Author Topic: Race from 10 to 100k!!  (Read 524540 times)

Manchester

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Re: Race from 10 to 100k!!
« Reply #2350 on: April 23, 2019, 08:25:49 AM »
October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155
December 25, 2018 = $15,396
January 26, 2019 = $78,191 (Added our 401Ks into the mix)
February 9, 2019 = $80,723.72
February 14, 2019 = $81,500.07
February 22, 2019 = $84,426.22
March 8, 2019 = 91581.06
March 24, 2019 = 96640.33
April 6, 2019 = 99886.50
April 13, 2019 = 100,325.68

Is this even real? We went from $54,000 in our 401ks that we had been contributing for 15 plus years in October to almost doubling our savings/investments in roughly a 6 month period. Unreal! I would have never thought it would be possible. You guys are the best! Seriously, the advice all of you give is above the highest economists in the world's advice, and you give it all away for free! Thanks again, ya'll. See you in the next thread.

Well done!

You don't increase your N/W as quickly as you have without putting some serious effort into it.  You'll be FIRE'd in no time!

adamb

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Re: Race from 10 to 100k!!
« Reply #2351 on: April 23, 2019, 11:43:51 AM »
I'm at 67k today! Started saving/investing seriously exactly 2 years ago, when I had about 5-10k. I expect I will hit 100k right before my next birthday at 28 (about 11 months) if I sell my car.

I've driven my car a total of 5 times the past year, so that's looking more and more likely, especially since my next apartment is right by the subway and doesn't have parking. I just really need to convince myself it's okay to do, I've never not had a car since I was 16 :O.

Congrats! I just turned 28 too. I'm in the same dilemma I put a total of 500 miles (most of which were people borrowing it) on my car last year. Living in a city with car2go's everywhere it makes less and less sense to hold on to it.

Thanks! Update on this one: I sold my car in December and put it all in VTSAX right as the market was at it's lowest in years (dumb luck). That plus increased salary/savings and market growth means I am at 99k now! I expect I'll hit 100k in the next paycheck if market holds flat, or 2-3 paychecks if it takes a dip. In either scenario, I'll be at 100k NW a month before my 28th birthday!

Brokerage - 22,223
IRA - 18,680
Roth IRA - 33,212
401k - 17,550
Cash - 7,500

Found MMM 3 years ago, been working full-time for 5 years, was frugal for all 5 but didn't realize the power of investing until after MMM.

Next goal after that is probably getting a MFH property and becoming a land lord. That's taking a lot of research first to make sure I find the right property.

paulkots

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Re: Race from 10 to 100k!!
« Reply #2352 on: April 24, 2019, 06:33:55 AM »

11/26/17: $47,707.48
06/22/18: $72,953.75
07/27/18: $71,676.31
08/23/18: $65,034.83
10/04/17: $63,306.87
10/26/18: $64,270.98
11/27/18: $66,467.65
12/26/18: $66,160.59
01/28/18: $64,688.44
03/25/19: $63,325.75

Skipped a month. In the last 2 months, did my taxes, I was close on pre-payment but had to paid some more. Also, did the Costa Rica vacation and some work around the house. First 2019 tax pre-payment was sent out. Major expenses were Costa Rica vacation and the work I did on my GTI for a roadtrip to Montana.

04/24/19: $65,022.87

Didn't have much expenses this month so I booked future planned trips, hotels, tickets and entertainment since the CC was lower than usual.

AAM550

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Re: Race from 10 to 100k!!
« Reply #2353 on: April 25, 2019, 01:15:33 PM »
Just discovered MMM and this is my first post here. It's really inspiring seeing all the awesome stories here and the healthy mentality about money and spending. I'm not sure what the correct format for here is but i'll just go ahead and splatter all the info that seems pertinent and then update next month and refine over time.

Income - 9,648.82 ( $2430.14 from full time employment / $6618.66 from part time job / $600 in rent )
Spending - $3,028.07

Cash- $8,676.52
401(k)- $16,055.13

Mortgage - $143,589.34 at 3.25 % Interest

Please let me know if you have any tips or tweaks to help me along!

DadJokes

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Re: Race from 10 to 100k!!
« Reply #2354 on: April 25, 2019, 01:28:33 PM »
Welcome @AAM550 - we are thrilled to have you join us!

In this thread, we track our net worth growth monthly (or at whatever interval suits you).

Things that should be included in your net worth include cash, investments, real estate, and any debt that reduces your net worth. You can feel free to separate those out here or combine them all and just post the total value. It serves to keep track, receive and give support to others, and for the more competitive...race.

We also have a Google spreadsheet that tracks everyone currently racing to $100k. You can add your numbers there every month if you wish. https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit#gid=0

Evasion

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Re: Race from 10 to 100k!!
« Reply #2355 on: April 25, 2019, 03:51:19 PM »
20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412

Late April 2019 - 48,372

Upwards and onwards, thanks to market and dividends but I have been struggling to save, way too slow to get to 50k..
One month left before my birthday, should tighten my belt until then!!

Serendip

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Re: Race from 10 to 100k!!
« Reply #2356 on: April 26, 2019, 10:27:40 AM »
Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075
Apr '19     53,065 (first downward swing--unexpectedly larger tax bill and still owe my SO for some strata roofing costs as we keep our finances seperate and he took the full hit of 10,000)

Have to admit, getting told you owe thousands more in taxes and not having to scramble for it is SUCH a relief!  Love the lessons I've learned here even if I will be more careful not to get into the same situation next year (self-employed and made much more than I normally do)

lemonverbena

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Re: Race from 10 to 100k!!
« Reply #2357 on: April 28, 2019, 11:56:16 AM »
Hi! Joining in.

Late Apr 2019:
tIRA: $6,329
Simple IRA: $4,500
Emergency fund: $1,000

Total: $11,829

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2358 on: April 28, 2019, 02:39:01 PM »
Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
July 2018 €24.400 (+1.100)
Aug 2018 €25.700 (+1.300)
Sept 2018 €26.100 (+400)
Oct 2018 €26.100 (+0)
Nov 2018 €29.100 (+3.000!!)
Dec 2018 €35.600 (+6.500)
Jan 2019 €39.000 (+3.400)
Feb 2019 €40.700 (+1.700)
Mar 2019 €42.400 (+1.700)
Apr 2019 €44.900 (+2.500)

Great market month + fairly low spending. First month of the year without any big line items like travel or one-offs. About 1500 is actual savings, the other 1000 is a great month for stocks. Next month is a double paycheck month for me so it looks like I'll be able to hit 50k by June, assuming no market drops.

JCGreen

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Re: Race from 10 to 100k!!
« Reply #2359 on: April 28, 2019, 04:18:28 PM »
I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2019 is to make it to $45K.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
Jan2019: $27,100 (+3140)
Feb2019:$29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)- Another good savings month, if this keeps up I should meet my end of year goal! Its amazing for me to think I am up almost $20K for a year seeing as I made/will make less than 50K a year.

vertkurt

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Re: Race from 10 to 100k!!
« Reply #2360 on: April 28, 2019, 06:31:09 PM »
1/1= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310
3/1/19 = 59,800
4/1/19 = 63,705
5/1/19= 70,328

Imma

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Re: Race from 10 to 100k!!
« Reply #2361 on: April 29, 2019, 09:47:05 AM »
After spending almost two years in the Saving to 10k thread, I have officially graduated to this thread! :)

April 2019: €10094.35


Goals for 2019:
Savings: €5000
Investments: €10000

I'm on a low-ish income compared to many on MMM, but I've increased my income by 50% since I started to track my savings 2 years ago, so I'm getting there! I don't personally track my net worth but my savings + investments instead. We bought our home during a real estate dip and we're now in a bubble where prices go up by 10% a year. We already live in a very cheap and small home so the only way we could ever release this equity is by selling up and moving into a tent. As we're not planning on doing that anytime soon, I don't want to distort my numbers by adding the value of our home.

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2362 on: April 29, 2019, 10:17:59 AM »
Welcome @Imma! Good to see you here :)

DadJokes

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Re: Race from 10 to 100k!!
« Reply #2363 on: April 30, 2019, 06:33:45 AM »
Earlier this month, I decided to use Zillow's tool to track my home's value, instead of just reporting it at cost. My justification was that everything else in my net worth is tracked at market value, so the home might as well be too. It turned out my home was worth about $12,000 more at the time than when I bought it, so I just averaged out those gains back to when I started tracking my net worth to avoid having an odd $12,000 jump. Of course, since then, my home has apparently dropped by $1,000 in value, so now this month looks like I didn't have much as far as gains, but my investments still increased steadily, and that's all that matters.

7/1/18: 34,638
8/1/18: 37,821
9/1/18: 42,597
10/1/18: 49,642
11/1/18: 52,012
12/1/18: 56,888
1/1/19: 60,898
2/1/19: 71,099
3/1/19: 77,557
4/1/19: 80,864
5/1/19: 82,005

I decided to have a little fun with charts this month as well, so I'm tracking my net worth allocation, as well as what portion of my investments are made up of contributions vs gains, among other things that I'm not going to include here.
« Last Edit: May 01, 2019, 06:15:50 AM by DadJokes »

zeli2033

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Re: Race from 10 to 100k!!
« Reply #2364 on: April 30, 2019, 07:36:40 AM »
8/31/18: $12,784
9/17/18: $14,547
9/28/18: $22,476
10/15/18: $24,956
10/31/18: $27,980
11/15/18: $30,081
11/30/18: $36,219
12/31/18: $36,235
1/15/19: $44,961
1/31/19: $52,928
2/16/19: $57,672
2/28/19: $61,806
3/16/19: $64,611
3/29/19: $72,482
4/15/19: $76,177
4/30/19: $99,041 (+22894)

Hello bonus! Goodbye Student Loan! Officially Debt-freeeeeeeeeeeee and so close to 100k NW!

fluffmuffin

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Re: Race from 10 to 100k!!
« Reply #2365 on: April 30, 2019, 09:10:41 AM »
Welcome @Imma! So great to have you on this thread :)

Old Ball Coach

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Re: Race from 10 to 100k!!
« Reply #2366 on: April 30, 2019, 09:33:48 AM »
This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85

Nice bounce back month for us after purchasing a used RAV 4 in March.... Onward and upward!
« Last Edit: April 30, 2019, 07:22:03 PM by Old Ball Coach »

Optimiser

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Re: Race from 10 to 100k!!
« Reply #2367 on: April 30, 2019, 09:51:55 AM »
Mar 2019 $14,000

Apr 2019 $12,700

Investments and cash were up this month and my loan balances are lower, but Zillow dropped the value of my house by a lot so my overall net worth is off some.

philli14

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Re: Race from 10 to 100k!!
« Reply #2368 on: April 30, 2019, 09:59:51 AM »
1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)

Thrilled with this month. Goal remains 100k before 2020! Looking well on track, as long as markets don’t take a big tumble.

Tass

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Re: Race from 10 to 100k!!
« Reply #2369 on: April 30, 2019, 10:04:58 AM »
Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k
Aug 18$20.8k
Sept 18$22.2k
Oct 18$21.7k
Nov 18$22.5k
Dec 18$22.4k
Jan 19$24.7k
Feb 19$27.2k
Mar 19$29.3k

Apr 19: $31.3k

On track to fill up my Roth and reach a full year's income in NW by June.

ETA: Congrats on killing the student loan @zeli2033!
« Last Edit: April 30, 2019, 10:26:07 AM by Tass »

zygote

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Re: Race from 10 to 100k!!
« Reply #2370 on: April 30, 2019, 10:45:46 AM »
Congrats on joining the race, @Imma , and congrats on getting rid of those student loans, @zeli2033 !

---

For context: I'm 29 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91
4/18: $53,215.13 (+4,681.22 - extra paycheck)
5/18: $55,433.65 (+2,218.52)
6/18: $57,041.95 (+1,572.27)
7/18: $59,753.49 (+2,711.54)
8/18: $63,816.19 (+4,062.70)
9/18: $70,101.27 (+6,285.08 - extra paycheck)
10/18: $73,538.91 (+3,437.64)
11/18: $69,595.61 (-3,943.30)
12/18: $73,126.64 (+3,531.03)
1/19: $69,733.94 (-2,712.15)
2/19: $78,918.09 (+9,184.15 - extra paycheck)
3/19: $83,762.93 (+4,844.84)
4/19: $86,925.57 (+3,162.64)
5/19: $92,839.14 (+5,913.57)

Very happy with this month's progress. My spending was pretty low and the market was kind. Hopefully I will hit $100k in the next few months!

I also think it's crazy how much more my net worth is going up per month compared to this time last year. I think it's partly improvement in my spending, but also shows the power of having a lot in the market! More growth potential.

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #2371 on: April 30, 2019, 12:41:50 PM »
April 2018 - $14,330
May 2018 - $14,592
August 2018 - $19,246
September 2018 - $20,031
October 2018 - $19,301
November 2018 - $20,523
December 2018 - $20,923
January 2019 - $21,742
February 2019 - $23,933
March 2019 - $25,416

April 2019 - $26,812

Good to see you in this thread too, @Imma!  It's nice to have long term company!  :)

Imma

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Re: Race from 10 to 100k!!
« Reply #2372 on: April 30, 2019, 02:04:23 PM »
Thanks for the warm welcome, good to see some fellow Saving to 10k graduates doing really well!

haypug16

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Re: Race from 10 to 100k!!
« Reply #2373 on: April 30, 2019, 03:56:53 PM »
April 2019 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
4/30/2019 $19,835.78 +9,918.58 increase

Baby Puglet has arrived and Maternity leave has started. I will be without income for a little while until my Short Term Disability kicks in so I imagine May is going to have a much smaller increase than most months.

Svoboda

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Re: Race from 10 to 100k!!
« Reply #2374 on: April 30, 2019, 04:00:29 PM »
Jan 18: 40,439
Feb 18: 42,796
Mar 18: 44,219
Apr 18: 42,188
May 18: 46,097
Jun 18: 49,516
Jul 18: 53,589
Aug 18: 57,668
Sep 18: 62,740
Oct 18: 64,747
Nov 18: 58,921
Dec 18: 61,964
Jan 19: 63,810
Feb 19: 69,053
Mar 19: 73,770
Apr 19: 79,628
May 19: 84,026

Trifele

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Re: Race from 10 to 100k!!
« Reply #2375 on: April 30, 2019, 05:28:14 PM »
Congratulations on the new little one @haypug16!  "Puglet" -- very cute.   

politenessman

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Re: Race from 10 to 100k!!
« Reply #2376 on: April 30, 2019, 07:35:41 PM »
Aug   $ 81,356
Jul   $ 66,521
Jun   $ 64,243
May   $ 60,386
Apr   $ 56,284
Mar   $ 55,824
Feb   $ 55,756
Jan   $ 51,828
Sep   $ 88,159
Aug   $ 81,356
Oct $ 92.125
Nov $ 86,143    Looks like October to November took a bit of a nose dive.
Looks Like December is going to end up at about $ 75,941.
Well shit!
Its been a while since I posted, mostly I just got busy, but as of today I am at $97,192, not including emergency fund.
Almost there!
Today is the day!

       686.27   Investment account
    1,049.58   IRA
  98,911.88   401k
--------------
100,647.74

I also have about $16,000 in emergency savings but I don't like to count that as art of my retirement savings.
So its off to the next thread! See you there

katthjul

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Re: Race from 10 to 100k!!
« Reply #2377 on: May 01, 2019, 01:43:30 AM »
EOY 2014: €0
EOY 2015: €16,728
EOY 2016: €41,467
EOY 2017: €64,929
EOY 2018: €80,536
Jan 2019: €88,922
Feb 2019: €94,899
Mar 2019: €98,691
Apr 2019: €104,580

At long last, I have reached €100k! Time to move on to the next thread.

Trifele

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Re: Race from 10 to 100k!!
« Reply #2378 on: May 01, 2019, 05:28:34 AM »
--------------
100,647.74

So its off to the next thread! See you there

Congratulations @politenessman and @katthjul -- Well done!!
« Last Edit: May 07, 2019, 03:55:58 AM by Trifele »

peppermint

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Re: Race from 10 to 100k!!
« Reply #2379 on: May 01, 2019, 06:58:01 AM »
01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48
11/2018: $63002.61
12/2018: $65136.29
01/2019: $64776.35
02/2019: $69347.10
03/2019: $71885.58
04/2019: $74177.34
05/2019: $76475.71

Just keep swimming...

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #2380 on: May 01, 2019, 07:04:18 AM »
Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674.39

April Notes

Waaaay too spendy this month. Need to rein in during May.

bcbaseballman

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Re: Race from 10 to 100k!!
« Reply #2381 on: May 01, 2019, 07:11:50 AM »

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286


4/30/2019: 19,283

Very slightly down this month but it was expected. We welcomed our third child into the world this month and all of the hospital bills should be paid! So overall I call it a good month.

Congratulations to both katthjul and politenessman on graduating this thread. hopefully by the time I join the next one you guys will be ready to move out of that one as well!

Welcome to this thread Imma. good to see you here.

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #2382 on: May 01, 2019, 08:12:50 AM »
April 2019 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
4/30/2019 $19,835.78 +9,918.58 increase

Baby Puglet has arrived and Maternity leave has started. I will be without income for a little while until my Short Term Disability kicks in so I imagine May is going to have a much smaller increase than most months.

Puglet! That's glorious! Congratulations!

Apple_Tango

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Re: Race from 10 to 100k!!
« Reply #2383 on: May 01, 2019, 09:11:56 AM »
Net worth tracking:

05/01/19: $25,501

Only place to go is up from here!!! My goal is $100,000 by Jan 2021.

catorbe

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Re: Race from 10 to 100k!!
« Reply #2384 on: May 01, 2019, 12:40:48 PM »
I broke $10,000 on 9/9/2018. I'm up to $25k as of 2/17/2019.


3/20/19: $26,600.

If all goes well i'll be at $30k by Mid May.

I sold some RSU's that weren't previously included in my NW calculation, and with a couple other small items (depositing gold dollars and getting a new bank account bonus) I will be at $30k. On 5/15/19 I will undoubtedly be over 30k (closer to $31-32k) and should continue going up from there!

Sugaree

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Re: Race from 10 to 100k!!
« Reply #2385 on: May 01, 2019, 01:59:21 PM »
I'll play.  These numbers are based on what I have in my spreadsheet going back 5 year:


5/1/2015   $4419.53
5/1/2016   15689.46  <--Finally started to get my shit together
5/1/2017   34125.20
5/1/2018   51663.60  <--Found MMM sometime after this.
5/1/2019   64340.45

fluffmuffin

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Re: Race from 10 to 100k!!
« Reply #2386 on: May 03, 2019, 08:37:10 AM »
Major congratulations on the puglet, @haypug16 !

March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92

May 3, 2019: 100,567.21

I'm only still in six figures because I updated a bunch of retirement accounts, which I only do erratically. I'll be out of the six figure club for a good long while as of the next update in, because that's when final payments for wedding vendors are going to start coming due.

Still managing the medical stuff without totally zeroing out my medical sinking fund, which has been good. I had put on my big girl pants to dispute some charges with my provider--any tips for managing US medical fuckery would be welcome. This is the first time as an adult that I've ever needed something more complicated than an annual well-woman exam or a round of antibiotics.

adamsputnik

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Re: Race from 10 to 100k!!
« Reply #2387 on: May 03, 2019, 10:00:36 AM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00
12/31/18 - 30,072.00
1/15/19 - 32,774.00
1/31/19 - 34,776.00
3/13/19 - 36,967.00
4/5/19 - 39,465.00
5/3/19 - 41,790.00

still recovering from paying off student loans and taxes. This a three-paycheck month, so providing the market keeps some sort of forward momentum, things will start building up nicely.
« Last Edit: May 06, 2019, 11:48:56 AM by adamsputnik »

ItsALongStory

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Re: Race from 10 to 100k!!
« Reply #2388 on: May 03, 2019, 10:12:01 PM »
Major congratulations on the puglet, @haypug16 !

March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92

May 3, 2019: 100,567.21

I'm only still in six figures because I updated a bunch of retirement accounts, which I only do erratically. I'll be out of the six figure club for a good long while as of the next update in, because that's when final payments for wedding vendors are going to start coming due.

Still managing the medical stuff without totally zeroing out my medical sinking fund, which has been good. I had put on my big girl pants to dispute some charges with my provider--any tips for managing US medical fuckery would be welcome. This is the first time as an adult that I've ever needed something more complicated than an annual well-woman exam or a round of antibiotics.

There was a choosefi podcast that had someone on who negotiated much of his medical debt down by disputing individual line items (like a $10 roll of TP). Might be worth a listen.

JAYSLOL

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Re: Race from 10 to 100k!!
« Reply #2389 on: May 04, 2019, 01:04:26 PM »
2018
Jan1 - 63.8k
Feb1 - 64.0k (+200)
Mar 1 - 65.0k (+1000)
Apr 1 -  65.4k (+400)
May 1 - 67.5k (+2100)
June 1 - 69.5k (+2000)
July 1 - 72.3k (+2800)
Aug 1 - 74.0k (+1700)
Sept 1 - 76.7k (+2700)
Oct 1 - 79.6k (+2900)
Nov 1 - 79.5k (-100)
Dec 1 - 81.8k (+2300)

2019
Jan 1 - 82.5k (+700)
Feb 1 - 86.6k (+4100)
Mar 1 - 89.7k (+3100)
Apr 1 - 91.3k (+1600)
May 1 - 90.9k (-400)

Would have been a better month but I booked some flights (for 3) for later this year.  Still on track to hit 100k by early or late fall depending a little what the market does. 

Nederstash

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Re: Race from 10 to 100k!!
« Reply #2390 on: May 06, 2019, 01:46:46 AM »
Aug 15: 5327 (found MMM)
Jan 16: 12700
Jan 17: 31444
Jan 18: 73227
Feb 18: 74628
Mar 18: 75981
Apr 18: 75766
May 18: 77414
Jun 18: 81980
Jul 18: 82825
Aug 18: 82665
Sep 18: 84098
Oct 18: 85029
Nov 18: 85620
Dec 18: 88171
Jan 19: 88673
Feb 19: 90575
Mar 19: 91673
Apr 19: 93802
May 19: 95808

Less than 5k to go...

Cezil

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Re: Race from 10 to 100k!!
« Reply #2391 on: May 06, 2019, 07:38:04 AM »
Dec-2016: $32,870.70
Dec-2017: $58,271.55   (+ 25,400.85)
Dec-2018: $72,493.16   (+ 14,221.61)

Jan-2019:    $81,866.77  (+ 9,373.61)
Feb-2019:   $87,222.31  (+ 5,355.54)
Mar-2019:   $88,865.95 (+ 1,643.64)


Apr-2019:   $93,050.94  (+ 4,184.99)

April was mostly just 401k + HSA contributions, and market growth.  I'm hoping that by August, I'll reach the $100K club (July is a stretch goal).  :)

One other super exciting thing as I look at these numbers: from Dec 2016 to Dec 2017, I grew about $25K.  From Dec 2018 to now (4 months), it's a positive change of over $20,500.  So I'm close to achieving what took me 1 year back then in about a half a year now.  Wow does that compounding snowball really matter!!  (And also increasing the pre-tax contributions ;) )

fluffmuffin

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Re: Race from 10 to 100k!!
« Reply #2392 on: May 06, 2019, 09:20:19 AM »
There was a choosefi podcast that had someone on who negotiated much of his medical debt down by disputing individual line items (like a $10 roll of TP). Might be worth a listen.

Thanks, will check that out! My situation seems clear-cut (to me, a non-medical professional) and hopefully would not require that level of wizardry...but I'm sure there's a lot I could learn from that discussion.

And it looks like there's some great progress in this thread--lots of folks who should be getting there in the next couple of months!

M5

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Re: Race from 10 to 100k!!
« Reply #2393 on: May 07, 2019, 11:34:52 AM »
4/13/18: $14,324.67
12/27/18: $20,377.45
2/6/19: $27,927.20
3/1/19: $33,596.07
4/3/19: $57,285.55

5/7/19: $61,326.50

twistedfirestarter

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Re: Race from 10 to 100k!!
« Reply #2394 on: May 09, 2019, 04:27:23 AM »


£24,041 Apr '17
£26,105 May '17
£28,229 Jun '17
£31,961 Jul '17
£34,902 Aug '17
£37,596 Sep '17
£41,756 Oct '17
£45,885 Nov '17
£49,200 Dec '17
£53,000 Jan '18
£55,765 Feb '18
£58,840 Mar '18
£61,802 Apr '18
£66,336 May '18
£70,866 Jun '18
£74,169 Jul '18
£78,963 Aug '18
£82,615 Sep '18
£79,540 Oct '18
£84,005 Nov '18
£87,300 Dec '18
£88,150 Jan '19
£90,813 Feb '19
£93,933 Mar ‘19
£99,661 Apr '19

£100,877 May '19

Whoop Whoop! Super happy with my progress and hitting this milestone. Wish I could share this with people in real life but will have to make do with posting it on here.

Thanks for all your support and I look forward to seeing you in the race to 250k

DadJokes

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Re: Race from 10 to 100k!!
« Reply #2395 on: May 09, 2019, 06:05:28 AM »

cassafrass

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Re: Race from 10 to 100k!!
« Reply #2396 on: May 09, 2019, 08:05:51 AM »
2019
Jan 2019: 49,400
Feb 2019: 52,900
Mar 2019: 55,500
Apr 2019: 59,500

May 2019: 61,100 (+1600)

I hit some slowed momentum in April, but hoping to do better this month.

Lately, we've been spending a lot of time and money on the yard because when we moved into our house at the end of September, we had to have our backyard dug up to replace our sewer line. Now that it's springtime, we're buying weekly truckloads of topsoil/compost and bags of grass seed to try and get things functional and looking nice (a giant mud pit of a backyard with two preschoolers is no fun!). These expenses should subside soon so we can get back on track. And the bright side, I discovered that I really enjoy spending the weekends outside working in the yard.

Congrats @twistedfirestarter @politenessman and @katthjul for making it over the hump this month! Super inspiring!


UnexpectedExpenseExpector

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Re: Race from 10 to 100k!!
« Reply #2397 on: May 10, 2019, 02:59:59 PM »
Wow so awesome to see so much progress for everyone!

Welcome to the thread @Imma and @AAM550

@haypug16 , Welcome to the thread and congratulations on your new little one!

@bcbaseballman Congratulations on welcoming baby #3 into the family

Way to go hitting debt freedom @zeli2033 , My wife and are are aiming to hit that milestone by mid June!  Must be very exciting!

And congratulations on your recent graduation @fluffmuffin , @twistedfirestarter , @katthjul , and @politenessman .  As of today we're less than $1,000 away from graduating but I don't officially track the numbers till end of month, so we'll have to see how the rest of May plays out.

That said here's the May update for the unexpected expense expector household:

2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77
2018 Jan: 48,429.84

2019
January: 79,517.63
February: 87,532.51
March: 91,151.25
April: 95,594.61
...
2019 Jul: 100,000 (GOAL)

Sooo close to graduating!!  I also updated the spreadsheet. 

jiimmy

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Re: Race from 10 to 100k!!
« Reply #2398 on: May 18, 2019, 09:43:25 AM »
I'm a little late to the party here. Hope to graduate to the next tread by the end of 2019:

1/1/2011 $7,457.97
1/1/2012 $17,228.76
1/1/2013 $40,480.11
1/1/2014 $39,129.08
1/1/2015 $52,439.23
1/1/2016 $51,321.29
1/1/2017 $40,381.29
1/1/2018 $48,063.59
1/1/2019 $62,472.51
Today, 5/18/2019: ~80k

2013 through 2017 included a lot of goofing off and very little paid work. Grand total of $240k gross earned income from 1/1/2011 through today. Now I'm back to the 9-5 life and making some real progress!
« Last Edit: May 18, 2019, 09:58:44 AM by jiimmy »

UnexpectedExpenseExpector

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Re: Race from 10 to 100k!!
« Reply #2399 on: May 18, 2019, 01:20:12 PM »
Welcome to the party @jiimmy . Good luck on hitting your goal of graduating by 2019!