2019: $55,573
August 2019: $57,409
September 2019: $58,726
October 2019: $61,206
November 2019: $64,509

Luz

  • Stubble
  • **
  • Posts: 103
Re: Race from 10 to 100k!!
« Reply #2722 on: November 04, 2019, 06:25:28 PM »
11/2019: $30,000.00

Living on one low income while paying for husband's schooling and supporting his family...with baby #2 on the way.
I'm hoping to double it by the time my husband's done with school in 4 years.
That might be a little ambitious (unrealistic). But hey, it's good to have a goal!



« Last Edit: November 04, 2019, 07:53:07 PM by Luz »

M5

  • Stubble
  • **
  • Posts: 179
  • Location: Nevada
Re: Race from 10 to 100k!!
« Reply #2723 on: November 05, 2019, 09:03:56 AM »
4/13/18: $14,324.67
12/27/18: $20,377.45
2/6/19: $27,927.20
3/1/19: $33,596.07
4/3/19: $57,285.55
5/7/19: $61,326.50
6/10/19: $62,992.97
7/3/19: $67,032.16
8/6/19: $66,081.23
9/4/19: $77,565.51
10/3/19: $81,417.50
11/5/19: $89,005.60

The markets climbing the past week seems to have helped us quite a bit. If it keeps up we may graduate by the end of the year!

jasert39

  • 5 O'Clock Shadow
  • *
  • Posts: 8
Re: Race from 10 to 100k!!
« Reply #2724 on: November 06, 2019, 02:17:41 PM »

I've been using Personal Capital to track our net work for a few months, this will be a fun place to keep track and more importantly keep ourselves on the saving path!  I've only used the site to factor investment/retirement accounts against mortgage and car loan balance, I have cash set aside for home improvements\emergency so I didn't want that money to show a inflated NW, also have not used homes value to factor into the calculation.


September 1, 2018 - $16,853
October 1, 2018 - $20,234
April 2, 2019 - $64,781 (forgot about updating this, but was pretty exciting to see!)

November 6, 2019 - $89,158...the grind is paying off

Trifele

  • Handlebar Stache
  • *****
  • Posts: 2456
  • Location: NC, US
Re: Race from 10 to 100k!!
« Reply #2725 on: November 07, 2019, 05:52:18 AM »
Great attitude @Luz!  With that kind of focus you will be there before you know it.  Even little things really do add up. 

@M5 and @jasert39 -- you are neck and neck, nearing the finish line.  The first 100k is the hardest.  Great job!   

M5

  • Stubble
  • **
  • Posts: 179
  • Location: Nevada
Re: Race from 10 to 100k!!
« Reply #2726 on: November 07, 2019, 01:40:30 PM »
Thanks @Trifele !

JCGreen

  • 5 O'Clock Shadow
  • *
  • Posts: 87
Re: Race from 10 to 100k!!
« Reply #2727 on: November 09, 2019, 09:55:48 AM »
I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2019 is to make it to $45K.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182)
Sep2019: $34,179 (-5739)
Oct2019: 38,091.83 (+3912) Not a bad month, late update due to me being out in the wilderness. Good job everybody!

jiimmy

  • 5 O'Clock Shadow
  • *
  • Posts: 10
  • Age: 31
  • Location: Nevada
Re: Race from 10 to 100k!!
« Reply #2728 on: November 10, 2019, 10:47:36 AM »
01/2011  $   7,457
01/2012  $ 17,228
01/2013  $ 40,480
01/2014  $ 39,129
01/2015  $ 52,439
01/2016  $ 51,321
01/2017  $ 40,381
01/2018  $ 48,063

01/2019  $ 62,472
02/2019  $ 67,871
03/2019  $ 71,163
04/2019  $ 74,147
05/2019  $ 77,284
06/2019  $ 77,317
07/2019  $ 83,885
08/2019  $ 86,051
09/2019  $ 87,106
10/2019  $ 90,926
11/2019  $ 95,072


Shout-out to all of you that count in Euros or GBP. This challenge is a little tougher for you folks.

QuillScroll

  • 5 O'Clock Shadow
  • *
  • Posts: 37
Re: Race from 10 to 100k!!
« Reply #2729 on: November 13, 2019, 01:42:53 PM »
30-Apr-18       37941
24-May-18       40069
18-Jun-18        41679
16-Jul-18       46413
13-Aug-18       52974
17-Sep-18       58683
24-Oct-18       60645
23-Aug-19    84161
13-Nov-19    96500

Took another gap in posting there. Again a job change, my commute reduced from 1.5 hrs one way to 30 mins to and fro so very happy.

Evasion

  • 5 O'Clock Shadow
  • *
  • Posts: 45
Re: Race from 10 to 100k!!
« Reply #2730 on: November 14, 2019, 03:02:06 AM »

20 Dec 18 - 37,800
Mid March 2019 - 45,815
20 June 2019 - 50,890
Mid September 2019 - 57,608
15 October 2019 - 58,927
1 November 2019 - 62,103
15 November 2019 - 64,594

Another nice jump, thanks to a market rally and good ol discipline! I shortened the list to show quarterly progress.
Almost two thirds of the way, I can hardly believe it.
It all works! Keen to continue and see if I can start 2020 over 70k.

snorr

  • 5 O'Clock Shadow
  • *
  • Posts: 9
  • Location: Netherlands
Re: Race from 10 to 100k!!
« Reply #2731 on: November 14, 2019, 12:16:44 PM »
11/2019: $30,000.00

Living on one low income while paying for husband's schooling and supporting his family...with baby #2 on the way.
I'm hoping to double it by the time my husband's done with school in 4 years.
That might be a little ambitious (unrealistic). But hey, it's good to have a goal!

Good luck!

Dave15

  • 5 O'Clock Shadow
  • *
  • Posts: 10
Re: Race from 10 to 100k!!
« Reply #2732 on: November 16, 2019, 05:13:43 AM »
25-6-2018            € 29.879,12 ------> Started Tracking
25-7-2018            € 30.749,12
25-8-2018            € 31.993,17
25-9-2018            € 33.185,00 ------> Found MMM
25-10-2018          € 34.433,66
25-11-2018          € 35.556,00
25-12-2018          € 41.939,62
25-1-2019            € 42.082,47
25-2-2019            € 44.338,00
25-3-2019            € 46.218,65
25-4-2019            € 47.829,00
03-6-2019            € 49.478,00
05-7-2019            € 52.722,00
25-7-2019            € 54.736,00
31-8-2019            € 56.431,00
01-10-2019          € 58.445,00

06-11-2019          € 60.308,00

In my first post in this thread I challenged myself to get to 62k before december 5th, that will be tight as I have a small weekend getaway coming up.

shrimpwd

  • 5 O'Clock Shadow
  • *
  • Posts: 11
  • Location: Georgia
Re: Race from 10 to 100k!!
« Reply #2733 on: November 18, 2019, 09:35:38 AM »
I'm going to join this race and only include invested money. My net worth is larger, even with the current liabilities. I have a couple previous data points, so I'll include those while I'm at it.

                  401K
1-1-2018     6455
12-1-2018   9518
4-1-2019    10960
11-6-2019   13466

I look forward to seeing my progress!

Serendip

  • Pencil Stache
  • ****
  • Posts: 730
Re: Race from 10 to 100k!!
« Reply #2734 on: November 22, 2019, 10:47:24 AM »
Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075
Apr '19     53,065
May '19    54,008
June '19   56,272
July '19    57,022
Aug '19    59,005
Sept '19   61,160
Oct '19     62,060
Nov '19    64,246


Still need to pay a large bill for taxes, ideally before the end of the year so likely won't grow this much in the next month or two but happy for the progress!


Treedream

  • 5 O'Clock Shadow
  • *
  • Posts: 21
Re: Race from 10 to 100k!!
« Reply #2735 on: November 26, 2019, 07:04:42 AM »
01/06/2018: -€60
01/01/2019: €2875.28
01/07 2019: €9288.2
01/08/2019: €10.485.05
01/09/2019: 11554.85
28/09/2019:  €12.182,10
24/10/2019: €13.082.24
01/01/2020: €14.500 Goal

26/11/2019: €14,311.49      
« Last Edit: November 26, 2019, 07:06:29 AM by Treedream »

catorbe

  • 5 O'Clock Shadow
  • *
  • Posts: 72
  • Location: ND
Re: Race from 10 to 100k!!
« Reply #2736 on: November 26, 2019, 12:54:41 PM »
[

I was like boooo when I saw the recent market drops, but also have to realize that while being at $36500 right now instead of 37-38,000 which is where i was anticipating, i'm still averaging over 2000 a month since I broke the 10k mark. Progress!

A few short months later I'm going to be at >$44,000 after the end of the month and rent is paid and suddenly it seems crazy that I was just at 36500 just 3 months ago.

Hirondelle

  • Handlebar Stache
  • *****
  • Posts: 1447
Re: Race from 10 to 100k!!
« Reply #2737 on: November 27, 2019, 12:49:45 AM »
Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
Dec 2018 €35.600 (+13.3k over 6 months)
June 2019 €48.000 (+12.3k over 6 months)
July 2019 €49.400 (+1.400)
Aug 2019 €49.200 (-200)
Sept 2019 €52.600 (+3.400)
Oct 2019 €53.900 (+1.300)
Nov 2019 €58.800 (+4.900)

« Last Edit: November 30, 2019, 11:52:10 AM by Hirondelle »

ItsALongStory

  • Bristles
  • ***
  • Posts: 349
  • Location: Western US
Re: Race from 10 to 100k!!
« Reply #2738 on: November 27, 2019, 08:26:15 AM »
Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
Dec 2018 €35.600 (+13.3k over 6 months)
June 2019 €48.000 (+12.3k over 6 months)
July 2019 €49.400 (+1.400)
Aug 2019 €49.200 (-200)
Sept 2019 €52.600 (+3.400)
Oct 2019 €53.900 (+1.300)
Nov 2019 €58.800 (+4.900)

Fixed that for you ;)

Slanhirn

  • 5 O'Clock Shadow
  • *
  • Posts: 34
Re: Race from 10 to 100k!!
« Reply #2739 on: November 27, 2019, 10:02:01 AM »
Tracking net worth.

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
01.2019 - £42,662 (+2,042)
02.2019 - £43,796 (+1,134)
03.2019 - £44,582 (+786)
04.2019 - £49,305 (+4,723)
05.2019 - £51,853 (+2,548)
06.2019 - £52,723 (+870)
07.2019 - £55,172 (+2,449)
08.2019 - £57,197 (+2,025)
09.2019 - £59,201 (+2,004)
10.2019 - £60,788 (+1,587)
11.2019 - £61,934 (+1,146)
12.2019 - £62,523 (+589)

Assets = £67,466
Student loans = (£4,943)

Hirondelle

  • Handlebar Stache
  • *****
  • Posts: 1447
Re: Race from 10 to 100k!!
« Reply #2740 on: November 27, 2019, 03:17:49 PM »
Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
Dec 2018 €35.600 (+13.3k over 6 months)
June 2019 €48.000 (+12.3k over 6 months)
July 2019 €49.400 (+1.400)
Aug 2019 €49.200 (-200)
Sept 2019 €52.600 (+3.400)
Oct 2019 €53.900 (+1.300)
Nov 2019 €58.800 (+4.900)

Fixed that for you ;)

Damn! Saved even more money than I thought I had ;)

kaposzta

  • 5 O'Clock Shadow
  • *
  • Posts: 69
  • Age: 35
  • Location: Hungary
    • Years Until FIRE Calculator
Re: Race from 10 to 100k!!
« Reply #2741 on: November 29, 2019, 01:50:05 AM »
July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2.47%, +$1,642)
Aug 29, 2019: $69,931 (+2.53%, +$1,724)
Sept 29, 2019: $71,138 (+1.73%, +$1,207)
Oct 31, 2019: $71,517 (+0.53%, +$379)
Nov 29, 2019: $73,138 (+2.27%, +$621)

This month was great spending-wise, as my SR will be around ~80%. Investments grew slowly but steadily. I've sold a domain with $180 profit, and received the first instalment out of 6 after a domain sale in October ($150). Received a $100 and a $200 offer for other domains, these are pending. December spending will be higher than November's, but I'll try to reach $75k by the end of the year.
« Last Edit: November 29, 2019, 08:17:29 AM by kaposzta »

GeekyGirl

  • Stubble
  • **
  • Posts: 155
  • Age: 37
  • Location: France
Re: Race from 10 to 100k!!
« Reply #2742 on: November 29, 2019, 07:50:57 AM »
Hello,

Jan 17, 2017:  € 12,138 
Feb 06, 2017:  € 16,720
Apr 04, 2017:  € 23,400
Oct 23, 2017:  € 27,680

Jan 07, 2019:  € 36,415
Jun 17, 2019:  € 46,385
 Aug 8, 2019:  € 48,526
Aug 18, 2019: € 50,236
Oct 07, 2019:  € 54,012
Oct 27, 2019:  € 55,619
Nov 29, 2019:  € 58,468

My initial goal for this year was to have a 50K net worth and the stretch goal was an increase of 20K or a NW of 56.5K. I reached both of these goals so I’m really proud of myself. We have a kitchen remodel coming in and we want to change the windows so that could reduce the EOY NW. For 2020, I’m thinking of removing the emergency fund and sinking fund accounts from the NW calculations. This is money I save to spend as needed. It also inflates my saving rates while the money I invest is not increasing so it’s not helpful. It’s decided: as of Jan 2020, I’ll count just real estate and investments accounts in the NW.

QuillScroll

  • 5 O'Clock Shadow
  • *
  • Posts: 37
Re: Race from 10 to 100k!!
« Reply #2743 on: November 29, 2019, 08:16:30 AM »
30-Apr-18       37941
24-May-18       40069
18-Jun-18        41679
16-Jul-18       46413
13-Aug-18       52974
17-Sep-18       58683
24-Oct-18       60645
23-Aug-19    84161
13-Nov-19    96500
30-Apr-18       37941
24-May-18       40069
18-Jun-18        41679
16-Jul-18       46413
13-Aug-18       52974
17-Sep-18       58683
24-Oct-18       60645
23-Aug-19    84161
13-Nov-19    96500
29-Nov-19    101000

So there, broke the 100K mark. Found MMM on sep/oct 2017, I was saving before as well but not with any goal and was also spending a lot. Started tracking in Dec 2017, so happy to reach the 100K mark in two years. Shows what a little bit of intention and direction can achieve. Though I had some nice bonus at work to help me along.  Thanks to all of you for support.

Hope to see you all soon on the next thread. I'll be still watching this one with interest.
« Last Edit: November 29, 2019, 08:21:50 AM by QuillScroll »

Evasion

  • 5 O'Clock Shadow
  • *
  • Posts: 45
Re: Race from 10 to 100k!!
« Reply #2744 on: November 29, 2019, 03:48:35 PM »

20 Dec 18 - 37,800
Mid March 2019 - 45,815
20 June 2019 - 50,890
Mid September 2019 - 57,608
15 October 2019 - 58,927
1 November 2019 - 62,103
15 November 2019 - 64,594
1 December 2019 - 67,473

Market gone crazy and good saving efforts! Looks like I am going to go over +30,000 this year!
So keen!

BobTheBuilder

  • Stubble
  • **
  • Posts: 168
Re: Race from 10 to 100k!!
« Reply #2745 on: November 30, 2019, 03:46:26 AM »
My speculative fun-money made me some hundreds more this month, and markets acted in my favor. I am up by over 2.2k for November:

Investments and liquidity:                                                             €21,096
Illiquid positions (car, pension plan...):                                           €3,187
Total debt (CC on full pay, student loan, bank loan, all low interest): €6,040

Networth:                                                                                    €18,234

Goal for December: Prepay the last €965 of student loans, even if it is only at 0.7% interest. Don't want to include it in my 2020 bookkeeping. At this balance, it doesn't matter any longer. Be gone from my life, student debt :-)

20k is very doable if stocks don't tank before Christmas.

Best to you all!

Imma

  • Handlebar Stache
  • *****
  • Posts: 2084
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #2746 on: November 30, 2019, 06:25:29 AM »
April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28
October: €11128.59
November: €11227,46

Goals for 2019:
Savings: €5000
Investments: €10000

Same story as the last couple of months: lots of costs, some expected, some unexpected. Hopefully December will be a little bit better. I'll be off for 2 weeks over Christmas so not commuting will save a lot of money. When I'm off work I hardly spend anything except on food, and even with all the holiday food that's not going to break the bank - maybe €25-50 extra, depending on how many guests we'll have on how many days. I'm a fairly decent cook and I love to bake so I make everything from scratch.

LittleWanderer

  • Bristles
  • ***
  • Posts: 411
  • Location: USA
Re: Race from 10 to 100k!!
« Reply #2747 on: November 30, 2019, 07:04:08 AM »
November 2018 - $20,523
December 2018 - $20,923
January 2019 - $21,742
February 2019 - $23,933
March 2019 - $25,416
April 2019 - $26,812
May 2019 - $26,575 
June 2019 - $27,758
July 2019 - $29,419
August 2019 - $29,884
September 2019 - $30,602
October 2019 - $31,770

November 2019 - $33,081

Same footnote as before.  I neither added to nor deducted from my cash savings, so that was all 401K/market gains.  Honestly, it's a little scary at this point.

Jim Fiction

  • Stubble
  • **
  • Posts: 178
  • Location: Connecticut
Re: Race from 10 to 100k!!
« Reply #2748 on: November 30, 2019, 09:08:45 AM »

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589
9/30/2019 - $83,292
10/31/2019 - $87,539
11/30/2019 - $98,502

November Notes

Another dual paycheck month, which means December will be paycheck-less. It also brings me tantalizingly close to the $100K mark, which I will probably cross on January 1st (barring market setbacks of course) when I receive my next paycheck. Wowza.

jiimmy

  • 5 O'Clock Shadow
  • *
  • Posts: 10
  • Age: 31
  • Location: Nevada
Re: Race from 10 to 100k!!
« Reply #2749 on: November 30, 2019, 09:31:32 AM »
01/2011  $   7,457
01/2012  $ 17,228
01/2013  $ 40,480
01/2014  $ 39,129
01/2015  $ 52,439
01/2016  $ 51,321
01/2017  $ 40,381
01/2018  $ 48,063

01/2019  $ 62,472
02/2019  $ 67,871
03/2019  $ 71,163
04/2019  $ 74,147
05/2019  $ 77,284
06/2019  $ 77,317
07/2019  $ 83,885
08/2019  $ 86,051
09/2019  $ 87,106
10/2019  $ 90,926
11/2019  $ 95,072
12/2019  $101,254

Bon Voyage, see ya in the next thread!