Author Topic: Race from 10 to 100k!!  (Read 1059539 times)

Stubblestache

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Re: Race from 10 to 100k!!
« Reply #3650 on: October 29, 2021, 02:25:49 AM »
July 2018: £20,385
October 2018: £24,504
January 2019: £25, 295
April 2019: £33,844
July 2019: £38,667
October 2019: £38,588
January 2020: £43,260
April  2020:  £38,094
July 2020: £49,062.35
August 2020: £50,172 just over halfway! :)
Sept 2020: £55,556
Oct 2020 : £56,42
Nov 2020: £57.565
Dec 2020 : £62,368
Jan 2021 £64,542
Feb 2021 £66,616
March 2021 £67,305
April 2021 £71,137
May 2021 £75,325
June 2021 £73,732
July 2021 £80,163
August 2021 £82,015
September 2021 £87,420
October 2021 £87,902

November 2021 £96,512

I can't believe I'm in the 90s! when I started this journey in 2018, the thought of having 90k was a pipe dream. To anyone starting out, just keep plugging away, putting in bit by bit consistently, and it'll happen.
 
« Last Edit: October 29, 2021, 02:32:24 AM by Stubblestache »

Stubblestache

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Re: Race from 10 to 100k!!
« Reply #3651 on: October 29, 2021, 02:35:05 AM »

Hit my goal for 2021 ahead of schedule. Im starting to find more spendy desires popping up. Has anyone else found that after the initial honeymoon period.


It can be so hard - especially around this time of the year when the weather gets gross and I want a little pick me up! I always put my investment amount in my investment account as soon as I get paid, so I only have what's remaining left to spend. If I can make that stretch to fill some spending want I have, great, but my investment for the month is already in place and that's that. Helps keep me honest :)

regenaeb

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Re: Race from 10 to 100k!!
« Reply #3652 on: October 29, 2021, 08:55:16 AM »
11/30/20 - SEP Balance $ 15524.45 + Roth $ 1770.76 - Student loan balance $ 6897.45 = $ 10,397.76
12/30/20 - SEP Balance $ 16106.09 + Roth $ 1813.94 - Student loan balance $ 6306.71 = $ 11,613.32
01/29/21 - SEP + Roth $ 20,139.02 - Student loan balance $ 5,316.32 = $ 14,822.70
02/28/21 - SEP + Roth $ 21,680.41 - Student loan balance $ 4,000.15 = $ 17,680.26
03/31/21 - SEP + Roth $ 22,823.38 - Student loan balance $ 2,994.55 = $ 19,828.83
04/27/21 - SEP + Roth $ 24,365.29 - Student loan balance $ 1,699.29 = $ 22,666.00
05/31/21 - SEP + Roth $ 25,063.59 - Student loan balance $ 0 = $ 25,063.59 - Student loan is paid off!!!
8/21/21 - SEP + Roth $ 27,113.71
9/30/21 - SEP + Roth $ 27,063.71
10/29/21 - SEP + Roth $ 29,254.43

Yay the market is back up. But it was nice to buy on sale for a couple of weeks. Hoping to hit $30k by the end of the year. If all goes well, I will.

Imma

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Re: Race from 10 to 100k!!
« Reply #3653 on: October 29, 2021, 02:06:59 PM »
April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28
October 2019: €11128.59
November 2019: €11227,46
December 2019: €11991,27
January 2020: €12576,72
February 2020: €11904,39
March 2020: €10425,32
April 2020: €11830,70
May 2020: €12154,67
June 2020: €14634,19
July 2020: €15345,09
August 2020: €16444,46
September 2020: €17108,60
October 2020: €16687,93
November 2020: €17762,62
December 2020: €19386,94
January 2021: €20649.69
February 2021: €22021,64
March 2021: €22763,55
April 2021: €23866,70
May 2021: €25689.77
June 2021: €25659.61
July 2021: €26434.48
August 2021: €28512.33
September 2021: €29243.37
October 2021: €30357,48


Goals for 2021:
Savings: €10.000
Investments: €25.000
« Last Edit: November 29, 2021, 10:25:24 AM by Imma »

Serendip

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Re: Race from 10 to 100k!!
« Reply #3654 on: October 29, 2021, 02:23:11 PM »
Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746
Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900

Dec '20   62,900
Jan '21    65,400
Feb '21    67,600
Mar '21    68,750
Apr '21    72,858
May '21   75,068
June '21  77,013
July '21   79,020
Aug '21   82,801
Sept '21  81,077
Oct ‘21 83,500

Glad to have climbed a bit..slower progress these days.
I’ve definitely caught myself doing some emotional shopping. Will aim for 85,000 saved by end of year..(**bonus marks and a gold star if I get to $86,000!)
« Last Edit: October 29, 2021, 02:32:16 PM by Serendip »

shrimpwd

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Re: Race from 10 to 100k!!
« Reply #3655 on: October 31, 2021, 06:56:24 AM »
                       2018                2019                2020                2021                2022               
January$6,455-$14,460$34,473-
February--$14,991$36,257-
March--$14,632$38,256-
April-$10,960$13,884$47,021-
May--$17,011$52,533-
June--$19,255$54,094-
July--$20,358$55,927-
August--$21,993$58,821-
September--$23,312$67,274-
October--$24,777$67,897-
November-$13,466$26,407$72,781-
December$9,518-$30,697--

Hey, it's been two years since I started tracking here! I'm thrilled with the progress I've made. Fairly certain I'll break 100k before the end of next year, at this rate.

Tass

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Re: Race from 10 to 100k!!
« Reply #3656 on: October 31, 2021, 10:24:59 PM »
20172018201920202021
January$12.1k$24.7k$49.0k$76.2k
February$13.6k$27.2k$46.5k$79.0k
March$15.1k$29.3k$42.7k$82.6k
April$16.6k$31.3k$47.5k$87.3k
May$17.7k$31.5k$50.6k$88.2k
June$18.5k$33.3k$53.5k$90.3k
July$6.2k$20.2k$35.1k$58.5k$92.0k
August$6.8k$20.8k$36.7k$63.0k$94.4k
September   $8.2k$22.2k$38.6k$63.2k$93.1k
October$9.0k$21.7k$40.2k$62.9k$97.1k
November$9.9k$22.5k$42.6k$69.9k
December$11.1k   $22.4k   $44.6k   $75.0k   

Inching closer........

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #3657 on: November 01, 2021, 02:07:52 AM »
Tracking investments, emergency fund and additional pension investments (all to be used to retire together with SO!)
(not tracking company pension investments, house value and current accounts / special project savings)

15 May 2020: EUR 17,034 (started tracking)
15 December 2020: EUR 23,325

31 January 2021: EUR 24,040
28 February 2021: EUR 25,103
31 March 2021: EUR 26,263
30 April 2021: EUR 27,109
31 May 2021: EUR 30,039
30 June 2021: EUR 30,721
31 July 2021: EUR 31,784
31 August 2021: EUR 31,331
30 September 2021: EUR 31,508
31 October 2021: EUR 32,843
(2021 goal: EUR 35K)

Better month this time. My 2021 goal seems so close, but yet so far, especially when I take into accountthat the last two months of the year which are usually quite expensive. We try to cut down on expensive presents and give experiences instead. However, experiences also come with a price, so this will be a discussion to have in our household in the next couple of weeks and try to keep expectations low.


Rimu05

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Re: Race from 10 to 100k!!
« Reply #3658 on: November 01, 2021, 08:43:10 AM »
I just graduated the Race to 10K thread so joining this one. :)

Student loan - ($24,307.94)
Credit card - ($240)


Savings - $2300
Checking - $240
401K - 31,017
Roth IRA - 1,063.71


Total -  10,073

Monthly update:

Student loan - ($24,307.94)



Savings - $2500
HSA - $3,074
Checking - $460
401K - $31,708
Roth IRA - $1,113.71


Total -  14,548

Two months later:

Student loan - ($24,307.94)



Savings - $2500
HSA - $3,525.77
Checking - $240
401K - $34,670.73
Roth IRA - $1,214.71


Total -  17,843.27

I haven't updated in a while but

Student loan - ($23,760.22)



Savings - $7300
HSA - $2955.58
Checking - $560.68
401K - $52,816.33
Roth IRA - $1,514.2


Total -  40,699.37

Goals this year: To tackle my student loans while they are at 0%. Hoping to get them to $10,000.

Haven’t posted in a while but Current net worth: $64,069. Felt I stopped caring about spending this year. Spent a lot of money on a cosmetic procedure, and also moved to a HCOL state. My net worth should be $20,000 higher but no regrets here.

color=blue]Savings - $8,000
HSA - $2268
Checking - $500
401K - $71,112
Roth IRA - $1,864[/color]

DEBT: 21,991.

lifeandlimb

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Re: Race from 10 to 100k!!
« Reply #3659 on: November 01, 2021, 09:29:52 AM »
Dec 2019 $7,548   
Jan 2020 $7,379   
Feb 2020 $7,983   
Mar 2020 $11,952   
Apr 2020 $20,078   
May 2020 $27,255   
June 2020 $29,933   
July 2020 $28,764   
Aug 2020 $28,618   
Sept 2020 $28,864   
Oct 2020 $27,434   
Nov 2020 $39,641   
Dec 2020 $39,169   
Jan 2021 $42,748   
Feb 2021 $43,215   
Mar 2021 $45,100   
Apr 2021 $48,171   
May 2021 $49,227
June 2021 $49,484
July 2021 $49,142
Aug 2021 $54,479
Sep 2021 $54,644
Oct 2021 $49,328
Nov 2021 $51,639


Somehow still making a little progress despite a fun and spendy fall.
Seems like quite a few people are close to graduating this thread. :)

TyGuy

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Re: Race from 10 to 100k!!
« Reply #3660 on: November 01, 2021, 10:26:26 AM »
Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
11/09/20: $21,456
05/04/21: $21,456
06/01/21: $21,456
07/03/21: $21,456
08/02/21: $21,456
09/02/21: $21,456
10/01/21: $21,456
11/01/21: $21,456 (Loans have remained in forbearance)


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
10/01/20: $12,283 (-$1,214)
11/01/20: $15,692 ($3,409)
12/05/20: $19,528 ($3,836)
01/01/21: $21,735 ($2,207)
02/03/21: $21,870 ($135)
03/01/21: $23,417 ($1,547)
04/02/21: $33,080 ($9,663)
05/04/21: $36,424 ($3,344)
06/01/21: $39,976 ($3,552)
07/03/21: $47,349 ($7,373)
08/02/21: $52,292 ($5,044)
09/02/21: $57,319 ($5,027)
10/01/21: $58,555 ($1,236)
11/01/21: $60,397 ($1,842)

Market gains accounted for most of the growth this month as most of my income went towards some planned expenses! I'm hoping to reach 67k by the end of the year with a stretch goal of 70k, which will give me the opportunity to reach 100k by the middle of next year. Happy to see everyone else moving in the right direction, and happy savings as the holidays begin!


LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #3661 on: November 01, 2021, 12:53:39 PM »
October 2020 - $45,564
November 2020 - $50,152
December 2020 - $52,356
January 2021 - $53,423
February 2021 - $54,304
March 2021 - $58,321
April 2021 - $61,745
May 2021 - $62,978
June 2021 - $62,595
July 2021 - $64,082
August 2021 - $66,248
September 2021 - $64,221

October 2021 - $67,968

Man, I feel like I've been bouncing around in the 60s for forever even though it really hasn't been that long.

Ze Stash

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Re: Race from 10 to 100k!!
« Reply #3662 on: November 01, 2021, 05:08:03 PM »
Net worth:
01/01/2019: -    109,47 €
01/02/2019:      269,41 € (+   378,88 €)
01/03/2019:      890,47 € (+   621,06 €)
01/04/2019:   1.767,70 € (+   877,23 €)
01/05/2019:   3.755,46 € (+1.987,76 €)
01/06/2019:   4.814,83 € (+1.059,37 €)
01/07/2019:   5.959,50 € (+1.144,67 €)
01/08/2019:   7.116,94 € (+1.157,44 €)
01/09/2019:   9.855,39 € (+2.738,45 €)
01/10/2019:   9.718,18 € (-   137,21 €)
01/11/2019: 10.726,98 € (+1.008,80 €)
01/12/2019: 11.773,70 € (+1.046,72 €)
01/01/2020: 12.979,27 € (+1.205,57 €)
01/02/2020: 14.363,54 € (+1.384,27 €)
01/03/2020: 15.039,09 € (+   675,56 €)
01/04/2020: 15.456,74 € (+   417,65 €)
01/05/2020: 16.903,74 € (+1.447,00 €)
01/06/2020: 17.847,51 € (+   943,77 €)
01/07/2020: 19.991,35 € (+2.143,84 €)
01/08/2020: 23.859,77 € (+3.868,42 €)
01/09/2020: 27.705,58 € (+3.845,81 €)
01/10/2020: 28.348,92 € (+   643,34 €)
01/11/2020: 29.975,77 € (+1.626,85 €)
01/12/2020: 32.157,81 € (+2.182,04 €)
01/01/2021: 37.536,36 € (+5.378,55 €)
01/02/2021: 39.128,65 € (+1.592,29 €)
01/03/2021: 43.488,25 € (+4.359,60 €)
01/04/2021: 50.227,75 € (+6.739,50 €)
01/05/2021: 50.942,27 € (+   714,52 €)
01/06/2021: 45.969,23 € (- 4.973,04 €)
01/07/2021: 47.887,98 € (+1.918,75 €)
01/08/2021: 50.361,49 € (+2.473,51 €)
01/09/2021: 55.538,44 € (+5.176,95 €)
01/10/2021: 55.405,64 € (-132,80 €)

01/11/2021: 62.397,76 € (6.992,12 €)

The largest monthly increase to date, no thanks to my savings which were only roughly 450 €. I need to reign back the spending. Bitcoin price increases and stock market gains have masked the fact that I did poorly on the savings side in the last few months. Still happy with the increase though and I calculated today, that in the last 12 months my NW increased by more than my net salary over the same period. Crazy


Stubblestache

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Re: Race from 10 to 100k!!
« Reply #3663 on: November 05, 2021, 05:26:21 AM »
It's not the end of the month yet so I'm not counting it as a proper update, but some surges in crypto means my total invested just topped £100,000!

I am absolutely speechless. I grew up poor. This was unimaginable to me. Thank you to everyone on this forum for the encouragement.


Trifele

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Re: Race from 10 to 100k!!
« Reply #3664 on: November 05, 2021, 06:10:16 AM »
Just come to have a little vent. I'm very much in the looong middle ground of this race at 65k invested and I'm starting to get really itchy feet.

I dont even want to spend the money, I'm just grumpy about how long it is taking. It feels like the push forward to the next major milestone of 75k is a long way away.

Ok, rant over. Thanks everyone.

@Stubblestache -- I remember your post from the beginning of the year about the long middle ground, and the itchy feet^.  You made it buddy!  Well done.  I understand the awe you're feeling.  I grew up poor too and having lots of zeroes in your account balance can take some getting used to. 

You're going to need to stay strong for the next stretch from $100k to $250k.  For me that was the hardest one mentally; it was a big challenge to not focus on the investments all the time, and to just put them on autopilot and live life.  You can do it!

Stubblestache

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Re: Race from 10 to 100k!!
« Reply #3665 on: November 05, 2021, 07:27:24 AM »
Just come to have a little vent. I'm very much in the looong middle ground of this race at 65k invested and I'm starting to get really itchy feet.

I dont even want to spend the money, I'm just grumpy about how long it is taking. It feels like the push forward to the next major milestone of 75k is a long way away.

Ok, rant over. Thanks everyone.

@Stubblestache -- I remember your post from the beginning of the year about the long middle ground, and the itchy feet^.  You made it buddy!  Well done.  I understand the awe you're feeling.  I grew up poor too and having lots of zeroes in your account balance can take some getting used to. 

You're going to need to stay strong for the next stretch from $100k to $250k.  For me that was the hardest one mentally; it was a big challenge to not focus on the investments all the time, and to just put them on autopilot and live life.  You can do it!

haha yes that feels like ages ago now! Things are mostly on autopilot already, I never feel like I'm missing out on anything for saving money. I guess ultimately, 100k is just the same as 95k and 105k, just another step on the way to FI.

Thank you so much for your kind words!

shinn497

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Re: Race from 10 to 100k!!
« Reply #3666 on: November 12, 2021, 12:34:01 AM »
Apr 19     12500
May 19    14800
June 19   17031
July 19    20100
Aug 19    23300
Sept 19   26300
Oct 19     29300
Nov 19    30500
Dec 19    33800
Jan 20     37100
Feb 20     37100
March 20 38413
Apr 20     32000
May 20     37000
June 20    42500
July 20     46300
Aug 20     50200
Sept 20     53400
Oct 20       55700
Nov 20      62000
Dec 20      66300
Jan 21       71500
Feb 21       77000
March 21   80500
Apr 21   83500
May 21   88000
June 21 91000
July 21 95000
Aug 21 97000
Sept 21 100000  WOOT!


I forgot to post my graduation! Happened way earlier than I thought. TY markets!

MommyCake

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Re: Race from 10 to 100k!!
« Reply #3667 on: November 12, 2021, 05:44:37 AM »
Congrats to shinn497!!!

I finally made it also

Investments only:

9/4/18       73,600
10/4/18     75,950
11/7/18     75,960
10/7/21     96,760
11/12/21  101,000

TerrierTown

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Re: Race from 10 to 100k!!
« Reply #3668 on: November 14, 2021, 04:26:10 PM »
01 Jun 2019 NW £44,112
01 Jul 2019 NW £46,737  (+£2,625)
02 Apr 2020 NW £61,865 (+£15,128)
15 Aug 2020 NW £73,912 (+£12,047)
15 Dec 2020 NW £80,781 (+£6,869)
17 Jan 2021 NW £83,923 (+£3,142)
17 Feb 2021 NW £86,418 (+£2,495)
17 Mar 2021 NW £89,618 (+£3,200)
16 Jun 2021 NW £94,039 (+£4,421)
16 Sep 2021 NW £97,382 (+£3,343)
15 Oct 2021 NW £99,683  (+£2,301)

15 Nov 2021 NW £103,629 (+£3,946)

I made it! Best of luck in your journeys guys and see you on the otherside!

catlady

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Re: Race from 10 to 100k!!
« Reply #3669 on: November 21, 2021, 12:05:15 PM »

 
2020
2021
25 Jan
   
$48 938 (+$26 476)
25 Feb
   
$50 686.73 (+$ 1748)
25 Mar
   
$52 418 (+$ 1731)
06 July
   
$70,688.91 (+$ 18,270.69)
25 Sept
 
$11 699.98
 
25 Oct
 
$15 171.88 (+$3,471.9)
 
25 Nov
 
$17,631.78 (+$2,459.90)
$93,357.00 (+$22,698)
25 Dec
 
$22,462.17 (+$4,830.39)
 

soooo close 🤯

Trifele

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Re: Race from 10 to 100k!!
« Reply #3670 on: November 22, 2021, 03:10:58 AM »
Congrats to @shinn497, @MommyCake, and @TerrierTown!   Well done.  Go go go!   

Manchester

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Re: Race from 10 to 100k!!
« Reply #3671 on: November 22, 2021, 05:30:04 AM »
My N/W grew by £2,846.97 to a new total of £54,453.44.
My N/W grew by £1,721.56 to a new total of £56,175.
My N/W grew by £2,262.53 to a new total of £58,437.53.

November Update:

My N/W grew by £3,196.03 to a new total of £61,633.56.

I think it's my biggest monthly rise since I started tracking.  I've hit my target for the year so anything added in December is a bonus. 

I've started moving some of my emergency funds into my ISA.  I can still access it fairly quickly (within about a week) if I really need it.  My wife and I have savings elsewhere which we don't have any immediate plans for, and I'm finding I have more and more disposable income each month, so I feel quite comfortable in case of an emergency.

la Condessa

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Re: Race from 10 to 100k!!
« Reply #3672 on: November 25, 2021, 03:25:13 PM »
EF cash: $3,500

Vanguard Roth IRA: $7,517.95

Robinhood: $94.48

= $11,112.43

EF cash: $3,500

Vanguard Roth IRA: $9,310.32

Vanguard tIRA: $1,983.07

Robinhood: $209

= $15,002.39

Serendip

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Re: Race from 10 to 100k!!
« Reply #3673 on: November 25, 2021, 03:59:15 PM »
Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746
Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900

Dec '20   62,900
Jan '21    65,400
Feb '21    67,600
Mar '21    68,750
Apr '21    72,858
May '21   75,068
June '21  77,013
July '21   79,020
Aug '21   82,801
Sept '21  81,077
Oct ‘21 83,500

Nov ‘21 82,693

Investments slid down and I needed to pay some professional fees, etc. It seems unlikely I will make it to my goal of 85k by end of year but I will try to keep spending down during the holidays so that I don’t sabotage progress into the new year. Here’s to graduating this thread in 2022!!

« Last Edit: November 25, 2021, 09:06:02 PM by Serendip »

TerrierTown

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Re: Race from 10 to 100k!!
« Reply #3674 on: November 26, 2021, 06:17:20 AM »
Congrats to @shinn497, @MommyCake, and @TerrierTown!   Well done.  Go go go!

Thanks Trifele :)

triple7stash

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    • Pension Prologue
Re: Race from 10 to 100k!!
« Reply #3675 on: November 28, 2021, 08:41:34 PM »
Tracking investing in SPN (which doesn't include roth)

12/28/2020 - $62,783
1/28/2021 - $67,335.21
2/28/2021 - $69,404
3/28/2021 - $71,869
4/28/2021 - $77,861
5/31/2021 - $79,885
6/30/2021 - $82,843
7/28/2021 - $85,130
8/29/2021 - $87,558
9/30/2021 - $87,127
10/28/2021 - $92,699
11/28/2021 - $95,021

BobTheBuilder

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Re: Race from 10 to 100k!!
« Reply #3676 on: November 29, 2021, 02:30:05 AM »
Well, last time I posted the stock market was in good shape :-D

Nevertheless, NW increased to 80k since June, that is +10k in 5 months.

The next few months will be choppy, since we are buying a piece of land and will have costs associated with that (taxes, paperwork...)
Once the house is build, the ride will smooth out again.


Imma

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Re: Race from 10 to 100k!!
« Reply #3677 on: November 29, 2021, 10:25:36 AM »
April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28
October 2019: €11128.59
November 2019: €11227,46
December 2019: €11991,27
January 2020: €12576,72
February 2020: €11904,39
March 2020: €10425,32
April 2020: €11830,70
May 2020: €12154,67
June 2020: €14634,19
July 2020: €15345,09
August 2020: €16444,46
September 2020: €17108,60
October 2020: €16687,93
November 2020: €17762,62
December 2020: €19386,94
January 2021: €20649.69
February 2021: €22021,64
March 2021: €22763,55
April 2021: €23866,70
May 2021: €25689.77
June 2021: €25659.61
July 2021: €26434.48
August 2021: €28512.33
September 2021: €29243.37
October 2021: €30357,48
November 2021: €32537,78

Goals for 2021:
Savings: €10.000
Investments: €25.000

Stubblestache

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Re: Race from 10 to 100k!!
« Reply #3678 on: November 30, 2021, 01:40:55 AM »
July 2018: £20,385
October 2018: £24,504
January 2019: £25, 295
April 2019: £33,844
July 2019: £38,667
October 2019: £38,588
January 2020: £43,260
April  2020:  £38,094
July 2020: £49,062.35
August 2020: £50,172 just over halfway! :)
Sept 2020: £55,556
Oct 2020 : £56,42
Nov 2020: £57.565
Dec 2020 : £62,368
Jan 2021 £64,542
Feb 2021 £66,616
March 2021 £67,305
April 2021 £71,137
May 2021 £75,325
June 2021 £73,732
July 2021 £80,163
August 2021 £82,015
September 2021 £87,420
October 2021 £87,902
November 2021 £96,512

December 2021 £105,802 woooohoooo!

Can't believe it. I've been very fortunate with crypto and added £10k in a month. (probably means I'll be back in this thread by Jan :) )

See you all in the next thread. If I can do it, anyone can!

« Last Edit: November 30, 2021, 08:39:50 AM by Stubblestache »

regenaeb

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Re: Race from 10 to 100k!!
« Reply #3679 on: November 30, 2021, 10:11:11 AM »
11/30/20 - SEP Balance $ 15524.45 + Roth $ 1770.76 - Student loan balance $ 6897.45 = $ 10,397.76
12/30/20 - SEP Balance $ 16106.09 + Roth $ 1813.94 - Student loan balance $ 6306.71 = $ 11,613.32
01/29/21 - SEP + Roth $ 20,139.02 - Student loan balance $ 5,316.32 = $ 14,822.70
02/28/21 - SEP + Roth $ 21,680.41 - Student loan balance $ 4,000.15 = $ 17,680.26
03/31/21 - SEP + Roth $ 22,823.38 - Student loan balance $ 2,994.55 = $ 19,828.83
04/27/21 - SEP + Roth $ 24,365.29 - Student loan balance $ 1,699.29 = $ 22,666.00
05/31/21 - SEP + Roth $ 25,063.59 - Student loan balance $ 0 = $ 25,063.59 - Student loan is paid off!!!
8/21/21 - SEP + Roth $ 27,113.71
9/30/21 - SEP + Roth $ 27,063.71
10/29/21 - SEP + Roth $ 29,254.43
11/30/21 - SEP + Roth $ 30,055.54

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #3680 on: December 01, 2021, 01:18:44 AM »
Tracking investments, emergency fund and additional pension investments (all to be used to retire together with SO!)
(not tracking company pension investments, house value and current accounts / special project savings)

15 May 2020: EUR 17,034 (started tracking)
15 December 2020: EUR 23,325

31 January 2021: EUR 24,040
28 February 2021: EUR 25,103
31 March 2021: EUR 26,263
30 April 2021: EUR 27,109
31 May 2021: EUR 30,039
30 June 2021: EUR 30,721
31 July 2021: EUR 31,784
31 August 2021: EUR 31,331
30 September 2021: EUR 31,508
31 October 2021: EUR 32,843
30 November 2021: EUR 33,275
(2021 goal: EUR 35K)

Markets were not nice in the last couple of days. Anyway, it is not downwards, but my 2021 goal seems a bit of a stretch at this point. Here is to hoping for a nice bonus in December......

I see some graduates this month! Congrats on getting to that famous 6 digit number!
And a few "almost graduates". You are an inspiration for us!

Now up to December. Hoping for a nice yearend rally on the markets and trying to keep costs low. I already bought all presents for the family, so now it is just a matter of keeping the other costs down.
Here is to a nice, cosy and warm December (while currently it's raining cats and dogs here....).


LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #3681 on: December 01, 2021, 10:08:31 AM »
November 2020 - $50,152
December 2020 - $52,356
January 2021 - $53,423
February 2021 - $54,304
March 2021 - $58,321
April 2021 - $61,745
May 2021 - $62,978
June 2021 - $62,595
July 2021 - $64,082
August 2021 - $66,248
September 2021 - $64,221
October 2021 - $67,968

November 2021 - $67,412

Another month, more fun COVID news messing with the market! 

Rimu05

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Re: Race from 10 to 100k!!
« Reply #3682 on: December 01, 2021, 11:26:18 AM »
I just graduated the Race to 10K thread so joining this one. :)

Student loan - ($24,307.94)
Credit card - ($240)


Savings - $2300
Checking - $240
401K - 31,017
Roth IRA - 1,063.71


Total -  10,073

Monthly update:

Student loan - ($24,307.94)



Savings - $2500
HSA - $3,074
Checking - $460
401K - $31,708
Roth IRA - $1,113.71


Total -  14,548

Two months later:

Student loan - ($24,307.94)



Savings - $2500
HSA - $3,525.77
Checking - $240
401K - $34,670.73
Roth IRA - $1,214.71


Total -  17,843.27

I haven't updated in a while but

Student loan - ($23,760.22)



Savings - $7300
HSA - $2955.58
Checking - $560.68
401K - $52,816.33
Roth IRA - $1,514.2


Total -  40,699.37

Goals this year: To tackle my student loans while they are at 0%. Hoping to get them to $10,000.

Haven’t posted in a while but Current net worth: $64,069. Felt I stopped caring about spending this year. Spent a lot of money on a cosmetic procedure, and also moved to a HCOL state. My net worth should be $20,000 higher but no regrets here.

color=blue]Savings - $8,000
HSA - $2268
Checking - $500
401K - $71,112
Roth IRA - $1,864[/color]

DEBT: 21,991.



Student loan - ($20,394)
Credit card - ($1,500)


Savings - $10,521
Checking - $2,772 (Rent payment and bills going out soon)
401K - 73,807 (Oof, that dip hurt)
Roth IRA - 1,914
HSA - 5,111


Total - 72,234

Let’s hope I graduate this thread next year

Ze Stash

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Re: Race from 10 to 100k!!
« Reply #3683 on: December 01, 2021, 01:20:42 PM »
Net worth:
01/01/2019: -    109,47 €
01/02/2019:      269,41 € (+   378,88 €)
01/03/2019:      890,47 € (+   621,06 €)
01/04/2019:   1.767,70 € (+   877,23 €)
01/05/2019:   3.755,46 € (+1.987,76 €)
01/06/2019:   4.814,83 € (+1.059,37 €)
01/07/2019:   5.959,50 € (+1.144,67 €)
01/08/2019:   7.116,94 € (+1.157,44 €)
01/09/2019:   9.855,39 € (+2.738,45 €)
01/10/2019:   9.718,18 € (-   137,21 €)
01/11/2019: 10.726,98 € (+1.008,80 €)
01/12/2019: 11.773,70 € (+1.046,72 €)
01/01/2020: 12.979,27 € (+1.205,57 €)
01/02/2020: 14.363,54 € (+1.384,27 €)
01/03/2020: 15.039,09 € (+   675,56 €)
01/04/2020: 15.456,74 € (+   417,65 €)
01/05/2020: 16.903,74 € (+1.447,00 €)
01/06/2020: 17.847,51 € (+   943,77 €)
01/07/2020: 19.991,35 € (+2.143,84 €)
01/08/2020: 23.859,77 € (+3.868,42 €)
01/09/2020: 27.705,58 € (+3.845,81 €)
01/10/2020: 28.348,92 € (+   643,34 €)
01/11/2020: 29.975,77 € (+1.626,85 €)
01/12/2020: 32.157,81 € (+2.182,04 €)
01/01/2021: 37.536,36 € (+5.378,55 €)
01/02/2021: 39.128,65 € (+1.592,29 €)
01/03/2021: 43.488,25 € (+4.359,60 €)
01/04/2021: 50.227,75 € (+6.739,50 €)
01/05/2021: 50.942,27 € (+   714,52 €)
01/06/2021: 45.969,23 € (- 4.973,04 €)
01/07/2021: 47.887,98 € (+1.918,75 €)
01/08/2021: 50.361,49 € (+2.473,51 €)
01/09/2021: 55.538,44 € (+5.176,95 €)
01/10/2021: 55.405,64 € (-    132,80 €)
01/11/2021: 62.397,76 € (+6.992,12 €)

01/12/2021: 62.957,50 € (+559,74 €)

Slight increase despite markets acting up towards the end of the month. Finishing the year above 65k is a stretch but would be nice and possible depending on markets and some christmas money.

TyGuy

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Re: Race from 10 to 100k!!
« Reply #3684 on: December 02, 2021, 11:22:42 AM »
Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
11/09/20: $21,456
05/04/21: $21,456
11/01/21: $21,456
12/01/21: $21,456 (Loans have remained in forbearance)


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
10/01/20: $12,283 (-$1,214)
11/01/20: $15,692 ($3,409)
12/05/20: $19,528 ($3,836)
01/01/21: $21,735 ($2,207)
02/03/21: $21,870 ($135)
03/01/21: $23,417 ($1,547)
04/02/21: $33,080 ($9,663)
05/04/21: $36,424 ($3,344)
06/01/21: $39,976 ($3,552)
07/03/21: $47,349 ($7,373)
08/02/21: $52,292 ($5,044)
09/02/21: $57,319 ($5,027)
10/01/21: $58,555 ($1,236)
11/01/21: $60,397 ($1,842)
12/01/21: $59,891 (-$506)


The decrease in net worth is the result of the market declines. Fortunately, I am able to buy some stocks on sale! Also had a relatively large, unplanned expense in November and have several large, planned expenses in December. Looking forward to 2022 and reaching the 100k milestone!

lifeandlimb

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Re: Race from 10 to 100k!!
« Reply #3685 on: December 02, 2021, 05:04:42 PM »
Dec 2019 $7,548   
Jan 2020 $7,379   
Feb 2020 $7,983   
Mar 2020 $11,952   
Apr 2020 $20,078   
May 2020 $27,255   
June 2020 $29,933   
July 2020 $28,764   
Aug 2020 $28,618   
Sept 2020 $28,864   
Oct 2020 $27,434   
Nov 2020 $39,641   
Dec 2020 $39,169   
Jan 2021 $42,748   
Feb 2021 $43,215   
Mar 2021 $45,100   
Apr 2021 $48,171   
May 2021 $49,227
June 2021 $49,484
July 2021 $49,142
Aug 2021 $54,479
Sep 2021 $54,644
Oct 2021 $49,328
Nov 2021 $51,639
Dec 2021 $52,439

Eking forward. Little by little.

shrimpwd

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Re: Race from 10 to 100k!!
« Reply #3686 on: December 04, 2021, 02:13:38 AM »
                       2018                2019                2020                2021                2022               
January$6,455-$14,460$34,473-
February--$14,991$36,257-
March--$14,632$38,256-
April-$10,960$13,884$47,021-
May--$17,011$52,533-
June--$19,255$54,094-
July--$20,358$55,927-
August--$21,993$58,821-
September--$23,312$67,274-
October--$24,777$67,897-
November-$13,466$26,407$72,781-
December$9,518-$30,697$73,730-

Not much of a gain, but a gain nonetheless.

Tass

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Re: Race from 10 to 100k!!
« Reply #3687 on: December 05, 2021, 09:30:47 AM »
20172018201920202021
January$12.1k$24.7k$49.0k$76.2k
February$13.6k$27.2k$46.5k$79.0k
March$15.1k$29.3k$42.7k$82.6k
April$16.6k$31.3k$47.5k$87.3k
May$17.7k$31.5k$50.6k$88.2k
June$18.5k$33.3k$53.5k$90.3k
July$6.2k$20.2k$35.1k$58.5k$92.0k
August$6.8k$20.8k$36.7k$63.0k$94.4k
September   $8.2k$22.2k$38.6k$63.2k$93.1k
October$9.0k$21.7k$40.2k$62.9k$97.1k
November$9.9k$22.5k$42.6k$69.9k$95.1k
December$11.1k   $22.4k   $44.6k   $75.0k   

Beginning to feel a bit personally targeted by the timing of these market slumps... But I also had three major (planned) expenses fall in this month, so I guess graduating in 2021 just wasn't meant to be. Just a few months more!

theleanist

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    • www.theleanist.org
Re: Race from 10 to 100k!!
« Reply #3688 on: December 08, 2021, 04:04:08 PM »
Hi everyone,
 
Hello from Ireland! Good to join the race.

Im just tracking my investments here. Have another account in which I'm saving up a deposit for a house.

I've been investing regularly enough in the S&P500 (VUSA) since July 17. Below figures show the value of my investments excluding tax - 41% in Ireland!

Jan 17 - €0
Jan 18 - €7,576
Jan19 - €17,310
Jan 20 - €19,455

Jan  21 - €27,122
Feb 21 - €27,122
Mar 21 - €32,712
Apr 21 - €35,401
May 21 - €36,474
Jun 21 - €39,160
July 21 - €41,034
Aug 21 - €42,882
Sep 21 - €43,667
Oct 21 - €46,022
Nov 21 - €47,832

Manchester

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Re: Race from 10 to 100k!!
« Reply #3689 on: December 16, 2021, 05:07:09 AM »
My N/W grew by £2,846.97 to a new total of £54,453.44.
My N/W grew by £1,721.56 to a new total of £56,175.
My N/W grew by £2,262.53 to a new total of £58,437.53.
My N/W grew by £3,196.03 to a new total of £61,633.56.

Early update for December as I get paid tomorrow (early ahead of Christmas).

My N/W grew by £2,080.14 to a new total of £63,713.70.

On 18/12/2020 my N/W was £40,702,18.  So I've added around £23k in that time.  The year before I added around £12k, so I'm heading in the right direction. 

My target for 2022 is to reach £90k. 

Have a good Christmas everyone.

triple7stash

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    • Pension Prologue
Re: Race from 10 to 100k!!
« Reply #3690 on: December 28, 2021, 11:17:52 AM »
Tracking investing in SPN (which doesn't include roth)

12/28/2020 - $62,783
1/28/2021 - $67,335.21
2/28/2021 - $69,404
3/28/2021 - $71,869
4/28/2021 - $77,861
5/31/2021 - $79,885
6/30/2021 - $82,843
7/28/2021 - $85,130
8/29/2021 - $87,558
9/30/2021 - $87,127
10/28/2021 - $92,699
11/28/2021 - $95,021
12/28/2021 - $96,703

theleanist

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Re: Race from 10 to 100k!!
« Reply #3691 on: December 29, 2021, 10:34:30 AM »
Hi everyone,
 
My updated figures for December. I purchased 14 units of S&P500 (VUSA) this month for a total price of €1,105

The below figures show the value of my investments in the S&P500 (VUSA) excluding tax on profits - 41% in Ireland.

Hope everyone had a good Christmas and here's to reaching €100K in 2022!

Jan 17 - €0
Jan 18 - €7,576
Jan19 - €17,310
Jan 20 - €19,455

Jan  21 - €27,122
Feb 21 - €27,122
Mar 21 - €32,712
Apr 21 - €35,401
May 21 - €36,474
Jun 21 - €39,160
July 21 - €41,034
Aug 21 - €42,882
Sep 21 - €43,667
Oct 21 - €46,022
Nov 21 - €47,832
Dec 21 - €50,091

soily

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Re: Race from 10 to 100k!!
« Reply #3692 on: December 29, 2021, 12:42:04 PM »
                    401K          IRA           Total
Jan 2018:    1,050         1,230         2,280
Jan 2019:    6,800         3,500       10,300
Jan 2020:    12,100       6,600       18,700
Apr 2020:    12,100       5,100       17,200
Aug 2020:   21,200        6,800       28,000
Nov 2020:   29,000        7,500       36,500
Jan 2021:    31,300        7,800      39,100
Dec 2021     12,700      65,600      78,300 (changed jobs)

Hopefully I graduate the 100k club fall 2022!
« Last Edit: December 29, 2021, 12:45:28 PM by soily »

Tass

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Re: Race from 10 to 100k!!
« Reply #3693 on: December 29, 2021, 08:02:38 PM »
I have temporarily crossed the finish line... But I have $240 to donate in order to meet my charity goals for the year. Alas!

Serendip

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Re: Race from 10 to 100k!!
« Reply #3694 on: December 30, 2021, 10:58:57 AM »

Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746

Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900
Dec '20   62,900

Jan '21    65,400
Feb '21    67,600
Mar '21    68,750
Apr '21    72,858
May '21   75,068
June '21  77,013
July '21   79,020
Aug '21   82,801
Sept '21  81,077
Oct ‘21   83,500
Nov ‘21   82,700

Dec ‘21   84,800

*strange year but I have managed to save over 22k which means that I can likely graduate this thread sometime during the next year if all goes well. That’s exciting.. I will challenge myself to see how quickly I can get there..we spent  a lot of money this year on kitchen renovations and other upgrades. Hoping to keep those types of costs low in ‘22 and maybe just save for a trip or a project with my dad.

Serendip

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Re: Race from 10 to 100k!!
« Reply #3695 on: December 30, 2021, 11:00:05 AM »
I have temporarily crossed the finish line... But I have $240 to donate in order to meet my charity goals for the year. Alas!

Congratulations @Tass —amazing!!

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #3696 on: December 30, 2021, 11:01:26 AM »
I have temporarily crossed the finish line... But I have $240 to donate in order to meet my charity goals for the year. Alas!

Ha, amazing!!  Congrats regardless!  :)

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #3697 on: December 30, 2021, 11:04:43 AM »
December 2020 - $52,356
January 2021 - $53,423
February 2021 - $54,304
March 2021 - $58,321
April 2021 - $61,745
May 2021 - $62,978
June 2021 - $62,595
July 2021 - $64,082
August 2021 - $66,248
September 2021 - $64,221
October 2021 - $67,968
November 2021- $67,412

December 2021 - $70,758

Whew, finally broke into the 70s.  I think I have a projected graduation date in approximately two years.  That's pretty exciting!  I've been in this thread since 2017! 

Tass

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Re: Race from 10 to 100k!!
« Reply #3698 on: December 31, 2021, 02:46:49 PM »
I have temporarily crossed the finish line... But I have $240 to donate in order to meet my charity goals for the year. Alas!

My donation put me back under, and the market dropped just slightly today... But I didn't account for year-end dividends!

20172018201920202021
January$12.1k$24.7k$49.0k$76.2k
February$13.6k$27.2k$46.5k$79.0k
March$15.1k$29.3k$42.7k$82.6k
April$16.6k$31.3k$47.5k$87.3k
May$17.7k$31.5k$50.6k$88.2k
June$18.5k$33.3k$53.5k$90.3k
July$6.2k$20.2k$35.1k$58.5k$92.0k
August$6.8k$20.8k$36.7k$63.0k$94.4k
September   $8.2k$22.2k$38.6k$63.2k$93.1k
October$9.0k$21.7k$40.2k$62.9k$97.1k
November$9.9k$22.5k$42.6k$69.9k$95.1k
December$11.1k   $22.4k   $44.6k   $75.0k   $100.3k

I really didn't think I would make this by December! Exactly four years since I graduated the $10k thread. It feels shorter than that, and it also doesn't feel real.

shrimpwd

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Re: Race from 10 to 100k!!
« Reply #3699 on: January 01, 2022, 08:44:22 AM »
                       2018                2019                2020                2021                2022               
January$6,455-$14,460$34,473$77,625
February--$14,991$36,257-
March--$14,632$38,256-
April-$10,960$13,884$47,021-
May--$17,011$52,533-
June--$19,255$54,094-
July--$20,358$55,927-
August--$21,993$58,821-
September--$23,312$67,274-
October--$24,777$67,897-
November-$13,466$26,407$72,781-
December$9,518-$30,697$73,730-

I'm still amazed at how fast these numbers are rising. I definitely feel grateful for finding MMM and this community to help push towards growth.