Author Topic: Race from 10 to 100k!!  (Read 907212 times)

kaposzta

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Re: Race from 10 to 100k!!
« Reply #3450 on: March 04, 2021, 11:02:59 AM »
July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2.47%, +$1,642)
Aug 29, 2019: $69,931 (+2.53%, +$1,724)
Sept 29, 2019: $71,138 (+1.73%, +$1,207)
Oct 31, 2019: $71,517 (+0.53%, +$379)
Nov 29, 2019: $73,138 (+2.27%, +$1,621)
Jan 01, 2020: $74,276 (+1.56%, +$1,138)
Feb 06, 2020: $73,621 (-0.88%, -$655)
March 05, 2020: $74,517 (+1.22%, +$896)
No data for April, I lost my interest seeing the losses :)
May 05, 2020: $68,620 (-8.59%, -$5,897)
June 04, 2020: $70,345 (+2.51%, +$1,725)
July 02, 2020: $72,483 (+3.04%, +$2,138)
August 05, 2020: $74,655 (+3.00%, +$2,172)
Sept 03, 2020: $75,241 (+0.78%, +$586)
Oct 01, 2020: $77,551 (+3.07%, +$2,310)
Nov 05, 2020: $79,310 (+2.27%, +$1,759)
Dec 04, 2020: $81,241 (+2.43%, +$1,931)
Jan 04, 2020: $83,207 (+2.38%, +$1,931 <- same as in Nov :) )
Feb 05, 2021: $82,000 (-1.45%, -$1,207)
March 04, 2021: $81,655 (-0.42%, -$345)

I had a 77% SR in February, and I even had two domain sales totaling $653, but I had a bad month again investment-wise (-4%). No problem, it was a great opportunity again to buy cheap ETFs :) I expect an $800 referral payment from my company, and maybe we'll get the yearly bonus (~$1600-1700) with our next salary, so I hope my SR will be even better than this month.

mgardner88

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Re: Race from 10 to 100k!!
« Reply #3451 on: March 05, 2021, 08:51:45 AM »


Our Investments and Savings (not including checking accounts)

9/28/18  - $22,949
10/28/18 - $23,952
11/28/18 - $27,878
1/28/19 - $28,853
2/28/19 - $31,682
3/28/19 - $32,684
4/28/19 - $35,011
5/28/19 - $35,838
6/28/19 - $38,276
7/28/19 - $40,607
8/28/19 - $40,508
9/28/19 - $42,168
10/28/19 -$42,209
11/28/19 - $44,478
12/28/19 -$46,408
1/28/20 - $49,115
2/28/20 - $50,466
3/28/20 - $48,609
4/28/20 - $55,026
5/28/20 - $59,256
6/28/20 - $60,807
7/28/20 - $64,342
8/28/20 - $65,454
9/28/20 -  $65,495
10/28/20 - $67,282
11/28/20 - $70,737
12/28/20 - $72,895
1/28/21 - $79,429
2/28/21 - $83,727  (+$4,298)

Our progress is very satisfying.  When including our checking accounts and tax accounts, we're within $5k of $100k.
It's happening. Feels great!

Thank you @DieHard_772, you are so right about persistence. It looks like you are getting some real momentum, I keep reading the first 100k is the hardest. You are so close. Keep it up!

mountain mustache

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Re: Race from 10 to 100k!!
« Reply #3452 on: March 09, 2021, 06:49:13 AM »
10/02/2020- $14835.83
11/13/2020- $16110.56
12/11/2020- $16675.72
01/08/2021- $19310.15
01/22/2021- $20533.24
02/05/2021- $21534.62
03/08/2021- $23372.12

Moving along ok over here. Have had some unexpected medical expenses come up, so my savings is going to slow quite a bit for the rest of the year, but hopefully I will still be able to hit my goal of $30K by the end of the year.

TerrierTown

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Re: Race from 10 to 100k!!
« Reply #3453 on: March 17, 2021, 04:54:41 PM »
01 Jun 2019 NW 44,112
01 Jul 2019 NW 46,737  (+2,625)
02 Apr 2020 NW 61,865 (+15,128)
15 Aug 2020 NW 73,912 (+12,047)
15 Dec 2020 NW 80,781 (+6,869)
17 Jan 2021 NW 83,923 (+3,142)
17 Feb 2021 NW 86,418 (+2,495)
17 Mar 2021 NW 89,618 (+3,200)

catorbe

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Re: Race from 10 to 100k!!
« Reply #3454 on: March 18, 2021, 09:59:28 AM »
I'm over $80,000!!!

Rimu05

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Re: Race from 10 to 100k!!
« Reply #3455 on: March 18, 2021, 10:06:20 AM »
I just graduated the Race to 10K thread so joining this one. :)

Student loan - ($24,307.94)
Credit card - ($240)


Savings - $2300
Checking - $240
401K - 31,017
Roth IRA - 1,063.71


Total -  10,073

Monthly update:

Student loan - ($24,307.94)



Savings - $2500
HSA - $3,074
Checking - $460
401K - $31,708
Roth IRA - $1,113.71


Total -  14,548

Two months later:

Student loan - ($24,307.94)



Savings - $2500
HSA - $3,525.77
Checking - $240
401K - $34,670.73
Roth IRA - $1,214.71


Total -  17,843.27

I haven't updated in a while but

Student loan - ($23,760.22)



Savings - $7300
HSA - $2955.58
Checking - $560.68
401K - $52,816.33
Roth IRA - $1,514.2


Total -  40,699.37

Goals this year: To tackle my student loans while they are at 0%. Hoping to get them to $10,000.

Trifele

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Re: Race from 10 to 100k!!
« Reply #3456 on: March 18, 2021, 04:24:27 PM »
I'm over $80,000!!!

YEAH!  Keep it rolling!

DieHard_772

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Re: Race from 10 to 100k!!
« Reply #3457 on: March 20, 2021, 12:57:43 PM »


Our Investments and Savings (not including checking accounts)

9/28/18  - $22,949
10/28/18 - $23,952
11/28/18 - $27,878
1/28/19 - $28,853
2/28/19 - $31,682
3/28/19 - $32,684
4/28/19 - $35,011
5/28/19 - $35,838
6/28/19 - $38,276
7/28/19 - $40,607
8/28/19 - $40,508
9/28/19 - $42,168
10/28/19 -$42,209
11/28/19 - $44,478
12/28/19 -$46,408
1/28/20 - $49,115
2/28/20 - $50,466
3/28/20 - $48,609
4/28/20 - $55,026
5/28/20 - $59,256
6/28/20 - $60,807
7/28/20 - $64,342
8/28/20 - $65,454
9/28/20 -  $65,495
10/28/20 - $67,282
11/28/20 - $70,737
12/28/20 - $72,895
1/28/21 - $79,429
2/28/21 - $83,727  (+$4,298)

Our progress is very satisfying.  When including our checking accounts and tax accounts, we're within $5k of $100k.
It's happening. Feels great!

Thank you @DieHard_772, you are so right about persistence. It looks like you are getting some real momentum, I keep reading the first 100k is the hardest. You are so close. Keep it up!

Thanks @mgardner88 .  The biggest surprise in this process I think has been seeing just how much it starts to add up.
Not too long ago I was on the "Racing to 10k" thread just trying together there.  Now I'm starting to fantasize about multiple SIX FIGURES, which is on its way.

dizzy

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Re: Race from 10 to 100k!!
« Reply #3458 on: March 23, 2021, 03:08:31 PM »
Oct 2019- $1000
Nov 2019- $2340
Dec 2019- $2779
Jan 2020- $5658
Feb 2020- $5539
Mar 2020- $5024
Apr 2020- $5444
May 2020- $8302  (wherein I finally got some of unemployment)
June 2020- $20864 (wherein I got more unemployment plus the EIDL)
mid July 2020- $31724 (got the rest of the backpay, woohoo!)
7/31/20- $33340
9/2/20- $36366
9/17/20 - $42978
10/2/20- $43800
10/31/20- $47854
11/11/20- $53709
12/23/20- $64158
1/8/21- $69542
3/23/21- $81890

Really thought I had stalled out, no, I guess I haven't!
I finally am getting my unemployment unlocked after a couple months, it's super goofed up now (they input wrong numbers) but at least I will get part of it.  Income should have a little boost again- some increased $, regular work opportunities.  Hopefully some gigs actually will happen for music this year too.

Getting ready to have a wedding this year (yay!!!!) which will be an expense (we are TRYING to keep it under $5k but still nice- ~125 guests in a metro area?  right....). Luckily our parents want to help.  We don't need it but dang, will appreciate it.

Serendip

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Re: Race from 10 to 100k!!
« Reply #3459 on: March 24, 2021, 09:16:51 PM »
Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746
Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900

Dec '20    62,900
Jan '21    65,400
Feb '21    67,600
Mar '21    68,750

slowly but surely..ticking upwards.
(And Hoping I don't owe too much for taxes this year!)

shinn497

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Re: Race from 10 to 100k!!
« Reply #3460 on: March 27, 2021, 01:29:31 AM »
March 19 10450 (At beginning of the month)
Apr 19     12500
May 19    14800
June 19   17031
July 19    20100
Aug 19    23300
Sept 19   26300
Oct 19     29300
Nov 19    30500
Dec 19    33800
Jan 20     37100
Feb 20     37100
March 20 38413
Apr 20     32000
May 20     37000
June 20    42500
July 20     46300
Aug 20     50200
Sept 20     53400
Oct 20       55700
Nov 20      62000
Dec 20      66300
Jan 21       71500
Feb 21       77000
March 21   80500

catlady

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Re: Race from 10 to 100k!!
« Reply #3461 on: March 27, 2021, 04:45:54 AM »
 
2020
2021
25 Jan
   
$48 938 (+$26 476)
25 Feb
   
$50 686.73 (+$ 1748)
25 Mar
   
$52 418 (+$ 1731)
25 Sept
 
$11 699.98
 
25 Oct
 
$15 171.88 (+$3,471.9)
 
25 Nov
 
$17,631.78 (+$2,459.90)
 
25 Dec
 
$22,462.17 (+$4,830.39)
 

Spoiler: show
 Could be better, could be worse 🤷


Rosy

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Re: Race from 10 to 100k!!
« Reply #3462 on: March 27, 2021, 02:01:35 PM »
GOAL - $100K by Dec 2021

$  4,588 June 2017
$ 10,117 Dec 2017

$ 10,715 Jan 2018
$ 31,034 Dec 2018
       
$ 31,094 Jan 2019
$ 50,000 Dec 2019

$ 53,000 Jan 2020
$ 85,000 Dec 2020

$ 86,863 Jan 2021
$ 92,800 Feb 2021
$ 95,200 Mar 2021

PROJECTED April $ 97,500 - I expect to reach $100K by mid May.

2021 has been such smooth sailing it is a bit unnerving.

I will not move on to another thread since this $100K serves primarily as a cash cushion so I can sleep at night. I will be shifting to investments starting in June, perhaps look into other possibilities for monthly investments.
This 100K will remain liquid at all times, it is meant to be an untouchable cash cushion in the event SHTF or we need cash while Mr. R. transitions into retirement.
I intend to spend a bit more monthly in the future for indulgencies, but I will continue to earmark a percentage for investments of some sort, probably just Vanguard but I might play a bit as well, we'll see.

Together we have met our FI goals a while ago and Mr. R. is on track for retirement in April of 2023.
No fat fire here, but comfortable retirement - we consider ourselves fortunate, we are situated well with decent health to boot.

Thanks for all the encouragement along the way, y'all helped me find my way and stay on course.
Thank you everyone for the enlightenment, inspiration but most of all for opening my eyes for what is possible, even if you are low income.
I'll report back once more when I'm past $100K. Cheerio!:)

Triple7Stash

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Re: Race from 10 to 100k!!
« Reply #3463 on: March 28, 2021, 02:22:02 PM »
Tracking investing in SPN (which doesn't include roth)

12/28/2020 - $62,783
1/28/2021 - $67,335.21
2/28/2021 - $69,404
3/28/2021 - $71,869

Stubblestache

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Re: Race from 10 to 100k!!
« Reply #3464 on: March 31, 2021, 02:07:24 AM »

July 2018: 20,385
October 2018: 24,504
January 2019: 25, 295
April 2019: 33,844
July 2019: 38,667
October 2019: 38,588
January 2020: 43,260
April  2020:  38,094
July 2020: 49,062.35
August 2020: 50,172 just over halfway! :)
Sept 2020: 55,556
Oct 2020 : 56,42
Nov 2020: 57.565 absolute hammering in the markets this month!!!
Dec 2020 : 62,368
Jan 2021 64,542
Feb 2021 66,616 Markets fell out a bit this week and I had a dabble in the Gamestop mania (came out unscathed but slightly up to entry).
March 2021 67,305 - I was over 70k earlier this month! Markets have completely shit the bed. Look forward to looking back at this in X number of years and it barely even registering as a dip in the market.

April 2021 71,137  - Some significant changes are underway. I've invested 1.5k into cryptocurrencies (roughly 2% of portfolio), I've got some fairly expensive elective surgery coming up that will put a dent in savings for the next few months AND our first child is on the way, so who knows what that means for my savings plans! :)
« Last Edit: March 31, 2021, 02:12:00 AM by Stubblestache »

regenaeb

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Re: Race from 10 to 100k!!
« Reply #3465 on: March 31, 2021, 06:20:54 AM »
11/30/20 - SEP Balance $ 15524.45 + Roth $ 1770.76 - Student loan balance $ 6897.45 = $ 10,397.76
12/30/20 - SEP Balance $ 16106.09 + Roth $ 1813.94 - Student loan balance $ 6306.71 = $ 11,613.32

01/29/21 - SEP + Roth $ 20,139.02 - Student loan balance $ 5,316.32 = $ 14,822.70
02/28/21 - SEP + Roth $ 21,680.41 - Student loan balance $ 4,000.15 = $ 17,680.26
03/31/21 - SEP + Roth $ 22,823.38 - Student loan balance $ 2,994.55 = $ 19,828.83

Tass

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Re: Race from 10 to 100k!!
« Reply #3466 on: March 31, 2021, 08:56:18 AM »
20172018201920202021
January$12.1k$24.7k$49.0k$76.2k
February$13.6k$27.2k$46.5k$79.0k
March$15.1k$29.3k$42.7k$82.6k
April$16.6k$31.3k$47.5k
May$17.7k$31.5k$50.6k
June$18.5k$33.3k$53.5k
July6.2k$20.2k$35.1k$58.5k
August$6.8k$20.8k$36.7k$63.0k
September   $8.2k$22.2k$38.6k$63.2k
October$9.0k$21.7k$40.2k$62.9k
November$9.9k$22.5k$42.6k$69.9k
December$11.1k   $22.4k   $44.6k   $75.0k   

I rearranged my table to take up less space. Who was going to tell me I had been reporting two September 2020s in a row?

More than I ever expected to have at this point. Congrats @catorbe on your similar progress. :)

Ze Stash

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Re: Race from 10 to 100k!!
« Reply #3467 on: March 31, 2021, 11:53:19 AM »
Net worth:
01/01/2019: -    109,47
01/02/2019:      269,41 (+   378,88 )
01/03/2019:      890,47 (+   621,06 )
01/04/2019:   1.767,70 (+   877,23 )
01/05/2019:   3.755,46 (+1.987,76 )
01/06/2019:   4.814,83 (+1.059,37 )
01/07/2019:   5.959,50 (+1.144,67 )
01/08/2019:   7.116,94 (+1.157,44 )
01/09/2019:   9.855,39 (+2.738,45 )
01/10/2019:   9.718,18 (-    137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
01/03/2020: 15.039,09 (+   675,56 )
01/04/2020: 15.456,74 (+   417,65 )
01/05/2020: 16.903,74 (+1.447,00 )
01/06/2020: 17.847,51 (+   943,77 )
01/07/2020: 19.991,35 (+2.143,84 )
01/08/2020: 23.859,77 (+3.868,42 )
01/09/2020: 27.705,58 (+3.845,81 )
01/10/2020: 28.348,92 (+   643,34 )
01/11/2020: 29.975,77 (+1.626,85 )
01/12/2020: 32.157,81 (+2.182,04 )
01/01/2021: 37.536,36 (+5.378,55 )
01/02/2021: 39.128,65 (+1.592,29 )
01/03/2021: 43.488,25 (+4.359,60 )

01/04/2021: 50.227,75 (+6.739,50 )

Savings were roughly 1,1k. Didn't think I'd hit 50k until much later this year, but the crypto position keeps going up. Savings should be going up the next few months.

catorbe

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Re: Race from 10 to 100k!!
« Reply #3468 on: March 31, 2021, 01:16:47 PM »
20172018201920202021
January$12.1k$24.7k$49.0k$76.2k
February$13.6k$27.2k$46.5k$79.0k
March$15.1k$29.3k$42.7k$82.6k
April$16.6k$31.3k$47.5k
May$17.7k$31.5k$50.6k
June$18.5k$33.3k$53.5k
July6.2k$20.2k$35.1k$58.5k
August$6.8k$20.8k$36.7k$63.0k
September   $8.2k$22.2k$38.6k$63.2k
October$9.0k$21.7k$40.2k$62.9k
November$9.9k$22.5k$42.6k$69.9k
December$11.1k   $22.4k   $44.6k   $75.0k   

I rearranged my table to take up less space. Who was going to tell me I had been reporting two September 2020s in a row?

More than I ever expected to have at this point. Congrats @catorbe on your similar progress. :)

Thanks Tass! Now the race is really on! My goal was $100k by the end of the year but let's see who can beat their original goal by the most!

Tinker

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Re: Race from 10 to 100k!!
« Reply #3469 on: March 31, 2021, 01:22:19 PM »
56,724 -> 58,040
+1316

The big bills came through. Clown Club membership paid, pots, earth and fertilizer for the chili peppers all settled, new tires and related pump for the bike to get me to the Clown Club and maybe to work if we ever get out of home office times...

Should be in the clear for the coming months. Other than groceries the only thing I may need is pants and shoes where I'm down to my last couple still presentable.
Got taxes done, too: they owe me, hah!

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #3470 on: March 31, 2021, 04:02:20 PM »
March 2020 - $32,466
April 2020 - $36,157
May 2020 - $38,540
June 2020 - $39,514
July 2020 - $42,207
August 2020 - $44,045
September 2020 - $44,514
October 2020 - $45,564
November 2020 - $50,152
December 2020 - $52,356
January 2021 - $53,423
February 2021 - $54,304

March 2021 - $58,321

My 401K made a big rebound.  Woo hoo!  It's weird to start to see that have more of an affect on my net worth.  Back when I didn't have as much in there, it was just a tiny blip. 

JCGreen

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Re: Race from 10 to 100k!!
« Reply #3471 on: March 31, 2021, 07:29:37 PM »
I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2021 is to make it to $100K. - Aiming for June

Net worth:
2017:
Dec2017:$7800
2018
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
2019
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182)
Sep2019: $34,179 (-5739)
Oct2019: $38,091 (+3912)
Nov2019: $39,867 (+1776)
Dec2019: $43836 (+$3968)
2020
Jan2020:$45,839 (+$2003)
Feb2020:$43,345 (-$2494)
Mar2020:$39,081 (-$4264)
Apr2020:$47,551 (+$9470)
May2020:$51,613 (+$4,061)
Jun2020:$56,760 (+$5147)
Jul2020:$61,567 (+$4,807)
Aug2020:$68,102 (+$6,535)
Sep2020:$68,212(+$109)
Oct2020:$68,976 (+$763)
Nov2020:$76,790 (+$7,814)
Dec2020:$82,778 (+$5,987)
2021
Jan2021:$89,090 (+$6,321)
Feb2021:$86,608 (-$2482)
Mar2021:$98,860.10 (+$12,259.90) Quite a few good things happening here, I got a larger bonus than I was expecting that I used to pay off debt (that was counting against net worth) and the stock market made some nice gains! With a little luck, I should make it to 100k next month! We will see how it goes, going to keep on keeping on.

Imma

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Re: Race from 10 to 100k!!
« Reply #3472 on: April 01, 2021, 02:48:05 AM »
April 2019: 10094.35
May 2019: 11629.87
June 2019: 12728.63
July 2019: 13021,33
August 2019: 10363,95
September 2019: 10338.28
October 2019: 11128.59
November 2019: 11227,46
December 2019: 11991,27
January 2020: 12576,72
February 2020: 11904,39
March 2020: 10425,32
April 2020: 11830,70
May 2020: 12154,67
June 2020: 14634,19
July 2020: 15345,09
August 2020: 16444,46
September 2020: 17108,60
October 2020: 16687,93
November 2020: 17762,62
December 2020: 19386,94
January 2021: 20649.69
February 2021: 22021,64
March 2021: 22763,55

Goals for 2021:
Savings: 10.000
Investments: 25.000

@Rosy you have been such an inspiration to others too! You have already won the game, as far as I understand, so I totally get that you want to start spending a little bit more on things that make you happy. And any money left over can still go into the market.

I have been spending a bit more this month as well. I hardly ever buy clothes and certainly not new but I bought two new dresses this month - expensive dresses because they are made in Europe from sustainable fabrics. Over the past year I've probably spent about 750 on clothes, which is probably more than I've spent the last 5 years together. But all were necessary purchases (a winter coat to replace my 15-year old coat, winter shoes, a winter dress, a spring dress and a summer dress) and I just don't feel comfortable in thrift shops right now. I'll go back to buying used as soon as I get my vaccine. I still need new shoes for summer, then I'm good for the next couple of years.

I also spent quite a bit on shipping handmade Easter care packages to friends worldwide and I bought some stuff to cheer up my Easter table, although we won't have visitors: some vintage tableware. I have a small collection from inheritances/thrift shops but the new-to-me items are bought from a small, independent online shop. I paid more than the usual 1 in the thrift shop, but 25 including shipping for a whole box is still fairly acceptable. And I'm supporting a small business. Just trying to justify my Covid spending spree ;-) It's stupid but I just know my cute vintage butterdish will spark lots of joy for me.

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #3473 on: April 01, 2021, 03:00:27 AM »
Tracking investments, emergency fund and additional pension investments (all to be used to retire together with SO!)
(not tracking company pension investments, house value and current accounts / special project savings)

15 May 2020: EUR 17,034 (started tracking)
15 December 2020: EUR 23,325

31 January 2021: EUR 24,040
28 February 2021: EUR 25,103
31 March 2021: EUR 26,263
(2021 goal: EUR 35K)

And again a steady increase. It's beginning to look a bit boring (like life in COVID times).......

bcbaseballman

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Re: Race from 10 to 100k!!
« Reply #3474 on: April 01, 2021, 07:27:26 AM »

2018                             2019                              2020                            2021
1/31: (5949.05)              1/31: 13,493.35              1/31: 44,514                 1/31: 85,576
2/28: (5288.30)              2/28: 15,766.50              2/29: 48,891                 2/28:  86,616
3/31: (4273.93)              3/31: 19,286                   3/31: 46,104
4/30: (2592.07)              4/30: 19,283                   4/30: 52,720
5/31: (629.70)                5/31: 18,676                   5/31: 55,177
6/30: 1,206.77                6/30: 22,362                   6/30: 59,720
7/31: 2,703.97                7/31: 24,646                   7/31: 65,792
8/31: 5,651.70                8/30: 27,199                   8/31: 71,970
9/31: 8,039.01                9/31: 30,664                   9/30: 72,466
10/31: 7,803.49              10/31: 33,343                 10/31: 72,288
11/30: 9,531.28              11/30: 35,249                 11/30: 80,093
12/31: 9,296.79              12/31: 39,079                 12/31: 84,002


3/31/2021: $94,099

Big jump this month but that was to be expected with stimulus payment. Will have more bills for the new how coming out here next month to most likely wont see much change next month but only time will tell on that.

Spread sheet is updated and ready to be filled in:
https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?usp=sharing
« Last Edit: April 12, 2021, 08:39:50 AM by bcbaseballman »

shrimpwd

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Re: Race from 10 to 100k!!
« Reply #3475 on: April 01, 2021, 07:50:32 AM »
                       2018                2019                2020                2021                2022               
January$6,455-$14,460$34,473-
February--$14,991$36,257-
March--$14,632$38,256-
April-$10,960$13,884$47,021-
May--$17,011--
June--$19,255--
July--$20,358--
August--$21,993--
September--$23,312--
October--$24,777--
November-$13,466$26,407--
December$9,518-$30,697--

Bit of a bump. I should hit 50K next month!

hal

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Re: Race from 10 to 100k!!
« Reply #3476 on: April 01, 2021, 11:13:37 AM »
MonthInvested TNW
Aug 2020$7,009$44,174
Sep 2020$11,792$44,287
Oct 2020$31,493$64,283
Nov 2020$41,577$73,480
Dec 2020$50,881$81,261
Jan 2021$57,339$89,777
Feb 2021$64,587$97,514
Mar 2021$72,121$107,895

Exceeded $100k in TNW this month! Meeting that goal in investments seems closer and closer. We are upping our emergency fund as we have a cross country move. Tomorrow I invest about $4.5k (if I recall correctly) in our taxable. Also having a lot of fun in Google Sheets (see attached) charting the growth and seeing the (at this point, limited but still visible) impacts of compound interest. Wooh!

mountain mustache

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Re: Race from 10 to 100k!!
« Reply #3477 on: April 02, 2021, 08:53:04 AM »
10/02/2020- $14835.83
11/13/2020- $16110.56
12/11/2020- $16675.72
01/08/2021- $19310.15
01/22/2021- $20533.24
02/05/2021- $21534.62
03/08/2021- $23372.12
04/02/2021- $26218.04

Good progress over the past month thanks to the stimulus, and an extra paycheck from my side job.


mgardner88

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Re: Race from 10 to 100k!!
« Reply #3478 on: April 02, 2021, 10:49:36 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)

Second highest gains this month since I've been tracking. woohoo! almost exactly 3/4 of the way there. I love posting here because i can see progress, it can feel so slow, but im an impatient person by nature lol. Love reading everyones progress.

sb510

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Re: Race from 10 to 100k!!
« Reply #3479 on: April 04, 2021, 12:26:55 AM »
(Start of)
Oct 2020 $4,757
Nov 2020 $7,823
Dec 2020 $10,385 (Started MMM 100k challenge)
Jan 2021 $14,012
Feb 2021 $16,462
Mar 2021 $19,162
Apr 2021 $21,955

Slow and steady! So glad I joined this challenge, reading everyone's progress helps to keep me on track.

TyGuy

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Re: Race from 10 to 100k!!
« Reply #3480 on: April 04, 2021, 01:08:28 PM »

Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
11/09/20: $21,456
12/05/20: $21,456
01/02/21: $21,456
02/03/21: $21,456
03/01/21: $21,456
04/02/21: $21,456


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
10/01/20: $12,283 (-$1,214)
11/01/20: $15,692 ($3,409)
12/05/20: $19,528 ($3,836)
01/01/21: $21,735 ($2,207)
02/03/21: $21,870 ($135)
03/01/21: $23,417 ($1,547)
04/02/21: $33,080 ($9,663)

Low spending this past month and my tax return was deposited, should see steady progress over the next few months.



kaposzta

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    • Years Until FIRE Calculator
Re: Race from 10 to 100k!!
« Reply #3481 on: April 07, 2021, 11:46:56 AM »
Jan 01, 2020: $74,276
Jan 04, 2020: $83,207
Feb 05, 2021: $82,000 (-1.45%, -$1,207)
March 04, 2021: $81,655 (-0.42%, -$345)
April 01, 2021: $83,034 (+1.69, +$1,379)

I had a below-average 56% SR in March, owing to lots of book purchases (even if I bought them with a huge discount), a huge bill at the grocery store, and gifts for my family. In addition, my nerd side made me buy a Commodore VIC-20 and a Commodore C64C (both working great) with disk drive, Music Maker keys, a memory card reader, cartridges, etc. I really like them, but my total spending was about $300... Anyway, my nerd side is satisfied now, so my MMM side can now hope in a less spendy-pants future :)

On the bright side, I got my referral payment ($800), had 3 domain sales in March and 2 in April (total: $1300 + $2100 net, out of which $2100 payment is still pending), and I'll get my yearly bonus ($1700) with my next salary. My investments performed crappily again, but at least I could buy cheap ETFs again.

dizzy

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Re: Race from 10 to 100k!!
« Reply #3482 on: April 10, 2021, 04:22:34 PM »
Oct 2019- $1000
Nov 2019- $2340
Dec 2019- $2779
Jan 2020- $5658
Feb 2020- $5539
Mar 2020- $5024
Apr 2020- $5444
May 2020- $8302  (wherein I finally got some of unemployment)
June 2020- $20864 (wherein I got more unemployment plus the EIDL)
mid July 2020- $31724 (got the rest of the backpay, woohoo!)
7/31/20- $33340
9/2/20- $36366
9/17/20 - $42978
10/2/20- $43800
10/31/20- $47854
11/11/20- $53709
12/23/20- $64158
1/8/21- $69542
3/23/21- $81890
4/10/21- $88405

Hustling along...not looking forward in one way to upcoming wedding expenses, but we will have help, and earn bonus points on my credit cards (including a big ol $750 cash bonus on one of them).  Really shouldn't be much of a ding at all. 

I checked an old account and saw the BTC in it had grown few times to $577, fun find.

Also have my first music gig in a while next week, $250 for a less than one hour bar mitzvah which promises to be super awkward (they are this cultish sect and probably having a woman play trumpet is going to cause problems, but like, they didn't ask?...also we are going with the Too Many Zooz instrumentation we've dubbed "Too Many Jooz").  I have a new housecall patient and also owed some backpay from a job that got sketch (quit it and increasing hours elsewhere)
« Last Edit: April 10, 2021, 04:24:27 PM by dizzy »

Imma

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Re: Race from 10 to 100k!!
« Reply #3483 on: April 11, 2021, 08:33:57 AM »
I crossed the 15k post-tax invested threshold today! It's amazing how fast this is going. It's 8 months since I crossed 10k and 17 months since I first crossed 7.5k. From 0 to 7.5 took nearly 4 years. I have increased my monthly contributions a little bit but most of this has been market gains. I have almost 50% unrealized gains right now and I started from 0 on January 1st, 2016, after having sold my off my old portfolio in summer 2015 to help pay for our house. We poured every last penny we had into the house because it was such a great deal, it just needed some TLC but the size and location were perfect. We took the risk even though everyone advised us against it, because we had nothing to lose. Well, that house is now also up 50% in value.

We were both hit very hard by the 2008 recession, we lost jobs, my parents lost their house, we lived in great uncertainty on a low income for years. We worked so hard to make sure we'd be financially stable by the time the next recession would hit. Well, we're 13 months into the pandemic, on a personal level Covid hit us hard, we lost people, but we're still employed and every month we just get richer and richer. Money doesn't bring happiness, they say, but it's only partially true. We've been able to process this whole situation without also having to worry about money.  It would have been a million times harder if our jobs had been insecure and we wouldn't know how to pay the rent. Instead I was able to take some PTO to grieve, and it cost me nothing, and then when I was able to pull myself together, I found a better paid job right in the middle of the pandemic, because I knew my employer was suffering. When they called me in to tell me they'd have to let me to I was able to tell them I'd already found a new job. Mr Imma is furloughed from a job he loves, and he's not looking elsewhere, because he can afford to wait this out. We are far from FI, but we do have a year's worth of expenses in the bank and good job opportunities.

mckaylabaloney

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Re: Race from 10 to 100k!!
« Reply #3484 on: April 12, 2021, 08:20:42 AM »
@Imma it has been awesome to watch your progress for the last few years. I'm totally impressed by you and so glad that the losses you've faced over the last year haven't been compounded by concerns about money.