Race from 10 to 100k!!

[coldestcat]

I am not sure if I am in this topic or not since I just started tracking and last time I was at net worth 4k and now it is much higher. So I will post in this one and the race to 10k one just in case for next month.

9/3/19-    15,357.17

[paulkots]

11/26/17: $47,707.48
06/22/18: $72,953.75
07/27/18: $71,676.31
08/23/18: $65,034.83
10/04/17: $63,306.87
10/26/18: $64,270.98
11/27/18: $66,467.65
12/26/18: $66,160.59
01/28/18: $64,688.44
03/25/19: $63,325.75
04/24/19: $65,022.87
06/04/19: $63,056.67
07/30/19: $65,345.01

Missed a month since I was on a 30 day roadtrip. Numbers look good since quarter taxes and un-invested IRA monies are part of it. Vacations are behind so I need to start catching up with a few financial loose ends.

09/03/19: $64,034.31

Quarterly taxes were paid. To much money was wasted last month on food, going out, alcohol, etc

[M5]

4/13/18: $14,324.67
12/27/18: $20,377.45
2/6/19: $27,927.20
3/1/19: $33,596.07
4/3/19: $57,285.55
5/7/19: $61,326.50
6/10/19: $62,992.97
7/3/19: $67,032.16
8/6/19: $66,081.23
9/4/19: $77,565.51

Sold our rental house which led to the big jump this month. We're now maxing 401k's and will start contributing to our Roth IRAs again soon. We should then be increasing our NW by around $4500/mo. My new goal is to hit $100k by April 2021!

[Lamancha]

Nov 2018- $23,000
Dec 2018- $26,000
Jan 2019- $29,000
Feb 2019- $36,000
March 2019- $40,000
April 2019- $43,000
May 2019- $48,000
June 2019- $54,000
July 2019- $60,600

Aug 2019- $71,800

July was a good month for the business.  Things will probably start slowing down in September.

Sept 2019- $85,100

[Imma]

11/26/17: $47,707.48
06/22/18: $72,953.75
07/27/18: $71,676.31
08/23/18: $65,034.83
10/04/17: $63,306.87
10/26/18: $64,270.98
11/27/18: $66,467.65
12/26/18: $66,160.59
01/28/18: $64,688.44
03/25/19: $63,325.75
04/24/19: $65,022.87
06/04/19: $63,056.67
07/30/19: $65,345.01

Missed a month since I was on a 30 day roadtrip. Numbers look good since quarter taxes and un-invested IRA monies are part of it. Vacations are behind so I need to start catching up with a few financial loose ends.

09/03/19: $64,034.31

Quarterly taxes were paid. To much money was wasted last month on food, going out, alcohol, etc

I'm so sorry but I have to laugh every time I see your username. In my language (Dutch) kots = puke. Hope you didn't buy that much alcohol :)

[paramorgan9]

I've been following this thread for awhile and am excited to finally jump in with some numbers of my own!

8/31/18: $41,824.90
12/31/18: $46,368.78
7/31/19: $74,727.68
8/31/19:$76,225.03

[Trifle]

Welcome @paramorgan9 !  Great progress this year.  How did you manage such a big jump?

[adamsputnik]

1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00
12/31/18 - 30,072.00
1/15/19 - 32,774.00
1/31/19 - 34,776.00
3/13/19 - 36,967.00
4/5/19 - 39,465.00
5/3/19 - 41,790.00
6/7/19 - 44,852.00
7/12/19 - 48,436.00
9/9/19 - 51,564.00

It's been a while since I've updated this. Couple of slow months with market downturns and some overly expensive travel and vet bills. I think we're back on the upswing in general though, and the halfway point has been surpassed.

[Imma]

Congrats!!! Hope to see you in the next thread, in a couple of years ;-) I would be checking my investments every day as well if I was so close to graduating!

[Treedream]

Being so close, I've been checking the market daily for the last couple weeks (yes, I know how unhealthy that is). The awesome last ten days or so in the market have pushed me over 100k.

Final numbers

7/1/18: 41,258
8/1/18: 43,517
9/1/18: 48,733
10/1/18: 49,642
11/1/18: 52,012
12/1/18: 56,889
1/1/19: 60,898
2/1/19: 71,098
3/1/19: 77,557
4/1/19: 81,086
5/1/19: 81,836
6/1/19: 79,610
7/1/19: 88,436
8/1/19: 94,585
9/1/19: 99,159
9/12/19: 100,631

Breakdown of net worth

Net value of home: 25,689
Investments: 61,152
Cash: 13,790

If someone would like to keep up with the spreadsheet, here is the link: Google doc for race to $100k

Congrats DadJokes! You've really flown through this last year!

[Evasion]

Back up! I made a plan to save at least 10k before 2020, hope I can stick to it! Rebalanced my investments to be full ethical, I don't contribute to terrible companies anymore yay!

How did you go about doing this if you don't mind me asking? I am very interested.

Same here. I have some 'sustainable' ETFs but I am always interested to hear about new/different ones that I don't know about yet.

Hello Hirondelle and Haypug, sorry I only come here twice a month :)
I trade on the ASX in Australia. I buy a mix of VESG for international stock and FAIR for domestic / Australian exposure which is focused on sustainability leaders and not just negative screening. I have divested from VDHG as it included too much mining through VAS the basic ASX 200 Australian index, including thermal coal which is no no no for me.
I also  have a Raiz account which is a micro investment app from my investing start. I am on the socially responsible portfolio which is a mix of RARI and ETHI for the stocks, then some bonds. Happy to chat more in PM so we don't derail the racing thread ;)

[Evasion]

20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412
Late April 2019 - 48,372
20 June 2019 - 50,890
3 July 2019 - 53,333
Mid July 2019 - 52,850
1 August 2019 - 54,160
Mid August 2019 - 53,521
1 September 2019 - 55,314
Mid September 2019 - 57,608

Finally a nice big jump. So far following my new saving plan. Got a small tax return which helped a little.
With dividends and good discipline, I hope to be over 60k in a month!

[Serendip]

Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075
Apr '19     53,065
May '19    54,008
June '19   56,272
July '19    57,022
Aug '19    59,005
Sept '19   61,160

Phew--busted outta those 50k's!

[iamthepinky]

A little late to post, these numbers are for 9/1:

January 2019    $ 34,820.54
February 2019    $ 40,959.03
March 2019    $ 48,963.23
April 2019        $ 49,324.37
May 2019            $ 54,756.42
June 2019       $ 62,703.77
July 2019            $ 68,173.37
August 2019    $ 71,590.05

Bad market and a vacation made this month a little slower. But we've bounced back nicely with the market.

[catprog]

I think I will be graduating this month.  My two investment accounts together total $99,929.11

[Manchester]

So my recent figures are:

22/07/2019 - £22,744.50
22/08/2019 - £23,289.96
22/09/2019 - £24,756.80

It's an increase of £1,466.84 which is a bit higher than recent months. 

I've increased my N/W by around £16,700 in the last year and I started tracking in September 2017 with a N/W around -£1,400.

All going pretty well.  Just feel like I'll be in this thread for years, which is kind of demoralising, I know Rome wasn't built in a day though.  Just got to think of other ways to speed up my progress.

[LittleWanderer]

All going pretty well.  Just feel like I'll be in this thread for years, which is kind of demoralising, I know Rome wasn't built in a day though.  Just got to think of other ways to speed up my progress.

Don't worry, I think you're going faster than me.  I predict I'll be here for another 5-6 years or so.  Settle in, have some coffee with me!

[Manchester]

That'll be a hell of a lot of coffee...  :')

[paramorgan9]

Welcome @paramorgan9 !  Great progress this year.  How did you manage such a big jump?

Thank you! I started my first full-time job at the beginning of 2018 after graduating from college, so I've tried to take full advantage of my 401k, HSA, and ESPP since then. I've also been working on setting goals for myself throughout the year and tracking everything to ensure that I am on track to hit them!

[catprog]

(Oct/2015) $21,229.91
(Oct/2016) $38,686.20
(Oct/2017) $69,217.02
(Oct/2018) $69,963.94
(Jan/2019) $70,629.84
(Feb/2019) $74,360.85
(March/2019) $77,397.67
(April/2019) $82,140.83
(May/2019) $83,987.43
(June/2019) $87,146.59
(July/2019) $93,154.16
(Aug/2019) $97,596.37
(current) $102,128.33

[Hirondelle]

Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
Dec 2018 €35.600 (+13.3k over 6 months)
June 2019 €48.000 (+12.3k over 6 months)
July 2019 €49.400 (+1.400)
Aug 2019 €49.200 (-200)
Sept 2019 €52.600 (+3.400)

Stocks went all the way back up so big jump this month. Also had a good month business-wise so that gave some extra cash to top it up. Finally passed the halfway mark!! 

[BobTheBuilder]

Oh. Wow! I made a mistake. Over all the bonuses I received and stocks coming back, I forgot about the security deposit from the apartment.
So I have to correct the last two months up by 1,875€.

Current net worth as of September 26th, 2019:

14,217€!

Total debt is now below 7k, investments and cash is at 17,500€.

I am stunned :-D

[Treedream]

01/06/2018: -€60
01/01/2019: €2875.28
01/07 2019: €9288.2
01/08/2019: €10.485.05 good month 😀
01/01/2020: €14.500 Goal

01/09/2019: 11554.85

28/09/2019:  €12.182,10

This month was as expected considering I went on holiday and spent way too much on food.

[Slanhirn]

Tracking net worth. Finally into the 60s!

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
01.2019 - £42,662 (+2,042)
02.2019 - £43,796 (+1,134)
03.2019 - £44,582 (+786)
04.2019 - £49,305 (+4,723)
05.2019 - £51,853 (+2,548)
06.2019 - £52,723 (+870)
07.2019 - £55,172 (+2,449)
08.2019 - £57,197 (+2,025)
09.2019 - £59,201 (+2,004)
10.2019 - £60,788 (+1,587)

Assets = £66,513
Student loans = (£5,725)

[JCGreen]

I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2019 is to make it to $45K.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182)

Sep2019: $34,179 (-5739)- The market bounce back was great, but I was getting a little to0 close to my 45K goal, so I went and bought a vehicle. (net worth of just investments-no loan would be at 43100). I am lowering my investments for next month to help cash flow some personal bills, so the markets going to need to go up up and away for me to meet my 45K EOY goal.

[Evasion]

20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412
Late April 2019 - 48,372
20 June 2019 - 50,890
3 July 2019 - 53,333
Mid July 2019 - 52,850
1 August 2019 - 54,160
Mid August 2019 - 53,521
1 September 2019 - 55,314
Mid September 2019 - 57,608
1 October 2019 - 58,184

Don't know what I did there, expected way better than that.
Oh well at least it's going up. The 60s are coming.

[LittleWanderer]

September 2018 - $20,031
October 2018 - $19,301
November 2018 - $20,523
December 2018 - $20,923
January 2019 - $21,742
February 2019 - $23,933
March 2019 - $25,416
April 2019 - $26,812
May 2019 - $26,575 
June 2019 - $27,758
July 2019 - $29,419
August 2019 - $29,884

September 2019 - $30,602

Woo hoo!  Finally broke into the 30s!  It was an ugly month for cash for me, but the market went back up, so I'll take it.

[nmitb]

2019
Jan: -$7,248
Feb: -$6,093
Mar: -$1,081
Apr: $1,221
May: $4,418
Jun: $5,562
Jul: $7,408
Aug: $9,255
Sept: $25,361

Oct: $27,333

[coldestcat]

9/3/19-    15,357.17
10/1/19-   15,636.38

[Old Ball Coach]

This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49
September 2019 - $87,380.98

Still saving and the market climbed some.

[Jim Fiction]

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589
9/30/2019 - $83,292

September Notes

As I noted in my August update, my September paycheck came early. My October paycheck did not, so September in effect was a zero paycheck month. I managed to basically tread water, going negative by around $300. Though there were a few out of the ordinary expenses including a wedding in which my wife was a bridesmaid that wound up being rather pricey for us. October should be back to normal.

[Dave15]

25-6-2018            € 29.879,12 ------> Started Tracking
25-7-2018            € 30.749,12
25-8-2018            € 31.993,17
25-9-2018            € 33.185,00 ------> Found MMM
25-10-2018          € 34.433,66
25-11-2018          € 35.556,00
25-12-2018          € 41.939,62
25-1-2019            € 42.082,47
25-2-2019            € 44.338,00
25-3-2019            € 46.218,65
25-4-2019            € 47.829,00
03-6-2019            € 49.478,00
05-7-2019            € 52.722,00
25-7-2019            € 54.736,00
31-8-2019            € 56.431,00
01-10-2019          € 58.445,00

Last month was a little boring money wise, but I'm happy with the outcome I guess. Another good month will put me over 60k by next paycheck, so that's a little something to look forward to.

[peppermint]

01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48
11/2018: $63002.61
12/2018: $65136.29
01/2019: $64776.35
02/2019: $69347.10
03/2019: $71885.58
04/2019: $74177.34
05/2019: $76475.71
06/2019: $77621.20
07/2019: $87651.71
08/2019: $94692.91
09/2019: $96637.79
10/2019: $98993.61

maybe end of 2019!

[philli14]

1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)

I'm out! Looking forward to seeing you guys/gals in 100k-250k :)

[CrabboStache]

4/1/18 - 8,288.95
11/14/18 - 17,977.82
3/30/19 - 24,649.79
7/1/19 - 29,604.18

Coming in for my quarterly update. Up to a net worth of $31,878.15. Not as large of an increase as I usually see per quarter (lots of extraneous expenses...a tattoo I've wanted for a long time, some medical procedures, etc). Buuuuut, I've finally hit the point of my net worth > my annual gross salary! Woohoo!

[Optimiser]

Mar 2019 $14,000
Apr 2019 $12,700
May 2019 $9,500
June 2019 $11,500
July 2019 $17,000
August 2019 $19,900

September 2019 $19,900

Could be worse I guess

[Sugaree]

5/1/2015     $4419.53
5/1/2016     $15689.46
5/1/2017     $34125.20
5/1/2018     $51663.60

5/1/2019     $64340.45
6/3/2019     $64940.28
7/1/2019     $70156.02
8/1/2019     $74255.95
9/1/2019     $74328.43
10/1/2019   $78067.76


Still plugging along.   Starting to see more available OT, so at very least I should see some progress on reducing some liabilities between now and the end of the year.

[haypug16]

September 2019 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
4/30/2019 $19,835.78
5/31/2019 $21,498.65
6/30/2019 $17,825.45
7/31/2019 $19,232.60
8/31/2019 $18,295.57
9/30/2019 $20,402.75 +2,107.18 increase

I seriously thought I already posted this update but I guess not.

[Tass]

Jul 17	$6.2k
Aug 17	$6.8k
Sept 17	$8.2k
Oct 17	$9.0k
Nov 17	$9.9k
Dec 17	$11.1k
Jan 18	$12.1k
Feb 18	$13.6k
Mar 18	$15.1k
Apr 18	$16.6k
May 18	$17.7k
Jun 18	$18.5k
Jul 18	$20.2k
Aug 18	$20.8k
Sept 18	$22.2k
Oct 18	$21.7k
Nov 18	$22.5k
Dec 18	$22.4k
Jan 19	$24.7k
Feb 19	$27.2k
Mar 19	$29.3k
Apr 19	$31.3k
May 19	$31.5k
Jun 19	$33.3k
Jul 19	$35.1k
Aug 19	$36.7k

Sep 19: $38.6k

I am currently projecting $39.9k for October, so we'll see if I can overshoot that slightly!

[Imma]

April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28


Goals for 2019:
Savings: €5000
Investments: €10000


My contract was renewed at work and I got a raise! It's still not secure for the long term, but in the short term I'll be fine. I had some more big invoices (about €500 in health related costs and a bunch of other stuff) and a customer from my side hustle called to reschedule to next month, so that means about €250 less income than expected in September. The good news is I'm expecting some reimbursements in October + the invoice from my customer so my income is likely twice as much as it usually is. For now I'm just glad that I didn't actually lose money but stayed at roughly the same NW.

[kaposzta]

July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2,47%)
Aug 29, 2019: $69,931 (+2,53%)
Sept 29, 2019: $71,138 (+1.73%)

I sold some of my assets during September, but I'm going to invest the money again when I see the opportunity.
I actually spent much more than expected this month, October's SR should be better.

[M5]

4/13/18: $14,324.67
12/27/18: $20,377.45
2/6/19: $27,927.20
3/1/19: $33,596.07
4/3/19: $57,285.55
5/7/19: $61,326.50
6/10/19: $62,992.97
7/3/19: $67,032.16
8/6/19: $66,081.23
9/4/19: $77,565.51
10/3/19: $81,417.50

[eav]

June 2019: $52,951
July 2019: $55,573
August 2019: $57,409
September 2019: $58,726
October 2019: $61,206

[Jim Fiction]

I'm out! Looking forward to seeing you guys/gals in 100k-250k :)

Congrats philli14!!!! Hope to see you in the next thread soon.

[Treedream]

My contract was renewed at work and I got a raise!

Congrats Imma! Well done. Also, can I ask what your side hustle is?

[haypug16]

I'm out! Looking forward to seeing you guys/gals in 100k-250k :)

Great job! See you in the next thread!

[philli14]

Great job! See you in the next thread!

Congrats philli14!!!! Hope to see you in the next thread soon.

Thank you both!

[Imma]

My contract was renewed at work and I got a raise!

Congrats Imma! Well done. Also, can I ask what your side hustle is?

Thanks! My road to starting my own business is documented here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/anyone-starting-their-own-business/msg2098897/#msg2098897 

I would highly recommend starting a side hustle. It's a lot of fun, you gain a lot of new skills and because you keep your day job there's a lot less risk/pressure/stress involved. As a rule I only work with nice people.

[GeekyGirl]

Hello

Jan 17, 2017:  € 12,138 
Feb 06, 2017:  € 16,720
Apr 04, 2017:  € 23,400
Oct 23, 2017:  € 27,680

Jan 07, 2019:  € 36,415
Jun 17, 2019:  € 46,385
 Aug 8, 2019:  € 48,526
Aug 18, 2019: € 50,236
Oct 07, 2019:  € 54,012

Yay! Still on track to reach my stretch goal of 56.5K by Dec ie a networth increase of 20K for 2019.

[repman]

The access to the datasheet has been restored. So now you can enter the data for October

https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit#gid=0