Author Topic: Race from 10 to 100k!!  (Read 1198173 times)

getsorted

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Re: Race from 10 to 100k!!
« Reply #4000 on: November 30, 2023, 11:34:06 AM »
August 2023:       $10,171
November 2023:  $12,224

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #4001 on: December 01, 2023, 12:14:29 AM »
Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344

January 2023: EUR 52,461
February 2023: EUR 50,213
March 2023: EUR 51,197
April 2023: EUR 48,521
May 2023: EUR 49,658
June 2023: EUR 49,629
July 2023: EUR 49,201
August 2023: EUR 49,145
September 2023: EUR 48,847
October 2023: EUR 48,950
November 2023: EUR 43,006

Goal for 2023: EUR 60K

Definitely not reaching my 2023 goal, but with a good reason: we already bought the plane tickets for our China trip next year!!!!! We also did prepay some on our hotels etc, so we had a good reason for a decrease. We saved/ budgetted for this trip and so far, it's still looking like we will stay within budget!

Treedream

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Re: Race from 10 to 100k!!
« Reply #4002 on: December 01, 2023, 01:43:08 AM »
01/06/2018: -€60
01/01/2019: €2.875,28
01/07/2019: €9.288,20
01/08/2019: €10.485,05
01/09/2019: €11.554,85
28/09/2019: €12.182,10
24/10/2019: €13.082,24
26/11/2019: €14,311,49
01/02/2020: €15.260
29/04/2020: €18.544
31/05/2020: €21.280,05

Big gap

01/12/2022: € 21.636,38 +€ 972.77.
01/01/2023: € 22.315,45 +€ 679.07
01/02/2023: € 23.270,66 +€ 955.21
01/03/2023: € 24.052,03 +€ 781,37
01/04/2023: € 24.755,50 +€ 703,47
01/05/2023: € 25,649.20 + € 893.70

01/09/2023:  €53,363 (house purchase)
01/10/2023:  €54,611
01/11/2023:  €56,135

01/11/2023: €57,492 + € 1357

Its been very steady going the last couple of months. November was really good, as I finally managed to cook more real food at home, keeping the groceries down. I got a few things for the house, like an induction hob, but those expenses are spread out over the year because I put monthly amounts in sinking funds which I don't count here. I basically consider the sinking fund pots already spend, so I feel free to use them for their intended purpose.

Hoping to end the year close to 59K.

comicguy

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Re: Race from 10 to 100k!!
« Reply #4003 on: December 01, 2023, 04:43:42 AM »
Nov update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22


Air

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Re: Race from 10 to 100k!!
« Reply #4004 on: December 27, 2023, 03:41:24 AM »
Finally got an account set up for this forum, was a hassle getting the activation mail.
Sharing progress, being motivated and perhaps motivating others will be interesting!

without further ado the december 2023 update:
       Added       Total       
Jan-23              € 0 K       
Feb-23              € 0 K       
Mar-23              € 0 K       
Apr-23       € 0 K       € 0 K       
May-23       € 8 K       € 8 K       
Jun-23       € 7.4 K       € 15.4 K       
Jul-23       € 0.3 K       € 15.7 K       
Aug-23       € 4 K       € 19.7 K       
Sep-23       € -0.1 K       € 19.6 K       
Oct-23       € 2.5 K       € 22.1 K       
Nov-23       € 1.9 K       € 24 K       
Dec-23       € 1.3 K       € 25.4 K       


Investments in ETFs measured at first of month.
« Last Edit: December 27, 2023, 04:48:39 AM by Progressorrr »

getsorted

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Re: Race from 10 to 100k!!
« Reply #4005 on: December 27, 2023, 02:30:32 PM »
August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #4006 on: December 28, 2023, 09:42:23 AM »
December 2022 - $70,117
January 2023 - $74,355
February 2023 - $75,352
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530

December 2023 - $97,000

My 401K exploded in a good way.  Wild times!

Trifle

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Re: Race from 10 to 100k!!
« Reply #4007 on: December 29, 2023, 02:00:10 AM »
Whoa look at you @LittleWanderer!  I remember you from the "Race to 10k" thread.  And now you’re almost to 100k!!!   

Great job everyone -- lots of steady progress, and a nice little market upswing for New Years.  Getting to 100k can be a tough slog, where it feels like progress is slow and market swings are big.  But you've got this y'all.  Go go go!
« Last Edit: December 30, 2023, 11:38:20 AM by Trifle »

LobsterLuke

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Re: Race from 10 to 100k!!
« Reply #4008 on: December 30, 2023, 10:43:15 AM »
Hey everyone! So excited to make it to this thread finally. Here are my numbers as of this morning.

3/4/2022: $12,100 cash + $1,034 investments - $0 debt = $13,134 NW


7/12/2022: $14,300 cash + $2,450 investments - $0 debt = $16,750 NW

Finally graduated college at the ripe old age of 27 and landed a good job, so I'm looking forward to watching my stache grow at a faster rate!

I had hoped to be closer to $20K in net worth this time of year, but I spent a dumb amount of money furnishing my new apartment with brand new stuff.

I was walking through Goodwill yesterday and realized I would've been just as happy with the used furniture, dishes and appliances they were selling. I still have a lot to learn but I've been learning a lot by devouring every episode of the Mad Fientist podcast. Really interested in maxing my 401k and IRA somehow.

11/5/2022: $18,312 cash + $4,002 401k + $4,560 IRA = $26,874 NW

7/26/2023: $23,106 cash + $14,014 401k + $14,654 IRA + $35 brokerage - $0 debt = $51,809 NW

$100k here I come! But more importantly, happy fulfilled life here I come. Really proud that I'm obsessing over this number much less now.

12/30/2023: $30,342 cash + $110 brokerage + $23,948 401k + $15,409 IRA  - $0 debt = $69,809 NW Happy new year!
« Last Edit: December 30, 2023, 10:45:33 AM by LobsterLuke »

comicguy

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Re: Race from 10 to 100k!!
« Reply #4009 on: December 31, 2023, 05:22:43 AM »
Dec update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

Treedream

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Re: Race from 10 to 100k!!
« Reply #4010 on: January 01, 2024, 06:12:41 AM »
01/06/2018: -€60
01/01/2019: €2.875,28
01/07/2019: €9.288,20
01/08/2019: €10.485,05
01/09/2019: €11.554,85
28/09/2019: €12.182,10
24/10/2019: €13.082,24
26/11/2019: €14,311,49
01/02/2020: €15.260
29/04/2020: €18.544
31/05/2020: €21.280,05

Big gap

01/12/2022: € 21.636,38 +€ 972.77.
01/01/2023: € 22.315,45 +€ 679.07
01/02/2023: € 23.270,66 +€ 955.21
01/03/2023: € 24.052,03 +€ 781,37
01/04/2023: € 24.755,50 +€ 703,47
01/05/2023: € 25,649.20 + € 893.70

01/09/2023:  €53,363 (house purchase)
01/10/2023:  €54,611
01/11/2023:  €56,135
01/12/2023:  €57,492

01/12/2023: €59,606 + €2,114 Investments: €550

Well, I smashed that €59K goal thanks to an unexpected bonus from work! I managed to pay back my parents in full on a loan that I got for the housemove, I increased my emergency fund and invested for the first time in a while. I have investments again! That makes me very happy. And all this while not restricting too fiercely and spending money on the house and saving up seperate little pots for expected expenses, like holidays and electronics.

All in all 2023 was a year that saw a big move with me buying a house. It was a large expense and has skewed my net worth to be 85% in bricks. But I still managed to save a good amount of money and find a good balance between spending on the house and life and putting money away. Up to another succesfull year. Happy New Year!

In 2024 I plan to complete the emergency fund, after which I will invest again considerably. The goal is to decrease the percentage of net worth that is in my house. The net worth goal for next year is around €73.5K. But I will stay flexible, cause life has a way of trowing curve balls at you.

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #4011 on: January 02, 2024, 12:25:40 AM »
Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

Goal for 2024: EUR 55K

Happy New Year!!!! Managed to get my liquids around the same amount as 2022, which is OK. Total net worth went up considerably, since we put a lot of liquids into the house as early repayment of the mortgage.
For 2024, we're planning a big trip, which will dig into the liquids and we want to continue the early repayment of the mortgage (we're trying to double the payment each month, which is a challenge, but hey, who doesn't like a good challenge!). But I'm still hoping to go up slightly.

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #4012 on: January 30, 2024, 10:36:45 AM »
January 2023 - $74,355
February 2023 - $75,352
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000

January 2024 - $99,131

I'm a day early, but I know I'll forget to do this tomorrow.  I don't want to jinx myself, but...maybe next month??

Serendip

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Re: Race from 10 to 100k!!
« Reply #4013 on: January 30, 2024, 05:14:23 PM »

January 2024 - $99,131

I'm a day early, but I know I'll forget to do this tomorrow.  I don't want to jinx myself, but...maybe next month??

Exciting! @LittleWanderer  Fingers crossed for you :)

Treedream

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Re: Race from 10 to 100k!!
« Reply #4014 on: January 31, 2024, 06:46:30 AM »
01/06/2018: -€60
01/01/2019: €2.875,28
01/07/2019: €9.288,20
01/08/2019: €10.485,05
01/09/2019: €11.554,85
28/09/2019: €12.182,10
24/10/2019: €13.082,24
26/11/2019: €14,311,49
01/02/2020: €15.260
29/04/2020: €18.544
31/05/2020: €21.280,05

Big gap

01/12/2022: € 21.636,38 +€ 972.77.
01/01/2023: € 22.315,45 +€ 679.07
01/02/2023: € 23.270,66 +€ 955.21
01/03/2023: € 24.052,03 +€ 781,37
01/04/2023: € 24.755,50 +€ 703,47
01/05/2023: € 25,649.20 + € 893.70

01/09/2023:  €53,363 (house purchase)
01/10/2023:  €54,611
01/11/2023:  €56,135
01/12/2023:  €57,492
01/01/2024:  €59,606  Investments: €550

01/01/2024: € 60,227 + € 621 Investments: € 619 + € 69

The January sales got me. I bought some clothing and far too much food for the pantry. On top of that my long distance bf came over for a week. All in all I spend a bit more than I was planning, but nothing too regretfull. It is very fun to see my investments moving, even if its just a small amount. I am having fun with it.

JAYSLOL

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Re: Race from 10 to 100k!!
« Reply #4015 on: January 31, 2024, 06:58:52 AM »
January 2023 - $74,355
February 2023 - $75,352
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000

January 2024 - $99,131

I'm a day early, but I know I'll forget to do this tomorrow.  I don't want to jinx myself, but...maybe next month??

Way to go!! February is graduation month for you, I can feel it!

Treedream

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Re: Race from 10 to 100k!!
« Reply #4016 on: January 31, 2024, 07:02:02 AM »
January 2023 - $74,355
February 2023 - $75,352
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000

January 2024 - $99,131

I'm a day early, but I know I'll forget to do this tomorrow.  I don't want to jinx myself, but...maybe next month??

So close! Fingers crossed.

comicguy

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Re: Race from 10 to 100k!!
« Reply #4017 on: January 31, 2024, 06:02:30 PM »
Jan update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77

Down a bit this month but I am sure it will increase in Feb! :)

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #4018 on: February 01, 2024, 12:59:57 AM »
Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666

Goal for 2024: EUR 55K

Small increase this month in liquids (which I'm tracking here), but we did an extra payment on the mortgage, so total net worth increased more than this!
Still expecting some maintenance work on the house, so this will also be paid from our savings and will keep the increase for 2024 limited.

@LittleWanderer you are sooooooooo close!

Air

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Re: Race from 10 to 100k!!
« Reply #4019 on: February 02, 2024, 07:21:08 AM »
@LittleWanderer Nice!

Second update ever. Changed the file a bit, now calculating at eom and included some measures. Savings rate is calculated using income from work, income is not in the table. There is also money coming from other sources, which I don't count toward savings rate.
Today I already transferred the money for february investments. In truth, the aim was not met for february: added 2.261 and the aim was 2.323.
Total includes investment growth.

2023       Added       Total       2024       Aim       Added       SR       Total       
Jan-23              € 0 K   |    Jan-24       € 2.7 K       € 3.6 K       80%       € 33.1 K       
Feb-23              € 0 K   |    Feb-24       € 2.3 K       € 2.3 K       %       € 0 K       
Mar-23              € 0 K   |    Mar-24       € 2.1 K       € 0 K       %       € 0 K       
Apr-23       € 0 K       € 0 K   |    Apr-24       € 2.3 K       € 0 K       %       € 0 K       
May-23       € 8 K       € 8 K   |    May-24       € 3.9 K       € 0 K       %       € 0 K       
Jun-23       € 7.4 K       € 15.4 K   |    Jun-24       € 2.3 K       € 0 K       %       € 0 K       
Jul-23       € 0.3 K       € 15.7 K   |    Jul-24       € 2.3 K       € 0 K       %       € 0 K       
Aug-23       € 4 K       € 19.7 K   |    Aug-24       € 2.3 K       € 0 K       %       € 0 K       
Sep-23       € -0.1 K       € 19.6 K   |    Sep-24       € 2.3 K       € 0 K       %       € 0 K       
Oct-23       € 2.5 K       € 22.1 K   |    Oct-24       € 2.3 K       € 0 K       %       € 0 K       
Nov-23       € 1.9 K       € 24 K   |    Nov-24       € 2.3 K       € 0 K       %       € 0 K       
Dec-23       € 1.3 K       € 25.4 K   |    Dec-24       € 2.3 K       € 0 K       %       € 0 K       
« Last Edit: February 02, 2024, 07:34:02 AM by Air »

getsorted

  • Handlebar Stache
  • *****
  • Posts: 1597
  • Age: 41
  • Location: Deepest Midwest
Re: Race from 10 to 100k!!
« Reply #4020 on: February 02, 2024, 12:00:59 PM »
August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724

la Condessa

  • Stubble
  • **
  • Posts: 101
Re: Race from 10 to 100k!!
« Reply #4021 on: February 04, 2024, 12:48:30 PM »
Aug 2021

$11,112.43


Nov 2021

$15,002.39


April 2022

$17,146.49


Jan 2023

$21,203.88


Feb 2023

$26,057.72


April 2023

$28,562.13


May 2023

$32,689.09


June 2023

$37,087.72


July 2023

$39,110.82


February 2024

EF: $4,000

Roth IRA: $1,687.07
tIRA: $14,396.20
tIRA: $19,975.22

Robinhood: $281.36

=$36,343.85

We've had some setbacks, but they have been covered, and we are moving forward again.