Race from 10 to 100k!!

[paulkots]

11/26/17: $47,707.48
06/22/18: $72,953.75
07/27/18: $71,676.31
08/23/18: $65,034.83
10/04/17: $63,306.87
10/26/18: $64,270.98
11/27/18: $66,467.65
12/26/18: $66,160.59

Very happy with this December, spending was at the minimal but it was also a fun month.

01/28/18: $64,688.44

An unexpected month. First, had to buy a last minute airplane ticket to fly out to my uncles funeral. A few weeks later, booked airplane tickets to Costa Rica for a vacation, within a couple of days booked the hotels and rental car. Also did my last 2018 tax prepayment.

[dignam]

3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
6/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30
9/14/2018: $28,138.60
9/28/2018: $30,242.60
10/26/2018: $29,793.20
11/21/2018: $32,551.23
12/7/2018: $33,589.65
12/21/2018: $33,986.10

1/18/2019: $35,782.18

I think I forgot to update last paycheck. I'm on track to be debt-free by the end of the first quarter this year. In the meantime, shoving $800/mo into my IRA and paying down the last of my debt which is all at 0%. I'll be interested to see how much progress I make by 3/15/19, since it will have been exactly one year from joining this thread!

Awesome, nice work!  We'll see you in the 100-250k thread in no time.

[arob54600]

This is my Retirement funds only! (not including my husband)

OUR goal is to have a networth together of 100,000 by the end of the year. We are about to switch gears and pay off our house fast, so my numbers are about to slow down.

End of November 17-  41195
End of December 17-  42526
End of January 18-     47966
End of February 18-   47104
End of May 18 -         48521
End of July 18 -         53000
End of August 18-     55866
End of September 18 - 57315
End of October 2018- 54534.62
End of January 2019- 57389


Took a few month off with a new baby. Back to the grind!

[repman]

Nov 2017     65.000€
Dez 2017     69.000€  a frugal month and a christmas paycheck !
Jan  2018     73100€
Feb  2018     74100€
Mar  2018     57300€  some expenses and bad investment decisions
Apr 2018      58800€
May 2018      62285€
June 2018     65500€
July 2018      71538€
Aug 2018      76500€
Sep 2018      78600€
Oct 2018      81500€
Nov 2018      83980€
Dez 2018      86500€
Jan 2019       90900€  some boni
Feb 2019       94200€


Goal: 100.000€ in April 2019

Retire:
plan:      3\1\2025     24 x Living Expenses(year)
is:          now            7,5 x Living Expenses(year)


Don't forget to enter data into the column on the right side of the spreadsheet! Not into the first column!
https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?pref=2&pli=1#gid=0

[Evasion]

20 Dec 18 - 37,800
16 Jan 18 - 39,900
1 Feb 18 - 41,500
Got some help from the market but glad to be well over 40k! I am now working full time so hope to speed this up to over 44k in February :)

[zeli2033]

End of January Update

8/31/18: $12,784
9/17/18: $14,547
9/28/18: $$22,476
10/15/18: $24,956
10/31/18: $27,980
11/15/18: $30,081
11/30/18: $36,219
12/31/18: $36,235
1/15/19: $44,961
1/31/19: $52,928 (+7967)

Nice to be over the halfway mark. We have quite a few large ticket items coming up that we'll need to purchase so we may see a bit of a slowdown but pleased with our progress so far this year.

[Tasse]

Jul 17	$6.2k
Aug 17	$6.8k
Sept 17	$8.2k
Oct 17	$9.0k
Nov 17	$9.9k
Dec 17	$11.1k
Jan 18	$12.1k
Feb 18	$13.6k
Mar 18	$15.1k
Apr 18	$16.6k
May 18	$17.7k
Jun 18	$18.5k
Jul 18	$20.2k
Aug 18	$20.8k
Sept 18	$22.2k
Oct 18	$21.7k
Nov 18	$22.5k
Dec 18	$22.4k

Jan 19: $24.7k

I spent like crazy this month, but between the market and a bank bonus, you can't tell. The crazy spending was in pursuit of a credit card bonus, and consists mostly of car expenses (pre-paying insurance, registration fees, oil change) and $650 worth of plane tickets - $250 of which will be credited back to me, but that has yet to materialize.

I am TANTALIZINGLY close to $25k, and in fact have technically hit it already, but I have subtracted out the rent payment that's about to hit my account. Gotta keep it consistent. I did hit 5% of 25x expenses in my investment accounts, though!

ETA: I got 2.5 paychecks this month. I get paid tomorrow (2/1) but paychecks show up in my brokerage a day early. I'll make up the other half a paycheck on the last day of February, and then get 2.5 in March as well. This also contributed to my big gain despite big spending.

Dec '19 goal: $40k

[zygote]

For context: I'm 29 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91
4/18: $53,215.13 (+4,681.22 - extra paycheck)
5/18: $55,433.65 (+2,218.52)
6/18: $57,041.95 (+1,572.27)
7/18: $59,753.49 (+2,711.54)
8/18: $63,816.19 (+4,062.70)
9/18: $70,101.27 (+6,285.08 - extra paycheck)
10/18: $73,538.91 (+3,437.64)
11/18: $69,595.61 (-3,943.30)
12/18: $73,126.64 (+3,531.03)
1/19: $69,733.94 (-2,712.15)
2/19: $78,918.09 (+9,184.15 - extra paycheck)

I don't have plans to spend anything today, so it's close enough to the 2/1 balance. Huge gains this month between the market, an extra paycheck, and lower-than-average spending. My goal is to graduate the thread by the end of the year. I will definitely make it based on expected contributions; only reason I wouldn't is the market taking another tumble.

[Mattrim]

6/30: $5828.16
8/1:   $15412.83 (+$9586.67)
8/31: $19351.65 (+$3938.82)
9/31: $25450 (+$6099)
11/1: $29805 (+$4355)
12/3: $35490 (+$5685)
1/3:   $41338 (+$5848)
1/31: $50090 (+8752)

Goal December 2019: $100k

Crazy month for my part. Salary increased and I got refunded for the higher salary since June last year. On track for my goal, but challenges coming up due to both me and DW will take unpaid leave from work to stay home with our son.

Great job everyone!

[LittleWanderer]

January 2018 - $10,713
February 2018 - $11,869
March 2018 - $14,175
April 2018 - $14,330
May 2018 - $14,592
August 2018 - $19,246
September 2018 - $20,031
October 2018 - $19,301
November 2018 - $20,523
December 2018 - $20,923

January 2019 - $21,742

Thankful for the market rebounding, otherwise it would have been a bad month for me.  I spent a lot of cash this month on car maintenance, vet bills, and plane tickets.  My progress is slower than most, but I'm just going to keep at it. 

[Tasse]

Hang in there, @LittleWanderer. You're not the only one on the slow and steady train!

[Spruit]

1st of October '18: 11,203
1st of November '18: 11,582
1st of December '18: 12,725
22nd of December' 18: 15,003

Last paycheck of the year included travel and commuting reimbursement as well as small 13th month. Hitting 15k in 2018 certainly feels like a mini milestone!
This is the last time I'll be tracking my private funds, as BF and me decided to pool all our resources from now on.

Joint NW Dec 18:  60,233

Joint NW Dec 18: 60,233
Joint NW Jan 19: 60,094

Rather static, which is actually a good thing for now. Savings will go down after next month due to closing costs, about 12k.

[vertkurt]

1/1= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310

[LittleWanderer]

Hang in there, @LittleWanderer. You're not the only one on the slow and steady train!

Thanks, @Tass!  :)  It's nice that there are a few of us slower folks still together from the old $10K thread! 

[adamsputnik]

1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00
12/31/18 - 30,072.00
1/15/19 - 32,774.00
1/31/19 - 34,776.00

Another carriage on the slow and steady train arrives in the yard.

[ItsALongStory]

Hang in there, @LittleWanderer. You're not the only one on the slow and steady train!

Thanks, @Tass!  :)  It's nice that there are a few of us slower folks still together from the old $10K thread!

It's just a different form of keeping up with the Jones's. Don't fall into that trap on the savings end either.

[Old Ball Coach]

This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31

Massive jump this month! Of course market bounced back nicely, but my wife's company does their 401k match in January and that added a cool $4,400 to her account. On our way to $100k!

[ASW]

1/1/2018:   $38,800
2/1/2018:   $49,800
3/1/2018:   $55,707
4/1/2018:   $64,352
5/1/2018:   $68,097
6/1/2018:   $72,976
7/1/2018:   $80,555
8/1/2018:   $85,858
9/1/2018:   $90,137
10/1/2018: $93,806
11/1/2018: $89,537
12/1/2018: $92,795
1/1/2019:   $88,534
2/1/2019:   $96,439

Put about $2100 into savings, and the rest is from the market.  There's a chance that my tax refund and a cooperative stock market could put me over this month...we'll see!

[bcbaseballman]

Hello everyone. I just graduated into this thread from the saving to 10K. Going to be a slow but hopefully stead climb up through this thread as well. Here were my number from the last thread.

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35

[peppermint]

01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48
11/2018: $63002.61
12/2018: $65136.29
01/2019: $64776.35
02/2019: $69347.10

Just keep swimming

[grantmeaname]

We were at $80k until I went and paid the rent last night. Hopefully graduation day is pretty close now - my bonus gets paid this month, which should help.

[JAYSLOL]

2018
Jan1 - 63.8k
Feb1 - 64.0k (+200)
Mar 1 - 65.0k (+1000)
Apr 1 - 65.4k (+400)
May 1 - 67.5k (+2100)
June 1 - 69.5k (+2000)
July 1 - 72.3k (+2800)
Aug 1 - 74.0k (+1700)
Sept 1 - 76.7k (+2700)
Oct 1 - 79.6k (+2900)
Nov 1 - 79.5k (-100)
Dec 1 - 81.8k (+2300)
2019
Jan 1 - 82.5k (+700)
Feb 1 - 86.6k (+4100)

Mostly the market rebound, but on track for a good 2019

[Trifle]

Hello everyone. I just graduated into this thread from the saving to 10K. Going to be a slow but hopefully steady climb up through this thread as well.

Welcome @bcbaseballman!   Lots of slow-and-steady folks here.  :)

[zee dot]

9/2017 (168,529.23)
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22

[JCGreen]

I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big, and I just started it in July. My checking account is also not included as it has money I will likely spend this month. Money in retirement accounts that is not vested is also not included. Part of the big jump in between April and August is that part of my 401K vested 20%.  My savings rate will probably be higher next year, as I am looking for a new job in a lower cost of living area, or if I keep my current job, the 401k match goes up to 6% for 4.5%.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)

Jan2019: $27,100 (+3140)
Most of the gains are due to the fact that my 401K went from 20% vested to 100% vested. There might be another small jump next month when my HSA gets all its paperwork together, but this will be the last big jump for a while. Slow and steady it is. Goal for 2019 is to make it to $45K.

[Jim Fiction]

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

June ended around 36,000 (estimate, was too busy to exactly keep track). July ends with my NW up to $38,676.

Happy with my progress, though I've been spendier than I should.  On a plus side, it looks like I'll be taking a new job which should see a ~20% bump in pay, plus a nice sign on bonus. So my NW should begin to grow more quickly! Ohh and my commute will be dropping from 42 miles down to 2.5 miles! As a result I'll be saving a ton on gas and wear and tear on my car.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028

January Notes

That's more like it! With the holidays over I was able to avoid major expenses, though I did pay close to $900 in medical bills for DD, otherwise the month would have been even stronger.

[repman]

The datasheet has exploded with all the new members! Welcome to all the new participants. Somebody has changed the charts startingpoint to 1/1/2017 because of clarity reasons, that's fine.

Don't forget to enter data into the column on the right side of the spreadsheet! Not into the first column!
https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?pref=2&pli=1#gid=0

[Slanhirn]

Tracking net worth.

EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
01.2019 - £42,662 (+2,042)
02.2019 - £43,796 (+£1,134)

Assets = £52,649
Student loans = (£8,853)

[zee dot]

I went to add my name to the spreadsheet and it's already on there.
This community is amazing.
:) 

[dutty]

12/15 -£2,610
12/16  £5,250   (+£7,860 ~ +301%)
12/17  £10,810 (+£5,560 ~ +106%)
12/18  £68,620 (+£57,810 ~ +634%)

01/19  £68,210 (-£410 ~ -1% )

[politenessman]

Jan   $ 51,828
Feb   $ 55,756
Mar   $ 55,824
Apr   $ 56,284
May   $ 60,386
Jun   $ 64,243
Jul   $ 66,521
Aug   $ 81,356
Sep  $ 88,159
Oct   $ 92.125
Nov  $ 86,143
Dec  $ 75,941
Well shit!

I Was hoping to hit $100k at the end of 2018 but no such luck.
Glad things have been picking up lately though. January closed at $ 88,606

Technically I have about $104k but that includes cash invested in a savings account, jointly with my wife, so I figure I'll just count my investments. Adding the savings in feels like cheating.

[JAYSLOL]

By that standard, my numbers are way off. While I don't include them in my FI progress, I do include cash and home equity in net worth calculation for this thread.

Thats ok too, it's all about tracking whatever works best for you to track.  I track my invested NW as well as my emergency fund which grows slightly as my assets do. 

[M5]

4/13/18: $14,324.67
12/27/18: $20,377.45

2/6/19: $27,927.20

[jojoguy]

October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155
December 25, 2018 = $15,396
January 26, 2019 = $78,191 (Added our 401Ks into the mix)
February 9, 2019 = $80,723.72(Subtracted all non-investments(cash, etc. to simplify our savings/investments)

[twistedfirestarter]

£24,041 Apr '17
£26,105 May '17
£28,229 Jun '17
£31,961 Jul '17
£34,902 Aug '17
£37,596 Sep '17
£41,756 Oct '17
£45,885 Nov '17
£49,200 Dec '17
£53,000 Jan '18
£55,765 Feb '18
£58,840 Mar '18
£61,802 Apr '18
£66,336 May '18
£70,866 Jun '18
£74,169 Jul '18
£78,963 Aug '18
£82,615 Sep '18
£79,540 Oct '18
£84,005 Nov '18
£87,300 Dec '18
£88,150 Jan '19

£90,813 Feb '19

Having a play with graphical representations of this data, red line shows return from market

[Nederstash]

Aug 15: 5327 (found MMM)
Jan 16: 12700
Jan 17: 31444
Jan 18: 73227
Feb 18: 74628
Mar 18: 75981
Apr 18: 75766
May 18: 77414
Jun 18: 81980
Jul 18: 82825
Aug 18: 82665
Sep 18: 84098
Oct 18: 85029
Nov 18: 85620
Dec 18: 88171
Jan 18: 88673
Feb 18: 90575

90s baby!!!
ETA: just looked twice and holy crap, 16k in one year. On 41k take home pay in 2018 and a rather turbulent market, I'm quite happy at that! The perfectionist in me says that other people are pulling better numbers, but then again, the perfectionist in me is rather a twatwaffle. I'm gonna pat myself on the back for staying the course and not doing so much stupid shit with money.

[Svoboda]

Dec 17: 37,449 (Found MMM)
Jan 18: 40,439
Feb 18: 42,796
Mar 18: 44,219
Apr 18: 42,188
May 18: 46,097
June 18: 49,516
July 18: 53,589
Aug 18: 57,668
Sep 18: 62,740
Oct 18: 64,747
Nov 18: 58,921
Dec 18: 61,964
Jan 19: 63,810
Feb 19: 69,053

[JAYSLOL]

Aug 15: 5327 (found MMM)
Jan 16: 12700
Jan 17: 31444
Jan 18: 73227
Feb 18: 74628
Mar 18: 75981
Apr 18: 75766
May 18: 77414
Jun 18: 81980
Jul 18: 82825
Aug 18: 82665
Sep 18: 84098
Oct 18: 85029
Nov 18: 85620
Dec 18: 88171
Jan 18: 88673
Feb 18: 90575

90s baby!!!
ETA: just looked twice and holy crap, 16k in one year. On 41k take home pay in 2018 and a rather turbulent market, I'm quite happy at that! The perfectionist in me says that other people are pulling better numbers, but then again, the perfectionist in me is rather a twatwaffle. I'm gonna pat myself on the back for staying the course and not doing so much stupid shit with money.

Nice, what a close race!  I just hit 88k, mostly just the market rebound propping up my NW over the last month.  Can't wait till next month when i start getting paychecks again. 

[jojoguy]

October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155
December 25, 2018 = $15,396
January 26, 2019 = $78,191 (Added our 401Ks into the mix)
February 9, 2019 = $80,723.72
February 14, 2019 = $81,500.07


Updated earlier because something else changes this week. We are bumping our 401K contribution up to 50% every paycheck. So, bi-weekly our contribution will be right at around $1950 added from our gross pay(including 6% match). March through early April will hopefully be a time of much overtime. Can`t wait to hit that 100K!

[Evasion]

20 Dec 18 - 37,800
16 Jan 18 - 39,900
1 Feb 18 - 41,500
15 Feb 18 - 43,362

Not too bad, onwards and upwards!
Market helping;)

[lexde]

3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
6/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30
9/14/2018: $28,138.60
9/28/2018: $30,242.60
10/26/2018: $29,793.20
11/21/2018: $32,551.23
12/7/2018: $33,589.65
12/21/2018: $33,986.10
1/18/2019: $35,782.18

2/15/2019: $43,365.46

I forgot to update last paycheck again. Paid off another loan, so the only debt I have left is $3K at 0%. Looking at purchasing a duplex now, offer is pending, so that may mess with my NW a bit while I make repairs etc. But I also got a 5-ish percent raise at work, so all in all everything's pretty good.

[ItsALongStory]

Great strides, Lexde. Congrats

Sent from my Pixel 2 XL using Tapatalk

[zeli2033]

Mid-February Update

8/31/18: $12,784
9/17/18: $14,547
9/28/18: $$22,476
10/15/18: $24,956
10/31/18: $27,980
11/15/18: $30,081
11/30/18: $36,219
12/31/18: $36,235
1/15/19: $44,961
1/31/19: $52,928
2/16/19: $57,672 (+4744)

Was excited to see that we've almost crossed the 100k in invested assets threshold. We are still paying off student loans which is why our NW is not quite that high but we anticipate crossing the 100k in invested assets in the next couple of months, with us hitting a NW of 100k+ sometime later this year (pending markets of course). It's always good to take a step out of the grind to see that progress is actually being made regardless of how slow it feels day-to-day or week-to-week.

[Hirondelle]

@lexde you've been making some impressive jumps! Good luck with the house-buying.

[lexde]

@lexde you've been making some impressive jumps! Good luck with the house-buying.

Thanks! I appreciate it. :-)

[catorbe]

I broke over $10,000 on 9/9/2018. I'm up to $25k as of 2/17/2019. Couple items to note, rolled over a pension sum of almost $3k in November 18 due to changing jobs. Also received final employer match to my 401k in January 19 of about $1,600. Lastly I received $500 in an HSA contribution from my new employer. I offset my car's loan with the value of the car, and it was previously overstated by about 2k so I adjusted that value to be more in balance with the amount of the loan. My plan is to fully depreciate the value of the car as the loan is paid down. At the end it will have no value/effect on my  net worth calculations.

All said, I'm increasing my NW by about 2k a month based on those figures and would hit 100k in about 37 months putting it out to about March 2022. I believe with an upcoming raise, bonus, and other small windfalls that come and go, I'm looking at a goal of December 31st 2021 to hit 100k. Current salary is 49k.

[Trifle]

I broke over $10,000 on 9/9/2018. I'm up to $25k as of 2/17/2019. Couple items to note, rolled over a pension sum of almost $3k in November 18 due to changing jobs. Also received final employer match to my 401k in January 19 of about $1,600. Lastly I received $500 in an HSA contribution from my new employer. I offset my car's loan with the value of the car, and it was previously overstated by about 2k so I just switched that to be more of a balance. My plan is to fully depreciate the value as the loan is paid down.

All said, I'm increasing my NW by about 2k a month based on those figures and would hit 100k in about 37 months putting it out to about March 2022. I believe with an upcoming raise, bonus, and other small windfalls that come and go, I'm looking at a goal of December 31st 2021 to hit 100k. Current salary is 49k.

Nice job!  That's an impressive savings rate.  Go you!

[jps]

Thought I would introduce myself to the challenge, thanks to a tip from @JCGreen .

Have investments totaling ~$45,000 between DW and I, split in a few Roth IRA's and a 401k.

I haven't seen anyone else mention, so I'll ask - I'm not including any equity in my home, right? Purchased for $248K and have $168K in equity, but I'm not counting that as part of my NW for SWR calculations.

Hope to be able to make some serious headway here and reach this goal by 12/2020!

[shinn497]

Yay I can finally post here!

My NW has been over 10k for some time now. However that is including my emergency fund and some other funds I plan on liquidating.

For this I am counting 10k in my retirement accounts. This is not tax sheltered only but accounts I plan to draw from in a sustainable fashion eventually.

For now this is 3 accounts

Betterment Taxable

Betterment Roth IRA

and Fidelity Roth 401(k)

And my starting balance is ...dum  dum dum

$10073 !


EDIT: $10450 woop woop

I'm getting ~290 to my roth 401(k) soon. And I will update at the end of the month. Hoping to hit 100k in 2.5 years! Lez do dis!

[Manchester]

Had a good/strange month really. 

Went on a short holiday.  Spent quite a bit more than I'd have liked etc, but still managed to finish the month +£1,956 which brings my total NET worth to £15,223.29.

Think the market bouncing back has helped, along with a bonus from work.  If I keep this rate up I'll be on around £20k by the summer, which seems absolutely crazy to me.