Author Topic: Race from 10 to 100k!!  (Read 1098988 times)

Stubblestache

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Re: Race from 10 to 100k!!
« Reply #3600 on: August 28, 2021, 12:28:32 AM »
July 2018: £20,385
October 2018: £24,504
January 2019: £25, 295
April 2019: £33,844
July 2019: £38,667
October 2019: £38,588
January 2020: £43,260
April  2020:  £38,094
July 2020: £49,062.35
August 2020: £50,172 just over halfway! :)
Sept 2020: £55,556
Oct 2020 : £56,42
Nov 2020: £57.565
Dec 2020 : £62,368
Jan 2021 £64,542
Feb 2021 £66,616
March 2021 £67,305
April 2021 £71,137 
May 2021 £75,325
June 2021 £73,732
July 2021 £80,163
August 2021 £82,015

September £87,420
« Last Edit: August 28, 2021, 12:36:26 AM by Stubblestache »

Serendip

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Re: Race from 10 to 100k!!
« Reply #3601 on: August 28, 2021, 12:47:31 PM »
Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746
Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900

Dec '20   62,900
Jan '21    65,400
Feb '21    67,600
Mar '21    68,750
Apr '21    72,858
May '21   75,068
June '21  77,013
July '21   79,020
Aug '21   82,801

Over 80k! (and also managed to pay off a small line of credit this month :) ) I will have to curb savings for the next few months in order to catch up on tax instalments but feels great to get to a new milestone.
« Last Edit: August 29, 2021, 07:29:57 PM by Serendip »

Serendip

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Re: Race from 10 to 100k!!
« Reply #3602 on: August 28, 2021, 12:52:19 PM »
I think all of us Europeans make slower progress than the members from the other side of the Atlantic
Even comparing on one side of the ocean allows for vast differences.


Yes, and there are even significant differences between us in North America since most Canadians don't have to worry as much about health-care costs (but likely have a different tax situation in orders to compensate for that)

 

triple7stash

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Re: Race from 10 to 100k!!
« Reply #3603 on: August 29, 2021, 07:04:17 PM »
Tracking investing in SPN (which doesn't include roth)

12/28/2020 - $62,783
1/28/2021 - $67,335.21
2/28/2021 - $69,404
3/28/2021 - $71,869
4/28/2021 - $77,861
5/31/2021 - $79,885
6/30/2021 - $82,843
7/28/2021 - $85,130
8/29/2021 - $87,558

shrimpwd

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Re: Race from 10 to 100k!!
« Reply #3604 on: August 30, 2021, 07:35:23 AM »
                       2018                2019                2020                2021                2022               
January$6,455-$14,460$34,473-
February--$14,991$36,257-
March--$14,632$38,256-
April-$10,960$13,884$47,021-
May--$17,011$52,533-
June--$19,255$54,094-
July--$20,358$55,927-
August--$21,993$58,821-
September--$23,312$67,274-
October--$24,777--
November-$13,466$26,407--
December$9,518-$30,697--

Feels a bit unreal...

Imma

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Re: Race from 10 to 100k!!
« Reply #3605 on: August 30, 2021, 01:04:16 PM »
Congratulations @Manchester , that's great news! I think you've mentioned wanting to start a family asap after marriage, I'm so happy for both of you that it happened so quickly. And I'm glad to hear you're starting this exciting new part of your life without any kind of financial stress.

I think all of us Europeans make slower progress than the members from the other side of the Atlantic, but we have to keep in mind our societies are so different. Our wages are lower but we don't have to worry as much about catastrophic life events. I'm pretty sure you're doing fantastic compared to the median of your age category in the UK. And honestly, probably compared to your parents' age category too.

Thanks Imma!
When our original date was pushed back a year the thing we were most upset about was the delay to starting our family.  We just presumed it could take months/years of trying before it happened. 

Yes, we definitely make slower progress this side of the pond!  But we have better welfare/health services/state pensions than our US counterparts, so it's swings and roundabouts I guess. 

I don't think half of my school friends will get to a £50k N/W at any point in their lives.  They just don't have the right mentality.  Going off this link https://www.bbc.co.uk/news/uk-48759591 My personal net worth is similar to an 'average family aged between 31-40'.  If I did mine and my wife's combined with house included it would be closer to families in their 50s!

So we're doing pretty well compared to average.  Let's revisit that in a year though when I find out how expensive babies are!  :D

I hope you're doing well?

Yes, I'm certainly doing well! A bit of pandemic fatigue like everyone else I suppose. The pandemic forced me to change careers, but I started a much better paid job with much better benefits about a year ago. It also turns out I have more a natural talent for this type of job than for my previous work, which was a pleasant surprise. I've been working non-stop since then and I could use a few weeks off right now.

With all the insecurities in the world, I'm glad I followed the "sensible" path and built up some net-worth early in life. We lived a sort-of boring life in our 20s, but we are pretty much "rich" in our 30s now. I have a degree but I took evening classes while working instead of the normal university experience. I borrowed some money to pay tuition and books but when I got my degree my student loan was €4500. We bought a former council home when I was 24. It wasn't fancy but we owned it. Our income has tripled since we bought it and the value has more than doubled and recently we've been able to save a lot. We're in the richest 25% in our age category and that's without inherited wealth or excessive salaries. 2021 will be the first year we're going to have an above-average income.

We didn't do any work on our home when we bought it, except for painting, but we are going to do it up next year. And we're going to loan money for it. Hold your facepunches until you've finished reading. It hasn't been upgraded since 1980 and stuff has stopped working and we're getting leaks etc. So it's necessary. And our bank is willing to loan us the money at 0,9%. So we're getting a nice new bathroom and kitchen and an extension, and we'll upgrade the insulation significantly so our energy use will go down by at least half. Bank was willing to give us about €300.000 based on income and LTV but we thought that was a bit excessive for a two-up two-down :) .

A few years ago I would never have taken on a debt to make my house more "fancy". But this debt is practically free, we're pretty terrible at DIY and we both work a LOT. So we could get a cheap Ikea kitchen and install it ourselves and it would cost almost nothing, but the result would also be terrible and wonky and "just good enough". We're still not planning on getting gold taps and marble floors but everything will be nice-looking, durable and professionally installed. And we'll probably end up richer afterwards because the value will go up more than our mortgage. Building wealth is not just about being sensible but also about being smart with money.

I hope everything is going well with the pregnancy! I'm sure financially you'll do fine even with a baby. From what I've heard from friends, the newborn stage isn't that expensive, although I suppose that does depend on cost of childcare. That would probably be the main expensive. I don't know how parental leave works there, in my country it can be quite expensive, but you've got enough money saved so that won't be an issue.

One more day left in August so numbers will be updated tomorrow. 

Imma

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Re: Race from 10 to 100k!!
« Reply #3606 on: August 31, 2021, 11:31:11 AM »
April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28
October 2019: €11128.59
November 2019: €11227,46
December 2019: €11991,27
January 2020: €12576,72
February 2020: €11904,39
March 2020: €10425,32
April 2020: €11830,70
May 2020: €12154,67
June 2020: €14634,19
July 2020: €15345,09
August 2020: €16444,46
September 2020: €17108,60
October 2020: €16687,93
November 2020: €17762,62
December 2020: €19386,94
January 2021: €20649.69
February 2021: €22021,64
March 2021: €22763,55
April 2021: €23866,70
May 2021: €25689.77
June 2021: €25659.61
July 2021: €26434.48
August 2021: €28512.33

Goals for 2021:
Savings: €10.000
Investments: €25.000

Another month, another small step in the right direction!

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #3607 on: August 31, 2021, 01:30:18 PM »
August 2020 - $44,045
September 2020 - $44,514
October 2020 - $45,564
November 2020 - $50,152
December 2020 - $52,356
January 2021 - $53,423
February 2021 - $54,304
March 2021 - $58,321
April 2021 - $61,745
May 2021 - $62,978
June 2021 - $62,595
July 2021 - $64,082

August 2021 - $66,248

Same - Imma!  Just small steps forward over here too, as always.  I only managed to save about $50 in cash, but my 401K took a nice jump from the market. 

mountain mustache

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Re: Race from 10 to 100k!!
« Reply #3608 on: August 31, 2021, 08:39:04 PM »
10/02/2020- $14835.83
11/13/2020- $16110.56
12/11/2020- $16675.72
01/08/2021- $19310.15
01/22/2021- $20533.24
02/05/2021- $21534.62
03/08/2021- $23372.12
04/02/2021- $26218.04
05/01/2021- $29057.55
06/01/2021- $30095.43


08/30/2021- $31209.00

It's been a while. I haven't had much to update as my expenses have been higher than normal with therapy, PT and going back to school/paying for classes. Still managing to creep up a tiny bit thanks to 401K


Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #3609 on: September 01, 2021, 02:52:46 AM »
Tracking investments, emergency fund and additional pension investments (all to be used to retire together with SO!)
(not tracking company pension investments, house value and current accounts / special project savings)

15 May 2020: EUR 17,034 (started tracking)
15 December 2020: EUR 23,325

31 January 2021: EUR 24,040
28 February 2021: EUR 25,103
31 March 2021: EUR 26,263
30 April 2021: EUR 27,109
31 May 2021: EUR 30,039
30 June 2021: EUR 30,721
31 July 2021: EUR 31,784
31 August 2021: EUR 31,331
(2021 goal: EUR 35K)

As expected, our holiday and the back to school expenses of the kids took a little bite out of the stash, but not as much as I was expecting (thanks to markets....). Still on track to my 2021 goal!

lifeandlimb

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Re: Race from 10 to 100k!!
« Reply #3610 on: September 01, 2021, 08:26:59 AM »
Dec 2019 $7,548   
Jan 2020 $7,379   
Feb 2020 $7,983   
Mar 2020 $11,952   
Apr 2020 $20,078   
May 2020 $27,255   
June 2020 $29,933   
July 2020 $28,764   
Aug 2020 $28,618   
Sept 2020 $28,864   
Oct 2020 $27,434   
Nov 2020 $39,641   
Dec 2020 $39,169   
Jan 2021 $42,748   
Feb 2021 $43,215   
Mar 2021 $45,100   
Apr 2021 $48,171   
May 2021 $49,227
June 2021 $49,484
July 2021 $49,142
Aug 2021 $54,479
Sep 2021 $54,644

A bit of a spendy month, but good memories were made. A couple paychecks were late this past month but should come through in September. I hope everyone had a good summer! I'm very much looking forward to fall and cooler temps.
« Last Edit: September 01, 2021, 09:34:32 AM by lifeandlimb »

bcbaseballman

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Re: Race from 10 to 100k!!
« Reply #3611 on: September 02, 2021, 08:22:54 AM »

2018                             2019                              2020                            2021
1/31: (5949.05)              1/31: 13,493.35              1/31: 44,514                 1/31: 85,576
2/28: (5288.30)              2/28: 15,766.50              2/29: 48,891                 2/28: 86,616
3/31: (4273.93)              3/31: 19,286                   3/31: 46,104                 3/31: 94,009
4/30: (2592.07)              4/30: 19,283                   4/30: 52,720                 4/30: 96,128
5/31: (629.70)                5/31: 18,676                   5/31: 55,177                 5/31: 95,056
6/30: 1,206.77                6/30: 22,362                   6/30: 59,720                 6/30: 96,201
7/31: 2,703.97                7/31: 24,646                   7/31: 65,792                 7/31: 97,017
8/31: 5,651.70                8/30: 27,199                   8/31: 71,970
9/31: 8,039.01                9/31: 30,664                   9/30: 72,466
10/31: 7,803.49              10/31: 33,343                 10/31: 72,288
11/30: 9,531.28              11/30: 35,249                 11/30: 80,093
12/31: 9,296.79              12/31: 39,079                 12/31: 84,002
Gain: 15,245.84                         29,783                            44,943

8/31/2021: 133,097

I sold my pervious house for allot more than what I was expecting to get out of it. Have the new house in the refinance process to cover the construction loans needed to update it.
Now it is time to build my EF back up as allot of it was used on the updating of the new house.
Looking forward to keep this progress going. Good luck everyone and see you in the next thread!


regenaeb

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Re: Race from 10 to 100k!!
« Reply #3612 on: September 02, 2021, 10:57:03 AM »
11/30/20 - SEP Balance $ 15524.45 + Roth $ 1770.76 - Student loan balance $ 6897.45 = $ 10,397.76
12/30/20 - SEP Balance $ 16106.09 + Roth $ 1813.94 - Student loan balance $ 6306.71 = $ 11,613.32

01/29/21 - SEP + Roth $ 20,139.02 - Student loan balance $ 5,316.32 = $ 14,822.70
02/28/21 - SEP + Roth $ 21,680.41 - Student loan balance $ 4,000.15 = $ 17,680.26
03/31/21 - SEP + Roth $ 22,823.38 - Student loan balance $ 2,994.55 = $ 19,828.83
04/27/21 - SEP + Roth $ 24,365.29 - Student loan balance $ 1,699.29 = $ 22,666.00
05/31/21 - SEP + Roth $ 25,063.59 - Student loan balance $ 0 = $ 25,063.59 - Student loan is paid off!!!
8/21/21 - SEP + Roth $ 27,113.71

I am back. I took a break this summer from reporting because we had some headaches/repairs to deal with on our FL house. All in all ended up spending just under $20k on needed repairs to the house, lawn and tree maintenance. We have pretty much replaced/fixed every large ticket item in the FL house as this point, so unless one of those trees falls on the house and takes out the roof, I am hopeful we will be in the clear for the rest of the year.

It is now the beginning of September so we are moving on and looking forward to putting money in savings/retirement accounts again. Thank God for rental house emergency funds or we would have been sunk. Now to fill it back up.

TyGuy

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Re: Race from 10 to 100k!!
« Reply #3613 on: September 02, 2021, 01:52:03 PM »
Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
11/09/20: $21,456
05/04/21: $21,456
06/01/21: $21,456
07/03/21: $21,456
08/02/21: $21,456
09/02/21: $21,456 (Loans have remained in forbearance)


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
10/01/20: $12,283 (-$1,214)
11/01/20: $15,692 ($3,409)
12/05/20: $19,528 ($3,836)
01/01/21: $21,735 ($2,207)
02/03/21: $21,870 ($135)
03/01/21: $23,417 ($1,547)
04/02/21: $33,080 ($9,663)
05/04/21: $36,424 ($3,344)
06/01/21: $39,976 ($3,552)
07/03/21: $47,349 ($7,373)
08/02/21: $52,292 ($5,044)
09/02/21: $57,319 ($5,027)

3 months in a row of net worth increases over $5,000, feels like I'm making some serious progress!

mgardner88

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Re: Race from 10 to 100k!!
« Reply #3614 on: September 03, 2021, 09:33:05 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)

Wow this month has been really hard. Our dogs surgery came out to be way more than anticipated due to lingering infection. Back to school costs. Then our car died, cracked engine block. Juggling multiple quarantines since our kids went back to school three weeks ago. I am just glad I was in the positive this month.

Tass

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Re: Race from 10 to 100k!!
« Reply #3615 on: September 05, 2021, 09:36:00 AM »
20172018201920202021
January$12.1k$24.7k$49.0k$76.2k
February$13.6k$27.2k$46.5k$79.0k
March$15.1k$29.3k$42.7k$82.6k
April$16.6k$31.3k$47.5k$87.3k
May$17.7k$31.5k$50.6k$88.2k
June$18.5k$33.3k$53.5k$90.3k
July$6.2k$20.2k$35.1k$58.5k$92.0k
August$6.8k$20.8k$36.7k$63.0k$94.4k
September   $8.2k$22.2k$38.6k$63.2k
October$9.0k$21.7k$40.2k$62.9k
November$9.9k$22.5k$42.6k$69.9k
December$11.1k   $22.4k   $44.6k   $75.0k   

Currently projecting $35 short of $100k at the end of this year, lol.

Ze Stash

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Re: Race from 10 to 100k!!
« Reply #3616 on: September 07, 2021, 04:34:56 AM »
Net worth:
01/01/2019: -    109,47 €
01/02/2019:      269,41 € (+   378,88 €)
01/03/2019:      890,47 € (+   621,06 €)
01/04/2019:   1.767,70 € (+   877,23 €)
01/05/2019:   3.755,46 € (+1.987,76 €)
01/06/2019:   4.814,83 € (+1.059,37 €)
01/07/2019:   5.959,50 € (+1.144,67 €)
01/08/2019:   7.116,94 € (+1.157,44 €)
01/09/2019:   9.855,39 € (+2.738,45 €)
01/10/2019:   9.718,18 € (-   137,21 €)
01/11/2019: 10.726,98 € (+1.008,80 €)
01/12/2019: 11.773,70 € (+1.046,72 €)
01/01/2020: 12.979,27 € (+1.205,57 €)
01/02/2020: 14.363,54 € (+1.384,27 €)
01/03/2020: 15.039,09 € (+   675,56 €)
01/04/2020: 15.456,74 € (+   417,65 €)
01/05/2020: 16.903,74 € (+1.447,00 €)
01/06/2020: 17.847,51 € (+   943,77 €)
01/07/2020: 19.991,35 € (+2.143,84 €)
01/08/2020: 23.859,77 € (+3.868,42 €)
01/09/2020: 27.705,58 € (+3.845,81 €)
01/10/2020: 28.348,92 € (+   643,34 €)
01/11/2020: 29.975,77 € (+1.626,85 €)
01/12/2020: 32.157,81 € (+2.182,04 €)
01/01/2021: 37.536,36 € (+5.378,55 €)
01/02/2021: 39.128,65 € (+1.592,29 €)
01/03/2021: 43.488,25 € (+4.359,60 €)
01/04/2021: 50.227,75 € (+6.739,50 €)
01/05/2021: 50.942,27 € (+   714,52 €)
01/06/2021: 45.969,23 € (- 4.973,04 €)
01/07/2021: 47.887,98 € (+1.918,75 €)
01/08/2021: 50.361,49 € (+2.473,51 €)

01/09/2021: 55.538,44 € (+5.176,95 €)

Forgot to update last month. Spending was higher than average in July and August due to vacation and summer spending, as it always seems to be. NW still went up a lot, mostly because of markets and BTC recovering.

dizzy

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Re: Race from 10 to 100k!!
« Reply #3617 on: September 07, 2021, 12:45:10 PM »
Holy shiz I am graduating from this thread!  Less than 2 years, went from $0 to over $100k.  I started with ~$30k income (which was an outlier, I'd made $20k a year or less the rest of my life).  Last year I made $43k before taxes, this year should be closer to $50k I think.  Adulting so hard just as 40 comes up (I opened up my first IRA on my 38th birthday...this year hit $100k by it and also I will get married 5 days later)

Definitely doing all my "bank robberies" (various bank and credit card and rando bonuses) and following a good investment plan (lil controversial to some here, definitely not that VTI only shiz, but it works for me...I'm well diversified so I SWAN) got me here.

Oct 2019- $1000
Nov 2019- $2340
Dec 2019- $2779
Jan 2020- $5658
Feb 2020- $5539
Mar 2020- $5024
Apr 2020- $5444
May 2020- $8302  (wherein I finally got some of unemployment)
June 2020- $20864 (wherein I got more unemployment plus the EIDL)
mid July 2020- $31724 (got the rest of the backpay, woohoo!)
7/31/20- $33340
9/2/20- $36366
9/17/20 - $42978
10/2/20- $43800
10/31/20- $47854
11/11/20- $53709
12/23/20- $64158
1/8/21- $69542
3/23/21- $81890
4/10/21- $88405
5/2/21- $94414
7/21/21- $93777.25
8/4/21- $97766
9/7/21- $101,806

On to the next thread and maybe will start a new one here which is goal of $50k in taxable/savings accounts, to pay off my student loan tax bomb if that's ever due (based on current projections)

DieHard_772

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Re: Race from 10 to 100k!!
« Reply #3618 on: September 11, 2021, 06:45:03 AM »

Our Investments and Savings (not including checking accounts)

9/28/18  - $22,949
10/28/18 - $23,952
11/28/18 - $27,878
1/28/19 - $28,853
2/28/19 - $31,682
3/28/19 - $32,684
4/28/19 - $35,011
5/28/19 - $35,838
6/28/19 - $38,276
7/28/19 - $40,607
8/28/19 - $40,508
9/28/19 - $42,168
10/28/19 -$42,209
11/28/19 - $44,478
12/28/19 -$46,408
1/28/20 - $49,115
2/28/20 - $50,466
3/28/20 - $48,609
4/28/20 - $55,026
5/28/20 - $59,256
6/28/20 - $60,807
7/28/20 - $64,342
8/28/20 - $65,454
9/28/20 -  $65,495
10/28/20 - $67,282
11/28/20 - $70,737
12/28/20 - $72,895
1/28/21 - $79,429
2/28/21 - $83,727
3/28/21 - $88,303
4/28/21 - $91,120
5/28/21 - $93,394
6/28/21 - $96,779
7/28/21 - $99,024
8/28/21 - $101,830
9/11/21 - $101,999

Thanks everybody for the positive vibes and support.
Onward  to the next thread...

Trifele

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Re: Race from 10 to 100k!!
« Reply #3619 on: September 11, 2021, 08:04:04 AM »
Congrats @dizzy and @DieHard_772!!   

TerrierTown

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Re: Race from 10 to 100k!!
« Reply #3620 on: September 16, 2021, 02:31:19 PM »
01 Jun 2019 NW £44,112
01 Jul 2019 NW £46,737  (+£2,625)
02 Apr 2020 NW £61,865 (+£15,128)
15 Aug 2020 NW £73,912 (+£12,047)
15 Dec 2020 NW £80,781 (+£6,869)
17 Jan 2021 NW £83,923 (+£3,142)
17 Feb 2021 NW £86,418 (+£2,495)
17 Mar 2021 NW £89,618 (+£3,200)
16 Jun 2021 NW £94,039 (+£4,421)
16 Sep 2021 NW £97,382 (+£3,343)

Slow progress! Bought the rest of the shares in my house and travelled. Unfortunately had to quarantine in a quarantine hotel on my return to the UK. Cost of quarantine £2,280. Progress feels really disappointing at the moment.

Manchester

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Re: Race from 10 to 100k!!
« Reply #3621 on: September 22, 2021, 05:54:18 AM »
My N/W grew by £2,846.97 to a new total of £54,453.44.  I've already surpassed the total increase in my N/W in 2020 which, considering it's August feels crazy (although I can blame COVID for last year).

Another month in the right direction despite my investments not performing up to their recent high standards.

My N/W grew by £1,721.56 to a new total of £56,175.

3 more updates to go this year.  I should pass my target of £60k by 31/12/21. 

Serendip

  • Handlebar Stache
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Re: Race from 10 to 100k!!
« Reply #3622 on: September 28, 2021, 12:57:43 PM »
Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746
Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900

Dec '20   62,900
Jan '21    65,400
Feb '21    67,600
Mar '21    68,750
Apr '21    72,858
May '21   75,068
June '21  77,013
July '21   79,020
Aug '21   82,801
Sept '21 81,077

First drop in a while but I paid a tax instalment of $1000, some investments went downhill, had an unexpected brake failure ($1000 fix) and bought a ski pass (an anticipated yearly event but still a good chunk of change)..so not too surprising.

Will aim to cut spending the last few months of 2021 so that I can continue paying my tax instalments in a timely manner and hopefully grow savings a bit too before year-end. Would love to end the year above $85,000.
« Last Edit: September 28, 2021, 12:59:28 PM by Serendip »

Stubblestache

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Re: Race from 10 to 100k!!
« Reply #3623 on: September 30, 2021, 03:21:35 AM »
July 2018: £20,385
October 2018: £24,504
January 2019: £25, 295
April 2019: £33,844
July 2019: £38,667
October 2019: £38,588
January 2020: £43,260
April  2020:  £38,094
July 2020: £49,062.35
August 2020: £50,172 just over halfway! :)
Sept 2020: £55,556
Oct 2020 : £56,42
Nov 2020: £57.565
Dec 2020 : £62,368
Jan 2021 £64,542
Feb 2021 £66,616
March 2021 £67,305
April 2021 £71,137
May 2021 £75,325
June 2021 £73,732
July 2021 £80,163
August 2021 £82,015
September 2021 £87,420

October 2021 £87,902 yikes, markets were bad in September.
« Last Edit: September 30, 2021, 03:26:12 AM by Stubblestache »

triple7stash

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Re: Race from 10 to 100k!!
« Reply #3624 on: September 30, 2021, 09:44:15 AM »
Tracking investing in SPN (which doesn't include roth)

12/28/2020 - $62,783
1/28/2021 - $67,335.21
2/28/2021 - $69,404
3/28/2021 - $71,869
4/28/2021 - $77,861
5/31/2021 - $79,885
6/30/2021 - $82,843
7/28/2021 - $85,130
8/29/2021 - $87,558
9/30/2021 - $87,127
« Last Edit: September 30, 2021, 09:45:47 AM by triple7stash »

Tass

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  • Working on a PhD...
Re: Race from 10 to 100k!!
« Reply #3625 on: September 30, 2021, 10:28:48 AM »
20172018201920202021
January$12.1k$24.7k$49.0k$76.2k
February$13.6k$27.2k$46.5k$79.0k
March$15.1k$29.3k$42.7k$82.6k
April$16.6k$31.3k$47.5k$87.3k
May$17.7k$31.5k$50.6k$88.2k
June$18.5k$33.3k$53.5k$90.3k
July$6.2k$20.2k$35.1k$58.5k$92.0k
August$6.8k$20.8k$36.7k$63.0k$94.4k
September   $8.2k$22.2k$38.6k$63.2k$93.1k
October$9.0k$21.7k$40.2k$62.9k
November$9.9k$22.5k$42.6k$69.9k
December$11.1k   $22.4k   $44.6k   $75.0k   

Looks like I'm hanging out in the 90s a little longer.

shrimpwd

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Re: Race from 10 to 100k!!
« Reply #3626 on: October 01, 2021, 12:17:41 AM »
                       2018                2019                2020                2021                2022               
January$6,455-$14,460$34,473-
February--$14,991$36,257-
March--$14,632$38,256-
April-$10,960$13,884$47,021-
May--$17,011$52,533-
June--$19,255$54,094-
July--$20,358$55,927-
August--$21,993$58,821-
September--$23,312$67,274-
October--$24,777$67,897-
November-$13,466$26,407--
December$9,518-$30,697--

Last month I said "Feels a bit unreal..." I feel better now, even if I did only have $623 growth in the funds. (with nearly $2k in additional funding) At least I'm buying in again at June's prices?

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #3627 on: October 01, 2021, 03:08:21 AM »
Tracking investments, emergency fund and additional pension investments (all to be used to retire together with SO!)
(not tracking company pension investments, house value and current accounts / special project savings)

15 May 2020: EUR 17,034 (started tracking)
15 December 2020: EUR 23,325

31 January 2021: EUR 24,040
28 February 2021: EUR 25,103
31 March 2021: EUR 26,263
30 April 2021: EUR 27,109
31 May 2021: EUR 30,039
30 June 2021: EUR 30,721
31 July 2021: EUR 31,784
31 August 2021: EUR 31,331
30 September 2021: EUR 31,508
(2021 goal: EUR 35K)

Tiny.....tiny.....tiny...... but still an increase this month. Feels a bit disappointing, since I did my normal contributions and these are more than this increase. But hey, this is how markets work. Only 3 months to go for this year. Hopefully I can still make the goal!


Ze Stash

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Re: Race from 10 to 100k!!
« Reply #3628 on: October 01, 2021, 05:42:04 AM »
Net worth:
01/01/2019: -    109,47 €
01/02/2019:      269,41 € (+   378,88 €)
01/03/2019:      890,47 € (+   621,06 €)
01/04/2019:   1.767,70 € (+   877,23 €)
01/05/2019:   3.755,46 € (+1.987,76 €)
01/06/2019:   4.814,83 € (+1.059,37 €)
01/07/2019:   5.959,50 € (+1.144,67 €)
01/08/2019:   7.116,94 € (+1.157,44 €)
01/09/2019:   9.855,39 € (+2.738,45 €)
01/10/2019:   9.718,18 € (-   137,21 €)
01/11/2019: 10.726,98 € (+1.008,80 €)
01/12/2019: 11.773,70 € (+1.046,72 €)
01/01/2020: 12.979,27 € (+1.205,57 €)
01/02/2020: 14.363,54 € (+1.384,27 €)
01/03/2020: 15.039,09 € (+   675,56 €)
01/04/2020: 15.456,74 € (+   417,65 €)
01/05/2020: 16.903,74 € (+1.447,00 €)
01/06/2020: 17.847,51 € (+   943,77 €)
01/07/2020: 19.991,35 € (+2.143,84 €)
01/08/2020: 23.859,77 € (+3.868,42 €)
01/09/2020: 27.705,58 € (+3.845,81 €)
01/10/2020: 28.348,92 € (+   643,34 €)
01/11/2020: 29.975,77 € (+1.626,85 €)
01/12/2020: 32.157,81 € (+2.182,04 €)
01/01/2021: 37.536,36 € (+5.378,55 €)
01/02/2021: 39.128,65 € (+1.592,29 €)
01/03/2021: 43.488,25 € (+4.359,60 €)
01/04/2021: 50.227,75 € (+6.739,50 €)
01/05/2021: 50.942,27 € (+   714,52 €)
01/06/2021: 45.969,23 € (- 4.973,04 €)
01/07/2021: 47.887,98 € (+1.918,75 €)
01/08/2021: 50.361,49 € (+2.473,51 €)
01/09/2021: 55.538,44 € (+5.176,95 €)

01/10/2021: 55.405,64 € (-132,80 €)

Savings were roughly 850 €, the downturn happened due to stockmarket.

My basement was broken into and my two bikes were stolen. On top of that they (him/her?) also stole my biking shoes, lights, helmet and even the tire pump. My girlfriends bike, my skis and some other non-valuable stuff was left, so I guess it was just one person and he/her couldn't carry more than two bikes.

In true mustachian fashion I self insured, because I don't have many valuable possession. So sadly on that front I got unlucky and household insurance would have been the better option. Hindsight is 20/20 though. I got a pretty basic Fixie bike as a replacement to get around, but will eventually need to replace my gravel bike. This especially hurts as I got my old one on ebay for fairly cheap and prices on ebay have nearly doubled here recently. It is near impossible to buy new bikes, because all vendors are out of stock due to supply chain issues and way more people showing interest in biking due to the corona crisis. So I either swallow the pill and get an equal replacement for way more than I originally paid on ebay, get a cheaper but worse replacement on ebay, or just wait until prices come down again but don't get to ride in the meantime.

regenaeb

  • 5 O'Clock Shadow
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Re: Race from 10 to 100k!!
« Reply #3629 on: October 01, 2021, 08:24:03 AM »
11/30/20 - SEP Balance $ 15524.45 + Roth $ 1770.76 - Student loan balance $ 6897.45 = $ 10,397.76
12/30/20 - SEP Balance $ 16106.09 + Roth $ 1813.94 - Student loan balance $ 6306.71 = $ 11,613.32
01/29/21 - SEP + Roth $ 20,139.02 - Student loan balance $ 5,316.32 = $ 14,822.70
02/28/21 - SEP + Roth $ 21,680.41 - Student loan balance $ 4,000.15 = $ 17,680.26
03/31/21 - SEP + Roth $ 22,823.38 - Student loan balance $ 2,994.55 = $ 19,828.83
04/27/21 - SEP + Roth $ 24,365.29 - Student loan balance $ 1,699.29 = $ 22,666.00
05/31/21 - SEP + Roth $ 25,063.59 - Student loan balance $ 0 = $ 25,063.59 - Student loan is paid off!!!
8/21/21 - SEP + Roth $ 27,113.71
9/30/21 - SEP + Roth $ 27,063.71

I added $1000 this month to my SEP, but due to market flux, I look like I have a loss. But I am in this for the long game, so I know this month I bought these funds on sale, just keep buying.

TyGuy

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  • Age: 28
  • Location: Oregon
Re: Race from 10 to 100k!!
« Reply #3630 on: October 01, 2021, 10:55:10 AM »
Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
11/09/20: $21,456
05/04/21: $21,456
06/01/21: $21,456
07/03/21: $21,456
08/02/21: $21,456
09/02/21: $21,456
10/01/21: $21,456 (Loans have remained in forbearance)


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
10/01/20: $12,283 (-$1,214)
11/01/20: $15,692 ($3,409)
12/05/20: $19,528 ($3,836)
01/01/21: $21,735 ($2,207)
02/03/21: $21,870 ($135)
03/01/21: $23,417 ($1,547)
04/02/21: $33,080 ($9,663)
05/04/21: $36,424 ($3,344)
06/01/21: $39,976 ($3,552)
07/03/21: $47,349 ($7,373)
08/02/21: $52,292 ($5,044)
09/02/21: $57,319 ($5,027)
10/01/21: $58,555 ($1,236)

Happy with the increase, had some unexpected expenses this past month in addition to the market downturn. Excited to be able to buy stocks at a reduced price in the coming weeks!

LittleWanderer

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  • Location: USA
Re: Race from 10 to 100k!!
« Reply #3631 on: October 01, 2021, 01:55:18 PM »
September 2020 - $44,514
October 2020 - $45,564
November 2020 - $50,152
December 2020 - $52,356
January 2021 - $53,423
February 2021 - $54,304
March 2021 - $58,321
April 2021 - $61,745
May 2021 - $62,978
June 2021 - $62,595
July 2021 - $64,082
August 2021 - $66,248

September 2021 - $64,221

Whomp-whomp.  Thanks, stock market.  Oh well - just another month!

Imma

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Re: Race from 10 to 100k!!
« Reply #3632 on: October 02, 2021, 05:13:11 AM »
April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28
October 2019: €11128.59
November 2019: €11227,46
December 2019: €11991,27
January 2020: €12576,72
February 2020: €11904,39
March 2020: €10425,32
April 2020: €11830,70
May 2020: €12154,67
June 2020: €14634,19
July 2020: €15345,09
August 2020: €16444,46
September 2020: €17108,60
October 2020: €16687,93
November 2020: €17762,62
December 2020: €19386,94
January 2021: €20649.69
February 2021: €22021,64
March 2021: €22763,55
April 2021: €23866,70
May 2021: €25689.77
June 2021: €25659.61
July 2021: €26434.48
August 2021: €28512.33
September 2021: €29243.37

Goals for 2021:
Savings: €10.000
Investments: €25.000

Seems I'm one of the few people still moving up instead of down! It's because I hold a relatively large amount of my NW in savings - about 25% right now. This year's goal was increasing my savings, as well as investing my regular amounts every month.  Last Christmas we decided that we needed to save up more cash in 2021 - we were still in the middle of the second wave then, we were both on short-term job contracts and our home needed some repairs. So we did. I'm glad we did even though we may have missed out on some gains. It gives us great peace of mind to know we could still cope with a major home repair or something even if we both lost our jobs somehow.

I still feel uncertain about a lot of things now. Energy has become extremely expensive. Right now we pay €73/month and we usually get a small refund at the end of the year. Our current contract runs out in February and I just looked up current pricing. The cheapest price I could find for a new contract is €125/month. We can still easily afford that, but if we have a cold winter, it will probably be even more expensive in February. We could still afford it even if the prices tripled but I'd rather not pay that. We aren't really experiencing empty shelves in my corner of the world but we are slowly filling up our pantry again just in case. We're not hoarding, just buying one extra bag of flour or vegetables at a time.

lifeandlimb

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Re: Race from 10 to 100k!!
« Reply #3633 on: October 02, 2021, 10:09:00 AM »
Dec 2019 $7,548   
Jan 2020 $7,379   
Feb 2020 $7,983   
Mar 2020 $11,952   
Apr 2020 $20,078   
May 2020 $27,255   
June 2020 $29,933   
July 2020 $28,764   
Aug 2020 $28,618   
Sept 2020 $28,864   
Oct 2020 $27,434   
Nov 2020 $39,641   
Dec 2020 $39,169   
Jan 2021 $42,748   
Feb 2021 $43,215   
Mar 2021 $45,100   
Apr 2021 $48,171   
May 2021 $49,227
June 2021 $49,484
July 2021 $49,142
Aug 2021 $54,479
Sep 2021 $54,644
Oct 2021 $49,328

Went on vacation and spent $$! Looks like the market downturn got some other people, too. At least two significant paychecks, late due to an error, are finally coming in this month.

DieHard_772

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Re: Race from 10 to 100k!!
« Reply #3634 on: October 03, 2021, 06:47:11 AM »

Went on vacation and spent $$! Looks like the market downturn got some other people, too. At least two significant paychecks, late due to an error, are finally coming in this month.

@lifeandlimb @LittleWanderer  Haha, yep September stock market blues hit me too. Appreciating the shared experience here

Way to make progress @Imma

MommyCake

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  • Location: NJ
Re: Race from 10 to 100k!!
« Reply #3635 on: October 07, 2021, 09:13:42 AM »
It has been way too long since I have kept track of things on here....  Seeing it in black and white is making me realize I am holding way too much in cash.  Three years since my last post and I'm still not over 100k in investments.....

Investments only:

9/4/18     73,600
10/4/18   75,950
11/7/18   75,960
10/7/21   96,760

mgardner88

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  • Posts: 43
Re: Race from 10 to 100k!!
« Reply #3636 on: October 08, 2021, 08:59:55 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)

Despite the stock market not performing well I have still made it over 100k! Right in line with my goal, see you all on the next thread soon!

Trifele

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Re: Race from 10 to 100k!!
« Reply #3637 on: October 10, 2021, 06:02:28 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)

Despite the stock market not performing well I have still made it over 100k! Right in line with my goal, see you all on the next thread soon!

Woohoo!!  Congratulations and well done @mgardner88 !

Slanhirn

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Re: Race from 10 to 100k!!
« Reply #3638 on: October 10, 2021, 08:03:33 AM »
I've been a little absent since June but still saving!

Tracking full net worth

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
EOY 12.2019 - £62,523
EOY 12.2020 - £82,420
01.2021 - £84,647 (+2,227)
02.2021 - £86,456 (+1,809)
03.2021 - £88,885 (+2,429)
04.2021 - £90,615 (+1,730)
05.2021 - £91,865 (+1,250)
06.2021 - £93,664 (+1,799)
07.2021 - £95,459 (+1,795)
08.2021 - £97,223 (+1,764)
09.2021 - £99,228 (+2,005)
10.2021 - £100,008 (+780) - Sneaked just over the £100K milestone!!

I started the race to £10K in Aug 2016 and I hit £10K 18 months later in Apr 2018 from a starting net worth of -£13K. It took me 3.5 years to save up to £100K! Along the way I paid off my student loan completely (last payment was August just gone!), moved across the country, bought a flat, went from single to a relationship, to engaged, through a large pay cut at the height of the pandemic last year and handling various other life problems.

Thanks to all on the forum, I've been more of a lurker in this thread but I always enjoyed reading everyone's progress :). See you all in the race to £250K!

mgardner88

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  • Posts: 43
Re: Race from 10 to 100k!!
« Reply #3639 on: October 11, 2021, 08:38:40 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)

Despite the stock market not performing well I have still made it over 100k! Right in line with my goal, see you all on the next thread soon!

Woohoo!!  Congratulations and well done @mgardner88 !

Thank you!!!

Trifele

  • Magnum Stache
  • ******
  • Posts: 4616
  • Age: 55
  • Location: Outside, NC, US
    • In The Garden
Re: Race from 10 to 100k!!
« Reply #3640 on: October 11, 2021, 05:23:09 PM »
Congratulations @Slanhirn!!  On to the next thread!  You’re entering the really fun part, where it goes faster and faster. 

Manchester

  • Bristles
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  • Posts: 380
  • Location: UK
Re: Race from 10 to 100k!!
« Reply #3641 on: October 12, 2021, 05:18:02 AM »
Congrats @mgardner88 and @Slanhirn - all the best in the next thread.  Go and smash it.


Manchester

  • Bristles
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  • Posts: 380
  • Location: UK
Re: Race from 10 to 100k!!
« Reply #3642 on: October 12, 2021, 05:21:16 AM »
Net worth:
01/01/2019: -    109,47 €
01/02/2019:      269,41 € (+   378,88 €)
01/03/2019:      890,47 € (+   621,06 €)
01/04/2019:   1.767,70 € (+   877,23 €)
01/05/2019:   3.755,46 € (+1.987,76 €)
01/06/2019:   4.814,83 € (+1.059,37 €)
01/07/2019:   5.959,50 € (+1.144,67 €)
01/08/2019:   7.116,94 € (+1.157,44 €)
01/09/2019:   9.855,39 € (+2.738,45 €)
01/10/2019:   9.718,18 € (-   137,21 €)
01/11/2019: 10.726,98 € (+1.008,80 €)
01/12/2019: 11.773,70 € (+1.046,72 €)
01/01/2020: 12.979,27 € (+1.205,57 €)
01/02/2020: 14.363,54 € (+1.384,27 €)
01/03/2020: 15.039,09 € (+   675,56 €)
01/04/2020: 15.456,74 € (+   417,65 €)
01/05/2020: 16.903,74 € (+1.447,00 €)
01/06/2020: 17.847,51 € (+   943,77 €)
01/07/2020: 19.991,35 € (+2.143,84 €)
01/08/2020: 23.859,77 € (+3.868,42 €)
01/09/2020: 27.705,58 € (+3.845,81 €)
01/10/2020: 28.348,92 € (+   643,34 €)
01/11/2020: 29.975,77 € (+1.626,85 €)
01/12/2020: 32.157,81 € (+2.182,04 €)
01/01/2021: 37.536,36 € (+5.378,55 €)
01/02/2021: 39.128,65 € (+1.592,29 €)
01/03/2021: 43.488,25 € (+4.359,60 €)
01/04/2021: 50.227,75 € (+6.739,50 €)
01/05/2021: 50.942,27 € (+   714,52 €)
01/06/2021: 45.969,23 € (- 4.973,04 €)
01/07/2021: 47.887,98 € (+1.918,75 €)
01/08/2021: 50.361,49 € (+2.473,51 €)
01/09/2021: 55.538,44 € (+5.176,95 €)

01/10/2021: 55.405,64 € (-132,80 €)

Savings were roughly 850 €, the downturn happened due to stockmarket.

My basement was broken into and my two bikes were stolen. On top of that they (him/her?) also stole my biking shoes, lights, helmet and even the tire pump. My girlfriends bike, my skis and some other non-valuable stuff was left, so I guess it was just one person and he/her couldn't carry more than two bikes.

In true mustachian fashion I self insured, because I don't have many valuable possession. So sadly on that front I got unlucky and household insurance would have been the better option. Hindsight is 20/20 though. I got a pretty basic Fixie bike as a replacement to get around, but will eventually need to replace my gravel bike. This especially hurts as I got my old one on ebay for fairly cheap and prices on ebay have nearly doubled here recently. It is near impossible to buy new bikes, because all vendors are out of stock due to supply chain issues and way more people showing interest in biking due to the corona crisis. So I either swallow the pill and get an equal replacement for way more than I originally paid on ebay, get a cheaper but worse replacement on ebay, or just wait until prices come down again but don't get to ride in the meantime.

Sorry to hear that.  People are such scumbags.  Keep an eye on Facebook marketplace and eBay, sometimes people rob them and try to sell them on there. 

You said hindsight is 20/20 and you're right.  Don't beat yourself up about it.  These things happen.  Just go and buy better locks lol.

Slanhirn

  • 5 O'Clock Shadow
  • *
  • Posts: 53
Re: Race from 10 to 100k!!
« Reply #3643 on: October 14, 2021, 05:59:58 AM »
Thanks @Trifele and @Manchester !!

IrishFI

  • 5 O'Clock Shadow
  • *
  • Posts: 28
Re: Race from 10 to 100k!!
« Reply #3644 on: October 14, 2021, 01:39:25 PM »
Hi Everyone, recently passed 10k so wanted to check in here.

Emergency fund - 3k
Pension - 3469
ETF - 5290 (tax on gains not deducted)
Poker Roll - 140

Goal for 2021 is to reach 20k. GL everyone.

Hit my goal for 2021 ahead of schedule. Im starting to find more spendy desires popping up. Has anyone else found that after the initial honeymoon period.

Pension - 8350
Taxable - 13300
Emergency fund - 520





TerrierTown

  • 5 O'Clock Shadow
  • *
  • Posts: 35
Re: Race from 10 to 100k!!
« Reply #3645 on: October 15, 2021, 02:54:22 AM »
01 Jun 2019 NW £44,112
01 Jul 2019 NW £46,737  (+£2,625)
02 Apr 2020 NW £61,865 (+£15,128)
15 Aug 2020 NW £73,912 (+£12,047)
15 Dec 2020 NW £80,781 (+£6,869)
17 Jan 2021 NW £83,923 (+£3,142)
17 Feb 2021 NW £86,418 (+£2,495)
17 Mar 2021 NW £89,618 (+£3,200)
16 Jun 2021 NW £94,039 (+£4,421)
16 Sep 2021 NW £97,382 (+£3,343)

15 Oct 2021 NW £99,683  (+£2,301)

Almost made it! Although feels slow...

TerrierTown

  • 5 O'Clock Shadow
  • *
  • Posts: 35
Re: Race from 10 to 100k!!
« Reply #3646 on: October 15, 2021, 02:59:21 AM »
Hi Everyone, recently passed 10k so wanted to check in here.

Emergency fund - 3k
Pension - 3469
ETF - 5290 (tax on gains not deducted)
Poker Roll - 140

Goal for 2021 is to reach 20k. GL everyone.

Hit my goal for 2021 ahead of schedule. Im starting to find more spendy desires popping up. Has anyone else found that after the initial honeymoon period.

Pension - 8350
Taxable - 13300
Emergency fund - 520

Being honest, not really. I do struggle with buying takeaway though because I'm a greedy so and so. Stick at it, it will become a habit and do you know the goal you want to get to? Are you clear on it?

IrishFI

  • 5 O'Clock Shadow
  • *
  • Posts: 28
Re: Race from 10 to 100k!!
« Reply #3647 on: October 15, 2021, 06:25:47 AM »
Hi Everyone, recently passed 10k so wanted to check in here.

Emergency fund - 3k
Pension - 3469
ETF - 5290 (tax on gains not deducted)
Poker Roll - 140

Goal for 2021 is to reach 20k. GL everyone.

Hit my goal for 2021 ahead of schedule. Im starting to find more spendy desires popping up. Has anyone else found that after the initial honeymoon period.

Pension - 8350
Taxable - 13300
Emergency fund - 520

Being honest, not really. I do struggle with buying takeaway though because I'm a greedy so and so. Stick at it, it will become a habit and do you know the goal you want to get to? Are you clear on it?

We all have our kryptonite. Have you tried fakeaways? not as convenient but can be just as tasty. Mostly I spend stupid amounts of time trying to make the numbers work for a brand new electric car purchase or a solar panel investment and buying my own home. Realistically all these things are likely to be inferior to just DCA into the market and chill.

Manchester

  • Bristles
  • ***
  • Posts: 380
  • Location: UK
Re: Race from 10 to 100k!!
« Reply #3648 on: October 25, 2021, 03:39:17 AM »
My N/W grew by £2,846.97 to a new total of £54,453.44.


My N/W grew by £1,721.56 to a new total of £56,175.



October update:

My N/W grew by £2,262.53 to a new total of £58,437.53.

Only £1,562.47 to go to hit my target of £60k this year.  I should hopefully do that next month, but lets see. :)

triple7stash

  • Stubble
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  • Posts: 101
  • Location: Age 28 - Sacramento, CA
    • Pension Prologue
Re: Race from 10 to 100k!!
« Reply #3649 on: October 28, 2021, 10:50:50 AM »
Tracking investing in SPN (which doesn't include roth)

12/28/2020 - $62,783
1/28/2021 - $67,335.21
2/28/2021 - $69,404
3/28/2021 - $71,869
4/28/2021 - $77,861
5/31/2021 - $79,885
6/30/2021 - $82,843
7/28/2021 - $85,130
8/29/2021 - $87,558
9/30/2021 - $87,127
10/28/2021 - $92,699

 

Wow, a phone plan for fifteen bucks!