Author Topic: Race from 10 to 100k!!  (Read 1233725 times)

Serendip

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Re: Race from 10 to 100k!!
« Reply #3850 on: October 31, 2022, 09:56:26 AM »

Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746

Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900
Dec '20   62,900

Jan '21    65,400
Feb '21    67,600
Mar '21    68,750
Apr '21    72,858
May '21   75,068
June '21  77,013
July '21   79,020
Aug '21   82,801
Sept '21  81,077
Oct 21   83,500
Nov 21   82,700

Dec 21   84,800
Jan '22   83,500
Feb '22   86,900
Mar '22  88,775

Apr '22  78,000 **big hit

Aug '22  83,006
Oct '22  85,903

** been stuck in this zone for a while but will keep plugging away.

regenaeb

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Re: Race from 10 to 100k!!
« Reply #3851 on: October 31, 2022, 10:19:02 AM »
8/21/21 - SEP + Roth $ 27,113.71
9/30/21 - SEP + Roth $ 27,063.71
10/29/21 - SEP + Roth $ 29,254.43
11/30/21 - SEP + Roth $ 30,055.54
12/31/21 - SEP + Roth $ 31,239.32

1/31/22 - SEP+401K+Roth $ 30,322.94
2/28/22 - 401K + Roth $ 30,620.77 (SEP-IRA rollover to 401K complete)
3/31/22 - 401K + Roth $ 32,862.61
4/30/22 - 401K + Roth $ 31,324.59
5/31/22 - 401K + Roth $ 32,310.61
6/30/22 - 401K + Roth $ 29,261.11
7/31/22 - 401K + Roth $ 32,205.00
8/31/22 - 401k + Roth $ 32,250.37
9/30/22 - 401k + Roth $ 29,982.81
10/31/22 - 401k + Roth $ 33,124.17

Back to positive this month, nice to see.

Imma

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Re: Race from 10 to 100k!!
« Reply #3852 on: October 31, 2022, 02:36:07 PM »
April 2019: 10094.35
May 2019: 11629.87
June 2019: 12728.63
July 2019: 13021,33
August 2019: 10363,95
September 2019: 10338.28
October 2019: 11128.59
November 2019: 11227,46
December 2019: 11991,27
January 2020: 12576,72
February 2020: 11904,39
March 2020: 10425,32
April 2020: 11830,70
May 2020: 12154,67
June 2020: 14634,19
July 2020: 15345,09
August 2020: 16444,46
September 2020: 17108,60
October 2020: 16687,93
November 2020: 17762,62
December 2020: 19386,94
January 2021: 20649.69
February 2021: 22021,64
March 2021: 22763,55
April 2021: 23866,70
May 2021: 25689.77
June 2021: 25659.61
July 2021: 26434.48
August 2021: 28512.33
September 2021: 29243.37
October 2021: 30357,48
November 2021: 32537,78
December 2021: 33194,68
January 2022: 32912,87
February 2022: 33483,33
March 2022: 32467,16
April 2022: 33360,09
May 2022: 33804,92
June 2022: 33276,84
July 2022: 34735,50
August 2022: 36496,61
September 2022: 35576,83
October 2022: 36432,85

Goals for 2022:
Savings: 15.000
Investments: 30.000

This is the first month I'm not adding to my investments anymore (probably for at least 9 months until the house is finished). That means at least my net worth will be going up for the next couple of months, until we start paying!

comicguy

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Re: Race from 10 to 100k!!
« Reply #3853 on: November 01, 2022, 03:46:20 AM »
October update
01/26/22  Round Up 642.33    Investment  9911.44  Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26 Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64 Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05

Ze Stash

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Re: Race from 10 to 100k!!
« Reply #3854 on: November 01, 2022, 06:54:01 AM »
Net worth:
01/01/2019: -    109,47
01/02/2019:      269,41 (+   378,88 )
01/03/2019:      890,47 (+   621,06 )
01/04/2019:   1.767,70 (+   877,23 )
01/05/2019:   3.755,46 (+1.987,76 )
01/06/2019:   4.814,83 (+1.059,37 )
01/07/2019:   5.959,50 (+1.144,67 )
01/08/2019:   7.116,94 (+1.157,44 )
01/09/2019:   9.855,39 (+2.738,45 )
01/10/2019:   9.718,18 (-   137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
01/03/2020: 15.039,09 (+   675,56 )
01/04/2020: 15.456,74 (+   417,65 )
01/05/2020: 16.903,74 (+1.447,00 )
01/06/2020: 17.847,51 (+   943,77 )
01/07/2020: 19.991,35 (+2.143,84 )
01/08/2020: 23.859,77 (+3.868,42 )
01/09/2020: 27.705,58 (+3.845,81 )
01/10/2020: 28.348,92 (+   643,34 )
01/11/2020: 29.975,77 (+1.626,85 )
01/12/2020: 32.157,81 (+2.182,04 )
01/01/2021: 37.536,36 (+5.378,55 )
01/02/2021: 39.128,65 (+1.592,29 )
01/03/2021: 43.488,25 (+4.359,60 )
01/04/2021: 50.227,75 (+6.739,50 )
01/05/2021: 50.942,27 (+   714,52 )
01/06/2021: 45.969,23 (- 4.973,04 )
01/07/2021: 47.887,98 (+1.918,75 )
01/08/2021: 50.361,49 (+2.473,51 )
01/09/2021: 55.538,44 (+5.176,95 )
01/10/2021: 55.405,64 (-    132,80 )
01/11/2021: 62.397,76 (+6.992,12 )
01/12/2021: 62.957,50 (+   559,74 )
01/01/2022: 62.444,54 (-    512,96 )
01/02/2022: 57.130,55 (- 5.313,99 )
01/03/2022: 59.780,50 (+2.649,95 )
01/04/2022: 63.814,15 (+4.033,65 )
01/05/2022: 60.816,35 (- 2.997,80 )
01/06/2022: 55.643,44 (- 5.172,91 )
01/07/2022: 49.784,34 (- 5.859,10 )
01/08/2022: 56.777,07 (+6.992,73 )
01/09/2022: 56.724,00 (-     53,07 )
01/10/2022: 55.855,44 (-   868,56 )

01/11/2022: 57.699,49 (+1.844,05 )

In the green again. We will move to a new place in the beginning of next year, which of course comes with a few expenses. So progress will likely be slower the next few months, but the new place is a really good deal and in the long run will save us a lot of money compared to similar apartments/houses, while also being a really nice place to live.

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #3855 on: November 01, 2022, 08:12:46 AM »
Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501

January 2022: EUR 40,553
February 2022: EUR 38,767
March 2022: EUR 38,149
April 2022: EUR 40,606
May 2022: EUR 44,527
June 2022: EUR 43,915
July 2022: EUR 41,966
August 2022: EUR 45,309
September 2022: EUR 46,053
October 2022: EUR 46,134

Goal for 2022: EUR 50K

We decided to do an extra payment on the mortgage, so increase is just small because of that. Net worth however increased!
Still hoping to reach my goal at the end of the year.

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #3856 on: November 01, 2022, 09:55:57 AM »
October 2021 - $67,968
November 2021- $67,412
December 2021 - $70,758
January 2022 - $67,992
February 2022 - $69,486
March 2022 - $73,422
April 2022 - $68,808
May 2022 - $67,948
June 2022 - $63,619
July 2022 - $67,137
August 2022 - $67,643
September 2022 - $64,126

October 2022 - $66,872

Tass

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Re: Race from 10 to 100k!!
« Reply #3857 on: November 01, 2022, 12:02:09 PM »
201720182019202020212022
January$12.1k$24.7k$49.0k$76.2k$95.4k
February$13.6k$27.2k$46.5k$79.0k$95.0k
March$15.1k$29.3k$42.7k$82.6k$96.4k
April$16.6k$31.3k$47.5k$87.3k$90.3k
May$17.7k$31.5k$50.6k$88.2k$89.7k
June$18.5k$33.3k$53.5k$90.3k$84.4k
July$6.2k$20.2k$35.1k$58.5k$92.0k$92.4k
August$6.8k$20.8k$36.7k$63.0k$94.4k$89.6k
September   $8.2k$22.2k$38.6k$63.2k$93.1k$81.4k
October$9.0k$21.7k$40.2k$62.9k$97.1k$86.3k
November$9.9k$22.5k$42.6k$69.9k$95.1k
December$11.1k   $22.4k   $44.6k   $75.0k   $100.3k

Third high-spend month in a row, and hopefully the last for a while. October was also the last full month of my grad student income - this month I will start making >$50k salary for the first time ever!

BobTheBuilder

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Re: Race from 10 to 100k!!
« Reply #3858 on: November 01, 2022, 12:37:37 PM »
Well, last time I posted the stock market was in good shape :-D

Nevertheless, NW increased to 80k since June, that is +10k in 5 months.

The next few months will be choppy, since we are buying a piece of land and will have costs associated with that (taxes, paperwork...)
Once the house is build, the ride will smooth out again.

Well Well Well - It has been a while :-D

Very much has happened since that post. We did buy that piece of land, combined finances, and locked in a 15year fixed mortgage before the worst of the interest surges kicked in. The house is still under construction due to the everything shortage, but I am very happy nonetheless. Thanks to the right plays in the stock market, and even while paying the costs associated with house-buying, we increased our net worth to a combined

201k!

So both in terms of non-married or married finance situation, our family is graduating to the next thread. Thanks to you wonderful mustachian crowd and may you all succeed!


TyGuy

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Re: Race from 10 to 100k!!
« Reply #3859 on: November 01, 2022, 12:45:32 PM »
Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
05/04/21: $21,456
05/01/22: $21,456
06/01/22: $21,456
07/01/22: $21,456
09/01/22: $21,456
10/01/22: $21,456
11/01/22: $21,456 (These should disappear soon as I qualify for $20,000 in forgiveness!)


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
09/02/21: $57,319 ($5,027)
10/01/21: $58,555 ($1,236)
11/01/21: $60,397 ($1,842)
12/01/21: $59,891 (-$506)
01/01/22: $63,049 ($3,148)
02/02/22: $64,213 ($1,164)
03/02/22: $69,640 ($5,427)
04/01/22: $74,568 ($4,928)
05/01/22: $70,648 (-$3,920)
06/01/22: $74,612 ($3,964)
07/01/22: $69,696 (-$4,916)
09/01/22: $77,432 ($7,736)
10/01/22: $71,791 (-$5,641)
11/01/22: $77,883 ($6,093)


Reached a new highest net worth this month!

M5

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Re: Race from 10 to 100k!!
« Reply #3860 on: November 04, 2022, 02:58:40 PM »
08/11/22: $95,366
09/07/22: $90,774 (-4592)
11/04/22: $90,694 (-80)

LobsterLuke

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Re: Race from 10 to 100k!!
« Reply #3861 on: November 05, 2022, 09:48:53 AM »
Hey everyone! So excited to make it to this thread finally. Here are my numbers as of this morning.

3/4/2022: $12,100 cash + $1,034 investments - $0 debt = $13,134 NW


7/12/2022: $14,300 cash + $2,450 investments - $0 debt = $16,750 NW

Finally graduated college at the ripe old age of 27 and landed a good job, so I'm looking forward to watching my stache grow at a faster rate!

I had hoped to be closer to $20K in net worth this time of year, but I spent a dumb amount of money furnishing my new apartment with brand new stuff.

I was walking through Goodwill yesterday and realized I would've been just as happy with the used furniture, dishes and appliances they were selling. I still have a lot to learn but I've been learning a lot by devouring every episode of the Mad Fientist podcast. Really interested in maxing my 401k and IRA somehow.

11/5/2022: $18,312 cash + $4,002 401k + $4,560 IRA = $26,874 NW

Manchester

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Re: Race from 10 to 100k!!
« Reply #3862 on: November 22, 2022, 09:31:00 AM »
My N/W grew by 2,846.97 to a new total of 54,453.44.
My N/W grew by 1,721.56 to a new total of 56,175.
My N/W grew by 2,262.53 to a new total of 58,437.53.
My N/W grew by 3,196.03 to a new total of 61,633.56.
My N/W grew by 2,080.14 to a new total of 63,713.70.
My N/W grew by 189.35 to a new total of 63,903.05.
My N/W grew by 2,046.07 to a new total of 65,949.12.
My N/W grew by 2,489.81 to a new total of 68,438.93.
My N/W grew by 2,948.26 to a new total of 71,387.19.
My N/W decreased by 1,267.07 to a new total of 70,120.12.
My N/W grew by 73.15 to a new total of 70,193.27.
My N/W grew by 2,885.54 to a new total of 73,078.81.
My N/W grew by 5,780.77 to a new total of 78,859.58.
My N/W shrank by 3,114.76 to a new total of 75,744.82.
My N/W shrank by 1,722.84 to a new total of 74,021.98.

November update:

My N/W grew by 4,766.18 to a new total of 78,788.16.

I was expecting a horrific month.  I spent quite a bit on Christmas, Birthdays and booking a holiday for a stag do.  I'm paying all the household bills whilst my wife is on Mat Leave and I've had what feels like quite a spendy month away from those things too.  Yet it was a great month.  Stocks, lol.

Just shows how important it is to ignore all the background noise and continue following the instructions!   I really want to go above 80k by the end of December.

IrishFI

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Re: Race from 10 to 100k!!
« Reply #3863 on: November 24, 2022, 11:19:38 PM »
Hi Everyone, recently passed 10k so wanted to check in here.

Emergency fund - 3k
Pension - 3469
ETF - 5290 (tax on gains not deducted)
Poker Roll - 140

Goal for 2021 is to reach 20k. GL everyone.

Hit my goal for 2021 ahead of schedule. Im starting to find more spendy desires popping up. Has anyone else found that after the initial honeymoon period.

Pension - 8350
Taxable - 13300
Emergency fund - 520

Still plugging away. Been a good year to bring down my average purchase price. Well done to everyone staying the course.

Emergency Fund - 590
Pension - 13500
Taxable - 21228


Trifle

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Re: Race from 10 to 100k!!
« Reply #3864 on: November 25, 2022, 03:36:13 AM »
Congratulations @BobTheBuilder!  Fantastic.

Great job to stay the course and keep saving everyone.  Looks like you're finishing the year strong.   

Treedream

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Re: Race from 10 to 100k!!
« Reply #3865 on: November 28, 2022, 03:30:56 AM »
01/06/2018: -60
01/01/2019: 2875.28
01/07/2019: 9288.2
01/08/2019: 10.485.05
01/09/2019: 11554.85
28/09/2019:  12.182,10
24/10/2019: 13.082.24
26/11/2019: 14,311.49
01/02/2020: 15.260
29/04/2020: 18.544
31/05/2020: 21.280,05

Goal 01/01/2021: 27.500 Excluding sinking funds for holidays and health insurance, including student loan at 0.01% interest.

Good increase due to holiday payment this month. Will see how things go from here, as I have quit my job.

01/08/2020: 22,701.09. From here on out my total will go down, as I am currently unemployed and have lived of the remaining payments. Let's see where we get.

I have been pretty AWOL from this forum and this thread, since I have had a few years with limited employment and life happening. I am glad to see that I am back where I started XD. Its a couple of days early, but these seem to be the numbers for now:

November 22: 21,636.38 + 972.77.

This is a very good month and I have been very diligent with the budget. Also we have received a high energy prices subsidie from the governement, which helps a lot.

triple7stash

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Re: Race from 10 to 100k!!
« Reply #3866 on: November 28, 2022, 10:18:30 AM »
Tracking investing in SPN (which doesn't include roth)

12/28/2020 - $62,783
1/28/2021 - $67,335
2/28/2021 - $69,404
3/28/2021 - $71,869
4/28/2021 - $77,861
5/31/2021 - $79,885
6/30/2021 - $82,843
7/28/2021 - $85,130
8/29/2021 - $87,558
9/30/2021 - $87,127
10/28/2021 - $92,699
11/28/2021 - $95,021
12/28/2021 - $96,703
2/2/2022 - $93,977
2/28/2022 - $91,712
3/28/2022 - $96,748
4/28/2022 - $90,642
5/28/2022 - $91,036
6/29/2022 - $89,116
7/28/2022 - $92,360
9/1/2022 - $92,750
9/28/2022 - $85,710
10/28/2022 - $91,816
11/28/2022 - $99,644

Treedream

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Re: Race from 10 to 100k!!
« Reply #3867 on: November 29, 2022, 02:32:08 AM »
That is a big jump this month, you are almost there!

regenaeb

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Re: Race from 10 to 100k!!
« Reply #3868 on: November 30, 2022, 09:44:27 AM »
8/21/21 - SEP + Roth $ 27,113.71
9/30/21 - SEP + Roth $ 27,063.71
10/29/21 - SEP + Roth $ 29,254.43
11/30/21 - SEP + Roth $ 30,055.54
12/31/21 - SEP + Roth $ 31,239.32

1/31/22 - SEP+401K+Roth $ 30,322.94
2/28/22 - 401K + Roth $ 30,620.77 (SEP-IRA rollover to 401K complete)
3/31/22 - 401K + Roth $ 32,862.61
4/30/22 - 401K + Roth $ 31,324.59
5/31/22 - 401K + Roth $ 32,310.61
6/30/22 - 401K + Roth $ 29,261.11
7/31/22 - 401K + Roth $ 32,205.00
8/31/22 - 401k + Roth $ 32,250.37
9/30/22 - 401k + Roth $ 29,982.81
10/31/22 - 401k + Roth $ 33,124.17
11/30/22 - 401k + Roth $ 33,661.28


Tass

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Re: Race from 10 to 100k!!
« Reply #3869 on: November 30, 2022, 01:56:36 PM »
201720182019202020212022
January$12.1k$24.7k$49.0k$76.2k$95.4k
February$13.6k$27.2k$46.5k$79.0k$95.0k
March$15.1k$29.3k$42.7k$82.6k$96.4k
April$16.6k$31.3k$47.5k$87.3k$90.3k
May$17.7k$31.5k$50.6k$88.2k$89.7k
June$18.5k$33.3k$53.5k$90.3k$84.4k
July$6.2k$20.2k$35.1k$58.5k$92.0k$92.4k
August$6.8k$20.8k$36.7k$63.0k$94.4k$89.6k
September   $8.2k$22.2k$38.6k$63.2k$93.1k$81.4k
October$9.0k$21.7k$40.2k$62.9k$97.1k$86.3k
November$9.9k$22.5k$42.6k$69.9k$95.1k$90.8k
December$11.1k   $22.4k   $44.6k   $75.0k   $100.3k

Third high-spend month in a row, and hopefully the last for a while. October was also the last full month of my grad student income - this month I will start making >$50k salary for the first time ever!

I was wrong on several counts last month. I had a fourth high-spending month (and a pitiful 8% savings rate - the NW increase is all from the market). And while I started my new job this month, my first paycheck from it won't arrive until this Friday, so THIS is my official End Of Grad School savings mark.

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #3870 on: December 01, 2022, 12:14:34 AM »
Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501

January 2022: EUR 40,553
February 2022: EUR 38,767
March 2022: EUR 38,149
April 2022: EUR 40,606
May 2022: EUR 44,527
June 2022: EUR 43,915
July 2022: EUR 41,966
August 2022: EUR 45,309
September 2022: EUR 46,053
October 2022: EUR 46,134
November 2022: EUR 46,770

Goal for 2022: EUR 50K

Savings are a lot harder with increasing prices for groceries and energy and my salary not keeping up with it (hopefully in January it will increase, we only have a yearly salary review). Still hoping for a nice bonus in December which will allow me to get to my 2022 goal. Time to closely review spending and cut out more unneccessary items......

@Tass : you're in great shape getting out of grad school with this net worth!
@triple7stash: almost there! 2022 will be your graduation year from this thread!

comicguy

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  • Posts: 152
Re: Race from 10 to 100k!!
« Reply #3871 on: December 01, 2022, 03:43:40 AM »
November update
01/26/22  Round Up 642.33    Investment  9911.44  Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26 Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64 Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52

Ze Stash

  • 5 O'Clock Shadow
  • *
  • Posts: 70
  • Age: 31
Re: Race from 10 to 100k!!
« Reply #3872 on: December 01, 2022, 06:09:38 AM »
Net worth:
01/01/2019: -    109,47
01/02/2019:      269,41 (+   378,88 )
01/03/2019:      890,47 (+   621,06 )
01/04/2019:   1.767,70 (+   877,23 )
01/05/2019:   3.755,46 (+1.987,76 )
01/06/2019:   4.814,83 (+1.059,37 )
01/07/2019:   5.959,50 (+1.144,67 )
01/08/2019:   7.116,94 (+1.157,44 )
01/09/2019:   9.855,39 (+2.738,45 )
01/10/2019:   9.718,18 (-   137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
01/03/2020: 15.039,09 (+   675,56 )
01/04/2020: 15.456,74 (+   417,65 )
01/05/2020: 16.903,74 (+1.447,00 )
01/06/2020: 17.847,51 (+   943,77 )
01/07/2020: 19.991,35 (+2.143,84 )
01/08/2020: 23.859,77 (+3.868,42 )
01/09/2020: 27.705,58 (+3.845,81 )
01/10/2020: 28.348,92 (+   643,34 )
01/11/2020: 29.975,77 (+1.626,85 )
01/12/2020: 32.157,81 (+2.182,04 )
01/01/2021: 37.536,36 (+5.378,55 )
01/02/2021: 39.128,65 (+1.592,29 )
01/03/2021: 43.488,25 (+4.359,60 )
01/04/2021: 50.227,75 (+6.739,50 )
01/05/2021: 50.942,27 (+   714,52 )
01/06/2021: 45.969,23 (- 4.973,04 )
01/07/2021: 47.887,98 (+1.918,75 )
01/08/2021: 50.361,49 (+2.473,51 )
01/09/2021: 55.538,44 (+5.176,95 )
01/10/2021: 55.405,64 (-    132,80 )
01/11/2021: 62.397,76 (+6.992,12 )
01/12/2021: 62.957,50 (+   559,74 )
01/01/2022: 62.444,54 (-    512,96 )
01/02/2022: 57.130,55 (- 5.313,99 )
01/03/2022: 59.780,50 (+2.649,95 )
01/04/2022: 63.814,15 (+4.033,65 )
01/05/2022: 60.816,35 (- 2.997,80 )
01/06/2022: 55.643,44 (- 5.172,91 )
01/07/2022: 49.784,34 (- 5.859,10 )
01/08/2022: 56.777,07 (+6.992,73 )
01/09/2022: 56.724,00 (-     53,07 )
01/10/2022: 55.855,44 (-   868,56 )
01/11/2022: 57.699,49 (+1.844,05 )

01/12/2022: 56.415,91 (-1.283,58 )

Another red month and net worth is lower than 12 month ago for the 2nd month in a row, despite savings of roughly 14k between November last year and now.
« Last Edit: December 01, 2022, 06:13:10 AM by Ze Stash »

LittleWanderer

  • Bristles
  • ***
  • Posts: 492
  • Location: USA
Re: Race from 10 to 100k!!
« Reply #3873 on: December 01, 2022, 07:14:58 AM »
November 2021- $67,412
December 2021 - $70,758
January 2022 - $67,992
February 2022 - $69,486
March 2022 - $73,422
April 2022 - $68,808
May 2022 - $67,948
June 2022 - $63,619
July 2022 - $67,137
August 2022 - $67,643
September 2022 - $64,126
October 2022 - $66,872

November 2022 - $71,859

And I'm back up above $70k yet again, but who knows if it'll actually stick this time!

TyGuy

  • Bristles
  • ***
  • Posts: 370
  • Age: 29
  • Location: Oregon
Re: Race from 10 to 100k!!
« Reply #3874 on: December 01, 2022, 11:13:08 AM »
Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
05/04/21: $21,456
05/01/22: $21,456
11/01/22: $21,456
12/01/22: $21,456 (currently at 0% interest)


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
09/02/21: $57,319 ($5,027)
10/01/21: $58,555 ($1,236)
11/01/21: $60,397 ($1,842)
12/01/21: $59,891 (-$506)
01/01/22: $63,049 ($3,148)
02/02/22: $64,213 ($1,164)
03/02/22: $69,640 ($5,427)
04/01/22: $74,568 ($4,928)
05/01/22: $70,648 (-$3,920)
06/01/22: $74,612 ($3,964)
07/01/22: $69,696 (-$4,916)
09/01/22: $77,432 ($7,736)
10/01/22: $71,791 (-$5,641)
11/01/22: $77,883 ($6,093)
12/01/22: $85,811 ($7,928)


My net worth continues to reach new all time highs and I had my largest single month increase in November, despite holiday spending! I'm hopeful to be able to graduate from this thread in early 2023!

Manchester

  • Bristles
  • ***
  • Posts: 405
  • Location: UK
Re: Race from 10 to 100k!!
« Reply #3875 on: December 02, 2022, 02:39:24 AM »
Net worth:
01/01/2019: -    109,47
01/02/2019:      269,41 (+   378,88 )
01/03/2019:      890,47 (+   621,06 )
01/04/2019:   1.767,70 (+   877,23 )
01/05/2019:   3.755,46 (+1.987,76 )
01/06/2019:   4.814,83 (+1.059,37 )
01/07/2019:   5.959,50 (+1.144,67 )
01/08/2019:   7.116,94 (+1.157,44 )
01/09/2019:   9.855,39 (+2.738,45 )
01/10/2019:   9.718,18 (-   137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
01/03/2020: 15.039,09 (+   675,56 )
01/04/2020: 15.456,74 (+   417,65 )
01/05/2020: 16.903,74 (+1.447,00 )
01/06/2020: 17.847,51 (+   943,77 )
01/07/2020: 19.991,35 (+2.143,84 )
01/08/2020: 23.859,77 (+3.868,42 )
01/09/2020: 27.705,58 (+3.845,81 )
01/10/2020: 28.348,92 (+   643,34 )
01/11/2020: 29.975,77 (+1.626,85 )
01/12/2020: 32.157,81 (+2.182,04 )
01/01/2021: 37.536,36 (+5.378,55 )
01/02/2021: 39.128,65 (+1.592,29 )
01/03/2021: 43.488,25 (+4.359,60 )
01/04/2021: 50.227,75 (+6.739,50 )
01/05/2021: 50.942,27 (+   714,52 )
01/06/2021: 45.969,23 (- 4.973,04 )
01/07/2021: 47.887,98 (+1.918,75 )
01/08/2021: 50.361,49 (+2.473,51 )
01/09/2021: 55.538,44 (+5.176,95 )
01/10/2021: 55.405,64 (-    132,80 )
01/11/2021: 62.397,76 (+6.992,12 )
01/12/2021: 62.957,50 (+   559,74 )
01/01/2022: 62.444,54 (-    512,96 )
01/02/2022: 57.130,55 (- 5.313,99 )
01/03/2022: 59.780,50 (+2.649,95 )
01/04/2022: 63.814,15 (+4.033,65 )
01/05/2022: 60.816,35 (- 2.997,80 )
01/06/2022: 55.643,44 (- 5.172,91 )
01/07/2022: 49.784,34 (- 5.859,10 )
01/08/2022: 56.777,07 (+6.992,73 )
01/09/2022: 56.724,00 (-     53,07 )
01/10/2022: 55.855,44 (-   868,56 )
01/11/2022: 57.699,49 (+1.844,05 )

01/12/2022: 56.415,91 (-1.283,58 )

Another red month and net worth is lower than 12 month ago for the 2nd month in a row, despite savings of roughly 14k between November last year and now.

Look on the bright side - you're buying shares cheaply.  In the long run this period of time will benefit us all greatly.

It is very frustrating to see though.

Ze Stash

  • 5 O'Clock Shadow
  • *
  • Posts: 70
  • Age: 31
Re: Race from 10 to 100k!!
« Reply #3876 on: December 02, 2022, 07:34:51 AM »
Net worth:
01/01/2019: -    109,47
01/02/2019:      269,41 (+   378,88 )
01/03/2019:      890,47 (+   621,06 )
01/04/2019:   1.767,70 (+   877,23 )
01/05/2019:   3.755,46 (+1.987,76 )
01/06/2019:   4.814,83 (+1.059,37 )
01/07/2019:   5.959,50 (+1.144,67 )
01/08/2019:   7.116,94 (+1.157,44 )
01/09/2019:   9.855,39 (+2.738,45 )
01/10/2019:   9.718,18 (-   137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
01/03/2020: 15.039,09 (+   675,56 )
01/04/2020: 15.456,74 (+   417,65 )
01/05/2020: 16.903,74 (+1.447,00 )
01/06/2020: 17.847,51 (+   943,77 )
01/07/2020: 19.991,35 (+2.143,84 )
01/08/2020: 23.859,77 (+3.868,42 )
01/09/2020: 27.705,58 (+3.845,81 )
01/10/2020: 28.348,92 (+   643,34 )
01/11/2020: 29.975,77 (+1.626,85 )
01/12/2020: 32.157,81 (+2.182,04 )
01/01/2021: 37.536,36 (+5.378,55 )
01/02/2021: 39.128,65 (+1.592,29 )
01/03/2021: 43.488,25 (+4.359,60 )
01/04/2021: 50.227,75 (+6.739,50 )
01/05/2021: 50.942,27 (+   714,52 )
01/06/2021: 45.969,23 (- 4.973,04 )
01/07/2021: 47.887,98 (+1.918,75 )
01/08/2021: 50.361,49 (+2.473,51 )
01/09/2021: 55.538,44 (+5.176,95 )
01/10/2021: 55.405,64 (-    132,80 )
01/11/2021: 62.397,76 (+6.992,12 )
01/12/2021: 62.957,50 (+   559,74 )
01/01/2022: 62.444,54 (-    512,96 )
01/02/2022: 57.130,55 (- 5.313,99 )
01/03/2022: 59.780,50 (+2.649,95 )
01/04/2022: 63.814,15 (+4.033,65 )
01/05/2022: 60.816,35 (- 2.997,80 )
01/06/2022: 55.643,44 (- 5.172,91 )
01/07/2022: 49.784,34 (- 5.859,10 )
01/08/2022: 56.777,07 (+6.992,73 )
01/09/2022: 56.724,00 (-     53,07 )
01/10/2022: 55.855,44 (-   868,56 )
01/11/2022: 57.699,49 (+1.844,05 )

01/12/2022: 56.415,91 (-1.283,58 )

Another red month and net worth is lower than 12 month ago for the 2nd month in a row, despite savings of roughly 14k between November last year and now.

Look on the bright side - you're buying shares cheaply.  In the long run this period of time will benefit us all greatly.

It is very frustrating to see though.

Oh I am viewing this as a positive in the long-run. I think it especially helps to train a steady hand while relatively "little" money is at stake early in the accumulation phase. For people that started investing 2009 after the financial crisis, have large stashes now and experienced mostly only upwards markets until recently this might be a lot more difficult to handle.

M5

  • Stubble
  • **
  • Posts: 214
  • Location: Nevada
Re: Race from 10 to 100k!!
« Reply #3877 on: December 08, 2022, 04:33:52 PM »
08/11/22: $95,366
09/07/22: $90,774 (-4592)
11/04/22: $90,694 (-80)
12/08/22: $97,814 (+7120)

Serendip

  • Handlebar Stache
  • *****
  • Posts: 2214
Re: Race from 10 to 100k!!
« Reply #3878 on: December 27, 2022, 04:31:49 PM »
Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746

Jan '20     63,186
July '20    58,562
Oct '20    60,900
Dec '20    62,900

Jan '21    65,400
Feb '21    67,600
Mar '21    68,750
July '21   79,020
Aug '21   82,801
Sept '21  81,077

Dec 21   84,800
Jan '22   83,500
Feb '22   86,900
Mar '22  88,775

Apr '22  78,000 **big hit

Aug '22  83,006
Oct '22  85,903
Dec '22  87,113

** had a dismal financial year. Or I should say, I made some VERY bad investment choices (listened to a friend about an 'investment opportunity' and of course, it flopped).  Had planned to have graduated out of this thread during '22.

However no need to fuss, I've self-flagellated enough. Shall move forward and make better choices in this upcoming year.

comicguy

  • Stubble
  • **
  • Posts: 152
Re: Race from 10 to 100k!!
« Reply #3879 on: December 31, 2022, 05:40:19 AM »
December update
01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

LittleWanderer

  • Bristles
  • ***
  • Posts: 492
  • Location: USA
Re: Race from 10 to 100k!!
« Reply #3880 on: December 31, 2022, 09:09:58 AM »
December 2021 - $70,758
January 2022 - $67,992
February 2022 - $69,486
March 2022 - $73,422
April 2022 - $68,808
May 2022 - $67,948
June 2022 - $63,619
July 2022 - $67,137
August 2022 - $67,643
September 2022 - $64,126
October 2022 - $66,872
November 2022 - $71,859

December 2022 - $70,117

Two months in a row above $70K.  Still not above my high earlier in the year, but I'll take it. 

regenaeb

  • Stubble
  • **
  • Posts: 101
Re: Race from 10 to 100k!!
« Reply #3881 on: December 31, 2022, 03:57:58 PM »
8/31/21 - SEP + Roth $ 27,113.71
9/ 30/21 - SEP + Roth $ 27,063.71
10/29/21 - SEP + Roth $ 29,254.43
11/30/21 - SEP + Roth $ 30,055.54
12/31/21 - SEP + Roth $ 31,239.32

1/31/22 - SEP+401K+Roth $ 30,322.94
2/28/22 - 401K + Roth $ 30,620.77 (SEP-IRA rollover to 401K complete)
3/31/22 - 401K + Roth $ 32,862.61
4/30/22 - 401K + Roth $ 31,324.59
5/31/22 - 401K + Roth $ 32,310.61
6/30/22 - 401K + Roth $ 29,261.11
7/31/22 - 401K + Roth $ 32,205.00
8/31/22 - 401k + Roth $ 32,250.37
9/30/22 - 401k + Roth $ 29,982.81
10/31/22 - 401k + Roth $ 33,124.17
11/30/22 - 401k + Roth $ 33,661.28
12/31/22 - 401k + Roth $ 34,080.56

Tass

  • Magnum Stache
  • ******
  • Posts: 3249
  • Age: 30
  • Location: Crossing some mountains
Re: Race from 10 to 100k!!
« Reply #3882 on: December 31, 2022, 05:08:27 PM »
201720182019202020212022
January$12.1k$24.7k$49.0k$76.2k$95.4k
February$13.6k$27.2k$46.5k$79.0k$95.0k
March$15.1k$29.3k$42.7k$82.6k$96.4k
April$16.6k$31.3k$47.5k$87.3k$90.3k
May$17.7k$31.5k$50.6k$88.2k$89.7k
June$18.5k$33.3k$53.5k$90.3k$84.4k
July$6.2k$20.2k$35.1k$58.5k$92.0k$92.4k
August$6.8k$20.8k$36.7k$63.0k$94.4k$89.6k
September   $8.2k$22.2k$38.6k$63.2k$93.1k$81.4k
October$9.0k$21.7k$40.2k$62.9k$97.1k$86.3k
November$9.9k$22.5k$42.6k$69.9k$95.1k$90.8k
December$11.1k   $22.4k   $44.6k   $75.0k   $100.3k$94.7k

Behold, a 3-paycheck month at my new salary! I put almost $7500 into my 403b before the end of the year... my last take-home paycheck was $12. Looking forward to a slightly less lean budget in the new year.

Edited following an end-of-year donation.
« Last Edit: December 31, 2022, 08:39:45 PM by Tass »

TyGuy

  • Bristles
  • ***
  • Posts: 370
  • Age: 29
  • Location: Oregon
Re: Race from 10 to 100k!!
« Reply #3883 on: January 02, 2023, 11:00:10 AM »
Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
05/04/21: $21,456
05/01/22: $21,456
11/01/22: $21,456
12/01/22: $21,456
01/01/23: $21,456 (currently at 0% interest)


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
09/02/21: $57,319 ($5,027)
10/01/21: $58,555 ($1,236)
11/01/21: $60,397 ($1,842)
12/01/21: $59,891 (-$506)
01/01/22: $63,049 ($3,148)
02/02/22: $64,213 ($1,164)
03/02/22: $69,640 ($5,427)
04/01/22: $74,568 ($4,928)
05/01/22: $70,648 (-$3,920)
06/01/22: $74,612 ($3,964)
07/01/22: $69,696 (-$4,916)
09/01/22: $77,432 ($7,736)
10/01/22: $71,791 (-$5,641)
11/01/22: $77,883 ($6,093)
12/01/22: $85,811 ($7,928)
01/01/23: $87,715 ($1,904)

I had a 3 paycheck month in December, which allowed me to save a lot, despite having a high spend month due to the holidays. I look forward to graduating this thread, with a goal of March/April of 2023, and I am excited to see others join me! Best of luck to everyone this year as you continue your race to 100K!!

Ze Stash

  • 5 O'Clock Shadow
  • *
  • Posts: 70
  • Age: 31
Re: Race from 10 to 100k!!
« Reply #3884 on: January 03, 2023, 01:29:20 AM »
Net worth:
01/01/2019: -    109,47
01/02/2019:      269,41 (+   378,88 )
01/03/2019:      890,47 (+   621,06 )
01/04/2019:   1.767,70 (+   877,23 )
01/05/2019:   3.755,46 (+1.987,76 )
01/06/2019:   4.814,83 (+1.059,37 )
01/07/2019:   5.959,50 (+1.144,67 )
01/08/2019:   7.116,94 (+1.157,44 )
01/09/2019:   9.855,39 (+2.738,45 )
01/10/2019:   9.718,18 (-   137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
01/03/2020: 15.039,09 (+   675,56 )
01/04/2020: 15.456,74 (+   417,65 )
01/05/2020: 16.903,74 (+1.447,00 )
01/06/2020: 17.847,51 (+   943,77 )
01/07/2020: 19.991,35 (+2.143,84 )
01/08/2020: 23.859,77 (+3.868,42 )
01/09/2020: 27.705,58 (+3.845,81 )
01/10/2020: 28.348,92 (+   643,34 )
01/11/2020: 29.975,77 (+1.626,85 )
01/12/2020: 32.157,81 (+2.182,04 )
01/01/2021: 37.536,36 (+5.378,55 )
01/02/2021: 39.128,65 (+1.592,29 )
01/03/2021: 43.488,25 (+4.359,60 )
01/04/2021: 50.227,75 (+6.739,50 )
01/05/2021: 50.942,27 (+   714,52 )
01/06/2021: 45.969,23 (- 4.973,04 )
01/07/2021: 47.887,98 (+1.918,75 )
01/08/2021: 50.361,49 (+2.473,51 )
01/09/2021: 55.538,44 (+5.176,95 )
01/10/2021: 55.405,64 (-    132,80 )
01/11/2021: 62.397,76 (+6.992,12 )
01/12/2021: 62.957,50 (+   559,74 )
01/01/2022: 62.444,54 (-    512,96 )
01/02/2022: 57.130,55 (- 5.313,99 )
01/03/2022: 59.780,50 (+2.649,95 )
01/04/2022: 63.814,15 (+4.033,65 )
01/05/2022: 60.816,35 (- 2.997,80 )
01/06/2022: 55.643,44 (- 5.172,91 )
01/07/2022: 49.784,34 (- 5.859,10 )
01/08/2022: 56.777,07 (+6.992,73 )
01/09/2022: 56.724,00 (-     53,07 )
01/10/2022: 55.855,44 (-   868,56 )
01/11/2022: 57.699,49 (+1.844,05 )
01/12/2022: 56.415,91 (- 1.283,58 )

01/01/2023: 56.475,06 (59,15 )

Savings were roughly 2k, completely eaten up by bad performance.

Dutch Comfort

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  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #3885 on: January 03, 2023, 02:15:29 AM »
Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344



Goal for 2023: EUR 60K

YES!!!!! I managed to get to my 2022 goal of EUR 50K (just barely, but did it!). This is the halfway mark......!
I spent some time doing my 2023 plans and EUR 60K is a stretch, but doable if we keep very strict to budgets. There will be some travel this year, a few large (expected) expenses, but I'm hoping we can keep stuffing money away to continue our road to 100K.

la Condessa

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Re: Race from 10 to 100k!!
« Reply #3886 on: January 03, 2023, 07:08:34 PM »
EF cash: $3,500

Vanguard Roth IRA: $7,517.95

Robinhood: $94.48

= $11,112.43

EF cash: $3,500

Vanguard Roth IRA: $9,310.32

Vanguard tIRA: $1,983.07

Robinhood: $209

= $15,002.39

EF : $3500

Roth IRA: $8,921.13
tIRA : $5,708.08
tIRA : $2,279.00

Robinhood : $239.28

=$17,146.49

EF : $1650

Roth IRA : $7741.74
tIRA : $5537.45
tIRA : $6072.85

Robinhood : $201.84

=$21,203.88

+Editing to reflect this month's contribution.
« Last Edit: January 04, 2023, 07:56:00 PM by la Condessa »

MoseyingAlong

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Re: Race from 10 to 100k!!
« Reply #3887 on: January 04, 2023, 05:20:05 AM »
EF cash: $3,500

Vanguard Roth IRA: $7,517.95

Robinhood: $94.48

= $11,112.43

EF cash: $3,500

Vanguard Roth IRA: $9,310.32

Vanguard tIRA: $1,983.07

Robinhood: $209

= $15,002.39

EF : $3500

Roth IRA: $8,921.13
tIRA : $5,708.08
tIRA : $2,279.00

Robinhood : $239.28

=$17,146.49

EF : $1650

Roth IRA : $7741.74
tIRA : $5408.81
tIRA : $4851.49

Robinhood : $201.84

=$19853.88

@la Condessa That's some nice progress. Especially considering how the market went in 2022. Keep it up!

M5

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  • Location: Nevada
Re: Race from 10 to 100k!!
« Reply #3888 on: January 04, 2023, 08:21:56 AM »
08/11/22: $95,366
09/07/22: $90,774 (-4592)
11/04/22: $90,694 (-80)
12/08/22: $97,814 (+7120)
01/04/23: $99,198 (+1384)

Rytrik

  • 5 O'Clock Shadow
  • *
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Re: Race from 10 to 100k!!
« Reply #3889 on: January 04, 2023, 01:02:55 PM »
02022/06/01 - $29,000
02023/01/01 - $31,750
« Last Edit: January 15, 2023, 05:51:27 PM by Rytrik »

la Condessa

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  • Posts: 101
Re: Race from 10 to 100k!!
« Reply #3890 on: January 04, 2023, 08:01:18 PM »

@la Condessa That's some nice progress. Especially considering how the market went in 2022. Keep it up!

Thanks.  It's nice to hear some encouragement, especially as I don't feel like we've managed very good progress lately.

Treedream

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  • Location: Netherlands
Re: Race from 10 to 100k!!
« Reply #3891 on: January 05, 2023, 12:17:26 PM »
01/06/2018: -60
01/01/2019: 2875.28
01/07/2019: 9288.2
01/08/2019: 10.485.05
01/09/2019: 11554.85
28/09/2019:  12.182,10
24/10/2019: 13.082.24
26/11/2019: 14,311.49
01/02/2020: 15.260
29/04/2020: 18.544
31/05/2020: 21.280,05

I have been pretty AWOL from this forum and this thread, since I have had a few years with limited employment and life happening. I am glad to see that I am back where I started XD. Its a couple of days early, but these seem to be the numbers for now:

November 22: 21,636.38 + 972.77.

This is a very good month and I have been very diligent with the budget. Also we have received a high energy prices subsidie from the governement, which helps a lot.

01/01/2023: 22,315.45 + 679.07

I put a lot of money into savings this month, but the market didn't help. I also prepaid a whole year of health insurance, which was about another 1250, so I am pretty pleased with the end of the year. IN part due to unsuspected bonus from the boss. Love me some bonus.

Tass

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  • Age: 30
  • Location: Crossing some mountains
Re: Race from 10 to 100k!!
« Reply #3892 on: January 31, 2023, 09:18:25 AM »
201720182019202020212022
January$12.1k$24.7k$49.0k$76.2k$95.4k
February$13.6k$27.2k$46.5k$79.0k$95.0k
March$15.1k$29.3k$42.7k$82.6k$96.4k
April$16.6k$31.3k$47.5k$87.3k$90.3k
May$17.7k$31.5k$50.6k$88.2k$89.7k
June$18.5k$33.3k$53.5k$90.3k$84.4k
July$6.2k$20.2k$35.1k$58.5k$92.0k$92.4k
August$6.8k$20.8k$36.7k$63.0k$94.4k$89.6k
September   $8.2k$22.2k$38.6k$63.2k$93.1k$81.4k
October$9.0k$21.7k$40.2k$62.9k$97.1k$86.3k
November$9.9k$22.5k$42.6k$69.9k$95.1k$90.8k
December$11.1k   $22.4k   $44.6k   $75.0k   $100.3k$94.7k

Over a year after first, briefly touching $100k, and over 5 years after first entering this race, today I am leaving with $103.3k!

The jump is helped partly by my new, higher income, but significantly more by market gains following a year of chucking money in despite seeing no return.

ETA my first post in this thread:

Joining for the new year, and I'll probably be here for a while... As of this month I am debt-free and I'm narrowly on-track to max out my ROTH by April. My spreadsheet says I won't hit 100k until 2024.

I'm not going to join the next race because I'm planning to combine finances with my partner in a few months anyway, but it feels good to have hit this milestone all on my own. Thanks for the camaraderie everyone!
« Last Edit: January 31, 2023, 09:22:42 AM by Tass »

LittleWanderer

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  • Location: USA
Re: Race from 10 to 100k!!
« Reply #3893 on: January 31, 2023, 09:21:16 AM »
January 2022 - $67,992
February 2022 - $69,486
March 2022 - $73,422
April 2022 - $68,808
May 2022 - $67,948
June 2022 - $63,619
July 2022 - $67,137
August 2022 - $67,643
September 2022 - $64,126
October 2022 - $66,872
November 2022 - $71,859
December 2022 - $70,117

January 2023 - $74,355

When I looked at the numbers yesterday I was over $75K (dang it), but this is still a new net worth high!

LittleWanderer

  • Bristles
  • ***
  • Posts: 492
  • Location: USA
Re: Race from 10 to 100k!!
« Reply #3894 on: January 31, 2023, 09:22:55 AM »
Over a year after first, briefly touching $100k, and over 5 years after first entering this race, today I am leaving with $103.3k!

The jump is helped partly by my new, higher income, but significantly more by market gains following a year of chucking money in despite seeing no return.

I'm not going to join the next race because I'm planning to combine finances with my partner in a few months anyway, but it feels good to have hit this milestone all on my own. Thanks for the camaraderie everyone!

Congrats, @Tass!  :)  We'll miss you around these parts!

Serendip

  • Handlebar Stache
  • *****
  • Posts: 2214
Re: Race from 10 to 100k!!
« Reply #3895 on: January 31, 2023, 11:36:06 AM »

Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746
Jan '20     63,186
July '20    58,562
Dec '20    62,900

Jan '21    65,400
Mar '21    68,750
July '21   79,020
Aug '21   82,801

Dec 21   84,800
Jan '22   83,500
Mar '22  88,775
Apr '22  78,000 **big hit

Aug '22  83,006
Dec '22  87,113
Jan'23   88,732

almost at a new high but not quite-- excited to reach 100k this year.
 Will need to stay on track (and also have separate savings for travel :))

Dutch Comfort

  • Bristles
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  • Posts: 409
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #3896 on: February 01, 2023, 12:17:29 AM »
Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344

January 2023: EUR 52,461


Goal for 2023: EUR 60K

Very good month. The markets were really good! Since we have booked several flights/accomodations for our holidays and it needs to be paid in February, next month I expect a movement downwards. But still on track to the goal for 2023.

@Serendip: I will cheer with you. You are getting so close to the 6 figure number. Keep up the savings!

@Tass: Graduation is 1 year earlier than you expected when joining the thread. Impressive!!!! Now the next stop is getting to 200 together with your partner!

@LittleWanderer: a new high! This gives energy to get to even more new highs in the next months.


comicguy

  • Stubble
  • **
  • Posts: 152
Re: Race from 10 to 100k!!
« Reply #3897 on: February 01, 2023, 03:42:32 AM »
January update
01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
« Last Edit: February 01, 2023, 03:44:09 AM by comicguy »

Ze Stash

  • 5 O'Clock Shadow
  • *
  • Posts: 70
  • Age: 31
Re: Race from 10 to 100k!!
« Reply #3898 on: February 01, 2023, 06:27:34 AM »
Net worth:
01/01/2019: -    109,47
01/02/2019:      269,41 (+   378,88 )
01/03/2019:      890,47 (+   621,06 )
01/04/2019:   1.767,70 (+   877,23 )
01/05/2019:   3.755,46 (+1.987,76 )
01/06/2019:   4.814,83 (+1.059,37 )
01/07/2019:   5.959,50 (+1.144,67 )
01/08/2019:   7.116,94 (+1.157,44 )
01/09/2019:   9.855,39 (+2.738,45 )
01/10/2019:   9.718,18 (-   137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
01/03/2020: 15.039,09 (+   675,56 )
01/04/2020: 15.456,74 (+   417,65 )
01/05/2020: 16.903,74 (+1.447,00 )
01/06/2020: 17.847,51 (+   943,77 )
01/07/2020: 19.991,35 (+2.143,84 )
01/08/2020: 23.859,77 (+3.868,42 )
01/09/2020: 27.705,58 (+3.845,81 )
01/10/2020: 28.348,92 (+   643,34 )
01/11/2020: 29.975,77 (+1.626,85 )
01/12/2020: 32.157,81 (+2.182,04 )
01/01/2021: 37.536,36 (+5.378,55 )
01/02/2021: 39.128,65 (+1.592,29 )
01/03/2021: 43.488,25 (+4.359,60 )
01/04/2021: 50.227,75 (+6.739,50 )
01/05/2021: 50.942,27 (+   714,52 )
01/06/2021: 45.969,23 (- 4.973,04 )
01/07/2021: 47.887,98 (+1.918,75 )
01/08/2021: 50.361,49 (+2.473,51 )
01/09/2021: 55.538,44 (+5.176,95 )
01/10/2021: 55.405,64 (-    132,80 )
01/11/2021: 62.397,76 (+6.992,12 )
01/12/2021: 62.957,50 (+   559,74 )
01/01/2022: 62.444,54 (-    512,96 )
01/02/2022: 57.130,55 (- 5.313,99 )
01/03/2022: 59.780,50 (+2.649,95 )
01/04/2022: 63.814,15 (+4.033,65 )
01/05/2022: 60.816,35 (- 2.997,80 )
01/06/2022: 55.643,44 (- 5.172,91 )
01/07/2022: 49.784,34 (- 5.859,10 )
01/08/2022: 56.777,07 (+6.992,73 )
01/09/2022: 56.724,00 (-     53,07 )
01/10/2022: 55.855,44 (-   868,56 )
01/11/2022: 57.699,49 (+1.844,05 )
01/12/2022: 56.415,91 (- 1.283,58 )
01/01/2023: 56.475,06 (+    59,15 )

01/02/2023: 59.646,67 (+3.171,61 )

First time there were 2 green months in a row since last April. Savings were roughly negative 1 k in January though, as we had some expected spending due to the move in February.
[/quote]

regenaeb

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  • Posts: 101
Re: Race from 10 to 100k!!
« Reply #3899 on: February 01, 2023, 06:34:46 AM »
8/31/21 - SEP + Roth $ 27,113.71
12/31/21 - SEP + Roth $ 31,239.32

1/31/22 - SEP+401K+Roth $ 30,322.94
12/31/22 - 401k + Roth $ 34,080.56

1/31/23 - 401k + Roth $ 37,633.60

 

Wow, a phone plan for fifteen bucks!