Post by: BBub on November 10, 2015, 04:14:58 PM
November 2015: $251k
Post by: marty998 on November 11, 2015, 01:28:36 AM
Post by: BBub on November 11, 2015, 06:39:00 AM
16 months is my goal then. $500k by Feb 2017. That's $15,625/mo. I don't see how this will happen, but here goes!
Post by: ahueston on November 11, 2015, 08:28:02 AM
As of the morning of November 11 Investable assets at $267,891.
-a
Post by: BBub on November 11, 2015, 09:07:49 AM
Yeah the 16 months is probably not going to happen for me either! marty just suggested that we try to beat the time from 100 to $250.
Post by: Cheddar Stacker on November 11, 2015, 09:15:46 AM
I'm far ahead of $250K on the total NW, but my "invested/investable" funds are lower, so I'll use that, but even that has some big variables.
I won't be able to keep up with your monthly savings Bub, but I have a few aces in the hole. Might be cashing out $100K in Home equity within your 16 month goal. About to cash out $25K private stock I'm not currently including as invested/investable since there's no ROR. Plus the flips. So I should be able to keep pace with you.
Currently around $285K not counting that private stock. Projected around $450K by end of 2016.
This should be fun.
Post by: rufflina on November 12, 2015, 09:34:24 AM
Post by: JustGettingStarted1980 on November 12, 2015, 10:53:38 AM
Why total Net Worth? Because it feels good, that's why! Why else do anything, really?
Updates to follow, I'll be close to 250K on January 1st, 2016
Post by: doggyfizzle on November 12, 2015, 11:31:22 AM
Post by: sisto on November 12, 2015, 12:59:42 PM
Post by: BBub on November 12, 2015, 01:40:37 PM
Ok, so not quite at 250K (Net Worth), but I want to hold my place in line as BBub and I are on a similar track, and Cheddar is the man! It's nice to hobnob with the illustrious folk around here.
Why total Net Worth? Because it feels good, that's why! Why else do anything, really?
Updates to follow, I'll be close to 250K on January 1st, 2016
Aww shucks, thanks JustGettingStarted. I look forward to our little 'race'! The great thing is we all win.
Post by: RWD on November 12, 2015, 03:45:58 PM
Post by: TheAnonOne on December 08, 2015, 12:56:50 PM
Not entirely sure how long it took to get to this point. My NW chart in MINT is all screwed up because I removed some old loan accounts (cars, student, mortgage etc) so it basically shows that I didn't move in NW for 2-3 years, when in reality I was paying down debt.... so the first 250 took 2 to 4 years....
Anyway... I'll throw my name in the ring. We save anywhere from 5k to 10k a month, so it could take anywhere from 2 to 4 years for this one as well, judging from my past 2 years, it will land right at about 3, assuming the market doesn't grow or shrink a single percentile in that time (unlikely)
2015 DEC: 252k
Post by: jorjor on December 08, 2015, 02:32:44 PM
Post by: TheAnonOne on December 16, 2015, 02:36:13 PM
I'm in. November ended at $249k, so perfect timing to start this up for us. I'm including home equity and cash accounts along with invested assets.
I'm right there with you.
Including the same things.... (which is the real definition... all assets - liabilities)
Post by: bzzzt on December 24, 2015, 12:21:18 PM
Nonetheless, I'm in!
Post by: zephyr911 on December 24, 2015, 11:16:21 PM
I am in, No way I can do it in 16 months. I am going to only track invested assets, no house or any thing elseInvested, or investable?
As of the morning of November 11 Investable assets at $267,891.
-a
After the market weirdness of the last few months, I appear to have just crossed 250 for what should be the last time, and am around 260 now. Saving roughly 60k on 90k TH, with rising income and high returns on leveraged rentals, I see best case as two years and worst case as four.
Post by: Cheddar Stacker on December 25, 2015, 10:39:01 AM
I am in, No way I can do it in 16 months. I am going to only track invested assets, no house or any thing elseInvested, or investable?
As of the morning of November 11 Investable assets at $267,891.
-a
After the market weirdness of the last few months, I appear to have just crossed 250 for what should be the last time, and am around 260 now. Saving roughly 60k on 90k TH, with rising income and high returns on leveraged rentals, I see best case as two years and worst case as four.
I'm counting invested, investable, and real estate. Right now Invested = ~$250k. Investable = ~$30-40k. Real estate = ~$28k.
Everyone seems to be counting different variables. No worries, we will all get to $500k, so we will all win!
Post by: RetirementDreaming on December 25, 2015, 12:11:40 PM
Dec'15= 352k (updated 367k at 12/31)
Mar'16= 418K
Apr'16= 429K
Reached 250k in Dec '14. Started tracking in Mar'10 with 69k.
Target for 500k is Dec '16.
Post by: zephyr911 on December 25, 2015, 05:09:51 PM
Everyone seems to be counting different variables. No worries, we will all get to $500k, so we will all win!I started tracking NW with the idea of being as comprehensive as possible. After finding MMM I was uninterested in reworking years of line item breakouts, so I stick with the more "optimistic" methodology for internal consistency. Makes the numbers a little bigger but depreciating assets reduce effective total returns. Like you say though, we'll all get there.
*****************************
How many people in this thread are planning to actually FIRE or make any meaningful interim changes at or near 500? Just curious.
Post by: Cheddar Stacker on December 25, 2015, 08:50:01 PM
Post by: BBub on December 26, 2015, 10:41:47 AM
Post by: gecko10x on December 28, 2015, 09:45:55 AM
How many people in this thread are planning to actually FIRE or make any meaningful interim changes at or near 500? Just curious.
I'm not quite in this thread yet, but I can answer: At $500k NW, nothing; at $500k in retirement assets, I plan to quit the day job and switch to something I'm in more control of. I figure at that point, contributions won't matter as much anyway, so I can stop worrying about putting anything in :-)
Post by: zephyr911 on December 28, 2015, 12:39:36 PM
why not try doing 250 to 500 in quicker time than you did 100 to 250?I finally looked up my charts... I busted 100K for the first time in late October 2012, dropped slightly and then went much higher by year-end. I basically did the same with 250K in 2015. Using the final crossover point for each, it's almost exactly 3 years. I'd already estimated 2-4 as the best/worst cases for 250->500, but I'm going to make 2.5 my goal - coincidentally, I turn 40 then.
I'm not quite in this thread yet, but I can answer: At $500k NW, nothing; at $500k in retirement assets, I plan to quit the day job and switch to something I'm in more control of. I figure at that point, contributions won't matter as much anyway, so I can stop worrying about putting anything in :-)I don't track DW's numbers very closely or count them toward my NW total, since I find I work harder when I focus on just my own savings... she started later but should be near 100K at that point (600K total). With our LCOL area and casual PT work for both of us, we'll be in the ballpark.
Post by: Sonos on December 30, 2015, 11:34:32 PM
DH is still rounding up his old 401ks, but I think we'll clock in around $230,000 in 401k/Roth/brokerage accounts. We also have a rental, but I'm not going to count that.
Two years? Seems pretty ambitious, but it will get me motivated!
Post by: JustGettingStarted1980 on January 01, 2016, 11:00:46 AM
Ok, so not quite at 250K (Net Worth), but I want to hold my place in line as BBub and I are on a similar track, and Cheddar is the man! It's nice to hobknob with the illustrious folk around here.
Why total Net Worth? Because it feels good, that's why! Why else do anything, really?
Updates to follow, I'll be close to 250K on January 1st, 2016
Okay everyone, I'm officially on board this challenge as of today! My goal is to complete this stage in 2 years.
July-15 $179,961.40
Oct-15 $207,727.22
Jan-16 $257,514.77
Happy New Year!
Post by: BBub on January 05, 2016, 06:55:51 AM
Probably down a few $k today, but whatever. Two years seems realistic as long as we don't have large negative returns. This will be fun!
Post by: zephyr911 on January 05, 2016, 07:00:05 AM
DH is still rounding up his old 401ks, but I think we'll clock in around $230,000 in 401k/Roth/brokerage accounts. We also have a rental, but I'm not going to count that.Why wouldn't you count that? It's an income-producing asset, in which (I assume) you have equity. I count all of mine... with typical returns above stock market levels, they count more than anything! ;)
Okay everyone, I'm officially on board this challenge as of today! My goal is to complete this stage in 2 years.Sweet Jesus, you're flyin'. May I ask if that's just your SR, or if you're into something with ridiculously high returns?
July-15 $179,961.40
Oct-15 $207,727.22
Jan-16 $257,514.77
Post by: MayDay on January 05, 2016, 06:59:23 PM
I am predicting 2 years but its totally dependant on the market. Could be 12-18 months if the market does nuts.
No real estate for us (we rent) so its just retirement and brokerage accounts.
Post by: TheFirstMan on January 07, 2016, 08:31:26 AM
I'm in the Investable Assets crowd, at 249K as we start 2016.
I will play the tortoise here (or perhaps Eeyore) with a goal of about 4 years from now, in 2020.
Over on the long-term net worth goals thread, I just posted about some of my variables, include pessimistic estimates about spending and income, inflation, and a possible home addition. That's why I'm giving a longer time horizon. If the market is reasonable, and our spending and income are more in my optimistic zone, and we don't do a home addition, the time frame shortens to about 2 years, in 2018.
And that, friends, is motivational. Thanks!
One final thing--some helpful info could be added in here, as we go on this journey together--context like I've shared here, as well as incomes, as those of us who are making 40K shouldn't compare with those making 120K!
I'm married and our combined income in 2015 was 80K. In 2016, it should be close to 120K gross.
Edit 2/18/16: 395K when you add in home equity.
Post by: OurTown on January 07, 2016, 09:22:49 AM
Jan. 2016 = $374k
We should hit 500k within 2 years.
Post by: OurTown on January 11, 2016, 03:07:36 PM
Post by: JustGettingStarted1980 on January 12, 2016, 07:14:41 AM
Post by: zephyr911 on January 12, 2016, 07:27:38 AM
This is why I only post every 3 months. Psychologically, it keeps me more even keel. Steady as she goes!I'm with you there. I only calculate NW quarterly. If it's good enough for the companies I invest in, it's good enough for me.
Post by: bzzzt on January 12, 2016, 08:35:34 PM
Okay guys, I'm afraid we might be taking a small step backwards this month because of market losses.
This is why I paid off my house first. I couldn't get over being set back months by market losses when I could've "used" the money.
I really only lost a year to investing and 2015 was flat anyway. So, win-win!
Post by: Sonos on January 12, 2016, 10:21:18 PM
DH is still rounding up his old 401ks, but I think we'll clock in around $230,000 in 401k/Roth/brokerage accounts. We also have a rental, but I'm not going to count that.Why wouldn't you count that? It's an income-producing asset, in which (I assume) you have equity. I count all of mine... with typical returns above stock market levels, they count more than anything! ;)
I am counting it in general, but for me, this race is all about hitting $500k of investable assets :) The rental income pays for the principle/insurance/taxes (which is awesome). $750k (or maybe $1M) in investable assets is the next step to get us FIREd :) so I'm all about focusing on that right now.
Post by: zephyr911 on January 14, 2016, 11:40:24 AM
I am counting it in general, but for me, this race is all about hitting $500k of investable assets :)To each his own, I suppose.
Between tax-deferred retirement accounts and real estate, my current split is about 60-40, but the latter is getting 2/3 of new investment and returning higher rates, so my 500 will probably include a minimum of 300 in rental equity. The faster I get there, the higher it'll be.
Post by: Cheddar Stacker on January 14, 2016, 06:27:39 PM
Who broke the market when I wasn't looking?
Post by: OurTown on January 15, 2016, 08:31:40 AM
Post by: OurTown on January 30, 2016, 11:10:19 AM
Feb. 1, 2016 = 373
Better than expected, contributions made up for market losses.
Post by: garth on January 31, 2016, 07:41:57 AM
Post by: BBub on January 31, 2016, 10:43:49 AM
Dec 31, 2015: $258,054
Jan 31, 2016: $264,247
Post by: dazed on January 31, 2016, 02:44:51 PM
I think I am around $240K now. I'll have to check more closely. $500 K would be amazing and I think I can do it.
Post by: zephyr911 on January 31, 2016, 08:30:17 PM
This week I am formally offering to buy two small properties in March that should double my $15K (total) down payment in 18-20 months and pay off completely in 6 years. Also, my partnership is near a deal on a $100K multifamily that should give us a leveraged cap rate around 30% on ~$15K down (1/3 mine).
Every little bit helps. \m/
Post by: doggyfizzle on February 02, 2016, 12:01:41 PM
I'm in. Currently at 414k (~700k if you include home equity). I should be at 500k by December 2016, although with the way Silicon Valley real estate prices are going, it could be much sooner (depending on how you value my 10% stake in an LLC that owns debt/equity in two microbreweries and a large commercial building in Saratoga).
Currently at 433k (758k if you include home equity).
Post by: MayDay on February 09, 2016, 11:56:56 AM
I pkug my ears and run away.
Post by: BBub on February 09, 2016, 01:24:41 PM
I'm pretty pleased with my emotional reaction thus far. I'm sure I have a pain point, but it's not a 15% pullback on the S&P. I haven't missed a beat throughout this hiccup. Ask me if we shed another 15% or more - maybe I'll change my tune. I doubt it though. At this point I remain completely convinced that a heavy equity allocation is the best choice for the long run.
But to Ched's point, we really may need to temporarily rename the thread $250 to $200k.
Post by: OurTown on February 11, 2016, 01:48:31 PM
Post by: zephyr911 on February 12, 2016, 02:05:37 PM
Post by: Libertea on February 16, 2016, 01:21:55 AM
Post by: zephyr911 on February 16, 2016, 06:51:20 AM
I'm in too. Was at $305,000 on 12/31/2015. Even with the lousy market, I anticipate hitting $500,000 in early 2017 and FI @ $650,000 by mid 2018 (because of high savings rate ~$13,000/month, unfortunately not because I'm a brilliant investor). Will update again on 3/31.Investing $13K every month sounds pretty fucking brilliant to me. I'd do that too, if I could figure out how. ;)
Post by: Libertea on February 17, 2016, 02:02:42 AM
It has actually been more challenging than I expected. I have only had this high-income position for a little over a year, and until I got here, I didn't really have an appreciation for how strong the social pressure is to spend more just because you make more. Also, I paid more in taxes last year than the total amount I earned for the prior several years put together. It was kind of shocking to see how big the government's cut was. (I know, first world problems and all, but still.... :-p)I'm in too. Was at $305,000 on 12/31/2015. Even with the lousy market, I anticipate hitting $500,000 in early 2017 and FI @ $650,000 by mid 2018 (because of high savings rate ~$13,000/month, unfortunately not because I'm a brilliant investor). Will update again on 3/31.Investing $13K every month sounds pretty fucking brilliant to me. I'd do that too, if I could figure out how. ;)
Post by: boarder42 on February 17, 2016, 04:27:20 AM
Post by: MasterStache on February 17, 2016, 05:50:22 AM
Post by: YellowCat on February 17, 2016, 06:31:46 AM
Post by: zephyr911 on February 17, 2016, 07:18:06 AM
It has actually been more challenging than I expected. I have only had this high-income position for a little over a year, and until I got here, I didn't really have an appreciation for how strong the social pressure is to spend more just because you make more.I've seen it, even as a government guy. My first couple of years at my current job, I spent 95% of the highest salary I'd ever had. I credit my wife for eventually shaming me out of lifestyle creep. ;)
Quote
Also, I paid more in taxes last year than the total amount I earned for the prior several years put together. It was kind of shocking to see how big the government's cut was. (I know, first world problems and all, but still.... :-p)Hey, at least you're not raging about it like some people, and kudos for the maturity.
We're LCOL so we've managed a high SR without earning enough to pay huge tax bills, but ours are about to start rising pretty dramatically too, as we cross well into tIRA phaseout territory this year via continued raises and improving side hustles. Boohoo! lol
On the plus side, this pushes us back to Roths and gives us better withdrawal options for the future.
Post by: BBub on February 17, 2016, 07:47:07 AM
It has actually been more challenging than I expected. I have only had this high-income position for a little over a year, and until I got here, I didn't really have an appreciation for how strong the social pressure is to spend more just because you make more.I've seen it, even as a government guy. My first couple of years at my current job, I spent 95% of the highest salary I'd ever had. I credit my wife for eventually shaming me out of lifestyle creep. ;)
Yeah it can be a challenge at first, but once you acclimate to running a massive surplus it just becomes your new normal. On the plus side, while you are figuring it out a 5-figure monthly surplus makes it pretty easy to get back on track if you blow things out one month! Assuming you remain employed and in good health, you're nearly guaranteed success as long as you don't make multiple stupid decisions which jack up your recurring costs (i.e. big ass house, financed car, country club membership, affinity for high-end wine, etc). I'm in a similar boat to libertea. Not quite saving $13k, but averaging low 5 figures. I find that even in the worst of months, we still manage to tuck away 8-9k. I just can't possibly seem to spend all of this extra money. Short of some major medical situation, or maybe a hurricane wiping us out & having to live in a hotel for a while, or something extreme like that.. I can't imagine how we'd spend 5 figures in a month.
Post by: zephyr911 on February 17, 2016, 09:51:42 AM
Post by: Libertea on February 17, 2016, 03:37:35 PM
Raging about paying taxes doesn't make much sense to me. I mean, what are my options here? 1) Give up a high paying job to take a lower paying job so that I pay less in taxes. That option makes good sense for after FI (and I plan to use this exact strategy then), but it doesn't make much sense while trying to achieve FI. You can only cut your expenses so much, and after that, the only other option to reach FI faster is to earn more money. Since we have a progressive tax system in this country, that necessarily means you will also pay more taxes. 2) Try to evade taxes. Also suboptimal. I visited the county jail on a school field trip once, and I have no desire to ever be a long-term resident. Not to mention wasting money on fines, lawyer fees, etc. Hell, I don't even speed on the highway because I don't want to have to waste my money paying for a speeding ticket. 3) Suck it up for the few years it will take me to achieve FI, and be grateful I live in a country that gives me this opportunity, even if it takes half of what it gives with one hand back with the other. Not to mention that I've benefited from various taxpayer-funded initiatives, including a public education, roads, police, the local public library, museums, parks, state scholarship money for college, etc.It has actually been more challenging than I expected. I have only had this high-income position for a little over a year, and until I got here, I didn't really have an appreciation for how strong the social pressure is to spend more just because you make more.I've seen it, even as a government guy. My first couple of years at my current job, I spent 95% of the highest salary I'd ever had. I credit my wife for eventually shaming me out of lifestyle creep. ;)QuoteAlso, I paid more in taxes last year than the total amount I earned for the prior several years put together. It was kind of shocking to see how big the government's cut was. (I know, first world problems and all, but still.... :-p)Hey, at least you're not raging about it like some people, and kudos for the maturity.
We're LCOL so we've managed a high SR without earning enough to pay huge tax bills, but ours are about to start rising pretty dramatically too, as we cross well into tIRA phaseout territory this year via continued raises and improving side hustles. Boohoo! lol
On the plus side, this pushes us back to Roths and gives us better withdrawal options for the future.
Still, I fervently hope that we don't end up with another four years of a Democrat in the White House.... :-p
You probably already know that you can still contribute to a Roth even if you earn too much to contribute directly. I did this "back-door Roth" for the first time last year. You obviously can't take the tax deduction, but you do it by first contributing up to $5500 to a traditional IRA, then converting it to the Roth. It's simple to do and just involves some paperwork that your financial institution customer service rep can easily walk you through if needed. There is no tax due since you contributed post-tax money to the tIRA. The only caveat is that you can run into pro-rating issues if you already have money in a tIRA before you start, so people who already have big tIRA accounts should probably not do back-door Roths unless they plan to pay taxes on and convert all of the money that's already in the tIRA. That could be a pretty enormous tax bill if you've been contributing to a tIRA for a long time.
Post by: zephyr911 on February 17, 2016, 05:41:59 PM
Can't you just get a separate tIRA to deal with that?
I'll probably never hit the Roth phaseout but that's still good to know.
Post by: Libertea on February 19, 2016, 07:13:20 AM
Preacher, this is the choir, but too many people (even here) don't get that.No, the IRS doesn't compartmentalize them like that. They essentially treat all of your tIRAs like one big account for pro-rating purposes. See this article for a more thorough explanation: https://www.bogleheads.org/wiki/Backdoor_Roth_IRA
Can't you just get a separate tIRA to deal with that?
I'll probably never hit the Roth phaseout but that's still good to know.
Post by: zephyr911 on February 19, 2016, 08:39:02 AM
No, the IRS doesn't compartmentalize them like that. They essentially treat all of your tIRAs like one big account for pro-rating purposes. See this article for a more thorough explanation: https://www.bogleheads.org/wiki/Backdoor_Roth_IRAI learn something new every day here. Thanks for the link!
There's a part of me that is actually willing to pay more in taxes over time to avoid complicated tax accounting. I'm glad I probably won't face this particular dilemma. >.<
My small victory this week: earnest money delivered for my partnership's upcoming rental buy, and funds are all identified for consolidation into the down payment. As our agent, I should clear almost $5k in commission - an instant return nearly equal to my share of the down payment. But the real value is in the long term. This should bump my share of total returns to around $1k/mo starting in April - not bad for $20K invested over two years.
Post by: doggyfizzle on February 25, 2016, 12:16:42 PM
Post by: bkmnky72 on February 26, 2016, 09:58:42 PM
Early last month we're at $295K.
Would love to hit $500K by 2020, so that's about $35-$50K\year.
Post by: OurTown on February 29, 2016, 08:29:00 AM
Post by: RWD on February 29, 2016, 08:49:34 AM
Post by: garth on March 01, 2016, 06:17:54 AM
I'll play. We've been hovering around $250k since November, through we're currently a little below that at $240k. If we can save $100k this year, I'll be pretty happy. It's definitely a stretch goal though...last month we only stashed $4600. It's not impossible though. My wife is about to start working after 7 months off, so March and beyond should look much better.
End of Feb NW was $255k (+15k over end of Jan). Hoping to add $9k to investment accounts in March. We'll see what happens.
Post by: BBub on March 01, 2016, 06:48:21 AM
Dec 31, 2015: $258,054
Jan 31, 2016: $264,247
Feb 29, 2016: $271,241
Post by: Cheddar Stacker on March 01, 2016, 08:16:32 PM
NW $414K
Liquid $322K
You're getting really close to passing me by Bbub. Happy for you.
Post by: BBub on March 02, 2016, 07:40:12 AM
Whether it takes you 3yrs, or me 4yrs matters not.. I look forward to the day we'll be able to plan out a nice long trip together spent fishing, camping & drinking brews on some lightly inhabited barrier island. And I won't have to bolt back into the office!
Post by: JustGettingStarted1980 on March 02, 2016, 10:43:04 AM
Post by: onlykelsey on March 02, 2016, 10:54:20 AM
Anyway, January 2016 I was at 327K.
February 2016 I was at 324. I actually invested 12K, paid 3700 towards my mortgage and 2500 towards debts during that time, but house value is down and so are my investments.
Post by: BBub on March 02, 2016, 03:47:35 PM
Once again, I'm impressed by Cheddar and BBub. You are my heroes.
JGS - I'm eagerly awaiting your stats at quarter-end. Based on your past progress, we may go from heroes to goats pretty soon!
Post by: Icecreamarsenal on March 03, 2016, 10:30:29 AM
Liquid assets, not including home equity:
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k <---Looks like I made it, thanks to a home sale. This includes subtracting 120k down on next property. God bless frothy real estate.
2/16: 314k
Am looking forward to shooting for the FI stars with you guys and gals.
Post by: zephyr911 on March 03, 2016, 10:33:17 AM
1/15: 88k
2/16: 314k
That pace though! Wow! >.<
Post by: Icecreamarsenal on March 03, 2016, 11:20:59 AM
A lot of that bump in 16 had to do with a real estate sale. I see how real estate can be a huge wealth creator.
1/15: 88k
2/16: 314k
That pace though! Wow! >.<
Post by: zephyr911 on March 03, 2016, 12:16:49 PM
A lot of that bump in 16 had to do with a real estate sale. I see how real estate can be a huge wealth creator.It's the cornerstone of my FIRE plan.
Post by: YellowCat on March 03, 2016, 01:29:56 PM
We're in! Net worth as of Jan 31 was ~$307k, down from ~$312 from November of last year despite all of our additional investments since then. I'm hoping this challenge will help to keep me motivated as we watch our NW go down despite throwing money at the market like crazy :)
It's nice to see the market bouncing back a little bit. NW as of Feb. 29 was ~$315k, NW right now is ~$320k. Can't complain. I'm aiming for $425k by the end of 2016, with a stretch goal of $450k. That's with ~$95-100k of investments this year...(Hell, who am I kidding. I'd be pretty tickled to hit $400k...It all just depends on the market.)
Post by: MickeyMoustache on March 03, 2016, 02:54:31 PM
NW: $429k (includes equity & mortgage balance)
Investments: $446k
I should be able to hit $500k NW if the market stays flat this year, which is important because my wife wants to stop working at the end of the year in anticipation of our 3rd kid (3 kids in daycare = insanity). Maxing out everything I can until December!
Post by: zephyr911 on March 03, 2016, 02:58:14 PM
I think I'll join you guys... I just calculated my NW for the first time in a year and I'd like to focus on it a bit more.How is your total NW less than your investments? Negative equity in...??
NW: $429k (includes equity & mortgage balance)
Investments: $446k
I should be able to hit $500k NW if the market stays flat this year, which is important because my wife wants to stop working at the end of the year in anticipation of our 3rd kid (3 kids in daycare = insanity). Maxing out everything I can until December!
Post by: OurTown on March 03, 2016, 06:10:22 PM
Feb. 1, 2016 = 373
Mar. 1, 2016 = 379
Post by: MickeyMoustache on March 03, 2016, 06:35:07 PM
I think I'll join you guys... I just calculated my NW for the first time in a year and I'd like to focus on it a bit more.How is your total NW less than your investments? Negative equity in...??
NW: $429k (includes equity & mortgage balance)
Investments: $446k
I should be able to hit $500k NW if the market stays flat this year, which is important because my wife wants to stop working at the end of the year in anticipation of our 3rd kid (3 kids in daycare = insanity). Maxing out everything I can until December!
$130k equity, $150k left on the loan... total is -$20k to my NW. No non-mortgage debt so you don't see it in my other investments (equity isn't included in that #). Total assets is somewhere in the $600k range.
Post by: zephyr911 on March 03, 2016, 06:37:52 PM
So the home is worth $280k? That adds $130k to NW, not reduces $20k.I think I'll join you guys... I just calculated my NW for the first time in a year and I'd like to focus on it a bit more.How is your total NW less than your investments? Negative equity in...??
NW: $429k (includes equity & mortgage balance)
Investments: $446k
I should be able to hit $500k NW if the market stays flat this year, which is important because my wife wants to stop working at the end of the year in anticipation of our 3rd kid (3 kids in daycare = insanity). Maxing out everything I can until December!
$130k equity, $150k left on the loan... total is -$20k to my NW. No non-mortgage debt so you don't see it in my other investments (equity isn't included in that #). Total assets is somewhere in the $600k range.
Post by: MickeyMoustache on March 03, 2016, 07:00:36 PM
You don't put your mortgage against your net worth? I thought net worth was simply a summation of all your assets and all of your liabilities?So the home is worth $280k? That adds $130k to NW, not reduces $20k.I think I'll join you guys... I just calculated my NW for the first time in a year and I'd like to focus on it a bit more.How is your total NW less than your investments? Negative equity in...??
NW: $429k (includes equity & mortgage balance)
Investments: $446k
I should be able to hit $500k NW if the market stays flat this year, which is important because my wife wants to stop working at the end of the year in anticipation of our 3rd kid (3 kids in daycare = insanity). Maxing out everything I can until December!
$130k equity, $150k left on the loan... total is -$20k to my NW. No non-mortgage debt so you don't see it in my other investments (equity isn't included in that #). Total assets is somewhere in the $600k range.
Post by: zephyr911 on March 03, 2016, 07:05:16 PM
Post by: zephyr911 on March 03, 2016, 07:07:10 PM
Post by: MickeyMoustache on March 03, 2016, 07:50:01 PM
Post by: zephyr911 on March 03, 2016, 07:51:06 PM
Post by: Icecreamarsenal on March 03, 2016, 08:16:33 PM
I think I'm miscommunicating something here... if you have a $300k house with no other assets, and the mortgage left on it is $150k, what is your net worth?
Yes, I think you're misunderstanding.
You say 130k equity, 150k left on the mortgage. Let's assume that the home is worth 280k (it's only worth what you can sell it for; you may be able to sell for 250k or 300k, but let's just assume 280k.)
That would add 130k to your conventional NW, as opposed to adding -20k to your NW.
I keep property values and equities out of my FI NW, as I plan to live in my home and need 25x expenses in invested assets, not just assets on the balance sheet.
Post by: MickeyMoustache on March 04, 2016, 06:22:13 AM
I think I'm miscommunicating something here... if you have a $300k house with no other assets, and the mortgage left on it is $150k, what is your net worth?
Yes, I think you're misunderstanding.
You say 130k equity, 150k left on the mortgage. Let's assume that the home is worth 280k (it's only worth what you can sell it for; you may be able to sell for 250k or 300k, but let's just assume 280k.)
That would add 130k to your conventional NW, as opposed to adding -20k to your NW.
I keep property values and equities out of my FI NW, as I plan to live in my home and need 25x expenses in invested assets, not just assets on the balance sheet.
150k.Sorry zephyr, I was wrong. I thought it would be zero in my example because you still have a mortgage against it, but I was forgetting the actual asset is worth $300k, which is the amount the mortgage is actually against. When I got to work this morning I decided to talk to the accountant that sits next to me about this because I just wasn't getting it. He helped explain it pretty clearly and again, I was wrong. I guess its a good thing to be wrong about, in this case... so I'll have to participate in this challenge with the caveat of $500k investable assets challenge instead, which as Icecreamarsenal suggested is more important in the long run.
Starting amount: $446k
Net worth: $596k
I had no idea I broke $500k NW btw... lol
Post by: zephyr911 on March 04, 2016, 06:30:55 AM
I had no idea I broke $500k NW btw... lolWell congrats!
You're way ahead of me...;)
Post by: bkmnky72 on March 11, 2016, 05:28:21 AM
I'm in. I rechecked our numbers at $361K, including house. Without house it's about $130K. Real estate is ridiculously crazy in our area right now.
Early last month we're at $295K.
Would love to hit $500K by 2020, so that's about $35-$50K\year.
$391K 3/11/16
Post by: BookWorm22 on March 13, 2016, 12:16:55 PM
12/31/15 - 243,200
With the latest number crunching I have crossed over $250K this month, but I will wait until the end of the month to post the actual numbers. I included all retirement accounts for now. We also plan to purchase rentals to create cash flow after FIRE to bridge the gap before accessing retirement accoutns. This is the year we are starting to save for rentals so I will be including that mini stache until we purchase.
Post by: onlykelsey on March 13, 2016, 12:48:57 PM
December 2013: 142K
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
(early) March 2016: 332K (I've invested/paid off principal of ~15K the last two months, but the market and my house value are down)
Post by: zephyr911 on March 14, 2016, 06:57:42 AM
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)Good lawd. How big is your roof? For $60K, I could replace all the roofs on all the houses I own, and buy a car with the leftovers.
I'm in some slightly more volatile investments right now so I won't try to nail down my exact NW, but I should close out Q1 in the $300K range, up from ~$260K. Currently adding about 5k/mo, but very lumpy. March will include almost $6K in nonrecurring income, and Q2 is filling up with surprise real estate deals and other gimmes. Even going to Argentina in April will actually reduce our current spending - we paid for airfare months ago, and lodging + most meals are covered. Family :)
All in all, I may need to reevaluate (compress) my best/worst case timelines. Feels good.
Post by: onlykelsey on March 14, 2016, 12:44:29 PM
I considered selling, but thought I'd take a ~200K hit and it didn't seem worth it.
I don't know how that 64K will be treated on my taxes yet, I have no idea. Definitely hiring an accountant.
Post by: onlykelsey on March 14, 2016, 01:09:45 PM
Aggressively and based on keeping my current job, I think I could reach it by June 2017. If DH makes more money or the market takes off, sooner. Sine we're TTC in about a month, though, all bets are off. My friend in my neighborhood said they pay their nanny ~60K, so my childcare expense estimate was way too low.
Quote
December 2013: 142KJune 2016: 357K
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
(early) March 2016: 332K (I've invested/paid off principal of ~15K the last two months, but the market and my house value are down)
September 2016: 385K (i'll finish paying off my 401K loan here and can pick up the investment/HELOC pay off pace by ~1K monthly)
December 2016: 443K
March 2017: 475K
June 2017: 505K
Post by: zephyr911 on March 14, 2016, 01:29:32 PM
"roof" is loose there. My 12-unit Manhattan condo thought we needed a new roof, but when we took the roof off, we also needed a new parapet wall. and when we took that down, we also needed to rebuild ~80 feet of brick wall on the 5th floor. And when we vacated them, shored the weight, and demolished those walls, we found out we needed to repoint two entire walls of the building. I saw the state of the mortar, it was appalling, and very lucky we do not live in an earthquake-prone place!
I considered selling, but thought I'd take a ~200K hit and it didn't seem worth it.
I don't know how that 64K will be treated on my taxes yet, I have no idea. Definitely hiring an accountant.
Man, that sucks so much.
I don't think that $64K will help you on taxes as much as subsidizing DH. If it's classified as personal residence repairs or maintenance, nothing. If you can add it to your cost basis, it could contribute to a capital loss at time of sale.
Post by: BBub on March 14, 2016, 02:16:03 PM
What's everyone's timing goal?
Aggressively and based on keeping my current job, I think I could reach it by June 2017. If DH makes more money or the market takes off, sooner. Sine we're TTC in about a month, though, all bets are off. My friend in my neighborhood said they pay their nanny ~60K, so my childcare expense estimate was way too low.
My timing goal is stated at the beginning of the thread as Feb 2017, but that seems very unrealistic. That goal was made in response to the challenge to complete 250-500k in the same amount of time as 100-250k.
Realistically, by the end of 2017. Hopefully sooner.
Post by: RWD on March 14, 2016, 06:14:58 PM
Post by: MickeyMoustache on March 14, 2016, 06:29:41 PM
Post by: zephyr911 on March 14, 2016, 08:15:58 PM
Post by: bkmnky72 on March 25, 2016, 12:09:28 AM
I'm in. I rechecked our numbers at $361K, including house. Without house it's about $130K. Real estate is ridiculously crazy in our area right now.
Early last month we're at $295K.
Would love to hit $500K by 2020, so that's about $35-$50K\year.
$391K 3/11/16
Checking in at $402 3/24/16. Not bad even though my stocks took a big dive yesterday.
Post by: Cheddar Stacker on March 25, 2016, 01:22:14 PM
...Might be cashing out $100K in Home equity...
Currently around $285K not counting that private stock. Projected around $450K by end of 2016.
This should be fun.
Took a huge step today toward the bolded part, but it won't be $100K net cash out. We just signed a contract to sell our house at $10K over my NW carrying value, off market, no commissions. I might actually cross over $500k liquid/investable for a bit this summer, but it will be temporary as 20% down on the new place will drop us back down. Still projecting $425-450 (maybe more?) invested by 12/31/16. Great things are happeneing so far in 2016 for us.
Post by: Dicey on March 25, 2016, 01:52:23 PM
Oh, you big, fat, greasy, cheesy tease. Two lines is not an update, especially these two! I demand a real update! Hmmm, sorry for that outburst. I will wait politely until after April 18th....Might be cashing out $100K in Home equity...
Currently around $285K not counting that private stock. Projected around $450K by end of 2016.
This should be fun.
Took a huge step today toward the bolded part, but it won't be $100K net cash out. We just signed a contract to sell our house at $10K over my NW carrying value, off market, no commissions. I might actually cross over $500k liquid/investable for a bit this summer, but it will be temporary as 20% down on the new place will drop us back down. Still projecting $425-450 (maybe more?) invested by 12/31/16. Great things are happeneing so far in 2016 for us.
Post by: Cheddar Stacker on March 25, 2016, 03:20:22 PM
Post by: Dicey on March 25, 2016, 05:02:40 PM
Post by: BBub on March 26, 2016, 07:44:33 AM
Post by: sisto on March 29, 2016, 10:45:52 AM
Post by: boarder42 on March 29, 2016, 02:17:29 PM
Post by: CorpRaider on March 30, 2016, 12:05:00 PM
No, really, I can wait. I just wanted to bust your chops for calling these two lines an "update", lol. Enjoy your family this weekend. The rest can wait, really.
Haha. I was going to say, "post an update or I'm canceling my subscription!"
Post by: bkmnky72 on March 31, 2016, 03:05:55 AM
I'm in. I rechecked our numbers at $361K, including house. Without house it's about $130K. Real estate is ridiculously crazy in our area right now.
Early last month we're at $295K.
Would love to hit $500K by 2020, so that's about $35-$50K\year.
$391K 3/11/16
Checking in at $402 3/24/16. Not bad even though my stocks took a big dive yesterday.
Rounding up the month at $420K, mostly house. Without house it's $129K.
Post by: BBub on March 31, 2016, 06:59:03 AM
Dec 31, 2015: $258,054
Jan 31, 2016: $264,247
Feb 29, 2016: $271,241
Mar 31, 2016: $300,034
And I broke $300k liquid. Woot woot! FD: as of today, before the market opens. If any of my core holdings are down by a just few pennies I'll be back in the terrible two's (oh the horror). I'll update my numbers in the journal tomorrow. They'll be a little higher/lower based on today's performance, but I had to post this milestone somewhere.
Post by: onlykelsey on March 31, 2016, 08:48:14 AM
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K (including some trades that will go through at close of business, I think)
This is definite progress, but it feels a bit unsatisfying, as I've actually paid off ~8K in principal and invested ~20K. 12K has disappeared! This upcoming month I should pay down 2-3K in interest and invest another 6K, so here's hoping for 352K at the end of April.
Post by: zephyr911 on March 31, 2016, 09:47:30 AM
This is definite progress, but it feels a bit unsatisfying, as I've actually paid off ~8K in principal and invested ~20K. 12K has disappeared! This upcoming month I should pay down 2-3K in interest and invest another 6K, so here's hoping for 352K at the end of April.It'll always fluctuate! The more you have, the more those little twitches will move your needle.
On Tuesday, I collected $4K in commission on a partnership buy that should add almost $1K/mo to my NW. I haven't added it up lately but I think I'm close to 300. At present rates, 1.5-2 years... such huge variables... but I'm feeling good. :)
Post by: BBub on March 31, 2016, 09:52:30 AM
Post by: zephyr911 on March 31, 2016, 10:07:31 AM
Zephyr - how was the $25 scotch drink?I don't even know when we're gonna get around to it, TBH. I've been sick for the last two weeks and DW and I are bailing for 17 days in Argentina tomorrow.
We did buy a couple of good craft beers the day of closing, but the scotch will probably have to wait.
Post by: BookWorm22 on March 31, 2016, 03:32:06 PM
12/31/15 - 243,200
3/31/16 - 265,500
This includes pre-tax retirement accts ($85,500), Roth IRAs ($52,800), Pensions ($121,700) and the mini stache for a future rental property down payment ($5,500).
Fun to see progress in the right direction.
Post by: MickeyMoustache on March 31, 2016, 07:01:51 PM
feb - $428k stash // $598k NW
mar - $445k stash // $620k NW
big month, up across the board. 2nd part of my bonus comes this next month (company withheld 25% for "accounting purposes") so that will keep the momentum going.
Post by: bzzzt on March 31, 2016, 09:41:58 PM
After almost no hobby stuff last year to get the house paid off, it hurt to spend the money. I did spend some great time with my Brothers and my Dad, which makes it all worth it.
Post by: Libertea on April 01, 2016, 04:46:13 AM
9/30/2015: $251,681.81
12/31/2015: $305,3330.82
3/31/2016: $344,717.52
Assuming returns continue to not be very good, I should hit $500,000 in about one year. Which is perfect, because that's when I am planning to quit this job and go do something else significantly less remunerative.
Post by: garth on April 01, 2016, 06:01:48 AM
Oct 15: $247k
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Post by: Icecreamarsenal on April 01, 2016, 08:32:38 AM
Hi, I graduated from the other race (100k to 250k) and am now throwing my hat into this ring.
Liquid assets, not including home equity:
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k <---Looks like I made it, thanks to a home sale. This includes subtracting 120k down on next property. God bless frothy real estate.
2/16: 314k
Am looking forward to shooting for the FI stars with you guys and gals.
3/16: 329k
Post by: therethere on April 01, 2016, 10:14:12 AM
Our History:
My history:
Jan 2007 - (-242,000)
Jan 2013: (-26,835)
July 2013: 6,019
Jan 2014: 63,670
May 2014: 98,814
Jan 2015: 139,954
July 2015: 191,148
Jan 2016: 221,252
Feb 2016: 213,366
Mar 2016: 227,492
April 2016: 256,226
Post by: onlykelsey on April 01, 2016, 10:29:09 AM
This is definite progress, but it feels a bit unsatisfying, as I've actually paid off ~8K in principal and invested ~20K. 12K has disappeared! This upcoming month I should pay down 2-3K in interest and invest another 6K, so here's hoping for 352K at the end of April.It'll always fluctuate! The more you have, the more those little twitches will move your needle.
On Tuesday, I collected $4K in commission on a partnership buy that should add almost $1K/mo to my NW. I haven't added it up lately but I think I'm close to 300. At present rates, 1.5-2 years... such huge variables... but I'm feeling good. :)
Although a few of the jumps and falls are blips from account connectivity (or lack thereof), it is striking how much more volatile my net worth has become as I've moved from just slowly paying down my mortgage and making equal 401(k) contributions to more aggressively investing in the last few years. I need a more solid stomach. Or maybe I need to consider paying down debt more aggressively and investing less aggressively to avoid having a heart attack looking at my net worth.
Post by: boarder42 on April 01, 2016, 10:51:27 AM
This is definite progress, but it feels a bit unsatisfying, as I've actually paid off ~8K in principal and invested ~20K. 12K has disappeared! This upcoming month I should pay down 2-3K in interest and invest another 6K, so here's hoping for 352K at the end of April.It'll always fluctuate! The more you have, the more those little twitches will move your needle.
On Tuesday, I collected $4K in commission on a partnership buy that should add almost $1K/mo to my NW. I haven't added it up lately but I think I'm close to 300. At present rates, 1.5-2 years... such huge variables... but I'm feeling good. :)
Although a few of the jumps and falls are blips from account connectivity (or lack thereof), it is striking how much more volatile my net worth has become as I've moved from just slowly paying down my mortgage and making equal 401(k) contributions to more aggressively investing in the last few years. I need a more solid stomach. Or maybe I need to consider paying down debt more aggressively and investing less aggressively to avoid having a heart attack looking at my net worth.
Thats like throwing a wrench in the works. Just dont look or care about the day to day. one time or another you will be dealing with these bumps. Better now, and learning to cope and seeing recovery than paying down your house and still not being comfortable with them right before retirement. b/c it only appears more volatile as it increases.. the percentage is the same.
Post by: JustGettingStarted1980 on April 02, 2016, 06:15:24 AM
April-15 $133,400.00 (+23,993)
July-15 $179,961.40 (+46,561)
Oct-15 $207,727.22 (+27,765)
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
-I'm impressed with the rest of you folks. Can't keep up with your impressive rate of gains. What, are you streetwalking at night? Taking the kids out of school and enrolling them in your local sweatshop? Are the lights in your home flickering due to the drain of your marijuana hydroponics system in the basement?
Congrats to all, and keep up the good work!
JGS
Post by: MickeyMoustache on April 02, 2016, 07:20:52 AM
Quarterly Update (without the drama of the dips and recoveries of the last few months):
April-15 $133,400.00 (+23,993)
July-15 $179,961.40 (+46,561)
Oct-15 $207,727.22 (+27,765)
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
-I'm impressed with the rest of you folks. Can't keep up with your impressive rate of gains. What, are you streetwalking at night? Taking the kids out of school and enrolling them in your local sweatshop? Are the lights in your home flickering due to the drain of your marijuana hydroponics system in the basement?
Congrats to all, and keep up the good work!
JGS
Lol, not quite. For us, it's just a stupidly high income this year (not a permanent thing) due to a 220% bonus payout for me and selling a ton of crap from the house (pool table, decorations, and video games, mostly) in an effort to downsize.
Post by: frogstomp81 on April 02, 2016, 08:28:45 AM
4/1/16: $504,365.34
Post by: MickeyMoustache on April 02, 2016, 10:44:11 AM
4/1/15: $389,564.45 (Didn't track it prior to this)
4/1/16: $504,365.34
congrats on reaching the milestone!!!
Post by: ender on April 02, 2016, 10:54:38 AM
Maybe I should start a "Tortoise race from 250 to 500k!" thread. I think we'll be in that race a while more than what looks like most folks here ;-)
Post by: onlykelsey on April 02, 2016, 03:09:47 PM
This is definite progress, but it feels a bit unsatisfying, as I've actually paid off ~8K in principal and invested ~20K. 12K has disappeared! This upcoming month I should pay down 2-3K in interest and invest another 6K, so here's hoping for 352K at the end of April.It'll always fluctuate! The more you have, the more those little twitches will move your needle.
On Tuesday, I collected $4K in commission on a partnership buy that should add almost $1K/mo to my NW. I haven't added it up lately but I think I'm close to 300. At present rates, 1.5-2 years... such huge variables... but I'm feeling good. :)
Although a few of the jumps and falls are blips from account connectivity (or lack thereof), it is striking how much more volatile my net worth has become as I've moved from just slowly paying down my mortgage and making equal 401(k) contributions to more aggressively investing in the last few years. I need a more solid stomach. Or maybe I need to consider paying down debt more aggressively and investing less aggressively to avoid having a heart attack looking at my net worth.
Thats like throwing a wrench in the works. Just dont look or care about the day to day. one time or another you will be dealing with these bumps. Better now, and learning to cope and seeing recovery than paying down your house and still not being comfortable with them right before retirement. b/c it only appears more volatile as it increases.. the percentage is the same.
I know. You're right. just need to stop updating personalcapital 2593 times a day.
Post by: YellowCat on April 03, 2016, 06:56:34 AM
Dec 2014: $190,811
Mar 2015: $238,653 (+$47,842)
Jun 2015: $262,010 (+$23,357)
Sep 2015: $276,420 (+$14,410)
Dec 2015: $310,350 (+$33,930)
Jan 2016: $307,436 (-$2,914)
Feb 2016: $315,430 (+$7,994)
Mar 2016: $340,739 (+$25,309)
My husband inadvertently just set our $500k NW goal by declaring that he wants to be a "half-millionaire" by his 30th birthday. So, we have until August 2017 to hit $500k in investible NW. Given our current trajectory, I think this is very likely! I'm personally aiming to hit $500k in March of 2017...no math here, just sending good vibes out into the universe.
Post by: OurTown on April 03, 2016, 05:04:06 PM
Feb. 1, 2016 = 373
Mar. 1, 2016 = 379
Apr. 1, 2016 = 391
Post by: Tjat on April 04, 2016, 06:48:39 PM
Invested Assets
10/1/2015: $252K
4/1/2016: $284K
Net Worth (w/ Home Equity)
8/1/2014: $250K
4/1/2016: $393K
Post by: MayDay on April 05, 2016, 08:25:38 AM
Sept '14: 253K
Mar '16: 406K
That is all investments as we do not currently own a house. If we stayed on track we would hit 500K in 1 year. Market growth should help us, but some of the past growth was stuff like selling a car (no more cars left to sell, if anything we would need to buy one) and converting an old pension into an IRA. So I am guessing we will be about right on a year, depending on what the market does.
Post by: JustGettingStarted1980 on April 05, 2016, 11:19:39 AM
4/1/15: $389,564.45 (Didn't track it prior to this)
4/1/16: $504,365.34
Congrats on completion of the challenge Senor Frog!
Post by: Roadsidetreasurehunter on April 05, 2016, 06:42:30 PM
Congrats to everyone for all their efforts.
Post by: boarder42 on April 07, 2016, 10:51:14 AM
Post by: tightwaddy on April 09, 2016, 07:24:20 AM
Invested (& Investable)
April 9, 2016: $319,737
Net Worth (Including Home Equity)
April 9, 2016: $619,505
Post by: garth on April 09, 2016, 12:30:09 PM
Anyway, using 8% annual return with the Excel FV formula, I get $500k NW in just 18 months and $500k equities in 25. Currently sitting at $278k and $230k respectively. Seeing that got me really fired up. By end of year 2021, I'll know whether I get tenure or have been fired. At that point, we could conceivably have over $1MM in equities and perhaps $150k in home equity. That would give us some damn fine options. It's fun to dream...
Post by: boarder42 on April 22, 2016, 09:59:02 AM
NW w/o House 338k
i think we will reach 500k around this time next year. we contribute ~100k annually so with modest market gains and my share price of my company increasing at its current rate we will be there in NW w/o house. NW with house should hit around august if i were to guess. assuming normal markets .
Post by: OurTown on April 30, 2016, 06:05:41 AM
Feb. 1, 2016 = 373
Mar. 1, 2016 = 379
Apr. 1, 2016 = 391
May 1, 2016 = 398
Post by: Roots&Wings on April 30, 2016, 07:19:13 AM
Holy crap you guys are adding like $100k-200k/year.
Maybe I should start a "Tortoise race from 250 to 500k!" thread. I think we'll be in that race a while more than what looks like most folks here ;-)
No kidding! It took me 4 years to go from $250k (2012) to $500k (2016). Sub-$100k salary. Slow and steady tortoise progress will pay off too.
Post by: ender on April 30, 2016, 09:01:10 AM
Holy crap you guys are adding like $100k-200k/year.
Maybe I should start a "Tortoise race from 250 to 500k!" thread. I think we'll be in that race a while more than what looks like most folks here ;-)
No kidding! It took me 4 years to go from $250k (2012) to $500k (2016). Sub-$100k salary. Slow and steady tortoise progress will pay off too.
I suspect that those 4 years will be faster for you than us though given market increases during that time ;) We're "only" saving about $30k-$40k a year right now.
I wouldn't be surprised if once we end up here that we get kicked out for a bit for market fluctuations.
Post by: NYCWife on April 30, 2016, 11:21:02 AM
1/15 = $109
2/15 = $113
3/15 = $106
4/15 = $128
5/15 = $125
6/15 = $137
7/15 = $133
8/15 = $162
11/15 = $199
12/15 = $204
1/16 = $209
2/16 = $220
3/16 = $242
4/16 = $262
Post by: BBub on April 30, 2016, 11:23:30 AM
Dec 31, 2015: $258,054
Jan 31, 2016: $264,247
Feb 29, 2016: $271,241
Mar 31, 2016: $300,034
Apr 30, 2016: $317,839
Post by: Roots&Wings on April 30, 2016, 11:40:58 AM
Holy crap you guys are adding like $100k-200k/year.
Maybe I should start a "Tortoise race from 250 to 500k!" thread. I think we'll be in that race a while more than what looks like most folks here ;-)
No kidding! It took me 4 years to go from $250k (2012) to $500k (2016). Sub-$100k salary. Slow and steady tortoise progress will pay off too.
I suspect that those 4 years will be faster for you than us though given market increases during that time ;) We're "only" saving about $30k-$40k a year right now.
I wouldn't be surprised if once we end up here that we get kicked out for a bit for market fluctuations.
Yep, recent market returns have been a huge help. Sounds like you're doing great saving $30-$40k/yr, you'll get there!
Post by: Libertea on April 30, 2016, 03:51:55 PM
Holy crap you guys are adding like $100k-200k/year.FWIW, you're doing great, so don't let anyone else intimidate you or make you feel bad about your savings rate.
Maybe I should start a "Tortoise race from 250 to 500k!" thread. I think we'll be in that race a while more than what looks like most folks here ;-)
I look at this "race" thread the same way I look at blogs like MMM and ERE: they provide a source of inspiration, and sometimes I get some amazing specific ideas for improving my own savings rate. But I'm not trying to actually BE those guys, any more than I'm trying to be you or anyone else on here. And there's no reason for you to have to be me. Right now I can save >$100k per year because right now I'm working/earning enough to do that. It comes at a cost to other parts of my life, however, and it is not a reasonable long term life solution. I plan to quit within a year. Next year when I start earning less, the savings rate will obviously go way down, and hopefully the job satisfaction will go way up (and the job hours will eventually be going way down). But there's more to life than just money, right? :-)
Post by: garth on April 30, 2016, 07:54:44 PM
Oct 15: $247k
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
Post by: onlykelsey on April 30, 2016, 08:25:42 PM
December 2013: 142K
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K (including some trades that will go through at close of business, I think)
This is definite progress, but it feels a bit unsatisfying, as I've actually paid off ~8K in principal and invested ~20K. 12K has disappeared! This upcoming month I should pay down 2-3K in interest and invest another 6K, so here's hoping for 352K at the end of April.
Fail! End of April and I'm at ~345K, despite paying down principal/investing ~8K this month. Dislike. Just got to keep saving, I guess.
My husband and I just found out we're expecting so I sort of want to have a mini "by the time you go on maternity leave" goal for ~8 months from now. I'd say 375K, but I somehow don't think that's in the cards given recent performance (unless I get my annual bonus by then).
Post by: bzzzt on May 01, 2016, 01:35:11 PM
Ended the month @ $303k NW. Could've stretched more, but I actually spent money on hobby supplies.
Came up to $306k NW but most of it was from market gains. Between what we owed Uncle Sam, a new set of tires for the SUV, and work being slow, there wasn't much cash flow.
Post by: jorjor on May 01, 2016, 02:23:15 PM
Nov 15: $250k
Dec 15: $272k
Jan 16: $276k
Feb 16: $299k
Mar 16: $324k
Apr 16: $342k
Not too shabby for 5 months. A summary of what's happened during that time and a few disclaimers:
- I received a large year-end bonus in December, hence the jump in that month.
- In February, company put a big annual retirement fund contribution into my 401k (about $11k), hence a nice jump that month.
- Savings rate in the 65-70% range since the end of November, buoyed some by those two big lump sums which we didn't spend.
- In Dec/Jan we used that bonus and release of some emergency fund to pay off a 10% piggyback mortgage from when we bought a house last June. Yes, yes. We used an 80/10/10 mortgage. We didn't have 20% down. Shame on us. HCOL, very expensive rent, and some fears about real estate taking off (even more than it had been) led us to want to take a bit extra risk. Plus, I knew there was a high chance we could pay the piggyback HELOC off in 1-2 years (it was 6 months, actually). We're happy with where we are and with the decision.
- The fears of real estate taking off weren't completely unfounded. From friends looking for a place, it's gotten even harder than when we were looking, with prices spiking. Zillow seems to agree. Approximately $30k of that increase in NW above is from an increase in Zestimate (it's a full $50k higher now than it was when we bought last June). Based on what I see comparable houses in our neighborhood going for compared to just 6 months ago, I can believe it. We sort of kicked off the buying/selling in the neighborhood. It isn't a gentrifying neighborhood, but I would call it an "old" neighborhood. Many longtime residents with houses starting to turn over, and some new reasons to make the neighborhood desirable for younger folks and families (a couple great new restaurants/bars, a new pedestrian bridge to the train station, and a big new entertainment/restaurant complex finally getting approved about 2-3 miles away). The neighborhood is awesome and way cheaper than most around it, and people are noticing. We love it here. Sorry for the tangent. For consistency, the NW number includes the increase. There's your disclaimer.
The NW increase can be broken down as: +$42k invested assets, -$19k cash (lowered emergency fund sending some to invested assets and HELOC, hence the dip here...we are where we want to be now), +$30k home value, +$40k loan payoff.
Since starting with looking into MMM last February, we're up from $140k at that time to $342k now.
Post by: amfree on May 01, 2016, 06:06:48 PM
Post by: FrugalFan on May 01, 2016, 06:41:37 PM
April 2016 $251,521
Post by: doggyfizzle on May 01, 2016, 06:42:10 PM
I'm in. Currently at 414k (~700k if you include home equity). I should be at 500k by December 2016, although with the way Silicon Valley real estate prices are going, it could be much sooner (depending on how you value my 10% stake in an LLC that owns debt/equity in two microbreweries and a large commercial building in Saratoga).
Currently at 433k (758k if you include home equity).
Just sat down and checked everything today: 470k. So close. This year has been exceptionally good to us for stock market returns (mostly MO and PM).
Post by: MickeyMoustache on May 02, 2016, 06:17:35 PM
feb - $428k stash // $598k NW
mar - $445k stash // $620k NW
apr - $490k stash // $675k NW
+45k to stash this month :-O
Accepted a new job offer since last month and just got the lump sum, +2nd half of bonus, +tax return, +higher pay check. Also, since we're moving we just had our home value adjusted up (est. $340k, paid $280k). That's way higher than I expected, but I put it at $320k to stay conservative. Closing costs will take off $20k at some point in the future, but its fun to watch the artificial spike none the less :)
Assets are breaching $850k... starting to approach the first $1MM milestone. What a month.
Post by: tightwaddy on May 06, 2016, 07:09:54 AM
April 9, 2016: $319,737
May 6, 2016: $325,093
Net Worth (Including Home Equity)
April 9, 2016: $619,505
May 6, 2016: $629,924
Post by: onlykelsey on May 06, 2016, 08:02:46 AM
Congratulations!!December 2013: 142K
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K (including some trades that will go through at close of business, I think)
This is definite progress, but it feels a bit unsatisfying, as I've actually paid off ~8K in principal and invested ~20K. 12K has disappeared! This upcoming month I should pay down 2-3K in interest and invest another 6K, so here's hoping for 352K at the end of April.
Fail! End of April and I'm at ~345K, despite paying down principal/investing ~8K this month. Dislike. Just got to keep saving, I guess.
My husband and I just found out we're expecting so I sort of want to have a mini "by the time you go on maternity leave" goal for ~8 months from now. I'd say 375K, but I somehow don't think that's in the cards given recent performance (unless I get my annual bonus by then).
Thanks!
Post by: Libertea on May 10, 2016, 03:56:29 AM
FWIW, I need $625k to be fully FI, though I'm planning to pad that and save some additional money to self-insure for long term care, which brings my ultra conservative total (also discounting SS) up to $800k. But somehow the closer I get to FI, the less I desire to race there. Once I reach $500k, I think I want to do some lifestyle engineering and just coast to $800k. :-p
Post by: Icecreamarsenal on May 10, 2016, 05:58:05 AM
Out of curiosity, what are you all planning on doing next once you reach $500k? I saw there's a thread for $1 million, but I don't need nearly that much to be FI. So I don't think that's a goal I really want to pursue, and certainly not one that I want to race to as quickly as possible.I plan on doing a jig and signing up for the million.
FWIW, I need $625k to be fully FI, though I'm planning to pad that and save some additional money to self-insure for long term care, which brings my ultra conservative total (also discounting SS) up to $800k. But somehow the closer I get to FI, the less I desire to race there. Once I reach $500k, I think I want to do some lifestyle engineering and just coast to $800k. :-p
For those whose FI numbers are higher, this is similar to a weight loss challenge at work, I think. It's motivational and everyone wins.
Post by: BBub on May 10, 2016, 07:08:14 AM
I'll be racing past the $500k point to $1M and beyond. Once $600k liquid is achieved I'll probably pay off the house w/ the next dollars that come in. Regardless of the math I'd like to be debt free. $600k and no mortgage basically means shelter and $2k/mo for life. That will be nice.
Post by: MickeyMoustache on May 10, 2016, 10:35:45 AM
Out of curiosity, what are you all planning on doing next once you reach $500k? I saw there's a thread for $1 million, but I don't need nearly that much to be FI. So I don't think that's a goal I really want to pursue, and certainly not one that I want to race to as quickly as possible.
FWIW, I need $625k to be fully FI, though I'm planning to pad that and save some additional money to self-insure for long term care, which brings my ultra conservative total (also discounting SS) up to $800k. But somehow the closer I get to FI, the less I desire to race there. Once I reach $500k, I think I want to do some lifestyle engineering and just coast to $800k. :-p
Well, my FIRE number is closer to $1.25-$1.5MM, including home equity. So close to $1MM for stash. I'm not sure how long the next milestone will take but if I don't set the target to work towards it, I know I won't get there as quickly.
Post by: zephyr911 on May 10, 2016, 10:51:38 AM
After two years of steadily adding to the real estate portfolio and feeling more confident than ever about market-beating returns, AND hearing a few local acquaintances express frustration about lack of investment options, I'm thinking about founding another rental company with all services outsourced from day 1. My role would be less collaborative and more directive with this one, since I've been around a bit more at this point, and it might be interesting to see how that affects relative success.
My NW is only up about $8K since Dec, but I feel good about things - poised for huge growth and saving more than ever.
Post by: clarkfan1979 on May 10, 2016, 01:00:13 PM
March 2015: 280K
March 2016: 360K
May 2016: 385K
This doesn't include an employee pension that I started in August 2015. I am still trying to figure out how to incorporate that into our net worth. I think we should hit 500K in about 2 years.
Post by: Libertea on May 10, 2016, 09:28:07 PM
Libertea - throttling back at $500k sounds nice. You'll be there pretty soon. Good for you.Yeah that sounds like a good goal. I don't have a house, so I don't have any debt. But if and when I do ever buy one, assuming I didn't pay for it in cash, I'd pay it off ASAP to not have to worry about making the payments any more.
I'll be racing past the $500k point to $1M and beyond. Once $600k liquid is achieved I'll probably pay off the house w/ the next dollars that come in. Regardless of the math I'd like to be debt free. $600k and no mortgage basically means shelter and $2k/mo for life. That will be nice.
I guess part of the issue for me is that I've had some evolution in my thinking from wanting to reach FI as quickly as possible, to wanting to optimize my lifestyle even if it means reaching FI more slowly. I realized that one of my assumptions here (i.e., that it is desirable to stop working altogether) was likely flawed. I'm a Type A personality; I don't think I'll be happy not working at all. And I don't think it's coincidence that so many early retirees (including MMM and ERE) have ultimately gone back to work. On the other hand, having the freedom to walk away from any job at any time, or to take on short term projects when and if I feel like it instead of having to work X number of weeks per year, sounds pretty good. Ultimately I think what I really want is more control over my working conditions, as opposed to not working at all ever again. Hence why I'm looking at FI with career change rather than FIRE now.
Post by: MickeyMoustache on May 31, 2016, 08:48:32 AM
jan - $415k stash // $590k NW
feb - $428k stash // $598k NW
mar - $445k stash // $620k NW
apr - $490k stash // $675k NW
may - $503k stash // $687k NW
Thanks for the great motivation & conversation as we work towards this milestone. I may stick around for another month or so to ensure the market doesn't decide to put me back under but next month's dividends should keep me pretty well insulated. And then, onto the next milestone of $1,000,000 NW! My final number is $1.25-1.5MM stash so from that perspective, I'm 1/3 of the way to FIRE.
Post by: garth on May 31, 2016, 11:18:39 AM
Could hit both $300k NW and $250k equities next month.
Well that ended up being optimistic. Retirement accounts are still sitting below $250k, right about $242k today. And while our savings rate wasn't too bad, spending was about $9,000 in May (ugh) and the $300k NW milestone will have to wait until next month. Actually, our next two months will be really good income-wise, so we're about to see some big gains.
Oct 15: $247k
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Post by: Icecreamarsenal on May 31, 2016, 11:28:40 AM
It looks like I've graduated to the next level!Congrats!
jan - $415k stash // $590k NW
feb - $428k stash // $598k NW
mar - $445k stash // $620k NW
apr - $490k stash // $675k NW
may - $503k stash // $687k NW
Thanks for the great motivation & conversation as we work towards this milestone. I may stick around for another month or so to ensure the market doesn't decide to put me back under but next month's dividends should keep me pretty well insulated. And then, onto the next milestone of $1,000,000 NW! My final number is $1.25-1.5MM stash so from that perspective, I'm 1/3 of the way to FIRE.
Post by: OurTown on May 31, 2016, 07:40:23 PM
Feb. 1, 2016 = 373
Mar. 1, 2016 = 379
Apr. 1, 2016 = 391
May 1, 2016 = 398
June 1, 2016 = 406
We broke 400K, bitches!
Post by: BBub on June 01, 2016, 06:22:18 AM
It looks like I've graduated to the next level!
jan - $415k stash // $590k NW
feb - $428k stash // $598k NW
mar - $445k stash // $620k NW
apr - $490k stash // $675k NW
may - $503k stash // $687k NW
Thanks for the great motivation & conversation as we work towards this milestone. I may stick around for another month or so to ensure the market doesn't decide to put me back under but next month's dividends should keep me pretty well insulated. And then, onto the next milestone of $1,000,000 NW! My final number is $1.25-1.5MM stash so from that perspective, I'm 1/3 of the way to FIRE.
Awesome job! I think you may be the first graduate? Congratulations.
Post by: BBub on June 01, 2016, 06:22:34 AM
Dec 31, 2015: $258,054
Jan 31, 2016: $264,247
Feb 29, 2016: $271,241
Mar 31, 2016: $300,034
Apr 30, 2016: $317,839
May 31, 2016: $330,411
Post by: MickeyMoustache on June 01, 2016, 06:34:05 AM
Thanks!It looks like I've graduated to the next level!Congrats!
jan - $415k stash // $590k NW
feb - $428k stash // $598k NW
mar - $445k stash // $620k NW
apr - $490k stash // $675k NW
may - $503k stash // $687k NW
Thanks for the great motivation & conversation as we work towards this milestone. I may stick around for another month or so to ensure the market doesn't decide to put me back under but next month's dividends should keep me pretty well insulated. And then, onto the next milestone of $1,000,000 NW! My final number is $1.25-1.5MM stash so from that perspective, I'm 1/3 of the way to FIRE.
Congrats MickeyMoustache! Way to go.Thanks!
12/28/15: $212,400
04/30/16: $253,006
05/31/16: $258,781
Timing is everything! :)It looks like I've graduated to the next level!
jan - $415k stash // $590k NW
feb - $428k stash // $598k NW
mar - $445k stash // $620k NW
apr - $490k stash // $675k NW
may - $503k stash // $687k NW
Thanks for the great motivation & conversation as we work towards this milestone. I may stick around for another month or so to ensure the market doesn't decide to put me back under but next month's dividends should keep me pretty well insulated. And then, onto the next milestone of $1,000,000 NW! My final number is $1.25-1.5MM stash so from that perspective, I'm 1/3 of the way to FIRE.
Awesome job! I think you may be the first graduate? Congratulations.
Post by: sisto on June 02, 2016, 09:57:06 AM
Post by: JustGettingStarted1980 on June 02, 2016, 12:52:31 PM
Congrats Mickey and Sisto for completing the challenge!
JGS
Post by: BBub on June 02, 2016, 02:26:30 PM
Post by: sisto on June 02, 2016, 03:02:21 PM
Keep it going BBub!THANKS!
Congrats Mickey and Sisto for completing the challenge!
JGS
Post by: YellowCat on June 03, 2016, 04:49:02 AM
March Update: I'm adding 2015 quarterly (for comparison) and switching over to a monthly update format for 2016...I think this will make it easier for me to track incremental progress. Year-over-year increase from March 2015 to March 2016 is $102,086 (!)
Dec 2014: $190,811
Mar 2015: $238,653 (+$47,842)
Jun 2015: $262,010 (+$23,357)
Sep 2015: $276,420 (+$14,410)
Dec 2015: $310,350 (+$33,930)
Jan 2016: $307,436 (-$2,914)
Feb 2016: $315,430 (+$7,994)
Mar 2016: $340,739 (+$25,309)
My husband inadvertently just set our $500k NW goal by declaring that he wants to be a "half-millionaire" by his 30th birthday. So, we have until August 2017 to hit $500k in investible NW. Given our current trajectory, I think this is very likely! I'm personally aiming to hit $500k in March of 2017...no math here, just sending good vibes out into the universe.
And a quick NW update, still going strong! Some of the significant increases are due to bonuses - Brown Bear's 6% bonus in April, and then my $5k signing bonus in May.
Apr 2016: $356,946 (+$16,207)
May 2016: $370,408 (+$13,462)
I think we're on track to hit $400k by Brown Bear's 29th birthday in August! Have to wait and see how things go...
Post by: Cheddar Stacker on June 03, 2016, 07:58:41 AM
3/1/16
NW $414K
Liquid $322K
6/1/16
NW $457K
Liquid $350K
Congrats Mickey and Sisto!
Post by: Icecreamarsenal on June 03, 2016, 08:49:40 AM
Post by: sisto on June 03, 2016, 02:19:49 PM
Thanks Cheddar3/1/16
NW $414K
Liquid $322K
6/1/16
NW $457K
Liquid $350K
Congrats Mickey and Sisto!
Post by: jorjor on June 03, 2016, 03:21:56 PM
Dec 15: $272k
Jan 16: $276k
Feb 16: $299k
Mar 16: $324k
Apr 16: $342k
May 16: $361k
About $9k was due to home price appreciation, so take it for what it's worth (still including for consistency, and the updated price is closer to in line with what I see houses going for in our neighborhood now). The rest was from investment gains, and a bit of an extra windfall this month with to work stuff. Cash + investments now up to $203k this month from $195k last month (over $200k for the first time since before the down payment on our house last summer!).
Post by: BiscuitsForBreakfast on June 06, 2016, 03:30:55 PM
So:
May 2016: $267, 040
This does not include my house, which is not yet paid off. I expect it will take me several years to get to $500k but at least I'm heading in the right direction.
Post by: Cheddar Stacker on June 06, 2016, 07:25:38 PM
Post by: BBub on June 07, 2016, 07:03:18 AM
Post by: onlykelsey on June 07, 2016, 07:16:57 AM
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K (including some trades that will go through at close of business, I think)
April 2016: 345K (so. slow. investing/paying off between 8 and 10K a month and I'm not sure where it's going! I think my home's zillow value was skewing my total)
May 2016: 352K Finally, a bit of progress! (includes 5/31 trades that just went in today, and a small increase in home value.
Quote
My husband and I just found out we're expecting so I sort of want to have a mini "by the time you go on maternity leave" goal for ~8 months from now. I'd say 375K, but I somehow don't think that's in the cards given recent performance (unless I get my annual bonus by then).
I now think my hope from the end of April (above) may actually come through, as it looks like I'll be getting a raise that will give me an extra ~7K post-tax in the back half of the year. Of course I am bleeding money on prenatal appointments and one size larger clothing, but this should help.
Including my equity has made my path sort of hard to predict, as it's bounced between 585 and 625 over the past year. I'm also in the 100-250K race without my home equity, but since my real estate is a Manhattan condo that's very easily rented out, I feel like this inclusive measure is a more meaningful reflection of net worth for me.
I also had to file taxes late this year, and hired an accountant. I have zero idea what my tax liability will be, and will find out this month. First year married, and got a ~40K raise over 2014, and had huge expenses on my condo (no idea if deductible or capitalized or what).
Post by: FrugalFan on June 07, 2016, 06:05:40 PM
Officially joining this thread! We reached $251,521 this month in our personal investments. This does not include cash, property equity, college savings, or our pensions. At our current savings rate, it would probably take us 3-4 years to reach 500k depending on market fluctuations, but we may change some things on the job front before then. If not, then April 2019 would be good stretch goal.
April 2016 $251,521
April 2016 $251,521
May 2016 $266,151
Not bad for our first month! Buoyed by a tax refund and market gains.
Post by: BiscuitsForBreakfast on June 07, 2016, 07:02:42 PM
Post by: tightwaddy on June 08, 2016, 05:13:28 AM
Invested (& Investable)
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016 $332,224
Net Worth (Including Home Equity)
April 9, 2016: $619,505
May 6, 2016: $629,924
June 8, 2016: $645,682
Post by: boarder42 on June 08, 2016, 06:14:00 AM
still sitting around 360k not counting home. should hit 500k around this time next year invested.
Post by: MickeyMoustache on June 08, 2016, 06:17:48 AM
I'm so close i can taste it !! if i include home equity. hoping to hit 500k at the end of the week if stocks cooperate and when my company's final share distributions hit with dividends for this year. (our accounts get locked and dont appear or i could have seen 500k on PC already)Nice, keep plugging away!
still sitting around 360k not counting home. should hit 500k around this time next year invested.
Post by: justajane on June 08, 2016, 06:45:27 AM
Right now our NW is 325K. Another 100K in home equity not counted.
My goal would be to hit 400K in the next two years.
Fingers crossed!
Post by: TheAnonOne on June 15, 2016, 12:57:40 PM
I'll join.
Not entirely sure how long it took to get to this point. My NW chart in MINT is all screwed up because I removed some old loan accounts (cars, student, mortgage etc) so it basically shows that I didn't move in NW for 2-3 years, when in reality I was paying down debt.... so the first 250 took 2 to 4 years....
Anyway... I'll throw my name in the ring. We save anywhere from 5k to 10k a month, so it could take anywhere from 2 to 4 years for this one as well, judging from my past 2 years, it will land right at about 3, assuming the market doesn't grow or shrink a single percentile in that time (unlikely)
2015 DEC: 252k
Coming back to update....
2015 DEC: 252k (Actual)
2016 JAN: 260k approx
2016 FEB: 281k approx
2016 MAR: 285k approx
2016 APR: 298k approx
2016 MAY: 305k (Actual)
+53k in around 5 months... hoping to save 100k this year but it will be hard. We had a few mega car bills and some home repairs coming.
Post by: boarder42 on June 24, 2016, 06:09:49 AM
Invested we have 362k... should hit 500k here by around this time next year depending on how some money making schemes work out.
first bump thats above 500 on the chart was artificial due to CC churning. right now we're actually a little bit higher than 500k due to the same thing CC churning.
Post by: TheAnonOne on June 27, 2016, 12:58:22 PM
just hit 500k NW ...
Invested we have 362k... should hit 500k here by around this time next year depending on how some money making schemes work out.
first bump thats above 500 on the chart was artificial due to CC churning. right now we're actually a little bit higher than 500k due to the same thing CC churning.
We churn credit cards too and more or less, "fly around the world for free twice a year" but I don't count any of that as net-worth, even though if I were to pay cash for those it would cost god-knows (10k+ in some cases per trip). <- I wouldn't pay for the trips, if I had to but it's a pretty low-hanging fruit at the moment.
What are you counting and how?
Post by: boarder42 on June 27, 2016, 01:22:08 PM
just hit 500k NW ...
Invested we have 362k... should hit 500k here by around this time next year depending on how some money making schemes work out.
first bump thats above 500 on the chart was artificial due to CC churning. right now we're actually a little bit higher than 500k due to the same thing CC churning.
We churn credit cards too and more or less, "fly around the world for free twice a year" but I don't count any of that as net-worth, even though if I were to pay cash for those it would cost god-knows (10k+ in some cases per trip). <- I wouldn't pay for the trips, if I had to but it's a pretty low-hanging fruit at the moment.
What are you counting and how?
on a day to day basis on Personal Captial where that chart comes from i may be at any point in Manufactured spending so my total NW could be off by 10k either way. ie
1. i have just bought a ton of gift cards but they havent worked there way back to my bank account but show on my credit card already - 10k less than what i really have
2. if i'd just bought a bunch on a CC not linked to my PC account and they are in my bank account already. - 10k more than i really have.
i'm not using them in the calculation for actual networth. they just have an affect on that number in that way.
Post by: TheAnonOne on June 27, 2016, 01:26:25 PM
just hit 500k NW ...
Invested we have 362k... should hit 500k here by around this time next year depending on how some money making schemes work out.
first bump thats above 500 on the chart was artificial due to CC churning. right now we're actually a little bit higher than 500k due to the same thing CC churning.
We churn credit cards too and more or less, "fly around the world for free twice a year" but I don't count any of that as net-worth, even though if I were to pay cash for those it would cost god-knows (10k+ in some cases per trip). <- I wouldn't pay for the trips, if I had to but it's a pretty low-hanging fruit at the moment.
What are you counting and how?
on a day to day basis on Personal Captial where that chart comes from i may be at any point in Manufactured spending so my total NW could be off by 10k either way. ie
1. i have just bought a ton of gift cards but they havent worked there way back to my bank account but show on my credit card already - 10k less than what i really have
2. if i'd just bought a bunch on a CC not linked to my PC account and they are in my bank account already. - 10k more than i really have.
i'm not using them in the calculation for actual networth. they just have an affect on that number in that way.
Ah, I see, we do not do any manufactured spending. Which is where I probably got confused. We spend the money the old fashioned way.
Post by: boarder42 on June 27, 2016, 01:32:04 PM
just hit 500k NW ...
Invested we have 362k... should hit 500k here by around this time next year depending on how some money making schemes work out.
first bump thats above 500 on the chart was artificial due to CC churning. right now we're actually a little bit higher than 500k due to the same thing CC churning.
We churn credit cards too and more or less, "fly around the world for free twice a year" but I don't count any of that as net-worth, even though if I were to pay cash for those it would cost god-knows (10k+ in some cases per trip). <- I wouldn't pay for the trips, if I had to but it's a pretty low-hanging fruit at the moment.
What are you counting and how?
on a day to day basis on Personal Captial where that chart comes from i may be at any point in Manufactured spending so my total NW could be off by 10k either way. ie
1. i have just bought a ton of gift cards but they havent worked there way back to my bank account but show on my credit card already - 10k less than what i really have
2. if i'd just bought a bunch on a CC not linked to my PC account and they are in my bank account already. - 10k more than i really have.
i'm not using them in the calculation for actual networth. they just have an affect on that number in that way.
Ah, I see, we do not do any manufactured spending. Which is where I probably got confused. We spend the money the old fashioned way.
there are a couple cards that equate to 2k per person each in basically free cash in just regular MS without the signup bonus so we run about 50k a year on each of them.
Post by: garth on June 30, 2016, 04:55:51 AM
Oct 15: $247k
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Jun 16: $305k
Edit: Forgot to mention two things. 1) First time hitting 70% savings rate for a month!, and 2) fuck mint.com.
Post by: 2Birds1Stone on June 30, 2016, 05:00:22 AM
With yesterdays dead cat bounce and todays paycheck, my SO and I hit a combined $252,000 in investments!
We might be back in the $100k -> $250k Race thread depending on the markets, or we might be going back and forth quite a bit until more contributions bring us here permanently.
Post by: boarder42 on June 30, 2016, 06:10:07 AM
Hi guys! First post here :)
With yesterdays dead cat bounce and todays paycheck, my SO and I hit a combined $252,000 in investments!
We might be back in the $100k -> $250k Race thread depending on the markets, or we might be going back and forth quite a bit until more contributions bring us here permanently.
you passed it just stay here. it was about this time last year we hit 250k invested. we expect to hit 400k+ by the end of this year and depending on how my new money making scheme works hopefully 500k by this time next year.
Post by: Libertea on June 30, 2016, 07:30:21 AM
06/30/2015: $235,381.93
09/30/2015: $261,677.00
12/31/2015: $320,374.69
03/31/2016: $364,966.71
06/30/2016: $412,580.03
I was projecting reaching $500k in March 2017, but now I think maybe I'll get there by the end of this year.
Post by: onlykelsey on June 30, 2016, 08:18:27 AM
December 2013: 142K
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K (including some trades that will go through at close of business, I think)
April 2016: 345K (so. slow. investing/paying off between 8 and 10K a month and I'm not sure where it's going! I think my home's zillow value was skewing my total)
May 2016: 352K Finally, a bit of progress! (includes 5/31 trades that just went in today, and a small increase in home value.)
June 2016: 389K Woohoo! I am up 140K on last June. A chunk of this is my zestimate for my house going back to where it's generally been. I also maxed my 401(k) and have now moved in to exclusively taxable investing. Waiting on an ~8K tax refund, as well, which will go in to the baby/maternity suits fund, maybe I'll throw a couple K towards my HELOC (still 36K outstanding on 50K loan from last year).
Post by: zephyr911 on June 30, 2016, 08:26:10 AM
Why not just put all your free cash toward the HELOC? I'm assuming you can pull it back out any time you want.
June 2016: 389K Woohoo! I am up 140K on last June. A chunk of this is my zestimate for my house going back to where it's generally been. I also maxed my 401(k) and have now moved in to exclusively taxable investing. Waiting on an ~8K tax refund, as well, which will go in to the baby/maternity suits fund, maybe I'll throw a couple K towards my HELOC (still 36K outstanding on 50K loan from last year).
Assuming that is the case, you're just paying extra interest for... not sure what reason.
Post by: onlykelsey on June 30, 2016, 09:02:30 AM
Why not just put all your free cash toward the HELOC? I'm assuming you can pull it back out any time you want.
June 2016: 389K Woohoo! I am up 140K on last June. A chunk of this is my zestimate for my house going back to where it's generally been. I also maxed my 401(k) and have now moved in to exclusively taxable investing. Waiting on an ~8K tax refund, as well, which will go in to the baby/maternity suits fund, maybe I'll throw a couple K towards my HELOC (still 36K outstanding on 50K loan from last year).
Assuming that is the case, you're just paying extra interest for... not sure what reason.
Yeah, fair question. I guess I'm afraid that if I start accessing my HELOC in non-emergency situations (I think you remember my roof assessment nightmare), I'll start viewing it as a credit card or something. It's also not easy to use to buy, say, clothing offline. But the point is taken, I could pay it down and pull a chunk out for suit or baby shopping in a few months.
I've been paying it off at 1K a month at 3.something%, so I haven't worried too much. But 3% (2% given my tax bracket and deductions) is a chunk of change on 36K, and the rate floats, so I should maybe reprioritize.
Post by: zephyr911 on June 30, 2016, 09:13:20 AM
you remember my roof assessment nightmare), I'll start viewing it as a credit card or something. It's also not easy to use to buy, say, clothing offline. But the point is taken, I could pay it down and pull a chunk out for suit or baby shopping in a few months.The discipline thing is relevant. This is like the snowball approach - it's not the best, mathematically, but it can still yield better results because it's psychologically superior for some, as its quicker results can reinforce their dedication to the plan via positive feedback.
I've been paying it off at 1K a month at 3.something%, so I haven't worried too much. But 3% (2% given my tax bracket and deductions) is a chunk of change on 36K, and the rate floats, so I should maybe reprioritize.
MMM principles are largely based on math, logic and science. But even science can recognize that human beings are not perfectly logical and our behavior is affected by many different variables. It's all about finding what works best for you.
Post by: boarder42 on June 30, 2016, 12:18:42 PM
Why not just put all your free cash toward the HELOC? I'm assuming you can pull it back out any time you want.
June 2016: 389K Woohoo! I am up 140K on last June. A chunk of this is my zestimate for my house going back to where it's generally been. I also maxed my 401(k) and have now moved in to exclusively taxable investing. Waiting on an ~8K tax refund, as well, which will go in to the baby/maternity suits fund, maybe I'll throw a couple K towards my HELOC (still 36K outstanding on 50K loan from last year).
Assuming that is the case, you're just paying extra interest for... not sure what reason.
Yeah, fair question. I guess I'm afraid that if I start accessing my HELOC in non-emergency situations (I think you remember my roof assessment nightmare), I'll start viewing it as a credit card or something. It's also not easy to use to buy, say, clothing offline. But the point is taken, I could pay it down and pull a chunk out for suit or baby shopping in a few months.
I've been paying it off at 1K a month at 3.something%, so I haven't worried too much. But 3% (2% given my tax bracket and deductions) is a chunk of change on 36K, and the rate floats, so I should maybe reprioritize.
i'd keep it no reason not to.
Post by: RWD on June 30, 2016, 01:55:16 PM
Post by: BBub on July 01, 2016, 08:12:15 AM
Dec 31, 2015: $258,054
Jan 31, 2016: $264,247
Feb 29, 2016: $271,241
Mar 31, 2016: $300,034
Apr 30, 2016: $317,839
May 31, 2016: $330,411
Jun 30, 2016: $333,663
Post by: onlykelsey on July 01, 2016, 08:18:57 AM
you remember my roof assessment nightmare), I'll start viewing it as a credit card or something. It's also not easy to use to buy, say, clothing offline. But the point is taken, I could pay it down and pull a chunk out for suit or baby shopping in a few months.The discipline thing is relevant. This is like the snowball approach - it's not the best, mathematically, but it can still yield better results because it's psychologically superior for some, as its quicker results can reinforce their dedication to the plan via positive feedback.
I've been paying it off at 1K a month at 3.something%, so I haven't worried too much. But 3% (2% given my tax bracket and deductions) is a chunk of change on 36K, and the rate floats, so I should maybe reprioritize.
MMM principles are largely based on math, logic and science. But even science can recognize that human beings are not perfectly logical and our behavior is affected by many different variables. It's all about finding what works best for you.
We are definitely irrational animals much more often than we'd like to think. Even if I were behaving perfectly rationally, I'd need infinite time and knowledge to make perfect decisions.
I do need to check out terms of my HELOC. Now that i think rates won't go up much in the near future, I may err on the side of investing for a few more months. 2% guaranteed return isn't much.
Post by: JustGettingStarted1980 on July 01, 2016, 10:54:36 AM
April-15 $133,400.00 (+23,993)
July-15 $179,961.40 (+46,561)
Oct-15 $207,727.22 (+27,765)
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
JGS
Post by: Cheddar Stacker on July 01, 2016, 11:34:45 AM
3/1/16
NW $414K
Liquid $322K
6/1/16
NW $457K
Liquid $350K
7/1/16
NW $466K
Liquid $356K
I'm likely to be flat for a couple months due to house renovations. Very little will be going into savings.
Post by: BBub on July 01, 2016, 01:34:02 PM
Quarterly Update (post Brexit fun times): 7/1/16
April-15 $133,400.00 (+23,993)
July-15 $179,961.40 (+46,561)
Oct-15 $207,727.22 (+27,765)
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
JGS
Comin' in hot! Nice work breaking $300.
Post by: MickeyMoustache on July 01, 2016, 05:39:53 PM
feb - $428k stash // $598k NW
mar - $445k stash // $620k NW
apr - $490k stash // $675k NW
may - $503k stash // $687k NW
jun - $521k stash // $703k NW
Alrighty, I think that'll do it for me in this race. I'm glad I hung around one extra month (especially with the Brexit nonsense) but it looks like I'm good to go on to the next one! $1MM here I come!! :)
Post by: OurTown on July 02, 2016, 06:18:09 AM
Feb. 1, 2016 = 373
Mar. 1, 2016 = 379
Apr. 1, 2016 = 391
May 1, 2016 = 398
June 1, 2016 = 406
July 1, 2016 = 415
Post by: FrugalFan on July 07, 2016, 07:04:14 AM
Officially joining this thread! We reached $251,521 this month in our personal investments. This does not include cash, property equity, college savings, or our pensions. At our current savings rate, it would probably take us 3-4 years to reach 500k depending on market fluctuations, but we may change some things on the job front before then. If not, then April 2019 would be good stretch goal.
April 2016 $251,521
April 2016 $251,521
May 2016 $263,275
June 2016 $266,151
Hmm. It seems I was off on the May numbers so I have adjusted that, but by some strange coincidence, the June numbers are the same as the original (incorrect) May numbers. I've double checked everything in Mint. So weird.
Post by: doggyfizzle on July 07, 2016, 09:48:56 AM
Post by: TheAnonOne on July 07, 2016, 12:10:52 PM
Officially joining this thread! We reached $251,521 this month in our personal investments. This does not include cash, property equity, college savings, or our pensions. At our current savings rate, it would probably take us 3-4 years to reach 500k depending on market fluctuations, but we may change some things on the job front before then. If not, then April 2019 would be good stretch goal.
April 2016 $251,521
April 2016 $251,521
May 2016 $263,275
June 2016 $266,151
Hmm. It seems I was off on the May numbers so I have adjusted that, but by some strange coincidence, the June numbers are the same as the original (incorrect) May numbers. I've double checked everything in Mint. So weird.
Mint and Personal Capital are great for current pictures of wealth but historically they suffer a bit.
I keep track of my bills in an excel sheet and record NW when I do that in my sheet. The numbers in my sheet from say... 6+mo ago vs mint are off by quite a bit.
Also, god-forbid if you ever delete an account from mint and re-add it....
Post by: YellowCat on July 10, 2016, 11:42:15 AM
March Update: I'm adding 2015 quarterly (for comparison) and switching over to a monthly update format for 2016...I think this will make it easier for me to track incremental progress. Year-over-year increase from March 2015 to March 2016 is $102,086 (!)
Dec 2014: $190,811
Mar 2015: $238,653 (+$47,842)
Jun 2015: $262,010 (+$23,357)
Sep 2015: $276,420 (+$14,410)
Dec 2015: $310,350 (+$33,930)
Jan 2016: $307,436 (-$2,914)
Feb 2016: $315,430 (+$7,994)
Mar 2016: $340,739 (+$25,309)
My husband inadvertently just set our $500k NW goal by declaring that he wants to be a "half-millionaire" by his 30th birthday. So, we have until August 2017 to hit $500k in investible NW. Given our current trajectory, I think this is very likely! I'm personally aiming to hit $500k in March of 2017...no math here, just sending good vibes out into the universe.
And a quick NW update, still going strong! Some of the significant increases are due to bonuses - Brown Bear's 6% bonus in April, and then my $5k signing bonus in May.
Apr 2016: $356,946 (+$16,207)
May 2016: $370,408 (+$13,462)
I think we're on track to hit $400k by Brown Bear's 29th birthday in August! Have to wait and see how things go...
Movin' on up...
July 2016: 377,258 (+6,850)
I should probably mention that we've been diverting all of our extra cash into our house downpayment fund (besides 401(k) contributions, set to max for both). Sadly this means our monthly gains aren't so high right now since the house money is in a checking account yielding 0.75% per year. Still, this tactic means we're dropping $4,380/month into 401(k)s (including matching) and $3k per month into the house fund. Not too shabby. We probably won't hit $400k by the end of August, though, without some magic happening.
Post by: onlykelsey on July 11, 2016, 02:59:26 AM
March Update: I'm adding 2015 quarterly (for comparison) and switching over to a monthly update format for 2016...I think this will make it easier for me to track incremental progress. Year-over-year increase from March 2015 to March 2016 is $102,086 (!)
Dec 2014: $190,811
Mar 2015: $238,653 (+$47,842)
Jun 2015: $262,010 (+$23,357)
Sep 2015: $276,420 (+$14,410)
Dec 2015: $310,350 (+$33,930)
Jan 2016: $307,436 (-$2,914)
Feb 2016: $315,430 (+$7,994)
Mar 2016: $340,739 (+$25,309)
My husband inadvertently just set our $500k NW goal by declaring that he wants to be a "half-millionaire" by his 30th birthday. So, we have until August 2017 to hit $500k in investible NW. Given our current trajectory, I think this is very likely! I'm personally aiming to hit $500k in March of 2017...no math here, just sending good vibes out into the universe.
And a quick NW update, still going strong! Some of the significant increases are due to bonuses - Brown Bear's 6% bonus in April, and then my $5k signing bonus in May.
Apr 2016: $356,946 (+$16,207)
May 2016: $370,408 (+$13,462)
I think we're on track to hit $400k by Brown Bear's 29th birthday in August! Have to wait and see how things go...
Movin' on up...
July 2016: 377,258 (+6,850)
I should probably mention that we've been diverting all of our extra cash into our house downpayment fund (besides 401(k) contributions, set to max for both). Sadly this means our monthly gains aren't so high right now since the house money is in a checking account yielding 0.75% per year. Still, this tactic means we're dropping $4,380/month into 401(k)s (including matching) and $3k per month into the house fund. Not too shabby. We probably won't hit $400k by the end of August, though, without some magic happening.
You're not going to hit 400K at 26?! For shame!!!!!!!!!!
Post by: PFHC on July 11, 2016, 06:16:14 AM
So, see you soon!
Post by: FrugalFan on July 11, 2016, 06:16:53 AM
Officially joining this thread! We reached $251,521 this month in our personal investments. This does not include cash, property equity, college savings, or our pensions. At our current savings rate, it would probably take us 3-4 years to reach 500k depending on market fluctuations, but we may change some things on the job front before then. If not, then April 2019 would be good stretch goal.
April 2016 $251,521
April 2016 $251,521
May 2016 $263,275
June 2016 $266,151
Hmm. It seems I was off on the May numbers so I have adjusted that, but by some strange coincidence, the June numbers are the same as the original (incorrect) May numbers. I've double checked everything in Mint. So weird.
Mint and Personal Capital are great for current pictures of wealth but historically they suffer a bit.
I keep track of my bills in an excel sheet and record NW when I do that in my sheet. The numbers in my sheet from say... 6+mo ago vs mint are off by quite a bit.
Also, god-forbid if you ever delete an account from mint and re-add it....
I do have an Excel spreadsheet as well but I'm not consistent enough in when I update it. Usually a couple of times a month but not always on the same day. The Excel data match up with the Mint data on this one so I'm not sure what went wrong before.
Post by: YellowCat on July 12, 2016, 01:26:43 PM
March Update: I'm adding 2015 quarterly (for comparison) and switching over to a monthly update format for 2016...I think this will make it easier for me to track incremental progress. Year-over-year increase from March 2015 to March 2016 is $102,086 (!)
Dec 2014: $190,811
Mar 2015: $238,653 (+$47,842)
Jun 2015: $262,010 (+$23,357)
Sep 2015: $276,420 (+$14,410)
Dec 2015: $310,350 (+$33,930)
Jan 2016: $307,436 (-$2,914)
Feb 2016: $315,430 (+$7,994)
Mar 2016: $340,739 (+$25,309)
My husband inadvertently just set our $500k NW goal by declaring that he wants to be a "half-millionaire" by his 30th birthday. So, we have until August 2017 to hit $500k in investible NW. Given our current trajectory, I think this is very likely! I'm personally aiming to hit $500k in March of 2017...no math here, just sending good vibes out into the universe.
And a quick NW update, still going strong! Some of the significant increases are due to bonuses - Brown Bear's 6% bonus in April, and then my $5k signing bonus in May.
Apr 2016: $356,946 (+$16,207)
May 2016: $370,408 (+$13,462)
I think we're on track to hit $400k by Brown Bear's 29th birthday in August! Have to wait and see how things go...
Movin' on up...
July 2016: 377,258 (+6,850)
I should probably mention that we've been diverting all of our extra cash into our house downpayment fund (besides 401(k) contributions, set to max for both). Sadly this means our monthly gains aren't so high right now since the house money is in a checking account yielding 0.75% per year. Still, this tactic means we're dropping $4,380/month into 401(k)s (including matching) and $3k per month into the house fund. Not too shabby. We probably won't hit $400k by the end of August, though, without some magic happening.
You're not going to hit 400K at 26?! For shame!!!!!!!!!!
Yeah...I guess that makes me sound like a tool, doesn't it? :) still, though, lofty goals...
Post by: boarder42 on July 12, 2016, 01:58:38 PM
March Update: I'm adding 2015 quarterly (for comparison) and switching over to a monthly update format for 2016...I think this will make it easier for me to track incremental progress. Year-over-year increase from March 2015 to March 2016 is $102,086 (!)
Dec 2014: $190,811
Mar 2015: $238,653 (+$47,842)
Jun 2015: $262,010 (+$23,357)
Sep 2015: $276,420 (+$14,410)
Dec 2015: $310,350 (+$33,930)
Jan 2016: $307,436 (-$2,914)
Feb 2016: $315,430 (+$7,994)
Mar 2016: $340,739 (+$25,309)
My husband inadvertently just set our $500k NW goal by declaring that he wants to be a "half-millionaire" by his 30th birthday. So, we have until August 2017 to hit $500k in investible NW. Given our current trajectory, I think this is very likely! I'm personally aiming to hit $500k in March of 2017...no math here, just sending good vibes out into the universe.
And a quick NW update, still going strong! Some of the significant increases are due to bonuses - Brown Bear's 6% bonus in April, and then my $5k signing bonus in May.
Apr 2016: $356,946 (+$16,207)
May 2016: $370,408 (+$13,462)
I think we're on track to hit $400k by Brown Bear's 29th birthday in August! Have to wait and see how things go...
Movin' on up...
July 2016: 377,258 (+6,850)
I should probably mention that we've been diverting all of our extra cash into our house downpayment fund (besides 401(k) contributions, set to max for both). Sadly this means our monthly gains aren't so high right now since the house money is in a checking account yielding 0.75% per year. Still, this tactic means we're dropping $4,380/month into 401(k)s (including matching) and $3k per month into the house fund. Not too shabby. We probably won't hit $400k by the end of August, though, without some magic happening.
its a great goal we just hit 500k NW in june my 30th is in november my wife will be 29 in 13 days. i'm hoping we hit 500k invested only by this time or so next year. currently around 368k after today's market run up
Post by: TheAnonOne on July 13, 2016, 11:13:18 AM
2015 DEC: 252k (Actual)
2016 JAN: 260k approx
2016 FEB: 281k approx
2016 MAR: 285k approx
2016 APR: 298k approx
2016 MAY: 305k (Actual)
2016 JUNE: 307k (Still down from Brexit at that time (end of june) but has come up a pile since then(over 7k!)... but end of July numbers will have to reflect that!)
Post by: onlykelsey on July 15, 2016, 04:38:12 PM
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K (including some trades that will go through at close of business, I think)
April 2016: 345K (so. slow. investing/paying off between 8 and 10K a month and I'm not sure where it's going! I think my home's zillow value was skewing my total)
May 2016: 352K
June 2016: 389K Woohoo!
July 2016: 415K This is just so far in July, which is exciting.
Am I missing anything huge in this projection below:
I'm currently worth 415K. Assuming zero market gains (or losses) or increase (or decrease) in home equity, each month I expect to invest/pay off debt like this:
- 4K invested in taxable Vanguard
600 principal paid on mortgage
800 principal paid on HELOC (this will actually get bigger pretty quickly, but I'll ignore that here)
1200 principal paid on 401(k) loan (I KNOW, I KNOW)
and (this is pretty obscene) in December I expect a huge bonus. not sure what my marginal rate will be when it hits, but I should probably expect 45K post-tax. I'll invest/pay off debt with all of it, so that's 81,300 in NW jump by the end of 2016, which puts me at 496,300.
It looks like I might aim to be done with this thread by year's end! I feel like I must be missing something...
Post by: tightwaddy on July 15, 2016, 06:02:29 PM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
Net Worth (Including Home Equity)
April 9, 2016: $619,505
May 6, 2016: $629,924
June 8, 2016: $645,682
July 11, 2016: $687,219 (huge Zillow estimate increase ?)
Post by: JustGettingStarted1980 on July 15, 2016, 06:59:01 PM
Post by: boarder42 on July 16, 2016, 09:40:07 AM
Post by: onlykelsey on July 16, 2016, 06:57:35 PM
I'm not so sure I like Zillow Estimate very much. My approach is to give a fairly conservative estimate of the value of my house (if I had to sell it within a month, say) based on similar sales in my neighborhood, and then take away 6% for the realtor. That's my asset value. I feel like everything else is just wishful thinking.
The minus 6% for a realtor is genius. I think I may figure out how to institute that on mint. probably manually...
Post by: boarder42 on July 16, 2016, 08:09:30 PM
I'm not so sure I like Zillow Estimate very much. My approach is to give a fairly conservative estimate of the value of my house (if I had to sell it within a month, say) based on similar sales in my neighborhood, and then take away 6% for the realtor. That's my asset value. I feel like everything else is just wishful thinking.
The minus 6% for a realtor is genius. I think I may figure out how to institute that on mint. probably manually...
I'd do 1k + 3%. You should be able to find low cost full service agents now. The racket is dying
Post by: jorjor on July 19, 2016, 02:05:33 PM
I'm not so sure I like Zillow Estimate very much. My approach is to give a fairly conservative estimate of the value of my house (if I had to sell it within a month, say) based on similar sales in my neighborhood, and then take away 6% for the realtor. That's my asset value. I feel like everything else is just wishful thinking.
I was using Zestimate too because I felt it was realistic for what I could expect in my neighborhood, looking at other houses. Then it got a little unrealistically high, then it dropped to well below what we paid for it a year ago even though if you look around that shouldn't be the case. Then it bounced around for a week and then about a month ago I said "eff it, I'm going to track based on purchase price plus inflation." So, that's what I do now.
Post by: jorjor on July 19, 2016, 02:13:39 PM
Nov 15: $236k
Dec 15: $257k
Jan 16: $259k
Feb 16: $275k
Mar 16: $295k
Apr 16: $305k
May 16: $315k
Jun 16: $320k
Post by: TheAnonOne on July 20, 2016, 11:24:08 AM
I'm not so sure I like Zillow Estimate very much. My approach is to give a fairly conservative estimate of the value of my house (if I had to sell it within a month, say) based on similar sales in my neighborhood, and then take away 6% for the realtor. That's my asset value. I feel like everything else is just wishful thinking.
I was using Zestimate too because I felt it was realistic for what I could expect in my neighborhood, looking at other houses. Then it got a little unrealistically high, then it dropped to well below what we paid for it a year ago even though if you look around that shouldn't be the case. Then it bounced around for a week and then about a month ago I said "eff it, I'm going to track based on purchase price plus inflation." So, that's what I do now.
I do this too, but the area I am in has jumped up a bit. My little townhome is on my balance sheets @ 130 but could sell for 150.
I am going to do some repairs and move the value by the cost of these repairs. It needs a new deck, so a 5k cost would move my value from 130 to 135.
I just don't want my house to mess with my tracking that much.
Post by: TheFirstMan on July 21, 2016, 02:37:59 PM
I feel like I've found my people!
I'm in the Investable Assets crowd, at 249K as we start 2016.
I will play the tortoise here (or perhaps Eeyore) with a goal of about 4 years from now, in 2020.
Over on the long-term net worth goals thread, I just posted about some of my variables, include pessimistic estimates about spending and income, inflation, and a possible home addition. That's why I'm giving a longer time horizon. If the market is reasonable, and our spending and income are more in my optimistic zone, and we don't do a home addition, the time frame shortens to about 2 years, in 2018.
And that, friends, is motivational. Thanks!
One final thing--some helpful info could be added in here, as we go on this journey together--context like I've shared here, as well as incomes, as those of us who are making 40K shouldn't compare with those making 120K!
I'm married and our combined income in 2015 was 80K. In 2016, it should be close to 120K gross.
Edit 2/18/16: 395K when you add in home equity.
UPDATE MID-2016
Alright, making progress!
Pulled 65K of home equity and still planning on the addition. Currently...
- Cash: 152K (This is high because of the possibility of an addition.)
- Investments: 217K
- "Investible Assets" (Cash+Investments) 369K (This is up 120K, but 65K was from home equity, so actual increase here in 6 mos is 55K.)
- Home equity 52K
- Total net worth, including equity: 421K (This is up 26K in 5 months.)
- Mortgage: 203K
-Total net worth minus mortgage: 218K
This feels like really great progress, considering VTSAX (as a proxy for the economy) is only up 3.65% YTD.
Post by: OurTown on July 30, 2016, 06:15:45 AM
Feb. 1, 2016 = 373
Mar. 1, 2016 = 379
Apr. 1, 2016 = 391
May 1, 2016 = 398
June 1, 2016 = 406
July 1, 2016 = 415
Aug. 1, 2016 = 426
Post by: ender on July 30, 2016, 07:59:48 AM
I'm not so sure I like Zillow Estimate very much. My approach is to give a fairly conservative estimate of the value of my house (if I had to sell it within a month, say) based on similar sales in my neighborhood, and then take away 6% for the realtor. That's my asset value. I feel like everything else is just wishful thinking.
I was using Zestimate too because I felt it was realistic for what I could expect in my neighborhood, looking at other houses. Then it got a little unrealistically high, then it dropped to well below what we paid for it a year ago even though if you look around that shouldn't be the case. Then it bounced around for a week and then about a month ago I said "eff it, I'm going to track based on purchase price plus inflation." So, that's what I do now.
Ours has been wonky too, so it's in as "Appraisal - 6%" -- which dropped us a fair bit around this threshold. But we're on board with this thread now!
Thinking we'll fluctuate around the entrypoint as the market goes up/down though. Might take a while before I am confident we are "past" this threshold :)
Post by: onlykelsey on July 30, 2016, 08:36:24 PM
December 2013: 142KJuly 2016: 442,402K Holy crap. This is mostly a jump in my house value, but I also got my tax refund and started at a slightly higher rate. Paying off principal of 3K a month, investing 4.5K and then saving a bit more each month now, so things should really move along. Unfortunately I'm sure my house value will bounce back down at some point.
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K (including some trades that will go through at close of business, I think)
April 2016: 345K (so. slow. investing/paying off between 8 and 10K a month and I'm not sure where it's going! I think my home's zillow value was skewing my total)
May 2016: 352K Finally, a bit of progress! (includes 5/31 trades that just went in today, and a small increase in home value.)
June 2016: 389K Woohoo! I am up 140K on last June. A chunk of this is my zestimate for my house going back to where it's generally been. I also maxed my 401(k) and have now moved in to exclusively taxable investing. Waiting on an ~8K tax refund, as well, which will go in to the baby/maternity suits fund, maybe I'll throw a couple K towards my HELOC (still 36K outstanding on 50K loan from last year).
[/quote]
Post by: SAfAmBrit on July 30, 2016, 11:36:45 PM
July 2016 - $257,306
Post by: garth on July 31, 2016, 07:55:05 AM
Oct 15: $247k
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Jun 16: $305k
Jul 16: $330k
Post by: jorjor on July 31, 2016, 09:54:59 AM
Dec 15: $257k
Jan 16: $259k
Feb 16: $275k
Mar 16: $295k
Apr 16: $305k
May 16: $315k
Jun 16: $320k
Jul 16: $335k
Invested assets went over $200k for the first time, up from $129k in December (HELOC payoff in Dec-Jan being the other main source of net worth increase).
Post by: BBub on August 01, 2016, 07:45:21 AM
Dec 31, 2015: $258,054
Jan 31, 2016: $264,247
Feb 29, 2016: $271,241
Mar 31, 2016: $300,034
Apr 30, 2016: $317,839
May 31, 2016: $330,411
Jun 30, 2016: $333,663
Jul 31, 2016: $348,945
Post by: 2Birds1Stone on August 01, 2016, 08:17:16 AM
Hi guys! First post here :)
my SO and I hit a combined $252,000 in investments!
We might be back in the $100k -> $250k Race thread depending on the markets, or we might be going back and forth quite a bit until more contributions bring us here permanently.
Well, things escalated quickly! We are now sitting as of 8/1/2016 - $265k onward and upward!
Post by: boarder42 on August 01, 2016, 08:52:27 AM
Post by: TheAnonOne on August 01, 2016, 12:38:37 PM
2015 DEC: 252k
2016 JAN: 260k
2016 FEB: 281k
2016 MAR: 285k
2016 APR: 298k
2016 MAY: 305k
2016 JUNE: 307k
2016 JULY: 320k (+13k) between our taxable contributions and markets going up, it was a good month!
+$68,000 this year so far. Not too shabby, will probably end up just under 100k in any given year of savings.
Post by: onlykelsey on August 01, 2016, 12:41:38 PM
you remember my roof assessment nightmare), I'll start viewing it as a credit card or something. It's also not easy to use to buy, say, clothing offline. But the point is taken, I could pay it down and pull a chunk out for suit or baby shopping in a few months.The discipline thing is relevant. This is like the snowball approach - it's not the best, mathematically, but it can still yield better results because it's psychologically superior for some, as its quicker results can reinforce their dedication to the plan via positive feedback.
I've been paying it off at 1K a month at 3.something%, so I haven't worried too much. But 3% (2% given my tax bracket and deductions) is a chunk of change on 36K, and the rate floats, so I should maybe reprioritize.
MMM principles are largely based on math, logic and science. But even science can recognize that human beings are not perfectly logical and our behavior is affected by many different variables. It's all about finding what works best for you.
We are definitely irrational animals much more often than we'd like to think. Even if I were behaving perfectly rationally, I'd need infinite time and knowledge to make perfect decisions.
I do need to check out terms of my HELOC. Now that i think rates won't go up much in the near future, I may err on the side of investing for a few more months. 2% guaranteed return isn't much.
Hardy har har, 5 days after posting this my HELOC rate jumped to 5.49. Which was totally permissible on its terms (which I hadn't read in a while and which somehow are not available online).
Post by: YellowCat on August 01, 2016, 05:24:04 PM
March Update: I'm adding 2015 quarterly (for comparison) and switching over to a monthly update format for 2016...I think this will make it easier for me to track incremental progress. Year-over-year increase from March 2015 to March 2016 is $102,086 (!)
Dec 2014: $190,811
Mar 2015: $238,653 (+$47,842)
Jun 2015: $262,010 (+$23,357)
Sep 2015: $276,420 (+$14,410)
Dec 2015: $310,350 (+$33,930)
Jan 2016: $307,436 (-$2,914)
Feb 2016: $315,430 (+$7,994)
Mar 2016: $340,739 (+$25,309)
My husband inadvertently just set our $500k NW goal by declaring that he wants to be a "half-millionaire" by his 30th birthday. So, we have until August 2017 to hit $500k in investible NW. Given our current trajectory, I think this is very likely! I'm personally aiming to hit $500k in March of 2017...no math here, just sending good vibes out into the universe.
And a quick NW update, still going strong! Some of the significant increases are due to bonuses - Brown Bear's 6% bonus in April, and then my $5k signing bonus in May.
Apr 2016: $356,946 (+$16,207)
May 2016: $370,408 (+$13,462)
I think we're on track to hit $400k by Brown Bear's 29th birthday in August! Have to wait and see how things go...
Movin' on up...
June 2016: $377,258 (+$6,850)
I should probably mention that we've been diverting all of our extra cash into our house downpayment fund (besides 401(k) contributions, set to max for both). Sadly this means our monthly gains aren't so high right now since the house money is in a checking account yielding 0.75% per year. Still, this tactic means we're dropping $4,380/month into 401(k)s (including matching) and $3k per month into the house fund. Not too shabby. We probably won't hit $400k by the end of August, though, without some magic happening.
On to July!
July 2016: $397,978 (+$20,720)
Looks like magic is actually happening - $400k here we come (so close!) Did I mention that we did put an offer in on a house, and it was accepted? Our home inspection is scheduled for Wednesday and barring catastrophe we should be good to go!! I'm super excited :) We're doing some funny shuffling of funds right now but since we haven't actually paid anything for the house yet - we've just been moving money around - it's all still there. It's just that $85k of our total money pile is in cash....About $50k set aside for house/closing costs and the remainder for home improvement, which we're hoping will only cost ~$20k.
Post by: Cheddar Stacker on August 01, 2016, 08:28:20 PM
3/1/16
NW $414K
Liquid $322K
6/1/16
NW $457K
Liquid $350K
7/1/16
NW $466K
Liquid $356K
I'm likely to be flat for a couple months due to house renovations. Very little will be going into savings.
8/1/16
NW $477K
Liquid $371K
Post by: BookWorm22 on August 01, 2016, 08:53:35 PM
12/31/15 - 243,200
3/31/16 - 265,500
4/30/16 - 269,857
5/31/16 - 275,830
6/30/16 - 280,100
7/31/16 - 287,783
Making slow but steady progress. Some of the stash is cash at the moment since we are saving up for a down payment on a rental property. Hopefully in a year we will be seeing more significant increases from that.
Post by: zephyr911 on August 03, 2016, 10:14:01 AM
Related: I'm still looking at mid-2017 for leaving govt work (see 2017 cohort thread) and DW will probably go freelance around that time. Life is good.
Congrats to all on your continued progress, and good luck! :D
Post by: onlykelsey on August 03, 2016, 10:17:31 AM
So much of my net worth (on this thread) is in my house, so I'm not sure how much control I have, but I'm hoping for 520K at year's end. I will make a huge investment (40K?) in December, so I think I'll jump right over the 500K line.
December 2013: 142K
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K (including some trades that will go through at close of business, I think)
April 2016: 345K (so. slow. investing/paying off between 8 and 10K a month and I'm not sure where it's going! I think my home's zillow value was skewing my total)
May 2016: 352K Finally, a bit of progress! (includes 5/31 trades that just went in today, and a small increase in home value.)
June 2016: 389K Woohoo! I am up 140K on last June. A chunk of this is my zestimate for my house going back to where it's generally been. I also maxed my 401(k) and have now moved in to exclusively taxable investing. Waiting on an ~8K tax refund, as well, which will go in to the baby/maternity suits fund, maybe I'll throw a couple K towards my HELOC (still 36K outstanding on 50K loan from last year).
July 2016: 442,402K Holy crap. This is mostly a jump in my house value, but I also got my tax refund and started at a slightly higher rate. Paying off principal of 3K a month, investing 4.5K and then saving a bit more each month now, so things should really move along. Unfortunately I'm sure my house value will bounce back down at some point.
Post by: ender on August 03, 2016, 11:06:26 AM
Does anyone have a timing goal?
Hoping for 5 years from now? We just started this particular race and we're a fair bit slower than some of you, who are posting 5 figure/month increases...
Post by: TheAnonOne on August 03, 2016, 11:13:06 AM
Does anyone have a timing goal?
Hoping for 5 years from now? We just started this particular race and we're a fair bit slower than some of you, who are posting 5 figure/month increases...
Families making $150-200 are probably investing around $5k a month. The market was pretty kind these last 2 months, so you'll see bigger jumps around these times. Wait for a 15% drop month :)
Post by: onlykelsey on August 03, 2016, 12:15:11 PM
Does anyone have a timing goal?
Hoping for 5 years from now? We just started this particular race and we're a fair bit slower than some of you, who are posting 5 figure/month increases...
Families making $150-200 are probably investing around $5k a month. The market was pretty kind these last 2 months, so you'll see bigger jumps around these times. Wait for a 15% drop month :)
For me a huge portion of the jump is my house. For consistency's sake I'm using zillow whether it's up or down (even when it does wacky things like pump the value 10% over the last two months).
Post by: Cheddar Stacker on August 03, 2016, 01:00:52 PM
Does anyone have a timing goal?
Hoping for 5 years from now? We just started this particular race and we're a fair bit slower than some of you, who are posting 5 figure/month increases...
Timing Goal - NW should reach $500K end of 2016, but I started this thread at $400 NW and $260 Liquid/Invested so that's my real "Race". Liquid should reach $500K in the fall of 2017 if everything stays on course.
Ender (or others) - Don't let yourself be discouraged by a faster pace from others. In my case, I have a spendypants family but a firehose wage, so anything short of the pace I'm on would be complete failure. My pace is really not very worthy in terms of savings rate or any other frugal benchmark. Just keep kicking ass in your own way and you'll be fine.
Post by: garth on August 03, 2016, 02:27:24 PM
Does anyone have a timing goal?
Hoping for 5 years from now? We just started this particular race and we're a fair bit slower than some of you, who are posting 5 figure/month increases...
Timing Goal - NW should reach $500K end of 2016, but I started this thread at $400 NW and $260 Liquid/Invested so that's my real "Race". Liquid should reach $500K in the fall of 2017 if everything stays on course.
Ender (or others) - Don't let yourself be discouraged by a faster pace from others. In my case, I have a spendypants family but a firehose wage, so anything short of the pace I'm on would be complete failure. My pace is really not very worthy in terms of savings rate or any other frugal benchmark. Just keep kicking ass in your own way and you'll be fine.
My household is similar: make a lot, spend a lot. So while we've seen some big gains in the last few months, with our 50% savings rate, FI is still 10+ years out. It seems like a pipe dream. I don't expect much sympathy, but I'm becoming a little discouraged.
Post by: boarder42 on August 03, 2016, 02:55:11 PM
Does anyone have a timing goal?
Hoping for 5 years from now? We just started this particular race and we're a fair bit slower than some of you, who are posting 5 figure/month increases...
Timing Goal - NW should reach $500K end of 2016, but I started this thread at $400 NW and $260 Liquid/Invested so that's my real "Race". Liquid should reach $500K in the fall of 2017 if everything stays on course.
Ender (or others) - Don't let yourself be discouraged by a faster pace from others. In my case, I have a spendypants family but a firehose wage, so anything short of the pace I'm on would be complete failure. My pace is really not very worthy in terms of savings rate or any other frugal benchmark. Just keep kicking ass in your own way and you'll be fine.
My household is similar: make a lot, spend a lot. So while we've seen some big gains in the last few months, with our 50% savings rate, FI is still 10+ years out. It seems like a pipe dream. I don't expect much sympathy, but I'm becoming a little discouraged.
we are high earners with out kids yet currently saving 100k annually we hit our 500k NW goal but are sticking around to hit the 500k invested goal. which being at 375k right now and investing 100k+ per year with very modest market gains we can expect to hit 500k by this time next year ... so since its all tied to market gains really at this point the goal is summer 2017. we are equivalently high spenders. in the 45k range pre mortgage. so we're not that mustachian.
Post by: OurTown on August 03, 2016, 03:12:26 PM
Including the home equity value in net worth (which I do) can also add extra volatility if you are looking up your FMV on Zillow every month. For me, I want the numbers to reflect the progress I am making in paying off the remainder of my 15 year mortgage, but I don't want to obscure the trend line based on the vagaries of the Zestimate, which may just be unicorns and cotton candy for all I know. The volatility of the zestimate is just noise. I just pick a FMV number that I think the home is worth based on my purchase price and the subsequent price trends for my suburb (which you can figure out from Zillow) and roll with it. I don't adjust the FMV more than once a year.
If you smooth out these minor details, the trend line should reflect the contributions and the actual market gains & losses. Some months the market losses will wipe out the contributions, but most months we are getting positive progress. My spreadsheet is rigged to show a percentage increase of NW month to month. This year, with the exception of January, I've been running a consistent 2-3 % increase each month. In my mind, any time it goes up, that's a good month.
Post by: Libertea on August 03, 2016, 03:46:29 PM
Post by: boarder42 on August 03, 2016, 04:40:39 PM
See, this is the thing that I don't like about these "gauntlet forum" threads: in the whole scheme of things, it isn't REALLY a race. You don't win anything extra for reaching $500k before I do, or vice versa. I am going to reach $500k in less than three years no matter what the market does because I am saving about $13k per month, and I'm not putting it all the market. When I stop working this job and move to a (hopefully) more enjoyable semi-retirement job, I am not going to have such an astronomical savings rate, and it will take me at least twice as long to reach $1M than it did to reach $500k. But you know what? I'm ok with that. I've decided I don't enjoy my personal rat race very much, to the point that I'm counting down the days (well, still weeks at this point) until I quit my job. The tradeoff of my life energy for dollars is certainly reasonable in the short term to build up a decent stash and be off to a good start on the road to FI. But it's sure not something I'm willing to do for the long term. So I take that gauntlet and raise you one rose. (Sounds like a spoof 80s hair band: gauntlets and roses....)
It's not a race against each other it's a race against yourself to push yourself. If you don't see value and the fun of it. There are plenty of other things to do on these forums.
Post by: BookWorm22 on August 03, 2016, 07:06:38 PM
I can understand feeling discouraged about not having more saved. Once you stop comparing yourself to an "average" person and start comparing numbers with super savers it can be frustrating. I don't see this as a race against anyone else other myself/hubby to see how fast we can make something we really want turn into reality. We stupidly have paid extra on the mortgage for years and only saved the "recommended 15%". So NWwise we look good at ~$620K, but half of that amount is equity just sitting there looking cute not doing anything. Also, our stash is all in retirement accounts with no taxable investments. We only started tracking net worth this year, but I do have our yearly investment balances since we got married. It took us 8 years to clear $100K and 5 more years to clear $250K. Since I have been tracking every month and stepped up our contributions this year there is a noticeable increase. We are also "only" saving around $40K a year (hoping to increase that). So don't feel bad if you are not making the gains that others are. Ched, Bbub, and a few others are deservedly in class by themselves.
I wonder if there are some that are not comfortable posting numbers because they think their gains aren't good enough. The point of this thread isn't really to compare against each other, but to encourage and cheer everyone on. Don't feel that you have to progress on someone else's timetable or that you will be judged for perceived smaller increases. I love this thread because it shows at regular intervals how possible the dream of FIRE is.
Post by: MickeyMoustache on August 03, 2016, 08:02:31 PM
See, this is the thing that I don't like about these "gauntlet forum" threads: in the whole scheme of things, it isn't REALLY a race. You don't win anything extra for reaching $500k before I do, or vice versa. I am going to reach $500k in less than three years no matter what the market does because I am saving about $13k per month, and I'm not putting it all the market. When I stop working this job and move to a (hopefully) more enjoyable semi-retirement job, I am not going to have such an astronomical savings rate, and it will take me at least twice as long to reach $1M than it did to reach $500k. But you know what? I'm ok with that. I've decided I don't enjoy my personal rat race very much, to the point that I'm counting down the days (well, still weeks at this point) until I quit my job. The tradeoff of my life energy for dollars is certainly reasonable in the short term to build up a decent stash and be off to a good start on the road to FI. But it's sure not something I'm willing to do for the long term. So I take that gauntlet and raise you one rose. (Sounds like a spoof 80s hair band: gauntlets and roses....)
Well, you win $500k... :)
Post by: Libertea on August 04, 2016, 06:22:22 AM
It's not a race against each other it's a race against yourself to push yourself. If you don't see value and the fun of it. There are plenty of other things to do on these forums.It's not that I don't see value or fun in it. I just don't like people posting here about how bad they feel that they're not "winning" the race because other people are saving money so much faster.
Well, you win $500k... :)Earning it. Not winning it. ;-)
Post by: ender on August 04, 2016, 07:09:38 AM
It's not a race against each other it's a race against yourself to push yourself. If you don't see value and the fun of it. There are plenty of other things to do on these forums.It's not that I don't see value or fun in it. I just don't like people posting here about how bad they feel that they're not "winning" the race because other people are saving money so much faster.
Is this actually happening?
Post by: Ezzo on August 04, 2016, 07:39:10 AM
December 2014 - $315,000
March 2016 - $401,154
April 2016 - $401,939
May 2016 - $406,636
June 2016 - $411,544
July 2016 - $416,608
I've just started including my house equity in these figures, mainly because I passed a goal point in my investments and wanted to get a little head start on hitting the next one ;). Currently trying to up my investing as a percentage of my income. I'm awed in what I have managed over the last few months.
Good going everyone, and keep meeting those targets
Post by: Cheddar Stacker on August 04, 2016, 10:06:49 AM
It's not a race against each other it's a race against yourself to push yourself. If you don't see value and the fun of it. There are plenty of other things to do on these forums.It's not that I don't see value or fun in it. I just don't like people posting here about how bad they feel that they're not "winning" the race because other people are saving money so much faster.
Is this actually happening?
Good question. Maybe I, and others, read too much into your harmless comment about a slower pace.
Post by: clarkfan1979 on August 04, 2016, 10:57:57 AM
Post by: OurTown on August 04, 2016, 01:07:42 PM
Quote
It's not a race against each other it's a race against yourself to push yourself. If you don't see value and the fun of it. There are plenty of other things to do on these forums.That's how I look at it. It's inspiring to see the other folks making progress too.
Post by: zephyr911 on August 04, 2016, 02:28:21 PM
in the 45k range pre mortgage. so we're not that mustachian.You profligate shitbirds, you. (we actually spend a little more than that, and in a LCOL area too... lulz)
Quote
does anyone have a timing goal?
Yeah, as soon as muhfuggin' possible >.<
But I'm going for next summer when I quasi-FIRE. Or sooner, depending on some things that I don't wanna count on. Basically, we should be around 500 at the time when we go from 40+ hours to "the hours we feel like".
Full FIRE is way down the road after that but we like the phased approach because we like our work, just not the fixed show-and-go times.
Post by: onlykelsey on August 04, 2016, 03:35:15 PM
Timing Goal
July 31, 2016 $280K
October 31, 2018 $500K
So estimated average net worth increase of $8150 / month. (No property value increases logged or estimated. Just investment contributions/gains and debt reduction.)
Nice. Are you a super high earner? or a super high savings rate-haver?
Post by: onlykelsey on August 04, 2016, 03:54:05 PM
We are currently DINKs - but family planning. So while we have this fire hose of income, we're putting it to good use. We could stand to lower expenses. They are certainly high compared to MMM. Our non-mortgage expenses are closer to $40k / year.
Got it. I'm pregnant with my first, and totally understand the last frantic push.
I live and work in Manhattan, and think I spend about 55K a year (which includes ~28K towards condo mortgage and other expenses, so maybe not all that bad). Gearing up for 36K a year in daycare expenses!
Post by: ender on August 04, 2016, 04:57:16 PM
Good question. Maybe I, and others, read too much into your harmless comment about a slower pace.
Mustachian problems - noting you will be increasing net worth at an expected pace of "only" $40k-50k a year comes across as complaining :P
Post by: BookWorm22 on August 04, 2016, 06:44:42 PM
I'm not going to win any speed races here, but
December 2014 - $315,000
March 2016 - $401,154
April 2016 - $401,939
May 2016 - $406,636
June 2016 - $411,544
July 2016 - $416,608
I've just started including my house equity in these figures, mainly because I passed a goal point in my investments and wanted to get a little head start on hitting the next one ;). Currently trying to up my investing as a percentage of my income. I'm awed in what I have managed over the last few months.
Good going everyone, and keep meeting those targets
Welcome Ezzo! Looks like you are closing in on a milestone. Good to see everyone else progressing. It will be fun to watch if any of us beat our timelines.
Post by: Ezzo on August 04, 2016, 07:04:05 PM
Thanks, It is exciting. Even through it looks like most of the work was done in the "missing" period, it was under different circumstances, making it a lot easier. I am a lot more proud of the last four months, even with the slower saving. I'm taking a huge chunk of my income and really committing to it.I'm not going to win any speed races here, but
December 2014 - $315,000
March 2016 - $401,154
April 2016 - $401,939
May 2016 - $406,636
June 2016 - $411,544
July 2016 - $416,608
I've just started including my house equity in these figures, mainly because I passed a goal point in my investments and wanted to get a little head start on hitting the next one ;). Currently trying to up my investing as a percentage of my income. I'm awed in what I have managed over the last few months.
Good going everyone, and keep meeting those targets
Welcome Ezzo! Looks like you are closing in on a milestone. Good to see everyone else progressing. It will be fun to watch if any of us beat our timelines.
Funny thing is that I do actually budget, not so I have "splurge money", but so I keep money for paying bills, else I will invest the lot and come up short. haha.
Post by: tightwaddy on August 08, 2016, 05:44:28 AM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
Net Worth (Including Home Equity)
April 9, 2016: $619,505
May 6, 2016: $629,924
June 8, 2016: $645,682
July 11, 2016: $687,219 (huge Zillow estimate increase ?)
August 8, 2016: $695,238 (Zillow decreased about $6K since last month)
I completely appreciate the cautions on Zestimating one's house value but, since I'm unlikely to sell anytime in the near future, precision isn't that important to me. I'm just trying to pay the sucker off by Oct. and then full steam on the 'stache.
Post by: Tjat on August 14, 2016, 08:48:19 AM
I'll track this with invested assets only AND with home equity
Invested Assets
10/1/2015: $252K
4/1/2016: $284K
Net Worth (w/ Home Equity)
8/1/2014: $250K
4/1/2016: $393K
8/1/2016 Update
Liquid Assets: $312K
Net Worth (w/ Home Equity): $460K
Much of the 4 month increase is due to a reappraisal on the house that we got when refinancing and investment gains. YTD expenses are a bit higher than I'd like, but still helping the cause with a 40% savings rate.
Post by: FrugalFan on August 14, 2016, 12:21:34 PM
May 2016 $263,275
June 2016 $266,151
July 2016 $279,087 Some nice progress this month.
Post by: FIreDrill on August 16, 2016, 01:15:18 PM
Super excited to be joining this challenge :). My wife and I are DINKs in our mid 20's with a combined yearly income of about 130k gross. That may be decreasing soon due to a job situation.
I'm planning on updating our current number on a monthly basis while keeping track of quarterly numbers. I am counting total NW so this includes about 50k in home equity. The rest is in investments (approx. 200k)
End Of
2014-Q1: $55,471
2014-Q2: $78,319
2014-Q3: $84,251
2014-Q4: $106,801
2015-Q1: $126,464
2015-Q2: $145,996
2015-Q3: $151,957
2015-Q4: $203,486
2016-Q1: $217,931
2016-Q2: $233,784
Current: $250,019
I'd like to hit 500k by the end of 2018 if we keep our current income level although that's up in the air.
Post by: zephyr911 on August 16, 2016, 01:46:17 PM
Post by: boarder42 on August 16, 2016, 03:01:21 PM
Thanks, It is exciting. Even through it looks like most of the work was done in the "missing" period, it was under different circumstances, making it a lot easier. I am a lot more proud of the last four months, even with the slower saving. I'm taking a huge chunk of my income and really committing to it.I'm not going to win any speed races here, but
December 2014 - $315,000
March 2016 - $401,154
April 2016 - $401,939
May 2016 - $406,636
June 2016 - $411,544
July 2016 - $416,608
I've just started including my house equity in these figures, mainly because I passed a goal point in my investments and wanted to get a little head start on hitting the next one ;). Currently trying to up my investing as a percentage of my income. I'm awed in what I have managed over the last few months.
Good going everyone, and keep meeting those targets
Welcome Ezzo! Looks like you are closing in on a milestone. Good to see everyone else progressing. It will be fun to watch if any of us beat our timelines.
Funny thing is that I do actually budget, not so I have "splurge money", but so I keep money for paying bills, else I will invest the lot and come up short. haha.
i have started to realize i must do the same thing b/c i force a large sum in to taxable monthly that pushes my limits and force me to spend less but when you put pen to paper i actually dont have that much available unless i work OT or run some side hustles.
Post by: PFHC on August 16, 2016, 08:38:54 PM
This is how we do. I love the added pressure that comes with almost emptying the checking account each month.
Funny thing is that I do actually budget, not so I have "splurge money", but so I keep money for paying bills, else I will invest the lot and come up short. haha.
Only 9 days until I join you all... wicked excited!
Post by: ender on August 18, 2016, 07:09:20 AM
This is how we do. I love the added pressure that comes with almost emptying the checking account each month.
Funny thing is that I do actually budget, not so I have "splurge money", but so I keep money for paying bills, else I will invest the lot and come up short. haha.
Only 9 days until I join you all... wicked excited!
We've been flirting with the number too for a while now. We briefly past it, bought a house (which I value at about 94% of appraised value), but now the market gains have pushed us back up close to the threshold already again. It'll be a few months before we reliably get over but we're definitely close and I think at month end we will bump over.
Post by: OurTown on August 18, 2016, 10:06:27 AM
Post by: JustGettingStarted1980 on August 18, 2016, 10:46:28 AM
I'm afraid I'll be posting a disappointing report next month. Totaled the car, got a new(ish) one. As Trump would tweet: "Sad!"
Hope you and yours are healthy, it sounds like you are okay.
As far as I'm concerned, you can lose a heck of a lot more than money if your car is totaled. Remember you only have one body, but you can always make more money! :)
JGS
Post by: OurTown on August 18, 2016, 11:34:50 AM
Post by: garth on August 31, 2016, 09:19:25 AM
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Jun 16: $305k
Jul 16: $330k
Aug 16: $336k
Post by: TheAnonOne on August 31, 2016, 10:48:34 AM
2015 DEC: 252k
2016 JAN: 260k
2016 FEB: 281k
2016 MAR: 285k
2016 APR: 298k
2016 MAY: 305k
2016 JUNE: 307k
2016 JULY: 320k (+13k) between our taxable contributions and markets going up, it was a good month!
2016 AUG: 326k (+6k) We had a $3,000 house repair, so that slowed us down a bit we might drop another 2k today given that the market is down .6%
+$74,000 this year so far. Aiming, for just under 100k in any given year of savings.
Post by: FIreDrill on August 31, 2016, 10:57:11 AM
It blows my mind how some people have frequent 15-20k monthly gains. You guys rock!
We may have a little setback next month as we are looking to buy a "new to us" car and sell another car. It should only be a 3-4k hit but I'm more concerned about how long it will take us to sell our current car.
Anyways, updated numbers below.
End Of
2014-Q1: $55,471
2014-Q2: $78,319
2014-Q3: $84,251
2014-Q4: $106,801
2015-Q1: $126,464
2015-Q2: $145,996
2015-Q3: $151,957
2015-Q4: $203,486
2016-Q1: $217,931
2016-Q2: $233,784
Current: $253,180
Post by: boarder42 on August 31, 2016, 03:18:31 PM
9/1 - 382k
up 7k this month.
Post by: SAfAmBrit on September 01, 2016, 07:36:14 AM
Hoping to be at $500,000 in 08/2018.
July 2016 - $257,306
August 2016 - $264,625
Positive trend is always a good trend!
Post by: BBub on September 01, 2016, 07:54:03 AM
Dec 31, 2015: $258,054
Jan 31, 2016: $264,247
Feb 29, 2016: $271,241
Mar 31, 2016: $300,034
Apr 30, 2016: $317,839
May 31, 2016: $330,411
Jun 30, 2016: $333,663
Jul 31, 2016: $348,945
Aug 31, 2016: $359,418
Post by: caracarn on September 01, 2016, 08:16:00 AM
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
Post by: zephyr911 on September 01, 2016, 08:44:17 AM
- I'm doing most of my ANG training days for the year (double-dipping w/ paid military leave)
- Rental partnership #2 should close its first acquisition, with me as buyer's agent, earning commission AND adding investment income
- Just cashed an unexpected ~$4k reimbursement for a past fuckup that I thought I'd never see back
- Rental partnership #1, just finished renovating a couple of key properties and is rapidly landing new tenants at higher rents - profit +++
All told, probably adding five figures. That, and some single stock holdings are primed for buyouts and other good news, which adds a nice tailwind. Last snapshot was $320K, projecting $340k by 9/30 and $360k by year end.
Post by: onlykelsey on September 01, 2016, 09:28:43 AM
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K (including some trades that will go through at close of business, I think)
April 2016: 345K (so. slow. investing/paying off between 8 and 10K a month and I'm not sure where it's going! I think my home's zillow value was skewing my total)
May 2016: 352K
June 2016: 389K
July 2016: 415K
August 2016: 478K
I really feel like I'm missing something here. It doesn't make sense. On the other thread where I track sans mortgage and house, I'm up ~10K this month. It looks like zestimate thinks my condo has gone up steeply in value. It's skewing everything. I don't really want to create a third tracking mechanism that includes the condo but at my own valuation, so I guess I will stick with my zestimate value for now, and also just accept it when it drops down precipitously in a few months.
Post by: MickeyMoustache on September 01, 2016, 02:28:06 PM
August 2016: 478K
I really feel like I'm missing something here. It doesn't make sense. On the other thread where I track sans mortgage and house, I'm up ~10K this month. It looks like zestimate thinks my condo has gone up steeply in value. It's skewing everything. I don't really want to create a third tracking mechanism that includes the condo but at my own valuation, so I guess I will stick with my zestimate value for now, and also just accept it when it drops down precipitously in a few months.
I would recommend you don't use zestimate and just take your home mortgage & principal value, and add a % or two each year. There's no reason to use a market estimate until you actually sell it, and then you can adjust for the actual change when it is realized. Using zestimate is the equivalent of my buddy telling me he would pay me $20k for my $10k car... it's not reality until you have that cash in hand.
Personally, I just sold my house and zestimate said it was worth $330k, meanwhile it sold for $305k in a "hot" market. That's a $25k increase from what I bought it for 7 years ago but I also paid $20k in closing costs netting me $5k (probably put $40k into it as well...). So did $50k just evaporate from my net worth? Or, did it never exist in the first place?
Post by: zephyr911 on September 01, 2016, 02:32:03 PM
I like the above... assume little or no appreciation, unless you have really good hard data that's been through some analysis. That way, if your market really does blow through the roof, it'll be a nice surprise... until then, you won't be counting on your home to make your magic number, etc.
Post by: OurTown on September 01, 2016, 05:39:02 PM
Feb. 1, 2016 = 373
Mar. 1, 2016 = 379
Apr. 1, 2016 = 391
May 1, 2016 = 398
June 1, 2016 = 406
July 1, 2016 = 415
Aug. 1, 2016 = 426
Sept. 1, 2016 = 424
Bought a car.
Post by: garth on September 02, 2016, 07:51:13 AM
I would recommend you don't use zestimate and just take your home mortgage & principal value, and add a % or two each year. There's no reason to use a market estimate until you actually sell it, and then you can adjust for the actual change when it is realized. Using zestimate is the equivalent of my buddy telling me he would pay me $20k for my $10k car... it's not reality until you have that cash in hand.
I'm going to start doing this, using a 1% increase each year. My zestimate has jumped around erratically in the 18 months I've owned the house, maybe due to the very small market size.
Post by: Cheddar Stacker on September 02, 2016, 08:43:53 AM
3/1/16
NW $414K
Liquid $322K
6/1/16
NW $457K
Liquid $350K
7/1/16
NW $466K
Liquid $356K
I'm likely to be flat for a couple months due to house renovations. Very little will be going into savings.
8/1/16
NW $477K
Liquid $371K
9/1/16
NW $483K
Liquid $362K
Liquid decrease is due to ongoing major house renovation; accounting for that at cost until complete and appraised, but there will likely be a bit of equity hiding in there.
Post by: jorjor on September 02, 2016, 10:15:08 AM
Dec 15: $257k
Jan 16: $259k
Feb 16: $275k
Mar 16: $295k
Apr 16: $305k
May 16: $315k
Jun 16: $320k
Jul 16: $339k
Aug 16: $347k
Post by: onlykelsey on September 02, 2016, 12:04:12 PM
I would recommend you don't use zestimate and just take your home mortgage & principal value, and add a % or two each year. There's no reason to use a market estimate until you actually sell it, and then you can adjust for the actual change when it is realized. Using zestimate is the equivalent of my buddy telling me he would pay me $20k for my $10k car... it's not reality until you have that cash in hand.
I'm going to start doing this, using a 1% increase each year. My zestimate has jumped around erratically in the 18 months I've owned the house, maybe due to the very small market size.
I've thought about this. Last year zillow was pretty routinely (I think) underreporting the value of my house, so it's not always wrong in the same direction. At least, I think it was underreporting since someone in my small building sold for much more during that time, and I had an estimate done as part of a HELOC refinancing that also pointed to a higher valuation.
I think I may just calculate out what it would cost me to sell (quite a bit, maybe 40K or so) and begin holding that as a liability offseting part of my equity.
Post by: caracarn on September 02, 2016, 03:10:11 PM
I would recommend you don't use zestimate and just take your home mortgage & principal value, and add a % or two each year. There's no reason to use a market estimate until you actually sell it, and then you can adjust for the actual change when it is realized. Using zestimate is the equivalent of my buddy telling me he would pay me $20k for my $10k car... it's not reality until you have that cash in hand.
I'm going to start doing this, using a 1% increase each year. My zestimate has jumped around erratically in the 18 months I've owned the house, maybe due to the very small market size.
I've thought about this. Last year zillow was pretty routinely (I think) underreporting the value of my house, so it's not always wrong in the same direction. At least, I think it was underreporting since someone in my small building sold for much more during that time, and I had an estimate done as part of a HELOC refinancing that also pointed to a higher valuation.
I think I may just calculate out what it would cost me to sell (quite a bit, maybe 40K or so) and begin holding that as a liability offseting part of my equity.
I refinanced about a year ago, and the Zestimate has only now begun to approach the value the appraisal provided. I find the estimate to be relatively accurate and in most cases lower than what I could sell for. I am also in a stable housing market, so I am wondering if the feeling that the estimates cannot be trusted comes from people in much more volatile markets?
Post by: FrugalFan on September 02, 2016, 05:54:00 PM
Apr 2016 $251,521
May 2016 $263,275
Jun 2016 $266,151
Jul 2016 $279,087
Aug 2016 $288,824 Onward and upwards
Post by: MayDay on September 04, 2016, 10:41:26 AM
Sept '14 (first time I aggregated all our various retirement accounts into one NW): 253K
Sep '15 355K
Aug '16 462K
I was (unrealistically unless the market went crazy) gunning for 500K by the end of 2016. H's bonus hits Feb or Mar '17, so more likely scenario is that we top 500K then.
That is just accounts, we have zero house equity right now, and will probably take ~60K out for a DP next year sometime.
Adding 100K a year seems insane, but its a lot of one time things (converting an old pension of mine to a lump sum in my 401K, selling a house that we made ~20K on, selling a car). At this point a lot is market gains, too.
Sadly, we probably need 1.5 million to retire at our goal lifestyle (autistic kid, college expenses that we plan to contribute 50-75% of the cost of, zero house equity at the moment) so we are thinking 10 more years. If those costs drop, I may be able to talk H down to a lower number. But at the very least we are closing in on SHTF territory where if he was disabled or something and couldn't work, we could survive bare-bones indefinitely.
Post by: MickeyMoustache on September 04, 2016, 11:04:46 AM
I would recommend you don't use zestimate and just take your home mortgage & principal value, and add a % or two each year. There's no reason to use a market estimate until you actually sell it, and then you can adjust for the actual change when it is realized. Using zestimate is the equivalent of my buddy telling me he would pay me $20k for my $10k car... it's not reality until you have that cash in hand.
I'm going to start doing this, using a 1% increase each year. My zestimate has jumped around erratically in the 18 months I've owned the house, maybe due to the very small market size.
I've thought about this. Last year zillow was pretty routinely (I think) underreporting the value of my house, so it's not always wrong in the same direction. At least, I think it was underreporting since someone in my small building sold for much more during that time, and I had an estimate done as part of a HELOC refinancing that also pointed to a higher valuation.
I think I may just calculate out what it would cost me to sell (quite a bit, maybe 40K or so) and begin holding that as a liability offseting part of my equity.
I refinanced about a year ago, and the Zestimate has only now begun to approach the value the appraisal provided. I find the estimate to be relatively accurate and in most cases lower than what I could sell for. I am also in a stable housing market, so I am wondering if the feeling that the estimates cannot be trusted comes from people in much more volatile markets?
Even a broken clock is right twice a day. I was in a stable market, zestimate is what was unstable.
Post by: zephyr911 on September 04, 2016, 03:41:25 PM
Post by: YellowCat on September 04, 2016, 07:01:02 PM
March Update: I'm adding 2015 quarterly (for comparison) and switching over to a monthly update format for 2016...I think this will make it easier for me to track incremental progress. Year-over-year increase from March 2015 to March 2016 is $102,086 (!)
Dec 2014: $190,811
Mar 2015: $238,653 (+$47,842)
Jun 2015: $262,010 (+$23,357)
Sep 2015: $276,420 (+$14,410)
Dec 2015: $310,350 (+$33,930)
Jan 2016: $307,436 (-$2,914)
Feb 2016: $315,430 (+$7,994)
Mar 2016: $340,739 (+$25,309)
My husband inadvertently just set our $500k NW goal by declaring that he wants to be a "half-millionaire" by his 30th birthday. So, we have until August 2017 to hit $500k in investible NW. Given our current trajectory, I think this is very likely! I'm personally aiming to hit $500k in March of 2017...no math here, just sending good vibes out into the universe.
And a quick NW update, still going strong! Some of the significant increases are due to bonuses - Brown Bear's 6% bonus in April, and then my $5k signing bonus in May.
Apr 2016: $356,946 (+$16,207)
May 2016: $370,408 (+$13,462)
I think we're on track to hit $400k by Brown Bear's 29th birthday in August! Have to wait and see how things go...
Movin' on up...
June 2016: $377,258 (+$6,850)
I should probably mention that we've been diverting all of our extra cash into our house downpayment fund (besides 401(k) contributions, set to max for both). Sadly this means our monthly gains aren't so high right now since the house money is in a checking account yielding 0.75% per year. Still, this tactic means we're dropping $4,380/month into 401(k)s (including matching) and $3k per month into the house fund. Not too shabby. We probably won't hit $400k by the end of August, though, without some magic happening.
On to July!
July 2016: $397,978 (+$20,720)
Looks like magic is actually happening - $400k here we come (so close!) Did I mention that we did put an offer in on a house, and it was accepted? Our home inspection is scheduled for Wednesday and barring catastrophe we should be good to go!! I'm super excited :) We're doing some funny shuffling of funds right now but since we haven't actually paid anything for the house yet - we've just been moving money around - it's all still there. It's just that $85k of our total money pile is in cash....About $50k set aside for house/closing costs and the remainder for home improvement, which we're hoping will only cost ~$20k.
August Update: $403,403 (+$5,425) We've just cleared $400k!!!
Despite clearing $400k (which = awesome!!), this month's gain is only a tiny increase over July because we spent vast amounts of money last month. We bought our plane tickets to visit Brown Bear's family at Christmas ($3,328) and also bought some furnishings for our new house plus paid for the home inspection, appraisal, and sewer clean out ($2,770 total). That means our normal spending was ~$3,500, which is great, but add all that other shit in and you get to $9,500 in spending for August and it's just staggering. I hope to keep the general Sept spending lower despite our plans to close on the house this month. That said, we did take advantage of some good labor day sales for more home furnishings and hardware store necessities - $1231 so far and counting...Pretty soon here we will have to start re-calculating NW including home equity!
Post by: boarder42 on September 06, 2016, 05:53:06 AM
Post by: YellowCat on September 06, 2016, 07:39:54 PM
I recently realized that I've been accounting incorrectly in Mint (had something "hidden" from our NW summary) so it turns out all of my hooplah last month for passing $400k was silly because we actually surpassed that number in July :P Mustachian people problems indeed!
Actual NW as of 31 August 2016: $413,532
I'm not gonna go back and edit the proceeding months' numbers. I'll just take the artificial gain between July and August :) Here's to hitting $430k by the end of the year. I think that's a reasonable goal given that we're talking about dropping $20k-$30k on home renovations between now and then...
Post by: skcook on September 10, 2016, 08:15:48 PM
Current NW hovers around $330k. Am pessimistically shooting for Jan 1, 2019, to hit the $500k mark, in part due to anticipated unpaid maternity leave and day care expenses wiping out significant progress next year. But it's nice to have goals!
Post by: MasterStache on September 14, 2016, 07:57:58 AM
Oh and our home value has skyrocketed (although I don't include in net worth)
December 2015 - 250K-ish
September 2016 - 288K-ish
Post by: 2Birds1Stone on September 14, 2016, 08:52:41 AM
Post by: Icecreamarsenal on September 16, 2016, 06:44:26 AM
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
I've slowed down tremendously, stagnated during 4-7/16 at 344k. Life catches up, but I'm back on the forums, getting my head back in the game.
Post by: garth on September 18, 2016, 02:31:58 PM
Liquid assets, not including home equity:
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
I've slowed down tremendously, stagnated during 4-7/16 at 344k. Life catches up, but I'm back on the forums, getting my head back in the game.
Wow, that's a monster gain from Jan 2015 to Jan 2016. Nice job!
Post by: RWD on September 18, 2016, 06:28:20 PM
Liquid assets, not including home equity:
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
I've slowed down tremendously, stagnated during 4-7/16 at 344k. Life catches up, but I'm back on the forums, getting my head back in the game.
Wow, that's a monster gain from Jan 2015 to Jan 2016. Nice job!
Not to downplay it, but it's because he's only including liquid assets and that month home equity was converted to liquid.
Post by: sisto on September 21, 2016, 03:55:21 PM
Post by: TheAnonOne on September 22, 2016, 01:37:55 PM
I suppose I should update more often here. I posted in June that I hit $501K in assets. As of today I'm sitting at $553K. Keep on keepin' on!
Pretty good progress there! (I assume your saving 7-10 grand a month and the rest was market gains?)
Post by: therethere on September 29, 2016, 10:33:28 AM
Yay! Just crossed the 250k NW during my April 1 roundup. 500k is probably many many years away. But hey, DH doesn't think about our NW so I need someone to share it with! 500k conveniently coincides with what we need to support us with retirement starting at age 60. Once are near that point we're hoping to dial back on jobs/income maybe even to part time or seasonal work so I expect progress to significantly slow at one point. As for a quick background we are DINKS, renters with no RE, and still have student loans.
Our History:
Jan 2007 - (-242,000)
Jan 2013: (-26,835)
July 2013: 6,019
Jan 2014: 63,670
May 2014: 98,814
Jan 2015: 139,954
July 2015: 191,148
Jan 2016: 221,252
Feb 2016: 213,366
Mar 2016: 227,492
April 2016: 256,226
June 16: 277,742
July 16: 286,811
Aug 16: 299,578
Sept 16: 307,721
Yay! Passed 300k at the beginning of September. Pretty steady climb although its slowing now that pre-tax contributions are pretty much maxed out. My target is to increase 100k/year while we are both working FT. We are on track to pass that goal and hit 325k by YE. We also have our "old people" (60+) retirement 50% covered!
Post by: boarder42 on September 29, 2016, 12:58:09 PM
Yay! Just crossed the 250k NW during my April 1 roundup. 500k is probably many many years away. But hey, DH doesn't think about our NW so I need someone to share it with! 500k conveniently coincides with what we need to support us with retirement starting at age 60. Once are near that point we're hoping to dial back on jobs/income maybe even to part time or seasonal work so I expect progress to significantly slow at one point. As for a quick background we are DINKS, renters with no RE, and still have student loans.
Our History:
Jan 2007 - (-242,000)
Jan 2013: (-26,835)
July 2013: 6,019
Jan 2014: 63,670
May 2014: 98,814
Jan 2015: 139,954
July 2015: 191,148
Jan 2016: 221,252
Feb 2016: 213,366
Mar 2016: 227,492
April 2016: 256,226
June 16: 277,742
July 16: 286,811
Aug 16: 299,578
Sept 16: 307,721
Yay! Passed 300k at the beginning of September. Pretty steady climb although its slowing now that pre-tax contributions are pretty much maxed out. My target is to increase 100k/year while we are both working FT. We are on track to pass that goal and hit 325k by YE. We also have our "old people" (60+) retirement 50% covered!
why are you saving for an "old People" retirement? all savings accounts minus work pensions are available to be accessed all the time.
Post by: therethere on September 29, 2016, 01:07:09 PM
why are you saving for an "old People" retirement? all savings accounts minus work pensions are available to be accessed all the time.
Both DH and I do not want to work FT as engineers forever. We definitely don't plan to work straight through the 8-12 years it would take to be completely FI. I've been leaning more towards intermittent sabbaticals or winding down to part time work earlier in my life rather than reaching full FI. That being said we've got pretty good gigs right now that we can milk for a few more years. So I use it as a benchmark of when I can wind down working a FT career type job. I figure if I have enough saved to cover my retirement from age 60 onward we are "free" to do whatever we want as long as it pays the bills. The percentage does take into account future growth between now and then. I would consider that amount untouchable.
Post by: boarder42 on September 29, 2016, 02:57:27 PM
why are you saving for an "old People" retirement? all savings accounts minus work pensions are available to be accessed all the time.
Both DH and I do not want to work FT as engineers forever. We definitely don't plan to work straight through the 8-12 years it would take to be completely FI. I've been leaning more towards intermittent sabbaticals or winding down to part time work earlier in my life rather than reaching full FI. That being said we've got pretty good gigs right now that we can milk for a few more years. So I use it as a benchmark of when I can wind down working a FT career type job. I figure if I have enough saved to cover my retirement from age 60 onward we are "free" to do whatever we want as long as it pays the bills. The percentage does take into account future growth between now and then. I would consider that amount untouchable.
gotcha we're both engineers but i have some pretty strong golden handcuffs at my place that probably will have me OMYing it even when we can fire in the next 6-8 years. every year i work past year 6 i will be getting an extra 8-10k and growing in SWR dollars. easy to say i'd walk now but when its just one more year and you can spend 10k more in retirement if you choose. hard not to stick around ... though when baby 1 is born in the next 2 years i plan to request 4-8s ... then possibly 3-8s come baby 2 shortly after.
Post by: aceyou on September 29, 2016, 08:39:28 PM
Our net worth included our pension values if I we were to quit teaching and cash out is creeping closer to 450k
Our net worth without cashing out on the pensions is closing in on 300k
Here's the last year or so of progress:
28-Oct 2015
Net Worth $325,115
Net Worth - Pension $232,515
27-Jan 2016
Net Worth $375,507
Net Worth - Pension $270,665
30-Apr 2016
Net Worth $413,121
Net Worth - Pension $290,122
29-Sep 2016
Net Worth $437,915
Net Worth - Pension $296,568
Post by: boarder42 on September 30, 2016, 05:55:09 AM
Just realized this thread exists, any way you look at it it applies to me.
Our net worth included our pension values if I we were to quit teaching and cash out is creeping closer to 450k
Our net worth without cashing out on the pensions is closing in on 300k
Here's the last year or so of progress:
28-Oct 2015
Net Worth $325,115
Net Worth - Pension $232,515
27-Jan 2016
Net Worth $375,507
Net Worth - Pension $270,665
30-Apr 2016
Net Worth $413,121
Net Worth - Pension $290,122
29-Sep 2016
Net Worth $437,915
Net Worth - Pension $296,568
almost there welcome
Post by: FrugalFan on September 30, 2016, 08:28:32 AM
Apr 2016 $251,521
May 2016 $263,275
Jun 2016 $266,151
Jul 2016 $279,087
Aug 2016 $288,824
Sep 2016 $301,986 Broke 300k this month!
Post by: garth on September 30, 2016, 09:58:16 AM
And, it looks like $350k is coming next month! I have to admit that part of this month's bump up is due to ditching the Zestimate on our house (which had fallen quite a bit in the past 3 months) and changing to a 1% annual appreciation since purchase. And, this was a big spending month--even by our standards. There were tons of airline tickets and hotels, a bachelor party, a splurge dinner out...I hit the minimum spend on the CSR and then some. Thankfully, a bunch of reimbursements helped to smooth things out.
In other news, we're about one month's contribution away from hitting $300k in investment accounts. So if the market holds steady or goes up, we'll probably hit it by Halloween. Though I guess I wouldn't be sad if stocks fell, seeing as we're still 5 to 10 years to FI.
The numbers:
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Jun 16: $305k
Jul 16: $330k
Aug 16: $336k
Sept 16: $345k
Post by: Libertea on September 30, 2016, 07:41:42 PM
09/30/2015: $261,677.00
12/31/2015: $320,374.69
03/31/2016: $364,966.71
06/30/2016: $412,580.03
09/30/2016: $468,895.06
One more quarter to go....
Post by: SAfAmBrit on October 01, 2016, 09:11:51 AM
Hoping to be at $500,000 in 08/2018.
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
Onward and up
Post by: JustGettingStarted1980 on October 01, 2016, 12:22:28 PM
July-15 $179,961.40 (+46,561)
Oct-15 $207,727.22 (+27,765)
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
-Record Quarter for me, lots of loan payoff, some equity gains, and higher than expected bonus. Spending remains the same. Lets hope this keeps on keeping on.
JGS
Post by: boarder42 on October 03, 2016, 05:35:00 AM
9/1 - 382k
10/1 - 391.5k
up 9.5k this month.
hope to hit 400k by my 30th bday. mid Nov should as long as the market stays flat to up ...
500k by my wife's 30th Bday in July.
Post by: onlykelsey on October 03, 2016, 08:29:05 AM
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K (including some trades that will go through at close of business, I think)
April 2016: 345K (so. slow. investing/paying off between 8 and 10K a month and I'm not sure where it's going! I think my home's zillow value was skewing my total)
May 2016: 352K
June 2016: 389K
July 2016: 415K
August 2016: 478K
September 2016: 457K
So, I "lost" 22K this month. But this is because I decided to start carrying a 40K "selling" cost for my condo, which I would need to incur in order to liquidate it anyway. It makes me feel better about letting my valuation float with zillow. Gonna keep plugging and should still hit 500K by year's end.
Post by: TheAnonOne on October 03, 2016, 11:55:41 AM
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
SEPT: Market did well, had a decent amount of hours. Good month!
+$84,000 this year so far. Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains in the market) Given 3 months left, and only 16k more to go, I should hit this goal.
Post by: caracarn on October 03, 2016, 12:34:59 PM
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
9/30/2016 - $450,169
Post by: jorjor on October 03, 2016, 04:52:16 PM
Dec 15: $257k
Jan 16: $259k
Feb 16: $275k
Mar 16: $295k
Apr 16: $305k
May 16: $315k
Jun 16: $320k
Jul 16: $339k
Aug 16: $347k
Sep 16: $352k
Got a bonus this month but didn't see as much positive as I would have liked because we're doing some home improvement stuff (garage door and some shower/glass stuff).
Post by: OurTown on October 03, 2016, 05:48:07 PM
Feb. 1, 2016 = 373
Mar. 1, 2016 = 379
Apr. 1, 2016 = 391
May 1, 2016 = 398
June 1, 2016 = 406
July 1, 2016 = 415
Aug. 1, 2016 = 426
Sept. 1, 2016 = 424
Oct. 1, 2016 = 427
Back in the right direction!
Post by: TheAnonOne on October 04, 2016, 01:39:03 PM
Nov 15: $236k
Dec 15: $257k
Jan 16: $259k
Feb 16: $275k
Mar 16: $295k
Apr 16: $305k
May 16: $315k
Jun 16: $320k
Jul 16: $339k
Aug 16: $347k
Sep 16: $352k
Got a bonus this month but didn't see as much positive as I would have liked because we're doing some home improvement stuff (garage door and some shower/glass stuff).
Better than seeing a negative month!
Post by: therethere on October 04, 2016, 02:05:27 PM
Yay! Just crossed the 250k NW during my April 1 roundup. 500k is probably many many years away. But hey, DH doesn't think about our NW so I need someone to share it with! 500k conveniently coincides with what we need to support us with retirement starting at age 60. Once are near that point we're hoping to dial back on jobs/income maybe even to part time or seasonal work so I expect progress to significantly slow at one point. As for a quick background we are DINKS, renters with no RE, and still have student loans.
Our History:
Jan 2007 - (-242,000)
Jan 2013: (-26,835)
July 2013: 6,019
Jan 2014: 63,670
May 2014: 98,814
Jan 2015: 139,954
July 2015: 191,148
Jan 2016: 221,252
Feb 2016: 213,366
Mar 2016: 227,492
April 2016: 256,226
June 16: 277,742
July 16: 286,811
Aug 16: 299,578
Sept 16: 307,721
Oct 16: 320,601
Update for October 1st.
Post by: zephyr911 on October 04, 2016, 02:42:46 PM
Post by: doggyfizzle on October 04, 2016, 02:46:03 PM
483K today (813k if you include home equity). My rise in liquid NW this year has been driven by MO, PM, and our retirement accounts, but especially MO appreciating more than 40% in the last year.
505k as of today! Holy shit this feels good!
Post by: BiscuitsForBreakfast on October 05, 2016, 04:27:43 PM
I discovered MMM a couple weeks ago, and ever since have been reading posts, the forum, and puttering around with paper and pen, trying to figure out what I'm doing and how to get where I want to go. (So much to learn! So many questions!) But I figure I should set some goals and track some numbers while I do more figuring out.
So:
May 2016: $267, 040
This does not include my house, which is not yet paid off. I expect it will take me several years to get to $500k but at least I'm heading in the right direction.
9/31/2016: 293,421
As it turns out, I didn't quite have a handle on my work retirement account back in May, so the May number is low by about 3k. My September number is also going to be off because I'm impatient and don't want to wait for the September gains to get crunched for the same account, so I'm using the number as of 8/31/2016. Still, I'm pleased not only to see the numbers going in the right direction but by more than I would have expected (there was an annual bonus in there that I won't see again til next year, but work profit sharing should appear in my retirement account in the next month or two, I think. After that it will be slow and steady winning the race).
How do you all handle accounts that take awhile to update? Do you crunch numbers when they're done (mid-month for me) or use old numbers?
Post by: TheAnonOne on October 06, 2016, 01:14:26 PM
I discovered MMM a couple weeks ago, and ever since have been reading posts, the forum, and puttering around with paper and pen, trying to figure out what I'm doing and how to get where I want to go. (So much to learn! So many questions!) But I figure I should set some goals and track some numbers while I do more figuring out.
So:
May 2016: $267, 040
This does not include my house, which is not yet paid off. I expect it will take me several years to get to $500k but at least I'm heading in the right direction.
9/31/2016: 293,421
As it turns out, I didn't quite have a handle on my work retirement account back in May, so the May number is low by about 3k. My September number is also going to be off because I'm impatient and don't want to wait for the September gains to get crunched for the same account, so I'm using the number as of 8/31/2016. Still, I'm pleased not only to see the numbers going in the right direction but by more than I would have expected (there was an annual bonus in there that I won't see again til next year, but work profit sharing should appear in my retirement account in the next month or two, I think. After that it will be slow and steady winning the race).
How do you all handle accounts that take awhile to update? Do you crunch numbers when they're done (mid-month for me) or use old numbers?
Two things...
1. From one month to the other, its pretty inconsequential.
2. Every account I have ever had updated daily.... (I just figured this was the case for most accounts?)
Post by: Libertea on October 06, 2016, 03:47:10 PM
Post by: onlykelsey on October 06, 2016, 05:29:44 PM
How do you all handle accounts that take awhile to update? Do you crunch numbers when they're done (mid-month for me) or use old numbers?
My only accounts that are on a bit of a lag are my 401(k) (it takes a few days for the buys to register, and for my payment of my 401(k) loan to show up) and my mortgage. I know exactly what is going to debit or credit each month for both my 401(k) and my mortgage, so I just pretend it happened at month end, and not 4 business days later.
Post by: BiscuitsForBreakfast on October 06, 2016, 08:28:28 PM
Post by: RWD on October 08, 2016, 08:02:09 AM
Post by: Icecreamarsenal on October 08, 2016, 09:40:38 PM
Liquid assets, not including home equity:
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
9/16: 366k
Post by: YoungGranny on October 13, 2016, 08:26:58 AM
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged) Woo-hoo!
Post by: JustGettingStarted1980 on October 13, 2016, 09:33:56 AM
Post by: ender on October 16, 2016, 09:35:14 AM
We've been flirting with the number too for a while now. We briefly past it, bought a house (which I value at about 94% of appraised value), but now the market gains have pushed us back up close to the threshold already again. It'll be a few months before we reliably get over but we're definitely close and I think at month end we will bump over.
Man we've been stagnating the last few months since buying the house. Though I guess that's all due to market drops and quite a few large expenses more than anything else (paying a years worth of property taxes and buying a bunch of house related stuff).
Be nice to go upwards a bit more though so we're more reliably in this race. Should start happening soon though as DW started a job and our expenses will level off a bit for the next few years, unless we make mini-enders :-)
Post by: Cheddar Stacker on October 16, 2016, 08:47:23 PM
We've been flirting with the number too for a while now. We briefly past it, bought a house (which I value at about 94% of appraised value), but now the market gains have pushed us back up close to the threshold already again. It'll be a few months before we reliably get over but we're definitely close and I think at month end we will bump over.
Man we've been stagnating the last few months since buying the house. Though I guess that's all due to market drops and quite a few large expenses more than anything else (paying a years worth of property taxes and buying a bunch of house related stuff).
Be nice to go upwards a bit more though so we're more reliably in this race. Should start happening soon though as DW started a job and our expenses will level off a bit for the next few years, unless we make mini-enders :-)
+1. Our house purchase & renovation has us on a sideways trajectory for now. I have a feeling it will end in November, and I know it will be worth it.
Post by: bownyboy on October 18, 2016, 03:49:18 AM
Just found this thread, and jumping along for the ride. Our current liquid networth as at October 2016 is £324k.
Using google docs to forecast we're aiming for October 2019 to reach £500k. Thats modelled on contributing £2.5k a month and returns of 7% on investments.
Good luck everyone!
Post by: BarbeRiche on October 28, 2016, 12:48:15 PM
Gogogogo
Post by: BarbeRiche on October 29, 2016, 08:36:26 AM
Unless stock market goes crazy in the next 2 hours...I think that I'll be joining the club...!
Gogogogo
Impressive NW in this thread..! Motivates me.
Big help from the stock market this month ----> +33 500$
(https://s21.postimg.org/eiix5ebk3/nw_oct2016.png) (https://postimg.org/image/eiix5ebk3/)
Post by: skcook on October 29, 2016, 06:53:30 PM
Post by: OurTown on October 31, 2016, 07:57:06 AM
Feb. 1, 2016 = 373
Mar. 1, 2016 = 379
Apr. 1, 2016 = 391
May 1, 2016 = 398
June 1, 2016 = 406
July 1, 2016 = 415
Aug. 1, 2016 = 426
Sept. 1, 2016 = 424
Oct. 1, 2016 = 427
Nov. 1, 2016 = 428
Post by: Icecreamarsenal on October 31, 2016, 09:55:19 AM
Liquid assets, not including home equity:
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
9/16: 366k
10/16: 380k
Post by: garth on October 31, 2016, 10:12:12 AM
Oct 16: $351k
Sep 16: $345k
Jul 16: $330k
Apr 16: $290k
Jan 16: $241k
Dec 15: $256k
Post by: SAfAmBrit on October 31, 2016, 01:40:31 PM
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
Excellent month due to military retirement accounting error and I am very happy with $25000 in 3 months - this is beyond what I expected.
Post by: boarder42 on November 01, 2016, 07:01:15 AM
9/1 - 382k
10/1 - 391.5k
11/1 - 390.2k
down market for october.
Post by: OurTown on November 01, 2016, 02:57:28 PM
Post by: therethere on November 01, 2016, 03:24:36 PM
Our History:
Jan 2007 - (-242k)
Jan 2013: (-26.8k)
July 2013: 6k
Jan 2014: 63.7k
May 2014: 98.8k
Jan 2015: 139.9k
July 2015: 191.1k
Jan 2016: 221.2k
Feb 2016: 213.3k
April 2016: 256.2k
June 16: 277.7k
July 16: 286.8k
Aug 16: 299.5k
Sept 16: 307.7k
Oct 16: 320.6k
Nov 16: 314.8k
Still hoping to surpass 325k by the end of the year.
Post by: TheAnonOne on November 02, 2016, 08:22:17 AM
Coming back to update...
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
OCT: Market did poor. I made probably 7k AFTER EXPENSES but still only posted a 1k gain with the market drop.
+$85,000 this year so far. Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains in the market) Given 2 months left, and 15k more to go, I could hit this goal.
Post by: boarder42 on November 02, 2016, 10:42:26 AM
Coming back to update...
2015 DEC : 252k - - 2016 JAN : 260k (+8k) 2016 FEB : 281k (+21k) 2016 MAR : 285k (+4k) 2016 APR : 298k (+13k) 2016 MAY : 305k (+7k) 2016 JUN : 307k (+2k) 2016 JUL : 320k (+13k) 2016 AUG : 326k (+6k) 2016 SEP : 336k (+10k) 2016 OCT : 337k (+1k)
OCT: Market did poor. I made probably 7k AFTER EXPENSES but still only posted a 1k gain with the market drop.
+$85,000 this year so far. Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains in the market) Given 2 months left, and 15k more to go, I could hit this goal.
i have a save 50k single and 100k couple thread started if you'd like to join in on the actual saving side not including gains.
Post by: UnleashHell on November 03, 2016, 10:45:43 AM
just over 500K
and as the market has dropped since I'm still in the 250k to 500k club :D
Post by: Icecreamarsenal on November 03, 2016, 05:36:22 PM
October 31st
just over 500K
and as the market has dropped since I'm still in the 250k to 500k club :D
Welcome back!
Post by: YoungGranny on November 04, 2016, 12:37:06 PM
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged) Woo-hoo!
11/2016 - $328k
Post by: onlykelsey on November 04, 2016, 12:48:54 PM
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K
April 2016: 345K (so. slow. investing/paying off between 8 and 10K a month and I'm not sure where it's going! I think my home's zillow value was skewing my total)
May 2016: 352K
June 2016: 389K
July 2016: 415K
August 2016: 478K
September 2016: 457K
October 2016: 408K
OOF. Backsliding hurts. This is at least partially of my own doing, though. Four reasons I can see:
1. I started accounting for a 45K "liability" against my condo, as it would realistically cost that much to liquidate and get out of my Manhattan condo.
2. I did this in part in response to zillow telling me apartment was worth a whole lot, and zillow also changed its mind on that in the last six weeks.
3. I maxed my IRA in January and 401K a couple months ago, so I've been throwing money towards my HELOC and taxable vanguard account. The market hasn't been hot.
4. Having my first kid in eight weeks and finding weird pregnancy costs I did not expect.
Until this month I was still hoping for 500K by year's end, but I think that now is out of reach.
Post by: UnleashHell on November 04, 2016, 08:58:08 PM
October 31st
just over 500K
and as the market has dropped since I'm still in the 250k to 500k club :D
Welcome back!
cheers :D i'll be here all week.
or longer at this rate !!
Post by: bkmnky72 on November 05, 2016, 05:23:41 PM
I'm in. I rechecked our numbers at $361K, including house. Without house it's about $130K. Real estate is ridiculously crazy in our area right now.
Early last month we're at $295K.
Would love to hit $500K by 2020, so that's about $35-$50K\year.
$391K 3/11/16
Checking in at $402 3/24/16. Not bad even though my stocks took a big dive yesterday.
Rounding up the month at $420K, mostly house. Without house it's $129K.
As of today it's roughly $485k. Without house it's $212.
Post by: boarder42 on November 16, 2016, 07:17:14 AM
400k invested
total NW 542k
should hit 500k mid summer by my wife's 30th if the markets continue to cooperate or at a minimum stay flat.
Post by: zephyr911 on November 16, 2016, 11:04:27 AM
Will save extra in Dec, since I'm front-loading most of my FY17 National Guard training days, which are paid leave from my day job plus a second paycheck at a higher rate, plus tax-free travel allowances.
AND, this is after some of my individual stocks took an election-related hit that I expect to be temporary. We could hit the mark by end of 2017 if things go well...
Post by: motiv8ed on November 19, 2016, 09:50:18 PM
Nov 2016: $320k
Post by: 2Birds1Stone on November 20, 2016, 04:12:44 AM
I will be joining this club solo, as my individual net worth will crack just a hair over $250k
My SO and I's combined net worth will crack just a hair over $300k combined.
Finally feels like we are building momentum!
Post by: Icecreamarsenal on November 22, 2016, 07:37:36 PM
Post by: boarder42 on November 23, 2016, 05:42:02 AM
November's not over yet, but felt good to break 400, if only for a moment.
us too but i dont think we will dip back below given
1. we're still investing and
2. the markets just keep going up.
hit 400k invested on my 30th
plan to hit 500k invested by her 30th. onward and upward.
sitting at 550k total NW today
Post by: TheAnonOne on November 30, 2016, 08:42:59 AM
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
NOV: Market made magic happen. I also hit a new low in spending! My spending has been between 4k and 5k a month, Nov is ONLY $2300! This change, if we can keep it up or even keep it around 3k a month, will accelerate this process quite a bit hopefully!
+$109,000 this year so far. Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains in the market) Given 1 month(s) left, and (-9k) more to go, I hit this goal.
Post by: garth on November 30, 2016, 10:36:55 AM
Nov 16: $363k
Oct 16: $351k
Jul 16: $330k
Apr 16: $290k
Jan 16: $241k
Dec 15: $256k
Post by: jorjor on December 01, 2016, 01:25:04 PM
Dec 15: $257k
Jan 16: $259k
Feb 16: $275k
Mar 16: $295k
Apr 16: $305k
May 16: $315k
Jun 16: $320k
Jul 16: $339k
Aug 16: $347k
Sep 16: $352k
Oct 16: $357k
Nov 16: $367k
The growth hasn't been bad. We're expecting to lose the NK part of DINKs in April! We're excited for that, but the big effort of the last month or two is figuring out how to make this number keep going up with a new little one joining us. We've also been getting some of the home improvements done now so we aren't worry about them next year, which has been contributing to higher expenses. Even outside of that, too much spending and we need to do better.
Post by: OurTown on December 01, 2016, 05:24:15 PM
Feb. 1, 2016 = 373
Mar. 1, 2016 = 379
Apr. 1, 2016 = 391
May 1, 2016 = 398
June 1, 2016 = 406
July 1, 2016 = 415
Aug. 1, 2016 = 426
Sept. 1, 2016 = 424
Oct. 1, 2016 = 427
Nov. 1, 2016 = 428
Dec. 1, 2016 = 438
Post by: boarder42 on December 02, 2016, 05:52:22 AM
9/1 - 382k
10/1 - 391.5k
11/1 - 390.2k
12/1 - 404k / 550k networth
great month 14k - trump rally!!
hope to hit 500k by my wifes bday end of July. but for longterm i'd rather see the market drop 20-30% this year.
Post by: onlykelsey on December 02, 2016, 06:13:19 AM
December 2013: 142K
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K
April 2016: 345K
May 2016: 352K
June 2016: 389K
July 2016: 415K
August 2016: 478K
September 2016: 457K (began booking a 45K "liability" that I would incur if I wanted to liquidate my condo, which I include in this NW total)
October 2016: 408K
November 2016: 424K
At least I'm back to where I was in July, I guess. It doesn't look like I'll hit 500K in 2016. :(
Post by: TheAnonOne on December 02, 2016, 11:07:48 AM
December 2013: 142K
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K
April 2016: 345K
May 2016: 352K
June 2016: 389K
July 2016: 415K
August 2016: 478K
September 2016: 457K (began booking a 45K "liability" that I would incur if I wanted to liquidate my condo, which I include in this NW total)
October 2016: 408K
November 2016: 424K
At least I'm back to where I was in July, I guess. It doesn't look like I'll hit 500K in 2016. :(
But only hardly so, and due to a reason your exposing on yourself. So your in good shape..
Post by: SAfAmBrit on December 02, 2016, 09:49:02 PM
Hoping to be at $500,000 in 08/2018.
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
We hit our target for 2016, so we are happy. December will not see much movement.
Post by: OurTown on December 05, 2016, 06:55:45 AM
Post by: YoungGranny on December 05, 2016, 08:19:19 AM
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged)
11/2016 - $328k
12/2016- $347k
Most of that is coming from fund performing well since we haven't been flexing our savings muscles as much lately due to buying a house. Happy that we're still going up even with closing costs and all that jazz. 2017 should be a great year for us!
Post by: OurTown on December 07, 2016, 01:41:02 PM
Post by: kapnfriday on December 09, 2016, 02:18:38 PM
8-2016: $369,217
9-2016: $373,735
10-2016: $369,721
11-2016: $385,057
Don't think we'll hit $500k in 2017, but you never know.
Post by: ascZend on December 11, 2016, 12:02:00 PM
Investment portfolio crossed $250K early this week, currently at $254,856.22 combined savings and investments. Net worth is around $280,000. No real estate assets now, although that may change within the next year. Hoping to achieve $500K investments/savings by July 1st 2020 at age 32 (my projected FI date).
Post by: Roadsidetreasurehunter on December 18, 2016, 04:42:36 AM
Post by: OurTown on December 19, 2016, 09:14:07 AM
Post by: boarder42 on December 22, 2016, 11:38:48 AM
Post by: onlykelsey on December 23, 2016, 07:34:51 AM
from 404k invested DEC 1 to 451k today. gotta love year end bonus season. may make it over 460 by year end we will see. total NW over 600k
Nice! Just got a similar size bonus post-tax. It pushed me over 500K (barely) but am going to wait until year end to finalize the numbers and post.
Post by: ender on December 23, 2016, 08:07:22 AM
Post by: onlykelsey on December 23, 2016, 08:15:55 AM
Man, I'm in the wrong industry if you get a $50k bonus haha.
It's pretty wild. It's more or less known up front and part of your compensation, though. Everyone gets the same amount at each level of seniority. I think mine was 41K this year, waiting for transactions to show up.
Post by: boarder42 on December 24, 2016, 02:29:54 AM
Post by: garth on December 24, 2016, 08:26:07 AM
Dec 16: $376k
Nov 16: $363k
Oct 16: $351k
Jul 16: $330k
Apr 16: $290k
Dec 15: $256k
Post by: OurTown on December 24, 2016, 05:06:13 PM
Post by: Rife on December 25, 2016, 04:44:55 AM
Our goal for this year is to finish the 529 for our 4 year old and start building up non-401k assets.
401k wife: 174000
401k mine: 105000
529: 6800
HSA wife: 5000
HSA mine: 2400
Total: 293200 Dec 2016
Post by: boarder42 on December 25, 2016, 05:19:49 AM
50k is a huge, sorry, YUGE bonus. I got 11k this year and I'm super excited about it.
My cash bonus was 21. And then I got retirement contribution of 10.5 on top of that
Post by: bzzzt on December 26, 2016, 09:54:24 PM
So,
Dec. 2015 = ~$288k (corrected, pension money was being misallocated and fixed in Feb.)
Dec. 2016 = ~$332k
For a net of +$44k this year.
Not as fantastic as some here at MMM, but pretty badass for a tradesman who had 10+ weeks off this year. Construction, the world's best paying part-time job... Haha.
Post by: motiv8ed on December 30, 2016, 04:34:22 AM
Nov 2016: $320,000
Dec 2016: $339,117.36
Post by: boarder42 on December 30, 2016, 05:24:26 AM
9/1/16 - 382k
10/1/16 - 391.5k
11/1/16 - 390.2k
12/1/16 - 404k / 550k networth
1/1/17 - 450k / 600k NW
Bonus plus stock huge jump every December. will be another large jump in april when the company share price is evaluated
Post by: Icecreamarsenal on December 30, 2016, 06:26:19 AM
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
9/16: 366k
10/16: 380k
11/16: 395k
Sent from my iPhone using Tapatalk
Post by: OurTown on December 30, 2016, 08:15:06 AM
Jan. 1, 2016 = 374
Feb. 1, 2016 = 373
Mar. 1, 2016 = 379
Apr. 1, 2016 = 391
May 1, 2016 = 398
June 1, 2016 = 406
July 1, 2016 = 415
Aug. 1, 2016 = 426
Sept. 1, 2016 = 424
Oct. 1, 2016 = 427
Nov. 1, 2016 = 428
Dec. 1, 2016 = 438
Jan. 1, 2017 = 468
That's an increase of 94K for the year . . . I'll take it.
So just out of curiosity I went back to my historical spreadsheets just to get a sampling of our progress. Some of my record keeping was, uh, irregular so I don't have January to January comparisons, but whatever.
March 2011 = 81
June 2012 = 143
Aug. 2013 = 168
Jan. 2014 = 202
Jan. 2015 = 266
Jan. 2016 = 374
Jan. 2017 = 468
Post by: jorjor on December 30, 2016, 09:27:08 AM
Nov 15: $165k / $236k
Dec 15: $162k / $257k
Jan 16: $152k / $259k
Feb 16: $166k / $275k
Mar 16: $185k / $295k
Apr 16: $192k / $305k
May 16: $201k/ $315k
Jun 16: $204k / $320k
Jul 16: $221k / $339k
Aug 16: $227k / $347k
Sep 16: $230k / $352k
Oct 16: $234k / $357k
Nov 16: $242k / $367k
Dec 16: $276k / $403k
The drop in the first number at the beginning of 2016 was me using some cash to pay off our piggyback HELOC from a year-end bonus and realizing we didn't need such a large emergency fund. Home value is calculated just using inflation. Based on a recent sale a couple houses down I could use a number about $100k higher but I'm hesitant to add that much 18 months after we bought the place. I like this way better for consistency.
It was a good year. Almost $150k in growth. The big bump in December was due to year-end bonus.
Post by: Libertea on December 31, 2016, 07:21:12 AM
09/30/2015: $261,677.00
12/31/2015: $320,374.69
03/31/2016: $364,966.71
06/30/2016: $412,580.03
09/30/2016: $468,895.06
12/31/2016: $525,049.59
Post by: Icecreamarsenal on December 31, 2016, 10:57:47 AM
06/30/2015: $235,381.93
09/30/2015: $261,677.00
12/31/2015: $320,374.69
03/31/2016: $364,966.71
06/30/2016: $412,580.03
09/30/2016: $468,895.06
12/31/2016: $525,049.59
Ding ding, congrats! Great way to end '16.
Post by: MickeyMoustache on December 31, 2016, 01:45:13 PM
06/30/2015: $235,381.93
09/30/2015: $261,677.00
12/31/2015: $320,374.69
03/31/2016: $364,966.71
06/30/2016: $412,580.03
09/30/2016: $468,895.06
12/31/2016: $525,049.59
Nice job! Welcome to the next thread! :)
Post by: Sonos on December 31, 2016, 03:50:15 PM
January 2016 $180,487.51
February 2016 $178,807.52
March 2016 $199,641.29
April 2016 $204,317.21
May 2016 $216,872.88
June 2016 $215,555.15
July 2016 $225,610.86
August 2016 $227,604.82
September 2016 $228,110.44
October 2016 $224,346.64
November 2016 $229,089.55
December 2016 $233,098.66
Post by: kapnfriday on January 01, 2017, 04:41:13 PM
8-2016: $369,217
9-2016: $373,735
10-2016: $369,721
11-2016: $385,057
12-2016: $399,209
Post by: onlykelsey on January 02, 2017, 01:58:51 AM
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K
June 2016: 389K
September 2016: 457K (began booking a
December 2016: 511K(+185K year on year)
Mostly as a reminder to self, I've been using my personal capital net worth total here, minus my shared accounts with my husband.
I guess I've graduated out of this thread at this point. We'll see where I am at month's end.
Post by: TheAnonOne on January 02, 2017, 05:32:18 PM
Coming back to update... for end of DEC
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
+$116,000 this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 0 month(s) left, and (-16k) more to go, I hit this goal!
Post by: JustGettingStarted1980 on January 02, 2017, 07:04:37 PM
July-15 $179,961.40 (+46,561)
Oct-15 $207,727.22 (+27,765)
Jan-16 $257,514.77 (+49,787) -> $148,106 NW gain for 2015
-------------------------------------------
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
Jan -17 $405,710.23 (+48,021) -> $148,195 NW gain for 2016.
A foolish consistency is the hobgoblin of little minds :)
JGS
Post by: SAfAmBrit on January 02, 2017, 10:29:48 PM
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
As expected not a big jump in December - had a family reunion in Australia. First time my parents had all 3 kids in one place in 17 years; Their faces and reaction to the surprise - Priceless!!
Post by: YoungGranny on January 03, 2017, 07:52:29 AM
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged)
11/2016 - $328k
12/2016- $347k
1/2017 $358.7k
We made a large effort to cut Christmas spending this year. Other than that nothing crazy, still in the process selling our old house so I'm happy with that increase.
Post by: CashFlowTurtle on January 03, 2017, 08:55:51 AM
1.1.13 (126,145)
1.1.14 (48,080)
9.1.14 0 (estimate)
1.1.15 67,628
5.1.15 128,341 <-got personal capital sorted out
6.1.15 153,864
7.1.15 160,139
8.1.15 167,956
9.1.15 186,156
10.1.15 208,782
11.1.15 241,454
12.1.15 273,331
1.1.16 290,922
2.1.16 299,862
3.1.16 326,892
4.1.16 381,543
5.1.16 398,988
6.1.16 412,816
7.1.16 436,692
8.1.16 436,603
9.1.16 446,107
10.1.16 449,887
11.1.16 468,062
12.1.16 490,832
1.1.17 503,540
Next goal, 1 million. Hoping to hit it by 2018, going to be a stretch though.
Post by: skip207 on January 03, 2017, 09:01:09 AM
This year my resolution is to try and make that big push towards £500k for 2020. (I am in GBP). Goal for 2025 is £0.75M and £1M by 2030.
If I can make a dent this year and click over 400k I will be happy! NB my NW includes all my assets after any finance. Includes savings, investment property, classic car and pension.
1/1/16 = £288,240
1/1/17 = £374,668
Post by: dandypandys on January 04, 2017, 03:46:28 AM
Should be a good year, condo is paid off, no debts, upping my contributions in 403b to the max.. then trying to figure out where to stick the rest. Need to read a little more as still confused about that.
2017
Jan 1st: 252k
Post by: kapnfriday on January 04, 2017, 10:48:13 AM
Post by: boarder42 on January 04, 2017, 11:09:20 AM
our race started jan 2016 as far as invested goes. and will end in june/july 2017 ... we've hit almost 600k NW but 150k is in the house and i want it all invested as the house will stay when we FIRE.
Post by: zephyr911 on January 04, 2017, 12:09:30 PM
Wow, some of you really are racing to $500k - congratulations. Is there a thread for those who are on a brisk walk to $500k?I'm loading up as fast as I can right now, but may shift to walk mode before $500K. My trigger event for semi-FIRE is not a Stash number, so it's impossible to tell right now. As soon as PT work + rent = expenses, I'll quit FT and let the Stash compound for a few years. I have some outsized single-stock holdings that could go up or down in the near future, making the NW @ time of transition rather difficult to predict... and after that, the snowball will mostly roll on its own, instead of my piling the bulk of my earnings on it as it goes.
Post by: Ladychips on January 04, 2017, 01:23:59 PM
Love seeing everyone's progress!
Post by: JustGettingStarted1980 on January 04, 2017, 03:52:09 PM
Cheers to a successful 2017 to all! JGS
Post by: OurTown on January 05, 2017, 09:09:10 AM
Post by: skcook on January 08, 2017, 03:41:24 PM
Net worth estimate up to $410k, another larger than anticipated increase, mostly due to increasing my home value estimate another $20k and including $10k of liquid savings that I had not previously figured into my number. I know that using the Zestimate is not super accurate, but I am still about $60k below that number. Otherwise I did increase my 401k contribution up to 21% (from 18%, I think) and we had some modest growth of our investments.
Net worth estimate is $370k this month, up a good chunk from the last time I posted (which I think was early September). Most of the jump accounts for increasing my estimate of our house worth about $15k, after having a. looked at the Zillow estimate (which is way, way higher than my own estimate) for the first time in almost a year, and b. heard about the sale prices of comparable houses in our neighborhood. Also had a jump of over $5k due to getting a quarterly statement from one of my husband's old 401ks. Plus the usual contributions to our current 401ks and some modest growth. Still pessimistic about getting to $500k before 2019 due to upcoming mat leave/child care spending increases but I guess it could happen.
Post by: caracarn on January 09, 2017, 11:09:13 AM
Did not know these existed. I'll join in, but we just rejiggered our free cash flow to go from investing to saving for kids college for the next 10 years so thinking we are going to hit a wall, but will be fun to see. I will just post quarterly numbers for progression. We also had an unusual situation for thee months in 2016 where I switched jobs and had severance coming in while working new job (good problem to have for investing).
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,423
Post by: 2Birds1Stone on January 13, 2017, 06:41:14 AM
Post by: MayDay on January 13, 2017, 07:51:08 AM
We have definitely reached a tipping point where market gains are a larger contributor than our actual savings some months. Obviously that might change if the market corrects.
We'll probably hit it at the end of Jan. Then it's off to 1 million.
Post by: TheAnonOne on January 13, 2017, 09:02:20 AM
1/1/2016 - $256,000
Surely you mean 2017?
Post by: 2Birds1Stone on January 13, 2017, 09:24:10 AM
1/1/2016 - $256,000
Surely you mean 2017?
Great catch! I still forget it's 2017 already!
Post by: bownyboy on January 18, 2017, 01:19:52 AM
Joining this race from the depths of frosty Surrey, UK.
Current FI Fund at January 2017 is £346k
Plan is to hopefully get to £500k by December 2018.
I currently track FI Fund and Networth in a Google spreadsheet and update monthly so I'll pop back on 1st Feb to see how things have gone.
Good luck everyone!
Post by: Tyson on January 20, 2017, 09:54:31 PM
Post by: skip207 on January 23, 2017, 02:12:20 AM
Morning everyone!
Joining this race from the depths of frosty Surrey, UK.
Current FI Fund at January 2017 is £346k
Plan is to hopefully get to £500k by December 2018.
I currently track FI Fund and Networth in a Google spreadsheet and update monthly so I'll pop back on 1st Feb to see how things have gone.
Good luck everyone!
Good luck, we are also UK based. We technically need a GBP thread :D
We are at a similar point now, you will be well ahead of me if you reach your 500k by end of 18 though.
Out of interest what is your strat? I am going with property (rental - owned not BTL) plus cash savings, PBs (security only!), 123 and pension.
Not touching Woodford etc yet too toppy for me.
Post by: RWD on January 23, 2017, 07:19:08 AM
Good luck, we are also UK based. We technically need a GBP thread :D
You could always stay in this thread and just race from £200k to £400k (based on current exchange rate).
Post by: OurTown on January 23, 2017, 10:42:48 AM
Post by: OurTown on January 23, 2017, 10:46:37 AM
For example, don't post here if you are saving in Vietnamese "Dong." It's 33,000 "Dong" to one GBP.
Post by: RWD on January 23, 2017, 11:13:12 AM
For example, don't post here if you are saving in Vietnamese "Dong." It's 33,000 "Dong" to one GBP.
Join me in my race to 10,000,000,000₫!
Post by: OurTown on January 23, 2017, 11:35:08 AM
For example, don't post here if you are saving in Vietnamese "Dong." It's 33,000 "Dong" to one GBP.
Join me in my race to 10,000,000,000₫!
That's nothing. You should see the size of my dong!
Post by: bownyboy on January 23, 2017, 02:38:06 PM
Morning everyone!
Joining this race from the depths of frosty Surrey, UK.
Current FI Fund at January 2017 is £346k
Plan is to hopefully get to £500k by December 2018.
I currently track FI Fund and Networth in a Google spreadsheet and update monthly so I'll pop back on 1st Feb to see how things have gone.
Good luck everyone!
Good luck, we are also UK based. We technically need a GBP thread :D
We are at a similar point now, you will be well ahead of me if you reach your 500k by end of 18 though.
Out of interest what is your strat? I am going with property (rental - owned not BTL) plus cash savings, PBs (security only!), 123 and pension.
Not touching Woodford etc yet too toppy for me.
Thanks. We have a combination of Stocks & Shares ISA's, Personal Pensions with some cash in Santander 123.
Currently I'm throwing as much as I can into my pension to get the 40% tax relief (who knows how much long this will last?).
We hope by 2020 we will have £600k allowing us 4% withdrawal of £24k per year, which is in line with our spending.
I don't think we will stop work completely, more like we will do some consultancy here and there (we working in IT and Marketing).
Longer term, we will rent out our house and use the proceeds to rent lower cost areas near the sea or abroad.
We don't have children (and no plans) so longer term we may either sell the house and downsize or reverse mortgage to ensure we spend everything before we die!
But anything can happen between now and then, so here's to the fun journey!
Post by: BBub on January 25, 2017, 09:20:28 AM
Dec 31, 2015: $258,054
Jan 31, 2016: $264,247
Feb 29, 2016: $271,241
Mar 31, 2016: $300,034
Apr 30, 2016: $317,839
May 31, 2016: $330,411
Jun 30, 2016: $333,663
Jul 31, 2016: $348,945
Aug 31, 2016: $359,418
Jan 25, 2017: $446,514
Haven't checked in for a while, but things are progressing nicely! 14 months in & we're closing in on the finish. Can't be sure when we will cross over. Roughly $200k down & $50k to go!
Post by: BBub on January 25, 2017, 09:22:46 AM
Ha. Ok, sounds good to me. That will be quite the challenge.
16 months is my goal then. $500k by Feb 2017. That's $15,625/mo. I don't see how this will happen, but here goes!
Ok, looking back my original stretch goal was Feb 2017... That almost certainly won't happen, but it's still nice to know we're tracking pretty closely.
Post by: ahueston on January 25, 2017, 01:55:26 PM
Post by: UnleashHell on January 26, 2017, 05:56:16 PM
October 31st
just over 500K
and as the market has dropped since I'm still in the 250k to 500k club :D
well out of here now. now climbed to almost 550k so i'm moving over to the 1m thread. not sure i'll get there as i intend to quit work soon .
good luck - just buy vanguard instead of shit and you'll get there...
Good luck, we are also UK based. We technically need a GBP thread :D
You could always stay in this thread and just race from £200k to £400k (based on current exchange rate).
after the banks take their cut then its about the same in usd as gbp...
which is handy for those of us who pop back to visit. drops any more and i might be able to trade in my lakeside florida property for a small flat in Hastings!!! on second thoughts... maybe i won't..
Post by: garth on January 26, 2017, 09:03:36 PM
Nov 31, 2015: $254,178
Dec 31, 2015: $258,054
Jan 31, 2016: $264,247
Feb 29, 2016: $271,241
Mar 31, 2016: $300,034
Apr 30, 2016: $317,839
May 31, 2016: $330,411
Jun 30, 2016: $333,663
Jul 31, 2016: $348,945
Aug 31, 2016: $359,418
Jan 25, 2017: $446,514
Haven't checked in for a while, but things are progressing nicely! 14 months in & we're closing in on the finish. Can't be sure when we will cross over. Roughly $200k down & $50k to go!
Wow, nearly $100k in the last 6 months. Nice job! I hit $250k around the same time as you, so I was tracking my progress against yours, but you've left me in the dust. I'll see you in the $500k-$1MM thread hopefully starting Jan 2018.
Post by: RWD on January 27, 2017, 08:07:25 AM
Post by: 2Birds1Stone on January 27, 2017, 08:43:05 AM
2/1/2017 - $265,000
*assuming nothing major happens in the market* (it went up, edited for accuracy)
Post by: garth on January 27, 2017, 10:36:18 AM
Nov 31, 2015: $254,178
Dec 31, 2015: $258,054
Jan 31, 2016: $264,247
Feb 29, 2016: $271,241
Mar 31, 2016: $300,034
Apr 30, 2016: $317,839
May 31, 2016: $330,411
Jun 30, 2016: $333,663
Jul 31, 2016: $348,945
Aug 31, 2016: $359,418
Jan 25, 2017: $446,514
Haven't checked in for a while, but things are progressing nicely! 14 months in & we're closing in on the finish. Can't be sure when we will cross over. Roughly $200k down & $50k to go!
Wow, nearly $100k in the last 6 months. Nice job! I hit $250k around the same time as you, so I was tracking my progress against yours, but you've left me in the dust. I'll see you in the $500k-$1MM thread hopefully starting Jan 2018.
Same here. We were at ~$250k in December 2015 and ~$385k now. If the market does well we'll probably hit $500k by the end of the year but otherwise I'm expecting early 2018.
Looks like we've been moving at a similar clip as I'm also at $385k now. Only another month or two until $400k.
Post by: FIreDrill on January 27, 2017, 02:29:39 PM
End Of
2014-Q1: $55,471
2014-Q2: $78,319
2014-Q3: $84,251
2014-Q4: $106,801
2015-Q1: $126,464
2015-Q2: $145,996
2015-Q3: $151,957
2015-Q4: $203,486
2016-Q1: $217,931
2016-Q2: $233,784
2016-Q3: $255,000
2016-Q4: $276,375
Current: $287,800
Creeping up on 300k. That will be another fun milestone to hit! :)
Post by: Tyson on January 27, 2017, 02:32:27 PM
Been a while.... Updated numbers below! Slowly chugging along...
End Of
2014-Q1: $55,471
2014-Q2: $78,319
2014-Q3: $84,251
2014-Q4: $106,801
2015-Q1: $126,464
2015-Q2: $145,996
2015-Q3: $151,957
2015-Q4: $203,486
2016-Q1: $217,931
2016-Q2: $233,784
2016-Q3: $255,000
2016-Q4: $276,375
Current: $287,800
Creeping up on 300k. That will be another fun milestone to hit! :)
Slowly plugging along? Hella great progress there, you should be proud of that!
Post by: skip207 on January 27, 2017, 03:03:42 PM
Morning everyone!
Joining this race from the depths of frosty Surrey, UK.
Current FI Fund at January 2017 is £346k
Plan is to hopefully get to £500k by December 2018.
I currently track FI Fund and Networth in a Google spreadsheet and update monthly so I'll pop back on 1st Feb to see how things have gone.
Good luck everyone!
Good luck, we are also UK based. We technically need a GBP thread :D
We are at a similar point now, you will be well ahead of me if you reach your 500k by end of 18 though.
Out of interest what is your strat? I am going with property (rental - owned not BTL) plus cash savings, PBs (security only!), 123 and pension.
Not touching Woodford etc yet too toppy for me.
Thanks. We have a combination of Stocks & Shares ISA's, Personal Pensions with some cash in Santander 123.
Currently I'm throwing as much as I can into my pension to get the 40% tax relief (who knows how much long this will last?).
We hope by 2020 we will have £600k allowing us 4% withdrawal of £24k per year, which is in line with our spending.
I don't think we will stop work completely, more like we will do some consultancy here and there (we working in IT and Marketing).
Longer term, we will rent out our house and use the proceeds to rent lower cost areas near the sea or abroad.
We don't have children (and no plans) so longer term we may either sell the house and downsize or reverse mortgage to ensure we spend everything before we die!
But anything can happen between now and then, so here's to the fun journey!
Sounds similar to us, we also have no kids. The plan is to sell the houses and travel for a while. Been crunching the numbers more and more recently and I hope to hit our target a bit sooner than 2030 where it was planned and perhaps as soon as 2025 if the markets play ball and we do ok with our business. The one thing I don't take into consideration is the value of our business - but if we could sell it I suspect 2025 is very possible.
Post by: YellowCat on January 28, 2017, 05:56:36 AM
March Update: I'm adding 2015 quarterly (for comparison) and switching over to a monthly update format for 2016...I think this will make it easier for me to track incremental progress. Year-over-year increase from March 2015 to March 2016 is $102,086 (!)
Dec 2014: $190,811
Mar 2015: $238,653 (+$47,842)
Jun 2015: $262,010 (+$23,357)
Sep 2015: $276,420 (+$14,410)
Dec 2015: $310,350 (+$33,930)
Jan 2016: $307,436 (-$2,914)
Feb 2016: $315,430 (+$7,994)
Mar 2016: $340,739 (+$25,309)
My husband inadvertently just set our $500k NW goal by declaring that he wants to be a "half-millionaire" by his 30th birthday. So, we have until August 2017 to hit $500k in investible NW. Given our current trajectory, I think this is very likely! I'm personally aiming to hit $500k in March of 2017...no math here, just sending good vibes out into the universe.
And a quick NW update, still going strong! Some of the significant increases are due to bonuses - Brown Bear's 6% bonus in April, and then my $5k signing bonus in May.
Apr 2016: $356,946 (+$16,207)
May 2016: $370,408 (+$13,462)
I think we're on track to hit $400k by Brown Bear's 29th birthday in August! Have to wait and see how things go...
Movin' on up...
June 2016: $377,258 (+$6,850)
I should probably mention that we've been diverting all of our extra cash into our house downpayment fund (besides 401(k) contributions, set to max for both). Sadly this means our monthly gains aren't so high right now since the house money is in a checking account yielding 0.75% per year. Still, this tactic means we're dropping $4,380/month into 401(k)s (including matching) and $3k per month into the house fund. Not too shabby. We probably won't hit $400k by the end of August, though, without some magic happening.
On to July!
July 2016: $397,978 (+$20,720)
Looks like magic is actually happening - $400k here we come (so close!) Did I mention that we did put an offer in on a house, and it was accepted? Our home inspection is scheduled for Wednesday and barring catastrophe we should be good to go!! I'm super excited :) We're doing some funny shuffling of funds right now but since we haven't actually paid anything for the house yet - we've just been moving money around - it's all still there. It's just that $85k of our total money pile is in cash....About $50k set aside for house/closing costs and the remainder for home improvement, which we're hoping will only cost ~$20k.
August Update: $403,403 (+$5,425) We've just cleared $400k!!!
Despite clearing $400k (which = awesome!!), this month's gain is only a tiny increase over July because we spent vast amounts of money last month. We bought our plane tickets to visit Brown Bear's family at Christmas ($3,328) and also bought some furnishings for our new house plus paid for the home inspection, appraisal, and sewer clean out ($2,770 total). That means our normal spending was ~$3,500, which is great, but add all that other shit in and you get to $9,500 in spending for August and it's just staggering. I hope to keep the general Sept spending lower despite our plans to close on the house this month. That said, we did take advantage of some good labor day sales for more home furnishings and hardware store necessities - $1231 so far and counting...Pretty soon here we will have to start re-calculating NW including home equity!
Looks like I've been neglecting this thread :/ we did just (finally!) get home internet service a few weeks ago but I'm still firmly in the habit of staying off the computer when I'm at home, so haven't been posting all that much. Wanted to give a bit of a NW update for January, though. Including home equity, which currently stands right around $47,433 if you don't include our home improvements in our home value, our NW as of today is $444,411. That's pretty good considering we put just shy of $45k cash into home improvements & closing costs last year! We're all set up to save save save this year, though, since the big house stuff is all wrapped up. Plus our annual household income has increased from $170,600 in Jan 2016 to $183,570 in 2017 (+$12,970) due to my husband's mid-2016 promotion plus year-end increases for both of us. This doesn't include any bonus income we may see this year. Woo hoo! Based on my preliminary calculations we are on track to save ~$102k this year in 401(k)s + matching, 2x Roth IRAs (already max-ed out), and taxable investments, not including any bonus income. So we sure as hell better hit $500k by August 2017! Let the compounding begin!
Post by: Rife on January 29, 2017, 05:18:12 PM
Jan 2017: $305,000
Post by: SAfAmBrit on January 29, 2017, 07:54:36 PM
Hoping to be at $500,000 in 08/2018.
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
Hoping for $400,000 by December 2017. All going well the house will be paid 09/17 which will leave a few months for large investment deposits. I still cannot believe we jumped for a NW of $8,000 in 2013 to $303,195 in 2017. Imagine where we would be if we had started this sooner!
Post by: Morning Glory on January 31, 2017, 07:35:52 AM
Granted this is due to market gains (my NW went up by close to 2x gross earnings this month). My goal is 300 by the end of the year if the stock market continues to increase, or 280 if it stays the same or goes down.
I am including home equity + retirement accounts, taxable accounts, and savings/checking that are in my name. I am not including my husband's 401k, bank account, or Robin Hood account (mainly because I don't have this information in Mint).
Post by: TheAnonOne on January 31, 2017, 08:35:52 AM
According to Mint I hit 250,055 today!!!
Granted this is due to market gains (my NW went up by close to 2x gross earnings this month). My goal is 300 by the end of the year if the stock market continues to increase, or 280 if it stays the same or goes down.
I am including home equity + retirement accounts, taxable accounts, and savings/checking that are in my name. I am not including my husband's 401k, bank account, or Robin Hood account (mainly because I don't have this information in Mint).
Welcome aboard! This is like the MMM middle class, we look down from our lofty peaks at sub-quarter-millionaires and gaze stary-eyed up at the clouds and wonder if someone is looking back at us from the "500->1m" thread.
Post by: TheAnonOne on January 31, 2017, 08:43:33 AM
Coming back to update...
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - | ||
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
+$35k this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 10 month(s) left, and (67k) more to go, I should hit this goal!
401k MAXED (Mine only, Wife's is going per check all year)
IRA MAXED (Mine only, Wife's is getting maxed in 2 weeks)
Post by: garth on January 31, 2017, 05:06:23 PM
Seems pretty unlikely that we hit $400k next month. Especially since I'm hoping to get our interior painted (to the tune of $6k). Nevertheless, 400 grand is the next domino to fall.
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Jun 16: $305k
Jul 16: $330k
Aug 16: $336k
Sept 16: $345k
Oct 16: $351k
Nov 16: $363k
Dec 16: $376k
Jan 17: $387k
Post by: Just_Me on January 31, 2017, 10:06:21 PM
Jan 2017 $275k
Post by: boarder42 on February 01, 2017, 05:48:21 AM
9/1/16 - 382k
10/1/16 - 391.5k
11/1/16 - 390.2k
12/1/16 - 404k / 550k networth
1/1/17 - 450k / 600k NW
2/1/17 - 461k / 607k NW
hate how my company does stock. NW is probably 8k higher right now but i wont know til april when the external company evaluates our company and gives us a share price. This will likely lead to 1 extra year "worked"(i plan to take lots of unpaid time off my final year.
Post by: dandypandys on February 01, 2017, 07:03:35 AM
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51
2016
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $107,119.81
May 1st: $107,369.22
June 1st: $110,836.03 my contributions went up this month to 10%
July 1st: $112,327.7
Aug 1st: $116,833.52 upped contributions to 10.5%
Sept 1st: $118,564.37
Oct 1st $229,717.00 Paid off the condo this month :) and included as an asset going forth.
Nov 1st $232,973 upped contributions again this month 21.5%- next month will be 30% :)
Dec 1st $237,953.93
2017
Jan 1st: 252k
Feb 1st: 257k
We worked hard figuring stuff out last month and thus we contributed 5.5 to each of our tIRAs for 2016 and saved some taxes :) Next up is the 2017 amount then back to funding the 403b higher.
Post by: kapnfriday on February 01, 2017, 05:36:10 PM
9-2016: $373,735
10-2016: $369,721
11-2016: $385,057
12-2016: $399,209
1-2017: $408,813
I suspect our invested asset gains will start to become more modest over the next several months as we've decided to change directions a bit and knock out the one thing that is really holding us back: the mortgage on the second home. We owe $158k on our cabin and have decided to try and pay it off within 5 years. We're not making any changes to 403b/401k contributions so hopefully the invested assets will still continue to climb even it is a bit more slowly.
Post by: MayDay on February 01, 2017, 06:13:44 PM
We hit 503K in Jan. 2 years 4 months from when we were at 250K.
Its been fun ;)
Post by: BiscuitsForBreakfast on February 01, 2017, 06:16:49 PM
.
.
.
9/2016: 293,421
10/2016: 300,718
11/2016: 306,352
12/2016: 305,872 (numbers moving in the wrong direction...in part because I paid my property tax this month)
1/2017: 314,799
Most months this number increases by more than my salary...i will never get tired of that magic!
Post by: RWD on February 01, 2017, 08:34:39 PM
And I'm out!
We hit 503K in Jan. 2 years 4 months from when we were at 250K.
Its been fun ;)
Congrats!
Post by: OurTown on February 02, 2017, 02:32:46 AM
Jan. 1, 2017 = 461
Feb. 1, 2017 = 471
Post by: JustGettingStarted1980 on February 02, 2017, 06:09:22 PM
Post by: bownyboy on February 04, 2017, 02:52:53 PM
Its a new month and a big update from me:
- Jan 2017 - £346,854
- Feb 2017 - £388,581
A jump of £41,730 after discovering an old pension that I had taken out in 1991 using the Pensions Tracing Service the UK Government set-up last year. To say I was surprised would be an understatement!
My updated forecast has us hitting £500k in March 2019.
Post by: Sonos on February 05, 2017, 09:59:58 AM
I thought we were started with $230k, but Mint says we started this year with $180k in (non-real estate) investments. I must have been using some funky math. Regardless, I'll stick around in this forum and see if we can zoom ahead to $500k in non-real estate investments in the next year.
Jan 2016 $180,487.51
Feb 2016 $178,807.52
Mar 2016 $199,641.29
Apr 2016 $204,317.21
May 2016 $216,872.88
Jun 2016 $215,555.15
Jul 2016 $225,610.86
Aug 2016 $227,604.82
Sep 2016 $228,110.44
Oct 2016 $224,346.64
Nov 2016 $229,089.55
Dec 2016 $233,098.66
Figured out part the problem, in December, I wasn't counting a couple of smaller accounts that I forgot about/were not in Mint. Adding in these overlooked accounts brings us to:
Jan 2017 $295,303.00
Post by: jorjor on February 05, 2017, 12:25:55 PM
Nov 15: $165k / $236k
Dec 15: $162k / $257k
Jan 16: $152k / $259k
Feb 16: $166k / $275k
Mar 16: $185k / $295k
Apr 16: $192k / $305k
May 16: $201k/ $315k
Jun 16: $204k / $320k
Jul 16: $221k / $339k
Aug 16: $227k / $347k
Sep 16: $230k / $352k
Oct 16: $234k / $357k
Nov 16: $242k / $367k
Dec 16: $276k / $403k
Jan 16: $289k / $419k
I didn't count it, but a house just down the block just told for an amount that would value mine for about $60k more than I'm currently using if valued at the same $/sq ft (reasonable assumption given since both were updated at around the same time).
Post by: skcook on February 05, 2017, 02:42:23 PM
Feb 2017 - $418k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
I know the latest number is higher than expected due to an increase in my home value estimate between October and January, but I'm still pretty pumped about the upward trajectory of our number. I have a general stretch goal of getting to $500k by the end of 2018, but I'm now more sanguine about us getting there at least a few months earlier than that.
Wondering if people include 529 savings in their NW number. I don't, mostly because I don't think of it as my money anymore, but I was just curious.
Post by: tightwaddy on February 09, 2017, 11:13:52 AM
Invested (& Investable)
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
Net Worth (Including Home Equity)
April 9, 2016: $619,505
May 6, 2016: $629,924
June 8, 2016: $645,682
July 11, 2016: $687,219 (huge Zillow estimate increase ?)
August 8, 2016: $695,238 (Zillow decreased about $6K since last month)
February 9, 2017: $735,811 (Zillow down again--not taking any of the home equity too seriously)
Post by: 4n6 on February 09, 2017, 08:13:12 PM
Post by: jessicat on February 15, 2017, 06:23:30 PM
February 2017-359k
Post by: tightwaddy on February 15, 2017, 06:36:18 PM
I am jumping in. I am only doing investments. Our house is paid off. We are hoping it will only take us 2 years to hit 500k
February 2017-359k
Seem to be tracking right along side you--$361k, looking to hit $500 by 12/31/2018. No mortgage.
Post by: jessicat on February 15, 2017, 08:04:03 PM
Post by: skip207 on February 16, 2017, 02:12:57 AM
1/1/16 = £288,240
1/1/17 = £374,668
Working away so late update.
1/2/17 = £388,289
ETA £500k = Q1 2019
Post by: skip207 on February 16, 2017, 02:21:26 AM
Post by: Replicated on February 19, 2017, 07:11:51 PM
01/26/16 - $236,000
03/02/16 - $251,000
04/11/16 - $274,000
05/02/16 - $284,000
06/06/16 - $292,000
07/04/16 - $296,000
08/01/16 - $312,000
09/06/16 - $344,000
10/01/16 - $374,000
11/04/16 - $365,000
12/05/16 - $385,000
01/04/17 - $391,000
02/01/17 - $404,000
Post by: boarder42 on February 20, 2017, 08:01:41 AM
Post by: Enough on February 20, 2017, 10:58:35 AM
why not try doing 250 to 500 in quicker time than you did 100 to 250?
Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
Took me 26 months to go from 100-250, so that would require me to hit 500k on or before April 30th 2019. Projection shows hitting it ~Jan 2021 at the current rate. Slow and steady :)
Post by: SAfAmBrit on February 27, 2017, 09:34:33 AM
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
February 2017 - $314,589
A good strong month for us.
Post by: garth on February 28, 2017, 05:22:05 AM
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Jun 16: $305k
Jul 16: $330k
Aug 16: $336k
Sept 16: $345k
Oct 16: $351k
Nov 16: $363k
Dec 16: $376k
Jan 17: $387k
Feb 17: $404k
Post by: boarder42 on February 28, 2017, 06:34:05 AM
9/1/16 - 382k
10/1/16 - 391.5k
11/1/16 - 390.2k
12/1/16 - 404k / 550k networth
1/1/17 - 450k / 600k NW
2/1/17 - 461k / 607k NW
3/1/17 - 479k / 628k NW
have 6500 invested in Opening day baseball tickets not included as well as a company share price increase that we will find out april 12th that was effective Jan 1. based on conservative projection on those 2 we are probably sitting around 500k right now but i'll wait til the money hits the bank.
Post by: FIreDrill on February 28, 2017, 09:19:41 AM
End Of
2014-Q1: $55,471
2014-Q2: $78,319
2014-Q3: $84,251
2014-Q4: $106,801
2015-Q1: $126,464
2015-Q2: $145,996
2015-Q3: $151,957
2015-Q4: $203,486
2016-Q1: $217,931
2016-Q2: $233,784
2016-Q3: $255,000
2016-Q4: $276,375
Current: $304,248
Sent from my SM-G935F using Tapatalk
Post by: skcook on February 28, 2017, 09:30:58 AM
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
Post by: TheAnonOne on February 28, 2017, 11:59:33 AM
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - | ||
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
+$35k this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 10 month(s) left, and (67k) more to go, I should hit this goal!
401k MAXED (Mine only, Wife's is going per check all year)
IRA MAXED (Mine only, Wife's is getting maxed in 2 weeks)
Post by: OurTown on February 28, 2017, 06:39:00 PM
Feb. 1, 2017 = 471
Mar. 1, 2017 = 482
Post by: Just_Me on February 28, 2017, 09:53:02 PM
Hello everybody. Starting here after graduating from the $100k-$250k thread.
Jan 2017 $275k
Feb 2017 $287k
I guess this is where all the numbers start to go up faster? All NW is investment/cash.
Post by: bownyboy on March 01, 2017, 12:06:12 AM
- Jan 2017 - £346,854
- Feb 2017 - £388,581
- Mar 2017 - £396,119
Nearly at £400k which is great. Target for £500k is now Feb 2019.
Good luck everyone!
Post by: Morning Glory on March 01, 2017, 02:56:16 AM
Feb 1: 250,055
Mar 1: 262,196
Last couple months have seen great gains. I think about 5k of this is increase in my home value estimate. I include home equity because I still have a large mortgage (more than the value of cash + investments). Also market gains and increased savings rate. Starting to hold more cash now for upcoming expenses so next month might not be as big.
Post by: boarder42 on March 01, 2017, 06:49:00 AM
Hello everybody. Starting here after graduating from the $100k-$250k thread.
Jan 2017 $275k
Feb 2017 $287k
I guess this is where all the numbers start to go up faster? All NW is investment/cash.
it snowballed pretty fast for us. we were 250k invested around november 2015 ... will hit 500k around the end of this month beginning of next.
Post by: dandypandys on March 01, 2017, 06:55:44 AM
20152017
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51
2016
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $107,119.81
May 1st: $107,369.22
June 1st: $110,836.03 my contributions went up this month to 10%
July 1st: $112,327.7
Aug 1st: $116,833.52 upped contributions to 10.5%
Sept 1st: $118,564.37
Oct 1st $229,717.00 Paid off the condo this month :) and included as an asset going forth.
Nov 1st $232,973 upped contributions again this month 21.5%- next month will be 30% :)
Dec 1st $237,953.93
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
Post by: kapnfriday on March 01, 2017, 07:22:24 AM
9-2016: $373,735 (+$4.5k)
10-2016: $369,721 (-$4.0k)
11-2016: $385,057 (+$15.3k)
12-2016: $399,209 (+$14.1k)
1-2017: $408,813 (+$9.6k)
2-2017: $427,041 (+$18.2k)
Updated with February's numbers. Our money is starting to work harder than we can - gotta love that. Investment gains were well above our job earnings even after subtracting our contributions from total gains.
Post by: jorjor on March 01, 2017, 09:05:20 AM
Nov 15: $165k / $236k
Dec 15: $162k / $257k
Jan 16: $152k / $259k
Feb 16: $166k / $275k
Mar 16: $185k / $295k
Apr 16: $192k / $305k
May 16: $201k/ $315k
Jun 16: $204k / $320k
Jul 16: $221k / $339k
Aug 16: $227k / $347k
Sep 16: $230k / $352k
Oct 16: $234k / $357k
Nov 16: $242k / $367k
Dec 16: $276k / $403k
Jan 16: $289k / $419k
Feb 16: $317k / $448k
My big annual 401k/profit sharing contribution hit my account, hence the bigger than normal jump.
Post by: skip207 on March 01, 2017, 09:21:46 AM
1/1/16 = £288,240
1/1/17 = £374,668
1/2/17 = £388,289
1/3/17 = £386,895
Paid off the last debts (excl mortgage) from house move 12 months ago. Considering this was £11k ish I have done well to limit the loss to a couple of k off the NW.
Target now is to reach and pass £400k by the end of the year.
Post by: Just_Me on March 01, 2017, 09:43:50 AM
it snowballed pretty fast for us. we were 250k invested around november 2015 ... will hit 500k around the end of this month beginning of next.
That's encouraging to hear and congrats!
Post by: babystache89 on March 01, 2017, 09:53:58 PM
9/1/16: $217,000
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
3/1/17: $254,000
Post by: FIreDrill on March 01, 2017, 10:01:45 PM
Excited to finally join this thread! I just closed on my first (non-rental property) house today, so am expecting relatively slow progress next month as I furnish and fix it up, but am pretty pumped nonetheless.Congratulations and welcome!
9/1/16: $217,000
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
3/1/17: $254,000
Sent from my SM-G935F using Tapatalk
Post by: CdnChris on March 02, 2017, 06:56:01 AM
March 1st: $271,698.51
Have had a great savings rate for the last year. At the beginning of 2016 we were aiming for 50K in savings for the year, thought an extreme goal was 100K and exceeded that target. Do not think we will be able to repeat this ; lots of work hours last year and family and I need a break. Planning for over $300K net worth by the end of the year (again, what we thought was a stretch target last year).
Happy to be here, and wondering (hoping?) if this is the last thread we are in prior to FIRE.
Post by: TheAnonOne on March 02, 2017, 08:13:09 AM
First post in this thread!Wow! Great job!
March 1st: $271,698.51
Have had a great savings rate for the last year. At the beginning of 2016 we were aiming for 50K in savings for the year, thought an extreme goal was 100K and exceeded that target. Do not think we will be able to repeat this ; lots of work hours last year and family and I need a break. Planning for over $300K net worth by the end of the year (again, what we thought was a stretch target last year).
Happy to be here, and wondering (hoping?) if this is the last thread we are in prior to FIRE.
Are you planning on FIRE with less than 500k?
Sent from my SM-G935T using Tapatalk
Post by: YellowCat on March 02, 2017, 07:26:57 PM
Mar 2015: $238,653 (+$47,842)
Jun 2015: $262,010 (+$23,357)
Sep 2015: $276,420 (+$14,410)
Dec 2015: $310,350 (+$33,930)
Jan 2016: $307,436 (-$2,914)
Feb 2016: $315,430 (+$7,994)
Mar 2016: $340,739 (+$25,309)
Apr 2016: $356,946 (+$16,207)
May 2016: $370,408 (+$13,462)
June 2016: $377,258 (+$6,850)
July 2016: $397,978 (+$20,720)
August 2016: $403,403 (+$5,425)
January 2017: $444,411 (+$41,008)
February 2017: $466,365 (+$21,954)
It was a crazy month in the market! The February total includes just over $49k in home equity.
Post by: CdnChris on March 03, 2017, 10:19:31 PM
First post in this thread!Wow! Great job!
March 1st: $271,698.51
Have had a great savings rate for the last year. At the beginning of 2016 we were aiming for 50K in savings for the year, thought an extreme goal was 100K and exceeded that target. Do not think we will be able to repeat this ; lots of work hours last year and family and I need a break. Planning for over $300K net worth by the end of the year (again, what we thought was a stretch target last year).
Happy to be here, and wondering (hoping?) if this is the last thread we are in prior to FIRE.
Are you planning on FIRE with less than 500k?
Sent from my SM-G935T using Tapatalk
No, 500k is the target we set last year. We may not be able to live off the investments alone at that point but it seems to us we would be comfortable with just a minimal amount of work for pay at that point plus the investment income.
Since 2009 we have worked part time (with the exception of this last year) while we home schooled our kids and built our home. We are used to working part time and once our kids are through university plan to have fairly minimal expenses.
Post by: FIreDrill on March 04, 2017, 07:13:45 AM
Working part time would be my ideal situation. Certain types of work bring me happiness but only to a certain extent. I.E. 20 hours of meaningful work a week brings more happiness than a 40 hour full time gig making more money.First post in this thread!Wow! Great job!
March 1st: $271,698.51
Have had a great savings rate for the last year. At the beginning of 2016 we were aiming for 50K in savings for the year, thought an extreme goal was 100K and exceeded that target. Do not think we will be able to repeat this ; lots of work hours last year and family and I need a break. Planning for over $300K net worth by the end of the year (again, what we thought was a stretch target last year).
Happy to be here, and wondering (hoping?) if this is the last thread we are in prior to FIRE.
Are you planning on FIRE with less than 500k?
Sent from my SM-G935T using Tapatalk
No, 500k is the target we set last year. We may not be able to live off the investments alone at that point but it seems to us we would be comfortable with just a minimal amount of work for pay at that point plus the investment income.
Since 2009 we have worked part time (with the exception of this last year) while we home schooled our kids and built our home. We are used to working part time and once our kids are through university plan to have fairly minimal expenses.
I see myself eventually FIREing into part time work that is fulfilling and maybe even bringing in enough income to live off of so I can then just watch my investments grow. Who knows.
Sent from my SM-G935F using Tapatalk
Post by: Shelley on March 04, 2017, 05:29:22 PM
March 2017: $331,934.34
Post by: dandypandys on March 04, 2017, 06:10:00 PM
I'm joining in. Thought we were in the race to 250k group till my husband double checked his retirement dfund arnd realized it was over $90,000 more than we remembered. Feels like we made a hundred grand overnight! I am including home equity. We will be going up for the next 14 months then will drop back when we pay our horrid end of car lease balloon. Then hopefully we will just go up and up.high five! :)
March 2017: $331,934.34
Post by: RWD on March 07, 2017, 10:51:54 AM
Post by: 2Birds1Stone on March 08, 2017, 08:32:39 AM
1/1/2017 - $256,000
2/1/2017 - $265,000
3/1/2017 - $278,000
Looks like this month will be flat -_-
Post by: OurTown on March 08, 2017, 10:35:43 AM
Post by: babystache89 on March 08, 2017, 07:16:49 PM
Post by: tightwaddy on March 11, 2017, 06:31:20 AM
Invested (& Investable)
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
Net Worth (Including Home Equity per Zillow)
April 9, 2016: $619,505
May 6, 2016: $629,924
June 8, 2016: $645,682
July 11, 2016: $687,219
August 8, 2016: $695,238
February 9, 2017: $735,811
March 11, 2017: $745,350
Post by: CdnChris on March 16, 2017, 11:20:19 PM
- February 1st: $271,698.51
- March 1st: $298,326.11
Work hours have finally slowed down, which has been nice.
A significant milestone this month, we are fully invested as far as RRSP's and TFSA's! This means looking at taxable investment accounts very soon, not something I've thought too much about.
Love the post about having more invested than you remembered, like a paid-for lottery win!
Post by: TheFirstMan on March 18, 2017, 05:25:26 AM
I feel like I've found my people!
I'm in the Investable Assets crowd, at 249K as we start 2016.
I will play the tortoise here (or perhaps Eeyore) with a goal of about 4 years from now, in 2020.
Over on the long-term net worth goals thread, I just posted about some of my variables, include pessimistic estimates about spending and income, inflation, and a possible home addition. That's why I'm giving a longer time horizon. If the market is reasonable, and our spending and income are more in my optimistic zone, and we don't do a home addition, the time frame shortens to about 2 years, in 2018.
And that, friends, is motivational. Thanks!
One final thing--some helpful info could be added in here, as we go on this journey together--context like I've shared here, as well as incomes, as those of us who are making 40K shouldn't compare with those making 120K!
I'm married and our combined income in 2015 was 80K. In 2016, it should be close to 120K gross.
Edit 2/18/16: 395K when you add in home equity.
UPDATE MID-2016
Alright, making progress!
Pulled 65K of home equity and still planning on the addition. Currently...
- Cash: 152K (This is high because of the possibility of an addition.)
- Investments: 217K
- "Investible Assets" (Cash+Investments) 369K (This is up 120K, but 65K was from home equity, so actual increase here in 6 mos is 55K.)
- Home equity 52K
- Total net worth, including equity: 421K (This is up 26K in 5 months.)
- Mortgage: 203K
-Total net worth minus mortgage: 218K
This feels like really great progress, considering VTSAX (as a proxy for the economy) is only up 3.65% YTD.
Needing to update a bit here...we are halfway through an addition, and our income situation changed.
Today:
Cash and liquid accounts: 80K. Of this, home addition and other capital projects are 37K+8K+10K = 55K, leaving 25K actually.
Investments: 293K
Cash + Investments = 318K "investible"
With new savings goal of 5K/month (conservative) and a real rate of return of 3% (also conservative), I estimate...
Future:
01/01/18...365K
01/01/19...436K
01/01/20...509K...so Christmas 2019 is when I plan to graduate from here to the race to a million topic, barring huge market drops (which I expect)
01/01/21...584K
01/01/22...662K
01/01/23...741K
01/01/24...824K
Post by: Rife on March 18, 2017, 04:25:25 PM
Jan 2017: $305,000
Mar 2017: $340,000
Post by: YoungGranny on March 21, 2017, 08:16:37 AM
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged)
11/2016 - $328k
12/2016- $347k
1/2017 $358.7k
3/2017 - $367.2
Pretty disappointed with that increase over two months since our returns on investments have been good which means our savings rate has fallen off a bit. We've recently re-committed to increasing our savings rate and I'm ready to watch our net worth grow!
Post by: TheAnonOne on March 21, 2017, 08:42:58 AM
Last November you had 328k
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged)
11/2016 - $328k
12/2016- $347k
1/2017 $358.7k
3/2017 - $367.2
Pretty disappointed with that increase over two months since our returns on investments have been good which means our savings rate has fallen off a bit. We've recently re-committed to increasing our savings rate and I'm ready to watch our net worth grow!
Your pushing 370k now. Id say 40k+ in that time zone sounds pretty badass to me!
Sent from my SM-G935T using Tapatalk
Post by: YoungGranny on March 21, 2017, 09:40:32 AM
Last November you had 328k
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged)
11/2016 - $328k
12/2016- $347k
1/2017 $358.7k
3/2017 - $367.2
Pretty disappointed with that increase over two months since our returns on investments have been good which means our savings rate has fallen off a bit. We've recently re-committed to increasing our savings rate and I'm ready to watch our net worth grow!
Your pushing 370k now. Id say 40k+ in that time zone sounds pretty badass to me!
Sent from my SM-G935T using Tapatalk
Sorry should have been more specific. More upset about the January to March increase of $9k since I'm reporting later in the month so that's almost 2.5 months which is far lower than our goal savings rate. We've been on a very good track over the past few years but the last 2 months we've fallen off hard. Just trying to get back on the 40k increase train so I can continue to feel like a badass lol
Post by: Tyson on March 21, 2017, 08:56:08 PM
Post by: Tjat on March 22, 2017, 06:43:09 PM
Roughly a year later with some better than expected progress, due mainly to stock performance and income.
Invested Assets
10/1/2015: $252K
4/1/2016: $284K
3/1/2017: 381K
Net Worth (w/ Home Equity)
8/1/2014: $250K
4/1/2016: $393K
3/1/2017: 538K
Post by: JustGettingStarted1980 on March 23, 2017, 05:48:31 AM
Post by: SAfAmBrit on March 29, 2017, 07:19:53 PM
Hoping to be at $500,000 in 08/2018.
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
Hoping for $400,000 by December 2017. 401k match, tax return and bonus all helped this 2 month jump.
Post by: OurTown on March 30, 2017, 10:01:07 AM
Post by: caracarn on March 31, 2017, 06:59:46 AM
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
Crossed over to the other side about 3/10 and so far have not looked back! Really amazing how quickly we've moved since 2015. We've been blessed beyond measure with things that have helped us keep moving forward even through an unexpected job change etc.
I do keep things in perspective however in that with regards to FIRE a lot of our savings have been for college for the kids and we also have added a lot to savings for upcoming summer vacation in July so we will have a drop then, but hoping to still stay above $500K going forward. Feels good to be here and now for the next milestone!
Post by: RWD on March 31, 2017, 08:29:27 AM
3/31/2017 - $509,618
Congrats!
Post by: Just_Me on March 31, 2017, 06:36:23 PM
Jan 2017 $275k
Feb 2017$287k$???
I guess this is where all the numbers start to go up faster? All NW is investment/cash.
Mar 2017 $276k
I discovered that the random bump was mint double counting a shared account I had marked as closed after a recharacterization.
We have a tax bill for the state coming in at $1k this year, $26 only for fed though. Check's in the mail...
Post by: babystache89 on March 31, 2017, 09:00:14 PM
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
3/1/17: $254,000
4/1/17: $252,000
First negative month since I've started tracking but I paid property taxes for all of my rental properties, furnished my first house, and attended a couple of weddings abroad, so I'm not too upset about it.
However, attending bachelorette parties and weddings all over the world is destroying my budget - has anyone figured out a way to minimize these expenses (expensive bridesmaid dresses, bride's expensive preferred hotels, bottle service etc. at bachelorette parties) without hurting friends' feelings? Most of my friends have high salaries and know I do also, so I can't really say I can't afford to attend - and, of course, I love my friends and want to be there for them. I guess this is just part of being in your late 20s?
Post by: Morning Glory on April 01, 2017, 07:22:08 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
April 1: 269,959
Hit 270 yesterday but then something must have cleared. Market growth has slowed but I am maintaining a great savings rate. Got a bunch of dividends at the end of March which helped.
Side gig ends this month but I should keep getting checks through the end of May. Plan is to max my Roth and start on hubby's Roth before this, then savings rate will be much slower for the summer.
I have a bit less than 2k coming in a tax return that will go straight to savings in April.
Post by: JustGettingStarted1980 on April 01, 2017, 07:24:02 AM
9/1/16: $217,000
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
3/1/17: $254,000
4/1/17: $252,000
First negative month since I've started tracking but I paid property taxes for all of my rental properties, furnished my first house, and attended a couple of weddings abroad, so I'm not too upset about it.
However, attending bachelorette parties and weddings all over the world is destroying my budget - has anyone figured out a way to minimize these expenses (expensive bridesmaid dresses, bride's expensive preferred hotels, bottle service etc. at bachelorette parties) without hurting friends' feelings? Most of my friends have high salaries and know I do also, so I can't really say I can't afford to attend - and, of course, I love my friends and want to be there for them. I guess this is just part of being in your late 20s?
My wife and I went to about a dozen destination weddings in our late 20's. Costa Rica, Mexico, Dominican, Brazil, Manhattan, San Francisco...you name it, we made it there. Despite my current mustachian ways, I don't regret even one of those trips. You only have so many great friends in your life, enjoy them!
What we did do, however, at the time, is stay at the less pricey hotel, a couple blocks from the beach, or not do every excursion we wanted, or avoid one or two of the super late nights. These trips usually have a floor cost, but the ceiling is what you want to avoid. Bottle service? You mean take a bottle of tequila to the beach to watch the sunrise? Yup -did that!
JGS
Post by: JustGettingStarted1980 on April 01, 2017, 07:25:12 AM
Post by: JustGettingStarted1980 on April 01, 2017, 07:27:51 AM
April-15 $133,400.00 (+23,993)
July-15 $179,961.40 (+46,561)
Oct-15 $207,727.22 (+27,765)
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
Jan -17 $405,710.23 (+48,021)
April -17 $446,004.04 (+39,424) ---> outside shot of breaking 500K by mid-year!!!
JGS
Post by: garth on April 01, 2017, 08:58:06 AM
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Jun 16: $305k
Jul 16: $330k
Aug 16: $336k
Sept 16: $345k
Oct 16: $351k
Nov 16: $363k
Dec 16: $376k
Jan 17: $387k
Feb 17: $404k
Mar 17: $408k
Post by: skip207 on April 01, 2017, 10:25:36 AM
1/1/17 = £374,668
1/2/17 = £388,289
1/3/17 = £386,895
1/4/17 = £400,066
Good progress hope it continues!
Post by: jorjor on April 01, 2017, 11:33:11 AM
Nov 15: $165k / $236k
Dec 15: $162k / $257k
Jan 16: $152k / $259k
Feb 16: $166k / $275k
Mar 16: $185k / $295k
Apr 16: $192k / $305k
May 16: $201k/ $315k
Jun 16: $204k / $320k
Jul 16: $221k / $339k
Aug 16: $227k / $347k
Sep 16: $230k / $352k
Oct 16: $234k / $357k
Nov 16: $242k / $367k
Dec 16: $276k / $403k
Jan 17: $289k / $419k
Feb 17: $317k / $448k
Mar 17: $328k / $460k
March increase really should have been higher. We got a bit spendy to do a few things we wanted to do since our baby is due at the end of April. Got a mid-year bonus that propped it up.
We're very excited for that! The next couple months may very well be negative though. Hospital bills, then wife is off for a few months on unpaid maternity, and we're replacing windows in the house after putting it off long enough (they are originals from a mid-50s build). We've built up some extra cash ahead of time to deal with those things so not really concerned, but being realistic about net worth growth for the next couple of months.
Post by: babystache89 on April 01, 2017, 08:23:27 PM
9/1/16: $217,000
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
3/1/17: $254,000
4/1/17: $252,000
First negative month since I've started tracking but I paid property taxes for all of my rental properties, furnished my first house, and attended a couple of weddings abroad, so I'm not too upset about it.
However, attending bachelorette parties and weddings all over the world is destroying my budget - has anyone figured out a way to minimize these expenses (expensive bridesmaid dresses, bride's expensive preferred hotels, bottle service etc. at bachelorette parties) without hurting friends' feelings? Most of my friends have high salaries and know I do also, so I can't really say I can't afford to attend - and, of course, I love my friends and want to be there for them. I guess this is just part of being in your late 20s?
My wife and I went to about a dozen destination weddings in our late 20's. Costa Rica, Mexico, Dominican, Brazil, Manhattan, San Francisco...you name it, we made it there. Despite my current mustachian ways, I don't regret even one of those trips. You only have so many great friends in your life, enjoy them!
What we did do, however, at the time, is stay at the less pricey hotel, a couple blocks from the beach, or not do every excursion we wanted, or avoid one or two of the super late nights. These trips usually have a floor cost, but the ceiling is what you want to avoid. Bottle service? You mean take a bottle of tequila to the beach to watch the sunrise? Yup -did that!
JGS
That's good to know! Thanks for the advice. :)
Post by: 2Birds1Stone on April 02, 2017, 09:33:59 AM
1/1/2017 - $256,000
2/1/2017 - $265,000
3/1/2017 - $278,000
4/1/2017 - $282,000
SO and I combined, just cracked $349k as well.
Post by: YellowCat on April 03, 2017, 06:51:48 AM
Mar 2015: $238,653 (+$47,842)
Jun 2015: $262,010 (+$23,357)
Sep 2015: $276,420 (+$14,410)
Dec 2015: $310,350 (+$33,930)
Jan 2016: $307,436 (-$2,914)
Feb 2016: $315,430 (+$7,994)
Mar 2016: $340,739 (+$25,309)
Apr 2016: $356,946 (+$16,207)
May 2016: $370,408 (+$13,462)
Jun 2016: $377,258 (+$6,850)
Jul 2016: $397,978 (+$20,720)
Aug 2016: $403,403 (+$5,425)
Jan 2017: $444,411 (+$41,008)
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
The March increase isn't as high as I had hoped, but we're getting our bonuses in April so hopefully we'll see a hefty increase this month. Household NW is up ~$48k since December 31, 2016, which is nothing to be ashamed of! I suppose it's somewhat unlikely to assume that trend will hold for the rest of the year, though...
Post by: kapnfriday on April 03, 2017, 11:39:46 AM
9-2016: $373,735 (+$4.5k)
10-2016: $369,721 (-$4.0k)
11-2016: $385,057 (+$15.3k)
12-2016: $399,209 (+$14.1k)
1-2017: $408,813 (+$9.6k)
2-2017: $427,041 (+$18.2k)
3-2017: $425,204 (-$1.8k)
We've started paying down the mortgage on the 2nd home and I took out about $4,300 from a taxable account to contribute to that effort, so I figured we'd see a drop this month. Not bad though considering.
Post by: TheAnonOne on April 03, 2017, 12:17:26 PM
Coming back to update...
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - | ||
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
+$48k this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 9 month(s) left, and (52k) more to go, I should hit this goal!
My 401k and both IRAs all maxed.
Wife's 401k needs to be maxed over a 12m period. HSA set to max as well by years end.
Sent from my SM-G935T using Tapatalk
Post by: FIreDrill on April 03, 2017, 02:32:38 PM
End Of
2014-Q1: $55,471
2014-Q2: $78,319 (+22,848)
2014-Q3: $84,251 (+5,932)
2014-Q4: $106,801 (+22,550)
2015-Q1: $126,464 (+19,663)
2015-Q2: $145,996 (+19,532)
2015-Q3: $151,957 (+5,961)
2015-Q4: $203,486 (+51,529)
2016-Q1: $217,931 (+14,445)
2016-Q2: $233,784 (+15,853)
2016-Q3: $255,000 (+21,216)
2016-Q4: $276,375 (+21,375)
2017-Q1: $306,936 (+30,561)
Current: $306,936
Post by: OurTown on April 04, 2017, 07:42:51 AM
Feb. 1, 2017 = 471
Mar. 1, 2017 = 482
Apr. 1, 2017 = 479
Post by: dandypandys on April 04, 2017, 09:56:19 AM
2015- 2016
Spoiler: show
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
[/quote]
Post by: RWD on April 04, 2017, 11:08:12 AM
Post by: FIreDrill on April 04, 2017, 11:37:05 AM
Sent from my SM-G935F using Tapatalk
Post by: RWD on April 04, 2017, 12:01:42 PM
Nice graph RWD!
Thanks! It took longer than I expected/hoped to go through all 12 pages of this thread.
I left out users that only posted one number. And I offset users that started above $250k (by one month per $10k).
Post by: FIreDrill on April 04, 2017, 12:44:39 PM
Nice graph RWD!
Thanks! It took longer than I expected/hoped to go through all 12 pages of this thread.
I left out users that only posted one number. And I offset users that started above $250k (by one month per $10k).
Nice work! It's nice to see that my trajectory is on par with other mustachians. :)
Post by: OurTown on April 04, 2017, 02:22:28 PM
Post by: boarder42 on April 04, 2017, 03:02:42 PM
Post by: RWD on April 05, 2017, 11:19:19 AM
The average increase for users in this thread is $10,165/month with a standard deviation of $5,529. The users that started between $240k and $260k that have broken $500k have averaged 22.8 months in this race. Minimum time was 14 months (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg1362620/#msg1362620).
Post by: FIreDrill on April 05, 2017, 11:47:54 AM
Just playing around with statistics...
The average increase for users in this thread is $10,165/month with a standard deviation of $5,529. The users that started between $240k and $260k that have broken $500k have averaged 22.8 months in this race. Minimum time was 14 months (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg1362620/#msg1362620).
Damn, what a badass group!
Post by: RWD on April 05, 2017, 12:10:22 PM
Just playing around with statistics...
The average increase for users in this thread is $10,165/month with a standard deviation of $5,529. The users that started between $240k and $260k that have broken $500k have averaged 22.8 months in this race. Minimum time was 14 months (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg1362620/#msg1362620).
Interesting! So far I'm 14 months in, averaging $6,862/month, or ~36 month rate to hit 250k. Not the leader of the pack :-P
According to my spreadsheet your rate is ranked 37th out of 55 users. Though there are a few users with only a couple data points that might be skewing the data a bit.
Post by: CdnChris on April 05, 2017, 12:50:32 PM
- February 1st: $271,698.51
- March 1st: $298,326.11
- April 1st: $307,087.83
Awesome graph showing everybody's progress, would love to hit 500k in two years.
Post by: JustGettingStarted1980 on April 05, 2017, 01:38:59 PM
Graph of everyone's progress in one messy line chart:
So is that RWD that is second in the badassity graph? Thanks for the graph, it's very enjoyable to grog.
Who's first (is that Baby Stache or the Turtle?)
My "differentiation of various tones of blue ability" is a bit limited, but I think I'm 7th or 8th from the left. I think this is a good thing.
JGS
Post by: RWD on April 05, 2017, 02:09:11 PM
Graph of everyone's progress in one messy line chart:
So is that RWD that is second in the badassity graph? Thanks for the graph, it's very enjoyable to grog.
Who's first (is that Baby Stache or the Turtle?)
My "differentiation of various tones of blue ability" is a bit limited, but I think I'm 7th or 8th from the left. I think this is a good thing.
JGS
The colors are hard to distinguish. The blue line that shoots straight up is Libertea. The first green line is CashFlowTurtle. The orange line that crosses over Libertea a couple times is bkmnky72. The grey line that takes a sudden nose dive and then jump again to break $500k is onlykelsey. There are a few lines there that are sort of overlapped: mint green line is boarder42, blue line hidden behind that is jorjor, orange line to the left of that is our topic creator BBub, and the yellow line is skcook. The pale green line ending around $400k to the left of that is Replicated.
JustGettingStarted1980, I think you are correct. The dark blue line that crosses the grey line (onlykelsey) at the end and stops just short of a dark orange line.
The current fastest user is MickeyMoustache, at $22k/month (five month sample size). Dark blue line that shoots up past $500k in the middle of the graph. That line would likely be further to the left if all the data was available starting at $250k (since I assumed $10k/month for my offset).
Post by: dandypandys on April 05, 2017, 02:32:17 PM
Post by: OurTown on April 05, 2017, 02:42:55 PM
Post by: JustGettingStarted1980 on April 05, 2017, 03:12:55 PM
Everyone is a winner in this race.
I agree completely, notice that no one's line goes down!!!
Post by: OurTown on April 05, 2017, 03:28:35 PM
Post by: RWD on April 05, 2017, 03:39:12 PM
Damn, what a badass group!
Everyone is a winner in this race.
Agreed!
Is the graph from the spreadsheet? I've been forgetting to update it. Can someone post the link again?
I made my own spreadsheet by going through all 12 pages of posts. I didn't notice a group spreadsheet, though I might have missed it.
Post by: dandypandys on April 05, 2017, 03:42:47 PM
Maybe I am imagining one lol.Damn, what a badass group!Everyone is a winner in this race.
Agreed!Is the graph from the spreadsheet? I've been forgetting to update it. Can someone post the link again?
I made my own spreadsheet by going through all 12 pages of posts. I didn't notice a group spreadsheet, though I might have missed it.
Anyway, well done.. very cool.
Post by: bownyboy on April 05, 2017, 03:59:30 PM
- Jan 2017 - £346,854
- Feb 2017 - £388,581
- Mar 2017 - £396,119
- Apr 2017 - £401,345
Post by: skcook on April 08, 2017, 06:43:54 AM
Apr 2017 - $441k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
Feeling more sanguine about our ability to reach the $500k mark sooner than later (stretch goal is later this year if the market cooperates) - I only have 3 weeks left to go with my maternity leave, and we have managed to get through this time without much trouble, thanks to freelance work and decreased spending.
Post by: tightwaddy on April 17, 2017, 04:43:57 AM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
April 16, 2017: $379,833
Net Worth (Including Home Equity per Zillow)
April 9, 2016: $619,505
May 6, 2016: $629,924
June 8, 2016: $645,682
July 11, 2016: $687,219
August 8, 2016: $695,238
February 9, 2017: $735,811
March 11, 2017: $745,350
April 16, 2017: $761,104
Post by: Rowellen on April 19, 2017, 06:47:45 AM
Anyway my numbers are (me, hubby, 2 kids in primary school):
Jan 2017 $368k
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
I kind of felt like we had nothing as very little if that is accessible.
Super 70k not accessible until age 60
Home equity 202k
Rental property equity 95k. Will be sold soon and proceeds used to reduce mortgage and make a contribution to super to reduce the tax on the capital gain.
The rest is in a mortgage offset account for emergencies. This is much higher than normal as we have paid the maximum of our mortgage allowed without penalty until the end of next year.
Well done everyone on some awesome numbers. You are all very inspiring. Thank you.
Post by: eddie on April 20, 2017, 07:00:30 PM
We got our rental unit paid off last year, the car paid off last month, and my wife's grad school will be paid off this year. That will only leave the mortgage.
Date Net Worth Change
5-16 $324,500
6-16 $332,000 $7,500
7-16 $339,500 $7,500
8-16 $356,500 $17,000
9-16 $360,000 $3,500 (paid about $6k in baby related medical this month)
10-16 $371,300 $11,300
11-16 $380,000 $8,700
12-16 $400,000 $20,000
1-17 $414,500 $14,500
2-17 $427,000 $12,500
3-17 $449,400 $22,400
4-17 $457,500 $8,100
Post by: Ladychips on April 23, 2017, 05:46:56 PM
5/17 - $378,770
Yes, I fudged a little on the date, but I put in numbers when I can (I mean to do it quarterly). I'm also still trying to figure out how to quote something more than a page back. Oh well...onward and upward!
Post by: ahueston on April 24, 2017, 12:07:18 PM
I haven't updated in a while but as of 1/1/17 I am up to 354,045.50. About 31K is investment gains, 8K employee match, and 37 contributions
updating balance. up to $386,704 invested. Had our tax return and a work bonus in the first quarter. We ended up getting a pretty big tax return, so we have changed our withholding, and that allowed us to change our 401(k)/429(b) to go up to 15% each.
Post by: rjbf65 on April 24, 2017, 01:48:08 PM
April 24, 2017 Invested --$146,357 NW--$263,556
Post by: boarder42 on April 24, 2017, 01:50:23 PM
Post by: SAfAmBrit on April 27, 2017, 08:53:42 AM
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
Hoping for $400,000 by December 2017. Steadily onward.
Post by: facepalm on April 28, 2017, 07:40:49 AM
Savings rate is appx. 80%. Net worth includes my pension contributions that can be rolled over to an IRA at separation from employment. I'm making max contributions to a 403(b), 457(b), and a Roth IRA. Will be opening an HSA once I switch plans at work. No home equity.
Hoping things pick up a little at this point. My goal is to get to 300K by the end of the year, and 500K in 3 more years (or less).
Apr-17 255,873
Post by: TheAnonOne on April 28, 2017, 12:37:55 PM
Coming back to update...
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - | ||
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
+$59k this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 8 month(s) left, and (41k) more to go, I should hit this goal!
My 401k and both IRAs all maxed.
Wife's 401k needs to be maxed over a 12m period. HSA set to max as well by years end.
Sent from my SM-G935T using Tapatalk
Post by: retireatbirth on April 28, 2017, 08:08:16 PM
April 28,2017: $253,000
Post by: Just_Me on April 28, 2017, 09:41:44 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
Despite a $1k state tax bill and an expensive April, still pleased to see such an increase.
Post by: dandypandys on April 29, 2017, 05:51:59 AM
[/quote]
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287,634.81 Net Worth 10k jump is our condo on zillow. It is now only 40k less than what i bought it for in 2005.
Post by: garth on April 29, 2017, 05:55:55 AM
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Jun 16: $305k
Jul 16: $330k
Aug 16: $336k
Sept 16: $345k
Oct 16: $351k
Nov 16: $363k
Dec 16: $376k
Jan 17: $387k
Feb 17: $404k
Mar 17: $408k
Apr 17 $421k
Post by: boarder42 on April 29, 2017, 10:18:49 AM
Post by: erae on April 29, 2017, 10:30:23 AM
Jumping in - we track investments over NW b/c our debt is minimal at at 0% interest. Today, we're at $342k invested. We're aiming to hit 500k by June of 2019 and are tracking a bit ahead of schedule due to a lump sum severance that has allowed us to seriously bump up our contributions for this first part of 2017, but also means we're down one income for awhile.
Post by: facepalm on April 29, 2017, 10:44:24 AM
I'll join the party. I'll track both Invested and Total NW. Part of invested is from public school retirement. It only shows our contributions to it and not the matching portion.Looks good! I did the same thing with my pension.
April 24, 2017 Invested --$146,357 NW--$263,556
Post by: FIreDrill on April 29, 2017, 04:15:49 PM
Officially moving on to the race to million. 514k/666k invested/total nwCongrats! See you over there in a couple years. By that time you will probably move on to the 1-2M thread though. Lol
Sent from my SM-G935F using Tapatalk
Post by: Tyson on April 29, 2017, 08:45:54 PM
(http://i2.photobucket.com/albums/y10/tyort1/8d42b3e9-e3da-42c5-9aa4-da43c9d41317.png)
Post by: boarder42 on April 30, 2017, 04:18:46 AM
Thanks.Officially moving on to the race to million. 514k/666k invested/total nwCongrats! See you over there in a couple years. By that time you will probably move on to the 1-2M thread though. Lol
Sent from my SM-G935F using Tapatalk
Projections say 3 years til 1MM. A bit slower climb that this one.
Post by: YellowCat on April 30, 2017, 08:52:34 AM
Mar 2015: $238,653 (+$47,842)
Jun 2015: $262,010 (+$23,357)
Sep 2015: $276,420 (+$14,410)
Dec 2015: $310,350 (+$33,930)
Jan 2016: $307,436 (-$2,914)
Feb 2016: $315,430 (+$7,994)
Mar 2016: $340,739 (+$25,309)
Apr 2016: $356,946 (+$16,207)
May 2016: $370,408 (+$13,462)
Jun 2016: $377,258 (+$6,850)
Jul 2016: $397,978 (+$20,720)
Aug 2016: $403,403 (+$5,425)
Jan 2017: $444,411 (+$41,008)
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
Holy NW increase, Batman! Thanks to work bonuses and a roaring market we find ourselves right at the cusp of the $500k-$1M NW thread! Household NW is up ~$71k since December 31, 2016. It's amazing how quickly it's increasing - yay momentum!
Post by: SAfAmBrit on April 30, 2017, 11:03:01 AM
Post by: 4n6 on April 30, 2017, 11:30:21 AM
We are sitting at 252k as of today. I am sure we will go down before 250k before hopefully hitting 300k by the end of the year if we have a good year.
I guess it is time to update. As of this morning, I am at 286k. Hope to hit 325k by the end of the year and 500k by the end of 2019. Onward and upward.
Post by: OurTown on April 30, 2017, 01:01:31 PM
Feb. 1, 2017 = 471
Mar. 1, 2017 = 482
Apr. 1, 2017 = 479
May 1, 2017 = 492
Post by: Rowellen on April 30, 2017, 05:10:18 PM
Jan 2017 $368k
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
Post by: Morning Glory on May 01, 2017, 03:11:01 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
April 1: 269,959
May 1: 282,665
$5643 of my gain was money I already had, just wasn't tracking. It was in an old CD that finally reached the maturity date, so I can make it get to work. Even without it, I am well on track to meet my goal of 300 by the end of the year. Everyone here is making remarkable progress.
Post by: skip207 on May 01, 2017, 06:34:06 AM
1/1/17 = £374,668
1/2/17 = £388,289
1/3/17 = £386,895
1/4/17 = £400,066
1/5/17 = £411,208
Pushing as hard as I can at the moment. Had a few extra costs this month which did not help.
Next month Q2 property price update should help the numbers.
Post by: jorjor on May 01, 2017, 09:51:16 AM
Nov 15: $165k / $236k
Dec 15: $162k / $257k
Jan 16: $152k / $259k
Feb 16: $166k / $275k
Mar 16: $185k / $295k
Apr 16: $192k / $305k
May 16: $201k/ $315k
Jun 16: $204k / $320k
Jul 16: $221k / $339k
Aug 16: $227k / $347k
Sep 16: $230k / $352k
Oct 16: $234k / $357k
Nov 16: $242k / $367k
Dec 16: $276k / $403k
Jan 17: $289k / $419k
Feb 17: $317k / $448k
Mar 17: $328k / $460k
Apr 17: $334k / $470k
Windows got replaced, so that was expensive and tempered the increase that could have been. Baby comes this month! Savings will drop with that, so I'll get to hang out with y'all here a while longer.
Post by: FIreDrill on May 01, 2017, 10:24:48 AM
End Of
2014-Q1: $55,471
2014-Q2: $78,319 (+22,848)
2014-Q3: $84,251 (+5,932)
2014-Q4: $106,801 (+22,550)
2015-Q1: $126,464 (+19,663)
2015-Q2: $145,996 (+19,532)
2015-Q3: $151,957 (+5,961)
2015-Q4: $203,486 (+51,529)
2016-Q1: $217,931 (+14,445)
2016-Q2: $233,784 (+15,853)
2016-Q3: $255,000 (+21,216)
2016-Q4: $276,375 (+21,375)
2017-Q1: $306,936 (+30,561)
Current: $323,726
Post by: BiscuitsForBreakfast on May 01, 2017, 07:50:16 PM
.
.
.
9/2016: 293,421
10/2016: 300,718
11/2016: 306,352
12/2016: 305,872
1/2017: 314,799
2/2017: 324,743
3/2017: 330,735
4/2017: 335,398
Cash and invested only. Just got a paltry annual raise ($80/monthly post-tax) and upped the VTSAX monthly auto-buy by $100.
Post by: skcook on May 02, 2017, 12:24:13 PM
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
Post by: 2Birds1Stone on May 02, 2017, 12:27:47 PM
1/1/2017 - $256,000
2/1/2017 - $265,000
3/1/2017 - $278,000
4/1/2017 - $282,000
SO and I combined, just cracked $349k as well.
The race is on, man!
1/1/2017 - $256,000
2/1/2017 - $265,000
3/1/2017 - $278,000
4/1/2017 - $282,000
5/1/2017 - $287,000
Combined with SO - $355,000
Post by: kapnfriday on May 03, 2017, 09:31:22 AM
9-2016: $373,735 (+$4.5k)
10-2016: $369,721 (-$4.0k)
11-2016: $385,057 (+$15.3k)
12-2016: $399,209 (+$14.1k)
1-2017: $408,813 (+$9.6k)
2-2017: $427,041 (+$18.2k)
3-2017: $425,204 (-$1.8k)
4-2017: $432,660 (+$7.4k)
Back to moving in the right direction. Feels good.
Post by: CdnChris on May 04, 2017, 08:31:19 AM
- February 1st: $271,698.51
- March 1st: $298,326.11
- April 1st: $307,087.83
- May 1st: $312,484.00
Not as much work this month, and putting money aside for university expenses for children.
Post by: bownyboy on May 05, 2017, 01:13:21 AM
- Jan 2017 - £346,854
- Feb 2017 - £388,581
- Mar 2017 - £396,119
- Apr 2017 - £401,345
- May 2017 - £399,619
(http://i.imgur.com/jpI2IcJ.png)
Post by: RWD on May 05, 2017, 07:36:40 AM
A flat line month this month, despite regular contributions our pensions and ISAs all took a dip. Hopefully back over £400k next month!
- Jan 2017 - £346,854
- Feb 2017 - £388,581
- Mar 2017 - £396,119
- Apr 2017 - £401,345
- May 2017 - £399,619
You're actually up 2.7% compared to last month in USD, thanks to the change in exchange rate.
Post by: babystache89 on May 07, 2017, 08:22:49 AM
9/1/16: $217,000
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
3/1/17: $254,000
4/1/17: $252,000
5/7/17: $262,000
I'm still spending a *ton* of money on furnishing and renovating the new house and on bachelorettes/weddings (all temporary expenses), so I'm pretty shocked to see that I'm still making progress. It seems like after you reach 250k money just magically keeps appearing lol
Post by: Tyson on May 07, 2017, 01:24:15 PM
9/1/16: $217,000
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
3/1/17: $254,000
4/1/17: $252,000
5/7/17: $262,000
I'm still spending a *ton* of money on furnishing and renovating the new house and on bachelorettes/weddings (all temporary expenses), so I'm pretty shocked to see that I'm still making progress. It seems like after you reach 250k money just magically keeps appearing lol
I've noticed this too! I can save (myself) about $35k per year. I also have a stache of $310k. So if if the market goes up 10% annually, that's $31k that it adds all by itself. That's almost more than I can contributed even with aggressive savings!
Of course, when you add those 2 together (savings plus gains), that's when things really amp up.
Post by: tightwaddy on May 10, 2017, 05:29:16 AM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
April 16, 2017: $379,833
May 10, 2017: $390,728
Post by: Icecreamarsenal on May 10, 2017, 09:18:33 AM
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
9/16: 366k
10/16: 380k
11/16: 395k
12/16: 397k
01/17: 320k
02/17: 327k
Including
03/17: 423k
Post by: BBub on May 16, 2017, 07:47:43 AM
why not try doing 250 to 500 in quicker time than you did 100 to 250?
Ha. Ok, sounds good to me. That will be quite the challenge.
16 months is my goal then. $500k by Feb 2017. That's $15,625/mo. I don't see how this will happen, but here goes!
Done! Didn't hit the 16 month challenge marty threw down, but I managed to pull it off in 19 months. Not too shabby.
May 2017: $502k
Ok, well, I guess we're off to $1M now... and beyond!
Post by: OurTown on May 16, 2017, 01:21:09 PM
Post by: Tyson on May 16, 2017, 01:50:11 PM
why not try doing 250 to 500 in quicker time than you did 100 to 250?Ha. Ok, sounds good to me. That will be quite the challenge.
16 months is my goal then. $500k by Feb 2017. That's $15,625/mo. I don't see how this will happen, but here goes!
Done! Didn't hit the 16 month challenge marty threw down, but I managed to pull it off in 19 months. Not too shabby.
May 2017: $502k
Ok, well, I guess we're off to $1M now... and beyond!
NICE!!!!!!!!!!!!!!!!
Post by: YoungGranny on May 17, 2017, 10:48:41 AM
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged)
11/2016 - $328k
12/2016- $347k
1/2017 $358.7k
3/2017 - $367.2
5/2017 - $382.2
Seems like we're really starting to pick up steam. We've gotten our savings rate back up to where we want it - doing a 60 day frugal 'detox' really helped with this. We took 60 days where we really watched our spending, didn't go out to eat at all etc and I've noticed our habits lately are just much better again. If we keep this up we might see $410k before our first anniversary which would be +100k gain in our first year of marriage, I'd be super happy with that =D
Post by: JustGettingStarted1980 on May 17, 2017, 02:53:36 PM
JGS
Post by: BBub on May 17, 2017, 04:20:21 PM
Post by: Sweet_Flips on May 20, 2017, 05:55:21 PM
02/2017--$258,181.90
03/2017--$266,011.19
04/2017--$273,921.39
Post by: SAfAmBrit on May 27, 2017, 10:03:15 AM
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
Hoping for $400,000 by December 2017. Steadily onward.
Post by: msmarieh on May 29, 2017, 10:12:49 AM
$321K net worth today, including home equity
May take me a while, but that's ok. I'll get there eventually.
Post by: Sweet_Flips on May 29, 2017, 04:29:28 PM
02/2017--$258,181.90
03/2017--$266,011.19
04/2017--$273,921.39
05/2017--$279,950.03
Post by: facepalm on May 31, 2017, 04:20:05 AM
May-17 263,835
Which is a 3.1% increase. At this rate, I should be able to make it to 300K before the end of the year.
Post by: OurTown on May 31, 2017, 05:41:03 AM
Feb. 1, 2017 = 471
Mar. 1, 2017 = 482
Apr. 1, 2017 = 479
May 1, 2017 = 492
June 1, 2017 = 500
The spreadsheet says $500,774.08.
Post by: RWD on May 31, 2017, 06:39:29 AM
Jan. 1, 2017 = 461
Feb. 1, 2017 = 471
Mar. 1, 2017 = 482
Apr. 1, 2017 = 479
May 1, 2017 = 492
June 1, 2017 = 500
The spreadsheet says $500,774.08.
Congrats! You had an average of a $7k increase per month for the last 17 months.
Post by: Rowellen on May 31, 2017, 06:54:25 AM
Jan. 1, 2017 = 461
Feb. 1, 2017 = 471
Mar. 1, 2017 = 482
Apr. 1, 2017 = 479
May 1, 2017 = 492
June 1, 2017 = 500
The spreadsheet says $500,774.08.
Congratulations! Well done!
Post by: Just_Me on May 31, 2017, 07:14:23 AM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Up and up...!
Post by: JustGettingStarted1980 on May 31, 2017, 07:58:18 AM
Jan. 1, 2017 = 461
Feb. 1, 2017 = 471
Mar. 1, 2017 = 482
Apr. 1, 2017 = 479
May 1, 2017 = 492
June 1, 2017 = 500
The spreadsheet says $500,774.08.
Way to go OurTown, congratulations!
Post by: msmarieh on May 31, 2017, 08:03:11 AM
Jan. 1, 2017 = 461
Feb. 1, 2017 = 471
Mar. 1, 2017 = 482
Apr. 1, 2017 = 479
May 1, 2017 = 492
June 1, 2017 = 500
The spreadsheet says $500,774.08.
Woo hoo!!!! Well done!
Post by: garth on May 31, 2017, 08:29:31 AM
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Jun 16: $305k
Jul 16: $330k
Aug 16: $336k
Sept 16: $345k
Oct 16: $351k
Nov 16: $363k
Dec 16: $376k
Jan 17: $387k
Feb 17: $404k
Mar 17: $408k
Apr 17: $421k
May 17: $431k
Post by: FIreDrill on May 31, 2017, 11:10:08 AM
End Of
2014-Q1: $55,471
2014-Q2: $78,319 (+22,848)
2014-Q3: $84,251 (+5,932)
2014-Q4: $106,801 (+22,550)
2015-Q1: $126,464 (+19,663)
2015-Q2: $145,996 (+19,532)
2015-Q3: $151,957 (+5,961)
2015-Q4: $203,486 (+51,529)
2016-Q1: $217,931 (+14,445)
2016-Q2: $233,784 (+15,853)
2016-Q3: $255,000 (+21,216)
2016-Q4: $276,375 (+21,375)
2017-Q1: $306,936 (+30,561)
Current: $328,388
Post by: FIreDrill on May 31, 2017, 11:12:00 AM
Jan. 1, 2017 = 461
Feb. 1, 2017 = 471
Mar. 1, 2017 = 482
Apr. 1, 2017 = 479
May 1, 2017 = 492
June 1, 2017 = 500
The spreadsheet says $500,774.08.
Congrats!
Post by: bownyboy on May 31, 2017, 04:06:21 PM
- Jan 2017 - £346,854
- Feb 2017 - £388,581
- Mar 2017 - £396,119
- Apr 2017 - £401,345
- May 2017 - £399,619
- June 2017 - £411,132
(https://docs.google.com/spreadsheets/d/1xU3MOhPQqW769xnDr_2QPmfjgOk7f-8zFbwvDF5cjYc/pubchart?oid=1341538852&format=image)
Forecast is to reach £440k by December 2017 and £500k by December 2018.
Post by: Rowellen on May 31, 2017, 04:18:45 PM
Jan 2017 $368k
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
Not a bad increase considering our share portfolio dropped $4k. DH had a lot of extra work last month.
Post by: Morning Glory on June 01, 2017, 07:40:09 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
April 1: 269,959
May 1: 282,665
June 1: 284,827
$5,500 went to fund hubby's Roth IRA, so my savings rate is nowhere near as bad as it looks. I am tracking his assets separately for the purpose of this "race". Both Roths are now fully funded and my last teaching paycheck went into taxable Vanguard. My income will be about $2000/month less during the summer (unless I work overtime, which I don't really want to do) but I am still hoping to have positive change in net worth.
Post by: rjbf65 on June 01, 2017, 11:08:41 AM
I'll join the party. I'll track both Invested and Total NW. Part of invested is from public school retirement. It only shows our contributions to it and not the matching portion.
April 24, 2017 Invested --$146,357 NW--$263,556
Plan is to update the 1st of every month now.
May 1, 2017 Invested --$147,575 NW --$267,242
June 1, 2017 Invested --$152,388 NW---$272,257
Post by: skip207 on June 01, 2017, 01:17:51 PM
1/1/17 = £374,668
1/2/17 = £388,289
1/3/17 = £386,895
1/4/17 = £400,066
1/5/17 = £411,208
1/6/17 = £421,032
Steady but upwards - overall happy.
Post by: YellowCat on June 01, 2017, 04:08:20 PM
Mar 2015: $238,653 (+$47,842)
Jun 2015: $262,010 (+$23,357)
Sep 2015: $276,420 (+$14,410)
Dec 2015: $310,350 (+$33,930)
Jan 2016: $307,436 (-$2,914)
Feb 2016: $315,430 (+$7,994)
Mar 2016: $340,739 (+$25,309)
Apr 2016: $356,946 (+$16,207)
May 2016: $370,408 (+$13,462)
Jun 2016: $377,258 (+$6,850)
Jul 2016: $397,978 (+$20,720)
Aug 2016: $403,403 (+$5,425)
Jan 2017: $444,411 (+$41,008)
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
And...we're done! We're out! Moving on up! Time to go and join the next thread...Best of luck to you all!
Post by: Rowellen on June 01, 2017, 05:48:18 PM
Post by: 2Birds1Stone on June 01, 2017, 06:13:16 PM
1/1/2017 - $256,000
2/1/2017 - $265,000
3/1/2017 - $278,000
4/1/2017 - $282,000
5/1/2017 - $287,000
Combined with SO - $355,000
6/1/2017 - $304,000
Combined with SO - 374,000
Post by: RWD on June 02, 2017, 07:35:06 AM
And...we're done! We're out! Moving on up! Time to go and join the next thread...Best of luck to you all!Congrats!
Post by: facepalm on June 02, 2017, 07:45:18 AM
Jan. 1, 2017 = 461That is awesome!
Feb. 1, 2017 = 471
Mar. 1, 2017 = 482
Apr. 1, 2017 = 479
May 1, 2017 = 492
June 1, 2017 = 500
The spreadsheet says $500,774.08.
Post by: skcook on June 03, 2017, 03:27:26 PM
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
Big jump this month mostly due to another conservative increase in home valuation.
Feeling optimistic about reaching the $500k mark before the end of the summer!
Post by: dandypandys on June 04, 2017, 03:22:37 AM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
Post by: Ladychips on June 04, 2017, 08:38:33 AM
1/17 - $352,398
5/17 - $378,770
6/17 - $401,823
Wow, almost $20,000 in growth. What a month!
Post by: Zamboni on June 05, 2017, 05:04:12 AM
Good job, everyone. Keep it going!
Post by: RWD on June 05, 2017, 08:28:34 AM
Wow, almost $20,000 in growth. What a month!Almost? That looks like a full $23k to me.
Post by: Ladychips on June 05, 2017, 06:53:29 PM
Wow, almost $20,000 in growth. What a month!Almost? That looks like a full $23k to me.
Yes, but $4000 was contribution...the rest is market growth!
Post by: RWD on June 06, 2017, 07:20:01 AM
Wow, almost $20,000 in growth. What a month!
Almost? That looks like a full $23k to me.
Yes, but $4000 was contribution...the rest is market growth!
Ohhhhh, I understand now. That is crazy!
Post by: jorjor on June 06, 2017, 12:19:29 PM
Nov 15: $165k / $236k
Dec 15: $162k / $257k
Jan 16: $152k / $259k
Feb 16: $166k / $275k
Mar 16: $185k / $295k
Apr 16: $192k / $305k
May 16: $201k/ $315k
Jun 16: $204k / $320k
Jul 16: $221k / $339k
Aug 16: $227k / $347k
Sep 16: $230k / $352k
Oct 16: $234k / $357k
Nov 16: $242k / $367k
Dec 16: $276k / $403k
Jan 17: $289k / $419k
Feb 17: $317k / $448k
Mar 17: $328k / $460k
Apr 17: $334k / $470k
May 17: $346k / $483k
Post by: TheAnonOne on June 06, 2017, 06:30:03 PM
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - | ||
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
+$68k this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 7 month(s) left, and (32k) more to go, I should hit this goal!
My 401k and both IRAs all maxed.
Wife's 401k needs to be maxed over a 12m period. HSA set to max as well by years end.
NOTE: Smallest gain this year yet, but we spent a week and a half in Tokyo UNPAID! Worth it! Another week off in June now!
Post by: YoungGranny on June 07, 2017, 06:13:07 AM
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged)
11/2016 - $328k
12/2016- $347k
1/2017 $358.7k
3/2017 - $367.2
5/2017 - $382.2
6/2017-$395.0k
Trying to get better at updating this monthly again. Last time I mentioned I'd like to see $410 by October since that would represent a $100k gain in our first year of marriage - we'll get there with our savings rate by September so pending no market crash we'll hit it :)
Setting a stretch goal to hit $500k one year from today, so 6/2018.....that's crazy to even think about and I'm super excited!! If you would have told me 5 years ago when I was just graduating from college that I'd be a year away from having a net worth of a half million dollars (or even a quarter of a million since my stache includes my DH assets) I would have laughed in your face and pointed to my student loans. Proof that the mustachian lifestyle works :)
Post by: CdnChris on June 12, 2017, 03:59:11 PM
- February 1st: $271,698.51
- March 1st: $298,326.11
- April 1st: $307,087.83
- May 1st: $321,801.45
Post by: tightwaddy on June 13, 2017, 06:12:06 PM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
April 16, 2017: $379,833
May 10, 2017: $390,728
June 13, 2017: $401,930
Post by: SDH on June 14, 2017, 09:25:51 PM
Post by: Morning Glory on June 15, 2017, 06:25:19 AM
So you guys include all net worth? ( I see some are and some aren't, but for those of you who are including all assets) How will you decide when you can quit working for "the man"? We are up to a little over 700K total net worth (2 rentals, 401K and IRAs) None of which we can "eat", if you will....and we can't really pull money out of ( i know about the 72t but I wouldn't feel we have enough money to start pulling that out this early as we are in mid 40's)
See the sticky thread about Roth conversion ladders; I think it is under "taxes". Rental income is different (provided you are going to keep the units): instead of a 4% SWR, you figure out your yearly income after expenses and subtract from the amount of investment income you need
Post by: RWD on June 15, 2017, 08:05:53 AM
- February 1st: $271,698.51
- March 1st: $298,326.11
- April 1st: $307,087.83
- May 1st: $321,801.45
Do you mean June 1st is ~$322k? Your post from last month said May 1st was ~$312k.
Post by: skip207 on June 15, 2017, 02:20:39 PM
So you guys include all net worth? ( I see some are and some aren't, but for those of you who are including all assets) How will you decide when you can quit working for "the man"? We are up to a little over 700K total net worth (2 rentals, 401K and IRAs) None of which we can "eat", if you will....and we can't really pull money out of ( i know about the 72t but I wouldn't feel we have enough money to start pulling that out this early as we are in mid 40's)
That's why pensions are not really very good for our situation, they are difficult / impossible to access at a young age. Most people work on investments outside pensions and use that for their income pre actual state retirement age. I still have a pension but its more of a backup plan tbh. I think if you FIRE at a young age, say 40, then any unspent income would be well invested in a pension, esp in UK where I am due to tax advantage. but pre FIRE not maybe the best solution.
Post by: SDH on June 15, 2017, 02:33:17 PM
So you guys include all net worth? ( I see some are and some aren't, but for those of you who are including all assets) How will you decide when you can quit working for "the man"? We are up to a little over 700K total net worth (2 rentals, 401K and IRAs) None of which we can "eat", if you will....and we can't really pull money out of ( i know about the 72t but I wouldn't feel we have enough money to start pulling that out this early as we are in mid 40's)
See the sticky thread about Roth conversion ladders; I think it is under "taxes". Rental income is different (provided you are going to keep the units): instead of a 4% SWR, you figure out your yearly income after expenses and subtract from the amount of investment income you need
I did look at that and I"m still struggling to understand it better to get clear if it's even a real possibility, which I don't think its, but also, to understand where we are tax planning wise. I wish there was someone I could sit down with....that wasn't trying to sell me something! ha I may ask my tax lady that does our taxes (whom I should probably fire and save the money!)
Post by: Res Ipsa on June 25, 2017, 06:38:06 PM
Will "count" investments/cash rather than net worth, since the only difference is my home equity (which I don't plan to cash in upon achieving FIRE):
June 1, 2017: $349,328
Post by: jessicat on June 27, 2017, 03:40:16 PM
February 2017-359k
June 2017-411k
Post by: Rife on June 27, 2017, 09:55:18 PM
Post annual bonus:
Jan 2017: $305,000
Mar 2017: $340,000
June 2017: $368,000
I survived a layoff scare recently by transferring to a different part of the company, so we continue the steady march forward.
Post by: skip207 on June 28, 2017, 05:20:16 AM
UK economy seems to be on a go slow at the moment..
Post by: 2Birds1Stone on June 28, 2017, 07:42:27 AM
1/1/2017 - $256,000
2/1/2017 - $265,000
3/1/2017 - $278,000
4/1/2017 - $282,000
5/1/2017 - $287,000
6/1/2017 - $304,000
Combined with SO - $374,000
7/1/2017 - $307,000 (predicted due to travel)
Combined with SO - $379,000
Post by: SAfAmBrit on June 28, 2017, 08:55:39 AM
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
Hoping for $400,000 by December 2017. It has been a good month - we paid off the house. Steadily onward.
Post by: Sweet_Flips on June 28, 2017, 12:37:18 PM
02/2017--$258,181.90
03/2017--$266,011.19
04/2017--$273,921.39
05/2017--$279,950.03
06/2017--$283,579.43
Steady progress...
Post by: kapnfriday on June 29, 2017, 07:37:16 AM
8-2016: $369,217
9-2016: $373,735 (+$4.5k)
10-2016: $369,721 (-$4.0k)
11-2016: $385,057 (+$15.3k)
12-2016: $399,209 (+$14.1k)
1-2017: $408,813 (+$9.6k)
2-2017: $427,041 (+$18.2k)
3-2017: $425,204 (-$1.8k)
4-2017: $432,660 (+$7.4k)
5-2017: $439,707 (+7k)
Still moving in the right direction. Should have an update for June this weekend.
Post by: Ladychips on June 29, 2017, 06:37:07 PM
1/17 - $352,398
5/17 - $378,770
6/17 - $401,823
7/17 - $415,874
Crazy, crazy growth. Ride it as long as it lasts, I suppose...
Post by: babystache89 on June 30, 2017, 07:38:49 AM
9/1/16: $217,000
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
3/1/17: $254,000
4/1/17: $252,000
5/7/17: $262,000
6/30/17: $271,000
Post by: garth on June 30, 2017, 08:03:22 AM
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Jun 16: $305k
Jul 16: $330k
Aug 16: $336k
Sept 16: $345k
Oct 16: $351k
Nov 16: $363k
Dec 16: $376k
Jan 17: $387k
Feb 17: $404k
Mar 17: $408k
Apr 17: $421k
May 17: $431k
Jun 17: $450k
Post by: YoungGranny on June 30, 2017, 08:48:08 AM
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged)
11/2016 - $328k
12/2016- $347k
Jan - 2017 $358.7k
Feb - 2017 - $367.2
Mar - 2017 - $382.2
May - 2017-$395.0k
June - 2017- $405.2k
Broke $400k! Seems like each $100k gets easier; trying to add the next $100k in 1 year or less from today. It truly is amazing how your attitude can determine your savings. For example I still don't feel or act "rich" (like almost everyone on this forum) so it would probably surprise people I know IRL to know my net worth. After all, I'm still that crazy girl that bikes to work half the time to save a few bucks and refuses to buy coffee at the office because it's $2. Firmly convinced millionaires are made by making all of these small compromises to save money - can't wait to prove my theory correct in 5 years or so :)
Post by: skip207 on June 30, 2017, 12:44:39 PM
1/1/17 = £374,668
1/2/17 = £388,289
1/3/17 = £386,895
1/4/17 = £400,066
1/5/17 = £411,208
1/6/17 = £421,032
1/7/17 = £425,821
Post by: SubL stache on June 30, 2017, 12:46:38 PM
Net Worth / Investments:
Nov 16: 209,474 / 70,759
Dec 16: 216,673 / 76,479
Jan 17: 221,289 / 85,166
Feb 17: 228,432 / 92,088
Mar 17: 231,849 / 97,278
Apr 17: 237,479 / 99,905
May 17: 243,016 / 104,750
Jun 17: 250,949 / 109,434
Post by: garth on June 30, 2017, 01:18:11 PM
Broke into 250k NW this month (including home equity)
Net Worth / Investments:
Nov 16: 209,474 / 70,759
Dec 16: 216,673 / 76,479
Jan 17: 221,289 / 85,166
Feb 17: 228,432 / 92,088
Mar 17: 231,849 / 97,278
Apr 17: 237,479 / 99,905
May 17: 243,016 / 104,750
Jun 17: 250,949 / 109,434
Congratulations!
Post by: bownyboy on June 30, 2017, 03:20:50 PM
- Jan 2017 - £346,854
- Feb 2017 - £388,581
- Mar 2017 - £396,119
- Apr 2017 - £401,345
- May 2017 - £399,619
- June 2017 - £411,132
- July 2017 - £409,299
Post by: facepalm on June 30, 2017, 10:33:27 PM
May-17 263,835
Jun-17 268,100
Due to the oddities in how I am paid, I receive my June check in June, and my July check in June. So my increase only consists of the two checks, and not contributions to retirement accounts. I'll save that for the July period. Once I have a few more months under my belt I'll make a new graph too.
Still aiming for 300K by end of the year.
Post by: Rowellen on June 30, 2017, 11:19:15 PM
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 415k
Post by: skip207 on July 01, 2017, 02:17:01 AM
Post by: Morning Glory on July 01, 2017, 07:32:10 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
April 1: 269,959
May 1: 282,665
June 1: 284,827
July 1: 292,037
Post by: JustGettingStarted1980 on July 01, 2017, 08:55:41 AM
July-15 $179,961.40 (+46,561)
Oct-15 $207,727.22 (+27,765)
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
Jan -17 $405,710.23 (+48,021)
April -17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322) ........ so...... close....... one .... more ....month ......
Added news, we just had a Baby Girl!!! Healthy, fat, and happy.
Wife is threatening to return to work full time after her 3 months are up. This is good for us financially as she would be more satisfied professionally and escape "Mommy Fog" as well as make a great FT income (with wonderful benefits) and accelerate our retirement staching, but this would occur at the cost of increased stress at work and home for both of us as we do the Dual Income with Kids daily juggling act. We will see...
JGS
Post by: Res Ipsa on July 02, 2017, 08:37:54 PM
June 1, 2017: $349,328July 1, 2017: $362,675 (largely investment gains)
Post by: Just_Me on July 03, 2017, 07:36:59 AM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Post by: jpeizie on July 03, 2017, 12:03:37 PM
Dec 2015: $177k
Jun 2016: $210k (crossed $200k mark for the first time)
Jun 2017: $251k
Post by: dandypandys on July 04, 2017, 05:13:56 AM
2017July 4th: $295
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
Post by: Icecreamarsenal on July 04, 2017, 09:05:14 AM
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
9/16: 366k
10/16: 380k
11/16: 395k
12/16: 397k
01/17: 320k
02/17: 327k
03/17: 423k
06/17: 525k
Leverage plays with real estate a la wealthy accountant and mmm seem to be the way to go.
Post by: TheAnonOne on July 04, 2017, 11:12:25 AM
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - | ||
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 June | : | 449k | (+13k) |
+$81k this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 6 month(s) left, and (19k) more to go, I should hit this goal!
401k and both IRAs all maxed.
NOTE: May, June and July are all poor months, I had a job change and nearly 3 weeks off of unpaid vacations! I think I still did pretty well! Things will get churning again at regular speed by the time the AUG update rolls around.
Post by: skcook on July 04, 2017, 01:47:51 PM
Jun 2017 - $479k
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
Post by: renata ricotta on July 04, 2017, 02:05:19 PM
2017 progress:
Jan 17: $287k
Feb 17: $301k (partially accounted for by 2016 bonus)
Mar 17: $304k
April 17: $316k
May 17: $322k
June 17: $326k
Automatic savings of $1500/month in my 401(k), and usually deposit $3-4k into Vanguard per month, right after my paychecks hit. I could probably stand to increase that.
Post by: Guava on July 05, 2017, 06:44:08 AM
June 2017: $257k
May 2016: $251k
Post by: Ladychips on July 05, 2017, 05:23:55 PM
Post by: Bateaux on July 07, 2017, 01:49:55 AM
Post by: cantgrowone on July 07, 2017, 08:19:26 AM
With a baby in our future we need all fingers crossed to hit $500k by the end of 2018. All things considered, not bad for 2x 29 year olds maybe.
1/1/2017 $344,362.45
2/1/2017 $347,032.21
3/1/2017 $350,233.21
4/1/2017 $357,725.55
5/1/2017 $360,458.57
6/1/2017 $376,115.15
7/1/2017 $381,944.58
Post by: rjbf65 on July 07, 2017, 09:47:33 AM
June 1, 2017 Invested --$152,388 NW---$272,257
July 1, 2017 Invested --$155,744 NW---$277,103
Post by: ender on July 07, 2017, 10:19:22 AM
ONWARDS AND UPWARDS as they say.
Post by: Guava on July 07, 2017, 04:07:54 PM
Absolutely love the numbers I'm seeing here. You can feel the positive energy rising. I'm currently in the Race to 2M club and pumped for the Race to 3M. You're all coming soon. What you're doing now is all that's needed to to keep going. It actually gets easier.
This is so encouraging. Thanks for posting!!
Yes!
Post by: Rowellen on July 07, 2017, 04:21:52 PM
Absolutely love the numbers I'm seeing here. You can feel the positive energy rising. I'm currently in the Race to 2M club and pumped for the Race to 3M. You're all coming soon. What you're doing now is all that's needed to to keep going. It actually gets easier.
Thanks for the encouragement. I find seeing the numbers written down very motivating.
Post by: Sailor Sam on July 07, 2017, 04:39:53 PM
1-Jan-2011: $82,795 (29 years old)
1-Jan-2012: $106,303
1-Jan-2013: $147,328 (found MMM mid-2013)
1-Jan-2014: $212,595 (slow conversion to a fully MMM-ite)
1-Jan-2015: $264,308 (first year maxing 401k)
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Feb-2017: $379,968
1-Mar-2017: $402,448
1-Apr-2017: $409,886
1-May-2017: $416,851
1-Jun-2017: $421,488
1-Jul-2017: $430,504
I've always been a saver. Before MMM I felt pretty smug pushing 15% into 401k and maxing my IRA, paying cash for a fancypants car, and squirreling away money for a house downpayment. I can't fully remember, but I think I found MMM while googling "am I saving too much money!?" Savor the irony of that, if you will.
I'm not sure RE is for me, but finding this community has made FI a reality. At this point, barring black swans, I could coast to $1m at traditional retirement age. Or keep pushing, and have a great nest egg to pass to the next generation. Whoop!
Post by: retireatbirth on July 07, 2017, 05:19:35 PM
New guy here just graduated from the last thread
April 28,2017: $253,000
July 7, 2017: $266,000
Post by: RWD on July 08, 2017, 08:27:33 AM
Post by: 250kto1million on July 08, 2017, 05:37:24 PM
As of today (7/8/17) I'm at: $262,562
Post by: zephyr911 on July 11, 2017, 08:21:11 AM
May not hit $500K before we go into PT mode, at which point we'll slow dramatically, but we'll see.
Post by: FIreDrill on July 11, 2017, 12:35:11 PM
End Of
2014-Q1: $55,471
2014-Q2: $78,319 (+22,848)
2014-Q3: $84,251 (+5,932)
2014-Q4: $106,801 (+22,550)
2015-Q1: $126,464 (+19,663)
2015-Q2: $145,996 (+19,532)
2015-Q3: $151,957 (+5,961)
2015-Q4: $203,486 (+51,529)
2016-Q1: $217,931 (+14,445)
2016-Q2: $233,784 (+15,853)
2016-Q3: $255,000 (+21,216)
2016-Q4: $276,375 (+21,375)
2017-Q1: $306,936 (+30,561)
2017-Q2: $332,258 (+25,319)
Current: $332,258
Post by: tightwaddy on July 12, 2017, 03:57:07 PM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
April 16, 2017: $379,833
May 10, 2017: $390,728
June 13, 2017: $401,930
July 12, 2017: $410,646
Post by: kapnfriday on July 14, 2017, 09:32:40 AM
9-2016: $373,735 (+$4.5k)
10-2016: $369,721 (-$4.0k)
11-2016: $385,057 (+$15.3k)
12-2016: $399,209 (+$14.1k)
1-2017: $408,813 (+$9.6k)
2-2017: $427,041 (+$18.2k)
3-2017: $425,204 (-$1.8k)
4-2017: $432,660 (+$7.4k)
5-2017: $439,707 (+7k)
6-2017: $445,394 (+5.6K)
Steady as she goes. In other news, our net worth has increased by more than $113k in less than a year. This is from investment gains and our efforts to pay off the mortgage on our 2nd home. A year ago I wouldn't have thought a gain like this possible. Of course I realize it could go the other way too.
Post by: 4n6 on July 16, 2017, 08:40:07 AM
Post by: facepalm on July 16, 2017, 10:53:48 AM
I keep losing track of this thread. It never occured to me to post inside the gauntlet. Clearly an application of dumbassness. So, here are the numbers!
1-Jan-2011: $82,795 (29 years old)
1-Jan-2012: $106,303
1-Jan-2013: $147,328 (found MMM mid-2013)
1-Jan-2014: $212,595 (slow conversion to a fully MMM-ite)
1-Jan-2015: $264,308 (first year maxing 401k)
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Feb-2017: $379,968
1-Mar-2017: $402,448
1-Apr-2017: $409,886
1-May-2017: $416,851
1-Jun-2017: $421,488
1-Jul-2017: $430,504
I've always been a saver. Before MMM I felt pretty smug pushing 15% into 401k and maxing my IRA, paying cash for a fancypants car, and squirreling away money for a house downpayment. I can't fully remember, but I think I found MMM while googling "am I saving too much money!?" Savor the irony of that, if you will.
I'm not sure RE is for me, but finding this community has made FI a reality. At this point, barring black swans, I could coast to $1m at traditional retirement age. Or keep pushing, and have a great nest egg to pass to the next generation. Whoop!
Good Work! I'm in the same boat, don't know that I will actually want to retire early, but nice to know you can do it if things change.
Post by: CdnChris on July 17, 2017, 07:07:29 AM
- February 1st: $271,698.51
- March 1st: $298,326.11
- April 1st: $307,087.83
- May 1st: $321,801.45
- June 1st: $315,121.88
Net worth down this month.
We had a positive savings rate this month (+3k) but stock investments went down a bit.
Hopefully, better next month.
Post by: tomorrowsomewherenew on July 23, 2017, 05:41:46 AM
NW: $456k, Invested: $434k
We should get up to a $500k net worth in the first part of next year, assuming nothing overly exciting happens in the stock market.
Post by: renata ricotta on July 23, 2017, 06:14:13 PM
Joining late to the game!
2017 progress:
Jan 17: $287k
Feb 17: $301k (partially accounted for by 2016 bonus)
Mar 17: $304k
April 17: $316k
May 17: $322k
June 17: $326k
Automatic savings of $1500/month in my 401(k), and usually deposit $3-4k into Vanguard per month, right after my paychecks hit. I could probably stand to increase that.
I spent the afternoon creating a much-too-detailed spreadsheet, projecting all expenses and investable assets into January 2019 (my foreordained date at which I can quit my biglaw job and do something more chill). If I'm good at controlling spending and the market doesn't do anything particularly crazy, I'll cross the $500k line in September 2018.
Post by: YoungGranny on July 26, 2017, 01:19:18 PM
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged)
11/2016 - $328k
12/2016- $347k
1/2017 $358.7k
3/2017 - $367.2
5/2017 - $382.2
6/2017-$395.0k
7/2017 - $419.3k
It's crazy how when you just stay the course you start seeing major gains. I remember putting my first $1k in a mutual fund and it took me a whole summer of working 2 jobs busting my butt to save that (oh to be 18 again). This month I saw a $20k gain between high savings rate and investment gains...that's INSANE! Not every month will be this good (likely very few will be) but exciting months like this help keep me motivated :)
Post by: zephyr911 on July 27, 2017, 10:53:03 AM
Between that and overall portfolio returns, we're a bit over $440K, which is a nice bump since my last review. Also pretty happy to tell DW that $34K of that is in her name, after only a couple of years in the workforce at a comparably lower wage and probably $20K in contributions.
(FTR, I would prefer to think of it all as one pile, but she worries about not contributing enough so I like to do this as an affirmative thing)
Post by: t5inside on July 28, 2017, 08:02:11 AM
Nov-16 $218,918.00
Dec-16 $227,348.00
Jan-17 $240,836.00
Feb-17 $253,503.00
Mar-17 $264,843.00
Apr-17 $270,247.00
May-17 $278,439.00
Jun-17 $288,034.00
Jul-17 $301,501.00
Post by: SAfAmBrit on July 28, 2017, 09:19:20 AM
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
Hoping for $400,000 by December 2017. Steadily onward.
Post by: facepalm on July 30, 2017, 10:11:31 AM
May-17 263,835
Jun-17 268,100
Jul-17 273,100
I won't see a check this month so I expect my August number to be a bit low. Still plan on making it to 300K by the end of the year. Happy that my net worth has increased by 17K in the last four months.
Visited family in Idaho and managed to fuel up only 4 times (I'm in CA) for a cost of $120. Gas is super cheap once you remove yourself from the CA Bay Area. Found out later I could have probably flown Allegiant for $200 and then done away with the hotel rooms. Curses!
Post by: Ladychips on July 30, 2017, 01:59:19 PM
1/17 - $352,398
5/17 - $378,770
6/17 - $401,823
7/17 - $425,070
Such exciting growth, although it makes me want to quit my job. Have five more years though...
Post by: garth on July 30, 2017, 04:33:49 PM
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Jun 16: $305k
Jul 16: $330k
Aug 16: $336k
Sept 16: $345k
Oct 16: $351k
Nov 16: $363k
Dec 16: $376k
Jan 17: $387k
Feb 17: $404k
Mar 17: $408k
Apr 17: $421k
May 17: $431k
Jun 17: $450k
Jul 17: $480k
Post by: JustGettingStarted1980 on July 30, 2017, 06:31:41 PM
April-15 $133,400.00 (+23,993)
July-15 $179,961.40 (+46,561)
Oct-15 $207,727.22 (+27,765)
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
Jan -17 $405,710.23 (+48,021)
April -17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322) ........ so...... close....... one .... more ....month ......
Added news, we just had a Baby Girl!!! Healthy, fat, and happy.
Wife is threatening to return to work full time after her 3 months are up. This is good for us financially as she would be more satisfied professionally and escape "Mommy Fog" as well as make a great FT income (with wonderful benefits) and accelerate our retirement staching, but this would occur at the cost of increased stress at work and home for both of us as we do the Dual Income with Kids daily juggling act. We will see...
JGS
Aug-17 $508,958.72 (+12,631.72)
Race Over! It's been 19 months since I started. Avg monthly NW gain was around $13,200/month.
Off to the next race. Thanks for all the support folks! The encouragement and viewpoints on MMM Forum as well as this thread have been invaluable. Most importantly for this thread is that it keeps me focused on achievable step-by-step goals, as opposed to on some mythical goal 6-10 years in my future.
Post by: Ladychips on July 30, 2017, 07:03:05 PM
Off to the next race.
Congratulations! Save us some room over there... we'll be along as soon as we can...
Post by: Rowellen on July 30, 2017, 08:50:36 PM
Post by: skip207 on July 31, 2017, 02:28:13 AM
Post by: 2Birds1Stone on July 31, 2017, 06:40:14 AM
1/1/2017 - $256,000
2/1/2017 - $265,000
3/1/2017 - $278,000
4/1/2017 - $282,000
5/1/2017 - $287,000
6/1/2017 - $304,000
7/1/2017 - $308,000
8/1/2017 - $313,000
$386,000 combined with SO.
Post by: Sweet_Flips on July 31, 2017, 08:10:30 AM
02/2017--$258,181.90
03/2017--$266,011.19
04/2017--$273,921.39
05/2017--$279,950.03
06/2017--$283,579.43
07/2017--$290,723.87
Sneaking up on that $300K mark...
Post by: Sailor Sam on July 31, 2017, 09:56:35 AM
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Feb-2017: $379,968
1-Mar-2017: $402,448
1-Apr-2017: $409,886
1-May-2017: $416,851
1-Jun-2017: $421,488
1-Jul-2017: $430,504
1-Aug-2017: $441,599
Nice!
Post by: jpeizie on July 31, 2017, 11:06:06 AM
Just crossed $250k in June, so I'm in! Found MMM in mid-2015 and started tracking our finances in Dec of that year...
Dec 2015: $177k
Jun 2016: $210k (crossed $200k mark for the first time)
Jun 2017: $251k
July 2017: $256k
Post by: skip207 on July 31, 2017, 12:08:16 PM
1/1/17 = £374,668
1/2/17 = £388,289
1/3/17 = £386,895
1/4/17 = £400,066
1/5/17 = £411,208
1/6/17 = £421,032
1/7/17 = £425,821
1/8/17 = £434,537
Under 70k to go now.
Post by: Just_Me on July 31, 2017, 03:57:26 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
I'm surprised at the jump. A windfall was about half that. I'm thinking investment gains were the rest as the last month has been a wash with increased spending offsetting normal monthly savings account.
Post by: Res Ipsa on July 31, 2017, 07:16:32 PM
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Post by: Rowellen on August 01, 2017, 05:10:00 AM
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Post by: Guava on August 01, 2017, 06:28:42 AM
June 2017: $257k
May 2017: $251k
Post by: Morning Glory on August 01, 2017, 08:05:26 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
April 1: 269,959
May 1: 282,665
June 1: 284,827
July 1: 292,037
August 1: 293,168
Decided to use the original purchase price instead of the Zillow estimate for home value, so this brought me down about a month's progress (or my previous totals were falsely inflated). My investments went up about 5k, and the paycheck I received this morning helped put me over last month's total.
Post by: kapnfriday on August 01, 2017, 11:47:18 AM
9-2016: $373,735 (+$4.5k)
10-2016: $369,721 (-$4.0k)
11-2016: $385,057 (+$15.3k)
12-2016: $399,209 (+$14.1k)
1-2017: $408,813 (+$9.6k)
2-2017: $427,041 (+$18.2k)
3-2017: $425,204 (-$1.8k)
4-2017: $432,660 (+$7.4k)
5-2017: $439,707 (+7k)
6-2017: $445,394 (+5.6K)
7-2017: $456,502 (+11.1k!)
July was a good month. Could we graduate from this thread by year end? Doubt it, but we will hopefully be there in early 2018.
Post by: skcook on August 01, 2017, 12:55:04 PM
Aug 2017 - $497k
July 2017 - $483k
Jun 2017 - $479k
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
Post by: FIreDrill on August 01, 2017, 12:56:46 PM
End Of
2014-Q1: $55,471
2014-Q2: $78,319 (+22,848)
2014-Q3: $84,251 (+5,932)
2014-Q4: $106,801 (+22,550)
2015-Q1: $126,464 (+19,663)
2015-Q2: $145,996 (+19,532)
2015-Q3: $151,957 (+5,961)
2015-Q4: $203,486 (+51,529)
2016-Q1: $217,931 (+14,445)
2016-Q2: $233,784 (+15,853)
2016-Q3: $255,000 (+21,216)
2016-Q4: $276,375 (+21,375)
2017-Q1: $306,936 (+30,561)
2017-Q2: $332,258 (+25,319)
Current: $342,952 (+10,694)
Post by: jorjor on August 01, 2017, 05:27:44 PM
Nov 15: $165k / $236k
Dec 15: $162k / $257k
Jan 16: $152k / $259k
Feb 16: $166k / $275k
Mar 16: $185k / $295k
Apr 16: $192k / $305k
May 16: $201k/ $315k
Jun 16: $204k / $320k
Jul 16: $221k / $339k
Aug 16: $227k / $347k
Sep 16: $230k / $352k
Oct 16: $234k / $357k
Nov 16: $242k / $367k
Dec 16: $276k / $403k
Jan 17: $289k / $419k
Feb 17: $317k / $448k
Mar 17: $328k / $460k
Apr 17: $334k / $470k
May 17: $346k / $483k
Jun 17: $343k / $482k
Jul 17: $353k / $493k
Baby is here! We have high deductible insurance so plenty of doctors bills to pay, and wife was off unpaid for 12 weeks, and went back yesterday, so obviously some slow growth. August should be a nice bump if the market cooperates. Wife back to work, hit our OOP max so no more medical bills, and mid-year bonus comes in August. Home prices on our block suggest that I'm undervaluing the house, but I want to remain conservative there.
Post by: Res Ipsa on August 02, 2017, 02:23:27 PM
Post by: damnedbee on August 02, 2017, 03:16:31 PM
July 2017: 271K
Aug 2017: 273K
Sep 2017: 279K
Oct 2017: 287K
Nov 2017: 292K
Dec 2017: 298K
Jan 2018: 311K
Feb 2018: 303K
Mar 2018: 298K / 322K
May 2018: 310K
July 2018: 317K
Aug 2018: 326K
Sept 2018: 329K
Oct 2018: 310K
Jan 2019: 313K
Feb 2019: 339K
March 2019: 347K / 459K
April 2019: 357K / 469K
May 2019: 345K
June 2019: 365K / 485K
Sept 2019: 378K / 498K
Jan 2020: 415K / 550K
Feb 2020: 418K
March 2020: 400K
April 2020: 353K
May 2020: 382K
June 2020: 410K
July 2020: 425K
Aug 2020: 447K
Sept 2020: 473K
Post by: TheAnonOne on August 02, 2017, 07:07:14 PM
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - | ||
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 June | : | 449k | (+13k) |
| 2017 July | : | 464k | (+15k) |
+$96k this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 5 month(s) left, and (4k) more to go, I should hit this goal!
401k and both IRAs all maxed.
Post by: Pizzabrewer on August 03, 2017, 09:50:18 PM
Feb 1: $183,768
Mar 1: $197,020
Apr 1: $202,363
May 1: $223,229
Jun 1: $244,355
Jul 1: $249,532
Aug 1: $262,500
Looks like we are freshly-minted 1/4 millionaires!
Since discovering MMM less than a year ago our NW has grown at a good clip. We have been saving more than we ever had in the past (many years of zero or negative saving) and we've also done some non-mustachian investing in single stocks. Fortunately the stock picks have done exceedingly well and have powered most of our NW growth. Yes we are due some facepunches but it seems that up to now we've been winning the stock-picking lottery (see the "Oops, I stock picked" thread in Investor Alley if interested).
In any event, we're glad to be making such progress and are happy to join this thread.
Post by: kaypinkHH on August 04, 2017, 12:45:39 PM
Investments/Cash/Assets House* House Appreciation Total
August 2014 30k 100k 0k 130k
August 2015 ??? 100k ??? More than 130k
August 2016 65k 120k ~60k 245k
August 2017 250k 130k ~338k 718k
Just looking at investments, math tells we will hit the 500k mark in ~3 years. We are working on uping our savings rate to speed that up.
We may have some big life changes coming up (moving from a VHCOL city to a MCOL city), which will liquidate some of that stupid housing money. (Or the bubble is bursting and we will LOSE IT ALL. Any guesses what city i'm living in :D)
Post by: Tyson on August 04, 2017, 01:21:43 PM
Once we hit $350,000 we'll have more in liquid savings (and retirement accounts) than we owe on our mortgage. That will be an awesome day when it happens.
Post by: 2Birds1Stone on August 04, 2017, 07:05:41 PM
Reasonable month. No investment gains logged in off months, but lowest pet costs in a while, got paid back for electronics I sold to a family member. Had to refill my escrow for insurance after changing providers, but still overall a healthy month. Looking forward to $400k!
We are still neck and neck my friend!
Post by: CdnChris on August 07, 2017, 01:11:45 PM
- February 1st: $271,698.51
- March 1st: $298,326.11
- April 1st: $307,087.83
- May 1st: $321,801.45
- June 1st: $315,121.88
- July 31st: $320,849.33
Slight recovery in investments but mostly additional savings. Also, changed the reporting to the end of the month, I should have been doing that all along.
Post by: dandypandys on August 09, 2017, 02:03:29 PM
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
July 4th: $295
Aug 1st: $294k Had to use 8k for new HVAC - now we need to build our savings account back up from zero! Surprised NW didn't go down more, maybe I have some things to reconcile still..
Post by: gmdv on August 11, 2017, 02:40:35 PM
August 2017 - 295k
Post by: tightwaddy on August 19, 2017, 08:36:15 AM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
April 16, 2017: $379,833
May 10, 2017: $390,728
June 13, 2017: $401,930
July 12, 2017: $410,646
August 19, 2017: $422,663
Original goal date was 12/18 but at current rate should be there by next mid-year.
Post by: Tyson on August 19, 2017, 09:34:06 AM
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
July 4th: $295
Aug 1st: $294k Had to use 8k for new HVAC - now we need to build our savings account back up from zero! Surprised NW didn't go down more, maybe I have some things to reconcile still..
We also had large expenses over the past couple of months. Mostly it just sucked up our cashflow during that time. Net worth still went up, in spite of that. Crazy!
Post by: SAfAmBrit on August 30, 2017, 07:12:36 AM
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689 (Well this will not work - bad month i guess!)
Hoping for $400,000 by December 2017. Steadily onward.
Post by: RWD on August 30, 2017, 07:42:29 AM
Hoping to be at $500,000 in 08/2018.
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689 (Well this will not work - bad month i guess!)
Hoping for $400,000 by December 2017. Steadily onward.
Yeah, darn. You only saved ~$5k last month. And $100k+ over the last year. Looks like good progress to me.
Post by: chasingthegoodlife on August 30, 2017, 04:01:52 PM
Did anyone else feel this way? How did you convince yourself?
Post by: martyconlonontherun on August 30, 2017, 04:12:48 PM
I want to join this race but I'm nervous about posting my numbers on the internet.
Did anyone else feel this way? How did you convince yourself?
Did you give off any identifying information in this thread or your sign up? I really don't know how someone could attack you by just knowing a NW and having zero way of knowing whether that is tied to specific assets or accounts. I would be way more concerned with using google docs, excel or mint to track my networth as account information is posted.
Post by: jpeizie on August 31, 2017, 10:53:25 AM
Just crossed $250k in June, so I'm in! Found MMM in mid-2015 and started tracking our finances in Dec of that year...
Dec 2015: $177k
Jun 2016: $210k (crossed $200k mark for the first time)
Jun 2017: $251k
July 2017: $256k
August 2017: $261k. Woohoo!
Post by: skip207 on August 31, 2017, 01:44:17 PM
1/1/17 = £374,668
1/2/17 = £388,289
1/3/17 = £386,895
1/4/17 = £400,066
1/5/17 = £411,208
1/6/17 = £421,032
1/7/17 = £425,821
1/8/17 = £434,537
1/9/17 = £441,247
Post by: garth on August 31, 2017, 01:58:03 PM
Spouse and I both made moves to increase future income this month. She negotiated a 10% raise that starts Sept 1 and I picked up an online course that will bring in $15-$20k per year. Once I get my lectures recorded, the course will run mostly passively, so that's exciting.
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Jun 16: $305k
Jul 16: $330k
Aug 16: $336k
Sept 16: $345k
Oct 16: $351k
Nov 16: $363k
Dec 16: $376k
Jan 17: $387k
Feb 17: $404k
Mar 17: $408k
Apr 17: $421k
May 17: $431k
Jun 17: $450k
Jul 17: $480k
Aug 17: $488k
Post by: 2Birds1Stone on August 31, 2017, 03:21:35 PM
1/1/2017 - $256,000
2/1/2017 - $265,000
3/1/2017 - $278,000
4/1/2017 - $282,000
5/1/2017 - $287,000
6/1/2017 - $304,000
7/1/2017 - $308,000
8/1/2017 - $313,000
9/1/2017 - $324,000
$396,000 combined with SO.
Good income month, good market gains.
Post by: Rowellen on August 31, 2017, 09:14:04 PM
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Post by: Ladychips on August 31, 2017, 09:29:17 PM
1/17 - $352,398
5/17 - $378,770
6/17 - $401,823
7/17 - $425,070
8/17 - $428,620
No crazy growth this month... but growth nonetheless...
Post by: Sailor Sam on August 31, 2017, 09:43:34 PM
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Feb-2017: $379,968
1-Mar-2017: $402,448
1-Apr-2017: $409,886
1-May-2017: $416,851
1-Jun-2017: $421,488
1-Jul-2017: $430,504
1-Aug-2017: $441,599
1-Sep-2017: $451,138
Pretty flat all month, then today a big up tick, both in the market and because of payday. I'll take.
Post by: babystache89 on August 31, 2017, 09:46:31 PM
9/1/16: $217,000
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
3/1/17: $254,000
4/1/17: $252,000
5/7/17: $262,000
6/30/17: $271,000
9/1/17: $285,000
It's my 1 year tracking net worth anniversary and I'm up $68,000 (despite this being my most expensive year of life by a long shot)! :o
Post by: facepalm on August 31, 2017, 11:52:06 PM
May-17 263,835
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Rough not seeing a check for one month, but I have plenty of cash on hand. I actually did ok. And I saw a raise.
I'm now setting aside around $5900 per month.
Post by: Pizzabrewer on September 01, 2017, 06:53:30 AM
Feb 1: $183,768
Mar 1: $197,020
Apr 1: $202,363
May 1: $223,229
Jun 1: $244,355
Jul 1: $249,532
graduated to this thread!
Aug 1: $262,500
Sep 1: $270,766
I certainly can't complain about a 3.1% jump in NW in a month. We could have done (much) better with our savings rate but overall we did well.
We are just shy of being $100k up for the year. Incredible.
Post by: Morning Glory on September 01, 2017, 07:14:10 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,483
So close to the 300k mark. (180k is investments) Savings rate should pick up steam once my teaching job starts again.
Happy Labor Day and Eid everyone!!!
Post by: Just_Me on September 01, 2017, 09:36:07 AM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
It's really hard to believe we're up $36k YTD. We really focused on saving last year until it hurt. This year hasn't been as extreme due to focus on other life events, but it's really nice to know the habits developed over the last few years continue, even though it feels like we're spending "way way more," when in reality it's still not "that much."
Post by: dandypandys on September 01, 2017, 04:39:21 PM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
July 4th: $295
Aug 1st: $294k Had to use 8k for new HVAC - now we need to build our savings account back up from zero! Surprised NW didn't go down more, maybe I have some things to reconcile still..
Sept 1st: $296 still going up even after our 8K down last month :) Hoping to see a bigger jump next month though
Post by: Res Ipsa on September 01, 2017, 10:00:21 PM
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,548
Post by: TheAnonOne on September 01, 2017, 10:45:59 PM
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - | ||
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
+$110k this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 4 month(s) left, and (-10k) more to go, I hit this goal!
401k and both IRAs all maxed.
PS. In June I started getting paid once a month, at the end of the month, so in general I am counting a day or two into the next month so I get to include my paycheck (or doing an educated guess), otherwise, directly on the last day of the month it would look pretty sad!
WOOOO! HAPPY DANCE ON THE GOAL CROSS!
Post by: skcook on September 04, 2017, 07:20:27 PM
Sep 2017 - $538k
Aug 2017 - $497k
July 2017 - $483k
Jun 2017 - $479k
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
35k of the jump is adjusting upwards for home value, but even without it we'd have made it to $500k. Unbelievable to have made $200k of progress in a year, even if $100k is just pretend money (real estate in our neighborhood is just silly right now, my conservative estimate of home value increase isn't even close to what the internet/Zillow thinks it should be). Good luck to everyone here, and onward and upward we go to the next thread!
Post by: Rowellen on September 05, 2017, 01:19:50 AM
Welcome lostmonkey007.
Post by: RWD on September 05, 2017, 09:17:52 AM
Woohoo, made it!Congrats!
Post by: TheAnonOne on September 05, 2017, 10:02:06 AM
We're neck and neck!
2017 AUG : 478k (+14k) Woohoo, made it!Congrats!
Yeah, at this rate, I can SEE the 500k line! With any luck, I might step foot on it in 2017 yet!
Post by: kapnfriday on September 07, 2017, 07:23:28 AM
9-2016: $373,735 (+$4.5k)
10-2016: $369,721 (-$4.0k)
11-2016: $385,057 (+$15.3k)
12-2016: $399,209 (+$14.1k)
1-2017: $408,813 (+$9.6k)
2-2017: $427,041 (+$18.2k)
3-2017: $425,204 (-$1.8k)
4-2017: $432,660 (+$7.4k)
5-2017: $439,707 (+7k)
6-2017: $445,394 (+5.6K)
7-2017: $456,502 (+11.1k!)
8-2017: $460,572 (+4k)
Moving in the right direction.
Post by: RWD on September 09, 2017, 07:13:22 AM
Post by: tightwaddy on September 10, 2017, 06:04:25 AM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
April 16, 2017: $379,833
May 10, 2017: $390,728
June 13, 2017: $401,930
July 12, 2017: $410,646
August 19, 2017: $422,663
September 10, 2017: $435,887
Post by: Hula Hoop on September 10, 2017, 07:00:49 AM
Husband has the $50k just sitting in a bank account not earning decent interest but that is for another thread.
Post by: RWD on September 10, 2017, 08:33:38 AM
I'm at $215 including an IRA. Husband has around $50k in his own account. So I guess we also belong in this thread. Do I get to count the IRA? What about home equity?
Husband has the $50k just sitting in a bank account not earning decent interest but that is for another thread.
You can count whatever you like. Some people, like myself, are doing household net worth. Others are only counting invested assets. Some people are only counting assets that are in their own name and excluding their spouse. I'm sure there are some other reporting nuances as well.
Post by: SAfAmBrit on September 10, 2017, 01:27:52 PM
Thank-you for putting it into perspective for me! You made me smile.Hoping to be at $500,000 in 08/2018.
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689 (Well this will not work - bad month i guess!)
Hoping for $400,000 by December 2017. Steadily onward.
Yeah, darn. You only saved ~$5k last month. And $100k+ over the last year. Looks like good progress to me.
Post by: gmdv on September 12, 2017, 07:16:45 PM
August 2017 - 295k
September 2017 - 310k
Post by: Tyson on September 12, 2017, 07:46:59 PM
Post by: bzzzt on September 13, 2017, 09:21:36 AM
Looking like I'm going to finish up the year at approx. $332k. Savings rate was approx. 43% after I dropped a bunch of money on hobby stuff this year. It ought to be back in the realm of normal next year.
So,
Dec. 2015 = ~$288k (corrected, pension money was being misallocated and fixed in Feb.)
Dec. 2016 = ~$332k
For a net of +$44k this year.
Broke $400k NW yesterday! Currently averaging $5k/month savings this year. BAM!
Post by: Saskatchewstachian on September 13, 2017, 04:50:46 PM
Date NW
Apr-16 $155,162
May-16 $157,463
Jun-16 $163,173
Jul-16 $165,471
Aug-16 $176,840
Sep-16 $184,298
Oct-16 $193,597
Nov-16 $209,710
Dec-16 $243,325
Jan-17 $252,675
Feb-17 $270,123
Mar-17 $273,511
Apr-17 $295,594
May-17 $300,987
Jun-17 $308,234
Jul-17 $316,951
Aug-17 $321,753
Had great progression over the last year with +145k in NW. About 100k of this is house equity with the remainder being tax sheltered accounts (RRSP,TFSA,Etc). Current projections put us at 500k ~Mar 2019 which will mean it will be a total of 28 months to get from 250k-500k.
Here's to hoping that happens!
Post by: garth on September 15, 2017, 06:44:04 AM
History:
Nov 15: $255k
Dec 15: $256k
Jan 16: $241k
Feb 16: $255k
Mar 16: $277k
Apr 16: $290k
May 16: $294k
Jun 16: $305k
Jul 16: $330k
Aug 16: $336k
Sept 16: $345k
Oct 16: $351k
Nov 16: $363k
Dec 16: $376k
Jan 17: $387k
Feb 17: $404k
Mar 17: $408k
Apr 17: $421k
May 17: $431k
Jun 17: $450k
Jul 17: $480k
Aug 17: $488k
Sep 17: $500k
Post by: kaypinkHH on September 15, 2017, 06:49:20 AM
Post by: RWD on September 15, 2017, 12:41:38 PM
Post by: Rowellen on September 15, 2017, 04:57:45 PM
Welcome Saskatchewstachian.
Post by: garth on September 15, 2017, 09:18:16 PM
Post by: FallenTimber on September 19, 2017, 09:00:14 AM
We've since gotten married, purchased our first home, flipped and sold our first home, and purchased our dream ranch in the middle of the Rocky Mountains (an old 1800's cabin that we purchased for $80k less than we sold our first home for). We now have a baby joining our homestead in December, and the stories and accomplishments of the Mustachians here have inspired us to keep the fire going in order to eventually FIRE. It's very humbling to be part of a community where folks are so determined and relentless in the pursuit of their goals.
We started tracking our net worth last year, so I thought I would post our numbers here to keep track of them. Our businesses produce more income in the summer months vs winter, making consistency a challenge but we're trying to focus on yearly improvement.
January 2016: $204k
- - - - - - - - - - - - - - - - - - - -
January 2017: 294k
February 2017: 298k
March 2017: 303k
April 2017: 307k
May 2017: 310k
June 2017: 326k
July 2017: 347k
August 2017: 355k
September 2017: 363k
Post by: skip207 on September 19, 2017, 01:12:44 PM
Post by: jorjor on September 19, 2017, 01:21:14 PM
Cash & invested / including home equity:
Nov 15: $165k / $236k
Dec 15: $162k / $257k
Jan 16: $152k / $259k
Feb 16: $166k / $275k
Mar 16: $185k / $295k
Apr 16: $192k / $305k
May 16: $201k/ $315k
Jun 16: $204k / $320k
Jul 16: $221k / $339k
Aug 16: $227k / $347k
Sep 16: $230k / $352k
Oct 16: $234k / $357k
Nov 16: $242k / $367k
Dec 16: $276k / $403k
Jan 17: $289k / $419k
Feb 17: $317k / $448k
Mar 17: $328k / $460k
Apr 17: $334k / $470k
May 17: $346k / $483k
Jun 17: $343k / $482k
Jul 17: $353k / $493k
Aug 17: $373k / $516k
Bonus month, hence the big jump.
Things are going to stay slow though. With the new baby, wife has decided she is either staying at home entirely or going part-time 1-2 days a week, so less income will mean slower savings for at least the next couple of years. Will have a dip here too soon because we have some house work still to get done (new heating, 1-2 other high-ish ticket items) but barring a big drop in home value or the market should stay above $500k total NW counting house value.
Post by: 2Birds1Stone on September 19, 2017, 04:09:25 PM
I've been a longtime lurker and have been inspired by all of you over the past several years—especially all of the encouragement that takes place in the gauntlet threads. My wife and I listened to Dave Ramsey on a cross-country road trip together before we got married (we just celebrated 3 years of marriage), which put a fire under us and encouraged us to get out of debt. Neither of us made more than $40k per year at the time, but we tightened our belts, made games of coming up with inexpensive recipes, had the time of our lives doing inexpensive hobbies (a lot of national forest camping and hiking), and managed to pay off $58,000 of our combined student loans in less than 12 months. We've never been able to brag about it to anyone, despite it being our proudest financial achievement, and it still feels funny to type it out.
We've since gotten married, purchased our first home, flipped and sold our first home, and purchased our dream ranch in the middle of the Rocky Mountains (an old 1800's cabin that we purchased for $80k less than we sold our first home for). We now have a baby joining our homestead in December, and the stories and accomplishments of the Mustachians here have inspired us to keep the fire going in order to eventually FIRE. It's very humbling to be part of a community where folks are so determined and relentless in the pursuit of their goals.
We started tracking our net worth last year, so I thought I would post our numbers here to keep track of them. Our businesses produce more income in the summer months vs winter, making consistency a challenge but we're trying to focus on yearly improvement.
January 2016: $204k
- - - - - - - - - - - - - - - - - - - -
January 2017: 294k
February 2017: 298k
March 2017: 303k
April 2017: 307k
May 2017: 310k
June 2017: 326k
July 2017: 347k
August 2017: 355k
September 2017: 363k
Congratulations! If you were making even close to $40k each that's still awesome! Looks like your income now must be pretty healthy based on the sizable jumps in NW year over year and month to month! At this rate you will be Fi in no time.
What are you current total annual expenses combined?
Post by: mizzourah2006 on September 20, 2017, 07:18:22 AM
Investments/ Inv with Home Equity + Cars (I depreciate these every 6 months) + HSAs + 529s
Jan. 16: $181.2/$304
Feb. 16: $187.8/$315
Mar. 16: $206.6/$341 (Bonus)
Apr. 16: $208.7/$346.1
May 16: $211.8/$348.9
Jun. 16: $215.6/$355.4
Jul. 16: $223.8/$364.2
Aug. 16: $221.5/ $362.2
Sep. 16: $225.7/$366.3
Oct. 16: $222.3/$363.7
Nov. 16: $232.3/ $374.6
Dec. 16: $244.9/$388.1
Jan. 17: $249.5/ $387.3
Feb. 17: $263.9/$402.2
Mar. 17: $273.8/ $426.2 (Bonus)
Apr. 17: $282.9/ $438.1
May 17: $285.4/$441.2
Jun. 17: $295.9/ $452.5
Jul. 17: $307.2/$464.4
Aug. 17: $309.6/$467.3
For FI purposes I only look at the # on the left.
Post by: FallenTimber on September 20, 2017, 03:04:09 PM
Congratulations! If you were making even close to $40k each that's still awesome! Looks like your income now must be pretty healthy based on the sizable jumps in NW year over year and month to month! At this rate you will be Fi in no time.Thanks for the kind words! As of 2016, our expenses were at $52k per year, but we've cut that down to $36k per year in 2017, with plans to get it down to $32k per year in 2018. We hope to be mortgage-free about the same time we become FI, which would put our annual expenses at $19k.
What are you current total annual expenses combined?
Post by: timmiebe on September 20, 2017, 06:48:23 PM
Investments/ total nw- equity in home
01/2016: 97,034/ 160,316
02/2016: 102,359/ 166,190
03/2016: 109,920/ 174,353
04/2016: 114,102/ 179,140
05/2016: 116,433/ 182,078
06/2016: 117,177, 183,430
07/2016: 125,727/ 192,666
08/2016: 128,723/ 196,450
09/2016: 130,442/ 199,160
10/2016: 132,669/ 202,382
11/2016: 134,172/ 204,484
12/2016: 139,518/ 208,830
01/2017: 149,039/ 231,363
02/2017: 163,975/ 247,715
03/2017: 172,889/ 258,050 investments exceeded mortgage balance!
04/2017: 177,958/ 264,555
05/2017: 183,441/ 270,720
06/2017: 190,700/ 278,672
07/2017: 197,725, 286,393
08/2017: 202,407/ 291,773
Post by: marz1982 on September 26, 2017, 02:51:52 AM
Thought I'd add our Net Worth values to the race :)
As of September we've broken the New Zealand $500k, but in terms of USD we've got another year or so to go!
Projected that we'll achieve this goal around Dec 2018 - let's see if we can get there sooner!
Only one number as we have no home equity - we're renters! Number includes retirement fund NZ equivalent, cash savings, bonds and diversified investments.
June 2013 : $65,047 -- Found out about MMM and start tracking investments
Sept 2014 : $146,306
Sept 2015 : $202,719
Sept 2016 : $265,945
Sept 2017 : $371,018
Post by: TheAnonOne on September 28, 2017, 06:56:31 PM
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - | ||
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) (Guestimate for now, will correct first week of OCT for market flux) |
+$126k this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 3 month(s) left, and (-26k) more to go, I hit this goal!
As long as the market stays flat or slightly up I will be crossing the finish line at the end of OCT!!! Let's GOOO!
Post by: facepalm on September 29, 2017, 08:19:37 AM
May-17 263,835
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Looks like I will make 300K by the end of the year.
Post by: mizzourah2006 on September 29, 2017, 02:38:25 PM
Post by: Corazon on September 29, 2017, 06:22:54 PM
I am just joining the $250k club this month with a five year plan to retirement (2017 is year one). I started saving in earnest last January and have a high savings rate (75%+) as my employment includes housing, utilities, cell phone etc. Below is my progress since January. Figures include 401K, IRA and savings and are for the first of the month. The market has been good to us this year.
October 2016 $138,000 (started new job, maxed out 401k + IRA)
January 2017 171,752
February 184,041
March 194,983
April 202,197
May 216,467
June 224,537
July 230,519
August 239,299
September 245,636
October 255,013
Post by: Just_Me on September 29, 2017, 08:53:30 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Stock markets were good to us this month on a near net 0 cash flow month.
Post by: Mazzinator on September 30, 2017, 08:00:51 AM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower)
Numbers are end of month
Sept 17- $257k
Post by: skip207 on September 30, 2017, 10:29:34 AM
1/01/17 = £374,668
1/02/17 = £388,289
1/03/17 = £386,895
1/04/17 = £400,066
1/05/17 = £411,208
1/06/17 = £421,032
1/07/17 = £425,821
1/08/17 = £434,537
1/09/17 = £441,247
1/10/17 = £450,268
90% of the way there!
Post by: bownyboy on September 30, 2017, 11:23:12 AM
- Jan 2017 - £346,854
- Feb 2017 - £388,581
- Mar 2017 - £396,119
- Apr 2017 - £401,345
- May 2017 - £399,619
- Jun 2017 - £411,132
- Jul 2017 - £409,299
- Aug 2017 - £413,486
- Sep 2017 - £415,586
- Oct 2017 - £434,692
Post by: Rowellen on September 30, 2017, 03:45:27 PM
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Oct 2017 $440k
Post by: Sailor Sam on October 01, 2017, 12:27:40 AM
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Feb-2017: $379,968
1-Mar-2017: $402,448
1-Apr-2017: $409,886
1-May-2017: $416,851
1-Jun-2017: $421,488
1-Jul-2017: $430,504
1-Aug-2017: $441,599
1-Sep-2017: $451,138
1-Oct-2017: $466,532
Damn, son.
Post by: FIreDrill on October 01, 2017, 01:01:22 AM
End Of
2014-Q1: $55,471
2014-Q2: $78,319 (+22,848)
2014-Q3: $84,251 (+5,932)
2014-Q4: $106,801 (+22,550)
2015-Q1: $126,464 (+19,663)
2015-Q2: $145,996 (+19,532)
2015-Q3: $151,957 (+5,961)
2015-Q4: $203,486 (+51,529)
2016-Q1: $217,931 (+14,445)
2016-Q2: $233,784 (+15,853)
2016-Q3: $255,000 (+21,216)
2016-Q4: $276,375 (+21,375)
2017-Q1: $306,936 (+30,561)
2017-Q2: $332,258 (+25,319)
2017-Q3: $366,219 (+33,961)
Current: $366,219 (+0)
Sent from my SM-G935F using Tapatalk
Post by: Morning Glory on October 01, 2017, 07:37:42 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,483
Oct 1: 303,118
Made my goal for the year three months early!!! Now I'm just going to see how far I can get. Net worth has gone up 67k so far, about 30k of which is savings and the rest is gains.
The breakdown:
186k investments
2k cash
340k real estate (purchase price 4 years ago)
- 225k mortgage
=303
Post by: Erma on October 01, 2017, 07:38:26 AM
June 2017: CHF 235'000
As I paid CHF 2'700 in taxes and the mortgage (CHF 1'380) for the last three months was due I'm satisfied.
July 2017: CHF 243'000 (that was a good month)
August 2017: CHF 247000
September 2017: CHF 256000
I can start the next race.
Post by: 2Birds1Stone on October 01, 2017, 07:59:20 AM
2/1/2017 - $265,000
3/1/2017 - $278,000
4/1/2017 - $282,000
5/1/2017 - $287,000
6/1/2017 - $304,000
7/1/2017 - $308,000
8/1/2017 - $313,000
9/1/2017 - $324,000
10/1/2017 - $328,500
$401,000 combined with SO.
Chasing the half million combined by end of 2018.
Post by: Pizzabrewer on October 01, 2017, 12:19:09 PM
2/1/2017: $183,768
3/1/2017: $197,020
4/1/2017: $202,363
5/1/2017: $223,229
6/1/2017: $244,355
7/1/2017: $249,532
graduated to this thread!
8/1/2017: $262,500
9/1/2017: $270,766
10/1/2017: $287,535
Our remarkable string of success continued in September with a 6.2% increase. Our investments had another great month and our savings rate was much better than the last 2 months.
It is hard to believe.
Post by: kaypinkHH on October 01, 2017, 12:50:41 PM
August 2014 30k 100k 0k 130k
August 2015 ??? 100k ??? More than 130k
August 2016 65k 120k ~60k 245k
August 2017 250k 130k ~338k 718k
September 2017 277k (+27K) 131k ~338K 746K
Not sure how we went up 27 k. We may have been higher in August than I thought (I may have forgotten to track cash savings), but I'll take it!!
October we are moving to a Lower COL, which means liquidating the house equity, yay cash monies!
Post by: turketron on October 01, 2017, 05:00:28 PM
Re-posting my previous values here to keep the running history going:
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Post by: dandypandys on October 01, 2017, 05:06:41 PM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
July 4th: $295
Aug 1st: $294k Had to use 8k for new HVAC - now we need to build our savings account back up from zero! Surprised NW didn't go down more, maybe I have some things to reconcile still..
Sept 1st: $296 still going up even after our 8K down last month :) Hoping to see a bigger jump next month though
Oct 1st $302 Back to full pay going fwd- always fun to pass a round number :)
Post by: Pizzabrewer on October 01, 2017, 06:05:13 PM
Just graduated this month from the previous thread! It took me 1 year 9 months to double $100k into $200k, and 2 years 6 months to go from $100 to $250k. If I keep the same doubling rate I should hit $400k by November 2018 and $500k by July 2019. Let's see if I can keep up the momentum!
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Hey Turk, welcome from another newbie to this thread! It feels awesome, doesn't it? Keep up the good work.
Post by: ender on October 01, 2017, 06:45:24 PM
Have added $90+ net worth compared to last year at this time. Almost all of that is investments, which includes 401k/403b/IRA maxes but still, a good chunk of growth.
Post by: babystache89 on October 01, 2017, 09:19:16 PM
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
3/1/17: $254,000
4/1/17: $252,000
5/7/17: $262,000
6/30/17: $271,000
9/1/17: $285,000
10/1/17: $296,000
Post by: Guava on October 02, 2017, 07:49:08 AM
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
I think this is our biggest jump up in net worth ever. How exciting!
Post by: Ladychips on October 02, 2017, 11:40:22 AM
1/17 - $352,398
5/17 - $378,770
6/17 - $401,823
7/17 - $425,070
8/17 - $428,620
9/17 - $449,356
At this growth rate, I could be to the target by the end of the year. I'm not counting on that though. I'm just going to keep working my plan...enjoy the growth but not count on it at this point.
Post by: FIreSurfer on October 02, 2017, 01:52:03 PM
My goal was to reach the $250k mark in investments between DW and my accounts, now the plan is to start working on buying property, and we are in a HCOL/insane cost of buying ANYTHING area, so this may mean stashing more liquid cash rather than putting everything into Vanguard as has been the case for the last year or two.
(Any advice on this is more than welcome! I have a friend who does wealth management and real estate investing and this was her suggestion when we met last week)
Have to decide whether it is even possible or a good idea to buy in such an overextended real estate market as NYC.....but I work a very high stress, long hours job so the thought of buying an investment property to rent to tenants outside NYC is also daunting.....
Due to this change, I'm guessing monthly gains may be less over this next period as it will be just the 401k and (hopefully) market gains.
So that's a bit about me - MINT says that without any changes, we should hit this goal around the end of 2019/beginning 2020, so let's see.....how accurate MINT is.....
TTFNYC
5/01/2017: $198,456
5/15/2017: $200,404
5/31/2017: $207,044
6/15/2017: $213,996
7/05/2017: $219,933
7/17/2017: $225,853
8/01/2017: $228,504
8/24/2017: $228,854
9/01/2017: $237,500
9/19/2017: $245,500
10/02/2017: $251,933
Post by: McStache on October 02, 2017, 04:44:04 PM
Hello! Another newbie joining the thread this month - and hello to Pizza, Turk, and McStache the other newbs!
Thanks for the preemptive welcome, TTFNYC!
I also just crossed the $250K mark this past month. I had projected it would take 2.5-3 years to go from $100K to $250K and it actually took 1.75 thanks to the market tailwinds and a small windfall. Based on my spreadsheet, I project I'll hit $500K in 4ish years - though who really knows. This time frame lines up with about when I turn 30 and it would be awesome to be a half-millionaire by then (two Nice Round Numbers at once!), so I will shoot for that.
Historic
13-Jul $0
13-Dec $6,153
14-Dec $49,012
15-Dec $101,290
16-Dec $179,750
This Year
17-Mar $199,234
17-Jun $218,315
This Quarter
17-Jul $226,577
17-Aug $231,008
17-Sep $251,872
Post by: dandypandys on October 02, 2017, 05:16:53 PM
Post by: FIreSurfer on October 03, 2017, 11:32:07 AM
If you have all your investment accounts tracking in Mint you can set up a "goal" and then give your monthly saving amount or give a date and it will tell you how much you need to add, I believe-
I like it because I set the $500k goal date for a set time, and so every month that the market or my savings overshoots the assumed input, it adjusts the goal date accordingly closer!
Oh the small things that help to keep you on track......!
Post by: dandypandys on October 03, 2017, 04:05:56 PM
Post by: Rhoon on October 03, 2017, 08:08:44 PM
Just made it to the $250K+ Club. Looking forward to reaching the next goal with you all!
7/1/2017 $208,247.79
8/1/2017 $219,596.69
9/1/2017 $239,765.00
10/1/2017 $253,942.04
Post by: YoungGranny on October 04, 2017, 07:21:34 AM
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged)
11/2016 - $328k
12/2016- $347k
1/2017 $358.7k
3/2017 - $367.2
5/2017 - $382.2
6/2017-$395.0k
7/2017 - $419.3k
10/2017 - $441.9k (+22.6k)
Always amazed when I actually remember to do this exercise - it doesn't 'feel' like my husband and I are almost '1/2 millionaires' but we should hit it within a year. We have $325k in investments and the rest is equity in properties. I know some people exclude that and I'm still figuring out how to track it.
I just hold the purchase price constant and subtract off the mortgage every month. Seems like then it will 'true-up' when we actually sell the property. I think that works pretty well because we're in a LCOL market that has been fairly consistent over the years. I don't necessarily want to exclude it since we're actively growing our rental portfolio. If I excluded it our net worth would have dropped by $30k this summer when we bought our newest duplex which isn't an accurate picture either. If anyone sees a flaw in my calculation method please feel free to share :)
Post by: RWD on October 06, 2017, 06:47:40 PM
Post by: JustGettingStarted1980 on October 06, 2017, 07:35:38 PM
Post by: Enough on October 07, 2017, 12:20:00 AM
why not try doing 250 to 500 in quicker time than you did 100 to 250?
Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
Took me 26 months to go from 100-250, so that would require me to hit 500k on or before April 30th 2019. Projection shows hitting it ~Jan 2021 at the current rate. Slow and steady :)
So I've had some busy months and haven't been diligently tracking net worth, but had some time to figure it up this evening:
Feb-17 $251,409.30
Oct-17 $318,536.66
Rough projection for 500k is now Feb 2020! (assuming 7% market returns and the RE investments continue). Given that the estimate moved up nearly year, I'd say that if things continue to go better than expected, then April 2019 is possible, but at the same time I don't want to be too optimistic...
Post by: Enough on October 07, 2017, 12:25:45 AM
12/1/2015 - 248k
6/1/2016 - 301k (http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg1137213/#msg1137213)
10/1/2016 - 352k (http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg1257607/#msg1257607)
3/1/2017 - 412k (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg1464649/#msg1464649)
7/1/2017 - 453k (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg1616734/#msg1616734)
8/1/2017 - 469k
9/1/2017 - 479k
10/1/2017 - 502k!
Race complete! Our average monthly increase was $11.5k which amazingly is more than our post-tax pay. Hasn't really sunk in that we're half-millionaires yet...
I'm going to post some more statistics from this thread early next week once I compile them.
Congrats!
Post by: kapnfriday on October 07, 2017, 04:58:28 AM
9-2016: $373,735 (+$4.5k)
10-2016: $369,721 (-$4.0k)
11-2016: $385,057 (+$15.3k)
12-2016: $399,209 (+$14.1k)
1-2017: $408,813 (+$9.6k)
2-2017: $427,041 (+$18.2k)
3-2017: $425,204 (-$1.8k)
4-2017: $432,660 (+$7.4k)
5-2017: $439,707 (+7k)
6-2017: $445,394 (+5.6K)
7-2017: $456,502 (+11.1k!)
8-2017: $460,572 (+4k)
9-2017: $472,233 (+11.6k)
September was a good month. Could we cross the finish line by year end?
Post by: 2Birds1Stone on October 07, 2017, 11:23:38 AM
Rough projection for 500k is now Feb 2020! (assuming 7% market returns and the RE investments continue). Given that the estimate moved up nearly year, I'd say that if things continue to go better than expected, then April 2019 is possible, but at the same time I don't want to be too optimistic...
That's an interesting way of looking at it.
April 2019 is when my SO and I are projected for $500k as well. Will be cool to see if we can reel that in a bit.
Post by: MrThatsDifferent on October 07, 2017, 01:33:43 PM
1-Jan-2011: $82,795
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Feb-2017: $379,968
1-Mar-2017: $402,448
1-Apr-2017: $409,886
1-May-2017: $416,851
1-Jun-2017: $421,488
1-Jul-2017: $430,504
1-Aug-2017: $441,599
1-Sep-2017: $451,138
1-Oct-2017: $466,532
Damn, son.
Indeed! Great work!
Post by: ender on October 07, 2017, 01:48:09 PM
Rough projection for 500k is now Feb 2020! (assuming 7% market returns and the RE investments continue). Given that the estimate moved up nearly year, I'd say that if things continue to go better than expected, then April 2019 is possible, but at the same time I don't want to be too optimistic...
That's an interesting way of looking at it.
April 2019 is when my SO and I are projected for $500k as well. Will be cool to see if we can reel that in a bit.
If we hold through our recent pace (which was amplified significantly by market gains) that's pretty close to when we'd hit it, too. Kind of crazy to think.
Makes me think of this though: https://xkcd.com/1894/
Post by: martyconlonontherun on October 08, 2017, 07:48:30 PM
I'm at $215 including an IRA. Husband has around $50k in his own account. So I guess we also belong in this thread. Do I get to count the IRA? What about home equity?
Husband has the $50k just sitting in a bank account not earning decent interest but that is for another thread.
You can count whatever you like. Some people, like myself, are doing household net worth. Others are only counting invested assets. Some people are only counting assets that are in their own name and excluding their spouse. I'm sure there are some other reporting nuances as well.
As said there is no right way. I participate in two threads with a very conservative personal net worth and one with all in couple net worth with housing gains.
I do think it helps followers if you list how you break it out and give background on yourself instead of just posting random fluxes.
Post by: SAfAmBrit on October 11, 2017, 09:47:46 AM
Hoping to be at $500,000 in 08/2018.
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
Hoping for $400,000 by December 2017. Steadily onward.
Post by: RWD on October 11, 2017, 11:00:44 AM
There have been 87 members to post more than one progress report in this thread (i.e. two or more data points). Of these, 21 members have broken $500k! The average monthly gain for members in this thread is $9.6k.
10 members have tracked their full race in this thread. In other words, they have posted progress reports starting from ~$250k and have broken $500k.
I don't intend to continue tracking stats for this thread. If anyone else wants to pick up where I left off or run other statistics/graphs I attached my raw numbers spreadsheet.
Post by: gmdv on October 11, 2017, 10:18:40 PM
October 2017 - 314k
August 2017 - 295k
September 2017 - 310k
Post by: dandypandys on October 12, 2017, 12:50:51 PM
Statistics time!So coool!!!!! Thanks for doing it.
There have been 87 members to post more than one progress report in this thread (i.e. two or more data points). Of these, 21 members have broken $500k! The average monthly gain for members in this thread is $9.6k.
10 members have tracked their full race in this thread. In other words, they have posted progress reports starting from ~$250k and have broken $500k. I attached a graph of these.
I don't intend to continue tracking stats for this thread, now that I've moved on to the $500k-$1 million thread. If anyone else wants to pick up where I left off or run other statistics/graphs I attached my raw numbers spreadsheet.
Post by: TheAnonOne on October 12, 2017, 01:39:15 PM
Statistics time!So coool!!!!! Thanks for doing it.
There have been 87 members to post more than one progress report in this thread (i.e. two or more data points). Of these, 21 members have broken $500k! The average monthly gain for members in this thread is $9.6k.
10 members have tracked their full race in this thread. In other words, they have posted progress reports starting from ~$250k and have broken $500k. I attached a graph of these.
I don't intend to continue tracking stats for this thread, now that I've moved on to the $500k-$1 million thread. If anyone else wants to pick up where I left off or run other statistics/graphs I attached my raw numbers spreadsheet.
Mine started at 252, I think I count as the 11th lol
Post by: RWD on October 12, 2017, 02:19:32 PM
Statistics time!
There have been 87 members to post more than one progress report in this thread (i.e. two or more data points). Of these, 21 members have broken $500k! The average monthly gain for members in this thread is $9.6k.
10 members have tracked their full race in this thread. In other words, they have posted progress reports starting from ~$250k and have broken $500k. I attached a graph of these.
I don't intend to continue tracking stats for this thread, now that I've moved on to the $500k-$1 million thread. If anyone else wants to pick up where I left off or run other statistics/graphs I attached my raw numbers spreadsheet.
So coool!!!!! Thanks for doing it.
Mine started at 252, I think I count as the 11th lol
I almost included you in the graph because you're so close to $500k. I didn't exclude you because you started above $250k. My data points for JustGettingStarted1980 begin at $258k and for Libertea they start at $261k. If I recall correctly, my filtering criteria was max_data_point > $500k AND (max_data_point - min_data_point) > $240k.
But yes, you will be the 11th.
Post by: JustGettingStarted1980 on October 12, 2017, 04:56:46 PM
Post by: tightwaddy on October 13, 2017, 03:51:36 PM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
April 16, 2017: $379,833
May 10, 2017: $390,728
June 13, 2017: $401,930
July 12, 2017: $410,646
August 19, 2017: $422,663
September 10, 2017: $435,887
October 13, 2017: $446,859
Post by: terrifictim on October 16, 2017, 01:57:30 PM
| Year | Month | Liquid | Home Equity | Total |
| 2015 | Jan | $104,108.00 | $ - | $ 104,108.00 |
| 2015 | Feb | $112,370.00 | $ - | $ 112,370.00 |
| 2015 | March | $120,313.00 | $ - | $ 120,313.00 |
| 2015 | April | $122,806.00 | $ - | $ 122,806.00 |
| 2015 | May | $ 63,649.00 | $ 58,000.00 | $ 121,649.00 |
| 2015 | June | $ 64,340.00 | $ 68,500.00 | $ 132,840.00 |
| 2015 | July | $ 66,415.00 | $ 68,000.00 | $ 134,415.00 |
| 2015 | August | $ 65,343.00 | $ 69,500.00 | $ 134,843.00 |
| 2015 | September | $ 65,395.00 | $ 72,000.00 | $ 137,395.00 |
| 2015 | October | $ 71,048.00 | $ 72,916.00 | $ 143,964.00 |
| 2015 | November | $ 73,615.00 | $ 73,500.00 | $ 147,115.00 |
| 2015 | December | $ 75,640.00 | $ 74,000.00 | $ 149,640.00 |
| 2016 | Jan | $ 75,532.00 | $ 73,500.00 | $ 149,032.00 |
| 2016 | Feb | $ 78,153.00 | $ 74,000.00 | $ 152,153.00 |
| 2016 | March | $ 87,138.00 | $ 76,500.00 | $ 163,638.00 |
| 2016 | April | $ 90,378.00 | $ 80,023.00 | $ 170,401.00 |
| 2016 | May | $ 91,625.00 | $ 100,591.00 | $ 192,216.00 |
| 2016 | June | $ 93,968.00 | $ 112,371.00 | $ 206,339.00 |
| 2016 | July | $ 97,960.00 | $ 120,093.00 | $ 218,053.00 |
| 2016 | August | $101,265.00 | $ 127,540.00 | $ 228,805.00 |
| 2016 | September | $102,755.00 | $ 133,992.00 | $ 236,747.00 |
| 2016 | October | $103,902.00 | $ 137,976.00 | $ 241,878.00 |
| 2016 | November | $103,653.00 | $ 138,963.00 | $ 242,616.00 |
| 2016 | December | $105,619.00 | $ 141,953.00 | $ 247,572.00 |
| 2017 | Jan | $107,946.00 | $ 118,947.00 | $ 226,893.00 |
| 2017 | Feb | $112,825.00 | $ 126,943.00 | $ 239,768.00 |
| 2017 | March | $114,662.00 | $ 130,943.00 | $ 245,605.00 |
| 2017 | April | $123,364.00 | $ 138,347.00 | $ 261,711.00 |
| 2017 | May | $125,974.00 | $ 142,354.00 | $ 268,328.00 |
| 2017 | June | $129,890.00 | $ 144,365.00 | $ 274,255.00 |
| 2017 | July | $133,130.00 | $ 153,031.00 | $ 286,161.00 |
| 2017 | August | $138,758.00 | $ 152,150.00 | $ 290,908.00 |
| 2017 | September | $144,343.00 | $ 153,574.00 | $ 297,917.00 |
| 2017 | October | $150,689.00 | $ 157,507.00 | $ 308,196.00 |
Post by: TheAnonOne on October 18, 2017, 09:06:10 AM
Statistics time!
There have been 87 members to post more than one progress report in this thread (i.e. two or more data points). Of these, 21 members have broken $500k! The average monthly gain for members in this thread is $9.6k.
10 members have tracked their full race in this thread. In other words, they have posted progress reports starting from ~$250k and have broken $500k. I attached a graph of these.
I don't intend to continue tracking stats for this thread, now that I've moved on to the $500k-$1 million thread. If anyone else wants to pick up where I left off or run other statistics/graphs I attached my raw numbers spreadsheet.
So coool!!!!! Thanks for doing it.
Mine started at 252, I think I count as the 11th lol
I almost included you in the graph because you're so close to $500k. I didn't exclude you because you started above $250k. My data points for JustGettingStarted1980 begin at $258k and for Libertea they start at $261k. If I recall correctly, my filtering criteria was max_data_point > $500k AND (max_data_point - min_data_point) > $240k.
But yes, you will be the 11th.
Heh, if I got paid every two weeks / twice a month I would be there already, but alas I only get paid monthly, so the check is still 2 weeks out. Luckily, they are much larger, so I should shoot past 500k a bit, maybe 505 to 510 depending on markets. (though i seem to be spending like crazy lately, new gaming PC, trip in DEC)
Post by: C-man23 on October 20, 2017, 05:46:36 AM
The march towards a half M has begun.
September 2017: $222,303
October 2017: $277,896
Post by: clarkfan1979 on October 22, 2017, 02:03:30 PM
405K rental property equity
100K in retirement accounts
30K cash
32K in student loan debt
Sitting on 503K at the moment. Not counting 20K of value across 3 vehicles.
Post by: Saskatchewstachian on October 25, 2017, 04:28:27 PM
Date NW
Apr-16 $155,162
Jan-17 $252,675
Aug-17 $321,753
As of today $348,218 so about 17k in the last two months.
This sounds great but could have been soooo much better. We installed a natural gas heater in the garage, and our fridge that came with the house decided to stop working so got to replace that as well.
Overall it's a 56% and 64% savings rate for Sept and to-date in Oct.
Post by: SAfAmBrit on October 28, 2017, 09:32:55 AM
Hoping to be at $500,000 in 08/2018.
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
Hoping for $400,000 by December 2017. Steadily onward.
Post by: CdnChris on October 29, 2017, 08:53:21 AM
- February 1st: $271,698.51
- March 1st: $298,326.11
- April 1st: $307,087.83
- May 1st: $321,801.45
- June 1st: $315,121.88
- July 31st: $320,849.33
- September 30th: 355,730.72
Been busy and missed a month. Only now posting for end of September.
Solid couple of months; good savings rate and the investments are moving in the right direction again!
Sadly, we figured out year end taxes and we need to set aside $20k in the next couple of months, so I am already mentally taking this out of the numbers. Not unexpected but always disappointing ...
The really good news is that without accounting for the final tax numbers we were on track for about $100k in savings this year.
Post by: Sweet_Flips on October 31, 2017, 08:08:15 AM
UPDATED!
02/2017--$258,181.90
03/2017--$266,011.19
04/2017--$273,921.39
05/2017--$279,950.03
06/2017--$283,579.43
07/2017--$290,723.87
---------------------------Forgot to post for a few months
10/2017--$314,559.32
Post by: skip207 on October 31, 2017, 11:21:59 AM
1/01/17 = £374,668
1/02/17 = £388,289
1/03/17 = £386,895
1/04/17 = £400,066
1/05/17 = £411,208
1/06/17 = £421,032
1/07/17 = £425,821
1/08/17 = £434,537
1/09/17 = £441,247
1/10/17 = £450,268
1/11/17 = £461,926
Post by: Sailor Sam on October 31, 2017, 11:36:15 AM
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Feb-2017: $379,968
1-Mar-2017: $402,448
1-Apr-2017: $409,886
1-May-2017: $416,851
1-Jun-2017: $421,488
1-Jul-2017: $430,504
1-Aug-2017: $441,599
1-Sep-2017: $451,138
1-Oct-2017: $466,532
1-Nov-2017: $475,240
Post by: 2Birds1Stone on October 31, 2017, 12:48:11 PM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
2/1/2017 - $265,000
3/1/2017 - $278,000
4/1/2017 - $282,000
5/1/2017 - $287,000
6/1/2017 - $304,000
7/1/2017 - $308,000
8/1/2017 - $313,000
9/1/2017 - $324,000
10/01/17 - $328,500
11/01/17 - $340,500
$416,000 combined with SO.
Post by: kaypinkHH on October 31, 2017, 01:38:53 PM
+13k this month in savings. Not too bad considering it was a transition month with lots of one off moving expenses. Progress may slow down in the next few weeks as Mr.HH is currently funemployed and looking for work, so we are a one income family for a while.
But, we may be selling our house (I adjusted the house appreciation to reflect our listing price). Offers should come in tomorrow!!! Next month this table may look very different!
Post by: Rowellen on October 31, 2017, 03:30:01 PM
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Oct 2017 $440k
Nov 2017 $448k I actually had a net worth drop as we paid a chunk of tax for my hubby's business (4k) and a huge repair bill for our investment property (2k). But I added in $10k of shares that I had been excluding for no particular reason. Maybe because they are worth less than we paid for them so I consider them a write off. Considering the outlays this month we still did well not to drop back further.
Post by: Just_Me on October 31, 2017, 10:23:42 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Post by: Guava on November 01, 2017, 06:54:17 AM
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
I am genuinely amazed every month now. And my 401k at work finally hit $100k this month which made it extra exciting.
Post by: Morning Glory on November 01, 2017, 06:57:18 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,118
Nov 1: 309,583
Side gig income and low spending made for a great month!!!
Post by: facepalm on November 01, 2017, 08:08:52 AM
May-17 263,835
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
This month I started putting an additional $400 aside into my new HSA, which also saved me $100 in payroll taxes. With two more months to go and an average savings of $6100 per month, I am still on track to hit $300K net worth by the end of the year. Going to really clamp down on expenses in November to make it happen.
My savings rate is hovering around 80%.
I might make next year's goal something crazy, like save $100K--I can definitely come up with $70K, but the other $30K might be tougher.
Post by: kapnfriday on November 01, 2017, 09:11:17 AM
9-2016: $373,735 (+$4.5k)
10-2016: $369,721 (-$4.0k)
11-2016: $385,057 (+$15.3k)
12-2016: $399,209 (+$14.1k)
1-2017: $408,813 (+$9.6k)
2-2017: $427,041 (+$18.2k)
3-2017: $425,204 (-$1.8k)
4-2017: $432,660 (+$7.4k)
5-2017: $439,707 (+7k)
6-2017: $445,394 (+5.6K)
7-2017: $456,502 (+11.1k!)
8-2017: $460,572 (+4k)
9-2017: $472,233 (+11.6k)
10-2017: $485,217 (+12.9k)
Hoping to graduate from this thread by the end of December. Hoping I don't ever "ungraduate" but realize that's a distinct possibility.
Post by: Mazzinator on November 01, 2017, 10:07:50 AM
Joining you guys!Oct 17- $264
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower)
Numbers are end of month
Sept 17- $257k
Post by: TheAnonOne on November 01, 2017, 11:00:18 AM
| 2015 DEC | : | 252k | |
| - | - | ||
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - | ||
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) |
+$142k this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 2 month(s) left, and (-42k) more to go, I hit this goal!
...and GOAL! Moving on to the 500k->1M race, so this will be my last update in this group.
Stats....
Time from 250->500: 22Months
Average gain: 11.7K per month (Includes market + pay + everything)
NOTES:
It has come to my attention over the last 3-4 years of focusing on this that the market continues to become a larger and larger influence. I think with this year's massive bull run it has been exceedingly astonishing.
We cut our expenses down at the end of 2016 and have noticed massive increases per month because of it. So spending is certainly a huge influence.
Good luck to the rest of you! Hope to be greeting you in the next thread soon.
Post by: RWD on November 01, 2017, 11:09:22 AM
...and GOAL!
Congrats!
Post by: TheAnonOne on November 01, 2017, 11:13:51 AM
...and GOAL!
Congrats!
Thanks it feels great! (I actually won't "see" it in personal capital until market close for the jump from 499 to 500, and not until Friday for the 511/512. So I still have some fun to look forward to this week!)
Post by: Ladychips on November 01, 2017, 01:18:49 PM
1/17 - $352,398
5/17 - $378,770
6/17 - $401,823
7/17 - $425,070
8/17 - $428,620
9/17 - $449,356
10/17 - $450,874
Had quite a bit of growth in my investments but used quite a bit of my cash stash for a project. Even so, positive movement. That's outstanding! But it does mean I won't make it to the end of this race by year's end.
Post by: FallenTimber on November 01, 2017, 04:04:58 PM
January 2016: $204k
- - - - - - - - - - - - - - - - - - - -
January 2017: $294k
February 2017: $298k
March 2017: $303k
April 2017: $307k
May 2017: $310k
June 2017: $326k
July 2017: $347k
August 2017: $355k
September 2017: 3$63k
October 2017: $380k
November2017: $396k
Our goal was to break the $400k mark by the end of the year, so we're excited to be on track to pull that off!
We seem to be increasing by about 100k each year, so fingers crossed that we'll be able to break the $500k by the end of 2018. We're also having a baby in a few weeks, so we'll see how that affects our goals.
Post by: facepalm on November 01, 2017, 05:56:38 PM
...and GOAL! Moving on to the 500k->1M race, so this will be my last update in this group.
Good work! See you in the next thread.
Post by: Pizzabrewer on November 01, 2017, 07:00:38 PM
2/1/2017: $183,768
3/1/2017: $197,020
4/1/2017: $202,363
5/1/2017: $223,229
6/1/2017: $244,355
7/1/2017: $249,532
graduated to this thread!
8/1/2017: $262,500
9/1/2017: $270,766
10/1/2017: $287,535
11/1/2017: $302,991
Another stellar month thanks to the strength of our investments. EXAS stock in particular continues to power our growth (see the "Shoot, I Stock Picked" thread in Investor Alley).
For the year we are up $132k which is 77.3%. Astounding.
Post by: McStache on November 01, 2017, 08:22:48 PM
13-Jul $0
13-Dec $6,153
14-Dec $49,012
15-Dec $101,290
16-Dec $179,750
This Year
17-Mar $199,234
17-Jun $218,315
17-Sep $251,872
This Quarter
17-Oct $260,359
Post by: dystopic on November 01, 2017, 08:23:59 PM
16th March 2017 - $156,970.56
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
14th July 2017 - $200,846.03 (-$18,896) - Vanguard dropped over 5% and the crypto portfolio dropped 34%. Additionally I paid for house renovation, moving, bond, and prepaid the rent. So the drop may look dramatic but it's really where it was 6 weeks ago. Also I own way more Vanguard units now than during the last update.
17th August 2017 - $228,106.09 (+$27,260.06) - Back on track, although I still have some big expenses coming up in the near future. Hoping to graduate by the end of October 2017.
26th September 2017 - $228,382.36 (+$276.27) - cryptos went down by the same amount as what I saved. I'm done with the big house related expenses now.
13th October 2017 - $256,067.92 (+$27,685.56) - Looks like I'm done here. Markets went back up + I'm back to big savings. My portfolio is pretty volatile due to the crypto exposure so it may come back under 250k at any point of time. Rebalancing would trigger massive tax so I'm leaving it for now. See you in the next thread. Good luck all!
Hi all, just graduated from <250k thread a couple of weeks ago so now I’m here. I’m actually thinking of including investment property and retirement accounts from now on, as it helps me being interested in their worth and manage them better.
Post by: Rowellen on November 02, 2017, 12:02:10 AM
...and GOAL! Moving on to the 500k->1M race, so this will be my last update in this group.
Awesome. Happy for you.
Post by: turketron on November 02, 2017, 09:31:51 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Post by: cantgrowone on November 02, 2017, 11:16:13 AM
Numbers are not accounting for house value.
10/1/17 - $248k
11/1/17 - $262k
Post by: renata ricotta on November 02, 2017, 12:02:36 PM
Joining late to the game!
2017 progress:
Jan 17: $287k
Feb 17: $301k (partially accounted for by 2016 bonus)
Mar 17: $304k
April 17: $316k
May 17: $322k
June 17: $326k
Automatic savings of $1500/month in my 401(k), and usually deposit $3-4k into Vanguard per month, right after my paychecks hit. I could probably stand to increase that.
Update:
November 17: $365k.
DH started a job this month, and his whole paycheck goes straight to Vanguard.
Post by: dandypandys on November 02, 2017, 02:53:58 PM
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
July 4th: $295
Aug 1st: $294k Had to use 8k for new HVAC - now we need to build our savings account back up from zero! Surprised NW didn't go down more, maybe I have some things to reconcile still..
Sept 1st: $296 still going up even after our 8K down last month :) Hoping to see a bigger jump next month though
Oct 1st $302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: $314
Post by: Corazon on November 02, 2017, 06:43:42 PM
January 2017 171,752
February 184,041
March 194,983
April 202,197
May 216,467
June 224,537
July 230,519
August 239,299
September 245,636
October 255,013
November 266,608
Another good month of savings and market gains. Keep on keepin' on.
Post by: Pizzabrewer on November 02, 2017, 09:13:56 PM
...and GOAL! Moving on to the 500k->1M race, so this will be my last update in this group.
You kicked its ass! Great job and congratulations!!
Post by: Pizzabrewer on November 02, 2017, 09:17:28 PM
Post by: dystopic on November 03, 2017, 01:26:26 AM
dystopic and cantgrowone: Great job and congrats! I'm only here a few months so I'm not sure if I qualify to be on the welcoming committee, but a hearty welcome anyway!
Definitely appreciated:-)
Post by: 2Birds1Stone on November 03, 2017, 09:15:35 AM
So spending was pretty awful this month. (Travel + eating out + drinking, camera purchase, apparel, and healthcare/pet costs didn't help.) And I'm now a contractor, so I get paid the hours I work, but we had a vacation planned. So the two paychecks I did get were a lot smaller than I can expect going forward. Still, positive movement. Just not as much as I'd prefer to see. So far, $150k in a little under 2 years. $400k is just around the corner!
Jog my memory, those figures are combined with your wife right?
Post by: TheAnonOne on November 03, 2017, 10:45:20 AM
...and GOAL! Moving on to the 500k->1M race, so this will be my last update in this group.
You kicked its ass! Great job and congratulations!!
Thanks! Looking back, it seemed so fast, but the next wall just seems insane (500->1m)
Post by: YoungGranny on November 07, 2017, 06:01:22 AM
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged)
11/2016 - $328k
12/2016- $347k
1/2017 $358.7k
3/2017 - $367.2
5/2017 - $382.2
6/2017-$395.0k
7/2017 - $419.3k
10/2017 - $441.9k
11/2017 - $473.4k - husbands annual bonus + market + high savings rate led to this huge uptick. Looks like we should reach $500k by Q1 with our normal savings rate.
Post by: FIreSurfer on November 07, 2017, 10:14:47 AM
5/15/2017: $200,404
5/31/2017: $207,044
6/15/2017: $213,996
7/05/2017: $219,933
7/17/2017: $225,853
8/01/2017: $228,504
8/24/2017: $228,854
9/01/2017: $237,500
9/19/2017: $245,500
10/2/2017: $251,933
11/7/2017: $266,000
Corazon and Turketron: we seem to be all three marching in a pretty tight lockstep ------ I'm gonna skip out on date nights with DW this month and see if I can pull ahead.....!!!
J/K of course, we're all in this together - hope we lockstep right into the next race - - -and yeah joking about date nights - - -being married to a tightwad like me, date night budget is sacred and non-negotiable in our house!!
Post by: Res Ipsa on November 08, 2017, 07:57:13 PM
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sep 1, 2017: $378,549 (bought a new house...I know, I know)
Oct 1, 2017: $389,829
Nov. 1, 2017: $396,444
Post by: Tyson on November 09, 2017, 11:54:52 AM
June - $320k
July - $322k
Aug - $325k
Sept - $332k
Oct - $343K
Nov - $351k
But perhaps most exciting - I owe $348k on my mortgage, so my investments have surpassed my mortgage for the first time in my life. Feels pretty damn good!
Post by: tightwaddy on November 09, 2017, 05:48:05 PM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
April 16, 2017: $379,833
May 10, 2017: $390,728
June 13, 2017: $401,930
July 12, 2017: $410,646
August 19, 2017: $422,663
September 10, 2017: $435,887
October 13, 2017: $446,859
November 9, 2017: $457,647
Post by: gmdv on November 09, 2017, 07:08:46 PM
November 2017 - 319kOctober 2017 - 314k
August 2017 - 295k
September 2017 - 310k
Post by: CdnChris on November 12, 2017, 10:22:38 AM
- February 1st: $271,698.51
- March 1st: $298,326.11
- April 1st: $307,087.83
- May 1st: $321,801.45
- June 1st: $315,121.88
- July 31st: $320,849.33
- September 30th: 355,730.72
- October 31th: 370,063.98
Caught up and posting for October. Will still have to remove $20k tax bill from these numbers before end of year.
Post by: retireatbirth on November 13, 2017, 07:41:31 PM
New guy here just graduated from the last thread
April 28,2017: $253,000
July 7, 2017: $266,000
November 13, 2017: $299,000
Post by: dystopic on November 16, 2017, 02:33:39 PM
16th March 2017 - $156,970.56
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
14th July 2017 - $200,846.03 (-$18,896) - Vanguard dropped over 5% and the crypto portfolio dropped 34%. Additionally I paid for house renovation, moving, bond, and prepaid the rent. So the drop may look dramatic but it's really where it was 6 weeks ago. Also I own way more Vanguard units now than during the last update.
17th August 2017 - $228,106.09 (+$27,260.06) - Back on track, although I still have some big expenses coming up in the near future. Hoping to graduate by the end of October 2017.
26th September 2017 - $228,382.36 (+$276.27) - cryptos went down by the same amount as what I saved. I'm done with the big house related expenses now.
13th October 2017 - $256,067.92 (+$27,685.56) - Looks like I'm done here. Markets went back up + I'm back to big savings. My portfolio is pretty volatile due to the crypto exposure so it may come back under 250k at any point of time. Rebalancing would trigger massive tax so I'm leaving it for now. See you in the next thread. Good luck all!
...(moved to 250k->500k thread)
Hi all, just graduated from <250k thread a couple of weeks ago so now I’m here. I’m actually thinking of including investment property and retirement accounts from now on, as it helps me being interested in their worth and manage them better.
16th November 2017 - $312,757.72 (+$56,689.80) - cryptocurrency doing its thing😳
Post by: Frugal_NYC on November 21, 2017, 12:10:41 PM
End Sep'17: $250.2K
Oct: $258.4K
Went from $78K to $250K in 3 years...will be getting married in June so not sure how I will treat that in the march to a half mill
Post by: JLee on November 27, 2017, 06:38:17 PM
Here are my 100k-250k (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1787166/#msg1787166) numbers - 2 years and 3 months. Hopefully I can hit 500k in another 2-3 years!
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
Post by: mizzourah2006 on November 29, 2017, 07:17:35 AM
Amazing Progress by many on here. Motivates me all the more. I've only been tracking since the end of January 2016, but here is what our breakdown looks like:
Investments/ Inv with Home Equity + Cars (I depreciate these every 6 months) + HSAs + 529s
Jan. 16: $181.2/$304
Feb. 16: $187.8/$315
Mar. 16: $206.6/$341 (Bonus)
Apr. 16: $208.7/$346.1
May 16: $211.8/$348.9
Jun. 16: $215.6/$355.4
Jul. 16: $223.8/$364.2
Aug. 16: $221.5/ $362.2
Sep. 16: $225.7/$366.3
Oct. 16: $222.3/$363.7
Nov. 16: $232.3/ $374.6
Dec. 16: $244.9/$388.1
Jan. 17: $249.5/ $387.3
Feb. 17: $263.9/$402.2
Mar. 17: $273.8/ $426.2 (Bonus)
Apr. 17: $282.9/ $438.1
May 17: $285.4/$441.2
Jun. 17: $295.9/ $452.5
Jul. 17: $307.2/$464.4
Aug. 17: $309.6/$467.3
For FI purposes I only look at the # on the left.
Not sure how long it will last but as of this morning we crossed the $500k NW mark.
Nov. 17: $337.95/$500.91
Post by: kaypinkHH on November 29, 2017, 09:09:15 AM
Our house got an offer, and in January we will liquidate the assests!!! Yay!!
10k growth this month was not too bad considering we are down to one income and still paying a high mortgage on the house. Mr.HH has had a few interviews and hopefully will have a job soon, bumping up our income and saving rate!
Post by: Ladychips on November 30, 2017, 05:01:22 AM
1/17 - $352,398
5/17 - $378,770
6/17 - $401,823
7/17 - $425,070
8/17 - $428,620
9/17 - $449,356
10/17 - $450,874
11/17 - $466,186
Increased over $100,000 this year. Outstanding!!
Post by: skip207 on November 30, 2017, 12:07:13 PM
1/01/17 = £374,668
1/02/17 = £388,289
1/03/17 = £386,895
1/04/17 = £400,066
1/05/17 = £411,208
1/06/17 = £421,032
1/07/17 = £425,821
1/08/17 = £434,537
1/09/17 = £441,247
1/10/17 = £450,268
1/11/17 = £461,926
1/12/17 = £464,706
Post by: 2Birds1Stone on November 30, 2017, 04:44:27 PM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
2/1/2017 - $265,000
3/1/2017 - $278,000
4/1/2017 - $282,000
5/1/2017 - $287,000
6/1/2017 - $304,000
7/1/2017 - $308,000
8/1/2017 - $313,000
9/1/2017 - $324,000
10/01/17 - $328,500
11/01/17 - $340,500
12/01/17 - $349,000
$428,000 combined with SO.
Post by: Pizzabrewer on November 30, 2017, 06:55:35 PM
2/1/2017: $183,768
3/1/2017: $197,020
4/1/2017: $202,363
5/1/2017: $223,229
6/1/2017: $244,355
7/1/2017: $249,532
graduated to this thread!
8/1/2017: $262,500
9/1/2017: $270,766
10/1/2017: $287,535
11/1/2017: $302,991
12/1/2017: $303,901
I thought for sure this would be our first down month. My individual stocks drifted lower and we had about $2500 in dog expenses. First we had her teeth cleaned to the tune of about $700. Then a couple weeks later she had a bout of pancreatitis which necessitated 2 days at the vet on IVs. She was one sick, sad pupper-dog. Of course there was no question that we'd have her treated and thankfully she is now back to her normal, happy self.
So I was a bit worried while adding up the numbers tonight. Thanks largely to a big jump in my wife's 401k and HSA accounts we managed to eke out a small gain. So the streak continues...
Post by: Sailor Sam on November 30, 2017, 08:05:45 PM
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Feb-2017: $379,968
1-Mar-2017: $402,448
1-Apr-2017: $409,886
1-May-2017: $416,851
1-Jun-2017: $421,488
1-Jul-2017: $430,504
1-Aug-2017: $441,599
1-Sep-2017: $451,138
1-Oct-2017: $466,532
1-Nov-2017: $475,240
1-Dec-2017: $484,524
I skipped 2 contributions to my after tax account in Nov, and my net worth still went up almost 10k. So close!
Post by: Just_Me on November 30, 2017, 08:53:50 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Major bills hit this month. Nice to see progress.
Post by: skip207 on December 01, 2017, 02:03:32 AM
we had about $2500 in dog expenses. First we had her teeth cleaned to the tune of about $700. Then a couple weeks later she had a bout of pancreatitis which necessitated 2 days at the vet on IVs. She was one sick, sad pupper-dog. Of course there was no question that we'd have her treated and thankfully she is now back to her normal, happy self.
So I was a bit worried while adding up the numbers tonight.
Spooky! My dog has had pancreatitis in November too. Ended up having to have her sedated, scans etc. Thankfully been on the mend for a couple of weeks. My other dog has a bad bladder infection too. Spent well over 1500 this month at the vets. Ah well its only money.
Post by: skip207 on December 01, 2017, 02:05:15 AM
Post by: turketron on December 01, 2017, 06:19:56 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Post by: YoungGranny on December 01, 2017, 06:36:20 AM
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged)
11/2016 - $328k
12/2016- $347k
1/2017 $358.7k
3/2017 - $367.2
5/2017 - $382.2
6/2017-$395.0k
7/2017 - $419.3k
10/2017 - $441.9k
11/2017 - $473.4k
12/2017 - $482.5k - getting so close!! I do have to say hitting these milestones feels less exciting than it used to; guess it's the boring truth of getting rich - no big lottery win just slow and steady progress to retirement.
Post by: Guava on December 01, 2017, 07:27:36 AM
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
Another great month!
Post by: afuera on December 01, 2017, 08:38:49 AM
12/1/2017: INV-$256,324.07 NW-$266,011.53
NW used to be a lot higher before an asshole named Harvey destroyed all our equity. Large amounts of money are still in limbo due to contractors and the mortgage company dragging their feet on everything and we still have to buy appliances for the house eventually. I can't wait till everything calms down and we can get back to normal again.
edited because I can't spell :/
Post by: Morning Glory on December 01, 2017, 08:43:16 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
My net worth is up more than 80k this year, which is approximately my earnings after taxes. High savings rate and huge market gains early in the year made it happen.
Post by: SAfAmBrit on December 01, 2017, 09:38:38 AM
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,073
Got to target 1 month early - now for $500000. Congrats to all who stayed the course in 2017 and regardless of outcome came ahead of 2016.
Post by: McStache on December 01, 2017, 12:02:05 PM
13-Jul $0
13-Dec $6,153
14-Dec $49,012
15-Dec $101,290
16-Dec $179,750
This Year
17-Mar $199,234
17-Jun $218,315
17-Sep $251,872
This Quarter
17-Oct $260,359
17-Nov $273,545
Post by: Pizzabrewer on December 01, 2017, 12:12:15 PM
Ah well its only money.
Bree says "yes it's only money and I'm well worth it"
Post by: Sailor Sam on December 01, 2017, 12:37:39 PM
we had about $2500 in dog expenses. First we had her teeth cleaned to the tune of about $700. Then a couple weeks later she had a bout of pancreatitis which necessitated 2 days at the vet on IVs. She was one sick, sad pupper-dog. Of course there was no question that we'd have her treated and thankfully she is now back to her normal, happy self.
So I was a bit worried while adding up the numbers tonight.
Spooky! My dog has had pancreatitis in November too. Ended up having to have her sedated, scans etc. Thankfully been on the mend for a couple of weeks. My other dog has a bad bladder infection too. Spent well over 1500 this month at the vets. Ah well its only money.
I can make it spookier! I also have a small terrier, who had pancreatitis in Nov. Doggo is 16-ish, and was so sick I afriad it was the end. But she bounced back, and is once again spry and wagging.
Post by: Pizzabrewer on December 01, 2017, 06:07:02 PM
we had about $2500 in dog expenses. First we had her teeth cleaned to the tune of about $700. Then a couple weeks later she had a bout of pancreatitis which necessitated 2 days at the vet on IVs. She was one sick, sad pupper-dog. Of course there was no question that we'd have her treated and thankfully she is now back to her normal, happy self.
So I was a bit worried while adding up the numbers tonight.
Spooky! My dog has had pancreatitis in November too. Ended up having to have her sedated, scans etc. Thankfully been on the mend for a couple of weeks. My other dog has a bad bladder infection too. Spent well over 1500 this month at the vets. Ah well its only money.
I can make it spookier! I also have a small terrier, who had pancreatitis in Nov. Doggo is 16-ish, and was so sick I afriad it was the end. But she bounced back, and is once again spry and wagging.
I read this thread 2 seconds after reading EngineerYogi announcing that her dog has pancreatitis.... I was confused, and spooked.
Hmmm, I guess we have proof that posting to these forums is bad for your dog's health...
Post by: Rowellen on December 01, 2017, 07:50:04 PM
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Oct 2017 $440k
Nov 2017 $448k
Dec 2017 $450k
Unbelievable considering we had a tax bill of almost $5k and one of our direct shares lost almost $6k off the value. Quite randomly and has since come back a little. I had 3 pay days this month so that helped.
Welcome afuera, JLee & Frugal_NYC.
Congrats mizzourah2006.
Post by: skip207 on December 03, 2017, 12:57:39 AM
Post by: Sweet_Flips on December 03, 2017, 09:11:58 AM
02/2017--$258,181.90
03/2017--$266,011.19
04/2017--$273,921.39
05/2017--$279,950.03
06/2017--$283,579.43
07/2017--$290,723.87
---------------------------Forgot to post for a few months
10/2017--$314,559.32
11/2017--$325,341.62
Post by: facepalm on December 03, 2017, 09:16:04 AM
May-17 263,835
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Crap, I added 10K to my NW this last month! Some of it was market gains (nice to see your accounts go up 1K in one day), but I also managed to stick to my budget this month and sock away a little extra.
For next year, I'm going to set a goal of reaching $400,000. I have no idea how I will do it, but what the hell. If tax reform passes it will remove one avenue of savings (I contribute to both a 403(b) and 457(b)) but I'll figure something out.
Post by: dandypandys on December 04, 2017, 07:41:32 AM
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
July 4th: $295
Aug 1st: $294k Had to use 8k for new HVAC - now we need to build our savings account back up from zero! Surprised NW didn't go down more, maybe I have some things to reconcile still..
Sept 1st: $296 still going up even after our 8K down last month :) Hoping to see a bigger jump next month though
Oct 1st $302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: $314
Dec 4th $322.5k About to drop 12k on a used car though.
Post by: ducky19 on December 04, 2017, 07:52:59 AM
Jan 14 - $171k
Jan 15 - $183k
Jan 16 - $216k
Jan 17 - $273k
Nov 17 - $368k
Should be at a full $100k gain by the end of the year. Hoping to continue the growth and hit $500k by the end of 2018!
Post by: Corazon on December 06, 2017, 05:37:09 PM
January 2017 171,752
February 184,041
March 194,983
April 202,197
May 216,467
June 224,537
July 230,519
August 239,299
September 245,636
October 255,013
November 266,608
December 277,379
Another solid month. Hope to increase monthly savings beginning in January 2018.
Post by: kapnfriday on December 07, 2017, 07:25:12 AM
9-2016: $373,735 (+$4.5k)
10-2016: $369,721 (-$4.0k)
11-2016: $385,057 (+$15.3k)
12-2016: $399,209 (+$14.1k)
1-2017: $408,813 (+$9.6k)
2-2017: $427,041 (+$18.2k)
3-2017: $425,204 (-$1.8k)
4-2017: $432,660 (+$7.4k)
5-2017: $439,707 (+7k)
6-2017: $445,394 (+5.6K)
7-2017: $456,502 (+11.1k!)
8-2017: $460,572 (+4k)
9-2017: $472,233 (+11.6k)
10-2017: $485,217 (+12.9k)
11-2017: $501,933 (+16.7k)
My goal was to hit $500k by the end of December, but November turned out to be a very good month. Now the question is will we remain over $500k by the end of December. I think I'll stick around this thread for a while before moving on to the $500k to $1M thread.
Full November expense report is up on my site.
Post by: tightwaddy on December 08, 2017, 03:31:42 PM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
April 16, 2017: $379,833
May 10, 2017: $390,728
June 13, 2017: $401,930
July 12, 2017: $410,646
August 19, 2017: $422,663
September 10, 2017: $435,887
October 13, 2017: $446,859
November 9, 2017: $457,647
December 8, 2017: $469,713
Closing in--hope to graduate in March or April (market depending).
Post by: Mazzinator on December 08, 2017, 04:12:24 PM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower)
Numbers are end of month
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Post by: facepalm on December 09, 2017, 08:48:35 PM
Joining you guys!Welcome Aboard!
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower)
Numbers are end of month
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Post by: skip207 on December 12, 2017, 12:21:17 PM
Post by: gmdv on December 12, 2017, 06:55:28 PM
December 2017 - 328kNovember 2017 - 319kOctober 2017 - 314k
August 2017 - 295k
September 2017 - 310k
Post by: avp1234 on December 12, 2017, 10:45:26 PM
We are in our 40's, and we got a late start on saving, so we have a lot of catching up to do. Wish I would have started saving a LONG time ago :( Oh well! Since we don't have a mortgage payment, hopefully we will really be able to bump it up. I also have a pension and I'm not counting that either. Just retirement accounts and emergency fund. Anyway, I'm officially in!
Post by: dystopic on December 14, 2017, 03:36:15 AM
16th March 2017 - $156,970.5614th December 2017 - $472,428.34 (+$159,670.60) - over time I got used to crypto doubling every year but doubling every month made me liquidate big part of my portfolio. This went against my investment policy statement but elevated a lot of mental stress. Win. I also worked crazy overtime hours since the last update, keeping spendings low and everything else on track.
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
14th July 2017 - $200,846.03 (-$18,896) - Vanguard dropped over 5% and the crypto portfolio dropped 34%. Additionally I paid for house renovation, moving, bond, and prepaid the rent. So the drop may look dramatic but it's really where it was 6 weeks ago. Also I own way more Vanguard units now than during the last update.
17th August 2017 - $228,106.09 (+$27,260.06) - Back on track, although I still have some big expenses coming up in the near future. Hoping to graduate by the end of October 2017.
26th September 2017 - $228,382.36 (+$276.27) - cryptos went down by the same amount as what I saved. I'm done with the big house related expenses now.
13th October 2017 - $256,067.92 (+$27,685.56) - Looks like I'm done here. Markets went back up + I'm back to big savings. My portfolio is pretty volatile due to the crypto exposure so it may come back under 250k at any point of time. Rebalancing would trigger massive tax so I'm leaving it for now. See you in the next thread. Good luck all!
...(moved to 250k->500k thread)
16th November 2017 - $312,757.72 (+$56,689.80) - cryptocurrency doing its thing😳
Post by: gmdv on December 17, 2017, 07:20:45 PM
Didn't think it's possible, but I'm actually getting nervous from seeing how fast your stash grow.16th March 2017 - $156,970.5614th December 2017 - $472,428.34 (+$159,670.60) - over time I got used to crypto doubling every year but doubling every month made me liquidate big part of my portfolio. This went against my investment policy statement but elevated a lot of mental stress. Win. I also worked crazy overtime hours since the last update, keeping spendings low and everything else on track.
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers
14th July 2017 - $200,846.03 (-$18,896) - Vanguard dropped over 5% and the crypto portfolio dropped 34%. Additionally I paid for house renovation, moving, bond, and prepaid the rent. So the drop may look dramatic but it's really where it was 6 weeks ago. Also I own way more Vanguard units now than during the last update.
17th August 2017 - $228,106.09 (+$27,260.06) - Back on track, although I still have some big expenses coming up in the near future. Hoping to graduate by the end of October 2017.
26th September 2017 - $228,382.36 (+$276.27) - cryptos went down by the same amount as what I saved. I'm done with the big house related expenses now.
13th October 2017 - $256,067.92 (+$27,685.56) - Looks like I'm done here. Markets went back up + I'm back to big savings. My portfolio is pretty volatile due to the crypto exposure so it may come back under 250k at any point of time. Rebalancing would trigger massive tax so I'm leaving it for now. See you in the next thread. Good luck all!
...(moved to 250k->500k thread)
16th November 2017 - $312,757.72 (+$56,689.80) - cryptocurrency doing its thing
Post by: YoungGranny on December 18, 2017, 07:55:46 AM
Starting 10/2016 - $310,000 (rough estimate since we still have a few accounts left to be merged)
11/2016 - $328k
12/2016- $347k
1/2017 $358.7k
3/2017 - $367.2
5/2017 - $382.2
6/2017-$395.0k
7/2017 - $419.3k
10/2017 - $441.9k
11/2017 - $473.4k
12/2017 - $482.5k
$502k
December bonus pushed us over the top. Pretty excited to graduate today :) Kind of an odd feeling because I can't tell any of my friends/family. Most of them have a lot of consumer debt/live paycheck-paycheck so $500k seems like an enormous sum (which it is). But to me, nothing really feels different. We're still saving towards the goal of FIRE and I still refuse to buy coffee at work since they upped the price $.25 (back in my day it was free! lol) See you all in the next group!
Post by: McStache on December 18, 2017, 07:58:42 AM
$502k
December bonus pushed us over the top. Pretty excited to graduate today :) Kind of an odd feeling because I can't tell any of my friends/family. Most of them have a lot of consumer debt/live paycheck-paycheck so $500k seems like an enormous sum (which it is). But to me, nothing really feels different. We're still saving towards the goal of FIRE and I still refuse to buy coffee at work since they upped the price $.25 (back in my day it was free! lol) See you all in the next group!
Congrats!!
Post by: RWD on December 18, 2017, 07:59:34 AM
$502k
December bonus pushed us over the top. Pretty excited to graduate today :) Kind of an odd feeling because I can't tell any of my friends/family. Most of them have a lot of consumer debt/live paycheck-paycheck so $500k seems like an enormous sum (which it is). But to me, nothing really feels different. We're still saving towards the goal of FIRE and I still refuse to buy coffee at work since they upped the price $.25 (back in my day it was free! lol) See you all in the next group!
Congrats! I understand the feeling of simultaneously having so much while still having a long ways to go.
Post by: FireRun on December 23, 2017, 07:09:43 PM
1-2012: $5250
1-2013: $19330
1-2014: $52312
1-2015: $128996
1-2016: $159167
1-2017: $242885
2-2017: $253872
3-2017: $266676
4-2017: $273489
5-2017: $280016
6-2017: $289638
7-2017: $297872
8-2017: $308277
9-2017: $315125
10-2017: $327632
11-2017: $339597
12-2017: $353408
Post by: facepalm on December 24, 2017, 08:29:41 PM
I'll jump in. It's been a good year. Stretch goal is to hit $500K by the end of next year.
1-2012: $5250
1-2013: $19330
1-2014: $52312
1-2015: $128996
1-2016: $159167
1-2017: $242885
2-2017: $253872
3-2017: $266676
4-2017: $273489
5-2017: $280016
6-2017: $289638
7-2017: $297872
8-2017: $308277
9-2017: $315125
10-2017: $327632
11-2017: $339597
12-2017: $353408
Good goal! You only need to come up with 150k!
Post by: Ladychips on December 27, 2017, 09:58:11 AM
1/17 - $352,398
5/17 - $378,770
6/17 - $401,823
7/17 - $425,070
8/17 - $428,620
9/17 - $449,356
10/17 - $450,874
11/17 - $466,186
12/17 - $473,407
$112,515 increase this year. Almost half contributions/half growth. I have to keep reminding myself that this growth is abnormal and to never expect this again!
Hard to guess when I'll make $500,000 (my savings doesn't change much and growth is not predictable). If no growth/no loss, I'm there by July 1.
Post by: FIreSurfer on December 27, 2017, 11:50:23 PM
5/15/2017: $200,404
5/31/2017: $207,044
6/15/2017: $213,996
7/05/2017: $219,933
7/17/2017: $225,853
8/01/2017: $228,504
8/24/2017: $228,854
9/01/2017: $237,500
9/19/2017: $245,500
10/2/2017: $251,933
11/7/2017: $266,000
12/27/2017:$280,000
Post by: 2Birds1Stone on December 28, 2017, 09:55:03 AM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
2/1/2017 - $265,000
3/1/2017 - $278,000
4/1/2017 - $282,000
5/1/2017 - $287,000
6/1/2017 - $304,000
7/1/2017 - $308,000
8/1/2017 - $313,000
9/1/2017 - $324,000
10/01/17 - $328,500
11/01/17 - $340,500
12/01/17 - $349,000
01/01/18 - $360,000 (estimated)
$440,000 combined with SO.
Post by: facepalm on December 29, 2017, 05:24:38 AM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Another great month. I get my December check early since I am off for the next two weeks.
I am up 190K this year. Some of it was a estate payout, and some was money I had but was not counting. Aside from that, I saved about 55K. Overall, very happy with my progress. Happy that I will keep the ability to contribute to both my 457(b) and 43(b) accounts.
Plan is to somehow get to 400K this year.
Post by: kaypinkHH on December 29, 2017, 07:37:33 AM
House is planning to close on Jan 25th, at which point we liquidate some of that money, and I will move from this thread to the next! We bought a cheaper house with a rental suite, so next year looks promising for gains, even though there is a mat leave thrown in there.
Overall for 2017, I believe just with investments and savings, we were up ~125k (mostly from savings), this was an usually good year due to work situation. I don't expect growth like that going forward!
Even though we are doing really well, we still need to work on leaking money... somehow this month we still spent 5k. That seems way too high for what we spend our money on. (1.7k is mortgage, but still).
Post by: JLee on December 29, 2017, 01:13:15 PM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.67
Post by: SAfAmBrit on December 29, 2017, 11:44:08 PM
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
Not great month - I have not increased my home value on my tracking sheet this year - personal capital is reporting NW @ $454,000. For ease of knowing exactly where i am in savings rate I am going to leave it where it is on my personal tracking. 2018 WILL be my year - $500,000 - here i come!
Post by: skip207 on December 30, 2017, 03:32:37 AM
01/02/17 388289
01/03/17 386895
01/04/17 400066
01/05/17 411208
01/06/17 421032
01/07/17 425821
01/08/17 434537
01/09/17 441247
01/10/17 450268
01/11/17 461926
01/12/17 464706
01/01/18 497097
+£122k over the year. FIRE target of 2022 still on the table.
End of year bonus helped with this month (£15k) but still good numbers..
I hope to progress to the next thread on 1st Feb.
Post by: McStache on December 30, 2017, 10:12:10 AM
13-Jul $0
13-Dec $6,153
14-Dec $49,012
15-Dec $101,290
16-Dec $179,750
This Year
17-Mar $199,234
17-Jun $218,315
17-Sep $251,872
This Quarter
17-Oct $260,359
17-Nov $273,545
17-Dec $287,830
Got a solid bonus this month and the markets are still up, so another good month of gains
Post by: Guava on December 30, 2017, 01:53:55 PM
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
December 2017: $302k
We had a pretty great year! We surpassed our expectations by a whole lot and we saved 40% of our gross. Of course we want to do better next year but I don't see our net worth increasing too much in 2018 because we are building a garage/workshop and remodelling a bathroom. But we have been planning for this for years.
Post by: bzzzt on December 30, 2017, 05:52:59 PM
Dec 2016 = $331k
Dec 2017 = $440k!
It would have been even higher but I paid my first half of 2018 property taxes and bought some items for work that I won't be able to deduct after this year.
It's too early to know when I'll complete this race though. I only had 3 weeks off this year, worked 50+ hours/week for half the year, and my wife was off on maternity leave for a while. So, childcare costs were low and the OT contract is over, so I doubt next year will be as great. Hopefully, I'll be bugging out of here by the end of 2018.
Thanks 2017! You've been great! I never though I'd have a $100+k NW gain!
Post by: Just_Me on December 31, 2017, 06:45:21 AM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Another year where I still feel like I don't know what I'm doing but we grew $63k.
Post by: Mazzinator on December 31, 2017, 07:26:50 AM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower)
Numbers are end of month
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Post by: FireRun on December 31, 2017, 08:00:22 AM
I'll jump in. It's been a good year. Stretch goal is to hit $500K by the end of next year.
1-2012: $5250
1-2013: $19330
1-2014: $52312
1-2015: $128996
1-2016: $159167
1-2017: $242885
2-2017: $253872
3-2017: $266676
4-2017: $273489
5-2017: $280016
6-2017: $289638
7-2017: $297872
8-2017: $308277
9-2017: $315125
10-2017: $327632
11-2017: $339597
12-2017: $353408
1-2018: $363983
Another 10K+ gain month to wrap up a great year. Just about a 50% increase yoy.
Post by: Rife on December 31, 2017, 08:13:21 AM
Jan 2017: $305,000
Mar 2017: $340,000
June 2017: $368,000
Dec 2017: $439,000
Helped by a very strong year in the market we should make it in 2018.
Post by: Res Ipsa on December 31, 2017, 05:14:20 PM
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sep 1, 2017: $378,549 (bought a new house...I know, I know)
Oct 1, 2017: $389,829
Nov. 1, 2017: $396,444
December 1, 2017: $407,245
January 1, 2018: $412,626
2017 was a great year for investment gains. Keep telling myself that's not likely to repeat itself. Can't control market forces so I don't have a specific time goal for hitting $500k, but I do have a goal of saving/investing 50%+ of my take home/discretionary income in 2018 (50%+ of amounts left after paying taxes, insurance and mortgage).
Post by: Rowellen on December 31, 2017, 11:07:53 PM
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Oct 2017 $440k
Nov 2017 $448k (added in $10k of shares previously excluded)
Dec 2017 $450k
Jan 2018 $460k wow. Tracking net worth is so motivating. I don't know why I didn't do it sooner. +$92k in one year. Incredible.
Post by: turketron on December 31, 2017, 11:17:25 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Post by: dandypandys on January 01, 2018, 04:44:26 AM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
July 4th: $295
Aug 1st: $294k Had to use 8k for new HVAC - now we need to build our savings account back up from zero! Surprised NW didn't go down more, maybe I have some things to reconcile still..
Sept 1st: $296 still going up even after our 8K down last month :) Hoping to see a bigger jump next month though
Oct 1st $302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: $314
Dec 4th $322.5k
2018
Jan 1st:$316.5k bought a used car and a new stove.. spendy month but 64.5k up for the year! :)
Post by: Morning Glory on January 01, 2018, 08:09:36 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
My number was higher a few days ago but I decided to pay my 2018 property taxes early. I would like to hit 400k this year but it all depends on the market. Happy new year everyone!!!
Post by: AK on January 01, 2018, 12:12:20 PM
Other goals: Pay off student loans this year using various reward credit cards to acquire various travel rewards. Hoping to get the Southwest companion pass in this first quarter.
Good luck everyone!
Post by: Sailor Sam on January 01, 2018, 12:44:53 PM
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Feb-2017: $379,968
1-Mar-2017: $402,448
1-Apr-2017: $409,886
1-May-2017: $416,851
1-Jun-2017: $421,488
1-Jul-2017: $430,504
1-Aug-2017: $441,599
1-Sep-2017: $451,138
1-Oct-2017: $466,532
1-Nov-2017: $475,240
1-Dec-2017: $484,524
1-Jan-2018: $496,452
Post by: Rowellen on January 01, 2018, 07:40:09 PM
Welcome AK.
Post by: Sweet_Flips on January 02, 2018, 07:00:36 AM
02/2017--$258,181.90
03/2017--$266,011.19
04/2017--$273,921.39
05/2017--$279,950.03
06/2017--$283,579.43
07/2017--$290,723.87
---------------------------Forgot to post for a few months
10/2017--$314,559.32
11/2017--$325,341.62
12/2017--$337,036.75 <--hoping to hit $400K in 2018
Post by: afuera on January 02, 2018, 10:45:09 AM
1/1/2018: INV-$265,731.22 NW-$277,837.89
We still have ~$40K in limbo with about half owed to the contractor to finish repairs. We will have a little extra to invest come February when we are done paying for rent on top of our mortgage and all the insurance payouts, contractor bills, and appliances costs are finished.
Post by: kapnfriday on January 02, 2018, 02:15:04 PM
9-2016: $373,735 (+$4.5k)
10-2016: $369,721 (-$4.0k)
11-2016: $385,057 (+$15.3k)
12-2016: $399,209 (+$14.1k)
1-2017: $408,813 (+$9.6k)
2-2017: $427,041 (+$18.2k)
3-2017: $425,204 (-$1.8k)
4-2017: $432,660 (+$7.4k)
5-2017: $439,707 (+7k)
6-2017: $445,394 (+5.6K)
7-2017: $456,502 (+11.1k!)
8-2017: $460,572 (+4k)
9-2017: $472,233 (+11.6k)
10-2017: $485,217 (+12.9k)
11-2017: $501,933 (+16.7k)
12-2017: $510,037 (+8.1k)
Friends,
It is with mixed emotions (not really) that I announce today that I have graduated from this thread and will be joining the big kids* in the race from $500k to $1M thread.
My first post in this thread was Dec. 9, 2016 when we had invested assets of $385k and I didn't think we'd get to $500k by the end of 2017.
Wishing you all the best on your continued journeys. You will get there!
*please promise to take me back if the big kids kick me out - thanks.
Post by: Ladychips on January 02, 2018, 07:28:18 PM
8-2016: $369,217
9-2016: $373,735 (+$4.5k)
10-2016: $369,721 (-$4.0k)
11-2016: $385,057 (+$15.3k)
12-2016: $399,209 (+$14.1k)
1-2017: $408,813 (+$9.6k)
2-2017: $427,041 (+$18.2k)
3-2017: $425,204 (-$1.8k)
4-2017: $432,660 (+$7.4k)
5-2017: $439,707 (+7k)
6-2017: $445,394 (+5.6K)
7-2017: $456,502 (+11.1k!)
8-2017: $460,572 (+4k)
9-2017: $472,233 (+11.6k)
10-2017: $485,217 (+12.9k)
11-2017: $501,933 (+16.7k)
12-2017: $510,037 (+8.1k)
Friends,
It is with mixed emotions (not really) that I announce today that I have graduated from this thread and will be joining the big kids* in the race from $500k to $1M thread.
My first post in this thread was Dec. 9, 2016 when we had invested assets of $385k and I didn't think we'd get to $500k by the end of 2017.
Wishing you all the best on your continued journeys. You will get there!
*please promise to take me back if the big kids kick me out - thanks.
Congratulations. Don't come back here...just be waiting for us all when we get there!!
Post by: Mustachio Bashio on January 02, 2018, 11:39:51 PM
Post by: Pizzabrewer on January 03, 2018, 04:23:39 AM
2/1/2017: $183,768
3/1/2017: $197,020
4/1/2017: $202,363
5/1/2017: $223,229
6/1/2017: $244,355
7/1/2017: $249,532
graduated to this thread!
8/1/2017: $262,500
9/1/2017: $270,766
10/1/2017: $287,535
11/1/2017: $302,991
12/1/2017: $303,901
1/1/2018: $292,875
Well it finally happened, NW was down $11k last month. This was due to a pullback in a couple of my "picked" stocks. After the tremendous run-up they enjoyed a retrenchment was inevitable. The long-term prospects haven't changed though, so I'm holding long and strong.
I certainly can't complain about 2017. We are up $122k which is a 71.4% growth. I attribute 75% of that to investment gains and 25% to our newfound MMM frugality. We still have improvements to make but the ship is moving in the right direction.
Best wishes to all in 2018!!
P.S. The dog remained healthy this month.
Post by: Pizzabrewer on January 03, 2018, 03:07:06 PM
You don't get that level of excitement with index funds...
Post by: mrteacher on January 04, 2018, 07:38:20 AM
Post by: McStache on January 04, 2018, 08:28:15 AM
Just crossed the $250,000 mark yesterday! Posting to follow. I am looking forward to "officially" posting at the beginning of February!
Welcome!!
Post by: Sailor Sam on January 04, 2018, 09:37:40 AM
1-Jan-2011: $82,795
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Feb-2017: $379,968
1-Mar-2017: $402,448
1-Apr-2017: $409,886
1-May-2017: $416,851
1-Jun-2017: $421,488
1-Jul-2017: $430,504
1-Aug-2017: $441,599
1-Sep-2017: $451,138
1-Oct-2017: $466,532
1-Nov-2017: $475,240
1-Dec-2017: $484,524
1-Jan-2018: $496,452
Graduated!
My networth was $252,091 on 29-Aug-2014, and is $502,569 on 4-Jan-2017. A little under 3.5 years.
Post by: McStache on January 04, 2018, 02:53:06 PM
Graduated!
My networth was $252,091 on 29-Aug-2014, and is $502,569 on 4-Jan-2017. A little under 3.5 years.
Congrats!! See you in the next race a few years down the road
Post by: Whiskers on January 09, 2018, 08:56:47 PM
It's a little surreal for me getting to this point. I'm in the camp where it has felt like a big deal. Both of these goals, paying off the student loans and hitting $250k in investments, have been on my mind for so long and now both have been achieved... at practically the same time. I do feel different-- "rich" in the sense that my financial anxieties already seemed to have lessened. I don't feel prisoner to any debt and I have confidence in my nest egg. Now, in my 34th year, my traditional retirement (e.g. 65+) is already taken care of and all efforts moving forward will continue to shave off the years until true financial independence. (Now I know everyone uses their own form of accounting; I'll be following based on my personal investments/retirement accounts--separate from the wife's).
Post by: tightwaddy on January 10, 2018, 05:37:03 AM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
April 16, 2017: $379,833
May 10, 2017: $390,728
June 13, 2017: $401,930
July 12, 2017: $410,646
August 19, 2017: $422,663
September 10, 2017: $435,887
October 13, 2017: $446,859
November 9, 2017: $457,647
December 8, 2017: $469,713
January 10, 2018: $485,435
The finish line for this thread is in sight--Once February contributions hit in early March, I hope to graduate!
Post by: skip207 on January 10, 2018, 03:16:47 PM
Tracker currently showing £500,040!
I know its not the end of the month but I am going to call that mission accomplished!!
Moving onwards and upwards.
Roughly 26 months from 250k to 500k.
See you all in the next thread.
:)
Post by: gmdv on January 11, 2018, 08:12:36 PM
January 2018 - 336kDecember 2017 - 328kNovember 2017 - 319kOctober 2017 - 314k
August 2017 - 295k
September 2017 - 310k
Post by: jpeizie on January 12, 2018, 08:32:08 AM
Dec 2017: $282k
I never would have believed we could increase our savings by $70k in one year. That is incredible. And we didn't have a particularly good year as far as savings rate goes, either. Hoping to put away $50k in 2018!
Post by: Tyson on January 12, 2018, 09:50:45 AM
March 2017 - $301k
June 2017 - $320k
Sept 2017 - $339k
Dec 2017 - $364k
Changed it to quarterly instead of monthly - its more inspiring to see the bigger jumps in the numbers, IMO. Wow, what a crazy good year last year was.
Post by: FIreSurfer on January 12, 2018, 03:32:40 PM
05/01/2017: $198,456The combination of taking a money job at a company notorious for burning out its workers quickly and the getting scary stock market run that you can chalk up to the current POTUS or not has put us well over $100k of savings in a year - something I never would have thought possible!!
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
Just took a decent size pay cut in order to get out of NYC and the soul crushing schedule and corporate culture of the aforementioned well paid job, so I'll be putting less into the ol' Vanguard each month - still getting settled in the new HCOL city so we'll see how it stacks up to NYC, which was hella $$$ but after many years of being broke there I knew the tips and tricks to living there frugally......also January NW includes a couple Gs of Crypto that I bought on a late night whim w some friends, so that'll probably go up in smoke fairly soon...
We'll see over the next few months how this life change pans out for the FIRE quest.....
Post by: McStache on January 13, 2018, 12:27:58 PM
Just took a decent size pay cut in order to get out of NYC and the soul crushing schedule and corporate culture of the aforementioned well paid job, so I'll be putting less into the ol' Vanguard each month - still getting settled in the new HCOL city so we'll see how it stacks up to NYC, which was hella $$$ but after many years of being broke there I knew the tips and tricks to living there frugally......also January NW includes a couple Gs of Crypto that I bought on a late night whim w some friends, so that'll probably go up in smoke fairly soon...
We'll see over the next few months how this life change pans out for the FIRE quest.....
@TryingtoFIREinNYC Congrats! Does this mean a name change is coming soon?
Post by: 4n6 on January 13, 2018, 05:23:35 PM
Post by: facepalm on January 13, 2018, 05:59:09 PM
Dec 2016 - $204kNice Work!
March 2017 - $301k
June 2017 - $320k
Sept 2017 - $339k
Dec 2017 - $364k
Changed it to quarterly instead of monthly - its more inspiring to see the bigger jumps in the numbers, IMO. Wow, what a crazy good year last year was.
Post by: Tyson on January 18, 2018, 04:29:40 PM
Dec 2016 - $204kNice Work!
March 2017 - $301k
June 2017 - $320k
Sept 2017 - $339k
Dec 2017 - $364k
Changed it to quarterly instead of monthly - its more inspiring to see the bigger jumps in the numbers, IMO. Wow, what a crazy good year last year was.
Thanks! I think I'll add in the early days, from when I first started tracking a bit less than 3 years ago:
Sept 2015 - $125k
Dec 2015 - $153k
March 2016 - $157k
June 2016 - $178
Sept 2016 - $192k
Dec 2016 - $204k
March 2017 - $301k
June 2017 - $320k
Sept 2017 - $339k
Dec 2017 - $364k
Today - $380k
Post by: dystopic on January 18, 2018, 04:46:57 PM
16th March 2017 - $156,970.5619th January 2018 - $437,933.25 (-$34,495.10) - the crypto dip set me back to values from early December. Not complaining.
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
14th July 2017 - $200,846.03 (-$18,896) - Vanguard dropped over 5% and the crypto portfolio dropped 34%. Additionally I paid for house renovation, moving, bond, and prepaid the rent. So the drop may look dramatic but it's really where it was 6 weeks ago. Also I own way more Vanguard units now than during the last update.
17th August 2017 - $228,106.09 (+$27,260.06) - Back on track, although I still have some big expenses coming up in the near future. Hoping to graduate by the end of October 2017.
26th September 2017 - $228,382.36 (+$276.27) - cryptos went down by the same amount as what I saved. I'm done with the big house related expenses now.
13th October 2017 - $256,067.92 (+$27,685.56) - Looks like I'm done here. Markets went back up + I'm back to big savings. My portfolio is pretty volatile due to the crypto exposure so it may come back under 250k at any point of time. Rebalancing would trigger massive tax so I'm leaving it for now. See you in the next thread. Good luck all!
...(moved to 250k->500k thread)
16th November 2017 - $312,757.72 (+$56,689.80) - cryptocurrency doing its thing😳
14th December 2017 - $472,428.34 (+$159,670.60) - over time I got used to crypto doubling every year but doubling every month made me liquidate big part of my portfolio. This went against my investment policy statement but elevated a lot of mental stress. Win. I also worked crazy overtime hours since the last update, keeping spendings low and everything else on track.
Post by: retireatbirth on January 19, 2018, 03:09:18 PM
New guy here just graduated from the last thread
April 28,2017: $253,000
July 7, 2017: $266,000
November 13, 2017: $299,000
January 19, 2017: $326,000
Not bad. $27k in a little over 2 months. $60k in about 6 months. $73k in 9 months. This is the fastest I've ever grown due to some EOY stuff and of course market returns.
Post by: FIreSurfer on January 23, 2018, 04:12:02 PM
05/01/2017: $198,456
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
01/23/2018: $305,566
--stock market up, crypto down (haha) ---- cannot believe how much the stock market is up this month---starting to get a sinking feeling - there's gotta be a correction on the way - this is just too easy......
Post by: FIreSurfer on January 23, 2018, 04:19:07 PM
Congrats on taking advantage of the crypto wave and knowing when to hold and when to fold!! Looks like you took some gains w you before the inevitable........
Post by: JLee on January 25, 2018, 10:39:15 PM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21Next month is bonus month! :D
Post by: SAfAmBrit on January 29, 2018, 10:07:05 AM
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
Stock market is charging --- you know it has to break. I will take the best month i think we have ever had! I think we are starting to see compounding at work! I have a new job, (40% raise) this year is hopefully going to fly!
Post by: ender on January 29, 2018, 10:13:56 AM
Something I like doing is keeping track in my tracking a net worth "difference from 12 months ago" column. It's kind of crazy to see... six figure difference in a years worth of net worth. Kind of mind blowing, though saving a boatload worth of stuff helps I guess...
Post by: Sweet_Flips on January 30, 2018, 10:50:57 AM
02/2017--$258,181.90
03/2017--$266,011.19
04/2017--$273,921.39
05/2017--$279,950.03
06/2017--$283,579.43
07/2017--$290,723.87
---------------------------Forgot to post for a few months
10/2017--$314,559.32
11/2017--$325,341.62
12/2017--$337,036.75 <--hoping to hit $400K in 2018
01/2018--$354,033.39
Post by: kaypinkHH on January 31, 2018, 01:34:26 PM
1. Sold our HCOL house. Money was transferred to new location Lawyer to pay off down payment on LCOL house. Closed on LCOL house today. We are getting the difference by close of business today, so I'm counting it.
2. Had to spend a LOT of money this month- moving costs, 1x purchases for new house stuff, travel for moving etc.
3. Organized our finances, trying to get away from having 17 accounts into more manageable buckets- $0 impact, but feels good to have done.
Grand total (cash and investments), as of today Jan 31st at 4 pm:
$499,258
WHAT!!! COMEEE ONNNNNN. Anyone want to loan me $742?
I get paid tomorrow, I promise I can pay you back!!
...
Asides: From the attached spreadsheet if I count housing our net worth seems to have dropped 65k. Some of this is closing costs and property taxes etc. but it seems really high. I'm just going to ignore it. The almost 500k is the number that really matters. In the next thread I'll wipe my housing history and start fresh!
Note, this is household, not individual.
Post by: facepalm on January 31, 2018, 05:15:33 PM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
It would have been higher but I got all spendypants and bought camping gear for next season. Someone smack me in the face.
Post by: Ladychips on January 31, 2018, 06:21:58 PM
1/17 - $352,398
5/17 - $378,770
6/17 - $401,823
7/17 - $425,070
8/17 - $428,620
9/17 - $449,356
10/17 - $450,874
11/17 - $466,186
12/17 - $473,407
1/18 - $496,807.73
Last month, I thought I was a long way from $500,000. Last week I thought I was there! Now...I'm close but no cigar. Maybe next month... Doesn't really matter. I'm socking away what I can sock away.
Post by: Ladychips on January 31, 2018, 06:25:50 PM
$499,258
WHAT!!! COMEEE ONNNNNN. Anyone want to loan me $742?
I get paid tomorrow, I promise I can pay you back!
Oh, that's tough! Here's hoping you'll make it next month!
Post by: Just_Me on January 31, 2018, 08:48:47 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
The stock market is silly.
Post by: facepalm on January 31, 2018, 09:01:06 PM
Grand total (cash and investments), as of today Jan 31st at 4 pm:
$499,258
WHAT!!! COMEEE ONNNNNN. Anyone want to loan me $742?
I get paid tomorrow, I promise I can pay you back!!
What interest rate can you tolerate? ;-)
Post by: Morning Glory on February 01, 2018, 02:51:24 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Still up 10k for the month in spite of "losing" 3k in the last 2 days
Post by: Rowellen on February 01, 2018, 04:27:31 AM
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Oct 2017 $440k
Nov 2017 $448k (added in $10k of shares previously excluded)
Dec 2017 $450k
Jan 2018 $460k
Feb 2018 $465k not bad considering my spreadsheet tells me I had a savings rate of -57% this month. Had a few large annual bills come through and income was down due to DH not working much over the school holidays. All expected but makes makes it look like we're off to a bad start for the year.
Post by: mrteacher on February 01, 2018, 07:22:12 AM
Here is that journey:
4/1/16: $100,869
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224
8/1/17: $175,435
9/1/17: $220,249
10/1/17: $228,472
11/1/17: $237,860
12/1/17: $244,233
1/1/18: $249,568
And on 2/1 we are sitting at $264,304.
January was quite a month in the market! Hard to forecast when we will hit $500k, but I'd hope for somewhere between three and five years.
Post by: AK on February 01, 2018, 07:57:33 AM
Well...this month has been a bit nuts.
1. Sold our HCOL house. Money was transferred to new location Lawyer to pay off down payment on LCOL house. Closed on LCOL house today. We are getting the difference by close of business today, so I'm counting it.
2. Had to spend a LOT of money this month- moving costs, 1x purchases for new house stuff, travel for moving etc.
3. Organized our finances, trying to get away from having 17 accounts into more manageable buckets- $0 impact, but feels good to have done.
Grand total (cash and investments), as of today Jan 31st at 4 pm:
$499,258
WHAT!!! COMEEE ONNNNNN. Anyone want to loan me $742?
I get paid tomorrow, I promise I can pay you back!!
...
Asides: From the attached spreadsheet if I count housing our net worth seems to have dropped 65k. Some of this is closing costs and property taxes etc. but it seems really high. I'm just going to ignore it. The almost 500k is the number that really matters. In the next thread I'll wipe my housing history and start fresh!
Note, this is household, not individual.
haha. Thanks for the laugh.
Post by: kaypinkHH on February 01, 2018, 08:50:59 AM
We can all stop laughing at my misfortune :P.
I'll do a real update at the end of next month before I jump ship here. Lets see how the mutual funds hold up!
Post by: Uncle Scrooge on February 01, 2018, 09:03:37 AM
Feb 1,2018- $251,700
Post by: Guava on February 01, 2018, 09:57:50 AM
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
December 2017: $302k
January 2018: $316k
Working on cutting expenses so we can shift some regular spending over to our big house projects this year.
Post by: mrteacher on February 01, 2018, 10:09:21 AM
We just broke the 250k threshold! :)
Feb 1,2018- $251,700
You and us both! Congrats!
Post by: turketron on February 01, 2018, 06:05:26 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Holy shit, $20k jump in one month! The market is crazy.
Post by: dandypandys on February 02, 2018, 05:41:49 AM
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
July 4th: $295
Aug 1st: $294k Had to use 8k for new HVAC - now we need to build our savings account back up from zero! Surprised NW didn't go down more, maybe I have some things to reconcile still..
Sept 1st: $296 still going up even after our 8K down last month :) Hoping to see a bigger jump next month though
Oct 1st $302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: $314
Dec 4th $322.5k
2018
Jan 1st:$316.5k bought a 12k car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k Wow! the markets! Will pay off the wee car loan this month too and be debt free again.
Post by: FireRun on February 02, 2018, 05:57:39 AM
1-2012: $5250
1-2013: $19330
1-2014: $52312
1-2015: $128996
1-2016: $159167
1-2017: $242885
1-2018: $363983
2-2018: $387278 (+23298) It's crazy that just a few years ago this was as much as an entire year's gains.
Stretch goal is to hit $500K by the end of 2018.
Post by: McStache on February 02, 2018, 09:20:11 AM
13-Jul $0
13-Dec $6,153
14-Dec $49,012
15-Dec $101,290
16-Dec $179,750
17-Dec $287,830
This Year / This Quarter
18-Jan $306,111
My net worth grew by four times as much as I saved this month. Whoa.
Post by: afuera on February 02, 2018, 10:59:00 AM
1/1/2018: INV-$265,731.22 NW-$277,837.89
2/1/2018: INV-$286,459.76 NW-$301,344.36
Most of the gains are just market performance.
Last month was horrible and stressful. My cat was diagnosed with aggressive lymphoma 2 weeks ago. We spent $5000 on hospitalization, chemotherapy, medication, and new food but despite all our effort, he still died yesterday. Our contractor is surprising us with hidden expenses and additional costs in the last 2 weeks before our house is supposed to be finished but is acting like the charges were already included from the beginning (they weren't) and doesn't understand why we are upset. He is also performing work without getting our approval/incorrectly and then getting mad at our "last minute changes" when we ask him to correct it.
I feel like I have been in a holding pattern financially and emotionally for the last 6 months and life was finally supposed to be getting better this month. There's always next month I guess.
Post by: Mustachio Bashio on February 03, 2018, 12:34:44 PM
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Jan 1st - 247,829
Feb 1st - 263,000
The market has been pretty crazy. The last few days have been not the best in terms of the market and crypto, so I was at +20k for the month a few days ago, but I really can't complain with these crazy gains. Now officially fully joining this race!
Post by: 2Birds1Stone on February 03, 2018, 01:51:07 PM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
01/01/18 - $361,700
02/01/18 - $375,000
$455k Combined with SO.
Post by: Mazzinator on February 07, 2018, 11:59:42 AM
Thanks for the welcome! I’m excited to be here!!Jan 18- $280 (as of today)
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower)
Numbers are end of month
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Post by: gmdv on February 11, 2018, 10:32:24 AM
February 2018 - 331kJanuary 2018 - 336kDecember 2017 - 328kNovember 2017 - 319kOctober 2017 - 314k
August 2017 - 295k
September 2017 - 310k
Post by: tightwaddy on February 13, 2018, 05:43:20 PM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
April 16, 2017: $379,833
May 10, 2017: $390,728
June 13, 2017: $401,930
July 12, 2017: $410,646
August 19, 2017: $422,663
September 10, 2017: $435,887
October 13, 2017: $446,859
November 9, 2017: $457,647
December 8, 2017: $469,713
January 10, 2018: $485,435
February 12, 2018: $486,425
Market dip took basically all of my contributions ... 'till the next bump.
Post by: dystopic on February 19, 2018, 07:44:29 PM
16th March 2017 - $156,970.56
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
14th July 2017 - $200,846.03 (-$18,896) - Vanguard dropped over 5% and the crypto portfolio dropped 34%. Additionally I paid for house renovation, moving, bond, and prepaid the rent. So the drop may look dramatic but it's really where it was 6 weeks ago. Also I own way more Vanguard units now than during the last update.
17th August 2017 - $228,106.09 (+$27,260.06) - Back on track, although I still have some big expenses coming up in the near future. Hoping to graduate by the end of October 2017.
26th September 2017 - $228,382.36 (+$276.27) - cryptos went down by the same amount as what I saved. I'm done with the big house related expenses now.
13th October 2017 - $256,067.92 (+$27,685.56) - Looks like I'm done here. Markets went back up + I'm back to big savings. My portfolio is pretty volatile due to the crypto exposure so it may come back under 250k at any point of time. Rebalancing would trigger massive tax so I'm leaving it for now. See you in the next thread. Good luck all!
...(moved to 250k->500k thread)
16th November 2017 - $312,757.72 (+$56,689.80) - cryptocurrency doing its thing😳
14th December 2017 - $472,428.34 (+$159,670.60) - over time I got used to crypto doubling every year but doubling every month made me liquidate big part of my portfolio. This went against my investment policy statement but elevated a lot of mental stress. Win. I also worked crazy overtime hours since the last update, keeping spendings low and everything else on track.
19th January 2018 - $437,933.25 (-$34,495.10) - the crypto dip set me back to values from early December. Not complaining.
20th February 2018 - $422,637.31 (-$15,295.94) - both the market and crypto dipped. I’ll have no income and very high expenses for the next two months or so. Hopefully it won’t make too much of a dent into my NW.
Post by: JLee on February 26, 2018, 07:36:29 PM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08Definitely feeling the market dip, but still creeping up.
Post by: facepalm on February 28, 2018, 07:51:34 AM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Meh. If I can hit 325K next month then there is still a good chance I can make 400K by EOY.
Post by: kaypinkHH on February 28, 2018, 11:38:20 AM
Aug-2014: 30k
Aug-2016: 65k
Aug-2017: 250k
Sep-2017: 277k
Sept-2017: 290k
Nov-2017: 300k
Dec-2017: 300k
Jan-2018: 499k <- HCOL House sale
Feb-2018: 502k
WAHOO!
This has been a high spend month, as well as not a great month investment wise, so once our spending levels out again (after moving costs, and new house costs), it will be great to see this number grow. Hopefully I won't be back on this thread :). Catch ya'll on the flip side!
Post by: Sweet_Flips on February 28, 2018, 03:25:58 PM
02/2017--$258,181.90
03/2017--$266,011.19
04/2017--$273,921.39
05/2017--$279,950.03
06/2017--$283,579.43
07/2017--$290,723.87
---------------------------Forgot to post for a few months
10/2017--$314,559.32
11/2017--$325,341.62
12/2017--$337,036.75 <--hoping to hit $400K in 2018
01/2018--$354,033.39
02/2018--$351,702.73
Post by: Rowellen on February 28, 2018, 03:55:57 PM
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Oct 2017 $440k
Nov 2017 $448k (added in $10k of shares previously excluded)
Dec 2017 $450k
Jan 2018 $460k
Feb 2018 $465k
Mar 2018 $465k Savings wiped out by market dip and massive tax bill. Again. It really sucks having to pay two years worth of taxes in one year. Market was almost back to last months level.
Post by: Rowellen on February 28, 2018, 04:01:43 PM
Drummmrollll....
Aug-2014: 30k
Aug-2016: 65k
Aug-2017: 250k
Sep-2017: 277k
Sept-2017: 290k
Nov-2017: 300k
Dec-2017: 300k
Jan-2018: 499k <- HCOL House sale
Feb-2018: 502k
WAHOO!
This has been a high spend month, as well as not a great month investment wise, so once our spending levels out again (after moving costs, and new house costs), it will be great to see this number grow. Hopefully I won't be back on this thread :). Catch ya'll on the flip side!
That's awesome. Congrats.
Post by: Tyson on February 28, 2018, 04:30:32 PM
Jan 2017 $368k
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Oct 2017 $440k
Nov 2017 $448k (added in $10k of shares previously excluded)
Dec 2017 $450k
Jan 2018 $460k
Feb 2018 $465k
Mar 2018 $465k Savings wiped out by market dip and massive tax bill. Again. It really sucks having so MUCH freaking money.
Fixed that for you :)
Post by: Rowellen on February 28, 2018, 05:14:33 PM
Jan 2017 $368k
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Oct 2017 $440k
Nov 2017 $448k (added in $10k of shares previously excluded)
Dec 2017 $450k
Jan 2018 $460k
Feb 2018 $465k
Mar 2018 $465k Savings wiped out by market dip and massive tax bill. Again. It really sucks having so MUCH freaking money.
Fixed that for you :)
Lol thanks. You are right of course :)
Post by: McStache on February 28, 2018, 07:11:17 PM
13-Jul $0
13-Dec $6,153
14-Dec $49,012
15-Dec $101,290
16-Dec $179,750
17-Dec $287,830
This Year / This Quarter
18-Jan $306,111
18-Feb $301,454
The markets giveth, and the markets taketh away.
Honestly, it's pretty cool just to see the snowball rolling itself, even if it's defying gravity for the moment.
Post by: Morning Glory on March 01, 2018, 07:11:08 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
market correction got me, also my 403b contribution from my second paycheck won't register until tomorrow
Post by: babystache89 on March 01, 2018, 07:23:48 AM
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
3/1/17: $254,000
4/1/17: $252,000
5/7/17: $262,000
6/30/17: $271,000
9/1/17: $285,000
10/1/17: $296,000
3/1/18: $286,000
So I quit my very high paying high stress job in October and went on a long overdue 3 month vacation, which was pretty great! I've completely changed careers and am just starting a 100% commission based position, so it'll be interesting to see how this goes moving forward. Pleasantly surprised by how high my net worth remains after 4 months of no salary and relatively high spending on my (and SO's) part :)
Post by: bownyboy on March 01, 2018, 01:37:45 PM
However the blow was softened slightly with my monthly cash invoice into the business account (I'm a contractor in IT).
Jan 2017 - £346,854
Feb 2017 - £388,581
Mar 2017 - £396,119
Apr 2017 - £401,345
May 2017 - £399,619
Jun 2017 - £411,132
Jul 2017 - £409,299
Aug 2017 - £413,486
Sep 2017 - £415,586
Oct 2017 - £434,692
Nov 2017 - £438,434
Dec 2017 - £452,034
Jan 2017 - £456,088
Feb 2017 - £467,243
Mar 2017 - £463,199
Target is for £500k by June 2018.
Onwards and upwards!
Post by: 2Birds1Stone on March 01, 2018, 01:56:15 PM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
01/01/18 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
$457k Combined with SO.
We saved about $10k and saw a $2k increase. So a loss of about $8k for February.
Post by: dandypandys on March 02, 2018, 04:22:40 AM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
July 4th: $295
Aug 1st: $294k Had to use 8k for new HVAC - now we need to build our savings account back up from zero! Surprised NW didn't go down more, maybe I have some things to reconcile still..
Sept 1st: $296 still going up even after our 8K down last month :) Hoping to see a bigger jump next month though
Oct 1st $302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: $314
Dec 4th $322.5k
2018
Jan 1st:$316.5k bought a 12k car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k Wow! the markets!
March 2nd:331k This month we have to buy 6 int flights gonna be about 4k
Post by: turketron on March 02, 2018, 06:28:58 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Down about $1k- market losses from the dip, which were somewhat offset by a pretty substantial uptick in the price of my RSUs in my company's stock. I've still got my 401k contributions and I was able to throw some extra cash into my taxable account to buy during the dip!
Post by: Mazzinator on March 02, 2018, 06:49:31 AM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower)
Numbers are end of month
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Post by: Mustachio Bashio on March 02, 2018, 11:37:00 AM
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Jan 1st - 247,829
Feb 1st - 263,000
March 2nd - 254,401
Welp this wasn't the most fun month. I was back into the 260s a couple days ago, but the last couple days with the market has definitely made a big impact, plus the bit I have in crypto is not doing super hot either. I've been spending a lot booking tickets and tours for an upcoming trip to Taiwan and Vietnam and paying for both me and my boyfriend, so that definitely adds to some of the amount, plus needing to be reimbursed for a work trip, but the amount would still have been positive had it not been for the market...Here's to next month. Just glad I was able to stay in this group.
Post by: SAfAmBrit on March 02, 2018, 11:25:06 PM
Hoping to be at $500,000 in 08/2018.
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
Stocks on sale!!!! I will take it - it's positive!
Post by: Ladychips on March 03, 2018, 06:53:17 PM
1/18 - $496,807
2/18 - $484,540
Glad I didn't make it to the $500,000 mark last month, or I'd be depressed this month! Regardless, holding the course.
Post by: achvfi on March 04, 2018, 01:56:49 PM
History so far..
Jun-16 $127,393.29
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
Post by: afuera on March 05, 2018, 09:43:50 AM
1/1/2018: INV-$265,731.22 NW-$277,837.89
2/1/2018: INV-$286,459.76 NW-$301,344.36
3/1/2018: INV-$284,266.50 NW-$297,619.99
Net loss due to market correction and purchasing vanities + appliances for the house. We are finally back in after the flood. Still waiting on $20K check from mortgage company and to settle final costs with our contractor. There are some punch list items that need to be fixed before we will give him final payment and he is taking his sweet time scheduling the work.
Post by: tightwaddy on March 08, 2018, 04:26:35 PM
April 9, 2016: $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
April 16, 2017: $379,833
May 10, 2017: $390,728
June 13, 2017: $401,930
July 12, 2017: $410,646
August 19, 2017: $422,663
September 10, 2017: $435,887
October 13, 2017: $446,859
November 9, 2017: $457,647
December 8, 2017: $469,713
January 10, 2018: $485,435
February 12, 2018: $486,425
March 8, 2018: Graduation Day ... $500,818. A squeaker but I'll take it!
Post by: McStache on March 08, 2018, 06:09:38 PM
March 8, 2018: Graduation Day ... $500,818. A squeaker but I'll take it!
Congrats!!
Post by: Just_Me on March 08, 2018, 09:45:59 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k
Windfall. Also forgot to post last weekend.
Post by: gmdv on March 12, 2018, 10:43:34 AM
March 2018 - 341kFebruary 2018 - 331kJanuary 2018 - 336kDecember 2017 - 328kNovember 2017 - 319kOctober 2017 - 314k
August 2017 - 295k
September 2017 - 310k
Post by: monarda on March 18, 2018, 09:25:58 PM
If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this thread
1/2016 $137K
1/2017 $154K
9/2017 $244K (cash out refinance of primary residence in June)
conservative projections:
12/2018 $300K
12/2020 $400K
6/2022 $500K
remodeling our house- so a decrease
3/2018 $208K includes 0% credit card debt that will be paid off with HELOC when 0% rate expires in a few months. Still expecting $300K by the end of 2018
Post by: psinguine on March 21, 2018, 02:42:56 PM
Might as well start this off clean with no nested quotes. The highlights:
2014 - $115,000
2015 - $161,000
2016 - ?
Early 2017 - $235,000
Year End 2017 - $253,000
And as of now, with values rounded for ease:
Assets
Primary Residence Value - $175,000
Commercial Property Value - $55,000
Vacant Property - $15,000
Newest Real Estate Deal - $12,000
Retirement Assets - $25,000
Cash Assets - $34,000
Vehicular Assets - $16,000
Liabilities
Primary Mortgage - $1000
Secondary Mortgage - $38,000
Net Worth - $293,000
So actually I'm clocking in a little late. The biggest jump was due to the fact that we just got a property appraisal done last week, and the conservative estimate came in $25,000 higher than I've been factoring. I am both overjoyed, and overwhelmed, to be here. Can I actually manage to graduate out of this tier of the race? I guess we're going to find out!
Post by: JustGettingStarted1980 on March 21, 2018, 03:13:31 PM
Never thought I'd see the day that I would post in this race! But here I am, checking in. Pure insanity.
Might as well start this off clean with no nested quotes. The highlights:
2014 - $115,000
2015 - $161,000
2016 - ?
Early 2017 - $235,000
Year End 2017 - $253,000
And as of now, with values rounded for ease:
Assets
Primary Residence Value - $175,000
Commercial Property Value - $55,000
Vacant Property - $15,000
Newest Real Estate Deal - $12,000
Retirement Assets - $25,000
Cash Assets - $34,000
Vehicular Assets - $16,000
Liabilities
Primary Mortgage - $1000
Secondary Mortgage - $38,000
Net Worth - $293,000
So actually I'm clocking in a little late. The biggest jump was due to the fact that we just got a property appraisal done last week, and the conservative estimate came in $25,000 higher than I've been factoring. I am both overjoyed, and overwhelmed, to be here. Can I actually manage to graduate out of this tier of the race? I guess we're going to find out!
Amazing progress psinguine!!!!!
I've commented on this before, I still think you need to have your own blog (or drop the URL). You are a pretty good example of "what can be" with a full on buy in for someone who finally saw the light.
JGS
Post by: psinguine on March 21, 2018, 04:30:30 PM
Never thought I'd see the day that I would post in this race! But here I am, checking in. Pure insanity.
Might as well start this off clean with no nested quotes. The highlights:
2014 - $115,000
2015 - $161,000
2016 - ?
Early 2017 - $235,000
Year End 2017 - $253,000
And as of now, with values rounded for ease:
Assets
Primary Residence Value - $175,000
Commercial Property Value - $55,000
Vacant Property - $15,000
Newest Real Estate Deal - $12,000
Retirement Assets - $25,000
Cash Assets - $34,000
Vehicular Assets - $16,000
Liabilities
Primary Mortgage - $1000
Secondary Mortgage - $38,000
Net Worth - $293,000
So actually I'm clocking in a little late. The biggest jump was due to the fact that we just got a property appraisal done last week, and the conservative estimate came in $25,000 higher than I've been factoring. I am both overjoyed, and overwhelmed, to be here. Can I actually manage to graduate out of this tier of the race? I guess we're going to find out!
Amazing progress psinguine!!!!!
I've commented on this before, I still think you need to have your own blog (or drop the URL). You are a pretty good example of "what can be" with a full on buy in for someone who finally saw the light.
JGS
Thank you very much for the kind words!
I actually did start a blog last year, but there's not much going on. I think I was still a little uncertain of what exactly my niche was, and then just as I was finding my voice my life got very very busy.
And honestly I don't expect things to change any time soon. My wife and I just picked up another real estate deal, the biggest we will have ever done by the time all is said and done, and I'm running around in 10 directions at once trying to keep it together. My boss gave me some advice when I went to him for kind words: "The first couple hundred thousand you spend are the hardest. It gets easier after that."
I'm sure it's true. But somehow it does little to lessen the tension.
Post by: retireatbirth on March 21, 2018, 07:14:24 PM
New guy here just graduated from the last thread
April 28,2017: $253,000
July 7, 2017: $266,000
November 13, 2017: $299,000
March 21, 2018: $328,000 (stopped counting my $8k car lol)
Post by: FIRE-ing in the UK on March 22, 2018, 09:23:15 PM
I only track quarterly.
January numbers £41,916 (liquid), total net worth £348,747. I think, realistically, we should be able to reach £500,000 by April 2022.
I've also joined the race to £100k.
Happy saving!
Post by: JLee on March 23, 2018, 05:42:41 PM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23Calculating a bit early because I have no more bills and got my last paycheck of the month -- definitely feeling the hit to the market! Down $8500 just between Vanguard and Fidelity alone (no idea how much I've lost on my other/smaller accounts - just have the balances).
Post by: 2Birds1Stone on March 30, 2018, 04:30:32 AM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
01/01/18 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
04/01/18 - $378,000
$466k Combined with SO.
Post by: aneel on March 30, 2018, 07:04:43 AM
3/30/2018: $251,491
Graduated the last thread in just under 2 years, hoping to do this one in closer to 1.5 years.
Post by: McStache on March 30, 2018, 09:02:54 AM
Historic
13-Jul $0
13-Dec $6,153
14-Dec $49,012
15-Dec $101,290
16-Dec $179,750
17-Dec $287,830
This Year / This Quarter
18-Jan $306,111
18-Feb $301,454
18-Mar $306,821
Back to the high water mark!
Post by: Just_Me on March 30, 2018, 06:37:58 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
The stock market giveth and the stock market taketh away
Post by: facepalm on March 31, 2018, 08:57:38 AM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
I had a 403(b) contribution go missing, and I wrote down the value of my car and moto; that plus losses sends my balances lower. I also started manually calculating my NW using a spreadsheet; I had been using Personal Capital before but the site kept losing accounts, making it worse than useless.
Post by: 2Birds1Stone on March 31, 2018, 08:04:52 PM
Big month for income. Logged dividends (+) and market value changes (-) for the quarter. Relatively low spending and high income made up for a mild negative quarter. However, a lot of cash will go towards 2017 taxes and 2018 Q1 estimated taxes next month.
I was waiting for you to blow right by us :) Maybe next month?
Post by: Morning Glory on April 01, 2018, 06:30:12 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
Staying the course. Happy Easter and Passover everyone!!
Post by: achvfi on April 01, 2018, 03:43:49 PM
Didn't notice, reached >250k in investments and cash in February, so I can join this thread now. Total NW at 380,000 Congratulations on so many of you graduating this thread. My race is on..
History so far..
Jun-16 $127,393.29
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
I will track monthly from now.
2018
Mar-30 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Post by: Ladychips on April 01, 2018, 07:47:03 PM
1/17 - $352,398
1/18 - $496,807
2/18 - $484,540
3/18 - $480,465
Maybe I should be looking for the "Race from 500 to 250" thread... Nevertheless, staying the course. I have four years to make it up...
Post by: Rowellen on April 01, 2018, 08:54:25 PM
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Oct 2017 $440k
Nov 2017 $448k (added in $10k of shares previously excluded)
Dec 2017 $450k
Jan 2018 $460k
Feb 2018 $465k
Mar 2018 $465k
Apr 2018 $464k Market took a dip again this month. Income was good and spending ok. A few blowouts on groceries and entertainment spending but otherwise within expectations.
Post by: turketron on April 02, 2018, 08:02:09 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
market was pretty flat but this was a 3 paycheck month so was able to shove some extra money in the 401k while things are down.
Post by: Guava on April 02, 2018, 09:10:01 AM
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
December 2017: $302k
January 2018: $316k
February 2018: $313k
March 2018: $316k
Our last two months were busy. We gutted and rebuilt our bathroom and all of the problems came with a higher price tag than expected. We got approval for our garage and have been getting quotes for a stick build and finished building. And we're now also simultaneously cleaning out a room for our new little bundle expected later this year. Nothing like have a ton of big expenses coming to make you want to find every penny of savings and extra income possible.
We cut back on taxable investments so we can have some extra cash laying around. SO is supposed to get a raise in April/May which should help too.
Post by: babystache89 on April 02, 2018, 09:38:14 AM
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
3/1/17: $254,000
4/1/17: $252,000
5/7/17: $262,000
6/30/17: $271,000
9/1/17: $285,000
10/1/17: $296,000
*funemployment*
3/1/18: $286,000
4/2/18: $320,000
Post by: Mazzinator on April 02, 2018, 02:05:39 PM
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
Post by: nick663 on April 02, 2018, 07:03:26 PM
March 2018: 263.3k
Historic data:
June 2017: 198.7k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
Post by: afuera on April 03, 2018, 08:31:47 AM
1/1/2018: INV-$265,731.22 NW-$277,837.89
2/1/2018: INV-$286,459.76 NW-$301,344.36
3/1/2018: INV-$284,266.50 NW-$297,619.99
4/1/2018: INV-$290,389.61 NW-$303,478.81
STILLLLL waiting on $20K check from insurance, any day now. Markets were down but Hubs and I both got our yearly bonus this month so still made some progress.
Post by: drumstache on April 03, 2018, 03:59:55 PM
Not counting value of house:
05/20/2016: INV-218,514 NW-329,000
07/20/2017: INV-306,000 NW-417,755
03/14/2018: INV-380,160 NW-467,160
Post by: dandypandys on April 04, 2018, 09:32:26 AM
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
July 4th: $295
Aug 1st: $294k Had to use 8k for new HVAC - now we need to build our savings account back up from zero! Surprised NW didn't go down more, maybe I have some things to reconcile still..
Sept 1st: $296 still going up even after our 8K down last month :) Hoping to see a bigger jump next month though
Oct 1st $302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: $314
Dec 4th $322.5k
2018
Jan 1st:$316.5k bought a 12k car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k Wow! the markets!
March 2nd:331k
April 4th: 326k market downturn, plus purchase of 4k flights- for a wedding - so whatyagonnado. Glad all our spendy things are done and debts are all paid, we need to get our savings back up.
Post by: FIRE-ing in the UK on April 06, 2018, 04:10:37 PM
Jan: £41,916 / £348,747
April: £52,627 / £372,377
Love seeing everyone's huge investment pots!
Post by: Res Ipsa on April 09, 2018, 09:42:54 AM
June 1, 2017: $349,328
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549 (bought a new house...I know, I know)
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521 (investments did well; saved a bit extra)
March 1, 2018: $418,873 (bought furniture; investments got pummeled)
April 1, 2018: $410,875 (more investment losses; minimal savings)
Not discouraged by the market losses at all. I can buy more shares at this price. Hope the prices/PE ratios continue to adjust to more realistic levels (until I need to start withdrawing, of course).
Post by: gmdv on April 10, 2018, 07:12:38 PM
April 2018 - $345kMarch 2018 - $341kFebruary 2018 - $331kJanuary 2018 - $336kDecember 2017 - $328kNovember 2017 - $319kOctober 2017 - $314k
August 2017 - $295k
September 2017 - $310k
Post by: Rife on April 17, 2018, 08:33:24 AM
Jan 2017: $305,000
Mar 2017: $340,000
June 2017: $368,000
Dec 2017: $439,000
Apr 2018: $492,000
Market volatility/slowdown makes me feel better about the progress(vs inflated from a booming market). We got a push from big bonuses at work. Will pass $500,000 soon 😁.
Post by: jlcnuke on April 17, 2018, 02:48:53 PM
1 January 2018 - $295,835.
1 April 2018 - $305,001.
My goal is for $500k Q1 2021. Not setting any records at that pace, but it is what it is.
Post by: Saskatchewstachian on April 22, 2018, 07:54:57 AM
Alright, I think I've spent enough time creeping in the background that I have to officially join!
Date NW
Apr-16 $155,162
May-16 $157,463
Jun-16 $163,173
Jul-16 $165,471
Aug-16 $176,840
Sep-16 $184,298
Oct-16 $193,597
Nov-16 $209,710
Dec-16 $243,325
Jan-17 $252,675
Feb-17 $270,123
Mar-17 $273,511
Apr-17 $295,594
May-17 $300,987
Jun-17 $308,234
Jul-17 $316,951
Aug-17 $322,880
Current projections put us at 500k ~Mar 2019 which will mean it will be a total of 28 months to get from 250k-500k.
Time for an update - 7.5 months is an acceptable update interval right?
Sept-17 $340,213
Oct-17 $357,009
Nov-17 $366,722
Dec-17 $388,692
Jan-18 $398,508
Feb-18 $401,898
Mar-18 $403,332
Apr-18 $422,884
So although it's a weird interval it's almost exactly 100k since the last update.
Previous estimate for 500k was March 2019 but it looks like that has now pulled back slightly to Nov/Dec 2018, yay! I wouldn't bank on it yet though as income has dropped in the last 3 months with a loss of guaranteed overtime.
And congrats Rife on being o-so-close!
Post by: bownyboy on April 29, 2018, 01:16:19 AM
- Jan 2017 - £346,854
- Feb 2017 - £388,581 (+£41,727)
- Mar 2017 - £396,119 (+£7,538)
- Apr 2017 - £401,345 (+£5,226)
- May 2017 - £399,619 (-£1,726)
- Jun 2017 - £411,132 (+£11,513)
- Jul 2017 - £409,299 (-£1,833)
- Aug 2017 - £413,486 (+£4,187)
- Sep 2017 - £415,586 (+£2,100)
- Oct 2017 - £434,692 (+£19,000)
- Nov 2017 - £438,434 (+£3,742)
- Dec 2017 - £452,034 (+£13,600)
- Jan 2018 - £456,088 (+£4,054)
- Feb 2018 - £467,243 (+£11,155)
- Mar 2018 - £463,199 (-£4,044)
- Apr 2018 - £453,874 (-£9,325)
- May 2018 - £475,489 (+£21,615)
Back on track this month after two months off losses. The market taketh and the market giveth!
Just two months to go before I graduate this club. Its been great watching everyones progress. I can't quite believe that we've doubled our investments in 3 years.
(https://i.imgur.com/EkZQkLs.png)
Post by: SAfAmBrit on April 29, 2018, 09:39:32 PM
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
April 2018 - $436203
Slow progress - stock market did not help.
Post by: JLee on April 30, 2018, 08:51:08 AM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
Post by: 2Birds1Stone on April 30, 2018, 03:00:45 PM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
01/01/18 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
04/01/18 - $378,000
05/01/18 - $384,000
$473k Combined with SO.
Post by: facepalm on April 30, 2018, 04:31:57 PM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
Hey, I've been here for a year!
Post by: Rowellen on April 30, 2018, 04:50:15 PM
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Oct 2017 $440k
Nov 2017 $448k (added in $10k of shares previously excluded)
Dec 2017 $450k
Jan 2018 $460k
Feb 2018 $465k
Mar 2018 $465k
Apr 2018 $464k
May 2018 $474k
Post by: Just_Me on April 30, 2018, 09:11:46 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
Apr 2017 $435k
What planet do I live on? These swings are ridic
Post by: Morning Glory on May 01, 2018, 04:49:46 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
Investments have been flat. Tax refund plus overtime helped me finish funding my Roth IRA for the year, now starting on hubby's Roth.
Post by: dandypandys on May 01, 2018, 04:59:19 AM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
July 4th: $295
Aug 1st: $294k Had to use 8k for new HVAC - now we need to build our savings account back up from zero! Surprised NW didn't go down more, maybe I have some things to reconcile still..
Sept 1st: $296 still going up even after our 8K down last month :) Hoping to see a bigger jump next month though
Oct 1st $302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: $314
Dec 4th $322.5k
2018
Jan 1st:$316.5k bought a 12k car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k Wow! the markets!
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
Post by: Guava on May 01, 2018, 07:07:42 AM
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
December 2017: $302k
January 2018: $316k
February 2018: $313k
March 2018: $316k
April 2018: $327k
Stashing as much as we can before we take out the equity loan in June and our net worth drops.
Post by: turketron on May 01, 2018, 07:19:19 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
market was fairly flat but my company stock went up a bit so my ESPP/RSUs are looking good. Plus got a bit more back on my tax refunds than expected, which is always nice!
Post by: afuera on May 01, 2018, 09:56:26 AM
1/1/2018: INV-$265,731.22 NW-$277,837.89
2/1/2018: INV-$286,459.76 NW-$301,344.36
3/1/2018: INV-$284,266.50 NW-$297,619.99
4/1/2018: INV-$290,389.61 NW-$303,478.81
5/1/2018: INV-$306,848.16 NW-$325,512.99
Finally got the insurance check, maxed Hub's IRA, refreshed the e-fund. Will be able to start investing in the taxable account again next month.
Post by: use2betrix on May 01, 2018, 11:08:37 AM
Net worth based on savings and investments only. My only debt is a 5th wheel my wife and I typically live full time in - so we don’t count it for/against our net worth.
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 -$251,725
Post by: aneel on May 01, 2018, 01:32:14 PM
Excited to be joining this thread. Tracking only invested assets.
3/30/2018: $251,491
Graduated the last thread in just under 2 years, hoping to do this one in closer to 1.5 years.
May 2018: 257,365. Not bad considering the state of the market.
Post by: Tyson on May 01, 2018, 01:52:11 PM
Dec 2015 - $153k
March 2016 - $157k
June 2016 - $178
Sept 2016 - $192k
Dec 2016 - $204k
March 2017 - $301k
June 2017 - $320k
Sept 2017 - $339k
Dec 2017 - $364k
March 2018 - $368k
Today - $370k
I'm surprised to see a general upward trend still holding, given the massive fluctuations in the market lately. I'll just keep dumping $$ in and eventually gains will take off again.
Post by: Jaayse on May 01, 2018, 04:04:01 PM
April 15, 2017 - 164,900
May 1, 2017 - ? (Lost info)
June 1, 2017 - ? (Lost info)
July 1, 2017 - 180,808
August 10, 2017 - 189,280
September 1, 2017 - 193,727
October 1, 2017 - 209,968
November 1, 2017 - 220,602
December 1, 2017 - 225,918
January 1, 2018 - 232,213
February 1, 2018 - 245,447
March 1, 2018 - 242,789
April 1, 2018 - 246,140
April 28, 2018 - 319,055
May 1, 2018 - 318,398
I just graduated from the 100-250k thread with the sale of my condo. I graduated on April 28th, but since then the market has gone on a little sale and I dropped a little. Hopefully things snowball and keep moving even faster!
Post by: Mustachio Bashio on May 01, 2018, 04:24:33 PM
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Jan 1st - 247,829
Feb 1st - 263,000
Mar 2nd - 254,401
May 1st - 267,000
Missed a month cause I was on vacation in Asia. Vacation ate some money, but I got my bonus for last year, which wasn't a ton, but I would have hoped it would have made a difference vs being sucked up by market losses. I miss last year's market. I thought my last my paycheck would get me across the 270 mark, but then more market fun.
Post by: McStache on May 01, 2018, 04:33:34 PM
13-Jul $0
13-Dec $6,153
14-Dec $49,012
15-Dec $101,290
16-Dec $179,750
17-Dec $287,830
This Year
18-Mar $306,821
This Quarter
18-Apr $312,149
Post by: afuera on May 02, 2018, 09:03:29 AM
*snip*
I miss last year's market. I thought my last my paycheck would get me across the 270 mark, but then more market fun.
I don't! We got lucky with timing and were able to max both rIRAs while stocks were on sale. I'm hoping things stay kinda flat for a few years actually.
Post by: Ladychips on May 04, 2018, 04:44:46 AM
1/17 - $352,398
1/18 - $496,807
2/18 - $484,540
3/18 - $480,465
4/18 - $484,390
Back to February numbers. Yea! Feels good to see an increase after two months of decreases!
Post by: Res Ipsa on May 04, 2018, 08:56:35 AM
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549 (bought a new house...I know, I know)
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521 (investments did well; saved a bit extra)
March 1, 2018: $418,873 (bought furniture; investments got pummeled)
April 1, 2018: $410,875 (more investment losses; zero investing due to taxes)
May 1, 2018: $439,719 (profit sharing, market gains)
Post by: Mustachio Bashio on May 05, 2018, 04:40:39 PM
*snip*
I miss last year's market. I thought my last my paycheck would get me across the 270 mark, but then more market fun.
I don't! We got lucky with timing and were able to max both rIRAs while stocks were on sale. I'm hoping things stay kinda flat for a few years actually.
You're totally right, just more fun to see the total going up, though it's for sure nicer to buy stocks at the lower price while accumulating.
Post by: Mazzinator on May 07, 2018, 06:49:26 PM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower)April 18- $294
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
Post by: Rife on May 10, 2018, 06:57:27 AM
Jan 2017: $305,000
Mar 2017: $340,000
June 2017: $368,000
Dec 2017: $439,000
Apr 2018: $492,000
May 2018: $502,000
Been hovering around 500,000 recently. I am going to officially call this one and graduate to the race to 1,000,000 group. Thanks everyone, it has been fun watching all the progress.
Post by: Jaayse on May 10, 2018, 12:14:07 PM
Net worth not counting house equity (cash and stock funds):
Jan 2017: $305,000
Mar 2017: $340,000
June 2017: $368,000
Dec 2017: $439,000
Apr 2018: $492,000
May 2018: $502,000
Been hovering around 500,000 recently. I am going to officially call this one and graduate to the race to 1,000,000 group. Thanks everyone, it has been fun watching all the progress.
Wow, that is some serious progress, congratulations!
Post by: gmdv on May 11, 2018, 08:34:03 AM
August 2017 - $295k
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
And investment finally crossed the 200k mark, wheeeee!
Post by: jlcnuke on May 14, 2018, 06:36:42 AM
I'll join in (also just tracking investments) :)
1 January 2018 - $295,835.
1 April 2018 - $305,001.
My goal is for $500k Q1 2021. Not setting any records at that pace, but it is what it is.
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
Post by: actionjackson on May 15, 2018, 03:07:39 AM
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Post by: UnleashHell on May 16, 2018, 03:55:22 AM
Hi there.
I left you guys some time ago when i moved up to the next thread.
then got divorced! Its not good for the net worth.
sooooo here we go again
nov-17 (settlement day for the divorce).
$300K
May-18
$375K
its heading the right way.
that divorce shit is expensive. costs more than money too!!
Post by: FIreDrill on May 28, 2018, 11:42:13 AM
Holy shit a lot has happened over the last 6 months. We went to one income for my job change and then moved down to Washington. Then I learned that I hated the new job, mostly because of the type of work I was doing and working remotely 100% of the time. Turns out I like being around people.
Ended up getting another job that has been amazing so far. Great work and great people but it's a 3-4 hour daily commute. Then my wife got a job within 10 miles of where I work and her commute ended up being 4-5 hours a day. We just got under contract on a house that's about 6 bikeable miles away from my job and a much easier 16-mile commute for my wife. Between the two of us, our commutes should go from 7-8 hours a day to 1-2 hours a day.
After the job changes, our base salaries are up about 21% between the two of us but our housing costs drastically increased as well. It came down to paying more for a house close to work in an area we love vs housing that was 30% cheaper and keeping the commute. In the end, we believe the quality of life improvement will be worth the cost.
Going forward we are going to shoot for a savings rate of 20-40% while working to get our salaries as high as possible over the next several years. We are both at fairly entry-level positions so we believe there is really good opportunity for salary growth.
End Of
2014-Q1: $55,471
2014-Q2: $78,319 (+22,848)
2014-Q3: $84,251 (+5,932)
2014-Q4: $106,801 (+22,550)
2015-Q1: $126,464 (+19,663)
2015-Q2: $145,996 (+19,532)
2015-Q3: $151,957 (+5,961)
2015-Q4: $203,486 (+51,529)
2016-Q1: $217,931 (+14,445)
2016-Q2: $233,784 (+15,853)
2016-Q3: $255,000 (+21,216)
2016-Q4: $276,375 (+21,375)
2017-Q1: $306,936 (+30,561)
2017-Q2: $332,258 (+25,319)
2017-Q3: $366,219 (+33,961)
2017-Q4: $368,051 (+1,832)
2018-Q1: $375,665 (+7,614)
Current: $390,476 (+14,811)
Glad to be back!
Post by: Finntastic on May 30, 2018, 02:24:43 AM
5/2018: 450,400$
Should hit 500k before xmas.
Post by: achvfi on May 30, 2018, 05:09:57 PM
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
Mar-18 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
Post by: facepalm on May 31, 2018, 07:51:49 AM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
May-18 328,600
Post by: 2Birds1Stone on May 31, 2018, 02:20:55 PM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
01/01/18 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
04/01/18 - $378,000
05/01/18 - $384,000
06/01/18 - $402,800
$493k Combined with SO.
Post by: JLee on May 31, 2018, 04:22:58 PM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32I'm a bit surprised I am only down by $4k, as I spent over $10k on my house this month, not to mention other unusual expenses (I bought dance flooring for my apartment and I am so very pleased with this decision!). Hopefully I'll make up for it when my house sells this summer!
Post by: GreenGrapes on May 31, 2018, 04:39:59 PM
01/01/2014 - -$7,357
01/01/2015 - $10,038
01/01/2016 - $38,566
01/01/2017 - $85,433
01/01/2018 - $218,822 (got married and found a new job)
05/31/2018 - $253,044
Post by: Ladychips on May 31, 2018, 06:26:08 PM
1/17 - $352,398
1/18 - $496,807
2/18 - $484,540
3/18 - $480,465
4/18 - $484,390
5/18 - $503,164
Whew! Technically, that moves me to the next challenge, but I think I'll hang out here for a month if that's ok. Make sure it sticks!
Post by: FIreDrill on May 31, 2018, 06:47:01 PM
Congrats!1/17 - $352,398
1/18 - $496,807
2/18 - $484,540
3/18 - $480,465
4/18 - $484,390
5/18 - $503,164
Whew! Technically, that moves me to the next challenge, but I think I'll hang out here for a month if that's ok. Make sure it sticks!
Sent from my SM-G935F using Tapatalk
Post by: Ladychips on May 31, 2018, 07:00:16 PM
Congrats!1/17 - $352,398
1/18 - $496,807
2/18 - $484,540
3/18 - $480,465
4/18 - $484,390
5/18 - $503,164
Whew! Technically, that moves me to the next challenge, but I think I'll hang out here for a month if that's ok. Make sure it sticks!
Sent from my SM-G935F using Tapatalk
Thanks!!
Post by: Mustachio Bashio on May 31, 2018, 07:59:05 PM
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Jan 1st - 247,829
Feb 1st - 263,000
Mar 2nd - 254,401
May 1st - 267,000
June 1st - 273,062
Post by: Rowellen on May 31, 2018, 08:49:59 PM
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Oct 2017 $440k
Nov 2017 $448k (added in $10k of shares previously excluded)
Dec 2017 $450k
Jan 2018 $460k
Feb 2018 $465k
Mar 2018 $465k
Apr 2018 $464k
May 2018 $474k
Jun 2018 $482k
Post by: Just_Me on May 31, 2018, 09:47:36 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
Apr 2018 $435k
May 2018 $437k
Expensive month for the household, 3x normal monthly spend rate. Looks like the market up tick softened the NW blow.
Post by: use2betrix on June 01, 2018, 05:34:15 AM
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 -$251,725
June 1, 2018 - $265,145
Post by: dandypandys on June 01, 2018, 06:20:36 AM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
July 4th: $295
Aug 1st: $294k Had to use 8k for new HVAC
Sept 1st: $296
Oct 1st $302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: $314
Dec 4th $322.5k
2018
Jan 1st:$316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: $343.5k ($243.5 without paid for condo)
Post by: Guava on June 01, 2018, 07:41:31 AM
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
December 2017: $302k
January 2018: $316k
February 2018: $313k
March 2018: $316k
April 2018: $327k
May 2018: $341k
Sometimes how much you save can surprise the heck out of you. Next month: equity loan and rotted trees getting cut. But hey, if I keep up this rate of savings it might not be so bad!
Post by: afuera on June 01, 2018, 09:04:02 AM
1/1/2018: INV-$265,731.22 NW-$277,837.89
2/1/2018: INV-$286,459.76 NW-$301,344.36
3/1/2018: INV-$284,266.50 NW-$297,619.99
4/1/2018: INV-$290,389.61 NW-$303,478.81
5/1/2018: INV-$306,848.16 NW-$325,512.99
6/1/2018: INV-$317,738.59 NW-$335,673.14
Post by: Jaayse on June 01, 2018, 09:25:36 AM
May 1, 2017 - ? (Lost info)
June 1, 2017 - ? (Lost info)
July 1, 2017 - 180,808
August 10, 2017 - 189,280
September 1, 2017 - 193,727
October 1, 2017 - 209,968
November 1, 2017 - 220,602
December 1, 2017 - 225,918
January 1, 2018 - 232,213
February 1, 2018 - 245,447
March 1, 2018 - 242,789
April 1, 2018 - 246,140
May 1, 2018 - 318,398 (sold house)
June 1, 2018 - 328,870
It sure makes a difference not having a house payment (and rent) to the savings amount, I'm looking forward to seeing these numbers multiply!
Post by: SpareChange on June 01, 2018, 10:09:52 AM
Post by: afuera on June 01, 2018, 12:12:42 PM
I was doing the rent + mortgage thing for six months. Sucks. Glad its over for both of us.
It sure makes a difference not having a house payment (and rent) to the savings amount, I'm looking forward to seeing these numbers multiply!
Post by: JLee on June 01, 2018, 02:34:48 PM
I was doing the rent + mortgage thing for six months. Sucks. Glad its over for both of us.
It sure makes a difference not having a house payment (and rent) to the savings amount, I'm looking forward to seeing these numbers multiply!
I just started playing that game..really hoping the house sells quickly!
Post by: peeps_be_peeping on June 01, 2018, 04:58:36 PM
5/31/18 $252,184!!!
4/30/18 $246,189
3/31/18 $239,527
2/28/18 $238,698
1/31/18 $239,572
Post by: Finntastic on June 01, 2018, 09:42:54 PM
Also for those of you who are entrepreneurs with small companies, do you count in the company value even when its not publicly traded and hard or impossible to actually sell?
Post by: Morning Glory on June 02, 2018, 05:43:39 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
progress!!
Post by: bownyboy on June 02, 2018, 07:16:58 AM
Feb 2017 - £388,581 (+£41,727)
Mar 2017 - £396,119 (+£7,538)
Apr 2017 - £401,345 (+£5,226)
May 2017 - £399,619 (-£1,726)
Jun 2017 - £411,132 (+£11,513)
Jul 2017 - £409,299 (-£1,833)
Aug 2017 - £413,486 (+£4,187)
Sep 2017 - £415,586 (+£2,100)
Oct 2017 - £434,692 (+£19,000)
Nov 2017 - £438,434 (+£3,742)
Dec 2017 - £452,034 (+£13,600)
Jan 2018 - £456,088 (+£4,054)
Feb 2018 - £467,243 (+£11,155)
Mar 2018 - £463,199 (-£4,044)
Apr 2018 - £453,874 (-£9,325)
May 2018 - £475,489 (+£21,615)
Jun 2018 - £489,292 (+£13,802)
I was momentarily at £499,212 this month, just a hairs breath away from the magic £500k, but then I had to pay a VAT bill, bought a new iPhone 8 Plus and a couple of nights airbnb for friends wedding, which bought it back down again.
(https://i.imgur.com/FjFezny.png)
Post by: RWD on June 02, 2018, 09:14:21 AM
Question: should I be tracking my net worth or money invested, in my case the difference is big: 610k vs 267k. Also when you calculate net worth (assets) do you calculate in things like car or furniture which might be worth something, but not very liquid and difficult to estimate.
Also for those of you who are entrepreneurs with small companies, do you count in the company value even when its not publicly traded and hard or impossible to actually sell?
You should be tracking both. Liquid investments for the 4% rule progress and net worth for overall financial picture. If you want to compare yourself to others then net worth is the fairest way (as one could sell their house, start renting, and invest the difference to see a sudden jump in liquid investments).
I personally include our cars as part of our net worth as valued by KBB private party sale (minus outstanding loan balance, as applicable). If your car(s) are paid off and not worth a lot (say ~$5k or so) then I wouldn't recommend bothering tracking them as part of net worth. I don't track anything else in our household, too much hassle and not particularly relevant.
Post by: bigote2032 on June 02, 2018, 05:46:16 PM
I am not tracking net worth here since I am only considering my investments for FIRE. If I consider my condo, my net worth would be more than a million but I am not selling the place for the next 20 years.
Here are the numbers:
11/30/2017 $228,503.37
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
Post by: aneel on June 02, 2018, 07:06:48 PM
June 1: $266,587Excited to be joining this thread. Tracking only invested assets.
3/30/2018: $251,491
Graduated the last thread in just under 2 years, hoping to do this one in closer to 1.5 years.
May 2018: 257,365. Not bad considering the state of the market.
Post by: JLee on June 03, 2018, 10:29:07 AM
Question: should I be tracking my net worth or money invested, in my case the difference is big: 610k vs 267k. Also when you calculate net worth (assets) do you calculate in things like car or furniture which might be worth something, but not very liquid and difficult to estimate.
Also for those of you who are entrepreneurs with small companies, do you count in the company value even when its not publicly traded and hard or impossible to actually sell?
I calculate home equity + investments + cash. I am selling my house, so soon it'll all be investments/cash.
I stopped counting my cars a year or two ago. I've also stopped counting car loans, which feels wrong but given that I'm not counting cars and I'm not upside down in anything, I figure it's a wash for my calculation purposes.
Post by: McStache on June 03, 2018, 03:59:26 PM
13-Jul $0
13-Dec $6,153
14-Dec $49,012
15-Dec $101,290
16-Dec $179,750
17-Dec $287,830
This Year
18-Mar $306,821
This Quarter
18-Apr $312,149
18-May $319,649
Post by: jlcnuke on June 04, 2018, 05:45:05 PM
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
Post by: Res Ipsa on June 07, 2018, 04:48:01 PM
June 1, 2017: $349,328
July 1, 2017: $362,675 $13,347
Aug. 1, 2017: $373,748 $11,073
Sept. 1, 2017: $378,549 $4,801
Oct. 1, 2017: $389,829 $11,280
Nov. 1, 2017: $396,444 $6,615
Dec. 1, 2017: $407,245 $10,801
Jan. 1, 2018: $412,626 $5,381
Feb. 1, 2018: $433,521 $20,895
March 1, 2018: $418,873 ($14,648)
April 1, 2018: $410,875 ($7,998)
May 1, 2018: $439,719 $28,844
June 1, 2017: $456,753 $17,034
Post by: Enough on June 11, 2018, 05:21:21 AM
why not try doing 250 to 500 in quicker time than you did 100 to 250?
Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
Took me 26 months to go from 100-250, so that would require me to hit 500k on or before April 30th 2019. Projection shows hitting it ~Jan 2021 at the current rate. Slow and steady :)
So I've had some busy months and haven't been diligently tracking net worth, but had some time to figure it up this evening:
Feb-17 $251,409.30
Oct-17 $318,536.66
Rough projection for 500k is now Feb 2020! (assuming 7% market returns and the RE investments continue). Given that the estimate moved up nearly year, I'd say that if things continue to go better than expected, then April 2019 is possible, but at the same time I don't want to be too optimistic...
Feb-17 $251,409.30
Oct-17 $318,536.66
Jan-18 $361,374.09
Mar-18 $369,142.20
Jun-18 $400,461.03
Updated my mortgage balance in Mint and just crossed over the $400k mark! Optimistically looking towards April 2019 :)
Post by: gmdv on June 12, 2018, 09:45:57 AM
August 2017 - $295k
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
Post by: monarda on June 15, 2018, 09:54:08 PM
If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this thread
1/2016 $137K
1/2017 $154K
9/2017 $244K (cash out refinance of primary residence in June)
conservative projections:
12/2018 $300K
12/2020 $400K
6/2022 $500K
remodeling our house- so a decrease- that's why we did the cash-out refi in June 2017.
3/2018 $208K includes 0% credit card debt that will be paid off with HELOC when 0% rate expires in a few months. Still expecting $300K by the end of 2018
6/2018 $213K but without 0% CC balance and including pension balance, $328K.
0% CC balance is increasing even though some is transferred to HELOC already. Still managed to save a little.
Post by: dvdvrhs on June 18, 2018, 07:51:08 AM
504k - counting home value/mortgage (first time over 500)
300k - without the house or mortgage.
Either way its nice because I am not even actively tracking my wife's 401k.
Feels good to hit some milestones!
Post by: actionjackson on June 19, 2018, 06:37:30 AM
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun 490902
Almost there!
Post by: MedEvac Finance on June 24, 2018, 09:45:09 AM
A quarter million sounds so much better! Hope to join y'all soon!
Post by: Enough on June 25, 2018, 09:01:09 AM
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun 490902
Almost there!
Way to go, +$100k in 6 months is phenomenal!
Post by: FIreDrill on June 25, 2018, 10:11:52 AM
End Of
2013-Q4: $41,032
2014-Q4: $106,801 (+65,769)
2015-Q4: $197,262 (+90,461)
2016-Q4: $276,361 (+79,099)
2017-Q4: $368,051 (+91,690)
2018-Q1: $375,665 (+7,614)
Current: $402,479 (+26,814)
Post by: terrifictim on June 25, 2018, 02:54:09 PM
Assets include both primary residence and rental property. Still have the wedding to get through - we'll give it a few months before leaving this group for good.
Month Assets Liabilities Net Worth
December 2016 $451k -$219k $232k
January 2017 $524k -$217k $306k
February 2017 $526k -$221k $305k
March 2017 $538k -$216k $322k
April 2017 $483k -$216k $267k
May 2017 $500k -$218k $281k
June 2017 $505k -$217k $288k
July 2017 $508k -$211k $296k
August 2017 $512k -$211k $301k
September 2017$514k -$210k $303k
October 2017 $516k -$207k $309k
November 2017 $518k -$205k $313k
December 2017 $526k -$206k $320k
Merged Finances
January 2018 $864k -$441k $422k
February 2018 $894k -$437k $457k
March 2018 $916k -$437k $478k
April 2018 $926k -$435k $491k
May 2018 $931k -$434k $497k
June 2018 $940k -$435k $505k
Post by: actionjackson on June 27, 2018, 03:40:16 AM
I'm somewhat cheating because I'm going from a Single Person Net Worth to a Dual Person Net Worth, but my fiancee and I just graduated from this club!
Well done. The economies of scale in marriage help!
Post by: steveo on June 27, 2018, 09:18:37 PM
2018-06-30 270
I have no idea how long this will take me but I'd like to be done in 3 years time.
Post by: Ladychips on June 29, 2018, 06:07:51 AM
1/17 - $352,398
1/18 - $496,807
2/18 - $484,540
3/18 - $480,465
4/18 - $484,390
5/18 - $503,164
6/18 - $506,463
Ok boys and girls, I'm moving on to the next class. But I'll still be here cheering you on! You can do it!!!
Post by: jlcnuke on June 29, 2018, 07:09:51 AM
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 July 2018 (ish) - $330,715.
Spent some money on vacations and didn't have a great month in the markets... here's hoping for better progress moving forward!
Post by: FIreDrill on June 29, 2018, 12:59:18 PM
1/17 - $352,398
1/18 - $496,807
2/18 - $484,540
3/18 - $480,465
4/18 - $484,390
5/18 - $503,164
6/18 - $506,463
Ok boys and girls, I'm moving on to the next class. But I'll still be here cheering you on! You can do it!!!
Congrats! Onward to 1Mil!
Post by: achvfi on June 29, 2018, 09:56:53 PM
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
Mar-18 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
Post by: SpareChange on June 29, 2018, 11:31:51 PM
Post by: Primm on June 30, 2018, 04:22:38 AM
| Date | Net worth | Gain (Loss) |
| 1 Dec 2017 | $239,686.56 | N/A |
Post by: bigote2032 on June 30, 2018, 11:05:53 AM
Hello folks, I am joining this effort to make it to 500K.
I am not tracking net worth here since I am only considering my investments for FIRE. If I consider my condo, my net worth would be more than a million but I am not selling the place for the next 20 years.
Here are the numbers:
11/30/2017 $228,503.37
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
A bit disappointed, added $9K this month but market did not help for a gain of $7K. But hey, it's still positive!
Post by: Mustachio Bashio on June 30, 2018, 11:17:49 AM
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
Market and crypto drop lately brought me down a bunch in the last week despite it being a 3 paycheck month plus quarterly dividends. I just got a new job which I'll be moving to Portland for in a couple weeks, so it'll be a single paycheck month then plus moving costs, but the salary is a huge bump in pay. I'll also go from splitting very cheap rent in Denver to being a single payer on a more expensive apartment, so that'll impact it a bit, but the pay bump more than makes up for it. So lots of changes!
Post by: jpeizie on June 30, 2018, 11:34:23 AM
Dec 2016: $212k
Dec 2017: $282k
June 2018: $302k
We cracked the $300k mark! Progress is slower than I would want but still positive!
Post by: nick663 on June 30, 2018, 02:06:35 PM
We crossed the 250k mark this quarter so jumping to this thread. Tracking total net worth except home equity.June 2018: 290.4k
March 2018: 263.3k
Historic data:
June 2017: 198.7k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
Post by: Rowellen on June 30, 2018, 09:36:24 PM
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Oct 2017 $440k
Nov 2017 $448k (added in $10k of shares previously excluded)
Dec 2017 $450k
Jan 2018 $460k
Feb 2018 $465k
Mar 2018 $465k
Apr 2018 $464k
May 2018 $474k
Jun 2018 $482k
Jul 2018 $493K So close!
Post by: Morning Glory on July 01, 2018, 06:30:30 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
The market has not been very helpful lately. Happy fourth everyone!!
Post by: Jaayse on July 01, 2018, 06:49:48 AM
May 1, 2017 - ? (Lost info)
June 1, 2017 - ? (Lost info)
July 1, 2017 - 180,808
August 10, 2017 - 189,280
September 1, 2017 - 193,727
October 1, 2017 - 209,968
November 1, 2017 - 220,602
December 1, 2017 - 225,918
January 1, 2018 - 232,213
February 1, 2018 - 245,447
March 1, 2018 - 242,789
April 1, 2018 - 246,140
May 1, 2018 - 318,398 (sold house)
June 1, 2018 - 328,870
July 1, 2018 - 342,159
Post by: aneel on July 01, 2018, 09:38:24 AM
June 1: $266,587Excited to be joining this thread. Tracking only invested assets.
3/30/2018: $251,491
Graduated the last thread in just under 2 years, hoping to do this one in closer to 1.5 years.
May 2018: 257,365. Not bad considering the state of the market.
July 1: $273,073
Not as much growth as hoped, but anything positive is good!
Post by: turketron on July 01, 2018, 09:57:03 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Somehow forgot to post last month.
Post by: FIreDrill on July 01, 2018, 10:30:55 AM
End Of
2013-Q4: $41,032
2014-Q4: $106,801 (+65,769)
2015-Q4: $197,262 (+90,461)
2016-Q4: $276,361 (+79,099)
2017-Q4: $368,051 (+91,690)
2018-Q1: $375,665 (+7,614)
2018-Q1: $402,540 (+26,875)
Since last Q End: $402,540 (+00,000)
Expecting things to slow down a lot on the contributions side. 2015-2017 we were probably adding 60-70k via contributions per year. Expecting that to go down to around 25-30k. Hoping we can somehow sneak 40-50k in per year but that would be a major stretch goal.
Got to love moving to an HCOL area.
Post by: Imustacheyouaquestion on July 01, 2018, 11:54:03 AM
Jul 2018 $250737.17
Post by: Res Ipsa on July 01, 2018, 05:10:28 PM
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
March 1, 2018: $418,873
April 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Post by: Res Ipsa on July 01, 2018, 05:40:01 PM
actionjackson: Congrats to you too! If you don't mind sharing, how are you progressing so fast? Huge monthly contributions?
Post by: actionjackson on July 02, 2018, 06:04:55 AM
Ladychips: Congrats!! I'll miss seeing you around here but good luck on your next phase.
actionjackson: Congrats to you too! If you don't mind sharing, how are you progressing so fast? Huge monthly contributions?
Double Income, No Kids. I'm in Sales and so bonuses thrown in every annual/quarter, I was lucky with a big one this year that won't be repeated - in addition wife and I get 12.5% super (401k) contributions from our employers, and those go in pre-tax. We are relatively frugal and have inexpensive hobbies while my colleagues all have oversized houses and 2 European cars.
We should crack 500k this month.
Oh, it's probably also worth mentioning that my numbers are in Aussie Dollars. So multiply it by 0.75 to get to USD.
Post by: Guava on July 02, 2018, 08:00:21 AM
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
December 2017: $302k
January 2018: $316k
February 2018: $313k
March 2018: $316k
April 2018: $327k
May 2018: $341k
June 2018: $329k
The equity loan has dropped our net worth but not by as much as I expected. Once the building is completed (and we pay the last portion to the builder) I will bump up the value of the property and house for the first time since we purchased years ago. Since we don't plan to sell I just like to keep the value very conservative. Paying someone to build this has been the best money we spent and we love every aspect of the building and cannot wait to start using it.
Post by: use2betrix on July 02, 2018, 09:19:47 AM
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 -$251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Lot going on this month and the next few. I had 10 days off work to move cross country with about 3000 miles of drive time. Expenses from moving, lost wages, etc. Started a new contract job. Much higher rate but lower hours. Better quality life but less savings. I’m fine when it means working 45vs75 hrs each week.
Also - I bought a non-mustachian, un-needed, motorcycle this past weekend. I’ve worked 700+ hrs of overtime the last 7 months, and won’t be having a good chunk of time off for the next 2 years, so I’m fine with the splurging in the mean time.
That being said - my net worth increase in June was $7k. The motorcycle purchase will come through in July and as such, I’ll probably break even in net worth increase this month.
My goal is to hit the $500k club mid 2020
Post by: Just_Me on July 02, 2018, 09:47:25 AM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
Apr 2018 $435k
May 2018 $437k
Jun 2018 $445k
Pretty normal month. Hopefully a big July will swing us above $450.
Post by: Mattrim on July 02, 2018, 02:24:59 PM
30. June 2018 - 250 000.
Post by: dandypandys on July 03, 2018, 03:51:17 AM
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without paid for condo)
July 3rd: 347.5
Post by: aneel on July 03, 2018, 09:37:22 AM
Hello, just joining this thread from the race to $250k. Is there a Google spreadsheet for this thread?
Jul 2018 $250737.17
I looked hard for one when I started this thread, but couldn't find one. I copied my numbers out of the old spreadsheet and have continued to track it (privately).
Post by: Mazzinator on July 03, 2018, 04:18:12 PM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.Missed a month..oops
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
June 18- $304
Post by: jlcnuke on July 03, 2018, 05:31:50 PM
Hello, just joining this thread from the race to $250k. Is there a Google spreadsheet for this thread?
Jul 2018 $250737.17
Hello, just joining this thread from the race to $250k. Is there a Google spreadsheet for this thread?
Jul 2018 $250737.17
I looked hard for one when I started this thread, but couldn't find one. I copied my numbers out of the old spreadsheet and have continued to track it (privately).
There is now that I know about one... https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit?usp=sharing
Not hard to make one copying and updating the one from the 100-250k thread, just put your name in the data entry tab and start adding data :)
Post by: Primm on July 03, 2018, 06:12:15 PM
There is now that I know about one... https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit?usp=sharing
Not hard to make one copying and updating the one from the 100-250k thread, just put your name in the data entry tab and start adding data :)
Nice, thank you!
Post by: dandypandys on July 04, 2018, 04:21:23 AM
Hello, just joining this thread from the race to $250k. Is there a Google spreadsheet for this thread?
Jul 2018 $250737.17Hello, just joining this thread from the race to $250k. Is there a Google spreadsheet for this thread?
Jul 2018 $250737.17
I looked hard for one when I started this thread, but couldn't find one. I copied my numbers out of the old spreadsheet and have continued to track it (privately).
There is now that I know about one... https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit?usp=sharing
Not hard to make one copying and updating the one from the 100-250k thread, just put your name in the data entry tab and start adding data :)
yay!!! :)
Post by: AFrugalGuy on July 04, 2018, 04:51:10 AM
Here are our stats (husband and me; excludes my DB pension plan):
December 2017: $316,696.77
January 2018: $322,613.77
February 2018: $323,034.64
March 2018: $335,098.02
April 2018: $339,987.44
May 2018: $351,917.90
June 2018: $354,200.93
On track for $404k in 2018 and $500k in 2019.
Post by: JLee on July 05, 2018, 08:35:37 AM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95More money into the house - flooring and interior paint should be done this week and it'll be on the market on July 12!
Post by: McStache on July 06, 2018, 08:49:05 PM
13-Jul $0
13-Dec $6,153
14-Dec $49,012
15-Dec $101,290
16-Dec $179,750
17-Dec $287,830
This Year
18-Mar $306,821
This Quarter
18-Apr $312,149
18-May $319,649
18-Jun $325,450
Added my numbers to the spreadsheet!
Post by: afuera on July 09, 2018, 12:09:20 PM
1/1/2018: INV-$265,731.22 NW-$277,837.89
2/1/2018: INV-$286,459.76 NW-$301,344.36
3/1/2018: INV-$284,266.50 NW-$297,619.99
4/1/2018: INV-$290,389.61 NW-$303,478.81
5/1/2018: INV-$306,848.16 NW-$325,512.99
6/1/2018: INV-$317,738.59 NW-$335,673.14
7/1/2018: INV-$321,370.44 NW-$346,447.04
Updating a little late this month due to two straight weeks of vacation. Gains are a little lower this month for the same reason :).
Post by: 2Birds1Stone on July 09, 2018, 12:32:27 PM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
01/01/18 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
04/01/18 - $378,000
05/01/18 - $384,000
06/01/18 - $402,800
07/01/18 - $408,000
$499k Combined with SO.
Hope to graduate to the Race from $500k to $1M thread for combined NW soon =)
Post by: gmdv on July 09, 2018, 06:46:36 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
Post by: Nick_Miller on July 11, 2018, 08:17:57 AM
Oh this seems like a nice place! Much fancier than the $100K-$250K room! We never have any soap in the dispensers. Anyway, just looking around, as I hope to pass the $250,000 mark in a few months and was just checking out the future digs.
Post by: SpareChange on July 11, 2018, 01:11:16 PM
-peeks in-
Oh this seems like a nice place! Much fancier than the $100K-$250K room! We never have any soap in the dispensers. Anyway, just looking around, as I hope to pass the $250,000 mark in a few months and was just checking out the future digs.
*Cough* Ummm...sir? The sign clearly states, "No shoes, No shirt, No service." :D
Post by: Mattrim on July 12, 2018, 02:29:07 AM
Found this thread today. I'm in! Just passed 250k!
30. June 2018 - 250 000.
This sum includes my house value, and after thinking about it I want to exclude that from my net worth (The money will most certainly always be bounded to my house and therefore won't give any passive income). Consequently, I'm jumping down to the 10k-100k thread. See you in a couple of years! Good luck :)
Post by: actionjackson on July 12, 2018, 05:47:10 AM
Jumping in here, hope to get to 500 by July if things go relatively well in the markets.
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Things have gone relatively well. Onwards and upwards :)
Post by: Nick_Miller on July 12, 2018, 07:16:24 AM
-peeks in-
Oh this seems like a nice place! Much fancier than the $100K-$250K room! We never have any soap in the dispensers. Anyway, just looking around, as I hope to pass the $250,000 mark in a few months and was just checking out the future digs.
*Cough* Ummm...sir? The sign clearly states, "No shoes, No shirt, No service." :D
-leaves like the shoeless hobo he is, returning to $100k-$250k room with other riff-raff-
Post by: renata ricotta on July 14, 2018, 12:42:37 PM
Joining late to the game!
2017 progress:
Jan 17: $287k
Feb 17: $301k (partially accounted for by 2016 bonus)
Mar 17: $304k
April 17: $316k
May 17: $322k
June 17: $326k
Automatic savings of $1500/month in my 401(k), and usually deposit $3-4k into Vanguard per month, right after my paychecks hit. I could probably stand to increase that.
Update:
November 17: $365k.
DH started a job this month, and his whole paycheck goes straight to Vanguard.
I haven't been posting month-by-month, but as of yesterday, I have GRADUATED from this thread! Since November, I have banked a large annual bonus, 100% of my husband's paychecks, and a large chunk of mine.
July 2018: $522k.
For the past 2-3 weeks, I have been hovering between $498-502k depending on what was happening in the market on any given day, but yesterday I received my mid-year bonus of $20k along with my regular paycheck, which puts me comfortably over the half-million mark, hopefully for good! Bye everybody, see you on the other side!
Post by: 10dollarsatatime on July 14, 2018, 05:10:06 PM
My current NW is $269,103. I put off jumping from the last thread to this because I'm remodeling my kitchen, and was worried it would drop my NW too much. I seem to be accumulating quickly enough that it isn't a concern...
Post by: SpareChange on July 15, 2018, 08:59:54 AM
For the past 2-3 weeks, I have been hovering between $498-502k depending on what was happening in the market on any given day, but yesterday I received my mid-year bonus of $20k along with my regular paycheck, which puts me comfortably over the half-million mark, hopefully for good! Bye everybody, see you on the other side!
Congrats!
Post by: facepalm on July 16, 2018, 07:13:43 PM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
May-18 328,600
June-18 331,857
Post by: Engineer93 on July 18, 2018, 11:27:05 AM
November 2017: $380k
July 2018: $490k
Post by: Ladychips on July 18, 2018, 11:44:33 AM
Post by: fiteacher on July 18, 2018, 08:32:29 PM
Post by: Methods of Escape on July 20, 2018, 04:01:07 PM
Post by: actionjackson on July 24, 2018, 06:03:16 AM
We are really close to graduating to the next thread: $487,346, but our net worth has doubled in 20 months. I only wish it would do that perpetually.
For the record, if your net worth doubled every 20 months, in 31.8 years you would become the richest person in the world. Assuming the current global wealth continues to grow at 4.9% - that was the average from some quick googling, then it would only take 52 years until your wealth was equal to all the wealth in the world.
Nice for you, but a huge inflation problem for the rest of us.
Post by: Tyson on July 24, 2018, 10:10:13 AM
Pre-Divorce - $390k
Post-Divorce - $440k
The next 18 months will be hard because I'm paying a lot in alimony ($3200/month) because I'm the high earner. After that, it'll go from $3200 per month to $2400 per month (for 3 years), then down to $400 per month (final 2 years). I'm still maxing my 401k every month, which will make the next 18 months very, very tight from a cashflow perspective. After that I get a bit more breathing room.
Man, divorce is expensive! But I think I'll be OK.
Post by: UnleashHell on July 24, 2018, 10:44:06 AM
I'm getting a divorce and it's actually INCREASING my net worth. Because we had a TON of equity in our house (which I don't count for FIRE purposes). Yes, she's getting a lot of the net worth as part of the separation, but the equity from the house more than makes up for it.
Pre-Divorce - $390k
Post-Divorce - $440k
The next 18 months will be hard because I'm paying a lot in alimony ($3200/month) because I'm the high earner. After that, it'll go from $3200 per month to $2400 per month (for 3 years), then down to $400 per month (final 2 years). I'm still maxing my 401k every month, which will make the next 18 months very, very tight from a cashflow perspective. After that I get a bit more breathing room.
Man, divorce is expensive! But I think I'll be OK.
It is expensive but yeah - it puts so much back under your control. I let my ex keep the house and I kept the 401k's Definatley got the best part of the deal there! I have roughly the same total amount of alimony but its spread out over a longer period. Figured that the longer I keep investments then the more they are worth and I can pay the alimony through that and still come out ahead. about 3 years post divorce I should be in a very good place financial. My net worth has climbed a lot since the settlement deal was signed!!
Feels pretty good now! keep climbing - it'll sonn be proved worthwhile - especially with the short tail of that alimony payment!
Post by: bownyboy on July 25, 2018, 08:49:32 AM
Jan 2017 - £346,854
Feb 2017 - £388,581 (+£41,727)
Mar 2017 - £396,119 (+£7,538)
Apr 2017 - £401,345 (+£5,226)
May 2017 - £399,619 (-£1,726)
Jun 2017 - £411,132 (+£11,513)
Jul 2017 - £409,299 (-£1,833)
Aug 2017 - £413,486 (+£4,187)
Sep 2017 - £415,586 (+£2,100)
Oct 2017 - £434,692 (+£19,000)
Nov 2017 - £438,434 (+£3,742)
Dec 2017 - £452,034 (+£13,600)
Jan 2018 - £456,088 (+£4,054)
Feb 2018 - £467,243 (+£11,155)
Mar 2018 - £463,199 (-£4,044)
Apr 2018 - £453,874 (-£9,325)
May 2018 - £475,489 (+£21,615)
Jun 2018 - £489,292 (+£13,802)
July 2018 - £499,919 (+£10,267)
July 25th 2018 - £510,626 (+£10,707)
(https://i.imgur.com/4pY5Bh6.png)
Post by: Res Ipsa on July 27, 2018, 03:02:38 PM
Post by: JLee on July 27, 2018, 03:42:38 PM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80I've been hemorrhaging cash getting my house ready to sell and am somewhat stunned to see net worth continue to climb.
Post by: facepalm on July 29, 2018, 01:05:44 AM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
May-18 328,600
June-18 331,857
July-18 340,250
Post by: jlcnuke on July 30, 2018, 09:24:04 AM
Whoop! Checked accounts today and we've officially tipped over £500k! See you on the other side folks and good luck to everyone else.
July 25th 2018 - £510,626 (+£10,707)
Congrats!
Post by: hudsoncat on July 31, 2018, 07:01:37 AM
6/30/18: $253,884
7/31/18: $264,666
Post by: Imustacheyouaquestion on July 31, 2018, 10:52:09 AM
Aug 2018 $258,326.17 +7589
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: UnleashHell on July 31, 2018, 11:39:21 AM
well.
Hi there.
I left you guys some time ago when i moved up to the next thread.
then got divorced! Its not good for the net worth.
sooooo here we go again
nov-17 (settlement day for the divorce).
$300K
May-18
$375K
its heading the right way.
that divorce shit is expensive. costs more than money too!!
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
woot! that the net figure. my liquid is higher and the situation is complicated due to the divorce. I'm happy with the rate of increase though.
Post by: jlcnuke on July 31, 2018, 04:14:01 PM
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 July 2018 (ish) - $330,715.
Spent some money on vacations and didn't have a great month in the markets... here's hoping for better progress moving forward!
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 July 2018 (ish) - $330,715.
1 August 2018 - $346,023.
Better this month.
Post by: Mazzinator on July 31, 2018, 06:09:02 PM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.July 18- $316
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
Missed a month..oops
June 18- $304
Post by: 2Birds1Stone on July 31, 2018, 06:56:19 PM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
01/01/18 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
04/01/18 - $378,000
05/01/18 - $384,000
06/01/18 - $402,800
07/01/18 - $408,000
08/01/18 - $419,000
$514k Combined with SO. (graduating to the $500k->$1M thread)
Post by: bigote2032 on July 31, 2018, 07:52:47 PM
Hello folks, I am joining this effort to make it to 500K.
I am not tracking net worth here since I am only considering my investments for FIRE. If I consider my condo, my net worth would be more than a million but I am not selling the place for the next 20 years.
Here are the numbers:
11/30/2017 $228,503.37
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
A bit disappointed, added $9K this month but market did not help for a gain of $7K. But hey, it's still positive!
11/30/2017 $228,503.37
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
Yayyyyyyy, that is more like it, good month in the market! Let's hope for an even better August folks!
Post by: FIreDrill on July 31, 2018, 09:33:08 PM
1/1/2012 - $30,000
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
01/01/18 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
04/01/18 - $378,000
05/01/18 - $384,000
06/01/18 - $402,800
07/01/18 - $408,000
08/01/18 - $419,000
$514k Combined with SO. (graduating to the $500k->$1M thread)
Congrats! It's cool to see the growth you have accomplished over the last 3 years. Enjoy the trip to 1M!
Post by: FIreDrill on July 31, 2018, 09:40:38 PM
End Of
2013-Q4: $41,032
2014-Q4: $106,801 (+65,769)
2015-Q4: $197,262 (+90,461)
2016-Q4: $276,361 (+79,099)
2017-Q4: $368,051 (+91,690)
2018-Q1: $375,665 (+7,614)
2018-Q2: $402,540 (+26,875)
Since last Q End: $414,478 (+11,938)
Post by: SpareChange on July 31, 2018, 11:31:24 PM
Post by: dandypandys on July 31, 2018, 11:58:22 PM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Post by: Morning Glory on August 01, 2018, 06:21:00 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
August 1: 351,978 (398,820 with spouse)
A three paycheck month and a little overtime helped.
Post by: afuera on August 01, 2018, 07:36:19 AM
12/1/2017: INV-$256,324.07 NW-$266,011.53
1/1/2018: INV-$265,731.22 NW-$277,837.89
2/1/2018: INV-$286,459.76 NW-$301,344.36
3/1/2018: INV-$284,266.50 NW-$297,619.99
4/1/2018: INV-$290,389.61 NW-$303,478.81
5/1/2018: INV-$306,848.16 NW-$325,512.99
6/1/2018: INV-$317,738.59 NW-$335,673.14
7/1/2018: INV-$321,370.44 NW-$346,447.04
8/1/2018: INV-$339,398.86 NW-$360,632.60
Steady as she goes.
Post by: SpareChange on August 01, 2018, 09:11:22 AM
$514k Combined with SO. (graduating to the $500k->$1M thread)
Congrats! You're killing it!
Post by: use2betrix on August 01, 2018, 10:19:36 AM
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 -$251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
I’m lucky my income is high because my spending has been complete garbage the last couple months. Some due to moving, some at no fault of my own, some just poor splurging and impulse buying. Hoping to get back on track in August, it’s a 3 paycheck month for me so I am hoping to be around $296,000 by Sep 1, then crest $300k in September no prob. Still aiming for $500k by early summer 2020.
Post by: Jaayse on August 01, 2018, 10:57:13 AM
May 1, 2017 - ? (Lost info)
June 1, 2017 - ? (Lost info)
July 1, 2017 - 180,808
August 10, 2017 - 189,280
September 1, 2017 - 193,727
October 1, 2017 - 209,968
November 1, 2017 - 220,602
December 1, 2017 - 225,918
January 1, 2018 - 232,213
February 1, 2018 - 245,447
March 1, 2018 - 242,789
April 1, 2018 - 246,140
May 1, 2018 - 318,398 (sold house)
June 1, 2018 - 328,870
July 1, 2018 - 342,159
August 1, 2018 - 354,936
Less than a year ago I moved to Italy, I didn't expect to be breaking 350k by this time at all! On another positive note I get a $250 a month raise for being at over 6 years starting this month!
Post by: Res Ipsa on August 01, 2018, 11:12:27 AM
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
March 1, 2018: $418,873
April 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Post by: Woodro85 on August 01, 2018, 02:04:33 PM
August 1, 2018 - $393,286
Post by: turketron on August 01, 2018, 02:14:34 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Big jump this month! Company stock has been on a tear the past month or so (would probably be even higher if FB hadn't tanked the tech sector, thanks jerks). But more significantly, I sold my condo for a nice profit, and did it without a realtor so it kept the fees real low.
Post by: mntnmn117 on August 01, 2018, 02:27:42 PM
1/1/2010 - $18,710
1/1/2011 - $37,365
1/1/2012 - $58,229
1/1/2013 - $77,252
1/1/2014 - $125,278
1/1/2015 - $163,006
1/1/2016 - $186,872
1/1/2017 - $223,938
1/1/2018 - $305,434
8/1/2018 - $357,316
Post by: Mustachio Bashio on August 01, 2018, 06:05:34 PM
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
8/1/18 - 287,779
New city, new job, newly single (so rent + utilities will be up a bunch). Much higher income tax in Oregon, but the job comes with a big jump in salary. I'm curious to see what my regular paycheck will look like once I get access to a 401k and matching in three months. Happy to see the growth considering I wasn't working for half of the month.
Post by: tarheeldan on August 01, 2018, 06:09:13 PM
Hello, just joining this thread from the race to $250k. Is there a Google spreadsheet for this thread?
Jul 2018 $250737.17Hello, just joining this thread from the race to $250k. Is there a Google spreadsheet for this thread?
Jul 2018 $250737.17
I looked hard for one when I started this thread, but couldn't find one. I copied my numbers out of the old spreadsheet and have continued to track it (privately).
There is now that I know about one... https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit?usp=sharing
Not hard to make one copying and updating the one from the 100-250k thread, just put your name in the data entry tab and start adding data :)
Thank you!!!
Hi guys! Just graduated over from the 100-250k thread - nice to see some of you folks here that graduated from that one :)
Post by: tarheeldan on August 01, 2018, 06:14:03 PM
Up $9,139.69, to $267,684.30. Heck yeah! Wasn't expecting that.
Nice month!
Post by: achvfi on August 01, 2018, 09:17:46 PM
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
Mar-18 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Post by: SpareChange on August 02, 2018, 10:14:02 AM
Hi guys! Just graduated over from the 100-250k thread - nice to see some of you folks here that graduated from that one :)
Ah! My FIRE doppelganger. Congrats, and come on in!
Post by: dacalo on August 02, 2018, 03:31:24 PM
July 2018 - $256k (investment only) $604k (including home)
Post by: Spendysaurus on August 03, 2018, 07:41:07 PM
Post by: AFrugalGuy on August 06, 2018, 09:38:48 AM
12/31/2017: $316,696.77
1/31/2018: $322,613.77
2/28/2018: $323,034.64
3/31/2018: $335,098.02
4/30/2018: $339,987.44
5/31/2018: $351,917.90
6/30/2018: $354,200.93
7/31/2018: $371,609.06
On track for ~$409k by December 2018 and $500k in 2019.
Post by: MrThatsDifferent on August 08, 2018, 08:31:15 AM
Post by: Tyson on August 08, 2018, 09:35:03 AM
Post by: drumstache on August 08, 2018, 03:02:43 PM
Not counting value of house:
5/20/2016 INV- $218,514 NW- $328,980
7/17/2017 INV- $306,386 NW- $417,755
3/14/2018 INV- $380,160 NW- $467,160
8/08/2018 INV- $423,708 NW- $491,708
Post by: MrThatsDifferent on August 08, 2018, 11:16:37 PM
$395,000 as of today. That's combined with my wife. We'll see where things stand once the divorce is done and we have to split the assets.
I feel ya buddy.
Post by: Tyson on August 09, 2018, 09:54:15 AM
$395,000 as of today. That's combined with my wife. We'll see where things stand once the divorce is done and we have to split the assets.
I feel ya buddy.
Splitting the assets is bad, but being in an alimony state is even worse. Future savings is lopped off with the stroke of a pen. $3500 per month for the first couple of years, then $2600 per month for the next 3, then $1200 per month for a couple more years after that. Which is gonna affect my savings rate pretty drastically. Sucks. Could be worse though. CO law states I actually owe her $3500/month for 12 years. The step downs are entirely a result of my spouse being reasonable about the $$. CO is a great place to live, but not a great place to get divorced if you're a high earner and your spouse is not.
Post by: onlykelsey on August 09, 2018, 01:56:38 PM
$395,000 as of today. That's combined with my wife. We'll see where things stand once the divorce is done and we have to split the assets.
I feel ya buddy.
Splitting the assets is bad, but being in an alimony state is even worse. Future savings is lopped off with the stroke of a pen. $3500 per month for the first couple of years, then $2600 per month for the next 3, then $1200 per month for a couple more years after that. Which is gonna affect my savings rate pretty drastically. Sucks. Could be worse though. CO law states I actually owe her $3500/month for 12 years. The step downs are entirely a result of my spouse being reasonable about the $$. CO is a great place to live, but not a great place to get divorced if you're a high earner and your spouse is not.
Oof. I hope my prenup works.
Post by: UnleashHell on August 09, 2018, 02:27:45 PM
$395,000 as of today. That's combined with my wife. We'll see where things stand once the divorce is done and we have to split the assets.
I feel ya buddy.
Splitting the assets is bad, but being in an alimony state is even worse. Future savings is lopped off with the stroke of a pen. $3500 per month for the first couple of years, then $2600 per month for the next 3, then $1200 per month for a couple more years after that. Which is gonna affect my savings rate pretty drastically. Sucks. Could be worse though. CO law states I actually owe her $3500/month for 12 years. The step downs are entirely a result of my spouse being reasonable about the $$. CO is a great place to live, but not a great place to get divorced if you're a high earner and your spouse is not.
Oof. I hope my prenup works.
yeah - when it comes to divorce the law does not recognise early retirement. it assumes you will continue to earn full wages right through to at least 65. It may view early retirement as an excuse to get out of paying alimony / child support.
ask me how I know - actually don't. Prenup/divorce settlement conference is the way to go. do not end up in front of a judge and let them decide.
Post by: onlykelsey on August 09, 2018, 03:10:12 PM
Oof. I hope my prenup works.
yeah - when it comes to divorce the law does not recognise early retirement. it assumes you will continue to earn full wages right through to at least 65. It may view early retirement as an excuse to get out of paying alimony / child support.
ask me how I know - actually don't. Prenup/divorce settlement conference is the way to go. do not end up in front of a judge and let them decide.
Helpful, thanks. Hoping that prenup holds on no alimony, and that I can voluntarily lump sum him something to move things along (and also because it will make it easier for him to be a present father).
Post by: UnleashHell on August 10, 2018, 05:57:13 AM
Oof. I hope my prenup works.
yeah - when it comes to divorce the law does not recognise early retirement. it assumes you will continue to earn full wages right through to at least 65. It may view early retirement as an excuse to get out of paying alimony / child support.
ask me how I know - actually don't. Prenup/divorce settlement conference is the way to go. do not end up in front of a judge and let them decide.
Helpful, thanks. Hoping that prenup holds on no alimony, and that I can voluntarily lump sum him something to move things along (and also because it will make it easier for him to be a present father).
lump sum is always a good carrot to dangle. I did a small lump sum, paid for house and small but defined alimony. Basically she can use that and cover all of her household expense for the next 15 years.
I got to keep the 401k's which should increase in value much faster and cover the alimony. actually in the 9 onths since the settlement the increase already has covered the alimony.
Also my ex was very risk adverse so a paid for house was exactly the sort of thing she was happy with. How risk adverse they are can play a factor in what you offer (and always start low).
We both came out of the settlement feeling hard done by so it was probably fair!
Post by: gmdv on August 13, 2018, 07:27:38 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
Same as last month, which means I lost $2.25k this month. Still feeling pretty good considered that I gained $84k this last year and the only saving I did was maxing my 401k and paying around 8k into home equity through regular mortgage payments.
Post by: JLee on August 15, 2018, 01:19:51 PM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24Special mid-month update -- I sold my house!!
I also have an escrow balance of $706.30, which I think I will get back -- and I should have approximately $495 coming back from my homeowners' insurance policy. I'm also ignoring cars -- I have three with a combined value of approximately $40k, one of which is pending sale for $9k. So, hopefully I'll have a $10k bump again soon! Today is a good day :)
Post by: onlykelsey on August 15, 2018, 01:28:16 PM
$395,000 as of today. That's combined with my wife. We'll see where things stand once the divorce is done and we have to split the assets.
I feel ya buddy.
Splitting the assets is bad, but being in an alimony state is even worse. Future savings is lopped off with the stroke of a pen. $3500 per month for the first couple of years, then $2600 per month for the next 3, then $1200 per month for a couple more years after that. Which is gonna affect my savings rate pretty drastically. Sucks. Could be worse though. CO law states I actually owe her $3500/month for 12 years. The step downs are entirely a result of my spouse being reasonable about the $$. CO is a great place to live, but not a great place to get divorced if you're a high earner and your spouse is not.
Oof. I hope my prenup works.
yeah - when it comes to divorce the law does not recognise early retirement. it assumes you will continue to earn full wages right through to at least 65. It may view early retirement as an excuse to get out of paying alimony / child support.
ask me how I know - actually don't. Prenup/divorce settlement conference is the way to go. do not end up in front of a judge and let them decide.
Someone else recommended I read through your old journal, so maybe I will ask you. I'm 31 and have a 1 year old so things are different for me, but I suspect there may be some similarities. ETA: Actually I turned 32 and forgot. I'm 32, ha.
Post by: JLee on August 15, 2018, 01:28:37 PM
@JLee As an optimist, I'd like to think that your latest "debt" figure should be a Positive Zero ;)
Congrats on the house sale and no debt!
LOL, I actually had it as a positive zero and then it was offset from all the other numbers in the column and it bothered me! I bet I can fix it with a space, though. I'm going to try that!
Post by: UnleashHell on August 15, 2018, 02:10:37 PM
$395,000 as of today. That's combined with my wife. We'll see where things stand once the divorce is done and we have to split the assets.
I feel ya buddy.
Splitting the assets is bad, but being in an alimony state is even worse. Future savings is lopped off with the stroke of a pen. $3500 per month for the first couple of years, then $2600 per month for the next 3, then $1200 per month for a couple more years after that. Which is gonna affect my savings rate pretty drastically. Sucks. Could be worse though. CO law states I actually owe her $3500/month for 12 years. The step downs are entirely a result of my spouse being reasonable about the $$. CO is a great place to live, but not a great place to get divorced if you're a high earner and your spouse is not.
Oof. I hope my prenup works.
yeah - when it comes to divorce the law does not recognise early retirement. it assumes you will continue to earn full wages right through to at least 65. It may view early retirement as an excuse to get out of paying alimony / child support.
ask me how I know - actually don't. Prenup/divorce settlement conference is the way to go. do not end up in front of a judge and let them decide.
Someone else recommended I read through your old journal, so maybe I will ask you. I'm 31 and have a 1 year old so things are different for me, but I suspect there may be some similarities. ETA: Actually I turned 32 and forgot. I'm 32, ha.
@onlykelsey drop me a pm - not quite sure what help i can be but happy to offer my input. plus its no really connected to this thread (apart from me dropping back under 500k...)
Post by: SpareChange on August 16, 2018, 10:41:18 AM
2017Code: [Select]Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.67
2018Code: [Select]Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Special mid-month update -- I sold my house!!
I also have an escrow balance of $706.30, which I think I will get back -- and I should have approximately $495 coming back from my homeowners' insurance policy. I'm also ignoring cars -- I have three with a combined value of approximately $40k, one of which is pending sale for $9k. So, hopefully I'll have a $10k bump again soon! Today is a good day :)
Nice milestone. Congrats!!
Post by: Apples on August 17, 2018, 07:38:50 PM
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64 we both had an extra paycheck in June, which really upped what happened for the August 1 number
There was some discussion early in the thread of doing 250 to 500 as fast as you did 100 to 250. For me, that would be 31 months, or November 2020. NOT HAPPENING. Nope, no way. I'll be happy if it only takes 50 months, or June 2021. We're looking to have kids in the next few years and our savings above the basic E-fund and 10% to retirement will be eaten by daycare. Plus, our savings largely go into savings - a little over half of our net worth is in investments, the rest is cash savings/checking/cars and *saving for a farm*. Farms aren't know for their steady 10% annual return. So the net worth build will be slow. It'll be interesting to see how this journey goes. We aren't on the RE journey, so there's less motivation to hit a particular number and drive us forward.
Post by: RWD on August 17, 2018, 10:40:20 PM
Hello! I graduated into this thread a few months ago but neglected actually joining it. So a recap of the last few months:
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64 we both had an extra paycheck in June, which really upped what happened for the August 1 number
There was some discussion early in the thread of doing 250 to 500 as fast as you did 100 to 250. For me, that would be 31 months, or November 2020. NOT HAPPENING. Nope, no way. I'll be happy if it only takes 50 months, or June 2021. We're looking to have kids in the next few years and our savings above the basic E-fund and 10% to retirement will be eaten by daycare. Plus, our savings largely go into savings - a little over half of our net worth is in investments, the rest is cash savings/checking/cars and *saving for a farm*. Farms aren't know for their steady 10% annual return. So the net worth build will be slow. It'll be interesting to see how this journey goes. We aren't on the RE journey, so there's less motivation to hit a particular number and drive us forward.
With your ~50% equities path it should take roughly $7k/month of savings to reach the goal in 31 months. Assuming 6% return from the stock market and 1.75% return from the remaining portion of your stash. The 50 month time frame will require about $3,700/month, same assumptions.
Post by: Methods of Escape on August 18, 2018, 04:32:20 PM
I'll throw my had into this race. As of today were at $371,145 (excluding house).
Made Ok progress this month given the volatility in the markets:
7/20/18 - $371,145
8/18/18 - $380,011
Post by: doneby35 on August 18, 2018, 06:02:46 PM
08/18/2018: $252,962
Hoping for 270k by end of december.
Post by: Apples on August 19, 2018, 06:38:02 AM
Hello! I graduated into this thread a few months ago but neglected actually joining it. So a recap of the last few months:
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64 we both had an extra paycheck in June, which really upped what happened for the August 1 number
There was some discussion early in the thread of doing 250 to 500 as fast as you did 100 to 250. For me, that would be 31 months, or November 2020. NOT HAPPENING. Nope, no way. I'll be happy if it only takes 50 months, or June 2021. We're looking to have kids in the next few years and our savings above the basic E-fund and 10% to retirement will be eaten by daycare. Plus, our savings largely go into savings - a little over half of our net worth is in investments, the rest is cash savings/checking/cars and *saving for a farm*. Farms aren't know for their steady 10% annual return. So the net worth build will be slow. It'll be interesting to see how this journey goes. We aren't on the RE journey, so there's less motivation to hit a particular number and drive us forward.
With your ~50% equities path it should take roughly $7k/month of savings to reach the goal in 31 months. Assuming 6% return from the stock market and 1.75% return from the remaining portion of your stash. The 50 month time frame will require about $3,700/month, same assumptions.
Thanks for the info! 2 things - we'll buy a farm with the cash within the next 31 - 50 months, and I'll only have that appreciate in our budget by 1% a year (farmland is tricky to value, so I'm keeping my assumptions low and safe). Then we'll be paying a loan with a bunch of interest on it for the farm...so that'll slow us down. Thing 2 - umm, we don't even bring home $7k a month after taxes hahahahahaha. We don't save much before taxes, just my SIMPLE IRA for the employer match, my husband doesn't have a work retirement account. Due to the farm, generally the plan is to be making way too much money someday, so we save into Roths now. The $3,700 a month is closer to realism, but probably still more than we'll manage in that time. This is interesting data to have though, thanks for sharing.
Post by: RWD on August 19, 2018, 11:09:17 AM
Hello! I graduated into this thread a few months ago but neglected actually joining it. So a recap of the last few months:
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64 we both had an extra paycheck in June, which really upped what happened for the August 1 number
There was some discussion early in the thread of doing 250 to 500 as fast as you did 100 to 250. For me, that would be 31 months, or November 2020. NOT HAPPENING. Nope, no way. I'll be happy if it only takes 50 months, or June 2021. We're looking to have kids in the next few years and our savings above the basic E-fund and 10% to retirement will be eaten by daycare. Plus, our savings largely go into savings - a little over half of our net worth is in investments, the rest is cash savings/checking/cars and *saving for a farm*. Farms aren't know for their steady 10% annual return. So the net worth build will be slow. It'll be interesting to see how this journey goes. We aren't on the RE journey, so there's less motivation to hit a particular number and drive us forward.
With your ~50% equities path it should take roughly $7k/month of savings to reach the goal in 31 months. Assuming 6% return from the stock market and 1.75% return from the remaining portion of your stash. The 50 month time frame will require about $3,700/month, same assumptions.
Thanks for the info! 2 things - we'll buy a farm with the cash within the next 31 - 50 months, and I'll only have that appreciate in our budget by 1% a year (farmland is tricky to value, so I'm keeping my assumptions low and safe). Then we'll be paying a loan with a bunch of interest on it for the farm...so that'll slow us down. Thing 2 - umm, we don't even bring home $7k a month after taxes hahahahahaha. We don't save much before taxes, just my SIMPLE IRA for the employer match, my husband doesn't have a work retirement account. Due to the farm, generally the plan is to be making way too much money someday, so we save into Roths now. The $3,700 a month is closer to realism, but probably still more than we'll manage in that time. This is interesting data to have though, thanks for sharing.
No problem. It's fun running numbers. There's a lot of variability in the assumptions. If you assume 100% equities and 10% annual return it would take 36 months at $4k/month.
Post by: mrteacher on August 24, 2018, 12:40:56 PM
4/1/16: $100,869
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224
8/1/17: $175,435
9/1/17: $220,249
10/1/17: $228,472
11/1/17: $237,860
12/1/17: $244,233
1/1/18: $249,568
2/1/18: $264,304
3/1/18: $260,119
4/1/18: $256,779
5/1/18: $259,718
6/1/18: $263,724
7/1/18: $265,235
8/1/18: $270,661
8/24/18: $277,497
Post by: UnleashHell on August 25, 2018, 05:06:47 AM
well.
Hi there.
I left you guys some time ago when i moved up to the next thread.
then got divorced! Its not good for the net worth.
sooooo here we go again
nov-17 (settlement day for the divorce).
$300K
May-18
$375K
its heading the right way.
that divorce shit is expensive. costs more than money too!!
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
woot! that the net figure. my liquid is higher and the situation is complicated due to the divorce. I'm happy with the rate of increase though.
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
seems to be a steady 10k plus a month - on average. I'm ok with that. My investemnts have nearly broken 1/2 mill now. just have some debt to sort out related to the divorce and a stead acceleration to FIRE is the path.
if I can continue at the present rate then clearing 1/2m net should be mid 2019.
crazy how the compounding works.
my ex is risk adverse. she has a paid off house and some retirement accounts.
I got the 401k's and debt that is at a fixed rate. I'm pretty damn certain that the leverage I'm able to apply has helped me a lot. even though I'm paying out debt, alimony and child support the increase in investments plus what I'm able to stick in my 401k is helping me advance to fire way ahead of her. There will be some pleasure in seeing her working while I'm fired (and still paying alimony!).
Post by: achvfi on August 25, 2018, 07:15:45 PM
Jun-16 $127,393.29
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
Mar-18 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
25Aug-18 $286900 - INV $ 370200 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Post by: use2betrix on August 29, 2018, 07:17:33 PM
Post by: jlcnuke on August 30, 2018, 06:04:28 AM
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 July 2018 (ish) - $330,715.
1 August 2018 - $346,023.
Going out of town tomorrow for vacation so updating a bit early.
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 July 2018 (ish) - $330,715.
1 August 2018 - $346,023.
30 August 2018 - $362,001.
Post by: Imustacheyouaquestion on August 31, 2018, 08:51:51 AM
Aug 2018 $258,326.17
Sep 2018 $271,396.46 +13,070.29
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Big month with an annual bonus on one W-2 check, an annual raise kicking in on the other W-2, and a few side hustle checks. Combined with a low month of expenses, our savings rate was over 70% this month!
Asset allocation is a little heavy on cash with an upcoming home renovation in the works. Otherwise, I'm continuing to build up the balance in our brokerage account while I research rental property options.
Stretching to hit $300k by January 1.
Post by: hudsoncat on August 31, 2018, 09:59:23 AM
6/30/18: $253,884
7/31/18: $264,666
8/31/18: $276,905
Post by: JLee on August 31, 2018, 10:46:51 AM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30I was impatient and ran my net worth yesterday, but had some time today so I redid it. I'm up $1200, lol.. This is going to be much different when the market eventually drops!
Post by: Woodro85 on August 31, 2018, 02:03:20 PM
Forgot to jump to this thread when I passed the $250k mark so will do now. Had a really good last year and starting to feel that snowball play a factor. My goal is to be over $500k within 2 years. I'm confident I can do it before that but I also have some household and educational expenses that will challenge me to get there. So August 1, 2020 = a half millionaire! Let's go!Broke the $400k mark in NW! I was reviewing my spreadsheets and it absolutely blows me away that I was sitting with a negative net worth 4.5 years ago! No hand outs, just an eye opening read of MMM and some serious hard work and conscious decisions.
August 1, 2018 - $393,286
June 1, 2018 - $385,931
July 1, 2018 - $389,444
August 1, 2018 - $393,286
September 1, 2018 - $406,838 + $13,552 m/m
Bigger jump than normal for me as I got my annual pension update and found out I was under reporting for last year in my spreadsheets. Also had a bit of a raise Aug 1.
Post by: turketron on August 31, 2018, 03:57:21 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Not quite the first but the banks aren't open tomorrow anyway. Company stock is at at all-time high, so I liquidated a bunch of the RSUs I've been granted over the years to dump into VTSAX. Historically a large enough portion of my portfolio to be worried about, but it's jumped up enough recently that I was feeling a little overweight with all (or a big chunk) of my eggs in the one basket.
Post by: SpareChange on August 31, 2018, 11:43:06 PM
You guys are killing it!!
Post by: dandypandys on September 01, 2018, 04:21:15 AM
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: $369k /269k
Post by: Morning Glory on September 01, 2018, 04:36:50 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Post by: use2betrix on September 01, 2018, 06:35:05 AM
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Massive 2017 sabbatical - worked 4.5 months)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 -$251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
My only saving grace this month was that it was a three paycheck month and a bit of a stock market bump. I spent $1100 on AC repair, $1400 on medical, and a $1000 on a gift for my parents.
Regardless - very happy where my numbers still ended up, just need to get my spending under control.
Post by: achvfi on September 01, 2018, 09:24:46 AM
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
Mar-18 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Post by: Mustachio Bashio on September 01, 2018, 09:37:28 AM
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
8/18 - 287,779
9/18 - 298,772
Post by: facepalm on September 01, 2018, 12:05:28 PM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
May-18 328,600
June-18 331,857
July-18 340,250
Aug-18 341,769
Had a bunch of expenses (insurance, registration, plus travel) with no contributions to retirement accounts (I get paid on an 11 month schedule). Still managed to eke out a small gain.
Post by: FireRun on September 01, 2018, 12:11:48 PM
I'll jump in. It's been a good year. Stretch goal is to hit $500K by the end of 2018.
1-2012: $5250
1-2013: $19330
1-2014: $52312
1-2015: $128996
1-2016: $159167
1-2017: $242885
1-2018: $363983
2-2018: $387278
3-2018: $379969
4-2018: $382572
5-2018: $386817
6-2018: $400930
7-2018: $408479
8-2018: $425766
9-2018: $443186
Making steady progress.
Post by: 2Birds1Stone on September 01, 2018, 08:41:17 PM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
01/01/18 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
04/01/18 - $378,000
05/01/18 - $384,000
06/01/18 - $402,800
07/01/18 - $408,000
08/01/18 - $419,000
09/01/18 - $422,600
$519k Combined with SO. (graduating to the $500k->$1M thread)
Post by: Pizzabrewer on September 02, 2018, 07:50:42 AM
2/1/2017: $183,768
3/1/2017: $197,020
4/1/2017: $202,363
5/1/2017: $223,229
6/1/2017: $244,355
7/1/2017: $249,532
graduated to this thread!
8/1/2017: $262,500
9/1/2017: $270,766
10/1/2017: $287,535
11/1/2017: $302,991
12/1/2017: $303,901
1/1/2018: $292,875
9/1/2018: $374,869
It's been a while since I updated. We somewhat fell off the MMM wagon this year. Restaurant meals/carryout has always been our weakness and it seems we can't avoid the $30 or $50 pointless purchases. Also our investments performed poorly for most of the year. Add that all up and it was too depressing to continue tracking NW.
Well in the past few weeks we've won the stock-picking lottery (as I've detailed in the "Shoot, I Just Stock Picked" thread in Investor Alley) and our NW has rocketed back up. I realize this isn't celebrated here in facepunch-land and now that it's getting into real money I'm thinking of selling all but a handful of shares and putting it into index funds. For the record all money we've been saving for the past year+ has been going into index funds. However when the stocks take such big leaps they continue to be a big part of our NW (over 30% at this point). One stock alone (EXAS) has been the source of ~$100k of our gains.
In any event it's been a remarkable run. This year we are up 28% and since we started this journey on 1/1/2017 we are up 120% in NW. Perhaps now is the time to jump off the stock picking bullet train before it crashes off the rails?
Post by: Res Ipsa on September 02, 2018, 09:44:05 AM
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
March 1, 2018: $418,873
April 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582 (Good month in the markets + normal investing + started including a small retirement account previously unaccounted for.)
Disclaimer: All amounts include kids' college funds, so are overstated in the sense that not all funds/gains will go toward FI. But "counting" them helps motive me to continue funding the 529s.
Post by: aneel on September 02, 2018, 09:56:11 AM
Post by: Just_Me on September 02, 2018, 10:21:15 AM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
Apr 2018 $435k
May 2018 $437k
Jun 2018 $445k
Jul 2018 ???
Aug 2018 $453k
Who knows where I was in July, but getting closer to getting out of here!
Post by: pharmmm on September 02, 2018, 10:59:13 AM
Dates Assets Debts Net
Apr-14 $38,972.76 $393,289.34 -$354,316.58 - graduating residency
Nov-14 $380,363.73 $671,998.49 -$291,634.76 - bought house, peak of debt
Jan-15 $408,128.84 $668,469.17 -$260,340.33
Jan-16 $454,423.82 $597,546.26 -$143,122.44
Jan-17 $490,718.93 $518,872.32 -$28,153.39
May-17 $503,509.72 $500,967.67 $2,542.05 - positive NW!
Jun-17 $516,981.58 $501,052.12 $15,929.46
Jul-17 $543,077.53 $503,380.09 $39,697.44
Aug-17 $553,633.12 $497,853.34 $55,779.78
Sep-17 $564,594.36 $485,517.12 $79,077.24
Oct-17 $574,972.17 $482,883.67 $92,088.50
Nov-17 $583,848.08 $472,289.18 $111,558.90
Dec-17 $582,040.50 $471,001.56 $111,038.94
Jan-18 $615,051.82 $468,109.54 $146,942.28
Feb-18 $616,856.03 $466,014.90 $150,841.13
Mar-18 $620,238.46 $463,495.91 $156,742.55
Apr-18 $636,975.55 $464,219.19 $172,756.36
May-18 $664,572.81 $462,770.85 $201,801.96
Jun-18 $676,693.69 $461,907.41 $214,786.28
Jul-18 $664,484.76 $432,715.60 $231,769.16 - finished paying off wife's student loans
Aug-18 $682,342.60 $433,219.13 $249,123.47 - graduated 100k-250k thread
Finances combined with wife, both pharmacists. We're in 100% stock indexes with 274k in our roth IRA's/401ks. Going to do a 50/50 mortgage payoff/taxable account strategy.
Stretch goal is finishing this race by the end of 2019.
Post by: Pizzabrewer on September 02, 2018, 12:47:38 PM
Going to do a 50/50 mortgage payoff/taxable account strategy.
Don't let boarder42 see you say that!
Seriously, check out the Don't Pay Off Your Mortgage thread. In the US with typical mortgage rates, you're much better off not paying down your mortgage.
Congrats on the huge progress the past 4 years!
Post by: RWD on September 02, 2018, 02:47:33 PM
Going to do a 50/50 mortgage payoff/taxable account strategy.
Don't let boarder42 see you say that!
Seriously, check out the Don't Pay Off Your Mortgage thread. In the US with typical mortgage rates, you're much better off not paying down your mortgage.
Congrats on the huge progress the past 4 years!
Link to thread (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/dont-payoff-your-mortgage-club/)
50/50 is just about the worst possible strategy...
Post by: AFrugalGuy on September 02, 2018, 08:16:59 PM
12/31/2017: $316,696.77
1/31/2018: $322,613.77
2/28/2018: $323,034.64
3/31/2018: $335,098.02
4/30/2018: $339,987.44
5/31/2018: $351,917.90
6/30/2018: $354,200.93
7/31/2018: $371,609.06
8/31/2018: $383,206.06
Now on track for ~$413k by year-end.
Post by: Jaayse on September 03, 2018, 12:58:26 PM
April 15 - 164,900
May 1 - ? (Lost info)
June 1 - ? (Lost info)
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
Recently it seems like every month my savings total increases by more than what I earn, I know my pay stub before taxes is not over 10k!
Post by: afuera on September 04, 2018, 09:59:50 AM
1/1/2018: INV-$265,731.22 NW-$277,837.89
2/1/2018: INV-$286,459.76 NW-$301,344.36
3/1/2018: INV-$284,266.50 NW-$297,619.99
4/1/2018: INV-$290,389.61 NW-$303,478.81
5/1/2018: INV-$306,848.16 NW-$325,512.99
6/1/2018: INV-$317,738.59 NW-$335,673.14
7/1/2018: INV-$321,370.44 NW-$346,447.04
8/1/2018: INV-$339,398.86 NW-$360,632.60
9/1/2018: INV-$353,410.60 NW-$376,977.51
Nothing special.
Post by: pharmmm on September 04, 2018, 10:15:20 AM
Going to do a 50/50 mortgage payoff/taxable account strategy.
Don't let boarder42 see you say that!
Seriously, check out the Don't Pay Off Your Mortgage thread. In the US with typical mortgage rates, you're much better off not paying down your mortgage.
Congrats on the huge progress the past 4 years!
Link to thread (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/dont-payoff-your-mortgage-club/)
50/50 is just about the worst possible strategy...
So I should know this, but I've never held money in a taxable account. I still have $180,000 in student loans that are on an income based repayment program that will be forgiven in 6 years. Not here to argue about the ethics of that, I've fleshed that out already. The reason I bring this up is that my yearly payment on my student loan is 10% of my taxable income. My question is would the dividends/interest that a taxable account would generate be considered income? I've heard of a 1099-DIV. Even if I re-invest them, would I pay taxes on them immediately or only when I withdrawal? I need to do the calculation of how that would affect my decision to do mortgage vs taxable (i.e. an additional 10% penalty on any taxable income the taxable account would generate due to dividends/interest).
Post by: RWD on September 04, 2018, 10:32:07 AM
I plan to continue in this thread on my journey to $500k in investments, if that's OK with you.
No! You must join us in the race to $1m thread! No looking back!
Post by: tarheeldan on September 04, 2018, 02:59:08 PM
Post by: Res Ipsa on September 04, 2018, 08:51:58 PM
Well, would you look at that! Net worth now exceeds $500k!
Congrats on the milestone, neo!!
Post by: Guava on September 05, 2018, 07:20:15 AM
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
December 2017: $302k
January 2018: $316k
February 2018: $313k
March 2018: $316k
April 2018: $327k
May 2018: $341k
June 2018: $328k
July 2018: $333k
August 2018: $353k
All done with the building and the cash hit that came with it. Now just to tackle the loan. Feeling pretty good about all of this as we keep trucking along.
Post by: Res Ipsa on September 05, 2018, 08:54:22 AM
12/1/2017: INV-$256,324.07 NW-$266,011.53
1/1/2018: INV-$265,731.22 NW-$277,837.89
2/1/2018: INV-$286,459.76 NW-$301,344.36
3/1/2018: INV-$284,266.50 NW-$297,619.99
4/1/2018: INV-$290,389.61 NW-$303,478.81
5/1/2018: INV-$306,848.16 NW-$325,512.99
6/1/2018: INV-$317,738.59 NW-$335,673.14
7/1/2018: INV-$321,370.44 NW-$346,447.04
8/1/2018: INV-$339,398.86 NW-$360,632.60
9/1/2018: INV-$353,410.60 NW-$376,977.51
Nothing special.
I'd say a $14k increase in investments and a $16k increase in net worth in a month is pretty special -- at least by most Americans' standards. Congrats on the steady progress!
Post by: FIreDrill on September 05, 2018, 09:28:44 AM
The growth continues. Now to just increase the contribution rate!
End Of
2013-Q4: $41,032
2014-Q4: $106,801 (+65,769)
2015-Q4: $197,262 (+90,461)
2016-Q4: $276,361 (+79,099)
2017-Q4: $368,051 (+91,690)
2018-Q1: $375,665 (+7,614)
2018-Q2: $402,540 (+26,875)
Since last Q End: $423,267 (+20,727)
Hopefully we can get our savings rate back up to about 50% and really get the ball rolling soon...
Sent from my moto g(6) using Tapatalk
Post by: jda85 on September 11, 2018, 03:58:01 AM
Quote
7/1/2018: 251,250 ---- FINALLY MADE IT! YEAAAA!!!8/1/2018: 255,675
9/1/2018: 268,570
Post by: Mazzinator on September 11, 2018, 06:15:55 PM
Aug 18- $334 (this is as of today, not end of aug...oops)Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.July 18- $316
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
Missed a month..oops
June 18- $304
Post by: gmdv on September 13, 2018, 07:31:02 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
Investment went up, house price went way down.
Post by: Nick_Miller on September 13, 2018, 08:11:16 PM
I'm here with $252,544.08. That gets me in, right? There's not some weird initiation or anything, right? (I secretly hope there is)
Post by: Pizzabrewer on September 13, 2018, 09:33:27 PM
-puts on shoes and a clean shirt-
I'm here with $252,544.08. That gets me in, right? There's not some weird initiation or anything, right? (I secretly hope there is)
Welcome! I think you have to buy everyone here a beer.
Post by: Nick_Miller on September 14, 2018, 07:11:24 AM
-puts on shoes and a clean shirt-
I'm here with $252,544.08. That gets me in, right? There's not some weird initiation or anything, right? (I secretly hope there is)
Welcome! I think you have to buy everyone here a beer.
-puts on lawyer hat-
Okay I will buy a beer for everyone. You can all take a sip. Dibs on the backwash.
Seriously, I have been jonesing to get into this thread since shortly after I joined the site. Goal is to hit $500k by Dec, 2021. That's 40 months, so about $6200 net worth monthly. Sounds daunting, but I am hoping the market does at least a little of the work for us.
Post by: Tyson on September 14, 2018, 12:48:24 PM
-puts on shoes and a clean shirt-
I'm here with $252,544.08. That gets me in, right? There's not some weird initiation or anything, right? (I secretly hope there is)
Welcome! I think you have to buy everyone here a beer.
-puts on lawyer hat-
Okay I will buy a beer for everyone. You can all take a sip. Dibs on the backwash.
Seriously, I have been jonesing to get into this thread since shortly after I joined the site. Goal is to hit $500k by Dec, 2021. That's 40 months, so about $6200 net worth monthly. Sounds daunting, but I am hoping the market does at least a little of the work for us.
The bigger your stasche, the more the market does the work for you.
Post by: SpareChange on September 15, 2018, 11:28:16 PM
-puts on shoes and a clean shirt-
I'm here with $252,544.08. That gets me in, right? There's not some weird initiation or anything, right? (I secretly hope there is)
Sure, you're in. You're also not wearing pants...that's weird enough. But, you're not alone. My understanding is that we don't get to don the pants until the next thread. It's odd, but the place has a chill vibe, so I go just go with the flow.
Post by: me1 on September 18, 2018, 09:33:34 AM
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
9/17/18 $264,012 $390,335
Post by: facepalm on September 28, 2018, 08:52:30 AM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
May-18 328,600
June-18 331,857
July-18 340,250
Aug-18 341,769
Sep-18 348,467
up and up.
Post by: SpareChange on September 28, 2018, 11:29:45 PM
I am excited to finally be joining y'all.
Took 27 months to got from 100k to 250k.
Aug-18: 234k
Sep-18: 287k
Dec-20: -Goal Graduate Date-
Welcome! That was quite a month!
Post by: SpareChange on September 28, 2018, 11:37:17 PM
Post by: 2Birds1Stone on September 29, 2018, 05:08:25 AM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
01/01/18 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
04/01/18 - $378,000
05/01/18 - $384,000
06/01/18 - $402,800
07/01/18 - $408,000
08/01/18 - $419,000
09/01/18 - $422,600
10/01/18 - $428,100
$526k Combined with SO. (graduated to the $500k->$1M thread)
Post by: TheFirstMan on September 29, 2018, 07:29:06 AM
I feel like I've found my people!
I'm in the Investable Assets crowd, at 249K as we start 2016.
I will play the tortoise here (or perhaps Eeyore) with a goal of about 4 years from now, in 2020.
Over on the long-term net worth goals thread, I just posted about some of my variables, include pessimistic estimates about spending and income, inflation, and a possible home addition. That's why I'm giving a longer time horizon. If the market is reasonable, and our spending and income are more in my optimistic zone, and we don't do a home addition, the time frame shortens to about 2 years, in 2018.
And that, friends, is motivational. Thanks!
One final thing--some helpful info could be added in here, as we go on this journey together--context like I've shared here, as well as incomes, as those of us who are making 40K shouldn't compare with those making 120K!
I'm married and our combined income in 2015 was 80K. In 2016, it should be close to 120K gross.
Edit 2/18/16: 395K when you add in home equity.
UPDATE MID-2016
Alright, making progress!
Pulled 65K of home equity and still planning on the addition. Currently...
- Cash: 152K (This is high because of the possibility of an addition.)
- Investments: 217K
- "Investible Assets" (Cash+Investments) 369K (This is up 120K, but 65K was from home equity, so actual increase here in 6 mos is 55K.)
- Home equity 52K
- Total net worth, including equity: 421K (This is up 26K in 5 months.)
- Mortgage: 203K
-Total net worth minus mortgage: 218K
This feels like really great progress, considering VTSAX (as a proxy for the economy) is only up 3.65% YTD.
Needing to update a bit here...we are halfway through an addition, and our income situation changed.
Today:
Cash and liquid accounts: 80K. Of this, home addition and other capital projects are 37K+8K+10K = 55K, leaving 25K actually.
Investments: 293K
Cash + Investments = 318K "investible"
With new savings goal of 5K/month (conservative) and a real rate of return of 3% (also conservative), I estimate...
Future:
01/01/18...365K
01/01/19...436K
01/01/20...509K...so Christmas 2019 is when I plan to graduate from here to the race to a million topic, barring huge market drops (which I expect)
01/01/21...584K
01/01/22...662K
01/01/23...741K
01/01/24...824K
UPDATE 9/29/18: I MADE IT, 15 MONTHS EARLY! NW TODAY = 501,463!
Post by: nick663 on September 29, 2018, 09:20:54 AM
Tracking total net worth except home equity.September 2018: 313.7k
June 2017: 198.7k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
Post by: hudsoncat on September 29, 2018, 12:43:25 PM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
Not a bad month. Investments chugging along. It was a rough month for our cash reserves (not counted here, invested only shown), but we should be able to replenish those without minimizing any investments.
Post by: achvfi on September 29, 2018, 01:39:41 PM
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
Mar-18 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Post by: ItsALongStory on September 29, 2018, 01:50:15 PM
My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Couldn't be a better time to look for a new job, good luck with that!
Post by: bigote2032 on September 29, 2018, 08:58:03 PM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
Missed August but I am back in the three hundreds! Bonus really helped a lot this past month!
Post by: achvfi on September 30, 2018, 09:09:09 AM
My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Couldn't be a better time to look for a new job, good luck with that!
Thats encouraging.Thank you!
Post by: Just_Me on September 30, 2018, 01:48:56 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
Apr 2018 $435k
May 2018 $437k
Jun 2018 $445k
Jul 2018 ???
Aug 2018 $453k
Sep 2018 $460k
Post by: JLee on September 30, 2018, 10:59:30 PM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Post by: Morning Glory on October 01, 2018, 03:42:27 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Just some slow steady progress here. I prepaid my propane for the winter, got a property tax refund, and started getting paid from my side hustle.
Post by: Nick_Miller on October 01, 2018, 05:31:01 AM
Oct. 2018 $256,337.25
Post by: use2betrix on October 01, 2018, 06:46:31 AM
Jan 1, 2017 - $177k
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
This was a painful month for me. We sold our 5th wheel we lived full time in, however we were about $6,000 upside down, so had to cover that. Because we moved into an aprtment, we had no bed, furniture, tv, etc. That all cost us another $4k-$5k to outfit the place. We did it relatively mustachian. $500 mattress, $600 sectional, then several pieces from Ikea, etc.
Hoping to get back on track this month. I don’t foresee any major expenses the remainder of the year aside from costs for the Holidays and also missing work due to holidays/travel. I don’t have paid vacation (contractor) but I can try and work some Saturdays to compensate for the missed time.
Post by: onlykelsey on October 01, 2018, 06:47:39 AM
Hoping to get back on track this month. I don’t foresee any major expenses the remainder of the year aside from costs for the Holidays and also missing work due to holidays/travel. I don’t have paid vacation (contractor) but I can try and work some Saturdays to compensate for the missed time.
Maybe this is finally the year I put in sinking funds for holiday travel/gifts/etc.
Post by: Guava on October 01, 2018, 07:53:19 AM
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
December 2017: $302k
January 2018: $316k
February 2018: $313k
March 2018: $316k
April 2018: $327k
May 2018: $341k
June 2018: $328k
July 2018: $333k
August 2018: $353k
September 2018: 339k
We bought a new to us vehicle that is car seat compatible and will last us quite awhile (I never count car values in my net worth). This should be the last big purchase in our spendy year.
Post by: Jaayse on October 01, 2018, 09:21:25 AM
April 15 - 164,900
May 1 - ? (Lost info)
June 1 - ? (Lost info)
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
October 1 - 374,465
It could be a bit of a stretch to reach 400k by the end of the year, but with a little help from the market, it could happen! I have a lot going on right now with a lot of travel between now and then, including moving trans-Atlantic (mostly at the government's expense), so I'll just have to keep it frugal.
Post by: Imustacheyouaquestion on October 01, 2018, 10:24:18 AM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64 +$5078.18
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Too much eating out this month! Advanced some utility and insurance payments to hit a minimum CC spend. Our portfolio was due for a quarterly rebalance since the international markets have been crazy volatile and it triggered a tolerance band on the overall allocation as a result.
Still hoping to hit $300k by January 1.
Post by: GUNDERSON on October 01, 2018, 11:07:55 AM
I'm joining! I have very sporadic and somewhat unpredictable income: I get paid for projects when they publish, which means sometimes I go 6 months without income and then get a lot of checks all at once. It makes the savings game feel weird and unsteady, so I thought a race to track my NW might help me feel more like I'm making real progress. I started saving in 2009 but slowly; I've been taking it more seriously for maybe three years. I'm 33, I'm a writer, I want to be FI to have options in life, and in case my industry dies :) Basic goal is a million by the time I'm 45.
October 1, 2018: I'm in with 253,182.24 (this includes all Vanguard accounts, including some cash reserves, and my HSA, but not my monthly checking/credit accounts).
Like @Nick_Miller I will buy you all a beer to share.
Post by: turketron on October 01, 2018, 11:32:14 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Post by: Nick_Miller on October 01, 2018, 12:13:05 PM
Hello? Hello?
I'm joining! I have very sporadic and somewhat unpredictable income: I get paid for projects when they publish, which means sometimes I go 6 months without income and then get a lot of checks all at once. It makes the savings game feel weird and unsteady, so I thought a race to track my NW might help me feel more like I'm making real progress. I started saving in 2009 but slowly; I've been taking it more seriously for maybe three years. I'm 33, I'm a writer, I want to be FI to have options in life, and in case my industry dies :) Basic goal is a million by the time I'm 45.
October 1, 2018: I'm in with 253,182.24 (this includes all Vanguard accounts, including some cash reserves, and my HSA, but not my monthly checking/credit accounts).
Like @Nick_Miller I will buy you all a beer to share.
You're a writer, your net worth is almost exactly mine, and you have already quoted me? (I admit I am quotable, but still!)
Will you be my new BFF in this thread? Think it over. I am high maintenance.
Post by: tarheeldan on October 01, 2018, 02:10:10 PM
Good luck on the job search @achvfi
Congratulations @TheFirstMan !!!
Steady as she goes for me - up 1.85% or $4,807.02 to $264,169.64 last month!
Post by: Res Ipsa on October 01, 2018, 02:34:05 PM
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
March 1, 2018: $418,873
April 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582 (Started including a small retirement account previously unaccounted for.)
Oct. 1, 2018: $496,037
I've got quite a few expenses coming up between now and the end of the year, so hopefully I can at least hold onto my gains.
Post by: GUNDERSON on October 01, 2018, 02:51:50 PM
You're a writer, your net worth is almost exactly mine, and you have already quoted me? (I admit I am quotable, but still!)
Will you be my new BFF in this thread? Think it over. I am high maintenance.
[/quote]
It's on!
https://goo.gl/images/sbxun3
Post by: pharmmm on October 01, 2018, 04:47:03 PM
Dates Net
Jan-18 $146,942.28
Feb-18 $150,841.13
Mar-18 $156,742.55
Apr-18 $172,756.36
May-18 $201,801.96
Jun-18 $214,786.28
Jul-18 $231,769.16 - finished paying off wife's student loans
Aug-18 $249,123.47 - graduated 100k-250k thread
Sep-18 $258,395.09
Pared down my chart. Slow month.
Post by: psinguine on October 01, 2018, 09:40:53 PM
Never thought I'd see the day that I would post in this race! But here I am, checking in. Pure insanity.
Might as well start this off clean with no nested quotes. The highlights:
2014 - $115,000
2015 - $161,000
2016 - ?
Early 2017 - $235,000
Year End 2017 - $253,000
And as of now, with values rounded for ease:
Assets
Primary Residence Value - $175,000
Commercial Property Value - $55,000
Vacant Property - $15,000
Newest Real Estate Deal - $12,000
Retirement Assets - $25,000
Cash Assets - $34,000
Vehicular Assets - $16,000
Liabilities
Primary Mortgage - $1000
Secondary Mortgage - $38,000
Net Worth - $293,000
So actually I'm clocking in a little late. The biggest jump was due to the fact that we just got a property appraisal done last week, and the conservative estimate came in $25,000 higher than I've been factoring. I am both overjoyed, and overwhelmed, to be here. Can I actually manage to graduate out of this tier of the race? I guess we're going to find out!
Missed the mid year check in. Might as well hit it now, as things will probably change dramatically in the new year anyway.
Assets
Primary Residence Value - $175,000
Commercial Property Value - $55,000
Vacant Property - $15,000
Newest Real Estate Deal - $75,000 (value increasing as assets are secured)
Retirement Assets - $47,000
Cash Assets - $128,000
Vehicular Assets - $25,000
Liabilities
Primary Mortgage - $135,000
Secondary Mortgage - $35,000
Net Worth - $350,000
It. Has. Been. INSANE.
As you can see, I pulled the value back out of my house and converted it to cash. The property deal is going well, if slowly, and I need the cash to get things done. At the moment I'm just considering the investment of cash spent on the assets at a 1:1 value with no consideration for "the total is greater than the sum of its parts; when the property is done and has been appraised I will update things to reflect its market value. Based on local comps... well I'm not going to get my hopes up yet but we may see a sizable boost by year end. Fingers crossed.
Post by: Mustachio Bashio on October 02, 2018, 12:42:25 AM
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
8/18 - 287,779
9/18 - 298,772
10/18 - 307,200
Into the 300s!! And half way through this next month I get to start contributing to my 401k :)
Post by: dandypandys on October 02, 2018, 05:55:04 AM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: $369k /269k
Oct 1st: 374k/274k
Post by: jlcnuke on October 02, 2018, 12:14:01 PM
Going out of town tomorrow for vacation so updating a bit early.
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 July 2018 (ish) - $330,715.
1 August 2018 - $346,023.
30 August 2018 - $362,001.
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 July 2018 (ish) - $330,715.
1 August 2018 - $346,023.
30 August 2018 - $362,001.
1 October - $365,638.
Not a great month...
Post by: fuzzy math on October 04, 2018, 09:01:25 AM
I have only recently started aggregating and tracking my NW. This is invested assets only, I do not count my home equity ($45k) or my fine collection of dry pantry goods. I add in about $5200 monthly, inclusive of my company match, and exclusive of my / my employer's pension contributions. I will feel much more confident with another month under my belt if the market dips, that I would still be worthy of posting here :p
June 2018. $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018. $251,023
Post by: afuera on October 04, 2018, 11:32:42 AM
1/1/2018: INV-$265,731.22 NW-$277,837.89
2/1/2018: INV-$286,459.76 NW-$301,344.36
3/1/2018: INV-$284,266.50 NW-$297,619.99
4/1/2018: INV-$290,389.61 NW-$303,478.81
5/1/2018: INV-$306,848.16 NW-$325,512.99
6/1/2018: INV-$317,738.59 NW-$335,673.14
7/1/2018: INV-$321,370.44 NW-$346,447.04
8/1/2018: INV-$339,398.86 NW-$360,632.60
9/1/2018: INV-$353,410.60 NW-$376,977.51
10/1/2018: INV-$361,506.28 NW-$383,955.68
Hoping to get to 400K by EOY
Post by: Woodro85 on October 04, 2018, 09:01:15 PM
Broke the $400k mark in NW! I was reviewing my spreadsheets and it absolutely blows me away that I was sitting with a negative net worth 4.5 years ago! No hand outs, just an eye opening read of MMM and some serious hard work and conscious decisions.
June 1, 2018 - $385,931
July 1, 2018 - $389,444
August 1, 2018 - $393,286
September 1, 2018 - $406,838 + $13,552 m/m
Bigger jump than normal for me as I got my annual pension update and found out I was under reporting for last year in my spreadsheets. Also had a bit of a raise Aug 1.
[/quote]
October 1, 2018 - $412,660 +5,821
Keep on moving closer...
Post by: FIPurpose on October 05, 2018, 09:46:09 AM
I think I hit 250 somewhere around mid-2016. Took a year sabbatical away from work last year. I think we'll hit 500 sometime mid to late next year. So 3 years with not working one of those year.
I keep going back and forth on how much longer I want to work for money. There are a few irons in the fire that might help me make my decision. Looking at an estimation chart going from 500k to 1.2mil take about 8-12 years which means I don't need to keep working in my current position. I want to find a job that I can travel with/ work abroad in. I think 500k before I'm 30 is enough to say that I should be finding work that I want to do instead of going to full FIRE.
Post by: GUNDERSON on October 11, 2018, 08:48:19 PM
Post by: FIreDrill on October 11, 2018, 08:51:29 PM
WELP my new goal is to get back into this group! This week's a good lesson in not counting your chickens.Yeah.... The last two days have been a fun one.. I'm down 23k...
Time to buy some more!
Sent from my moto g(6) using Tapatalk
Post by: gmdv on October 12, 2018, 09:30:16 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
This losing streak is brutal. Good buying opportunity, but really unpleasant to look at.
Post by: JLee on October 12, 2018, 03:50:36 PM
WELP my new goal is to get back into this group! This week's a good lesson in not counting your chickens.
I hope it stays down for at least another week - I get paid next week so my 401k contribution hits then, lol
Post by: hudsoncat on October 12, 2018, 06:42:35 PM
WELP my new goal is to get back into this group! This week's a good lesson in not counting your chickens.
I hope it stays down for at least another week - I get paid next week so my 401k contribution hits then, lol
Mine hit today. Dh's will hit on Monday. I'm okay with the ability to buy more shares than last week.
Post by: use2betrix on October 25, 2018, 07:39:25 PM
Post by: use2betrix on October 26, 2018, 07:32:19 AM
I just cam by to see how long it's taken other people here to get from 250 to 500. Seems like the average is about 3-4 years?
I think I hit 250 somewhere around mid-2016. Took a year sabbatical away from work last year. I think we'll hit 500 sometime mid to late next year. So 3 years with not working one of those year.
I keep going back and forth on how much longer I want to work for money. There are a few irons in the fire that might help me make my decision. Looking at an estimation chart going from 500k to 1.2mil take about 8-12 years which means I don't need to keep working in my current position. I want to find a job that I can travel with/ work abroad in. I think 500k before I'm 30 is enough to say that I should be finding work that I want to do instead of going to full FIRE.
I am in a very very similar position, just a tad behind. I should hit 500k when I’m just shy of 32, I’m 30 now. I took an 8 month sabbatical between late 2016 and 2017 and it was a real eye opener/life changer. Our fire number is also a bit higher - probably around 2 mil.
Like you - once we’re around 500k-700k I plan to cut back to only working 3-4 months a year while the Stache grows. After we do that for a while, we’ll have a better idea if we want to keep doing that for 10-15 years, or I’ll be able to pretty easily go back to work full time and probably be fully FIRE by 40ish or so.
Post by: onlykelsey on October 26, 2018, 09:03:07 AM
If this trend continues for October, I’ll be impressed if anyone in this group with the majority of their NW in stocks has a positive NW gain for the month!
Agreed. I would have to have put in about 60K this month in order to be up.
Post by: Nick_Miller on October 26, 2018, 11:31:29 AM
Post by: Jaayse on October 26, 2018, 04:29:01 PM
Post by: GUNDERSON on October 29, 2018, 12:05:20 PM
Post by: JLee on October 30, 2018, 10:47:57 AM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52I feel like I am missing an account somewhere, lol.
Post by: Nick_Miller on October 30, 2018, 01:22:21 PM
@GUNDERSON, rivalry? rivalry? The Packers and Bears are a rivalry, my friend, not this nonsense. And yeah my allocation is steady. It's smooth and steady and beautiful, and I'm not ashamed to admit it to any of you people!
(I am really trying to channel Nick here, I feel like I did it)
Post by: hudsoncat on October 31, 2018, 06:21:05 AM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
Certainly could have been worse. I'm surprised by how little I care... Remains to be seen if seeing the numbers goes down bothers me more if the downward trend continues. I'd like to think it won't but...
Post by: JLee on October 31, 2018, 07:28:27 AM
6/30/18: $253,884
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
Certainly could have been worse. I'm surprised by how little I care... Remains to be seen if seeing the numbers goes down bothers me more if the downward trend continues. I'd like to think it won't but...
I feel similarly - this is the first significant decline since I really started investing and I feel rather detached from the numbers, mostly hoping it doesn't immediately bounce back up because I'm still relatively early in my accumulation phase.
If I was desperate to retire soon, I may feel differently? Hard to say..
Post by: hudsoncat on October 31, 2018, 10:48:08 AM
6/30/18: $253,884
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
Certainly could have been worse. I'm surprised by how little I care... Remains to be seen if seeing the numbers goes down bothers me more if the downward trend continues. I'd like to think it won't but...
I feel similarly - this is the first significant decline since I really started investing and I feel rather detached from the numbers, mostly hoping it doesn't immediately bounce back up because I'm still relatively early in my accumulation phase.
If I was desperate to retire soon, I may feel differently? Hard to say..
Detached! That was the word I was looking for earlier. That's exactly how I feel. Because like you, I'm early in the accumulation phase. So... ***shrug*** Market will do what the market does. In the mean time, I'll just keep sticking money in.
Post by: Imustacheyouaquestion on October 31, 2018, 12:03:09 PM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03 -$17714
Uh, well...at least I got some tax loss harvesting done this month.
Post by: Nick_Miller on October 31, 2018, 03:30:24 PM
Nov. 2018 $248,197.15
(I skipped Oct, as we went from middle-of-the month reporting in Sept to first-of-the-month accounting for Nov)
And I am not leaving. I have come too far. I am squatting here, like some sort of...squatter. We should pop back up over $250K come Dec 1st unless the market drops another 3-4% in Nov.
Post by: achvfi on October 31, 2018, 06:12:11 PM
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
Mar-18 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Post by: bigote2032 on October 31, 2018, 08:46:26 PM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
Worst month ever for me, lost more than 4% even after buying more stock than usual. Keep going my friends, as long as we don't need the money now it is good.
Post by: SpareChange on October 31, 2018, 11:33:02 PM
Post by: Morning Glory on November 01, 2018, 04:39:08 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
I have some cash for son's 529 contribution, need to invest it before markets go back up!!
Post by: dandypandys on November 01, 2018, 04:55:26 AM
Post by: use2betrix on November 01, 2018, 07:13:23 AM
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
All things considered - not terrible. I spent $1k more than my goal which sucks. Stock market dropped a lot, but I still saved $11k-$12k so that’s what I need to be looking at.
I usually keep a good sized emergency fund, but I’ve been slowly dumping extra into the market this month.
I became eligible for an HSA today and will max it out ($6900) this month, and then also have it set up to max out for Jan/Feb of 2019. I’m also right on the cusp of being able to contribute to a regular (non-backdoor) Roth IRA for the year, so as soon as I do my taxes I’ll get that info before I file them. I will most definitely be able to contribute next year, so plan on making those early in the year as well.
Post by: afuera on November 01, 2018, 11:30:29 AM
1/1/2018: INV-$265,731.22 NW-$277,837.89
2/1/2018: INV-$286,459.76 NW-$301,344.36
3/1/2018: INV-$284,266.50 NW-$297,619.99
4/1/2018: INV-$290,389.61 NW-$303,478.81
5/1/2018: INV-$306,848.16 NW-$325,512.99
6/1/2018: INV-$317,738.59 NW-$335,673.14
7/1/2018: INV-$321,370.44 NW-$346,447.04
8/1/2018: INV-$339,398.86 NW-$360,632.60
9/1/2018: INV-$353,410.60 NW-$376,977.51
10/1/2018: INV-$361,506.28 NW-$383,955.68
11/1/2018: INV-$336,673.52 NW-$361,663.41
Down approximately ~$25K. Womp womp but I do love sales :)
Post by: Jaayse on November 01, 2018, 11:57:45 AM
April 15 - 164,900
May 1 - ? (Lost info)
June 1 - ? (Lost info)
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
October 1 - 374,465
November 1 - 361,296
Well, I don't hold out any hope of hitting 400k before the end of the year now, and it does not help that I've been doing a lot of travel. However, the travel is amazing and I have an opportunity to cheaply travel Europe, so I'm taking advantage of it anyways.
Post by: Res Ipsa on November 01, 2018, 12:59:15 PM
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
March 1, 2018: $418,873
April 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
My (admittedly aggressive) index fund investments all got slammed. But since I'm a buyer at this stage, the downturn is a good thing. Only wish I had more cash to invest right now. Hoping the market goes down (or at least stays about where it is) until I get my 401k match and annual bonus in January.
Post by: jlcnuke on November 01, 2018, 03:43:37 PM
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 July 2018 (ish) - $330,715.
1 August 2018 - $346,023.
30 August 2018 - $362,001.
1 October - $365,638.
Not a great month...
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 July 2018 (ish) - $330,715.
1 August 2018 - $346,023.
30 August 2018 - $362,001.
1 October - $365,638.
1 November - $341,694.
Not a good month at all.. oh well, I've got quite a few months left before I need it anyway lol.
Post by: aneel on November 01, 2018, 08:04:05 PM
Post by: Woodro85 on November 01, 2018, 11:00:12 PM
July 1, 2018 - $389,444
August 1, 2018 - $393,286
September 1, 2018 - $406,838 + $13,552 m/m
October 1, 2018 - $412,660 +5,821
November 1, 2018 - $409,593 -$3,067
I haven't had a completely negative month since I started tracking in 2015. I guess that's good news, as i'm growing and gaining more investments that can start making bigger differences than paycheques.
Post by: turketron on November 02, 2018, 06:41:14 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Oof, rough month. In addition to the market being shitty, our company stock crept up to an all-time high last month, and it's since fallen back to more moderate prices. However, our earnings call this week beat expectations, so it should trend back up!
Post by: tarheeldan on November 02, 2018, 07:45:43 AM
Net worth fell by 6.7% or $17,571.26 last month to $246,473.87. Like @Nick_Miller I am not going anywhere :P
Post by: 2Birds1Stone on November 02, 2018, 09:33:37 AM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
01/01/18 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
04/01/18 - $378,000
05/01/18 - $384,000
06/01/18 - $402,800
07/01/18 - $408,000
08/01/18 - $419,000
09/01/18 - $422,600
10/01/18 - $428,100
11/01/18 - $416,000
Post by: pharmmm on November 02, 2018, 07:42:48 PM
Dates Net
Jan-18 $146,942.28
Feb-18 $150,841.13
Mar-18 $156,742.55
Apr-18 $172,756.36
May-18 $201,801.96
Jun-18 $214,786.28
Jul-18 $231,769.16 - finished paying off wife's student loans
Aug-18 $249,123.47 - graduated 100k-250k thread
Sep-18 $258,395.09
Oct-18 $248,179.75
Uhoh...first negative month in a long time kicked me below the threshold, although a paycheck and these last couple days of gains have me back at $255,717. Can I stay?
Post by: Just_Me on November 03, 2018, 10:16:46 AM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
Apr 2018 $435k
May 2018 $437k
Jun 2018 $445k
Jul 2018 ???
Aug 2018 $453k
Sep 2018 $460k
Oct 2018 $439k
Stock market giveth, stock market taketh away.
Post by: Mazzinator on November 05, 2018, 05:40:16 AM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.Sept 18- $340
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
Missed a month..oops
June 18- $304
July 18- $316
Aug 18- $334 (this is as of today, not end of aug...oops)
Oct 18- $320
Post by: gmdv on November 10, 2018, 07:02:49 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
Post by: dandypandys on November 10, 2018, 02:31:30 PM
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: 369k /269k
Oct 1st: 374k/274k
Nov 10th:367k/267k stocks on sale!
Post by: damnedbee on November 13, 2018, 02:24:34 PM
If this trend continues for October, I’ll be impressed if anyone in this group with the majority of their NW in stocks has a positive NW gain for the month!
This. I don't understand how so many people continue to show positive gains during a market dip if their investment strategy relies on index funds.
Post by: Tyson on November 13, 2018, 02:43:21 PM
If this trend continues for October, I’ll be impressed if anyone in this group with the majority of their NW in stocks has a positive NW gain for the month!
This. I don't understand how so many people continue to show positive gains during a market dip if their investment strategy relies on index funds.
Because many of us are still in the accumulation phase, so we keep putting money into the market, even during dips. So the market may dip, but net worth still increases due to savings from income.
Post by: 2Birds1Stone on November 13, 2018, 04:37:51 PM
Post by: ItsALongStory on November 14, 2018, 08:25:37 AM
Some people have crazy high incomes here.....actually most of the folks on the forum are self selected upper middle/upper class households with dual incomes.
Very true but how many people have gotten the confidence needed from forums such as this one only to make their income situation better either by asking for raises or making moves in the job market. by no means should this forum be considered a representation of the population, the crowd is heavily skewed towards the top x% financially savvy folks out there.
Post by: me1 on November 18, 2018, 07:18:49 AM
I am tracking investments rather than net worth
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
9/17/18 $261,012 $390,335
10/17/18 $258,694 $386,464
11/17/18 $257,033 $387,342
Post by: fiteacher on November 21, 2018, 05:17:32 PM
Post by: FIreDrill on November 21, 2018, 06:55:35 PM
Late in September we were so close to having $500k in net worth. We were literally within $200 of reaching that goal. However, with the market losses over the past month we dipped over $40k. I just found out my student loans have been forgiven, which raises our net worth to $518k. Next stop 1 million!!!! WAHOOO!!!!Congrats! That's one way to make up for market loses lol.
I wouldn't mind a couple year decline at this point. We are probably 10 years out from comfortable FI so the cheaper we can purchase stocks now the better. Although potentially going from 430k to 275k would really be a tough paper loss.
Sent from my moto g(6) using Tapatalk
Post by: FIreDrill on November 21, 2018, 08:00:37 PM
End Of
2013-Q4: $41,032
2014-Q4: $106,801 (+65,769)
2015-Q4: $197,262 (+90,461)
2016-Q4: $276,361 (+79,099)
2017-Q4: $368,051 (+91,690)
2018-Q1: $375,665 (+7,614)
2018-Q2: $402,540 (+26,875)
2018-Q3: $425,207 (+22,667)
Since last Q End: $399,672 (-25,535)
Post by: fiteacher on November 22, 2018, 07:37:42 AM
Late in September we were so close to having $500k in net worth. We were literally within $200 of reaching that goal. However, with the market losses over the past month we dipped over $40k. I just found out my student loans have been forgiven, which raises our net worth to $518k. Next stop 1 million!!!! WAHOOO!!!!Congrats! That's one way to make up for market loses lol.
I wouldn't mind a couple year decline at this point. We are probably 10 years out from comfortable FI so the cheaper we can purchase stocks now the better. Although potentially going from 430k to 275k would really be a tough paper loss.
Sent from my moto g(6) using Tapatalk
I actually feel the same way. I have been anticipating a bear market for a bit and wouldn't mind to see it come. A drop, however, in 100k or more, would be a bit hard to fit psychologically, but I also know that the first year after a bear market the average return is like 25-35%. That gives me some comfort. Good luck!!!
Post by: Apples on November 24, 2018, 08:29:42 AM
Hello! I graduated into this thread a few months ago but neglected actually joining it. So a recap of the last few months:
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64
September 1 2018: $275,103.83
October 1 2018: $279,499.81
November 1 2018: $273,503.01
Market dip in October hit a bit. It will be interesting to see what the end of this month brings.
Post by: ItsALongStory on November 25, 2018, 08:25:46 AM
Hello! I graduated into this thread a few months ago but neglected actually joining it. So a recap of the last few months:
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64
September 1 2018: $275,103.83
October 1 2018: $279,499.81
November 1 2018: $273,503.01
Market dip in October hit a bit. It will be interesting to see what the end of this month brings.
Seems like most people with the bulk of their NW in investments dropped all the way down to late July/early August numbers. Compared to those folks you are doing very well. Should be interesting indeed what November ends with and how December pans out.
Post by: fattest_foot on November 26, 2018, 11:15:52 AM
Seems like most people with the bulk of their NW in investments dropped all the way down to late July/early August numbers. Compared to those folks you are doing very well. Should be interesting indeed what November ends with and how December pans out.
Yeah, this is me. And that's despite 4 months of additional contributions.
Post by: caracarn on November 26, 2018, 11:58:01 AM
Post by: FIreSurfer on November 27, 2018, 06:08:33 PM
05/01/2017: $198,456
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
01/23/2018: $305,566
11/27/2018: $359,000
Definitely down about $20k from all time October high, plus all the bi-weekly contributions that just seem to disappear into thin air the next day. Gotta remember that we are buying stocks cheaper, and remember its a ten year plan......!!!
Post by: 2Birds1Stone on November 27, 2018, 07:13:06 PM
Post by: Imustacheyouaquestion on November 30, 2018, 09:31:29 AM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03
Dec 2018 $$272,495.64 +$13612.61
Post by: JLee on November 30, 2018, 03:58:42 PM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80Expensive month. Life goes on, market seems to be creeping back up.
Post by: use2betrix on November 30, 2018, 05:00:07 PM
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st and December 1st)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Not a bad jump this month. Stocks picking back up this week helped (including today). I put $6900 into HSA this month, so that was extra savings since I didn’t pay tax on it. Including that, total savings was about $11k for the month, then looks like about $5k market growth from 11/1/2018. My spending sucked, December won’t be much better (plus taking a week off, unpaid). Hope to turn over a new leaf 2019. If the stock market doesn’t move at all, and I minimize stupid 2019 spending, I can potentially hit 500k by the end of 2019.
Post by: dandypandys on November 30, 2018, 07:02:37 PM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: 369k /269k
Oct 1st: 374k/274k
Nov 10th:367k/267k stocks on sale!
Dec 1st:370k/270k
Post by: Nick_Miller on November 30, 2018, 07:31:54 PM
Nov. 2018 $248,197.15
Dec 2018 $256,394.61
(I skipped Oct, as we went from middle-of-the month reporting in Sept to first-of-the-month accounting for Nov)
Okay, we popped back over $250K so I don't feel quite as illegitimate as I felt last month! I'm not a bastard. Whew
Post by: monarda on November 30, 2018, 10:20:20 PM
If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this thread
1/2016 $137K
1/2017 $154K
9/2017 $244K (cash out refinance of primary residence in June)
3/2018 $208K includes 0% credit card debt that will be paid off with HELOC when 0% rate expires in a few months. Still expecting $300K by the end of 2018
6/2018 $213K but without 0% CC balance and including pension balance, $328K.
conservative projections:
12/2018 $300K
12/2020 $400K
6/2022 $500K
12/2018 $250K but without 0% CC balance and including pension balance, $353K
we intend to pay off the credit card balance with HELOC and/or the sale of a rental in 2019.
Post by: Morning Glory on December 01, 2018, 03:59:32 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Post by: 2Birds1Stone on December 01, 2018, 04:54:11 AM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
01/01/18 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
04/01/18 - $378,000
05/01/18 - $384,000
06/01/18 - $402,800
07/01/18 - $408,000
08/01/18 - $419,000
09/01/18 - $422,600
10/01/18 - $428,100
11/01/18 - $416,000
12/01/18 - $426,500
Post by: SpareChange on December 01, 2018, 11:36:45 AM
Post by: SpareChange on December 01, 2018, 11:38:37 AM
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st and December 1st)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Not a bad jump this month. Stocks picking back up this week helped (including today). I put $6900 into HSA this month, so that was extra savings since I didn’t pay tax on it. Including that, total savings was about $11k for the month, then looks like about $5k market growth from 11/1/2018. My spending sucked, December won’t be much better (plus taking a week off, unpaid). Hope to turn over a new leaf 2019. If the stock market doesn’t move at all, and I minimize stupid 2019 spending, I can potentially hit 500k by the end of 2019.
You, sir, are a badass.
Post by: turketron on December 01, 2018, 11:40:13 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Looking a bit better this month!
Post by: achvfi on December 01, 2018, 12:55:34 PM
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
Mar-18 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Post by: Apples on December 01, 2018, 01:18:26 PM
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64
September 1 2018: $275,103.83
October 1 2018: $279,499.81
November 1 2018: $273,503.01
December 1 2018: $278,858.64
Almost caught back up, but not yet. With bonuses this month, Jan 1 should be a big jump.
Post by: use2betrix on December 01, 2018, 02:49:04 PM
Up $9,732.89 to $282,540.28. Nice third paycheck yesterday. December will be missing a few ingredients...higher expenses and I'm taking a few days off. My dad had a ministroke a couple of weeks ago, and that has reinforced my general plan to shift to PT in the next year and "coast" to FI thereafter. I could be in this thread a good long time. ;)
Those three paycheck months are amazing. My next one is in March.
What is your PT schedule looking like? I’m also looking like moving to PT well before FIRE. In my industry, it won’t be part time hours, but instead working a few months a year. I.e. working my ass off for 3 months, take 9 off, and break even for the year while the stache grows.
Post by: SpareChange on December 01, 2018, 08:49:50 PM
What is your PT schedule looking like? I’m also looking like moving to PT well before FIRE. In my industry, it won’t be part time hours, but instead working a few months a year. I.e. working my ass off for 3 months, take 9 off, and break even for the year while the stache grows.
Haven't quite decided, but it will be nothing like yours :). I'm in a very stable, hospital-based clinical career. The limiting factor for me is that in order to be benefits eligible, I need to be scheduled for at least 32 hrs per 2 week pay period. No limits inside of that really. 24/7 coverage is needed, so I could do one 16 hr shift/wk, two 8 hr shifts/wk, 32 hrs one week with the next one off, etc. I'll earn 6 wks paid time off, and currently have 480 hrs in the bank to draw on. If I need to work more, I can take call, or hop on our scheduling app and see what open shifts are available. I'm hoping that all this flexibility will allow me to move my career from "job" to "hobby".
Post by: aneel on December 02, 2018, 11:55:40 AM
Oct 1: 299k
Nov 1: 281k
Dec 1: 291k
Post by: FIreDrill on December 02, 2018, 12:24:34 PM
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
01/18: $382,947 $14,896
02/18: $378,364 ($4,583)
03/18: $375,664 ($2,700)
04/18: $375,818 $154
05/18: $390,517 $14,699
06/18: $406,067 $15,550
07/18: $415,548 $9,481
08/18: $423,267 $7,719
09/18: $425,207 $1,940
10/18: $408,556 ($16,651)
11/18: $415,354 $6,798
Change Since Last Year $47,303
Post by: Just_Me on December 02, 2018, 07:42:09 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
Apr 2018 $435k
May 2018 $437k
Jun 2018 $445k
Jul 2018 ???
Aug 2018 $453k
Sep 2018 $460k
Oct 2018 $439k
Nov 2018 $446k
Post by: hudsoncat on December 03, 2018, 06:50:38 AM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
Post by: afuera on December 03, 2018, 09:51:17 AM
1/1/2018: INV-$265,731.22 NW-$277,837.89
2/1/2018: INV-$286,459.76 NW-$301,344.36
3/1/2018: INV-$284,266.50 NW-$297,619.99
4/1/2018: INV-$290,389.61 NW-$303,478.81
5/1/2018: INV-$306,848.16 NW-$325,512.99
6/1/2018: INV-$317,738.59 NW-$335,673.14
7/1/2018: INV-$321,370.44 NW-$346,447.04
8/1/2018: INV-$339,398.86 NW-$360,632.60
9/1/2018: INV-$353,410.60 NW-$376,977.51
10/1/2018: INV-$361,506.28 NW-$383,955.68
11/1/2018: INV-$336,673.52 NW-$361,663.41
12/1/2018: INV-$356,143.09 NW-$379,134.48
My car got smooshed so I had to buy a new (to me) one which means spending was about double the average this month. Markets ticking back up.
Post by: tarheeldan on December 04, 2018, 09:35:10 AM
Up $9,732.89 to $282,540.28. Nice third paycheck yesterday. December will be missing a few ingredients...higher expenses and I'm taking a few days off. My dad had a ministroke a couple of weeks ago, and that has reinforced my general plan to shift to PT in the next year and "coast" to FI thereafter. I could be in this thread a good long time. ;)
Scary about your dad! Hope he's doing better now.
I'm having a hard time fighting the urge to quit my cushy job and switch careers to do something (most likely lower paying) but more fulfilling, contribution to the planet-wise. I think I'll do that when I graduate from this thread :)
Last month was better, but still some headwinds from my heavy international allocation (served me well last year though!). Up $8,811.44 or 3.57% to $255,285.31.
Post by: pharmmm on December 04, 2018, 07:22:22 PM
Dates Net
Jan-18 $146,942.28
Feb-18 $150,841.13
Mar-18 $156,742.55
Apr-18 $172,756.36
May-18 $201,801.96
Jun-18 $214,786.28
Jul-18 $231,769.16 - finished paying off wife's student loans
Aug-18 $249,123.47 - graduated 100k-250k thread
Sep-18 $258,395.09
Oct-18 $248,179.75
Nov-18 $257,003.34
First real turmoil I've seen since getting to higher numbers. Can't offset dips and direct the climb with income anymore, it's up to the market now. Harder than I thought it would be to deal with the swings, but staying the course.
Post by: bigote2032 on December 04, 2018, 09:10:27 PM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
We are back! The second half of November got me back on track with around 1K more than where I was before the big drop. Yes, for me was the first big loss and hurt a bit but just like that I recovered all, we better get used to this folks, I am sure it will get better with practice! Stay the course!!!
Post by: Res Ipsa on December 06, 2018, 02:18:23 PM
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
March 1, 2018: $418,873
April 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869 (TONS of expenses -- some expected many not -- $0 in investments last month).
Post by: turketron on December 06, 2018, 06:19:41 PM
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: Mazzinator on December 11, 2018, 06:20:52 PM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.Nov 18- $311 (as of dec 11)
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
Missed a month..oops
June 18- $304
July 18- $316
Aug 18- $334 (this is as of today, not end of aug...oops)
Sept 18- $340
Oct 18- $320
Post by: Jaayse on December 11, 2018, 06:46:47 PM
April 15 - 164,900
May 1 - ? (Lost info)
June 1 - ? (Lost info)
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
October 1 - 374,465
November 1 - 361,296
December 3 - 370,140
I'm a bit late posting this month, and not all my numbers were pulled at the same time. Moving during the holidays is very disrupting and expensive. Without some help from the market I won't make my 380k goal for the year.
Post by: Enough on December 20, 2018, 11:14:03 AM
why not try doing 250 to 500 in quicker time than you did 100 to 250?
Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
Took me 26 months to go from 100-250, so that would require me to hit 500k on or before April 30th 2019. Projection shows hitting it ~Jan 2021 at the current rate. Slow and steady :)
So I've had some busy months and haven't been diligently tracking net worth, but had some time to figure it up this evening:
Feb-17 $251,409.30
Oct-17 $318,536.66
Rough projection for 500k is now Feb 2020! (assuming 7% market returns and the RE investments continue). Given that the estimate moved up nearly year, I'd say that if things continue to go better than expected, then April 2019 is possible, but at the same time I don't want to be too optimistic...
Feb-17 $251,409.30
Oct-17 $318,536.66
Jan-18 $361,374.09
Mar-18 $369,142.20
Apr-18 $385,517.64
May-18 $392,342.38
Jun-18 $400,461.03
Updated my mortgage balance in Mint and just crossed over the $400k mark! Optimistically looking towards April 2019 :)
Jul-18 $413,702.08
Aug-18 $425,816.43
Sep-18 $427,991.94
Oct-18 $416,693.85
Nov-18 $428,453.60
October saw the first dip in awhile, December doesn't look good either, haha
Post by: FIPurpose on December 21, 2018, 09:23:01 AM
My personal guess though is that we'll see a 20% rally next year which would solidly put us in 500k.
Thankfully, I don't plan on retiring in the next 5 years, so it's not a huge deal, but it is a bummer seeing our first year of no progress.
Post by: MrUpwardlyMobile on December 28, 2018, 08:27:18 PM
I measure by pure net worth, so this isn’t totally liquid. That said, I paid off the student loans this month so there isn’t much debt for me and Mrs Up.
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
10/1/18 - $197,629.50
11/1/18 - $200,082.02
12/28/18 - $270,941.02
Post by: bigote2032 on December 31, 2018, 03:42:48 PM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
The roller coaster ride continues. Think October was bad for me? December was worse, lost 23K, crazy volatility with this nutjob president. Let's keep buying stock, January and February will be slow for me in the investing deparment, time to pay some credit card for extra holiday expenses.
Happy new year to all of you who share this race with me and wishing your stache to grow immensely in 2019!
Cheers!
Post by: hudsoncat on December 31, 2018, 06:59:45 PM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
At one point this month I was concerned I was going to fall out of this race! 2018 was certainly an up and down year, but long haul. Mr. Hudsoncat just got a raise that nicely covers the increased limits in the 401ks and IRAs for 2019. Here's to another year of maxing out!
Post by: Morning Glory on January 01, 2019, 08:32:28 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Post by: Just_Me on January 01, 2019, 09:36:53 AM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
Apr 2018 $435k
May 2018 $437k
Jun 2018 $445k
Jul 2018 ???
Aug 2018 $453k
Sep 2018 $460k
Oct 2018 $439k
Nov 2018 $446k
Dec 2018 $426k
+$150k over 2 years. Not bad
Post by: use2betrix on January 01, 2019, 09:46:51 AM
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Numbers for the month sure aren’t too appealing, but I can’t do too much about the stock market drops. I actually saved nearly $10,000 which is pretty good still and was only a couple hundred off from my budget goal.
Post by: SpareChange on January 01, 2019, 09:56:40 AM
Scary about your dad! Hope he's doing better now.
Thanks! He is, but it's a work in progress getting his blood pressure under control.
Down -$525.42 to $282,014.86. Spinnin' wheels. Could be worse. A Happy New Year to everyone!
Post by: achvfi on January 01, 2019, 11:57:22 AM
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
Mar-18 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Post by: JLee on January 01, 2019, 01:01:24 PM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.17I hope the market stays low long enough that I can take advantage of it! Maxed my 2019 IRA today.
Post by: 2Birds1Stone on January 01, 2019, 01:11:16 PM
1/1/2012 - $30,000
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
1/1/2018 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
04/01/18 - $378,000
05/01/18 - $384,000
06/01/18 - $402,800
07/01/18 - $408,000
08/01/18 - $419,000
09/01/18 - $422,600
10/01/18 - $428,100
11/01/18 - $416,000
12/01/18 - $426,500
01/01/18 - $421,900
Post by: Nick_Miller on January 01, 2019, 02:14:31 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
(I skipped Oct, as we went from middle-of-the month reporting in Sept to first-of-the-month accounting for Nov)
Well...we're basically right back to Sept, and it would have been worse had we not kept plowing $ into investments all fall.
Post by: nick663 on January 01, 2019, 03:15:10 PM
Tracking total net worth except home equity.December 2018: 296.8k
June 2017: 198.7k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
Ouch.
Post by: dandypandys on January 01, 2019, 04:17:57 PM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: 369k /269k
Oct 1st: 374k/274k
Nov 10th:367k/267k stocks on sale!
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!)
Post by: FIreDrill on January 01, 2019, 08:04:38 PM
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
01/18: $382,947 $14,896
02/18: $378,364 ($4,583)
03/18: $375,664 ($2,700)
04/18: $375,818 $154
05/18: $390,517 $14,699
06/18: $406,067 $15,550
07/18: $415,548 $9,481
08/18: $423,267 $7,719
09/18: $425,207 $1,940
10/18: $408,556 ($16,651)
11/18: $415,354 $6,798
12/18: $394,472 ($20,882)
Change Since Last Year $26,421
Goal is to contribute about 75k to investments in 2019 hopefully the market stays down for a while :)
Sent from my moto g(6) using Tapatalk
Post by: ItsALongStory on January 02, 2019, 01:06:25 AM
Maxed my 2019 IRA today.
Nice job, not wasting any time :)
Post by: turketron on January 02, 2019, 07:35:34 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Down again, but now that it's 2019 I'll be contributing to my 401k again, and I plan on fully funding my IRA for the year later this afternoon. Now's a good time to buy!
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: afuera on January 02, 2019, 08:24:59 AM
12/1/2018: INV-$356,143.09 NW-$379,134.48
1/1/2019: INV-$332,761.13 NW-$357,901.80
Sale continues. Going to try and max the IRAs while prices are nice and low. Looking forward to picking up the pace in 2019.
Post by: fattest_foot on January 02, 2019, 08:26:30 AM
Will go ahead and back fill all my numbers:
12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
I think the part that stings the most is we actually had more than $50k in contributions but ended up with less than that at the end of the year. Oh well, it'll just make the bounce back better.
Post by: Imustacheyouaquestion on January 02, 2019, 02:38:26 PM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03
Dec 2018 $272,495.64
Jan 2018 $255,892.49 -$21603.15
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Hello, stock market volatility. Paid off a small student loan with a variable interest rate since rates were set to increase on 12/31/18. Happy to buy some more shares with our final paycheck deductions of 2018. And I guess glad that I didn't slip back into the race to $250k thread - although maybe that'll happen next month :/
Post by: JLee on January 02, 2019, 03:04:29 PM
Never joined this group, but last year I kept track of our accounts every month for the first time. I didn't realize just how brutal December was until this morning. But seeing some other people with similar numbers was really helpful in October and November when their net worth fell about the same, so I figured I'd post mine.
Will go ahead and back fill all my numbers:
12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
I think the part that stings the most is we actually had more than $50k in contributions but ended up with less than that at the end of the year. Oh well, it'll just make the bounce back better.
Yeah, I was disappointed at first that my net worth is actually lower this year vs last, despite maxing HSA, IRA, 401k, and selling my house and putting $75k into additional taxable investments right at the market peak. Then I remembered that I'm still relatively early in my contribution phase, and buying on sale is far more beneficial to me now than it will be in 5 years!
Post by: facepalm on January 03, 2019, 04:34:39 AM
Apr-17 255,900
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
May-18 328,600
June-18 331,857
July-18 340,250
Aug-18 341,769
Sep-18 348,467
Oct-18 343,957
Nov-18 347,468
Dec-18 340, 952
The market is down . . . but stocks are on sale!
Post by: tarheeldan on January 06, 2019, 06:01:50 AM
Thanks! He is, but it's a work in progress getting his blood pressure under control.
Down -$525.42 to $282,014.86. Spinnin' wheels. Could be worse. A Happy New Year to everyone!
Glad to hear that :)
My net worth fell by 5.1% or $13,061.67 to $242,205.85 last month. International holdings, which performed well in 2017, did the opposite last year. It's good to have stocks on sale at this stage of the FIRE journey :)
Happy New Year!
Post by: gmdv on January 06, 2019, 10:46:49 AM
August 2017 - $295k1/5/2019 - $374k
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
Decided to engage in some market timing and reallocated my entire IRA to cash yesterday. If market moves up in the next few weeks, I'll do the same with my 401k too. Set future 401k contributions to aggressive growth funds and will be looking to slowly get back in on the dips.
Post by: Res Ipsa on January 06, 2019, 02:12:06 PM
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
March 1, 2018: $418,873
April 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869
Jan. 1, 2019: $436,390
Got hit with some unexpected emergency expenses last month and my (admittedly aggressive) index/mutual fund mix got hammered. Glad stocks are on sale and hope they stay down until April when I should be able to dump in my 401k match/bonus.
Post by: SAfAmBrit on January 06, 2019, 08:29:56 PM
If I believe zestimate i am currently at $ 573,507 in personal capital
If you believe my conservative spreadsheet I am at $520,223 (I keep my house price on the low side)
I has been a great year financially but I think at a cost of personal happiness and well-being. My fundamental question has become how much is enough, when is it enough and how to I get where I want to go but not sacrifice.
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
April 2018 - $436203
December 2018 - $523,330
It was looking better until stocks went on sale. I think I hit $500,000 in September. I cannot believe that we increased by a quarter of a million (sounds good) in 2 years.
Post by: Jaayse on January 10, 2019, 06:36:40 PM
April 15 - 164,900
May 1 - ? (Lost info)
June 1 - ? (Lost info)
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
October 1 - 374,465
November 1 - 361,296
December 3 - 370,140
2019
January 1 - 356,542
Stocks are on sale and I just hope the recession begins so I can power up my savings. I'm very happy with the progress I made this past year and although I had a pay cut due to my move, I hope to keep my expenses down and save a good portion of my pay.
Post by: Apples on January 12, 2019, 03:37:20 PM
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64
September 1 2018: $275,103.83
October 1 2018: $279,499.81
November 1 2018: $273,503.01
December 1 2018: $278,858.64
Jan 1 2019: $272,446.08 Aaaaaand back down. I forgot I track our income one month behind, so the December bonuses won't show up until the Feb 1 post. Our NW went up about $50,000 in 2018, so that's nice! I'm looking forward to when it goes up as much as our net pay, then gross pay, then multiples of that!
Post by: pharmmm on January 13, 2019, 06:48:34 PM
Dates Net
Jan-18 $146,942.28
Feb-18 $150,841.13
Mar-18 $156,742.55
Apr-18 $172,756.36
May-18 $201,801.96
Jun-18 $214,786.28
Jul-18 $231,769.16 - finished paying off wife's student loans
Aug-18 $249,123.47 - graduated 100k-250k thread
Sep-18 $258,395.09
Oct-18 $248,179.75
Nov-18 $257,003.34
Dec-18 $242,073.48
Seriously tired of waffling around this number. Since the end of August when I first hit $250k, I've shoveled in $41,296.34 of net worth outside of market activity and managed to drop 8k. 50k evaporated. Looking up so far this month, though. Long term, long term.
Post by: MrUpwardlyMobile on January 16, 2019, 08:46:16 PM
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
10/1/18 - $197,629.50
11/1/18 - $200,082.02
12/28/18 - $270,941.02
1/15/19 - $283,556.88
Mostly market gains, nothing interesting happening at the moment.
Post by: Mazzinator on January 20, 2019, 06:16:07 AM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.Dec 18- $316 (as of jan 16)
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
Missed a month..oops
June 18- $304
July 18- $316
Aug 18- $334 (this is as of today, not end of aug...oops)
Sept 18- $340
Oct 18- $320
Nov 18- $311 (as of dec 11)
Post by: Gardo on January 21, 2019, 07:37:31 PM
So here I am. A newbie that is not a newbie.
Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190101: $ 150.4 $ 54.4 $ 236.2 $20.0 $ 461.0
Post by: Gardo on January 21, 2019, 08:05:43 PM
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
10/1/18 - $197,629.50
11/1/18 - $200,082.02
12/28/18 - $270,941.02
1/15/19 - $283,556.88
Mostly market gains, nothing interesting happening at the moment.
What's the story behind this?
Post by: MrUpwardlyMobile on January 22, 2019, 05:25:37 AM
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
10/1/18 - $197,629.50
11/1/18 - $200,082.02
12/28/18 - $270,941.02
1/15/19 - $283,556.88
Mostly market gains, nothing interesting happening at the moment.
What's the story behind this?
Behind what?
Post by: Gardo on January 22, 2019, 07:39:54 AM
Behind what?
The quick rise.
Post by: RWD on January 22, 2019, 09:09:30 AM
Behind what?
The quick rise.
Backloaded income as bonus:
https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg2243984/#msg2243984
Post by: MrUpwardlyMobile on January 22, 2019, 12:45:45 PM
Behind what?
The quick rise.
13k between the end of December and mid January? The market went up and we received pay from professional salaries. If you’re talking about the December rise, about 45% of my annual compensation comes in the form of a year end bonus. As a result, December looks odd.
Post by: Tyson on January 22, 2019, 02:42:54 PM
Post by: Gardo on January 22, 2019, 05:53:00 PM
Behind what?
The quick rise.
13k between the end of December and mid January? The market went up and we received pay from professional salaries. If you’re talking about the December rise, about 45% of my annual compensation comes in the form of a year end bonus. As a result, December looks odd.
Very impressive. Way to go!
Post by: MrUpwardlyMobile on January 22, 2019, 06:02:42 PM
Behind what?
The quick rise.
13k between the end of December and mid January? The market went up and we received pay from professional salaries. If you’re talking about the December rise, about 45% of my annual compensation comes in the form of a year end bonus. As a result, December looks odd.
Very impressive. Way to go!
Thanks. I wish I had more tax deferred options for retirement accounts. I bleed taxable income and qualify for like no tax deductions.
Post by: Nick_Miller on January 23, 2019, 07:58:31 AM
I'm going to have to drop out of this thread. After the divorce 2 months ago, I'm left with about $100k in my savings so I'll be heading back over to the "Race from 100k to 250k". Taking a hit like this wouldn't be so bad, but alimony here in CO is pretty brutal, it's really going to eliminate my ability to recover over the next decade or so.
Sorry to hear that. I wish you the best dealing with what I'm sure is a very tough situation.
Post by: facepalm on January 31, 2019, 07:32:55 AM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
May-18 328,600
Jun-18 331,857
Jul-18 340,250
Aug-18 341,769
Sep-18 348,467
Oct-18 343,957
Nov-18 347,468
Dec-18 340,952
Jan-19 359,000
Post by: 2Birds1Stone on January 31, 2019, 09:07:19 AM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
1/1/2018 - $361,700
1/1/2019 - $421,900
02/01/19 - $451,000
Post by: JLee on January 31, 2019, 10:27:35 AM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
January 2019 $286,398.03 -$3,720.22 $282,677.81
Post by: salt cured on January 31, 2019, 11:46:34 AM
01/31/19 - $381k
Post by: tarheeldan on January 31, 2019, 12:05:21 PM
I'm going to have to drop out of this thread. After the divorce 2 months ago, I'm left with about $100k in my savings so I'll be heading back over to the "Race from 100k to 250k". Taking a hit like this wouldn't be so bad, but alimony here in CO is pretty brutal, it's really going to eliminate my ability to recover over the next decade or so.
Sorry @tyort1 , I hope you're able to bounce back faster than you think
Post by: use2betrix on January 31, 2019, 03:44:47 PM
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Good month of returns. Spending was within budget and savings was good as well. I took a week off over Christmas (unpaid) and that was a bit of a setback on this months check.
February my $6500 tax return should hit and March is a 3 paycheck month. Should have approximately $40k-$45k savings between those two months.
If I have no major hiccups this year in work, spending, or the market, hitting the $500k club could be a very realistic goal. I’m more driven than ever right now.
Post by: Nick_Miller on January 31, 2019, 05:04:57 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
A sizable bonus helped jump start our 2019! And the zombie novels helped a little.
Post by: bigote2032 on January 31, 2019, 08:27:14 PM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
Post by: SpareChange on February 01, 2019, 12:36:50 AM
I'm going to have to drop out of this thread. After the divorce 2 months ago, I'm left with about $100k in my savings so I'll be heading back over to the "Race from 100k to 250k". Taking a hit like this wouldn't be so bad, but alimony here in CO is pretty brutal, it's really going to eliminate my ability to recover over the next decade or so.
Very sorry. Life can throw some gnarly curve balls. Best of luck to you.
Up $18,502 to $300,517.
Post by: Morning Glory on February 01, 2019, 03:16:09 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Just about recovered from the market dip.
Post by: turketron on February 01, 2019, 06:37:58 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Yay! back to where I was 3 months ago! Getting super close to the $400k mark.
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: Just_Me on February 01, 2019, 07:51:33 AM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
Apr 2018 $435k
May 2018 $437k
Jun 2018 $445k
Jul 2018 ???
Aug 2018 $453k
Sep 2018 $460k
Oct 2018 $439k
Nov 2018 $446k
Dec 2018 $426k
Jan 2019 $447k
Post by: dandypandys on February 01, 2019, 08:01:12 AM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: 369k /269k
Oct 1st: 374k/274k
Nov 10th:367k/267k stocks on sale!
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump!
Post by: Bracken_Joy on February 01, 2019, 08:12:36 AM
2015:
(Jun, ~$0)
Oct- 19.9
Nov- 28.9
Dec- 32.0
2016:
Jan- 19.7
Feb- 24.7
Mar- 38.9
Apr- 53.0
May- 57.6
Jun- 59.8
Jul- 62.5
Aug- 73.1
Sep- 95.1
Oct- 96.2
Nov- 101.9 <---- $0 to $100k, ~16 months
Dec- 108.3
2017:
Jan- 113.4
Feb- 111.2
Mar- 117.1
Apr- 119.9
May- 123.9
Jun- 126.7
Jul- 129.9
Aug- 136.0
Sep- 132.5
Oct- 163.5
Nov- 165.5
Dec- 179.1
2018:
Jan- 185.9
Feb- 193.0
Mar- 190.6
Apr- 193.9
May- 184.8
Jun- 190.8
Jul- 210.3
Aug- 212.1
Sep- 224.3
Oct- 244.7
Nov- 225.7
Dec- 258.4 <--- $100k to $250k 26 months
2019:
Jan- 240.0
Feb- 262.7
I wonder if we can get to $500k in less time than it took to get from $100k to $250k?
Post by: Blahhhh456 on February 01, 2019, 08:32:24 AM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00
Sept 1, 2018 - $243,320
Oct 1, 2018 - $247,758
Nov 1, 2018 - $233,686
Dec 1, 2018 - $241,845
Jan 1, 2019 - $224,733
Feb 1, 2019 - $253,171.02
I am setting myself a goal of hitting $500K by Feb 2023, with a stretch goal of Jan 2022 (if my SO goes back to work).
Post by: Mazzinator on February 01, 2019, 08:39:47 AM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.Jan 19- $320 (trying to get back to updating end of month)
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
Missed a month..oops
June 18- $304
July 18- $316
Aug 18- $334 (this is as of today, not end of aug...oops)
Sept 18- $340
Oct 18- $320
Nov 18- $311 (as of dec 11)
Dec 18- $316 (as of jan 16)
Post by: SpareChange on February 01, 2019, 09:55:15 AM
Post by: tjrssibelle on February 01, 2019, 10:29:10 AM
2019
Jan 31st: $255.83k
Sent from my SM-N920V using Tapatalk
Post by: turketron on February 01, 2019, 10:35:21 AM
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: Tyson on February 01, 2019, 11:06:32 AM
Anyway, hope to re-join this thread in a few years. Go market returns!
Post by: Imustacheyouaquestion on February 01, 2019, 11:58:49 AM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03
Dec 2018 $272,495.64
Jan 2018 $255,892.49
Feb 2018 $$284,061.44 +$28,168.95
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Same update from last month - hello, stock market volatility. Still waiting on some back pay from January to hit my accounts, including TSP contributions. My goal for the end of 2019 is $350k.
Post by: fattest_foot on February 01, 2019, 12:02:30 PM
12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
Post by: Gardo on February 01, 2019, 01:59:56 PM
Been chugging along in the 100K-250K thinking these are all just retirement accounts.
So here I am. A newbie that is not a newbie.
Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190101: $ 150.4 $ 54.4 $ 236.2 $20.0 $ 461.0
Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190101: $ 150.4 $ 54.4 $ 236.2 $20.0 $ 461.0
20190201: $ 153.0 $ 55.2 $ 241.9 $20.0 $ 470.0
Post by: hudsoncat on February 01, 2019, 02:04:49 PM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/18: $286,584
January was the longest month ever... maybe that helps explain the big big bump, more time to save!
Post by: Jaayse on February 01, 2019, 02:51:13 PM
April 15 - 164,900
May 1 - ? (Lost info)
June 1 - ? (Lost info)
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
October 1 - 374,465
November 1 - 361,296
December 3 - 370,140
2019
January 1 - 356,542
February 1 - 383,348
A good month that I don't think will be repeated again soon and I'm still waiting on almost 4k money owed to me from my recent move. Most of the gains were from the market because my BAH for my new location is much lower and I do not get COLA here, so my salary is effectively lowered by around 30k.
Post by: BiggerFishToFI on February 02, 2019, 06:37:50 AM
04/30/17 $125,786 $67,858 -$106,720 <---- Discovered MMM / LBYM
09/30/17 $168,105 $100,416 -$84,980 <---- 100k Invested
01/31/19 $311,711 $251,061 -$7,148 <---- 250k Invested
Made some substantial lifestyle changes and have had a great almost two years financially. To have 1/4 million in investments would have seemed insane just a few years back.
Setting a goal date of 7/1/2020 for 500k invested and am telling myself I can then get a new (to me) vehicle to replace my beater truck. But we shall see, a part of me dreams of being a millionaire with a beater truck :-)
Post by: achvfi on February 02, 2019, 08:19:57 PM
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
Mar-18 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-18 $290132 - INV $373300 - NV ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Post by: gmdv on February 03, 2019, 11:16:59 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
Got out a bit too early there and missed all the gain. Will be sitting out for most of this year, possibly some of next year too, so there won't be any significant changes for a while.
Post by: Apples on February 03, 2019, 02:42:06 PM
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64
September 1 2018: $275,103.83
October 1 2018: $279,499.81
November 1 2018: $273,503.01
December 1 2018: $278,858.64
Jan 1 2019: $272,446.08
Feb 1 2019: $289,664.17
December bonuses, the market coming back up again, and the adjustment I do at the end of each year - I round our expenses up to the nearest dollar, then at the end of the year throw the extra sitting in checking into our savings, which is always a good few hundred dollars. Fun to always see a jump at the beginning of the year.
Post by: ItsALongStory on February 03, 2019, 03:26:24 PM
Got out a bit too early there and missed all the gain.
Honest question. Missing out on the gains didn't sting enough to stop trying to time the market?
Post by: MrUpwardlyMobile on February 03, 2019, 07:30:58 PM
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
10/1/18 - $197,629.50
11/1/18 - $200,082.02
12/28/18 - $270,941.02
1/15/19 - $283,556.88
2/1/19 - $290,261.26
Post by: gmdv on February 04, 2019, 07:50:41 AM
Got out a bit too early there and missed all the gain.
Honest question. Missing out on the gains didn't sting enough to stop trying to time the market?
I'm taking a medium term bear position, so I don't care about short term gain. Now, if market continues to rise past my time frame for re-entry, then yes that would sting. Plus, the blatant manipulation of the market that I saw this last month was too worrying, enough for me to be glad that I was out of it, gain or no gain.
Post by: tarheeldan on February 04, 2019, 07:56:22 AM
We have a spreadsheet :)
EDIT: Had wrong link before, sorry!!!
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
______________________________________________________________________________________________
Up 9.4% or $22,761.95 last month to $265.279.90 - back to Oct 1 levels, finally!
Post by: pharmmm on February 04, 2019, 09:50:22 AM
Dates Net
Jan-18 $146,942.28
Feb-18 $150,841.13
Mar-18 $156,742.55
Apr-18 $172,756.36
May-18 $201,801.96
Jun-18 $214,786.28
Jul-18 $231,769.16 - finished paying off wife's student loans
Aug-18 $249,123.47 - graduated 100k-250k thread
Sep-18 $258,395.09
Oct-18 $248,179.75
Nov-18 $257,003.34
Dec-18 $242,073.48
Jan-19 $275,648.14
Post by: afuera on February 04, 2019, 12:39:54 PM
12/1/2018: INV-$356,143.09 NW-$379,134.48
1/1/2019: INV-$332,761.13 NW-$357,901.80
2/1/2019: INV-$366,568.23 NW-$391,377.35
Normal 401K/HSA deductions, a couple thousand to my rIRA, and a nice bit of market recovery.
Post by: Nick_Miller on February 04, 2019, 12:46:11 PM
Celebrate your progress this month! I'm going to celebrate with a drink only a coal miner would want. Something straight forward and honest. Something that says, ‘I work in a hole.'”
Post by: Saskatchewstachian on February 08, 2019, 12:05:36 PM
Alright, I think I've spent enough time creeping in the background that I have to officially join!
Date NW
Dec-16 $243k
Jan-17 $252k
Feb-17 $270k
Mar-17 $273k
Apr-17 $295k
May-17 $300k
Jun-17 $308k
Jul-17 $316k
Aug-17 $322k
Current projections put us at 500k ~Mar 2019 which will mean it will be a total of 28 months to get from 250k-500k.
Time for an update - 7.5 months is an acceptable update interval right?
Sept-17 $340k
Oct-17 $357k
Nov-17 $366k
Dec-17 $388k
Jan-18 $398k
Feb-18 $401k
Mar-18 $403k
Apr-18 $422k
So although it's a weird interval it's almost exactly 100k since the last update.
Previous estimate for 500k was March 2019 but it looks like that has now pulled back slightly to Nov/Dec 2018, yay! I wouldn't bank on it yet though as income has dropped in the last 3 months with a loss of guaranteed overtime.
And congrats Rife on being o-so-close!
Anddddd we're there! After the same hit everyone else took on stocks in September we have bounced back and cleared the $500,000 in January. From the last update the numbers look like:
May-18 $433k
Jun-18 $445k
Jul-18 $453k
Aug-18 $459k
Sept-18 $476k
Oct-18 $468k
Nov-18 $481k
Dec-18 $479k
Jan-19 $501k
I wanted to wait until Feb to post to ensure we were firmly into the 500's and it wouldn't fluctuate back and forth across the line.
Overall we were a couple months ahead of schedule and took 25 months therefore averaging $10,000 per month which I am ecstatic about and never thought I could hit a savings rate like that. Over the last 25 months we have had a 68% savings rate.
Here's to the next $500,000 and good luck to everyone!
Post by: tarheeldan on February 08, 2019, 12:11:31 PM
Anddddd we're there! After the same hit everyone else took on stocks in September we have bounced back and cleared the $500,000 in January.
Congratulations!!!! See you in the next thread :)
Post by: Gardo on February 09, 2019, 11:56:53 AM
I share same sentiment. Wishing Feb is the bounce back to 26K.
Jan-18 $290132 - INV $373300 - NV ---> Big bounce back. But I wish it came after Feb.
Post by: AFrugalGuy on February 10, 2019, 08:07:23 AM
January 31, 2019 - $416,329.96
On track for $500k this year.
Post by: Nick_Miller on February 10, 2019, 10:42:33 AM
Post by: Gardo on February 10, 2019, 01:13:44 PM
I'm taking a medium term bear position, so I don't care about short term gain. Now, if market continues to rise past my time frame for re-entry, then yes that would sting. Plus, the blatant manipulation of the market that I saw this last month was too worrying, enough for me to be glad that I was out of it, gain or no gain.
"Time frame for re-entry" -- is that due to hold of transactions by the 401K provider?
Post by: LPG on February 12, 2019, 04:41:24 PM
I just graduated from the Race from 100 to 250k thread today, and am excited to be joining this group for the next leg of my Mustachian journey! So, without further ado, here's my first record in this group:
Date NW
2/12/2019 251,448
Post by: me1 on February 17, 2019, 09:12:06 AM
I am tracking investments rather than net worth
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
9/17/18 $261,012 $390,335
10/17/18 $258,694 $386,464
11/17/18 $257,033 $387,342
2/17/19 $290,225 $423,873
Didnt update this in a while! Nice too see these numbers!
Post by: drumstache on February 18, 2019, 11:02:39 AM
Not counting value of house:
5/20/2016 INV- $218,514 NW- $328,980
7/17/2017 INV- $306,386 NW- $417,755
3/14/2018 INV- $380,160 NW- $467,160
8/08/2018 INV- $423,708 NW- $491,708
2/18/2019 INV- $446,121 NW- $581,759
Post by: peeps_be_peeping on February 20, 2019, 12:05:53 PM
I just reached $250K in investments a couple weeks ago so it will be fun to see how long it takes to double my stash.
5/31/18 $252,184!!!
4/30/18 $246,189
3/31/18 $239,527
2/28/18 $238,698
1/31/18 $239,572
Here I am in February 2019 at $298,603 in investments.
Post by: MrThatsDifferent on February 26, 2019, 05:28:14 AM
Hi everybody,
I just graduated from the Race from 100 to 250k thread today, and am excited to be joining this group for the next leg of my Mustachian journey! So, without further ado, here's my first record in this group:
Date NW
2/12/2019 251,448
Congrats and welcome
Post by: Mazzinator on February 27, 2019, 04:16:06 PM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Post by: Nick_Miller on February 27, 2019, 05:26:33 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
I was so excited about passing $300K that I posted a day early. My non-Mustachian friends would not understand.
Post by: achvfi on February 27, 2019, 07:53:28 PM
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
Mar-18 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Post by: achvfi on February 27, 2019, 08:12:21 PM
Sept. 2018 $252,544.08
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
I was so excited about passing $300K that I posted a day early. My non-Mustachian friends would not understand.
Congrats @Nick_Miller. I am also in same boat. So excited. I shared numbers with SO, she was amazed. I remember 5 years ago I shared with SO a lofty goal for family to accumulate wealth of 300K and more. She couldn't fathom such numbers. We easily surpassed it. I am very proud of the achievement. Onwards to 500K
Post by: hudsoncat on February 28, 2019, 06:19:00 AM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/18: $286,584
2/28/18: $303,681
Like @Nick_Miller I'm super excited to hit $300,000. The big, round numbers are just so satisfying.
Post by: JLee on February 28, 2019, 06:55:54 AM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
January 2019 $286,398.03 -$3,720.22 $282,677.81
February 2019 $303,524.32 -$65.88 $303,458.40
Post by: Stimpy on February 28, 2019, 08:21:24 AM
Numbers based on Mint
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07%% 1/31/2019 $200,473.39 $56,820.70 $257,294.09 ~14.83%%
2/28/2019 Fire: $194.787.12 + Medi $58986.57 = $253.773.69 ~-1.37%
Made it here.... finally? Though, taxes, almost sent me back without ever posting a word. (It's a good problem to have!)
Not sure where I'll end up at the end of the year, as while I assume my passive income isn't going to be large, last year proved that I am a terrible predictor of what may come so...... Here is to the race to 500k *Lifts a glass of Fancy boxed wine in a toast!*
Post by: Nick_Miller on February 28, 2019, 08:36:28 AM
@stimepy, @JLee, @hudsoncat, It looks like we're all in similar places. I would appreciate a little trash talking over the next few months (and maybe years) in this thread. A little trash talking is classy, much like the boxed wine and buying real Froot Loops instead of the generic Fruit Spins or Tootie Fruities.
Post by: BiggerFishToFI on February 28, 2019, 10:09:49 AM
04/30/17 $125,786 $67,858 <---- Discovered MMM / LBYM
09/30/17 $168,105 $100,416 <---- 100k Invested
01/31/19 $311,711 $251,061 <---- 250k Invested
02/28/19 $328,866 $265,980
Nice solid first month here. Spending is finally tapering down after purchasing a house last October and DIY remodeling, but still ~3k to spend to finish everything.
Post by: Imustacheyouaquestion on February 28, 2019, 07:07:13 PM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03
Dec 2018 $272,495.64
Jan 2019 $255,892.49
Feb 2019 $284,061.44
Mar 2019 $ 302,124.69 +$18,063.25
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
$300k!!!! *pumps fist and whispers words of quiet triumph to spreadsheet*
Post by: use2betrix on February 28, 2019, 07:13:25 PM
Tracking liquid net worth only: Cash/Savings/Investments
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
Good jump of about $30k this month. It was a 3 paycheck month, so my direct income savings was around $25k. The rest was small market growth. Seeing that I’m up almost $90k since Jan 1st is also pretty awesome. About $58k of that was savings, the rest was recovering market growth from last years drop.
Onward and Upward!
Post by: facepalm on February 28, 2019, 08:03:15 PM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
May-18 328,600
Jun-18 331,857
Jul-18 340,250
Aug-18 341,769
Sep-18 348,467
Oct-18 343,957
Nov-18 347,468
Dec-18 340,952
Jan-19 359,000
Feb-19 370,750
Post by: facepalm on February 28, 2019, 08:04:57 PM
December 31, 2018 - $395,278.54
January 31, 2019 - $416,329.96
On track for $500k this year.
Nice work!
Post by: Morning Glory on March 01, 2019, 03:21:05 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
A new record today!!!!
Post by: bigote2032 on March 01, 2019, 03:33:43 AM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
2/28/2019 $369,513.27
Post by: JLee on March 01, 2019, 06:31:04 AM
@achvfi, yes my wife sorta blinked and processed it for a minute and was like "cool!" But then again she responds like that to much of what I say and do.
@stimepy, @JLee, @hudsoncat, It looks like we're all in similar places. I would appreciate a little trash talking over the next few months (and maybe years) in this thread. A little trash talking is classy, much like the boxed wine and buying real Froot Loops instead of the generic Fruit Spins or Tootie Fruities.
Haha - I hope you jump past me a bit, as I have some major expenses coming up. My preliminary tax run shows me owing ~$2500 (sold a house last year), and I found out yesterday that both of the cats I adopted a few months ago have advanced gum disease. Poor girls :( They're on antibiotics now and going in for blood work in an hour - hoping for a quick (and not horrifically expensive) recovery!
Post by: DarkandStormy on March 01, 2019, 06:42:50 AM
NW // Inv Assets
3/1/19 - $268,584 // $154,100
Post by: 2Birds1Stone on March 01, 2019, 06:52:39 AM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
1/1/2018 - $361,700
1/1/2019 - $421,900
02/01/19 - $451,000
03/01/19 - $470,000
Post by: Just_Me on March 01, 2019, 08:35:43 AM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
Apr 2018 $435k
May 2018 $437k
Jun 2018 $445k
Jul 2018 ???
Aug 2018 $453k
Sep 2018 $460k
Oct 2018 $439k
Nov 2018 $446k
Dec 2018 $426k
Jan 2019 $447k
Feb 2019 $469k
Post by: SpareChange on March 01, 2019, 10:04:32 AM
Hello, everyone! After recovering from the market downturn in late 2018, I can finally join you all on the way to half a mill.
NW // Inv Assets
3/1/19 - $268,584 // $154,100
Hi! Welcome, and come on in!
Up $11,693 to $312,211. 430b match for 2018 dropped in. I talked to my boss about the possibility of going PT, if and when that time comes. She was pretty open to it and whatever schedule we could make work. Sweet.
Post by: hudsoncat on March 01, 2019, 11:36:09 AM
@achvfi, yes my wife sorta blinked and processed it for a minute and was like "cool!" But then again she responds like that to much of what I say and do.
@stimepy, @JLee, @hudsoncat, It looks like we're all in similar places. I would appreciate a little trash talking over the next few months (and maybe years) in this thread. A little trash talking is classy, much like the boxed wine and buying real Froot Loops instead of the generic Fruit Spins or Tootie Fruities.
**Trash talk... trash talk... hmmm...**
"Yo 'stache is so fat..." Wait, that's actually turning into a compliment. I'm clearly not good a trash talk. I'll work on my game.
I'm tracking investments only. Based on past savings, I expect it will be sometime in the 2021 to cross the finish line assuming no market tanking. I'm going to state a stretch goal to hit $500K by the end of 2020. I'm going to need some market help and maybe a pay raise or two (hahahahaha... unlikely. Sigh).
Post by: dandypandys on March 01, 2019, 01:03:43 PM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: 369k /269k
Oct 1st: 374k/274k
Nov 10th:367k/267k stocks on sale!
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
Post by: dandypandys on March 01, 2019, 01:09:39 PM
Post by: tjrssibelle on March 01, 2019, 01:55:53 PM
Jan 31st: $255.83k
Feb 28th: $263.40k
Sent from my SM-N920V using Tapatalk
Post by: Jaayse on March 01, 2019, 03:42:04 PM
April 15 - 164,900
May 1 - ? (Lost info)
June 1 - ? (Lost info)
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
October 1 - 374,465
November 1 - 361,296
December 3 - 370,140
2019
January 1 - 356,542
February 1 - 383,348
March 1 - 394,563
I'm getting really close to the 400k mark! That one just seems really neat to me, and if the market stays even and I get the backpay I'm owed, I should be there this next month!
Post by: Gardo on March 01, 2019, 04:06:26 PM
Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190101: $ 150.4 $ 54.4 $ 236.2 $20.0 $ 461.0
20190201: $ 153.0 $ 55.2 $ 241.9 $20.0 $ 470.0
Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190101: $ 150.4 $ 54.4 $ 236.2 $20.0 $ 461.0
20190201: $ 153.0 $ 55.2 $ 241.9 $20.0 $ 470.0
20190301: $ 156.0 $ 56.0 $ 244.2 $20.0 $ 476.2
Post by: salt cured on March 01, 2019, 07:21:18 PM
01/31/19 - $381k
02/28/19 - $399k
Post by: turketron on March 01, 2019, 07:46:53 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
A great month! Company had a good earnings call and our stock is at an all time high.
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: fuzzy math on March 01, 2019, 08:52:35 PM
Quote from: fuzzy math
Investments only
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Joined in Oct one day before the market went kaput and high tailed it back to the 100-250 thread until now. I can say I feel much better about reentry with 270k than 251k.
This month has been phenomenal due to the market bouncing back, and some additional 2018 IRA stuffing. Next month or two should look pretty good too with additional IRA stuffing.
I am hoping that 2019 ends with me over 300k. Hard to imagine a couple years back that I'd ever be here projecting this.
Post by: McStache on March 02, 2019, 09:51:27 AM
I noticed the spreadsheet's 3rd tab is blank and says something about error. I have no skills to fix sowee
Fixed.
Post by: Bracken_Joy on March 03, 2019, 08:05:54 AM
2015:
(Jun, ~$0)
Oct- 19.9
Nov- 28.9
Dec- 32.0
2016:
Jan- 19.7
Feb- 24.7
Mar- 38.9
Apr- 53.0
May- 57.6
Jun- 59.8
Jul- 62.5
Aug- 73.1
Sep- 95.1
Oct- 96.2
Nov- 101.9 <---- $0 to $100k, ~16 months
Dec- 108.3
2017:
Jan- 113.4
Feb- 111.2
Mar- 117.1
Apr- 119.9
May- 123.9
Jun- 126.7
Jul- 129.9
Aug- 136.0
Sep- 132.5
Oct- 163.5
Nov- 165.5
Dec- 179.1
2018:
Jan- 185.9
Feb- 193.0
Mar- 190.6
Apr- 193.9
May- 184.8
Jun- 190.8
Jul- 210.3
Aug- 212.1
Sep- 224.3
Oct- 244.7
Nov- 225.7
Dec- 258.4 <--- $100k to $250k 26 months
2019:
Jan- 240.0
Feb- 262.7
Mar- 279.6
Post by: Kookaburra Risotto on March 03, 2019, 12:45:01 PM
April 2018: £302,380.53 ($399,445.59)
March 2019: £310,316 ($409,928.37)
(this will go up by a fair bit when we get our next pension statement)
We've only recently opened S&S ISAs (husband's is a Vanguard LS 80, mine is a Lifetime ISA with Nutmeg, which gets a 25% government bonus on everything I contribute) but we've always contributed to our workplace pensions at 8% with a 18% employer match (plus an extra 1% matched but that is sadly ending soon - USS pension for any UK readers). We also have a rental property and a small cash emergency fund, which we keep in an offset mortgage account. I'm not including home equity in our NW figure as we're unlikely to move anywhere cheaper any time soon.
Ps. I'm not sure whether I'm in this thread until I hit $500,000 or £500,000? Anyone else working in a different currency?
Post by: moonpalace on March 04, 2019, 06:42:36 AM
Post by: afuera on March 04, 2019, 09:31:09 AM
12/1/2018: INV-$356,143.09 NW-$379,134.48
1/1/2019: INV-$332,761.13 NW-$357,901.80
2/1/2019: INV-$366,568.23 NW-$391,377.35
3/1/2019: INV-$388,104.43 NW-$414,064.85
Crossed 400K in NW! Should be crossing 400K in investments next month since I'll be getting my yearly bonus.
Post by: Blahhhh456 on March 04, 2019, 10:29:00 AM
Hello!! I am joining all of you in this thread after graduating the $100-$250k today! Numbers are below since the beginning of tracking.
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00
Sept 1, 2018 - $243,320
Oct 1, 2018 - $247,758
Nov 1, 2018 - $233,686
Dec 1, 2018 - $241,845
Jan 1, 2019 - $224,733
Feb 1, 2019 - $253,171.02
I am setting myself a goal of hitting $500K by Feb 2023, with a stretch goal of Jan 2022 (if my SO goes back to work).
Mar 1, 2019 - $265,289
Post by: Nick_Miller on March 04, 2019, 04:28:27 PM
Hi all, just joining this thread! From $42k NW in Jan. 2017 (discovered MMM) to $258k today, so tentatively aiming to graduate from this thread sometime around summer 2021.
Welcome!
It's fancy here compared to the old $100K-$250K thread, so be on your best behavior.
Post by: FIreSurfer on March 04, 2019, 06:20:25 PM
Got sidetracked a few months with the lead up to and arrival of our DD, who is little and cute and hopefully won't throw the race to 500k too far out of whack!
05/01/2017: $198,456
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283
Was hoping to graduate this thread at the end of 2019, but with the market correction and arrival of DD, we'll see. Nevertheless, keeping tabs here really does help keep me in the right mindset, so back to regularly scheduled updates from rainy California!
Post by: fattest_foot on March 05, 2019, 08:40:11 AM
12/2014: $97,6862/2019: $423,854
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
Post by: terrifictim on March 05, 2019, 08:56:49 AM
I'm somewhat cheating because I'm going from a Single Person Net Worth to a Dual Person Net Worth, but my fiancee and I just graduated from this club!
Assets include both primary residence and rental property. Still have the wedding to get through - we'll give it a few months before leaving this group for good.
Month Assets Liabilities Net Worth
December 2016 $451k -$219k $232k
January 2017 $524k -$217k $306k
February 2017 $526k -$221k $305k
March 2017 $538k -$216k $322k
April 2017 $483k -$216k $267k
May 2017 $500k -$218k $281k
June 2017 $505k -$217k $288k
July 2017 $508k -$211k $296k
August 2017 $512k -$211k $301k
September 2017$514k -$210k $303k
October 2017 $516k -$207k $309k
November 2017 $518k -$205k $313k
December 2017 $526k -$206k $320k
Merged Finances
January 2018 $864k -$441k $422k
February 2018 $894k -$437k $457k
March 2018 $916k -$437k $478k
April 2018 $926k -$435k $491k
May 2018 $931k -$434k $497k
June 2018 $940k -$435k $505k
After another 9 months since this date - I feel like I can officially call us graduated (assuming no '08 type dip). See ya in the next race!
Assets Liabilities Net Worth
July 2018 $939k -$433k $505k
August 2018 $956k -$431k $525k
September 2018 $975k -$435k $539k
October 2018 $953k -$435k $518k
November 2018 $962k -$429k $533k
December 2018 $962k -$427k $534k
January 2019 $977k -$425k $552k
February 2019 $1004k -$428k $576k
Post by: moonpalace on March 06, 2019, 09:34:17 AM
Hi all, just joining this thread! From $42k NW in Jan. 2017 (discovered MMM) to $258k today, so tentatively aiming to graduate from this thread sometime around summer 2021.
Welcome!
It's fancy here compared to the old $100K-$250K thread, so be on your best behavior.
Thanks, Nick! It does feel a bit fancy here!
Post by: gmdv on March 07, 2019, 02:48:54 PM
August 2017 - $295k3/7/19 - $380k
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
Got out a bit too early there and missed all the gain. Will be sitting out for most of this year, possibly some of next year too, so there won't be any significant changes for a while.
Post by: Kookaburra Risotto on March 08, 2019, 11:21:04 AM
April 2016: £220,440
April 2017: £261,650.42
April 2018: £302,380.53
I also realised that I can get an estimated monthly update so I'll start recording that at the end of each month too.
Post by: mrteacher on March 11, 2019, 01:00:02 PM
4/1/16: $100,869
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224
8/1/17: $175,435
9/1/17: $220,249
10/1/17: $228,472
11/1/17: $237,860
12/1/17: $244,233
1/1/18: $249,568
2/1/18: $264,304
3/1/18: $260,119
4/1/18: $256,779
5/1/18: $259,718
6/1/18: $263,724
7/1/18: $265,235
8/1/18: $270,661
9/1/18: $280,489
10/1/18: $286,084
11/1/18: $272,813 (woah!)
12/1/18: $281,170
1/1/19: $268,144
2/1/19: $286,475
3/1/19: $300,828
Down $10,000 plus in October and again in December. Woof!
Up almost $32,000 in two months. Exciting!
Post by: pharmmm on March 17, 2019, 08:01:58 AM
Dates Net
Jan-18 $146,942.28
Feb-18 $150,841.13
Mar-18 $156,742.55
Apr-18 $172,756.36
May-18 $201,801.96
Jun-18 $214,786.28
Jul-18 $231,769.16 - finished paying off wife's student loans
Aug-18 $249,123.47 - graduated 100k-250k thread
Sep-18 $258,395.09
Oct-18 $248,179.75
Nov-18 $257,003.34
Dec-18 $242,073.48
Jan-19 $272,478.21
Feb-19 $295,606.10
Good couple of months. Hopefully I'm firmly in this group now.
Post by: me1 on March 18, 2019, 11:30:22 AM
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
9/17/18 $261,012 $390,335
10/17/18 $258,694 $386,464
11/17/18 $257,033 $387,342
2/17/19 $290,225 $423,873
3/17/19 $298,792 $437,519
Post by: MrUpwardlyMobile on March 18, 2019, 05:57:26 PM
1/12/18 - $75,103.122/15/19 - $271,781
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
10/1/18 - $197,629.50
11/1/18 - $200,082.02
12/28/18 - $270,941.02
1/15/19 - $283,556.88
2/1/19 - $290,261.26
3/1/19 - $274,445
3/16/19 -283,836
Setbacks followed by gains
Post by: ABK on March 21, 2019, 11:28:57 PM
Post by: ender on March 23, 2019, 06:35:14 AM
It's kind of mind blowing to me that since I started tracking that, it's almost always been above $50k. It's looking like by the end of March it'll be in the $70k range compared to 12 months prior. And that's with us borrowing from ourselves for most of our 2019 giving in December of last year!
I really should be keeping track of actual contributions (401k, mortgage principal, cash savings, etc) to see what is direct contribution vs gains. It's also a bit depressing to realize net worth for us is still down compared to the middle of last year, though part of that is finally rolling my wife's 403b into a 401k and having the match officially lost I guess.
We're a lot more slow but steady compared to a lot of rocket ships here, too lol :-)
Post by: ItsALongStory on March 23, 2019, 07:06:15 AM
Sent from my Pixel 2 XL using Tapatalk
Post by: Nick_Miller on March 23, 2019, 08:10:18 AM
Sept. 2018 $252,544.08
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
I'm not sure how our great our May 1st number will be, between vacation spending (eating/shopping, as the big stuff is already paid for), some medical expenses, and a home improvement, but my hope is that we at least don't go backward (I don't think we will).
Post by: Blahhhh456 on March 24, 2019, 12:09:45 PM
Posting April early because we're going on vacation next week!
Sept. 2018 $252,544.08
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
I'm not sure how our great our May 1st number will be, between vacation spending (eating/shopping, as the big stuff is already paid for), some medical expenses, and a home improvement, but my hope is that we at least don't go backward (I don't think we will).
You are killing it! Up $60k in about 6.5 months.
Post by: ender on March 25, 2019, 06:44:21 PM
@ender you're in this thread so while you may be slow you're way further ahead of others!
Sent from my Pixel 2 XL using Tapatalk
And let's not forget how much of a #mustachian-people-problem "only" increasing net worth by $50k/year is.... lol.
Post by: facepalm on March 29, 2019, 02:22:45 AM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
May-18 328,600
Jun-18 331,857
Jul-18 340,250
Aug-18 341,769
Sep-18 348,467
Oct-18 343,957
Nov-18 347,468
Dec-18 340,952
Jan-19 359,000
Feb-19 370,750
Mar-19 378,525
Post by: bigote2032 on March 29, 2019, 09:28:54 AM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
2/28/2019 $369,513.27
3/31/2019 $379,192.30
Post by: dandypandys on March 29, 2019, 11:03:05 AM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: 369k /269k
Oct 1st: 374k/274k
Nov 10th:367k/267k stocks on sale!
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
April 1st $418.5
Post by: UnleashHell on March 29, 2019, 01:37:09 PM
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Mar-19 - 415K
totally at the mercy of the markets as I work my way through all the debts and costs post divorce.
any changes I make are easily wiped out by a small drop in the market. Once I get done with a couple of my outgoings then I should be good. not too long in the scheme of things. In the meantime the markets getting back to September levels wouldn't be the worst thing ever.....
Post by: JLee on March 29, 2019, 03:19:50 PM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
January 2019 $286,398.03 -$3,720.22 $282,677.81
February 2019 $303,524.32 -$65.88 $303,458.40
March 2019 $303,218.72 $0.00 $303,218.72
$1500 in vet bills, $2500 in taxes, and ~$2500 in other unusual expenses...I'm pleased to be basically flat!
Post by: salt cured on March 29, 2019, 04:28:49 PM
01/31/19 - $381k
02/28/19 - $399k
03/29/19 - $406k
Post by: achvfi on March 29, 2019, 04:53:16 PM
Sep-16 $152,642.65
Dec-16 $176,836.15
Mar-17 $204,673.44
Jun-17 $213,133.82
Sep-17 $208,244.34
Dec-17 $231,468.96
Mar-18 $252,633.43
Mar-18 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Post by: JustDave on March 29, 2019, 08:43:16 PM
| End of Q1 2014 | 202,464.95 |
| Q1 2015 | 236,398.07 |
| Q1 2016 | 269,655.59 |
| Q1 2017 | 336,246.41 |
| Q1 2018 | 411,393.48 |
| Q1 2019 | 466,342.94 |
Numbers are just investments and cash, home equity is not included.
Post by: Radagast on March 29, 2019, 11:41:16 PM
I update my values quarterly:
Quarter StockBondCash +House
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
Q1 2019: $284,421 $346,689
The house is strictly an investment property as of this quarter, so I could consolidate it into a single column. but what the hey. I am only racing non-house assets in the challenge.
Post by: 2Birds1Stone on March 30, 2019, 07:42:04 AM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
1/1/2018 - $361,700
1/1/2019 - $421,900
02/01/19 - $451,000
03/01/19 - $470,000
04/01/19 - $478,300
Post by: Bracken_Joy on March 30, 2019, 09:00:46 AM
2019:
Jan- 240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
$16.1k/5.79% increase
Tax return time. Last year's medical spending blood bath at least had the upside of a big return.
Post by: nick663 on March 30, 2019, 09:03:03 AM
June 2017: 198.7kMarch 2019: 346.3k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
Post by: SpareChange on March 30, 2019, 07:29:01 PM
Post by: hudsoncat on March 31, 2019, 07:59:02 AM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19: $286,584
2/28/19: $303,681
3/31/19: $314,939
Nice month. Just keep plugging along.
Post by: Jaayse on March 31, 2019, 03:51:38 PM
April 15 - 164,900
May 1 - ? (Lost info)
June 1 - ? (Lost info)
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
October 1 - 374,465
November 1 - 361,296
December 3 - 370,140
2019
January 1 - 356,542
February 1 - 383,348
March 1 - 394,563
April 1 - 403,461
I still haven't received all of the back pay that I'm owed, but I crossed over the 400k mark! Only 97k to graduation!!!
Post by: Mazzinator on March 31, 2019, 06:05:53 PM
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
Post by: Imustacheyouaquestion on March 31, 2019, 08:25:30 PM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03
Dec 2018 $272,495.64
Jan 2019 $255,892.49
Feb 2019 $284,061.44
Mar 2019 $ 302,124.69
Apr 2019 $ 311,269.23 +$9144.54
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Wow, this has been an extremely productive Q1. $350k is in sight!
Post by: fuzzy math on April 01, 2019, 06:17:32 AM
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
Post by: DarkandStormy on April 01, 2019, 08:12:05 AM
Hello, everyone! After recovering from the market downturn in late 2018, I can finally join you all on the way to half a mill.
NW // Inv Assets
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
Post by: BiggerFishToFI on April 01, 2019, 08:22:31 AM
04/30/17 $125,786 $67,858 <---- Discovered MMM / LBYM
09/30/17 $168,105 $100,416 <---- 100k Invested
01/31/19 $311,711 $251,061 <---- 250k Invested
02/28/19 $328,866 $265,980
03/31/19 $346,316 $283,322
Not too shabby. Looking to receive a decent tax return hopefully in April which may boost us into 300k territory.
Post by: Stimpy on April 01, 2019, 08:49:06 AM
Numbers based on Mint
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07%% 1/31/2019 $200,473.39 $56,820.70 $257,294.09 ~14.83%% 2/28/2019 $194.787.12 $58986.57 $253.773.69 ~-1.37%%
3/31/2019 Fire: $198,888.47 + Medi $60,358.25 = $259,246.72 ~2.16%
Welp that was an interesting month, and not just cause I didn't expect to go up in the number... Something about trip to china and the fact that I probably spent a few dollars more then I should have. But hey, that boxed wine must have made the difference!
I would appreciate a little trash talking over the next few months (and maybe years) in this thread. A little trash talking is classy, much like the boxed wine and buying real Froot Loops instead of the generic Fruit Spins or Tootie Fruities.
Trash talking.... hmmm, I suppose I could do that! Of course that probably means I need to get another boxed wine.
Post by: SpareChange on April 01, 2019, 09:07:31 AM
Hello everyone, very excited to be joining this thread. My numbers include investments, cash and house value as calculated by appraised value at purchase minus outstanding mortgage debt. I don't mess around with zillow estimates because the fluctuations make my head hurt. We are DINK, but I do provide some financial support to my parents. I'll probably be hanging around here for the next 2-4 years, so it will be nice getting to know y'all.
Welcome Marcela! Come on in! You guys seem to be making great progress.
Post by: tjrssibelle on April 01, 2019, 09:07:33 AM
Jan 31st: $255.83k
Feb 28th: $263.40k
Mar 31st: $275.82k
Sent from my SM-N920V using Tapatalk
Post by: moonpalace on April 01, 2019, 09:11:52 AM
Does anyone else calculate their "12 month net worth gain" as well?
I do, and it's really motivating! Since finding MMM, it's been just about $100k/year for 2017 and 2018. On pace to do more than that this year but as invested assets grow it also becomes more market-dependent.
NW update:
Jan. 2017 $42,000
...
Feb. 2019 $242,032
Mar. 2019 $258,467
Apr. 2019 $271,294
Post by: Blahhhh456 on April 01, 2019, 09:12:48 AM
Feb 1, 2019 - $253,172
Mar 1, 2019 - $265,289
Apr 1, 2019 - $275,052
Original goal of $500k by Feb 2023. I am moving the goal up to Aug 2022.
Post by: dreadmoose on April 01, 2019, 09:14:40 AM
Is there a coat check here? I'll have to keep my ticket handy in case the market goes down on me but hopefully I'll be sticking around here for close to 24 months.
We are expecting our first child in August, so everyone can giggle at how naive the numbers staying close to our current spend are as they feel appropriate. I have a budget created but obviously no experience with children so best laid plans and all that.
I'm an engineer with a consulting company so my job security is low and driven by Canadian politics as much as anything else. The flip side is that compensation is inflated to match so the last two years has been kind to me. These numbers track just myself, my wife is fervently independent and wants it all separated as much as possible. Though I'm sure I will work until I have a FI number high enough for us both before pulling the plug so I can help her out of any sticky job situation if she chooses to later.
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Jan 1, 2019 | $212,860 |
-25,000 -> 100,000 was done in 10 months
100,000 -> 250,000 was done in 15 months
250,000 -> 500,000 should be done in less than 24 months
| Date (2019) | Liquid NW | Comments |
| Jan 1 | $212,860 | |
| Feb 1 | $230,743 | |
| Mar 1 | $244,321 | |
| Apr 1 | $252,750 | (+8,429) |
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: use2betrix on April 01, 2019, 10:35:30 AM
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
Good jump of about $30k this month. It was a 3 paycheck month, so my direct income savings was around $25k. The rest was small market growth. Seeing that I’m up almost $90k since Jan 1st is also pretty awesome. About $58k of that was savings, the rest was recovering market growth from last years drop.
Onward and Upward!
Post by: turketron on April 01, 2019, 11:11:46 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
Not a bad month. Company stock did well and we weren't in a blackout period so I was able to sell some. We have an $8k tax bill to pay (owe a shitload for capital gains from selling stock, a good problem to have, frankly) so next month might be a bit flat.
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: Gardo on April 01, 2019, 11:22:16 AM
Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190101: $ 150.4 $ 54.4 $ 236.2 $20.0 $ 461.0
20190201: $ 153.0 $ 55.2 $ 241.9 $20.0 $ 470.0
20190301: $ 156.0 $ 56.0 $ 244.2 $20.0 $ 476.2
Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190101: $ 150.4 $ 54.4 $ 236.2 $20.0 $ 461.0
20190201: $ 153.0 $ 55.2 $ 241.9 $20.0 $ 470.0
20190301: $ 156.0 $ 56.0 $ 244.2 $20.0 $ 476.2
20190401: $ 160.0 $ 65.0 $ 247.7 $20.0 $ 492.7
Post by: Engineer93 on April 01, 2019, 01:03:14 PM
November 2017: $380k
July 2018: $490k
April 2019: $541k
See you on the other side!
Post by: fattest_foot on April 01, 2019, 01:51:36 PM
12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
Post by: Morning Glory on April 02, 2019, 03:27:08 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
What a great quarter everyone!!!!
Post by: Woodro85 on April 02, 2019, 12:25:49 PM
June 1, 2018 - $385,931
July 1, 2018 - $389,444
August 1, 2018 - $393,286
September 1, 2018 - $406,838 + $13,552 m/m
October 1, 2018 - $412,660 +5,821
November 1, 2018 - $409,593 -$3,067
December 1, 2018 - $419,008 +9,146
January 1, 2019 - $417,324 -1,684
February 1, 2019 - $424,732 +7,408
March 1, 2019 - $431,780 +7,049
April 1, 2019 - $442,293 +10,512
On Pace for the half million mark for early 2020 but a chance I can still reach it by the end of 2019. In August 2018 I stated I was on pace for half million club for August 2020, so clearly the snowball is starting to build! Congrats to all you savers and investors - if you're in this group, you're way ahead of most folks!
Post by: afuera on April 02, 2019, 02:57:59 PM
12/1/2018: INV-$356,143.09 NW-$379,134.48
1/1/2019: INV-$332,761.13 NW-$357,901.80
2/1/2019: INV-$366,568.23 NW-$391,377.35
3/1/2019: INV-$388,104.43 NW-$414,064.85
4/1/2019: INV-$415,305.19 NW-$444,426.25
Bonus month! Tax bill this month though...
Post by: Radagast on April 02, 2019, 08:51:51 PM
Love that illustration :D
Jul 1, 2016 -$19,048 Jan 1, 2017 -$25,189 <--Found MMM Jan 1, 2018 $110,473 Jan 1, 2019 $212,860
Post by: ender on April 03, 2019, 05:41:39 AM
Love that illustration :D
Jul 1, 2016 -$19,048 Jan 1, 2017 -$25,189 <--Found MMM Jan 1, 2018 $110,473 Jan 1, 2019 $212,860
It's kind of nuts to me how "easy" it is to accumulate wealth if you have a decent income and are remotely frugal.
Post by: SpareChange on April 03, 2019, 09:42:13 AM
It's kind of nuts to me how "easy" it is to accumulate wealth if you have a decent income and are remotely frugal.
Haha. Yep, it really is.
Post by: Whiskers on April 03, 2019, 06:46:59 PM
Gonna throw my hat into the ring on this thread. It's crazy to go back and see the progress over the years. I came out of grad school in 2010 with $90k in student debt, without a pot to piss in, earning $40k a year. Four years ago this month, I was celebrating a zero net worth after a long period of focusing on attacking the loans. At that time, I decided to refocus my efforts on saving and investing more and to not go as crazy on the loans. Just last week, my personal investment accounts crossed the $250k mark for the first time. And this week, I will be making my final student loan payment. It feels great!
It's a little surreal for me getting to this point. I'm in the camp where it has felt like a big deal. Both of these goals, paying off the student loans and hitting $250k in investments, have been on my mind for so long and now both have been achieved... at practically the same time. I do feel different-- "rich" in the sense that my financial anxieties already seemed to have lessened. I don't feel prisoner to any debt and I have confidence in my nest egg. Now, in my 34th year, my traditional retirement (e.g. 65+) is already taken care of and all efforts moving forward will continue to shave off the years until true financial independence. (Now I know everyone uses their own form of accounting; I'll be following based on my personal investments/retirement accounts--separate from the wife's).
Checking in about 15 months after hitting $250k. Just this week I eclipsed $312,500.00 for the first time. This was a cool number for me, because I love to extrapolate the growth potential of what has been already been amassed... In 10 years, it should be worth appx $625k; in 20 years, it should be $1.25m; and in 30 years, at age 65, it would grow to be worth $2.5m (inflation adjusted)! Although, there is no way I am working that long though. Lol. Will be drawing well before then, but the security feels really good... Okay, back to plodding along in the race. Good luck everyone!
Post by: fattest_foot on April 04, 2019, 09:07:05 AM
It's kind of nuts to me how "easy" it is to accumulate wealth if you have a decent income and are remotely frugal.
Absolutely agree. I remember hitting $100k in my TSP (401k) recently and being pretty excited about the milestone, and already it's at $121k this morning.
And I sometimes lament how "long" it feels like it's taking to hit our FIRE number, but the reality is we only found MMM in 2015. 4 years in and we're already close enough that I can start predicting an approximate date for our last day.
Post by: gmdv on April 04, 2019, 09:51:01 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
Post by: ender on April 04, 2019, 11:38:47 AM
It's kind of nuts to me how "easy" it is to accumulate wealth if you have a decent income and are remotely frugal.
Absolutely agree. I remember hitting $100k in my TSP (401k) recently and being pretty excited about the milestone, and already it's at $121k this morning.
And I sometimes lament how "long" it feels like it's taking to hit our FIRE number, but the reality is we only found MMM in 2015. 4 years in and we're already close enough that I can start predicting an approximate date for our last day.
Yeah.
I started working FT in 2013. Even if I "only" work 15 years, I'm still early in my career :)
Post by: dreadmoose on April 04, 2019, 04:13:16 PM
Love that illustration :D
Jul 1, 2016 -$19,048 Jan 1, 2017 -$25,189 <--Found MMM Jan 1, 2018 $110,473 Jan 1, 2019 $212,860
Sometimes it's hard to not lament the wasted years before MMM, but then I watch everyone around me not saving enough and start to feel incredibly lucky that I understand the math and have a spouse that's frugal even if she's not too excited about compound interest (yet!).
Hopefully more people I know join the party soon... it'll be a lonely 25 years retired alone..
Post by: Just_Me on April 04, 2019, 09:49:36 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
Apr 2018 $435k
May 2018 $437k
Jun 2018 $445k
Jul 2018 ???
Aug 2018 $453k
Sep 2018 $460k
Oct 2018 $439k
Nov 2018 $446k
Dec 2018 $426k
Jan 2019 $447k
Feb 2019 $469k
Mar 2019 $480k
Getting closer ...
Post by: tarheeldan on April 05, 2019, 10:00:47 AM
As for me, up 3.5% or $9,621.91 to $285,167.09 last month. Thank you, market!
Post by: FIreDrill on April 06, 2019, 08:39:38 PM
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
01/19: $427,275 $32,803
02/19: $442,833 $15,558
03/19: $455,412 $12,579
Change Since Last Year $60,940
Pretty strong start to the begging of the year. The market comeback sure has helped.
Sent from my moto g(6) using Tapatalk
Post by: facepalm on April 07, 2019, 11:31:18 PM
Does anyone else calculate their "12 month net worth gain" as well?
I do, and it's really motivating! Since finding MMM, it's been just about $100k/year for 2017 and 2018. On pace to do more than that this year but as invested assets grow it also becomes more market-dependent.
NW update:
Jan. 2017 $42,000
...
Feb. 2019 $242,032
Mar. 2019 $258,467
Apr. 2019 $271,294
Same here. I seem to be gaining about 65K per year.
Post by: FIRE-ing in the UK on April 08, 2019, 03:13:01 PM
We updated our net worth this quarter and were surprised to find it at a total of £410,477 (of which £82,300 is liquid)!
We have somehow had an increase of £95,785 over 2 years. I had stretch goals of increasing by £100,000 every 3 years so this was a nice shock :)
Post by: Pooplips on April 14, 2019, 05:33:53 AM
Post by: Apples on April 14, 2019, 01:24:04 PM
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64
September 1 2018: $275,103.83
October 1 2018: $279,499.81
November 1 2018: $273,503.01
December 1 2018: $278,858.64
Jan 1 2019: $272,446.08
Feb 1 2019: $289,664.17
March 1 2019: $299,054.26
April 1 2019: $305,610.01
Post by: ItsALongStory on April 14, 2019, 03:17:04 PM
Apr-14-2019: $304272.12 consisting of roughly $180k invested and $125k equity
Totally unsure when to project graduation from this thread but let's hope for $80k-$90k per year between growth and contributions so about 2.5 years with a stretch goal of April/May 2021.
Post by: Mustachio Bashio on April 17, 2019, 06:27:19 PM
2/17 - 167,752
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
8/18 - 287,779
9/18 - 298,772
10/18 - 307,200
11/18 - 295,490 (yup, why I took a break from checking the numbers)
12/18 - 298,003
1/19 - 284,697 (ouch)
2/19 - 314,314
3/19 - 331,474
4/19 - 344,390
Post by: meandmyfamily on April 18, 2019, 10:45:07 AM
1/19 $255,503
4/19 $304,217
Post by: Pooplips on April 18, 2019, 12:56:58 PM
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
9/1/2017 - $198,680.00
10/1/2017 - $200,900.00
11/1/2017 - $205,957.00
12/1/2017 - $210,663.00
1/1/2018 - $218,174.00
2/1/2018 - $224,331.00
8/1/2018 - $251,320
4/1/2019 - $272,305
Post by: me1 on April 18, 2019, 01:04:35 PM
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
9/17/18 $261,012 $390,335
10/17/18 $258,694 $386,464
11/17/18 $257,033 $387,342
2/17/19 $290,225 $423,873
3/17/19 $298,792 $437,519
4/17/19 $313,970 $450,442
Post by: salt cured on April 21, 2019, 11:07:24 AM
01/31/19 - $381k
02/28/19 - $399k
03/29/19 - $406k
04/20/19 - $420k
Post by: GUNDERSON on April 22, 2019, 06:32:52 PM
.... and then was promptly disqualified when the market dropped so never got in the habit of posting. Don't count your chickens, etc! But I figured I should come back...this still seems like a good way to remind myself progress is being made. I have a partner but we do finances separately so this is just me. Renter with an old car, so this is genuine net worth tracking. Hi new friends!
2018
October: 253,182
November 1: 246,371
December 1: 251,180
January 1: 241,349
February 1: 260,251
March 1: 261,594
April 1: 278,541
Post by: coffeefueled on April 24, 2019, 01:39:06 PM
Sept 2014: -5587 Found MMM, student loans + car loan > 401k
2015: ~9k
2016: 72k
2017: 112k
2018: 171k
TODAY: $251,222
Post by: FIRE-ing in the UK on April 25, 2019, 07:16:17 AM
Feel that I can only share it on this forum!
Post by: motiv8ed on April 25, 2019, 06:59:34 PM
Apr 2019 - $291,274
Post by: fattest_foot on April 26, 2019, 10:23:05 AM
12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
A little early this month since I won't be around to check the numbers early next week.
4/2019: $455,332
Post by: Enough on April 27, 2019, 08:46:54 AM
why not try doing 250 to 500 in quicker time than you did 100 to 250?
Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
Took me 26 months to go from 100-250, so that would require me to hit 500k on or before April 30th 2019. Projection shows hitting it ~Jan 2021 at the current rate. Slow and steady :)
So I've had some busy months and haven't been diligently tracking net worth, but had some time to figure it up this evening:
Feb-17 $251,409.30
Oct-17 $318,536.66
Rough projection for 500k is now Feb 2020! (assuming 7% market returns and the RE investments continue). Given that the estimate moved up nearly year, I'd say that if things continue to go better than expected, then April 2019 is possible, but at the same time I don't want to be too optimistic...
Feb-17 $251,409.30
Oct-17 $318,536.66
Jan-18 $361,374.09
Mar-18 $369,142.20
Apr-18 $385,517.64
May-18 $392,342.38
Jun-18 $400,461.03
Updated my mortgage balance in Mint and just crossed over the $400k mark! Optimistically looking towards April 2019 :)
Jul-18 $413,702.08
Aug-18 $425,816.43
Sep-18 $427,991.94
Oct-18 $416,693.85
Nov-18 $428,453.60
October saw the first dip in awhile, December doesn't look good either, haha
Dec-18 $417,417
Jan-19 $428,316
Feb-19 $449,616
Mar-19 $473,317
Apr-19 $489,848
So it turns out that I did not reach $500k NW this month (04/2019) to achieve the goal of 250-500k as fast as 100-250k. It was really close though. I ended a long term relationship in January and gifted that individual $15k to assist with a home purchase.
Here's hoping that I'll just be 1-2 months behind that goal!
Post by: UnleashHell on April 30, 2019, 06:21:30 AM
. I ended a long term relationship in January and gifted that individual $15k to assist with a home purchase.
Here's hoping that I'll just be 1-2 months behind that goal!
could be worse. I ended a marriage, gave up 300k in net worth plus alimony and child support. 15k is a small price to pay.
its all going fine but the alimony and child support do put a brake on accumulation.
I'll update my figures later but let just say I can back into this thread from the 500k plus one :D
Post by: 2Birds1Stone on April 30, 2019, 07:27:14 AM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
1/1/2018 - $361,700
1/1/2019 - $421,900
02/01/19 - $451,000
03/01/19 - $470,000
04/01/19 - $478,300
05/01/19 - $494,500
Post by: Bracken_Joy on April 30, 2019, 07:59:36 AM
2019:
Jan- 240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9
$4,068 increase/1.38% increase
Post by: Imustacheyouaquestion on April 30, 2019, 08:21:14 AM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03
Dec 2018 $272,495.64
Jan 2019 $255,892.49
Feb 2019 $284,061.44
Mar 2019 $302,124.69
Apr 2019 $311,269.23
May 2019 $326,333.60 +$15,064.37
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Blew past my 2019 goal of $325k already. Hm, new goal for 2019 EOY is now $400k.
May is a 3 paycheck month for me, so hoping to keep the gains train rolling. I got a few hundred dollars of backpay this month, plus a small COLA increase as well. Fingers crossed on a promotion I just interviewed for at work.
Upcoming expenses: car repair (EVAP system - maybe I can DIY this?).
Post by: achvfi on April 30, 2019, 09:08:17 AM
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
Post by: JLee on April 30, 2019, 09:23:25 AM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
January 2019 $286,398.03 -$3,720.22 $282,677.81
February 2019 $303,524.32 -$65.88 $303,458.40
March 2019 $303,218.72 $0.00 $303,218.72
April 2019 $319,854.21 $2,685.70 $317,168.50
I am buying a house, so I'm going to have to decide how to track net worth again...really don't want to take the perceived net worth hit of the down payment, but I may just do that and leave real estate out of it entirely. Transaction costs for selling houses mess with the equity math so I don't really want to include it.
Post by: hudsoncat on April 30, 2019, 09:34:16 AM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19: $286,584
2/28/19: $303,681
3/31/19: $314,939
4/30/19: $331,080
Investments only as always. Not much to say... everything is just autopilot for the moment.
Post by: BiggerFishToFI on April 30, 2019, 10:45:26 AM
04/30/17 $125,786 $67,858 <---- Discovered MMM / LBYM
09/30/17 $168,105 $100,416 <---- 100k Invested
01/31/19 $311,711 $251,061 <---- 250k Invested
02/28/19 $328,866 $265,980
03/31/19 $346,316 $283,322
04/30/19 $367,527 $303,551
300k invested!
Post by: Stimpy on April 30, 2019, 10:52:05 AM
Numbers based on Mint
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07% 1/31/2019 $200,473.39 $56,820.70 $257,294.09 ~14.83% 2/28/2019 $194.787.12 $58986.57 $253.773.69 ~-1.37% 3/31/2019 $198,888.47 $60,358.25 $259,246.72 ~-2.16%
4/30/2019 Fire: $218,835.60 + Medi $65,978.70 = $284,814.30 ~9.86%%
Unexpected but not unexpected? I knew I'd get extra cash but was unsure on the amount... It's apparently enough to get a real bottle of wine! (Not that I am going to do that!) I think I am going to have to revise my numbers, considering I already smashed them.. I expected to be somewhere in the range of between 270-280k by EOY. I think I am going to surpass that. Just a weeeeee bit.
So new EOY is somewhere in the range of 330-340k, pending market changes, side income, etc. Now comes the fun part. Lets see how fast I can make a liar of myself and pass the hell out of that mark!
As a side note: 10k of that networth is going to a business account. Doesn't technically change anything but mint won't be tracking it so it may look like I lost a little bit next month.
Post by: peeps_be_peeping on April 30, 2019, 01:06:04 PM
12/31/17 $224,523
1/31/18 $239,572
2/28/18 $238,698
3/31/18 $239,527
4/30/18 $246,189
5/31/18 $252,184
6/30/18 $261,005
7/31/18 $269,470
8/31/18 $281,855
9/30/18 $283,583
10/31/18 $270,123
11/30/18 $280,337
12/31/18 $265,211
1/31/19 $287,955
2/28/19 $301,540
3/31/19 $307,226
4/30/19 $320,956
It took 17 months to increase my investments by $100k. I hope the next $100k takes less than 12 months.
Post by: UnleashHell on April 30, 2019, 02:08:19 PM
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
Post by: Nick_Miller on April 30, 2019, 03:49:58 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
My speculation in late March about what our May number would be below! I'd say we killed it, although the home improvement has been pushed to this coming month, and should be reflected in my June numbers.
I'm not sure how our great our May 1st number will be, between vacation spending (eating/shopping, as the big stuff is already paid for), some medical expenses, and a home improvement, but my hope is that we at least don't go backward (I don't think we will).
Post by: salt cured on April 30, 2019, 03:55:57 PM
01/01/19 - $351k
01/31/19 - $381k
02/28/19 - $399k
03/29/19 - $406k
04/30/19 - $426k
Post by: dreadmoose on April 30, 2019, 04:04:37 PM
| Date (2019) | Liquid NW | Comments |
| Jan 1 | $212,860 | |
| Feb 1 | $230,743 | |
| Mar 1 | $244,321 | |
| Apr 1 | $252,750 | |
| May 1 | $263,658 | (+10,908) |
Yay for Market Gains, it will be a slow month for May but still project decent savings leading into a huge June (this will be a bonus RRSP contribution of my full amount).
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: tjrssibelle on April 30, 2019, 04:36:46 PM
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
Sent from my SM-N920V using Tapatalk
Post by: Blahhhh456 on April 30, 2019, 08:13:24 PM
Including IRAs, 401(k), HSAs, and Investment Account.
Feb 1, 2019 - $253,172
Mar 1, 2019 - $265,289
Apr 1, 2019 - $275,052
May 1, 2019 - $288,722 - hello gains from the market!
Post by: FIreDrill on April 30, 2019, 09:58:18 PM
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
01/19: $427,275 $32,803
02/19: $442,833 $15,558
03/19: $455,412 $12,579
04/19: $480,317 $24,905
Year to date: $85,845
Just wondering when the good times will slow down.... Broke 400k invested this month. It's getting crazy...
Sent from my moto g(6) using Tapatalk
Post by: facepalm on April 30, 2019, 10:49:14 PM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
May-18 328,600
Jun-18 331,857
Jul-18 340,250
Aug-18 341,769
Sep-18 348,467
Oct-18 343,957
Nov-18 347,468
Dec-18 340,952
Jan-19 359,000
Feb-19 370,750
Mar-19 378,525
Apr-19 391,005
There is a small chance I can hit 400K next month.
Post by: Jaayse on April 30, 2019, 11:45:35 PM
April 15 - 164,900
May 1 - ? (Lost info)
June 1 - ? (Lost info)
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
October 1 - 374,465
November 1 - 361,296
December 3 - 370,140
2019
January 1 - 356,542
February 1 - 383,348
March 1 - 394,563
April 1 - 403,461
May 1 - 421,194
This has been a surprisingly good month and I got my tax return, but I still haven't received the 4.5k back pay that I'm owed... only 79k to graduation!!!
Post by: Morning Glory on May 01, 2019, 02:42:08 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Post by: dandypandys on May 01, 2019, 05:16:28 AM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: 369k /269k
Oct 1st: 374k/274k
Nov 10th:367k/267k stocks on sale!
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
April 1st $418.5
May 1st $430
Post by: DarkandStormy on May 01, 2019, 06:32:52 AM
5/1/19 - $287,799 // $169,570
NW // Inv Assets
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
Post by: use2betrix on May 01, 2019, 06:51:06 AM
Tracking liquid net worth only: Cash/Savings/Investments
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
Up a bit over $23,000 this month. A rough look at the numbers tells me this is about $9000 in market gains, but as the rest of my expenses roll in through the end of April I’ll have a better idea of exactly how much was actual savings. I know our spending sucked majorly, but I’m ok with that. Some was unexpected, other was just some things which I feel were genuinely worth the extra spending.
Predicted dates for my $500k savings goal are falling back faster and faster. In January this year my goal was December, then I was thinking October, now it’s looking like September. Of course, this is completely dependent on market performance.
I’d like to do something for myself and my wife when we hit $500k. We already spend a pretty excessive amount so I certainly don’t feel like I’m going without, but I do feel like that will be a very big milestone for us, especially in the amount of time it took us to hit it.
Our 20 year old Camry is getting up there, but until it really requires significantly more $$ in repairs, I have a hard time letting it go. We also have a paid off 2017 4Runner, so that’s nice for my wife’s minimal driving and when we do stuff on weekends.
We planned to take another several month sabbatical last fall, but I ended up rolling straight from one contract job to the next, so that went out the door. Now I won’t be able to take a long sabbatical for what looks like at least a couple years. This position is paying me so well that I couldn’t comprehend giving it up for a sabbatical again.. Just keep telling myself, at saving close to $15k/mo it’s bringing me way closer to FIRE than the opportunity cost of taking the time off. Maybe treating ourselves to a nice vacation for a week or two would be the best option.
Post by: moonpalace on May 01, 2019, 06:57:06 AM
Jan. 2017 $42,000
...
Feb. 2019 $242,032
Mar. 2019 $258,467
Apr. 2019 $271,294
May 2019 $281,760
Getting close to a couple potential inflection points on the NW graph: (1) done with PMI this fall; (2) about $500/month in student loan payments going away this year and next. That should boost our monthly savings rate by about $650. Projecting graduation from this thread by roughly mid-2021? Given where we were in 2017 and before, it's almost impossible to believe!
Post by: GUNDERSON on May 01, 2019, 10:12:32 AM
October: 253,182 (joined thread)
November 1: 246,371 (oops, can't trust that market)
December 1: 251,180
2019
January 1: 241,349
February 1: 260,251
March 1: 261,594
April 1: 278,541
May 1: 301,428 (liking the look of that round number! It may not last, though, I just got paid for a round of projects and it will be a few months before the next paycheck, and this number reflects a buffer fund kept in money market)
Post by: SpareChange on May 01, 2019, 11:10:47 AM
Post by: bigote2032 on May 01, 2019, 12:53:35 PM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
2/28/2019 $369,513.27
3/31/2019 $379,192.30
4/30/2019 $399,481.40
Post by: turketron on May 01, 2019, 02:27:32 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Pretty good! Paid like $8k in taxes at the beginning of April, so the fact that I'm still up $16k despite that is pretty encouraging.
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: fuzzy math on May 01, 2019, 03:50:24 PM
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Excited to ramp up savings again now that tax season is over and some bills have been paid!
Post by: Gardo on May 01, 2019, 03:51:49 PM
Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190101: $ 150.4 $ 54.4 $ 236.2 $20.0 $ 461.0
20190201: $ 153.0 $ 55.2 $ 241.9 $20.0 $ 470.0
20190301: $ 156.0 $ 56.0 $ 244.2 $20.0 $ 476.2
20190401: $ 160.0 $ 65.0 $ 247.7 $20.0 $ 492.7
Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190101: $ 150.4 $ 54.4 $ 236.2 $20.0 $ 461.0
20190201: $ 153.0 $ 55.2 $ 241.9 $20.0 $ 470.0
20190301: $ 156.0 $ 56.0 $ 244.2 $20.0 $ 476.2
20190401: $ 160.0 $ 65.0 $ 247.7 $20.0 $ 492.7
20190501: $ 163.0 $ 66.0 $ 250.2 $20.0 $ 499.2
So close yet so far.
Post by: mrteacher on May 02, 2019, 04:54:04 AM
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224
8/1/17: $175,435
9/1/17: $220,249
10/1/17: $228,472
11/1/17: $237,860
12/1/17: $244,233
1/1/18: $249,568
2/1/18: $264,304
3/1/18: $260,119
4/1/18: $256,779
5/1/18: $259,718
6/1/18: $263,724
7/1/18: $265,235
8/1/18: $270,661
9/1/18: $280,489
10/1/18: $286,084
11/1/18: $272,813
12/1/18: $281,170
1/1/19: $268,144
2/1/19: $286,475
3/1/19: $300,828
4/1/19: $306,570
5/1/19: $317,428
Marching steadily towards $350k, $400k, and hopefully not too far in the distant future, $500k! It is possible to hit that $500k mark sometime mid-late 2021! Incredible.
The neat part is this does not include my wife's partial pension, nor mine. We are both teachers and, assuming careers around 20ish years, will receive around 40% of our average five highest years of salary. Crazy to think of that in addition to our NW number cruising past $1mil in a decade or so.
Post by: afuera on May 02, 2019, 02:09:42 PM
12/31/2018: INV-$332,761.13 NW-$357,901.80
1/31/2019: INV-$366,568.23 NW-$391,377.35
2/28/2019: INV-$388,104.43 NW-$414,064.85
3/31/2019: INV-$415,305.19 NW-$444,426.25
4/30/2019: INV-$429,916.96 NW-$463,882.36
Post by: Mazzinator on May 03, 2019, 12:35:32 PM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.April 19- $357
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
Post by: SAfAmBrit on May 05, 2019, 09:46:54 PM
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
May 2019 - $623013
A lot has happened in the last year. 1 I got a new job in Jan 2018 and 2. I no longer have time - for anything. We have have jumped almost $200000 but at a cost which I question daily. One reason I jump so quickly is I no longer have a mortgage - for me a great decision! Another - I conservatively added $50 000 to out property value. Still refuse to believe Zestimate. The other is a $5000 per month increase. The downside - I work all hours and live to work Going to hold on until the end of the year if I can. If I had not been on this community I would still be trying to figure it out - thank-you all. I will see you on the next thread.
Post by: ItsALongStory on May 05, 2019, 10:28:22 PM
Sounds like a golden handcuff situation. Be careful, money only goes so far.
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
May 2019 - $623013
A lot has happened in the last year. 1 I got a new job in Jan 2018 and 2. I no longer have time - for anything. We have have jumped almost $200000 but at a cost which I question daily. One reason I jump so quickly is I no longer have a mortgage - for me a great decision! Another - I conservatively added $50 000 to out property value. Still refuse to believe Zestimate. The other is a $5000 per month increase. The downside - I work all hours and live to work Going to hold on until the end of the year if I can. If I had not been on this community I would still be trying to figure it out - thank-you all. I will see you on the next thread.
Sent from my Pixel 2 XL using Tapatalk
Post by: gmdv on May 06, 2019, 11:34:30 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
Home price dropped a lot
Post by: coffeefueled on May 06, 2019, 11:52:58 AM
Post by: ItsALongStory on May 06, 2019, 10:25:40 PM
August 2017 - $295kWithout being too specific if you want anonymity, what part of which country are you in?
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
Home price dropped a lot
Sent from my Pixel 2 XL using Tapatalk
Post by: jlcnuke on May 07, 2019, 06:27:32 AM
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 July 2018 (ish) - $330,715.
1 August 2018 - $346,023.
30 August 2018 - $362,001.
1 October - $365,638.
1 November - $341,694.
Not a good month at all.. oh well, I've got quite a few months left before I need it anyway lol.
1 May 2019 - $372,682
Not where I would have liked to be relative to last October, but when I take into account ~$10k in unplanned spending to help out family over the winter, and the returns of the end of last year, I'm pretty happy with where I'm at right now.
Post by: FoundPeace on May 07, 2019, 07:16:03 AM
May 2018- $101k
-------
March 2019- $249k
April 2019- $267
Our jump from $100k to $250k took less than a year (thanks to my company moving us across the country and being able to cash out on a major increase in our house's equity). I'm predicting we'll hit $500k late 2021-mid 2022. This depends solely on my $75k salary. Of course, that could change a lot depending on what my wife ends up doing for work when she starts back up this year after a 5 year break to stay at home with the kids.
Post by: gmdv on May 07, 2019, 04:05:01 PM
August 2017 - $295kWithout being too specific if you want anonymity, what part of which country are you in?
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
Home price dropped a lot
Sent from my Pixel 2 XL using Tapatalk
Central east coast. Some listings in my area are offering 2% price cut in the past month and prices have drop around 5% in the last 2-3 months. First time I've seen price cut in the last 6-7 years.
Post by: ItsALongStory on May 07, 2019, 07:36:30 PM
Thanks, i guess that officially means the top is in.August 2017 - $295kWithout being too specific if you want anonymity, what part of which country are you in?
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
Home price dropped a lot
Sent from my Pixel 2 XL using Tapatalk
Central east coast. Some listings in my area are offering 2% price cut in the past month and prices have drop around 5% in the last 2-3 months. First time I've seen price cut in the last 6-7 years.
Sent from my Pixel 2 XL using Tapatalk
Post by: fattest_foot on May 30, 2019, 09:13:45 AM
12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
Post by: JLee on May 30, 2019, 09:25:00 AM
2017Code: [Select]Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.67
2018Code: [Select]Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.17
2019Code: [Select]Date Assets Debts Net Worth
January 2019 $286,398.03 -$3,720.22 $282,677.81
February 2019 $303,524.32 -$65.88 $303,458.40
March 2019 $303,218.72 $0.00 $303,218.72
April 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Post by: salt cured on May 30, 2019, 01:40:40 PM
01/01/19 - $351k
01/31/19 - $381k
02/28/19 - $399k
03/29/19 - $406k
04/30/19 - $426k
05/30/19 - $423k
Post by: Imustacheyouaquestion on May 31, 2019, 08:32:23 AM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03
Dec 2018 $272,495.64
Jan 2019 $255,892.49
Feb 2019 $284,061.44
Mar 2019 $302,124.69
Apr 2019 $311,269.23
May 2019 $326,333.60
Jun 2019 $324,533.94 -$1799.66
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Sideways progress this month :/
Post by: BiggerFishToFI on May 31, 2019, 08:43:29 AM
04/30/17 $125,786 $67,858 <---- Discovered MMM / LBYM
09/30/17 $168,105 $100,416 <---- 100k Invested
01/31/19 $311,711 $251,061 <---- 250k Invested
02/28/19 $328,866 $265,980
03/31/19 $346,316 $283,322
04/30/19 $367,527 $303,551
05/31/19 $364,917 $303,986
Actually happy to see the market decline this month. I'd take a flat market for the next few years while we direct this firehose of cash, then hopefully downshift.
Post by: bigote2032 on May 31, 2019, 09:00:41 AM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
2/28/2019 $369,513.27
3/31/2019 $379,192.30
4/30/2019 $399,481.40
5/31/2019 $384,294.80
I was in route to break the $400Ks but Trump twitted a couple of times about tariffs and market went down. Can't believe how sensitive some amateur investors are about this stupid twitts, a friend is trying to convince me to move all the money to cryptocurrenty which is not closely tied to twitts. Thoughts?
Lost of $15K but at least gain in stocks!
Post by: Nick_Miller on May 31, 2019, 09:54:59 AM
Post by: FIPurpose on May 31, 2019, 10:12:16 AM
Tracking dividend payments are nice since they tend to fluctuate much less, but only tell a small piece of the story.
Post by: RWD on May 31, 2019, 10:24:12 AM
I feel like I've been stuck in the 400's for a long time. But I think it's my mind playing tricks on me. The psychology can be somewhat bizarre when you're adding money yet going nowhere in terms of net worth. Last year I was +0%, but only worked half the year. But then when I look from the beginning of the year I have made progress of +15% net worth. I only need another +8% or so to finally get out of here!
Tracking dividend payments are nice since they tend to fluctuate much less, but only tell a small piece of the story.
I've noticed this sort of plateauing with our net worth as well. We'll have months where it feels like we made no progress then all of a sudden we'll be way up. We went seven months in 2015-2016 with only a 5% increase in net worth. Then the next seven months were +35%.
Post by: bigote2032 on May 31, 2019, 10:55:06 AM
@bigote2032 , no offense, but you're slamming "amateur investors" while asking us for thoughts about moving your investments to crypto because of Trump's tweets?
Offense not taken. I was joking. My dad, my sister and my cousins are "amateur investors" in the sense that they sell their stock every time they see something in the paper that scares them. I have a friend that is crypto addicted, he has lost a lot of money in it but keeps investing in it. I have never invested in crypto and probably never will invest a penny in it based on experiences from folks in the FIRE community. The fact that the stock market success/failure has a strong dependency on one single man that can make it crash with a twitt is extremely frustrating to me. My point is that I wish there was a more reliable vehicle for us to invest that is not so sensitive to news and a few people's actions. Crypto has benefits in this regard but most of us know where the pitfalls are that keeps us from investing in it. Anyway, let's keep collecting money!
Post by: dandypandys on May 31, 2019, 12:50:58 PM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: 369k /269k
Oct 1st: 374k/274k
Nov 10th:367k/267k stocks on sale!
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
April 1st $418.5
May 1st $430
June 1st $418 a big car fix - not sure why it went down so much, maybe I made an updating mistake last month
Post by: UnleashHell on May 31, 2019, 01:00:04 PM
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Its a buying opportunity....
Post by: Nick_Miller on May 31, 2019, 05:01:46 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
Well, we paid off our last vehicle loan, we dumped about $2300 into retirement accounts, and we still went backwards big time because of market. The Miller clan will shake it off and keep plowing ahead.
Post by: ItsALongStory on May 31, 2019, 05:53:59 PM
There are much safer vehicles but they don't yield as much.@bigote2032 , no offense, but you're slamming "amateur investors" while asking us for thoughts about moving your investments to crypto because of Trump's tweets?
Offense not taken. I was joking. My dad, my sister and my cousins are "amateur investors" in the sense that they sell their stock every time they see something in the paper that scares them. I have a friend that is crypto addicted, he has lost a lot of money in it but keeps investing in it. I have never invested in crypto and probably never will invest a penny in it based on experiences from folks in the FIRE community. The fact that the stock market success/failure has a strong dependency on one single man that can make it crash with a twitt is extremely frustrating to me. My point is that I wish there was a more reliable vehicle for us to invest that is not so sensitive to news and a few people's actions. Crypto has benefits in this regard but most of us know where the pitfalls are that keeps us from investing in it. Anyway, let's keep collecting money!
Sent from my Pixel 2 XL using Tapatalk
Post by: tjrssibelle on May 31, 2019, 06:20:28 PM
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Sent from my SM-N920V using Tapatalk
Post by: SpareChange on May 31, 2019, 11:27:34 PM
Post by: Jaayse on June 01, 2019, 12:22:13 AM
April 15 - 164,900
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
October 1 - 374,465
November 1 - 361,296
December 3 - 370,140
2019
January 1 - 356,542
February 1 - 383,348
March 1 - 394,563
April 1 - 403,461
May 1 - 421,194
June 1 - 409,591
I finally got the back pay for my move, it was over $4.2k and I also did a little travel for work that got me a little extra this month too, so savings wise it was a good month. Hopefully this market downturn is the start of a big sale, I could use some cheap stocks! Only 90.5k until graduation!!!
Post by: Morning Glory on June 01, 2019, 03:27:11 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
Post by: Mazzinator on June 01, 2019, 10:01:14 AM
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
Post by: turketron on June 01, 2019, 01:45:18 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $$441,047.77
Sold a bunch of my company stock at an all-time high (good) and turned around and put it all into VTSAX, like 2 days before Trump announced the tariffs and the market tanked (bad).
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: use2betrix on June 01, 2019, 02:28:11 PM
Tracking liquid net worth only: Cash/Savings/Investments
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
Down this month thanks to the stock market. Actual savings this month was $15,329.
Post by: Epor on June 01, 2019, 02:55:39 PM
I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...
Post by: achvfi on June 01, 2019, 03:26:35 PM
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
May-19 $326000 - INV $416000 - NW ---> Yay! Volatility. I was able to add few hundred $s more than usual to investments. @Epor Usually about $6000 a month in addition to savings currently, rest gains or losses in market. It motivates me to compare with high savers, that way I tend to push a little harder or keep consistent. Its a race alright!
Post by: tjrssibelle on June 01, 2019, 04:19:03 PM
Hello quarter millionaires!I contribute about $4000 a month, the rest are due to the market
I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...
Sent from my SM-N920V using Tapatalk
Post by: FIreDrill on June 01, 2019, 05:26:51 PM
I'm at about 4k/mo contributions as well. The rest is market gains or loses and our portfolio is at 400k right now so the moves can be drastic. Like dropping 20k in the last month.Hello quarter millionaires!I contribute about $4000 a month, the rest are due to the market
I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...
Sent from my SM-N920V using Tapatalk
Some months will be significantly higher contributions due to bonuses and company stock vesting but the month to month standard is contributing 4k for now.
Sent from my moto g(6) using Tapatalk
Post by: 2Birds1Stone on June 01, 2019, 07:02:35 PM
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
1/1/2018 - $361,700
1/1/2019 - $421,900
02/01/19 - $451,000
03/01/19 - $470,000
04/01/19 - $478,300
05/01/19 - $494,500
06/01/19 - $482,360
The markets giveth, and the markets taketh!
Post by: ItsALongStory on June 01, 2019, 08:23:14 PM
Hello quarter millionaires!
I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...
It goes both ways, some folks here will certainly contribute more than you but others may have just been on the path for longer. I wouldn't compare yourself to others as the FIRE folks don't want to keep up with the Joneses. it's really the same thing, everyone has their own journey and trying to keep up with someone that is in different circumstances is just unhealthy and frankly unrealistic.
Post by: Nick_Miller on June 02, 2019, 07:37:50 AM
Hello quarter millionaires!
I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...
We average about $2300 in retirement contributions and $1000 in debt pay-down per month, so average +$3300 net worth/month, but still a couple percent downturn in the market is more than enough to wipe out all of our "progress" in a given month.
Post by: DarkandStormy on June 02, 2019, 08:31:46 AM
NW // Inv Assets
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
Post by: fuzzy math on June 02, 2019, 08:33:41 AM
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
June 2019 $283,393
I am sensing a pattern here, where each time I am on the cusp of hitting a nice round number, I have to sit back and wait a very long time to actually hit it. I enjoyed this month's sale, but damn I was ready to celebrate $300k!!
Post by: fuzzy math on June 02, 2019, 10:15:11 AM
Hello quarter millionaires!
I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...
We average about $2300 in retirement contributions and $1000 in debt pay-down per month, so average +$3300 net worth/month, but still a couple percent downturn in the market is more than enough to wipe out all of our "progress" in a given month.
I don't understand that @Nick_Miller ... We joined this thread about the same time, I contribute $5500 a month and yet you're now $40k ahead of me. Are you using housing appreciation per month too?
Post by: Nick_Miller on June 02, 2019, 11:09:02 AM
Hello quarter millionaires!
I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...
We average about $2300 in retirement contributions and $1000 in debt pay-down per month, so average +$3300 net worth/month, but still a couple percent downturn in the market is more than enough to wipe out all of our "progress" in a given month.
I don't understand that @Nick_Miller ... We joined this thread about the same time, I contribute $5500 a month and yet you're now $40k ahead of me. Are you using housing appreciation per month too.
I mean, I calculate my net worth. All assets minus all liabilities.
So yes, cash, home equity, retirement accounts are all added together minus my remaining student loans. We don’t count the kids’ college funds as assets though.
Also I earned a very large bonus early in the year. It was a one-time thing for sure.
Post by: FIreDrill on June 02, 2019, 01:27:38 PM
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
01/19: $427,275 $32,803
02/19: $442,833 $15,558
03/19: $455,412 $12,579
04/19: $480,317 $24,905
05/19: $460,880 $-19,437
Year to date: $66,408
Been working hard this month to keep our investments above 400k... Unfortunately they dipped to 396. Time to go buy some more, and who knows, maybe this is the start of a long term sale that we have been waiting for :)
Sent from my moto g(6) using Tapatalk
Post by: Blahhhh456 on June 02, 2019, 07:05:04 PM
Including IRAs, 401(k), HSAs, and Investment Account.
Feb 1, 2019 - $253,172
Mar 1, 2019 - $265,289
Apr 1, 2019 - $275,052
May 1, 2019 - $288,722
June 1, 2019 - $274,536
Was so close to that $300K and now so far away.....
Post by: GUNDERSON on June 03, 2019, 10:07:37 PM
October: 253,182 (joined thread!)
November 1: 246,371 (and back out of thread!)
December 1: 251,180
2019
January 1: 241,349
February 1: 260,251
March 1: 261,594
April 1: 278,541
May 1: 301,428 (multiple paychecks)
June 1: 285,787 (market decline)
Post by: CheapScholar on June 03, 2019, 10:32:19 PM
Hello quarter millionaires!
I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...
Spouse and I collectively contribute a bit over $4,000 into 403(b) accounts. Then add the principal portion of the mortgage payment. Plus we run a surplus every month with what’s left over. And then the market helps most months (not so much the past few months obviously).
But yeah, it’s crazy how much your NW moves up when you have a nice savings and you’re making decent cash and diverting it to retirement accounts instead of buying stupid shit.
Post by: dreadmoose on June 04, 2019, 12:06:16 PM
| Date (2019) | Liquid NW | Comments |
| Jan 1 | $212,860 | |
| Feb 1 | $230,743 | |
| Mar 1 | $244,321 | |
| Apr 1 | $252,750 | |
| May 1 | $263,658 | |
| June 1 | $252,691 | (-10,961) |
Woof.. there go last months gains. I'm very excited about the sale here though as my RRSP contribution for the year ($26,500) goes into my account this week.
My contributions average out to around $6000 to $7000 a month for those wondering.
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: coffeefueled on June 05, 2019, 07:45:31 AM
June: 380,473 <-- Married. :) + DH's 401k
Post by: Nick_Miller on June 05, 2019, 09:57:19 AM
May: 251,222
June: 380,473 <-- Married. :) + DH's 401k
Congrats on the nuptials! And that's certainly a quick way to blast halfway through the challenge!
Post by: use2betrix on June 05, 2019, 04:29:28 PM
Hello quarter millionaires!
I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...
This year we’ve been saving around $13k-$15k/mo (single income). It should be noted, I’ve moved all over the country with the entire purpose of making as much money as possible and working as many hours as possible. I’ve lived in 8 states in the last 10 years, and am in my current state for the 3rd time. I also work as a W-2 Contractor, so while I do get fantastic benefits, I don’t have the job security of most typical full time employees. Right now I’m working 6 days per week. I could probably work 5, as my 6th day pay doesn’t actually add as much as I make M-F, all things considered, but it’s worth it for the time being.
Post by: Kierun on June 05, 2019, 05:39:24 PM
Hello quarter millionaires!I save between 1.5k and 2k per month, comparison is the thief of joy, so you do the best of you and be ok with that.
I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...
Post by: hudsoncat on June 06, 2019, 06:38:43 AM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19: $286,584
2/28/19: $303,681
3/31/19: $314,939
4/30/19: $331,080
5/31/19: $320,926
Post by: afuera on June 06, 2019, 10:17:11 AM
12/31/2018: INV-$332,761.13 NW-$357,901.80
1/31/2019: INV-$366,568.23 NW-$391,377.35
2/28/2019: INV-$388,104.43 NW-$414,064.85
3/31/2019: INV-$415,305.19 NW-$444,426.25
4/30/2019: INV-$429,916.96 NW-$463,882.36
5/30/2019: INV-$416,867.47 NW:$449,424.03
saleeeeee
Post by: Bracken_Joy on June 06, 2019, 01:37:19 PM
2019:
Jan- 240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9
Jun- 283.1
-$16,800, -5.6%
Rough month. Job change for husband too, and a vacation, so the next couple months will be in the same vein, regardless of the market.
Post by: facepalm on June 09, 2019, 11:07:15 AM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
May-18 328,600
Jun-18 331,857
Jul-18 340,250
Aug-18 341,769
Sep-18 348,467
Oct-18 343,957
Nov-18 347,468
Dec-18 340,952
Jan-19 359,000
Feb-19 370,750
Mar-19 378,525
Apr-19 391,005
May-19 397,259
Post by: gmdv on June 11, 2019, 04:45:38 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
Post by: ItsALongStory on June 12, 2019, 09:30:37 PM
Decided to join this thread with my entire net worth (investments + HSA + home equity) in the race to $500k. The equity portion is my half, as are all of the investments. We do plan on selling the house when I retire (she is already retired) so i feel comfortable including that into the calculation.
Apr-14-2019: $304272.12 consisting of roughly $180k invested and $125k equity
Totally unsure when to project graduation from this thread but let's hope for $80k-$90k per year between growth and contributions so about 2.5 years with a stretch goal of April/May 2021.
Jun-12-2019: $315k consisting of roughly $190k invested and $125k equity.
Post by: Mrs. D. on June 19, 2019, 06:39:52 AM
March 2018 - 250
May 2018 - 256
Aug 2018 - 272
Dec 2018 - 248
March 2019 - 282
June 2019 - 300
$1,016/month in automated savings (401K and HSA) in addition to mortgage. As our cash balance balloons we periodically make contributions to Roth's, 529's, etc.
Post by: Mrs. D. on June 19, 2019, 08:25:38 PM
I am a homeschooling mom of 4 married to a hard working husband. We are including investments and houses but not 529s or HSA because we seem to need it often with 4 kids! Can't wait to hit $500,000
1/19 $255,503
4/19 $304,217
Wow, what an inspiration! I'm a SAHM of a preschooler and toddler. It took us 15 months to cover that same ground. We just hit $300K this month which seems hard to believe. Hats off to you!
Post by: Whiskers on June 20, 2019, 06:39:12 PM
Gonna throw my hat into the ring on this thread. It's crazy to go back and see the progress over the years. I came out of grad school in 2010 with $90k in student debt, without a pot to piss in, earning $40k a year. Four years ago this month, I was celebrating a zero net worth after a long period of focusing on attacking the loans. At that time, I decided to refocus my efforts on saving and investing more and to not go as crazy on the loans. Just last week, my personal investment accounts crossed the $250k mark for the first time. And this week, I will be making my final student loan payment. It feels great!
It's a little surreal for me getting to this point. I'm in the camp where it has felt like a big deal. Both of these goals, paying off the student loans and hitting $250k in investments, have been on my mind for so long and now both have been achieved... at practically the same time. I do feel different-- "rich" in the sense that my financial anxieties already seemed to have lessened. I don't feel prisoner to any debt and I have confidence in my nest egg. Now, in my 34th year, my traditional retirement (e.g. 65+) is already taken care of and all efforts moving forward will continue to shave off the years until true financial independence. (Now I know everyone uses their own form of accounting; I'll be following based on my personal investments/retirement accounts--separate from the wife's).
Checking in about 15 months after hitting $250k. Just this week I eclipsed $312,500.00 for the first time. This was a cool number for me, because I love to extrapolate the growth potential of what has been already been amassed... In 10 years, it should be worth appx $625k; in 20 years, it should be $1.25m; and in 30 years, at age 65, it would grow to be worth $2.5m (inflation adjusted)! Although, there is no way I am working that long though. Lol. Will be drawing well before then, but the security feels really good... Okay, back to plodding along in the race. Good luck everyone!
Took less than 3 months after hitting $312.5k to reach 1/3 of a million. Surpassed $333,333.33 for the first time today. Hoping to keep the momentum rolling!
Post by: use2betrix on June 20, 2019, 06:51:27 PM
Post by: Jadzia37000 on June 27, 2019, 10:08:00 AM
Post by: Nick_Miller on June 28, 2019, 08:18:24 AM
And am I the only one who gets all giddy when it's time to run end-of-month net worth numbers? It's the first thing I'm doing when I get home.
Post by: bigote2032 on June 28, 2019, 08:59:49 AM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
2/28/2019 $369,513.27
3/31/2019 $379,192.30
4/30/2019 $399,481.40
5/31/2019 $384,294.80
6/30/2019 $408,707.83
The market is giving us again! Broke into the 400s, sweet! Let's keep collecting monies!
Post by: achvfi on June 28, 2019, 01:40:13 PM
And am I the only one who gets all giddy when it's time to run end-of-month net worth numbers? It's the first thing I'm doing when I get home.
Whether its up or down, I get excited and cant wait to calculate it.
I was thinking about it, currently stock market is at similar peak where it was a year and half ago, Since Jan 2018. Makes me happy to be investing through those valleys.
Post by: Nick_Miller on June 28, 2019, 03:11:20 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Yep I rushed home and did the numbers. The market gave us a little boost! Summer is more expensive for us because of the childcare (camp), but I'll take the trade for lower stress any day!
Post by: salt cured on June 28, 2019, 03:51:01 PM
01/01/19 - $351k
01/31/19 - $381k
02/28/19 - $399k
03/29/19 - $406k
04/30/19 - $426k
05/30/19 - $423k
06/30/19 - $466k
Post by: achvfi on June 28, 2019, 06:02:42 PM
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
May-19 $326000 - INV $416000 - NW ---> Yay! Volatility. I was able to add few hundred $s more than usual to investments. @Epor Usually about $6000 a month in addition to savings currently, rest gains or losses in market. It motivates me to compare with high savers, that way I tend to push a little harder or keep consistent. Its a race alright!
Jun-19 $348000 - INV $439000 - NW ---> DW's pregnant with our second baby :), That means now I have to plan for big expenses.. Minivan, Medical expense and more. I am trying convince DW that we can put off buying minivan for another 2 years. Wish me luck!
Post by: Radagast on June 28, 2019, 08:47:53 PM
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
Q1 2019: $284,421 $346,689
Q2 2019: $315,573 $378,769
Another quarter, another update. Not doin too bad. Though it looks like I am two years for the thread :-|
Post by: tjrssibelle on June 28, 2019, 10:13:11 PM
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
Sent from my SM-N920V using Tapatalk
Post by: UnleashHell on June 29, 2019, 04:02:21 AM
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Jun-19 nw 444K - liquid -514K
back to april we are then...
Post by: dandypandys on June 29, 2019, 06:39:35 AM
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: 369k /269k
Oct 1st: 374k/274k
Nov 10th:367k/267k stocks on sale!
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
April 1st $418.5
May 1st $430
June 1st $418 a big car fix - not sure why it went down so much, maybe I made an updating mistake last month
July 1st $439.5 won an award of excellence at work:) plus market gains and the normal contributions :) will put award straight into our Vanguard yay
Post by: dandypandys on June 29, 2019, 06:46:23 AM
Welcome Jadzia37000!And am I the only one who gets all giddy when it's time to run end-of-month net worth numbers? It's the first thing I'm doing when I get home.
Whether its up or down, I get excited and cant wait to calculate it.
I was thinking about it, currently stock market is at similar peak where it was a year and half ago, Since Jan 2018. Makes me happy to be investing through those valleys.
Well done Jadzia37000!
me too! it's even more fun because now Transamerica doesn't work with mint since 6 months ago, I never have any idea where I am. I never follow any of the financial news, so it is always a surprise.
By the way- something is wrong with the chart on the 4th page..showing as negatives:
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: nick663 on June 29, 2019, 08:42:48 AM
June 2017: 198.7kJune 2019: 372.4k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
Post by: SpareChange on June 29, 2019, 08:53:24 AM
And am I the only one who gets all giddy when it's time to run end-of-month net worth numbers? It's the first thing I'm doing when I get home.
Been updating for a good while now and still can't wait to do it.
Up $14,369 to $345,323. Up $86,778 yoy.
Post by: facepalm on June 29, 2019, 10:49:51 AM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
May-18 328,600
Jun-18 331,857
Jul-18 340,250
Aug-18 341,769
Sep-18 348,467
Oct-18 343,957
Nov-18 347,468
Dec-18 340,952
Jan-19 359,000
Feb-19 370,750
Mar-19 378,525
Apr-19 391,005
May-19 397,259
Jun-19 407,266
Finally hit over 400K. If the current trend continues, I should be able to hit 450K by year's end. There, I just jinxed it.
Over June of last year, I'm up about $75,000. Not bad.
Post by: Jaayse on June 29, 2019, 02:16:59 PM
April 15 - 164,900
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
October 1 - 374,465
November 1 - 361,296
December 3 - 370,140
2019
January 1 - 356,542
February 1 - 383,348
March 1 - 394,563
April 1 - 403,461
May 1 - 421,194
June 1 - 409,591
July 1 - 435,981
It was a good month with the market recovery. Only 64k until graduation!!!
Post by: fuzzy math on June 29, 2019, 04:06:44 PM
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aaaaaugh 300k !!!!!
Post by: FIreDrill on June 29, 2019, 08:28:42 PM
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
01/19: $427,275 $32,803
02/19: $442,833 $15,558
03/19: $455,412 $12,579
04/19: $480,317 $24,905
05/19: $460,880 $-19,437
06/19: $491,598 $30,718
Year to date: $97,126
Post by: ItsALongStory on June 29, 2019, 10:36:03 PM
Sent from my Pixel 2 XL using Tapatalk
Post by: Bracken_Joy on June 30, 2019, 08:01:23 AM
2019:
Jan- 240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9
Jun- 283.1
Jul- 302.6
Well, the market hides many sins ;) We finally broke $300k! Got so close back in May.
We also shifted some categories around. Pregnancy is going well, so we're finally feeling confident we won't immanently need IVF money (plus, husband's new job has full fertility coverage! WHAAAAAT!), plus we've accepted we won't be buying a house again any time soon, so no downpayment needed. Opted to pay off our car loan and the remainder of my student loans in full. They were good rates, but we weren't investing the money, and would prefer the cash flow boost instead. Plus the mental boost of 'debt free before the baby gets here'. Even though we already had the money on hand, it still feels different to have it gone.
Mint is now yelling at us to add something to the 'loan' category ;) New MPP I guess!
Post by: achvfi on June 30, 2019, 09:01:31 AM
Jul- 302.6
Well, the market hides many sins ;) We finally broke $300k! Got so close back in May.
We also shifted some categories around. Pregnancy is going well, so we're finally feeling confident we won't immanently need IVF money (plus, husband's new job has full fertility coverage! WHAAAAAT!), plus we've accepted we won't be buying a house again any time soon, so no downpayment needed. Opted to pay off our car loan and the remainder of my student loans in full. They were good rates, but we weren't investing the money, and would prefer the cash flow boost instead. Plus the mental boost of 'debt free before the baby gets here'. Even though we already had the money on hand, it still feels different to have it gone.
Mint is now yelling at us to add something to the 'loan' category ;) New MPP I guess!
A good MPP indeed! @Bracken_Joy Congrats on 300K!!!
Preparation to have kids has been good motivators to build wealth in our family. Especially to bring SO on board with goals and approach to reach them. Our goal was to reach 300K for first one and 500K by the time we have second. We didn't reach the first goal, hopefully reach second, i.e early next year.
Post by: lollylegs on June 30, 2019, 01:56:29 PM
July 2018 - $372,389
Jan 2019 - $376,421
July 2019 - $449,818
just counting investments, not net worth as its tied up in houses.
Post by: Morning Glory on July 01, 2019, 05:27:01 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
So close to that next round number....
Post by: hudsoncat on July 01, 2019, 06:27:20 AM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19: $286,584
2/28/19: $303,681
3/31/19: $314,939
4/30/19: $331,080
5/31/19: $320,926
6/30/19: $342,700
One year in this thread... not a bad jump!
Post by: mountain_air on July 01, 2019, 06:37:54 AM
5/1/18 135,266
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202,431
4/1/19 228,194
5/1/19 242,596
6/1/19 241,727
7/1/19 258,652
Post by: Guava on July 01, 2019, 07:18:32 AM
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
December 2017: $302k
January 2018: $316k
February 2018: $313k
March 2018: $316k
April 2018: $327k
May 2018: $341k
June 2018: $328k
July 2018: $333k
August 2018: $353k
September 2018: 339k
October 2018: 330k
November 2018: 339k
December 2018: 329k
January 2019: 341k
February 2019: 352k
March 2019: 363k
April 2019: 380k
May 2019: 371k
June 2019: 391k
I have been gone awhile...but Littles will fo that to you. Hard to believe its been 9 months since my last update!
We have transitioned to a single income family and are focusing mostly on paying down our equity and car loans right now while saving as much as we can for retirement. Of course we have some extra expenses for out building still but hopefully by the end of the year we will be able to start using the shop to being in some extra cash too.
Post by: BiggerFishToFI on July 01, 2019, 07:26:29 AM
09/30/17 $168,105 $100,416 <---- 100k Invested
01/31/19 $311,711 $251,061 <---- 250k Invested
02/28/19 $328,866 $265,980
03/31/19 $346,316 $283,322
04/30/19 $367,527 $303,551
05/31/19 $364,917 $303,986
06/30/19 $388,175 $329,675
Back on track for graduation summer 2020!
Post by: turketron on July 01, 2019, 07:47:47 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
When I graduated to this thread I calculated that if I kept up the same momentum I'd hit $500k in July 2019. I'm not quite there yet, but I'm not far off! Should see that in a month or two.
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: coffeefueled on July 01, 2019, 08:00:37 AM
May: $251,222
June: $380,473
July: $423,417
Post by: use2betrix on July 01, 2019, 08:04:01 AM
Tracking liquid net worth only: Cash/Savings/Investments
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Pretty decent month. My actual savings was a bit over $19k, then a bit of stock market growth. We sold our camping trailer for $4150 which helped offset the cost of last months new trailer purchase a little bit.
August is a 3 pay check month so we should be looking at around $23k-$25k in savings depending on a few things. I hit the max social security contributions at the end of July, so that should bump our take home a bit. My wife started dog sitting during the day (lady drops her dog off in the morning and picks her up in the afternoon) and that gets us about $500/mo extra.
I am slightly concerned regarding our taxes as I claim married and 2, when we don’t have children. I did the same last year, but I also switched jobs in the summer so I wayyyy over contributed to S.S., so I got a huge chunk back there and it mostly balanced out. I know that the “smart” thing to do would be to not care and if I have to pay in, I pay in.. I have more than enough cash in my emergency fund to not think twice about, but I feel like if I have to pay in $10k, it’ll mentally annoy me a bit. Maybe what I could do is instead of considering it in my “spending” for next year in the month I pay it, I could actually just take it out of my 2019 total earnings.
Few things to think about.. Still on track to hit 500k by October or November if the market stays level. This would put me going from $250k to $500k over 17-18 months.. Pretty wild to think about.
Post by: JLee on July 01, 2019, 09:23:42 AM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
January 2019 $286,398.03 -$3,720.22 $282,677.81
February 2019 $303,524.32 -$65.88 $303,458.40
March 2019 $303,218.72 $0.00 $303,218.72
April 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
June 2019 $731,745.00 -$426,815.80 $304,929.20I bought a house. I expected my net worth to have plummeted but it's shockingly close (now including home equity at the price I paid).
I am likely doing a solar install which will add a chunk to the debt column but will be cash-flow positive from the beginning, so that'll be an odd complication to my (usually simple) net worth calculation. Maybe it'll be worth breaking out a difference in debt between 0% stuff (state-subsidized energy efficiency program for updated insulation / air sealing), solar stuff, and mortgage?
Post by: Mazzinator on July 01, 2019, 03:17:57 PM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365
Post by: DarkandStormy on July 02, 2019, 06:04:47 AM
NW // Inv Assets
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
Post by: fattest_foot on July 02, 2019, 07:51:38 AM
12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
6/2019: $471,706
Post by: moonpalace on July 02, 2019, 12:00:54 PM
Jan. 2017 $42,000
...
Feb. 2019 $242,032
Mar. 2019 $258,467
Apr. 2019 $271,294
May 2019 $281,760
June 2019 $278,145
July 2019 $296,924
Paid off the last $2k of an energy-efficiency loan but still a very good month thanks to the market.
Post by: dreadmoose on July 02, 2019, 02:05:58 PM
| Date (2019) | Liquid NW | Comments |
| Jan 1 | $212,860 | |
| Feb 1 | $230,743 | |
| Mar 1 | $244,321 | |
| Apr 1 | $252,750 | |
| May 1 | $263,658 | |
| June 1 | $252,691 | |
| July 1 | $287,493 | (+34,802) |
Yay for sales and bonus hours! I store up my extra hours in my corporation and fill my RRSP when my CPP contributions are complete so that's usually June. Timing worked out this year so far, onward and upward!
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: Imustacheyouaquestion on July 02, 2019, 10:15:54 PM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03
Dec 2018 $272,495.64
Jan 2019 $255,892.49
Feb 2019 $284,061.44
Mar 2019 $302,124.69
Apr 2019 $311,269.23
May 2019 $326,333.60
Jun 2019 $324,533.94
Jul 2019 $346,414.84 +$21,880.90
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Ahhh, so close to $350k. Sitting on a pile of cash, now just need to find a rental property to invest in :)
Post by: afuera on July 03, 2019, 09:56:18 AM
12/31/2018: INV-$332,761.13 NW-$357,901.80
1/31/2019: INV-$366,568.23 NW-$391,377.35
2/28/2019: INV-$388,104.43 NW-$414,064.85
3/31/2019: INV-$415,305.19 NW-$444,426.25
4/30/2019: INV-$429,916.96 NW-$463,882.36
5/31/2019: INV-$416,867.47 NW-$449,424.03
6/30/2019: INV-$458,411.68 NW-$491,499.53
Another month, fairly routine. Market recovered from last month and then some.
Post by: Blahhhh456 on July 03, 2019, 01:21:07 PM
Feb 1, 2019 - $253,172
Mar 1, 2019 - $265,289
Apr 1, 2019 - $275,052
May 1, 2019 - $288,722
June 1, 2019 - $274,536
July 1, 2019 - $294,229
Good month for market gains!!
Post by: Lucky Recardito on July 05, 2019, 07:40:14 AM
01/1/18 $244K
04/1/18 $259K
07/1/18 $282K
10/1/18 $314K
01/1/19 $289K -- market drop
04/1/19 $351K
07/1/19 $380K
Does not include roughly $30K in cash that we usually keep on hand.
Currently projecting that we'll cross $500K in invested assets early in 2021.
Post by: 2Birds1Stone on July 05, 2019, 08:27:48 AM
1/1/2012 - $30,000
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
1/1/2018 - $361,700
1/1/2019 - $421,900
02/01/19 - $451,000
03/01/19 - $470,000
04/01/19 - $478,300
05/01/19 - $494,500
06/01/19 - $482,360
07/01/19 - $509,200
Post by: Bracken_Joy on July 05, 2019, 08:32:54 AM
07/01/19 - $509,200
Oooh! Congrats!
Post by: Woodro85 on July 05, 2019, 11:37:19 AM
June 1, 2018 - $385,931May 1, 2019 - $449,638 +$7,345
July 1, 2018 - $389,444
August 1, 2018 - $393,286
September 1, 2018 - $406,838 + $13,552 m/m
October 1, 2018 - $412,660 +5,821
November 1, 2018 - $409,593 -$3,067
December 1, 2018 - $419,008 +9,146
January 1, 2019 - $417,324 -1,684
February 1, 2019 - $424,732 +7,408
March 1, 2019 - $431,780 +7,049
April 1, 2019 - $442,293 +10,512
June 1, 2019 - $437,156 -$12,482
July 1, 2019 - $444,733 +7,576
Have tuition payments for my MBA that are holding me back a bit but get 40% reimbursed by my employer later on. I've also hit the point in the year where some of the Canadian taxes stop (EI, CPP). Pay cheques for the rest of the year come with a few hundred dollars extra :)
I have a very nice DB pension plan at work. My boss and I were going through everyone's expected date until retirement the other day based on max pension where he told me I had 26 years to go. I told him 26 years sounds way too long and that's to get max pension, not necessarily to retirement. Not sure he could fathom anyone retiring early! At least I'll have that option far earlier than 26 years from now...
Post by: achvfi on July 05, 2019, 01:23:04 PM
07/01/19 - $509,200Congrats @2Birds1Stone!! Is this one of the birds you hit with your stone. :) - Hope you are celebrating your success.
Yesterday I shared with my in-laws that we are "half-a-millionaires" based on total net worth, hoping to have a surprise celebration for our success so far on independence day. Disappointingly, Mother-in-law didn't even acknowledge the news. She was having none of it. All day long she kept changing the subject when I hint of our achievement.
Post by: UnleashHell on July 07, 2019, 05:10:50 AM
1/1/2012 - $30,000
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
1/1/2018 - $361,700
1/1/2019 - $421,900
02/01/19 - $451,000
03/01/19 - $470,000
04/01/19 - $478,300
05/01/19 - $494,500
06/01/19 - $482,360
07/01/19 - $509,200
@2Birds1Stone
get out!!!
The top is in. enjoy your new home in the 500K+ thread.
Post by: gmdv on July 08, 2019, 11:00:42 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
Post by: ItsALongStory on July 08, 2019, 08:46:36 PM
Jun-29-19: $322k with $197k invested and $125k home equity.Feels a bit like cheating but talked to the wifey yesterday and she was sort of surprised I wasn't considering 100% of home equity in our planning. With the extra equity I guess we are at about $447k.
Sent from my Pixel 2 XL using Tapatalk
She is already retired and our plan is to live mostly off of her retirement for the first 5 years or so and let the stashe grow considerably at that time if it means we can expedite the timeline a lot. She is significantly older than me which makes for an odd dynamic.
Sent from my Pixel 2 XL using Tapatalk
Post by: me1 on July 18, 2019, 02:34:22 PM
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
9/17/18 $261,012 $390,335
10/17/18 $258,694 $386,464
11/17/18 $257,033 $387,342
2/17/19 $290,225 $423,873
3/17/19 $298,792 $437,519
4/17/19 $313,970 $450,442
5/17/19. $314,000 $454,000
6/17/19. $321,000. $467,000
7/17/19. $334,000. $480,000
About to down shift and slow down massively.
Post by: newkanye on July 19, 2019, 02:43:42 AM
Post by: Kookaburra Risotto on July 28, 2019, 09:49:11 AM
Post by: coffeefueled on July 29, 2019, 09:13:16 AM
Investments only
May: $251,222
June: $380,473 <-- combined accounts with DH
July: $423,417
Aug: $436, 413
Started living on one salary. We'll wait a few months before we start to invest the difference to be sure it's sustainable first.
Post by: Dogastrophe on July 30, 2019, 07:44:52 AM
Investments only; household combined. If my spreadsheet assumptions hold true, we will cross $500K sometime within first half of 2022.
07/31/19 - $330,406
Post by: dogboyslim on July 30, 2019, 07:56:54 AM
Post by: NextTime on July 31, 2019, 07:32:03 AM
Investments only.
01/31/18 $198,264.59
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
05/31/19 $245,062.03 (recorded on 6/10)
06/30/19 $256,868.43 (recorded on 7/13)
07/31/19 $256,075.53
Post by: Mazzinator on July 31, 2019, 09:18:32 AM
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365
July 19- $379
Post by: BiggerFishToFI on July 31, 2019, 10:03:16 AM
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
02/28/19 $265,980 $328,866
03/31/19 $283,322 $346,316
04/30/19 $303,551 $367,527
05/31/19 $303,986 $364,917
06/30/19 $329,675 $388,175
07/31/19 $346,447 $406,628
Post by: Imustacheyouaquestion on July 31, 2019, 12:26:26 PM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03
Dec 2018 $272,495.64
Jan 2019 $255,892.49
Feb 2019 $284,061.44
Mar 2019 $302,124.69
Apr 2019 $311,269.23
May 2019 $326,333.60
Jun 2019 $324,533.94
Jul 2019 $346,414.84 346
Aug 2019 $353,235.46 +$6821
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
35% of a millionaire! Very spendy month but still managed a 35% savings rate due to a bonus and some extra side hustle income this month.
Refinancing our mortgage since rates have dropped lately - hopefully updating my home equity estimate when the appraisal comes in.
Post by: tjrssibelle on July 31, 2019, 02:56:29 PM
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Sent from my SM-N960U using Tapatalk
Post by: hudsoncat on July 31, 2019, 04:23:48 PM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19: $286,584
2/28/19: $303,681
3/31/19: $314,939
4/30/19: $331,080
5/31/19: $320,926
6/30/19: $342,700
7/31/19: $354,784
Just keeps chugging along. I keep hoping to maaaaaybe hit $400,000 by year end, but I'm going to need a lot of market help to do that. I have a few big expenditures upcoming that will temporarily less my non-automated investing by a bit.
Post by: 2Birds1Stone on July 31, 2019, 05:31:59 PM
See ya after the next market crash, suckas!
Post by: salt cured on July 31, 2019, 05:49:39 PM
01/01/19 - $351k
01/31/19 - $381k
02/28/19 - $399k
03/29/19 - $406k
04/30/19 - $426k
05/30/19 - $423k
06/30/19 - $466k
07/31/19 - $470k
Post by: bigote2032 on July 31, 2019, 07:30:50 PM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
2/28/2019 $369,513.27
3/31/2019 $379,192.30
4/30/2019 $399,481.40
5/31/2019 $384,294.80
6/30/2019 $408,707.83
7/31/2019 $426,022.76
Post by: achvfi on July 31, 2019, 07:42:19 PM
Almost ended up back in here this month.
See ya after the next market crash, suckas!
Hey don't come back, you are not welcome here. We will see you on the other side.
Lots of new folks in thread this month. Congrats and welcome y'all!
Post by: FIPurpose on July 31, 2019, 08:01:59 PM
I just cam by to see how long it's taken other people here to get from 250 to 500. Seems like the average is about 3-4 years?
I think I hit 250 somewhere around mid-2016. Took a year sabbatical away from work last year. I think we'll hit 500 sometime mid to late next year. So 3 years with not working one of those year.
I keep going back and forth on how much longer I want to work for money. There are a few irons in the fire that might help me make my decision. Looking at an estimation chart going from 500k to 1.2mil take about 8-12 years which means I don't need to keep working in my current position. I want to find a job that I can travel with/ work abroad in. I think 500k before I'm 30 is enough to say that I should be finding work that I want to do instead of going to full FIRE.
I wasn't counting home equity back then, but I hit 250k in mid 2016
400k end of 2017
395k end of 2018 (I volunteered full time from summer 2017 through spring 2018)
Currently at somewhere around 500k at mid 2019.
Our aim is to retire between 1.25 to 3 million depending on how we like our work/ needs/ wants in the next 5 to 12 years when we expect to be in that range.
Keep at it guys. You can all get there. I think it's strange when you're at 400, 500 sounds like so much. Now 600 or 700 sounds like a lot.
I'm now moving on to the next level. I expect to hit 1MM in 4-5 years. See you guys there.
Post by: achvfi on July 31, 2019, 09:17:45 PM
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are building a house.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
May-19 $326000 - INV $416000 - NW ---> Yay! Volatility. I was able to add few hundred $s more than usual to investments. @Epor Usually about $6000 a month in addition to savings currently, rest gains or losses in market. It motivates me to compare with high savers, that way I tend to push a little harder or keep consistent. Its a race alright!
Jun-19 $348000 - INV $439000 - NW ---> DW's pregnant with our second baby :), That means now I have to plan for big expenses.. Minivan, Medical expense and more. I am trying convince DW that we can put off buying minivan for another 2 years. Wish me luck!
Jul-19 $355000 - INV $546000 - NW ---> Construction on real estate we were building completed, so added its value back into Net worth.
Post by: SpareChange on July 31, 2019, 11:38:56 PM
Post by: lollylegs on August 01, 2019, 02:48:14 AM
July 2018 - $372,389
Jan 2019 - $376,421
July 2019 - $449,818
Aug 2019 - $461,802
just counting investments, not net worth as its tied up in houses.
Post by: UnleashHell on August 01, 2019, 03:37:39 AM
Almost ended up back in here this month.
See ya after the next market crash, suckas!
Hey don't come back, you are not welcome here. We will see you on the other side.
Lots of new folks in thread this month. Congrats and welcome y'all!
I'm ok if 2b1s stays in the next thread up. if the markets crashes to bring him back here it may be bad enough to drop me down a thread and I do NOT want that. Not that they aren't pleasant people in that thread but I'd rather move up if thats ok.
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid 522K
not much movement thanks to the drop at the end of the month.
changes a coming with the purchase of a house and my current one changing over to a rental. interesting times.
Post by: Morning Glory on August 01, 2019, 05:43:59 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
August 1: 404,132
Finally broke 400!!!
Post by: turketron on August 01, 2019, 06:17:08 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: Imustacheyouaquestion on August 01, 2019, 07:39:33 AM
Congrats @FIPurpose ! It's funny how every milestone seems daunting until you get there. I remember saving $100 per paycheck in grad school to get my first $1000 for a Vanguard starter fund, then thinking it would take forever until I had $3k to buy VTSMX, then being so excited when I finally had $10k to buy an admiral fund. These days, it feels pretty banal to watch my net worth go up by $10k in a single month.
Post by: dogboyslim on August 01, 2019, 07:48:42 AM
| 2016 | 2017 | 2018 | 2019 | |
| January | $20,310 | $59,598 | $130,690 | $172,016 |
| February | $20,818 | $94,135 | $130,112 | $210,931 |
| March | $23,784 | $96,711 | $170,547 | $220,649 |
| April | $26,650 | $100,313 | $175,470 | $231,153 |
| May | $28,769 | $104,001 | $181,127 | $230,149 |
| June | $32,015 | $107,339 | $183,621 | $244,641 |
| July | $34,808 | $111,240 | $190,156 | $252,651 |
| August | $37,342 | $113,472 | $162,706 | - |
| September | $39,883 | $117,719 | $165,350 | - |
| October | $41,720 | $119,898 | $160,600 | - |
| November | $44,979 | $121,666 | $165,845 | - |
| December | $56,197 | $125,576 | $160,236 | - |
Post by: JLee on August 01, 2019, 08:52:42 AM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
January 2019 $286,398.03 -$3,720.22 $282,677.81
February 2019 $303,524.32 -$65.88 $303,458.40
March 2019 $303,218.72 $0.00 $303,218.72
April 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
June 2019 $731,745.00 -$426,815.80 $304,929.20
July 2019 $736,673.88 -$431,083.30 $305,590.60
Post by: fattest_foot on August 01, 2019, 09:01:22 AM
12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
6/2019: $471,706
7/2019: $483,830
Feels like that number would have looked a lot better had we checked yesterday. I guess $12k in a month is still a ridiculous change though.
Also, it's pretty amazing how closely turketron's numbers mirror ours.
Post by: ItsALongStory on August 01, 2019, 09:10:39 AM
Jun-29-19: $322k with $197k invested and $125k home equity.Feels a bit like cheating but talked to the wifey yesterday and she was sort of surprised I wasn't considering 100% of home equity in our planning. With the extra equity I guess we are at about $447k.
Sent from my Pixel 2 XL using Tapatalk
She is already retired and our plan is to live mostly off of her retirement for the first 5 years or so and let the stashe grow considerably at that time if it means we can expedite the timeline a lot. She is significantly older than me which makes for an odd dynamic.
Sent from my Pixel 2 XL using Tapatalk
Aug-19: $204485 invested + $250k equity = $454k
Post by: tarheeldan on August 01, 2019, 09:40:08 AM
I didn't make much headway last month with market headwinds, and some sizeable auto and veterinary expenses. Oh well!
Up $1,155.87 to $307,238.45.
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Targeting early 2022 for graduation :)
Post by: FIreDrill on August 01, 2019, 09:47:51 AM
Just squeeked by this month. Not sure if I'm going to hang around here until investments are over 500k or move on now... Seems like any little blip at this moment could put us back under 500k.
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
01/19: $427,275 $32,803
02/19: $442,833 $15,558
03/19: $455,412 $12,579
04/19: $480,317 $24,905
05/19: $460,880 $-19,437
06/19: $491,598 $30,718
07/19: $503,112 $11,514
Year to date: $108,640
Sent from my moto g(6) using Tapatalk
Post by: Blahhhh456 on August 01, 2019, 12:48:38 PM
Feb 1, 2019 - $253,172
Mar 1, 2019 - $265,289
Apr 1, 2019 - $275,052
May 1, 2019 - $288,722
June 1, 2019 - $274,536
July 1, 2019 - $294,229
Aug 1, 2019 - $299,759
Bumbling along hoping to hit that elusive $300K! I stopped contributing to the Investment Account as we are sending our cash to a high yield savings account for our move abroad. Once overseas, will only see market gains as I have no plans to contribute to my accounts...as of now. So it will be a long time before I see $500K for my accounts. But Freedom of my time is more important :)
Post by: dreadmoose on August 01, 2019, 01:40:54 PM
| Date (2019) | Liquid NW | Gain |
| Jan 1 | $212,860 | |
| Feb 1 | $230,743 | |
| Mar 1 | $244,321 | |
| Apr 1 | $252,750 | |
| May 1 | $263,658 | |
| June 1 | $252,691 | |
| July 1 | $287,493 | |
| August 1 | $299,427 | (+11,934) |
Lots of savings and the market hurt the total the last few days here so I'm happy with the gain (happy isn't a strong enough word).
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: fuzzy math on August 01, 2019, 03:58:56 PM
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
I appreciated the mini sale yesterday
Post by: Nick_Miller on August 01, 2019, 05:45:13 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Woohoo! Is there a name for one-third millionaires? Please tell me there is a name! *googles* Oh...that's just inappropriate! Wait I hit a few wrong keys.
Post by: Jaayse on August 01, 2019, 09:38:51 PM
April 15 - 164,900
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
October 1 - 374,465
November 1 - 361,296
December 3 - 370,140
2019
January 1 - 356,542
February 1 - 383,348
March 1 - 394,563
April 1 - 403,461
May 1 - 421,194
June 1 - 409,591
July 1 - 435,981
August 1 - 443,135
Getting really close to 450k, only 57k until graduation!!! If no major upsets I might just make it there by the end of the year.
Post by: dandypandys on August 02, 2019, 05:57:39 AM
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: 369k /269k
Oct 1st: 374k/274k
Nov 10th:367k/267k stocks on sale!
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
April 1st $418.5
May 1st $430
June 1st $418 a big car fix - not sure why it went down so much, maybe I made an updating mistake last month
July 1st $439.5 won an award of excellence at work:) plus market gains and the normal contributions :) will put award straight into our Vanguard yay
Aug 1st $444
Post by: use2betrix on August 02, 2019, 10:58:31 AM
Tracking liquid net worth only: Cash/Savings/Investments
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Pretty decent month. My actual savings was a bit over $19k, then a bit of stock market growth. We sold our camping trailer for $4150 which helped offset the cost of last months new trailer purchase a little bit.
August is a 3 pay check month so we should be looking at around $23k-$25k in savings depending on a few things. I hit the max social security contributions at the end of July, so that should bump our take home a bit. My wife started dog sitting during the day (lady drops her dog off in the morning and picks her up in the afternoon) and that gets us about $500/mo extra.
I am slightly concerned regarding our taxes as I claim married and 2, when we don’t have children. I did the same last year, but I also switched jobs in the summer so I wayyyy over contributed to S.S., so I got a huge chunk back there and it mostly balanced out. I know that the “smart” thing to do would be to not care and if I have to pay in, I pay in.. I have more than enough cash in my emergency fund to not think twice about, but I feel like if I have to pay in $10k, it’ll mentally annoy me a bit. Maybe what I could do is instead of considering it in my “spending” for next year in the month I pay it, I could actually just take it out of my 2019 total earnings.
Few things to think about.. Still on track to hit 500k by October or November if the market stays level. This would put me going from $250k to $500k over 17-18 months.. Pretty wild to think about.
Post by: DarkandStormy on August 03, 2019, 01:19:34 PM
NW // Inv Assets
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
Post by: Bracken_Joy on August 03, 2019, 02:30:19 PM
2019:
Jan- 240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9
Jun- 283.1
Jul- 302.6
Aug- 315.98
Sold our truck! Down to a one car family. Otherwise it was basically a break even month all things considered.
Post by: solon on August 05, 2019, 09:28:24 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
2-2019 $188,332
3-2019 $187,634
4-2019 $197,461
5-2019 $194,010
6-2019 $186,414
7-2019 $196,934
8-2019 $267,535
Hi, I'm new here. Just graduated from the previous thread, and I feel like a minnow in the ocean. You guys are all giant sharks - oooo! look at the networth on THAT one ^
Anyway, glad to be here. My first goal is just to stay here, not get demoted back to the previous pond.
Post by: gmdv on August 05, 2019, 10:20:37 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
Post by: Woodro85 on August 07, 2019, 03:17:14 PM
January 1, 2019 - $417,324 -$1,684
February 1, 2019 - $424,732 +$7,408
March 1, 2019 - $431,780 +$7,049
April 1, 2019 - $442,293 +$10,512
May 1, 2019 - $449,638 +$7,345
June 1, 2019 - $437,156 -$12,482
July 1, 2019 - $444,733 +$7,576
August 1, 2019 - $453,785 +$9,051
I got a confirmed 10% raise starting yesterday, and working on an executive opportunity in a connected organization that would likely be greater than another 25% raise. I'm absolutely amazed that with a little attention and focus (and don't discount luck), how quickly these numbers can grow. My family never had money and still don't have much. 5 years ago $500,000 never seemed possible never mind millionaire status. 5 years and 3 months since I paid off student debt and I was worth $0. Next update may still be down due to a little stock market turmoil and some more tuition payments coming.
Post by: Jadzia37000 on August 15, 2019, 04:27:16 AM
(*)Not much of this is actually tuition--it's mostly the yearly lunch fees. The choices here are either pay the lunch fees or bring your kids home for lunch, and there's no way the timing works out on the latter option, which really only works if you live within a block or two of school.
Goal is to hit 410 by the end of the year. Maybe too aggressive, we'll see.
Post by: Natha on August 20, 2019, 08:53:41 AM
First post here, happy to have found a community to share my goals !
Current net worth at 273k euros (yes I'm in Europe) at age 32 (not counting home equity), goal is 300 before year end, then at least +100k a year to achieve 1M before the age of 40.
After this I don't know what I'll do :D
Thanks for all your inspiring posts !
Post by: dreadmoose on August 20, 2019, 10:05:01 AM
Hello all,
First post here, happy to have found a community to share my goals !
Current net worth at 273k euros (yes I'm in Europe) at age 32 (not counting home equity), goal is 300 before year end, then at least +100k a year to achieve 1M before the age of 40.
After this I don't know what I'll do :D
Thanks for all your inspiring posts !
Welcome Natha!
You're well on track for your age and goals here. Does the +100k / year count market gains? If all goes according to plan (history, subject to change, etc) your last few years will probably way outstrip that if you keep it up. At least I'm hoping mine do..
Post by: Natha on August 20, 2019, 12:57:55 PM
I'm counting only on savings, I d like to keep them around 120k /year, with a baby growing up it might not be easy.
I don't want to "bet" on market gains, and my asset allocation is probably not as aggressive as many US investors.
Post by: ItsALongStory on August 20, 2019, 05:59:16 PM
Sent from my Pixel 2 XL using Tapatalk
Post by: MrThatsDifferent on August 22, 2019, 02:54:49 PM
Sept. 2018 $252,544.08
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Woohoo! Is there a name for one-third millionaires? Please tell me there is a name! *googles* Oh...that's just inappropriate! Wait I hit a few wrong keys.
You’re like my NW twin!
Post by: Nick_Miller on August 27, 2019, 12:31:42 PM
Sept. 2018 $252,544.08
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Woohoo! Is there a name for one-third millionaires? Please tell me there is a name! *googles* Oh...that's just inappropriate! Wait I hit a few wrong keys.
You’re like my NW twin!
Can I be Arnold Schwarzenegger? My fragile ego can't handle being Danny DeVito (who in fact, is only 2 year older than Arnold! Who knew!)
Post by: Nick_Miller on August 30, 2019, 02:28:39 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00 (a bit of a market dip, and about $1500 spent on a necessary home repair)
Post by: salt cured on August 30, 2019, 05:20:47 PM
01/01/19 - $351k
01/31/19 - $381k
02/28/19 - $399k
03/29/19 - $406k
04/30/19 - $426k
05/30/19 - $423k
06/30/19 - $466k
07/31/19 - $470k
08/31/19 - $471k
Post by: tjrssibelle on August 30, 2019, 05:46:07 PM
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sent from my SM-N960U using Tapatalk
Post by: UnleashHell on August 31, 2019, 03:02:54 AM
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid 522K
Aug-19 nw 435k liquid 505K
bought another house. upfront costs are expensive.
good news - I'll have rental income too soon!!
Post by: dandypandys on August 31, 2019, 05:32:47 AM
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k Had to use 8k for new HVAC
Sept 1st: 296
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd: 314
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: 369k /269k
Oct 1st: 374k/274k
Nov 10th:367k/267k stocks on sale!
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
April 1st $418.5
May 1st $430
June 1st $418 a big car fix - not sure why it went down so much, maybe I made an updating mistake last month
July 1st $439.5 won an award of excellence at work:) plus market gains and the normal contributions :) will put award straight into our Vanguard yay
Aug 1st $444
Sept 1st $452.5 two big art sales this month
Post by: hudsoncat on August 31, 2019, 07:19:12 AM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19: $286,584
2/28/19: $303,681
3/31/19: $314,939
4/30/19: $331,080
5/31/19: $320,926
6/30/19: $342,700
7/31/19: $354,784
8/31/19: $351,842
Couldn't out save the market. Lame.
Post by: SpareChange on August 31, 2019, 08:19:47 AM
Up $6,815 to $359,180.
Up $84,737 yoy.
Lower income this month as I've continued to take off an extra day/wk to spend with my mom. That will continue. I've asked to be changed to a PT schedule, but so far they seem reluctant. Expenses weren't as bad as I thought they'd be, but they will be next month for sure. Still, pretty good month all considered. Was able to save about $3,500. Rest was market.
Post by: Bracken_Joy on August 31, 2019, 08:26:25 AM
2019:
Jan- 240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9
Jun- 283.1
Jul- 302.6
Aug- 315.98
Sep- 310.8
Dat market. Not saving a lot right now, as we get life set up for baby and pay medical related to all that.
Post by: fuzzy math on August 31, 2019, 10:06:56 PM
Investments only
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Post by: dogboyslim on September 01, 2019, 05:57:59 AM
| 2016 | 2017 | 2018 | 2019 | |
| January | $20,310 | $59,598 | $130,690 | $172,016 |
| February | $20,818 | $94,135 | $130,112 | $210,931 |
| March | $23,784 | $96,711 | $170,547 | $220,649 |
| April | $26,650 | $100,313 | $175,470 | $231,153 |
| May | $28,769 | $104,001 | $181,127 | $230,149 |
| June | $32,015 | $107,339 | $183,621 | $244,641 |
| July | $34,808 | $111,240 | $190,156 | $252,651 |
| August | $37,342 | $113,472 | $162,706 | $257,825 |
| September | $39,883 | $117,719 | $165,350 | - |
| October | $41,720 | $119,898 | $160,600 | - |
| November | $44,979 | $121,666 | $165,845 | - |
| December | $56,197 | $125,576 | $160,236 | - |
Post by: Morning Glory on September 01, 2019, 06:00:19 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Lots of sound and fury in the markets this month.
Post by: ItsALongStory on September 01, 2019, 08:06:09 AM
Aug-19: $204485 invested + $250k equity = $454k
Sep-19: $204404 invested + $250k equity = $454k so ultimately a flat month.
Should see a decent bump in equity come Sept though, bonus will go towards our 2nd mortgage.
Post by: FIreDrill on September 01, 2019, 09:04:49 AM
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
01/19: $427,275 $32,803
02/19: $442,833 $15,558
03/19: $455,412 $12,579
04/19: $480,317 $24,905
05/19: $460,880 $-19,437
06/19: $491,598 $30,718
07/19: $503,112 $11,514
08/19: $501,648 $-1,464
Year to date: $107,176
Sent from my moto g(6) using Tapatalk
Post by: use2betrix on September 01, 2019, 09:28:46 AM
Tracking savings and investments only
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Not a bad jump this month. Stock market dropped quite a bit, but it was also a 3 paycheck month which helped to make up for it. Should still be hitting $500k by the end of the year pretty easily, pending no major stock market drops.
Post by: Imustacheyouaquestion on September 01, 2019, 11:51:38 AM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03
Dec 2018 $272,495.64
Jan 2019 $255,892.49
Feb 2019 $284,061.44
Mar 2019 $302,124.69
Apr 2019 $311,269.23
May 2019 $326,333.60
Jun 2019 $324,533.94
Jul 2019 $346,414.84 346
Aug 2019 $353,235.46
Sept 2019 $357,483.82 +$4248.36
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Updated home equity after appraisal. Refinanced our mortgage - extra cash flow for investing! Looking at a small home improvement project this fall, then buying a rental property shortly thereafter. Crossing my fingers for a couple small pay raises that could materialize soon.
Post by: turketron on September 01, 2019, 04:35:22 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Still socking away, although the market hasn't been helpful. My company's stock has been down about 10% this month on top of the rest of the market. Still hoping to break $500k soon!
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: Jadzia37000 on September 02, 2019, 03:17:35 AM
August 15: Have hit 310. WOOO. Next month probably won't be a huge increase, as September is the most expensive month of the year with the rentree and I want to just pay the kids' school tuition(*) and activities in a lump sum instead of being nibbled to death by ducks (THE DUCKS ARE PAYMENTS) all freaking school year, which is what literally everybody else does.
Goal is to hit 410 by the end of the year. Maybe too aggressive, we'll see.
September 1: Have hit 343,890. Can't get an answer from the school on paying in a lump sum because reasons, so no school-related hit yet, but will definitely pay for dance class in lump sum and that should be this month.
Post by: Dogastrophe on September 02, 2019, 11:51:01 AM
07/31/19 - $330,406
08/31/19 - $437,870 (large windfall that went into TFSA + quarterly RRSP cont; without these, would have been slightly down for month)
Post by: Blahhhh456 on September 02, 2019, 09:32:04 PM
Including IRAs, 401(k), HSAs, and Investment Account.
Feb 1, 2019 - $253,172
Mar 1, 2019 - $265,289
Apr 1, 2019 - $275,052
May 1, 2019 - $288,722
June 1, 2019 - $274,536
July 1, 2019 - $294,229
Aug 1, 2019 - $299,759
Bumbling along hoping to hit that elusive $300K! I stopped contributing to the Investment Account as we are sending our cash to a high yield savings account for our move abroad. Once overseas, will only see market gains as I have no plans to contribute to my accounts...as of now. So it will be a long time before I see $500K for my accounts. But Freedom of my time is more important :)
Sept 1, 2019 - $296,607 - that market is a killer.... but one day, I will reach and stay above $300k :)
Post by: NextTime on September 03, 2019, 07:57:15 AM
01/31/18 $198,264.59
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
05/31/19 $245,062.03
06/30/19 $256,868.43
07/31/19 $256,075.53
08/31/19 $266,197.04
The numbers actually went down, but realized for the first time that I have never included my emergency fund in the total.
Post by: BiggerFishToFI on September 03, 2019, 08:23:14 AM
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
02/28/19 $265,980 $328,866
03/31/19 $283,322 $346,316
04/30/19 $303,551 $367,527
05/31/19 $303,986 $364,917
06/30/19 $329,675 $388,175
07/31/19 $346,447 $406,628
08/31/19 $348,793 $410,934
Won't be able to sustain positive gains in down months for much longer, but that's a good thing I suppose. Anticipated graduation: July 2020.
Post by: achvfi on September 03, 2019, 03:57:32 PM
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are building a house.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
May-19 $326000 - INV $416000 - NW ---> Yay! Volatility. I was able to add few hundred $s more than usual to investments. @Epor Usually about $6000 a month in addition to savings currently, rest gains or losses in market. It motivates me to compare with high savers, that way I tend to push a little harder or keep consistent. Its a race alright!
Jun-19 $348000 - INV $439000 - NW ---> DW's pregnant with our second baby :), That means now I have to plan for big expenses.. Minivan, Medical expense and more. I am trying convince DW that we can put off buying minivan for another 2 years. Wish me luck!
Jul-19 $355000 - INV $546000 - NW ---> Construction on real estate we were building completed, so added its value back into Net worth.
Aug-19 $349000 - INV ---> Medical expenses and vacation made us go back wards. Market didn't help, but I am happy its flat or down.
Post by: fattest_foot on September 04, 2019, 07:26:53 AM
12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
6/2019: $471,706
7/2019: $483,830
8/2019: $479,814
Post by: afuera on September 04, 2019, 09:44:46 AM
12/31/2018: INV-$332,761.13 NW-$357,901.80
1/31/2019: INV-$366,568.23 NW-$391,377.35
2/28/2019: INV-$388,104.43 NW-$414,064.85
3/31/2019: INV-$415,305.19 NW-$444,426.25
4/30/2019: INV-$429,916.96 NW-$463,882.36
5/31/2019: INV-$416,867.47 NW-$449,424.03
6/30/2019: INV-$458,411.68 NW-$491,499.53
8/31/2019: INV-$466,935.55 NW-$502,773.21
Missed July somehow, numbers really haven't changed much since end of June.
Post by: solon on September 05, 2019, 05:58:17 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
2-2019 $188,332
3-2019 $187,634
4-2019 $197,461
5-2019 $194,010
6-2019 $186,414
7-2019 $196,934
8-2019 $267,535
9-2019 $268,153
At least I'm moving in the right direction!
Post by: gmdv on September 05, 2019, 04:55:03 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
Decided to pay off new car, car value not included. With total debt now below annual salary, saving rate at 27% and set to go up to 49% starting next year, I feel good and ready for whatever the economy will throw at me.
Post by: bigote2032 on September 05, 2019, 07:26:53 PM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
2/28/2019 $369,513.27
3/31/2019 $379,192.30
4/30/2019 $399,481.40
5/31/2019 $384,294.80
6/30/2019 $408,707.83
7/31/2019 $426,022.76
8/31/2019 $422,250.44
Even after investing $4,000, the market took away from me, well, stocks on sale, let's keep buying. Glad to see about half of you having gains this month.
Post by: FamilyGuy on September 07, 2019, 07:46:10 AM
Investments (Family Business, High returns 20%) $15,000 Add 15k yearly
Investments (P to P, High returns 28%, very risky) $7,143 will not be adding any investments in this
Investments (Others, Gold, Low returns 3%) $45,886 will continue contribute $5200 yearly
Savings account (Zero returns) $6,550
401k $41,802 Doing 5% to match employer
Money lent (Zero returns) $3,143
==========================================================
Total as of Sep 2019 $312,038
==========================================================
Next goals
Adding 10k to Real Estate Dec 2020
Adding 7k to Family Business Feb 2020
Adding 10k to Vanguard Apr 2020
Next big milestone - 500k Dec 2022
Post by: dreadmoose on September 09, 2019, 09:23:05 AM
| Date (2019) | Liquid NW | Gain |
| Jan 1 | $212,860 | |
| Feb 1 | $230,743 | |
| Mar 1 | $244,321 | |
| Apr 1 | $252,750 | |
| May 1 | $263,658 | |
| June 1 | $252,691 | |
| July 1 | $287,493 | |
| Aug 1 | $299,427 | |
| Sept 1 | $313,257 | (+13,830) |
A bit late here, didn't look at finances for two whole weeks! But that's mostly because I had a baby girl on Aug 25! Very happy with the markets lately (I rolled my numbers back to Sept 1 for this tracking, they've gone up quite a bit since too).
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: Nick_Miller on September 09, 2019, 09:55:12 AM
Date (2019) Liquid NW Gain Jan 1 $212,860 Feb 1 $230,743 Mar 1 $244,321 Apr 1 $252,750 May 1 $263,658 June 1 $252,691 July 1 $287,493 Aug 1 $299,427 Sept 1 $313,257 (+13,830)
A bit late here, didn't look at finances for two whole weeks! But that's mostly because I had a baby girl on Aug 25! Very happy with the markets lately (I rolled my numbers back to Sept 1 for this tracking, they've gone up quite a bit since too).
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Congrats on the new arrival!
Post by: solon on September 09, 2019, 02:48:22 PM
Background on net worth: No kids, 1 dog (he's a very good boy), we own a house.8/31/2019: $311,254.33 (+39,787.10) *House appraised 35K higher
08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145
9k to 100k: 38 months
10/31/2016: $101,606
2/28/2017: $119,499.39
6/30/2017: $114,809.37 Husband started working making 75k
10/31/2017: $131,182.62
We bought a house!
Husband started new job making $61k plus bonus
2/28/2018: $184,798.13 I got a new position making 61k
6/30/2018: $202,304.86
10/31/2018: $218,342.31
2/28/2019: $245,470.79
100k to 250k: 29 months
3/31/2019: $250,509.52
4/30/2019: $261,638.55
5/31/2019: $255,901.69 (-5,736.86)
6/30/2019: $265,693.38 (+9,791.69)
7/31/2019: $271,467.23 (+5,773.85)
We had our house reappraised which added around $34,000 to our net worth. I am conflicted about using this new number because it's such a big jump. The reappraisal was good for us because it removed PMI, saving us $63/month, but the new number just doesn't seem real. If I ignore the home value jump, we still increased almost 6k this month.
I hear you. I have the exact same problem. In fact, that problem is what put me over $250k networth and allowed me to join this thread.
In my case, we finished our basement, which actually does add a lot of value. We had a formal appraisal and refinance, and the lending company is making the loan based on the appraisal. I decided to use that appraisal, too, figuring if it's good enough for the bank, it's good enough for me. But it's just such a huge jump! I think I'll carry the house at this value for at least a year. That way, if it is actually a bit high right now, it should catch up.
Post by: JLee on September 09, 2019, 02:49:14 PM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
January 2019 $286,398.03 -$3,720.22 $282,677.81
February 2019 $303,524.32 -$65.88 $303,458.40
March 2019 $303,218.72 $0.00 $303,218.72
April 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
June 2019 $731,745.00 -$426,815.80 $304,929.20
July 2019 $736,673.88 -$431,083.30 $305,590.60
August 2019 $735,255.93 -$429,153.68 $306,102.25I have spent an ungodly amount of money lately - one of my cats went in for many dollars in testing and then had to be put down, which was really sad (and expensive). I have a ~$9k loan at 0% for 10 years that's not factored into the numbers above (state-incentivized loan for improving home insulation efficiency) that I should add in once I figure out how to check the balance. It's a tiny payment (about $116/mo) so I am not terribly concerned about tracking it.
It's going to be confusing trying to track my net worth going forward, because now that I have a house again I will end up with a decent amount of loans offsetting an asset of relatively unknown value, i.e. I got a $3k rebate towards insulation work ($13k of work at about $10k out of pocket for me), but I have no idea if that makes my house worth any more than before. It will reduce my HVAC costs, which is why I did it. I'm also strongly considering solar, which is cash-positive out of the gate (between power generation and NJ SREC incentives), but again I'll end up with a ~$32k loan and no idea of how much value it adds to the house. Cash flow positive overall but a negative hit to the net worth, which is kind of weird.
Post by: dreadmoose on September 09, 2019, 04:02:57 PM
Congrats on the new arrival!
Thank you! It'll be interesting to see how this affects my net worth going forward... less alcohol / partying but more activities and a maternity leave.
Post by: Enough on September 10, 2019, 09:08:36 AM
why not try doing 250 to 500 in quicker time than you did 100 to 250?
Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
Took me 26 months to go from 100-250, so that would require me to hit 500k on or before April 30th 2019. Projection shows hitting it ~Jan 2021 at the current rate. Slow and steady :)
So I've had some busy months and haven't been diligently tracking net worth, but had some time to figure it up this evening:
Feb-17 $251,409.30
Oct-17 $318,536.66
Rough projection for 500k is now Feb 2020! (assuming 7% market returns and the RE investments continue). Given that the estimate moved up nearly year, I'd say that if things continue to go better than expected, then April 2019 is possible, but at the same time I don't want to be too optimistic...
Feb-17 $251,409.30
Oct-17 $318,536.66
Jan-18 $361,374.09
Mar-18 $369,142.20
Apr-18 $385,517.64
May-18 $392,342.38
Jun-18 $400,461.03
Updated my mortgage balance in Mint and just crossed over the $400k mark! Optimistically looking towards April 2019 :)
Jul-18 $413,702.08
Aug-18 $425,816.43
Sep-18 $427,991.94
Oct-18 $416,693.85
Nov-18 $428,453.60
October saw the first dip in awhile, December doesn't look good either, haha
Dec-18 $417,417
Jan-19 $428,316
Feb-19 $449,616
Mar-19 $473,317
Apr-19 $489,848
So it turns out that I did not reach $500k NW this month (04/2019) to achieve the goal of 250-500k as fast as 100-250k. It was really close though. I ended a long term relationship in January and gifted that individual $15k to assist with a home purchase.
Here's hoping that I'll just be 1-2 months behind that goal!
May-19 $482,166.97
Jun-19 $506,489.11
Jul-19 $516,572.20
Aug-19 $520,552.46
Sep-19 $524,681.62
A few months behind on posting this, but moving to 500k-1M. Summary: 100-250 in 26 months, 250-500 in 28 months. 500k was way ahead of the original projection of 01/2021, but behind the optimistic 26 month goal of 04/2019.
Post by: achvfi on September 10, 2019, 02:29:30 PM
May-19 $482,166.97
Jun-19 $506,489.11
Jul-19 $516,572.20
Aug-19 $520,552.46
Sep-19 $524,681.62
A few months behind on posting this, but moving to 500k-1M. Summary: 100-250 in 26 months, 250-500 in 28 months. 500k was way ahead of the original projection of 01/2021, but behind the optimistic 26 month goal of 04/2019.
Amazing! congratulations
Post by: caracarn on September 10, 2019, 02:47:45 PM
8/31/2019: $311,254.33 (+39,787.10) *House appraised 35K higher
We had our house reappraised which added around $34,000 to our net worth. I am conflicted about using this new number because it's such a big jump. The reappraisal was good for us because it removed PMI, saving us $63/month, but the new number just doesn't seem real. If I ignore the home value jump, we still increased almost 6k this month.
I have left my house in NW because in the end it factors into my FIRE plans. We will be downsizing before we FIRE as we will no longer need a 4 bedroom house when the kids are gone. As such, the equity will be validated or corrected when we sell. Also, my home value went up quite a bit over the last year and has since come down as Zillow saw a ride up and a ride down, but it average out. At this point my home value is $40K less on a sub $300K home, so a swing of over 10%. I think it will work out for you and as long as you understand what makes up your NW you should be in no danger of making any foolish choices because of it. I say no harm in leaving it there.
Post by: salt cured on September 11, 2019, 10:20:19 AM
We had our house reappraised which added around $34,000 to our net worth. I am conflicted about using this new number because it's such a big jump. The reappraisal was good for us because it removed PMI, saving us $63/month, but the new number just doesn't seem real. If I ignore the home value jump, we still increased almost 6k this month.
It's hard to know what to do. I had two professional appraisals done over the span of maybe 3 months. One came in at $315k, the other at $350k. A year prior, a real estate agent recommended listing at $300k. For my net worth, I just model out a 1% annual increase in the value, which, if it turns out to be too conservative, should account for the selling fees I'll end up paying.
Post by: fattest_foot on September 11, 2019, 11:20:10 AM
It's hard to know what to do. I had two professional appraisals done over the span of maybe 3 months. One came in at $315k, the other at $350k. A year prior, a real estate agent recommended listing at $300k. For my net worth, I just model out a 1% annual increase in the value, which, if it turns out to be too conservative, should account for the selling fees I'll end up paying.
I feel like including non-liquid assets into my net worth is too cumbersome, so I've only included investments. Even though we plan on selling our house and moving, it's almost impossible for me to accurately calculate what our house would sell for when you consider the market, agent fees, and closing costs (and potentially repairs that would come out of pocket).
Then again, I also never include our bank accounts for some reason. Which would add an extra $20k or so. I figure that's just money I'll "forget" about until we retire and then be a nice cushion.
Post by: BiggerFishToFI on September 11, 2019, 11:42:02 AM
It's hard to know what to do. I had two professional appraisals done over the span of maybe 3 months. One came in at $315k, the other at $350k. A year prior, a real estate agent recommended listing at $300k. For my net worth, I just model out a 1% annual increase in the value, which, if it turns out to be too conservative, should account for the selling fees I'll end up paying.
I feel like including non-liquid assets into my net worth is too cumbersome, so I've only included investments. Even though we plan on selling our house and moving, it's almost impossible for me to accurately calculate what our house would sell for when you consider the market, agent fees, and closing costs (and potentially repairs that would come out of pocket).
Then again, I also never include our bank accounts for some reason. Which would add an extra $20k or so. I figure that's just money I'll "forget" about until we retire and then be a nice cushion.
I'm pretty conservative here also, I calculate the value of my home based on the price I paid for it * 90% (to account for realtor fees etc. ) and never increase its value. I still include the equity in my networth, however it only goes up due to principle being paid off
Post by: Big Tex on September 11, 2019, 12:54:55 PM
September 19: NW 316,494 Invested: 293,726
Post by: FamilyGuy on September 13, 2019, 06:34:03 PM
Moved $600 to Investments Others
Moved $1527 to Real Estate
Paid credit card in full($200 rewards for $1000 spend): $910.99
Current net worth as of Sep 13: $322,181
Post by: jlcnuke on September 15, 2019, 01:58:58 PM
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 July 2018 (ish) - $330,715.
1 August 2018 - $346,023.
30 August 2018 - $362,001.
1 October - $365,638.
1 November - $341,694.
1 May 2019 - $372,682
15 Sept 2019 -$392,243
1 January 20202 -414,598.
About halfway to my investments goal now.
Post by: coffeefueled on September 19, 2019, 09:08:37 AM
May: $251,222
June: $380,473 <-- combined accounts with DH
July: $423,417
Aug: $436, 413
Sep: $428,402
late posting this month so the market (plus regular contributions) is already back up to $441,728
Post by: Jadzia37000 on September 21, 2019, 12:03:51 PM
September 1: 343,890
September 21: 352,721. I should be able to save more than this.
BTW, is it typical for the forum to be down often?
Post by: FamilyGuy on September 22, 2019, 06:25:17 AM
Post by: Bracken_Joy on September 22, 2019, 07:38:04 AM
August 15: 310,000
September 1: 343,890
September 21: 352,721. I should be able to save more than this.
BTW, is it typical for the forum to be down often?
Once or twice a year, but those are usually resolved within the day. This is the second longest ongoing I've seen, and I've been active on the forums since 2015. The previous, forum hosting was completely switched IIRC. Whatever is going on, they'll get to the bottom of and fix.
Post by: Morning Glory on September 22, 2019, 11:29:31 AM
It's hard to know what to do. I had two professional appraisals done over the span of maybe 3 months. One came in at $315k, the other at $350k. A year prior, a real estate agent recommended listing at $300k. For my net worth, I just model out a 1% annual increase in the value, which, if it turns out to be too conservative, should account for the selling fees I'll end up paying.
I feel like including non-liquid assets into my net worth is too cumbersome, so I've only included investments. Even though we plan on selling our house and moving, it's almost impossible for me to accurately calculate what our house would sell for when you consider the market, agent fees, and closing costs (and potentially repairs that would come out of pocket).
Then again, I also never include our bank accounts for some reason. Which would add an extra $20k or so. I figure that's just money I'll "forget" about until we retire and then be a nice cushion.
I'm pretty conservative here also, I calculate the value of my home based on the price I paid for it * 90% (to account for realtor fees etc. ) and never increase its value. I still include the equity in my networth, however it only goes up due to principle being paid off
Me too . I used the Zillow value when I first got serious about tracking, but then got pissed off because it can fluctuate 20% or more for no reason, so I went back to just using purchase price from 6 years ago. I only include house value so I can see mortgage going down in relation to it. I figure it will be a nice surprise if the house eventually sells for more than we paid.
Post by: fattest_foot on September 27, 2019, 08:37:32 AM
12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
6/2019: $471,706
7/2019: $483,830
8/2019: $479,814
9/2019: $494,165
Post by: solon on September 27, 2019, 09:41:49 AM
12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
6/2019: $471,706
7/2019: $483,830
8/2019: $479,814
9/2019: $494,165
Can you taste it?
Post by: fattest_foot on September 27, 2019, 10:36:43 AM
Oddly enough, I've been reading the "What does it feel like when you hit $1M" thread, and it kind of echos my feelings. Nothing changes. It's just a number, and we may swing wildly above or below it.
Post by: lollylegs on September 27, 2019, 12:31:26 PM
July 2018 - $372,389
Jan 2019 - $376,421
July 2019 - $449,818
Aug 2019 - $461,802
Sept 2019 -$471,690
just counting investments, not net worth as its tied up in houses.
Post by: Nick_Miller on September 27, 2019, 03:30:29 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
We're taking a vacation in a few days, so I figured I'd post this early so I don't forget. Goal is to hit $350K by end of year, which will depend on market.
Post by: ItsALongStory on September 28, 2019, 07:43:14 AM
Aug-19: $204485 invested + $250k equity = $454k
Sep-19: $204404 invested + $250k equity = $454k so ultimately a flat month.
Should see a decent bump in equity come Sept though, bonus will go towards our 2nd mortgage.
There is a chance we are moving continents soon and would rent the house out at that point so opted not to invest bonus into debt paydown and keep it invested/more liquid.
Oct-19: $225122 invested + $250k equity = $475k
Post by: SeattleStache on September 28, 2019, 08:40:39 AM
I'm a recent graduate from the other thread and am happy to be here with a new goal.
I'm 36, single, salary of around $130k (this is a new job and I'm finally able to max out my 401k), and live in the LA area. I own a condo up in Washington State where I used to live which now I rent out. I include the condo's equity in my total NW, however I'm really only focused on retirement savings for this challenge.
Happy to be here with you all!
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.
September 2019: $261,238 (total NW $387,863)
Post by: Imustacheyouaquestion on September 30, 2019, 02:59:36 PM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03
Dec 2018 $272,495.64
Jan 2019 $255,892.49
Feb 2019 $284,061.44
Mar 2019 $302,124.69
Apr 2019 $311,269.23
May 2019 $326,333.60
Jun 2019 $324,533.94
Jul 2019 $346,414.84 346
Aug 2019 $353,235.46
Sept 2019 $357,483.82
Oct 2019 $382,001.08 +$24,517.26
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Hoping for $400k by January 1, 2020. Q4 is going to be super busy.
Post by: dreadmoose on September 30, 2019, 03:11:22 PM
| Date (2019) | Liquid NW | Gain |
| Jan 1 | $212,860 | |
| Feb 1 | $230,743 | |
| Mar 1 | $244,321 | |
| Apr 1 | $252,750 | |
| May 1 | $263,658 | |
| June 1 | $252,691 | |
| July 1 | $287,493 | |
| Aug 1 | $299,427 | |
| Sept 1 | $313,257 | |
| Oct 1 | $321,358 | (+8,101) |
Yay, still increasing with the new little one. My spend has actually gone way down as my social life is now mostly done at home or at people's houses rather than finding expensive entertainment. I am also negotiating a raise at work as my job position changed... this will all go to savings so it may be a significant bump for my FIRE date.
Also, welcome to the race @SeattleStache.
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: Dogastrophe on September 30, 2019, 04:22:37 PM
07/31/19 - $330,406
08/31/19 - $437,870 (large windfall + quarterly rrsp invest)
09/30/19 - $443,081
Post by: Blahhhh456 on September 30, 2019, 07:50:24 PM
Including IRAs, 401(k), HSAs, and Investment Account.
Feb 1, 2019 - $253,172
Mar 1, 2019 - $265,289
Apr 1, 2019 - $275,052
May 1, 2019 - $288,722
June 1, 2019 - $274,536
July 1, 2019 - $294,229
Aug 1, 2019 - $299,759
Sept 1, 2019 - $296,607
Oct 1, 2019 - $303,353 - whoop whoop made it to $300K. Here is to hoping to be above the line going forward :)
Post by: bigote2032 on September 30, 2019, 08:01:47 PM
11/30/2017 $228,503.37
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
2/28/2019 $369,513.27
3/31/2019 $379,192.30
4/30/2019 $399,481.40
5/31/2019 $384,294.80
6/30/2019 $408,707.83
7/31/2019 $426,022.76
8/31/2019 $422,250.44
9/30/2019 $460,845.28
Great month! Reached my 2019 goal of 450K. My stretch goal is 500K, so it might be feasible to make it there.
Post by: fuzzy math on October 01, 2019, 04:52:07 AM
Investments only
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Post by: hudsoncat on October 01, 2019, 06:20:09 AM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19: $286,584
2/28/19: $303,681
3/31/19: $314,939
4/30/19: $331,080
5/31/19: $320,926
6/30/19: $342,700
7/31/19: $354,784
8/31/19: $351,842
9/30/19: $360,853
Investments only as always. This nice bump makes me happy. Because out of our savings account, we spent alllllllll the money this month. Luckily most of it was planned, but I can't deny it always hurts a little when I have to take money out of savings!
Post by: NextTime on October 01, 2019, 07:31:42 AM
Investments only.
01/31/18 $198,264.59
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
05/31/19 $245,062.03
06/30/19 $256,868.43
07/31/19 $256,075.53
08/31/19 $266,197.04
09/30/19 $274,186.82
Post by: turketron on October 01, 2019, 09:30:34 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
A little progress, but my company stock is still down. Hopefully that trends back up in the next couple months!
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: dogboyslim on October 01, 2019, 09:33:57 AM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | - | - |
| February | $94,135 | $130,112 | $210,931 | - | - |
| March | $96,711 | $170,547 | $220,649 | - | - |
| April | $100,313 | $175,470 | $231,153 | - | - |
| May | $104,001 | $181,127 | $230,149 | - | - |
| June | $107,339 | $183,621 | $244,641 | - | - |
| July | $111,240 | $190,156 | $252,651 | - | - |
| August | $113,472 | $162,706 | $257,825 | - | - |
| September | $117,719 | $165,350 | $264,537 | - | - |
| October | $119,898 | $160,600 | - | - | - |
| November | $121,666 | $165,845 | - | - | - |
| December | $125,576 | $160,236 | - | - | - |
Post by: SpareChange on October 01, 2019, 09:48:38 AM
Post by: JLee on October 01, 2019, 10:20:47 AM
Code: [Select]
Date Assets Debts Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
January 2019 $286,398.03 -$3,720.22 $282,677.81
February 2019 $303,524.32 -$65.88 $303,458.40
March 2019 $303,218.72 $0.00 $303,218.72
April 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
June 2019 $731,745.00 -$426,815.80 $304,929.20
July 2019 $736,673.88 -$431,083.30 $305,590.60
August 2019 $735,255.93 -$429,153.68 $306,102.25
September 2019 $736,594.53 -$431,388.57 $305,205.96Feeling stalled - the house purchase really hit hard.
Post by: salt cured on October 01, 2019, 10:27:54 AM
...I am expecting to finish the race by Dec 31st. We'll see.
My prediction is looking pretty good. I have a big property tax payment this month and am planning to refinance my mortgage at some point before December, but November seems possible. Again, we'll see.
01/01/19 - $351k
01/31/19 - $381k
02/28/19 - $399k
03/29/19 - $406k
04/30/19 - $426k
05/30/19 - $423k
06/30/19 - $466k
07/31/19 - $470k
08/31/19 - $471k
09/30/19 - $485k
Post by: use2betrix on October 01, 2019, 10:49:52 AM
Tracking liquid net worth only: Cash/Savings/Investments - do not have a mortgage or debt
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Another good month. Good savings in addition to some help from good market gains. The way things are currently projected, I should easily hit $500k by the end of November. I do have a big expense this month and a vacation out of country next month, but should still be alright. This will have me graduating from $250k-$500k over the course of 19 months, which has been fantastic. I felt like $250k was a huge milestone, and I think $500k is going to feel even better. I don’t think I’ll really have $750k as a “goal” as naturally, the $1MM mark seems like the next focus. My job as a contractor is volatile and after this current project (scheduled to finish in mid 2021) I could gladly take a year or more sabbatical. I wouldn’t be surprised if my workload keeps increasing and as such, the finish date keeps moving out. I am so ready for another sabbatical, but getting paid too much in a not-terrible job that I can keep my nose to the ground and keep on trucking til FIRE if that opportunity is there. I really have no idea what that number is yet, too many variables.
Post by: BiggerFishToFI on October 01, 2019, 11:04:53 AM
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
02/28/19 $265,980 $328,866
03/31/19 $283,322 $346,316
04/30/19 $303,551 $367,527
05/31/19 $303,986 $364,917
06/30/19 $329,675 $388,175
07/31/19 $346,447 $406,628
08/31/19 $348,793 $411,689
09/30/19 $358,623 $424,118
Vehicle is broken down, so going to be saving a little more cash while I figure out my options.
Post by: achvfi on October 01, 2019, 11:12:29 AM
Apr-18 $252,693 - INV $385,040 - NW
May-18 $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18 $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are building a house.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
May-19 $326000 - INV $416000 - NW ---> Yay! Volatility. I was able to add few hundred $s more than usual to investments. @Epor Usually about $6000 a month in addition to savings currently, rest gains or losses in market. It motivates me to compare with high savers, that way I tend to push a little harder or keep consistent. Its a race alright!
Jun-19 $348000 - INV $439000 - NW ---> DW's pregnant with our second baby :), That means now I have to plan for big expenses.. Minivan, Medical expense and more. I am trying convince DW that we can put off buying minivan for another 2 years. Wish me luck!
Jul-19 $355000 - INV $546000 - NW ---> Construction on real estate we were building completed, so added its value back into Net worth.
Aug-19 $349000 - INV ---> Medical expenses and vacation made us go back wards. Market didn't help, but I am happy its flat or down.
Sep-19 $362000 - INV ---> Slow and steady. We are half way through our pregnancy, Just about 4 more months to go!! Its so hard to resist various temptations to spend. minivan, finish basement, build a sunroom. Desires are endless.
Post by: achvfi on October 01, 2019, 11:15:53 AM
Up $4,329 to $363,509. Up $85,723 yoy. Higher expenses, no overtime. Steady progress though. The bigger news however, is that I was approved to go PT, starting this pay period. Yes! I'll be working a 5 days on/9 off schedule. I'll continue to invest, but at a much lower rate of course. Will probably be tarnishing this thread for quite some time. :)
PT sounds wonderful. All the best!
Post by: afuera on October 01, 2019, 11:57:09 AM
12/31/2018: INV-$332,761.13 NW-$357,901.80
1/31/2019: INV-$366,568.23 NW-$391,377.35
2/28/2019: INV-$388,104.43 NW-$414,064.85
3/31/2019: INV-$415,305.19 NW-$444,426.25
4/30/2019: INV-$429,916.96 NW-$463,882.36
5/31/2019: INV-$416,867.47 NW-$449,424.03
6/30/2019: INV-$458,411.68 NW-$491,499.53
8/31/2019: INV-$466,935.55 NW-$502,773.21
9/30/2019: INV-$481,530.61 NW-$517,288.55
We have had a string of months with really high unexpected/emergency expenses (funeral, family issues) so we haven't saved anything outside of normal 401K/HSA contributions. Looking forward to putting the emotional and financial turmoil behind us.
Post by: tjrssibelle on October 01, 2019, 12:01:16 PM
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Sent from my SM-N960U using Tapatalk
Post by: NextTime on October 01, 2019, 12:26:32 PM
Investments only.
01/31/18 $198,264.59
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
05/31/19 $245,062.03
06/30/19 $256,868.43
07/31/19 $256,075.53
08/31/19 $266,197.04
09/30/19 $274,186.82
Post by: Bracken_Joy on October 01, 2019, 01:17:41 PM
2019:
Jan- 240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9
Jun- 283.1
Jul- 302.6
Aug- 315.98
Sep- 310.8
Oct- 346.5
SEP IRA contributions for 2018 hit, so that's the mega boost there. Even then, been in the black in spite of lots of $ on baby prep and other life changes.
Post by: gmdv on October 01, 2019, 03:23:41 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
Post by: Morning Glory on October 01, 2019, 07:19:07 PM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Post by: Jaayse on October 01, 2019, 07:50:10 PM
April 15 - 164,900
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
October 1 - 374,465
November 1 - 361,296
December 3 - 370,140
2019
January 1 - 356,542
February 1 - 383,348
March 1 - 394,563
April 1 - 403,461
May 1 - 421,194
June 1 - 409,591
July 1 - 435,981
August 1 - 443,135
September 1 - 441,101
October 1 - 452,232
Finally hit 450k! Only 48k until graduation!!! It's looking much less likely that I'll make it there by the end of the year, but I'm still hopeful that I'll make some good progress towards the goal.
Post by: dandypandys on October 02, 2019, 05:11:37 AM
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
April 1st $418.5
May 1st $430
June 1st $418 a big car fix - not sure why it went down so much, maybe I made an updating mistake last month
July 1st $439.5 won an award of excellence at work:) plus market gains and the normal contributions :) will put award straight into our Vanguard yay
Aug 1st $444
Sept 1st $452.5 two big art sales this month
Oct 1st $456 hmm- seems low maybe all the contributions didn't hit yet. Will check tomorrow.
Post by: use2betrix on October 02, 2019, 06:24:06 AM
Post by: UnleashHell on October 02, 2019, 07:10:43 AM
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid 522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Post by: 2Birds1Stone on October 02, 2019, 09:39:04 AM
The way the market closed yesterday’s I’m almost tempted to revise my monthly Oct 1st update for the several thousand dollar lower value that the day ended at :/
May as well wait till Friday and revise down several more points =/
Post by: Radagast on October 03, 2019, 10:44:30 PM
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
Q1 2019: $284,421 $346,689
Q2 2019: $315,573 $378,769
Q3 2019: $350,244 $414,376
Smooth sailing so far. I am a little excited. Apparently even numbers mean more to me than odd numbers, and seeing a number cross 400k is fun, even if I need to count the house to get there. Third year anniversary of NW tracking!
Post by: nick663 on October 05, 2019, 06:17:23 PM
June 2017: 198.7kSeptember 2019: 390.4k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
Post by: solon on October 05, 2019, 06:34:57 PM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
2-2019 $188,332
3-2019 $187,634
4-2019 $197,461
5-2019 $194,010
6-2019 $186,414
7-2019 $196,934
8-2019 $267,535
9-2019 $268,153
10-2019 $271,542
Post by: mastrr on October 06, 2019, 06:13:57 PM
Jan - $284,576
Feb - $296,587
Mar- $307,573
Apr- $313,685
May - $327,944
June - $324,807
July - $346,589
August - $349,945
Sept - $352,891
October - $362,912
Post by: tarheeldan on October 07, 2019, 08:35:13 AM
Up $4,329 to $363,509. Up $85,723 yoy. Higher expenses, no overtime. Steady progress though. The bigger news however, is that I was approved to go PT, starting this pay period. Yes! I'll be working a 5 days on/9 off schedule. I'll continue to invest, but at a much lower rate of course. Will probably be tarnishing this thread for quite some time. :)
Congrats! That sounds like a great schedule :)
Post by: DarkandStormy on October 07, 2019, 08:48:50 AM
NW // Inv Assets
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
Post by: Big Tex on October 07, 2019, 01:43:36 PM
October 19: NW 318,809 Invested: 294,437
Post by: Lucky Recardito on October 10, 2019, 08:23:16 AM
01/1/18 $244K
04/1/18 $259K
07/1/18 $282K
10/1/18 $314K
01/1/19 $289K - this was all market drop; savings were normal during this time
04/1/19 $351K
07/1/19 $380K
10/1/19 $384K - pulled a chunk out of our HSA to pay for childbirth costs incurred earlier in the year; also started daycare; husband took 2 months unpaid paternity leave... savings rate currently in the toilet
Does not include roughly $30K in cash.
Anticipated graduation: early 2021
Post by: Vashy on October 13, 2019, 03:06:22 PM
end-2018: circa £287,177
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,063 (so far)
This breaks down into:
50% of the mortgage: -£45,650
50% of home equity: £232,079
Personal pension: c£178,000
Gilts: £250
Vanguard: £500
ISA: £4,587.85
Savings account: £296.30
(not counting cash in debit account because I still have costs going out before the month is over - but I'm hoping to put another £500 into Vanguard.)
Would love to hit £375k before the year is up.
Post by: fuzzstache55 on October 17, 2019, 08:40:29 AM
Oct-2019: INV-285969.06, NW- 375331.65
Will track both, but follow others using the INV as the deciding factor for group to join.
Post by: SpareChange on October 17, 2019, 12:07:53 PM
Up $4,329 to $363,509. Up $85,723 yoy. Higher expenses, no overtime. Steady progress though. The bigger news however, is that I was approved to go PT, starting this pay period. Yes! I'll be working a 5 days on/9 off schedule. I'll continue to invest, but at a much lower rate of course. Will probably be tarnishing this thread for quite some time. :)
Congrats! That sounds like a great schedule :)
Up $4,329 to $363,509. Up $85,723 yoy. Higher expenses, no overtime. Steady progress though. The bigger news however, is that I was approved to go PT, starting this pay period. Yes! I'll be working a 5 days on/9 off schedule. I'll continue to invest, but at a much lower rate of course. Will probably be tarnishing this thread for quite some time. :)
PT sounds wonderful. All the best!
Thanks guys! Last week was my first week mostly off. I took my blood pressure....96/73. Lower than I can ever remember. :)
Post by: SpareChange on October 17, 2019, 01:09:57 PM
First post and glad to be part of this group!
Oct-2019: INV-285969.06, NW- 375331.65
Will track both, but follow others using the INV as the deciding factor for group to join.
Welcome!
Post by: Jadzia37000 on October 25, 2019, 12:30:51 AM
September 1: 343,890
September 21: 352,721. I should be able to save more than this.
October 25: ~$421,000. This will go down a bit this month due to need to pay husband's rent/set him up in apartment. But next month is another month. I need to WORK HARDER ON NOT SPENDING to minimize the 2nd-rent hit.
Post by: use2betrix on October 28, 2019, 08:42:14 AM
Post by: 2Birds1Stone on October 28, 2019, 11:35:22 AM
Post by: UnleashHell on October 28, 2019, 02:16:57 PM
Crossed the $500k mark Saturday. Felt like a pretty surreal weekend. We’ll see if the market holds out through Friday as to whether or not I can join the next club in November!
nice!!
Post by: Calimerostache on October 28, 2019, 10:26:42 PM
August 15: 310,000
September 1: 343,890
September 21: 352,721. I should be able to save more than this.
October 25: ~$421,000. This will go down a bit this month due to need to pay husband's rent/set him up in apartment. But next month is another month. I need to WORK HARDER ON NOT SPENDING to minimize the 2nd-rent hit.
wow saving $111k In 2 months is very impressive .
Good job !
Post by: Nick_Miller on October 29, 2019, 09:40:54 AM
Crossed the $500k mark Saturday. Felt like a pretty surreal weekend. We’ll see if the market holds out through Friday as to whether or not I can join the next club in November!
Get out of here, with your fancy money and your fancy accounts and whatnot! The rest of us here will keep working in the coal mines and stuffing pennies behind the baseboards.
(seriously, congrats!)
Post by: achvfi on October 29, 2019, 08:05:59 PM
Crossed the $500k mark Saturday. Felt like a pretty surreal weekend. We’ll see if the market holds out through Friday as to whether or not I can join the next club in November!
Congrats @use2betrix! See you on the other side.
Its been an expensive month us and lot more big expenses on the way. Can only hope for movement in right direction in next few months.
Post by: SeattleStache on October 30, 2019, 08:00:17 AM
September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
Post by: Bracken_Joy on October 30, 2019, 09:25:45 AM
2019:
Jan- 240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9
Jun- 283.1
Jul- 302.6
Aug- 315.98
Sep- 310.8
Oct- 346.5
Nov- 353.7
Did this a few days early, since I'm due very soon with a baby. I'll re-do if I hit my Nov 1st and she's not here yet.
Post by: achvfi on October 30, 2019, 07:50:15 PM
Nov- 353.7
Did this a few days early, since I'm due very soon with a baby. I'll re-do if I hit my Nov 1st and she's not here yet.
Hope it all goes smoothly @Bracken_Joy. All the best.
Post by: Nick_Miller on October 31, 2019, 06:08:07 AM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Since $500K still seems so far away, I'll start trying to get excited about approaching the halfway pt of this challenge! $375K should be doable by late winter/early spring.
Post by: hudsoncat on October 31, 2019, 06:23:17 AM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19: $286,584
2/28/19: $303,681
3/31/19: $314,939
4/30/19: $331,080
5/31/19: $320,926
6/30/19: $342,700
7/31/19: $354,784
8/31/19: $351,842
9/30/19: $360,853
10/31/19: $374,706
I officially started tracking on Oct. 31, 2016. Our retirement accounts totaled $121,639 at that time for a growth of $253,067 in three years. That makes me pretty happy!
Post by: salt cured on October 31, 2019, 08:30:46 AM
01/01/19 - $351k
01/31/19 - $381k
02/28/19 - $399k
03/29/19 - $406k
04/30/19 - $426k
05/30/19 - $423k
06/30/19 - $466k
07/31/19 - $470k
08/31/19 - $471k
09/30/19 - $485k
10/31/19 - $475k
Post by: Vashy on October 31, 2019, 09:45:17 AM
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
This breaks down into:
50% of mortgage: -£46,000 (remortgaged for a £999 fee or this would be lower)
50% of home equity: £232,079
Personal pension: £179,090
Gilts: £250
Vanguard: £500
ISA plus savings account: £5,066
Goal: Hit £377-379k before the year ends and graduate from this group in June 2022 at the latest.
Post by: fattest_foot on October 31, 2019, 11:17:25 AM
Can you taste it?
We made it, and by a pretty substantial amount. Unless we get a >2% drop in November, we'll hopefully be permanently vacating this thread.
Good luck everyone! It goes fast.
Post by: salt cured on October 31, 2019, 12:10:50 PM
Can you taste it?
We made it, and by a pretty substantial amount. Unless we get a >2% drop in November, we'll hopefully be permanently vacating this thread.
I mean, you do you, but why would you come back to this thread if you dipped below $500k? You did it. You achieved $500k. Whether you drop back down to $490k or $400k or whatever, the next milestone (based on these threads) is $1000k. Don't look back man.
Post by: Nick_Miller on October 31, 2019, 12:29:00 PM
Can you taste it?
We made it, and by a pretty substantial amount. Unless we get a >2% drop in November, we'll hopefully be permanently vacating this thread.
I mean, you do you, but why would you come back to this thread if you dipped below $500k? You did it. You achieved $500k. Whether you drop back down to $490k or $400k or whatever, the next milestone (based on these threads) is $1000k. Don't look back man.
Yeah, I agree. Onward and upward, even if there's a temporary setback in the market. Otherwise, we could have scenarios where folks on the cusp of both threads (this one and the $500K-$1M thread) could bounce back and forth for months, or even years. That seems against the spirit of the exercise.
Now if someone has a permanent reduction in net worth (like in a divorce), then yes I could see going back down.
Post by: UnleashHell on October 31, 2019, 01:56:09 PM
Now if someone has a permanent reduction in net worth (like in a divorce), then yes I could see going back down.
Hi!!
that was me!! was out of this thread - now back on my own.
talking of which..
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid 522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K Liquid 537K
Post by: solon on October 31, 2019, 02:19:48 PM
Now if someone has a permanent reduction in net worth (like in a divorce), then yes I could see going back down.
Hi!!
that was me!! was out of this thread - now back on my own.
talking of which..
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid 522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K Liquid 537K
How is it that your liquid assets are higher than your networth? Shouldn't liquid be a subset of nw?
Post by: Nick_Miller on October 31, 2019, 02:35:56 PM
Now if someone has a permanent reduction in net worth (like in a divorce), then yes I could see going back down.
Hi!!
that was me!! was out of this thread - now back on my own.
talking of which..
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid 522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K Liquid 537K
How is it that your liquid assets are higher than your networth? Shouldn't liquid be a subset of nw?
I'm not him, but I'm guessing debts. That's why I measure NW instead of stache; I think it gives a more complete picture.
Post by: UnleashHell on October 31, 2019, 02:55:38 PM
How is it that your liquid assets are higher than your networth? Shouldn't liquid be a subset of nw?
I'm not him, but I'm guessing debts. That's why I measure NW instead of stache; I think it gives a more complete picture.
Yeah – it’s the nature of the settlement I did with my ex. I kept the mortgage on the house we had in order that my ex and the kids had a place to live. She kept the house so that mortgage is not offset against the equity in my figures . In turn I kept most of the retirement funds. I have another 3 years to clear the mortgage so it will revert to something looking more “normal” by then. I have a lot of assets and a lot of debt. As the by far higher earner it made more sense. It also kept the alimony to a sensible figure rather than sell the house, pay off the debt and then have her need far more per month in order to afford somewhere to live.
Post by: Dogastrophe on October 31, 2019, 04:05:22 PM
07/31/19 - $330,406
08/31/19 - $437,870 (large windfall + quarterly rrsp invest)
09/30/19 - $443,081
10/31/19 - $452,295
Post by: Imustacheyouaquestion on October 31, 2019, 05:22:55 PM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03
Dec 2018 $272,495.64
Jan 2019 $255,892.49
Feb 2019 $284,061.44
Mar 2019 $302,124.69
Apr 2019 $311,269.23
May 2019 $326,333.60
Jun 2019 $324,533.94
Jul 2019 $346,414.84 346
Aug 2019 $353,235.46
Sept 2019 $357,483.82
Oct 2019 $382,001.08
Nov 2019 $394,916.44 +$12, 915.36
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Large medical bill this month but we still haven't hit our deductible 🙄.
I am almost at $300k invested in liquid assets! Barring a market issue, I should crest over my goal of $400k by the end of the year, and then HALF A MILLION DOLL-HAIRS in 2020.
Post by: use2betrix on October 31, 2019, 06:27:49 PM
Tracking liquid net worth only: Cash/Savings/Investments - do not have a mortgage or debt
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937
Well - I finally made it. Thanks everyone for all the kudos. Ready to keep moving, onwards and upwards! See you all on the flip side!
Post by: bigote2032 on October 31, 2019, 06:59:39 PM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
2/28/2019 $369,513.27
3/31/2019 $379,192.30
4/30/2019 $399,481.40
5/31/2019 $384,294.80
6/30/2019 $408,707.83
7/31/2019 $426,022.76
8/31/2019 $422,250.44
9/30/2019 $460,845.28
10/31/2019 $476,501.03
Well look at that, making it by the end of the year is a real possibility. My goal this year was 450K, stretch goal 500K, let's keep saving dollars :)
Post by: Jaayse on October 31, 2019, 10:37:36 PM
2017
April 15 - 164,900
July 1 - 180,808
August 10 - 189,280
September 1 - 193,727
October 1 - 209,968
November 1 - 220,602
December 1 - 225,918
2018
January 1- 232,213
February 1 - 245,447
March 1 - 242,789
April 1 - 246,140
May 1 - 318,398 (sold house)
June 1 - 328,870
July 1 - 342,159
August 1 - 354,936
September 1 - 366,727
October 1 - 374,465
November 1 - 361,296
December 3 - 370,140
2019
January 1 - 356,542
February 1 - 383,348
March 1 - 394,563
April 1 - 403,461
May 1 - 421,194
June 1 - 409,591
July 1 - 435,981
August 1 - 443,135
September 1 - 441,101
October 1 - 452,232
November 1 - 466,688
A very good month, only 33.5k until graduation!!!
Post by: coffeefueled on November 01, 2019, 12:44:09 AM
Investments only
May: $251,222
June: $380,473 <-- combined accounts with DH
July: $423,417
Aug: $436, 413
Sep: $428,402
Oct: $434,691
Nov: $453,570
Post by: Morning Glory on November 01, 2019, 04:27:27 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Post by: dandypandys on November 01, 2019, 05:43:19 AM
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
April 1st $418.5
May 1st $430
June 1st $418 a big car fix - not sure why it went down so much, maybe I made an updating mistake last month
July 1st $439.5 won an award of excellence at work:) plus market gains and the normal contributions :) will put award straight into our Vanguard yay
Aug 1st $444
Sept 1st $452.5 two big art sales this month
Oct 1st $456 hmm- seems low
Nov 1st $484 2 big art sales this month :) also reached max on retirement fund
Post by: NextTime on November 01, 2019, 06:54:11 AM
01/31/18 $198,264.59
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
05/31/19 $245,062.03
06/30/19 $256,868.43
07/31/19 $256,075.53
08/31/19 $266,197.04
09/30/19 $274,186.82
10/31/19 $284,426.52
Post by: nkt0 on November 01, 2019, 07:01:54 AM
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Post by: ItsALongStory on November 01, 2019, 07:09:03 AM
Aug-19: $204485 invested + $250k equity = $454k
Sep-19: $204404 invested + $250k equity = $454k so ultimately a flat month.
Should see a decent bump in equity come Sept though, bonus will go towards our 2nd mortgage.
There is a chance we are moving continents soon and would rent the house out at that point so opted not to invest bonus into debt paydown and keep it invested/more liquid.
Oct-19: $225122 invested + $250k equity = $475k
Nov-19: $239478 invested plus $225k equity is about $465k.
Decided to reduce my equity a bit since realtor fees would be higher than I had anticipated. Home value has been flat for 6 months now. Any move abroad won't happen until at the earliest next summer.
Target graduation date is tough to say but perhaps around end of March 2020 since it's mostly going to be dependent on investments rather than equity.
Post by: dogboyslim on November 01, 2019, 07:34:52 AM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | - | - |
| February | $94,135 | $130,112 | $210,931 | - | - |
| March | $96,711 | $170,547 | $220,649 | - | - |
| April | $100,313 | $175,470 | $231,153 | - | - |
| May | $104,001 | $181,127 | $230,149 | - | - |
| June | $107,339 | $183,621 | $244,641 | - | - |
| July | $111,240 | $190,156 | $252,651 | - | - |
| August | $113,472 | $162,706 | $257,825 | - | Target Graduation |
| September | $117,719 | $165,350 | $264,537 | - | - |
| October | $119,898 | $160,600 | $273,062 | - | - |
| November | $121,666 | $165,845 | - | - | - |
| December | $125,576 | $160,236 | - | - | - |
Post by: SpareChange on November 01, 2019, 09:35:20 AM
Post by: dreadmoose on November 01, 2019, 10:05:09 AM
| Date (2019) | Liquid NW | Gain |
| Jan 1 | $212,860 | (+8,101) |
| Feb 1 | $230,743 | (+17,883) |
| Mar 1 | $244,321 | (+13,578) |
| Apr 1 | $252,750 | (+8,429) |
| May 1 | $263,658 | (+10,908) |
| June 1 | $252,691 | (-10,967) |
| July 1 | $287,493 | (+34,802) |
| Aug 1 | $299,427 | (+11,934) |
| Sept 1 | $313,257 | (+13,830) |
| Oct 1 | $321,358 | (+8,101) |
| Nov 1 | $336,180 | (+14,822) |
The market pushed this one up, progress!
In even better news I received approval to formalize a new department I started and got a 33% raise and promotion out of it. The extra will go directly into savings, and should accelerate my stache further once I sort out proper corporate investment governance. Anyone have any Canadian tips or do-it-yourself guides?
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: ItsALongStory on November 01, 2019, 10:18:59 AM
its interesting how some people just start phoning it in a few years before retirement whereas others keep pushing.
I sort of view it as an insurance policy to maximize future consulting earnings potential to keep pushing but I'm having a rough time doing it. Current pre-early retirement career is really a long application process for post-retirement flex opportunities.
Sent from my Pixel 2 XL using Tapatalk
Post by: achvfi on November 01, 2019, 11:09:13 AM
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are building a house.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
May-19 $326000 - INV $416000 - NW ---> Yay! Volatility. I was able to add few hundred $s more than usual to investments. @Epor Usually about $6000 a month in addition to savings currently, rest gains or losses in market. It motivates me to compare with high savers, that way I tend to push a little harder or keep consistent. Its a race alright!
Jun-19 $348000 - INV $439000 - NW ---> DW's pregnant with our second baby :), That means now I have to plan for big expenses.. Minivan, Medical expense and more. I am trying convince DW that we can put off buying minivan for another 2 years. Wish me luck!
Jul-19 $355000 - INV $546000 - NW ---> Construction on real estate we were building completed, so added its value back into Net worth.
Aug-19 $349000 - INV ---> Medical expenses and vacation made us go back wards. Market didn't help, but I am happy its flat or down.
Sep-19 $362000 - INV ---> Slow and steady. We are half way through our pregnancy, Just about 4 more months to go!! Its so hard to resist various temptations to spend. minivan, finish basement, build a sunroom. Desires are endless.
Oct-19 $362000 - INV ---> No change, nada. Spent over $15000 on paying off taxes, credit cards, couple of mortgage payments ahead, medical, travel for next year, daycare for rest of the year. Looks like my journey with you wonderful folks will be longer than I expected. Whew! no end in sight as I see us moving towards big purchases soon, that MINIVAN.
Post by: dreadmoose on November 01, 2019, 11:24:41 AM
Congrats Moose.
its interesting how some people just start phoning it in a few years before retirement whereas others keep pushing.
I sort of view it as an insurance policy to maximize future consulting earnings potential to keep pushing but I'm having a rough time doing it. Current pre-early retirement career is really a long application process for post-retirement flex opportunities.
Sent from my Pixel 2 XL using Tapatalk
Thanks IALS,
I have never really felt like I push in my career, probably a result of some level of impostor syndrome. I always though I was just vaguely competent.
It's getting harder to ignore the evidence here though I suppose. This latest "push" seems to be my version of helping out my new family, I can't breastfeed no matter how hard I try so hopefully I can earn enough to buy us the freedom to be home with our children as much as we want.
Having consulting options post-retirement is definitely part of my insurance policy as well, it'd be nice to set up proper contracts and scope to cover any large expenses or life upgrades that my family can see along the way. Hopefully the pushing we're doing leads to burnout very shortly after we have enough stashed away! Then we also won't fall for the old 'just one more year.' With the firehose running full blast I wonder how hard it will be to turn off when it comes time...
Post by: Blahhhh456 on November 01, 2019, 11:27:09 AM
Feb 1, 2019 - $253,172
Mar 1, 2019 - $265,289
Apr 1, 2019 - $275,052
May 1, 2019 - $288,722
June 1, 2019 - $274,536
July 1, 2019 - $294,229
Aug 1, 2019 - $299,759
Sept 1, 2019 - $296,607
Oct 1, 2019 - $303,353
Nov 1, 2019 - $312,446
Today is my last day at work and will only have one more paycheck for the year. :) I thankfully was able to max my 401(k), H.S.A. and IRA for the year, so any further growth after next week's check will be solely market fluctuations. I have not not had a job since I was 2, so this will be weird come Monday morning... although, I do need to stop by the rental property and fix the dishwasher, so I am not officially off the hook. We have just rented our house out so we can do extended travel. I have not included in the NW calculation as I am really not sure I want to muddy up the investments. Plus when we do come back from our travels, we will still need a roof over our heads... so I am just going to leave it out of the calculations for now.
Post by: solon on November 01, 2019, 11:43:50 AM
Including IRAs, 401(k), HSAs, and Investment Account.
Feb 1, 2019 - $253,172
Mar 1, 2019 - $265,289
Apr 1, 2019 - $275,052
May 1, 2019 - $288,722
June 1, 2019 - $274,536
July 1, 2019 - $294,229
Aug 1, 2019 - $299,759
Sept 1, 2019 - $296,607
Oct 1, 2019 - $303,353
Nov 1, 2019 - $312,446
Today is my last day at work and will only have one more paycheck for the year. :) I thankfully was able to max my 401(k), H.S.A. and IRA for the year, so any further growth after next week's check will be solely market fluctuations. I have not not had a job since I was 2, so this will be weird come Monday morning... although, I do need to stop by the rental property and fix the dishwasher, so I am not officially off the hook. We have just rented our house out so we can do extended travel. I have not included in the NW calculation as I am really not sure I want to muddy up the investments. Plus when we do come back from our travels, we will still need a roof over our heads... so I am just going to leave it out of the calculations for now.
I didn't think you could contribute to an IRA in a year in which you have a 401k available to you? How did you get around that?
Post by: achvfi on November 01, 2019, 11:52:48 AM
Including IRAs, 401(k), HSAs, and Investment Account.
Feb 1, 2019 - $253,172
Mar 1, 2019 - $265,289
Apr 1, 2019 - $275,052
May 1, 2019 - $288,722
June 1, 2019 - $274,536
July 1, 2019 - $294,229
Aug 1, 2019 - $299,759
Sept 1, 2019 - $296,607
Oct 1, 2019 - $303,353
Nov 1, 2019 - $312,446
Today is my last day at work and will only have one more paycheck for the year. :) I thankfully was able to max my 401(k), H.S.A. and IRA for the year, so any further growth after next week's check will be solely market fluctuations. I have not not had a job since I was 2, so this will be weird come Monday morning... although, I do need to stop by the rental property and fix the dishwasher, so I am not officially off the hook. We have just rented our house out so we can do extended travel. I have not included in the NW calculation as I am really not sure I want to muddy up the investments. Plus when we do come back from our travels, we will still need a roof over our heads... so I am just going to leave it out of the calculations for now.
I didn't think you could contribute to an IRA in a year in which you have a 401k available to you? How did you get around that?
IRA/Roth IRA is available to you depending on income limits that apply to them, it doesn't matter if you have access to employer provided 401k.
Post by: afuera on November 01, 2019, 12:15:46 PM
12/31/2018: INV-$332,761.13 NW-$357,901.80
1/31/2019: INV-$366,568.23 NW-$391,377.35
2/28/2019: INV-$388,104.43 NW-$414,064.85
3/31/2019: INV-$415,305.19 NW-$444,426.25
4/30/2019: INV-$429,916.96 NW-$463,882.36
5/31/2019: INV-$416,867.47 NW-$449,424.03
6/30/2019: INV-$458,411.68 NW-$491,499.53
8/31/2019: INV-$466,935.55 NW-$502,773.21
9/30/2019: INV-$481,530.61 NW-$517,288.55
10/31/2019: INV-$499,757.48 NW:-$533,787.48
Pretty much made it :)
Post by: DarkandStormy on November 01, 2019, 12:19:40 PM
NW // Inv Assets
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
Post by: tjrssibelle on November 01, 2019, 01:35:27 PM
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Sent from my SM-N960U using Tapatalk
Post by: turketron on November 01, 2019, 03:56:29 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
I made it!
A good earnings call a few days ago has my company stock moving back up, although it's still quite a bit below where it was at its peak earlier this year.
My prediction when I joined this thread(based on rate of growth in the previous thread) was that I'd hit $500k in September of 2019 so I'm not too far off! On that note, it took me 2 years and 2 months to double from $250k to $500k, so at that same rate (seems unlikely) I'll hit $1 million by January 2022.
It's been fun, see you all in the next thread!
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: fuzzy math on November 01, 2019, 04:00:50 PM
Investments only
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Nov 2019 $352,430
Post by: Bracken_Joy on November 01, 2019, 06:15:37 PM
2019:
Jan- 240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9
Jun- 283.1
Jul- 302.6
Aug- 315.98
Sep- 310.8
Oct- 346.5
Nov- 353.7
Did this a few days early, since I'm due very soon with a baby. I'll re-do if I hit my Nov 1st and she's not here yet.
No baby yet. Updated number since a paycheck and rent posted in between.
Nov- 354.3
Thanks @achvfi !
Post by: ItsALongStory on November 01, 2019, 06:33:32 PM
Congrats Moose.
its interesting how some people just start phoning it in a few years before retirement whereas others keep pushing.
I sort of view it as an insurance policy to maximize future consulting earnings potential to keep pushing but I'm having a rough time doing it. Current pre-early retirement career is really a long application process for post-retirement flex opportunities.
Sent from my Pixel 2 XL using Tapatalk
Thanks IALS,
I have never really felt like I push in my career, probably a result of some level of impostor syndrome. I always though I was just vaguely competent.
It's getting harder to ignore the evidence here though I suppose. This latest "push" seems to be my version of helping out my new family, I can't breastfeed no matter how hard I try so hopefully I can earn enough to buy us the freedom to be home with our children as much as we want.
Having consulting options post-retirement is definitely part of my insurance policy as well, it'd be nice to set up proper contracts and scope to cover any large expenses or life upgrades that my family can see along the way. Hopefully the pushing we're doing leads to burnout very shortly after we have enough stashed away! Then we also won't fall for the old 'just one more year.' With the firehose running full blast I wonder how hard it will be to turn off when it comes time...
I can 100% relate to imposter syndrome as well as the difficulty in voluntarily turning off the firehose when the time comes. Excited to see what the near future holds for you and how that translates to FIRE timelines.
Post by: UnleashHell on November 02, 2019, 02:50:15 AM
congrats and I hope I see you soon.
In the new thread - not back here!!
Post by: dandypandys on November 02, 2019, 07:00:40 AM
We were wanting to run our numbers to see what date early retirement could be- what is the easiest one to use?
I just googled and used this one: https://engaging-data.com/fire-calculator/
Quite exciting! It says I can retire in 8-9 years
Post by: Toad on November 02, 2019, 06:57:18 PM
Summary of accounts:
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| September 1, 2019 | $34,060.56 | $107,178.92 | $100,816.28 | $242,055.76 | -1.70% |
| October 1, 2019 | $41,940.06 | $111,460.07 | $102,729.37 | $256,129.50 | +5.81% |
| November 1, 2019 | $42,198.89 | $119,326.23 | $106,347.53 | $267,872.65 | +4.58% |
250k by the end of the year was my stretch goal, so I'll let it ride the rest of the year and set a goal at the beginning of next.
Post by: BiggerFishToFI on November 04, 2019, 08:08:33 AM
Month Investments Networth
04/30/17 $67,858 $125,786
09/30/17 $100,416 $168,105
01/31/19 $251,061 $311,711
02/28/19 $265,980 $328,866
03/31/19 $283,322 $346,316
04/30/19 $303,551 $367,527
05/31/19 $303,986 $364,917
06/30/19 $329,675 $388,175
07/31/19 $346,447 $406,628
08/31/19 $348,793 $411,689
09/30/19 $358,623 $424,118
10/31/19 $380,193 $417,791
Post by: gmdv on November 04, 2019, 10:22:15 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
Post by: Daisyedwards800 on November 04, 2019, 10:24:43 AM
Post by: tarheeldan on November 04, 2019, 10:34:17 AM
Nov 1 2019: $501,003.17
I made it!
Congratulations!!!!!
Post by: solon on November 05, 2019, 06:02:17 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
2-2019 $188,332
3-2019 $187,634
4-2019 $197,461
5-2019 $194,010
6-2019 $186,414
7-2019 $196,934
8-2019 $267,535
9-2019 $268,153
10-2019 $271,542
11-2019 $283,636
Not exactly "racing". I feel like I'm going to be in this thread for years :(
Post by: UnleashHell on November 05, 2019, 07:19:39 AM
Not exactly "racing". I feel like I'm going to be in this thread for years :(
you've done over 100k this years and are more than 1/2 way to the target ot get out of the thread.
the compounding value of money will soon start to be noticeable. Won't be long before return outpace contributions (they probably do this year).
Post by: tarheeldan on November 05, 2019, 07:27:36 AM
1-2017 $88,615
11-2019 $283,636
Not exactly "racing". I feel like I'm going to be in this thread for years :(
You're up just shy of $200,000 in 34 months! That's $5,735/mo! Even without further contributions, you'd graduate in about 6 years assuming a 10% rate of return (which is consistent since none of us are inflation-adjusting the numbers we post here)
Post by: JLee on November 05, 2019, 08:14:01 AM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05Markets helped me this month!
Post by: DoNorth on November 05, 2019, 09:05:16 AM
May 2018: $250,640 (was at $330K, but withdrew about $80K for a one time unique property purchase; tax bite and penalty hurt, but I paid well under market value so it was a bit of a wash; loss of compounding is another story though)
January 2019: $322,585
November 2019: $404,464
Post by: Big Tex on November 05, 2019, 02:35:48 PM
October 19: NW 318,809 Invested: 294,437
November 19: NW 339,590 Invested: 314,126 <- Must be the markets
Post by: FoundPeace on November 07, 2019, 12:33:15 PM
5/18-$100k
11 months to $250k. I downsized houses and moved across the country which accelerated things quite a bit.
4/19-$250k
5/19-$256k
6/19-$272k
7/19-$279k
8/19-$265k
9/19-$275k
10/19-$283k
I'm projecting that I'll hit $500k sometime at the end of 2021 at the soonest. Not too shabby with $72k salary and a family of 4.
Post by: Natha on November 10, 2019, 10:36:13 PM
Hello all,
First post here, happy to have found a community to share my goals !
Current net worth at 273k euros (yes I'm in Europe) at age 32 (not counting home equity), goal is 300 before year end, then at least +100k a year to achieve 1M before the age of 40.
After this I don't know what I'll do :D
Thanks for all your inspiring posts !
Just hit 300k at the end of October, which was my goal for this year ! November and December are just bonus and diversification (will probably throw about 5k in crowdfunding to try it). Also working on a strategy using credit leverage to build a real estate portfolio.
Post by: ItsALongStory on November 11, 2019, 08:58:21 AM
Impressive progress for Europe. Are you based in one of the highest earning countries or simply a very high earner in another geo?Hello all,
First post here, happy to have found a community to share my goals !
Current net worth at 273k euros (yes I'm in Europe) at age 32 (not counting home equity), goal is 300 before year end, then at least +100k a year to achieve 1M before the age of 40.
After this I don't know what I'll do :D
Thanks for all your inspiring posts !
Just hit 300k at the end of October, which was my goal for this year ! November and December are just bonus and diversification (will probably throw about 5k in crowdfunding to try it). Also working on a strategy using credit leverage to build a real estate portfolio.
Sent from my Pixel 2 XL using Tapatalk
Post by: Natha on November 11, 2019, 09:38:09 AM
Post by: ItsALongStory on November 11, 2019, 06:36:02 PM
I'm a specialised doctor in France, so high earner in a "low" earning countryNice, keep it up!
Sent from my Pixel 2 XL using Tapatalk
Post by: Woodro85 on November 15, 2019, 04:12:33 PM
Nov 1 2019: $501,003.17
I made it!
A good earnings call a few days ago has my company stock moving back up, although it's still quite a bit below where it was at its peak earlier this year.
My prediction when I joined this thread(based on rate of growth in the previous thread) was that I'd hit $500k in September of 2019 so I'm not too far off! On that note, it took me 2 years and 2 months to double from $250k to $500k, so at that same rate (seems unlikely) I'll hit $1 million by January 2022.
It's been fun, see you all in the next thread!
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Well done! I was ahead of you back in January and you just dummied me over the year in this "race"! We would have been tied if I didn't start up a masters program. I'm going to try and catch back up and try to beat you to a million, will be over there by the end of the year, hopefully..... Congrats! Your progress is amazing!
Post by: turketron on November 16, 2019, 10:08:26 AM
Well done! I was ahead of you back in January and you just dummied me over the year in this "race"! We would have been tied if I didn't start up a masters program. I'm going to try and catch back up and try to beat you to a million, will be over there by the end of the year, hopefully..... Congrats! Your progress is amazing!
Wow, thanks! A masters program seems like a pretty reasonable explanation for slowing down, and even with that you've still made really good progress! I've been insanely lucky with my company's RSU and ESPP programs, that makes up a huge chunk of my increases. Looking forward to seeing you in the next thread real soon!
Post by: lollylegs on November 17, 2019, 05:49:32 PM
July 2018 - $372,389
Jan 2019 - $376,421
July 2019 - $449,818
Aug 2019 - $461,802
Sept 2019 -$471,690
Nov 2019 - $486,235
just counting investments, not net worth as its tied up in houses. its amazing to see such a big increase this year. its great reading everyones posts and seeing the numbers go up!
Post by: Check2400 on November 18, 2019, 11:35:19 AM
After some vacillating these past few months, I can no longer deny the fact that I am now a small fish in a bigger pond.
| Month | Year | Net Worth |
| Jan | 2017 | 103,000 |
| Jan | 2018 | 160,000 |
| Jan | 2019 | 204,000 |
| Nov. | 2019 | 255,000 |
I only count retirement and bank accounts. I don't plan on selling the house so, while paying it off will be a substantial drop in expenses, I'm not in any hurry to pay down the 3.75% a year interest (rip Boarder42).
I usually get a substantial year end bonus from a side business that should give me some breathing room next month.
Savings are good but stagnant right now, about 35%. I am hopeful that when the nanny expenses are gone in 3 years things will tick up--although that money will likely be shifted to 529/home addition for our growing family.
For my own purposes, I'm hoping to stay on track these next few expensive years and graduate by Jan. 2023, but no later than Jan. 2024.
The big news for me this year is that my employer took away the company 401k. So I basically got a 4K pay cut. It will be discussed at the end of year meeting, but I am looking for suggestions. I am priced out of Roth IRA, and my only thought is to talk the boss into a simple IRA to get back at least 13K of tax savings investments.
Aside from that, I'll try and get up to speed on the new pond and hope to make it through 2020, and 10+ years of market growth, on a still positive streak.
Post by: easternblockbabe on November 20, 2019, 02:21:51 PM
I've been silent for more than 2 years!. A lot happened during that time. We sold our condo; we bought a house; I was laid off; I was rehired - too much drama overall. Once we could, we restarted adding monthly to our savings.
P.S. I only track non-equity here.
retirement total non-equity
July 2016: $150,350 $204,450 (start of tracking)
Dec 2016: $167,700 $219,800
Dec 2017: $207,000 $315,150
Dec 2018: $236,800 $324,150
Nov 2019: $283,300 $372,500
I hope we are back on track.
Post by: Jadzia37000 on November 21, 2019, 01:51:06 PM
August 15: 310,000
September 1: 343,890
September 21: 352,721. I should be able to save more than this.
October 25: ~$421,000. This will go down a bit this month due to need to pay husband's rent/set him up in apartment. But next month is another month. I need to WORK HARDER ON NOT SPENDING to minimize the 2nd-rent hit.
As predicted, the marital separation was a little stumbling block--turns out he needed quite a bit of $. And about 3K in property and habitation taxes were due. And I only got 2/3 of my regular pay, and no expense reimbursement, for Reasons that should be corrected in the next week or so. In the grand scheme of things, though, the situation is not too awful. And December should bring another decent-sized chunk. I really, really need to crack down on my spending, though.
November 21: $412,466.
Post by: Imustacheyouaquestion on November 27, 2019, 06:07:12 AM
Aug 2018 $258,326.17
Sep 2018 $271,396.46
Oct 2018 $276,447.64
Nov 2018 $258,733.03
Dec 2018 $272,495.64
Jan 2019 $255,892.49
Feb 2019 $284,061.44
Mar 2019 $302,124.69
Apr 2019 $311,269.23
May 2019 $326,333.60
Jun 2019 $324,533.94
Jul 2019 $346,414.84 346
Aug 2019 $353,235.46
Sept 2019 $357,483.82
Oct 2019 $382,001.08
Nov 2019 $394,916.44
Dec 2019 $408,747 +$13,831
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Hit my 2019 goal of $400k! NW has quadrupled in the last three years since hitting $100k in Dec 2016. Goal for 2020 is to graduate this thread :)
Post by: ItsALongStory on November 27, 2019, 08:24:53 AM
Congrats to @Imustacheyouaquestion for making such quick work of this thread. I am targeting about $10k gains on average once I join so hopefully I can replicate what you have done.
Post by: Nick_Miller on November 27, 2019, 03:49:41 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Dec 2019 $356,233.57
Not a bad month! And it would have been better had we not went ahead and paid for 50% of our spring break vacation (airfare and half of lodging is taken care of)
I'll be very happy with $360K or so come the end of Dec 2019. That would represent a +$108K increase in just 12 months.
Post by: salt cured on November 28, 2019, 06:59:36 AM
Quote
I'm looking to save $130k this year and am hoping to finish the race by Dec 31st.
I'm not going to hit my savings goal, but I did squeak across the $500k finish line when the market closed yesterday. Good luck everyone.
01/01/19 - $351k
01/31/19 - $381k
02/28/19 - $399k
03/29/19 - $406k
04/30/19 - $426k
05/30/19 - $423k
06/30/19 - $466k
07/31/19 - $470k
08/31/19 - $471k
09/30/19 - $485k
10/31/19 - $475k
11/28/19 - $500,211
Post by: Sonos on November 28, 2019, 07:40:36 AM
A year ago our liquid investments were squarely in the mid 300s and $500k felt so far away. I looked at this thread and felt discouraged from posting. But, since then we’ve shot up to $$430k due to me going back to work (I stayed home for a few years to have kids) and now we can significantly contribute to our stache again.
Nov 2019 $430,667
After watching out stache grow from compound interest and my recent contributions, $500k doesn’t feel like it will take forever to reach.
Post by: Vashy on November 28, 2019, 08:06:22 AM
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £377,097 (mostly market gains in my work pension, but already reached my y/e goal. It would be great to post a 100k increase year on year but I need a very strong Santa Claus rally for that!)
Post by: Neustache on November 28, 2019, 09:11:43 AM
11/28/19 $252,000 (investments only, paid off house but not included in NW)
Post by: SeattleStache on November 28, 2019, 10:44:51 AM
September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
Post by: bigote2032 on November 28, 2019, 05:01:15 PM
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
2/28/2019 $369,513.27
3/31/2019 $379,192.30
4/30/2019 $399,481.40
5/31/2019 $384,294.80
6/30/2019 $408,707.83
7/31/2019 $426,022.76
8/31/2019 $422,250.44
9/30/2019 $460,845.28
10/31/2019 $476,501.03
11/30/2019 $500,079.13
I made it folks!!!!! Can't believe it. It was great tracking this with all of you. I look forward to see you all in the race to 1M thread. I wish you the best of luck. Happy Thanksgiving everyone!
Post by: dogboyslim on November 29, 2019, 07:56:49 AM
Our Emergency savings cash stash got a little too big, so we transferred some of it to investments. Strong returns on the month also helped. This felt like a good month for progress!
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | - | - |
| February | $94,135 | $130,112 | $210,931 | - | - |
| March | $96,711 | $170,547 | $220,649 | - | - |
| April | $100,313 | $175,470 | $231,153 | - | - |
| May | $104,001 | $181,127 | $230,149 | - | - |
| June | $107,339 | $183,621 | $244,641 | - | - |
| July | $111,240 | $190,156 | $252,651 | - | - |
| August | $113,472 | $162,706 | $257,825 | - | Target Graduation |
| September | $117,719 | $165,350 | $264,537 | - | - |
| October | $119,898 | $160,600 | $273,062 | - | - |
| November | $121,666 | $165,845 | $294,017 | - | - |
| December | $125,576 | $160,236 | - | - | - |
Edited for Month End correction to balance.
Post by: JLee on November 29, 2019, 11:37:37 AM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02Sold a car! Unfortunately I need an ~$11k boiler for my house now :(
Post by: Dogastrophe on November 29, 2019, 02:43:31 PM
07/31/19 - $330,406
08/31/19 - $437,870 (large windfall + quarterly rrsp invest)
09/30/19 - $443,081
10/31/19 - $452,295
11/30/19 - $483,711 (
Post by: dreadmoose on November 29, 2019, 03:20:39 PM
| Date (2019) | Liquid NW | Gain |
| Jan 1 | $212,860 | (+8,101) |
| Feb 1 | $230,743 | (+17,883) |
| Mar 1 | $244,321 | (+13,578) |
| Apr 1 | $252,750 | (+8,429) |
| May 1 | $263,658 | (+10,908) |
| June 1 | $252,691 | (-10,967) |
| July 1 | $287,493 | (+34,802) |
| Aug 1 | $299,427 | (+11,934) |
| Sept 1 | $313,257 | (+13,830) |
| Oct 1 | $321,358 | (+8,101) |
| Nov 1 | $336,180 | (+14,822) |
| Dec 1 | $351,986 | (+15,806) |
Market gains! My savings are automated for this year and will go way up next year with my new position, onward!
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: hudsoncat on November 29, 2019, 05:40:32 PM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19: $286,584
2/28/19: $303,681
3/31/19: $314,939
4/30/19: $331,080
5/31/19: $320,926
6/30/19: $342,700
7/31/19: $354,784
8/31/19: $351,842
9/30/19: $360,853
10/31/19: $374,706
11/29/19: $391,293
Getting close to $400,000...
Post by: tjrssibelle on November 29, 2019, 06:12:56 PM
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Post by: achvfi on November 29, 2019, 07:06:54 PM
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are building a house.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
May-19 $326000 - INV $416000 - NW ---> Yay! Volatility. I was able to add few hundred $s more than usual to investments. @Epor Usually about $6000 a month in addition to savings currently, rest gains or losses in market. It motivates me to compare with high savers, that way I tend to push a little harder or keep consistent. Its a race alright!
Jun-19 $348000 - INV $439000 - NW ---> DW's pregnant with our second baby :), That means now I have to plan for big expenses.. Minivan, Medical expense and more. I am trying convince DW that we can put off buying minivan for another 2 years. Wish me luck!
Jul-19 $355000 - INV $546000 - NW ---> Construction on real estate we were building completed, so added its value back into Net worth.
Aug-19 $349000 - INV ---> Medical expenses and vacation made us go back wards. Market didn't help, but I am happy its flat or down.
Sep-19 $362000 - INV ---> Slow and steady. We are half way through our pregnancy, Just about 4 more months to go!! Its so hard to resist various temptations to spend. minivan, finish basement, build a sunroom. Desires are endless.
Oct-19 $362000 - INV ---> No change, nada. Spent over $15000 on paying off taxes, credit cards, couple of mortgage payments ahead, medical, travel for next year, daycare for rest of the year. Looks like my journey with you wonderful folks will be longer than I expected. Whew! no end in sight as I see us moving towards big purchases soon, that MINIVAN.
Nov-19 $350000 - INV ---> Our backwards slide continues, with a new loan for car. I project about 18 months more to get to the goal.
Post by: UnleashHell on November 30, 2019, 03:26:51 AM
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid 522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K Liquid 537K
nov-19 nw 475k liquid 559k
Post by: NextTime on November 30, 2019, 09:21:16 AM
Investments only.
01/31/18 $198,264.59
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
05/31/19 $245,062.03
06/30/19 $256,868.43
07/31/19 $256,075.53
08/31/19 $266,197.04
09/30/19 $274,186.82
10/31/19 $284,426.52
11/30/19 $295,004.21
Post by: dandypandys on November 30, 2019, 10:59:51 AM
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
April 1st $418.5
May 1st $430
June 1st $418 a big car fix - not sure why it went down so much, maybe I made an updating mistake last month
July 1st $439.5 won an award of excellence at work:) plus market gains and the normal contributions :) will put award straight into our Vanguard yay
Aug 1st $444
Sept 1st $452.5 two big art sales this month
Oct 1st $456 hmm- seems low
Nov 1st $484 2 big art sales this month :) also reached max on retirement fund
Dec 1st $498.5 almost!
Post by: monarda on November 30, 2019, 11:48:20 AM
If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this thread
1/2016 $137K
1/2017 $154K
9/2017 $244K (cash out refinance of primary residence)
3/2018 $208K includes 0% credit card debt.
6/2018 $213K ditto but without 0% CC balance and including pension balance, $328K.
12/2018 $250K ditto but without 0% CC balance and including pension balance, $353K
conservative projections:
12/2020 $400K
6/2022 $500K
12/2019 $328K but without 0% CC balance and including pension balance, $425K
Post by: SpareChange on November 30, 2019, 12:11:36 PM
$377,368. Up $7,307 m/m, and $94,829 y/y. Nice to have help from the market as I transition to PT at work. Dec and Jan are going to be trickier. Just dropped $3000 on a headstone for my dad, and am going to make the ole apartment a bit more livable.
Post by: ItsALongStory on November 30, 2019, 01:01:02 PM
How are you playing the 0% cc game? Is it saving you some interest cost at least? Seems like a big headache
If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this thread
1/2016 $137K
1/2017 $154K
9/2017 $244K (cash out refinance of primary residence)
3/2018 $208K includes 0% credit card debt.
6/2018 $213K ditto but without 0% CC balance and including pension balance, $328K.
12/2018 $250K ditto but without 0% CC balance and including pension balance, $353K
conservative projections:
12/2020 $400K
6/2022 $500K
12/2019 $328K but without 0% CC balance and including pension balance, $425K
Sent from my Pixel 2 XL using Tapatalk
Post by: ItsALongStory on November 30, 2019, 02:06:14 PM
Aug-19: $204485 invested + $250k equity = $454k
Sep-19: $204404 invested + $250k equity = $454k so ultimately a flat month.
Should see a decent bump in equity come Sept though, bonus will go towards our 2nd mortgage.
There is a chance we are moving continents soon and would rent the house out at that point so opted not to invest bonus into debt paydown and keep it invested/more liquid.
Oct-19: $225122 invested + $250k equity = $475k
Nov-19: $239478 invested plus $225k equity is about $465k.
Decided to reduce my equity a bit since realtor fees would be higher than I had anticipated. Home value has been flat for 6 months now. Any move abroad won't happen until at the earliest next summer.
Target graduation date is tough to say but perhaps around end of March 2020 since it's mostly going to be dependent on investments rather than equity.
$249k invested + $225k equity ~ $475k. Great month overall! Can't wait for Jan 1st when the 401k matching kicks in again.
Post by: Jaayse on November 30, 2019, 06:39:55 PM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $232,213 | $356,542 | - | - |
| February | - | $245,447 | $383,348 | - | - |
| March | - | $242,789 | $394,563 | - | - |
| April | $164,900 | $246,140 | $403,461 | - | - |
| May | - | $318,398 | $421,194 | - | - |
| June | - | $328,870 | $409,591 | - | - |
| July | $180,808 | $342,159 | $435,981 | - | - |
| August | $189,280 | $354,936 | $443,135 | - | - |
| September | $193,727 | $366,727 | $441,101 | - | - |
| October | $209,968 | $374,465 | $452,232 | - | - |
| November | $220,602 | $361,296 | $466,688 | - | - |
| December | $225,918 | $370,140 | $482,944 | - | - |
Much better looking format, thank you to dogboyslim for the space saving table you used! I think I might graduate in the next 2-4 months if there are no big market upsets, only around 17k left to graduation!
Post by: monarda on November 30, 2019, 06:55:11 PM
How are you playing the 0% cc game? Is it saving you some interest cost at least? Seems like a big headache
If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this thread
1/2016 $137K
1/2017 $154K
9/2017 $244K (cash out refinance of primary residence)
3/2018 $208K includes 0% credit card debt.
6/2018 $213K ditto but without 0% CC balance and including pension balance, $328K.
12/2018 $250K ditto but without 0% CC balance and including pension balance, $353K
conservative projections:
12/2020 $400K
6/2022 $500K
12/2019 $328K but without 0% CC balance and including pension balance, $425K
Sent from my Pixel 2 XL using Tapatalk
Yes, it's saving us a lot of interest.
We put an addition on our house and paid for contractors and materials with 0% cards along the way. At max, we had over 60K at 0%. It's just two years since the start now, so these cards promo rates are expiring in the next couple of months. The last few (~15K) that we can't pay off will go to a 1% card from a local bank (no transfer fee) for 2020, then we should be able to be all paid off. We have a 1.99% promo rate on our HELOC, but the 1% card beats that and should cover what we need to pay everything off. We still have a little under $7K left from the proceeds of the rental sale, it may as well earn interest for a couple of months as long as the 0% cards are still 0%. As long as we still get offers for 0%, we take them and use them for our daily spending.
All the 0% we ever did are from new purchases, not balance transfers (unless there was no transfer fee).
We pay the minimum each month for all. We have 21 cards that have been in the rotation at one point or another. I have a pretty simple spreadsheet to keep track of it all.
Post by: ItsALongStory on November 30, 2019, 08:15:07 PM
Sent from my Pixel 2 XL using Tapatalk
Post by: Morning Glory on December 01, 2019, 03:49:19 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
Post by: Erma on December 01, 2019, 04:45:25 AM
May 2017: CHF 231'000
June 2017: CHF 235'000
As I paid CHF 2'700 in taxes and the mortgage (CHF 1'380) for the last three months was due I'm satisfied.
July 2017: CHF 243'000 (that was a good month)
August 2017: CHF 247000
September 2017: CHF 256000
I can start the next race.
We are now at CHF 380000.
Post by: BiggerFishToFI on December 01, 2019, 12:18:09 PM
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
02/28/19 $265,980 $328,866
03/31/19 $283,322 $346,316
04/30/19 $303,551 $367,527
05/31/19 $303,986 $364,917
06/30/19 $329,675 $388,175
07/31/19 $346,447 $406,628
08/31/19 $348,793 $411,689
09/30/19 $358,623 $424,118
10/31/19 $380,193 $417,791
11/30/19 $394,260 $441,217
Post by: dogboyslim on December 02, 2019, 05:55:30 AM
Much better looking format, thank you to dogboyslim for the space saving table you used!
Giving credit where it is due, I got this format from @ASW in the 100-250k thread. I do like it a lot, helps clean things up.
Post by: Rodgers12 on December 02, 2019, 07:26:34 AM
11/30/2019: $258,296
Graduated from the 250k thread!
Post by: SpareChange on December 02, 2019, 08:58:29 AM
10/31/2019: $245,588
11/30/2019: $258,296
Graduated from the 250k thread!
Congrats and welcome!!
Post by: DarkandStormy on December 02, 2019, 09:05:55 AM
NW // Inv Assets
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
Hawaii, mostly on points, was still a nice chunk of change. But kept all my regular investments and the market had an outstanding month.
Post by: Cornel_Westside on December 02, 2019, 10:45:01 AM
04/2017 - $133,780 (Savings Ratio 48.2%)
07/2017 - $147,452 (Savings Ratio 39.1%)
10/2017 - $162,673 (Savings Ratio 54.9%)
01/2018 - $193,174 (Savings Ratio 63.3%)
02/2018 - $207,459 (Savings Ratio 67.7%)
05/2018 - $202,142 (Savings Ratio 27.54%)
02/2019 - $215,000 (Savings Ratio 63.0%)
04/2019 - $221,150 (Savings Ratio 9%)
07/2019 - $238,090 (Savings Ratio 31.75%)
12/2019 - $260,452 (Savings Ratio Unknown, likely around 30%)
Finally into this thread. Could probably have been here in the middle of 2019 but lots of life changes cost me a lot of money. But I think I'm safely into this race. If I can keep life predictable (unlikely) then I could see graduating this thread in mid 2022.
Post by: ASW on December 02, 2019, 11:11:55 AM
Much better looking format, thank you to dogboyslim for the space saving table you used!
Giving credit where it is due, I got this format from @ASW in the 100-250k thread. I do like it a lot, helps clean things up.
Nice, glad you like it!
Post by: coffeefueled on December 02, 2019, 01:01:44 PM
May: $251,222
June: $380,473 <-- combined accounts with DH
July: $423,417
Aug: $436, 413
Sep: $428,402
Oct: $434,691
Nov: $453,570
Dec: $470,545
Getting so close. Got a raise so contributions should go up next year, but not until after tax time. We're setting aside a huge chunk since we have no idea how big our first married filing jointly penalty will be.
Post by: fuzzy math on December 02, 2019, 04:43:25 PM
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Nov 2019 $352,430
Dec 2019 $370,715
Unbelievable
Post by: solon on December 05, 2019, 05:42:06 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
2-2019 $188,332
3-2019 $187,634
4-2019 $197,461
5-2019 $194,010
6-2019 $186,414
7-2019 $196,934
8-2019 $267,535
9-2019 $268,153
10-2019 $271,542
11-2019 $283,636
12-2019 $287,248
Post by: ItsALongStory on December 05, 2019, 09:23:07 PM
Sent from my Pixel 2 XL using Tapatalk
Post by: achvfi on December 06, 2019, 09:38:53 AM
Officially $250318 today so I'm in here with my investments and total net worth (475k)! Cool!
Sent from my Pixel 2 XL using Tapatalk
Congrats @ItsALongStory! Depending on the perspective either you are joining this cohort or graduating it. Welcome :)
Post by: ItsALongStory on December 06, 2019, 09:29:05 PM
Sent from my Pixel 2 XL using Tapatalk
Post by: Toad on December 07, 2019, 05:44:20 PM
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| September 1, 2019 | $34,060.56 | $107,178.92 | $100,816.28 | $242,055.76 | -1.70% |
| October 1, 2019 | $41,940.06 | $111,460.07 | $102,729.37 | $256,129.50 | +5.81% |
| November 1, 2019 | $42,198.89 | $119,326.23 | $106,347.53 | $267,872.65 | +4.58% |
| December 1, 2019 | $48,713.45 | $122,014.49 | $109,478.12 | $280,206.06 | +4.60% |
Another very good month. Hopefully I can hold at $280k+ to end off 2019.
Hawaii, mostly on points, was still a nice chunk of change.
Which island and when? I just got back from a trip (honeymoon technically I guess) to Hawaii myself. All points except for food/activities there (~$1k). I was fortunate to get in on a Rakuten error posting of 15% back at giftcards.com (+$750 from that one) so that essentially wiped out the majority of my spend in Hawaii. We were in Maui over Thanksgiving basically.
Post by: C-man23 on December 08, 2019, 04:43:59 AM
Just signing in thanks to a nice work relocation check.
The march towards a half M has begun.
September 2017: $222,303
October 2017: $277,896
Two year (and a month) update
October 2019: $472,588
November 2019: $486,112
Hoping to cross over into the $500k+ club this month and graduate from this thread :)
Post by: Mustachio Bashio on December 08, 2019, 10:41:58 PM
2/17 - 167,752
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
8/18 - 287,779
9/18 - 298,772
10/18 - 307,200
11/18 - 295,490 (yup, why I took a break from checking the numbers)
12/18 - 298,003
1/19 - 284,697 (ouch)
2/19 - 314,314
3/19 - 331,474
4/19 - 344,390
5/19 - 357,302
6/19 - 351,017
7/19 - 372,466
8/19 - 373,986
9/19 - 377,991
10/19 - 384,914
11/19 - 403,766
12/19 - 415,269
Post by: gmdv on December 12, 2019, 11:57:57 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
Post by: Woodro85 on December 12, 2019, 12:30:17 PM
2/1/2019 $424,732.09
3/1/2019 $431,780.98
4/1/2019 $442,293.06
5/1/2019 $449,638.91
6/1/2019 $437,156.52
7/1/2019 $444,733.12
8/1/2019 $453,785.05
9/1/2019 $464,489.99
10/1/2019 $469,849.31
11/1/2019 $479,049.55
12/1/2019 $498,129.57
Looks like I'll be graduating from here next month *knocks on wood* but January tuition payment will probably keep me here for a couple more months. It's really weird but due to an accident, insurance paid me out a lot more than my old car was worth in November. Was able to get into a used EV for a great price, and hopefully reduced future costs by going EV. Extrapolating one month of energy, electric will cost me about $250/year vs $1,500 in gas in my old vehicle.
Post by: JLee on December 12, 2019, 02:48:44 PM
1/1/2019 $417,324.32
2/1/2019 $424,732.09
3/1/2019 $431,780.98
4/1/2019 $442,293.06
5/1/2019 $449,638.91
6/1/2019 $437,156.52
7/1/2019 $444,733.12
8/1/2019 $453,785.05
9/1/2019 $464,489.99
10/1/2019 $469,849.31
11/1/2019 $479,049.55
12/1/2019 $498,129.57
Looks like I'll be graduating from here next month *knocks on wood* but January tuition payment will probably keep me here for a couple more months. It's really weird but due to an accident, insurance paid me out a lot more than my old car was worth in November. Was able to get into a used EV for a great price, and hopefully reduced future costs by going EV. Extrapolating one month of energy, electric will cost me about $250/year vs $1,500 in gas in my old vehicle.
Congrats! I sold my Corvette last month and just put a deposit down on an EV today too -- hoping to have dramatically reduced transportation costs in my future.
Post by: fireseeker on December 14, 2019, 06:49:21 PM
Year Liquid Assets Net Worth Note
2004 -$7K same started marriage with $17K in student loans from undergrad
2005 $11K same
2006 $33K same
2007 $62K same
2008 $58K same recession!! Also bought used car with $10K in cash
2009 $102K same paid off student loans!!!
2010 $146K same
2011 $187K same
2012 $205K $266K bought our first home for $176.5K; put down $50K
2013 $186K $362K paid off our mortgage. If I had a time machine I'd do things differently.
2014 $227K $420K
2015 $242K $431K adopted our daughter; minor surgery for her
2016 $244K $473K adopted our son; major surgery for him
2017 $393K $622K minor surgery for our son
2018 $437K $742K major surgery for our son
2019 $729K $891K major downsize/lifestyle change; major emergency surgery for our son
The last four years of parenthood and medical issues shifted our priorities and helped us realize how precious and fragile life is and how much we value our time together. We shifted things into high gear this year by downsizing from our 2200sf 3bed/2bath home far out in the burbs to a 1350sf 2bed/2bath townhome literally out a metro stop. We downsized from 2 cars to 1 car, and we walk or take the train as much as possible. My husband took advantage of his company's benefits including a 30% gross salary deferral, with 50% of the remainder contributed to his 401K. Over the course of the year we have made many other cuts. I have been a full time SAHM mom, but I am hoping to return to work teaching college statistics next year. At this rate, we hope to catch FIRE in two more years.
Post by: pamplemusique on December 20, 2019, 01:03:49 PM
2018 $437K $742K major surgery for our son
2019 $729K $891K major downsize/lifestyle change
Congrats, fireseeker, on shifting your priorities and taking big steps forward to FIRE!
I just joined the forum and am jumping into this race. $466k liquid NW on Mint at the moment - 158k in a HYSA and the rest in investments (about 50/50 taxable/tax advantaged). I’m finally adding to my vanguard funds again after feeling too nervous about P/E ratios and the inverted yield curve to put more into the market for a while there (at least I didn’t take any out!), but reading on here has me feeling better that even if there’s a huge correction, as long as I just leave it in VTSAX and VTIAX the market will pick up again eventually. I know the cash cushion is high but at 1.8% APR at least it stays basically flat to inflation and it’s deep enough to keep me from getting scared and pulling the rest out of the market.
Good luck, fellow racers!
Post by: kpd905 on December 22, 2019, 08:04:59 AM
Milestones so far:
Hit zero net worth (counting student loans): August 2014
Paid off student loans: November 2015
Hit 100k in investments: March 2016
Hit 200k in investments: August 2017
Hit 300k in investments: January 2019
Hit 400k in investments: December 2019
Just for fun, I track how many days it takes for each 100k, and how much that is in $/day.
0-100k: 1055 days, $94/day
100-200k: 560 days, $178/day
200-300k: 555 days, $180/day
300-400k: 329 days, $304/day
I don't count home equity because I don't really want to try to estimate every month what our home value would be, but I'm guessing we have around 100k, minus fees that we'd pay for selling. We plan to stay here for the school district, so wouldn't be selling for about 20 years anyway.
If I can keep credit card and bank bonuses going strong (>$10,000 this year) then I may start a taxable account in 2020. We'll see.
Post by: dandypandys on December 23, 2019, 07:26:01 PM
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
April 1st $418.5
May 1st $430
June 1st $418 a big car fix - not sure why it went down so much, maybe I made an updating mistake last month
July 1st $439.5 won an award of excellence at work:) plus market gains and the normal contributions :) will put award straight into our Vanguard yay
Aug 1st $444
Sept 1st $452.5 two big art sales this month
Oct 1st $456 hmm- seems low
Nov 1st $484 2 big art sales this month :) also reached max on retirement fund
Dec 1st $498.5 almost!
Dec 23 $514 We did it!
If things stay the same come Jan 1st the Dandy Pandys will be toodling off :) :) :)
WOW can't believe we did it so soon!
If we did this in 3 years, how long do you think it will take to get to the next goal of 1m? Anyone got a guess for us? Salary etc will stay much the same, I don't even try to work it out usually- in case of disappointment.
Opposite of disappointed now though!!
Post by: Apples on December 24, 2019, 06:48:13 AM
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64
September 1 2018: $275,103.83
October 1 2018: $279,499.81
November 1 2018: $273,503.01
December 1 2018: $278,858.64
Jan 1 2019: $272,446.08
Feb 1 2019: $289,664.17
March 1 2019: $299,054.26
April 1 2019: $305,610.01
May 1 2019: $315,936.05
June 1 2019: $311,464.06
July 1 2019: $320,434.22
August 1 2019: $331,407.52
September 1 2019: $335,874.66
October 1 2019: $340,976.88
November 1 2019: $348,058.86
December 1 2019: $361,978.66
I got a big raise this year, to use towards buying part of the farm. That's the main reason behind our sudden upswing in NW this year. Next year will significantly slow down as we start paying $20,000 a year in interest payments.
Post by: ItsALongStory on December 24, 2019, 10:27:29 AM
If things stay the same come Jan 1st the Dandy Pandys will be toodling off :) :) :)
WOW can't believe we did it so soon!
If we did this in 3 years, how long do you think it will take to get to the next goal of 1m? Anyone got a guess for us? Salary etc will stay much the same, I don't even try to work it out usually- in case of disappointment.
Opposite of disappointed now though!!
I have read before that reaching 333k takes about half the time as 0 to $1M so perhaps that could be an indication. There are so many questions being asked about the returns of the next decade but i am still using slightly lowered projections vs historical averages simply because the latest 10 years were so great.
How long did it take to reach 333k?
Post by: dandypandys on December 24, 2019, 01:28:15 PM
Ah I wish it was that easy to figure out- but we only ramped up when we became Mustachians, so the first 333 took a lonnng time.If things stay the same come Jan 1st the Dandy Pandys will be toodling off :) :) :)
WOW can't believe we did it so soon!
If we did this in 3 years, how long do you think it will take to get to the next goal of 1m? Anyone got a guess for us? Salary etc will stay much the same, I don't even try to work it out usually- in case of disappointment.
Opposite of disappointed now though!!
I have read before that reaching 333k takes about half the time as 0 to $1M so perhaps that could be an indication. There are so many questions being asked about the returns of the next decade but i am still using slightly lowered projections vs historical averages simply because the latest 10 years were so great.
How long did it take to reach 333k?
Post by: lollylegs on December 25, 2019, 12:44:47 PM
July 2018 - $372,389
-----------------------
Jan 2019 - $376,421
July 2019 - $449,818
Aug 2019 - $461,802
Sept 2019 -$471,690
Nov 2019 - $486,235
Dec 2019 - $498,006
oh, we are SO close!!
Post by: fuzzy math on December 27, 2019, 11:45:15 AM
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Nov 2019 $352,430
Dec 2019 $370,715
Jan 2020 $401,716
Stuffed those accounts like the Grinch stuffing his sack with stolen goods from the Who's of Who-ville. Personal Capital predicts we will hit $500k before the end of 2020 at this rate (assuming no lasting recession)!! Can't wait!
Post by: SeattleStache on December 28, 2019, 08:41:37 AM
September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
Post by: nick663 on December 28, 2019, 09:04:02 AM
June 2017: 198.7kDecember 2019: 428.6k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
Was pretty happy about the year over year number until I remembered what happened in December 2018. Still really good progress and hoping to check out of this thread next year. :)
Post by: JLee on December 28, 2019, 10:43:42 AM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.40$5250 deposit (half) down on my new boiler...if it wasn't for that, I'd be past $360k! :(
My solar system was just installed and should go live in about a month -- that will be approx a $35k loan, so I'm not entirely sure how to calculate that re: net worth ($50k solar system minus 30% tax credit, overall cash flow positive with power generation & solar credits, but still debt). I also owe $18,500 on a ~$20k EV that I bought to cut my commuting and overall car costs. I don't generally count vehicles in my net worth, but it feels wrong to subtract $18k from my net worth when I am not upside down in a loan.
It's kind of an odd situation where I am stacking up debt but increasing cash flow regardless, so I'm not entirely sure how I want to balance that out. Maybe separate line items for that? I'm keeping my house value static, despite Zillow and Redfin claiming the value is climbing and solar adding value (https://money.com/home-value-solar-panels/)...blah. It's getting way more complicated than it was when I was renting.
Post by: Nick_Miller on December 29, 2019, 11:08:16 AM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Dec 2019 $356,233.57
Jan 2020 $364,075.39
A strong close to the year! We have two nice vacations planned for 2020, but even with those, we should be able to push into the $400k's next year, assuming the market doesn't drop too much.
I have a new story being published soon, and we will be getting back a sizable tax refund (it's intentional, to guard against fluctuations in my writing income), so we should have a decent spring.
Congrats to everyone who has recently graduated, and to those new folks entering the thread!
Post by: Imustacheyouaquestion on December 30, 2019, 12:54:35 PM
+$168,128.13 for the year. Absolutely crazy year of high earnings and amazing stock market returns. Raises for both W-2 jobs secured, we're feeling great headed into 2020.
| 2018 | 2019 | 2020 | |
| January | - | $255,892.49 | $424,020.62 |
| February | - | $284,061.44 | - |
| March | - | $302,124.69 | - |
| April | - | $311,269.23 | - |
| May | - | $326,333.60 | - |
| June | - | $324,533.94 | - |
| July | $250,737.17 | $346,414.84 | - |
| August | $258,326.17 | $353,235.46 | - |
| September | $271,396.46 | $357,483.82 | - |
| October | $276,447.64 | $382,001.08 | Graduation? |
| November | $258,733.03 | $394,916.44 | - |
| December | $272,495.64 | $408,747.03 | - |
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: ItsALongStory on December 30, 2019, 02:37:07 PM
Still planning on graduation mid 2020?
Sent from my Pixel 2 XL using Tapatalk
Post by: Imustacheyouaquestion on December 31, 2019, 06:30:18 AM
Great progress @Imustacheyouaquestion
Still planning on graduation mid 2020?
Sent from my Pixel 2 XL using Tapatalk
My aggressive goal for 2020 is to save $100k. That should put us over $500k next year, but of course it depends on the market too :)
Post by: UnleashHell on December 31, 2019, 09:55:18 AM
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid 522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K Liquid 537K
nov-19 nw 475k liquid 559k
dec-19 nw 490k liquid 575k annual increase to nw - 145k
not to bad. Still with you folks for at least the stat of the next decade...
Post by: achvfi on December 31, 2019, 11:37:13 AM
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are building a house.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
May-19 $326000 - INV $416000 - NW ---> Yay! Volatility. I was able to add few hundred $s more than usual to investments. @Epor Usually about $6000 a month in addition to savings currently, rest gains or losses in market. It motivates me to compare with high savers, that way I tend to push a little harder or keep consistent. Its a race alright!
Jun-19 $348000 - INV $439000 - NW ---> DW's pregnant with our second baby :), That means now I have to plan for big expenses.. Minivan, Medical expense and more. I am trying convince DW that we can put off buying minivan for another 2 years. Wish me luck!
Jul-19 $355000 - INV $546000 - NW ---> Construction on real estate we were building completed, so added its value back into Net worth.
Aug-19 $349000 - INV ---> Medical expenses and vacation made us go back wards. Market didn't help, but I am happy its flat or down.
Sep-19 $362000 - INV ---> Slow and steady. We are half way through our pregnancy, Just about 4 more months to go!! Its so hard to resist various temptations to spend. minivan, finish basement, build a sunroom. Desires are endless.
Oct-19 $362000 - INV ---> No change, nada. Spent over $15000 on paying off taxes, credit cards, couple of mortgage payments ahead, medical, travel for next year, daycare for rest of the year. Looks like my journey with you wonderful folks will be longer than I expected. Whew! no end in sight as I see us moving towards big purchases soon, that MINIVAN.
Nov-19 $3750000 - INV
Dec-19 $391000 - INV ---> Very pleased with $162000 increase in investments and cash this year. Thank you downturn in 2018. Lets keep this up people. Happy new year, new decade!
Post by: dreadmoose on December 31, 2019, 02:10:07 PM
| Date (2019) | Liquid NW | Gain |
| Jan 1 | $212,860 | (+8,101) |
| Feb 1 | $230,743 | (+17,883) |
| Mar 1 | $244,321 | (+13,578) |
| Apr 1 | $252,750 | (+8,429) |
| May 1 | $263,658 | (+10,908) |
| June 1 | $252,691 | (-10,967) |
| July 1 | $287,493 | (+34,802) |
| Aug 1 | $299,427 | (+11,934) |
| Sept 1 | $313,257 | (+13,830) |
| Oct 1 | $321,358 | (+8,101) |
| Nov 1 | $336,180 | (+14,822) |
| Dec 1 | $351,986 | (+13,806) |
| Dec 31 | $385,426 | (+33,440) |
Final bonus for the year. 2019 was great ($170,566 Up!), had a beautiful baby daughter and saved more than ever. Looking to have another record year next year.
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: Dogastrophe on December 31, 2019, 02:54:16 PM
07/31/19 - $330,406
08/31/19 - $437,870 (large windfall + quarterly rrsp invest)
09/30/19 - $443,081
10/31/19 - $452,295
11/30/19 - $483,711(incl quarterly rrsp invest)
12/31/19 - $484,963
Post by: hudsoncat on December 31, 2019, 03:01:34 PM
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19: $286,584
2/28/19: $303,681
3/31/19: $314,939
4/30/19: $331,080
5/31/19: $320,926
6/30/19: $342,700
7/31/19: $354,784
8/31/19: $351,842
9/30/19: $360,853
10/31/19: $374,706
11/29/19: $391,293
12/31/19: $403,264
Hit the goal of $400K by the end of the year! Looking at some planned expenditures (some already saved, some we'll save up & spend over the course of the year), we'll only hit $500K with market help by the end of 2020.
Post by: tjrssibelle on December 31, 2019, 04:23:54 PM
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Sent from my SM-N960U using Tapatalk
Post by: Radagast on December 31, 2019, 08:18:28 PM
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
Q1 2019: $284,421 $346,689
Q2 2019: $315,573 $378,769
Q3 2019: $350,244 $414,376
Q4 2019: $408,250 $473,325
Like @hudsoncat and other fellow racers, I am pretty happy to break the $400k mark. This is a little bit of a market coincidence, but we are also up $178k in 12 months, which blows my mind. Seems like just 5 years ago my liquid net worth was slightly negative :). And if we actually sold the house we could very well surpass $500k!
I have felt some job related grumpiness recently so no offense to my fellow racers, but I kinda want to get out of this thread ASAP!
Post by: Jaayse on January 01, 2020, 12:59:19 AM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $232,213 | $356,542 | $500,087 | - |
| February | - | $245,447 | $383,348 | - | - |
| March | - | $242,789 | $394,563 | - | - |
| April | $164,900 | $246,140 | $403,461 | - | - |
| May | - | $318,398 | $421,194 | - | - |
| June | - | $328,870 | $409,591 | - | - |
| July | $180,808 | $342,159 | $435,981 | - | - |
| August | $189,280 | $354,936 | $443,135 | - | - |
| September | $193,727 | $366,727 | $441,101 | - | - |
| October | $209,968 | $374,465 | $452,232 | - | - |
| November | $220,602 | $361,296 | $466,688 | - | - |
| December | $225,918 | $370,140 | $482,944 | - | - |
Woah, I did not expect to hit the 500k point just yet... I'm so barely over that I'm not going to post in the next thread until next month if I'm still there. I feel like a light breeze is all it would take to push me back here. That is $143,545 increase for the year, only around 60k of that is from my own contributions, the rest was the market.
Post by: Morning Glory on January 01, 2020, 04:51:41 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2019
Jan 1: 447,716
December was a great month in the market.
Happy New year!!!!!
Post by: Erma on January 01, 2020, 05:08:49 AM
May 2017: CHF 231'000
June 2017: CHF 235'000
As I paid CHF 2'700 in taxes and the mortgage (CHF 1'380) for the last three months was due I'm satisfied.
July 2017: CHF 243'000 (that was a good month)
August 2017: CHF 247000
September 2017: CHF 256000
I can start the next race.
We are now at CHF 380000.
At the end of 2019 we reached 400'000 CHF. I hope to reach 500'000 at the end of this year, but it will be difficult and probably take a little bit longer. We will see.
Post by: DarkandStormy on January 01, 2020, 07:40:23 AM
NW // Inv Assets
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
Post by: ItsALongStory on January 01, 2020, 10:25:58 AM
Officially $250318 today so I'm in here with my investments and total net worth (475k)! Cool!
Sent from my Pixel 2 XL using Tapatalk
First official entry in this thread:
HSA: $14704
Fidelity (401k, taxable and ROTH IRA: $242075
Vanguard (taxable): $7176
Total: $263955
I am planning on maxing out my ROTH early January and have bumped up my 401k contribution in order to maximize that by end of June as we might move out of the country this summer. As a result, I may need to top off my check with some brokerage account funds. Total NW is about $490k with the roughly $225k in post-transaction cost equity in our primary residence, which we plan to sell prior to the move.
Post by: SpareChange on January 01, 2020, 10:49:18 AM
Awesome progress everyone!
$381,913, up $4,544. Up $99,898 yoy. Better than I expected this month thanks to the market. One expensive month down, one to go. The headstone I bought for my dad is about 80% paid off. Bought a new convertible couch/bed to make better use of my studio apt. Was able to get 16 hours of OT on this next paycheck, even though I'm PT. That should help boost the New Year. :)
Happy New Year to all!!!
Post by: NextTime on January 01, 2020, 11:30:03 AM
Investments only.
01/31/18 $198,264.59
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
05/31/19 $245,062.03
06/30/19 $256,868.43
07/31/19 $256,075.53
08/31/19 $266,197.04
09/30/19 $274,186.82
10/31/19 $284,426.52
11/30/19 $295,004.21
12/31/19 $304,692.67
Post by: NextTime on January 01, 2020, 11:33:41 AM
Ah I wish it was that easy to figure out- but we only ramped up when we became Mustachians, so the first 333 took a lonnng time.If things stay the same come Jan 1st the Dandy Pandys will be toodling off :) :) :)
WOW can't believe we did it so soon!
If we did this in 3 years, how long do you think it will take to get to the next goal of 1m? Anyone got a guess for us? Salary etc will stay much the same, I don't even try to work it out usually- in case of disappointment.
Opposite of disappointed now though!!
I have read before that reaching 333k takes about half the time as 0 to $1M so perhaps that could be an indication. There are so many questions being asked about the returns of the next decade but i am still using slightly lowered projections vs historical averages simply because the latest 10 years were so great.
How long did it take to reach 333k?
Exactly. 2019 was only my 4th year of maxing the 401k. Before that I was only putting in $4k - $8k per year.
Post by: jlcnuke on January 01, 2020, 12:54:09 PM
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 July 2018 (ish) - $330,715.
1 August 2018 - $346,023.
30 August 2018 - $362,001.
1 October - $365,638.
1 November - $341,694.
1 May 2019 - $372,682
15 Sept 2019 -$392,243
1 January 2020 -414,598.
About halfway to my investments goal now, around 70% overall.
Post by: bzzzt on January 01, 2020, 01:09:10 PM
Dec 2015 = $288k
Dec 2016 = $331k
Dec 2017 = $440k
Dec 2018 = $458k
March 2019 = $514k
Dec 2019 = $610k
2018 was slow due to high expenses and bad market conditions for some of my investments. 2019 was definitely a good year money wise, but physically and mentally taxing due to all the hours worked.
See you on the next one.
Post by: Apples on January 01, 2020, 02:07:29 PM
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64
September 1 2018: $275,103.83
October 1 2018: $279,499.81
November 1 2018: $273,503.01
December 1 2018: $278,858.64
Jan 1 2019: $272,446.08
Feb 1 2019: $289,664.17
March 1 2019: $299,054.26
April 1 2019: $305,610.01
May 1 2019: $315,936.05
June 1 2019: $311,464.06
July 1 2019: $320,434.22
August 1 2019: $331,407.52
September 1 2019: $335,874.66
October 1 2019: $340,976.88
November 1 2019: $348,058.86
December 1 2019: $361,978.66
January 1 2020: $370,526.76 Huge increase year over year, that will now end thanks to buying a farm and paying $20,000 in interest for the next few years. I'll be in this group for several more years!
Post by: McStache on January 01, 2020, 02:35:17 PM
2018 EOY - $317,638
2019 Q1 - $364,397
2019 Q2 - $388,214
2019 Q3 - $400,870
2019 EOY - $441,666
Hard to believe I'm up $124K year over year, which is well more than I make in a year and over double what I contributed this past year. I'm hoping to graduate this thread this year, though at this point that's more market dependent than savings dependent.
Happy new year, everyone!
Post by: UnleashHell on January 02, 2020, 02:55:00 AM
I'm in here because I got divorced and dropped back. be nice to be out on my own account! I do have a partner now but after my own cautionary tale of nearly hitting fire only to be dragged back then its important that we both achieve Fire independently.
heres to the 20's and moving away from this thread!!
Post by: coffeefueled on January 02, 2020, 07:19:14 AM
June: $380,473 <-- combined accounts with DH
July: $423,417
Aug: $436, 413
Sep: $428,402
Oct: $434,691
Nov: $453,570
Dec: $470,545
Jan: $493,101
YOY is hard to calculate since DH and I got married and combined finances halfway through the year. Kinda shocked at the progress since June anyway. Go markets. Early 202o is going to be a bit mixed -- I got a raise (yay!), but a new water filter for the well and saving for a fence and possible marriage penalty taxes will set us back the next month or two. After that we're going to try to live on one income and save the other which should skyrocket things this year. Looking forward to hitting the next thread in early 2020. Happy New Year everyone!
Post by: BiggerFishToFI on January 02, 2020, 09:22:56 AM
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
02/28/19 $265,980 $328,866
03/31/19 $283,322 $346,316
04/30/19 $303,551 $367,527
05/31/19 $303,986 $364,917
06/30/19 $329,675 $388,175
07/31/19 $346,447 $406,628
08/31/19 $348,793 $411,689
09/30/19 $358,623 $424,118
10/31/19 $380,193 $417,791
11/30/19 $394,260 $441,217
12/31/19 $413,479 $495,002
For a 2019 gain of $211,542 (investments) and $215,846 (networth)! More than our after-tax income!
Have ~20k extra cash I'll be dumping into the market in the next few days (bonus season), so goal date for graduation is ~June or maybe sooner!
Post by: Rodgers12 on January 02, 2020, 01:42:28 PM
11/30/2019: $258,296
12/31/2019: $265,486
Post by: Mustachio Bashio on January 02, 2020, 07:48:12 PM
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
8/18 - 287,779
9/18 - 298,772
10/18 - 307,200
11/18 - 295,490
12/18 - 298,003
1/19 - 284,697
2/19 - 314,314
3/19 - 331,474
4/19 - 344,390
5/19 - 357,302
6/19 - 351,017
7/19 - 372,466
8/19 - 373,986
9/19 - 377,991
10/19 - 384,914
11/19 - 403,766
12/19 - 415,269
1/19 - 436,741
Hoping to hit that 500k mark this year, which should be very doable if the market is anything like it was this past year.
Post by: Toad on January 02, 2020, 11:04:04 PM
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| September 1, 2019 | $34,060.56 | $107,178.92 | $100,816.28 | $242,055.76 | -1.70% |
| October 1, 2019 | $41,940.06 | $111,460.07 | $102,729.37 | $256,129.50 | +5.81% |
| November 1, 2019 | $42,198.89 | $119,326.23 | $106,347.53 | $267,872.65 | +4.58% |
| December 1, 2019 | $48,713.45 | $122,014.49 | $109,478.12 | $280,206.06 | +4.60% |
| January 1, 2020 | $52,388.86 | $125,197.91 | $114,378.91 | $291,915.68 | +4.18% |
Ended the year with another very good month and finally received a couple of job offers to move and be with my wife after living in separate states for 2 years (and after a very long 8 months of applying and interviewing). The funds in my bank accounts are getting on the heavy side so I will be correcting that in the next few months.
The good:
Landed a job with NASA. In my "fuck it, I'm applying for everything" stage that I entered around September, I applied for a bunch of positions that were tangentially related to my knowledge base. Some of which were positions I felt were above my current level of competency. Somehow I got an interview for one of these positions and subsequently an offer for it. End result is a >50% pay raise, and better benefits (access to HSA, 5% 401k match, more vacation and holiday than any position in my current field ever offers, annuity).
The bad:
Moving to a high cost of living area (bay area) so I will feel the full effects of it rather than just half of it from my wife living there (with a roommate). The adjustment to my new job will be quite extreme I imagine. Coming from the private sector to a government position in a field related to what I do at a level above where I would think I should be at. If I can survive my first year, I should be good, but I hate switching jobs so hopefully this is the last one. Another "bad" is I suspect I will have a really difficult time leaving this position...might end up a FIer without the RE for a while. We will see. That annuity has the makings of golden handcuffs though, and NASA seems like it would be a good place to work.
I'm going to just ride out a couple of months while I'm out there and then take a close look at my spending to see where I can cut. I haven't paid much attention to spending since I started really since it just goes to autopilot after developing the habits. It will be good to reassess in a new location though to see if I can cut anywhere and to get a better handle on what reasonable expenses are to more accurately project out.
I am setting my target for 2020 year end at 400k.
Post by: solon on January 05, 2020, 06:59:19 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
2-2019 $188,332
3-2019 $187,634
4-2019 $197,461
5-2019 $194,010
6-2019 $186,414
7-2019 $196,934
8-2019 $267,535
9-2019 $268,153
10-2019 $271,542
11-2019 $283,636
12-2019 $287,248
01-2020 $282,110
Slight downtick this month due to an accounting change - I started counting money owed to credit cards as a liability. It was a really good month, though - retirement assets were up almost 5%.
Post by: Mazzinator on January 06, 2020, 08:15:15 AM
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365
July 19- $379
Aug 19- ?
Sept 19- ?
Oct 19- ?
Nov 19- ?
Dec 19- $422
Post by: Stimpy on January 06, 2020, 10:41:09 AM
Numbers based on Mint. Does not include a few minor accounts with less then $1000 total.
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07% 1/31/2019 $200,473.39 $56,820.70 $257,294.09 ~14.83% 2/28/2019 $194.787.12 $58986.57 $253.773.69 ~-1.37% 3/31/2019 $198,888.47 $60,358.25 $259,246.72 ~-2.16%
So ummm:
Quote
new EOY is somewhere in the range of 330-340k
12/31/2019 Fire: $258,407.93 + Medi $82,188.34 =$340,596.27 ~10.57% (Percentage off due to account access issues last month)
Hmm, looks like a missed a few months on here. (Have the numbers, but not gonna fill em in. Sorry, Not Sorry.) Also looks like I got a miracle and met the numbers I very optimistically decided on. I think I'll celebrate by buying more investments.
So eoy 2020 guess? 400-410K Will i make this one? Who knows. (The Shadow knows!)
Hope everyone has a good and successful 2020.
Post by: FrugalFisherman10 on January 07, 2020, 09:38:03 AM
Post by: Cornel_Westside on January 07, 2020, 09:12:56 PM
04/2017 - $133,780 (Savings Ratio 48.2%)
07/2017 - $147,452 (Savings Ratio 39.1%)
10/2017 - $162,673 (Savings Ratio 54.9%)
01/2018 - $193,174 (Savings Ratio 63.3%)
02/2018 - $207,459 (Savings Ratio 67.7%)
05/2018 - $202,142 (Savings Ratio 27.54%)
02/2019 - $215,000 (Savings Ratio 63.0%)
04/2019 - $221,150 (Savings Ratio 9%)
07/2019 - $238,090 (Savings Ratio 31.75%)
12/2019 - $260,452 (Savings Ratio Unknown, likely around 30%)
01/2019 - $275,786 (Savings Ratio 60%)
I'm going to see a hit from my tax refund, but I'm well on my way in this thread.
Post by: Just_Me on January 07, 2020, 09:13:35 PM
Jan 2017 $275k
Feb 2017$287k$???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017 $311k
Sep 2017 $319k
Oct 2017 $327k
Nov 2017 $331k
Dec 2017 $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
Apr 2018 $435k
May 2018 $437k
Jun 2018 $445k
Jul 2018 ???
Aug 2018 $453k
Sep 2018 $460k
Oct 2018 $439k
Nov 2018 $446k
Dec 2018 $426k
Jan 2019 $447k
Feb 2019 $469k
Mar 2019 $480k
Getting closer ...
Fast forward almost a year, life got incredibly busy. We go some help in the market...
Dec 2019 $555k
see you in the next thread!
Post by: lollylegs on January 08, 2020, 01:50:27 AM
Jan 2018 - $330,883
July 2018 - $372,389
-----------------------
Jan 2019 - $376,421
July 2019 - $449,818
Aug 2019 - $461,802
Sept 2019 -$471,690
Nov 2019 - $486,235
Dec 2019 - $498,006
oh, we are SO close!!
I was feeling down this morning as I went back to work but checked my investment balance just now - we did it!
Jan 2020 - $501,901
time to move on,
Post by: tjrssibelle on January 08, 2020, 05:25:25 AM
CongratsJan 2018 - $330,883
July 2018 - $372,389
-----------------------
Jan 2019 - $376,421
July 2019 - $449,818
Aug 2019 - $461,802
Sept 2019 -$471,690
Nov 2019 - $486,235
Dec 2019 - $498,006
oh, we are SO close!!
I was feeling down this morning as I went back to work but checked my investment balance just now - we did it!
Jan 2020 - $501,901
time to move on,
Sent from my SM-N960U using Tapatalk
Post by: Woodro85 on January 08, 2020, 03:48:13 PM
I've graduated to this thread now. I went from 100 - 250k between June 2017 and December 2019, so a year and a half. In line with the concept behind this thread, it Would be pretty cool to take the same amount of time to double my money again but not sure I see that as realistic. An easy riding up up up market has been the ticket so far I feel like.
Welcome to the thread! Fish for fun or for career? Can't say I've seen too many career fishermen on forums looking for FI.
Post by: Woodro85 on January 08, 2020, 03:53:23 PM
11/1/2019 $479,049.55
12/1/2019 $498,129.57
Looks like I'll be graduating from here next month *knocks on wood* but January tuition payment will probably keep me here for a couple more months. It's really weird but due to an accident, insurance paid me out a lot more than my old car was worth in November. Was able to get into a used EV for a great price, and hopefully reduced future costs by going EV. Extrapolating one month of energy, electric will cost me about $250/year vs $1,500 in gas in my old vehicle.
Hmmm jinxed myself. The banking app I use to track my networth (along with excel) wasn't updating one of my accounts and I dropped for January 1 when I updated it properly + paid tuition.
01/01/2020 - $488,000
Good news is I got an unexpected $7,000 due to a certain investment that had a surprise pay off. Might be near that half a mill mark by end of the month after all, but likely thread graduation by March. Good luck in 2020 to you all!
Post by: Big Tex on January 08, 2020, 04:48:00 PM
October 19: NW 318,809 Invested: 294,437
November 19: NW 339,590 Invested: 314,126 <- Must be the markets
January 20: NW 373,029 Invested: 343,704
Post by: dandypandys on January 10, 2020, 09:08:53 AM
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Dec 1st:370k/270k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
April 1st $418.5
May 1st $430
June 1st $418 a big car fix - not sure why it went down so much, maybe I made an updating mistake last month
July 1st $439.5 won an award of excellence at work:) plus market gains and the normal contributions :) will put award straight into our Vanguard yay
Aug 1st $444
Sept 1st $452.5 two big art sales this month
Oct 1st $456 hmm- seems low
Nov 1st $484 2 big art sales this month :) also reached max on retirement fund
Dec 1st $498.5 almost!
Jan 1st $533.5 We did it! How exciting :)
Post by: FrugalFisherman10 on January 10, 2020, 09:50:03 AM
Haha..I fish for fun!I've graduated to this thread now. I went from 100 - 250k between June 2017 and December 2019, so a year and a half. In line with the concept behind this thread, it Would be pretty cool to take the same amount of time to double my money again but not sure I see that as realistic. An easy riding up up up market has been the ticket so far I feel like.
Welcome to the thread! Fish for fun or for career? Can't say I've seen too many career fishermen on forums looking for FI.
Maybe one day I can fish full time. That would be cool..sounds a bit like too much icing and not enough cake though.
Best!
Sent from my iPhone using Tapatalk
Post by: gmdv on January 10, 2020, 10:18:27 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
Post by: coffeefueled on January 10, 2020, 10:57:06 AM
Time from -40k student debt to $250k: 4.5 years
250 to 500: 9 months
I got a 130k boost from combining accounts with my new husband in June, but the $120k since then is all savings and the market. Can't wait to see what we'll accomplish in 2020. I heard the next $500k goes a lot faster. Two incomes that are both much larger than what I started with back in 2014 helps a lot. I hope we can hit it in three years.
Post by: Check2400 on January 13, 2020, 11:58:16 AM
Month Year Net Worth Jan 2017 103,000 Jan 2018 160,000 Jan 2019 204,000 Jan 2020 275,500 Nov. 2019 255,000 Dec. 2019 262,000 Jan. 2020 275,500
I usually get a substantial year end bonus from a side business that should give me some breathing room next month.
The big news for me this year is that my employer took away the company 401k. So I basically got a 4K pay cut. It will be discussed at the end of year meeting, but I am looking for suggestions. I am priced out of Roth IRA, and my only thought is to talk the boss into a simple IRA to get back at least 13K of tax savings investments.
End of the year bonus wasn't quite what is was supposed to be, and still haven't found an alternative for retirements savings. Feels like things have stopped just stalling and are now starting to roll backwards. Lost the 401k, health insurance went up, side business went down, property taxes continued to go up, no raise, etc. etc. etc.
Still going way better than the average Joe, just stinks to lose momentum. We're having the third and final child soon, so I get we're in the muck of it all, but compounding growth waits for no man (or baby).
Looking at potentially buying my first investment property next week. It is commercial and not residential, but entry level. Mostly I am looking to pull some money out of the market to diversify and insulate against [pick your reason here].
I don't expect much come next month for some annual expenses I have to pay out, but when 80% of NW is in the market things are starting to get out of my hands on growth/loss.
Post by: Steeze on January 16, 2020, 05:43:30 AM
Count me in!
Target for 500 - June 2022
Post by: nkt0 on January 16, 2020, 08:35:15 AM
Goals for 2020: Max out all pre-tax retirement (401k, HSA, and tIRA) and hit an overall 60% savings rate.
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Post by: dreadmoose on January 16, 2020, 01:00:35 PM
Looking at potentially buying my first investment property next week. It is commercial and not residential, but entry level. Mostly I am looking to pull some money out of the market to diversify and insulate against [pick your reason here].
I don't expect much come next month for some annual expenses I have to pay out, but when 80% of NW is in the market things are starting to get out of my hands on growth/loss.
The way I look at mine that would be the opposite of diversifying and scare me depending on how much of my NW I'm pulling out. If your investments are diverse (geographically and market) wouldn't the prudent diversification be to an REIT or similar?
Post by: SeattleStache on January 28, 2020, 08:23:49 AM
September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
Post by: Imustacheyouaquestion on January 31, 2020, 07:58:45 AM
| 2018 | 2019 | 2020 | |
| January | - | $255,892.49 | $424,020.62 |
| February | - | $284,061.44 | $430,723.62 |
| March | - | $302,124.69 | - |
| April | - | $311,269.23 | - |
| May | - | $326,333.60 | - |
| June | - | $324,533.94 | - |
| July | $250,737.17 | $346,414.84 | - |
| August | $258,326.17 | $353,235.46 | - |
| September | $271,396.46 | $357,483.82 | - |
| October | $276,447.64 | $382,001.08 | Graduation? |
| November | $258,733.03 | $394,916.44 | - |
| December | $272,495.64 | $408,747.03 | - |
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: wonkette on January 31, 2020, 08:32:57 AM
I am a recent graduate of the $100k-250k thread. I'm expecting to be in this thread for about three years, though who knows what the markets will do in that time! Goals for 2020: save some cash for a surgery I will probably undergo mid-year, max tax-differed accounts, try not to rage-quit my job
Net worth Jan 2020: 266,486
Post by: JLee on January 31, 2020, 10:06:01 AM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.402020
Code: [Select]
Date Assets Debts Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55If I hadn't bought a house and had the ensuing costs / fixes / etc I'd likely have had a $100k+ delta, but I'm much happier with my living situation so I shouldn't complain :)
Calculating net worth is weird now -- I'm ignoring cars entirely (I have one financed for about what it's worth, and two free & clear) and also ignoring my solar system's loan and corresponding value (it's providing ~$400/mo to offset a ~$335/mo payment) and also a state-subsidized energy efficiency loan (0% for 10 years) for ~10k ($116/mo). It's not really an accurate number, but given that I've put ~$60k into the house and kept the house value the same for my calculation I hope it's close enough to be reasonably realistic.
Post by: hudsoncat on January 31, 2020, 12:05:31 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $134,179 | $222,019 | $261,809 | $403,264 | - |
| February | - | $140,623 | $236,831 | $286,584 | $414,417 | - |
| March | - | $148,087 | $234,104 | $303,681 | - | - |
| April | - | $153,745 | $234,452 | $314,939 | - | - |
| May | - | $161,518 | $241,470 | $331,080 | - | - |
| June | - | $167,077 | $249,398 | $320,926 | - | - |
| July | - | $171,538 | $253,884 | $342,700 | - | - |
| August | - | $179,124 | $264,666 | $354,784 | - | - |
| September | - | $180,682 | $276,905 | $351,842 | - | - |
| October | - | $192,217 | $285,986 | $360,853 | - | - |
| November | $121,639 | $199,128 | $267,359 | $374,706 | - | - |
| December | $128,335 | $207,436 | $281,461 | $391,293 | - | - |
Borrowing this format from @ASW, @dogboyslim. @Jaayse, et al. It's a nice way to see growth since beginning of tracking.
Investments only as always. We've had several spendy months in a row (mostly unexpected, unplanned for things) So far I haven't had to lessen our scheduled investments (401K/403B/HSAs/IRAs) that come out our payroll directly. I think if we can weather this last one we should be in the clear. Once we get our WTF savings built back up a bit, hopefully we can start funneling some of the money we have been using to cash flow our spending into investments as well. We're already maxing the the above, but I had hoped to start a taxable account last fall. No such luck.
Post by: UnleashHell on January 31, 2020, 02:01:17 PM
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid 522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K Liquid 537K
nov-19 nw 475k liquid 559k
dec-19 nw 490k liquid 575k annual increase to nw - 145k
Jan-20 nw 483 liquid 563
yuck
Post by: dreadmoose on January 31, 2020, 03:23:16 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - |
| February | - | -$24,977 | $122,183 | $244,321 | - | - |
| March | Found MMM-> | -$21,759 | $122,763 | $252,749 | - | - |
| April | - | -$15,838 | $129,950 | $263,657 | - | - |
| May | - | $7,447 | $149,174 | $252,690 | - | - |
| June | - | $16,623 | $154,992 | $287,639 | - | - |
| July | -$19,048 | $27,638 | $167,846 | $299,427 | - | - |
| August | -$18,739 | $39,025 | $180,481 | $313,257 | Graduation? | - |
| September | -$21,536 | $49,626 | $185,098 | $321,358 | - | - |
| October | -$25,832 | $59,438 | $194,857 | $336,179 | - | - |
| November | -$25,621 | $71,949 | $205,772 | $351,985 | - | - |
| December | -$25,405 | $110,473 | $212,859 | $385,426 | - | - |
Also stealing this format to track going all the way back.
This month was great for gains and I've started investing through my corporation as all tax-advantaged accounts are full.
This makes it pretty clear MMM changed my life when I found it in early 2017, I can honestly say I haven't noticed my lifestyle constricting and I am happier than before, even ignoring savings.
Post by: Morning Glory on February 01, 2020, 06:23:03 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2019
Jan 1: 447,716
Feb 1: 451,064
Post by: DarkandStormy on February 01, 2020, 07:32:05 AM
NW // Inv Assets
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
Post by: ItsALongStory on February 01, 2020, 07:35:46 AM
Total net worth: $495000
Ended month on a down day but that's just a blip on the chart soon.
Post by: SpareChange on February 01, 2020, 08:28:42 AM
Post by: Dogastrophe on February 01, 2020, 02:51:28 PM
07/31/19 - $330,406
08/31/19 - $437,870 (large windfall + quarterly rrsp invest)
09/30/19 - $443,081
10/31/19 - $452,295
11/30/19 - $483,711(incl quarterly rrsp invest)
12/31/19 - $484,963
01/31/20 - $496,255
Post by: Jaayse on February 01, 2020, 06:51:52 PM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $232,213 | $356,542 | $500,087 | - |
| February | - | $245,447 | $383,348 | $502,244 | - |
| March | - | $242,789 | $394,563 | - | - |
| April | $164,900 | $246,140 | $403,461 | - | - |
| May | - | $318,398 | $421,194 | - | - |
| June | - | $328,870 | $409,591 | - | - |
| July | $180,808 | $342,159 | $435,981 | - | - |
| August | $189,280 | $354,936 | $443,135 | - | - |
| September | $193,727 | $366,727 | $441,101 | - | - |
| October | $209,968 | $374,465 | $452,232 | - | - |
| November | $220,602 | $361,296 | $466,688 | - | - |
| December | $225,918 | $370,140 | $482,944 | - | - |
I still don't trust that I'm in the clear to move on without falling back, I'm going to wait to see what the coronavirus scare turns into given Friday's market so I'm here with you all for one more month.
Post by: Nick_Miller on February 02, 2020, 07:26:04 AM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Dec 2019 $356,233.57
Jan 2020 $364,075.39
Feb 2020 $374,691.07
Strong start to the new year! Wife's employer went ahead and funded $4000 onto our HSA card, so medicals, barring a large, unanticipated issue, should be covered for many months.
Post by: fuzzy math on February 02, 2020, 08:43:42 AM
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Nov 2019 $352,430
Dec 2019 $370,715
Jan 2020 $401,716
Feb 2020 $414,430
Post by: NextTime on February 02, 2020, 10:55:32 AM
| 2018 | 2019 | 2020 | |
| January | - | $206,667 | $304,693 |
| February | $198,265 | $224,401 | $305,287 |
| March | $204,080 | $231,997 | - |
| April | $204,080 | $236,710 | - |
| May | $206,310 | $246,138 | - |
| June | $207,731 | $245,062 | - |
| July | $209,453 | $256,868 | - |
| August | $218,450 | $256,076 | - |
| September | $224,243 | $266,197 | - |
| October | $227,037 | $274,186 | - |
| November | $214,107 | $284,427 | - |
| December | $219,948 | $295.004 | - |
Post by: gmdv on February 02, 2020, 06:06:44 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
Post by: tjrssibelle on February 02, 2020, 06:31:00 PM
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Post by: ingrownstudentloans on February 03, 2020, 07:01:35 AM
(IRA/401K/taxable accounts/conservative equity in rental properties):
2/1/2020 $333,916.40.
Post by: dogboyslim on February 03, 2020, 09:52:41 AM
Had some unexpected expenses in December that took a big chunk out. Boo.
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | $276,751 | - |
| February | $94,135 | $130,112 | $210,931 | - | - |
| March | $96,711 | $170,547 | $220,649 | - | - |
| April | $100,313 | $175,470 | $231,153 | - | - |
| May | $104,001 | $181,127 | $230,149 | - | - |
| June | $107,339 | $183,621 | $244,641 | - | - |
| July | $111,240 | $190,156 | $252,651 | - | - |
| August | $113,472 | $162,706 | $257,825 | - | Target Graduation |
| September | $117,719 | $165,350 | $264,537 | - | - |
| October | $119,898 | $160,600 | $273,062 | - | - |
| November | $121,666 | $165,845 | $294,017 | - | - |
| December | $125,576 | $160,236 | $269,709 | - | - |
Post by: BiggerFishToFI on February 03, 2020, 11:33:26 AM
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
02/28/19 $265,980 $328,866
03/31/19 $283,322 $346,316
04/30/19 $303,551 $367,527
05/31/19 $303,986 $364,917
06/30/19 $329,675 $388,175
07/31/19 $346,447 $406,628
08/31/19 $348,793 $411,689
09/30/19 $358,623 $424,118
10/31/19 $380,193 $417,791
11/30/19 $394,260 $441,217
12/31/19 $413,479 $495,002
01/31/20 $431,646 $502,333
As in the last thread, staying here until investments break-through as well!
Post by: Big Tex on February 04, 2020, 10:39:13 AM
October 19: NW 318,809 Invested: 294,437
November 19: NW 339,590 Invested: 314,126 <- Must be the markets
January 20: NW 373,029 Invested: 343,704
February 20: NW 387,732 Invested: 357,123
I have some big bills coming up and a baby on the way-- I hope I can keep up the saving!
Post by: Stimpy on February 04, 2020, 10:44:49 AM
Numbers based on Mint. Does not include a few minor accounts with less then $1000 total.
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07% 1/31/2019 $200,473.39 $56,820.70 $257,294.09 ~14.83% 2/28/2019 $194.787.12 $58986.57 $253.773.69 ~-1.37% 3/31/2019 $198,888.47 $60,358.25 $259,246.72 ~-2.16% 12/31/2019 $258,407.93 $82,188.34 $340,596.27 ~-10.57% Percentage off due to account access issues last month
1/31/2020 Fire: $257,367.80 + Medi $83,131.94 = $340,499.74 ~-.03%
Hmmm, I didn't end up spending a fortune like what usually happens in January.... Not sure if it's Mint missing something (wouldn't be a first) or if I am missing something, going to have to dig a little bit on that one, cause in other places I have the number going up at least a little bit. Meh not a big deal, I know which direction i am heading.....
Post by: solon on February 05, 2020, 05:40:43 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
1-2020 $282,110
2-2020 $290,845
Forward!
Post by: ItsALongStory on February 05, 2020, 07:08:14 AM
Post by: Check2400 on February 06, 2020, 09:18:25 AM
Month Year Net Worth Jan 2017 103,000 Jan 2018 160,000 Jan 2019 204,000 Jan 2020 275,500 Nov. 2019 255,000 Dec. 2019 262,000 Jan. 2020 275,500 Feb. 2020 270,000
Put an offer on the commercial property but the seller pulled the listing. I think they were just looking for an offer to establish market value for a refinance, which is fine, but disappointing.
Working up a proposal to get my employer to sign off on a Simple IRA to get some tax advantaged savings since they pulled the 401k from our benefits.
Aside from that, just trying to survive until nanny costs are gone. Sadly my savings rate has plummeted as of late.
Post by: Whiskers on February 07, 2020, 07:32:00 PM
Gonna throw my hat into the ring on this thread. It's crazy to go back and see the progress over the years. I came out of grad school in 2010 with $90k in student debt, without a pot to piss in, earning $40k a year. Four years ago this month, I was celebrating a zero net worth after a long period of focusing on attacking the loans. At that time, I decided to refocus my efforts on saving and investing more and to not go as crazy on the loans. Just last week, my personal investment accounts crossed the $250k mark for the first time. And this week, I will be making my final student loan payment. It feels great!
It's a little surreal for me getting to this point. I'm in the camp where it has felt like a big deal. Both of these goals, paying off the student loans and hitting $250k in investments, have been on my mind for so long and now both have been achieved... at practically the same time. I do feel different-- "rich" in the sense that my financial anxieties already seemed to have lessened. I don't feel prisoner to any debt and I have confidence in my nest egg. Now, in my 34th year, my traditional retirement (e.g. 65+) is already taken care of and all efforts moving forward will continue to shave off the years until true financial independence. (Now I know everyone uses their own form of accounting; I'll be following based on my personal investments/retirement accounts--separate from the wife's).
Checking in about 15 months after hitting $250k. Just this week I eclipsed $312,500.00 for the first time. This was a cool number for me, because I love to extrapolate the growth potential of what has been already been amassed... In 10 years, it should be worth appx $625k; in 20 years, it should be $1.25m; and in 30 years, at age 65, it would grow to be worth $2.5m (inflation adjusted)! Although, there is no way I am working that long though. Lol. Will be drawing well before then, but the security feels really good... Okay, back to plodding along in the race. Good luck everyone!
Took less than 3 months after hitting $312.5k to reach 1/3 of a million. Surpassed $333,333.33 for the first time today. Hoping to keep the momentum rolling!
Chugging along nicely here. Still using the same accounting. Surpassed $400k in investments for the first time today! Just a matter of time to crush $500k... Keep at it everyone.
Post by: Mustachio Bashio on February 10, 2020, 05:53:49 PM
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
8/18 - 287,779
9/18 - 298,772
10/18 - 307,200
11/18 - 295,490
12/18 - 298,003
1/19 - 284,697
2/19 - 314,314
3/19 - 331,474
4/19 - 344,390
5/19 - 357,302
6/19 - 351,017
7/19 - 372,466
8/19 - 373,986
9/19 - 377,991
10/19 - 384,914
11/19 - 403,766
12/19 - 415,269
1/19 - 436,741
2/19 - 440,512 bit delayed
Post by: Woodro85 on February 10, 2020, 05:54:20 PM
12/1/2019 $498,129.57
01/01/2020 $488,713.11
02/01/2020 $500,122.00!!!!!!!!!!!!!!
I graduated!! I'm not introducing myself to the next group yet though, we'll see if it holds. I turned to my wife the other day as I was updating spreadsheet in bed and told her that we were now worth half a million bucks, and I'm not even factoring in her investments or bank accounts. She laughed at me as she thought I was joking. Our financial plan and objectives are in line but our actual accounts are very much separate still. FI still seems so far away but it also keeps going quicker :D
Post by: SpareChange on February 11, 2020, 09:44:04 AM
11/1/2019 $479,049.55
12/1/2019 $498,129.57
01/01/2020 $488,713.11
02/01/2020 $500,122.00!!!!!!!!!!!!!!
I graduated!! I'm not introducing myself to the next group yet though, we'll see if it holds. I turned to my wife the other day as I was updating spreadsheet in bed and told her that we were now worth half a million bucks, and I'm not even factoring in her investments or bank accounts. She laughed at me as she thought I was joking. Our financial plan and objectives are in line but our actual accounts are very much separate still. FI still seems so far away but it also keeps going quicker :D
Yay! Congrats.
Post by: dignam on February 14, 2020, 06:08:33 AM
Feb 2020 $253k
Post by: ItsALongStory on February 14, 2020, 07:31:36 PM
First post in this thread - graduated the last thread this morning as a profit sharing 401k lump sum pushed me past 250!Welcome!
Feb 2020 $253k
Post by: UnleashHell on February 15, 2020, 05:13:47 AM
barring a big drop in the markets it looks like I'll be leaving this thread after posting my numbers at month end. plenty of chance for the market to screw me yet though :D
Post by: CdnChris on February 16, 2020, 06:40:04 AM
Looks like I crossed over $500k of retirement savings at the beginning of the year. I have tax returns due this spring that and will probably wait until then to switch to the next challenge just to be sure.
In April, 2017 I commented in this thread that I would love to be at $500k in 2 years. It actually took me 2 years, 8 months. Lots of changes in the last two years including moving, changing jobs and all of my kids starting university. Hard to keep a consistent saving rate with that much change, and very pleased with the accomplishment.
Congratulations to everybody entering and leaving the thread!
- September, 2016: $207,022.02
- October: $229,254.61
- November:$253,036.10
- February 1st, 2017: $271,698.51
- March 1st: $298,326.11
- April 1st: $307,087.83
- May 1st: $321,801.45
- June 1st: $315,121.88
- July 31st: $320,849.33
- September 30th: 355,730.72
- October 31th: 370,063.98
- Feb 14, 2020: $504,517.43
Post by: Bettersafe on February 19, 2020, 03:16:32 AM
New to the forum but would like to join this topic. About me; mom of two, somewhere between 40 and 50 yo, married to mr B, new to the FIRE concept (unfortunately but better late than never). Stated NW is just for me since we keep financials partly separate and partly combined (mr B is not fully on board yet).
Feb 2020: 256,102.42
Post by: malachite on February 20, 2020, 07:44:31 PM
I just checked my net worth and it is over 500k! I was inspired to stop lurking and join these race threads.
A chunk of that number is equity though, so I decided to join in this thread instead. This way the race to 1M thread will also be the race to FI.
The 2020 goal is to hit 400k liquid by the end of the year.
Investments Equity NetWorth
FEB 2020: 343,617.16 178,000.00 521,617.16
Post by: facepalm on February 23, 2020, 10:56:28 AM
May-17 263,800
Jun-17 268,100
Jul-17 273,100
Aug-17 276,800
Sep-17 284,500
Oct-17 292,100
Nov-17 302,000
Dec-17 309,500
Jan-18 318,100
Feb-18 321,800
Mar-18 313,540
Apr-18 322,810
May-18 328,600
Jun-18 331,857
Jul-18 340,250
Aug-18 341,769
Sep-18 348,467
Oct-18 343,957
Nov-18 347,468
Dec-18 340,952
Jan-19 359,000
Feb-19 370,750
Mar-19 378,525
Apr-19 391,005
May-19 397,259
Jun-19 407,266
. . .
Jan-20 456,145
Hope to be out of here by July.
Post by: The Tester on February 23, 2020, 06:16:20 PM
November 2019 - $266,069
December 2019 - $277,275
January 2020 - $281,256
Post by: wonkette on February 28, 2020, 09:29:39 AM
Dec 2019: 265,548
Jan 2020: 266,486
Feb 2020: 248,504
Post by: Dogastrophe on February 28, 2020, 02:49:49 PM
07/31/19 - $330,406
08/31/19 - $437,870 (large windfall + quarterly rrsp invest)
09/30/19 - $443,081
10/31/19 - $452,295
11/30/19 - $483,711(incl quarterly rrsp invest)
12/31/19 - $484,963
01/31/20 - $496,255
02/28/20 - $472,573 (incl quarterly rrsp invest ... I'd be at $463+/- without it)
Ugly end to the Month. I wouldn't mind things staying low for a bit as we're expecting a large tax refund which is destined for our TFSA.
Post by: Nick_Miller on February 28, 2020, 06:20:28 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Dec 2019 $356,233.57
Jan 2020 $364,075.39
Feb 2020 $374,691.07
Mar. 2020 $373,208.41
Tough week. Lost $18K on paper (I track net worth, which includes home equity, cash, and student loan debt). My wife and I handled it well though; there's nothing we can do about it. We didn't gnash our teeth.
Post by: achvfi on February 28, 2020, 07:35:44 PM
Dec-19 $391000 - INV ---> Very pleased with $162000 increase in investments and cash this year. Thank you downturn in 2018. Lets keep this up people. Happy new year, new decade!
Feb-20 $377000 - INV ---> I was looking forward to market opportunity and here it is. Welcome back Volatility! I am buying.
Post by: Steeze on February 28, 2020, 07:41:01 PM
Luckily my 2019 employer match hit my 401k at the most recent Top, before immediately losing, what, 15% now? Shored up the month end number a bit at least. Just to keep it fun, we also owed Uncle Sam $4.5k this month.
Of course we took a beating in the market like everyone else - but sold some bonds, bought some stock this morning (~1.5% of NW), and set up my automatic purchases today to a 95/5 ratio instead of the usual 85/15 ratio. Also transferred some cash from the emergency fund to my brokerage to make another purchase Monday (another ~2% of NW). Emergency fund has been a bit bloated lately as we have been contemplating a rental purchase. Also contacted HR and doubled my 401k contribution, which will front load the 401k a bit and cause a manageable deficit in my budget. Will continue selling bonds / trading cash for stocks each time the market passes a new miles stone (-20%, -25%, -30%, etc.).
Even if the market does not continue to drop, hoping it will at least hang out at these levels for a few months, but that seems unlikely.
NW = 253k (loss of 1.8k this month) not including our house. Just barely stayed in the thread!
This was our second negative month since I started tracking, other was October 2018, a loss of $20.
Post by: SeattleStache on February 28, 2020, 09:06:58 PM
September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
Post by: tjrssibelle on February 28, 2020, 09:31:20 PM
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Sent from my SM-N960U using Tapatalk
Post by: UnleashHell on February 29, 2020, 03:47:50 AM
welcome and congrats to the newbies and those leaving the thread.
barring a big drop in the markets it looks like I'll be leaving this thread after posting my numbers at month end. plenty of chance for the market to screw me yet though :D
Me and my big mouth.
Sorry folks. I accept the blame for speaking out loud...
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid 522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K Liquid 537K
nov-19 nw 475k liquid 559k
dec-19 nw 490k liquid 575k annual increase to nw - 145k
Jan-20 nw 483 liquid 563
feb-20 nw 440 liquid 520
Post by: ItsALongStory on February 29, 2020, 08:40:24 AM
Invested: $270922 (+~7k)
Total net worth: $495000
Ended month on a down day but that's just a blip on the chart soon.
Pleased to have stayed in this thread with $260287 liquid. I had already decided to start maximizing my 401k early so that came in handy. excited to see what will happen when the market starts recovering.
Post by: SpareChange on February 29, 2020, 08:52:36 AM
Post by: Imustacheyouaquestion on February 29, 2020, 11:22:51 AM
Seriously though, I did rebalance my portfolio because the equity drop triggered my tolerance band on asset allocation, looked to refi mortgages (not low enough to make sense, but I will keep watching rates), and exercised a small amount of tax loss harvesting inside our taxable account to make a quick buck.
| 2018 | 2019 | 2020 | |
| January | - | $255,892.49 | $424,020.62 |
| February | - | $284,061.44 | $430,723.62 |
| March | - | $302,124.69 | $409,926.04 |
| April | - | $311,269.23 | - |
| May | - | $326,333.60 | - |
| June | - | $324,533.94 | - |
| July | $250,737.17 | $346,414.84 | - |
| August | $258,326.17 | $353,235.46 | - |
| September | $271,396.46 | $357,483.82 | - |
| October | $276,447.64 | $382,001.08 | Graduation? |
| November | $258,733.03 | $394,916.44 | - |
| December | $272,495.64 | $408,747.03 | - |
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: hudsoncat on March 01, 2020, 07:22:08 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $134,179 | $222,019 | $261,809 | $403,264 | - |
| February | - | $140,623 | $236,831 | $286,584 | $414,417 | - |
| March | - | $148,087 | $234,104 | $303,681 | $388,201 | - |
| April | - | $153,745 | $234,452 | $314,939 | - | - |
| May | - | $161,518 | $241,470 | $331,080 | - | - |
| June | - | $167,077 | $249,398 | $320,926 | - | - |
| July | - | $171,538 | $253,884 | $342,700 | - | - |
| August | - | $179,124 | $264,666 | $354,784 | - | - |
| September | - | $180,682 | $276,905 | $351,842 | - | - |
| October | - | $192,217 | $285,986 | $360,853 | - | - |
| November | $121,639 | $199,128 | $267,359 | $374,706 | - | - |
| December | $128,335 | $207,436 | $281,461 | $391,293 | - | - |
My partner got a raise that'll start in late March, currently filling a 401k, 403b, two HSAs, two IRAs... I guess its finally time to start a taxable account!
Post by: Woodro85 on March 01, 2020, 11:06:47 AM
11/1/2019 $479,049.55
12/1/2019 $498,129.57
01/01/2020 $488,713.11
02/01/2020 $500,122.00!!!!!!!!!!!!!!
I graduated!! I'm not introducing myself to the next group yet though, we'll see if it holds.
11/1/2019 $479,049.55
12/1/2019 $498,129.57
01/01/2020 $488,713.11
02/01/2020 $500,122.00
03/01/2020 $497,515
Knew I wasn't ready to leave you folks. Markets this week slowing down the progress. This has been the first time I've ever sold bonds to re-balance though. Overpaid income taxes this year and expecting a few thousand bucks return to re-graduate me again, probably by next month. Good luck to you all during this bit of stock market turmoil and let's cross our fingers jobs don't start getting affected.
Post by: Morning Glory on March 01, 2020, 05:01:16 PM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2019
Jan 1: 447,716
Feb 1: 451,064
Mar 1: 427,409
Haven’t checked to see how much I “lost” until just now. A year ago I would have been ecstatic just to be in the 400’s though.
Post by: Jaayse on March 01, 2020, 06:36:12 PM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $232,213 | $356,542 | $500,087 | - |
| February | - | $245,447 | $383,348 | $502,244 | - |
| March | - | $242,789 | $394,563 | $475,671 | - |
| April | $164,900 | $246,140 | $403,461 | - | - |
| May | - | $318,398 | $421,194 | - | - |
| June | - | $328,870 | $409,591 | - | - |
| July | $180,808 | $342,159 | $435,981 | - | - |
| August | $189,280 | $354,936 | $443,135 | - | - |
| September | $193,727 | $366,727 | $441,101 | - | - |
| October | $209,968 | $374,465 | $452,232 | - | - |
| November | $220,602 | $361,296 | $466,688 | - | - |
| December | $225,918 | $370,140 | $482,944 | - | - |
Looks like I'll be working towards graduation again, however I'm going to be buying while there is a sale!
Post by: NextTime on March 01, 2020, 07:07:52 PM
| First of | 2018 | 2019 | 2020 |
| January | - | $206,667 | $304,693 |
| February | $198,265 | $224,401 | $305,287 |
| March | $204,080 | $231,997 | $290,554 |
| April | $204,080 | $236,710 | - |
| May | $206,310 | $246,138 | - |
| June | $207,731 | $245,062 | - |
| July | $209,453 | $256,868 | - |
| August | $218,450 | $256,076 | - |
| September | $224,243 | $266,197 | - |
| October | $227,037 | $274,186 | - |
| November | $214,107 | $284,427 | - |
| December | $219,948 | $295.004 | - |
Post by: dogboyslim on March 02, 2020, 07:26:17 AM
The market drop hurt. I may have to push back target Graduation a few months, but I'm not going to do anything rash like that until a few more months of results.
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | $276,751 | - |
| February | $94,135 | $130,112 | $210,931 | $288,444 | - |
| March | $96,711 | $170,547 | $220,649 | - | - |
| April | $100,313 | $175,470 | $231,153 | - | - |
| May | $104,001 | $181,127 | $230,149 | - | - |
| June | $107,339 | $183,621 | $244,641 | - | - |
| July | $111,240 | $190,156 | $252,651 | - | - |
| August | $113,472 | $162,706 | $257,825 | - | Target Graduation |
| September | $117,719 | $165,350 | $264,537 | - | - |
| October | $119,898 | $160,600 | $273,062 | - | - |
| November | $121,666 | $165,845 | $294,017 | - | - |
| December | $125,576 | $160,236 | $269,709 | - | - |
Post by: dreadmoose on March 02, 2020, 11:14:54 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - |
| February | - | -$24,977 | $122,183 | $244,321 | $389,937 | - |
| March | Found MMM-> | -$21,759 | $122,763 | $252,749 | - | - |
| April | - | -$15,838 | $129,950 | $263,657 | - | - |
| May | - | $7,447 | $149,174 | $252,690 | - | - |
| June | - | $16,623 | $154,992 | $287,639 | - | - |
| July | -$19,048 | $27,638 | $167,846 | $299,427 | - | - |
| August | -$18,739 | $39,025 | $180,481 | $313,257 | Graduation? | - |
| September | -$21,536 | $49,626 | $185,098 | $321,358 | - | - |
| October | -$25,832 | $59,438 | $194,857 | $336,179 | - | - |
| November | -$25,621 | $71,949 | $205,772 | $351,985 | - | - |
| December | -$25,405 | $110,473 | $212,859 | $385,426 | - | - |
Ouch, added $12,818 this month and am still down $12,513 for a total loss of $25,331.
I do enjoy that it feels like stock sales and I can get kind of excited about that instead of worrying.
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point
Post by: JLee on March 02, 2020, 01:57:22 PM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.402020
Code: [Select]
Date Assets Debts Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26Paid off a car and listed it for sale - $19.9k. I'm still not sure how to factor my solar array into this...probably should take the hit by listing it as debt. I am refinancing my house now so if it appraises for any more, I can offset solar with the increased house value. If I don't do that my NW dips below $300k which feels wrong because it's offset by property...
Post by: BiggerFishToFI on March 03, 2020, 08:45:45 PM
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
02/28/19 $265,980 $328,866
03/31/19 $283,322 $346,316
04/30/19 $303,551 $367,527
05/31/19 $303,986 $364,917
06/30/19 $329,675 $388,175
07/31/19 $346,447 $406,628
08/31/19 $348,793 $411,689
09/30/19 $358,623 $424,118
10/31/19 $380,193 $417,791
11/30/19 $394,260 $441,217
12/31/19 $413,479 $495,002
01/31/20 $431,646 $502,333
02/29/20 $419,487 $491,881
Post by: gmdv on March 04, 2020, 09:48:11 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
Post by: Mazzinator on March 05, 2020, 06:09:14 AM
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365
July 19- $379
Aug 19- ?
Sept 19- ?
Oct 19- ?
Nov 19- ?
Dec 19- $422
Feb 20- $390
Post by: solon on March 05, 2020, 10:42:22 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
1-2020 $282,110
2-2020 $290,845
3-2020 $288,022
I guess not too bad considering the scary news.
Post by: fuzzy math on March 06, 2020, 08:11:55 PM
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Nov 2019 $352,430
Dec 2019 $370,715
Jan 2020 $401,716
Feb 2020 $414,430
Mar 2020 $412,631
Post by: DarkandStormy on March 09, 2020, 11:57:47 AM
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
Market drop causing quite the course correction. Looking worse in the week or so since. Still up big time over the last year, though.
Post by: gmdv on March 12, 2020, 09:59:15 AM
Post by: Nick_Miller on March 12, 2020, 01:56:01 PM
*stays the course*
Post by: JLee on March 13, 2020, 12:21:11 PM
Shit, at this race I'll be lucky to stay in this group!
*stays the course*
You and me both, lol. I am hoping that it'll stay down for a while so my contributions buy in cheap and in the long run I end up better off :)
Post by: gmdv on March 13, 2020, 02:24:50 PM
Post by: RWD on March 13, 2020, 08:03:25 PM
Ended up day trading the VTI bought yesterday and made almost 10% on it. Guess I'm not ready for buy and hold yet. Let see if I'll have the opportunity to buy low again.I made 9.1% on our VTI today without any day trading at all.
Post by: gmdv on March 13, 2020, 09:02:19 PM
Good for you, congrats on saving a few clicks.Ended up day trading the VTI bought yesterday and made almost 10% on it. Guess I'm not ready for buy and hold yet. Let see if I'll have the opportunity to buy low again.I made 9.1% on our VTI today without any day trading at all.
Post by: ItsALongStory on March 14, 2020, 12:11:32 PM
Shit, at this race I'll be lucky to stay in this group!
*stays the course*
You and me both, lol. I am hoping that it'll stay down for a while so my contributions buy in cheap and in the long run I end up better off :)
Probably applies for most people who have joined in the past few quarters. I'm currently below 250 i'm sure, but contributing aggressively to 401k which ought to help as we will inevitably see a rebound. we have about 4k in travel expenses that we hope will get refunded and those should be a nice bonus too.
Post by: gmdv on March 15, 2020, 04:30:28 PM
Post by: Nick_Miller on March 17, 2020, 09:08:07 AM
I guess I'll still do the net worth check come month's end, but I realize that focusing on that short-term number, while fun for this challenge, is not the end-all-be-all.
Post by: Bettersafe on March 18, 2020, 04:20:05 AM
Hi!
New to the forum but would like to join this topic. About me; mom of two, somewhere between 40 and 50 yo, married to mr B, new to the FIRE concept (unfortunately but better late than never). Stated NW is just for me since we keep financials partly separate and partly combined (mr B is not fully on board yet).
Feb 2020: 256,102.42
I'm wondering if I can stay in this threat but we'll see at the end of the month...
Post by: ItsALongStory on March 22, 2020, 05:17:06 PM
Post by: Bettersafe on March 23, 2020, 09:44:07 AM
Post by: Steeze on March 28, 2020, 08:21:27 AM
Post by: ItsALongStory on March 28, 2020, 09:48:53 AM
I remember when I used to be in this thread .... seems like it was just last month .... those were good times.
Based on your location it might not the biggest worry for you currently. Stay well!
Post by: Steeze on March 28, 2020, 11:05:22 AM
I remember when I used to be in this thread .... seems like it was just last month .... those were good times.
Based on your location it might not the biggest worry for you currently. Stay well!
Thanks! We are hiding inside for sure. I’m just a few blocks from Elmhurst Hospital which is not the best place to be right now at all. Just happy to still have our jobs and be able to work from home. They finally shut down most construction and I will be able to stay inside for the next few weeks aside from needing to re-supply when we start to run out of food. Think we will venture out this week once to grab some more frozen food and other easy to cook items to get us through the worst of it.
Post by: Imustacheyouaquestion on March 31, 2020, 06:55:18 AM
Decided to fund a Roth IRA with recent downturn, and am almost at the max (although now the deadline is extended to the new tax deadline, so we'll likely try to fund a second Roth IRA in that time). Rebalancing when the portfolio hits a tolerance band. Adding a bit of home equity into NW calculation - it was appraised for a refi. Still sitting on a pile of cash for a real estate investment...but maybe it will end up in the market instead??
| 2018 | 2019 | 2020 | |
| January | - | $255,892.49 | $424,020.62 |
| February | - | $284,061.44 | $430,723.62 |
| March | - | $302,124.69 | $409,926.04 |
| April | - | $311,269.23 | $376,066.87 |
| May | - | $326,333.60 | - |
| June | - | $324,533.94 | - |
| July | $250,737.17 | $346,414.84 | - |
| August | $258,326.17 | $353,235.46 | - |
| September | $271,396.46 | $357,483.82 | - |
| October | $276,447.64 | $382,001.08 | Graduation? |
| November | $258,733.03 | $394,916.44 | - |
| December | $272,495.64 | $408,747.03 | - |
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: hudsoncat on March 31, 2020, 07:39:33 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $134,179 | $222,019 | $261,809 | $403,264 | - |
| February | - | $140,623 | $236,831 | $286,584 | $414,417 | - |
| March | - | $148,087 | $234,104 | $303,681 | $388,201 | - |
| April | - | $153,745 | $234,452 | $314,939 | $355,475 | - |
| May | - | $161,518 | $241,470 | $331,080 | - | - |
| June | - | $167,077 | $249,398 | $320,926 | - | - |
| July | - | $171,538 | $253,884 | $342,700 | - | - |
| August | - | $179,124 | $264,666 | $354,784 | - | - |
| September | - | $180,682 | $276,905 | $351,842 | - | - |
| October | - | $192,217 | $285,986 | $360,853 | - | - |
| November | $121,639 | $199,128 | $267,359 | $374,706 | - | - |
| December | $128,335 | $207,436 | $281,461 | $391,293 | - | - |
Fully funded an IRA this month and dumped a bunch into my partner's 401k (bonus month, the job allows him to funnel most of it to the 401k). Staying the course. Happily both still employed, working from home, and currently healthy. Hope others are doing well!
Post by: coffeefueled on March 31, 2020, 08:50:52 AM
Post by: Bettersafe on March 31, 2020, 11:18:56 AM
2020
January: 256,102.42
February: 300,208.75
March: 301,773.44
I get to stay in this threat! My pension funds didn't go as much down as I was fearing, lucky me! Although they may be behind with processing actual numbers so we'll see next month how it plays out.
Post by: SeattleStache on March 31, 2020, 12:13:57 PM
September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
I know this is $182 below the $250k min for this group but hope you will all let me stay through next month to see if this turns around a bit.
Post by: Bettersafe on March 31, 2020, 01:12:00 PM
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.
September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
I know this is $182 below the $250k min for this group but hope you will all let me stay through next month to see if this turns around a bit.
Sorry, you’re not allowed to leave! Only to go to the next threat😀.
Post by: NextTime on March 31, 2020, 02:49:19 PM
| First of | 2018 | 2019 | 2020 |
| January | - | $206,667 | $304,693 |
| February | $198,265 | $224,401 | $305,287 |
| March | $204,080 | $231,997 | $290,554 |
| April | $204,080 | $236,710 | $274,909 |
| May | $206,310 | $246,138 | - |
| June | $207,731 | $245,062 | - |
| July | $209,453 | $256,868 | - |
| August | $218,450 | $256,076 | - |
| September | $224,243 | $266,197 | - |
| October | $227,037 | $274,186 | - |
| November | $214,107 | $284,427 | - |
| December | $219,948 | $295.004 | - |
Post by: Dogastrophe on March 31, 2020, 03:09:43 PM
07/31/19 - $330,406
08/31/19 - $437,870 (large windfall + quarterly rrsp invest)
09/30/19 - $443,081
10/31/19 - $452,295
11/30/19 - $483,711(incl quarterly rrsp invest)
12/31/19 - $484,963
01/31/20 - $496,255
02/28/20 - $472,573 (incl quarterly rrsp invest ... I'd be at $463+/- without it)
03/31/20 - $444,067 (incl tfsa contribution)
Post by: dreadmoose on March 31, 2020, 04:02:16 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - |
| February | - | -$24,977 | $122,183 | $244,321 | $389,937 | <-PANDEMIC |
| March | MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - |
| April | - | -$15,838 | $129,950 | $263,657 | - | - |
| May | - | $7,447 | $149,174 | $252,690 | - | - |
| June | - | $16,623 | $154,992 | $287,639 | - | - |
| July | -$19,048 | $27,638 | $167,846 | $299,427 | - | - |
| August | -$18,739 | $39,025 | $180,481 | $313,257 | Graduation? | - |
| September | -$21,536 | $49,626 | $185,098 | $321,358 | - | - |
| October | -$25,832 | $59,438 | $194,857 | $336,179 | - | - |
| November | -$25,621 | $71,949 | $205,772 | $351,985 | - | - |
| December | -$25,405 | $110,473 | $212,859 | $385,426 | - | - |
Second month down, I'm sticking to my IPS and investing every week. Taking it in stride that I have enough saved that my contributions can't keep up with market swings anymore.
Total investments is down $30,666 even after stuffing an extra $12,963 in there this month.
Personally the sale is good for me with a decently stable job (knock on wood) and a distant horizon for investing. I feel for those suffering with this right now and hope it all works out in the end.
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point
Post by: tjrssibelle on March 31, 2020, 08:19:01 PM
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Sent from my SM-N960U using Tapatalk
Post by: Radagast on March 31, 2020, 10:19:47 PM
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
Q1 2019: $284,421 $346,689
Q2 2019: $315,573 $378,769
Q3 2019: $350,244 $414,376
Q4 2019: $408,250 $473,325
Q1 2020: $362,044 $428,120
Took a little hit, not as bad as it could have been. Taking hits sooner is always better than later in this race!
Post by: Jaayse on March 31, 2020, 10:48:44 PM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $232,213 | $356,542 | $500,087 | - |
| February | - | $245,447 | $383,348 | $502,244 | - |
| March | - | $242,789 | $394,563 | $475,671 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | - |
| May | - | $318,398 | $421,194 | - | - |
| June | - | $328,870 | $409,591 | - | - |
| July | $180,808 | $342,159 | $435,981 | - | - |
| August | $189,280 | $354,936 | $443,135 | - | - |
| September | $193,727 | $366,727 | $441,101 | - | - |
| October | $209,968 | $374,465 | $452,232 | - | - |
| November | $220,602 | $361,296 | $466,688 | - | - |
| December | $225,918 | $370,140 | $482,944 | - | - |
This is awesome, I hope the market stays depressed for a while so I can stockpile for now, I put in around 7k this month. This is probably the best thing for most people around this stage in saving, most likely we all have a few years left to go and by the time we are ready to pull the plug the market should be on the way up and keep our plans pretty safe. Another positive, it is really easy to save when there is nothing going on. I'll be staying here a little while, glad I didn't move up a thread when I could, around mid-February when I saw myself reaching close to 525k I thought I'd be on my way up, but that was a big nope.
Post by: Morning Glory on April 01, 2020, 05:34:22 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2019
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 391,361
Not as bad as I thought it would be. I didn't look at my accounts during the lowest part.
Post by: DarkandStormy on April 01, 2020, 06:46:32 AM
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
Post by: ItsALongStory on April 01, 2020, 07:00:36 AM
Well, dropped below the lower end of this thread for now: $238521 liquid and about $450k total net worth following a drop in home value as well.Invested: $270922 (+~7k)
Total net worth: $495000
Ended month on a down day but that's just a blip on the chart soon.
Pleased to have stayed in this thread with $260287 liquid. I had already decided to start maximizing my 401k early so that came in handy. excited to see what will happen when the market starts recovering.
Just gotta keep plugging along.
Post by: UnleashHell on April 01, 2020, 07:21:25 AM
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid 522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K Liquid 537K
nov-19 nw 475k liquid 559k
dec-19 nw 490k liquid 575k annual increase to nw - 145k
Jan-20 nw 483 liquid 563
feb-20 nw 440 liquid 520
mar-20 nw 374 liquid 455
to think my nw made it out of this thread.. but it was early feb and not a month end. think I'll hang around a little longer....
Post by: ingrownstudentloans on April 01, 2020, 07:37:47 AM
Joining - I reevaluated how/what I was tracking for purposes of these races and have decided to include equity in our investment properties.3/1/2020 $386,416.81 (put cash into new rental property)
(IRA/401K/taxable accounts/conservative equity in rental properties):
2/1/2020 $333,916.40
4/1/2020 $386,032.10
Post by: achvfi on April 01, 2020, 07:46:45 AM
Dec-19 $391000 - INV ---> Very pleased with $162000 increase in investments and cash this year. Thank you downturn in 2018. Lets keep this up people.
Happy new year, new decade!
Feb-20 $377000 - INV ---> I was looking forward to market opportunity and here it is. Welcome back Volatility! I am buying.
Mar-20 $320000 - INV ---> I have been buying. Hoping this sale continues for a while. Maxed out IRAs and investing in taxable now. Trying to refinance
mortgage to free up some cash-flow. For anyone in this race this is the time to double down.
Post by: SpareChange on April 01, 2020, 09:03:00 AM
Post by: Nick_Miller on April 01, 2020, 04:02:50 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Dec 2019 $356,233.57
Jan 2020 $364,075.39
Feb 2020 $374,691.07
Mar. 2020 $373,208.41
April 2020 $347,174.09.
This is our net worth, so home equity, cash holdings, and bonds mitigated our investment losses.
Until there's a vaccine, and that's at least a year to 1.5 years out, it's going to be a bumpy ride. We aren't "doubling down," but we are continuing to invest weekly into my wife's 401k. Holding course.
Post by: JLee on April 01, 2020, 04:42:40 PM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.402020
Code: [Select]
Date Assets Debts Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Mar 2020 $756,805.46 -$464,555.13 $292,250.33
Post by: The Tester on April 01, 2020, 07:05:22 PM
| November 2019 | - | $266,069 |
| December 2019 | - | $277,275 |
| January 2020 | - | $281,256 |
| February 2020 | - | $268,507 |
| March 2020 | - | $244,811 |
Post by: dogboyslim on April 02, 2020, 07:34:07 AM
The market drop hurt more this month. I was under $250 at the worst of it and still lost money after adding $10,600. I'm pretty certain that my graduation target will have to move, but I won't reassess that until I start moving in the correct direction again. Coded Feb. and March green for the pandemic per @dreadmoose. Good idea to call it out.
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | $276,751 | - |
| February | $94,135 | $130,112 | $210,931 | $288,444 | - |
| March | $96,711 | $170,547 | $220,649 | $274,230 | - |
| April | $100,313 | $175,470 | $231,153 | - | - |
| May | $104,001 | $181,127 | $230,149 | - | - |
| June | $107,339 | $183,621 | $244,641 | - | - |
| July | $111,240 | $190,156 | $252,651 | - | - |
| August | $113,472 | $162,706 | $257,825 | - | Target Graduation |
| September | $117,719 | $165,350 | $264,537 | - | - |
| October | $119,898 | $160,600 | $273,062 | - | - |
| November | $121,666 | $165,845 | $294,017 | - | - |
| December | $125,576 | $160,236 | $269,709 | - | - |
Post by: BiggerFishToFI on April 02, 2020, 09:43:07 PM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
02/28/19 $265,980 $328,866
03/31/19 $283,322 $346,316
04/30/19 $303,551 $367,527
05/31/19 $303,986 $364,917
06/30/19 $329,675 $388,175
07/31/19 $346,447 $406,628
08/31/19 $348,793 $411,689
09/30/19 $358,623 $424,118
10/31/19 $380,193 $417,791
11/30/19 $394,260 $441,217
12/31/19 $413,479 $495,002
01/31/20 $431,646 $502,333
02/29/20 $419,487 $491,881
03/31/20 $372,621 $438,618
Best of luck everyone to maintaining our health and our jobs
Post by: gmdv on April 03, 2020, 06:50:49 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
Post by: Woodro85 on April 03, 2020, 08:48:08 AM
02/01/2020 $500,122.00!!!!!!!!!!!!!!
I graduated!! I'm not introducing myself to the next group yet though, we'll see if it holds.
02/01/2020 $500,122.00
03/01/2020 $497,515
Knew I wasn't ready to leave you folks. Markets this week slowing down the progress. This has been the first time I've ever sold bonds to re-balance though. Overpaid income taxes this year and expecting a few thousand bucks return to re-graduate me again, probably by next month. Good luck to you all during this bit of stock market turmoil and let's cross our fingers jobs don't start getting affected.
I'm going to stick around with you folks longer. Busy as can be, but glad I work in an essential service and am still working. Should be saving lots of money working from home and still collecting pay cheques. That variable rate mortgage is going to save me big bucks too! Debating whether to put more money towards the mortgage and pay it off sooner, put it into the stock market, or increase cash in case this economic situation continues to worsen. What's everyone else doing?
02/01/2020 $500,122.00
03/01/2020 $497,515
04/01/2020 $489,899
Post by: ItsALongStory on April 03, 2020, 10:49:48 PM
That variable rate mortgage is going to save me big bucks too! Debating whether to put more money towards the mortgage and pay it off sooner, put it into the stock market, or increase cash in case this economic situation continues to worsen. What's everyone else doing?
Why not lock in a fixed rate now that rate are so low again?
Post by: Mazzinator on April 05, 2020, 10:37:22 AM
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365
July 19- $379
Aug 19- ?
Sept 19- ?
Oct 19- ?
Nov 19- ?
Dec 19- $422
Feb 20- $390
Mar 20- $322
Post by: Toad on April 05, 2020, 05:56:36 PM
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| September 1, 2019 | $34,060.56 | $107,178.92 | $100,816.28 | $242,055.76 | -1.70% |
| October 1, 2019 | $41,940.06 | $111,460.07 | $102,729.37 | $256,129.50 | +5.81% |
| November 1, 2019 | $42,198.89 | $119,326.23 | $106,347.53 | $267,872.65 | +4.58% |
| December 1, 2019 | $48,713.45 | $122,014.49 | $109,478.12 | $280,206.06 | +4.60% |
| January 1, 2020 | $52,388.86 | $125,197.91 | $114,378.91 | $291,915.68 | +4.18% |
| February 1, 2020 | $53,457.64 | $125,344.96 | $112,834.00 | $291,636.60 | -0.10% |
| April 1, 2020 | $27,623.26 | $111,748.88 | $120,109.25 | $259,481.39 | -11.03% |
Missed March tracking since I was in the middle of moving (spending lots of money). Then the market tanked. Fortunately I started my new job prior to that, so I should be ok as far as job security and all. Assessing the damage done, it actually doesn't look that bad for me, especially considering moving expenses which were north of $5k and the month break I took between my jobs (no income during spendy period). Only a small net worth setback to October of last year (so far).
Post by: lollylegs on April 06, 2020, 12:12:07 PM
Jan 2018 - $330,883
July 2018 - $372,389
-----------------------
Jan 2019 - $376,421
July 2019 - $449,818
Aug 2019 - $461,802
Sept 2019 -$471,690
Nov 2019 - $486,235
Dec 2019 - $498,006
------------------
Jan 2020 - $501,901
Feb 2020 - $518,123
Mar 2020 - $446,241
We're just continuing with our usual contributions pre-tax and have increased our after tax investments. It will be interesting to see how long it takes to recover.
Post by: nick663 on April 07, 2020, 08:28:00 AM
June 2017: 198.7kMarch 2020: 371.1k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
Back to June 2019 status. Not as bad as I was expecting to be honest.
Post by: Stimpy on April 07, 2020, 02:42:37 PM
Numbers based on Mint. Does not include a few minor accounts with less then $1000 total.
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07% 1/31/2019 $200,473.39 $56,820.70 $257,294.09 ~14.83% 2/28/2019 $194.787.12 $58986.57 $253.773.69 ~-1.37% 3/31/2019 $198,888.47 $60,358.25 $259,246.72 ~2.16% 12/31/2019 $258,407.93 $82,188.34 $340,596.27 ~10.57% Percentage off due to account access issues last month 1/31/2020 $257,367.80 $83,131.94 $340,499.74 ~-.03% 2/29/2020 $242,699.30 $80,901.14 $323,600.44 ~-4.96%
3/31/2020 Fire:$222,186.14 + Medi:$72,334.33 = $294,520.47 ~-8.99%
Welp, down she goes.... little late, but had other things on my mind, duties, etc. The stock market, not a worry. But Ouchies! Not worried, I do like fire sales after all!
Post by: fuzzy math on April 08, 2020, 05:36:47 PM
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Nov 2019 $352,430
Dec 2019 $370,715
Jan 2020 $401,716
Feb 2020 $414,430
Mar 2020 $412,631
Apr 2020 $393,815
Post by: nkt0 on April 09, 2020, 07:21:40 AM
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Post by: trc4897 on April 09, 2020, 10:30:57 AM
Jan-19 $137,280
Feb-19 $146,582
Mar-19 $150,267
Apr-19 $176,495
May-19 $185,139
Jun-19 $187,672
Jul-19 $189,881
Aug-19 $197,857
Sep-19 $199,332
Oct-19 $206,540
Nov-19 $229,780
Dec-19 $274,581
Jan-20 $293,698
Feb-20 $302,360
Mar-20 $266,971
Target Graduation Date: Sept 2021
Post by: oneday on April 10, 2020, 12:56:03 AM
Don't have real good historical records, but as of April 2018 I was over $250K in cash/investments after the sale of my condo. So I'll just start there.
Apr 18: 263K
May 18: 268K
Jun 18: 270K
Jul 18: 276K
Aug 18: 284K
Sep 18: 287K
Oct 18: 273K
Nov 18: 280K
Dec 18: 268K
Jan 19: 283K
Feb 19: 291K
Mar 19: 294K
Apr 19: 304K
May 19: 293K
Jun 19: 309K
Jul 19: 314K
Aug 19: 313K
Sep 19: 329K
Oct 19: 325K
Nov 19: 335K
Dec 19: 343K
Jan 19: 354K
Feb 19: 342K
Mar 19: 304K
Wow, took quite the haircut in Feb/Mar, but still over 300K, that's nice.
Next month I'll figure out the fancy tables some of you are using and make it look nicer.
Post by: McStache on April 17, 2020, 09:07:22 AM
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
I don't remember previously needing to request permission
Post by: ItsALongStory on April 18, 2020, 09:18:56 AM
I think the owner of the sheet has to recreate it, hope there is a recent backup.
Post by: SeattleStache on April 28, 2020, 11:54:46 AM
September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
April 2020: $273,408 (total NW $426,464)
Looks like I get to stay for now. Got a significant tax refund this month due to some losses claimed against some property I own which I turned around and invested. Hope everyone is doing as well as can be during these times.
Post by: oneday on April 29, 2020, 03:10:29 PM
Note: I'm not working ATM and not sure when I'll be going back, so no projected graduation currently.
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | - | - |
| February | - | $291K | $342K | - | - |
| March | - | $294K | $304K | - | - |
| April | $263K | $304K | $328K | - | - |
| May | $268K | $293K | - | - | - |
| June | $270K | $309K | - | - | - |
| July | $276K | $314K | - | - | - |
| August | $284K | $313K | - | - | - |
| September | $287K | $329K | - | - | - |
| October | $276K | $325K | - | - | - |
| November | $280K | $335K | - | - | - |
| December | $268K | $343K | - | - | - |
Post by: Dogastrophe on April 30, 2020, 04:48:23 AM
Investments only; Household combined.
| 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | |
| January | - | 496,255 | - | - |
| February | - | 472,573 | - | - |
| March | - | 444,067 | - | - |
| April | - | 495,051 | - | - |
| May | - | - | - | - |
| June | - | - | - | - |
| July | 330,406 | - | - | - |
| August | 437,870 | - | - | - |
| September | 443,081 | - | - | - |
| October | 452,295 | - | - | - |
| November | 483,711 | - | - | - |
| December | 484,963 | - | - | - |
Post by: hudsoncat on April 30, 2020, 05:49:40 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $134,179 | $222,019 | $261,809 | $403,264 | - |
| February | - | $140,623 | $236,831 | $286,584 | $414,417 | - |
| March | - | $148,087 | $234,104 | $303,681 | $388,201 | - |
| April | - | $153,745 | $234,452 | $314,939 | $355,475 | - |
| May | - | $161,518 | $241,470 | $331,080 | $398,672 | - |
| June | - | $167,077 | $249,398 | $320,926 | - | - |
| July | - | $171,538 | $253,884 | $342,700 | - | - |
| August | - | $179,124 | $264,666 | $354,784 | - | - |
| September | - | $180,682 | $276,905 | $351,842 | - | - |
| October | - | $192,217 | $285,986 | $360,853 | - | - |
| November | $121,639 | $199,128 | $267,359 | $374,706 | - | - |
| December | $128,335 | $207,436 | $281,461 | $391,293 | - | - |
Nice bump back up this month. Still fully employed, working from home. I am hearing a lot of rumblings about furloughs. I would not be surprised if my position is effected over the summer. We'll be fine expenses-wide, but it will certainly hurt the amount we dump into investment accounts.
Post by: trc4897 on April 30, 2020, 08:54:02 AM
| 2019 | 2020 | 2021 | |
| January | $137,280 | $293,698 | - |
| February | $146,582 | $302,360 | - |
| March | $150,267 | $266,971 | - |
| April | $176,495 | $300,121 | - |
| May | $185,139 | - | - |
| June | $187,672 | - | - |
| July | $189,881 | - | - |
| August | $197,857 | - | - |
| September | $199,332 | - | - |
| October | $206,540 | - | Estimated Graduation |
| November | $229,780 | - | - |
| December | $274,581 | - | - |
Post by: Imustacheyouaquestion on April 30, 2020, 11:47:19 AM
| 2018 | 2019 | 2020 | |
| January | - | $255,892.49 | $424,020.62 |
| February | - | $284,061.44 | $430,723.62 |
| March | - | $302,124.69 | $409,926.04 |
| April | - | $311,269.23 | $376,066.87 |
| May | - | $326,333.60 | $436,765.80 |
| June | - | $324,533.94 | - |
| July | $250,737.17 | $346,414.84 | - |
| August | $258,326.17 | $353,235.46 | - |
| September | $271,396.46 | $357,483.82 | - |
| October | $276,447.64 | $382,001.08 | Graduation? |
| November | $258,733.03 | $394,916.44 | - |
| December | $272,495.64 | $408,747.03 | - |
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: UnleashHell on April 30, 2020, 02:13:10 PM
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K - liquid 512k (long story)
may-19 nw 405K - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid 522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K Liquid 537K
nov-19 nw 475k liquid 559k
dec-19 nw 490k liquid 575k annual increase to nw - 145k
Jan-20 nw 483 liquid 563
feb-20 nw 440 liquid 520
mar-20 nw 374 liquid 455
apr-20 nw 435 liquid 513
Post by: achvfi on April 30, 2020, 03:37:31 PM
Happy new year, new decade!
Feb-20 $377000 - INV ---> I was looking forward to market opportunity and here it is. Welcome back Volatility! I am buying.
Mar-20 $320000 - INV ---> I have been buying. Hoping this sale continues for a while. Maxed out IRAs and investing in taxable now. Trying to refinance
mortgage to free up some cash-flow. For anyone in this race this is the time to double down.
Apr-20 $374000 - INV ---> Refinanced our 15 yr fixed mortgage to 30 yr fixed and a significant pay increase kicked into effect as well. These monthly
cash flow improvements and reduced expenses will boost monthly additions to investments by $1600.
Post by: dreadmoose on April 30, 2020, 04:59:12 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - |
| February | - | -$24,977 | $122,183 | $244,321 | $389,937 | <-PANDEMIC |
| March | MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - |
| April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - |
| May | - | $7,447 | $149,174 | $252,690 | - | - |
| June | - | $16,623 | $154,992 | $287,639 | - | - |
| July | -$19,048 | $27,638 | $167,846 | $299,427 | - | - |
| August | -$18,739 | $39,025 | $180,481 | $313,257 | Graduation? | - |
| September | -$21,536 | $49,626 | $185,098 | $321,358 | - | - |
| October | -$25,832 | $59,438 | $194,857 | $336,179 | - | - |
| November | -$25,621 | $71,949 | $205,772 | $351,985 | - | - |
| December | -$25,405 | $110,473 | $212,859 | $385,426 | - | - |
Up $82,130 which includes contributions of $28,522. Trying to keep in mind that volatility will be pretty crazy for the whole extent of this pandemic so not to trust my counted chickens too much.
Job has been stable so far, though we froze hiring and raises this year so who knows what could come this summer.
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point
Post by: Steeze on April 30, 2020, 07:22:38 PM
Post by: ItsALongStory on April 30, 2020, 11:47:50 PM
Back up to about $275k liquid, so firmly back in the thread. Will update with more detail tomorrow.Well, dropped below the lower end of this thread for now: $238521 liquid and about $450k total net worth following a drop in home value as well.Invested: $270922 (+~7k)
Total net worth: $495000
Ended month on a down day but that's just a blip on the chart soon.
Pleased to have stayed in this thread with $260287 liquid. I had already decided to start maximizing my 401k early so that came in handy. excited to see what will happen when the market starts recovering.
Just gotta keep plugging along.
More specifics: HSA $14912 + 401k/Roth/Taxable $259271 = $274183
Home equity dropped a bit, so would put total NW around $490k
Post by: Morning Glory on May 01, 2020, 03:35:29 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2019
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 427,409
Apr 1: 391,361
May 1: 428,733
Back where I was in March at least, and better than last November
Post by: DarkandStormy on May 01, 2020, 06:35:27 AM
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
5/1/20 - $362,077 // $220,959
Post by: ingrownstudentloans on May 01, 2020, 08:00:50 AM
Joining - I reevaluated how/what I was tracking for purposes of these races and have decided to include equity in our investment properties.5/1/2020 $404,443.66
(IRA/401K/taxable accounts/conservative equity in rental properties):
2/1/2020 $333,916.40
3/1/2020 $386,416.81 (put cash into new rental property)
4/1/2020 $386,032.10
Post by: Stimpy on May 01, 2020, 08:36:38 AM
Numbers based on Mint. Does not include a few minor accounts with less then $1000 total.
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07% 1/31/2019 $200,473.39 $56,820.70 $257,294.09 ~14.83% 2/28/2019 $194.787.12 $58986.57 $253.773.69 ~-1.37% 3/31/2019 $198,888.47 $60,358.25 $259,246.72 ~2.16% 12/31/2019 $258,407.93 $82,188.34 $340,596.27 ~10.57% Percentage off due to account access issues last month 1/31/2020 $257,367.80 $83,131.94 $340,499.74 ~-.03% 2/29/2020 $242,699.30 $80,901.14 $323,600.44 ~-4.96% 3/31/2020 $222,186.14 $72,334.33 $294,520.47 ~-8.99%
4/30/2020 Fire:$$235,782.52 + Medi:$82,664.90 =$318,447.42 ~8.12%
Not a perfect run, but it's aiming back up... I expect the market to go down again before this is all over, BUT not gonna worry. Just keep at it, and steady as she goes.
Granted this went up with a spending of 3 times what I earn in a month so.... Woot taxes and other unavoidable spending all being due in one month.... (Yes federal taxes got extended but I'd rather be done with it then sit on it another 3 months) Think I need a drink of that boxed wine!
Post by: JLee on May 01, 2020, 08:51:37 AM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.402020
Code: [Select]
Date Assets Debts Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Mar 2020 $756,805.46 -$464,555.13 $292,250.33
Apr 2020 $808,288.92 -$461,043.60 $347,245.32What a weird year.
Post by: SpareChange on May 01, 2020, 09:55:50 AM
Post by: tarheeldan on May 01, 2020, 11:31:50 AM
I just started getting permission denied on the spreadsheet - anyone else?
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
I don't remember previously needing to request permission
That's weird, I didn't change any permissions and I didn't get any notifications that people had requested access. Hopefully the Google Glitch is fixed now?
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit?usp=sharing
Look like it must be, I see some data in the 2020.05 column :)
Post by: Nick_Miller on May 01, 2020, 04:46:21 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Dec 2019 $356,233.57
Jan 2020 $364,075.39
Feb 2020 $374,691.07
Mar. 2020 $373,208.41
April 2020 $347,174.09
May 2020 $379,369.40
The Millers somehow hit our peak NW this month, between the stimulus money and getting refunds on canceled travel plans. I still expect a rough up-and-down year.
Post by: tjrssibelle on May 01, 2020, 07:17:03 PM
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
Post by: Jaayse on May 02, 2020, 03:57:31 PM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $232,213 | $356,542 | $500,087 | - |
| February | - | $245,447 | $383,348 | $502,244 | - |
| March | - | $242,789 | $394,563 | $475,671 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | - |
| May | - | $318,398 | $421,194 | $474,155 | - |
| June | - | $328,870 | $409,591 | - | - |
| July | $180,808 | $342,159 | $435,981 | - | - |
| August | $189,280 | $354,936 | $443,135 | - | - |
| September | $193,727 | $366,727 | $441,101 | - | - |
| October | $209,968 | $374,465 | $452,232 | - | - |
| November | $220,602 | $361,296 | $466,688 | - | - |
| December | $225,918 | $370,140 | $482,944 | - | - |
I'm surprised by the market recovery, I feel like this is a false recovery due to people's optimism about the economy opening up again. I think the second wave of coronavirus will see the market crashing again. I guess we will just have to wait and see.
Post by: ItsALongStory on May 02, 2020, 06:37:26 PM
I'm surprised by the market recovery, I feel like this is a false recovery due to people's optimism about the economy opening up again. I think the second wave of coronavirus will see the market crashing again. I guess we will just have to wait and see.
that woudlnt' surprise me either, i hope i'm still buying at that time
Post by: fuzzy math on May 02, 2020, 09:13:14 PM
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Nov 2019 $352,430
Dec 2019 $370,715
Jan 2020 $401,716
Feb 2020 $414,430
Mar 2020 $412,631
Apr 2020 $393,815
May 2020 $414,524
Post by: NextTime on May 03, 2020, 09:28:17 AM
Investments only
| First of | 2018 | 2019 | 2020 |
| January | - | $206,667 | $304,693 |
| February | $198,265 | $224,401 | $305,287 |
| March | $204,080 | $231,997 | $290,554 |
| April | $204,080 | $236,710 | $274,909 |
| May | $206,310 | $246,138 | $298,297 |
| June | $207,731 | $245,062 | - |
| July | $209,453 | $256,868 | - |
| August | $218,450 | $256,076 | - |
| September | $224,243 | $266,197 | - |
| October | $227,037 | $274,186 | - |
| November | $214,107 | $284,427 | - |
| December | $219,948 | $295.004 | - |
Post by: Mazzinator on May 03, 2020, 10:35:49 AM
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365
July 19- $379
Aug 19- ?
Sept 19- ?
Oct 19- ?
Nov 19- ?
Dec 19- $422
Feb 20- $390
Mar 20- $322
April 20- $376
Post by: The Tester on May 03, 2020, 12:41:52 PM
| November 2019 | - | $266,069 |
| December 2019 | - | $277,275 |
| January 2020 | - | $281,256 |
| February 2020 | - | $268,507 |
| March 2020 | - | $244,811 |
| April 2020 | - | $275,495 |
Post by: dogboyslim on May 04, 2020, 08:00:02 AM
I'd like to think the market has turned around, but I still expect another drop before we are back to "normal." I pushed my target graduation out 4 months. :(
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | $276,751 | - |
| February | $94,135 | $130,112 | $210,931 | $288,444 | - |
| March | $96,711 | $170,547 | $220,649 | $274,230 | - |
| April | $100,313 | $175,470 | $231,153 | $298,302 | - |
| May | $104,001 | $181,127 | $230,149 | - | - |
| June | $107,339 | $183,621 | $244,641 | - | - |
| July | $111,240 | $190,156 | $252,651 | - | - |
| August | $113,472 | $162,706 | $257,825 | - | - |
| September | $117,719 | $165,350 | $264,537 | - | - |
| October | $119,898 | $160,600 | $273,062 | - | - |
| November | $121,666 | $165,845 | $294,017 | - | - |
| December | $125,576 | $160,236 | $269,709 | - | Target Graduation |
Post by: gmdv on May 04, 2020, 01:26:18 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k
Went back to all cash mid April.
Post by: dreadmoose on May 04, 2020, 03:25:17 PM
5/4/20 - $426k
Went back to all cash mid April.
Back to all cash? How often and what do you use to trigger that?
I assume you know the stats on market timing vs a steady IPS that you can follow, I just wonder what makes someone decide to take huge swings against all common advice.
Post by: solon on May 05, 2020, 07:09:16 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
1-2020 $282,110
2-2020 $290,845
3-2020 $288,022
4-2020 $257,224 <- almost got sent down to the minors
5-2020 $276,627
Post by: gmdv on May 05, 2020, 09:00:37 AM
5/4/20 - $426k
Went back to all cash mid April.
Back to all cash? How often and what do you use to trigger that?
I assume you know the stats on market timing vs a steady IPS that you can follow, I just wonder what makes someone decide to take huge swings against all common advice.
Once every decade or so, when it's obvious there's something very, very wrong with the economy and market.
Of course in the current environment of unlimited QE, zero and potential negative interest, FED directly buying corporate bonds and may directly buy stocks in the future, going back to cash is a gamble. Still testing the water to see if it's safe to get back in and seeing market climbed while multiple businesses getting downgraded was enough for me to get back out.
Post by: Woodro85 on May 06, 2020, 11:20:07 AM
11/1/2019 $479,049.55
12/1/2019 $498,129.57
1/1/2020 $488,713.11
2/1/2020 $500,122.69 Graduate!
3/1/2020 $497,515.82
4/1/2020 $489,899.65
5/1/2020 $513,921.29 Graduate x2!
Alright, I graduated again. Hoping I can say goodbye for good now but definitely still a chance I stick around. If I stay over the $500,000 mark, I'll post in the next group next month. So goodbye folks, see you in the race to $1,000,000!
Post by: achvfi on May 06, 2020, 01:19:50 PM
10/1/2019 $469,849.31
11/1/2019 $479,049.55
12/1/2019 $498,129.57
1/1/2020 $488,713.11
2/1/2020 $500,122.69 Graduate!
3/1/2020 $497,515.82
4/1/2020 $489,899.65
5/1/2020 $513,921.29 Graduate x2!
Alright, I graduated again. Hoping I can say goodbye for good now but definitely still a chance I stick around. If I stay over the $500,000 mark, I'll post in the next group next month. So goodbye folks, see you in the race to $1,000,000!
Nicely done. Congrats on Graduation x2! Would you care to reflect on your journey so far? Success, challenges, learnings?
Post by: dreadmoose on May 06, 2020, 05:34:19 PM
5/4/20 - $426k
Went back to all cash mid April.
Back to all cash? How often and what do you use to trigger that?
I assume you know the stats on market timing vs a steady IPS that you can follow, I just wonder what makes someone decide to take huge swings against all common advice.
Once every decade or so, when it's obvious there's something very, very wrong with the economy and market.
Of course in the current environment of unlimited QE, zero and potential negative interest, FED directly buying corporate bonds and may directly buy stocks in the future, going back to cash is a gamble. Still testing the water to see if it's safe to get back in and seeing market climbed while multiple businesses getting downgraded was enough for me to get back out.
Thank you for responding. Accepted risk is a very personal metric that is usually hard to discuss.
I track every decision I make on my investment accounts in order to prove at a later date if my gut was incorrect (following the metric that more money is always better). It usually keeps me from making calls against the standard couch-potato (keep buying) as I'd see later that I have hamstrung my own progress. Do you look at those decisions in the past or do your records not show that market fears have slowed your growth down?
Post by: Nick_Miller on May 07, 2020, 08:52:50 AM
10/1/2019 $469,849.31
11/1/2019 $479,049.55
12/1/2019 $498,129.57
1/1/2020 $488,713.11
2/1/2020 $500,122.69 Graduate!
3/1/2020 $497,515.82
4/1/2020 $489,899.65
5/1/2020 $513,921.29 Graduate x2!
Alright, I graduated again. Hoping I can say goodbye for good now but definitely still a chance I stick around. If I stay over the $500,000 mark, I'll post in the next group next month. So goodbye folks, see you in the race to $1,000,000!
Congrats! I know it must have sucked dipping just as you had climbed out of this abyss of mediocrity. -looks around to others- No offense.
Post by: lampstache on May 07, 2020, 09:09:25 AM
1/2017 - 34,633
6/2017 - 45,227
1/2018 - 56,928
6/2018 - 71,500
1/2019 - 98,248
7/2019 - 143,500
1/2020 - 176,153
2/2020 - 182,362
3/2020 - 171,868
4/2020 - 178,606
5/2020 - 255,004
Sold house and piled a large chuck of money into investments, hence the giant jump. Long timeline.
Post by: Bettersafe on May 10, 2020, 03:33:42 AM
2020
January: 256,102.42
February: 300,208.75
March: 301,773.44
April: 313,024.78
@lampstache: welcome!
Post by: oneday on May 10, 2020, 12:44:36 PM
10/1/2019 $469,849.31
11/1/2019 $479,049.55
12/1/2019 $498,129.57
1/1/2020 $488,713.11
2/1/2020 $500,122.69 Graduate!
3/1/2020 $497,515.82
4/1/2020 $489,899.65
5/1/2020 $513,921.29 Graduate x2!
Alright, I graduated again. Hoping I can say goodbye for good now but definitely still a chance I stick around. If I stay over the $500,000 mark, I'll post in the next group next month. So goodbye folks, see you in the race to $1,000,000!
Congrats! I know it must have sucked dipping just as you had climbed out of this abyss of mediocrity. -looks around to others- No offense.
@Nick_Miller I may just have to put you on my ignore list for that comment
@lampstache will you include RE if you buy property again in the future?
Post by: lampstache on May 11, 2020, 06:24:59 AM
10/1/2019 $469,849.31
11/1/2019 $479,049.55
12/1/2019 $498,129.57
1/1/2020 $488,713.11
2/1/2020 $500,122.69 Graduate!
3/1/2020 $497,515.82
4/1/2020 $489,899.65
5/1/2020 $513,921.29 Graduate x2!
Alright, I graduated again. Hoping I can say goodbye for good now but definitely still a chance I stick around. If I stay over the $500,000 mark, I'll post in the next group next month. So goodbye folks, see you in the race to $1,000,000!
Congrats! I know it must have sucked dipping just as you had climbed out of this abyss of mediocrity. -looks around to others- No offense.
@Nick_Miller I may just have to put you on my ignore list for that comment
@lampstache will you include RE if you buy property again in the future?
@oneday - We did purchase already, but utilized the VA loan this time around. Chose not to put anything down and when you include the funding fee for VA loans and fee I'd have to pay a buyers agent if we sold(I'm a realtor so only need to pay out one side), we're negative when it comes to equity in the home currently. We plan to be here minimum 20+ years so the equity will build eventually.
Post by: Toad on May 11, 2020, 10:07:54 AM
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| September 1, 2019 | $34,060.56 | $107,178.92 | $100,816.28 | $242,055.76 | -1.70% |
| October 1, 2019 | $41,940.06 | $111,460.07 | $102,729.37 | $256,129.50 | +5.81% |
| November 1, 2019 | $42,198.89 | $119,326.23 | $106,347.53 | $267,872.65 | +4.58% |
| December 1, 2019 | $48,713.45 | $122,014.49 | $109,478.12 | $280,206.06 | +4.60% |
| January 1, 2020 | $52,388.86 | $125,197.91 | $114,378.91 | $291,915.68 | +4.18% |
| February 1, 2020 | $53,457.64 | $125,344.96 | $112,834.00 | $291,636.60 | -0.10% |
| April 1, 2020 | $27,623.26 | $111,748.88 | $120,109.25 | $259,481.39 | -11.03% |
| May 1, 2020 | $30,442.36 | $115,290.75 | $126,836.11 | $272,569.22 | +5.04% |
Modest rise to my bottom line last month. I fully expect more to the downside, but I guess time will tell. I still have a bit of spending with my new place, guestimating ~$2k for that but then my expenses should become fairly flat. Probably will spread those purchases over the next couple months. I need to go back over my expenses since I moved to see where I may be spending too much and get a projection/set goals in my new HCOL location.
Post by: giggles on May 12, 2020, 03:00:10 PM
Post by: Pooplips on May 26, 2020, 06:59:00 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
9/1/2017 - $198,680.00
10/1/2017 - $200,900.00
11/1/2017 - $205,957.00
12/1/2017 - $210,663.00
1/1/2018 - $218,174.00
2/1/2018 - $224,331.00
8/1/2018 - $251,320
4/1/2019 - $272,305
5/1/202 - $325,965.00
Post by: ItsALongStory on May 26, 2020, 10:54:07 AM
Post by: Big Tex on May 26, 2020, 02:04:20 PM
October 19: NW 318,809 Invested: 294,437
November 19: NW 339,590 Invested: 314,126 <- Must be the markets
January 20: NW 373,029 Invested: 343,704
February 20: NW 387,732 Invested: 357,123
May 20: NW 408,00 Invested: 364,500
Post by: SeattleStache on May 29, 2020, 07:57:41 AM
September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
April 2020: $273,408 (total NW $426,464)
May 2020: $300,289 (total NW $453,672)
Post by: facepalm on May 29, 2020, 08:17:05 AM
| 2017 | 2018 | 2019 | 2020 | |
| January | - | 318,100 | 359,000 | 465,145 |
| February | - | 321,800 | 370,750 | 467,380 |
| March | - | 313,540 | 378,525 | 418,695 |
| April | 255,900 | 322,810 | 391,005 | 454,145 |
| May | 263,800 | 328,600 | 397,260 | 472,320 |
| June | 268,100 | 331,860 | 407,265 | ??? |
| July | 273,100 | 340,250 | 413,395 | - |
| August | 276,800 | 341,770 | 413,070 | - |
| September | 284,500 | 348,465 | 420,460 | - |
| October | 292,100 | 343,960 | 429,655 | - |
| November | 302,000 | 347,470 | 442,315 | - |
| December | 309,500 | 340,950 | 447,950 | - |
Updated to table format. All figures in US dollars.
Post by: Imustacheyouaquestion on May 29, 2020, 08:57:17 AM
Also, we are under contract on our first investment property!!
| 2018 | 2019 | 2020 | |
| January | - | $255,892.49 | $424,020.62 |
| February | - | $284,061.44 | $430,723.62 |
| March | - | $302,124.69 | $409,926.04 |
| April | - | $311,269.23 | $376,066.87 |
| May | - | $326,333.60 | $436,765.80 |
| June | - | $324,533.94 | $444,626.75 |
| July | $250,737.17 | $346,414.84 | - |
| August | $258,326.17 | $353,235.46 | - |
| September | $271,396.46 | $357,483.82 | - |
| October | $276,447.64 | $382,001.08 | Graduation? |
| November | $258,733.03 | $394,916.44 | - |
| December | $272,495.64 | $408,747.03 | - |
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: UnleashHell on May 29, 2020, 02:08:05 PM
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k annual increase to nw - 145k
Jan-20 nw 483 liquid 563
feb-20 nw 440 liquid 520
mar-20 nw 374 liquid 455
apr-20 nw 435 liquid 513
may-20 nw 460 liquid 535
Post by: achvfi on May 29, 2020, 02:38:25 PM
Feb-20 $377000 - INV ---> I was looking forward to market opportunity and here it is. Welcome back Volatility! I am buying.
Mar-20 $320000 - INV ---> I have been buying. Hoping this sale continues for a while. Maxed out IRAs and investing in taxable now. Trying to refinance mortgage to free up some cash-flow. For anyone in this race this is the time to double down.
Apr-20 $374000 - INV ---> Refinanced our 15 yr fixed mortgage to 30 yr fixed and a significant pay increase kicked into effect as well. These monthly cash flow improvements and reduced expenses will boost monthly additions to investments by $1600.
May-20 $403000 - INV ---> Above the previous high. Top is in!
Post by: Dogastrophe on May 29, 2020, 02:56:04 PM
Investments only; Household combined.
| 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | |
| January | - | 496,255 | - | - |
| February | - | 472,573 | - | - |
| March | - | 444,067 | - | - |
| April | - | 495,051 | - | - |
| May | - | 524,063 | - | - |
| June | - | - | - | - |
| July | 330,406 | - | - | - |
| August | 437,870 | - | - | - |
| September | 443,081 | - | - | - |
| October | 452,295 | - | - | - |
| November | 483,711 | - | - | - |
| December | 484,963 | - | - | - |
Looks like I graduated this month. I'll see what happens by end of June before venturing into the next race thread.
Post by: dreadmoose on May 29, 2020, 05:31:55 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - |
| February | - | -$24,977 | $122,183 | $244,321 | $389,937 | |
| March | MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - |
| April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - |
| May | - | $7,447 | $149,174 | $252,690 | $482,281 | - |
| June | - | $16,623 | $154,992 | $287,639 | - | - |
| July | -$19,048 | $27,638 | $167,846 | $299,427 | - | - |
| August | -$18,739 | $39,025 | $180,481 | $313,257 | Graduation? | - |
| September | -$21,536 | $49,626 | $185,098 | $321,358 | - | - |
| October | -$25,832 | $59,438 | $194,857 | $336,179 | - | - |
| November | -$25,621 | $71,949 | $205,772 | $351,985 | - | - |
| December | -$25,405 | $110,473 | $212,859 | $385,426 | - | - |
Up $40,880 and on track to graduate earlier than I'd predicted pre-Covid lockdown. We'll see if the market holds, I'm fully aware of my privilege / luck in holding my high paying job through this downtown.
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point
Post by: ItsALongStory on May 30, 2020, 07:41:07 AM
Back up to about $275k liquid, so firmly back in the thread. Will update with more detail tomorrow.Well, dropped below the lower end of this thread for now: $238521 liquid and about $450k total net worth following a drop in home value as well.Invested: $270922 (+~7k)
Total net worth: $495000
Ended month on a down day but that's just a blip on the chart soon.
Pleased to have stayed in this thread with $260287 liquid. I had already decided to start maximizing my 401k early so that came in handy. excited to see what will happen when the market starts recovering.
Just gotta keep plugging along.
More specifics: HSA $14912 + 401k/Roth/Taxable $259271 = $274183
Home equity dropped a bit, so would put total NW around $490k
We should know soon how much home equity we really have, our house is going on the market mid June.
This was a great month with some stock vesting and the final few dollars going into pre-tax 401k. Did splurge a bit on a gift for the wife but all in all a great month:
$295108.5 = HSA $16201 + 401k/Roth/Taxable $278907.5
Also sold one of our cars which should bring down expenses by about $500 per month. Fingers crossed for $300k by end of June
Post by: tjrssibelle on May 30, 2020, 07:57:37 AM
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Sent from my SM-N960U using Tapatalk
Post by: SpareChange on May 30, 2020, 09:02:58 AM
$409,674. Up $13,875. Cracked 400k! We found out this week that we will won't be getting raises for at least 12 months. Very happy just to have a job though.
Post by: dogboyslim on May 30, 2020, 09:03:22 AM
This month should probably still be green, but with most places easing off the stay home orders, I’m saying Covid is past and now we are in aftermath. I think we are certainly being artificially pumped up here, so I’m still waiting for the bottom to drop again. Still buying every paycheck though.
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | $276,751 | - |
| February | $94,135 | $130,112 | $210,931 | $288,444 | - |
| March | $96,711 | $170,547 | $220,649 | $274,230 | - |
| April | $100,313 | $175,470 | $231,153 | $298,302 | - |
| May | $104,001 | $181,127 | $230,149 | $316,851 | - |
| June | $107,339 | $183,621 | $244,641 | - | - |
| July | $111,240 | $190,156 | $252,651 | - | - |
| August | $113,472 | $162,706 | $257,825 | - | - |
| September | $117,719 | $165,350 | $264,537 | - | - |
| October | $119,898 | $160,600 | $273,062 | - | - |
| November | $121,666 | $165,845 | $294,017 | - | - |
| December | $125,576 | $160,236 | $269,709 | - | Target Graduation |
Post by: fuzzy math on May 30, 2020, 12:46:32 PM
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Nov 2019 $352,430
Dec 2019 $370,715
Jan 2020 $401,716
Feb 2020 $414,430
Mar 2020 $412,631
Apr 2020 $393,815
May 2020 $414,524
Jun 2020 $452,579
Post by: BiggerFishToFI on May 31, 2020, 07:56:06 AM
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
02/28/19 $265,980 $328,866
03/31/19 $283,322 $346,316
04/30/19 $303,551 $367,527
05/31/19 $303,986 $364,917
06/30/19 $329,675 $388,175
07/31/19 $346,447 $406,628
08/31/19 $348,793 $411,689
09/30/19 $358,623 $424,118
10/31/19 $380,193 $417,791
11/30/19 $394,260 $441,217
12/31/19 $413,479 $495,002
01/31/20 $431,646 $502,333
02/29/20 $419,487 $491,881
03/31/20 $372,621 $438,618
05/15/20 $438,164 $517,660
05/31/20 $473,869 $554,921
Getting close.... over a 100k increase in the last two months???
(https://media.giphy.com/media/erKJd6NvCxr7G/giphy.gif)
Post by: hudsoncat on May 31, 2020, 08:07:43 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $134,179 | $222,019 | $261,809 | $403,264 | - |
| February | - | $140,623 | $236,831 | $286,584 | $414,417 | - |
| March | - | $148,087 | $234,104 | $303,681 | $388,201 | - |
| April | - | $153,745 | $234,452 | $314,939 | $355,475 | - |
| May | - | $161,518 | $241,470 | $331,080 | $398,672 | - |
| June | - | $167,077 | $249,398 | $320,926 | $417,280 | - |
| July | - | $171,538 | $253,884 | $342,700 | - | - |
| August | - | $179,124 | $264,666 | $354,784 | - | - |
| September | - | $180,682 | $276,905 | $351,842 | - | - |
| October | - | $192,217 | $285,986 | $360,853 | - | - |
| November | $121,639 | $199,128 | $267,359 | $374,706 | - | - |
| December | $128,335 | $207,436 | $281,461 | $391,293 | - | - |
Stilling trending up.
Post by: NextTime on May 31, 2020, 09:47:13 AM
| First of | 2018 | 2019 | 2020 |
| January | - | $206,667 | $304,693 |
| February | $198,265 | $224,401 | $305,287 |
| March | $204,080 | $231,997 | $290,554 |
| April | $204,080 | $236,710 | $274,909 |
| May | $206,310 | $246,138 | $298,297 |
| June | $207,731 | $245,062 | $320,072 |
| July | $209,453 | $256,868 | - |
| August | $218,450 | $256,076 | - |
| September | $224,243 | $266,197 | - |
| October | $227,037 | $274,186 | - |
| November | $214,107 | $284,427 | - |
| December | $219,948 | $295.004 | - |
Post by: Bettersafe on June 01, 2020, 04:05:19 AM
2020
January: 256,102.42
February: 300,208.75
March: 301,773.44
April: 313,024.78
May: 312,719.72
Went down a bit due to some legal costs. Hopefully next month up again!
Post by: Morning Glory on June 01, 2020, 05:49:27 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2019
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 427,409
Apr 1: 391,361
May 1: 428,733
Jun 1: 516,412 (net worth)/302,612 (investments)
$75k of this gain is because I got my house appraised for a refi. Investments are up by almost $13k which is nothing to sneeze at. I now own more than half of my house too. I'm not sure whether to graduate to the next thread or stay here and track investments only, since the house value only helps with fi if I sell it.
I have only been reported the investments in my name because my husband and I each have our own Mint account. The house and mortgage are in my account because I pay it.
Our combined investments are 375,398, which is the number I should really be tracking but it is much more time-consuming to find out. Our combined net worth is 589,198.
Post by: trc4897 on June 01, 2020, 06:37:02 AM
| 2019 | 2020 | 2021 | |
| January | $137,280 | $293,698 | - |
| February | $146,582 | $302,360 | - |
| March | $150,267 | $266,971 | - |
| April | $176,495 | $300,121 | - |
| May | $185,139 | $322,480 | - |
| June | $187,672 | - | - |
| July | $189,881 | - | - |
| August | $197,857 | - | - |
| September | $199,332 | - | - |
| October | $206,540 | - | Estimated Graduation |
| November | $229,780 | - | - |
| December | $274,581 | - | - |
Estimated graduation moved up from October 21st, 2021 to October 15th, 2021.
Post by: Stimpy on June 01, 2020, 08:19:56 AM
Numbers based on Mint. Does not include a few minor accounts with less then $1000 total.
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07% 1/31/2019 $200,473.39 $56,820.70 $257,294.09 ~14.83% 2/28/2019 $194.787.12 $58986.57 $253.773.69 ~-1.37% 3/31/2019 $198,888.47 $60,358.25 $259,246.72 ~2.16% 12/31/2019 $258,407.93 $82,188.34 $340,596.27 ~10.57% Percentage off due to account access issues last month 1/31/2020 $257,367.80 $83,131.94 $340,499.74 ~-.03% 2/29/2020 $242,699.30 $80,901.14 $323,600.44 ~-4.96% 3/31/2020 $222,186.14 $72,334.33 $294,520.47 ~-8.99% 4/30/2020 $235,782.52 $82,664.90 $318,447.42 ~8.12%
5/31/2020 Fire:$246,272.22 + Medi:$90,513.89 =$336,786.11 ~5.76%
Got expenses a little more under control this month, still not happy with em, but it looks like I had my V shaped recovery! The Graph in Mint was almost a perfect V. So, I guess I can't complain too much. We shall see how long it all lasts and keep on chugging.
Happy May Day to all.....
Post by: JLee on June 01, 2020, 02:01:53 PM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.402020
Code: [Select]
Date Assets Debts Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Mar 2020 $756,805.46 -$464,555.13 $292,250.33
Apr 2020 $808,288.92 -$461,043.60 $347,245.32
May 2020 $820,040.10 -$455,622.69 $364,417.41
Post by: Jaayse on June 01, 2020, 03:18:27 PM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $232,213 | $356,542 | $500,087 | - |
| February | - | $245,447 | $383,348 | $502,244 | - |
| March | - | $242,789 | $394,563 | $475,671 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | - |
| May | - | $318,398 | $421,194 | $474,155 | - |
| June | - | $328,870 | $409,591 | $500,241 | - |
| July | $180,808 | $342,159 | $435,981 | - | - |
| August | $189,280 | $354,936 | $443,135 | - | - |
| September | $193,727 | $366,727 | $441,101 | - | - |
| October | $209,968 | $374,465 | $452,232 | - | - |
| November | $220,602 | $361,296 | $466,688 | - | - |
| December | $225,918 | $370,140 | $482,944 | - | - |
So, I've graduated for a second time...
I have 3 months of 500k+ time, so I'm about 50/50 for the year on being graduated but I still don't feel like I'm close enough to call myself there. I'll hang out here another month and if things are still trending up I may move on. I'm still hoping for the market to go down some more.
Post by: DarkandStormy on June 02, 2020, 06:33:41 AM
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
5/1/20 - $362,077 // $220,959
6/1/20 - $381,391 // $240,213
Post by: ingrownstudentloans on June 02, 2020, 07:09:49 AM
Joining - I reevaluated how/what I was tracking for purposes of these races and have decided to include equity in our investment properties.6/1/2020 $450,581.83 ($30k of the bump is from an increase in rental property equity based on refinance appraisal)
(IRA/401K/taxable accounts/conservative equity in rental properties):
2/1/2020 $333,916.40
3/1/2020 $386,416.81 (put cash into new rental property)
4/1/2020 $386,032.10
5/1/2020 $404,443.66
Post by: oneday on June 02, 2020, 06:51:09 PM
Invenstments are more or less recovered, but I paid federal and state taxes this month bringing cash down significantly.
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | - | - |
| February | - | $291K | $342K | - | - |
| March | - | $294K | $304K | - | - |
| April | $263K | $304K | $328K | - | - |
| May | $268K | $293K | $335K | - | - |
| June | $270K | $309K | - | - | - |
| July | $276K | $314K | - | - | - |
| August | $284K | $313K | - | - | - |
| September | $287K | $329K | - | - | - |
| October | $276K | $325K | - | - | - |
| November | $280K | $335K | - | - | - |
| December | $268K | $343K | - | - | - |
Post by: lampstache on June 03, 2020, 10:40:15 AM
1/2017 - 34,633
6/2017 - 45,227
1/2018 - 56,928
6/2018 - 71,500
1/2019 - 98,248
7/2019 - 143,500
1/2020 - 176,153
2/2020 - 182,362
3/2020 - 171,868
4/2020 - 178,606
5/2020 - 255,004
6/2020 - 287,981
Post by: Mazzinator on June 03, 2020, 11:05:26 AM
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365
July 19- $379
Aug 19- ?
Sept 19- ?
Oct 19- ?
Nov 19- ?
Dec 19- $422
Feb 20- $390
Mar 20- $322
April 20- $376
May20- $402
Post by: Check2400 on June 03, 2020, 02:46:01 PM
Month Year Net Worth Jan 2017 103,000 Jan 2018 160,000 Jan 2019 204,000 Jan 2020 275,500 Nov. 2019 255,000 Dec. 2019 262,000 Jan. 2020 275,500 Feb. 2020 270,000 Mar. 2020 261,000 Apr. 2020 250,000 May 2020 278,000 June 2020 292,000
I haven't posted an update in some time, partially because I hid during the dip. But I'm back to new heights. Why? Because I attempted to time the market and, for now at least, it has paid off. I've posted previously that my job cut the 401k last year, and I rolled it over to an IRA in Dec. When I did that I sat on it because I was scared to dump it at once/thought the bull run was ending/believed in an election year causing something to happen. I did not, however, expect what March brought. Which meant that I plugged almost all of the 401K back into the market during the dip. I didn't go all in (some still sits on the side) and I didn't time it perfect, but it has led to a pretty good return to put me near $300,000. Considering I'm struggling to save right now I'm happy to have had some returns to compensate. Do I think there's another dip coming? Yes. Do I think that I'll stick to the plan? Yes. But the beauty of these races is seeing the small goals checked off along the way.
Post by: zee dot on June 04, 2020, 04:05:46 PM
9/2017 (168,529.23)
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
5/2020 $254,753.20
Post by: Ladychips on June 04, 2020, 05:14:42 PM
Just cleared $250,000 so wanted to duck in here to celebrate.
Congratulations!!!!!
Post by: gmdv on June 05, 2020, 08:24:34 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k
6/5/20 - $428k
Post by: achvfi on June 05, 2020, 09:30:45 AM
Just cleared $250,000 so wanted to duck in here to celebrate.
9/2017 (168,529.23)
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
5/2020 $254,753.20
Congratulations! That's quite a journey you had.
Post by: zee dot on June 05, 2020, 10:43:53 AM
Post by: solon on June 05, 2020, 11:00:11 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
1-2020 $282,110
2-2020 $290,845
3-2020 $288,022
4-2020 $257,224 <- almost got sent down to the minors
5-2020 $276,627
6-2020 $299,563
Post by: Nick_Miller on June 07, 2020, 07:04:07 AM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Dec 2019 $356,233.57
Jan 2020 $364,075.39
Feb 2020 $374,691.07
Mar. 2020 $373,208.41
April 2020 $347,174.09
May 2020 $379,369.40
June 2020 $392,456.38
Closer and closer to $400K! This is total net worth, so all assets and debts (but not counting checking account balance, kids' college funds, etc)
Post by: ZsaZsa on June 08, 2020, 07:55:53 AM
Portfolio totals:
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71 Ouch!
4/3/20 $214,113.72
4/30/20 $241,361.42 Encouraging, regained 32,159.71 from the lowest point that I recorded.
5/27/20 $252,278.03 Still not back where we were in February, but it looks like it at least pushed us into the next race! Hope we stay there this time!
6/8/20 $265,620.41
Post by: dignam on June 09, 2020, 06:29:01 AM
Feb 2020 $253k
Mar 2020 $221k [COVID-19]
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
It's been a bumpy few months but I'm back in the thread.
Post by: dignam on June 09, 2020, 06:31:38 AM
Well my bounce back put me up in the next race! Greetings...this is the highest my total has ever been. I'm almost afraid to crow about it too much...is that tempting fate? I feel safe among this tribe...
Portfolio totals:
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71 Ouch!
4/3/20 $214,113.72
4/30/20 $241,361.42 Encouraging, regained 32,159.71 from the lowest point that I recorded.
5/27/20 $252,278.03 Still not back where we were in February, but it looks like it at least pushed us into the next race! Hope we stay there this time!
6/8/20 $265,620.41
Looks like we were/are in the same boat lol
Post by: facepalm on June 09, 2020, 07:18:09 AM
79% savings rate this month with no mortgage payment (refinanced last month). It's crazy how little we spend staying at home - it's giving me confidence that in a future downturn, we could easily crank our discretionary spending down to ride out a bad market season.
Nice! I am in a similar savings bracket (72%) and agree--it is amazing how little you need to spend when confined at home. Makes me think I could retire well before 2025.
On another note: I have been tracking my totals weekly, and just realized there is a small chance that I will graduate this thread at the end of the month. Currently sitting at 492K.
Post by: ZsaZsa on June 09, 2020, 07:40:40 AM
We both better keep rowing!Well my bounce back put me up in the next race! Greetings...this is the highest my total has ever been. I'm almost afraid to crow about it too much...is that tempting fate? I feel safe among this tribe...
Portfolio totals:
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71 Ouch!
4/3/20 $214,113.72
4/30/20 $241,361.42 Encouraging, regained 32,159.71 from the lowest point that I recorded.
5/27/20 $252,278.03 Still not back where we were in February, but it looks like it at least pushed us into the next race! Hope we stay there this time!
6/8/20 $265,620.41
Looks like we were/are in the same boat lol
Post by: Genevieve on June 09, 2020, 09:28:38 AM
June 9, 2020: $474,321
I've been following MMM/ERE since 2012, but we've varied in our enthusiasm for savings over the years. Currently trying to save a decent amount while also pursuing all of our life goals. We want to get to FI and actually already be living how we want to live, work, lifestyle, giving back, etc.
Net Worth Dec 2019: $454,301, <-- Had a kid in October, Savings rate 52%
Net Worth Dec 2018: $280,087, <-- Savings rate 48%
Net Worth Dec 2017: $165,042 <-- Savings rate 40%
Net Worth Dec 2016: $87,878.65<-- Moved to NYC, Savings rate 27% excluding moving costs, 15% including moving costs
Net Worth Dec 2015: $54,568.08 <-- My husband graduated from his PhD and started earning great $$$, moved to Texas.
Net Worth Dec 2014: $29,446.16 <-- I quit my job to switch career fields, we took a month off to go backpacking in Europe, my husband is still a grad student.
Net Worth Dec 2012: $26,461.85
Post by: monarda on June 10, 2020, 07:37:45 AM
If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this thread
1/2016 $137K
1/2017 $154K
9/2017 $244K (cash out refinance of primary residence)
3/2018 $208K includes 0% credit card debt.
6/2018 $213K ditto but without 0% CC balance and including pension balance, $328K.
12/2018 $250K ditto but without 0% CC balance and including pension balance, $353K
12/2019 $328K but without 0% CC balance and including pension balance, $425K
6/2020 $343K, but without 0% CC balance and including pension balance. $448K
conservative projections:
3/2021 $400K
6/2023?? $500K
Post by: SeattleStache on June 26, 2020, 08:15:47 AM
September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
April 2020: $273,408 (total NW $426,464)
May 2020: $300,289 (total NW $453,672)
June 2020: $313,013 (total NW $456,056)
Post by: ZsaZsa on June 30, 2020, 06:30:40 AM
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71 Ouch!
4/3/20 $214,113.72
4/30/20 $241,361.42
5/27/20 $252,278.03
6/8/20 $265,620.41
6/30/20 $260,161.31 At least we're still in this race...hope to stay for a while! I should add that this is strictly portfolio...because I am retiring in 10 days! Does not include two saving accounts, checking account, house paid down to $18,000, and paid off house that one of our kids is buying from us. Mr. Z is long retired, and has his pension and social security. I think we'll get by...
Post by: trc4897 on June 30, 2020, 06:39:10 AM
My update for end of June
| 2019 | 2020 | 2021 | |
| January | $137,280 | $293,698 | - |
| February | $146,582 | $302,360 | - |
| March | $150,267 | $266,971 | - |
| April | $176,495 | $300,121 | - |
| May | $185,139 | $322,480 | - |
| June | $187,672 | $331,012 | - |
| July | $189,881 | - | - |
| August | $197,857 | - | - |
| September | $199,332 | - | - |
| October | $206,540 | - | Estimated Graduation |
| November | $229,780 | - | - |
| December | $274,581 | - | - |
Estimated graduation keeps creeping up. Now up to October 3rd, 2021! July will be a high spending month so I am curious to see how it changed the estimated graduation date.
Post by: tarheeldan on June 30, 2020, 06:51:24 AM
I am retiring in 10 days!
Congratulations!!!!
Post by: Genevieve on June 30, 2020, 09:24:18 AM
June 2020: $465,444.67
Dec 2019: $454,301
Dec 2018: $280,087
Dec 2017: $165,042
Dec 2016: $87,878.65
Dec 2015: $54,568.08
Dec 2014: $29,446.16
Dec 2012: $26,461.85
Estimated graduation Dec 2020. July will be an expensive month as we are breaking our lease due to the whole coronavirus situation, so I bet we will go backwards.
Post by: Imustacheyouaquestion on June 30, 2020, 10:11:07 AM
| 2018 | 2019 | 2020 | |
| January | - | $255,892.49 | $424,020.62 |
| February | - | $284,061.44 | $430,723.62 |
| March | - | $302,124.69 | $409,926.04 |
| April | - | $311,269.23 | $376,066.87 |
| May | - | $326,333.60 | $436,765.80 |
| June | - | $324,533.94 | $444,626.75 |
| July | $250,737.17 | $346,414.84 | $460,340.01 |
| August | $258,326.17 | $353,235.46 | - |
| September | $271,396.46 | $357,483.82 | - |
| October | $276,447.64 | $382,001.08 | Graduation? |
| November | $258,733.03 | $394,916.44 | - |
| December | $272,495.64 | $408,747.03 | - |
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: UnleashHell on June 30, 2020, 02:04:15 PM
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k annual increase to nw - 145k
Jan-20 nw 483 liquid 563
feb-20 nw 440 liquid 520
mar-20 nw 374 liquid 455
apr-20 nw 435 liquid 513
may-20 nw 460 liquid 535
Jun-20 nw 468 liquid 541
well net worth did pop into the 500's again but yet again didn't hold. getting tired of that!!!
Post by: dreadmoose on June 30, 2020, 03:45:08 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - |
| February | - | -$24,977 | $122,183 | $244,321 | $389,937 | |
| March | MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - |
| April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - |
| May | - | $7,447 | $149,174 | $252,690 | $482,281 | - |
| June | - | $16,623 | $154,992 | $287,639 | $499,025 | - |
| July | -$19,048 | $27,638 | $167,846 | $299,427 | - | - |
| August | -$18,739 | $39,025 | $180,481 | $313,257 | Graduation? | - |
| September | -$21,536 | $49,626 | $185,098 | $321,358 | - | - |
| October | -$25,832 | $59,438 | $194,857 | $336,179 | - | - |
| November | -$25,621 | $71,949 | $205,772 | $351,985 | - | - |
| December | -$25,405 | $110,473 | $212,859 | $385,426 | - | - |
Well that was a tight finish, invested $24,852 but only went up by $16,743 for June. For a few weeks there it looked like I was out of here but here's to another month!
I expect to invest more in July, so I should break out of this group by the end of the month when I turn 33.
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point
Post by: Dogastrophe on June 30, 2020, 04:43:55 PM
Investments only; Household combined.
| 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | |
| January | - | 496,255 | - | - |
| February | - | 472,573 | - | - |
| March | - | 444,067 | - | - |
| April | - | 495,051 | - | - |
| May | - | 524,063 | - | - |
| June | - | 524,530 | - | - |
| July | 330,406 | - | - | - |
| August | 437,870 | - | - | - |
| September | 443,081 | - | - | - |
| October | 452,295 | - | - | - |
| November | 483,711 | - | - | - |
| December | 484,963 | - | - | - |
Second month in row I've been over $500, so going to call it a graduation and move to the next thread next month.
Post by: nick663 on June 30, 2020, 04:54:31 PM
June 2017: 198.7kJune 2020: 456.2k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
Not sure if the market will continue this direction but excited to see we're moving in the right direction.
Post by: Nick_Miller on June 30, 2020, 09:10:55 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Dec 2019 $356,233.57
Jan 2020 $364,075.39
Feb 2020 $374,691.07
Mar. 2020 $373,208.41
April 2020 $347,174.09
May 2020 $379,369.40
June 2020 $392,456.38
July 2020 $401,514.57
Hit $400K! Gave my wife a high five. (we give everyone else Wakanda greetings to avoid hand contact)
Post by: Nick_Miller on June 30, 2020, 09:14:25 PM
@dreadmoose, you are crushing it, especially for your age! Oh, to be 32/33 again! I'll give you an early congrats but I hope not to jinx you.
Post by: tjrssibelle on June 30, 2020, 09:57:53 PM
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
Sent from my SM-N960U using Tapatalk
Post by: Morning Glory on July 01, 2020, 03:16:20 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2020
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 427,409
Apr 1: 391,361
May 1: 428,733
Jun 1: 516,412 (net worth)/302,612 (investments)
July 1: 524,981/314,313
Post by: ItsALongStory on July 01, 2020, 06:29:08 AM
This past month we agreed to sell our house and got more for it than we expected. Not having used a realtor on the sell side definitely was a bit scary but turned out just fine.Back up to about $275k liquid, so firmly back in the thread. Will update with more detail tomorrow.Well, dropped below the lower end of this thread for now: $238521 liquid and about $450k total net worth following a drop in home value as well.Invested: $270922 (+~7k)
Total net worth: $495000
Ended month on a down day but that's just a blip on the chart soon.
Pleased to have stayed in this thread with $260287 liquid. I had already decided to start maximizing my 401k early so that came in handy. excited to see what will happen when the market starts recovering.
Just gotta keep plugging along.
More specifics: HSA $14912 + 401k/Roth/Taxable $259271 = $274183
Home equity dropped a bit, so would put total NW around $490k
We should know soon how much home equity we really have, our house is going on the market mid June.
This was a great month with some stock vesting and the final few dollars going into pre-tax 401k. Did splurge a bit on a gift for the wife but all in all a great month:
$295108.5 = HSA $16201 + 401k/Roth/Taxable $278907.5
Also sold one of our cars which should bring down expenses by about $500 per month. Fingers crossed for $300k by end of June
Our investments ended at $310720.03 with expected home equity of $240k putting us nicely over the $500k all up. Once we get the cash from the sale I will report it here and we will hopefully move up although I do expect that new lockdowns may be needed and result in a stock market drop so might get thrown back into here.
Post by: hudsoncat on July 01, 2020, 06:43:07 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $134,179 | $222,019 | $261,809 | $403,264 | - |
| February | - | $140,623 | $236,831 | $286,584 | $414,417 | - |
| March | - | $148,087 | $234,104 | $303,681 | $388,201 | - |
| April | - | $153,745 | $234,452 | $314,939 | $355,475 | - |
| May | - | $161,518 | $241,470 | $331,080 | $398,672 | - |
| June | - | $167,077 | $249,398 | $320,926 | $417,280 | - |
| July | - | $171,538 | $253,884 | $342,700 | $424,818 | - |
| August | - | $179,124 | $264,666 | $354,784 | - | - |
| September | - | $180,682 | $276,905 | $351,842 | - | - |
| October | - | $192,217 | $285,986 | $360,853 | - | - |
| November | $121,639 | $199,128 | $267,359 | $374,706 | - | - |
| December | $128,335 | $207,436 | $281,461 | $391,293 | - | - |
Spendy month of house repairs and looking like another one this month. We'll see how things shake out.
Post by: NextTime on July 01, 2020, 08:32:43 AM
| First of | 2018 | 2019 | 2020 |
| January | - | $206,667 | $304,693 |
| February | $198,265 | $224,401 | $305,287 |
| March | $204,080 | $231,997 | $290,554 |
| April | $204,080 | $236,710 | $274,909 |
| May | $206,310 | $246,138 | $298,297 |
| June | $207,731 | $245,062 | $320,072 |
| July | $209,453 | $256,868 | $331,215 |
| August | $218,450 | $256,076 | - |
| September | $224,243 | $266,197 | - |
| October | $227,037 | $274,186 | - |
| November | $214,107 | $284,427 | - |
| December | $219,948 | $295.004 | - |
Post by: SpareChange on July 01, 2020, 09:01:48 AM
Up $8,474 to $418,148.
Post by: dogboyslim on July 01, 2020, 09:06:35 AM
After some work circumstances have become more clear, and conversation with Mrs. DBS about our goals, we are going to slow down our contributions in this space by half to fund some different goals, so I removed a graduation estimate. We are going to build up some cash to deal with potential income disruption. If it doesn't happen, we'll resume, but right now its looking like 50/50 chance it will happen.
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | $276,751 | - |
| February | $94,135 | $130,112 | $210,931 | $288,444 | - |
| March | $96,711 | $170,547 | $220,649 | $274,230 | - |
| April | $100,313 | $175,470 | $231,153 | $298,302 | - |
| May | $104,001 | $181,127 | $230,149 | $316,851 | - |
| June | $107,339 | $183,621 | $244,641 | $330,345 | - |
| July | $111,240 | $190,156 | $252,651 | - | - |
| August | $113,472 | $162,706 | $257,825 | - | - |
| September | $117,719 | $165,350 | $264,537 | - | - |
| October | $119,898 | $160,600 | $273,062 | - | - |
| November | $121,666 | $165,845 | $294,017 | - | - |
| December | $125,576 | $160,236 | $269,709 | - | - |
Post by: BiggerFishToFI on July 01, 2020, 09:22:19 AM
$100k --> $250k took ~ 15 months
$250k --> $500k took ~ 18 months
$500k --> $1.0M ~ Estimated graduation November 2022, or 28 months from now.
$500k --> $1.5M (FI) ~ Estimated November 2024, or 52 months from now.
Off to the next thread to join my other half-millionaires where we will rejoice in eating fancy trader joes cheeses, Costco olives and sipping on those little premade margaritas found in the gas station cooler doors.
Month Investments Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
02/28/19 $265,980 $328,866
03/31/19 $283,322 $346,316
04/30/19 $303,551 $367,527
05/31/19 $303,986 $364,917
06/30/19 $329,675 $388,175
07/31/19 $346,447 $406,628
08/31/19 $348,793 $411,689
09/30/19 $358,623 $424,118
10/31/19 $380,193 $417,791
11/30/19 $394,260 $441,217
12/31/19 $413,479 $495,002
01/31/20 $431,646 $502,333
02/29/20 $419,487 $491,881
03/31/20 $372,621 $438,618
05/15/20 $438,164 $517,660
05/31/20 $473,869 $554,921
06/30/20 $501,158 $573,100 <---- 500k Invested
Post by: JLee on July 01, 2020, 10:56:46 AM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.402020
Code: [Select]
Date Assets Debts Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Mar 2020 $756,805.46 -$464,555.13 $292,250.33
Apr 2020 $808,288.92 -$461,043.60 $347,245.32
May 2020 $820,040.10 -$455,622.69 $364,417.41
Jun 2020 $826,539.24 -$455,286.73 $371,252.51
Post by: Mrs. D. on July 01, 2020, 01:28:19 PM
Excited to be in this thread now! Family of 4 earning <90K in a MCOLA.
March 2018 - 250
May 2018 - 256
Aug 2018 - 272
Dec 2018 - 248
March 2019 - 282
June 2019 - 300
June 2020 - 370 and hit savings goal for the year!
~$1,200/month in automated savings (401K and HSA) in addition to mortgage. As our cash balance balloons we periodically make contributions to Roth's, 529's, etc.
Post by: ingrownstudentloans on July 02, 2020, 07:41:04 AM
Joining - I reevaluated how/what I was tracking for purposes of these races and have decided to include equity in our investment properties.7/1/2020 $455,164.98
(IRA/401K/taxable accounts/conservative equity in rental properties):
2/1/2020 $333,916.40
3/1/2020 $386,416.81 (put cash into new rental property)
4/1/2020 $386,032.10
5/1/2020 $404,443.66
6/1/2020 $450,581.83 ($30k of the bump is from an increase in rental property equity based on refinance appraisal)
Post by: tarheeldan on July 02, 2020, 10:53:35 AM
I'm a half-millionaire!
Congratulations!!!
Post by: tarheeldan on July 02, 2020, 10:58:31 AM
Can't wait to breach $400k and feel like I'm in the home stretch for this challenge :)
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=1302523503
Post by: fuzzy math on July 02, 2020, 12:43:18 PM
Investments only - Hoping to graduate 10/31/20 !!Jul 2020 $471,455
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Nov 2019 $352,430
Dec 2019 $370,715
Jan 2020 $401,716
Feb 2020 $414,430
Mar 2020 $412,631
Apr 2020 $393,815
May 2020 $414,524
Jun 2020 $452,579
Will fix format next month
Sent from my iPhone using Tapatalk
Post by: Jaayse on July 02, 2020, 06:31:39 PM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $232,213 | $356,542 | $500,087 | - |
| February | - | $245,447 | $383,348 | $502,244 | - |
| March | - | $242,789 | $394,563 | $475,671 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | - |
| May | - | $318,398 | $421,194 | $474,155 | - |
| June | - | $328,870 | $409,591 | $500,241 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | - |
| August | $189,280 | $354,936 | $443,135 | - | - |
| September | $193,727 | $366,727 | $441,101 | - | - |
| October | $209,968 | $374,465 | $452,232 | - | - |
| November | $220,602 | $361,296 | $466,688 | - | - |
| December | $225,918 | $370,140 | $482,944 | - | - |
Well, I think I'm going to bite the bullet and move on to the next thread. I'll see you all there!
Post by: zee dot on July 03, 2020, 07:43:28 AM
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
5/2020 $254,753.20
6/2020 $267,135.65
Post by: Radagast on July 03, 2020, 05:46:44 PM
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
Q1 2019: $284,421 $346,689
Q2 2019: $315,573 $378,769
Q3 2019: $350,244 $414,376
Q4 2019: $408,250 $473,325
Q1 2020: $362,044 $428,120
Q2 2020: $457,379 $524,413
8/11 of our accounts are higher now than they were in January.
Honestly, I may start counting real estate and go over to the next thread next month. We are going to buy a second house shortly, at which point we will have two houses with two units each, throwing off $2800 revenue per month. Sure we will be living in the fourth and largest unit, but at this point I think real estate needs to be acknowledged as part of our net worth. There is a reason we are not selling the old one, and choosing the new one over a cheaper house or an apartment.
Post by: oneday on July 04, 2020, 03:35:12 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | - | - |
| February | - | $291K | $342K | - | - |
| March | - | $294K | $304K | - | - |
| April | $263K | $304K | $328K | - | - |
| May | $268K | $293K | $337K | - | - |
| June | $270K | $309K | $340K | - | - |
| July | $276K | $314K | - | - | - |
| August | $284K | $313K | - | - | - |
| September | $287K | $329K | - | - | - |
| October | $276K | $325K | - | - | - |
| November | $280K | $335K | - | - | - |
| December | $268K | $343K | - | - | - |
@Check2400 Welcome back, no need to hide!
@zee dot Congrats on a quarter-mil!
@ZsaZsa Welcome & congrats on your highest total ever and impending retirement!
@dignam welcome back, hope you "stick" this time!
@Genevieve welcome! Impressive increase in SR over the years!
@UnleashHell @nick663 @neo von retorch @ingrownstudentloans @fuzzy math you are close to graduation,do you have projected graduation dates?
@Dogastrophe @BiggerFishToFI @Jaayse Big congrats to all three of you! Exciting to have so many graduates in one month!
@ItsALongStory congrats on the home sale! I guess you are a short-timer in this thread, now ;)
Post by: oneday on July 04, 2020, 09:37:29 PM
@oneday market whims...
But if my old house sale closes and the money shows up in early August.... the equity becoming liquid will push me well over the goalposts! (But I only post once per quarter, so September 2nd or so!)
Oooo, yes! When is closing? You indicated something about 2 weeks on your journal a bit ago, that would be 7/8.
Post by: solon on July 05, 2020, 08:43:42 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
1-2020 $282,110
2-2020 $290,845
3-2020 $288,022
4-2020 $257,224 <- almost got sent down to the minors
5-2020 $276,627
6-2020 $299,563
7-2020 $304,249
Slowly but surely.
Post by: nimish555 on July 05, 2020, 08:47:13 AM
Sent from my iPhone using Tapatalk
Post by: zee dot on July 05, 2020, 09:04:55 AM
Post by: ItsALongStory on July 05, 2020, 03:35:40 PM
It would be nice if people post their salaries too. Having a $500K salary and posting $200k savings in a year does not make sense.Where does it end though?
Sent from my iPhone using Tapatalk
Should we ask people to specify if they live in low col or high col area? How about kids? Is the house paid off? Do you incorporate company match?
This isn't about comparing yourself to others that have different circumstances. It's about tracking your own progress and maybe compare to what you may have projected before.
Post by: UnleashHell on July 05, 2020, 06:59:45 PM
It would be nice if people post their salaries too. Having a $500K salary and posting $200k savings in a year does not make sense.
Sent from my iPhone using Tapatalk
its tough to find a realistic comparison though. I have a lot of outgoings that relate to my divorce that will impact me for years - none of that helps someone unless they are in exactly the same scenario. optimize your expenses, save and invest - thats all there is to it. some times its great - other times its not. stick to the plan and you'll be good.
Post by: facepalm on July 05, 2020, 07:39:52 PM
| 2017 | 2018 | 2019 | 2020 | |
| January | - | 318,100 | 359,000 | 465,145 |
| February | - | 321,800 | 370,750 | 467,380 |
| March | - | 313,540 | 378,525 | 418,695 |
| April | 255,900 | 322,810 | 391,005 | 454,145 |
| May | 263,800 | 328,600 | 397,260 | 472,320 |
| June | 268,100 | 331,860 | 407,265 | 485,420 |
| July | 273,100 | 340,250 | 413,395 | - |
| August | 276,800 | 341,770 | 413,070 | - |
| September | 284,500 | 348,465 | 420,460 | - |
| October | 292,100 | 343,960 | 429,655 | - |
| November | 302,000 | 347,470 | 442,315 | - |
| December | 309,500 | 340,950 | 447,950 | - |
All figures in US dollars.
Post by: ItsALongStory on July 05, 2020, 09:19:48 PM
still working on convincing her to invest all but like 20k in the market but having some qualms about putting it all in the market right now vs DCAing throughout the next year or 2.
Post by: Bettersafe on July 06, 2020, 03:19:14 AM
2020
January: 256,102.42
February: 300,208.75
March: 301,773.44
April: 313,024.78
May: 312,719.72
June: 312,640.78
Went down a bit due to some legal costs again.
Post by: DarkandStormy on July 06, 2020, 07:09:09 AM
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
5/1/20 - $362,077 // $220,959
6/1/20 - $381,391 // $240,213
7/1/20 - $399,404 // $257,588
Post by: dreadmoose on July 06, 2020, 12:40:36 PM
@dreadmoose, you are crushing it, especially for your age! Oh, to be 32/33 again! I'll give you an early congrats but I hope not to jinx you.
Thanks Nick, I feel wholly too privileged being able to save like this (after this current contract I expect my salary to be cut in half).
I'll accept your congrats in the hope that other people don't get more screwed if they can't afford the market tanking. With this long of a retirement window, any amount of market loss barring a complete failure only helps my projections so I won't be personally offended if it backfires.
For those discouraged by other's gains, I feel for you. I believed there was no way I would be able to save this much ever, and have many strokes of luck and inherent privilege that got me here. Start with what you can and it'll snowball as you find other ways to save or provide value and demand proper compensation for it.
I'm also not sure it'll help anyone save more but I invest over 70% of what I make each year, which leaves my family with the median family income (after tax) for where we're located so we aren't struggling at all.
Post by: nkt0 on July 07, 2020, 07:29:13 AM
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Post by: nick663 on July 08, 2020, 06:52:43 PM
@UnleashHell @nick663 @neo von retorch @ingrownstudentloans @fuzzy math you are close to graduation,do you have projected graduation dates?Thanks! Q3 might happen if the market continues upward like it has been but realistically we're probably looking at Q4.
Post by: UnleashHell on July 09, 2020, 08:02:35 AM
@oneday
@UnleashHell @nick663 @neo von retorch @ingrownstudentloans @fuzzy math you are close to graduation,do you have projected graduation dates?
I graduated a couple of times - just waiting for it to stick!!! keep falling back which is very frustrating!
Post by: The Tester on July 09, 2020, 07:55:34 PM
| November 2019 | - | $266,069 |
| December 2019 | - | $277,275 |
| January 2020 | - | $281,256 |
| February 2020 | - | $268,507 |
| March 2020 | - | $244,811 |
| April 2020 | - | $275,495 |
| May 2020 | - | $296,407 |
| June 2020 | - | $311,160 |
Post by: dignam on July 13, 2020, 08:53:14 AM
Feb 2020 $253k
Mar 2020 $221k [COVID-19]
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Post by: ItsALongStory on July 15, 2020, 05:22:41 PM
Fidelity: $297731
HSA: $ 17519
Vanguard: $7221
Cash: $253697
All up: $576168
That should put me comfortably over the top of the range for this thread, excited to see what else we can accumulate in the next 2 or 3 months prior to our international move. Breaking $600k would be amazing and is certainly possible.
Post by: stacheasaurus on July 17, 2020, 09:28:00 AM
Jan 2014: -40k
Jan 2015: -15k
Jan 2016: 9.5k
Jan 2017: 43k
Jan 2018: 116k
Jan 2019: 159k
Jan 2020: 229k
Jul 2020: 297k
Post by: tjrssibelle on July 20, 2020, 07:36:16 PM
Jumping in...Welcome
Jan 2014: -40k
Jan 2015: -15k
Jan 2016: 9.5k
Jan 2017: 43k
Jan 2018: 116k
Jan 2019: 159k
Jan 2020: 229k
Jul 2020: 297k
Sent from my SM-N960U using Tapatalk
Post by: Neustache on July 21, 2020, 11:34:43 AM
Hello! I just graduated the 100K to 250K thread, now I'm here!
11/28/19 $252,000 (investments only, paid off house but not included in NW)
7/21/20 8 months later and we are at $323,000. Hope to hit 500K in two years.
Post by: gmdv on July 22, 2020, 12:26:05 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k
6/5/20 - $428k
7/22/20 - $446k
Hmmm, missing out on the insanity. Still holding out to see if things will be sane again.
Post by: pharmmm on July 26, 2020, 06:36:05 AM
Dates Net
Jan-18 $146,942.28
Feb-18 $150,841.13
Mar-18 $156,742.55
Apr-18 $172,756.36
May-18 $201,801.96
Jun-18 $214,786.28
Jul-18 $231,769.16 - finished paying off wife's student loans
Aug-18 $249,123.47 - graduated 100k-250k thread
Sep-18 $258,395.09
Pared down my chart. Slow month.
My last post was all the way back at page edit: 27 :edit, but came back to update that I made it!
Dates Net
Nov-19 $411,379.90
Dec-19 $428,721.03
Jan-20 $447,162.46
Feb-20 $426,432.20
Mar-20 $368,445.51
Apr-20 $426,418.06
May-20 $456,838.05
June-20 $475,102.34
July-20 $515,691.43
See you folks in the next thread!
Post by: facepalm on July 26, 2020, 11:11:00 AM
Dates Net
Jan-18 $146,942.28
Feb-18 $150,841.13
Mar-18 $156,742.55
Apr-18 $172,756.36
May-18 $201,801.96
Jun-18 $214,786.28
Jul-18 $231,769.16 - finished paying off wife's student loans
Aug-18 $249,123.47 - graduated 100k-250k thread
Sep-18 $258,395.09
Pared down my chart. Slow month.
My last post was all the way back at page 6, but came back to update that I made it!
Dates Net
Nov-19 $411,379.90
Dec-19 $428,721.03
Jan-20 $447,162.46
Feb-20 $426,432.20
Mar-20 $368,445.51
Apr-20 $426,418.06
May-20 $456,838.05
June-20 $475,102.34
July-20 $515,691.43
See you folks in the next thread!
Nice work! I may be joining you.
Almost end of month update: 503K. Let's see if it holds up!
Post by: Mazzinator on July 29, 2020, 09:09:09 AM
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365
July 19- $379
Aug 19- ?
Sept 19- ?
Oct 19- ?
Nov 19- ?
Dec 19- $422
Feb 20- $390
Mar 20- $322
April 20- $376
May20- $402
June 20- ?
July 20 - $428
Post by: SeattleStache on July 29, 2020, 12:05:19 PM
September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
April 2020: $273,408 (total NW $426,464)
May 2020: $300,289 (total NW $453,672)
June 2020: $313,013 (total NW $456,056)
July 2020: $330,819 (total NW $473,215)
Post by: Imustacheyouaquestion on July 31, 2020, 07:51:57 AM
| 2018 | 2019 | 2020 | |
| January | - | $255,892.49 | $424,020.62 |
| February | - | $284,061.44 | $430,723.62 |
| March | - | $302,124.69 | $409,926.04 |
| April | - | $311,269.23 | $376,066.87 |
| May | - | $326,333.60 | $436,765.80 |
| June | - | $324,533.94 | $444,626.75 |
| July | $250,737.17 | $346,414.84 | $460,340.01 |
| August | $258,326.17 | $353,235.46 | $485,648.85 |
| September | $271,396.46 | $357,483.82 | - |
| October | $276,447.64 | $382,001.08 | Graduation? |
| November | $258,733.03 | $394,916.44 | - |
| December | $272,495.64 | $408,747.03 | - |
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Expecting more market volatility for the rest of the year, but looking like I may be graduating this thread in 2020 after all!!
Post by: hudsoncat on July 31, 2020, 11:27:23 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $134,179 | $222,019 | $261,809 | $403,264 | - |
| February | - | $140,623 | $236,831 | $286,584 | $414,417 | - |
| March | - | $148,087 | $234,104 | $303,681 | $388,201 | - |
| April | - | $153,745 | $234,452 | $314,939 | $355,475 | - |
| May | - | $161,518 | $241,470 | $331,080 | $398,672 | - |
| June | - | $167,077 | $249,398 | $320,926 | $417,280 | - |
| July | - | $171,538 | $253,884 | $342,700 | $424,818 | - |
| August | - | $179,124 | $264,666 | $354,784 | $456,512 | - |
| September | - | $180,682 | $276,905 | $351,842 | - | - |
| October | - | $192,217 | $285,986 | $360,853 | - | - |
| November | $121,639 | $199,128 | $267,359 | $374,706 | - | - |
| December | $128,335 | $207,436 | $281,461 | $391,293 | - | - |
Big bump this month. I also expect continued volatility... but no worries. I'll just keep dumping money in.
Post by: UnleashHell on July 31, 2020, 02:04:19 PM
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k annual increase to nw - 145k
Jan-20 nw 483 liquid 563
feb-20 nw 440 liquid 520
mar-20 nw 374 liquid 455
apr-20 nw 435 liquid 513
may-20 nw 460 liquid 535
Jun-20 nw 468 liquid 541
well net worth did pop into the 500's again but yet again didn't hold. getting tired of that!!!
Jul-20 new 502 Liquid 572
third time about 500 - this one for month end.
So that's it for me here - time to move on. Keep accumulating folks!
Post by: dreadmoose on July 31, 2020, 02:55:34 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - |
| February | - | -$24,977 | $122,183 | $244,321 | $389,937 | |
| March | MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - |
| April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - |
| May | - | $7,447 | $149,174 | $252,690 | $482,281 | - |
| June | - | $16,623 | $154,992 | $287,639 | $499,025 | - |
| July | -$19,048 | $27,638 | $167,846 | $299,427 | $540,432 | <-Graduation! |
| August | -$18,739 | $39,025 | $180,481 | $313,257 | - | |
| September | -$21,536 | $49,626 | $185,098 | $321,358 | - | - |
| October | -$25,832 | $59,438 | $194,857 | $336,179 | - | - |
| November | -$25,621 | $71,949 | $205,772 | $351,985 | - | - |
| December | -$25,405 | $110,473 | $212,859 | $385,426 | - | - |
It appears I'll be leaving the Race a month earlier than estimated (Covid didn't seem to slow my stash down). In total I was here for a total of 16 months (knock on wood). Invested $35,959 this month to go up $41,407 so the market helped out.
-25,000 -> 100,000 was done in 10 months
100,000 -> 250,000 was done in 15 months
250,000 -> 500,000 was done in 16 months (estimated at 24 when I started, but got a signicant raise I wasn't expecting)
It's been a pleasure and priviledge tracking with you all and I'll see you in the next one soon!
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point
Post by: Genevieve on July 31, 2020, 03:08:47 PM
Net Worth:July 2020: $481,662
Dec 2012: $26,461.85
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301
June 2020: $465,444.67
July will be an expensive month as we are breaking our lease due to the whole coronavirus situation, so I bet we will go backwards.
Big month in the stock market! We paid about $9,000 in extra costs this month and yet we still saw a big gain. Hopefully less big costs next month.
Post by: facepalm on July 31, 2020, 04:35:33 PM
| 2017 | 2018 | 2019 | 2020 | |
| January | - | 318,100 | 359,000 | 465,145 |
| February | - | 321,800 | 370,750 | 467,380 |
| March | - | 313,540 | 378,525 | 418,695 |
| April | 255,900 | 322,810 | 391,005 | 454,145 |
| May | 263,800 | 328,600 | 397,260 | 472,320 |
| June | 268,100 | 331,860 | 407,265 | 485,420 |
| July | 273,100 | 340,250 | 413,395 | 502,730 |
| August | 276,800 | 341,770 | 413,070 | - |
| September | 284,500 | 348,465 | 420,460 | - |
| October | 292,100 | 343,960 | 429,655 | - |
| November | 302,000 | 347,470 | 442,315 | - |
| December | 309,500 | 340,950 | 447,950 | - |
Well, That just about does it. Going to stick around one more month just in case this number drops.
Post by: Nick_Miller on July 31, 2020, 05:43:38 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Dec 2019 $356,233.57
Jan 2020 $364,075.39
Feb 2020 $374,691.07
Mar. 2020 $373,208.41
April 2020 $347,174.09
May 2020 $379,369.40
June 2020 $392,456.38
July 2020 $401,514.57
Aug 2020 $420,905.96
Mostly market gains, although we are building cash because of some job stability issues.
Post by: Nick_Miller on July 31, 2020, 05:48:40 PM
Post by: fuzzy math on July 31, 2020, 06:07:16 PM
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Nov 2019 $352,430
Dec 2019 $370,715
Jan 2020 $401,716
Feb 2020 $414,430
Mar 2020 $412,631
Apr 2020 $393,815
May 2020 $414,524
Jun 2020 $452,579
Jul 2020 $471,455
Aug 2020 $496,982
So close I can taste it!!! I am going on the record as saying there will be a market crash before 8/31 because it always seems to happen when it prevents me from leveling up.
Post by: tjrssibelle on July 31, 2020, 06:35:54 PM
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Sent from my SM-N960U using Tapatalk
Post by: Steeze on July 31, 2020, 07:29:00 PM
They say your first $300k is the hardest. The second $300k will come faster.
Post by: JLee on August 01, 2020, 07:05:36 AM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.402020
Code: [Select]
Date Assets Debts Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Mar 2020 $756,805.46 -$464,555.13 $292,250.33
Apr 2020 $808,288.92 -$461,043.60 $347,245.32
May 2020 $820,040.10 -$455,622.69 $364,417.41
Jun 2020 $826,539.24 -$455,286.73 $371,252.51
Aug 2020 $847,335.26 -$453,339.28 $393,995.98
Post by: Morning Glory on August 01, 2020, 07:09:26 AM
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2020
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 427,409
Apr 1: 391,361
May 1: 428,733
Jun 1: 516,412 (net worth)/302,612 (investments)
July 1: 524,981/314,313
Aug 1: 548,390/336,821
Post by: Mainlander on August 01, 2020, 07:55:56 AM
01/01/17: $55,143
01/01/18: $101,549
01/01/19: $142,443
01/01/20: $220,276
08/01/20: $253,789
Post by: junga on August 01, 2020, 08:40:31 AM
| 2018 | 2019 | 2020 | |||||
| Jan | $97,318 | $128,407 | $221,074 | ||||
| Feb | $104,695 | $139,828 | $226,108 | ||||
| Mar | $107,006 | $145,617 | $215,551 | ||||
| April | $115,189 | $153,549 | $197,168 | ||||
| May | $116,178 | $162,575 | $223,850 | ||||
| June | $119,529 | $164,396 | $236,967 | ||||
| July | $117,366 | $173,404 | $247,960 | ||||
| Aug | $120,235 | $183,384 | $264,301 | ||||
| Sep | $126,710 | $186,374 | - | ||||
| Oct | $135,258 | $196,033 | - | ||||
| Nov | - | $202,222 | - | ||||
| Dec | $133,314 | $210,924 | - | ||||
Post by: ingrownstudentloans on August 01, 2020, 09:53:02 AM
(IRA/401K/taxable accounts/conservative equity in rental properties/conservative equity in side business):8/1/2020 $465,701.07
2/1/2020 $333,916.40
3/1/2020 $386,416.81 (put cash into new rental property)
4/1/2020 $386,032.10
5/1/2020 $404,443.66
6/1/2020 $450,581.83 ($30k of the bump is from an increase in rental property equity based on refinance appraisal)
7/1/2020 $455,164.98
Post by: Mainlander on August 01, 2020, 10:22:36 AM
Welcome @Mainlander. We are glad to be joining this race as well. It took us 30 months to complete the last race. Hopefully we can complete this race around the 2.5-3 years.
2018 2019 2020 Jan $97,318 $128,407 $221,074 Feb $104,695 $139,828 $226,108 Mar $107,006 $145,617 $215,551 April $115,189 $153,549 $197,168 May $116,178 $162,575 $223,850 June $119,529 $164,396 $236,967 July $117,366 $173,404 $247,960 Aug $120,235 $183,384 $264,301 Sep $126,710 $186,374 - Oct $135,258 $196,033 - Nov - $202,222 - Dec $133,314 $210,924 -
Thanks Junga,
Looks like we have been on a similar trajectory. Congrats to you and yours as well.
Post by: NextTime on August 01, 2020, 10:27:52 AM
| First of | 2018 | 2019 | 2020 |
| January | - | $206,667 | $304,693 |
| February | $198,265 | $224,401 | $305,287 |
| March | $204,080 | $231,997 | $290,554 |
| April | $204,080 | $236,710 | $274,909 |
| May | $206,310 | $246,138 | $298,297 |
| June | $207,731 | $245,062 | $320,072 |
| July | $209,453 | $256,868 | $331,215 |
| August | $218,450 | $256,076 | $349,025 |
| September | $224,243 | $266,197 | - |
| October | $227,037 | $274,186 | - |
| November | $214,107 | $284,427 | - |
| December | $219,948 | $295.004 | - |
Post by: facepalm on August 01, 2020, 12:32:23 PM
@facepalm congrats! You don't have to slum with us commoners anymore!
LOL--I'm pretty common.
Post by: SpareChange on August 01, 2020, 02:40:41 PM
Post by: tarheeldan on August 01, 2020, 03:34:30 PM
Tracking spreadsheet:
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: SpareChange on August 01, 2020, 10:06:51 PM
Up $24,804.03 (6.4%) to $411,860.08. Happy to break 400k! Hoping to graduate by my birthday next year (August) :)
Tracking spreadsheet:
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Well, happy birthday for this year, and I hope you get your present for the next!
Post by: trc4897 on August 03, 2020, 06:58:34 AM
| 2019 | 2020 | 2021 | |
| January | $137,280 | $293,698 | - |
| February | $146,582 | $302,360 | - |
| March | $150,267 | $266,971 | - |
| April | $176,495 | $300,121 | - |
| May | $185,139 | $322,480 | - |
| June | $187,672 | $331,012 | - |
| July | $189,881 | $349,037 | - |
| August | $197,857 | - | - |
| September | $199,332 | - | Estimated Graduation |
| October | $206,540 | - | - |
| November | $229,780 | - | - |
| December | $274,581 | - | - |
Estimated graduation keeps creeping up. Now up to September 21, 2021! And this is even with a very large spend month in July (mostly due to taxes due).
Post by: DarkandStormy on August 03, 2020, 10:46:04 AM
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
5/1/20 - $362,077 // $220,959
6/1/20 - $381,391 // $240,213
7/1/20 - $399,404 // $257,588
8/1/20 - $417,420 // $269,617
Outside outside chance at graduating from this group by the end of the year! Would require a 20% increase in net worth over the next five months.
Post by: Nick_Miller on August 04, 2020, 07:24:17 AM
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
5/1/20 - $362,077 // $220,959
6/1/20 - $381,391 // $240,213
7/1/20 - $399,404 // $257,588
8/1/20 - $417,420 // $269,617
Outside outside chance at graduating from this group by the end of the year! Would require a 20% increase in net worth over the next five months.
We're at $420K and I've been keeping such optimistic thoughts to myself. Buuuuuut....since you said it out loud, honestly, I can only think of two events that might boost the stock market so much in such a short time: 1) Trump losing, and 2) A vaccine announcement (from a credible source). We'll see! Toes crossed!
Post by: Stimpy on August 04, 2020, 01:11:01 PM
Numbers based on Mint. Does not include a few minor accounts with less then $1000 total.
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07% 1/31/2019 $200,473.39 $56,820.70 $257,294.09 ~14.83% 2/28/2019 $194.787.12 $58986.57 $253.773.69 ~-1.37% 3/31/2019 $198,888.47 $60,358.25 $259,246.72 ~2.16% 12/31/2019 $258,407.93 $82,188.34 $340,596.27 ~10.57% Percentage off due to account access issues last month 1/31/2020 $257,367.80 $83,131.94 $340,499.74 ~-.03% 2/29/2020 $242,699.30 $80,901.14 $323,600.44 ~-4.96% 3/31/2020 $222,186.14 $72,334.33 $294,520.47 ~-8.99% 4/30/2020 $235,782.52 $82,664.90 $318,447.42 ~8.12% 5/31/2020 $246,272.22 $90,513.89 $336,786.11 ~5.76% 6/30/2020 $250,622.46 $89,754.00 $340,376.46 ~1.07%
7/31/2020 Fire:$263,232.11 + Medi:$96,179.30 =$359,411.41 ~5.59%
Things are still looking up, even when everything else is aiming down... Meh "Tis da game we play."
Hope everyone is still doing well!
Post by: tarheeldan on August 04, 2020, 05:56:41 PM
Well, happy birthday for this year, and I hope you get your present for the next!
Thank You!!! :)
Post by: oneday on August 04, 2020, 06:53:33 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | - | - |
| February | - | $291K | $342K | - | - |
| March | - | $294K | $304K | - | - |
| April | $263K | $304K | $328K | - | - |
| May | $268K | $293K | $337K | - | - |
| June | $270K | $309K | $340K | - | - |
| July | $276K | $314K | $352K | - | - |
| August | $284K | $313K | - | - | - |
| September | $287K | $329K | - | - | - |
| October | $276K | $325K | - | - | - |
| November | $280K | $335K | - | - | - |
| December | $268K | $343K | - | - | - |
@stacheasaurus Welcome! Nice NW summary, good job coming back from $40K debt in under two years!
@DarkandStormy Congrats on a quarter-mil! You are making astounding progress!
@Mainlander and @junga welcome! You both have ambitious goals, I wish you luck!
@gmdv @hudsoncat @Genevieve you are close to graduation, do you have projected graduation dates?
@nkt0 @SeattleStache your NW is almost there...will you stick to this race until your investments catch up?
@fuzzy math I hope you are wrong about that crash!!!!
@ItsALongStory @pharmmm @dreadmoose @facepalm congrats on graduating! Same to you, @UnleashHell I hope I never see you in this thread again!
Post by: UnleashHell on August 04, 2020, 07:00:52 PM
I'm only here to check on you people. sure you can be left unsupervised?
Post by: oneday on August 04, 2020, 07:03:23 PM
thanks @oneday
I'm only here to check on you people. sure you can be left unsupervised?
I sure don't want that job! 😧
Post by: fuzzy math on August 04, 2020, 11:05:01 PM
Post by: hudsoncat on August 05, 2020, 08:22:04 AM
Post by: SeattleStache on August 05, 2020, 08:30:30 AM
Post by: oneday on August 05, 2020, 05:24:32 PM
@hudsoncat stay the course! That NW number is pretty :)
@SeattleStache Well I'll be seeing you around here for a while, then.
Post by: solon on August 05, 2020, 06:44:57 PM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
1-2020 $282,110
2-2020 $290,845
3-2020 $288,022
4-2020 $257,224 <- almost got sent down to the minors
5-2020 $276,627
6-2020 $299,563
7-2020 $304,249
8-2020 $318,456
Can't believe how little impact the shutdown had.
Post by: Genevieve on August 06, 2020, 11:15:08 AM
Post by: Genevieve on August 07, 2020, 11:36:38 AM
@oneday I thought we'd finish sometime in December, but we are over $498k as of today so I guess there's a chance we'll be done in the next month or two. The stock market is nuts right now.Well, that was quick! We hit $500k today. Staying here is entirely dependent on the market but this is a pretty cool milestone!
Post by: goosefraba1 on August 07, 2020, 12:16:43 PM
August 2020- Investments 120k , NW 270k
Goal is 1 mill by 2027.
Post by: oneday on August 07, 2020, 06:00:58 PM
@Genevieve it's an exciting time!
@goosefraba1 welcome!
Post by: gmdv on August 10, 2020, 08:33:19 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k
6/5/20 - $428k
7/22/20 - $446k
8/10/20 - $449k
Post by: gmdv on August 10, 2020, 08:40:08 AM
@gmdv @hudsoncat @Genevieve you are close to graduation, do you have projected graduation dates?
The slow and steady way, probably by the end of 2021.
Post by: nkt0 on August 10, 2020, 08:51:54 AM
@nkt0 @SeattleStache your NW is almost there...will you stick to this race until your investments catch up?
I'm reporting net worth only for informational purposes. Since the difference is tied up in my primary residence, it doesn't really count toward FIRE. I'll be here for a while! :D
Post by: dignam on August 11, 2020, 06:14:01 AM
Feb 2020 $253k
Mar 2020 $221k [COVID-19]
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Post by: Lucky Recardito on August 13, 2020, 02:57:12 PM
Investments only, sans home equity:
01/1/18 $244K
04/1/18 $259K
07/1/18 $282K
10/1/18 $314K
01/1/19 $289K - this was all market drop; savings were normal during this time
04/1/19 $351K
07/1/19 $380K
10/1/19 $384K - pulled a chunk out of our HSA to pay for childbirth costs incurred earlier in the year; also started daycare; husband took 2 months unpaid paternity leave... savings rate currently in the toilet
Does not include roughly $30K in cash.
Anticipated graduation: early 2021
Haven't updated here for a while, but actually graduated recently and have no one in real life to celebrate with, so here goes!
Investments only, sans home equity:
01/1/18 $244K
04/1/18 $259K
07/1/18 $282K
10/1/18 $314K
01/1/19 $289K - this was all market drop; savings were normal during this time
04/1/19 $351K
07/1/19 $380K
10/1/19 $384K - pulled a chunk out of our HSA to pay for childbirth costs incurred earlier in the year; also started daycare; husband took 2 months unpaid paternity leave... savings rate temporarily in the toilet
1/1/20 $445K
4/1/20 $373K - all market drop; no behavior change
7/1/20 $477K
8/1/20 $508K
Does not include roughly $30K in cash.
Graduated roughly 6-8 months sooner than what I expected. TBD whether I stay graduated or if the market goes back down again... I think the interesting things for me here are: (1) focusing on throwing most extra $$ into investments is paying off in moving things along faster, and (2) introducing a child to our life impacted our savings pace less than I would have thought. There was an impact for sure, but we got back to hustling to make up for it.
Post by: lampstache on August 19, 2020, 08:49:32 AM
1/2017 - 34,633
1/2018 - 56,928
1/2019 - 98,248
1/2020 - 176,153
2/2020 - 182,362
3/2020 - 171,868
4/2020 - 178,606
5/2020 - 255,004
6/2020 - 287,981
8/2020 - 326,686
** Important to note we sold our house where we had $170k+ equity in it and bought a new house with VA loan. VA loan allowed for no money down so close to 100k of the proceeds have been put into the market over the last handful of months starting around April. THIS IS NOT NORMAL FOR US!
Post by: ZsaZsa on August 20, 2020, 02:08:19 PM
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71
4/3/20 $214,113.72
4/30/20 $241,361.42
5/27/20 $252,278.03
6/8/20 $265,620.41
6/30/20 $260,161.31
8/20/20 $287,415.26 Well, I missed totaling at the end of July, retirement during gardening season is hard work! Add to that some computer issues, and I've been more or less out of touch for a few weeks. Hopefully we're up an running now for a while.
Post by: onecoolcat on August 20, 2020, 08:33:41 PM
12/31/2014 -$62,000.00
12/31/2015 -$17,983.31
03/31/2016 $115.06
12/31/2017 $105,000.00
12/31/2018 $100,000.00
03/15/2019 $122,328.06
06/01/2019 $142,594.00
12/31/2019 $182,677.98
08/20/2020 $265,573.65
Post by: Steeze on August 20, 2020, 08:54:29 PM
Investments only
1/2017 - 34,633
1/2018 - 56,928
1/2019 - 98,248
1/2020 - 176,153
2/2020 - 182,362
3/2020 - 171,868
4/2020 - 178,606
5/2020 - 255,004
6/2020 - 287,981
8/2020 - 326,686
** Important to note we sold our house where we had $170k+ equity in it and bought a new house with VA loan. VA loan allowed for no money down so close to 100k of the proceeds have been put into the market over the last handful of months starting around April. THIS IS NOT NORMAL FOR US!
Nice work!
Post by: Genevieve on August 21, 2020, 05:38:44 AM
We had a baby in October and things are still humming asking for us too. I feel like we keep getting lucky and saving now than expected.
Post by: effigies on August 22, 2020, 03:21:12 PM
Currently at $330,000 (counting only invested money)
Have the ability to save $37k a year.
Plan on hitting $500k in September 2023.
This of course depends on how well the market performs.
I've looked through several posts on this thread. Some people are able to save a lot more than me and others less. Regardless of your circumstance, consistency is key. Good luck everyone.
Post by: SeattleStache on August 28, 2020, 08:30:14 AM
September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
April 2020: $273,408 (total NW $426,464)
May 2020: $300,289 (total NW $453,672)
June 2020: $313,013 (total NW $456,056)
July 2020: $330,819 (total NW $473,215)
August 2020 $351,475 (total NW $498,660)
Post by: malachite on August 28, 2020, 12:52:47 PM
| Investments | Real Estate Equity | NetWorth | |
| NOV 2019 | 286k | 193k | 480k |
| DEC 2019 | 292k | 195k | 487k |
| JAN 2020 | 293k | 196k | 489k |
| FEB 2020 | 288k | 197k | 485k |
| MAR 2020 | 260k | 198k | 458k |
| APR 2020 | 285k | 199k | 483k |
| MAY 2020 | 306k | 200k | 505k |
| JUN 2020 | 311k | 200k | 511k |
| JUL 2020 | 326k | 201k | 527k |
| AUG 2020 | 334k | 202k | 536k |
Post by: Steeze on August 28, 2020, 01:33:29 PM
Although - the portfolio is about 1/4 the size it should be to do this sustainably. If I could put up numbers like this every month I would quit tomorrow.
I did tell DW that out portfolio is bringing in about as much as a full time job at minimum wage. Which is also a neat milestone. No more second jobs for me.
Post by: Nick_Miller on August 28, 2020, 06:28:10 PM
Sept. 2018 $252,544.08
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Dec 2019 $356,233.57
Jan 2020 $364,075.39
Feb 2020 $374,691.07
Mar. 2020 $373,208.41
April 2020 $347,174.09
May 2020 $379,369.40
June 2020 $392,456.38
July 2020 $401,514.57
Aug 2020 $420,905.96
Sept 2020 $437,594.31
Another good month! The election scares me, but I doubt I'm the only one in that camp. On pace to hit $500K by spring or so, assuming I keep my job.
Post by: nick663 on August 28, 2020, 09:32:41 PM
@oneday@UnleashHell @nick663 @neo von retorch @ingrownstudentloans @fuzzy math you are close to graduation,do you have projected graduation dates?Thanks! Q3 might happen if the market continues upward like it has been but realistically we're probably looking at Q4.
Funny, I punched some numbers in today (401ks, investments) and as of today we would graduate to the next thread.
We only calculate NW quarterly though so hopefully it holds or continues to go up until end of September. What a weird and crazy year it has been.
Post by: achvfi on August 29, 2020, 01:16:52 PM
Its been a while since I checked in here. Good to see so many of us moving to next races.
Aug-20 - Our liquid stash is at $467,000 and total net worth at $678,000. In last 6 months we invested well over 50K. Hope our luck continues.
Seems like our stash is at a place where growth seems to come in hurry with market improvements.
Post by: MudPuppy on August 30, 2020, 06:34:03 AM
Household net for 2 adults:
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
All fingers crossed for a kind market!
Post by: hudsoncat on August 31, 2020, 06:57:18 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $134,179 | $222,019 | $261,809 | $403,264 | - |
| February | - | $140,623 | $236,831 | $286,584 | $414,417 | - |
| March | - | $148,087 | $234,104 | $303,681 | $388,201 | - |
| April | - | $153,745 | $234,452 | $314,939 | $355,475 | - |
| May | - | $161,518 | $241,470 | $331,080 | $398,672 | - |
| June | - | $167,077 | $249,398 | $320,926 | $417,280 | - |
| July | - | $171,538 | $253,884 | $342,700 | $424,818 | - |
| August | - | $179,124 | $264,666 | $354,784 | $456,512 | - |
| September | - | $180,682 | $276,905 | $351,842 | $491,411 | - |
| October | - | $192,217 | $285,986 | $360,853 | - | - |
| November | $121,639 | $199,128 | $267,359 | $374,706 | - | - |
| December | $128,335 | $207,436 | $281,461 | $391,293 | - | - |
Another big bump this month. I still keep expecting more market volatility, but it keeps going up. Regardless, we're so far from our RE number that we'll just keep pumping money in no matter what happens with the market.
At this rate, we'll graduate next month. Which would be just shy of 4 years since we started tracking and 2. Before that we were on the typical retirement path saving roughly 10% for the 9 working years prior. Oh where we could be if we'd buckled down earlier... but! At least we were saving something and had a foundation to start with.
Post by: Imustacheyouaquestion on August 31, 2020, 08:46:48 AM
| 2018 | 2019 | 2020 | |
| January | - | $255,892.49 | $424,020.62 |
| February | - | $284,061.44 | $430,723.62 |
| March | - | $302,124.69 | $409,926.04 |
| April | - | $311,269.23 | $376,066.87 |
| May | - | $326,333.60 | $436,765.80 |
| June | - | $324,533.94 | $444,626.75 |
| July | $250,737.17 | $346,414.84 | $460,340.01 |
| August | $258,326.17 | $353,235.46 | $485,648.85 |
| September | $271,396.46 | $357,483.82 | $517,937.94 |
| October | $276,447.64 | $382,001.08 | |
| November | $258,733.03 | $394,916.44 | - |
| December | $272,495.64 | $408,747.03 | - |
Whoa. 26 months to double my net worth and cross the $500k mark. It's one thing to understand the math and another thing entirely to watch it happen to your own stash. Hope to see you all soon in the race to $1M thread.
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: trc4897 on August 31, 2020, 02:13:55 PM
| 2019 | 2020 | 2021 | |
| January | $137,280 | $293,698 | - |
| February | $146,582 | $302,360 | - |
| March | $150,267 | $266,971 | - |
| April | $176,495 | $300,121 | - |
| May | $185,139 | $322,480 | - |
| June | $187,672 | $331,012 | - |
| July | $189,881 | $349,037 | - |
| August | $197,857 | $370,826 | - |
| September | $199,332 | - | Estimated Graduation |
| October | $206,540 | - | - |
| November | $229,780 | - | - |
| December | $274,581 | - | - |
Estimated graduation keeps creeping up. Now up to September 3, 2021! Crazy to think my NW has almost tripled in less than 2 years. Being DINK's (for now) helps!
Post by: Genevieve on August 31, 2020, 02:46:05 PM
Dec 2012: $26,461.85
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301
June 2020: $465,444.67
July 2020: $481,662
August 2020: $506,951
Graduation!!! Honestly I'm shocked that the market has been on such a tear. I didn't think we were going to make it until the end of the year when we get a big bump from a bonus.
Post by: junga on August 31, 2020, 05:11:16 PM
| 2018 | 2019 | 2020 | |||||
| Jan | $97,318 | $128,407 | $221,074 | ||||
| Feb | $104,695 | $139,828 | $226,108 | ||||
| Mar | $107,006 | $145,617 | $215,551 | ||||
| April | $115,189 | $153,549 | $197,168 | ||||
| May | $116,178 | $162,575 | $223,850 | ||||
| June | $119,529 | $164,396 | $236,967 | ||||
| July | $117,366 | $173,404 | $247,960 | ||||
| Aug | $120,235 | $183,384 | $264,301 | ||||
| Sep | $126,710 | $186,374 | $284,801 | ||||
| Oct | $135,258 | $196,033 | - | ||||
| Nov | - | $202,222 | - | ||||
| Dec | $133,314 | $210,924 | - | ||||
Post by: zee dot on August 31, 2020, 05:14:42 PM
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
5/2020 $254,753.20
6/2020 $267,135.65
7/2020 $285,722.37
Post by: tjrssibelle on August 31, 2020, 07:58:25 PM
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sent from my SM-N960U using Tapatalk
Post by: SpareChange on August 31, 2020, 11:14:47 PM
Up $17,172 to $450,240.
Post by: Mainlander on September 01, 2020, 03:35:33 AM
01/01/17: $55,143
01/01/18: $101,549
01/01/19: $142,443
01/01/20: $220,276
08/01/20: $253,789
09/01/20: $257,810
August was a low month for new contributions. The rest of the year is normally my busy time at work so hoping to see some nice increases for the remainder of 2020.
Post by: Morning Glory on September 01, 2020, 05:19:39 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2020
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 427,409
Apr 1: 391,361
May 1: 428,733
Jun 1: 516,412 (net worth)/302,612 (investments)
July 1: 524,981/314,313
Aug 1: 548,390/336,821
Sep 1: 574,193/361,734
Biggest month of investment growth I've ever had!!!
Post by: NextTime on September 01, 2020, 06:15:21 AM
| First of | 2018 | 2019 | 2020 |
| January | - | $206,667 | $304,693 |
| February | $198,265 | $224,401 | $305,287 |
| March | $204,080 | $231,997 | $290,554 |
| April | $204,080 | $236,710 | $274,909 |
| May | $206,310 | $246,138 | $298,297 |
| June | $207,731 | $245,062 | $320,072 |
| July | $209,453 | $256,868 | $331,215 |
| August | $218,450 | $256,076 | $349,025 |
| September | $224,243 | $266,197 | $367,183 |
| October | $227,037 | $274,186 | - |
| November | $214,107 | $284,427 | - |
| December | $219,948 | $295.004 | - |
Post by: ZsaZsa on September 01, 2020, 07:55:05 AM
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71
4/3/20 $214,113.72
4/30/20 $241,361.42
5/27/20 $252,278.03
6/8/20 $265,620.410
6/30/20 $260,161.31
8/20/20 $287,415.26
9/1/20 $293,920.41 Hopefully now I am back on my once a month totaling. Even though the target here is $500k, I am REALLY looking forward to hitting that $300k before the end of the year...that's my mini-goal!
Post by: DarkandStormy on September 01, 2020, 08:13:04 AM
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
5/1/20 - $362,077 // $220,959
6/1/20 - $381,391 // $240,213
7/1/20 - $399,404 // $257,588
8/1/20 - $417,420 // $269,617
Outside outside chance at graduating from this group by the end of the year! Would require a 20% increase in net worth over the next five months.
9/1/20 - $440,121 // $291,650
Graduation now requires "only" a 13.6% increase.
Post by: PassMMM on September 01, 2020, 10:49:11 AM
2020 numbers below. Market bounced back and I may have bought my house at a good time (offer accepted in January, closed in June due to some seller delays), home values have been soaring on Long Island with the small inventory and people fleeing city life. There's a jump in the NW number around close time. Reason is that the way I've chosen to calculate NW with a mortgage is Zestimate of the home minus the mortgage amount (aka the equity I have in the house as valued by Zillow - this is how Personal Capital automatically does it). Zestimate is already 30k+ from the sale price so hence the jump in NW).
01/1/20 - $176k
02/1/20 - $197k (bonus hit the account)
03/1/20 - $201k
04/1/20 - $195k
05/1/20 - $215k
06/1/20 - $237k
07/1/20 - $286k (received a generous gift towards new home - $40k)
08/1/20 - $297k
09/1/20 - $345k (home value jumped on Zillow)
Post by: gmdv on September 01, 2020, 12:31:27 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k
6/5/20 - $428k
7/22/20 - $446k
8/10/20 - $449k
9/1/20 - $452k
Post by: moonpalace on September 01, 2020, 12:46:00 PM
Just staying the course, and looking at maybe graduating from this thread in about a year, market permitting.
NW update:
Jan. 2017 $42,000
...
Feb. 2019 $242,032
Mar. 2019 $258,467
Apr. 2019 $271,294
May 2019 $281,760
June 2019 $278,145
July 2019 $296,924
...
Aug. 2020 $402,692
Post by: cashmoney on September 01, 2020, 12:51:51 PM
02/28/18 $110,864.47
09/01/2020 $444,020.69 - 300.51% increase (+$333,156.22)
Post by: lampstache on September 01, 2020, 12:52:57 PM
1/2017 - 34,633
1/2018 - 56,928 (+22,295)
1/2019 - 98,248 (+41,320)
1/2020 - 176,153 (+77,905)
2/2020 - 182,362 (+6,209)
3/2020 - 171,868 (-10,494)
4/2020 - 178,606 (+6,738)
5/2020 - 255,004 (+76,398) - sold house, dumped money in market
6/2020 - 287,981 (+32,977) - put more money in market from house sale
8/2020 - 326,686 (+38,705)
9/2020 - 336,875 (+10,189)
Post by: tarheeldan on September 01, 2020, 01:06:34 PM
Up $34,656 or 8.4% to $446,499.34 last month :)
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=1302523503
Post by: wonkette on September 01, 2020, 01:07:39 PM
May 1 251709
June 1 263537
July 1 278744
Aug 1 291878
Sept 1 304689
Post by: fuzzy math on September 01, 2020, 03:00:53 PM
Investments only
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Nov 2019 $352,430
Dec 2019 $370,715
Jan 2020 $401,716
Feb 2020 $414,430
Mar 2020 $412,631
Apr 2020 $393,815
May 2020 $414,524
Jun 2020 $452,579
Jul 2020 $471,455
Aug 2020 $496,982
Sep 2020 $529,603
Post by: mntnmn117 on September 01, 2020, 04:27:43 PM
Investments only:
1/1/2017 - $223,938
1/1/2018 - $305,434
1/1/2019 - $351,537
1/1/2020 - $473,102
9/1/2020 - $531,984
Post by: ingrownstudentloans on September 02, 2020, 07:12:29 AM
(IRA/401K/taxable accounts/conservative equity in rental properties/conservative equity in side business):9/1/2020 $480,888.70
2/1/2020 $333,916.40
3/1/2020 $386,416.81 (put cash into new rental property)
4/1/2020 $386,032.10
5/1/2020 $404,443.66
6/1/2020 $450,581.83 ($30k of the bump is from an increase in rental property equity based on refinance appraisal)
7/1/2020 $455,164.98
8/1/2020 $465,701.07
Post by: snoot on September 02, 2020, 09:22:09 AM
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
02/2020 $202,698
03/2020 $190,324
04/2020 $188,776
05/2020 $200,351
06/2020 $220,593
07/2020 $227,293
08/2020 $235,376
09/2020 $253,388
Post by: oneday on September 02, 2020, 08:17:28 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | - | - |
| February | - | $291K | $342K | - | - |
| March | - | $294K | $304K | - | - |
| April | $263K | $304K | $328K | - | - |
| May | $268K | $293K | $337K | - | - |
| June | $270K | $309K | $340K | - | - |
| July | $276K | $314K | $352K | - | - |
| August | $284K | $313K | $372K | - | - |
| September | $287K | $329K | - | - | - |
| October | $276K | $325K | - | - | - |
| November | $280K | $335K | - | - | - |
| December | $268K | $343K | - | - | - |
Welcome to all our new racers! @giggles @BeautifulDay @cashmoney @Edwards @MudPuppy @PassMMM @snoot
Congrats to our graduates! @fuzzy math @Genevieve @Imustacheyouaquestion @Lucky Recardito @mntnmn117
@achvfi @SpareChange You are both getting close to the home stretch...any prediction for graduation?
@wonkette congrats on passing $300K!
Post by: solon on September 06, 2020, 05:14:36 PM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
1-2020 $282,110
2-2020 $290,845
3-2020 $288,022
4-2020 $257,224
5-2020 $276,627
6-2020 $299,563
7-2020 $304,249
8-2020 $318,456
9-2020 $324,661
I am the tortoise.
Post by: SpareChange on September 07, 2020, 09:18:10 AM
@SpareChange You are both getting close to the home stretch...any prediction for graduation?
Nope. I work PT now...5 on, 9 off. I do take advantage of extra work opportunities as they come along if they meet certain criteria, but even so, the vagaries of the market overwhelm my investment contributions.
Post by: SpareChange on September 07, 2020, 09:27:35 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
1-2020 $282,110
2-2020 $290,845
3-2020 $288,022
4-2020 $257,224
5-2020 $276,627
6-2020 $299,563
7-2020 $304,249
8-2020 $318,456
9-2020 $324,661
I am the tortoise.
I believe the tortoise beat the hare in the race. You're doing fantastic.
Post by: The Tester on September 07, 2020, 12:59:12 PM
| November 2019 | - | $266,069 |
| December 2019 | - | $277,275 |
| January 2020 | - | $281,256 |
| February 2020 | - | $268,507 |
| March 2020 | - | $244,811 |
| April 2020 | - | $275,495 |
| May 2020 | - | $296,407 |
| June 2020 | - | $311,160 |
| July 2020 | - | $329,791 |
| August 2020 | - | $348,640 |
Post by: solon on September 07, 2020, 03:25:18 PM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
1-2020 $282,110
2-2020 $290,845
3-2020 $288,022
4-2020 $257,224
5-2020 $276,627
6-2020 $299,563
7-2020 $304,249
8-2020 $318,456
9-2020 $324,661
I am the tortoise.
I believe the tortoise beat the hare in the race. You're doing fantastic.
Oh yeah, I know. Being the tortoise is a positive thing.
But now that I think about it...
What do you think was going through the tortoise's mind during the race when it was just plooooddding along, one step at a time, step after step, month after month, year after year? Especially if the hare was way ahead at some point, driving a fancy car, living in a nice house, vacationing in the Mediterranean. I wonder if the tortoise knew it was destined to win the race?
Post by: achvfi on September 07, 2020, 03:33:51 PM
@achvfi @SpareChange You are both getting close to the home stretch...any prediction for graduation?
Hi @oneday, It can by EOY if market helps a little, if it doesn't its likely in first quarter next year. Goal in next 3 years is to lay down a solid foundation for finances to pursue some of our dreams.
Post by: JLee on September 08, 2020, 09:56:16 AM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.402020
Code: [Select]
Date Assets Debts Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Mar 2020 $756,805.46 -$464,555.13 $292,250.33
Apr 2020 $808,288.92 -$461,043.60 $347,245.32
May 2020 $820,040.10 -$455,622.69 $364,417.41
Jun 2020 $826,539.24 -$455,286.73 $371,252.51
Aug 2020 $847,335.26 -$453,339.28 $393,995.98
Sep 2020 $901,558.90 -$452,541.02 $449,017.88I was on vacation, so September's is a week late. New appraisal for a refinance bumped my house value a bit, but the refinance hasn't happened yet so I'll take a hit when that happens. Overall going the right direction though!
Post by: Check2400 on September 10, 2020, 10:30:48 AM
The remarkable thing about these numbers is that I withdrew $13,000 in cash to do a secured loan at 7% interest, so I should be actually at $325,000 for September 1 (the next 9 days not so much).
Month Year Net Worth Jan 2017 103,000 Jan 2018 160,000 Jan 2019 204,000 Jan 2020 275,500 Nov. 2019 255,000 Dec. 2019 262,000 Jan. 2020 275,500 Feb. 2020 270,000 Mar. 2020 261,000 Apr. 2020 250,000 May 2020 278,000 June 2020 292,000 July 2020 296,000 Aug 2020 302,000 Sept 2020 312,000
I've also put two offers out on investment properties-one ghosted me and the other is still pending. Trying to get some cash diversified from the market before November, especially with a "average inflation targeting" the new standard for the Money Printers.
The days are long, the years are short, and six months into a world without wait staff, bars, or grocery aisles is weird. [/td][/tr][/table]
Post by: dignam on September 16, 2020, 07:33:08 AM
Feb 2020 $253k
Mar 2020 $221k [COVID-19]
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Post by: MudPuppy on September 29, 2020, 10:51:51 AM
Household net for 2 adults:
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
Bit of a slide, but could have been worse. I didn’t work at all this month due to surgery so considering the markets are a bit sluggish and I didn’t earn any at side hustle PLUS lots of medical expenses... I’ll take it
Post by: trc4897 on September 30, 2020, 08:09:31 AM
| 2019 | 2020 | 2021 | |
| January | $137,280 | $293,698 | - |
| February | $146,582 | $302,360 | - |
| March | $150,267 | $266,971 | - |
| April | $176,495 | $300,121 | - |
| May | $185,139 | $322,480 | - |
| June | $187,672 | $331,012 | - |
| July | $189,881 | $349,037 | - |
| August | $197,857 | $370,826 | - |
| September | $199,332 | $368,358 | Estimated Graduation |
| October | $206,540 | - | - |
| November | $229,780 | - | - |
| December | $274,581 | - | - |
Estimated graduation moved up 1 day - Now September 2, 2021
Post by: SeattleStache on September 30, 2020, 08:54:52 AM
September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
April 2020: $273,408 (total NW $426,464)
May 2020: $300,289 (total NW $453,672)
June 2020: $313,013 (total NW $456,056)
July 2020: $330,819 (total NW $473,215)
August 2020 $351,475 (total NW $498,660)
September 2020 $343,809 (total NW $480,842)
Post by: Genevieve on September 30, 2020, 11:15:17 AM
Waiting on $6k worth of checks but that still wouldn't be enough to stay over $500k. Until next time!
Net Worth:
Dec 2012: $26,461.85
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301
June 2020: $465,444.67
July 2020: $481,662
August 2020: $506,951
Graduation!!! Honestly I'm shocked that the market has been on such a tear. I didn't think we were going to make it until the end of the year when we get a big bump from a bonus.
Post by: Nick_Miller on September 30, 2020, 05:35:15 PM
Nov. 2018 $248,197.15
Dec. 2018 $256,394.61
Jan. 2019 $252,481.67
Feb. 2019 $287,793.45
Mar. 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Dec 2019 $356,233.57
Jan 2020 $364,075.39
Feb 2020 $374,691.07
Mar. 2020 $373,208.41
April 2020 $347,174.09
May 2020 $379,369.40
June 2020 $392,456.38
July 2020 $401,514.57
Aug 2020 $420,905.96
Sept 2020 $437,594.31
Oct 2020 $433,564.24
Bit of down month in the market, not honestly not as bad as I feared leading up to the election.
Post by: NextTime on September 30, 2020, 06:02:23 PM
| First of | 2018 | 2019 | 2020 |
| January | - | $206,667 | $304,693 |
| February | $198,265 | $224,401 | $305,287 |
| March | $204,080 | $231,997 | $290,554 |
| April | $204,080 | $236,710 | $274,909 |
| May | $206,310 | $246,138 | $298,297 |
| June | $207,731 | $245,062 | $320,072 |
| July | $209,453 | $256,868 | $331,215 |
| August | $218,450 | $256,076 | $349,025 |
| September | $224,243 | $266,197 | $367,183 |
| October | $227,037 | $274,186 | $360,397 |
| November | $214,107 | $284,427 | - |
| December | $219,948 | $295.004 | - |
Post by: tjrssibelle on September 30, 2020, 06:06:55 PM
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Sent from my SM-N960U using Tapatalk
Post by: nick663 on September 30, 2020, 06:48:46 PM
June 2017: 198.7kSeptember 2020: 505.5k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
See you guys in the next thread. :)
Post by: Mainlander on September 30, 2020, 07:19:57 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
This summer has felt like a grind trying to save money. Fortunately I am coming into the busy season at work, so hoping to see some nice progress for the remainder of the year.
Post by: Radagast on September 30, 2020, 09:54:11 PM
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
Q1 2019: $284,421 $346,689
Q2 2019: $315,573 $378,769
Q3 2019: $350,244 $414,376
Q4 2019: $408,250 $473,325
Q1 2020: $362,044 $428,120
Q2 2020: $457,379 $524,413
Q3 2020: $383,076 $555,858
4 years of tracking, 5 of saving! OK, so there was a big hit to liquid assets, but a big jump in house assets. It's like going back in time a year, as I count it.
Post by: Morning Glory on October 01, 2020, 04:29:41 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2020
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 427,409
Apr 1: 391,361
May 1: 428,733
Jun 1: 516,412 (net worth)/302,612 (investments)
July 1: 524,981/314,313
Aug 1: 548,390/336,821
Sep 1: 574,193/361,734
Oct 1: 564,814/351,416
Post by: trc4897 on October 01, 2020, 06:18:58 AM
Whomp whomp, back down to $490,416.
Waiting on $6k worth of checks but that still wouldn't be enough to stay over $500k. Until next time!Net Worth:
Dec 2012: $26,461.85
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301
June 2020: $465,444.67
July 2020: $481,662
August 2020: $506,951
Graduation!!! Honestly I'm shocked that the market has been on such a tear. I didn't think we were going to make it until the end of the year when we get a big bump from a bonus.
Hopefully next month you get to graduate again!
Post by: DarkandStormy on October 01, 2020, 07:59:17 AM
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
5/1/20 - $362,077 // $220,959
6/1/20 - $381,391 // $240,213
7/1/20 - $399,404 // $257,588
8/1/20 - $417,420 // $269,617
9/1/20 - $440,121 // $291,650
10/1/20 - $435,659 // $291,480
Post by: SpareChange on October 01, 2020, 09:55:15 AM
Post by: hudsoncat on October 01, 2020, 12:10:15 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $134,179 | $222,019 | $261,809 | $403,264 | - |
| February | - | $140,623 | $236,831 | $286,584 | $414,417 | - |
| March | - | $148,087 | $234,104 | $303,681 | $388,201 | - |
| April | - | $153,745 | $234,452 | $314,939 | $355,475 | - |
| May | - | $161,518 | $241,470 | $331,080 | $398,672 | - |
| June | - | $167,077 | $249,398 | $320,926 | $417,280 | - |
| July | - | $171,538 | $253,884 | $342,700 | $424,818 | - |
| August | - | $179,124 | $264,666 | $354,784 | $456,512 | - |
| September | - | $180,682 | $276,905 | $351,842 | $491,411 | - |
| October | - | $192,217 | $285,986 | $360,853 | $482,214 | - |
| November | $121,639 | $199,128 | $267,359 | $374,706 | - | - |
| December | $128,335 | $207,436 | $281,461 | $391,293 | - | - |
Down a bit. October is looking to be a spendy month, but that should only affect my sinking funds, not my investments. I'm pretty sure my house is on the verge of being a money pit... but at least the next owner shouldn't have to fix anything for several years. So I guess that will be nice for them. ha!
Post by: ZsaZsa on October 01, 2020, 02:57:17 PM
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71
4/3/20 $214,113.72
4/30/20 $241,361.42
5/27/20 $252,278.03
6/8/20 $265,620.410
6/30/20 $260,161.31
8/20/20 $287,415.26
9/1/20 $293,920.41
10/1/20 $289,996.35 Well, this month took a dip, but not near what it did earlier this year. Thank goodness Apple continues to thrive...
Post by: L2 on October 02, 2020, 01:48:46 PM
10/1/20 NW: $250,496
Going to go ahead and set my stretch graduation goal date here as 12/31/2022. That will be just about an average increase of $125k/year. I was able to do better than $75k/year going from 100k - 250k NW. Bonus - getting married next August and should add an immediate 50-75k to the joint NW. That along with the fiance's contributions will certainly help reach that.
Post by: JLee on October 02, 2020, 02:11:48 PM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.402020
Code: [Select]
Date Assets Debts Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Mar 2020 $756,805.46 -$464,555.13 $292,250.33
Apr 2020 $808,288.92 -$461,043.60 $347,245.32
May 2020 $820,040.10 -$455,622.69 $364,417.41
Jun 2020 $826,539.24 -$455,286.73 $371,252.51
Jul 2020 $847,335.26 -$453,339.28 $393,995.98
Aug 2020 $901,558.90 -$452,541.02 $449,017.88
Sep 2020 $899,175.10 -$450,501.08 $448,674.02
Little dip, not terrible though!
Post by: lampstache on October 03, 2020, 10:02:35 AM
1/2017 - 34,633
1/2018 - 56,928 (+22,295)
1/2019 - 98,248 (+41,320)
1/2020 - 176,153 (+77,905)
2/2020 - 182,362 (+6,209)
3/2020 - 171,868 (-10,494)
4/2020 - 178,606 (+6,738)
5/2020 - 255,004 (+76,398) - sold house, dumped money in market
6/2020 - 287,981 (+32,977) - put more money in market from house sale
8/2020 - 326,686 (+38,705)
9/2020 - 336,875 (+10,189)
10/2020 - 338,532 (+1,657)
Post by: Toad on October 04, 2020, 11:11:30 PM
Summary of accounts:
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| September 1, 2019 | $34,060.56 | $107,178.92 | $100,816.28 | $242,055.76 | -1.70% |
| October 1, 2019 | $41,940.06 | $111,460.07 | $102,729.37 | $256,129.50 | +5.81% |
| November 1, 2019 | $42,198.89 | $119,326.23 | $106,347.53 | $267,872.65 | +4.58% |
| December 1, 2019 | $48,713.45 | $122,014.49 | $109,478.12 | $280,206.06 | +4.60% |
| January 1, 2020 | $52,388.86 | $125,197.91 | $114,378.91 | $291,915.68 | +4.18% |
| February 1, 2020 | $53,457.64 | $125,344.96 | $112,834.00 | $291,636.60 | -0.10% |
| April 1, 2020 | $27,623.26 | $111,748.88 | $120,109.25 | $259,481.39 | -11.03% |
| May 1, 2020 | $30,442.36 | $115,290.75 | $126,836.11 | $272,569.22 | +5.04% |
| June 1, 2020 | $30,756.15 | $120,109.09 | $132,578.29 | $283,443.53 | +3.99% |
| July 1, 2020 | $33,441.25 | $120,352.31 | $135,818.32 | $289,611.88 | +2.18% |
| August 1, 2020 | $31,592.21 | $127,770.67 | $143,453.85 | $302,816.73 | +4.56% |
| September 1, 2020 | $34,321.11 | $136,765.56 | $153,559.45 | $324,646.12 | +7.21% |
| October 1, 2020 | $32,724.74 | $133,084.16 | $154,151.76 | $319,960.66 | -1.44% |
Post by: solon on October 05, 2020, 06:00:43 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
1-2020 $282,110
2-2020 $290,845
3-2020 $288,022
4-2020 $257,224
5-2020 $276,627
6-2020 $299,563
7-2020 $304,249
8-2020 $318,456
9-2020 $324,661
10-2020 $317,511
Gaaahhh! These races take so long! Why can't I just be rich NOW?
Post by: ingrownstudentloans on October 05, 2020, 08:02:55 AM
(IRA/401K/taxable accounts/conservative equity in rental properties/conservative equity in side business):10/1/2020 $483,691.22 (closed on first business - closing costs ate into some of the monthly gains). Barring anything major, I hope to graduate by EOY.
2/1/2020 $333,916.40
3/1/2020 $386,416.81 (put cash into new rental property)
4/1/2020 $386,032.10
5/1/2020 $404,443.66
6/1/2020 $450,581.83 ($30k of the bump is from an increase in rental property equity based on refinance appraisal)
7/1/2020 $455,164.98
8/1/2020 $465,701.07
9/1/2020 $480,888.70
Post by: oneday on October 05, 2020, 05:18:54 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | - | - |
| February | - | $291K | $342K | - | - |
| March | - | $294K | $304K | - | - |
| April | $263K | $304K | $328K | - | - |
| May | $268K | $293K | $337K | - | - |
| June | $270K | $309K | $340K | - | - |
| July | $276K | $314K | $352K | - | - |
| August | $284K | $313K | $372K | - | - |
| September | $287K | $329K | $367K | - | - |
| October | $276K | $325K | - | - | - |
| November | $280K | $335K | - | - | - |
| December | $268K | $343K | - | - | - |
@L2 Welcome!
Congrats to our graduate @nick663 !
@Toad congrats on passing $300K since your last check-in!
@solon I have been asking myself that for quite some time!
Post by: junga on October 08, 2020, 06:08:35 PM
| 2018 | 2019 | 2020 | |||||
| Jan | $97,318 | $128,407 | $221,074 | ||||
| Feb | $104,695 | $139,828 | $226,108 | ||||
| Mar | $107,006 | $145,617 | $215,551 | ||||
| April | $115,189 | $153,549 | $197,168 | ||||
| May | $116,178 | $162,575 | $223,850 | ||||
| June | $119,529 | $164,396 | $236,967 | ||||
| July | $117,366 | $173,404 | $247,960 | ||||
| Aug | $120,235 | $183,384 | $264,301 | ||||
| Sep | $126,710 | $186,374 | $284,801 | ||||
| Oct | $135,258 | $196,033 | $286,632 | ||||
| Nov | - | $202,222 | - | ||||
| Dec | $133,314 | $210,924 | - | ||||
Post by: Mustachio Bashio on October 08, 2020, 07:46:27 PM
2/17 - 167,752
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
8/18 - 287,779
9/18 - 298,772
10/18 - 307,200
11/18 - 295,490
12/18 - 298,003
1/19 - 284,697
2/19 - 314,314
3/19 - 331,474
4/19 - 344,390
5/19 - 357,302
6/19 - 351,017
7/19 - 372,466
8/19 - 373,986
9/19 - 377,991
10/19 - 384,914
11/19 - 403,766
12/19 - 415,269
1/20 - 436,741
2/20 - 440,512
3/20 - 429,408
4/20 - 359,683 (yup, this is why I stopped posting lol)
5/20 - 409,428
6/20 - 452,705
7/20 - 468,792
8/20 - 499,412
9/20 - 541,591!!!!
10/20 - 529,969
Hopefully it doesn't dip below, but really anything could happen. Good luck to everyone and see you in the next thread!
Post by: nkt0 on October 08, 2020, 08:26:10 PM
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k
Post by: oneday on October 10, 2020, 07:02:08 PM
Sooo I haven't posted since the world started getting a bit crazier. Last entry was at the beginning of February. I actually graduated at the start of last month! Just going to update my stats now.
2/17 - 167,752
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
8/18 - 287,779
9/18 - 298,772
10/18 - 307,200
11/18 - 295,490
12/18 - 298,003
1/19 - 284,697
2/19 - 314,314
3/19 - 331,474
4/19 - 344,390
5/19 - 357,302
6/19 - 351,017
7/19 - 372,466
8/19 - 373,986
9/19 - 377,991
10/19 - 384,914
11/19 - 403,766
12/19 - 415,269
1/20 - 436,741
2/20 - 440,512
3/20 - 429,408
4/20 - 359,683 (yup, this is why I stopped posting lol)
5/20 - 409,428
6/20 - 452,705
7/20 - 468,792
8/20 - 499,412
9/20 - 541,591!!!!
10/20 - 529,969
Hopefully it doesn't dip below, but really anything could happen. Good luck to everyone and see you in the next thread!
@Mustachio Bashio pleased to make your acquaintance! I don't think I've seen a post from you since I started here earlier this year. Congrats on moving up to the next race!!!
Post by: dignam on October 18, 2020, 06:14:38 AM
Feb 2020 $253k
Mar 2020 $221k [COVID-19]
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Post by: Bracken_Joy on October 24, 2020, 03:39:32 PM
2019:
Jan- 240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9
Jun- 283.1
Jul- 302.6
Aug- 315.98
Sep- 310.8
Oct- 346.5
Nov- 354.3
Ha, funny that. Last update was right before I had the baby. YEP that checks out.
Dec- 360.5
2020
Jan- 373.0
Feb- 373.1
Mar- 354.0
Apr- 314.8
May- 348.5
Jun- 376.4
Jul- 384.4
Aug- 393.6
Sep- 435.5 (Retirement contributions from old job for 2019/Bought a house)
Oct- 417.6
Post by: SeattleStache on October 29, 2020, 07:13:30 AM
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
April 2020: $273,408 (total NW $426,464)
May 2020: $300,289 (total NW $453,672)
June 2020: $313,013 (total NW $456,056)
July 2020: $330,819 (total NW $473,215)
August 2020 $351,475 (total NW $498,660)
September 2020: $343,809 (total NW $480,842)
October 2020: $342,336 (total NW $516,708)
Post by: grantmeaname on October 29, 2020, 11:05:10 AM
7/13/18 $ 63k10/31/20 $252k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
9/30/20 $246k
Post by: achvfi on October 29, 2020, 12:33:09 PM
Hi y'all! I'm gonna come hang out here for a couple years if that's ok! I'm targeting something in the range of $700k-$1M and should save $100-140k/yr the next two years which should graduate me in 2022.Hey @grantmeaname, Congrats on joining the group. 100-140k Savings per year! Thats awesome. All the best.
Post by: grantmeaname on October 29, 2020, 01:24:22 PM
We're living with family right now - we paid to break our NYC lease in August when it became clear we weren't going back to the office for a year or more - which probably saves us $30k/yr between rent, NYC income tax, and misc household costs. But even before that we were almost on track to live off my wife's salary and save my whole (higher) salary and bonus after tax.
Post by: achvfi on October 29, 2020, 01:57:16 PM
Thanks achv! Good to be here :)Love it. Good plan :)
We're living with family right now - we paid to break our NYC lease in August when it became clear we weren't going back to the office for a year or more - which probably saves us $30k/yr between rent, NYC income tax, and misc household costs. But even before that we were almost on track to live off my wife's salary and save my whole (higher) salary and bonus after tax.
Post by: Accrual on October 31, 2020, 07:13:28 AM
9/20 - $250k
10/20 - $254k
Post by: Nick_Miller on October 31, 2020, 09:40:10 AM
Sept 2018 $252,544.08
Nov 2018 $248,197.15
Dec 2018 $256,394.61
Jan 2019 $252,481.67
Feb 2019 $287,793.45
Mar 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Dec 2019 $356,233.57
Jan 2020 $364,075.39
Feb 2020 $374,691.07
Mar 2020 $373,208.41
April 2020 $347,174.09
May 2020 $379,369.40
June 2020 $392,456.38
July 2020 $401,514.57
Aug 2020 $420,905.96
Sept 2020 $437,594.31
Oct 2020 $433,564.24
Nov 2020 $438,951.38
We hit our all-time this month even with market tanking this week. $450K is still a very real goal for end of 2020 with potential graduation from this thread come spring/summer 2021. We already have money allocated toward funding our Roth IRAs come January, so I like feeling ahead of the game there.
Post by: SpareChange on October 31, 2020, 10:18:14 AM
Post by: WhiteTrashCash on October 31, 2020, 10:24:24 AM
Nov. 2018: $165575.77
Nov. 2019: $235584.90
Nov. 2020: $311056.94
We've been cooking right along for the past four years. It'll probably be another year and a half to two years to reach 500k. We'll get a boost in investments once my student loans are paid off, which will increase investments by about 25% each month.
Post by: SpareChange on October 31, 2020, 10:55:08 AM
Nov. 2017: $108496.07
Nov. 2018: $165575.77
Nov. 2019: $235584.90
Nov. 2020: $311056.94
We've been cooking right along for the past four years. It'll probably be another year and a half to two years to reach 500k. We'll get a boost in investments once my student loans are paid off, which will increase investments by about 25% each month.
If my own experience plays out for you, I predict a much greater than 25% return to your psyche when those bad boys get paid off. :)
Post by: tjrssibelle on October 31, 2020, 10:58:29 AM
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Sent from my SM-N960U using Tapatalk
Post by: WhiteTrashCash on October 31, 2020, 12:15:49 PM
Nov. 2017: $108496.07
Nov. 2018: $165575.77
Nov. 2019: $235584.90
Nov. 2020: $311056.94
We've been cooking right along for the past four years. It'll probably be another year and a half to two years to reach 500k. We'll get a boost in investments once my student loans are paid off, which will increase investments by about 25% each month.
If my own experience plays out for you, I predict a much greater than 25% return to your psyche when those bad boys get paid off. :)
I hope you are right. It would be really nice to reach FIRE faster.
Post by: NextTime on October 31, 2020, 12:31:50 PM
| First of | 2018 | 2019 | 2020 |
| January | - | $206,667 | $304,693 |
| February | $198,265 | $224,401 | $305,287 |
| March | $204,080 | $231,997 | $290,554 |
| April | $204,080 | $236,710 | $274,909 |
| May | $206,310 | $246,138 | $298,297 |
| June | $207,731 | $245,062 | $320,072 |
| July | $209,453 | $256,868 | $331,215 |
| August | $218,450 | $256,076 | $349,025 |
| September | $224,243 | $266,197 | $367,183 |
| October | $227,037 | $274,186 | $360,397 |
| November | $214,107 | $284,427 | $360,290 |
| December | $219,948 | $295.004 | - |
Post by: hudsoncat on October 31, 2020, 05:32:05 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $134,179 | $222,019 | $261,809 | $403,264 | - |
| February | - | $140,623 | $236,831 | $286,584 | $414,417 | - |
| March | - | $148,087 | $234,104 | $303,681 | $388,201 | - |
| April | - | $153,745 | $234,452 | $314,939 | $355,475 | - |
| May | - | $161,518 | $241,470 | $331,080 | $398,672 | - |
| June | - | $167,077 | $249,398 | $320,926 | $417,280 | - |
| July | - | $171,538 | $253,884 | $342,700 | $424,818 | - |
| August | - | $179,124 | $264,666 | $354,784 | $456,512 | - |
| September | - | $180,682 | $276,905 | $351,842 | $491,411 | - |
| October | - | $192,217 | $285,986 | $360,853 | $482,214 | - |
| November | $121,639 | $199,128 | $267,359 | $374,706 | $475,471 | - |
| December | $128,335 | $207,436 | $281,461 | $391,293 | - | - |
Oct. 31 2016 was the first time I totaled up our retirement numbers. We've gained $353,832 since then. We've ramped up savings each year, going from about $40,000 per year in 2017 to about $64,000 now (not including going from about $1000 per year in 2016 in one HSA to maxing out two individual HSAs). Hoping we can continue to increase savings in 2021, but to be honest at this point I'm just happy we are both employed and healthy!
Post by: SpareChange on October 31, 2020, 06:23:07 PM
2016 2017 2018 2019 2020 2021 January - $134,179 $222,019 $261,809 $403,264 - February - $140,623 $236,831 $286,584 $414,417 - March - $148,087 $234,104 $303,681 $388,201 - April - $153,745 $234,452 $314,939 $355,475 - May - $161,518 $241,470 $331,080 $398,672 - June - $167,077 $249,398 $320,926 $417,280 - July - $171,538 $253,884 $342,700 $424,818 - August - $179,124 $264,666 $354,784 $456,512 - September - $180,682 $276,905 $351,842 $491,411 - October - $192,217 $285,986 $360,853 $482,214 - November $121,639 $199,128 $267,359 $374,706 $475,471 - December $128,335 $207,436 $281,461 $391,293 - -
Oct. 31 2016 was the first time I totaled up our retirement numbers. We've gained $353,832 since then. We've ramped up savings each year, going from about $40,000 per year in 2017 to about $64,000 now (not including going from about $1000 per year in 2016 in one HSA to maxing out two individual HSAs). Hoping we can continue to increase savings in 2021, but to be honest at this point I'm just happy we are both employed and healthy!
You guys are a well-oiled machine at this point. That's a nice progression of numbers I'm staring at. :)
Post by: hudsoncat on November 01, 2020, 05:51:44 AM
You guys are a well-oiled machine at this point. That's a nice progression of numbers I'm staring at. :)
I'm pleased! Before we started funneling it to retirement, we had been funneling money hardcore into student loan repayment. While I am happy we no longer have student loan debt, I wish we'd had focused a bit more on retirement earlier. Luckily we've always lived within our means after college, bought a reasonable (for us!) house in a nice if not flashy neighborhood. Bought dependable, long running, not expensive car... at least we made some good choices along the way (all the student loans not withstanding).
Post by: Mainlander on November 01, 2020, 05:55:16 AM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
Had a nice increase going until the last few days of this month. Oh well, just gotta stay the course.
Post by: Morning Glory on November 01, 2020, 05:13:41 PM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2020
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 427,409
Apr 1: 391,361
May 1: 428,733
Jun 1: 516,412 (net worth)/302,612 (investments)
July 1: 524,981/314,313
Aug 1: 548,390/336,821
Sep 1: 574,193/361,734
Oct 1: 564,814/351,456
Nov 1:.561,416 /347,157
Post by: JLee on November 02, 2020, 05:02:24 AM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.402020
Code: [Select]
Date Assets Debts Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Mar 2020 $756,805.46 -$464,555.13 $292,250.33
Apr 2020 $808,288.92 -$461,043.60 $347,245.32
May 2020 $820,040.10 -$455,622.69 $364,417.41
Jun 2020 $826,539.24 -$455,286.73 $371,252.51
Jul 2020 $847,335.26 -$453,339.28 $393,995.98
Aug 2020 $901,558.90 -$452,541.02 $449,017.88
Sep 2020 $899,175.10 -$450,501.08 $448,674.02
Oct 2020 $897,909.23 -$449,998.62 $447,910.61I'm (hopefully) about to close on a refi and then renovate two kitchens, so I expect a significant dip here shortly.
Post by: MudPuppy on November 02, 2020, 05:57:25 AM
Quote
Household net for 2 adults:
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
Despite being a 3-check month, the market dipped so much we didn’t increase our investment totals. The rise in NW here is based on an updated home value. Prices have gotten so high in this area recently.
Post by: L2 on November 02, 2020, 06:03:12 AM
10/1/20 NW: $250,496
11/1/20: $254,125
Post by: ingrownstudentloans on November 02, 2020, 06:08:46 AM
(IRA/401K/taxable accounts/conservative equity in rental properties/conservative equity in side business):11/1/2020 $506,667.23 (found a chunk of cash that I did not realize was being withheld from my paycheck for a retirement account contribution that gets made at the end of the year. Because it is my money, I am including it and retiring from this race today - might see you back here next month depending on how the market reacts to the election). Good luck all!
2/1/2020 $333,916.40
3/1/2020 $386,416.81 (put cash into new rental property)
4/1/2020 $386,032.10
5/1/2020 $404,443.66
6/1/2020 $450,581.83 ($30k of the bump is from an increase in rental property equity based on refinance appraisal)
7/1/2020 $455,164.98
8/1/2020 $465,701.07
9/1/2020 $480,888.70
10/1/2020 $483,691.22 (closed on first business - closing costs ate into some of the monthly gains). Barring anything major, I hope to graduate by EOY.
Post by: MudPuppy on November 02, 2020, 06:39:46 AM
Post by: lampstache on November 02, 2020, 09:08:01 AM
1/2017 - 34,633
1/2018 - 56,928 (+22,295)
1/2019 - 98,248 (+41,320)
1/2020 - 176,153 (+77,905)
2/2020 - 182,362 (+6,209)
3/2020 - 171,868 (-10,494)
4/2020 - 178,606 (+6,738)
5/2020 - 255,004 (+76,398) - sold house, dumped money in market
6/2020 - 287,981 (+32,977) - put more money in market from house sale
8/2020 - 326,686 (+38,705)
9/2020 - 336,875 (+10,189)
10/2020 - 338,532 (+1,657)
11/2020 - 332,899 (-5,633)
Investments took a beating leading up the end of the month. We'll see what transpires post election. Staying the course!
Post by: DarkandStormy on November 02, 2020, 09:22:44 AM
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
5/1/20 - $362,077 // $220,959
6/1/20 - $381,391 // $240,213
7/1/20 - $399,404 // $257,588
8/1/20 - $417,420 // $269,617
9/1/20 - $440,121 // $291,650
10/1/20 - $435,659 // $291,480
11/1/20 - $433,409 // $286,627
Post by: Genevieve on November 02, 2020, 11:06:22 AM
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301
June 2020: $465,444.67
July 2020: $481,662
August 2020: $506,951
September 2020: $490,416
October 2020: $486,410
Ended up putting a big deposit down on a new apartment so still staying below $500k this month.
Post by: Steeze on November 03, 2020, 07:51:30 AM
02-29-20 : 253k
03-31-20 : 224k
04-30-20 : 254k
05-31-20 : 257k
06-30-20 : 274k
07-31-20 : 300k
08-31-20 : 323k
09-30-20 : 322k
10-31-20 : 329k
Original target for 500k - June 2022
Current target for 500k - March 2022
Post by: ZsaZsa on November 03, 2020, 03:16:41 PM
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71
4/3/20 $214,113.72
4/30/20 $241,361.42
5/27/20 $252,278.03
6/8/20 $265,620.410
6/30/20 $260,161.31
8/20/20 $287,415.26
9/1/20 $293,920.41
10/1/20 $289,996.35
11/1/20 $287,142.26 Well, this is depressing, down two months in a row. This is strictly representative of what the stock market is doing, since I am no longer working and have not added anything since July. HOPEFULLY, getting this clown show that the election has turned into over will have a good effect on the months to come. Not taking Covid into account though...
Post by: oneday on November 04, 2020, 05:14:58 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | - | - |
| February | - | $291K | $342K | - | - |
| March | - | $294K | $304K | - | - |
| April | $263K | $304K | $328K | - | - |
| May | $268K | $293K | $337K | - | - |
| June | $270K | $309K | $340K | - | - |
| July | $276K | $314K | $352K | - | - |
| August | $284K | $313K | $372K | - | - |
| September | $287K | $329K | $367K | - | - |
| October | $276K | $325K | $361K | - | - |
| November | $280K | $335K | - | - | - |
| December | $268K | $343K | - | - | - |
@WhiteTrashCash and @grantmeaname Welcome!
Congrats to our graduate @ingrownstudentloans !
Post by: malachite on November 04, 2020, 09:34:28 PM
NOV 2019 286k 193k 480k
DEC 2019 292k 195k 487k
JAN 2020 293k 196k 489k
FEB 2020 288k 197k 485k
MAR 2020 260k 198k 458k
APR 2020 285k 199k 483k
MAY 2020 306k 200k 505k
JUN 2020 311k 200k 511k
JUL 2020 326k 201k 527k
AUG 2020 334k 202k 536k
SEP 2020 336k 187k 523k
OCT 2020 385k 190k 576k <-- thanks to my employer for the nice bonus. At a saving rate of ~$7k/month this bonus moved up FI by about half a year.
Post by: solon on November 05, 2020, 06:42:25 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | 132,155 | 177,349 | 282,110 | - | - |
| February | 138,015 | 188,332 | 290,845 | - | - |
| March | 138,469 | 187,634 | 288,022 | - | - |
| April | 148,093 | 197,461 | 257,224 | - | - |
| May | 158,814 | 194,010 | 276,627 | - | - |
| June | 161,284 | 186,414 | 299,563 | - | - |
| July | 160,446 | 196,934 | 304,249 | - | - |
| August | 168,222 | 267,535 | 318,456 | - | - |
| September | 184,158 | 268,153 | 324,661 | - | - |
| October | 189,536 | 271,542 | 317,511 | - | - |
| November | 184,146 | 283,636 | 323,958 | - | - |
| December | 182,675 | 287,248 | - | - | - |
Post by: tarheeldan on November 06, 2020, 08:28:12 AM
519k Combined with SO. (graduating to the $500k->$1M thread)
Congratulations!!!
Post by: runningthroughFIRE on November 06, 2020, 05:40:00 PM
FI number is about $750K.
Plugged a few numbers and it looks like I'll hit the 500K mark in December 2023.
| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | 11K | 53K | 110K | 149K | 224K | - |
| February | - | 14K | 60K | 112K | 157K | 216K | - |
| March | - | 22K | 64K | 113K | 164K | 191K | - |
| April | - | 26K | 68K | 115K | 173K | 221K | - |
| May | (17)K | 29K | 72K | 120K | 170K | 236K | - |
| June | (7)K | 31K | 75K | 121K | 182K | 243K | - |
| July | (6)K | 37K | 79K | 129K | 188K | 263K | - |
| August | (2)K | 39K | 84K | 140K | 189K | 285K | - |
| September | (0)K | 36K | 89K | 144K | 191K | 279K | - |
| October | 4K | 39K | 93K | 138K | 203K | 281K | - |
| November | 5K | 44K | 98K | 146K | 212K | - | - |
| December | 7K | 49K | 103K | 138K | 219K | - | - |
Post by: Whiskers on November 06, 2020, 06:40:46 PM
Gonna throw my hat into the ring on this thread. It's crazy to go back and see the progress over the years. I came out of grad school in 2010 with $90k in student debt, without a pot to piss in, earning $40k a year. Four years ago this month, I was celebrating a zero net worth after a long period of focusing on attacking the loans. At that time, I decided to refocus my efforts on saving and investing more and to not go as crazy on the loans. Just last week, my personal investment accounts crossed the $250k mark for the first time. And this week, I will be making my final student loan payment. It feels great!
It's a little surreal for me getting to this point. I'm in the camp where it has felt like a big deal. Both of these goals, paying off the student loans and hitting $250k in investments, have been on my mind for so long and now both have been achieved... at practically the same time. I do feel different-- "rich" in the sense that my financial anxieties already seemed to have lessened. I don't feel prisoner to any debt and I have confidence in my nest egg. Now, in my 34th year, my traditional retirement (e.g. 65+) is already taken care of and all efforts moving forward will continue to shave off the years until true financial independence. (Now I know everyone uses their own form of accounting; I'll be following based on my personal investments/retirement accounts--separate from the wife's).
Checking in about 15 months after hitting $250k. Just this week I eclipsed $312,500.00 for the first time. This was a cool number for me, because I love to extrapolate the growth potential of what has been already been amassed... In 10 years, it should be worth appx $625k; in 20 years, it should be $1.25m; and in 30 years, at age 65, it would grow to be worth $2.5m (inflation adjusted)! Although, there is no way I am working that long though. Lol. Will be drawing well before then, but the security feels really good... Okay, back to plodding along in the race. Good luck everyone!
Took less than 3 months after hitting $312.5k to reach 1/3 of a million. Surpassed $333,333.33 for the first time today. Hoping to keep the momentum rolling!
Chugging along nicely here. Still using the same accounting. Surpassed $400k in investments for the first time today! Just a matter of time to crush $500k... Keep at it everyone.
Well, that little market boost from the election pushed me over end line yesterday. Crossed over to $500k for the first time! Crazy to think that it has only been 9 months since the $400k mark--especially considering where we were in March. Made it from $250k to $500k in 34 months! Best of luck to everyone. Will see you in the next 'Race'!
Post by: MudPuppy on November 07, 2020, 12:53:33 AM
Post by: Nick_Miller on November 07, 2020, 08:48:26 AM
Post by: oneday on November 07, 2020, 03:23:52 PM
Joining the table-format club!
One of us, one of us! :)
@runningthroughFIRE welcome!
@Whiskers congrats!
Post by: grantmeaname on November 08, 2020, 05:21:35 AM
Hey everyone! A friend of mine suggested I join one of these race threads and I figured why not. Data is NW for the items that I bother to track (investments, cash, and debts).Those are some nice looking monthly numbers for this year!
Post by: junga on November 09, 2020, 08:43:21 PM
| 2018 | 2019 | 2020 | |||||
| Jan | $97,318 | $128,407 | $221,074 | ||||
| Feb | $104,695 | $139,828 | $226,108 | ||||
| Mar | $107,006 | $145,617 | $215,551 | ||||
| April | $115,189 | $153,549 | $197,168 | ||||
| May | $116,178 | $162,575 | $223,850 | ||||
| June | $119,529 | $164,396 | $236,967 | ||||
| July | $117,366 | $173,404 | $247,960 | ||||
| Aug | $120,235 | $183,384 | $264,301 | ||||
| Sep | $126,710 | $186,374 | $284,801 | ||||
| Oct | $135,258 | $196,033 | $286,632 | ||||
| Nov | - | $202,222 | $299,591 | ||||
| Dec | $133,314 | $210,924 | - | ||||
Post by: Jadzia37000 on November 11, 2020, 01:15:31 AM
Post by: achvfi on November 11, 2020, 08:45:29 AM
Investments and cash are at $560,000 and net worth crossed $700K.
I suspect this is not my last post but I am moving on from this race. I wish you continued success.
My history of this race, about 30 months or less.
==============================================================
Mar-18 $249550-INV $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are building a house.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search. Anyone have job for me :)
Oct-18 $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
May-19 $326000 - INV $416000 - NW ---> Yay! Volatility. I was able to add few hundred $s more than usual to investments. Usually about $6000 a month in addition to savings currently, rest gains or losses in market. It motivates me to compare with high savers, that way I tend to push a little harder or keep consistent. Its a race alright!
Jun-19 $348000 - INV $439000 - NW ---> DW's pregnant with our second baby :), That means now I have to plan for big expenses.. Minivan, Medical expense and more. I am trying convince DW that we can put off buying minivan for another 2 years. Wish me luck!
Jul-19 $355000 - INV $546000 - NW ---> Construction on real estate we were building completed, so added its value back into Net worth.
Aug-19 $349000 - INV ---> Medical expenses and vacation made us go back wards. Market didn't help, but I am happy its flat or down.
Sep-19 $362000 - INV ---> Slow and steady. We are half way through our pregnancy, Just about 4 more months to go!! Its so hard to resist various temptations to spend. minivan, finish basement, build a sunroom. Desires are endless.
Oct-19 $362000 - INV ---> No change, nada. Spent over $15000 on paying off taxes, credit cards, couple of mortgage payments ahead, medical, travel for next year, daycare for rest of the year. Looks like my journey with you wonderful folks will be longer than I expected. Whew! no end in sight as I see us moving towards big purchases soon, that MINIVAN.
Nov-19 $3750000 - INV
Dec-19 $391000 - INV ---> Very pleased with $162000 increase in investments and cash this year. Thank you downturn in 2018. Lets keep this up people. Happy new year, new decade!
Feb-20 $377000 - INV ---> I was looking forward to market opportunity and here it is. Welcome back Volatility! I am buying.
Mar-20 $320000 - INV ---> I have been buying. Hoping this sale continues for a while. Maxed out IRAs and investing in taxable now. Trying to refinance mortgage to free up some cash-flow. For anyone in this race this is the time to double down.
Apr-20 $374000 - INV ---> Refinanced our 15 yr fixed mortgage to 30 yr fixed and a significant pay increase kicked into effect as well. These monthly cash flow improvements and reduced expenses will boost monthly additions to investments by $1600.
May-20 $403000 - INV ---> Above the previous high. Top is in!
Aug-20 - Our liquid stash is at $467,000 and total net worth at $678,000. In last 6 months we invested well over 50K. Hope our luck continues.
Post by: dignam on November 11, 2020, 11:33:41 AM
Feb 2020 $253k
Mar 2020 $221k [COVID-19]
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Post by: runningthroughFIRE on November 11, 2020, 06:03:17 PM
Hey everyone! A friend of mine suggested I join one of these race threads and I figured why not. Data is NW for the items that I bother to track (investments, cash, and debts).Those are some nice looking monthly numbers for this year!
It's been a wild ride of a year to be sure, but it's been good to the 'stache at least! I gotta keep up with your numbers for as long as I can before you outpace me entirely =)
Post by: Mazzinator on November 15, 2020, 07:41:15 AM
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365
July 19- $379
Aug 19- ?
Sept 19- ?
Oct 19- ?
Nov 19- ?
Dec 19- $422
Feb 20- $390
Mar 20- $322
April 20- $376
May20- $402
June 20- ?
July 20 - $428
Aug 20 - ?
Sept 20 - ?
Oct 20 - $482
Post by: Nick_Miller on November 16, 2020, 07:48:22 AM
Anyone else checking more often than they should? I know it doesn't make any difference long-term, but getting pretty close to this thread's goal is exciting for me after a very rough year mentally and emotionally.
Post by: caracarn on November 16, 2020, 08:17:05 AM
I never (normally) check out net worth other than at the end of the month, but...this market run-up compelled me to check. We're at like $465Kish as of last Friday, and today looks to be another up market day with news of another promising vaccine.Yes, I have found myself checking daily starting last week.
Anyone else checking more often than they should? I know it doesn't make any difference long-term, but getting pretty close to this thread's goal is exciting for me after a very rough year mentally and emotionally.
Post by: achvfi on November 16, 2020, 09:37:42 AM
I never (normally) check out net worth other than at the end of the month, but...this market run-up compelled me to check. We're at like $465Kish as of last Friday, and today looks to be another up market day with news of another promising vaccine.
Anyone else checking more often than they should? I know it doesn't make any difference long-term, but getting pretty close to this thread's goal is exciting for me after a very rough year mentally and emotionally.
Normally I check everyday and especially so when market moves up. But I stop checking my net worth and ignore it when there are continuous down days. It helps with my emotions knowing who I am.
I continue checking the market everyday though to do some market timing with small percentage of my funds. (Heresy, I know)
Post by: Steeze on November 16, 2020, 09:45:51 AM
I never (normally) check out net worth other than at the end of the month, but...this market run-up compelled me to check. We're at like $465Kish as of last Friday, and today looks to be another up market day with news of another promising vaccine.
Anyone else checking more often than they should? I know it doesn't make any difference long-term, but getting pretty close to this thread's goal is exciting for me after a very rough year mentally and emotionally.
It was one of my new years resolutions to check the market less often, update my spread sheet less often.
Then Covid.
Now I have been checking it almost everyday for months, sometimes multiple times a day when I am board at work. Really would like to get back to the once per month thing. It is an addiction for sure.
Post by: moonpalace on November 18, 2020, 06:14:32 AM
Jan. 2017 $42,000
...
Feb. 2019 $242,032
Mar. 2019 $258,467
Apr. 2019 $271,294
May 2019 $281,760
June 2019 $278,145
July 2019 $296,924
...
Aug. 2020 $402,692
Nov. 2020 $427,563
Just plugging along. Might be at more like $475k since our town/state is experiencing a COVID-related real-estate boom and our house value has likely increased about 20%. But that seems like kind of a tenuous thing to put into this calculation so I am sticking with my more-conservative home equity estimate.
Post by: Natha on November 20, 2020, 11:16:06 PM
Hello all,
First post here, happy to have found a community to share my goals !
Current net worth at 273k euros (yes I'm in Europe) at age 32 (not counting home equity), goal is 300 before year end, then at least +100k a year to achieve 1M before the age of 40.
After this I don't know what I'll do :D
Thanks for all your inspiring posts !
Just hit 300k at the end of October, which was my goal for this year ! November and December are just bonus and diversification (will probably throw about 5k in crowdfunding to try it). Also working on a strategy using credit leverage to build a real estate portfolio.
Hi there !
Fast forward from my last post, I just hit 500k euros this month !
The end of 2019 and start of 2020 was great, then Covid :/ However I managed to control expenses (e.g. no overseas holiday obviously) and saved almost as much as 2019 so far. Thanks to the recent stock boom I hit the number !
I can also see the growing power of compound interest and passive income starting to come in (half of my portfolio is "paper real estate" and currently producing more than 700 euros/month) but still a long way from early retirement (with 2 kids now expenses won't go down soon), plus I really like my job :)
Thanks again for the inspiration and see you in the next thread
Post by: gmdv on November 21, 2020, 07:13:15 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k
6/5/20 - $428k
7/22/20 - $446k
8/10/20 - $449k
9/1/20 - $452k
11/20/20 - $461k
Post by: jojoguy on November 25, 2020, 08:03:26 AM
November 25, 2020 = $251,266.83
Howdy, folks!
Post by: tjrssibelle on November 25, 2020, 08:10:40 AM
Welcome
November 25, 2020 = $251,266.83
Howdy, folks!
Sent from my SM-N960U using Tapatalk
Post by: Le North Dreamer on November 27, 2020, 11:24:53 AM
I revised my numbers of NW vs Stash so I'm still in the race to 500k.
NW Stash
Dec 15 62k 62k
--
Dec 16 138k 132k
--
Dec 17 229k 132k - moved a portion of the Stash in something I don't consider as an investment (for now)
--
Dec 18 319k 194k
--
Dec 19 462k 297k
--
Jan 20 469k 304k
Feb 20 481k 314k
Mar 20 480k 312k
Apr 20 512k 363k
May 20 536k 363k
Jun 20 539k 374k
Jul 20 552k 388k
Aug 20 568k 396k
Sep 20 579k 404k
Oct 20 594k 424k
Nov 20 615k 432k
Dec 20
Planning to finish the race at some point in 2021.
Cheers!
Post by: Nick_Miller on November 29, 2020, 07:54:38 AM
Sept 2018 $252,544.08
Nov 2018 $248,197.15
Dec 2018 $256,394.61
Jan 2019 $252,481.67
Feb 2019 $287,793.45
Mar 2019 $304,683.46
April 2019 $311,927.67
May 2019 $320,971.09
June 2019 $315,026.35
July 2019 $326,646.84
Aug 2019 $333,750.35
Sept 2019 $331,716.00
Oct 2019 $338,088.89
Nov 2019 $348,140.01
Dec 2019 $356,233.57
Jan 2020 $364,075.39
Feb 2020 $374,691.07
Mar 2020 $373,208.41
April 2020 $347,174.09
May 2020 $379,369.40
June 2020 $392,456.38
July 2020 $401,514.57
Aug 2020 $420,905.96
Sept 2020 $437,594.31
Oct 2020 $433,564.24
Nov 2020 $438,951.38
Dec 2020 $469,591.70
Obviously everyone had a great month with the market, so same for the Miller clan. My wife is due to get a sizable year-end bonus, and we should have a decent tax return come spring (I over-withhold from my day job to compensate for my writing side-hustle, but the writing has been down this year $-wise). The goal is still to hit $500K and graduate this thread sometime in 2nd quarter, 2021, if not earlier.
Post by: MudPuppy on November 29, 2020, 08:39:48 AM
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k
Obviously a great month thanks to the market rally.
Post by: PassMMM on November 29, 2020, 09:16:45 AM
02/1/20 - $197k (bonus hit the account)
03/1/20 - $201k
04/1/20 - $195k
05/1/20 - $215k
06/1/20 - $237k
07/1/20 - $286k (received a generous gift towards new home - $40k)
08/1/20 - $297k
09/1/20 - $345k (home value jumped on Zillow - counting Zillow estimate minus mortgage towards NW)
10/1/20 - $441k (switched jobs and cashed out sick days; collected signing bonus)
11/1/20 - $462k
12/1/20 - $489k
Been a banner year for NW, not expecting nearly as many big jumps in 2021. Should be graduating in January, maybe February if the market dips.
Post by: monarda on November 29, 2020, 09:38:13 AM
If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this threadcash out refi for one of our rentals
1/2016 $137K
1/2017 $154K
9/2017 $244K (cash out refinance of primary residence)
3/2018 $208K includes 0% credit card debt.
6/2018 $213K ditto but without 0% CC balance and including pension balance, $328K.
12/2018 $250K ditto but without 0% CC balance and including pension balance, $353K
12/2019 $328K but without 0% CC balance and including pension balance, $425K
6/2020 $343K, but without 0% CC balance and including pension balance. $448K
12/2020 $428K but without 0% CC balance and including pension balance. $530K yay! even with 0% CC balance we're over $500K!
Projection to be fully over $500K in liquid investments in early 2022, perhaps sooner.
Post by: grantmeaname on November 29, 2020, 12:45:21 PM
7/13/18 $ 63k11/30/20 $287k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
9/30/20 $246k
10/31/20 $252k
Post by: runningthroughFIRE on November 29, 2020, 02:20:48 PM
2015 2016 2017 2018 2019 2020 2021 January - 11K 53K 110K 149K 224K - February - 14K 60K 112K 157K 216K - March - 22K 64K 113K 164K 191K - April - 26K 68K 115K 173K 221K - May (17)K 29K 72K 120K 170K 236K - June (7)K 31K 75K 121K 182K 243K - July (6)K 37K 79K 129K 188K 263K - August (2)K 39K 84K 140K 189K 285K - September (0)K 36K 89K 144K 191K 279K - October 4K 39K 93K 138K 203K 281K - November 5K 44K 98K 146K 212K - - December 7K 49K 103K 138K 219K - -
My annual bonus paid out this month. Never had a bonus for the whole year get paid out in one lump sum before - easily makes this my highest cash inflow month (and coincidentally one of the lowest outflow months) of my career. Stocks being on a rise doesn't hurt, either.
| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | 11K | 53K | 110K | 149K | 224K | - |
| February | - | 14K | 60K | 112K | 157K | 216K | - |
| March | - | 22K | 64K | 113K | 164K | 191K | - |
| April | - | 26K | 68K | 115K | 173K | 221K | - |
| May | (17)K | 29K | 72K | 120K | 170K | 236K | - |
| June | (7)K | 31K | 75K | 121K | 182K | 243K | - |
| July | (6)K | 37K | 79K | 129K | 188K | 263K | - |
| August | (2)K | 39K | 84K | 140K | 189K | 285K | - |
| September | (0)K | 36K | 89K | 144K | 191K | 279K | - |
| October | 4K | 39K | 93K | 138K | 203K | 281K | - |
| November | 5K | 44K | 98K | 146K | 212K | 324K | - |
| December | 7K | 49K | 103K | 138K | 219K | - | - |
Post by: Vashy on November 30, 2020, 10:29:26 AM
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £377,097
Dec-2020: £385,670
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
(total NW; original goal was to reach £450k by the end of the year, which is quite unlikely)
Post by: SeattleStache on November 30, 2020, 10:55:56 AM
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
April 2020: $273,408 (total NW $426,464)
May 2020: $300,289 (total NW $453,672)
June 2020: $313,013 (total NW $456,056)
July 2020: $330,819 (total NW $473,215)
August 2020 $351,475 (total NW $498,660)
September 2020: $343,809 (total NW $480,842)
October 2020: $342,336 (total NW $516,708)
November 2020: $384,727 (total NW $562,723)
Post by: hudsoncat on November 30, 2020, 10:59:52 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $134,179 | $222,019 | $261,809 | $403,264 | - |
| February | - | $140,623 | $236,831 | $286,584 | $414,417 | - |
| March | - | $148,087 | $234,104 | $303,681 | $388,201 | - |
| April | - | $153,745 | $234,452 | $314,939 | $355,475 | - |
| May | - | $161,518 | $241,470 | $331,080 | $398,672 | - |
| June | - | $167,077 | $249,398 | $320,926 | $417,280 | - |
| July | - | $171,538 | $253,884 | $342,700 | $424,818 | - |
| August | - | $179,124 | $264,666 | $354,784 | $456,512 | - |
| September | - | $180,682 | $276,905 | $351,842 | $491,411 | - |
| October | - | $192,217 | $285,986 | $360,853 | $482,214 | - |
| November | $121,639 | $199,128 | $267,359 | $374,706 | $475,471 | - |
| December | $128,335 | $207,436 | $281,461 | $391,293 | $531,137 | - |
I expect this thread to see several graduates this month given the market, happy to say I am one of them! This was my goal at the start of 2020, but I didn't think mid-year I'd hit the mark. I imagine there will be a good amount of continued volatility in the near future, but the hudsoncat family will just keep stuffing money in the investment accounts regardless of what happens.
I was 2.5 years in this race. I hope I can add the next $250,000 in less than two years.
Good luck everyone, see you in the next thread!
Post by: mbk on November 30, 2020, 11:16:06 AM
Listing both liquid and fixed assets.
Nov 30, 2020: 401k equivalent accounts - $278,000, equity in houses - $92k, total (including some debt) 360k
Post by: Genevieve on November 30, 2020, 11:33:48 AM
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301
June 2020: $465,444.67
July 2020: $481,662
August 2020: $506,951
September 2020: $490,416
October 2020: $486,410
November 2020: $533,248
Graduation! Again! I think we are graduating for good this time as Mr. G should get a big bonus next month.
Post by: Nick_Miller on November 30, 2020, 12:05:06 PM
Congrats to @Genevieve and @hudsoncat and any other graduates I may have missed. Enjoy your fancy new digs.
Post by: trc4897 on November 30, 2020, 12:22:35 PM
| 2019 | 2020 | 2021 | |
| January | $137,280 | $293,698 | - |
| February | $146,582 | $302,360 | - |
| March | $150,267 | $266,971 | - |
| April | $176,495 | $300,121 | - |
| May | $185,139 | $322,480 | - |
| June | $187,672 | $331,012 | - |
| July | $189,881 | $349,037 | - |
| August | $197,857 | $370,826 | Estimated Graduation |
| September | $199,332 | $368,358 | - |
| October | $206,540 | $374,344 | - |
| November | $229,780 | $410,191 | - |
| December | $274,581 | - | - |
Estimated graduation moved up 13 days - Now August 23, 2021
Post by: Mainlander on November 30, 2020, 05:18:10 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
I have been spinning my wheels since joining this race, so finally feels good to gain some traction. Ytd gain in net worth is 63k, so while it has been a bumpy ride, I am pleased with my progress.
Post by: NextTime on November 30, 2020, 05:52:20 PM
| First of | 2018 | 2019 | 2020 |
| January | - | $206,667 | $304,693 |
| February | $198,265 | $224,401 | $305,287 |
| March | $204,080 | $231,997 | $290,554 |
| April | $204,080 | $236,710 | $274,909 |
| May | $206,310 | $246,138 | $298,297 |
| June | $207,731 | $245,062 | $320,072 |
| July | $209,453 | $256,868 | $331,215 |
| August | $218,450 | $256,076 | $349,025 |
| September | $224,243 | $266,197 | $367,183 |
| October | $227,037 | $274,186 | $360,397 |
| November | $214,107 | $284,427 | $360,290 |
| December | $219,948 | $295.004 | $400,264 |
Hit another milestone!
Post by: ZsaZsa on November 30, 2020, 06:14:07 PM
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71
4/3/20 $214,113.72
4/30/20 $241,361.42
5/27/20 $252,278.03
6/8/20 $265,620.410
6/30/20 $260,161.31
8/20/20 $287,415.26
9/1/20 $293,920.41
10/1/20 $289,996.35
11/1/20 $287,142.26
11/30/20 $303,616.53 Finally! After 2 months of decline, once again heading in the right direction...and topped 300k for the first time.
Post by: Steeze on November 30, 2020, 08:50:57 PM
02-29-20 : 253k
03-31-20 : 224k
04-30-20 : 254k
05-31-20 : 257k
06-30-20 : 274k
07-31-20 : 300k
08-31-20 : 323k
09-30-20 : 322k
10-31-20 : 329k
11-30-20 : 370k <- best month on record, Top is in
Original target for 500k - June 2022
Current target for 500k - Feb 2022
Post by: Vashy on December 01, 2020, 03:02:22 AM
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £377,097
Dec-2020: £385,670
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
(total NW; original goal was to reach £450k by the end of the year, which is quite unlikely)
Post by: FrugalByChance on December 01, 2020, 06:22:45 AM
I just graduated from to 100K-250K thread.
I have also added myself to the google tracking sheet for this thread. (https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/)
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
growth = difference with month before
deposits = money I added to the stash.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Unexpected graduation? Did not expect to blow past the target this month already. Got a big push from the market.
Thanks for all the inspiration.
Post by: tjrssibelle on December 01, 2020, 07:21:20 AM
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Sent from my SM-N960U using Tapatalk
Post by: lampstache on December 01, 2020, 08:19:49 AM
1/2017 - 34,633
1/2018 - 56,928 (+22,295)
1/2019 - 98,248 (+41,320)
1/2020 - 176,153 (+77,905)
2/2020 - 182,362 (+6,209)
3/2020 - 171,868 (-10,494)
4/2020 - 178,606 (+6,738)
5/2020 - 255,004 (+76,398) - sold house, dumped money in market
6/2020 - 287,981 (+32,977) - put more money in market from house sale
8/2020 - 326,686 (+38,705)
9/2020 - 336,875 (+10,189)
10/2020 - 338,532 (+1,657)
11/2020 - 332,899 (-5,633)
12/2020 - 396,311 (+63,412) - huge increase due to market run up post election (like everyone else)
I'm hopeful to pass 400k with the remainder of our 401k contributions and there being no pull backs in the market. This has been a wild year for us investment wise, but don't necessarily expect to have a huge increase throughout the year like this again in future years. Huge increase was due to a house sale where we put much of the proceeds into the market. This is not normal for us.
Post by: Jim Fiction on December 01, 2020, 08:44:06 AM
Making the jump up from the 100K to 250K thread.
I've broken out the numbers into individual and joint (with DW) net worth. We do not own a house (yet), so numbers reflect cash/equivalents and retirement accounts. Our only debt is whatever is currently on our credit cards, which gets paid off each month. Below are our numbers, dating back to when we first joined the last thread. Initially it was my own journey, but at this stage in my marriage it made sense to report the joint numbers which I had already been tracking.
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
6/30/2020 - 114,288 227,585
7/31/2020 - 117,338 236,196
8/31/2020 - 128,213 251,254
9/30/2020 - 125,543 246,779
10/31/2020 - 130,200 251,727
11/30/2020 - 141,260 266,097
As you can see we've been teetering on the line for a few months now, but we've blown past the mark this month so I figured it was time to graduate. Looking forward to sharing our journey to 500K with the rest of you.
Post by: Jim Fiction on December 01, 2020, 08:50:38 AM
Hi All,
I just graduated from to 100K-250K thread.
I have also added myself to the google tracking sheet for this thread. (https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/)
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
growth = difference with month before
deposits = money I added to the stash.Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Unexpected graduation? Did not expect to blow past the target this month already. Got a big push from the market.
Thanks for all the inspiration.
Congrats on your graduation! And thank you for posting the google doc, I too added myself to the tracker.
Post by: SpareChange on December 01, 2020, 10:22:56 AM
Congrats to the grads! Welcome to the newbies!
Post by: L2 on December 01, 2020, 11:09:31 AM
10/1/20 NW: $250,496 . Stretch graduation goal: 12/31/202212/1/20: $276,884. Thank you stock market!
11/1/20: $254,125
Post by: SquashingDebt on December 01, 2020, 12:02:04 PM
November 30, 2020 - $252,566
Post by: DarkandStormy on December 01, 2020, 12:32:56 PM
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
5/1/20 - $362,077 // $220,959
6/1/20 - $381,391 // $240,213
7/1/20 - $399,404 // $257,588
8/1/20 - $417,420 // $269,617
9/1/20 - $440,121 // $291,650
10/1/20 - $435,659 // $291,480
11/1/20 - $433,409 // $286,627
12/1/20 - $469,544 // $323,214
Have a nice bonus coming in December - will it be enough to graduate?
Post by: Stimpy on December 01, 2020, 12:50:57 PM
Numbers based on Mint. Does not include a few minor accounts with less then $1000 total.
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07% 1/31/2019 $200,473.39 $56,820.70 $257,294.09 ~14.83% 2/28/2019 $194.787.12 $58986.57 $253.773.69 ~-1.37% 3/31/2019 $198,888.47 $60,358.25 $259,246.72 ~2.16% 12/31/2019 $258,407.93 $82,188.34 $340,596.27 ~10.57% Percentage off due to account access issues last month 1/31/2020 $257,367.80 $83,131.94 $340,499.74 ~-.03% 2/29/2020 $242,699.30 $80,901.14 $323,600.44 ~-4.96% 3/31/2020 $222,186.14 $72,334.33 $294,520.47 ~-8.99% 4/30/2020 $235,782.52 $82,664.90 $318,447.42 ~8.12% 5/31/2020 $246,272.22 $90,513.89 $336,786.11 ~5.76% 6/30/2020 $250,622.46 $89,754.00 $340,376.46 ~1.07% 7/31/2020 $263,232.11 $96,179.30 $359,411.41 ~5.59%
11/30/2020 Fire:$292,346.32 + Medi:$97,826.53 =$390,172.85 ~7.86%
Holy crab cakes I've missed a few updates! I have the numbers, but lazy person syndrome... The short story is, I spent too much, (new House Siding, Woot?) and have been working to re-control expenses. Despite that, seems I've still added some cash to me small chunk.
Looking WAY WAY back it seems I made the guess I'd hit between 400-410k this year. Not sure I will actually hit that, but it's gonna be close. Which is a HECK of a lot better then what I originally though based on my expenses this year.
Hope everyone else is getting the same surprise, we definitely need more good news like that this year.
Post by: JLee on December 01, 2020, 02:54:42 PM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.402020
Code: [Select]
Date Assets Debts Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Mar 2020 $756,805.46 -$464,555.13 $292,250.33
Apr 2020 $808,288.92 -$461,043.60 $347,245.32
May 2020 $820,040.10 -$455,622.69 $364,417.41
Jun 2020 $826,539.24 -$455,286.73 $371,252.51
Jul 2020 $847,335.26 -$453,339.28 $393,995.98
Aug 2020 $901,558.90 -$452,541.02 $449,017.88
Sep 2020 $899,175.10 -$450,501.08 $448,674.02
Oct 2020 $897,909.23 -$449,998.62 $447,910.61
Nov 2020 $902,503.21 -$421,888.91 $480,614.30Post by: grantmeaname on December 01, 2020, 03:37:38 PM
Post by: McStache on December 01, 2020, 04:28:51 PM
I also just crossed the $250K mark this past month. I had projected it would take 2.5-3 years to go from $100K to $250K and it actually took 1.75 thanks to the market tailwinds and a small windfall. Based on my spreadsheet, I project I'll hit $500K in 4ish years - though who really knows. This time frame lines up with about when I turn 30 and it would be awesome to be a half-millionaire by then (two Nice Round Numbers at once!), so I will shoot for that.
This journey ended up taking 3 and a bit years vs my initial estimate of 4ish. This year in particular has been a bit of a net worth rollercoaster, but staying the course seems be working out! I've made my line from the google sheet(https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=1302523503 (https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=1302523503)) absurdly big to show off my progress below.
Welcome to all the new racers and congrats to my fellow graduates!
Post by: malachite on December 01, 2020, 06:31:38 PM
| Month | Investments | Home Equity | Net Worth | |
| NOV 19 | 286k | 193k | 480k | |
| DEC 19 | 292k | 195k | 487k | |
| JAN 20 | 293k | 196k | 489k | |
| FEB 20 | 288k | 197k | 485k | |
| MAR 20 | 260k | 198k | 458k | <-- Momentary downward blip thanks to COVID |
| APR 20 | 285k | 199k | 483k | |
| MAY 20 | 306k | 200k | 505k | |
| JUN 20 | 311k | 200k | 511k | |
| JUL 20 | 326k | 201k | 527k | |
| AUG 20 | 334k | 202k | 536k | |
| SEP 20 | 336k | 187k | 523k | |
| OCT 20 | 385k | 190k | 576k | <-- thanks to my employer for the nice bonus. At a saving rate of ~$7k/month this bonus moved up FI by about half a year. |
| NOV 20 | 420k | 201k | 621k | <-- Stock market for the win? |
Post by: Accrual on December 02, 2020, 04:39:47 AM
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k
10/1/2020 - $250k
11/1/2020 - $254k
12/1/2020 - $295k
Post by: Morning Glory on December 02, 2020, 05:09:00 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2020
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 427,409
Apr 1: 391,361
May 1: 428,733
Jun 1: 516,412 (net worth)/302,612 (investments)
July 1: 524,981/314,313
Aug 1: 548,390/336,821
Sep 1: 574,193/361,734
Oct 1: 564,814/351,456
Nov 1:.561,416 /347,157
Dec 2: 611,075/397,396
A good month!!!! But I forgot to check yesterday, so my streak is broken.
Post by: Steeze on December 02, 2020, 04:37:56 PM
[But I forgot to check yesterday, so my streak is broken.
I am taking this as an omen
Post by: lcmac32 on December 03, 2020, 02:40:43 PM
401k
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Post by: moonpalace on December 04, 2020, 06:23:43 AM
Jan. 2017 $42,000
...
Feb. 2019 $242,032
Mar. 2019 $258,467
Apr. 2019 $271,294
May 2019 $281,760
June 2019 $278,145
July 2019 $296,924
...
Aug. 2020 $402,692
Nov. 2020 $427,563
Dec. 2020 $444,558
Four years of MMM = $400k NW gain!
Post by: dignam on December 05, 2020, 07:03:39 AM
Feb 2020 $253k
Mar 2020 $221k [COVID-19]
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
401k and IRA have been maxed this year, starting to dabble within my brokerage account.
Post by: Mazzinator on December 05, 2020, 08:05:24 AM
Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365
July 19- $379
Aug 19- ?
Sept 19- ?
Oct 19- ?
Nov 19- ?
Dec 19- $422
Feb 20- $390
Mar 20- $322
April 20- $376
May20- $402
June 20- ?
July 20 - $428
Aug 20 - ?
Sept 20 - ?
Oct 20 - $482
Nov 20 - $501 I did it!!!!
Bye bitches!!! And good luck!! See you all in the next group!!!
Post by: achvfi on December 05, 2020, 08:21:37 AM
Bye bitches!!! And good luck!! See you all in the next group!!!Bye Bitch
Post by: solon on December 05, 2020, 11:49:49 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | 132,155 | 177,349 | 282,110 | - | - |
| February | 138,015 | 188,332 | 290,845 | - | - |
| March | 138,469 | 187,634 | 288,022 | - | - |
| April | 148,093 | 197,461 | 257,224 | - | - |
| May | 158,814 | 194,010 | 276,627 | - | - |
| June | 161,284 | 186,414 | 299,563 | - | - |
| July | 160,446 | 196,934 | 304,249 | - | - |
| August | 168,222 | 267,535 | 318,456 | - | - |
| September | 184,158 | 268,153 | 324,661 | - | - |
| October | 189,536 | 271,542 | 317,511 | - | - |
| November | 184,146 | 283,636 | 323,958 | - | - |
| December | 182,675 | 287,248 | 341,124 | - | - |
Nice growth this year, in spite of the pandemic troubles.
Post by: jda85 on December 05, 2020, 08:03:03 PM
Quote7/1/2018: 251,250 ---- FINALLY MADE IT! YEAAAA!!!
8/1/2018: 255,675
9/1/2018: 268,570
12/5/2020: 505,000.00!!!! -- Its been a while since posting. But somehow in this crazy year we MADE IT TO 500,000. The wild part is in January we were sitting at 353,000. Delta of 152,000!!!!
I have no idea how it happened, I guess market gains. We even dropped from 2 earners to one because of Covid. Anyway, onward to 1M I guess. I didn't really plan to go that high, but why not.
Post by: The Tester on December 06, 2020, 02:30:01 PM
| November 2019 | - | $266,069 |
| December 2019 | - | $277,275 |
| January 2020 | - | $281,256 |
| February 2020 | - | $268,507 |
| March 2020 | - | $244,811 |
| April 2020 | - | $275,495 |
| May 2020 | - | $296,407 |
| June 2020 | - | $311,160 |
| July 2020 | - | $329,791 |
| August 2020 | - | $348,640 |
| September 2020 | - | $348,234 |
| October 2020 | - | $345,595 |
| November 2020 | - | $382,855 |
Post by: gmdv on December 06, 2020, 02:36:20 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k
6/5/20 - $428k
7/22/20 - $446k
8/10/20 - $449k
9/1/20 - $452k
11/20/20 - $461k
12/6/20 - $465k
Post by: junga on December 07, 2020, 08:32:46 PM
| 2018 | 2019 | 2020 | |||||
| Jan | $97,318 | $128,407 | $221,074 | ||||
| Feb | $104,695 | $139,828 | $226,108 | ||||
| Mar | $107,006 | $145,617 | $215,551 | ||||
| April | $115,189 | $153,549 | $197,168 | ||||
| May | $116,178 | $162,575 | $223,850 | ||||
| June | $119,529 | $164,396 | $236,967 | ||||
| July | $117,366 | $173,404 | $247,960 | ||||
| Aug | $120,235 | $183,384 | $264,301 | ||||
| Sep | $126,710 | $186,374 | $284,801 | ||||
| Oct | $135,258 | $196,033 | $286,632 | ||||
| Nov | - | $202,222 | $299,591 | ||||
| Dec | $133,314 | $210,924 | $316,522 | ||||
Post by: jlcnuke on December 08, 2020, 07:58:46 AM
1 January 2018 - $295,835.
1 April 2018 - $305,001.
1 May 2018 - $316,277.
1 June 2018 - $332,814.
1 July 2018 (ish) - $330,715.
1 August 2018 - $346,023.
30 August 2018 - $362,001.
1 October - $365,638.
1 November - $341,694.
1 May 2019 - $372,682
15 Sept 2019 -$392,243
1 January 2020 -414,598.
1 January 2021 - $502,810
Not a bad year financially, all things considered. I guess it's time to introduce myself in the next "bracket" thread.
Post by: lcmac32 on December 09, 2020, 10:52:22 AM
401k
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
12/9/2020 - Quick update as I broke $300k for the first time @ $300,534.49. I am not sure why that is such a big deal to me, but it is. Long way to go for FIRE or for me likely FI (almost 50 yr. old). Anyone else feel that way about breaking three hundo? I finally feel like compounding is going to make significant differences along with my savings. For so long it has felt more like what I could save, but now starting to see compounding destroy what I saved. Almost a 5:1 difference in 2020.
Post by: Steeze on December 09, 2020, 11:23:45 AM
I can relate - I hit 250k in January (again in April) - it has been a wild ride since. Looking at the projections I made on Jan 1st compared to now - I am up $60k from where I thought I would be and still have 2 paychecks and end of year bonus to go. I plan for +6% (9%-3% inflation) per year in my projections, this year I am up over 15% plus a bit of rebalancing magic for another few %. Might hit 400k 6 months early if the markets hold up this month. Nice to see that green army making moves - basically have a full-time job at $20/hr that I don't have to show up to but still get paid for!
Anyone else feel that way about breaking three hundo? I finally feel like compounding is going to make significant differences along with my savings. For so long it has felt more like what I could save, but now starting to see compounding destroy what I saved. Almost a 5:1 difference in 2020.
Post by: MrThatsDifferent on December 10, 2020, 12:22:32 PM
Post by: dogboyslim on December 13, 2020, 02:05:01 PM
I haven't updated in quite a while. My job was eliminated this year, but I was able to find a similar one with no gap in employment. Before we were sure I'd have a job, we paid the rest of our mortgage balance off in August to get our cash flows down to something we could handle on Mrs. DBS's income, and that came from this account. Now we are working to get the balances back up, but I don't see graduation in 2021 without a miracle. Since I view the market as severely inflated right now, I suspect it could be a painful year for returns, but since you never know, I'm still contributing.
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | $276,751 | - |
| February | $94,135 | $130,112 | $210,931 | $288,444 | - |
| March | $96,711 | $170,547 | $220,649 | $274,230 | - |
| April | $100,313 | $175,470 | $231,153 | $298,302 | - |
| May | $104,001 | $181,127 | $230,149 | $316,851 | - |
| June | $107,339 | $183,621 | $244,641 | $330,345 | - |
| July | $111,240 | $190,156 | $252,651 | $346,265 | - |
| August | $113,472 | $162,706 | $257,825 | $277,599 | - |
| September | $117,719 | $165,350 | $264,537 | $274,206 | - |
| October | $119,898 | $160,600 | $273,062 | $276,883 | - |
| November | $121,666 | $165,845 | $294,017 | $307,590 | - |
| December | $125,576 | $160,236 | $269,709 | - | - |
Post by: Nick_Miller on December 17, 2020, 11:44:22 AM
The Miller clan just hit $484K here in mid-December, so yes I'm checking my accounts way too frequently still.
Post by: oneday on December 19, 2020, 08:21:02 PM
Note:I'm not working ATM - just started the job search, so no projected graduation currently.
Job acquired! long range projections in progress
2018 2019 2020 2021 2022 January - $283K $354K - - February - $291K $342K - - March - $294K $304K - - April $263K $304K $328K - - May $268K $293K $337K - - June $270K $309K $340K - - July $276K $314K $352K - - August $284K $313K $372K - - September $287K $329K $367K - - October $276K $325K $361K - - November $280K $335K $394K - - December $268K $343K - - -
@jojoguy @mbk @FrugalByChance @Jim Fiction @SquashingDebt @lcmac32 Welcome!
Congrats to our graduates @Whiskers @Jadzia37000 @achvfi @Natha @hudsoncat @McStache @Mazzinator (good luck with the next $500K, bitch) @jda85 @MrThatsDifferent !
So much turnover this month. My head is spinning!
Post by: Ladychips on December 20, 2020, 04:09:53 AM
Post by: Vashy on December 21, 2020, 05:30:13 AM
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £377,097
Dec-2020: £385,670
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
(total NW; will hopefully graduate from here next year or start again with just investment assets...)
Post by: FrugalFisherman10 on December 25, 2020, 09:41:12 PM
I've graduated to this thread now. I went from 100 - 250k between June 2017 and December 2019, so a year and a half. In line with the concept behind this thread, it Would be pretty cool to take the same amount of time to double my money again but not sure I see that as realistic. An easy riding up up up market has been the ticket so far I feel like.Checking back in to post at the end of the year...I stopped checking my accounts /overall net worth this year. I think it's been a good move and a healthy thing to do. Was looking at them too much before. Now I hope to just look at them at year end, and maybe when making big financial decisions.
I stopped checking them just before COVID got bad. Checked back in this week and I'm at $351k! Up 100k from last time I posted. Nice!
Although... I'm about to do some year end/catch-up giving, so that'll knock me back below $350k.
Sent from my iPhone using Tapatalk
Post by: JLee on December 28, 2020, 08:48:55 AM
Code: [Select]
Date Assets Debts Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.672018
Code: [Select]
Date Assets Debts Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.172019
Code: [Select]
Date Assets Debts Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.402020
Code: [Select]
Date Assets Debts Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Mar 2020 $756,805.46 -$464,555.13 $292,250.33
Apr 2020 $808,288.92 -$461,043.60 $347,245.32
May 2020 $820,040.10 -$455,622.69 $364,417.41
Jun 2020 $826,539.24 -$455,286.73 $371,252.51
Jul 2020 $847,335.26 -$453,339.28 $393,995.98
Aug 2020 $901,558.90 -$452,541.02 $449,017.88
Sep 2020 $899,175.10 -$450,501.08 $448,674.02
Oct 2020 $897,909.23 -$449,998.62 $447,910.61
Nov 2020 $902,503.21 -$421,888.91 $480,614.30
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58A few days early, but I'm not expecting much/any change between now and Jan 1. I sold a car this month and that pushed me over the edge - I'm about to pay for a kitchen renovation so I might still be here next month...we shall see!
Post by: SeattleStache on December 29, 2020, 07:36:40 AM
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423,991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
April 2020: $273,408 (total NW $426,464)
May 2020: $300,289 (total NW $453,672)
June 2020: $313,013 (total NW $456,056)
July 2020: $330,819 (total NW $473,215)
August 2020 $351,475 (total NW $498,660)
September 2020: $343,809 (total NW $480,842)
October 2020: $342,336 (total NW $516,708)
November 2020: $384,727 (total NW $562,723)
December 2020: $398,408 (total NW $572,704)
Total retirement increase for 2020: $106,346
Total NW increase for 2020: $148,713
What a year! I feel so fortunate to still be employed and to have the luxury of being able to continue to max out my retirement savings. Here's hoping 2021 is brighter for all.
Post by: falsekrakk808 on December 29, 2020, 04:58:35 PM
I've kept an eye on threads like this for some time now but never felt my numbers were worth posting although I've been tracking them for a few years now. When I look back at my progress, it sure is inspiring to see what steady improvements to your personal finance can do for your investments. Increased savings rate, LBYM, raising TSP contributions, etc. These have all helped me on this journey to where I am today.
I just wish that I had joined this group earlier. Good luck to everyone!!
APR 20 - $256
MAY 20 - $278
JUN 20 - $282
JUL 20 - $304
AUG 20 - $312
SEP 20 - $295
OCT 20 - $286
NOV 20 - $330
DEC 20 - $360
Post by: liquidcheese on December 30, 2020, 01:30:15 PM
12/31/16 - $176319
12/31/17 - $257232
12/31/18 - $261719
12/31/19 - $340910
12/30/20 - $435207
Post by: grantmeaname on December 31, 2020, 07:06:32 AM
7/13/18 $ 63k12/31/20 $304k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
9/30/20 $246k
10/31/20 $252k
11/30/20 $287k
We're over $300k! We can graduate in a year with a strong market, or in Feb '22 without one.
Post by: SquashingDebt on December 31, 2020, 08:16:27 AM
December 21, 2020 - $279,231
Quite a jump this month, much of which was from my ESOP shares getting their 2020 (increased) valuation.
Post by: zee dot on December 31, 2020, 02:11:22 PM
9/2017 (168,529.23)
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
2/2020 $233,248.37
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
5/2020 $254,753.20
6/2020 $267,135.65
7/2020 $285,722.37
8/2020 $304,363.96
9/2020 $153,230.49 (bought cabin)
10/2020 $161,197.31
11/2020 $192,106.43
Post by: Nick_Miller on December 31, 2020, 02:23:20 PM
April 2017 $140,847.57
July 2017 $157,768.24
Oct 2017 $173,045.00
Jan 2018 $190,018.18
April 2018 $206,732.49
July 2018 $231,046.53
Oct 2018 $252,544.08
Jan 2019 $252,481.67
April 2019 $311,927.67
July 2019 $326,646.84
Oct 2019 $338,088.89
Jan 2020 $364,075.39
April 2020 $347,174.09
July 2020 $401,514.57
Oct 2020 $433,564.24
Jan 2021 $487,851.85
Getting close to moving on up! Perhaps by January or February? All depends on the market.
I went ahead and chopped our net worth history to quarterly, because going from $500K to $1M (hopefully) is gonna be a looooooong slog.
Post by: runningthroughFIRE on December 31, 2020, 02:58:21 PM
My annual bonus paid out this month. Never had a bonus for the whole year get paid out in one lump sum before - easily makes this my highest cash inflow month (and coincidentally one of the lowest outflow months) of my career. Stocks being on a rise doesn't hurt, either.
2015 2016 2017 2018 2019 2020 2021 January - 11K 53K 110K 149K 224K - February - 14K 60K 112K 157K 216K - March - 22K 64K 113K 164K 191K - April - 26K 68K 115K 173K 221K - May (17)K 29K 72K 120K 170K 236K - June (7)K 31K 75K 121K 182K 243K - July (6)K 37K 79K 129K 188K 263K - August (2)K 39K 84K 140K 189K 285K - September (0)K 36K 89K 144K 191K 279K - October 4K 39K 93K 138K 203K 281K - November 5K 44K 98K 146K 212K 324K - December 7K 49K 103K 138K 219K - -
Stretch goal for the year was increase NW by $100K - nailed it and then some! Expenses were crazy low this year & if they return to normal it looks like I should be able to graduate in October 2023 with a decent market.
| 2019 | 2020 | 2021 | |
| January | 149K | 224K | - |
| February | 157K | 216K | - |
| March | 164K | 191K | - |
| April | 173K | 221K | - |
| May | 170K | 236K | - |
| June | 182K | 243K | - |
| July | 188K | 263K | - |
| August | 189K | 285K | - |
| September | 191K | 279K | - |
| October | 203K | 281K | - |
| November | 212K | 324K | - |
| December | 219K | 339K | - |
Post by: MudPuppy on December 31, 2020, 04:12:12 PM
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k
01/2021: 303k
Some of the market gains were offset by closing and title fees for the refinance, but it feels good to cross into to 300k range!
Post by: FrugalByChance on December 31, 2020, 04:24:42 PM
I have also added myself to the google tracking sheet for this thread. (https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/)
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75)
Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Post by: Steeze on December 31, 2020, 07:36:45 PM
02-29-20 : 253k
03-31-20 : 224k
04-30-20 : 254k
05-31-20 : 257k
06-30-20 : 274k
07-31-20 : 300k
08-31-20 : 323k
09-30-20 : 322k
10-31-20 : 329k
11-30-20 : 370k
12-31-20 : 410k <- +167k in 2020
Original target for 500k - June 2022
Current target for 500k - March 2022
Post by: Morning Glory on January 01, 2021, 04:17:47 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2020
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 427,409
Apr 1: 391,361
May 1: 428,733
Jun 1: 516,412 (net worth)/302,612 (investments)
July 1: 524,981/314,313
Aug 1: 548,390/336,821
Sep 1: 574,193/361,734
Oct 1: 564,814/351,456
Nov 1:.561,416 /347,157
Dec 2: 611,075/397,396
2021
Jan 1: 624,711/408,641
Investments crossed 400k for the first time and are up over 100k since June!!! Total net worth was increased 177k for the year. For some perspective, total household income was 95k for the year, and spend was 41k.
Post by: Mainlander on January 01, 2021, 07:10:13 AM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
Took on some added debt this month with basement Reno. We are getting a wood stove installed in January, which should hopefully help with heating costs in the future. Net worth increased by 66k in 2020, goal for 2021 in 80k.
Post by: SpareChange on January 01, 2021, 10:01:07 AM
Up $18,144 to $495,309. Up $113,396 for the year. Gettin' close...
2020 was my first full year of being PT...total compensation was my lowest since 2013. 2021 will very likely be lower, as I put in quite a few extra shifts last year thanks to the pandemic. So, we'll see.
Happy New Year to everyone!
Post by: NextTime on January 01, 2021, 12:04:52 PM
| First of | 2018 | 2019 | 2020 | 2021 |
| January | - | $206,667 | $304,693 | $420,409 |
| February | $198,265 | $224,401 | $305,287 | |
| March | $204,080 | $231,997 | $290,554 | |
| April | $204,080 | $236,710 | $274,909 | |
| May | $206,310 | $246,138 | $298,297 | |
| June | $207,731 | $245,062 | $320,072 | |
| July | $209,453 | $256,868 | $331,215 | |
| August | $218,450 | $256,076 | $349,025 | |
| September | $224,243 | $266,197 | $367,183 | |
| October | $227,037 | $274,186 | $360,397 | |
| November | $214,107 | $284,427 | $360,290 | |
| December | $219,948 | $295.004 | $400,264 |
It amazes me that the stache is up $115k over the last year. It almost makes me feel guilty with all the turmoil and loss of jobs that went on.
The last couple of years have been a little too easy.
It's hard for me to believe that I will graduate from this thread if the market has even a decent year.
Post by: Radagast on January 01, 2021, 01:01:50 PM
Quarter StockBondCash +HousesLookin good, lookin good. Almost headed to the fun race!
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
Q1 2019: $284,421 $346,689
Q2 2019: $315,573 $378,769
Q3 2019: $350,244 $414,376
Q4 2019: $408,250 $473,325
Q1 2020: $362,044 $428,120
Q2 2020: $457,379 $524,413
Q3 2020: $383,076 $555,858
Q4 2020: $478,879 $656,382
Post by: tjrssibelle on January 01, 2021, 08:37:08 PM
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Sent from my SM-N960U using Tapatalk
Post by: dogboyslim on January 01, 2021, 10:37:44 PM
Good month!
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | $276,751 | - |
| February | $94,135 | $130,112 | $210,931 | $288,444 | - |
| March | $96,711 | $170,547 | $220,649 | $274,230 | - |
| April | $100,313 | $175,470 | $231,153 | $298,302 | - |
| May | $104,001 | $181,127 | $230,149 | $316,851 | - |
| June | $107,339 | $183,621 | $244,641 | $330,345 | - |
| July | $111,240 | $190,156 | $252,651 | $346,265 | - |
| August | $113,472 | $162,706 | $257,825 | $277,599 | - |
| September | $117,719 | $165,350 | $264,537 | $274,206 | - |
| October | $119,898 | $160,600 | $273,062 | $276,883 | - |
| November | $121,666 | $165,845 | $294,017 | $307,590 | - |
| December | $125,576 | $160,236 | $269,709 | $333,308 | - |
Post by: junga on January 02, 2021, 11:01:31 AM
| 2018 | 2019 | 2020 | 2021 | ||||||
| Jan | $97,318 | $128,407 | $221,074 | $321,143 | |||||
| Feb | $104,695 | $139,828 | $226,108 | - | |||||
| Mar | $107,006 | $145,617 | $215,551 | - | |||||
| April | $115,189 | $153,549 | $197,168 | - | |||||
| May | $116,178 | $162,575 | $223,850 | - | |||||
| June | $119,529 | $164,396 | $236,967 | - | |||||
| July | $117,366 | $173,404 | $247,960 | - | |||||
| Aug | $120,235 | $183,384 | $264,301 | - | |||||
| Sep | $126,710 | $186,374 | $284,801 | - | |||||
| Oct | $135,258 | $196,033 | $286,632 | - | |||||
| Nov | - | $202,222 | $299,591 | - | |||||
| Dec | $133,314 | $210,924 | $316,522 | - | |||||
Post by: WhiteTrashCash on January 02, 2021, 11:35:23 AM
Post by: DarkandStormy on January 02, 2021, 06:39:14 PM
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
5/1/20 - $362,077 // $220,959
6/1/20 - $381,391 // $240,213
7/1/20 - $399,404 // $257,588
8/1/20 - $417,420 // $269,617
9/1/20 - $440,121 // $291,650
10/1/20 - $435,659 // $291,480
11/1/20 - $433,409 // $286,627
12/1/20 - $469,544 // $323,214
1/1/21 - $500,317 // $346,651
Post by: lampstache on January 02, 2021, 08:42:22 PM
1/2018 - 56,928 (+22,295)
1/2019 - 98,248 (+41,320)
1/2020 - 176,153 (+77,905)
2/2020 - 182,362 (+6,209)
3/2020 - 171,868 (-10,494)
4/2020 - 178,606 (+6,738)
5/2020 - 255,004 (+76,398) - sold house, dumped money in market
6/2020 - 287,981 (+32,977) - put more money in market from house sale
8/2020 - 326,686 (+38,705)
9/2020 - 336,875 (+10,189)
10/2020 - 338,532 (+1,657)
11/2020 - 332,899 (-5,633)
12/2020 - 396,311 (+63,412) - huge increase due to market run up post election (like everyone else)
1/2021 - 419,499 (+23,188) - Investments up $243,346 for the year. Not normal for us, crazy.
Post by: oneday on January 02, 2021, 11:01:09 PM
@oneday congratulations on your new job!!
Thank you, @Ladychips ! Should make growing the NW a lot easier :)
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | - | - |
| February | - | $291K | $342K | - | - |
| March | - | $294K | $304K | - | - |
| April | $263K | $304K | $328K | - | - |
| May | $268K | $293K | $337K | - | - |
| June | $270K | $309K | $340K | - | - |
| July | $276K | $314K | $352K | - | - |
| August | $284K | $313K | $372K | - | - |
| September | $287K | $329K | $367K | - | - |
| October | $276K | $325K | $361K | - | - |
| November | $280K | $335K | $394K | - | - |
| December | $268K | $343K | $410 | - | - |
Congrats on moving up to the next bracket @JLee
Welcome @falsekrakk808 those are some worthy numbers!
Welcome @liquidcheese May your stay in this thread be short because you graduate to the next one quickly!
@zee dot sorry to see you go, but a cabin sounds like a worthy investment. Hope to see you back again soon!
Post by: falsekrakk808 on January 03, 2021, 04:17:10 PM
Post by: tarheeldan on January 03, 2021, 05:09:36 PM
Wow, what a month last month was. Net worth up 19.9% or $87,484.54 to $526,501.25!
Didn't expect to hit $500k until next summer or so. See you in the next thread!
Post by: mbk on January 03, 2021, 09:49:45 PM
My target is to graduate in 4 1/2 years by mid 2025 when liquid assets cross $500k.
| Date | Liquid Assets | Fixed Assets | Total Assets |
| 11/30/20 | $278,000 | $92,000 | $360,000 |
| 12/31/20 | $293,094 | $96,705 | $380,799 |
Post by: oneday on January 04, 2021, 12:27:14 AM
Welcome oneday! :)
Wow, what a month last month was. Net worth up 19.9% or $87,484.54 to $526,501.25!
Didn't expect to hit $500k until next summer or so. See you in the next thread!
Thanks, @tarheeldan and congrats to you!
Post by: tarheeldan on January 04, 2021, 05:58:48 AM
Up $18,144 to $495,309. Up $113,396 for the year. Gettin' close...
2020 was my first full year of being PT...total compensation was my lowest since 2013. 2021 will very likely be lower, as I put in quite a few extra shifts last year thanks to the pandemic. So, we'll see.
Happy New Year to everyone!
Post by: Epor on January 04, 2021, 08:50:46 AM
Code: [Select]
Total Saved Market G/L
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
01/01/21 273830 6524 15441
Happy new year! Hoping to be able to match last years saving's amount (about 30k) and steady employment.
Happy to be here - 250+ is a big deal to me.
Post by: SpareChange on January 04, 2021, 11:13:35 AM
Wow, what a month last month was. Net worth up 19.9% or $87,484.54 to $526,501.25!
Didn't expect to hit $500k until next summer or so. See you in the next thread!
Talk about a home run in the bottom of the ninth :). That's amazing. Go ahead and order me a drink in the next thread, I'll be joining you guys soon!
Post by: Jim Fiction on January 04, 2021, 02:12:14 PM
Hi all!
Making the jump up from the 100K to 250K thread.
I've broken out the numbers into individual and joint (with DW) net worth. We do not own a house (yet), so numbers reflect cash/equivalents and retirement accounts. Our only debt is whatever is currently on our credit cards, which gets paid off each month. Below are our numbers, dating back to when we first joined the last thread. Initially it was my own journey, but at this stage in my marriage it made sense to report the joint numbers which I had already been tracking.
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
6/30/2020 - 114,288 227,585
7/31/2020 - 117,338 236,196
8/31/2020 - 128,213 251,254
9/30/2020 - 125,543 246,779
10/31/2020 - 130,200 251,727
11/30/2020 - 141,260 266,097
12/31/2020 - 147,153 271,221
Happy New Year's to you all!
I've updated numbers above to reflect year-end. Despite a firehose of spending in 2020's final month, we managed to still see a decent net worth increase.
January begins with a renewed sense of focus. 2021 posits to be a big year for the Fiction family, we aim to buy a house this summer/fall and we need to really get in gear to keep our eyes on the prize in that regard. I hope to avoid adjusting our savings plans, even with the myriad of added costs associated to first time homeownership. It remains to be seen, however, if that is feasible.
Post by: gmdv on January 04, 2021, 04:52:41 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k
6/5/20 - $428k
7/22/20 - $446k
8/10/20 - $449k
9/1/20 - $452k
11/20/20 - $461k
12/6/20 - $465k
1/4/21 -$472
Post by: moonpalace on January 05, 2021, 05:44:22 AM
Jan. 2017 $42,000
...
Feb. 2019 $242,032
Mar. 2019 $258,467
Apr. 2019 $271,294
May 2019 $281,760
June 2019 $278,145
July 2019 $296,924
...
Aug. 2020 $402,692
Nov. 2020 $427,563
Dec. 2020 $444,558
Jan. 2021 $459,349
$114k (or so) gain for the year, despite some increased spending. Really feeling the momentum now, after four years of aggressive savings. Not accounting for probable increase in home value due to folks migrating to my low-COVID rural area.
Post by: Fishing4FI on January 05, 2021, 05:50:20 AM
August-18 $27k
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
October-20 $234k
November-20 $231k
December-20 $255k
January-21 $264k
Post by: solon on January 05, 2021, 10:35:30 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | 132,155 | 177,349 | 282,110 | 344,002 | - |
| February | 138,015 | 188,332 | 290,845 | - | - |
| March | 138,469 | 187,634 | 288,022 | - | - |
| April | 148,093 | 197,461 | 257,224 | - | - |
| May | 158,814 | 194,010 | 276,627 | - | - |
| June | 161,284 | 186,414 | 299,563 | - | - |
| July | 160,446 | 196,934 | 304,249 | - | - |
| August | 168,222 | 267,535 | 318,456 | - | - |
| September | 184,158 | 268,153 | 324,661 | - | - |
| October | 189,536 | 271,542 | 317,511 | - | - |
| November | 184,146 | 283,636 | 323,958 | - | - |
| December | 182,675 | 287,248 | 341,124 | - | - |
Growth wasn't as high this month in spite of great stock market returns. I prepaid a bunch of property tax and charitable giving.
Post by: ZsaZsa on January 05, 2021, 10:44:01 AM
Portfolio totals:
2020
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71
4/3/20 $214,113.72
4/30/20 $241,361.42
5/27/20 $252,278.03
6/8/20 $265,620.410
6/30/20 $260,161.31
8/20/20 $287,415.26
9/1/20 $293,920.41
10/1/20 $289,996.35
11/1/20 $287,142.26
11/30/20 $303,616.53
12/30/20 $309,754.20 Running behind and posting late! The best part about this is that the accounts have made $56,211.52 this year, despite the fact that I only worked the first six months of the year. Hopefully I can leave everything alone and not draw out of this for a couple of years.
Modify message
Post by: wonkette on January 05, 2021, 10:52:13 AM
Dec 2017: 136176
Dec 2018: 187477
Dec 2019: 265548
Oct 2020: 304495
Nov 2020: 338719
Dec 2020: 350102
Post by: Stimpy on January 05, 2021, 02:05:18 PM
Numbers based on Mint + some account Mint not refusess to monitor. (I'd ask why this crap can't just all work, but I already know the answer.) Does not include a few minor accounts with less then $1000 total.
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07% 1/31/2019 $200,473.39 $56,820.70 $257,294.09 ~14.83% 2/28/2019 $194.787.12 $58986.57 $253.773.69 ~-1.37% 3/31/2019 $198,888.47 $60,358.25 $259,246.72 ~2.16% 12/31/2019 $258,407.93 $82,188.34 $340,596.27 ~10.57% Percentage off due to account access issues last month 1/31/2020 $257,367.80 $83,131.94 $340,499.74 ~-.03% 2/29/2020 $242,699.30 $80,901.14 $323,600.44 ~-4.96% 3/31/2020 $222,186.14 $72,334.33 $294,520.47 ~-8.99% 4/30/2020 $235,782.52 $82,664.90 $318,447.42 ~8.12% 5/31/2020 $246,272.22 $90,513.89 $336,786.11 ~5.76% 6/30/2020 $250,622.46 $89,754.00 $340,376.46 ~1.07% 7/31/2020 $263,232.11 $96,179.30 $359,411.41 ~5.59% 11/30/2020 $292,346.32 $97,826.53 $390,172.85 ~7.86%
12/31/2020 Fire:$306,836.47 + Medi:$101,830.02 =$408,666.49 ~4.74%
Welp hit the goal I thought I wasn't going to so... Guess that means I earned my lobster dinner on New Years... or something like that. Overall I have to say, twas a year to remember... Both good and bad. May we never repeat it again in my lifetime....
Anyway, new goal... 470-480k by eoy? Considering my average in savings/gains... Possible, but probably shooting high, though if I a miss, I won't be hurting.
To a Happy 2021, the Year we start to return to "normal"! Whatever that means.
Post by: crimp on January 05, 2021, 02:44:28 PM
Jan 2020: $203245
Jan 2021: $315465
If all goes well, I might hit $500k by Jan 2023?
Post by: malachite on January 05, 2021, 05:37:38 PM
| Month | Investments | Home Equity | Net Worth | |
| NOV 19 | 286k | 193k | 480k | |
| DEC 19 | 292k | 195k | 487k | |
| JAN 20 | 293k | 196k | 489k | |
| FEB 20 | 288k | 197k | 485k | |
| MAR 20 | 260k | 198k | 458k | <-- Momentary downward blip thanks to COVID |
| APR 20 | 285k | 199k | 483k | <-- And recovered |
| MAY 20 | 306k | 200k | 505k | |
| JUN 20 | 311k | 200k | 511k | |
| JUL 20 | 326k | 201k | 527k | |
| AUG 20 | 334k | 202k | 536k | |
| SEP 20 | 336k | 187k | 523k | |
| OCT 20 | 385k | 190k | 576k | <-- thanks to my employer for the nice bonus. At a saving rate of ~$7k/month this bonus moved up FI by about half a year. |
| NOV 20 | 420k | 201k | 621k | <-- Stock market for the win (up 98k in 2 months???) |
| DEC 20 | 421k | 205k | 626k | <-- Only 1k increase in liquid due to a lot of end-of-year charity donations. |
Post by: the_hobbitish on January 06, 2021, 01:24:01 PM
Investments only (401k + index funds etc)
Jan 2021 $353,838
Post by: L2 on January 06, 2021, 03:56:02 PM
10/1/20 NW: $250,496 . Stretch graduation goal: 12/31/2022I'm a little late with a bunch of money moving around at year end but:
11/1/20: $254,125
12/1/20: $276,884
1/1/21: $290,188
Post by: Accrual on January 07, 2021, 03:40:29 PM
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k
10/1/2020 - $250k
11/1/2020 - $254k
12/1/2020 - $295k
1/1/2021 - $301k
Post by: onecoolcat on January 07, 2021, 09:58:00 PM
01/07/2021 $395,308.26
Post by: joemandadman189 on January 08, 2021, 09:26:50 AM
using investments accounts only (no real estate or emergency funds) - i will see if i can dig up earlier numbers later
07/14/2018 - $179,957 (when we joined personal capital)
01/01/2019 - $183,112
07/01/2019 - $244,273
01/01/2020 - $292,285
07/01/2020 - $301,867
01/01/2021 - $396,844 (Only 401ks and HSA's)
Post by: Nick_Miller on January 09, 2021, 07:43:59 AM
We'll wait to move out of Pawnee until the end of the month. If we're still over $500K then, it's on to the palm trees and cupcake factories of Eagleton/$500K to $1M thread.
Post by: lcmac32 on January 11, 2021, 01:55:50 PM
401k
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Jan. 11, 2021 $314,041.78 (late checking, but a nice day to check)
Post by: dignam on January 13, 2021, 07:09:01 AM
Feb 2020 $253k
Mar 2020 $221k
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Post by: An Unassuming Moose on January 15, 2021, 06:48:13 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 -- $302,111
Great market gains and my City assessing my house up $39k for tax purposes has pushed me from the previous race into this one! By the time I exit this race, I should be FI, at least on paper. Can't wait!!
Post by: Steeze on January 15, 2021, 08:16:08 AM
Nov 20, 2019 -- $113,800
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 -- $302,111
Great market gains and my City assessing my house up $39k for tax purposes has pushed me from the previous race into this one! By the time I exit this race, I should be FI, at least on paper. Can't wait!!
Never heard someone be so happy about paying more taxes before!
Post by: Check2400 on January 18, 2021, 03:01:53 PM
Month Year Net Worth Jan 2017 103,000 Jan 2018 160,000 Jan 2019 204,000 Jan 2020 275,500 Jan 2021 326,500+ $50,000 = $376,000 Nov. 2019 255,000 Dec. 2019 262,000 Jan. 2020 275,500 Feb. 2020 270,000 Mar. 2020 261,000 Apr. 2020 250,000 May 2020 278,000 June 2020 292,000 July 2020 296,000 Aug. 2020 302,000 Sept. 2020 312,000 Oct. 2020 311,000 Nov. 2020 273,000 Dec. 2020 304,000 Jan. 2021 326,000
Long time no post.
I put into action my plan to liquidate my brokerage account and purchase two rental properties. The second was this month so it isn't accounted for-current cash is roughly $295,000 (or still $20,000 more than last year!). The theory that the market would crash upon a hope that November's election turned out how it eventually turned out has proven wrong, but the lingering zero interest rates have the houses-already-appreciating in line with the stocks. There is also a roughly $10,000 personal loan I made, secured by property with a good interest rate that is factored into the annual amounts.
Almost all of this came from stock appreciation. I will update more in my journal but wanted to keep up numbers here to maintain the record keeping. I'm going to keep posting just cash accounts because appreciation/equity is not worth keeping up with especially as I hope to hold these at least 5-10 years depending on maintenance and appreciation. Maybe if it tips me into the next race I'll factor it in then, but that is at least 3 years away.
Post by: ardrum on January 21, 2021, 08:28:16 AM
12/1/20 - $284,036
1/1/21 - $301,280
Post by: rachellynn99 on January 21, 2021, 05:29:03 PM
Post by: effigies on January 22, 2021, 09:47:19 AM
Joining the club.
Currently at $330,000 (counting only invested money)
Have the ability to save $37k a year.
Plan on hitting $500k in September 2023.
This of course depends on how well the market performs.
I've looked through several posts on this thread. Some people are able to save a lot more than me and others less. Regardless of your circumstance, consistency is key. Good luck everyone.
August 2020 $330,000
January 2021 $400,000 approx
The market did well for me this past 5 months allowing me to hit $400k faster than expected. If everything stays the same I should come out ahead of my original September 2023 timeline.
Post by: Rhoon on January 23, 2021, 07:58:23 PM
Oct 2017 : $251K
Jan 2021: $488K
I should be able to cross the line by time of my 41st bday in May.
Hopefully it doesn’t take another 4 years to double again.
Post by: SeattleStache on January 28, 2021, 08:40:17 AM
First number is retirement savings & other long term investments, second is total NW including cash emergency savings and real estate equity. I'm focused on retirement only for this challenge rather than total NW.
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
Post by: ducky19 on January 28, 2021, 01:02:32 PM
Jan 2017: $189,386.32 ($271k total NW)
Jan 2018: $236,085.08 ($391k total NW)
Jan 2019: $309,204.84 ($412k total NW)
Jan 2020: $387,666.59 ($510k total NW)
Jan 2021: $502,213.54 ($688k total NW)
Going to jump over to the $500k to $1M thread now!
Post by: Le North Dreamer on January 28, 2021, 01:04:38 PM
Global NW is reaching above 700k at the moment, which is also pretty fun. We don't plan on selling our "house"/farm in the future, hence why the 200k equity in there is not included in the portfolio value. Could be in the future if the plans change, though.
See you soon on the 500k-1M thread ladies and gents. Keep up the good work!
Post by: nkt0 on January 28, 2021, 01:08:38 PM
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k
Q4 2020: $413k/$579k
Post by: falsekrakk808 on January 28, 2021, 06:18:44 PM
MAY 20 - $278
JUN 20 - $282
JUL 20 - $304
AUG 20 - $312
SEP 20 - $295
OCT 20 - $286
NOV 20 - $330
DEC 20 - $360
JAN 21 - $365
Not much movement but that's ok, I'm in it for the long haul.
Post by: Nick_Miller on January 29, 2021, 02:26:30 PM
I think I'm heading over to the next thread. Best regards to you fine people here. If you were all hats, you’d all be top hats. But like a those really big Monopoly ones. And I say that with deepest compliments.
Post by: grantmeaname on January 29, 2021, 03:18:39 PM
Post by: NextTime on January 30, 2021, 11:55:26 AM
| First of | 2018 | 2019 | 2020 | 2021 |
| January | - | $206,667 | $304,693 | $419,937 |
| February | $198,265 | $224,401 | $305,287 | $424,924 |
| March | $204,080 | $231,997 | $290,554 | |
| April | $204,080 | $236,710 | $274,909 | |
| May | $206,310 | $246,138 | $298,297 | |
| June | $207,731 | $245,062 | $320,072 | |
| July | $209,453 | $256,868 | $331,215 | |
| August | $218,450 | $256,076 | $349,025 | |
| September | $224,243 | $266,197 | $367,183 | |
| October | $227,037 | $274,186 | $360,397 | |
| November | $214,107 | $284,427 | $360,290 | |
| December | $219,948 | $295.004 | $400,264 |
Post by: Mainlander on January 30, 2021, 02:29:10 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
Great start to 2021. Had above average contributions this month. Debating whether to cash out some employee shares to maximize contributions in my RRSP.. I know that would be the smartest move, but enjoy the flexibility of having some money in a unregistered account.
Post by: Steeze on January 30, 2021, 03:03:29 PM
02-29-20 : 253k
03-31-20 : 224k
04-30-20 : 254k
05-31-20 : 257k
06-30-20 : 274k
07-31-20 : 300k
08-31-20 : 323k
09-30-20 : 322k
10-31-20 : 329k
11-30-20 : 370k
12-31-20 : 410k
01/31/20 : 430k
Original target for 500k - June 2022
Current target for 500k - July 2021
Post by: tjrssibelle on January 30, 2021, 05:44:51 PM
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Sent from my SM-N960U using Tapatalk
Post by: MudPuppy on January 30, 2021, 10:31:10 PM
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k
01/2021: 303k
02/2021: 310k
Post by: grantmeaname on January 31, 2021, 06:39:37 AM
7/13/18 $ 63k1/31/21 $316k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
9/30/20 $246k
10/31/20 $252k
11/30/20 $287k
12/31/20 $304k
Post by: ZsaZsa on January 31, 2021, 08:15:16 AM
2020
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71
4/3/20 $214,113.72
4/30/20 $241,361.42
5/27/20 $252,278.03
6/8/20 $265,620.410
6/30/20 $260,161.31
8/20/20 $287,415.26
9/1/20 $293,920.41
10/1/20 $289,996.35
11/1/20 $287,142.26
11/30/20 $303,616.53
12/30/20 $309,754.20
2021
1/31/21 $311,461.72
Post by: SpareChange on January 31, 2021, 10:08:14 AM
Post by: Epor on January 31, 2021, 11:14:37 AM
Code: [Select]
Total Saved Market G/L
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
01/01/21 273830 6524 15441
02/01/21 277210 7694 -4314
Post by: FrugalByChance on January 31, 2021, 02:12:48 PM
I have also added myself to the google tracking sheet for this thread. (https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/)
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75)
Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Good start of the year, with my bonus over last year payed out and added to the stash.
Post by: Morning Glory on February 01, 2021, 06:05:08 AM
2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618
2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221
2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363
2020
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 427,409
Apr 1: 391,361
May 1: 428,733
Jun 1: 516,412 (net worth)/302,612 (investments)
July 1: 524,981/314,313
Aug 1: 548,390/336,821
Sep 1: 574,193/361,734
Oct 1: 564,814/351,456
Nov 1:.561,416 /347,157
Dec 2: 611,075/397,396
2021
Jan 1: 624,711/408,641
Feb 1: 634,615/ 417,637
My money earned more than I did!!!
Post by: the_hobbitish on February 01, 2021, 01:07:05 PM
Feb 2021 $394k
I think I was briefly above $400k in late January. I'd like to hit $500k mid-2022.
Post by: Fishing4FI on February 02, 2021, 05:24:19 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
October-20 $234k
November-20 $231k
December-20 $255k
January-21 $264k
February-21 $269k
Post by: lampstache on February 02, 2021, 07:33:13 AM
1/2018 - 56,928 (+22,295)
1/2019 - 98,248 (+41,320)
1/2020 - 176,153 (+77,905)
1/2021 - 419,499 (+243,346)
2/2021 - 433,878 (+14,379)
Post by: Jim Fiction on February 02, 2021, 08:50:49 AM
Hi all!
Making the jump up from the 100K to 250K thread.
I've broken out the numbers into individual and joint (with DW) net worth. We do not own a house (yet), so numbers reflect cash/equivalents and retirement accounts. Our only debt is whatever is currently on our credit cards, which gets paid off each month. Below are our numbers, dating back to when we first joined the last thread. Initially it was my own journey, but at this stage in my marriage it made sense to report the joint numbers which I had already been tracking.
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
6/30/2020 - 114,288 227,585
7/31/2020 - 117,338 236,196
8/31/2020 - 128,213 251,254
9/30/2020 - 125,543 246,779
10/31/2020 - 130,200 251,727
11/30/2020 - 141,260 266,097
12/31/2020 - 147,153 271,221
1/31/2020 - 155,099 282,090
January wound up being a two-paycheck month which helped juice my numbers a bit. Conversely, I had a significant car-repair bill which made made spending seem way worse than it actually was. Thankfully our stimulus money took care of around 60% of the total bill, so that was nice.
Post by: malachite on February 02, 2021, 06:50:04 PM
| Month | Investments | Home Equity | Net Worth | |
| NOV 19 | 286k | 193k | 480k | |
| DEC 19 | 292k | 195k | 487k | |
| JAN 20 | 293k | 196k | 489k | |
| FEB 20 | 288k | 197k | 485k | |
| MAR 20 | 260k | 198k | 458k | <-- Momentary downward blip thanks to COVID |
| APR 20 | 285k | 199k | 483k | <-- And recovered |
| MAY 20 | 306k | 200k | 505k | |
| JUN 20 | 311k | 200k | 511k | |
| JUL 20 | 326k | 201k | 527k | |
| AUG 20 | 334k | 202k | 536k | |
| SEP 20 | 336k | 187k | 523k | |
| OCT 20 | 385k | 190k | 576k | <-- thanks to my employer for the nice bonus. At a saving rate of ~$7k/month this bonus moved up FI by about half a year. |
| NOV 20 | 420k | 201k | 621k | <-- Stock market for the win (up 98k in 2 months???) |
| DEC 20 | 421k | 205k | 626k | <-- Only 1k increase in liquid due to a lot of end-of-year charity donations. |
| JAN 21 | 449k | 208k | 657k |
Another good month. I just started putting numbers into my tax software and it looks like our 2020 income tax would have been enough to cover our entire year's expenses with room to spare. I don't know whether to be dismayed at the amount of tax or thrilled at the amount of saving...
Post by: Steeze on February 02, 2021, 08:24:28 PM
Another good month. I just started putting numbers into my tax software and it looks like our 2020 income tax would have been enough to cover our entire year's expenses with room to spare. I don't know whether to be dismayed at the amount of tax or thrilled at the amount of saving...
I noticed the same thing - probably happened in 2019 too I just didn’t notice. Tax liability is greater than total spend. Bittersweet, like you said. Celebrate the high savings rate I suppose. Saved 3x total spend last year, 4x if you include capital gains.
Post by: kickel on February 03, 2021, 10:46:35 AM
6/20: $240,488
7/20: $276,744
8/20: $287,113
9/20: $283,134
10/20: $290,473
11/20: $278,794
12/20: $341,902
1/21: $365,033
Next stop: $500K would love to hit by EOY
Post by: lcmac32 on February 03, 2021, 10:50:11 AM
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Jan. 11, 2021 $314,041.78 (late checking, but a nice day to check)
Feb. 2, 2021 $315,792.29
Post by: dogboyslim on February 04, 2021, 06:29:45 PM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | $276,751 | $339,107 |
| February | $94,135 | $130,112 | $210,931 | $288,444 | - |
| March | $96,711 | $170,547 | $220,649 | $274,230 | - |
| April | $100,313 | $175,470 | $231,153 | $298,302 | - |
| May | $104,001 | $181,127 | $230,149 | $316,851 | - |
| June | $107,339 | $183,621 | $244,641 | $330,345 | - |
| July | $111,240 | $190,156 | $252,651 | $346,265 | - |
| August | $113,472 | $162,706 | $257,825 | $277,599 | - |
| September | $117,719 | $165,350 | $264,537 | $274,206 | - |
| October | $119,898 | $160,600 | $273,062 | $276,883 | - |
| November | $121,666 | $165,845 | $294,017 | $307,590 | - |
| December | $125,576 | $160,236 | $269,709 | $333,308 | - |
Post by: solon on February 05, 2021, 07:08:14 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | 132,155 | 177,349 | 282,110 | 344,002 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | - |
| March | 138,469 | 187,634 | 288,022 | - | - |
| April | 148,093 | 197,461 | 257,224 | - | - |
| May | 158,814 | 194,010 | 276,627 | - | - |
| June | 161,284 | 186,414 | 299,563 | - | - |
| July | 160,446 | 196,934 | 304,249 | - | 500,000? |
| August | 168,222 | 267,535 | 318,456 | - | - |
| September | 184,158 | 268,153 | 324,661 | - | - |
| October | 189,536 | 271,542 | 317,511 | - | - |
| November | 184,146 | 283,636 | 323,958 | - | - |
| December | 182,675 | 287,248 | 341,124 | - | - |
It looks like Januaries have always been good to me.
Post by: moonpalace on February 05, 2021, 10:57:37 AM
Jan. 2017 $42,000
...
Feb. 2019 $242,032
Mar. 2019 $258,467
Apr. 2019 $271,294
May 2019 $281,760
June 2019 $278,145
July 2019 $296,924
...
Aug. 2020 $402,692
Nov. 2020 $427,563
Dec. 2020 $444,558
Jan. 2021 $459,349
Feb. 2021 $475,145
Had been expecting to graduate from this thread sometime this coming summer, but it seems that it may be sooner. And I have about $30k in federal student loans that will be forgiven in June.
Started MMM in Jan. 2017 with a NW of $42k and was (literally) envisioning not retiring for about thirty years. Now I'm seriously contemplating retiring in 2 years. Holy cow!! :-)
Post by: SpareChange on February 05, 2021, 11:50:09 AM
NW update:
Jan. 2017 $42,000
...
Feb. 2019 $242,032
Mar. 2019 $258,467
Apr. 2019 $271,294
May 2019 $281,760
June 2019 $278,145
July 2019 $296,924
...
Aug. 2020 $402,692
Nov. 2020 $427,563
Dec. 2020 $444,558
Jan. 2021 $459,349
Feb. 2021 $475,145
Had been expecting to graduate from this thread sometime this coming summer, but it seems that it may be sooner. And I have about $30k in federal student loans that will be forgiven in June.
Started MMM in Jan. 2017 with a NW of $42k and was (literally) envisioning not retiring for about thirty years. Now I'm seriously contemplating retiring in 2 years. Holy cow!! :-)
That's amazing!
Post by: Steeze on February 05, 2021, 03:31:43 PM
Basically assume my portfolio grows at 7% and I deduct my expenses at the beginning of each year until empty.
Was surprised with 9.9x savings I have almost 15 years of expenses saved!
By the end of the year I should be around 12.5x which would last for 25 years!
In about 21 months I will hit 15.4x expenses and my portfolio will begin to outpace my spending.
Post by: Accrual on February 08, 2021, 07:00:04 AM
6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k
10/1/2020 - $250k
11/1/2020 - $254k
12/1/2020 - $295k
1/1/2021 - $301k
2/1/2021 - $307k
Post by: junga on February 08, 2021, 05:09:10 PM
| 2018 | 2019 | 2020 | 2021 | ||||||
| Jan | $97,318 | $128,407 | $221,074 | $321,143 | |||||
| Feb | $104,695 | $139,828 | $226,108 | $315,707 | |||||
| Mar | $107,006 | $145,617 | $215,551 | - | |||||
| April | $115,189 | $153,549 | $197,168 | - | |||||
| May | $116,178 | $162,575 | $223,850 | - | |||||
| June | $119,529 | $164,396 | $236,967 | - | |||||
| July | $117,366 | $173,404 | $247,960 | - | |||||
| Aug | $120,235 | $183,384 | $264,301 | - | |||||
| Sep | $126,710 | $186,374 | $284,801 | - | |||||
| Oct | $135,258 | $196,033 | $286,632 | - | |||||
| Nov | - | $202,222 | $299,591 | - | |||||
| Dec | $133,314 | $210,924 | $316,522 | - | |||||
Post by: Stimpy on February 10, 2021, 11:02:05 AM
Numbers based on Mint + some account Mint not refusess to monitor. (I'd ask why this crap can't just all work, but I already know the answer.) Does not include a few minor accounts with less then $1000 total.
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07% 12/31/2019 $258,407.93 $82,188.34 $340,596.27 ~10.57% Percentage off due to account access issues last month 2/29/2020 $242,699.30 $80,901.14 $323,600.44 ~-4.96% 3/31/2020 $222,186.14 $72,334.33 $294,520.47 ~-8.99% 4/30/2020 $235,782.52 $82,664.90 $318,447.42 ~8.12% 5/31/2020 $246,272.22 $90,513.89 $336,786.11 ~5.76% 6/30/2020 $250,622.46 $89,754.00 $340,376.46 ~1.07% 7/31/2020 $263,232.11 $96,179.30 $359,411.41 ~5.59% 11/30/2020 $292,346.32 $97,826.53 $390,172.85 ~7.86% 12/31/2020 $2306,836.47 $101,830.02 $408,666.49 ~4.74%
1/31/2020 Fire:$308,897.78 + Medi:$102,888.15 =$411,785.93 ~0.76%
Late! but nothing much to say... up she goes.
Only regret (and a whatever regret at that) is not buying GME when I said I was going to(around $5). Probably would have sold before the fun times but... Oh well. Can't cry over nothing lost. Off to the next big think... which is... idk and idc. I'm doing just fine without the guessing game.
Post by: monarda on February 10, 2021, 12:32:44 PM
If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this thread
1/2016 $137K
1/2017 $154K
9/2017 $244K (cash out refinance of primary residence)
3/2018 $208K includes 0% credit card debt.
6/2018 $213K ditto but without 0% CC balance and including pension balance, $328K.
12/2018 $250K ditto but without 0% CC balance and including pension balance, $353K
12/2019 $328K but without 0% CC balance and including pension balance, $425K
6/2020 $343K, but without 0% CC balance and including pension balance. $448K
cash out refi for one of our rentals
12/2020 $428K but without 0% CC balance and including pension balance. $530K yay! even with 0% CC balance we're over $500K!
Projection to be fully over $500K in liquid investments in early 2022, perhaps sooner.
Well, sooner it is! Fully over $500K for the first time in Feb 2021!
All because of a single stock in my Roth IRA that's been going nuts. It's PACB Pacific Biosciences has given me over 10X return in the past year. I'm one of their happy customers.
2/10/21 $502K including 0%CC balance, which should be paid off this year. After that and including pension balance, $606K
Tentatively graduating from this thread. Might be back, but wa-hoo!!
Post by: oneday on February 10, 2021, 07:54:53 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | $409K | - |
| February | - | $291K | $342K | - | - |
| March | - | $294K | $304K | - | - |
| April | $263K | $304K | $328K | - | - |
| May | $268K | $293K | $337K | - | - |
| June | $270K | $309K | $340K | - | - |
| July | $276K | $314K | $352K | - | - |
| August | $284K | $313K | $372K | - | - |
| September | $287K | $329K | $367K | - | $500K? |
| October | $276K | $325K | $361K | - | - |
| November | $280K | $335K | $394K | - | - |
| December | $268K | $343K | $410K | - | - |
Congrats on moving up to the next bracket @Nick_Miller @ducky19 @Le North Dreamer @monarda Good job!
Welcome @Epor @Jim Fiction @Fishing4FI @crimp @the_hobbitish @Accrual @joe189man @An Unassuming Moose @ardrum @rachellynn99 What a big group! Happy to have you all!
Post by: gmdv on February 11, 2021, 07:29:24 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k
6/5/20 - $428k
7/22/20 - $446k
8/10/20 - $449k
9/1/20 - $452k
11/20/20 - $461k
12/6/20 - $465k
1/4/21 -$472
2/11/21 - $477k
Post by: dignam on February 11, 2021, 11:45:44 AM
7/13/18 $ 63k1/31/21 $316k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
9/30/20 $246k
10/31/20 $252k
11/30/20 $287k
12/31/20 $304k
Not sure if I welcomed you already, but welcome! We appear to be neck-and-neck again in this thread.
Post by: grantmeaname on February 11, 2021, 12:17:24 PM
Post by: dignam on February 14, 2021, 08:51:33 AM
Feb 2020 $253k
Mar 2020 $221k
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Post by: An Unassuming Moose on February 15, 2021, 07:17:28 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
So I quit my job this month to work on some projects. I have another job lined up for the summer, but decided to focus on my own stuff for a bit. I guess this is a teaser for retirement? Anyway, some gains this month, but likely some drops incoming for the next few months, until the summer.
Post by: oneday on February 15, 2021, 01:22:45 PM
Post by: onecoolcat on February 19, 2021, 06:56:04 PM
08/20/2020 $265,573.65
01/07/2021 $395,308.26
02/19/2021 $506,987.60
This happened a lot faster than I anticipated. I've been very fortunate in that: (1) my costs have gone down, (2) income has gone up (well returned to pre-COVID and received backpay), (3) stock market has been great, (4) a small cryptocurrency portfolio has done very well, and (5) my modest collection of sealed out-of-print Pokemon TCG booster boxes has turned out to be THE investment of 2020-21. Pretty crazy.
Post by: Finwiz on February 22, 2021, 09:10:34 PM
1/1/21 - $400,149
2/14/21 - $427,486 (+$27,337)
Aiming to hit $500,000 by October - hoping at the current rate (and some anticipated bonuses) it should be possible!
Post by: grantmeaname on February 23, 2021, 07:18:35 AM
Post by: falsekrakk808 on February 25, 2021, 05:43:27 PM
MAY 20 - $278
JUN 20 - $282
JUL 20 - $304
AUG 20 - $312
SEP 20 - $295
OCT 20 - $286
NOV 20 - $330
DEC 20 - $360
JAN 21- $365
FEB 21 - $380
Slow and steady progress.
Post by: dogboyslim on February 26, 2021, 05:14:36 PM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | $276,751 | $339,107 |
| February | $94,135 | $130,112 | $210,931 | $288,444 | $413,475 |
| March | $96,711 | $170,547 | $220,649 | $274,230 | - |
| April | $100,313 | $175,470 | $231,153 | $298,302 | - |
| May | $104,001 | $181,127 | $230,149 | $316,851 | - |
| June | $107,339 | $183,621 | $244,641 | $330,345 | - |
| July | $111,240 | $190,156 | $252,651 | $346,265 | - |
| August | $113,472 | $162,706 | $257,825 | $277,599 | - |
| September | $117,719 | $165,350 | $264,537 | $274,206 | - |
| October | $119,898 | $160,600 | $273,062 | $276,883 | - |
| November | $121,666 | $165,845 | $294,017 | $307,590 | - |
| December | $125,576 | $160,236 | $269,709 | $333,308 | - |
Post by: Mainlander on February 26, 2021, 05:19:06 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
Average month in February. Expect a nice increase in March with a large tax return coming in. Market pending I expect to be above 300 k, which will be a nice milestone to hit.
Post by: FrugalByChance on February 26, 2021, 06:05:24 PM
I have also added myself to the google tracking sheet for this thread. (https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/)Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Another big month due to a retention bonus a year after the acquisition by a big-tech company.
Post by: SeattleStache on February 27, 2021, 08:22:02 AM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
Post by: NextTime on February 27, 2021, 08:43:43 AM
Investments only
| 2018 | 2019 | 2020 | 2021 | |
| January | $198,265 | $224,401 | $305,287 | $424,924 |
| February | $204,080 | $231,997 | $290,554 | $453,313 |
| March | $204,080 | $236,710 | $274,909 | |
| April | $206,310 | $246,138 | $298,297 | |
| May | $207,731 | $245,062 | $320,072 | |
| June | $209,453 | $256,868 | $331,215 | |
| July | $218,450 | $256,076 | $349,025 | |
| August | $224,243 | $266,197 | $367,183 | |
| September | $227,037 | $274,186 | $360,397 | |
| October | $214,107 | $284,427 | $360,290 | |
| November | $219,948 | $295.004 | $400,264 | |
| December | $206,667 | $304,693 | $419,937 | - |
Post by: runningthroughFIRE on February 27, 2021, 05:27:25 PM
| 2019 | 2020 | 2021 | |
| January | 149K | 224K | 357K |
| February | 157K | 216K | 365K |
| March | 164K | 191K | - |
| April | 173K | 221K | - |
| May | 170K | 236K | - |
| June | 182K | 243K | - |
| July | 188K | 263K | - |
| August | 189K | 285K | - |
| September | 191K | 279K | - |
| October | 203K | 281K | - |
| November | 212K | 324K | - |
| December | 219K | 339K | - |
Post by: SpareChange on February 27, 2021, 06:24:46 PM
Post by: Epor on February 28, 2021, 08:34:40 AM
Code: [Select]
Total Saved Market G/L
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
01/01/21 273830 6524 15441
02/01/21 277210 7694 -4314
03/01/21 287160 1486 8464
Post by: monarda on February 28, 2021, 09:20:23 AM
If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this thread
1/2016 $137K
1/2017 $154K
9/2017 $244K (cash out refinance of primary residence)
3/2018 $208K includes 0% credit card debt.
6/2018 $213K ditto but without 0% CC balance and including pension balance, $328K.
12/2018 $250K ditto but without 0% CC balance and including pension balance, $353K
12/2019 $328K but without 0% CC balance and including pension balance, $425K
6/2020 $343K, but without 0% CC balance and including pension balance. $448K
cash out refi for one of our rentals
12/2020 $428K but without 0% CC balance and including pension balance. $530K yay! even with 0% CC balance we're over $500K!
Projection to be fully over $500K in liquid investments in early 2022, perhaps sooner.
Well, sooner it is! Fully over $500K for the first time in Feb 2021!
All because of a single stock in my Roth IRA that's been going nuts. It's PACB Pacific Biosciences has given me over 10X return in the past year. I'm one of their happy customers.
2/10/21 $502K including 0%CC balance, which should be paid off this year. After that and including pension balance, $606K
Tentatively graduating from this thread. Might be back, but wa-hoo!!
Back already,
2/28/21 $487K
should only be another month or two until over 500K sticks.
Post by: MudPuppy on February 28, 2021, 12:21:16 PM
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k
01/2021: 303k
02/2021: 310k
03/2021: 328k
Post by: tjrssibelle on March 01, 2021, 01:59:31 AM
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Sent from my SM-N960U using Tapatalk
Post by: Morning Glory on March 01, 2021, 06:11:02 AM
January February March April May June July August September October November December | 2017 236,254 250,055 262,196 269,959 282,665 284,827 292,037 293,168 297,489 303,111 309,583 316,618 | 2018 322,183 332,735 328,393 327,048 332,943 339,934 341,553 351,978 356,877 360,074 346,354 354,221 | 2019 339,623 358,056 368,263 386,406 395,806 382,758 399,023 404,132 404,378 411,212 421,398 434,363 | 2020 447,716 451,064 427,409 391,361 428,733 516,412/302,612 524,981/314,313 548,390/336,821 574,193/361,734 564,814/351,456 561,416/347,157 611,075/397,396 | 2021 624,711/408,641 634,615/417,637 648,273/430,384 |
Got my pension rollover information so I'm definitely graduating soon!!! I'm not figuring it in until it lands in my account so I get to hang out here a bit longer.
Edited: Now I have a table just like the cool kids!!!
Post by: Steeze on March 01, 2021, 06:54:53 AM
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
02/28/21 : 450k
Original target for 500k - June 2022
Current target for 500k - August 2021
Post by: ontheheel on March 01, 2021, 07:08:27 AM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241
February $246
March $255
Post by: grantmeaname on March 01, 2021, 07:16:00 AM
Post by: joemandadman189 on March 01, 2021, 09:31:05 AM
07/14/2018 - $179,957 (when we joined personal capital)
01/01/2019 - $183,112
07/01/2019 - $244,273
01/01/2020 - $292,285
07/01/2020 - $301,867
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
I figured we should include our emergency fund of $20k in our investments because its cash we could live on
I think Zillow home values are a little high so we may be in the ~$570k for PC Networth range, but i will take it
i opened a brokerage account last week to help grow the stash,
Welcome to all new folks
Post by: Finwiz on March 01, 2021, 10:16:49 PM
1/1/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/1/21 - $443,490 (+$43,341)
At the current savings rate, plus some anticipated bonuses, we should be able to hit our $500,000 goal by October (want to hit that target before hitting the big 30). Looks like we need to average $7,064 per month, which is a little less than what we've been saving in cash (house purchase coming soon), not including 401(k) contributions, so fingers crossed this pattern continues!
Post by: Fishing4FI on March 02, 2021, 05:13:42 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
October-20 $234k
November-20 $231k
December-20 $255k
January-21 $264k
February-21 $269k
March-21 $279k
Progress feels like it has been slow recently but we are still climbing. Although our new rental property cash flowed well last month, it was offset but the wife losing work due to covid. Should be getting some extra cash this month from tax returns, work bonus, and work from my side-job paying out.
Post by: lcmac32 on March 02, 2021, 08:48:31 AM
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Jan. 11, 2021 $314,041.78 (late checking, but a nice day to check)
Feb. 2, 2021 $315,792.29
Mar. 2, 2021 $324,324.39
Post by: lampstache on March 02, 2021, 12:05:12 PM
Jan 2017 - 34,633
Jan 2018 - 56,928
Jan 2019 - 98,248
Jan 2020 - 176,153
Jan 2021 - 419,499
Feb 2021 - 433,878
Mar 2021 - 481,705
May be graduating from this race much sooner than I ever dreamed or imagined. Keep pushing forward!
Post by: Tigerpine on March 02, 2021, 01:45:15 PM
Investments onlyWhat happened to you last year? That's an amazing jump!
Jan 2017 - 34,633
Jan 2018 - 56,928
Jan 2019 - 98,248
Jan 2020 - 176,153
Jan 2021 - 419,499
Feb 2021 - 433,878
Mar 2021 - 481,705
May be graduating from this race much sooner than I ever dreamed or imagined. Keep pushing forward!
Post by: grantmeaname on March 03, 2021, 07:34:00 AM
7/13/18 $ 63k2/28/21 $365k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
9/30/20 $246k
10/31/20 $252k
11/30/20 $287k
12/31/20 $304k
1/31/21 $316k
Post by: the_hobbitish on March 03, 2021, 08:28:16 AM
Jan 2021 $353k
Feb 2021 $394k
Mar 2021 $425k
I'll think I'll graduate to the next thread this year which feels pretty incredible. I feel like market gains are making more of a difference than my contributions at this point.
Post by: lampstache on March 03, 2021, 09:23:38 AM
Investments onlyWhat happened to you last year? That's an amazing jump!
Jan 2017 - 34,633
Jan 2018 - 56,928
Jan 2019 - 98,248
Jan 2020 - 176,153
Jan 2021 - 419,499
Feb 2021 - 433,878
Mar 2021 - 481,705
May be graduating from this race much sooner than I ever dreamed or imagined. Keep pushing forward!
@Tigerpine - Maxed 401k and Roth IRAs for both of us. Then took 30k we had in savings and started putting it into individuals stocks that were tanking at the start of the pandemic. Sold our house in April 2020 and took another 90k or so of the proceeds and also put that into individual stocks. We still hold all of these stocks today which vaulted us last year and in the past month to where we're at today as the market recovered. When the market moves we see very heavy swings (good and bad) in our account because of all the individual holdings we have.
Bought new house via VA loan (no down payment) which allowed the proceeds of our house sale to be used towards paying off debt (60k+) and heavy investing.
I've been tracking our monthly progress for the past 4+ years in our journal - https://forum.mrmoneymustache.com/journals/journey-to-100k-net-worth-and-beyond/msg2801208/#msg2801208
Post by: gmdv on March 04, 2021, 08:17:23 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k
6/5/20 - $428k
7/22/20 - $446k
8/10/20 - $449k
9/1/20 - $452k
11/20/20 - $461k
12/6/20 - $465k
1/4/21 -$472
2/11/21 - $477k
3/4/21 - 482k
Post by: solon on March 05, 2021, 06:11:00 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | 132,155 | 177,349 | 282,110 | 344,002 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | - |
| April | 148,093 | 197,461 | 257,224 | - | - |
| May | 158,814 | 194,010 | 276,627 | - | - |
| June | 161,284 | 186,414 | 299,563 | - | - |
| July | 160,446 | 196,934 | 304,249 | - | 500,000? |
| August | 168,222 | 267,535 | 318,456 | - | - |
| September | 184,158 | 268,153 | 324,661 | - | - |
| October | 189,536 | 271,542 | 317,511 | - | - |
| November | 184,146 | 283,636 | 323,958 | - | - |
| December | 182,675 | 287,248 | 341,124 | - | - |
Post by: Jim Fiction on March 05, 2021, 08:19:09 AM
Hi all!
Making the jump up from the 100K to 250K thread.
I've broken out the numbers into individual and joint (with DW) net worth. We do not own a house (yet), so numbers reflect cash/equivalents and retirement accounts. Our only debt is whatever is currently on our credit cards, which gets paid off each month. Below are our numbers, dating back to when we first joined the last thread. Initially it was my own journey, but at this stage in my marriage it made sense to report the joint numbers which I had already been tracking.
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
6/30/2020 - 114,288 227,585
7/31/2020 - 117,338 236,196
8/31/2020 - 128,213 251,254
9/30/2020 - 125,543 246,779
10/31/2020 - 130,200 251,727
11/30/2020 - 141,260 266,097
12/31/2020 - 147,153 271,221
1/31/2020 - 155,099 282,090
2/28/2020 - 163,308 285,823
Ho hum.
Post by: Accrual on March 06, 2021, 08:03:17 AM
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k
10/1/2020 - $250k
11/1/2020 - $254k
12/1/2020 - $295k
1/1/2021 - $301k
2/1/2021 - $307k
3/1/2021 - $304k
Post by: Lamancha on March 06, 2021, 01:48:03 PM
1/2019- 29,000
1/2020- 130,855
1/2021- 258,257
2/2021- 275,647
3/2021- 280,873
Post by: ZsaZsa on March 06, 2021, 06:27:54 PM
2020
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71
4/3/20 $214,113.72
4/30/20 $241,361.42
5/27/20 $252,278.03
6/8/20 $265,620.410
6/30/20 $260,161.31
8/20/20 $287,415.26
9/1/20 $293,920.41
10/1/20 $289,996.35
11/1/20 $287,142.26
11/30/20 $303,616.53
12/30/20 $309,754.20
2021
1/31/21 $311,461.72
3/6/21 $311,012.90 Well damn...down $448.82 since last month.
Post by: InvincibleChutzpah on March 11, 2021, 01:40:35 PM
7/31/2020 $347,096.04 - sold my condo, made a down payment on a house with some of the profit, invested the remaining $100k
8/31/2020 $369,374.23
9/30/2020 $361,170.14
10/31/2020 $359,913.37
11/30/2020 $398,280.76
12/31/2020 $415,859.82
1/31/2021 $422,920.86
2/28/2021 $425,382.16
3/11/2021 $435,374.02
Post by: Erma on March 14, 2021, 07:32:41 AM
It only took about 2 months longer than expected. Today I looked at all the accounts and we reached 514000 CHF networth. So onwards to the next race.May 2017: CHF 231'000
June 2017: CHF 235'000
As I paid CHF 2'700 in taxes and the mortgage (CHF 1'380) for the last three months was due I'm satisfied.
July 2017: CHF 243'000 (that was a good month)
August 2017: CHF 247000
September 2017: CHF 256000
I can start the next race.
We are now at CHF 380000.
At the end of 2019 we reached 400'000 CHF. I hope to reach 500'000 at the end of this year, but it will be difficult and probably take a little bit longer. We will see.
Post by: the_hobbitish on March 14, 2021, 08:26:12 AM
Welcome @Lamancha Looks like you blazed through the first two races to $250k fast.
Post by: An Unassuming Moose on March 15, 2021, 06:50:19 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
March 15, 2021 -- $327,076
No clue how I am 20k higher than last month, but I'll take it. I've got a contractor hired to do some major renovation work on my house, so I'm about to take a 150k+ hit. The house should come up in value by about that much though (It's severely depreciated by 40 years of poor maintenance from the previous owners), so I'm optimistic. Plus I'll be able to househack with it, so I'm calling it an investment!
Post by: oneday on March 16, 2021, 07:03:09 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | $409K | - |
| February | - | $291K | $342K | $423K | - |
| March | - | $294K | $304K | - | - |
| April | $263K | $304K | $328K | - | - |
| May | $268K | $293K | $337K | - | - |
| June | $270K | $309K | $340K | - | - |
| July | $276K | $314K | $352K | - | - |
| August | $284K | $313K | $372K | - | - |
| September | $287K | $329K | $367K | - | $500K? |
| October | $276K | $325K | $361K | - | - |
| November | $280K | $335K | $394K | - | - |
| December | $268K | $343K | $410K | - | - |
Edited to remove quotes and say: this is craziness. I contributed next to nothing in the last year (Feb 2020-Dec 2020), and my balances are up $80K? What? Time to mentally prepare for a crash. Don't get attached!
Post by: dignam on March 18, 2021, 10:11:24 AM
Feb 2020 $253k
Mar 2020 $221k
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Post by: Fish Sweet on March 18, 2021, 02:18:02 PM
Started 2021 off with 257k
As of March 2021, I'm at 267k.
It feels especially strange because I'm currently self employed and my business isn't generating enough income (yet) to quite cover my living expenses. And yet, my NW still went up 10% last year, and hopefully will go up again this year (especially as my business starts to pay me a livable wage.) Thank you, investments!
Post by: Finwiz on March 19, 2021, 08:51:05 PM
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
Doubt we're going to be able to keep up this pace (been averaging $20,000 per month for the last 2.5 months), but hoping we can graduate to the next class come October.
Post by: marty998 on March 19, 2021, 09:31:37 PM
Edited to remove quotes and say: this is craziness. I contributed next to nothing in the last year (Feb 2020-Dec 2020), and my balances are up $80K? What? Time to mentally prepare for a crash. Don't get attached!
Things have a habit of bouncing back from crashes pretty quickly anyway.
Just gives you an opportunity to accumulate.
Post by: Fish Sweet on March 20, 2021, 01:40:10 AM
Post by: InvincibleChutzpah on March 22, 2021, 03:45:35 PM
Welcome to the 250-500k class @Fish Sweet
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
Doubt we're going to be able to keep up this pace (been averaging $20,000 per month for the last 2.5 months), but hoping we can graduate to the next class come October.
I'm right there with you! I just hit $440K and have been trending $15-20K a month. I'm counting down the days to the next race.
Post by: oneday on March 24, 2021, 04:39:58 PM
Edited to remove quotes and say: this is craziness. I contributed next to nothing in the last year (Feb 2020-Dec 2020), and my balances are up $80K? What? Time to mentally prepare for a crash. Don't get attached!
Things have a habit of bouncing back from crashes pretty quickly anyway.
Just gives you an opportunity to accumulate.
I sure hope it works this way! But in case not, I'm ready for that, too.
Post by: falsekrakk808 on March 29, 2021, 06:22:40 PM
MAY 20 - $278
JUN 20 - $282
JUL 20 - $304
AUG 20 - $312
SEP 20 - $295
OCT 20 - $286
NOV 20 - $330
DEC 20 - $360
JAN 21- $365
FEB 21 - $380
MAR 21 - $380
The market is being stubborn so not much changed for the portfolio.
Post by: SeattleStache on March 30, 2021, 08:01:06 AM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
Post by: grantmeaname on March 31, 2021, 06:19:27 AM
3/31/21 $377k
7/13/18 $ 63k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
9/30/20 $246k
10/31/20 $252k
11/30/20 $287k
12/31/20 $304k
1/31/21 $316k
2/28/21 $365k
Post by: FrugalByChance on March 31, 2021, 09:11:25 AM
I have also added myself to the google tracking sheet for this thread. (https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/)
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344.492,32 (growth: €21 210.99 deposits: € 4 000.00)
Still growing due to the market even in a month without a bonus.
Post by: the_hobbitish on March 31, 2021, 09:16:03 AM
Jan 2021 $353k
Feb 2021 $394k
Mar 2021 $425k
Apr 2021 $432k
Post by: NextTime on March 31, 2021, 06:52:44 PM
| 2018 | 2019 | 2020 | 2021 | |
| January | $198,265 | $224,401 | $305,287 | $424,924 |
| February | $204,080 | $231,997 | $290,554 | $453,313 |
| March | $204,080 | $236,710 | $274,909 | $471,199 |
| April | $206,310 | $246,138 | $298,297 | |
| May | $207,731 | $245,062 | $320,072 | |
| June | $209,453 | $256,868 | $331,215 | |
| July | $218,450 | $256,076 | $349,025 | |
| August | $224,243 | $266,197 | $367,183 | |
| September | $227,037 | $274,186 | $360,397 | |
| October | $214,107 | $284,427 | $360,290 | |
| November | $219,948 | $295.004 | $400,264 | |
| December | $206,667 | $304,693 | $419,937 | - |
Post by: The Tester on March 31, 2021, 08:47:32 PM
| 2019 | 2020 | 2021 | |
| January | - | $281,256 | $406,011 |
| February | - | $268,507 | $419,342 |
| March | - | $244,811 | $426,217 |
| April | - | $275,496 | |
| May | - | $296,407 | |
| June | - | $311,160 | |
| July | - | $329,791 | |
| August | - | $348,640 | |
| September | - | $348,234 | |
| October | - | $345,595 | |
| November | $266,069 | $382,855 | |
| December | $277,275 | $402,434 |
Post by: zeli2033 on March 31, 2021, 09:19:32 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | ($28,165) | $52,928 | $163,400 | $239,950 | - |
| February | ($21,735) | $61,806 | $156,457 | $250,940 | - |
| March | ($16,099) | $72,482 | $145,287 | $261,224 | - |
| April | ($11,771) | $99,041 | $163,919 | - | - |
| May | ($6,744) | $96,807 | $178,765 | - | - |
| June | ($1,596) | $106,071 | $185,289 | - | - |
| July | $4,624 | $112,395 | $201,395 | - | - |
| August | $12,784 | $116,527 | $222,183 | - | - |
| September | $22,476 | $124,973 | $221,234 | - | - |
| October | $27,980 | $135,196 | $225,329 | - | - |
| November | $36,219 | $143,839 | $221,148 | - | - |
| December | $36,235 | $150,705 | $234,567 | - | - |
Post by: Accrual on April 01, 2021, 04:36:16 AM
6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k
10/1/2020 - $250k
11/1/2020 - $254k
12/1/2020 - $295k
1/1/2021 - $301k
2/1/2021 - $307k
3/1/2021 - $304k
4/1/2021 - $310k
Post by: Mainlander on April 01, 2021, 05:44:25 AM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
The largest increase I’ve seen since tracking net worth, can be attributed to a large tax return and market gains. Very excited by the momentum I’ve been seeing in my investment accounts. I’m currently on pace to hit my year end goal of 355,000, with a projected monthly gain of 5k.
Post by: Morning Glory on April 01, 2021, 06:09:07 AM
January
February
March
April
May
June
July
August
September
October
November
December2017
236,254
250,055
262,196
269,959
282,665
284,827
292,037
293,168
297,489
303,111
309,583
316,6182018
322,183
332,735
328,393
327,048
332,943
339,934
341,553
351,978
356,877
360,074
346,354
354,2212019
339,623
358,056
368,263
386,406
395,806
382,758
399,023
404,132
404,378
411,212
421,398
434,3632020
447,716
451,064
427,409
391,361
428,733
516,412/302,612
524,981/314,313
548,390/336,821
574,193/361,734
564,814/351,456
561,416/347,157
611,075/397,3962021
624,711/408,641
634,615/417,637
648,273/430,384
669,042/450,239
Pension rollover hasn't come through yet. 20k of investment growth in one month is pretty good though.
Edit: I forgot that the stimulus was this month lol. That went to my online savings so that we can replace one of our vehicles soon.
Post by: ontheheel on April 01, 2021, 06:23:54 AM
Hi all, first time in this group. Just crossed a quarter million late last month. Totals below are first of month totals.
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241
February $246
March $255
APR2021 $267k
Stimmy money gave a solid 7k lift, and the 6k engine rebuild I had saved up for will now be invested instead of spent this month. Things are looking up. I’m thinking $300k is in reach by the end of the year if the stock/housing markets don’t take a dump.
Post by: DadJokes on April 01, 2021, 06:43:19 AM
| 2021 | 2022 | 2023 | 2024 | |
| January | $227,807 | - | - | - |
| February | $230,079 | - | - | - |
| March | $239,227 | - | - | - |
| April | $251,865 | - | - | - |
| May | - | - | - | Grad Goal |
| June | - | - | - | |
| July | - | - | - | |
| August | - | - | - | |
| September | - | - | - | |
| October | - | - | - | |
| November | - | - | - | |
| December | - | - | - |
Post by: Epor on April 01, 2021, 06:51:53 AM
Code: [Select]
Total Saved Market G/L
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
01/01/21 273830 6524 15441
02/01/21 277210 7694 -4314
03/01/21 287160 1486 8464
04/01/21 300280 2750 10370
Post by: InvincibleChutzpah on April 01, 2021, 07:06:40 AM
12/31/2017 $144,612.51
12/31/2018 $162,676.58 Raise and started maxing 401k and HSA
7/31/2019 $196,455.38 Started tracking networth monthly
8/31/2019 $195,333.99
9/30/2019 $203,689.83
10/31/2019 $211,529.37
11/30/2019 $220,526.59
12/31/2019 $228,020.55
1/31/2020 $235,898.54
2/29/2020 $218,902.45
3/31/2020 $196,678.03
4/30/2020 $218,331.03
5/31/2020 $226,178.29
6/30/2020 $233,483.30
7/31/2020 $347,096.04 Sold my condo and invested the profit
8/31/2020 $369,374.23
9/30/2020 $361,170.14
10/31/2020 $359,913.37
11/30/2020 $398,280.76
12/31/2020 $415,859.82
1/31/2021 $422,920.86
2/28/2021 $425,382.16
3/31/2021 $444,011.60
Post by: joemandadman189 on April 01, 2021, 08:42:42 AM
I am counting Investments and Emergency Fund as our true networth
07/14/2018 - $179,957 (when we joined personal capital)
01/01/2019 - $183,112
07/01/2019 - $244,273
01/01/2020 - $292,285
07/01/2020 - $301,867
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
I figured we should include our emergency fund of $20k in our investments because its cash we could live on
I think Zillow home values are a little high so we may be in the ~$570k for PC Networth range, but i will take it
i opened a brokerage account last week to help grow the stash,
Welcome to all new folks
04/01/2021 - $461,404.23 / $609,137
Post by: MudPuppy on April 01, 2021, 04:31:16 PM
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k
01/2021: 303k
02/2021: 310k
03/2021: 328k
04/2021: 338k
Post by: ardrum on April 01, 2021, 06:30:44 PM
12/1/20 - $284,036
1/1/21 - $301,280
2/1/21 - $318,045
3/1/21 - $338,808
4/1/21 - $350,947
Post by: tjrssibelle on April 01, 2021, 06:40:20 PM
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Sent from my SM-N960U using Tapatalk
Post by: Radagast on April 01, 2021, 11:08:43 PM
Quarter StockBondCash +HousesWe did it! We did it! We became a household of half millionaires! Which is like being 0.25 of the way to being each FI, or 0.33 towards being household FI!
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
Q1 2019: $284,421 $346,689
Q2 2019: $315,573 $378,769
Q3 2019: $350,244 $414,376
Q4 2019: $408,250 $473,325
Q1 2020: $362,044 $428,120
Q2 2020: $457,379 $524,413
Q3 2020: $383,076 $555,858
Q4 2020: $478,879 $656,382
Q1 2021: $522,651 $704,873
Pretty impressive quarter, since we "loaned" MIL $16k as well.
Radagast out!
Post by: Radagast on April 01, 2021, 11:13:09 PM
Hello all! our household hit $250k during March and are excited to start the next leg of our journey! It took 20 months to go from $100-$250k, and current projections show a little over three years to hit the next milestone.Great job DadJokes! I remember the heady days of graduating to this race, projecting when I would cross the finish line. Actually no I mostly don't, they are lost in a haze of work and adapting from life in a small town to an apartment in a big city. But I remember that it happened! Good luck in your race!
2021 2022 2023 2024 January $227,807 - - - February $230,079 - - - March $239,227 - - - April $251,865 - - - May - - - Grad Goal June - - - July - - - August - - - September - - - October - - - November - - - December - - -
Post by: Fishing4FI on April 02, 2021, 05:27:58 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
October-20 $234k
November-20 $231k
December-20 $255k
January-21 $264k
February-21 $269k
March-21 $279k
April-21 $298k
Great month! Market did well, received a good payout from my sidejob and rental property is chugging along nicely. April should be decent as well- we are expecting tax return money and job bonus. Keep grinding yall!
Post by: moonpalace on April 02, 2021, 06:31:09 AM
Jan. 2017 $42,000 [discovered MMM at age 41]
...
Apr. 2019 $271,294
...
Aug. 2020 $402,692
Nov. 2020 $427,563
Dec. 2020 $444,558
Jan. 2021 $459,349
Feb. 2021 $475,145
Mar. 2021 $477,249
Apr. 2021 $503,448
Had been expecting to graduate from this thread sometime this coming summer, but here we are!
See y'all in the next thread!
Post by: lampstache on April 02, 2021, 07:55:13 AM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | - |
An incredible ride. I don't expect this to continue in the future. I could very well be back in this thread soon if the market pulls back. On to the next one.
Post by: Jim Fiction on April 02, 2021, 08:29:47 AM
Hi all!
Making the jump up from the 100K to 250K thread.
I've broken out the numbers into individual and joint (with DW) net worth. We do not own a house (yet), so numbers reflect cash/equivalents and retirement accounts. Our only debt is whatever is currently on our credit cards, which gets paid off each month. Below are our numbers, dating back to when we first joined the last thread. Initially it was my own journey, but at this stage in my marriage it made sense to report the joint numbers which I had already been tracking.
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
6/30/2020 - 114,288 227,585
7/31/2020 - 117,338 236,196
8/31/2020 - 128,213 251,254
9/30/2020 - 125,543 246,779
10/31/2020 - 130,200 251,727
11/30/2020 - 141,260 266,097
12/31/2020 - 147,153 271,221
1/31/2020 - 155,099 282,090
2/28/2020 - 163,308 285,823
3/31/2020 - 183,745 319,533
Had some nice cash inflows this month (though also some large cash outflows). Investments generally did well.
Post by: joemandadman189 on April 02, 2021, 10:09:26 AM
Post by: dogboyslim on April 02, 2021, 10:19:24 AM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | $276,751 | $339,107 |
| February | $94,135 | $130,112 | $210,931 | $288,444 | $413,475 |
| March | $96,711 | $170,547 | $220,649 | $274,230 | $427,218 |
| April | $100,313 | $175,470 | $231,153 | $298,302 | - |
| May | $104,001 | $181,127 | $230,149 | $316,851 | - |
| June | $107,339 | $183,621 | $244,641 | $330,345 | - |
| July | $111,240 | $190,156 | $252,651 | $346,265 | - |
| August | $113,472 | $162,706 | $257,825 | $277,599 | - |
| September | $117,719 | $165,350 | $264,537 | $274,206 | - |
| October | $119,898 | $160,600 | $273,062 | $276,883 | - |
| November | $121,666 | $165,845 | $294,017 | $307,590 | - |
| December | $125,576 | $160,236 | $269,709 | $333,308 | - |
Post by: Finwiz on April 02, 2021, 11:31:16 AM
I'm right there with you! I just hit $440K and have been trending $15-20K a month. I'm counting down the days to the next race.
Here's to hoping we both keep up this sort of pace.
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
Projected out, need to do $41,995 by October ($6,999 per month) - should be doable, but hoping with this pace we can move that goal up to August, maybe even July.
Post by: Steeze on April 02, 2021, 01:57:15 PM
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
03/31/21 : 479k
Original target for 500k - June 2022
Current target for 500k - June 2021
Post by: L2 on April 02, 2021, 05:42:58 PM
10/1/20 NW: $250,496 . Stretch graduation goal: 12/31/20224/1/21: $322,069
11/1/20: $254,125
12/1/20: $276,884
1/1/21: $290,188
Post by: oneday on April 02, 2021, 09:51:41 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | $409K | - |
| February | - | $291K | $342K | $423K | - |
| March | - | $294K | $304K | $437K | - |
| April | $263K | $304K | $328K | - | - |
| May | $268K | $293K | $337K | - | - |
| June | $270K | $309K | $340K | - | - |
| July | $276K | $314K | $352K | - | - |
| August | $284K | $313K | $372K | - | - |
| September | $287K | $329K | $367K | - | $500K? |
| October | $276K | $325K | $361K | - | - |
| November | $280K | $335K | $394K | - | - |
| December | $268K | $343K | $410K | - | - |
Welcome @Finwiz @ontheheel @Lamancha @Fish Sweet @zeli2033 @DadJokes
Congrats @lampstache @moonpalace @onecoolcat @Radagast @SpareChange @Erma
@monarda I'm sure your flirtation with $500K was fun, and you'll soon re-join the ranks of the half millionaires!
Post by: spaniard999 on April 03, 2021, 09:34:20 AM
Speeding up so fast!
May 2020 $234,586.77
June 2020 $242,311.73
July 2020 $255,042.47
August 2020 $272,939.45
September 2020 $276,785.26
October 2020 $296,758.02
November 2020 $331,082.01
December 2020 $350,691.53
January 2021 $377,255.20
February 2021 $390,148.76
March 2021 $407,602.60
April 2021 $428,580.43
Maybe I can cross the 500k this year. :)
Post by: gmdv on April 03, 2021, 02:45:46 PM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k
6/5/20 - $428k
7/22/20 - $446k
8/10/20 - $449k
9/1/20 - $452k
11/20/20 - $461k
12/6/20 - $465k
1/4/21 -$472
2/11/21 - $477k
3/4/21 - 482k
4/3/21 - $495k
Post by: oneday on April 03, 2021, 06:08:36 PM
Forgot that I'm actually in this race too!
Speeding up so fast!
Maybe I can cross the 500k this year. :)
@spaniard999 I hope you do!
Post by: solon on April 05, 2021, 06:45:17 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | 132,155 | 177,349 | 282,110 | 344,002 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | - |
| May | 158,814 | 194,010 | 276,627 | - | - |
| June | 161,284 | 186,414 | 299,563 | - | - |
| July | 160,446 | 196,934 | 304,249 | - | 500,000? |
| August | 168,222 | 267,535 | 318,456 | - | - |
| September | 184,158 | 268,153 | 324,661 | - | - |
| October | 189,536 | 271,542 | 317,511 | - | - |
| November | 184,146 | 283,636 | 323,958 | - | - |
| December | 182,675 | 287,248 | 341,124 | - | - |
Post by: lcmac32 on April 05, 2021, 10:56:55 AM
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Jan. 11, 2021 $314,041.78 (late checking, but a nice day to check)
Feb. 2, 2021 $315,792.29
Mar. 2, 2021 $324,324.39
Apr. 5, 2021 $327,497.50
Post by: snoot on April 06, 2021, 12:45:21 PM
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
02/2021 $277,710
03/2021 $280,877
04/2021 $292,172
Post by: Vashy on April 08, 2021, 08:54:29 AM
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £475,483 (hoping to graduate this year)
Post by: Lamancha on April 10, 2021, 09:08:30 PM
01/2019- 29,000
01/2020- 130,855
01/2021- 258,257
02/2021- 275,647
03/2021- 280,873
04/2021- 302,154
Post by: Psyche on April 11, 2021, 06:37:29 PM
I don't own property, so this is just investments, in my name only (not my partner's). A lot is up in the air right now with my job(s), so I have no idea how long it will take me to reach 500K, but my original goal was 300K by 2025, so I'm well along the way.
| 2021 | |
| Jan | $223,873 |
| Feb | $239,134 |
| Mar | $264,278 |
| Apr | - |
| May | - |
| Jun | - |
| Jul | - |
| Aug | - |
| Sep | - |
| Oct | - |
| Nov | - |
| Dec | - |
ETA: Oh yay, there's a spreadsheet (https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0)! : D
Post by: dignam on April 12, 2021, 08:34:47 AM
Feb 2020 $253k
Mar 2020 $221k
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
Post by: An Unassuming Moose on April 15, 2021, 07:43:45 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
March 15, 2021 -- $327,076
April 15, 2021 -- $335,420
Zip zop.
Post by: Finwiz on April 16, 2021, 07:06:50 PM
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
Projected out, need to do $29,813 by October ($5,421 per month) - should be doable, but hoping with this pace we can move that goal up to July, maybe even June.
Post by: nkt0 on April 17, 2021, 08:40:55 PM
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k
Q4 2020: $413k/$579k
Q1 2021: $436k/$624k
Post by: Bayou Dweller on April 20, 2021, 08:09:25 AM
I started tracking my NW seriously in 2019 so here has been my progression. Percentages are the growth from line to line.
Vested NW Growth Growth
NW on 1/1/19: $79,228.00
NW on 7/10/19: $146,130.42 84.44%
NW on 2/13/20: $177,847.14 21.70%
NW on 8/25/20: $200,806.00 12.91%
NW on 12/31/20: $250,785.43 24.89%
NW on 4/19/21: $300,750.94 19.92%
Not sure if I'll remain at 300k for two reasons: market could dip and push me below and I'll have some cash coming out for a wedding in 2022. No biggie, though. I'm very happy with the growth since 2019.
Post by: Mrs. D. on April 20, 2021, 01:38:41 PM
Excited to be in this thread now! Family of 4 earning <90K in a MCOLA.
March 2018 - 250
May 2018 - 256
Aug 2018 - 272
Dec 2018 - 248
March 2019 - 282
June 2019 - 300
June 2020 - 370 and hit savings goal for the year!
~$1,200/month in automated savings (401K and HSA) in addition to mortgage. As our cash balance balloons we periodically make contributions to Roth's, 529's, etc.
Mar 2021 - we hit $531K. Moving on to the next challenge!
Post by: PassMMM on April 21, 2021, 03:03:38 PM
01/1/20 - $176k
02/1/20 - $197k (bonus hit the account)
03/1/20 - $201k
04/1/20 - $195k
05/1/20 - $215k
06/1/20 - $237k
07/1/20 - $286k (received a generous gift towards new home - $40k)
08/1/20 - $297k
09/1/20 - $345k (home value jumped on Zillow - counting Zillow estimate minus mortgage towards NW)
10/1/20 - $441k (switched jobs and cashed out sick days; collected signing bonus)
11/1/20 - $462k
12/1/20 - $489k
Been a banner year for NW, not expecting nearly as many big jumps in 2021. Should be graduating in January, maybe February if the market dips.
Did not update this, but I hit 500k shortly after. Currently at about 600k due to stocks and the housing market in NYC suburbs going absolutely bananas. See you all at $1m!!
Post by: 35andFI on April 22, 2021, 10:21:33 AM
Feb 2021 $247,596.01
Mar 2021 $254,075.59
Apr 2021 $269,736.41
Post by: Bayou Dweller on April 22, 2021, 01:22:53 PM
01/1/20 - $176k
02/1/20 - $197k (bonus hit the account)
03/1/20 - $201k
04/1/20 - $195k
05/1/20 - $215k
06/1/20 - $237k
07/1/20 - $286k (received a generous gift towards new home - $40k)
08/1/20 - $297k
09/1/20 - $345k (home value jumped on Zillow - counting Zillow estimate minus mortgage towards NW)
10/1/20 - $441k (switched jobs and cashed out sick days; collected signing bonus)
11/1/20 - $462k
12/1/20 - $489k
Been a banner year for NW, not expecting nearly as many big jumps in 2021. Should be graduating in January, maybe February if the market dips.
Did not update this, but I hit 500k shortly after. Currently at about 600k due to stocks and the housing market in NYC suburbs going absolutely bananas. See you all at $1m!!
Excited to be in this thread now! Family of 4 earning <90K in a MCOLA.
March 2018 - 250
May 2018 - 256
Aug 2018 - 272
Dec 2018 - 248
March 2019 - 282
June 2019 - 300
June 2020 - 370 and hit savings goal for the year!
~$1,200/month in automated savings (401K and HSA) in addition to mortgage. As our cash balance balloons we periodically make contributions to Roth's, 529's, etc.
Mar 2021 - we hit $531K. Moving on to the next challenge!
Congrats you two! See y'all soon I hope :)
Post by: Mrs. D. on April 22, 2021, 02:13:58 PM
01/1/20 - $176k
02/1/20 - $197k (bonus hit the account)
03/1/20 - $201k
04/1/20 - $195k
05/1/20 - $215k
06/1/20 - $237k
07/1/20 - $286k (received a generous gift towards new home - $40k)
08/1/20 - $297k
09/1/20 - $345k (home value jumped on Zillow - counting Zillow estimate minus mortgage towards NW)
10/1/20 - $441k (switched jobs and cashed out sick days; collected signing bonus)
11/1/20 - $462k
12/1/20 - $489k
Been a banner year for NW, not expecting nearly as many big jumps in 2021. Should be graduating in January, maybe February if the market dips.
Did not update this, but I hit 500k shortly after. Currently at about 600k due to stocks and the housing market in NYC suburbs going absolutely bananas. See you all at $1m!!Excited to be in this thread now! Family of 4 earning <90K in a MCOLA.
March 2018 - 250
May 2018 - 256
Aug 2018 - 272
Dec 2018 - 248
March 2019 - 282
June 2019 - 300
June 2020 - 370 and hit savings goal for the year!
~$1,200/month in automated savings (401K and HSA) in addition to mortgage. As our cash balance balloons we periodically make contributions to Roth's, 529's, etc.
Mar 2021 - we hit $531K. Moving on to the next challenge!
Congrats you two! See y'all soon I hope :)
Thanks! I hope you join us soon in the race from 500K - 1M. I see you're in Houston, Bayou Dweller - We live in the northern suburbs. Nice to have another mustachian in the vicinity.
Post by: Morning Glory on April 22, 2021, 03:21:37 PM
January
February
March
April
May
June
July
August
September
October
November
December2017
236,254
250,055
262,196
269,959
282,665
284,827
292,037
293,168
297,489
303,111
309,583
316,6182018
322,183
332,735
328,393
327,048
332,943
339,934
341,553
351,978
356,877
360,074
346,354
354,2212019
339,623
358,056
368,263
386,406
395,806
382,758
399,023
404,132
404,378
411,212
421,398
434,3632020
447,716
451,064
427,409
391,361
428,733
516,412/302,612
524,981/314,313
548,390/336,821
574,193/361,734
564,814/351,456
561,416/347,157
611,075/397,3962021
624,711/408,641
634,615/417,637
648,273/430,384
669,042/450,239
My pension rollover landed in my tIRA today so I am posting a midmonth update to announce that I am officially graduating from this thread. My house is going on the market next weekend so I probably won't stay in the next thread very long (who knows, that could be famous last words). We also made 8K in the last two months from selling junk that we had around the house and property.
4/22/2021
Total-858,248 (I adjusted the house value in Mint based on the realtor's projection of sales price-transaction costs)
Investments + cash- 558,534
Post by: bloodaxe on April 26, 2021, 09:09:02 AM
March 2020: 78,000April 26, 2021: 252,949.69
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
New to the race today. Took 11 months to go from 100k to 250k. I doubt I will get to 500k as fast :)
Good luck to everyone!
Post by: PassMMM on April 26, 2021, 01:16:51 PM
01/1/20 - $176k
02/1/20 - $197k (bonus hit the account)
03/1/20 - $201k
04/1/20 - $195k
05/1/20 - $215k
06/1/20 - $237k
07/1/20 - $286k (received a generous gift towards new home - $40k)
08/1/20 - $297k
09/1/20 - $345k (home value jumped on Zillow - counting Zillow estimate minus mortgage towards NW)
10/1/20 - $441k (switched jobs and cashed out sick days; collected signing bonus)
11/1/20 - $462k
12/1/20 - $489k
Been a banner year for NW, not expecting nearly as many big jumps in 2021. Should be graduating in January, maybe February if the market dips.
Did not update this, but I hit 500k shortly after. Currently at about 600k due to stocks and the housing market in NYC suburbs going absolutely bananas. See you all at $1m!!Excited to be in this thread now! Family of 4 earning <90K in a MCOLA.
March 2018 - 250
May 2018 - 256
Aug 2018 - 272
Dec 2018 - 248
March 2019 - 282
June 2019 - 300
June 2020 - 370 and hit savings goal for the year!
~$1,200/month in automated savings (401K and HSA) in addition to mortgage. As our cash balance balloons we periodically make contributions to Roth's, 529's, etc.
Mar 2021 - we hit $531K. Moving on to the next challenge!
Congrats you two! See y'all soon I hope :)
Thanks! I hope you join us soon in the race from 500K - 1M. I see you're in Houston, Bayou Dweller - We live in the northern suburbs. Nice to have another mustachian in the vicinity.
Congrats Mrs. D; see you in the other thread!
Post by: InvincibleChutzpah on April 26, 2021, 03:12:57 PM
12/31/2016 $121,559.03
12/31/2017 $144,612.51
12/31/2018 $162,676.58
7/31/2019 $196,455.38
8/31/2019 $195,333.99
9/30/2019 $203,689.83
10/31/2019 $211,529.37
11/30/2019 $220,526.59
12/31/2019 $228,020.55
1/31/2020 $235,898.54
2/29/2020 $218,902.45
3/31/2020 $196,678.03
4/30/2020 $218,331.03
5/31/2020 $226,178.29
6/30/2020 $233,483.30
7/31/2020 $347,096.04
8/31/2020 $369,374.23
9/30/2020 $361,170.14
10/31/2020 $359,913.37
11/30/2020 $398,280.76
12/31/2020 $415,859.82
1/31/2021 $422,920.86
2/28/2021 $425,382.16
3/31/2021 $444,011.60
4/26/2021 $466,891.76
Post by: MudPuppy on April 30, 2021, 02:51:56 AM
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k
01/2021: 303k
02/2021: 310k
03/2021: 328k
04/2021: 338k
05/2021: 354k
At this pace I expect to graduate by the end of 2022. So close and yet so far.
Post by: SeattleStache on April 30, 2021, 08:43:19 AM
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
April 2021: $454,876 (total NW $631,244)
Post by: zeli2033 on April 30, 2021, 08:52:50 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | ($28,165) | $52,928 | $163,400 | $239,950 | - |
| February | ($21,735) | $61,806 | $156,457 | $250,940 | - |
| March | ($16,099) | $72,482 | $145,287 | $261,224 | - |
| April | ($11,771) | $99,041 | $163,919 | $280,829 | - |
| May | ($6,744) | $96,807 | $178,765 | - | - |
| June | ($1,596) | $106,071 | $185,289 | - | - |
| July | $4,624 | $112,395 | $201,395 | - | - |
| August | $12,784 | $116,527 | $222,183 | - | - |
| September | $22,476 | $124,973 | $221,234 | - | - |
| October | $27,980 | $135,196 | $225,329 | - | - |
| November | $36,219 | $143,839 | $221,148 | - | - |
| December | $36,235 | $150,705 | $234,567 | - | - |
Post by: Stimpy on April 30, 2021, 09:16:49 AM
Numbers based on Mint + some accounts Mint refuses to monitor due to the color of the sky in Panama. Does not include a few minor accounts with less then $1000 total.
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07% 12/31/2019 $258,407.93 $82,188.34 $340,596.27 ~10.57% Percentage off due to account access issues last month 12/31/2020 $230,836.47 $101,830.02 $408,666.49 ~4.74% 1/31/2021 $308,897.78 $102,888.15 $411,785.93 ~.76% 2/28/2021 $319,434.90 $108,314.07 $427,748.97 ~3.88% 3/31/2021 $333,695.00 $110,873.00 $444,568.00 ~3.93%
4/30/2020 Fire:$346,686.05 + Medi:$121,650.25 =$468,336.30 ~5.35%
Hmm, started of the year thinking ~470,000 would be my Eoy. Guess I look the fool. A good fool, but a fool non the less! So, maybe I'll see ~530,000? Only one way to find out.
Forward HO!
Post by: clynn on April 30, 2021, 09:36:13 AM
April 2021: $255,117
Post by: grantmeaname on April 30, 2021, 10:04:00 AM
4/30/21 $403k
7/13/18 $ 63k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
9/30/20 $246k
10/31/20 $252k
11/30/20 $287k
12/31/20 $304k
1/31/21 $316k
2/28/21 $365k
3/31/21 $377k
Post by: falsekrakk808 on April 30, 2021, 03:15:50 PM
May 20 $278
Jun 20 $282
Jul 20 $304
Aug 20 $312
Sep 20 $295
Oct 20 $286
Nov 20 $330
Dec 20 $360
Jan 21 $365
Feb 21 $380
Mar 21 $380
Apr 21 $410
"A rising tide lifts all ships." It was a pretty awesome feeling to surpass the $400k in investments but the feeling only last for a day or two then it was right back to reality. Sometimes I wonder, what number will I really feel excited to celebrate? Or will I always be chasing the bigger number?
Post by: FrugalByChance on April 30, 2021, 03:46:27 PM
I have also added myself to the google tracking sheet for this thread. (https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/ (https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/))
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344 492.32 (growth: €21 210.99 deposits: € 4 000.00)
Apr 2021 € 355 971.71 (growth: €11 479.39 deposits: € 4 500.00)
Another good month.
Post by: Finwiz on April 30, 2021, 05:07:31 PM
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
Projected out, need to do $24,167 by October ($4,833 per month) to hit my initial goal - but think we can make June a reality if things keep chugging along.
Post by: the_hobbitish on April 30, 2021, 06:20:42 PM
Jan 2021 $353k
Feb 2021 $394k
Mar 2021 $425k
Apr 2021 $432k
May 2021 $461k
Post by: LurkerStache on May 01, 2021, 12:59:03 AM
Feb 2021: 259,075.48
Mar 2021: 270,759.37
Apr 2021: 281,912.14
Post by: DadJokes on May 01, 2021, 08:23:58 AM
| 2021 | 2022 | 2023 | 2024 | |
| January | $227,807 | - | - | - |
| February | $230,079 | - | - | - |
| March | $239,227 | - | - | - |
| April | $251,865 | - | - | - |
| May | $263,588 | - | - | Grad Goal |
| June | - | - | - | |
| July | - | - | - | |
| August | - | - | - | |
| September | - | - | - | |
| October | - | - | - | |
| November | - | - | - | |
| December | - | - | - |
~$12k increases in back-to-back months feels absurd. We're only contributing ~3,500/month + 2.5% home appreciation (~$700 in April).
Those are the kinds of gains I expect when we're FI. The market is crazy right now.
Post by: ASW on May 01, 2021, 08:30:51 AM
My projections have me graduating ~early 2024, but I'm sure there will be plenty of chaos between now and then.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $38,800 | $88,534 | $153,292 | $227,655 | - | - | Graduation Goal |
| February | $49,800 | $96,439 | $154,220 | $229,253 | - | - | |
| March | $55,707 | $107,387 | $121,400 | $243,738 | - | - | |
| April | $64,352 | $110,960 | $132,182 | $252,411 | - | - | |
| May | $68,097 | $117,622 | $152,737 | $266,190 | - | - | |
| June | $72,976 | $113,078 | $165,000 | - | - | - | |
| July | $80,555 | $124,700 | $168,340 | - | - | - | |
| August | $85,858 | $129,322 | $180,956 | - | - | - | |
| September | $90,137 | $133,156 | $193,332 | - | - | - | |
| October | $93,806 | $136,540 | $191,781 | - | - | - | |
| November | $89,537 | $142,714 | $191,781 | - | - | - | |
| December | $92,795 | $147,950 | $213,280 | - | - | - | |
| Annual gain | $49,734 | $64,758 | $74,363 |
Post by: Epor on May 01, 2021, 08:41:57 AM
Code: [Select]
Total Saved Market G/L
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
01/01/21 273830 6524 15441
02/01/21 277210 7694 -4314
03/01/21 287160 1486 8464
04/01/21 300280 2750 10370
05/01/21 316530 2824 13436
Post by: ontheheel on May 01, 2021, 09:22:22 AM
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241
February $246
March $255
April $267
May $290k
Received a small “inheritance” last month. My grandfather’s wife (not my grandmother) had his only daughter (my mom) written out of his will entirely, and sent a check to my brother and I, basically to keep us from contesting it at probate. Very long story behind all of it, but bottom line is that out of a seven-figure estate, I received $5k.
At the end of all of it, I’m ultimately grateful that I was close to my grandfather, had a good relationship with him, and got to be at his bedside in his final days. He’s with his redeemer now and in peace. The bitterness and greed of his wife is something she has to live with daily. She got her one last middle finger to my family, but now we are free.
Post by: lcmac32 on May 01, 2021, 09:23:44 AM
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Jan. 11, 2021 $314,041.78 (late checking, but a nice day to check)
Feb. 2, 2021 $315,792.29
Mar. 2, 2021 $324,324.39
Apr. 5, 2021 $327,497.50
May 1, 2021 $341,098.14
Post by: Steeze on May 01, 2021, 10:56:22 AM
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
04/30/21 : 498k - was over 500k for a few days there
Original target for 500k - June 2022
Current target for 500k - May 2021
[/quote]
Post by: tjrssibelle on May 01, 2021, 12:16:54 PM
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
Moving on to the next race
Sent from my SM-N960U using Tapatalk
Post by: Mainlander on May 01, 2021, 04:50:12 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
Great month for contributions and market gains. My original goal was $355,000 at year end, which right now seems easily attainable baring a market correction.
Post by: joemandadman189 on May 01, 2021, 05:56:06 PM
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
Post by: Accrual on May 02, 2021, 07:03:14 AM
6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k
10/1/2020 - $250k
11/1/2020 - $254k
12/1/2020 - $295k
1/1/2021 - $301k
2/1/2021 - $307k
3/1/2021 - $304k
4/1/2021 - $310k
5/1/2021 - $319k
Post by: Fishing4FI on May 02, 2021, 06:41:26 PM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
October-20 $234k
November-20 $231k
December-20 $255k
January-21 $264k
February-21 $269k
March-21 $279k
April-21 $298k
May-21 $317k
Post by: Psyche on May 02, 2021, 08:07:43 PM
| 2021 | |
| Jan | $223,873 |
| Feb | $239,134 |
| Mar | $264,278 |
| Apr | $283,849 |
| May | - |
| Jun | - |
| Jul | - |
| Aug | - |
| Sep | - |
| Oct | - |
| Nov | - |
| Dec | - |
Quote
Link to spreadsheet (https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0) : D
Post by: afah0447 on May 03, 2021, 02:56:03 AM
Oct-18 $86,288.66
Nov-18 $86,233.00
Dec-18 $86,642.12
Jan-19 $86,441.13
Feb-19 $91,507.65
Mar-19 $99,520.65
Apr-19 $110,916.19
May-19 $115,351.36
Jun-19 $116,942.12
Jul-19 $121,817.08
Aug-19 $130,530.53
Sep-19 $135,520.24
Oct-19 $138,063.29
Nov-19 $143,974.69
Dec-19 $149,978.41
Jan-20 $152,246.51
Feb-20 $155,073.89
Mar-20 $155,073.89
Apr-20 $174,853.54
May-20 $174,853.54
Jun-20 $185,608.87
Jul-20 $189,810.67
Aug-20 $198,923.35
Sep-20 $201,682.05
Oct-20 $205,135.60
Nov-20 $215,637.12
Dec-20 $229,214.43
Jan-21 $236,573.28
Feb-21 $239,809.43
Mar-21 $240,741.65
Apr-21 $246,930.39
May-21 $252,344.97
Post by: NextTime on May 03, 2021, 06:42:27 AM
Investments only
| 2018 | 2019 | 2020 | 2021 | |
| January | $198,265 | $224,401 | $305,287 | $424,924 |
| February | $204,080 | $231,997 | $290,554 | $453,313 |
| March | $204,080 | $236,710 | $274,909 | $471,199 |
| April | $206,310 | $246,138 | $298,297 | $489,213 |
| May | $207,731 | $245,062 | $320,072 | |
| June | $209,453 | $256,868 | $331,215 | |
| July | $218,450 | $256,076 | $349,025 | |
| August | $224,243 | $266,197 | $367,183 | |
| September | $227,037 | $274,186 | $360,397 | |
| October | $214,107 | $284,427 | $360,290 | |
| November | $219,948 | $295.004 | $400,264 | |
| December | $206,667 | $304,693 | $419,937 | - |
[/quote]
Post by: Jim Fiction on May 03, 2021, 03:03:35 PM
Hi all!
Making the jump up from the 100K to 250K thread.
I've broken out the numbers into individual and joint (with DW) net worth. We do not own a house (yet), so numbers reflect cash/equivalents and retirement accounts. Our only debt is whatever is currently on our credit cards, which gets paid off each month. Below are our numbers, dating back to when we first joined the last thread. Initially it was my own journey, but at this stage in my marriage it made sense to report the joint numbers which I had already been tracking.
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
6/30/2020 - 114,288 227,585
7/31/2020 - 117,338 236,196
8/31/2020 - 128,213 251,254
9/30/2020 - 125,543 246,779
10/31/2020 - 130,200 251,727
11/30/2020 - 141,260 266,097
12/31/2020 - 147,153 271,221
1/31/2020 - 155,099 282,090
2/28/2020 - 163,308 285,823
3/31/2020 - 183,745 319,533
4/30/2021 - 186,824 320,220
Meh month. Spending needs to be reined in, its definitely gotten out of hand.
Post by: dogboyslim on May 04, 2021, 05:34:01 PM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | $59,598 | $130,690 | $172,016 | $276,751 | $339,107 |
| February | $94,135 | $130,112 | $210,931 | $288,444 | $413,475 |
| March | $96,711 | $170,547 | $220,649 | $274,230 | $427,218 |
| April | $100,313 | $175,470 | $231,153 | $298,302 | $442,680 |
| May | $104,001 | $181,127 | $230,149 | $316,851 | - |
| June | $107,339 | $183,621 | $244,641 | $330,345 | - |
| July | $111,240 | $190,156 | $252,651 | $346,265 | - |
| August | $113,472 | $162,706 | $257,825 | $277,599 | - |
| September | $117,719 | $165,350 | $264,537 | $274,206 | - |
| October | $119,898 | $160,600 | $273,062 | $276,883 | - |
| November | $121,666 | $165,845 | $294,017 | $307,590 | - |
| December | $125,576 | $160,236 | $269,709 | $333,308 | - |
Post by: oneday on May 05, 2021, 08:35:14 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | $409K | - |
| February | - | $291K | $342K | $423K | - |
| March | - | $294K | $304K | $437K | - |
| April | $263K | $304K | $328K | $464K | - |
| May | $268K | $293K | $337K | - | - |
| June | $270K | $309K | $340K | - | - |
| July | $276K | $314K | $352K | - | - |
| August | $284K | $313K | $372K | - | - |
| September | $287K | $329K | $367K | - | $500K? |
| October | $276K | $325K | $361K | - | - |
| November | $280K | $335K | $394K | - | - |
| December | $268K | $343K | $410K | - | - |
Welcome @Psyche @Bayou Dweller @35andFI @bloodaxe @clynn @LurkerStache @ASW @afah0447
Congrats @Mrs. D. @PassMMM @Morning Glory (hope your NW sticks) @tjrssibelle
And there are a good number of people about to graduate...woo hoo!!!
everything from here is lifestyle inflation for luxuries like healthcare
lol (sob)
Sometimes I wonder, what number will I really feel excited to celebrate? Or will I always be chasing the bigger number?
What's really exciting is when the exact numbers no longer matter.
@ontheheel my sympathies on your loss and also the mess with the estate.
@Steeze you won't be with us much longer...thrilling!
Post by: tjrssibelle on May 05, 2021, 09:23:11 AM
Thank you
2018 2019 2020 2021 2022 January - $283K $354K $409K - February - $291K $342K $423K - March - $294K $304K $437K - April $263K $304K $328K $464K - May $268K $293K $337K - - June $270K $309K $340K - - July $276K $314K $352K - - August $284K $313K $372K - - September $287K $329K $367K - $500K? October $276K $325K $361K - - November $280K $335K $394K - - December $268K $343K $410K - -
Welcome @Psyche @Bayou Dweller @35andFI @bloodaxe @clynn @LurkerStache @ASW @afah0447
Congrats @Mrs. D. @PassMMM @Morning Glory (hope your NW sticks) @tjrssibelle
And there are a good number of people about to graduate...woo hoo!!!everything from here is lifestyle inflation for luxuries like healthcare
lol (sob)Sometimes I wonder, what number will I really feel excited to celebrate? Or will I always be chasing the bigger number?
What's really exciting is when the exact numbers no longer matter.
@ontheheel my sympathies on your loss and also the mess with the estate.
@Steeze you won't be with us much longer...thrilling!
Sent from my SM-N960U using Tapatalk
Post by: solon on May 05, 2021, 10:32:44 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | 132,155 | 177,349 | 282,110 | 344,002 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | - |
| June | 161,284 | 186,414 | 299,563 | - | - |
| July | 160,446 | 196,934 | 304,249 | - | 500,000? |
| August | 168,222 | 267,535 | 318,456 | - | - |
| September | 184,158 | 268,153 | 324,661 | - | - |
| October | 189,536 | 271,542 | 317,511 | - | - |
| November | 184,146 | 283,636 | 323,958 | - | - |
| December | 182,675 | 287,248 | 341,124 | - | - |
Another happy month!
And it looks like I may reach 500k earlier than my prediction. If current market trends continue I might even hit it before the end of the year.
Post by: crimp on May 05, 2021, 02:55:29 PM
Jan 2020: $203245
Jan 2021: $315465
If all goes well, I might hit $500k by Jan 2023?
Checking in. Markets have been wild. I negotiated for a raise in February.
May 2021: $373997
Post by: Lamancha on May 06, 2021, 05:49:13 PM
Another solid month.
01/2019- 29,000
01/2020- 130,855
01/2021- 258,257
02/2021- 275,647
03/2021- 280,873
04/2021- 302,154
05/2021- 324,155
Post by: gmdv on May 07, 2021, 08:34:47 AM
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k
6/5/20 - $428k
7/22/20 - $446k
8/10/20 - $449k
9/1/20 - $452k
11/20/20 - $461k
12/6/20 - $465k
1/4/21 -$472
2/11/21 - $477k
3/4/21 - 482k
4/3/21 - $495k
5/7/21 - $506k
See you in the next thread.
Post by: grantmeaname on May 07, 2021, 09:00:32 AM
Post by: snoot on May 07, 2021, 12:06:37 PM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
02/2021 $277,710
03/2021 $280,877
04/2021 $292,172
05/2021 $310,610
Congrats to all the graduates!
Post by: Rhoon on May 10, 2021, 07:14:55 PM
March 2021: $503K
May 2021: $532K
Happy Birthday to me!
Been a while since I posted.
Oct 2017 : $251K
Jan 2021: $488K
I should be able to cross the line by time of my 41st bday in May.
Hopefully it doesn’t take another 4 years to double again.
Post by: jojoguy on May 12, 2021, 12:51:23 AM
May 12, 2021 = $324,048.85
It has been a while. Crazy six month increase!
Post by: Finwiz on May 17, 2021, 01:05:03 PM
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
Projected out, need to do $13,354 by October ($3,012 per month) to hit the initial goal - but still really hoping to graduate sometime in June.
Post by: dignam on May 21, 2021, 06:52:32 AM
Feb 2020 $253k
Mar 2020 $221k
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
May 2021 $355k
Post by: Southern Stache on May 21, 2021, 07:28:38 AM
May 2021: $419,847
(Not including home equity, which is about $120k or more)
Post by: alcon835 on May 21, 2021, 12:32:34 PM
First ever post!
May 2021: $419,847
(Not including home equity, which is about $120k or more)
A strong first post! Welcome to the race :D
Post by: An Unassuming Moose on May 24, 2021, 06:45:39 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
March 15, 2021 -- $327,076
April 15, 2021 -- $335,420
May 24, 2021 -- $282,215
Major renovations have begun, but are not complete. Therefore, I can't consider my home value to have increased. So basically I just spent a ton of money. It'll all straighten itself out eventually though, don't worry!
Post by: PlanetDee on May 24, 2021, 07:19:43 AM
Investments/Cash Only:
05/23 - $413k
Hope to hit $500k sometime next summer or fall. May take a bit longer as I will be going back to school and will pay tuition out of pocket for about $12k.
Post by: InvincibleChutzpah on May 27, 2021, 07:06:20 AM
12/31/2016 $121,559.03
12/31/2017 $144,612.51
12/31/2018 $162,676.58
07/31/2019 $196,455.38
08/31/2019 $195,333.99
09/30/2019 $203,689.83
10/31/2019 $211,529.37
11/30/2019 $220,526.59
12/31/2019 $228,020.55
01/31/2020 $235,898.54
02/29/2020 $218,902.45
03/31/2020 $196,678.03
04/30/2020 $218,331.03
05/31/2020 $226,178.29
06/30/2020 $233,483.30
07/31/2020 $347,096.04
08/31/2020 $369,374.23
09/30/2020 $361,170.14
10/31/2020 $359,913.37
11/30/2020 $398,280.76
12/31/2020 $415,859.82
01/31/2021 $422,920.86
02/28/2021 $425,382.16
03/31/2021 $444,011.60
04/30/2021 $466,376.29
05/27/2021 $473,949.89
Post by: falsekrakk808 on May 27, 2021, 08:04:42 PM
Apr 20 $256
May 20 $278
Jun 20 $282
Jul 20 $304
Aug 20 $312
Sep 20 $295
Oct 20 $286
Nov 20 $330
Dec 20 $360
Jan 21 $365
Feb 21 $380
Mar 21 $380
Apr 21 $410
"A rising tide lifts all ships." It was a pretty awesome feeling to surpass the $400k in investments but the feeling only last for a day or two then it was right back to reality. Sometimes I wonder, what number will I really feel excited to celebrate? Or will I always be chasing the bigger number?
May 21 $417
Gonna take the family to Tokyo Disney for the weekend. In the past, vacations never felt so grand as I'd be constantly thinking about how the experience would hurt our finances. This time around it'll be much different, at least for me. I'm going to enjoy this time with them as much as possible knowing that our finances are finally in order. Our money is working for us. I'm looking forward to celebrating through my children's smiles and laughter and building memories with them.
You all inspire me to do more with my finances. Keep up the great work everybody!!
Post by: grantmeaname on May 28, 2021, 08:35:28 AM
5/31/21 $414k
7/13/18 $ 63k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
9/30/20 $246k
10/31/20 $252k
11/30/20 $287k
12/31/20 $304k
1/31/21 $316k
2/28/21 $365k
3/31/21 $377k
4/30/21 $403k
Post by: Steeze on May 28, 2021, 08:55:09 AM
Post by: monarda on May 28, 2021, 01:25:06 PM
If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this thread
1/2016 $137K
1/2017 $154K
9/2017 $244K (cash out refinance of primary residence)
3/2018 $208K includes 0% credit card debt.
6/2018 $213K ditto but without 0% CC balance and including pension balance, $328K.
12/2018 $250K ditto but without 0% CC balance and including pension balance, $353K
12/2019 $328K but without 0% CC balance and including pension balance, $425K
6/2020 $343K, but without 0% CC balance and including pension balance. $448K
cash out refi for one of our rentals
12/2020 $428K but without 0% CC balance and including pension balance. $530K yay! even with 0% CC balance we're over $500K!
Projection to be fully over $500K in liquid investments in early 2022, perhaps sooner.
Well, sooner it is! Fully over $500K for the first time in Feb 2021!
All because of a single stock in my Roth IRA that's been going nuts. It's PACB Pacific Biosciences has given me over 10X return in the past year. I'm one of their happy customers.
2/10/21 $502K including 0%CC balance, which should be paid off this year. After that and including pension balance, $606K
Tentatively graduating from this thread. Might be back, but wa-hoo!!
Back already,
2/28/21 $487K
should only be another month or two until over 500K sticks.
Indeed, went back above and again back below. But taking us back below, we paid for a new roof and a paint job for one of our rental properties. Now the cash-out from the refi is spent.
5/28/21 $496K
I'm guessing about two more months here until we'll truly advance to the next level?
We have plans for a big paydown of the 0% CC debt in the fall, so we'll certainly have a good cushion to be over 500K liquid by then.
Post by: Finwiz on May 28, 2021, 04:55:58 PM
Mid month update - promo bonus and a raise hitting this coming Friday, which should make things hopefully move a little quicker. Also realized that an account was missed /not previously included in our totals (with another ~$9,000 in it), all of which feels like it has barely moved the needle thanks to the market gyrations:
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
Projected out, need to do $13,354 by October ($3,012 per month) to hit the initial goal - but still really hoping to graduate sometime in June.
5/28/21 - $497,565 (+$97,416)
So close, was hoping we might have hit it by end of the month/Memorial Day. Hopefully June it is.
Post by: Epor on May 29, 2021, 06:48:40 AM
Code: [Select]
Total Saved Market G/L
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
01/01/21 273830 6524 15441
02/01/21 277210 7694 -4314
03/01/21 287160 1486 8464
04/01/21 300280 2750 10370
05/01/21 316530 2824 13436
06/01/21 321830 2164 3126
Post by: grantmeaname on May 29, 2021, 07:44:47 AM
Well boys and girls - today seems to be the day. All we have to do is avoid a sudden collapse for another 5 hours.what happened? I've been holding my breath for 23 hours! did you graduate?
Post by: SeattleStache on May 29, 2021, 08:41:49 AM
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
April 2021: $454,876 (total NW $631,244)
May 2021: $459,903 (total NW $636,817)
Not a very exciting month but at least the numbers are going in the right direction!
Post by: LurkerStache on May 29, 2021, 01:10:08 PM
Mar 2021: 270,759.37
Apr 2021: 281,912.14
May 2021: 289,092.64
Post by: DadJokes on May 29, 2021, 03:45:44 PM
| 2021 | 2022 | 2023 | 2024 | |
| January | $227,807 | - | - | - |
| February | $230,079 | - | - | - |
| March | $239,227 | - | - | - |
| April | $251,865 | - | - | - |
| May | $263,588 | - | - | Grad Goal |
| June | $273,052 | - | - | |
| July | - | - | - | |
| August | - | - | - | |
| September | - | - | - | |
| October | - | - | - | |
| November | - | - | - | |
| December | - | - | - |
Post by: Steeze on May 29, 2021, 05:06:01 PM
Well boys and girls - today seems to be the day. All we have to do is avoid a sudden collapse for another 5 hours.what happened? I've been holding my breath for 23 hours! did you graduate?
Graduated! Just waiting for my son to go to sleep so I can run the numbers and make it official!!
Edit:
MPP - wife fell asleep and I can’t get into her 401k to check the balances, thus postponing my graduation from 500k race. Spreadsheet remains partially updated.
Post by: MudPuppy on May 30, 2021, 07:40:16 AM
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k
01/2021: 303k
02/2021: 310k
03/2021: 328k
04/2021: 338k
05/2021: 354k
06/2021: 364k
Just some footnotes, this is the month in which we tipped over half a million in assets between our retirement accounts, investments, cash, and home value. My retirement alone is also now roughly the same value as our house.
Post by: Steeze on May 30, 2021, 09:49:39 AM
!! See you on the next thread !!
12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
05/31/21 : 511k
Assets at graduation:
20% TSM
8% Growth
10% SCV
5% REIT
17.5% EM
17.5% Dev. ex US
11% Bonds
10% Cash
1% Crypto
Retirement Accounts: $337k
Taxable Accounts: $137k
Banks: $35k
Other: $7k
Not included in the $511k;
Paid off prius (8 years old, 50k miles) ~ $8k
Paid off house (~ $330k)
Liabilities:
(-$5,250) HELOC @ 2.75%
Original target for 500k - June 2022
Current target for 1M - October 2024
Current Spend: Average $2.5k/mo (MINT) -- $3.5k/mo budgeted
Current Savings Rate: 56% Gross, 73% NET
Post by: grantmeaname on May 30, 2021, 12:23:53 PM
Post by: runningthroughFIRE on May 30, 2021, 12:53:49 PM
| 2019 | 2020 | 2021 | |
| January | 149K | 224K | 357K |
| February | 157K | 216K | 365K |
| March | 164K | 191K | 388K |
| April | 173K | 221K | 415K |
| May | 170K | 236K | 423K |
| June | 182K | 243K | - |
| July | 188K | 263K | - |
| August | 189K | 285K | - |
| September | 191K | 279K | - |
| October | 203K | 281K | - |
| November | 212K | 324K | - |
| December | 219K | 339K | - |
Post by: Rural on May 30, 2021, 06:47:44 PM
Post by: afah0447 on May 30, 2021, 07:19:20 PM
Oct-18 $86,288.66
Nov-18 $86,233.00
Dec-18 $86,642.12
Jan-19 $86,441.13
Feb-19 $91,507.65
Mar-19 $99,520.65
Apr-19 $110,916.19
May-19 $115,351.36
Jun-19 $116,942.12
Jul-19 $121,817.08
Aug-19 $130,530.53
Sep-19 $135,520.24
Oct-19 $138,063.29
Nov-19 $143,974.69
Dec-19 $149,978.41
Jan-20 $152,246.51
Feb-20 $155,073.89
Mar-20 $155,073.89
Apr-20 $174,853.54
May-20 $174,853.54
Jun-20 $185,608.87
Jul-20 $189,810.67
Aug-20 $198,923.35
Sep-20 $201,682.05
Oct-20 $205,135.60
Nov-20 $215,637.12
Dec-20 $229,214.43
Jan-21 $236,573.28
Feb-21 $239,809.43
Mar-21 $240,741.65
Apr-21 $246,930.39
May-21 $252,344.97
Jun-21 $260,739.12
Post by: philli14 on May 31, 2021, 09:47:13 AM
1/01/19: 57,786 (+7181) 1/01/20: 127,304 (+7077) 1/01/21: 203,920 (+10877)
1/02/19: 65,133 (+7347) 1/02/20: 131,547 (+4243) 1/02/21: 208,614 (+4694)
1/03/19: 71,695 (+6562) 1/03/20: 125,438 (-6109) 1/03/21: 220,643 (+12029)
1/04/19: 77,573 (+5878) 1/04/20: 114,410 (-11028) 1/04/21: 229,518 (+8875)
1/05/19: 86,088 (+8515) 1/05/20: 131,316 (+16906) 1/05/21: 245,137 (+15619)
1/06/19: 86,749 (+0661) 1/06/20: 143,277 (+11961) 1/05/21: 250,988 (+5831)
1/07/19: 95,468 (+8719) 1/07/20: 149,491 (+6214)
1/08/19: 99,958 (+4490) 1/08/20: 158,440 (+8949)
1/09/19: 103,810 (+3852) 1/09/20: 170,460 (+12020)
1/10/19: 107,111 (+3301) 1/10/20: 170,416 (-44)
1/11/19: 112,338 (+5227) 1/11/20: 172,359 (+1943)
1/12/19: 120,227 (+7889) 1/12/20: 193,043 (+20684)
Post by: NextTime on May 31, 2021, 10:31:34 AM
Investments only
| 2018 | 2019 | 2020 | 2021 | |
| January | $198,265 | $224,401 | $305,287 | $424,924 |
| February | $204,080 | $231,997 | $290,554 | $453,313 |
| March | $204,080 | $236,710 | $274,909 | $471,199 |
| April | $206,310 | $246,138 | $298,297 | $489,213 |
| May | $207,731 | $245,062 | $320,072 | $492,274 |
| June | $209,453 | $256,868 | $331,215 | |
| July | $218,450 | $256,076 | $349,025 | |
| August | $224,243 | $266,197 | $367,183 | |
| September | $227,037 | $274,186 | $360,397 | |
| October | $214,107 | $284,427 | $360,290 | |
| November | $219,948 | $295.004 | $400,264 | |
| December | $206,667 | $304,693 | $419,937 | - |
Spending a good bit of money on a couple patios and landscaping this month and next.
And so close to graduating.
Post by: FrugalByChance on May 31, 2021, 12:43:13 PM
I have also added myself to the google tracking sheet for this thread. (https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/ (https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/))
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344 492.32 (growth: €21 210.99 deposits: € 4 000.00)
Apr 2021 € 355 971.71 (growth: €11 479.39 deposits: € 4 500.00)
May 2021 € 358 877.94 (growth: € 2 906.23 deposits: € 3 075.00)
it looks like the google tracking sheet has been deleted ?
Post by: zeli2033 on May 31, 2021, 04:49:09 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | ($28,165) | $52,928 | $163,400 | $239,950 | - |
| February | ($21,735) | $61,806 | $156,457 | $250,940 | - |
| March | ($16,099) | $72,482 | $145,287 | $261,224 | - |
| April | ($11,771) | $99,041 | $163,919 | $280,829 | - |
| May | ($6,744) | $96,807 | $178,765 | $284,686 | - |
| June | ($1,596) | $106,071 | $185,289 | - | - |
| July | $4,624 | $112,395 | $201,395 | - | - |
| August | $12,784 | $116,527 | $222,183 | - | - |
| September | $22,476 | $124,973 | $221,234 | - | - |
| October | $27,980 | $135,196 | $225,329 | - | - |
| November | $36,219 | $143,839 | $221,148 | - | - |
| December | $36,235 | $150,705 | $234,567 | - | - |
Post by: oneday on May 31, 2021, 08:12:15 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | $409K | - |
| February | - | $291K | $342K | $423K | - |
| March | - | $294K | $304K | $437K | - |
| April | $263K | $304K | $328K | $464K | - |
| May | $268K | $293K | $337K | $466K | - |
| June | $270K | $309K | $340K | - | - |
| July | $276K | $314K | $352K | - | - |
| August | $284K | $313K | $372K | - | - |
| September | $287K | $329K | $367K | - | $500K? |
| October | $276K | $325K | $361K | - | - |
| November | $280K | $335K | $394K | - | - |
| December | $268K | $343K | $410K | - | - |
Welcome @Southern Stache @PlanetDee & @philli14 (a second congratulations to you this month, for graduating to this thread :)
Congrats @gmdv @Steeze
@dcozad999 *so* close! Won't mind being rid of you soon, if it means you've graduated to the next level!
Post by: Mainlander on June 01, 2021, 03:21:34 AM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
Post by: bloodaxe on June 01, 2021, 04:33:10 AM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
Post by: ontheheel on June 01, 2021, 05:34:41 AM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241
February $246
March $255
April $267
May $290
June $303k
My stretch goal at the beginning of the year was to hit $300k. I keep finding that my most optimistic goals are wildly too conservative. A high savings rate, plus stock and housing market tailwinds, plus a few small windfalls keep blowing through what I think is possible. I think I might be able to hit $350 by end of year, and possibly graduate this challenge in three.
Post by: joemandadman189 on June 01, 2021, 08:46:40 AM
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
Post by: ASW on June 01, 2021, 11:07:50 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $38,800 | $88,534 | $153,292 | $227,655 | - | - | Graduation Goal |
| February | $49,800 | $96,439 | $154,220 | $229,253 | - | - | |
| March | $55,707 | $107,387 | $121,400 | $243,738 | - | - | |
| April | $64,352 | $110,960 | $132,182 | $252,411 | - | - | |
| May | $68,097 | $117,622 | $152,737 | $266,190 | - | - | |
| June | $72,976 | $113,078 | $165,000 | $268,575 | - | - | |
| July | $80,555 | $124,700 | $168,340 | - | - | - | |
| August | $85,858 | $129,322 | $180,956 | - | - | - | |
| September | $90,137 | $133,156 | $193,332 | - | - | - | |
| October | $93,806 | $136,540 | $191,781 | - | - | - | |
| November | $89,537 | $142,714 | $191,781 | - | - | - | |
| December | $92,795 | $147,950 | $213,280 | - | - | - | |
| Annual gain | $49,734 | $64,758 | $74,363 |
Post by: Fishing4FI on June 02, 2021, 05:28:05 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
October-20 $234k
November-20 $231k
December-20 $255k
January-21 $264k
February-21 $269k
March-21 $279k
April-21 $298k
May-21 $317k
Jun-21 $329k
Post by: Accrual on June 03, 2021, 02:40:33 PM
6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k
10/1/2020 - $250k
11/1/2020 - $254k
12/1/2020 - $295k
1/1/2021 - $301k
2/1/2021 - $307k
3/1/2021 - $304k
4/1/2021 - $310k
5/1/2021 - $319k
6/1/2021 - $341k
Post by: Psyche on June 04, 2021, 04:54:44 PM
| 2021 | |
| Jan | $223,873 |
| Feb | $239,134 |
| Mar | $264,278 |
| Apr | $283,849 |
| May | $293,311 |
| Jun | - |
| Jul | - |
| Aug | - |
| Sep | - |
| Oct | - |
| Nov | - |
| Dec | - |
I'm close to reaching my goal for 2025 (300K), which is surreal. But I remind myself that between now and then there will also be down months and sideways months--or years.
Quote
Link to spreadsheet(https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0) : D
RIP, Google tracking sheet : (
Post by: Lamancha on June 04, 2021, 07:30:47 PM
02/2021- 275,647
03/2021- 280,873
04/2021- 302,154
05/2021- 324,155
06/2021- 337,961
Post by: Finwiz on June 05, 2021, 07:31:28 AM
Mid month update - promo bonus and a raise hitting this coming Friday, which should make things hopefully move a little quicker. Also realized that an account was missed /not previously included in our totals (with another ~$9,000 in it), all of which feels like it has barely moved the needle thanks to the market gyrations:
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
Projected out, need to do $13,354 by October ($3,012 per month) to hit the initial goal - but still really hoping to graduate sometime in June.
5/28/21 - $497,565 (+$97,416)
So close, was hoping we might have hit it by end of the month/Memorial Day. Hopefully June it is.
6/5/21 - $505,428 (+$105,279).
Guess we technically graduated? Probably going to hang around for a bit longer to make sure we stay in the next class before moving up. Now to hit a mill in 3 years from today, June 2024.
Post by: solon on June 05, 2021, 10:05:09 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | 132,155 | 177,349 | 282,110 | 344,002 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | - |
| July | 160,446 | 196,934 | 304,249 | - | 500,000? |
| August | 168,222 | 267,535 | 318,456 | - | - |
| September | 184,158 | 268,153 | 324,661 | - | - |
| October | 189,536 | 271,542 | 317,511 | - | - |
| November | 184,146 | 283,636 | 323,958 | - | - |
| December | 182,675 | 287,248 | 341,124 | - | - |
Don't really have much to say this month, except I'm in awe of the stock market and real estate markets. They don't go down, too, do they?
Post by: ohyonghao on June 06, 2021, 05:48:04 AM
| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | - | 149,731.88 | 194,385.56 | 217,884.41 | 189,551.77 | 194,266.26 | 225,127.46 | ||
| February | - | 159,138.30 | 203,588.68 | 208,999.68 | 198,603.03 | 175,963.22 | 225,357.85 | ||
| March | - | 172,089.61 | 201,909.30 | 203,525.35 | 202,055.93 | 123,265.77 | 241,379.48 | ||
| April | - | 177,924.11 | 202,740.30 | 200,521.51 | 210,680.59 | 164,087.66 | 265,263.57 | ||
| May | 100,323.89 | 182,266.37 | 205,319.94 | 203,077.93 | 198,420.20 | 175,445.37 | 275,174.89 | ||
| June | 106,433.29 | 195,382.39 | 202,608.71 | 202,734.98 | 212,950.00 | 178,060.77 | - | Graduate | |
| July | 114,450.69 | 207,370.73 | 203,953.39 | 207,586.01 | 198,070.99 | 188,829.15 | - | ||
| August | 118,018.27 | 210,598.32 | 199,968.50 | 210,035.49 | 190,031.16 | 202,742.61 | - | ||
| September | 121,664.35 | 211,858.91 | 204,891.37 | 206,783.56 | 192,139.69 | 187,640.90 | - | ||
| October | 132,652.87 | 217,642.90 | 206,153.17 | 190,946.89 | 194,414.61 | 188,303.65 | - | ||
| November | 138,272.53 | 219,133.69 | 210,776.94 | 197,720.44 | 200,108.66 | 214,578.25 | - | ||
| December | 144,824.70 | 195,225.97 | 212,237.67 | 176,112.83 | 200,279.71 | 218,002.80 | - | ||
| Annual gain | $44,500.81 | $50,401.27 | $17,011.70 | $-36,124.84 | $24,166.88 | $17,723.09 | $57,172.09 |
Loved seeing the long format for growth here in this thread. I suppose technically I graduated to here in April, but looking at my record that's been a long time coming.
In 2016 I was laid off, spent the summer searching for work, moved half way across the world twice in the span of 2 months, and then got laid off again in April of 2017. This second time I decided to get a college degree as that seems to be what my line of work required. I started school at the end of June 2017 and survived off student loans, work study, and my sweetheart bouncing around minimum wage jobs, doing what she could to protect our nest egg while I studied hard. In June of 2020 I graduated with a Bachelor of Science in both Computer Science and Mathematics, and picked up a minor in Physics along the way. The pandemic made it hard to find work in the Summer of 2020, so I continued my schooling for a Masters degree but finally got a job offer starting at the end of March 2021. Now here we are, in June, picking up where we left off.
Thanks to mustachian principles we managed to make it through school, and the very scary crash of 2020, sadly missing out on the sale, to now be at the position we are today with a bright future ahead. These numbers are net worth, so they include the student loan debt I picked up along the way. It was thanks to these student loans that helped to protect our nest egg and the only sale of stocks we had to do were for tax purposes to move money between accounts and reduce our tax burden.
I plan to finish my masters slowly while working now and, as indicated above, graduate with a Master of Science in Computer Science and graduate the 250k-500k club.
Post by: monarda on June 08, 2021, 09:16:10 PM
If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this thread
1/2016 $137K
1/2017 $154K
9/2017 $244K (cash out refinance of primary residence)
3/2018 $208K includes 0% credit card debt.
6/2018 $213K ditto but without 0% CC balance and including pension balance, $328K.
12/2018 $250K ditto but without 0% CC balance and including pension balance, $353K
12/2019 $328K but without 0% CC balance and including pension balance, $425K
6/2020 $343K, but without 0% CC balance and including pension balance. $448K
cash out refi for one of our rentals
12/2020 $428K but without 0% CC balance and including pension balance. $530K yay! even with 0% CC balance we're over $500K!
Projection to be fully over $500K in liquid investments in early 2022, perhaps sooner.
Well, sooner it is! Fully over $500K for the first time in Feb 2021!
All because of a single stock in my Roth IRA that's been going nuts. It's PACB Pacific Biosciences has given me over 10X return in the past year. I'm one of their happy customers.
2/10/21 $502K including 0%CC balance, which should be paid off this year. After that and including pension balance, $606K
Tentatively graduating from this thread. Might be back, but wa-hoo!!
Back already,
2/28/21 $487K
should only be another month or two until over 500K sticks.
Indeed, went back above and again back below. But taking us back below, we paid for a new roof and a paint job for one of our rental properties. Now the cash-out from the refi is spent.
5/28/21 $496K
I'm guessing about two more months here until we'll truly advance to the next level?
We have plans for a big paydown of the 0% CC debt in the fall, so we'll certainly have a good cushion to be over 500K liquid by then.
6/8/21 $504K
Back up over the line because of another biotech stock that jumped up 25% basically overnight. Good week for Biogen (BIIB)! They make the alzheimer drug that FDA approved, but might not work...
Post by: greenplace on June 11, 2021, 11:51:06 AM
I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?
I am able to put at least $1600 per month into 401k/IRA/HSA plus maxing ESPP. My wonderful spreadsheet says I will hit 500k in 6 years (typical disclaimer barring any major life changes or a market crash.) It took me 11 years out of college to hit 250k and I am happy to represent the slow/medium paced people on here.
Post by: Steeze on June 11, 2021, 12:47:21 PM
Hi all! Long time forum reader but I took a break for a while, going on a work sabbatical and traveling thanks to my savings, with subsequently the struggle to find and get into the right company to work at. I recently hit 250k net worth which brings me back to MMM forum.
I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?
I am able to put at least $1600 per month into 401k/IRA/HSA plus maxing ESPP. My wonderful spreadsheet says I will hit 500k in 6 years (typical disclaimer barring any major life changes or a market crash.) It took me 11 years out of college to hit 250k and I am happy to represent the slow/medium paced people on here.
Save around 12k/mo. including 401k/401k match/IRA/529/Taxable/Cash
in 2020 my NW ranged from 254k in January to 414k in December (+160k) ~40k of that was portfolio growth
So far in 2021 my NW is up (+106k) ~$50k of that was portfolio growth
hadn't really looked at that - looks like this year is off to a crazy start! wow. like having another full time job now. my total yearly spend is <$35k, if the market kept this up I would be FI :) Too bad about mean reversion and inflation and all that.
Post by: monarda on June 11, 2021, 06:21:24 PM
Hi all! Long time forum reader but I took a break for a while, going on a work sabbatical and traveling thanks to my savings, with subsequently the struggle to find and get into the right company to work at. I recently hit 250k net worth which brings me back to MMM forum.
I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?
I am able to put at least $1600 per month into 401k/IRA/HSA plus maxing ESPP. My wonderful spreadsheet says I will hit 500k in 6 years (typical disclaimer barring any major life changes or a market crash.) It took me 11 years out of college to hit 250k and I am happy to represent the slow/medium paced people on here.
Good question.
For my post above, the crazy gains were two individual stocks.
I save about $3500 per month, put into my 403b and 457b and HSA, the rest is market gains.
And you're way ahead of me. I didn't start saving for retirement in earnest until 2016.
I graduated college close to 40 years ago.
Post by: runningthroughFIRE on June 11, 2021, 06:36:12 PM
Hi all! Long time forum reader but I took a break for a while, going on a work sabbatical and traveling thanks to my savings, with subsequently the struggle to find and get into the right company to work at. I recently hit 250k net worth which brings me back to MMM forum.That's always a relevant question! I've been saving around $2.5K/month from automatic payroll deductions, then I try to save another $1K-$1.5K from my take home pay on top of that. This past year I moved in with some friends and have much lower fixed expenses, so I've been able to save almost $5K/month. The rest of the numbers are all stock investment gains. The stock market overall has been on a huge upswing recently above and beyond the historical norm for a year, so anyone with a significant amount already invested is seeing big jumps.
I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?
I am able to put at least $1600 per month into 401k/IRA/HSA plus maxing ESPP. My wonderful spreadsheet says I will hit 500k in 6 years (typical disclaimer barring any major life changes or a market crash.) It took me 11 years out of college to hit 250k and I am happy to represent the slow/medium paced people on here.
Post by: NextTime on June 14, 2021, 02:34:06 PM
Hi all! Long time forum reader but I took a break for a while, going on a work sabbatical and traveling thanks to my savings, with subsequently the struggle to find and get into the right company to work at. I recently hit 250k net worth which brings me back to MMM forum.
I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?
I am able to put at least $1600 per month into 401k/IRA/HSA plus maxing ESPP. My wonderful spreadsheet says I will hit 500k in 6 years (typical disclaimer barring any major life changes or a market crash.) It took me 11 years out of college to hit 250k and I am happy to represent the slow/medium paced people on here.
It took me 14 years out of college before I even hit $100k. I didn't start maxing out the 401k until I 2016. If I'd only started 5 years sooner.
Five years later, we are soooooo close to $500k.
I guess I never really calculated our monthly savings, but it looks like around $4,250.
With my wife this includes two 401ks (plus match), two traditional IRAs, HSA, and two 529 plans.
I should mention that my mother has given me a $15k gift the last two years, which mostly goes toward the traditional IRAs, so I should probably cut that monthly savings down to $3,250 if I'm being honest. I put it in the monthly since I dollar cost average it throughout the year.
Post by: Mainlander on June 15, 2021, 05:00:05 AM
Hi all! Long time forum reader but I took a break for a while, going on a work sabbatical and traveling thanks to my savings, with subsequently the struggle to find and get into the right company to work at. I recently hit 250k net worth which brings me back to MMM forum.
I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?
I average roughly $2500 per month in new contributions. At this point my market gains normally meet or far exceed my contributions.
Post by: joemandadman189 on June 15, 2021, 01:37:11 PM
Hi all! Long time forum reader but I took a break for a while, going on a work sabbatical and traveling thanks to my savings, with subsequently the struggle to find and get into the right company to work at. I recently hit 250k net worth which brings me back to MMM forum.
I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?
we are saving ~$5k a month (right now) combined with matches across all the usual accounts. once both kids are in school and some debts are paid we may get closer to ~$9k a month
Post by: Southern Stache on June 15, 2021, 03:01:04 PM
June 2021: $433,387
(House equity, roughly $124k, not included.)
Thank you to alcon835 and oneday for the welcome messages!
Post by: dignam on June 18, 2021, 08:39:27 AM
Feb 2020 $253k
Mar 2020 $221k
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
May 2021 $355k
Jun 2021 $368k
Post by: Neustache on June 23, 2021, 11:33:21 AM
Hello! I just graduated the 100K to 250K thread, now I'm here!
11/28/19 $252,000 (investments only, paid off house but not included in NW)
7/21/20 8 months later and we are at $323,000. Hope to hit 500K in two years.
6/23/21 Currently at $455,000. Unless the market tanks we should hit 500K in the next year, meeting the goal I set last summer.
Post by: tacticalteam4 on June 23, 2021, 09:55:35 PM
This isn't a true net worth as I don't include student loan debt as we will hopefully have most of it forgiven eventually. Also don't include mortgage debt or equity. All this is included are retirement accounts and cash between my wife and I.
Feb 2020: $73,400
...
Oct 2020: $174,695
Nov 2020: $187,998 +13,293
Dec 2020: $204,962 +16,974
Jan 2021: $214,801 +9,389
Feb 2021: ?
Mar 2021: $247,632 +32,831 over two months
...
Jun 2021: $293,749
Post by: PlanetDee on June 24, 2021, 07:33:29 AM
5/23/21 - $413k
6/24/21 - $422k
Post by: falsekrakk808 on June 25, 2021, 05:25:21 AM
Apr 20 $256 Jan 21 $365
May 20 $278 Feb 21 $380
Jun 20 $282 Mar 21 $380
Jul 20 $304 Apr 21 $410
Aug 20 $312 May 21 $417
Sep 20 $295
Oct 20 $286
Nov 20 $330
Dec 20 $360
Jun 21 $438
Finally opened up a joint brokerage account to accelerate our investments. Hope to hit the $500k goal by September 2022.
Post by: joemandadman189 on June 26, 2021, 07:16:42 AM
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
6/26/21 - $504,398 / ~$657k - we did it! (or the market did :) ...)
Post by: grantmeaname on June 26, 2021, 09:06:12 AM
Post by: SeattleStache on June 29, 2021, 08:43:50 AM
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
April 2021: $454,876 (total NW $631,244)
May 2021: $459,903 (total NW $636,817)
June 2021: $469,431 (total NW $648,000)
Hope to hit $500k in retirement investments by the end of the year!
Post by: InvincibleChutzpah on June 30, 2021, 07:04:09 AM
6/30/2020 $233,483.30
7/31/2020 $347,096.04 Sold my condo and invested the profit
8/31/2020 $369,374.23
9/30/2020 $361,170.14
10/31/2020 $359,913.37
11/30/2020 $398,280.76
12/31/2020 $415,859.82
1/31/2021 $422,920.86
2/28/2021 $425,382.16
3/31/2021 $444,011.60
4/30/2021 $466,376.29
5/31/2021 $475,698.13
6/30/2021 $486,488.79
Still looks like I'll have an August graduation. July is a five paycheck month, so I MIGHT be able to squeeze it if the market cooperates.
Post by: joemandadman189 on June 30, 2021, 08:26:23 AM
I'll save you a seat!
Post by: FrugalByChance on June 30, 2021, 01:07:08 PM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344 492.32 (growth: €21 210.99 deposits: € 4 000.00)
Apr 2021 € 355 971.71 (growth: €11 479.39 deposits: € 4 500.00)
May 2021 € 358 877.94 (growth: € 2 906.23 deposits: € 3 075.00)
Jun 2021 € 381 498.25 (growth: €22 620.31 deposits: €10 075.00)
Another good month! Already over 100K growth this year which is more than the whole of 2020.
Post by: NextTime on June 30, 2021, 02:28:48 PM
Investments only
| 2018 | 2019 | 2020 | 2021 | |
| January | $198,265 | $224,401 | $305,287 | $424,924 |
| February | $204,080 | $231,997 | $290,554 | $453,313 |
| March | $204,080 | $236,710 | $274,909 | $471,199 |
| April | $206,310 | $246,138 | $298,297 | $489,213 |
| May | $207,731 | $245,062 | $320,072 | $492,274 |
| June | $209,453 | $256,868 | $331,215 | $493,272 |
| July | $218,450 | $256,076 | $349,025 | |
| August | $224,243 | $266,197 | $367,183 | |
| September | $227,037 | $274,186 | $360,397 | |
| October | $214,107 | $284,427 | $360,290 | |
| November | $219,948 | $295.004 | $400,264 | |
| December | $206,667 | $304,693 | $419,937 | - |
Should have hit the goal already, but spent a crapload (>$15k) on patios and other improvements to the house the past two months. We are not used to spending this kind of money
All things considered, I am pleasantly surprised that the stash still had a slight increase.
If the market continues up, we should graduate next month.
Post by: Mainlander on June 30, 2021, 06:14:15 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
Huge increase this month is attributed to a one time windfall. Refinanced mortgage this month to increase cash flow, so should have decent increases for the remainder of the year. My new target for year end is $385,000.
Post by: runningthroughFIRE on June 30, 2021, 08:13:59 PM
| 2019 | 2020 | 2021 | |
| January | 149K | 224K | 357K |
| February | 157K | 216K | 365K |
| March | 164K | 191K | 388K |
| April | 173K | 221K | 415K |
| May | 170K | 236K | 423K |
| June | 182K | 243K | 449K |
| July | 188K | 263K | - |
| August | 189K | 285K | - |
| September | 191K | 279K | - |
| October | 203K | 281K | - |
| November | 212K | 324K | - |
| December | 219K | 339K | - |
Post by: bloodaxe on July 01, 2021, 04:46:51 AM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
Post by: DadJokes on July 01, 2021, 05:11:30 AM
| 2021 | 2022 | 2023 | 2024 | |
| January | $227,807 | - | - | - |
| February | $230,079 | - | - | - |
| March | $239,227 | - | - | - |
| April | $251,865 | - | - | - |
| May | $263,588 | - | - | Grad Goal |
| June | $273,052 | - | - | |
| July | $289,104 | - | - | |
| August | - | - | - | |
| September | - | - | - | |
| October | - | - | - | |
| November | - | - | - | |
| December | - | - | - |
Post by: Epor on July 01, 2021, 06:38:00 AM
Code: [Select]
Total Saved Market G/L
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
01/01/21 273830 6524 15441
02/01/21 277210 7694 -4314
03/01/21 287160 1486 8464
04/01/21 300280 2750 10370
05/01/21 316530 2824 13436
06/01/21 321830 2164 3126
07/01/21 337420 2164 13426
Post by: Epor on July 01, 2021, 06:41:35 AM
Jun 2021 € 381 498.25 (growth: €22 620.31 deposits: €10 075.00)
Another good month! Already over 100K growth this year which is more than the whole of 2020.
You are killing it this year! Amazing savings, you will be out of this race in no time.
Post by: MudPuppy on July 01, 2021, 11:33:44 AM
Household net for 2 adults:
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k
01/2021: 303k
02/2021: 310k
03/2021: 328k
04/2021: 338k
05/2021: 354k
06/2021: 364k
07/2021: 371k
Post by: philli14 on July 01, 2021, 12:33:17 PM
1/01/19: 57,786 (+7181) 1/01/20: 127,304 (+7077) 1/01/21: 203,920 (+10877)
1/02/19: 65,133 (+7347) 1/02/20: 131,547 (+4243) 1/02/21: 208,614 (+4694)
1/03/19: 71,695 (+6562) 1/03/20: 125,438 (-6109) 1/03/21: 220,643 (+12029)
1/04/19: 77,573 (+5878) 1/04/20: 114,410 (-11028) 1/04/21: 229,518 (+8875)
1/05/19: 86,088 (+8515) 1/05/20: 131,316 (+16906) 1/05/21: 245,137 (+15619)
1/06/19: 86,749 (+0661) 1/06/20: 143,277 (+11961) 1/06/21: 250,988 (+5831)
1/07/19: 95,468 (+8719) 1/07/20: 149,491 (+6214) 1/07/21: 258,861 (+7873)
1/08/19: 99,958 (+4490) 1/08/20: 158,440 (+8949)
1/09/19: 103,810 (+3852) 1/09/20: 170,460 (+12020)
1/10/19: 107,111 (+3301) 1/10/20: 170,416 (-44)
1/11/19: 112,338 (+5227) 1/11/20: 172,359 (+1943)
1/12/19: 120,227 (+7889) 1/12/20: 193,043 (+20684)
Post by: the_hobbitish on July 01, 2021, 02:06:28 PM
2021
Jan $353k
Feb $394k
Mar $425k
Apr $432k
May $461k
July $474k
Post by: windytrail on July 01, 2021, 02:12:51 PM
1/2016 -$41,000
1/2017 -$19,000 +$22,000
1/2018 $9,000 +$28,000
1/2019 $29,500 +$20,500 +228%
1/2020 $70,500 +$41,000 +139%
6/1/2020 $111,116 +$40,616 +58%
7/1/2020 $128,000 +$16,884 +15%
8/1/2020 $136,000 +$8,000 +6%
8/31/2020 $144,858 +$8,858 +7%
9/30/2020 $147,009 +$2,151 +1%
10/31/2020 $150,073 +$3,064 +2%
11/30/2020 $174,474 +$24,401 +16%
1/1/2021 $190,979 +$16,505 +9%
2/1/2021 $198,243 +$7,264 +4%
3/1/2021 $208,142 +$9,899 +5%
4/1/2021 $220,468 +$12,326 +6%
5/1/2021 $238,094 +$17,626 +8%
6/1/2021 $246,170 +$8,076 +3%
7/1/2021 $254,478 +$8,308 +3%
Post by: ontheheel on July 01, 2021, 03:17:47 PM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241
February $246
March $255
April $267
May $290
June $303
July $318k
Still trucking along. I think $350k is attainable by the end of the year without a ton of effort, unless the market takes a dump. $500k seems attainable within the next 24 months.
Post by: effigies on July 01, 2021, 05:14:05 PM
January 2021 $400,000
July 2021 $470,000
Posting during an upswing in the market, so don't expect it to remain.
However, if it does, I may hit $500,000 in 1/2022.
That would keep me ahead of my September 2023 timeline by about 1.75yrs.
Can't complain, since $500k was my CoastFIRE number.
Post by: Fishing4FI on July 02, 2021, 05:13:16 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
October-20 $234k
November-20 $231k
December-20 $255k
January-21 $264k
February-21 $269k
March-21 $279k
April-21 $298k
May-21 $317k
June-21 $329k
July-21 $352k
Market has been booming, S&P up 15.25% YTD. I also increased my rental property value which is still rather conservative. Other than that, just steady contributions and savings.
Post by: joemandadman189 on July 02, 2021, 08:16:29 AM
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k
07/02/2021 - $505,955 / ~$660K
Good Luck everyone and keep up the hard work, see you in the next race!!
Post by: Finwiz on July 02, 2021, 12:46:10 PM
Mid month update - promo bonus and a raise hitting this coming Friday, which should make things hopefully move a little quicker. Also realized that an account was missed /not previously included in our totals (with another ~$9,000 in it), all of which feels like it has barely moved the needle thanks to the market gyrations:
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
Projected out, need to do $13,354 by October ($3,012 per month) to hit the initial goal - but still really hoping to graduate sometime in June.
5/28/21 - $497,565 (+$97,416)
So close, was hoping we might have hit it by end of the month/Memorial Day. Hopefully June it is.
6/5/21 - $505,428 (+$105,279).
Guess we technically graduated? Probably going to hang around for a bit longer to make sure we stay in the next class before moving up. Now to hit a mill in 3 years from today, June 2024.
6/30/21 - $517,109 (+$116,960).
Goodluck everyone! See you in the 500-1mm race!
Post by: nickelwise on July 02, 2021, 12:52:53 PM
01/01/15: $0
04/09/17: $100,000 (2y, 3mo)
02/04/19: $200,000 (1y, 10mo)
02/15/20: $300,000 (1y, 0mo)
12/03/20: $400,000 (10mo)
07/01/21: $500,000 (7mo)
I noted how long each hundred grand took to reach. The consistent acceleration of the pace is really unbelievable. It doesn't hurt that we've been living through this endless bull of asset inflation. It only took ten months to get from 300k to 400k, despite the pandemic panic hitting shortly after the 300k milestone. Surely there's no way this party will last forever. I expect I'll have to fall back below one or more of these milestones soon enough. If I had a high confidence of average real returns going forward, which is to say 6%+ ($30k+ in today's dollars), I'd quit my job today. As it stands, I'll keep working until either we get through a real recession period, or I reach truly wild levels of depression-proof wealth. In the meantime, I'm starting to feel secure enough that I might start behaving more like a confident "SWAMI" at work, instead of a fearful subservient wage slave suck-up.
Congrats to my fellow $500k graduates, Finwiz and joe189man.
Post by: malachite on July 02, 2021, 04:01:12 PM
I haven't regularly posted a running log like many here, but this is an exciting milestone to hit so I thought I'd share (brag) here, since I can't share it with most people in my life. I'm just too excited not to talk about it somewhere, even though it always feels a little unseemly to me. These are net worth numbers, index funds plus emergency cash. I don't have any home equity or debt.
01/01/15: $0
04/09/17: $100,000 (2y, 3mo)
02/04/19: $200,000 (1y, 10mo)
02/15/20: $300,000 (1y, 0mo)
12/03/20: $400,000 (10mo)
07/01/21: $500,000 (7mo)
I noted how long each hundred grand took to reach. The consistent acceleration of the pace is really unbelievable. It doesn't hurt that we've been living through this endless bull of asset inflation. It only took ten months to get from 300k to 400k, despite the pandemic panic hitting shortly after the 300k milestone. Surely there's no way this party will last forever. I expect I'll have to fall back below one or more of these milestones soon enough. If I had a high confidence of average real returns going forward, which is to say 6%+ ($30k+ in today's dollars), I'd quit my job today. As it stands, I'll keep working until either we get through a real recession period, or I reach truly wild levels of depression-proof wealth. In the meantime, I'm starting to feel secure enough that I might start behaving more like a confident "SWAMI" at work, instead of a fearful subservient wage slave suck-up.
Congrats to my fellow $500k graduates, Finwiz and joe189man.
It is like you took the thoughts right out of my head. In the last year my net worth is up 50% and my cash investments over 100%. I know that savings is a powerful tool & I hardly spent an unnecessary dime in 2020, but that can't possibly explain how fast these numbers have grown. I'm trying to take it all with a grain of salt, half expecting that some of these gains may eventually reverse themselves or at least stagnate for a time at least. In the meantime, I'm glad I saved what I could before this market run started...
Post by: Ladychips on July 02, 2021, 04:02:48 PM
I haven't regularly posted a running log like many here, but this is an exciting milestone to hit so I thought I'd share (brag) here, since I can't share it with most people in my life. I'm just too excited not to talk about it somewhere, even though it always feels a little unseemly to me. These are net worth numbers, index funds plus emergency cash. I don't have any home equity or debt.
01/01/15: $0
04/09/17: $100,000 (2y, 3mo)
02/04/19: $200,000 (1y, 10mo)
02/15/20: $300,000 (1y, 0mo)
12/03/20: $400,000 (10mo)
07/01/21: $500,000 (7mo)
I noted how long each hundred grand took to reach. The consistent acceleration of the pace is really unbelievable. It doesn't hurt that we've been living through this endless bull of asset inflation. It only took ten months to get from 300k to 400k, despite the pandemic panic hitting shortly after the 300k milestone. Surely there's no way this party will last forever. I expect I'll have to fall back below one or more of these milestones soon enough. If I had a high confidence of average real returns going forward, which is to say 6%+ ($30k+ in today's dollars), I'd quit my job today. As it stands, I'll keep working until either we get through a real recession period, or I reach truly wild levels of depression-proof wealth. In the meantime, I'm starting to feel secure enough that I might start behaving more like a confident "SWAMI" at work, instead of a fearful subservient wage slave suck-up.
Congrats to my fellow $500k graduates, Finwiz and joe189man.
Congratulations! Its not unseemly here...it's encouraging for your fellow forum-ites.
I enjoyed your timeline analysis. I might go back and look at mine. I started quite a bit before you and have managed to reach depression proof wealth (at least in my own mind). It's a really remarkable feeling. I have confidence you will achieve it!
Post by: malachite on July 02, 2021, 04:11:05 PM
| Month | Investments | Home Equity | Net Worth | |
| NOV 19 | 286k | 193k | 480k | |
| DEC 19 | 292k | 195k | 487k | |
| JAN 20 | 293k | 196k | 489k | |
| FEB 20 | 288k | 197k | 485k | |
| MAR 20 | 260k | 198k | 458k | <-- Momentary downward blip thanks to COVID |
| APR 20 | 285k | 199k | 483k | <-- And recovered |
| MAY 20 | 306k | 200k | 505k | |
| JUN 20 | 311k | 200k | 511k | |
| JUL 20 | 326k | 201k | 527k | |
| AUG 20 | 334k | 202k | 536k | |
| SEP 20 | 336k | 187k | 523k | |
| OCT 20 | 385k | 190k | 576k | <-- thanks to my employer for the nice bonus. At a saving rate of ~$7k/month this bonus moved up FI by about half a year. |
| NOV 20 | 420k | 201k | 621k | <-- Stock market for the win (up 98k in 2 months???) |
| DEC 20 | 421k | 205k | 626k | <-- Only 1k increase in liquid due to a lot of end-of-year charity donations. |
| JAN 21 | 449k | 208k | 657k | |
| FEB 21 | 461k | 210k | 671k | |
| MAR 21 | 478k | 215k | 693k | |
| APR 21 | 505k | 220k | 726k | |
| JUN 21 | 522k | 233k | 755k | |
| JUL 21 | 647k | 126k | 774k | <-- Moved out of the expensive suburbs. Equity -> Working Investments |
Post by: oneday on July 03, 2021, 04:24:34 PM
Congrats @Finwiz @monarda @joe189man @nickelwise (that is a neat metric!)
Net Worth; includes credit cards that are paid off monthly
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | $409K | - |
| February | - | $291K | $342K | $423K | - |
| March | - | $294K | $304K | $437K | - |
| April | $263K | $304K | $328K | $464K | - |
| May | $268K | $293K | $337K | $466K | - |
| June | $270K | $309K | $340K | $474K | - |
| July | $276K | $314K | $352K | - | - |
| August | $284K | $313K | $372K | - | - |
| September | $287K | $329K | $367K | - | $500K? |
| October | $276K | $325K | $361K | - | - |
| November | $280K | $335K | $394K | - | - |
| December | $268K | $343K | $410K | - | - |
Post by: Lamancha on July 03, 2021, 04:46:17 PM
01/2021- 258,257
02/2021- 275,647
03/2021- 280,873
04/2021- 302,154
05/2021- 324,155
06/2021- 337,961
07/2021- 355,742
Post by: zeli2033 on July 03, 2021, 10:45:19 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | ($28,165) | $52,928 | $163,400 | $239,950 | - |
| February | ($21,735) | $61,806 | $156,457 | $250,940 | - |
| March | ($16,099) | $72,482 | $145,287 | $261,224 | - |
| April | ($11,771) | $99,041 | $163,919 | $280,829 | - |
| May | ($6,744) | $96,807 | $178,765 | $284,686 | - |
| June | ($1,596) | $106,071 | $185,289 | $293,185 | - |
| July | $4,624 | $112,395 | $201,395 | - | - |
| August | $12,784 | $116,527 | $222,183 | - | - |
| September | $22,476 | $124,973 | $221,234 | - | - |
| October | $27,980 | $135,196 | $225,329 | - | - |
| November | $36,219 | $143,839 | $221,148 | - | - |
| December | $36,235 | $150,705 | $234,567 | - | - |
Post by: KidneyBeansMD on July 04, 2021, 08:44:27 PM
1/31/21 - $257,360
2/28/21 - $253,769
3/31/21 - $270,121
4/30/21 - $279,524
5/31/21 - $277,736
6/30/21- $279,142
Post by: Accrual on July 05, 2021, 12:33:57 PM
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k
10/1/2020 - $250k
11/1/2020 - $254k
12/1/2020 - $295k
1/1/2021 - $301k
2/1/2021 - $307k
3/1/2021 - $304k
4/1/2021 - $310k
5/1/2021 - $319k
6/1/2021 - $341k
7/1/2021 = $344k
Post by: The Tester on July 05, 2021, 02:19:01 PM
| 2019 | 2020 | 2021 | |
| January | - | $281,256 | $406,011 |
| February | - | $268,507 | $419,342 |
| March | - | $244,811 | $426,217 |
| April | - | $275,496 | $454,020 |
| May | - | $296,407 | $454,614 |
| June | - | $311,160 | $478,081 |
| July | - | $329,791 | |
| August | - | $348,640 | |
| September | - | $348,234 | |
| October | - | $345,595 | |
| November | $266,069 | $382,855 | |
| December | $277,275 | $402,434 |
Post by: Psyche on July 05, 2021, 03:31:59 PM
| 2021 | |
| Jan | $223,873 |
| Feb | $239,134 |
| Mar | $264,278 |
| Apr | $283,849 |
| May | $293,311 |
| Jun | $304,208 |
| Jul | - |
| Aug | - |
| Sep | - |
| Oct | - |
| Nov | - |
| Dec | - |
300K was my 2025 goal.
Thank you, Mr. Market!
(Congrats to all the recent graduates!)
Post by: Huskerfan on July 05, 2021, 04:25:39 PM
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Jun2021 — $252084
Numbers updated thru the last day of the month. I only post my TSP numbers. Nothing else. But I may revamp this to show the wife’s account as well.
I stuck to my strategy, and laid low for the majority of June. And popped back in for some gains when I was ready to do so. .
I hit the $250K goal I set for myself to hit in December 2021 —many months ahead of schedule. So with that; I guess a new goal will be $280k. I’ve pulled in gains above the 20% mark thus far for the year. So hopefully I can keep the trend going and perhaps gain another 10%. I’m excited to see how the next 7 months treat my accounts.
Post by: solon on July 05, 2021, 05:32:26 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | 132,155 | 177,349 | 282,110 | 344,002 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 500,000? |
| August | 168,222 | 267,535 | 318,456 | - | - |
| September | 184,158 | 268,153 | 324,661 | - | - |
| October | 189,536 | 271,542 | 317,511 | - | - |
| November | 184,146 | 283,636 | 323,958 | - | - |
| December | 182,675 | 287,248 | 341,124 | - | - |
Post by: joemandadman189 on July 06, 2021, 09:12:43 AM
Welcome @tacticalteam4 @windytrail[/td][/tr][/table]
Congrats @Finwiz @monarda @joe189man @nickelwise (that is a neat metric!)
Net Worth; includes credit cards that are paid off monthly
2018 2019 2020 2021 2022 January - $283K $354K $409K - February - $291K $342K $423K - March - $294K $304K $437K - April $263K $304K $328K $464K - May $268K $293K $337K $466K - June $270K $309K $340K $474K - July $276K $314K $352K - - August $284K $313K $372K - - September $287K $329K $367K - $500K? October $276K $325K $361K - - November $280K $335K $394K - - December $268K $343K $410K - -
Thanks @oneday you will be there in no time
Post by: dignam on July 07, 2021, 02:24:24 PM
Feb 2020 $253k
Mar 2020 $221k
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
May 2021 $355k
Jun 2021 $368k
Jul 2021 $378k
Post by: afah0447 on July 12, 2021, 04:06:02 AM
Oct-18 $86,288.66
Nov-18 $86,233.00
Dec-18 $86,642.12
Jan-19 $86,441.13
Feb-19 $91,507.65
Mar-19 $99,520.65
Apr-19 $110,916.19
May-19 $115,351.36
Jun-19 $116,942.12
Jul-19 $121,817.08
Aug-19 $130,530.53
Sep-19 $135,520.24
Oct-19 $138,063.29
Nov-19 $143,974.69
Dec-19 $149,978.41
Jan-20 $152,246.51
Feb-20 $155,073.89
Mar-20 $155,073.89
Apr-20 $174,853.54
May-20 $174,853.54
Jun-20 $185,608.87
Jul-20 $189,810.67
Aug-20 $198,923.35
Sep-20 $201,682.05
Oct-20 $205,135.60
Nov-20 $215,637.12
Dec-20 $229,214.43
Jan-21 $236,573.28
Feb-21 $239,809.43
Mar-21 $240,741.65
Apr-21 $246,930.39
May-21 $252,344.97
Jun-21 $261,182.29
Jul-21 $272,370.20
Post by: QuillScroll on July 14, 2021, 10:23:27 AM
Apr 2018 - 37941 (Started Tracking)
Nov 2019 - 101000
Dec 2020 - 212337
May 2021 - 250935
07/14/2021 - 279970
Starting entry in this group!!
Post by: grantmeaname on July 14, 2021, 02:36:17 PM
Post by: junga on July 15, 2021, 06:58:46 PM
Jan $321,143 - -
April - - -
July $279,165 - -
Oct - - -
Post by: PlanetDee on July 23, 2021, 07:18:15 AM
Investments only:
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
Post by: Southern Stache on July 23, 2021, 01:02:21 PM
June 2021: $433,387
July 2021: $436,917
Nice progress, PlanetDee!
Post by: mbk on July 26, 2021, 05:34:33 AM
My target is to graduate in 4 1/2 years by mid 2025 when liquid assets cross $500k.
| Date | Liquid Assets | Fixed Assets | Total Assets |
| 11/30/20 | $278,000 | $92,000 | $360,000 |
| 12/31/20 | $293,094 | $96,705 | $380,799 |
| 06/30/21 | $358,037 | $150,000 | $508,037 |
I contributed $20k the liquid assets consisting of 401k's and IRAs. Rest is the market gains.
The fixed assets are an approximate number. I use Zillow to estimate the value of my properties and my equity in the properties.
Post by: grantmeaname on July 28, 2021, 11:43:27 AM
7/31/21 $444k
7/13/18 $ 63k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
9/30/20 $246k
10/31/20 $252k
11/30/20 $287k
12/31/20 $304k
1/31/21 $316k
2/28/21 $365k
3/31/21 $377k
4/30/21 $403k
5/31/21 $414k
6/30/21 $428k
Post by: Fire2025 on July 30, 2021, 09:52:35 AM
I'm racing with my Savings, not my NW.
End of:
2015 - 5800 - Found MMM
2016 - 56,145
2017 - 104,485
2018 - 134,864
2019 - 174,932
2020 - 220,850
Currently - 274,240
There's been some ups and downs with the savings rates and some job changes in there. But 2021 should be a solid 50% savings year and a good income, Woohoo double double!!
Post by: solon on July 30, 2021, 10:53:37 AM
Yes, we all get to be winners. But the prize is a big 'ole pile of stache - much better than a participation trophy!
Post by: NextTime on July 31, 2021, 01:14:08 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $198,265 | $224,401 | $305,287 | $424,924 |
| February | $204,080 | $231,997 | $290,554 | $453,313 |
| March | $204,080 | $236,710 | $274,909 | $471,199 |
| April | $206,310 | $246,138 | $298,297 | $489,213 |
| May | $207,731 | $245,062 | $320,072 | $492,274 |
| June | $209,453 | $256,868 | $331,215 | $493,272 |
| July | $218,450 | $256,076 | $349,025 | $503,214 |
| August | $224,243 | $266,197 | $367,183 | |
| September | $227,037 | $274,186 | $360,397 | |
| October | $214,107 | $284,427 | $360,290 | |
| November | $219,948 | $295.004 | $400,264 | |
| December | $206,667 | $304,693 | $419,937 |
I made it!
Post by: InvincibleChutzpah on July 31, 2021, 06:15:31 AM
5/31/2020 $226,178.29
6/30/2020 $233,483.30
7/31/2020 $347,096.04 Sold my condo and invested the profit
8/31/2020 $369,374.23
9/30/2020 $361,170.14
10/31/2020 $359,913.37
11/30/2020 $398,280.76
12/31/2020 $415,859.82
1/31/2021 $422,920.86
2/28/2021 $425,382.16
3/31/2021 $444,011.60
4/30/2021 $466,376.29
5/31/2021 $475,698.13
6/30/2021 $486,488.79
Still looks like I'll have an August graduation. July is a five paycheck month, so I MIGHT be able to squeeze it if the market cooperates.
7/31/2021 $496,247.94
Damn! So close
Post by: SeattleStache on July 31, 2021, 08:34:53 AM
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
April 2021: $454,876 (total NW $631,244)
May 2021: $459,903 (total NW $636,817)
June 2021: $469,431 (total NW $648,000)
July 2021: $474,327 (total NW $638,168)
Post by: oneday on July 31, 2021, 10:38:08 PM
Congrats @NextTime (you made it!)
@InvincibleChutzpah August will be your month.
Net Worth; includes credit cards that are paid off monthly
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | $409K | - |
| February | - | $291K | $342K | $423K | - |
| March | - | $294K | $304K | $437K | - |
| April | $263K | $304K | $328K | $464K | - |
| May | $268K | $293K | $337K | $466K | - |
| June | $270K | $309K | $340K | $474K | - |
| July | $276K | $314K | $352K | $485K | - |
| August | $284K | $313K | $372K | - | - |
| September | $287K | $329K | $367K | - | $500K? |
| October | $276K | $325K | $361K | - | - |
| November | $280K | $335K | $394K | - | - |
| December | $268K | $343K | $410K | - | - |
Post by: Epor on August 01, 2021, 07:20:50 AM
Code: [Select]
Total Saved Market G/L
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
01/01/21 273830 6524 15441
02/01/21 277210 7694 -4314
03/01/21 287160 1486 8464
04/01/21 300280 2750 10370
05/01/21 316530 2824 13436
06/01/21 321830 2164 3126
07/01/21 337420 2164 13426
08/01/21 341980 2164 2396
Post by: philli14 on August 01, 2021, 09:09:07 AM
1/01/19: 57,786 (+7181) 1/01/20: 127,304 (+7077) 1/01/21: 203,920 (+10877)
1/02/19: 65,133 (+7347) 1/02/20: 131,547 (+4243) 1/02/21: 208,614 (+4694)
1/03/19: 71,695 (+6562) 1/03/20: 125,438 (-6109) 1/03/21: 220,643 (+12029)
1/04/19: 77,573 (+5878) 1/04/20: 114,410 (-11028) 1/04/21: 229,518 (+8875)
1/05/19: 86,088 (+8515) 1/05/20: 131,316 (+16906) 1/05/21: 245,137 (+15619)
1/06/19: 86,749 (+0661) 1/06/20: 143,277 (+11961) 1/06/21: 250,988 (+5831)
1/07/19: 95,468 (+8719) 1/07/20: 149,491 (+6214) 1/07/21: 258,861 (+7873)
1/08/19: 99,958 (+4490) 1/08/20: 158,440 (+8949) 1/08/21: 268,936 (+10075)
1/09/19: 103,810 (+3852) 1/09/20: 170,460 (+12020)
1/10/19: 107,111 (+3301) 1/10/20: 170,416 (-44)
1/11/19: 112,338 (+5227) 1/11/20: 172,359 (+1943)
1/12/19: 120,227 (+7889) 1/12/20: 193,043 (+20684)
Post by: Mainlander on August 01, 2021, 03:13:32 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
Another good month with nice market returns and Company shares being deposited. Looks like my year end goal of 385k is attainable with a stretch goal of 400k.
Woah just noticed it was exactly 1 year since I joined this race. A one year increase of 107k is absolutely bonkers to me.
Post by: zeli2033 on August 01, 2021, 10:12:38 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | ($28,165) | $52,928 | $163,400 | $239,950 | - |
| February | ($21,735) | $61,806 | $156,457 | $250,940 | - |
| March | ($16,099) | $72,482 | $145,287 | $261,224 | - |
| April | ($11,771) | $99,041 | $163,919 | $280,829 | - |
| May | ($6,744) | $96,807 | $178,765 | $284,686 | - |
| June | ($1,596) | $106,071 | $185,289 | $293,185 | - |
| July | $4,624 | $112,395 | $201,395 | $301,660 | - |
| August | $12,784 | $116,527 | $222,183 | - | - |
| September | $22,476 | $124,973 | $221,234 | - | - |
| October | $27,980 | $135,196 | $225,329 | - | - |
| November | $36,219 | $143,839 | $221,148 | - | - |
| December | $36,235 | $150,705 | $234,567 | - | - |
Post by: ontheheel on August 02, 2021, 04:55:23 AM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241
February $246
March $255
April $267
May $290
June $303
July $325k
Raised rent on one of my properties for the first time in three years, and my other one is about to rent for 15% more than the last tenant. Both of these are really helpful because I’ve had to make several repairs in the past six months. All in all, things are looking up.
Post by: bloodaxe on August 02, 2021, 05:00:04 AM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
Post by: DadJokes on August 02, 2021, 05:33:34 AM
| 2021 | 2022 | 2023 | 2024 | |
| January | $227,807 | - | - | - |
| February | $230,079 | - | - | - |
| March | $239,227 | - | - | - |
| April | $251,865 | - | - | - |
| May | $263,588 | - | - | Grad Goal |
| June | $273,052 | - | - | |
| July | $289,104 | - | - | |
| August | $274,883 | - | - | |
| September | - | - | - | |
| October | - | - | - | |
| November | - | - | - | |
| December | - | - | - |
I bought a motorcycle.
Post by: Em-Dog on August 02, 2021, 08:00:52 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | - | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | - | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | - | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | - | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | - | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | - | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | - | - | |
| August | $17,375 | $30,624 | $69,345 | - | - | - | |
| September | $17,380 | $41,343 | $69,043 | - | - | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | - | - | - | |
| November | $16,332 | $46,935 | $95,120 | - | - | - | |
| December | $16,589 | $51,547 | $118,877 | - | - | - | |
| Annual Gain | $6,671 | $34,958 | $67,330 | $140,710 | - | - |
Post by: MudPuppy on August 02, 2021, 08:11:57 AM
[quote author=MudPuppy link=topic=46338.msg2849284#msg2849284
Household net for 2 adults:
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k
01/2021: 303k
02/2021: 310k
03/2021: 328k
04/2021: 338k
05/2021: 354k
06/2021: 364k
07/2021: 371k
08/2021: 374k
Big medical expenses and travel for funerals
Post by: windytrail on August 02, 2021, 08:44:50 AM
1/2017 -$19,000 +$22,000 0$
1/2018 $9,000 +$28,000 0.90%
1/2019 $29,500 +$20,500 +228% 2.95%
1/2020 $70,500 +$41,000 +139% 7.05%
6/1/2020 $111,116 +$40,616 +58% 11.11%
7/1/2020 $128,000 +$16,884 +15% 12.80%
8/1/2020 $136,000 +$8,000 +6% 13.60%
8/31/2020 $144,858 +$8,858 +7% 14.49%
9/30/2020 $147,009 +$2,151 +1% 14.70%
10/31/2020 $150,073 +$3,064 +2% 15.01%
11/30/2020 $174,474 +$24,401 +16% 17.45%
1/1/2021 $190,979 +$16,505 +9% 19.10%
2/1/2021 $198,243 +$7,264 +4% 19.82%
3/1/2021 $208,142 +$9,899 +5% 20.81%
4/1/2021 $220,468 +$12,326 +6% 22.05%
5/1/2021 $238,094 +$17,626 +8% 23.81%
6/1/2021 $246,170 +$8,076 +3% 24.62%
7/1/2021 $254,478 +$8,308 +3% 25.45%
8/1/2021 $261,982 +$7,504 +3% 26.20%
Post by: InvincibleChutzpah on August 02, 2021, 09:16:32 AM
@InvincibleChutzpah August will be your month.
Oh for sure! It's been my projected month for a while and I'm glad I'll likely meet that. I was a little bummed that July wasn't my month. My employer was bought out and during the 401k switch over our contributions were halted. Then I ended up using most of what wasn't lost to taxes on some extra spending (paying for my upcoming wedding). I know that one month is nothing in the long run, but I was looking forward to graduating a little early. Here's hoping the stock market does well this month and I cross the finish line.
Post by: Huskerfan on August 02, 2021, 05:05:39 PM
Jul2019 — $101953 Jul2021 — $257785
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Jun2021 — $252084
Numbers updated thru the last day of the month. I only post my TSP numbers. Nothing else. But I may revamp this to show the wife’s account as well.
I stuck to my strategy, and laid low for some of the month. I’m excited to see how the next 7 months treat my accounts.
Post by: falsekrakk808 on August 02, 2021, 06:22:25 PM
Apr 20 $256 Jan 21 $365
May 20 $278 Feb 21 $380
Jun 20 $282 Mar 21 $380
Jul 20 $304 Apr 21 $410
Aug 20 $312 May 21 $417
Sep 20 $295 Jun 21 $438
Oct 20 $286
Nov 20 $330
Dec 20 $360
Jul 21 $439
Small positive increase is still a good increase.
Post by: Fishing4FI on August 03, 2021, 05:00:52 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
October-20 $234k
November-20 $231k
December-20 $255k
January-21 $264k
February-21 $269k
March-21 $279k
April-21 $298k
May-21 $317k
June-21 $329k
July-21 $352k
August-21 $367k
Post by: FrugalByChance on August 03, 2021, 07:19:19 AM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344 492.32 (growth: €21 210.99 deposits: € 4 000.00)
Apr 2021 € 355 971.71 (growth: €11 479.39 deposits: € 4 500.00)
May 2021 € 358 877.94 (growth: € 2 906.23 deposits: € 3 075.00)
Jun 2021 € 381 498.25 (growth: €22 620.31 deposits: €10 075.00)
Jul 2021 € 395 145.96 (growth: €13 647.71 deposits: € 6 573.89)
Another good month. Some house expenses coming up in August (new heater and outside painting), so not sure if I can hit 400K next month.
You are killing it this year! Amazing savings, you will be out of this race in no time.
Thanks @Epor, I hope I can keep this up. Bonuses are concentrated in the first part of the year so I will not expect the same pace for the rest of the year.
Post by: oneday on August 03, 2021, 04:03:01 PM
@InvincibleChutzpah August will be your month.
Oh for sure! It's been my projected month for a while and I'm glad I'll likely meet that. I was a little bummed that July wasn't my month. My employer was bought out and during the 401k switch over our contributions were halted. Then I ended up using most of what wasn't lost to taxes on some extra spending (paying for my upcoming wedding). I know that one month is nothing in the long run, but I was looking forward to graduating a little early. Here's hoping the stock market does well this month and I cross the finish line.
I know what you mean. With the market going so crazy these last 18 months, a little voice in the back of my head whispers to me: $500K by December! Even though my projection was Fall 2022, I'm sure to be feeling as you do in Dec if I don't get there.
Post by: easternblockbabe on August 04, 2021, 12:04:21 PM
So here I am in the "obsessing" phase, only to find out that we have GRADUATED FROM THIS TREAD! That was back on 5/30/2021, when our non-equity assets minus liabilities (retirement, 529k, and cash) first exceeded 500k.
The challenges of the last two years (2020- duh): husband's lost of job due to the Covid-19 crisis, which reduced our income quite a bit; and his starting a construction business in 2021. We are not expecting much profit this year as he is trying to establish his company, if he can bring in 50K after expenses, that'd be a success.
retirement total non-equity
July 2016: $150,350 $204,450 (start of tracking)
Dec 2016: $167,700 $219,800
Dec 2017: $207,000 $315,150
Dec 2018: $236,800 $324,150
Dec 2019: $283,300 $372,500
Dec 2020: $301,227 $467,407
July 2021: $414,703 $520,603
So in summary, we doubled our retirement assets in 4.5 years, and multiplied our total non-equity by 2.5 in five years.
I will be moving to the 'Race from 500k to 1 mil' tread - and hope to see you there soon!
Post by: solon on August 05, 2021, 05:48:53 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | 132,155 | 177,349 | 282,110 | 344,002 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | - |
| September | 184,158 | 268,153 | 324,661 | - | - |
| October | 189,536 | 271,542 | 317,511 | - | - |
| November | 184,146 | 283,636 | 323,958 | - | - |
| December | 182,675 | 287,248 | 341,124 | - | - |
I spent two years in this race, and now I get to go play with the big boys.
What's really weird is, I don't feel like I'm worth half a million bucks. I feel like an imposter. Any minute now you all are going to learn the truth about me and toss me out the alley door.
Post by: grantmeaname on August 05, 2021, 06:16:04 AM
Post by: MudPuppy on August 05, 2021, 07:45:00 AM
Post by: Fire2025 on August 05, 2021, 08:53:47 AM
Solon I know what you mean with the impostor syndrome thing. I always think "This can't be real, I'm not saving this kind of real money". I keep waiting for someone to tell me I've made a mistake and put me back in a place where I'm financially fearful all the time.
Have fun with the race to becoming a millionaire!!!!!!
Post by: Psyche on August 05, 2021, 10:05:44 AM
| 2021 | |
| Jan | $223,873 |
| Feb | $239,134 |
| Mar | $264,278 |
| Apr | $283,849 |
| May | $293,311 |
| Jun | $304,208 |
| Jul | $308,247 |
| Aug | - |
| Sep | - |
| Oct | - |
| Nov | - |
| Dec | - |
I left my main job and now only have a part-time, so progress will be minimal for a while. This month's gain is all from the market--I was actually in the red for the month, which hasn't happened in years : P
Post by: nkt0 on August 05, 2021, 02:25:36 PM
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k
Q4 2020: $413k/$579k
Q1 2021: $436k/$624k
Q2 2021: $485k/$673k
Post by: InvincibleChutzpah on August 06, 2021, 12:44:07 PM
@InvincibleChutzpah August will be your month.
Oh for sure! It's been my projected month for a while and I'm glad I'll likely meet that. I was a little bummed that July wasn't my month. My employer was bought out and during the 401k switch over our contributions were halted. Then I ended up using most of what wasn't lost to taxes on some extra spending (paying for my upcoming wedding). I know that one month is nothing in the long run, but I was looking forward to graduating a little early. Here's hoping the stock market does well this month and I cross the finish line.
I know what you mean. With the market going so crazy these last 18 months, a little voice in the back of my head whispers to me: $500K by December! Even though my projection was Fall 2022, I'm sure to be feeling as you do in Dec if I don't get there.
August was definitely my month. I danced over the line this morning. I'm well aware that I'll cross the $500k threshold several times before all is said and done. So , I'm not going to officially make my graduation post till the end of the month.
Post by: Southern Stache on August 06, 2021, 03:07:31 PM
May 2021: $419,847
June 2021: $433,387
July 2021: $436,917
August 2021: $442,265
Dental care has been expensive lately, but it's happening. Slow and steady.
Post by: Lamancha on August 06, 2021, 05:04:24 PM
2/2021- 275,647
3/2021- 280,873
4/2021- 302,154
5/2021- 324,155
6/2021- 337,961
7/2021- 355,742
8/2021- 373,042
Post by: The Tester on August 08, 2021, 11:37:00 AM
| 2019 | 2020 | 2021 | |
| January | - | $281,256 | $406,011 |
| February | - | $268,507 | $419,342 |
| March | - | $244,811 | $426,217 |
| April | - | $275,496 | $454,020 |
| May | - | $296,407 | $454,614 |
| June | - | $311,160 | $478,081 |
| July | - | $329,791 | $488,121 |
| August | - | $348,640 | |
| September | - | $348,234 | |
| October | - | $345,595 | |
| November | $266,069 | $382,855 | |
| December | $277,275 | $402,434 |
Post by: Fire2025 on August 17, 2021, 07:36:39 AM
... End of:
2015 - 5800 - Found MMM
2016 - 56,145
2017 - 104,485
2018 - 134,864
2019 - 174,932
2020 - 220,850
July 2021 - 274,240
August 2021 - 297,707
Post by: swirleyDude on August 17, 2021, 07:41:07 PM
Aug 2021: 419K
I need to save more!
Post by: ardrum on August 18, 2021, 02:10:26 PM
12/1/20 - $284,036
1/1/21 - $301,280
2/1/21 - $318,045
3/1/21 - $338,808
4/1/21 - $350,947
5/1/21 - $356,198
6/1/21 - $374,201
7/1/21 - $377,978
8/1/21 - $382,334
Post by: An Unassuming Moose on August 19, 2021, 07:44:53 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
March 15, 2021 -- $327,076
April 15, 2021 -- $335,420
May 24, 2021 -- $282,215
August 19, 2021 -- $374,060
Well, the house is nearly complete, and it was appraised at the right number for me to sell. Looking forward to the simpler finances. Also started working again last week, and it's been quite enjoyable! High hopes for the rest of the year!
Post by: Vashy on August 23, 2021, 02:43:10 AM
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £483,531
May-2021: £496,874
Jun-2021: £504,408
Jul-2021: £511,775
I was playing it safe, but it seems I've graduated. Astonishing. Thanks so much everyone, and good luck!
Post by: Fire2025 on August 24, 2021, 09:57:46 AM
end-2018: £287,177
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £483,531
May-2021: £496,874
Jun-2021: £504,408
Jul-2021: £511,775
I was playing it safe, but it seems I've graduated. Astonishing. Thanks so much everyone, and good luck!
Congratulations!!!!! Have fun playing with the
Post by: grantmeaname on August 25, 2021, 07:02:55 AM
I'm organizing a Camp Mustache event outside Cincinnati next spring, the week after Easter - details here (https://forum.mrmoneymustache.com/camp-mustache-events/camp-mustache-midwest-cm*mw-cincinnati-oh-422-4242022/). Hope you consider joining us if you're in my part of the world!
Post by: Vashy on August 25, 2021, 10:05:06 AM
end-2018: £287,177
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £483,531
May-2021: £496,874
Jun-2021: £504,408
Jul-2021: £511,775
I was playing it safe, but it seems I've graduated. Astonishing. Thanks so much everyone, and good luck!
Congratulations!!!!! Have fun playing with theBigBigger Kids!!!!
Thank you! I kind of hate having to start again at the bottom, lol, but then again, very privileged to get there! :)
Post by: falsekrakk808 on August 27, 2021, 02:12:43 AM
Apr 20 $256 Jan 21 $365
May 20 $278 Feb 21 $380
Jun 20 $282 Mar 21 $380
Jul 20 $304 Apr 21 $410
Aug 20 $312 May 21 $417
Sep 20 $295 Jun 21 $438
Oct 20 $286 Jul 21 $439
Nov 20 $330
Dec 20 $360
Aug 21 $447
The investment gods were good to me.
Post by: PlanetDee on August 29, 2021, 08:01:33 AM
Investments only:
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
Woah the market, man.
8/29/21 - $450k
Post by: InvincibleChutzpah on August 30, 2021, 09:45:00 AM
5/31/2020 $226,178.29
6/30/2020 $233,483.30
7/31/2020 $347,096.04 Sold my condo and invested the profit
8/31/2020 $369,374.23
9/30/2020 $361,170.14
10/31/2020 $359,913.37
11/30/2020 $398,280.76
12/31/2020 $415,859.82
1/31/2021 $422,920.86
2/28/2021 $425,382.16
3/31/2021 $444,011.60
4/30/2021 $466,376.29
5/31/2021 $475,698.13
6/30/2021 $486,488.79
Still looks like I'll have an August graduation. July is a five paycheck month, so I MIGHT be able to squeeze it if the market cooperates.
7/31/2021 $496,247.94
Damn! So close
8/30/2021 $507,872.75
See y'all on the next race!
Post by: PlanetDee on August 30, 2021, 01:35:01 PM
Post by: zeli2033 on August 31, 2021, 08:48:06 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | ($28,165) | $52,928 | $163,400 | $239,950 | - |
| February | ($21,735) | $61,806 | $156,457 | $250,940 | - |
| March | ($16,099) | $72,482 | $145,287 | $261,224 | - |
| April | ($11,771) | $99,041 | $163,919 | $280,829 | - |
| May | ($6,744) | $96,807 | $178,765 | $284,686 | - |
| June | ($1,596) | $106,071 | $185,289 | $293,185 | - |
| July | $4,624 | $112,395 | $201,395 | $301,660 | - |
| August | $12,784 | $116,527 | $222,183 | $312,943 | - |
| September | $22,476 | $124,973 | $221,234 | - | - |
| October | $27,980 | $135,196 | $225,329 | - | - |
| November | $36,219 | $143,839 | $221,148 | - | - |
| December | $36,235 | $150,705 | $234,567 | - | - |
Things should hopefully pick back up now that I'm able to contribute to the 401k again (new job).
Post by: the_hobbitish on August 31, 2021, 09:00:00 AM
Investments Only
2021
Jan $353k
Feb $394k
Mar $425k
Apr $432k
May $461k
July $474k
Today - $496,600 So close!
Post by: grantmeaname on August 31, 2021, 09:04:09 AM
| Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec | |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | . | | | . | . | . |
Post by: MudPuppy on August 31, 2021, 10:21:22 AM
Post by: SeattleStache on August 31, 2021, 04:30:46 PM
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
April 2021: $454,876 (total NW $631,244)
May 2021: $459,903 (total NW $636,817)
June 2021: $469,431 (total NW $648,000)
July 2021: $474,327 (total NW $638,168)
August 2021: $486,405 (total NW $641,921)
Post by: Mainlander on August 31, 2021, 05:19:10 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/01: $370,656
Good amount of overtime this month, but majority of these gains are from the market.
Post by: FrugalByChance on September 01, 2021, 02:59:25 AM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344 492.32 (growth: €21 210.99 deposits: € 4 000.00)
Apr 2021 € 355 971.71 (growth: €11 479.39 deposits: € 4 500.00)
May 2021 € 358 877.94 (growth: € 2 906.23 deposits: € 3 075.00)
Jun 2021 € 381 498.25 (growth: €22 620.31 deposits: €10 075.00)
Jul 2021 € 395 145.96 (growth: €13 647.71 deposits: € 6 573.89)
Aug 2021 € 406 779.03 (growth: €11 633.07 deposits: € 4 000.00)
Above 400K, yet another milestone.
Post by: bloodaxe on September 01, 2021, 05:31:58 AM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
Big jump!
Post by: ontheheel on September 01, 2021, 06:28:35 AM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241
February $246
March $255
April $267
May $290
June $303
July $325
August $333k
I’m getting a promotion to Lieutenant Commander and the associated raise today. Onward and upward.
Post by: DadJokes on September 01, 2021, 07:51:43 AM
| 2021 | 2022 | 2023 | 2024 | |
| January | $227,807 | - | - | - |
| February | $230,079 | - | - | - |
| March | $239,227 | - | - | - |
| April | $251,865 | - | - | - |
| May | $263,588 | - | - | Grad Goal |
| June | $273,052 | - | - | |
| July | $289,104 | - | - | |
| August | $274,883 | - | - | |
| September | $288,517 | - | - | |
| October | - | - | - | |
| November | - | - | - | |
| December | - | - | - |
Post by: Epor on September 01, 2021, 08:04:35 AM
Code: [Select]
Total Saved Market G/L
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
01/01/21 273830 6524 15441
02/01/21 277210 7694 -4314
03/01/21 287160 1486 8464
04/01/21 300280 2750 10370
05/01/21 316530 2824 13436
06/01/21 321830 2164 3126
07/01/21 337420 2164 13426
08/01/21 341980 2164 2396
09/01/21 355310 2164 11166
Post by: Epor on September 01, 2021, 08:05:53 AM
I’m getting a promotion to Lieutenant Commander and the associated raise today. Onward and upward.
Congrats!!
Post by: LurkerStache on September 01, 2021, 08:57:39 AM
Feb 2021: 259,075.48Aug 2021: 301,472.8
Mar 2021: 270,759.37
Apr 2021: 281,912.14
May 2021: 289,092.64
Post by: Em-Dog on September 01, 2021, 09:52:17 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | - | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | - | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | - | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | - | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | - | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | - | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | - | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | - | - | |
| September | $17,380 | $41,343 | $69,043 | - | - | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | - | - | - | |
| November | $16,332 | $46,935 | $95,120 | - | - | - | |
| December | $16,589 | $51,547 | $118,877 | - | - | - | |
| Annual Gain | $6,671 | $34,958 | $67,330 | $155,860 | - | - |
Post by: philli14 on September 01, 2021, 12:41:55 PM
1/01/19: 57,786 (+7181) 1/01/20: 127,304 (+7077) 1/01/21: 203,920 (+10877)
1/02/19: 65,133 (+7347) 1/02/20: 131,547 (+4243) 1/02/21: 208,614 (+4694)
1/03/19: 71,695 (+6562) 1/03/20: 125,438 (-6109) 1/03/21: 220,643 (+12029)
1/04/19: 77,573 (+5878) 1/04/20: 114,410 (-11028) 1/04/21: 229,518 (+8875)
1/05/19: 86,088 (+8515) 1/05/20: 131,316 (+16906) 1/05/21: 245,137 (+15619)
1/06/19: 86,749 (+0661) 1/06/20: 143,277 (+11961) 1/06/21: 250,988 (+5831)
1/07/19: 95,468 (+8719) 1/07/20: 149,491 (+6214) 1/07/21: 258,861 (+7873)
1/08/19: 99,958 (+4490) 1/08/20: 158,440 (+8949) 1/08/21: 268,936 (+10075)
1/09/19: 103,810 (+3852) 1/09/20: 170,460 (+12020) 1/09/21: 278,078 (+9142)
1/10/19: 107,111 (+3301) 1/10/20: 170,416 (-44)
1/11/19: 112,338 (+5227) 1/11/20: 172,359 (+1943)
1/12/19: 120,227 (+7889) 1/12/20: 193,043 (+20684)
Onwards and upwards.
Post by: dignam on September 02, 2021, 07:32:21 AM
Feb 2020 $253k
Mar 2020 $221k
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
May 2021 $355k
Jun 2021 $368k
Jul 2021 $378k
Sep 2021 $394k
Post by: snoot on September 02, 2021, 02:01:41 PM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
02/2021 $277,710
03/2021 $280,877
04/2021 $292,172
05/2021 $310,610
09/2021 $332,225
Post by: Fishing4FI on September 02, 2021, 02:55:38 PM
8/19 $110k
8/20 $217k
1/21 $264k
2/21 $269k
3/21 $279k
4/21 $298k
5/21 $317k
6/21 $329k
7/21 $352k
8/21 $367k
9/21 $386k
Market gains, side job bonus, real estate income, regular contributions, etc.
Post by: MudPuppy on September 02, 2021, 04:28:11 PM
Household net for 2 adults:
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k
01/2021: 303k
02/2021: 310k
03/2021: 328k
04/2021: 338k
05/2021: 354k
06/2021: 364k
07/2021: 371k
08/2021: 374k
09/2021: 383k
Post by: Lamancha on September 02, 2021, 06:27:20 PM
1/2021- 258,257
2/2021- 275,647
3/2021- 280,873
4/2021- 302,154
5/2021- 324,155
6/2021- 337,961
7/2021- 355,742
8/2021- 373,042
9/2021- 394,317
Post by: afah0447 on September 02, 2021, 09:04:35 PM
Sep-18 $75,296.52
Oct-18 $86,288.66
Nov-18 $86,233.00
Dec-18 $86,642.12
Jan-19 $86,441.13
Feb-19 $91,507.65
Mar-19 $99,520.65
Apr-19 $110,916.19
May-19 $115,351.36
Jun-19 $116,942.12
Jul-19 $121,817.08
Aug-19 $130,530.53
Sep-19 $135,520.24
Oct-19 $138,063.29
Nov-19 $143,974.69
Dec-19 $149,978.41
Jan-20 $152,246.51
Mar-20 $155,073.89
Apr-20 $174,853.54
May-20 $174,853.54
Jun-20 $185,608.87
Jul-20 $189,810.67
Aug-20 $198,923.35
Sep-20 $201,682.05
Oct-20 $205,135.60
Nov-20 $215,637.12
Dec-20 $229,214.43
Jan-21 $236,573.28
Feb-21 $239,809.43
Mar-21 $240,741.65
Apr-21 $246,930.39
May-21 $252,344.97
Jun-21 $261,182.29
Jul-21 $272,370.20
Aug-21 $279,179.46
Sept-21 $292,731.84
Post by: Just_Me on September 02, 2021, 09:15:10 PM
Where is the link to the online spreadsheet?
This one (https://forum.mrmoneymustache.com/forum-information-faqs/case-study-spreadsheet-updates/msg2871022/#msg2871022)? It is in the welcome and forum info section.
Post by: Fire2025 on September 03, 2021, 07:08:01 AM
... End of:
2015 - 5800 - Found MMM
2016 - 56,145
2017 - 104,485
2018 - 134,864
2019 - 174,932
2020 - 220,850
July 2021 - 274,240
August 2021 - 297,707
September 2021 - 313,100
Post by: oneday on September 04, 2021, 03:06:58 PM
Congrats to:
@ontheheel for your promotion & raise!
@easternblockbabe , see you in the other thread soon!
@solon , I feel the same - how is this possible?
@Vashy , continued luck to you!
@InvincibleChutzpah , you finally made it, yay!
Breaking this into two posts this month.
Post by: oneday on September 04, 2021, 03:18:45 PM
Net Worth; includes credit cards that are paid off monthly
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | $409K | - |
| February | - | $291K | $342K | $423K | - |
| March | - | $294K | $304K | $437K | - |
| April | $263K | $304K | $328K | $464K | - |
| May | $268K | $293K | $337K | $466K | - |
| June | $270K | $309K | $340K | $474K | - |
| July | $276K | $314K | $352K | $486K | - |
| August | $284K | $313K | $372K | $505K | - |
| September | $287K | $329K | $367K | - | $500K? |
| October | $276K | $325K | $361K | - | - |
| November | $280K | $335K | $394K | - | - |
| December | $268K | $343K | $410K | - | - |
W U T ? ?
@joe189man proved prescient in July:
Thanks oneday you will be there in no time
"No time" ended up being 2 months. Note even in my wildest dreams was a gain of $29K in 2 months ($2K is contributions) possible.
Woah just noticed it was exactly 1 year since I joined this race. A one year increase of 107k is absolutely bonkers to me.
@Mainlander I had a similar gain this year. Not even a year: 8 months. Totes bonkers!!!! I am reeling.
But, I'll wait to see if it "sticks" for a bit before declaring official graduation. The market giveth and the market taketh away, and all that.
Post by: oneday on September 04, 2021, 03:25:19 PM
Where is the link to the online spreadsheet?
This one (https://forum.mrmoneymustache.com/forum-information-faqs/case-study-spreadsheet-updates/msg2871022/#msg2871022)? It is in the welcome and forum info section.
I think there is a spreadsheet for this thread to track the members; see the link below from 2019. However, the link no longer works. Anyone keeping track of this these days?
Welcome everyone! Similar to the previous thread, we're charting our progress in a Google Sheet if you want to add your info:
https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0
Post by: Huskerfan on September 05, 2021, 06:46:47 AM
Jul2019 — $101953 Jul2021 — $257785
Aug2019 — $106277 Aug2021 — $261380 (TSP) / $146250 (spouse)
Sep2019 — $111050 Combined: $407630
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Jun2021 — $252084
Numbers updated thru the last day of the month. I started adding my spouses numbers from her defined contribution, but will really only count the TSP numbers towards the overall goal)
I’m excited to see how the next 4 months treat my accounts. Hoping for a great close out for the year.
Original goal this year was to hit $230k for the TSP account and $130k for the spouses. Then it was $250k. At this point; I’m obviously content with the numbers; but I do have a new goal of $275k to round off the year. Closing out at $150k for my spouses account would be nice as well
Post by: QuillScroll on September 09, 2021, 11:25:13 AM
07/14/2021 - 279970
09/09/2021 - 299002
Post by: Hash Brown on September 09, 2021, 07:42:53 PM
1998 -$7,000
1999 -$9,000
2000 -$11,000
2001 -$14,000
2002 -$28,000
2003 -$43,000
2004 -$58,000
2006 -$60,000
2007 -$63,000
2008 -$70,000
2009 -$75,000
2010 -$80,000
2011 -$75,000
2012 -$70,000
2013 -$65,000
2014 -$60,000
2015 -$55,000
2016 -$55,000
2017 -$70,000
2018 $0
2019 $50,000
2020 $125,000
9/9/21: $256,000
Post by: Just_Me on September 09, 2021, 07:52:53 PM
1997 -$4,000That's some killer progress
1998 -$7,000
1999 -$9,000
2000 -$11,000
2001 -$14,000
2002 -$28,000
2003 -$43,000
2004 -$58,000
2006 -$60,000
2007 -$63,000
2008 -$70,000
2009 -$75,000
2010 -$80,000
2011 -$75,000
2012 -$70,000
2013 -$65,000
2014 -$60,000
2015 -$55,000
2016 -$55,000
2017 -$70,000
2018 $0
2019 $50,000
2020 $125,000
9/9/21: $256,000
Post by: Hash Brown on September 09, 2021, 08:47:55 PM
That's some killer progress
It's a very, very long story. I paid so much in interest over those years that I don't dare add it up. I was definitely paying upwards of $1,000/mo for several years. I didn't start a 401k until 2014 or 2015. The main turning point was the sale of two side-by-side vacant lots I bought in early 2017 for a combined $9,900. I sold them 18 months later (late 2018) for a combined $93,000, so a net gain after taxes of about $63,000. This allowed me to finally pay off all of that debt. I also bought another vacant lot nearby for $8,500 which is now worth $40-50k. Otherwise everything else is home appreciation and stocks. I have also rented out one or two spare bedrooms in my house almost continuously since 2015.
(https://hosting.photobucket.com/images/j231/jmecklenborg/411bauer.png?width=960&height=720&fit=bounds) (https://app.photobucket.com/u/jmecklenborg/a/8515ee89-5cbd-4076-8758-8665d7350051/p/9d093562-05d3-4cf5-a175-19984423e223)
Post by: The Tester on September 11, 2021, 01:44:11 PM
| 2019 | 2020 | 2021 | |
| January | - | $281,256 | $406,011 |
| February | - | $268,507 | $419,342 |
| March | - | $244,811 | $426,217 |
| April | - | $275,496 | $454,020 |
| May | - | $296,407 | $454,614 |
| June | - | $311,160 | $478,081 |
| July | - | $329,791 | $488,121 |
| August | - | $348,640 | $503,668 |
| September | - | $348,234 | - |
| October | - | $345,595 | - |
| November | $266,069 | $382,855 | - |
| December | $277,275 | $402,434 | - |
Post by: Fire2025 on September 11, 2021, 04:09:28 PM
And that's a wrap on this race. I plan on staying around for another month just to make sure the gains are solid, but it's nice to be done in under 2 years.
2019 2020 2021 January - $281,256 $406,011 February - $268,507 $419,342 March - $244,811 $426,217 April - $275,496 $454,020 May - $296,407 $454,614 June - $311,160 $478,081 July - $329,791 $488,121 August - $348,640 $503,668 September - $348,234 - October - $345,595 - November $266,069 $382,855 - December $277,275 $402,434 -
Congrats!!! Under two years, wow!!!!!
Post by: effigies on September 11, 2021, 06:02:17 PM
Thanks to excellent gains, I got there a couple years sooner than I had expected.
Post by: monarda on September 11, 2021, 06:08:09 PM
It's fun to see how much faster things move once over $500K
Post by: lcmac32 on September 14, 2021, 08:21:25 PM
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Jan. 11, 2021 $314,041.78 (late checking, but a nice day to check)
Feb. 2, 2021 $315,792.29
Mar. 2, 2021 $324,324.39
Apr. 5, 2021 $327,497.50
May 1, 2021 $341,098.14
Sep. 14,2021. $370,643.21 (getting there)
Post by: Psyche on September 16, 2021, 12:30:57 PM
| 2021 | |
| Jan | $223,873 |
| Feb | $239,134 |
| Mar | $264,278 |
| Apr | $283,849 |
| May | $293,311 |
| Jun | $304,208 |
| Jul | $308,247 |
| Aug | $317,756 |
| Sep | - |
| Oct | - |
| Nov | - |
| Dec | - |
Tiny contribution this month on my now part-time income, but the market kept chugging along for me.
I realized that I don't have an target date for the 500K, though. (Had just been focused on getting to 300K by 2025 due to a planned move.) I'll have to think about that...
Congratulations @Vashy,@InvincibleChutzpah, @The Tester, @oneday, and @Edwards! (You too, @ontheheel)!
Post by: An Unassuming Moose on September 19, 2021, 05:42:19 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
March 15, 2021 -- $327,076
April 15, 2021 -- $335,420
May 24, 2021 -- $282,215
August 19, 2021 -- $374,060
September 19, 2021 -- $364,746
House renovation related expenses still hitting. It's on the market though, hoping to recuperate some of the damage.
Post by: effigies on September 19, 2021, 07:34:53 PM
And for the several people who posted recently who haven't hit the number yet, I can see from your progression numbers that you'll easily outpace me in a short while! Congrats.
Post by: LateStarter1 on September 20, 2021, 04:08:43 PM
September 1, 2021: $260,000
Post by: Psyche on September 22, 2021, 08:31:19 PM
Post by: PlanetDee on September 29, 2021, 07:26:17 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k - some market downturn and ended up needing a new car!
Post by: lexde on September 29, 2021, 02:28:03 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | − |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | − |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | $208,659.05 | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | $242,060.40 | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | $268,498.64 | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | − | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | − | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | − | − |
Goals Breakdown
Q4 2021: $300k
Q1 2022: $330k
Q2 2022: $360k
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k
Projected Graduation date: September 2023!
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Prior Progress: Race from 100 to 250k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg2909509/#msg2909509)
Post by: jojoguy on September 29, 2021, 07:23:58 PM
May 12, 2021 = $324,048.85
September 29,2021 = $359,662.74
We are coming up to our 3 year anniversary with the FIRE movement and we have grown our nest egg over $300K since then. Things have really been snowballing as well, even with the rollercoaster in the markets lately.
Post by: grantmeaname on September 30, 2021, 06:21:05 AM
| Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec | |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | . | . | . |
Post by: SeattleStache on September 30, 2021, 11:42:49 AM
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
April 2021: $454,876 (total NW $631,244)
May 2021: $459,903 (total NW $636,817)
June 2021: $469,431 (total NW $648,000)
July 2021: $474,327 (total NW $638,168)
August 2021: $486,405 (total NW $641,921)
September 2021: $473,661 (total NW $628,698) tough month in the market!
Post by: Mainlander on September 30, 2021, 06:57:07 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/01: $370,656
10/01/01: $364,708
Basement flooded, market slide, and bought a outbuilding for the yard. Guess we were due for a month like this.
Post by: nkt0 on September 30, 2021, 07:47:03 PM
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k
Q4 2020: $413k/$579k
Q1 2021: $436k/$624k
Q2 2021: $485k/$673k
Q3 2021: $497k/$688k
Post by: the_hobbitish on October 01, 2021, 06:03:00 AM
2021
Jan $353k
Feb $394k
Mar $425k
Apr $432k
May $461k
July $474k
Aug $496k
Sept $481k
I keep telling myself markets moving backwards is means sales and extra for the accumulation phase this month. Still hoping to graduate this year.
Post by: Epor on October 01, 2021, 07:26:03 AM
Code: [Select]
Total Saved Market G/L
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
01/01/21 273830 6524 15441
02/01/21 277210 7694 -4314
03/01/21 287160 1486 8464
04/01/21 300280 2750 10370
05/01/21 316530 2824 13436
06/01/21 321830 2164 3126
07/01/21 337420 2164 13426
08/01/21 341980 2164 2396
09/01/21 355310 2164 11166
10/01/21 338760 2164 -18714
Post by: Em-Dog on October 01, 2021, 09:26:42 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | - | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | - | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | - | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | - | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | - | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | - | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | - | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | - | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | - | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | - | - | - | |
| November | $16,332 | $46,935 | $95,120 | - | - | - | |
| December | $16,589 | $51,547 | $118,877 | - | - | - | |
| Annual Gain | $6,671 | $34,958 | $67,330 | $150,999 | - | - |
Post by: Fire2025 on October 01, 2021, 10:47:10 AM
... End of:
2015 - 5800 - Found MMM
2016 - 56,145
2017 - 104,485
2018 - 134,864
2019 - 174,932
2020 - 220,850
July 2021 - 274,240
August 2021 - 297,707
September 2021 - 353,542
This is a little deceiving because I did a cash out refi and this is my investments not my net worth. But I was able to buy into the down market with my ReFi, so woohoo. Everything was on sale!!!
Post by: philli14 on October 01, 2021, 12:27:50 PM
1/01/19: 57,786 (+7181) 1/01/20: 127,304 (+7077) 1/01/21: 203,920 (+10877)
1/02/19: 65,133 (+7347) 1/02/20: 131,547 (+4243) 1/02/21: 208,614 (+4694)
1/03/19: 71,695 (+6562) 1/03/20: 125,438 (-6109) 1/03/21: 220,643 (+12029)
1/04/19: 77,573 (+5878) 1/04/20: 114,410 (-11028) 1/04/21: 229,518 (+8875)
1/05/19: 86,088 (+8515) 1/05/20: 131,316 (+16906) 1/05/21: 245,137 (+15619)
1/06/19: 86,749 (+0661) 1/06/20: 143,277 (+11961) 1/06/21: 250,988 (+5831)
1/07/19: 95,468 (+8719) 1/07/20: 149,491 (+6214) 1/07/21: 258,861 (+7873)
1/08/19: 99,958 (+4490) 1/08/20: 158,440 (+8949) 1/08/21: 268,936 (+10075)
1/09/19: 103,810 (+3852) 1/09/20: 170,460 (+12020) 1/09/21: 278,078 (+9142)
1/10/19: 107,111 (+3301) 1/10/20: 170,416 (-44) 1/10/21: 279,542 (+1464)
1/11/19: 112,338 (+5227) 1/11/20: 172,359 (+1943)
1/12/19: 120,227 (+7889) 1/12/20: 193,043 (+20684)
Quiet month, market a little flat but nice to see some gains anyways!
Post by: snoot on October 01, 2021, 12:29:26 PM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
02/2021 $277,710
03/2021 $280,877
04/2021 $292,172
05/2021 $310,610
09/2021 $332,225
10/2021 $319,041
Post by: oneday on October 01, 2021, 01:12:00 PM
Congrats @The Tester @Edwards
@Psyche thanks. You can congratulate me again in a few months when it sticks :)
@grantmeaname I am in the same place as 2 months ago. The market is just like that right now.
Net Worth; includes credit cards that are paid off monthly
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | $409K | - |
| February | - | $291K | $342K | $423K | - |
| March | - | $294K | $304K | $437K | - |
| April | $263K | $304K | $328K | $464K | - |
| May | $268K | $293K | $337K | $466K | - |
| June | $270K | $309K | $340K | $474K | - |
| July | $276K | $314K | $352K | $486K | - |
| August | $284K | $313K | $372K | $505K | - |
| September | $287K | $329K | $367K | $485K | $500K? |
| October | $276K | $325K | $361K | - | - |
| November | $280K | $335K | $394K | - | - |
| December | $268K | $343K | $410K | - | - |
Post by: DadJokes on October 01, 2021, 03:03:19 PM
| 2021 | 2022 | 2023 | 2024 | |
| January | $227,807 | - | - | - |
| February | $230,079 | - | - | - |
| March | $239,227 | - | - | - |
| April | $251,865 | - | - | - |
| May | $263,588 | - | - | Grad Goal |
| June | $273,052 | - | - | |
| July | $289,104 | - | - | |
| August | $275,118 | - | - | |
| September | $294,327 | - | - | |
| October | $289,219 | - | - | |
| November | - | - | - | |
| December | - | - | - |
Post by: ontheheel on October 01, 2021, 04:13:03 PM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241
February $246
March $255
April $267
May $290
June $303
July $325
August $333
September 328k
Cash position is up, but markets are down over the past month. I recently learned that September is statistically the worst month of the year for the stock market. October is the most volatile.
Post by: zeli2033 on October 01, 2021, 04:51:57 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | ($28,165) | $52,928 | $163,400 | $239,950 | - |
| February | ($21,735) | $61,806 | $156,457 | $250,940 | - |
| March | ($16,099) | $72,482 | $145,287 | $261,224 | - |
| April | ($11,771) | $99,041 | $163,919 | $280,829 | - |
| May | ($6,744) | $96,807 | $178,765 | $284,686 | - |
| June | ($1,596) | $106,071 | $185,289 | $293,185 | - |
| July | $4,624 | $112,395 | $201,395 | $301,660 | - |
| August | $12,784 | $116,527 | $222,183 | $312,943 | - |
| September | $22,476 | $124,973 | $221,234 | $305,520 | - |
| October | $27,980 | $135,196 | $225,329 | - | - |
| November | $36,219 | $143,839 | $221,148 | - | - |
| December | $36,235 | $150,705 | $234,567 | - | - |
The market is marketing. All our excess funds are going to paying off a HELOC so our only gains are from max contributions to tax-advantaged space which...is not enough.
Post by: runningthroughFIRE on October 01, 2021, 05:33:18 PM
| 2019 | 2020 | 2021 | |
| January | 149K | 224K | 357K |
| February | 157K | 216K | 365K |
| March | 164K | 191K | 388K |
| April | 173K | 221K | 415K |
| May | 170K | 236K | 423K |
| June | 182K | 243K | 449K |
| July | 188K | 263K | 446K |
| August | 189K | 285K | 469K |
| September | 191K | 279K | 462K |
| October | 203K | 281K | - |
| November | 212K | 324K | - |
| December | 219K | 339K | - |
[/quote]
Post by: The Tester on October 01, 2021, 10:56:59 PM
| 2019 | 2020 | 2021 | |
| January | - | $281,256 | $406,011 |
| February | - | $268,507 | $419,342 |
| March | - | $244,811 | $426,217 |
| April | - | $275,496 | $454,020 |
| May | - | $296,407 | $454,614 |
| June | - | $311,160 | $478,081 |
| July | - | $329,791 | $488,121 |
| August | - | $348,640 | $503,668 |
| September | - | $348,234 | $488,7612 |
| October | - | $345,595 | - |
| November | $266,069 | $382,855 | - |
| December | $277,275 | $402,434 | - |
Thanks @oneday and @Fire2025 !
Post by: grantmeaname on October 02, 2021, 05:53:44 AM
Post by: Fishing4FI on October 04, 2021, 12:12:34 PM
8/19 $110k
8/20 $217k
1/21 $264k
2/21 $269k
3/21 $279k
4/21 $298k
5/21 $317k
6/21 $329k
7/21 $352k
8/21 $367k
9/21 $386k
10/21 $378k
Post by: FrugalByChance on October 04, 2021, 01:56:51 PM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344 492.32 (growth: €21 210.99 deposits: € 4 000.00)
Apr 2021 € 355 971.71 (growth: €11 479.39 deposits: € 4 500.00)
May 2021 € 358 877.94 (growth: € 2 906.23 deposits: € 3 075.00)
Jun 2021 € 381 498.25 (growth: €22 620.31 deposits: €10 075.00)
Jul 2021 € 395 145.96 (growth: €13 647.71 deposits: € 6 573.89)
Aug 2021 € 406 779.03 (growth: €11 633.07 deposits: € 4 000.00)
Sep 2021 € 403 359.65 (growth: -€ 3 419.38 deposits: € 2 000.00)
Still above the 400K milestone even in a down market month.
Post by: MudPuppy on October 04, 2021, 03:02:02 PM
Household net for 2 adults:
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k
01/2021: 303k
02/2021: 310k
03/2021: 328k
04/2021: 338k
05/2021: 354k
06/2021: 364k
07/2021: 371k
08/2021: 374k
09/2021: 383k
10/2021: 384k
Not sure how, but we managed to squeak by a positive number this month!
Post by: Lamancha on October 04, 2021, 09:50:16 PM
1/2021- 258,257
2/2021- 275,647
3/2021- 280,873
4/2021- 302,154
5/2021- 324,155
6/2021- 337,961
7/2021- 355,742
8/2021- 373,042
9/2021- 394,317
10/2021- 394,733
Post by: dignam on October 05, 2021, 12:42:07 PM
The below values include: retirement/brokerage accounts, cash, home equity, vehicle equity
Feb 2020 $253k
Mar 2020 $221k
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
May 2021 $355k
Jun 2021 $368k
Jul 2021 $378k
Sep 2021 $394k
Oct 2021 $382k
Post by: lcmac32 on October 05, 2021, 01:18:54 PM
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Jan. 11, 2021 $314,041.78 (late checking, but a nice day to check)
Feb. 2, 2021 $315,792.29
Mar. 2, 2021 $324,324.39
Apr. 5, 2021 $327,497.50
May 1, 2021 $341,098.14
Sep. 14,2021. $370,643.21 (getting there)
Oct. 5, 2021. $355,201.45 (first down month this year, but okay with the breather...onward and upward from here)
Post by: LateStarter1 on October 05, 2021, 02:33:56 PM
Ooh, I can join in on this! Cannot recall the exact # but we hit $260k beginning of Sept. Will keep track from there on out. Excited to be a part of this one :)
September 1, 2021: $260,000
Investments Only
September 1, 2021: $260,000
October 5, 2021: $256,000
Post by: lcmac32 on October 06, 2021, 01:18:50 PM
Ooh, I can join in on this! Cannot recall the exact # but we hit $260k beginning of Sept. Will keep track from there on out. Excited to be a part of this one :)
September 1, 2021: $260,000
Investments Only
September 1, 2021: $260,000
October 5, 2021: $256,000
Welcome LateStarter1. I feel the same way and I hope to graduate this thread, it will likely be two years. I followed the advice I learned as a youngster which was save 10% of my pay. Wish MMM was around 25 years ago. I followed the advice I was given. Either way, I will get there. Good luck to you and your journey in this thread!
Post by: Psyche on October 13, 2021, 08:20:38 PM
| 2021 | |
| Jan | $223,873 |
| Feb | $239,134 |
| Mar | $264,278 |
| Apr | $283,849 |
| May | $293,311 |
| Jun | $304,208 |
| Jul | $308,247 |
| Aug | $317,756 |
| Sep | $302,747 |
| Oct | - |
| Nov | - |
| Dec | - |
Stocks on sale!
(Welcome, @lexde !)
Post by: Huskerfan on October 15, 2021, 04:15:53 AM
Jul2019 — $101953 Jul2021 — $257785
Aug2019 — $106277 Aug2021 — $261380 (TSP) / $146250 (spouses)
Sep2019 — $111050 Sep2021 — $257334 (TSP) / (removed spouse’s)
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Jun2021 — $252084
Numbers updated thru the last day of the month. I was going to start adding my spouses numbers from her defined contribution, but will really only count the TSP numbers towards the overall goal). I quit adding them again, as I can’t see numbers on a certain date unless I log in by a computer. I’m too lazy for that.
I’m excited to see how the next few months treat my accounts. Hoping for a great close out for the year. I had a small downturn in September, but already back up to normal amounts in October.
Original goal this year was to hit $230k for the TSP account and $130k for the spouses. Then it was $250k. At this point; I’m obviously content with the numbers; but I do have a new goal of $275k to round off the year. Closing out at $150k for my spouses account would be nice as well. Keeping my fingers crossed!
Post by: Kookaburra Risotto on October 15, 2021, 06:07:13 AM
For reference our numbers for the last few years (since I started tracking):
2016: £254,888.16
2017: £307,894.34
2018: £355,310.3
2019: £411,002.36
2020: £471,458.24
2021: £518,318.15
Post by: grantmeaname on October 15, 2021, 06:42:37 AM
Save a seat for the rest of us upstairs in the 500-1m thread!
Post by: alcon835 on October 15, 2021, 07:21:41 AM
Well, I can't quite believe it but we've done it! £518,318.15 as of April this year (I can only reliably track per tax year because we only get pension statements once a year). I think the journey to 1 million will be a long slog but I'm excited to be halfway there! See you all on the other side :D
For reference our numbers for the last few years (since I started tracking):
2016: £254,888.16
2017: £307,894.34
2018: £355,310.3
2019: £411,002.36
2020: £471,458.24
2021: £518,318.15
WOW!!!! Congratulations!!!!
Post by: An Unassuming Moose on October 15, 2021, 08:19:19 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
March 15, 2021 -- $327,076
April 15, 2021 -- $335,420
May 24, 2021 -- $282,215
August 19, 2021 -- $374,060
September 19, 2021 -- $364,746
October 15, 2021 -- $383,135
Back in the black. House is sold but not yet closed, hoping to reduce the amount of assumptions necessary to estimate my net worth here in the next month.
Post by: Accrual on October 15, 2021, 03:55:22 PM
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k
10/1/2020 - $250k
11/1/2020 - $254k
12/1/2020 - $295k
1/1/2021 - $301k
2/1/2021 - $307k
3/1/2021 - $304k
4/1/2021 - $310k
5/1/2021 - $319k
6/1/2021 - $341k
7/1/2021 - $344k
8/1/2021 - $340k
9/1/2021 - $351k
10/1/2021 - $364k
Post by: dignam on October 20, 2021, 05:58:51 AM
Feb 2020 $253k
Mar 2020 $221k
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
May 2021 $355k
Jun 2021 $368k
Jul 2021 $378k
Sep 2021 $394k
Oct 2021 $399k
Post by: Apples on October 23, 2021, 04:41:18 PM
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64
September 1 2018: $275,103.83
October 1 2018: $279,499.81
November 1 2018: $273,503.01
December 1 2018: $278,858.64
Jan 1 2019: $272,446.08
Feb 1 2019: $289,664.17
March 1 2019: $299,054.26
April 1 2019: $305,610.01
May 1 2019: $315,936.05
June 1 2019: $311,464.06
July 1 2019: $320,434.22
August 1 2019: $331,407.52
September 1 2019: $335,874.66
October 1 2019: $340,976.88
November 1 2019: $348,058.86
December 1 2019: $361,978.66
January 1 2020: $370,526.76 Huge increase year over year, that will now end thanks to buying a farm and paying $20,000 in interest for the next few years. I'll be in this group for several more years!
Well, it's been a while. At the end of this month we will cross the $500k mark, so I want to go through and update the months from Jan 2020 to now. Yes, this post is gigantic, I promise you only have one more month of me!
Feb 1 2020 $337,826.50 net worth went down $30k due to farm buying. LOANS, man.
March 1 2020 $330,092.14
April 1 2020 $312,296.60 apparently the market crashed back at the start of Covid
May 1 2020 $323,766.13
June 1 2020 $301,457.91 more farm loan. You can see why I wasn't excited to update last year. The loans (real estate, farm improvement, and line of credit) go in our net worth, but the money in the checking account does not as that would cause major swings and obfuscate actual NW gains. So this month the LoC got used.
July 1 2020 $309,726.15
Aug 1 2020 $324,402.02
Sep 1 2020 $341,294.59
Oct 1 2020 $342,244.63
Nov 1 2020 $341,219.85
Dec 1 2020 $372,179.87 big market swing up, extra paychecks for both of us. And finally, after the entire year, back to where we were the prior year.
Back then was hoping now that I had my first crop (apples, as the username says), we could get some money to catch up on some bills and maybe, just maybe, start some real loan paydown.
Jan 1 2021 $392,251.38 a bit of loan paydown
Feb 1 2021 $398,401.40
March 1 2021 $407,295.92
April 1 2021 $409,277.93
May 1 2021 $429,903.83 market swing up
June 1 2021 $438,651.25
July 1 2021 $450,245.82
Aug 1 2021 $459,604.85
Sept 1 2021 $486,565.11 I changed how we were tracking our checking account, which is half the increase here. Figured the swings in it were no longer notable in calculating NW, I had been slowing integrating it back in fully to the NW number, this month it came fully back.
Oct 1 2021 $482,656.50
This month we are going to pay $59,000 off on our farm improvement loan (it's a $60,000 loan, but you have to go in person to an office to pay off in full, so I'll do that after apple season, which won't be this month). That will use money from the farm's checking account, which is not included in our NW statement, though the loans are. So using farm income to pay that loan sort of "magically" improves our net worth, which is nice since all of 2020 those loans, and the interest we paid on them, realllllly put the brakes on net worth gains.
Post by: junga on October 25, 2021, 12:13:30 AM
Jan $321,143 - -
April - - -
July $279,165 - -
Oct $288,418 - -
Post by: PlanetDee on October 25, 2021, 07:32:43 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k - some market downturn and ended up needing a new car!
10/25/21 - $454k - this will be short lived. I owe tuition for school in a couple weeks.
Post by: ardrum on October 25, 2021, 11:57:49 AM
12/1/20 - $284,036
1/1/21 - $301,280
2/1/21 - $318,045
3/1/21 - $338,808
4/1/21 - $350,947
5/1/21 - $356,198
6/1/21 - $374,201
7/1/21 - $377,978
8/1/21 - $382,334
9/1/21 - $391,683
10/1/21 - $394,624
Post by: lexde on October 28, 2021, 02:04:49 PM
This month's gains were still very respectable at +$16,160.29. A lot of uncertainty surrounding life in general, so I'm likely going to just put the majority of this into an instant access savings account until I know what's going on with my health and my job. Having ~15k in savings will give me some peace of mind (it's about 1/3 of my annual living expenses if I'm not cutting corners anywhere) even though investing it all is the smarter decision.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | − |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | − |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | $208,659.05 | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | $242,060.40 | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | $268,498.64 | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | $284,658.93 | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | − | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | − | − |
Goals Breakdown
Q4 2021: $300k
Q1 2022: $330k
Q2 2022: $360k
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k
Projected Graduation date: September 2023!
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Prior Progress: Race from 100 to 250k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg2909509/#msg2909509)
Post by: snoot on October 29, 2021, 07:32:15 AM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
02/2021 $277,710
03/2021 $280,877
04/2021 $292,172
05/2021 $310,610
09/2021 $332,225
10/2021 $319,041
11/2021 $336,166
Post by: grantmeaname on October 29, 2021, 08:45:53 AM
Just found out I'm moving pretty soon so I pushed the whole house down payment savings pile into the market today. (It's in the net worth number all along, so not causing an unusual gain.)
| Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec | |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | . | . |
Post by: Accrual on October 30, 2021, 08:08:26 AM
06/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
01/1/2020 - $210k
02/1/2020 - $212k
03/1/2020 - $210k
04/1/2020 - $206k
05/1/2020 - $214K
06/1/2020 - $234k
07/1/2020 - $239k
08/1/2020 - $244k
09/1/2020 - $250k
10/1/2020 - $250k
11/1/2020 - $254k
12/1/2020 - $295k
01/1/2021 - $301k
02/1/2021 - $307k
03/1/2021 - $304k
04/1/2021 - $310k
05/1/2021 - $319k
06/1/2021 - $341k
07/1/2021 - $344k
08/1/2021 - $340k
09/1/2021 - $351k
10/1/2021 - $364k
11/1/2021 - $385k
Post by: FrugalByChance on October 30, 2021, 04:06:24 PM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344 492.32 (growth: €21 210.99 deposits: € 4 000.00)
Apr 2021 € 355 971.71 (growth: €11 479.39 deposits: € 4 500.00)
May 2021 € 358 877.94 (growth: € 2 906.23 deposits: € 3 075.00)
Jun 2021 € 381 498.25 (growth: €22 620.31 deposits: €10 075.00)
Jul 2021 € 395 145.96 (growth: €13 647.71 deposits: € 6 573.89)
Aug 2021 € 406 779.03 (growth: €11 633.07 deposits: € 4 000.00)
Sep 2021 € 403 359.65 (growth: -€ 3 419.38 deposits: € 2 000.00)
Oct 2021 € 418 718.56 (growth: €15 358.91 deposits: € 2 000.00)
Market rebounded, that offset a lower savings rate due to some spendy behaviour.
Post by: falsekrakk808 on October 30, 2021, 06:12:51 PM
04/2020 $256Getting closer to the $500k mark.
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
Post by: DadJokes on October 30, 2021, 07:27:05 PM
| 2021 | 2022 | 2023 | 2024 | |
| January | $227,807 | - | - | - |
| February | $230,079 | - | - | - |
| March | $239,227 | - | - | - |
| April | $251,865 | - | - | - |
| May | $263,588 | - | - | Grad Goal |
| June | $273,052 | - | - | |
| July | $289,104 | - | - | |
| August | $275,118 | - | - | |
| September | $294,327 | - | - | |
| October | $289,219 | - | - | |
| November | $309,150 | - | - | |
| December | - | - | - |
It's early, but nothing is changing over the weekend.
Post by: Mainlander on October 31, 2021, 09:13:56 AM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
Halfway through this race in 1 year, 3 months. If I can keep up this pace, looking at a graduation date of Feb 2023.
Post by: LurkerStache on October 31, 2021, 09:24:46 AM
Mar 2021: 270,759.37
Apr 2021: 281,912.14
May 2021: 289,092.64
Aug 2021: 301,472.8
Sep 2021: 293,711.37
Oct 2021: 310,884.51
Post by: Apples on October 31, 2021, 03:06:09 PM
May 1 2018: $250,453.08
June 1 2018: $256,005.82
July 1 2018: $259,624.40
August 1 2018: $268,077.64
September 1 2018: $275,103.83
October 1 2018: $279,499.81
November 1 2018: $273,503.01
December 1 2018: $278,858.64
Jan 1 2019: $272,446.08
Feb 1 2019: $289,664.17
March 1 2019: $299,054.26
April 1 2019: $305,610.01
May 1 2019: $315,936.05
June 1 2019: $311,464.06
July 1 2019: $320,434.22
August 1 2019: $331,407.52
September 1 2019: $335,874.66
October 1 2019: $340,976.88
November 1 2019: $348,058.86
December 1 2019: $361,978.66
January 1 2020: $370,526.76
Feb 1 2020 $337,826.50 net worth went down $30k due to farm buying. LOANS, man.
March 1 2020 $330,092.14
April 1 2020 $312,296.60 apparently the market crashed back at the start of Covid
May 1 2020 $323,766.13
June 1 2020 $301,457.91
July 1 2020 $309,726.15
Aug 1 2020 $324,402.02
Sep 1 2020 $341,294.59
Oct 1 2020 $342,244.63
Nov 1 2020 $341,219.85
Dec 1 2020 $372,179.87 big market swing up, extra paychecks for both of us. And finally, after the entire year, back to where we were the prior year.
Jan 1 2021 $392,251.38
Feb 1 2021 $398,401.40
March 1 2021 $407,295.92
April 1 2021 $409,277.93
May 1 2021 $429,903.83
June 1 2021 $438,651.25
July 1 2021 $450,245.82
Aug 1 2021 $459,604.85
Sept 1 2021 $486,565.11
Oct 1 2021 $482,656.50
Farm loan paydown of $60,000 has contributed to our huge $75,000 net worth increase this month!
Nov 1 2021: $562,597.23
So with that, we will be graduating from this thread and joining the race to $1,000,000. I can't believe we're over $500,000! After 2020 being a long slog to get nowhere, the farm paying off some loans this year is a huge boost. See y'all over there!
Post by: Psyche on October 31, 2021, 06:46:34 PM
| 2021 | |
| Jan | $223,873 |
| Feb | $239,134 |
| Mar | $264,278 |
| Apr | $283,849 |
| May | $293,311 |
| Jun | $304,208 |
| Jul | $308,247 |
| Aug | $317,756 |
| Sep | $302,747 |
| Oct | $321,013 |
| Nov | - |
| Dec | - |
Congratulations, @Apples!
Post by: SeattleStache on November 01, 2021, 06:34:58 AM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
April 2021: $454,876 (total NW $631,244)
May 2021: $459,903 (total NW $636,817)
June 2021: $469,431 (total NW $648,000)
July 2021: $474,327 (total NW $638,168)
August 2021: $486,405 (total NW $641,921)
September 2021: $473,661 (total NW $628,698)
October 2021: $495,112 (total NW $648,274) hope to hit $500k this month if things go well!
Post by: Em-Dog on November 01, 2021, 06:51:23 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | - | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | - | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | - | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | - | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | - | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | - | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | - | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | - | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | - | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | - | - | |
| November | $16,332 | $46,935 | $95,120 | - | - | - | |
| December | $16,589 | $51,547 | $118,877 | - | - | - | |
Post by: Master of None on November 01, 2021, 08:34:02 AM
4/1/19-$102,995.86
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
1/3/21- $184,692.76
2/2/21- $190,741.26
3/2/21- $200,580.85
4/2/21- $208,094.81
5/3/21- $217,401.97
6/1/21- $223,808.63
11/1/21- $252,522.91- Been away from the forum for a few months, but I wanted to jump in and and celebrate. Looks like I've graduated for the time being...hopefully we stay above $250k!
Post by: Epor on November 01, 2021, 08:34:33 AM
Code: [Select]
Total Saved Market G/L
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
01/01/21 273830 6524 15441
02/01/21 277210 7694 -4314
03/01/21 287160 1486 8464
04/01/21 300280 2750 10370
05/01/21 316530 2824 13436
06/01/21 321830 2164 3126
07/01/21 337420 2164 13426
08/01/21 341980 2164 2396
09/01/21 355310 2164 11166
10/01/21 338760 2164 -18714
11/01/21 366340 2864 24716
Post by: mckaylabaloney on November 01, 2021, 08:44:09 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234.012.81 |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | - |
Very excited to join you all today! I'm hoping to graduate by 1/1/2024. Could be a lot sooner if the markets continue to soar.
Post by: Apples on November 01, 2021, 08:53:46 AM
And congrats to all the new people joining this thread!
Post by: grantmeaname on November 01, 2021, 09:43:53 AM
Post by: ontheheel on November 01, 2021, 10:48:04 AM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241
February $246
March $255
April $267
May $290
June $303
July $325
August $333
September $328
October 342k
October was much better than September, for sure.
We did buy a new washing machine for the first time ever, which was our biggest unusual expense. We've typically gotten them off Craigslist and just throw parts at them over the years to keep them running. Our old one was wearing holes in our clothes, and I'm tired of repairing things all the time. Also, I'm deploying next year, and would like some more reliable stuff around the house for my wife while I'm gone for 6-8 months.
Found an $850 LG top-loader that was well-reviewed on sale as a floor model for $650. I asked for another 10% off and got it, so we walked away at $585 for a brand new machine with a good warranty, and that will save us on electricity, natural gas, and water for years to come. Most of the machines I saw on craigslist were $350-500, and new machines often passed the $1,000 mark, so I think we got decent value.
Post by: ASW on November 01, 2021, 12:53:09 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $38,800 | $88,534 | $153,292 | $227,655 | - | - | Graduation Goal |
| February | $49,800 | $96,439 | $154,220 | $229,253 | - | - | |
| March | $55,707 | $107,387 | $121,400 | $243,738 | - | - | |
| April | $64,352 | $110,960 | $132,182 | $252,411 | - | - | |
| May | $68,097 | $117,622 | $152,737 | $266,190 | - | - | |
| June | $72,976 | $113,078 | $165,000 | $268,575 | - | - | |
| July | $80,555 | $124,700 | $168,340 | $271,400 | - | - | |
| August | $85,858 | $129,322 | $180,956 | $275,700 | - | - | |
| September | $90,137 | $133,156 | $193,332 | $281,300 | - | - | |
| October | $93,806 | $136,540 | $191,781 | $291,000 | - | - | |
| November | $89,537 | $142,714 | $191,781 | $296,300 | - | - | |
| December | $92,795 | $147,950 | $213,280 | - | - | - | |
| Annual gain | $49,734 | $64,758 | $74,363 |
Post by: ardrum on November 01, 2021, 06:44:48 PM
12/1/20 - $284,036
1/1/21 - $301,280
2/1/21 - $318,045
3/1/21 - $338,808
4/1/21 - $350,947
5/1/21 - $356,198
6/1/21 - $374,201
7/1/21 - $377,978
8/1/21 - $382,334
9/1/21 - $391,683
10/1/21 - $394,624
11/1/21 - $411,512
Post by: Fishing4FI on November 02, 2021, 05:44:55 AM
8/19 $110k
8/20 $217k
1/21 $264k
2/21 $269k
3/21 $279k
4/21 $298k
5/21 $317k
6/21 $329k
7/21 $352k
8/21 $367k
9/21 $386k
10/21 $378k
11/21 $383k
Past couple months have been tough and probably a few more tough ones on the horizon. SO has been out of work for the past 1.5 months and we are about halfway through a complete home renovation. Between the two, NW is certainly taking a hit. Home renovation will only last couple more months and then hopefully get back on track.
Post by: philli14 on November 02, 2021, 07:55:31 AM
1/01/19: 57,786 (+7181) 1/01/20: 127,304 (+7077) 1/01/21: 203,920 (+10877)
1/02/19: 65,133 (+7347) 1/02/20: 131,547 (+4243) 1/02/21: 208,614 (+4694)
1/03/19: 71,695 (+6562) 1/03/20: 125,438 (-6109) 1/03/21: 220,643 (+12029)
1/04/19: 77,573 (+5878) 1/04/20: 114,410 (-11028) 1/04/21: 229,518 (+8875)
1/05/19: 86,088 (+8515) 1/05/20: 131,316 (+16906) 1/05/21: 245,137 (+15619)
1/06/19: 86,749 (+0661) 1/06/20: 143,277 (+11961) 1/06/21: 250,988 (+5831)
1/07/19: 95,468 (+8719) 1/07/20: 149,491 (+6214) 1/07/21: 258,861 (+7873)
1/08/19: 99,958 (+4490) 1/08/20: 158,440 (+8949) 1/08/21: 268,936 (+10075)
1/09/19: 103,810 (+3852) 1/09/20: 170,460 (+12020) 1/09/21: 278,078 (+9142)
1/10/19: 107,111 (+3301) 1/10/20: 170,416 (-44) 1/10/21: 279,542 (+1464)
1/11/19: 112,338 (+5227) 1/11/20: 172,359 (+1943) 1/11/21: 296,568 (+17026)
1/12/19: 120,227 (+7889) 1/12/20: 193,043 (+20684)
Close to 300k
Post by: mckaylabaloney on November 02, 2021, 11:54:38 AM
Post by: zeli2033 on November 02, 2021, 04:09:27 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | ($28,165) | $52,928 | $163,400 | $239,950 | - |
| February | ($21,735) | $61,806 | $156,457 | $250,940 | - |
| March | ($16,099) | $72,482 | $145,287 | $261,224 | - |
| April | ($11,771) | $99,041 | $163,919 | $280,829 | - |
| May | ($6,744) | $96,807 | $178,765 | $284,686 | - |
| June | ($1,596) | $106,071 | $185,289 | $293,185 | - |
| July | $4,624 | $112,395 | $201,395 | $301,660 | - |
| August | $12,784 | $116,527 | $222,183 | $312,943 | - |
| September | $22,476 | $124,973 | $221,234 | $305,520 | - |
| October | $27,980 | $135,196 | $225,329 | $325,798 | - |
| November | $36,219 | $143,839 | $221,148 | - | - |
| December | $36,235 | $150,705 | $234,567 | - | - |
Not much to report - looks like this month wasn't too shabby. The rest of this year will likely be a bit flat since we won't be contributing much beyond our pre-tax accounts. Really hoping to accelerate things much more so next year.
Post by: Rural on November 02, 2021, 04:47:00 PM
Somehow, when I wasn't looking, we hit 401K in liquid assets. That was March. This morning, it's at $440,000. I'm off contract for the summer, getting some part-time pay, but not my regular salary or benefits, so I'm predicting October for graduation.
$482K on my liquid spreadsheet this afternoon. So, likely December graduation instead. I'll take it.
Post by: bloodaxe on November 03, 2021, 06:12:23 AM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
Forgot to do October.
Post by: dignam on November 03, 2021, 06:27:50 AM
Why can't the market just go down :(
Just found out I'm moving pretty soon so I pushed the whole house down payment savings pile into the market today. (It's in the net worth number all along, so not causing an unusual gain.)
Jan Feb Mar | Apr May Jun | Jul Aug Sep | Oct Nov Dec 2015 -$10k -$10k -$10k | -$10k -$10k -$10k | -$10k -$10k -$10k | -$9k -$6k -$5k 2016 -$3k -$2k -$0k | $1k $3k $4k | $6k $7k $9k | $9k $11k $13k 2017 $15k $16k $18k | $20k $22k $24k | $26k $27k $30k | $32k $35k $36k 2018 $45k $44k $53k | $56k $55k $52k | $63k $62k $65k | $75k $72k $73k 2019 $80k $100k $104k | $108k $119k $126k | $127k $130k $133k | $141k $153k $163k 2020 $167k $162k $156k | $187k $196k $208k | $228k $242k $246k | $252k $287k $303k 2021 $316k $365k $377k | $403k $414k $428k | $444k $460k $461k | $485k . .
Well you should be graduating any day now, so congrats!
Post by: dignam on November 03, 2021, 06:38:27 AM
Feb 2020 $253k May 2021 $355k
Mar 2020 $221k Jun 2021 $368k
Apr 2020 $239k Jul 2021 $378k
May 2020 $244k Sep 2021 $394k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k (home value adjustment)
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
Post by: oneday on November 03, 2021, 11:24:00 PM
Congrats @Kookaburra Risotto @Apples
@The Tester freaky how closely your numbers are mirroring mine over the last few months!
I'm calling it this time. Farewell to all my $250-500K race friends! See you all in the $500K-1M race thread soon...some of you very soon! Keep racing!
Net Worth; includes credit cards that are paid off monthly
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $283K | $354K | $409K | - |
| February | - | $291K | $342K | $423K | - |
| March | - | $294K | $304K | $437K | - |
| April | $263K | $304K | $328K | $464K | - |
| May | $268K | $293K | $337K | $466K | - |
| June | $270K | $309K | $340K | $474K | - |
| July | $276K | $314K | $352K | $486K | - |
| August | $284K | $313K | $372K | $505K | - |
| September | $287K | $329K | $367K | $485K | $500K? |
| October | $276K | $325K | $361K | $521K | - |
| November | $280K | $335K | $394K | - | - |
| December | $268K | $343K | $410K | - | - |
Post by: grantmeaname on November 04, 2021, 05:22:48 AM
Post by: mckaylabaloney on November 04, 2021, 06:44:55 AM
Post by: LateStarter1 on November 04, 2021, 09:56:15 AM
Sept 1, 2021: $260,000
Oct 5, 2021: $256,000
Nov 4, 2021: $279,000 (net worth around $529k)
Hard to really grasp the money moving that much over 1 month... But that is very exciting. I know not to expect that much movement every month, but finally being to an amount like this where we do see some real movement is awesome.
I am only showing investments, but with our home equity, we have also crossed over $500k net worth! Feel that is a bit artificially inflated with the crazy housing market, and my wife has a hard time counting net worth as a real number, rather than investments. But I find it exciting none the less. But I will keep with investments only for these numbers but pop in some of the big net worth milestones just to make me feel better at time ;) .
Post by: falsekrakk808 on November 04, 2021, 05:32:57 PM
Post by: Lamancha on November 04, 2021, 11:19:07 PM
2/2021 275,647
3/2021 280,873
4/2021 302,154
5/2021 324,155
6/2021 337,691
7/2021 355,742
8/2021 373,042
9/2021 394,317
10/2021 394,733
11/2021 427,460
Made it into the 400's. Kinda feels like this is getting real now.
Post by: the_hobbitish on November 05, 2021, 06:24:58 AM
2021
Jan $353k
Feb $394k
Mar $425k
Apr $432k
May $461k
July $474k
Aug $496k
Sept $481k
Oct $490k
Nov $509k
I almost made it in August. I think it'll stick this time. Kind of incredible to have blown through the 400s this quick. See you all in the next thread.
Post by: grantmeaname on November 05, 2021, 07:04:21 AM
Post by: lcmac32 on November 05, 2021, 11:02:29 AM
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Jan. 11, 2021 $314,041.78 (late checking, but a nice day to check)
Feb. 2, 2021 $315,792.29
Mar. 2, 2021 $324,324.39
Apr. 5, 2021 $327,497.50
May 1, 2021 $341,098.14
Sep. 14,2021 $370,643.21 (getting there)
Oct. 5, 2021 $355,201.45 (first down month this year, but okay with the breather...onward and upward from here)
Nov. 5, 2021 $392,676.23
Post by: MudPuppy on November 05, 2021, 11:35:09 AM
Household net for 2 adults:
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k
01/2021: 303k
02/2021: 310k
03/2021: 328k
04/2021: 338k
05/2021: 354k
06/2021: 364k
07/2021: 371k
08/2021: 374k
09/2021: 383k
10/2021: 462k yearly update of home value included here
200k in a year?!
Post by: runningthroughFIRE on November 05, 2021, 04:21:44 PM
| 2019 | 2020 | 2021 | |
| January | 149K | 224K | 357K |
| February | 157K | 216K | 365K |
| March | 164K | 191K | 388K |
| April | 173K | 221K | 415K |
| May | 170K | 236K | 423K |
| June | 182K | 243K | 449K |
| July | 188K | 263K | 446K |
| August | 189K | 285K | 469K |
| September | 191K | 279K | 462K |
| October | 203K | 281K | 478K |
| November | 212K | 324K | - |
| December | 219K | 339K | - |
Post by: The Tester on November 06, 2021, 03:55:17 PM
| 2019 | 2020 | 2021 | |
| January | - | $281,256 | $406,011 |
| February | - | $268,507 | $419,342 |
| March | - | $244,811 | $426,217 |
| April | - | $275,496 | $454,020 |
| May | - | $296,407 | $454,614 |
| June | - | $311,160 | $478,081 |
| July | - | $329,791 | $488,121 |
| August | - | $348,640 | $503,668 |
| September | - | $348,234 | $488,7612 |
| October | - | $345,595 | $515,833 |
| November | $266,069 | $382,855 | - |
| December | $277,275 | $402,434 | - |
Welcome @Master of None @mckaylabaloney
Congrats @Kookaburra Risotto @Apples
@The Tester freaky how closely your numbers are mirroring mine over the last few months!
I'm calling it this time. Farewell to all my $250-500K race friends! See you all in the $500K-1M race thread soon...some of you very soon! Keep racing!
Thanks @oneday! Another month should put you over the top. And congratulations on all the recent and soon-to-be graduates. See you in the next thread.
Post by: oneday on November 09, 2021, 01:35:47 PM
@mckaylabaloney thanks! No one is more surprised than I.
@falsekrakk808 thank you! Sure hope the next $500K takes less time than the first :)
@Lamancha that is a big jump in one month. I'll see you in the next race soon!
@the_hobbitish congrats! See you on the other side.
@MudPuppy that is incredible growth & savings in one year. You must be ecstatic.
Post by: MudPuppy on November 09, 2021, 01:56:53 PM
Post by: An Unassuming Moose on November 15, 2021, 04:12:20 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
March 15, 2021 -- $327,076
April 15, 2021 -- $335,420
May 24, 2021 -- $282,215
August 19, 2021 -- $374,060
September 19, 2021 -- $364,746
October 15, 2021 -- $375,995 *Corrected for a flipped sign*
November 15, 2021 -- $373,345
On the one hand, my numbers are down, mostly because I spent a lot and didn't work much. On the other hand, my financial situation is a lot cleaner as I've gotten rid of a house and repaid a lot of debt. I've always had many irons in the fire, and I'm looking forward to the simplified system. I'm working reduced hours in order to pick up another degree, so I will have little control over the numbers for a bit. Hopefully I can close out the year positively. Either way, I'm extremely pleased with growth so far.
Post by: mbk on November 18, 2021, 03:14:23 PM
My target is to graduate in 4 1/2 years by mid 2025 when liquid assets cross $500k.
| Date | Liquid Assets | Fixed Assets | Total Assets |
| 11/30/20 | $278,000 | $92,000 | $360,000 |
| 12/31/20 | $293,094 | $96,705 | $380,799 |
| 06/30/21 | $358,037 | $150,000 | $508,037 |
| 09/30/21 | $370,028 | $150,000 | $520,028 |
I contributed ~$11.5k including the employer match to the liquid assets consisting of 401k's and IRAs. Market gains are negligible last quarter.
Note: The fixed assets are an approximate number. I use Zillow to estimate the value of my properties and my equity in the properties.
Post by: Southern Stache on November 25, 2021, 04:56:16 PM
June 2021: $433,387
July 2021: $436,917
August 2021: $442,265
November 2021: $464,424
Happy Thanksgiving, Y'all
Post by: falsekrakk808 on November 26, 2021, 03:31:43 AM
04/2020 $256
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
11/2021 $478
Post by: PlanetDee on November 29, 2021, 07:16:02 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k - paid school tuition in full and some market downturn from omricon
Post by: grantmeaname on November 30, 2021, 10:34:51 AM
*rounded to the nearest million
| Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec | |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | . |
Post by: bloodaxe on November 30, 2021, 03:32:34 PM
March 2020: 78,000Dang omnicron
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.01
Post by: Mainlander on November 30, 2021, 04:22:04 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
Squeaked out a modest gain for the month.
Post by: lexde on November 30, 2021, 06:14:29 PM
Even with a dip in the market, I am up $12,692.91, or 4.5%. My net worth is up $157K this year alone, which is mind-boggling.
I put $2K into crypto this month just for fun. First was $100.00 into each of the top 10 coins per CoinMarketCap, and I bought $500.00 more of both ETH and BTC since they seem to be the most stable long-term. We'll see. It's a fun experiment more than anything. Ideally, I'd like to get to 1 ETH and .1 BTC, but I'm not sure if I want to throw that much money into super risky investments just yet.
I will probably edit my final numbers for December toward the end of the month, just to see where I am at the end of this year. I'm going to keep my head down and keep grinding for now, and being mindful of my health complications that have arisen.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | − |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | − |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | $208,659.05 | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | $242,060.40 | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | $268,498.64 | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | $284,658.93 | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | $296,922.14 | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | − | − |
Goals Breakdown
Q4 2021: $300k
Q1 2022: $330k
Q2 2022: $360k
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k
Projected Graduation date: September 2023!
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Prior Progress: Race from 100 to 250k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg2909509/#msg2909509)
Post by: ontheheel on December 01, 2021, 05:44:04 AM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241
February $246
March $255
April $267
May $290
June $303
July $325
August $333
September $328
October $342
November $346k
Market is doing its thing. Just keep swimming.
Post by: mckaylabaloney on December 01, 2021, 07:07:24 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234.012.81 |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | - |
Post by: Epor on December 01, 2021, 07:58:08 AM
Code: [Select]
Total Saved Market G/L
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
01/01/21 273830 6524 15441
02/01/21 277210 7694 -4314
03/01/21 287160 1486 8464
04/01/21 300280 2750 10370
05/01/21 316530 2824 13436
06/01/21 321830 2164 3126
07/01/21 337420 2164 13426
08/01/21 341980 2164 2396
09/01/21 355310 2164 11166
10/01/21 338760 2164 -18714
11/01/21 366340 2864 24716
12/01/21 359730 1900 -8560
Post by: SeattleStache on December 01, 2021, 09:15:54 AM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
April 2021: $454,876 (total NW $631,244)
May 2021: $459,903 (total NW $636,817)
June 2021: $469,431 (total NW $648,000)
July 2021: $474,327 (total NW $638,168)
August 2021: $486,405 (total NW $641,921)
September 2021: $473,661 (total NW $628,698)
October 2021: $495,112 (total NW $648,274)
November 2021: $486,928 (total NW $645,238) so close! Maybe next month...
Post by: Fire2025 on December 01, 2021, 09:45:41 AM
... End of:
2015 - 5800 - Found MMM
2016 - 56,145
2017 - 104,485
2018 - 134,864
2019 - 174,932
2020 - 220,850
July 2021 - 274,240
August 2021 - 297,707
September 2021 - 353,542 - includes cash out refi
October 2021 - 376,179.08
November 2021 - 377,332.26
Post by: philli14 on December 01, 2021, 09:56:36 AM
1/01/19: 57,786 (+7181) 1/01/20: 127,304 (+7077) 1/01/21: 203,920 (+10877)
1/02/19: 65,133 (+7347) 1/02/20: 131,547 (+4243) 1/02/21: 208,614 (+4694)
1/03/19: 71,695 (+6562) 1/03/20: 125,438 (-6109) 1/03/21: 220,643 (+12029)
1/04/19: 77,573 (+5878) 1/04/20: 114,410 (-11028) 1/04/21: 229,518 (+8875)
1/05/19: 86,088 (+8515) 1/05/20: 131,316 (+16906) 1/05/21: 245,137 (+15619)
1/06/19: 86,749 (+0661) 1/06/20: 143,277 (+11961) 1/06/21: 250,988 (+5831)
1/07/19: 95,468 (+8719) 1/07/20: 149,491 (+6214) 1/07/21: 258,861 (+7873)
1/08/19: 99,958 (+4490) 1/08/20: 158,440 (+8949) 1/08/21: 268,936 (+10075)
1/09/19: 103,810 (+3852) 1/09/20: 170,460 (+12020) 1/09/21: 278,078 (+9142)
1/10/19: 107,111 (+3301) 1/10/20: 170,416 (-44) 1/10/21: 279,542 (+1464)
1/11/19: 112,338 (+5227) 1/11/20: 172,359 (+1943) 1/11/21: 296,568 (+17026)
1/12/19: 120,227 (+7889) 1/12/20: 193,043 (+20684) 1/12/21: 299,151 (+2583)
Had it, lost it. Flirting with 300k!
Post by: Em-Dog on December 01, 2021, 11:04:55 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | - | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | - | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | - | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | - | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | - | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | - | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | - | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | - | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | - | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | - | - | |
| November | $16,332 | $46,935 | $95,120 | $294,439 | - | - | |
| December | $16,589 | $51,547 | $118,877 | - | - | - | |
Post by: DadJokes on December 01, 2021, 12:45:45 PM
| 2021 | 2022 | 2023 | 2024 | |
| January | $227,807 | - | - | - |
| February | $230,079 | - | - | - |
| March | $239,227 | - | - | - |
| April | $251,865 | - | - | - |
| May | $263,588 | - | - | Grad Goal |
| June | $273,052 | - | - | |
| July | $289,104 | - | - | |
| August | $275,118 | - | - | |
| September | $294,327 | - | - | |
| October | $289,219 | - | - | |
| November | $309,150 | - | - | |
| December | $313,932 | - | - |
Post by: zygote on December 01, 2021, 12:49:49 PM
For context: I'm 32 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
4/21: $211,501.00 (+$4,907.57, +2.38%)
5/21: $223,080.37 (+$11,579.37, +5.47%)
6/21: $226,044.45 (+$2,964.08, +1.33%)
7/21: $233,579.18 (+$7,534.73, +3.33%)
8/21: $237,466.31 (+$3,887.13, +1.66%)
9/21: $245,186.52 (+$7,720.21, +3.25%)
10/21: $237,827.57 (-$7,358.95, -3.00%)
11/21: $254,300,88 (graduated to this thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
Post by: grantmeaname on December 01, 2021, 12:54:01 PM
Post by: ASW on December 01, 2021, 02:08:08 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $38,800 | $88,534 | $153,292 | $227,655 | - | - | Graduation Goal |
| February | $49,800 | $96,439 | $154,220 | $229,253 | - | - | |
| March | $55,707 | $107,387 | $121,400 | $243,738 | - | - | |
| April | $64,352 | $110,960 | $132,182 | $252,411 | - | - | |
| May | $68,097 | $117,622 | $152,737 | $266,190 | - | - | |
| June | $72,976 | $113,078 | $165,000 | $268,575 | - | - | |
| July | $80,555 | $124,700 | $168,340 | $271,400 | - | - | |
| August | $85,858 | $129,322 | $180,956 | $275,700 | - | - | |
| September | $90,137 | $133,156 | $193,332 | $281,300 | - | - | |
| October | $93,806 | $136,540 | $191,781 | $291,000 | - | - | |
| November | $89,537 | $142,714 | $191,781 | $296,300 | - | - | |
| December | $92,795 | $147,950 | $213,280 | $288,200 | - | - | |
| Annual gain | $49,734 | $64,758 | $74,363 |
Post by: runningthroughFIRE on December 01, 2021, 05:16:46 PM
| 2019 | 2020 | 2021 | |
| January | 149K | 224K | 357K |
| February | 157K | 216K | 365K |
| March | 164K | 191K | 388K |
| April | 173K | 221K | 415K |
| May | 170K | 236K | 423K |
| June | 182K | 243K | 449K |
| July | 188K | 263K | 446K |
| August | 189K | 285K | 469K |
| September | 191K | 279K | 462K |
| October | 203K | 281K | 478K |
| November | 212K | 324K | 493K |
| December | 219K | 339K | - |
Post by: FrugalByChance on December 02, 2021, 12:11:15 AM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344 492.32 (growth: €21 210.99 deposits: € 4 000.00)
Apr 2021 € 355 971.71 (growth: €11 479.39 deposits: € 4 500.00)
May 2021 € 358 877.94 (growth: € 2 906.23 deposits: € 3 075.00)
Jun 2021 € 381 498.25 (growth: €22 620.31 deposits: €10 075.00)
Jul 2021 € 395 145.96 (growth: €13 647.71 deposits: € 6 573.89)
Aug 2021 € 406 779.03 (growth: €11 633.07 deposits: € 4 000.00)
Sep 2021 € 403 359.65 (growth: -€ 3 419.38 deposits: € 2 000.00)
Oct 2021 € 418 718.56 (growth: €15 358.91 deposits: € 2 000.00)
Nov 2021 € 430 973.65 (growth: €12 255.09 deposits: € 2 000.00)
Making progress.
Post by: Fishing4FI on December 02, 2021, 05:48:00 AM
8/19 $110k
8/20 $217k
1/21 $264k
2/21 $269k
3/21 $279k
4/21 $298k
5/21 $317k
6/21 $329k
7/21 $352k
8/21 $367k
9/21 $386k
10/21 $378k
11/21 $383k
12/21 $369k
Post by: cashmoney on December 02, 2021, 10:28:58 AM
My last check-in was when I was a member of the Race to 250k thread in 2018. Since then I've gotten married, sold 2 houses, bought another and had a kid. I am at the same job and have received little promotions and solid raises along the way. I finish my MBA (paid for by work) in October and will have my second kid in November. I would like to hit the $450k mark this month.
02/28/18 $110,864.47
09/01/2020 $444,020.69 - 300.51% increase (+$333,156.22)
12/2/2021 - $626,411.19 a whooping increase of 41% (+$182,390.50) Looks like it's time to jump into a new thread!
Post by: Geezer on December 02, 2021, 06:29:58 PM
New here, but have been reading for a while. Have been tracking my family finances for about a year. I'm pretty confident we can surpass 500K in 2022.
Jan 2021 € 283 387.4
Feb 2021 € 298 090.7
Mar 2021 € 319 116.0
Apr 2021 € 326 564.6
May 2021 € 331 996.4
Jun 2021 € 342 636.1
Jul 2021 € 352 194.8
Aug 2021 € 364 883.6
Sep 2021 € 361 690.0
Oct 2021 € 383 768.5
Nov 2021 € 378 209.7
Dec 2021 €
It is super awesome to see how the more money you save, the faster the stash grows.
Post by: The Tester on December 02, 2021, 09:44:07 PM
| 2019 | 2020 | 2021 | |
| January | - | $281,256 | $406,011 |
| February | - | $268,507 | $419,342 |
| March | - | $244,811 | $426,217 |
| April | - | $275,496 | $454,020 |
| May | - | $296,407 | $454,614 |
| June | - | $311,160 | $478,081 |
| July | - | $329,791 | $488,121 |
| August | - | $348,640 | $503,668 |
| September | - | $348,234 | $488,7612 |
| October | - | $345,595 | $515,833 |
| November | $266,069 | $382,855 | $513,569 |
| December | $277,275 | $402,434 | - |
Post by: Lamancha on December 03, 2021, 03:21:58 PM
1/2021 258,257
2/2021 275,647
3/2021 280,873
4/2021 302,154
5/2021 324,155
6/2021 337,691
7/2021 355,742
8/2021 373,042
9/2021 394,317
10/2021 394,733
11/2021 427,460
Made it into the 400's. Kinda feels like this is getting real now.
12/2021 429,236
At least it's still going up I guess.
Post by: Psyche on December 06, 2021, 11:51:43 AM
Welcome, @Master of None, @mckaylabaloney, and @Geezer! (And welcome back, @ASW!)
Good luck with your end-of-year goals, @SeattleStache and @lexde!
| 2021 | |
| Jan | $223,873 |
| Feb | $239,134 |
| Mar | $264,278 |
| Apr | $283,849 |
| May | $293,311 |
| Jun | $304,208 |
| Jul | $308,247 |
| Aug | $317,756 |
| Sep | $302,747 |
| Oct | $321,013 |
| Nov | $313,799 |
| Dec | - |
A net dip for me : ( But I was happy about buying some stocks on sale!
Post by: LateStarter1 on December 07, 2021, 01:09:23 PM
Sept 1, 2021: $260,000
Oct 5, 2021: $256,000
Nov 4, 2021: $279,000
Dec 5, 2021: $278,209
Post by: dignam on December 08, 2021, 06:27:44 AM
Feb 2020 $253k May 2021 $355k
Mar 2020 $221k Jun 2021 $368k
Apr 2020 $239k Jul 2021 $378k
May 2020 $244k Sep 2021 $394k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k (home value adjustment)
Aug 2020 $281k Dec 2021 $444k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
Post by: An Unassuming Moose on December 15, 2021, 04:56:09 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
March 15, 2021 -- $327,076
April 15, 2021 -- $335,420
May 24, 2021 -- $282,215
August 19, 2021 -- $374,060
September 19, 2021 -- $364,746
October 15, 2021 -- $375,995
November 15, 2021 -- $373,345
December 15, 2021 -- $357,669
Big hit this month, and not entirely due to market happenings. I've been spending a lot for school, rent in two cities (I work half the week in one place and study the other half at the other side of the province), plus fuel for travel between them. The term that just finished was a bit more of a scattered experience than I had hoped, but next term is looking far better already. I'm expecting the finances to reflect that. Also, I deleveraged fully yesterday. I was up over $100k on a leveraged investment I did at the bottom of the pandemic, and given my low income this year it felt like the right move to sell now. No effect on the net worth, but good effect on the cash flow, which should help going into next year. See you in 2022!
Post by: Roks on December 20, 2021, 03:58:28 PM
2018 2019 2020 2021
1st Quarter $85,738 $123,622 $136,279 $283,729
2nd Quarter $93,359 $133,844 $180,632 $320,910
3rd Quarter $112,276 $140,745 $209,539 $340,278
4th Quarter $103,325 $157,203 $253,216 $360,580 (As of Dec. 20th)
In early 2018 at age 42, my 401k balance was a mere $48K (I had a little money in a Roth IRA and traditional IRA, which brought my total to $85K, and that was it). I barely knew anything about investing but was tired of feeling stuck with my finances. Then, I learned about MMM, FIRE, JL Collins, and all the fantastic teachers on this path I wish I knew about much sooner. I devoured everything I could about financial independence, living frugally, retirement, and index investing (JL Collin's blog helped me tremendously with investing). In the fall of 2018, I saved 10K and opened my first brokerage account with Vanguard. In 2019, I began making regular contributions to my 401k. In 2020, I added a 457, and now I contribute monthly to my 401K, 457, Roth IRA, and brokerage account. My goal is to get to $500K ASAP!
Post by: Virtus3 on December 21, 2021, 06:32:09 AM
Jan 2018: $139k
Jan 2019: $208k
Jan 2020: $262k
Jan 2021: $298k
Current: $366k
We'll see what the markets do but as my income and savings rate have recently increased $500k should occur in early 2023.
Post by: Roks on December 21, 2021, 01:41:25 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| Jan-March | $85,738 | $123,622 | $136,279 | $283,729 | |
| April-June | $93,359 | $133,844 | $180,632 | $320,910 | |
| July-Sep | $112,276 | $140,745 | $209,539 | $340,278 | |
| Oct-Dec | $103,325 | $157,203 | $253,216 | ||
Post by: Virtus3 on December 21, 2021, 01:49:09 PM
Let's try this again with a better table. Wish I could FIRE yesterday! Maybe I'll do a coast/lean fire thing, maybe I'll get a windfall. Maybe the business I have not yet created will take off. No matter what, I'll stay the course.
2018 2019 2020 2021 2022 Jan-March $85,738 $123,622 $136,279 $283,729 April-June $93,359 $133,844 $180,632 $320,910 July-Sep $112,276 $140,745 $209,539 $340,278 Oct-Dec $103,325 $157,203 $253,216
Our current numbers are fairly close; you crushed 2020 though while I was floundering a bit...
Post by: Roks on December 21, 2021, 04:10:22 PM
Let's try this again with a better table. Wish I could FIRE yesterday! Maybe I'll do a coast/lean fire thing, maybe I'll get a windfall. Maybe the business I have not yet created will take off. No matter what, I'll stay the course.
2018 2019 2020 2021 2022 Jan-March $85,738 $123,622 $136,279 $283,729 April-June $93,359 $133,844 $180,632 $320,910 July-Sep $112,276 $140,745 $209,539 $340,278 Oct-Dec $103,325 $157,203 $253,216
Our current numbers are fairly close; you crushed 2020 though while I was floundering a bit...
Thanks! They certainly are close. I've floundered for the past few decades and have been trying to make up for lost time! What helped with my 2020 returns was mostly luck and some planning. In Dec. 2019, before I knew anything about the pandemic, I decided to open a 457 in the coming year to double my retirement contributions, plus move an additional $5k from my CD into my Roth and brokerage account. As luck would have it, I could only access the funds from my CD at the end of March 2020. The crazy volatility that year, and maxing out my retirement plans really helped. Who knows, maybe Omicron will work in our favor? Best of luck to you, and to all of us as we navigate a new year.
Post by: Huskerfan on December 26, 2021, 11:11:12 PM
Jul2019 — $101953 Jul2021 — $257785
Aug2019 — $106277 Aug2021 — $261380
Sep2019 — $111050 Sep2021 — $257334
Oct2019 — $114791 Oct2021 — $275523
Nov2019 — $120215 Nov2021 — $268598
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Jun2021 — $252084
Numbers updated thru the last day of the month. I forgot a few months and just added them. Downward trend in November wiped out the OCT gains. But December has me back up there again, so I’m excited about it. 5 trading days left to try to hit the $275k goal. On a side note, my spouse’s account is around $155k. So I am hoping to keep those numbers steady (or get a nice Santa Rally bump)
Original goal this year was to hit $230k for the TSP account and $130k for the spouses. Then it was $250k. At this point; I’m obviously content with the numbers; but I do have a new goal of $275k to round off the year. Closing out at $150k for my spouses account would be nice as well. Keeping my fingers crossed!
Post by: DadJokes on December 30, 2021, 01:50:58 PM
| 2021 | 2022 | 2023 | ||
| January | $227,807 | $331,810 | - | |
| February | $230,079 | - | - | |
| March | $239,227 | - | - | |
| April | $251,865 | - | - | |
| May | $263,588 | - | - | |
| June | $273,052 | - | - | |
| July | $289,104 | - | - | |
| August | $275,118 | - | - | |
| September | $294,327 | - | - | |
| October | $289,219 | - | - | |
| November | $309,150 | - | - | |
| December | $313,932 | - | Grad Goal |
We finished the year with a six figure increase in net worth across 2021. That's pretty cool.
Post by: Virtus3 on December 30, 2021, 07:00:58 PM
Jan 2018: $139k
Jan 2019: $208k
Jan 2020: $262k
Jan 2021: $298k
Current: $366k
We'll see what the markets do but as my income and savings rate have recently increased $500k should occur in early 2023.
Finishing the year at $377k total and our retirement investments crossed the $250k mark for the first time!
Post by: Rural on December 31, 2021, 02:54:12 AM
Post by: grantmeaname on December 31, 2021, 05:10:29 AM
(https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-500k-to-1m!/?action=dlattach;attach=76783;image) (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-500k-to-1m!/?action=dlattach;attach=76785;image)
| Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec | |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
Post by: zeli2033 on December 31, 2021, 07:18:02 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | ($28,165) | $52,928 | $163,400 | $239,950 | - |
| February | ($21,735) | $61,806 | $156,457 | $250,940 | - |
| March | ($16,099) | $72,482 | $145,287 | $261,224 | - |
| April | ($11,771) | $99,041 | $163,919 | $280,829 | - |
| May | ($6,744) | $96,807 | $178,765 | $284,686 | - |
| June | ($1,596) | $106,071 | $185,289 | $293,185 | - |
| July | $4,624 | $112,395 | $201,395 | $301,660 | - |
| August | $12,784 | $116,527 | $222,183 | $312,943 | - |
| September | $22,476 | $124,973 | $221,234 | $305,520 | - |
| October | $27,980 | $135,196 | $225,329 | $325,798 | - |
| November | $36,219 | $143,839 | $221,148 | $329,221 | - |
| December | $36,235 | $150,705 | $234,567 | $357,336 | - |
Missed the November update so added that in. All in for 2021, we ended in an okay spot considering the massive cash that's been infused into buying a house / maintenance, etc.
Post by: PlanetDee on December 31, 2021, 08:30:32 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
Happy New Year everyone!!
Post by: philli14 on December 31, 2021, 09:56:06 AM
1/01/19: 57,786 (+7181) 1/01/20: 127,304 (+7077) 1/01/21: 203,920 (+10877)
1/02/19: 65,133 (+7347) 1/02/20: 131,547 (+4243) 1/02/21: 208,614 (+4694)
1/03/19: 71,695 (+6562) 1/03/20: 125,438 (-6109) 1/03/21: 220,643 (+12029)
1/04/19: 77,573 (+5878) 1/04/20: 114,410 (-11028) 1/04/21: 229,518 (+8875)
1/05/19: 86,088 (+8515) 1/05/20: 131,316 (+16906) 1/05/21: 245,137 (+15619)
1/06/19: 86,749 (+0661) 1/06/20: 143,277 (+11961) 1/06/21: 250,988 (+5831)
1/07/19: 95,468 (+8719) 1/07/20: 149,491 (+6214) 1/07/21: 258,861 (+7873)
1/08/19: 99,958 (+4490) 1/08/20: 158,440 (+8949) 1/08/21: 268,936 (+10075)
1/09/19: 103,810 (+3852) 1/09/20: 170,460 (+12020) 1/09/21: 278,078 (+9142)
1/10/19: 107,111 (+3301) 1/10/20: 170,416 (-44) 1/10/21: 279,542 (+1464)
1/11/19: 112,338 (+5227) 1/11/20: 172,359 (+1943) 1/11/21: 296,568 (+17026)
1/12/19: 120,227 (+7889) 1/12/20: 193,043 (+20684) 1/12/21: 299,151 (+2583)
1/01/22: 310,057 (+10906)
Will be starting off the new year in the 300k's. Great way to end the year!
Post by: Southern Stache on December 31, 2021, 10:14:33 AM
May 2021: $419,847
June 2021: $433,387
July 2021: $436,917
Aug 2021: $442,265
Nov 2021: $464,424
Dec 2021: $469,886
Post by: Rural on December 31, 2021, 10:20:34 AM
Gonna end the year $5,500 short of the $500k mark.
Hold the fort. Didn't account for dividend payouts in VFORX; those were floating around but not yet reinvested when I checked. I'll have to redo the numbers.
Post by: zygote on December 31, 2021, 03:10:02 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300,88 (graduated to this thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
Post by: FrugalByChance on December 31, 2021, 05:14:20 PM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344 492.32 (growth: €21 210.99 deposits: € 4 000.00)
Apr 2021 € 355 971.71 (growth: €11 479.39 deposits: € 4 500.00)
May 2021 € 358 877.94 (growth: € 2 906.23 deposits: € 3 075.00)
Jun 2021 € 381 498.25 (growth: €22 620.31 deposits: €10 075.00)
Jul 2021 € 395 145.96 (growth: €13 647.71 deposits: € 6 573.89)
Aug 2021 € 406 779.03 (growth: €11 633.07 deposits: € 4 000.00)
Sep 2021 € 403 359.65 (growth: -€ 3 419.38 deposits: € 2 000.00)
Oct 2021 € 418 718.56 (growth: €15 358.91 deposits: € 2 000.00)
Nov 2021 € 430 973.65 (growth: €12 255.09 deposits: € 2 000.00)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00)
Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)
2021 was a great year for my stash.
Happy New Year, hopefully 2022 will be a great year for everybody.
Post by: Mainlander on December 31, 2021, 05:48:27 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
Great gain to end the year. I could easily tack on 50k due to housing valuations, but suspect the housing market is currently overvalued.
Happy New Years everyone 🎉, and congrats on all your progress.
Post by: falsekrakk808 on January 01, 2022, 01:00:10 AM
04/2020 $25612/2021 $481
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
11/2021 $478
I'll take any increase in the positive direction. Hoping to hit the $500k mark sometime around May-June timeframe assuming the market continues to modestly tilt in the upward direction.
Happy New Years everyone! Let's tackle those financial goals in 2022!
Post by: bloodaxe on January 01, 2022, 04:08:11 AM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
Post by: ardrum on January 01, 2022, 06:45:35 AM
12/1/20 - $284,036
1/1/21 - $301,280
2/1/21 - $318,045
3/1/21 - $338,808
4/1/21 - $350,947
5/1/21 - $356,198
6/1/21 - $374,201
7/1/21 - $377,978
8/1/21 - $382,334
9/1/21 - $391,683
10/1/21 - $394,624
11/1/21 - $411,512
12/1/21 - $409,555
1/1/22 - $422,315
Post by: ontheheel on January 01, 2022, 07:04:12 AM
| 2019 | 2020 | 2021 | 2022 | |
| January | $87,000 | $153,000 | $241,000 | - |
| February | $95,000 | $159,000 | $246,000 | - |
| March | $95,000 | $152,000 | $255,000 | - |
| April | $98,000 | $172,000 | $267,000 | - |
| May | $95,000 | $157,000 | $290,000 | - |
| June | $104,000 | $187,000 | $303,000 | - |
| July | $106,000 | $202,000 | $325,000 | - |
| August | $115,000 | $206,000 | $333,000 | - |
| September | $118,000 | $207,000 | $328,000 | - |
| October | $134,000 | $215,000 | $342,000 | - |
| November | $136,000 | $233,000 | $346,000 | - |
| December | $143,000 | $234,000 | *$359,000* | - |
| Annual gain | $56,000 | $89,000 | $125,000 | - |
This has been a fantastic year in just about every way. At the start of the year, I hoped to be able to hit $300k. By mid year, my outrageous goal bumped to $350k. Finishing just shy of $360 (and passing it if you count the grand of cash in my safe) is beyond what I thought possible. We put away about $50k, and the remaining $70k was asset appreciation. Starting to hit the tipping point where market gains are outstripping my ability to save money. That’s a nice place to be.
2022 will have a lot of change for us - cross country move, deployment, and new unit. Working out our financial outlook for the new year now.
Post by: ASW on January 01, 2022, 08:05:23 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $38,800 | $88,534 | $153,292 | $227,655 | $300,500 | - | Graduation Goal |
| February | $49,800 | $96,439 | $154,220 | $229,253 | - | - | |
| March | $55,707 | $107,387 | $121,400 | $243,738 | - | - | |
| April | $64,352 | $110,960 | $132,182 | $252,411 | - | - | |
| May | $68,097 | $117,622 | $152,737 | $266,190 | - | - | |
| June | $72,976 | $113,078 | $165,000 | $268,575 | - | - | |
| July | $80,555 | $124,700 | $168,340 | $271,400 | - | - | |
| August | $85,858 | $129,322 | $180,956 | $275,700 | - | - | |
| September | $90,137 | $133,156 | $193,332 | $281,300 | - | - | |
| October | $93,806 | $136,540 | $191,781 | $291,000 | - | - | |
| November | $89,537 | $142,714 | $191,781 | $296,300 | - | - | |
| December | $92,795 | $147,950 | $213,280 | $288,200 | - | - | |
| Annual gain | $49,734 | $64,758 | $74,363 | $72,845 |
Post by: Epor on January 01, 2022, 08:26:03 AM
Code: [Select]
Total Saved Market G/L
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
01/01/21 273830 6524 15441
02/01/21 277210 7694 -4314
03/01/21 287160 1486 8464
04/01/21 300280 2750 10370
05/01/21 316530 2824 13436
06/01/21 321830 2164 3126
07/01/21 337420 2164 13426
08/01/21 341980 2164 2396
09/01/21 355310 2164 11166
10/01/21 338760 2164 -18714
11/01/21 366340 2864 24716
12/01/21 359730 1900 -8560
01/01/22 365980 2300 3950
Happy new year everybody. Stache growth of 92k, I saved 32k.
Post by: RWD on January 01, 2022, 11:16:23 AM
Bye, y'all.Congrats!
Post by: Roks on January 01, 2022, 12:48:35 PM
Let's try this again with a better table. Wish I could FIRE yesterday! Maybe I'll do a coast/lean fire thing, maybe I'll get a windfall. Maybe the business I have not yet created will take off. No matter what, I'll stay the course.
2018 2019 2020 2021 2022 Jan-March $85,738 $123,622 $136,279 $283,729 April-June $93,359 $133,844 $180,632 $320,910 July-Sep $112,276 $140,745 $209,539 $340,278 Oct-Dec $103,325 $157,203 $253,216 $370,826
Post by: mckaylabaloney on January 01, 2022, 01:24:04 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 | $298,228.37 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 | - |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 | - |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 | - |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 | - |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 | - |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234.012.81 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | $174,103.71 |
Well, whatever else 2021 was, it was a record year for me financially. I fear 2022 may not be as great -- some substantial house expenses coming up, including a new roof, I suspect (woke up to a leaky ceiling this morning after a night of rain, and my roof is...elderly). But we'll see.
Happy new year to you all!
Post by: ontheheel on January 01, 2022, 01:36:44 PM
2018 2019 2020 2021 2022 January $(170,956.12) $(80,750.78) $(4,484.13) $124,124.66 $298,228.37 February $(166,849.63) $(72,922.02) $(4,647.56) $125,821.73 - March $(161,395.88) $(65,244.64) $398.59 $136,847.83 - April $(156,590.44) $(57,807.71) $(9,003.54) $145,677.69 - May $(159,977.61) $(52,358.05) $8,209.01 $164,438.72 - June $(154,655.48) $(52,769.97) $19,606.73 $171,195.96 - July $(149,000.22) $(39,802.87) $26,480.37 $219,072.34 - August $(143,758.38) $(35,751.08) $40,657.65 $234.012.81 - September $(139,839.66) $(45,074.66) $52,868.32 $241,148.85 - October $(136,009.14) $(54,949.47) $53,926.77 $241,206.12 - November $(137,519.76) $(53,156.01) $61,241.09 $252,403.51 - December $(132,193.25) $(52,946.03) $78,742.07 $257,721.53 - Annual gain $90,205.34 $75,902.65 $128,972.79 $174,103.71
Well, whatever else 2021 was, it was a record year for me financially. I fear 2022 may not be as great -- some substantial house expenses coming up, including a new roof, I suspect (woke up to a leaky ceiling this morning after a night of rain, and my roof is...elderly). But we'll see.
Happy new year to you all!
I'm sincerely impressed with what you've done. Nearly 500k gain in just four years is amazing, especially considering you started from -170k and weren't able to take advantage of market tailwinds until pretty recently.
Post by: SeattleStache on January 01, 2022, 02:00:48 PM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
April 2021: $454,876 (total NW $631,244)
May 2021: $459,903 (total NW $636,817)
June 2021: $469,431 (total NW $648,000)
July 2021: $474,327 (total NW $638,168)
August 2021: $486,405 (total NW $641,921)
September 2021: $473,661 (total NW $628,698)
October 2021: $495,112 (total NW $648,274)
November 2021: $486,928 (total NW $645,238) so close! Maybe next month...
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds!
Post by: nkt0 on January 01, 2022, 02:02:36 PM
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k
Q4 2020: $413k/$579k
Q1 2021: $436k/$624k
Q2 2021: $485k/$673k
Q3 2021: $497k/$688k
Q4 2021: $555k/$748k
Post by: mckaylabaloney on January 01, 2022, 03:21:20 PM
Post by: Psyche on January 01, 2022, 05:22:24 PM
Welcome, @Virtus3 and @Roks! Congratulations, @grantmeaname, @SeattleStache, and @nkt0! And congrats on zero debt, @ardrum!
| 2021 | |
| Jan | $223,873 |
| Feb | $239,134 |
| Mar | $264,278 |
| Apr | $283,849 |
| May | $293,311 |
| Jun | $304,208 |
| Jul | $308,247 |
| Aug | $317,756 |
| Sep | $302,747 |
| Oct | $321,013 |
| Nov | $313,799 |
| Dec | $325,548 |
It's just amazing to me how well the year went. I was able to contribute 47K, and the market gave me another 60K, so a 107K increase since December 2020 (off a starting balance of 218K, no less, so up 49%). Unreal.
Happy new year and best wishes to all : )
Post by: runningthroughFIRE on January 01, 2022, 08:01:19 PM
| 2019 | 2020 | 2021 | |
| January | 149K | 224K | 357K |
| February | 157K | 216K | 365K |
| March | 164K | 191K | 388K |
| April | 173K | 221K | 415K |
| May | 170K | 236K | 423K |
| June | 182K | 243K | 449K |
| July | 188K | 263K | 446K |
| August | 189K | 285K | 469K |
| September | 191K | 279K | 462K |
| October | 203K | 281K | 478K |
| November | 212K | 324K | 493K |
| December | 219K | 339K | 502K |
Post by: Psyche on January 02, 2022, 06:23:42 PM
Made it to >$500K! This was way earlier than expected and will dip back down in January when a car repair and housing contractor expenses will both hit, but it's crazy to land here right as the year closed out.
Congratulations, @runningthroughFIRE! What an exciting way to ring in the new year : )
Post by: lexde on January 02, 2022, 09:14:30 PM
Current NW is: $302,355.90, I haven't received my January paycheck due to the holiday but the markets have been relatively favorable and my spending has been mostly reigned in, all things considered. I still have a lot of room to improve there but am getting back to where I was around this time last year.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | − |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | − |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | $208,659.05 | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | $242,060.40 | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | $268,498.64 | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | $284,658.93 | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | $296,922.14 | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | $152,637.95 | − |
Goals Breakdown
Q1 2022: $330k
Q2 2022: $360k
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k
Projected Graduation date: September 2023!
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Prior Progress: Race from 100 to 250k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg2909509/#msg2909509)
Post by: Check2400 on January 03, 2022, 09:59:48 AM
Month Year Net Worth Jan 2017 103,000 Jan 2018 160,000 Jan 2019 204,000 Jan 2020 275,500 Jan 2021 326,500+ $50,000 = $376,000 Jan 2022 362,500+ $240,000 = $602,500 Nov. 2019 255,000 Dec. 2019 262,000 Jan. 2020 275,500 Feb. 2020 270,000 Mar. 2020 261,000 Apr. 2020 250,000 May 2020 278,000 June 2020 292,000 July 2020 296,000 Aug. 2020 302,000 Sept. 2020 312,000 Oct. 2020 311,000 Nov. 2020 273,000 Dec. 2020 304,000 Jan. 2021 326,000 Feb. 2021 280,000 Mar. 2021 284,000 Apr. 2021 281,000 May 2021 298,000 June 2021 295,000 July 2021 316,000 Aug. 2021 321,000 Sept. 2021 326,000 Oct. 2021 316,000 Nov. 2021 341,000 Dec. 2021 331,000 Jan. 2022 362,000
I'm going to keep posting just cash accounts because appreciation/equity is not worth keeping up with especially as I hope to hold these at least 5-10 years depending on maintenance and appreciation. Maybe if it tips me into the next race I'll factor it in then, but that is at least 3 years away.
Talk about wrong in all the right ways? This time last year I had just put ~50K into a rental property, and was about to close on a second. In the four months that followed each property appreciated astronomically, at almost 100K each, or over 40% of purchase price. It is remarkable. So, I guess I graduated? I probably crossed the line in June. I can't even massage the numbers to make it below 500k taking into account closing costs and capital gains.
[/td][/tr][/table]
Post by: Fire2025 on January 03, 2022, 10:13:52 AM
... End of:
2015 - 5800 - Found MMM
2016 - 56,145
2017 - 104,485
2018 - 134,864
2019 - 174,932
2020 - 220,850
July 2021 - 274,240
August 2021 - 297,707
September 2021 - 353,542 - includes cash out refi
October 2021 - 376,179.08
November 2021 - 377,332.26
December 2021 - 388,038.25 - woohoo
Post by: Em-Dog on January 03, 2022, 10:19:19 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | - | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | - | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | - | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | - | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | - | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | - | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | - | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | - | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | - | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | - | - | |
| November | $16,332 | $46,935 | $95,120 | $294,439 | - | - | |
| December | $16,589 | $51,547 | $118,877 | $313,367 | - | - | |
Post by: snoot on January 03, 2022, 10:32:12 AM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
Happy 2022!
Post by: Huskerfan on January 03, 2022, 08:28:17 PM
Jul2019 — $101953 Jul2021 — $257785
Aug2019 — $106277 Aug2021 — $261380
Sep2019 — $111050 Sep2021 — $257334
Oct2019 — $114791 Oct2021 — $275523
Nov2019 — $120215 Nov2021 — $268598
Dec2019 — $122692 Dec2021 — $281066
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Jun2021 — $252084
Numbers updated thru the last day of the month. I reversed the November downward and enjoyed the December. I had to readjust my goals HOFer a few times this year and I’m happy to say I made the goals I was shooting for.
Original goal this year was to hit $230k for the TSP account and $130k for the spouses. Then it was $250k.
2022 goals:
TSP: close out with $320k
Spouse: close out with $171k
Obviously I am hoping for a few extra bumps rather than a 6% annual return (which is what I have these numbers set at.
Post by: mbk on January 04, 2022, 06:40:01 AM
My target is to graduate in 4 1/2 years by mid 2025 when liquid assets cross $500k.
| Date | Liquid Assets | Fixed Assets | Total Assets |
| 11/30/20 | $278,000 | $92,000 | $360,000 |
| 12/31/20 | $293,094 | $96,705 | $380,799 |
| 06/30/21 | $358,037 | $150,000 | $508,037 |
| 09/30/21 | $370,028 | $150,000 | $520,028 |
| 12/31/21 | $410,300 | $183,300 | $593,600 |
In the last quarter, I contributed ~$11k including the employer match to the liquid assets consisting of 401k's and IRAs. The rest are market gains, and mortgage payoff, and price appreciation on houses.
In 2021, contributions from me and my employer are $30k and $10k respectively. Market gains are $87k. Some of the properties I own appreciated considerably. I am still using conservative numbers on house prices. I paid off $17k in mortgage debt. The increase in the total net worth is $213k. Overall, an awesome year.
Based on the gains in 2021, my revised target is to graduate in 3 1/2 years by mid-2024.
Note: The fixed assets are an approximate number. I use Zillow to estimate the value of my properties.
Post by: dignam on January 04, 2022, 09:48:02 AM
Feb 2020 $253k May 2021 $355k
Mar 2020 $221k Jun 2021 $368k
Apr 2020 $239k Jul 2021 $378k
May 2020 $244k Sep 2021 $394k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k (home value adjustment)
Aug 2020 $281k Dec 2021 $444k
Sep 2020 $281k Jan 2022 $462k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
Post by: lexde on January 05, 2022, 09:51:41 AM
It's so weird, I am almost already to my goal for Q1 and will definitely hit it next month, a month early.
There are some major upcoming changes in my life that may result in this gravy-train job coming to a halt, but I'm fortunate to be in a position where I can choose happiness over money. My hope is to continue this job in a slightly different capacity (and remote), but it's not guaranteed, so I'm just saving what I can for as long as I can. The change (either to remote or to another job) will likely happen at the end of February, so I still have at least one more month of substantial growth.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | $324,660.15 |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | − |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | $208,659.05 | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | $242,060.40 | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | $268,498.64 | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | $284,658.93 | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | $296,922.14 | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | $152,637.95 | − |
Goals Breakdown
Q1 2022: $330k
Q2 2022: $360k
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k
Projected Graduation date: September 2023!
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Prior Progress: Race from 100 to 250k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg2909509/#msg2909509)
Post by: LateStarter1 on January 05, 2022, 12:32:22 PM
Investments Only:
Sept 1, 2021: $260,000
Oct 5, 2021: $256,000
Nov 4, 2021: $279,000
Dec 5, 2021: $278,209
Investments Only:
Sept 1, 2021: $260,000
Oct 5, 2021: $256,000
Nov 4, 2021: $279,000
Dec 5, 2021: $278,209
Jan 5, 2022: $296,389
Post by: Lamancha on January 06, 2022, 10:02:27 PM
2/2021 275,647
3/2021 280,873
4/2021 302,154
5/2021 324,155
6/2021 337,691
7/2021 355,742
8/2021 373,042
9/2021 394,317
10/2021 394,733
11/2021 427,460
12/2021 429,236
1/2022 452,162
Post by: MudPuppy on January 07, 2022, 11:15:20 AM
Household net for 2 adults:
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k
01/2021: 303k
02/2021: 310k
03/2021: 328k
04/2021: 338k
05/2021: 354k
06/2021: 364k
07/2021: 371k
08/2021: 374k
09/2021: 383k
10/2021: 462k yearly update of home value included here
1/2022: 464k
Post by: junga on January 17, 2022, 05:43:41 AM
Jan $321,143 $292,135 -
April - - -
July $279,165 - -
Oct $288,418 - -
Post by: An Unassuming Moose on January 17, 2022, 06:30:16 AM
Spoiler: show
January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
March 15, 2021 -- $327,076
April 15, 2021 -- $335,420
May 24, 2021 -- $282,215
August 19, 2021 -- $374,060
September 19, 2021 -- $364,746
October 15, 2021 -- $375,995
November 15, 2021 -- $373,345
December 15, 2021 -- $357,669
January 17, 2022 -- $373,382
I've been treading water for about five months now. Not super happy with it, to be honest. On the plus side, my situation is a lot more stable and simple, so I guess that's good? I'll use it as motivation for the next bit.
Post by: kickel on January 25, 2022, 09:50:45 AM
After a small hiatus, I'm back and making my way through the challenges!
6/20: $240,488
7/20: $276,744
8/20: $287,113
9/20: $283,134
10/20: $290,473
11/20: $278,794
12/20: $341,902
1/21: $365,033
Next stop: $500K would love to hit by EOY
Almost hit it by EOY However this sell off is really taking a dent. This will be the year I graduate to the next challenge.
2/21: $377,206
3/21: $360,108
4/21: $363,443
5/21: $360,478
6/21: $378,136
7/21: $381,418
8/21: $383,813
9/21: $375,708
10/21: $375,960
11/21: $376,068
12/21:$430,173
1/22: $402,306
Post by: PlanetDee on January 26, 2022, 07:31:27 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
Ooooooof
Post by: falsekrakk808 on January 26, 2022, 08:57:39 PM
04/2020 $256
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
11/2021 $478
12/2021 $481
01/2022 $431
TSP took a massive hit. That's the reality sometimes when you invest in all equities. I remind myself that I'm still young and have alot more time until I'll actually need to dip into the tax deferred investments so I'm just trying not to look at my account every day and enjoy the ride.
Post by: lexde on January 28, 2022, 04:38:10 PM
NW this month is $314,353.10 (-$10,307.05). I made a decent paycheck and have been investing heavily, so it will bounce back. The only reason for the drop is the markets, and they will return eventually. Barring continued losses (which are ultimately temporary), I'm on track to hit my Q1 goal on time.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | $324,660.15 |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | $314,353.10 |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | $208,659.05 | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | $242,060.40 | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | $268,498.64 | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | $284,658.93 | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | $296,922.14 | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | $152,637.95 | − |
Goals Breakdown
Q1 2022: $330k
Q2 2022: $360k
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k
Projected Graduation date: September 2023!
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Prior Progress: Race from 100 to 250k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg2909509/#msg2909509)
Post by: zeli2033 on January 29, 2022, 02:24:20 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | ($28,165) | $52,928 | $163,400 | $239,950 | $347,310 | - |
| February | ($21,735) | $61,806 | $156,457 | $250,940 | - | - |
| March | ($16,099) | $72,482 | $145,287 | $261,224 | - | - |
| April | ($11,771) | $99,041 | $163,919 | $280,829 | - | - |
| May | ($6,744) | $96,807 | $178,765 | $284,686 | - | - |
| June | ($1,596) | $106,071 | $185,289 | $293,185 | - | - |
| July | $4,624 | $112,395 | $201,395 | $301,660 | - | - |
| August | $12,784 | $116,527 | $222,183 | $312,943 | - | - |
| September | $22,476 | $124,973 | $221,234 | $305,520 | - | - |
| October | $27,980 | $135,196 | $225,329 | $325,798 | - | - |
| November | $36,219 | $143,839 | $221,148 | $329,221 | - | - |
| December | $36,235 | $150,705 | $234,567 | $357,336 | - | - |
...Ouch.
Post by: CTEC_Stache on January 31, 2022, 10:07:17 AM
2021 2022
JAN N/A $251,327
FEB $213,392
MAR $222,443
APR $225,864
MAY $231,841
JUN $240,641
JUL $230,023
AUG $229,620
SEP $233,285
OCT $232,914
NOV $230,646
DEC $240,387
There were quite a few fluctuations in 2021 due to having a kid, paying down some debts, and investing some into my son's 529.
Post by: zygote on January 31, 2022, 11:43:49 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300,88 (graduated to this thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
Ouch. Spending and investing was normal this month, so the decrease is all due to the market. I'm not going to kick myself out of the thread, with the assumption that I'll be back over the threshold again soon (fingers crossed!).
Post by: FrugalByChance on January 31, 2022, 12:52:43 PM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344 492.32 (growth: €21 210.99 deposits: € 4 000.00)
Apr 2021 € 355 971.71 (growth: €11 479.39 deposits: € 4 500.00)
May 2021 € 358 877.94 (growth: € 2 906.23 deposits: € 3 075.00)
Jun 2021 € 381 498.25 (growth: €22 620.31 deposits: €10 075.00)
Jul 2021 € 395 145.96 (growth: €13 647.71 deposits: € 6 573.89)
Aug 2021 € 406 779.03 (growth: €11 633.07 deposits: € 4 000.00)
Sep 2021 € 403 359.65 (growth: -€ 3 419.38 deposits: € 2 000.00)
Oct 2021 € 418 718.56 (growth: €15 358.91 deposits: € 2 000.00)
Nov 2021 € 430 973.65 (growth: €12 255.09 deposits: € 2 000.00)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)
Jan 2021 € 430 075.18 (growth: -€13 850.41 deposits: € 6.000,00 )
Ouch, the market giveth and the market taketh away...
Post by: Stimpy on January 31, 2022, 12:56:02 PM
Numbers based on Mint + some accounts Mint refuses to monitor due to the color of the sky in Bermuda. Does not include a few minor accounts with less then $2000 total.
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07% 12/31/2019 $258,407.93 $82,188.34 $340,596.27 ~10.57% Percentage off due to account access issues last month 12/31/2020 $230,836.47 $101,830.02 $408,666.49 ~4.74% 12/31/2021 $392,057 $143,156.74 $535,214.65 ~2.76%
1/31/2022 Fire:$371,770.67 + Medi:$132,458.05 = $504,228.72 ~-5.79%
Been a little while... May or something... Any who, I guessed I'd see 470k eoy, met it early and then guessed ~530,000 at eoy... Knowing there was no way in dixieland it was gonna happen.... Guess that's what I get for "knowing" something... Though, given the months drop... I wasn't there for long, and may not be in the next thread for long... Cest La Via.
Guess for eoy: 590 - 600k. If I meet that early this year, I'll guess again. Cya all in the next thread or back here next time I post.... whatever happens first.
Post by: Mainlander on January 31, 2022, 05:06:14 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
Squeaked out a small increase on the last day. Investments were down quite a bit but luckily lots of overtime and quarterly ESP contributions outpaced my loses.
Post by: DadJokes on February 01, 2022, 04:57:00 AM
| 2021 | 2022 | 2023 | ||
| January | $227,807 | $331,810 | - | |
| February | $230,079 | $320,929 | - | |
| March | $239,227 | - | - | |
| April | $251,865 | - | - | |
| May | $263,588 | - | - | |
| June | $273,052 | - | - | |
| July | $289,104 | - | - | |
| August | $275,118 | - | - | |
| September | $294,327 | - | - | |
| October | $289,219 | - | - | |
| November | $309,150 | - | - | |
| December | $313,932 | - | Grad Goal |
Just a little turbulence this month...
Post by: dignam on February 01, 2022, 05:49:30 AM
Feb 2020 $253k May 2021 $355k
Mar 2020 $221k Jun 2021 $368k
Apr 2020 $239k Jul 2021 $378k
May 2020 $244k Sep 2021 $394k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k (home value adjustment)
Aug 2020 $281k Dec 2021 $444k
Sep 2020 $281k Jan 2022 $462k
Oct 2020 $294k Feb 2022 $441k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
Post by: Em-Dog on February 01, 2022, 08:05:05 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | - | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | - | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | - | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | - | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | - | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | - | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | - | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | - | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | - | - | |
| November | $16,332 | $46,935 | $95,120 | $294,439 | - | - | |
| December | $16,589 | $51,547 | $118,877 | $313,367 | - | - | |
Post by: mckaylabaloney on February 01, 2022, 08:17:14 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 | $298,228.37 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 | $292,535.79 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 | - |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 | - |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 | - |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 | - |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234.012.81 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | $174,103.71 |
Well, that wasn't too surprising. I personally wouldn't mind if the correction continued for a little while, but we'll see. Unfortunately, things are not so good on the spending side -- I had to shell out for stopgap roof repairs after a leak last month, and I'll probably need to replace my roof entirely this spring. I also had/have a couple of big bills last month and this month for some masonry work and mold remediation in my basement. (My relationship with water is pretty tenuous right now.) Home ownership!
Post by: SeattleStache on February 01, 2022, 08:18:01 AM
The first number is retirement related investments, the second is total NW including real estate, cash savings, and other investments. I'm only counting retirement related investments for this race!
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds!
January 2022: $487,694 (total NW $652,192) Didn't hold!
Post by: VodkaWater on February 01, 2022, 09:36:53 AM
Net Worth History:
2014 -$52,755.00
2015 -$39,704.87
2016 $1,415.16
2017 $30,515.21
2018 $47,088.58
2019 $69,448.18
2020 $209,969.70
2021 $305,669.00
January started off with a gut punch to the accounts. We had a late December roof replacements and then the market dip. We have about $21K left in debt that will get paid off this year. I am hoping to hit at least a 1/3 of the goal this year.
Jan Net Worth: $280,013
Jan Retirement: $301,963
Post by: Southern Stache on February 01, 2022, 01:26:32 PM
May 2021: $419,847
June 2021: $433,387
July 2021: $436,917
Aug 2021: $442,265
Nov 2021: $464,424
Dec 2021: $469,886
Jan 2022: $447,177
Post by: snoot on February 02, 2022, 02:44:40 PM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
02/2022 $334,200
Post by: Lamancha on February 02, 2022, 08:36:34 PM
1/2021 258,257
2/2021 275,647
3/2021 280,873
4/2021 302,154
5/2021 324,155
6/2021 337,691
7/2021 355,742
8/2021 373,042
9/2021 394,317
10/2021 394,733
11/2021 427,460
12/2021 429,236
1/2022 452,162
2/2022 454,250
Post by: Naomi on February 03, 2022, 11:20:25 PM
jan 493,222-208,50= $284,722
feb 475,534-208,00= $267,534
Post by: ontheheel on February 04, 2022, 05:47:10 AM
| 2019 | 2020 | 2021 | 2022 | |
| January | $87,000 | $153,000 | $241,000 | *$347,000* |
| February | $95,000 | $159,000 | $246,000 | - |
| March | $95,000 | $152,000 | $255,000 | - |
| April | $98,000 | $172,000 | $267,000 | - |
| May | $95,000 | $157,000 | $290,000 | - |
| June | $104,000 | $187,000 | $303,000 | - |
| July | $106,000 | $202,000 | $325,000 | - |
| August | $115,000 | $206,000 | $333,000 | - |
| September | $118,000 | $207,000 | $328,000 | - |
| October | $134,000 | $215,000 | $342,000 | - |
| November | $136,000 | $233,000 | $346,000 | - |
| December | $143,000 | $234,000 | $359,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | - |
What a wild start to the new year. Happy for two things: I’ve still got a decade of saving and growth ahead, and all of my plans are backstopped by an inflation-adjusted pension and free healthcare for life.
Post by: LateStarter1 on February 04, 2022, 09:33:11 AM
Oct 5, 2021: $256,000
Nov 4, 2021: $279,000
Dec 5, 2021: $278,209
Jan 5, 2022: $296,389
Feb 5, 2022: $283,144
Post by: An Unassuming Moose on February 15, 2022, 05:54:22 PM
Spoiler: show
January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
March 15, 2021 -- $327,076
April 15, 2021 -- $335,420
May 24, 2021 -- $282,215
August 19, 2021 -- $374,060
September 19, 2021 -- $364,746
October 15, 2021 -- $375,995
November 15, 2021 -- $373,345
December 15, 2021 -- $357,669
January 17, 2022 -- $373,382
February 15, 2022 -- $370,485
Not much to say about this one. Very busy with school, not much time to focus on work. At the mercy of the market for gains.
Post by: lexde on February 25, 2022, 05:12:08 PM
Big paycheck this month and the 3% match for my 401(k) helped offset this, along with the markets somewhat improving, and getting my tax refund back (~$9k, withholding was insane). I have a few more big expenses next month, including a cross-country uHaul and another medical bill that needs my attention, but I'm starting to finally feel secure in my job and am saving at a rate I am comfortable with.
NW this month is $339,824.96 (+$25,471.86).
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | $324,660.15 |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | $314,353.10 |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | $339,824.96 |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | $208,659.05 | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | $242,060.40 | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | $268,498.64 | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | $284,658.93 | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | $296,922.14 | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | $152,637.95 | − |
Goals Breakdown
~~Q1 2022: $330k~~ (Completed: 03/01/2022)
Q2 2022: $360k
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k
Projected Graduation date: September 2023!
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Prior Progress: Race from 100 to 250k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg2909509/#msg2909509)
Post by: falsekrakk808 on February 25, 2022, 07:26:06 PM
04/2020 $25602/2022 $447
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
11/2021 $478
12/2021 $481
01/2022 $431
Post by: PlanetDee on February 28, 2022, 07:35:36 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
Had some home repairs, taxes dues, etc. this month.
Post by: zygote on February 28, 2022, 09:40:56 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300,88 (graduated to this thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
Well, I'm back over the threshold. My investments are basically 100% VTSAX right now, so it's a ride.
Post by: Naomi on March 01, 2022, 12:00:40 AM
| 2022 | |
| January | $493,222 |
| February | $475,534 |
| March | |
| April | |
| May | |
| June | |
| July | |
| August | |
| September | |
| October | |
| November | |
| December |
Post by: DadJokes on March 01, 2022, 03:46:54 AM
| 2021 | 2022 | 2023 | ||
| January | $227,807 | $331,810 | - | |
| February | $230,079 | $320,929 | - | |
| March | $239,227 | $318,105 | - | |
| April | $251,865 | - | - | |
| May | $263,588 | - | - | |
| June | $273,052 | - | - | |
| July | $289,104 | - | - | |
| August | $275,118 | - | - | |
| September | $294,327 | - | - | |
| October | $289,219 | - | - | |
| November | $309,150 | - | - | |
| December | $313,932 | - | Grad Goal |
Post by: mckaylabaloney on March 01, 2022, 08:26:49 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 | $298,228.37 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 | $292,535.79 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 | $289,783.60 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 | - |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 | - |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 | - |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234.012.81 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | $174,103.71 |
Post by: Em-Dog on March 01, 2022, 09:35:41 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | - | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | - | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | - | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | - | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | - | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | - | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | - | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | - | - | |
| November | $16,332 | $46,935 | $95,120 | $294,439 | - | - | |
| December | $16,589 | $51,547 | $118,877 | $313,367 | - | - | |
Post by: Mainlander on March 01, 2022, 02:37:03 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
Another month of excessive overtime, another down month in the market. Been enjoying buying stocks at a slight discount.
Post by: dignam on March 02, 2022, 12:40:11 PM
Feb 2020 $253k May 2021 $355k
Mar 2020 $221k Jun 2021 $368k
Apr 2020 $239k Jul 2021 $378k
May 2020 $244k Sep 2021 $394k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k (home value adjustment)
Aug 2020 $281k Dec 2021 $454k
Sep 2020 $281k Jan 2022 $462k
Oct 2020 $294k Feb 2022 $441k
Nov 2020 $290k Mar 2022 $440k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
Post by: ontheheel on March 03, 2022, 06:03:55 AM
| 2019 | 2020 | 2021 | 2022 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 |
| February | $95,000 | $159,000 | $246,000 | * $354,000 * |
| March | $95,000 | $152,000 | $255,000 | - |
| April | $98,000 | $172,000 | $267,000 | - |
| May | $95,000 | $157,000 | $290,000 | - |
| June | $104,000 | $187,000 | $303,000 | - |
| July | $106,000 | $202,000 | $325,000 | - |
| August | $115,000 | $206,000 | $333,000 | - |
| September | $118,000 | $207,000 | $328,000 | - |
| October | $134,000 | $215,000 | $342,000 | - |
| November | $136,000 | $233,000 | $346,000 | - |
| December | $143,000 | $234,000 | $359,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | - |
Equities are way down, real estate is up, and cash is up. Somehow ended the month in the black.
Post by: CTEC_Stache on March 03, 2022, 08:08:42 AM
I'll play! I'm 31, if you include the future value of my pension I am just over 250. I made some adjustments to how I calculate my liquid NW a little under a year ago so my numbers don't look to far back but they are now more accurate and precise.
2021 2022
JAN N/A $251,327
FEB $213,392
MAR $222,443
APR $225,864
MAY $231,841
JUN $240,641
JUL $230,023
AUG $229,620
SEP $233,285
OCT $232,914
NOV $230,646
DEC $240,387
There were quite a few fluctuations in 2021 due to having a kid, paying down some debts, and investing some into my son's 529.
UPDATE
2021 | 2022 | |
| JAN | N/A | $251,327 |
| FEB | $213,392 | $249,420 |
| MAR | $222,443 | $313,612 |
| APR | $225,864 | |
| MAY | $231,841 | |
| JUN | $240,641 | |
| JUL | $230,023 | |
| AUG | $229,620 | |
| SEP | $233,285 | |
| OCT | $232,914 | |
| NOV | $230,646 | |
| DEC | $240,387 |
Post by: VodkaWater on March 03, 2022, 01:50:27 PM
Jan: $280,013/$301,963
Feb: $278,012/$295,951
Post by: Naomi on March 04, 2022, 12:39:06 PM
| 2022 | |
| January | $493,222 |
| February | $475,534 |
| March | $466,381 |
| April | |
| May | |
| June | |
| July | |
| August | |
| September | |
| October | |
| November | |
| December |
Post by: SeattleStache on March 05, 2022, 08:32:46 AM
The first number is retirement related investments, the second is total NW including real estate, cash savings, and other investments. I'm only counting retirement related investments for this race!
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds!
January 2022: $487,694 (total NW $652,192) Didn't hold!
February 2022: $469,440 (total NW $635,429) Dropped out of the next race before it even started....
Post by: falsekrakk808 on March 29, 2022, 12:33:57 AM
04/2020 $25603/2022 $468
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
11/2021 $478
12/2021 $481
01/2022 $431
02/2022 $447
Post by: kickel on March 29, 2022, 01:08:39 PM
After a small hiatus, I'm back and making my way through the challenges!
6/20: $240,488
7/20: $276,744
8/20: $287,113
9/20: $283,134
10/20: $290,473
11/20: $278,794
12/20: $341,902
1/21: $365,033
Next stop: $500K would love to hit by EOY
Almost hit it by EOY However this sell off is really taking a dent. This will be the year I graduate to the next challenge.
2/21: $377,206
3/21: $360,108
4/21: $363,443
5/21: $360,478
6/21: $378,136
7/21: $381,418
8/21: $383,813
9/21: $375,708
10/21: $375,960
11/21: $376,068
12/21:$430,173
1/22: $402,306
2/22: $389,211
3/22: $444,242
This is from the first of the month. Major swings the past few months.
Post by: PlanetDee on March 30, 2022, 08:59:12 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
Happy to see the numbers going back up! Though I quit my job this month, so we will be one income only through the end of the year.
Post by: lexde on March 30, 2022, 11:39:46 AM
Work has simultaneously settled down and blown up, which is a really good place to be in. I carved out a fully remote position for myself and although I am doing anti-arbitrage (moved from MCOL to HCOL), I'm still thrilled about this chapter of my life. I'm hitting my stride and really happy with how things are going right now.
NW this month is $364,677.54 (+$24,852.58).
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | $324,660.15 |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | $314,353.10 |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | $339,824.96 |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | $364,677.54 |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | $208,659.05 | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | $242,060.40 | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | $268,498.64 | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | $284,658.93 | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | $296,922.14 | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | $152,637.95 | − |
Goals Breakdown
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k
Projected Graduation date: September 2023!
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Prior Progress: Race from 100 to 250k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg2909509/#msg2909509)
[/quote]
Post by: zeli2033 on March 31, 2022, 07:40:24 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | ($28,165) | $52,928 | $163,400 | $239,950 | $347,310 | - |
| February | ($21,735) | $61,806 | $156,457 | $250,940 | $342,981 | - |
| March | ($16,099) | $72,482 | $145,287 | $261,224 | $359,722 | - |
| April | ($11,771) | $99,041 | $163,919 | $280,829 | - | - |
| May | ($6,744) | $96,807 | $178,765 | $284,686 | - | - |
| June | ($1,596) | $106,071 | $185,289 | $293,185 | - | - |
| July | $4,624 | $112,395 | $201,395 | $301,660 | - | - |
| August | $12,784 | $116,527 | $222,183 | $312,943 | - | - |
| September | $22,476 | $124,973 | $221,234 | $305,520 | - | - |
| October | $27,980 | $135,196 | $225,329 | $325,798 | - | - |
| November | $36,219 | $143,839 | $221,148 | $329,221 | - | - |
| December | $36,235 | $150,705 | $234,567 | $357,336 | - | - |
Nice to to see the number going back up but who knows how long that will be the case given all the market swings. This month was big for house projects, taxes and paying insurance premiums but hopefully things will settle down heading into Q2.
Post by: FrugalByChance on April 01, 2022, 05:42:12 AM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344 492.32 (growth: €21 210.99 deposits: € 4 000.00)
Apr 2021 € 355 971.71 (growth: €11 479.39 deposits: € 4 500.00)
May 2021 € 358 877.94 (growth: € 2 906.23 deposits: € 3 075.00)
Jun 2021 € 381 498.25 (growth: €22 620.31 deposits: €10 075.00)
Jul 2021 € 395 145.96 (growth: €13 647.71 deposits: € 6 573.89)
Aug 2021 € 406 779.03 (growth: €11 633.07 deposits: € 4 000.00)
Sep 2021 € 403 359.65 (growth: -€ 3 419.38 deposits: € 2 000.00)
Oct 2021 € 418 718.56 (growth: €15 358.91 deposits: € 2 000.00)
Nov 2021 € 430 973.65 (growth: €12 255.09 deposits: € 2 000.00)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)
Jan 2022 € 430 075.18 (growth: -€13 850.41 deposits: € 6 000.00 )
Feb 2022 € 443 885.50 (growth: €13 810.32 deposits: €22 000.00)
Mar 2022 € 472 861.47 (growth: €28 975.97 deposits: €16 250.00)
Post by: mckaylabaloney on April 01, 2022, 06:36:34 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 | $298,228.37 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 | $292,535.79 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 | $289,783.60 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 | $304,542.17 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 | - |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 | - |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234.012.81 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | $174,103.71 |
Hooray! Who knows if it will last, but it's nice to see a new number at the beginning of my NW.
Post by: DadJokes on April 01, 2022, 09:36:13 AM
| 2021 | 2022 | 2023 | ||
| January | $227,807 | $331,810 | - | |
| February | $230,079 | $320,929 | - | |
| March | $239,227 | $318,105 | - | |
| April | $251,865 | $332,954 | - | |
| May | $263,588 | - | - | |
| June | $273,052 | - | - | |
| July | $289,104 | - | - | |
| August | $275,118 | - | - | |
| September | $294,327 | - | - | |
| October | $289,219 | - | - | |
| November | $309,150 | - | - | |
| December | $313,932 | - | Grad Goal |
Back to where I started in 2022
Post by: Em-Dog on April 01, 2022, 02:00:58 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | - | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | - | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | - | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | - | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | - | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | - | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | - | - | |
| November | $16,332 | $46,935 | $95,120 | $294,439 | - | - | |
| December | $16,589 | $51,547 | $118,877 | $313,367 | - | - | |
Post by: VodkaWater on April 01, 2022, 04:08:15 PM
Jan: $280,013/$301,963
Feb: $278,012/$295,951
March: $286,533/$307,886
Decent move in the right direction this month. I'll pay off the end of my student loan next month so that will be nice.
Post by: zygote on April 01, 2022, 04:27:39 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300,88 (graduated to this thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
Back to where I was in December!
Post by: Naomi on April 02, 2022, 11:23:24 PM
investments/savings only
| 2022 | |
| January | $493,222 |
| February | $475,534 |
| March | $466,381 |
| Apr | $660,742 |
| May | |
| June | |
| July | |
| August | |
| September | |
| October | |
| November | |
| December |
We bought a house in another state (LCOL) and sold our house in an area where the real estate prices have increased dramatically. Our house sold for >$200,000 what we paid for it in late 2017. We cleared $198,000 which explains the huge increase in our investments/savings.
Post by: GatorNation on April 04, 2022, 12:17:29 PM
Jan 1, 2020- ($106,695.56)
Dec 1, 2020- $16,441.11
Jan 1, 2021- $26,005.07
Feb 1, 2021- $38,479.28
Mar 1, 2021- $50,563.25
Apr 1, 2021- $78,703.27
May 1, 2021- $97,225.14
Jun 1, 2021- $105,467.38
Jul 1, 2021- $140,772.33
Aug 1, 2021- $156,162.34
Sep 1, 2021- $168,711.69
Oct 1, 2021- $184,767.41
Nov 1, 2021- $198,214.45
Dec 1, 2021- $203,391.38
Jan 1, 2022- $244,015.04
Feb 1, 2022- $244,284.96
March 1, 2022- $248,311.22
April 1, 2022- $317,596.99
Post by: SeattleStache on April 04, 2022, 03:15:03 PM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds!
January 2022: $487,694 (total NW $652,192) Didn't hold!
February 2022: $469,440 (total NW $635,429) Dropped out of the next race before it even started....
March 2022: $492,407 (total NW $665,716)
Post by: Roks on April 05, 2022, 05:16:55 PM
Let's try this again with a better table. Wish I could FIRE yesterday! Maybe I'll do a coast/lean fire thing, maybe I'll get a windfall. Maybe the business I have not yet created will take off. No matter what, I'll stay the course.
2018 2019 2020 2021 2022 Jan-March $85,738 $123,622 $136,279 $283,729 $391,565 April-June $93,359 $133,844 $180,632 $320,910 July-Sep $112,276 $140,745 $209,539 $340,278 Oct-Dec $103,325 $157,203 $253,216 $370,826
Post by: Roks on April 05, 2022, 05:18:44 PM
Let's try this again with a better table. Wish I could FIRE yesterday! Maybe I'll do a coast/lean fire thing, maybe I'll get a windfall. Maybe the business I have not yet created will take off. No matter what, I'll stay the course.
2018 2019 2020 2021 2022 Jan-March $85,738 $123,622 $136,279 $283,729 $391,565 April-June $93,359 $133,844 $180,632 $320,910 July-Sep $112,276 $140,745 $209,539 $340,278 Oct-Dec $103,325 $157,203 $253,216 $370,826
The Jan-March 2022 numbers are as of April, 5th, 2022 (don't have my first quarter statements yet).
Post by: Roks on April 05, 2022, 05:43:35 PM
One more time, with the projected graduation date.Let's try this again with a better table. Wish I could FIRE yesterday! Maybe I'll do a coast/lean fire thing, maybe I'll get a windfall. Maybe the business I have not yet created will take off. No matter what, I'll stay the course.
2018 2019 2020 2021 2022 2023 Jan-March $85,738 $123,622 $136,279 $283,729 $391,565 - April-June $93,359 $133,844 $180,632 $320,910 - GRADUATE! July-Sep $112,276 $140,745 $209,539 $340,278 - Oct-Dec $103,325 $157,203 $253,216 $370,826 -
The Jan-March 2022 numbers are as of April, 5th, 2022 (don't have my first quarter statements yet).
Post by: ontheheel on April 07, 2022, 07:10:26 AM
| 2019 | 2020 | 2021 | 2022 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 |
| March | $95,000 | $152,000 | $255,000 | ** $372,000 ** |
| April | $98,000 | $172,000 | $267,000 | - |
| May | $95,000 | $157,000 | $290,000 | - |
| June | $104,000 | $187,000 | $303,000 | - |
| July | $106,000 | $202,000 | $325,000 | - |
| August | $115,000 | $206,000 | $333,000 | - |
| September | $118,000 | $207,000 | $328,000 | - |
| October | $134,000 | $215,000 | $342,000 | - |
| November | $136,000 | $233,000 | $346,000 | - |
| December | $143,000 | $234,000 | $359,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | - |
I’m in the middle of a move from Texas to California and getting ready to deploy this fall. Life is a bit nuts at the moment.
Post by: dignam on April 15, 2022, 01:13:01 PM
Feb 2020 $253k May 2021 $355k
Mar 2020 $221k Jun 2021 $368k
Apr 2020 $239k Jul 2021 $378k
May 2020 $244k Sep 2021 $394k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k (home value adjustment)
Aug 2020 $281k Dec 2021 $454k
Sep 2020 $281k Jan 2022 $462k
Oct 2020 $294k Feb 2022 $441k
Nov 2020 $290k Mar 2022 $440k
Dec 2020 $301k Apr 2022 $455k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
Just spent about $9k for a bunch of semi-unexpected HVAC work.
Post by: PlanetDee on April 29, 2022, 08:37:22 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
back down we go!
Post by: zygote on May 01, 2022, 11:21:39 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300,88 (graduated to this thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
Ouch. Spending and saving was pretty normal this month, so the decrease is all from the market. It's certainly been a journey since I graduated into this thread...maybe one day I'll stay consistently above the threshold.
Post by: mckaylabaloney on May 01, 2022, 01:17:57 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 | $298,228.37 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 | $292,535.79 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 | $289,783.60 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 | $304,542.17 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 | $289,968.07 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 | - |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234.012.81 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | $174,103.71 |
Aaaaand back down again.
Post by: Em-Dog on May 02, 2022, 06:43:15 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | - | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | - | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | - | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | - | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | - | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | - | - | |
| November | $16,332 | $46,935 | $95,120 | $294,439 | - | - | |
| December | $16,589 | $51,547 | $118,877 | $313,367 | - | - | |
Post by: DadJokes on May 02, 2022, 03:26:49 PM
| 2021 | 2022 | 2023 | ||
| January | $227,807 | $331,810 | - | |
| February | $230,079 | $320,929 | - | |
| March | $239,227 | $318,105 | - | |
| April | $251,865 | $332,954 | - | |
| May | $263,588 | $313,927 | - | |
| June | $273,052 | - | - | |
| July | $289,104 | - | - | |
| August | $275,118 | - | - | |
| September | $294,327 | - | - | |
| October | $289,219 | - | - | |
| November | $309,150 | - | - | |
| December | $313,932 | - | Grad Goal |
Post by: Lamancha on May 02, 2022, 06:07:16 PM
1/2021 258,257
1/2022 452,162
2/2022 454,250
3/2022 451,389
4/2022 465,488
5/2022 463,149
Post by: falsekrakk808 on May 02, 2022, 08:47:33 PM
04/2020 $25604/2022 $471
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
11/2021 $478
12/2021 $481
01/2022 $431
02/2022 $447
03/2022 $468
Moving in the right direction at least.
Post by: VodkaWater on May 03, 2022, 10:47:19 AM
Jan: $280,013/$301,963
Feb: $278,012/$295,951
March: $286,533/$307,886
April: $267,850/$295,005
This market, ugh. I get it but man I hate seeing that number keep dropping.
Post by: SeattleStache on May 05, 2022, 12:29:45 PM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds!
January 2022: $487,694 (total NW $652,192) Didn't hold!
February 2022: $469,440 (total NW $635,429) Dropped out of the next race before it even started....
March 2022: $492,407 (total NW $665,716)
April 2022: $469,971 (total NW $660,188)
Post by: kickel on May 09, 2022, 09:56:21 AM
6/20: $240,488
7/20: $276,744
8/20: $287,113
9/20: $283,134
10/20: $290,473
11/20: $278,794
12/20: $341,902
1/21: $365,033
2/21: $377,206
3/21: $360,108
4/21: $363,443
5/21: $360,478
6/21: $378,136
7/21: $381,418
8/21: $383,813
9/21: $375,708
10/21: $375,960
11/21: $376,068
12/21:$430,173
1/22: $402,306
2/22: $389,211
3/22: $444,242
This is from the first of the month. Major swings the past few months.
Lots of Head wind with QQQ down almost 25%
4/22: $437,015
5/22: $454,852
Post by: dignam on May 10, 2022, 08:58:45 AM
Feb 2020 $253k May 2021 $355k
Mar 2020 $221k Jun 2021 $368k
Apr 2020 $239k Jul 2021 $378k
May 2020 $244k Sep 2021 $394k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k
Aug 2020 $281k Dec 2021 $454k
Sep 2020 $281k Jan 2022 $462k
Oct 2020 $294k Feb 2022 $441k
Nov 2020 $290k Mar 2022 $440k
Dec 2020 $301k Apr 2022 $455k
Jan 2021 $308k May 2022 $425k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
Like others, big losses from the market pullback.
Post by: kickel on May 10, 2022, 01:52:14 PM
Just curious how others in this thread calculate it. Currently I am just counting my half, not including the joint accounts.
Post by: Em-Dog on May 11, 2022, 08:56:30 PM
How do you guys handle marriage in your calculations? I recently Tied the knot, and am unsure if I should count us together or individual. We started sharing a joint account and savings. Would I consider half of those, or include the full amount plus their assets/debts?
Just curious how others in this thread calculate it. Currently, I am just counting my half, not including the joint accounts.
@kickel Congrats!! I think it's totally up to you and what makes the most sense for your situation. Since you combined accounts it may make sense to put your numbers in together. I got married a year ago and we've kept our accounts separate so I just put my numbers here. Of course many decisions I make now take my partner into account but he's not as good at saving as me so it works best for us to keep our accounts separate. Some people only show investments while others include home equity in this thread, definitely just what works for you.
Post by: CTEC_Stache on May 12, 2022, 11:41:12 AM
2021 | 2022 | |
| JAN | N/A | $251,327 |
| FEB | $213,392 | $249,420 |
| MAR | $222,443 | $313,612 |
| APR | $225,864 | $310,442 |
| MAY | $231,841 | $304,513 |
| JUN | $240,641 | |
| JUL | $230,023 | |
| AUG | $229,620 | |
| SEP | $233,285 | |
| OCT | $232,914 | |
| NOV | $230,646 | |
| DEC | $240,387 |
Post by: Turtle on May 12, 2022, 12:07:23 PM
How do you guys handle marriage in your calculations? I recently Tied the knot, and am unsure if I should count us together or individual. We started sharing a joint account and savings. Would I consider half of those, or include the full amount plus their assets/debts?
Just curious how others in this thread calculate it. Currently I am just counting my half, not including the joint accounts.
There's no rule that says you need to restrict yourself to only one race. So for example, if you want to race / track your own retirement accounts in one race thread, but joint/ combined LNW/TNW fits in a different race level you could certainly post updates in more than one thread.
Post by: CTEC_Stache on May 12, 2022, 02:09:58 PM
How do you guys handle marriage in your calculations? I recently Tied the knot, and am unsure if I should count us together or individual. We started sharing a joint account and savings. Would I consider half of those, or include the full amount plus their assets/debts?
Just curious how others in this thread calculate it. Currently I am just counting my half, not including the joint accounts.
There's no rule that says you need to restrict yourself to only one race. So for example, if you want to race / track your own retirement accounts in one race thread, but joint/ combined LNW/TNW fits in a different race level you could certainly post updates in more than one thread.
That's exactly what I'm doing. I started loosely tracking my TNW about 4 years ago; 2 years ago I began getting more detailed in my NW calculations. When I did that I realized my NW is very heavily dependent on my primary residence equity and my pension value. I decided to join in the appropriate NW race for my TNW and separate one for my LNW. It's only been a few months but I feel like it has forced me to be more honest with myself.
Post by: kickel on May 16, 2022, 10:27:11 AM
How do you guys handle marriage in your calculations? I recently Tied the knot, and am unsure if I should count us together or individual. We started sharing a joint account and savings. Would I consider half of those, or include the full amount plus their assets/debts?
Just curious how others in this thread calculate it. Currently I am just counting my half, not including the joint accounts.
There's no rule that says you need to restrict yourself to only one race. So for example, if you want to race / track your own retirement accounts in one race thread, but joint/ combined LNW/TNW fits in a different race level you could certainly post updates in more than one thread.
That's exactly what I'm doing. I started loosely tracking my TNW about 4 years ago; 2 years ago I began getting more detailed in my NW calculations. When I did that I realized my NW is very heavily dependent on my primary residence equity and my pension value. I decided to join in the appropriate NW race for my TNW and separate one for my LNW. It's only been a few months but I feel like it has forced me to be more honest with myself.
These are all great advice, thank you!
Post by: alcon835 on May 16, 2022, 03:58:38 PM
How do you guys handle marriage in your calculations? I recently Tied the knot, and am unsure if I should count us together or individual. We started sharing a joint account and savings. Would I consider half of those, or include the full amount plus their assets/debts?
Just curious how others in this thread calculate it. Currently I am just counting my half, not including the joint accounts.
Congrats on the marriage!!! A new beginning :)
I have always counted everything as ours - so my numbers include everything that belongs to both my wife and I as one unit.
There is nothing to say you have to do it that way, but in most states all assets are considered one by the state regardless of personal preference and I've found it really adds a significant level of freedom and communication to the marriage when we consider everything as 'ours'. Every dollar I earn belongs to her, and vice versa.
Post by: Southern Stache on May 16, 2022, 04:11:04 PM
Investments Only:
May 2021: $419,847
June 2021: $433,387
July 2021: $436,917
Aug 2021: $442,265
Nov 2021: $464,424
Dec 2021: $469,886
Jan 2022: $447,177
May 2022: $403,110
Investments only, as always. Sitting at $132k in equity if I am using the number that we paid for the house (no appreciation factored in).
I've been avoiding this post for obvious reasons! I applaud anyone whose numbers are heading in a positive direction, and those who have kept up with their updates through these rougher times.
@kickel Congrats!! Like alcon835, my spouse and I consider all money "ours" together. I think the idea of keeping track of both your combined and your personal NW sounds interesting, though!
Post by: KidneyBeansMD on May 24, 2022, 09:44:54 PM
Jan 2022 $329,782
Feb 2022 $319,099
Mar 2022 $333,686
Apr 2022 $340,572
May 2022 $332,058
2022 Goals:
[ ] Max out Roth IRAs for both of us ($12k)
[ ] Max out my 403b ($20.5k) and her SIMPLE IRA ($14k)
[ ] Max out HSA ($7.3k for family)
[ ] Put at least $5k in my taxable brokerage
Post by: ontheheel on May 27, 2022, 10:08:23 PM
| 2019 | 2020 | 2021 | 2022 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 |
| March | $95,000 | $152,000 | $255,000 | $372,000 |
| April | $98,000 | $172,000 | $267,000 | ** $381,000 ** |
| May | $95,000 | $157,000 | $290,000 | - |
| June | $104,000 | $187,000 | $303,000 | - |
| July | $106,000 | $202,000 | $325,000 | - |
| August | $115,000 | $206,000 | $333,000 | - |
| September | $118,000 | $207,000 | $328,000 | - |
| October | $134,000 | $215,000 | $342,000 | - |
| November | $136,000 | $233,000 | $346,000 | - |
| December | $143,000 | $234,000 | $359,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | - |
Way behind in updating this.
Post by: zygote on May 31, 2022, 08:18:34 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300,88 (graduated to this thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
Well.
Post by: falsekrakk808 on June 01, 2022, 12:23:33 AM
04/2020 $25605/2022 $467
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
11/2021 $478
12/2021 $481
01/2022 $431
02/2022 $447
03/2022 $468
04/2022 $471
Small dip.
Post by: DadJokes on June 01, 2022, 05:29:10 AM
| 2021 | 2022 | 2023 | ||
| January | $227,807 | $331,810 | - | |
| February | $230,079 | $320,929 | - | |
| March | $239,227 | $318,105 | - | |
| April | $251,865 | $332,954 | - | |
| May | $263,588 | $313,927 | - | |
| June | $273,052 | $321,771 | - | |
| July | $289,104 | - | - | |
| August | $275,118 | - | - | |
| September | $294,327 | - | - | |
| October | $289,219 | - | - | |
| November | $309,150 | - | - | |
| December | $313,932 | - | Grad Goal |
Post by: mckaylabaloney on June 01, 2022, 09:00:46 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 | $298,228.37 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 | $292,535.79 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 | $289,783.60 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 | $304,542.17 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 | $289,968.07 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 | $292,333.93 |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234.012.81 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | $174,103.71 |
Post by: windytrail on June 01, 2022, 01:45:10 PM
Date Amount
1/2016 -$41,000
1/2017 -$19,000
1/2018 $9,000
1/2019 $29,500
1/2020 $70,500
6/1/2020 $111,116
7/1/2020 $128,000
8/1/2020 $136,000
8/31/2020 $144,858
9/30/2020 $147,009
10/31/2020 $150,073
11/30/2020 $174,474
1/1/2021 $190,979
2/1/2021 $198,243
3/1/2021 $208,142
4/1/2021 $220,468
5/1/2021 $238,094
6/1/2021 $246,170
7/1/2021 $254,478
8/1/2021 $261,982
9/1/2021 $273,962
10/1/21 $269,166
11/1/21 $288,797
12/1/21 $283,871
1/1/22 $297,329
2/1/22 $293,022
3/1/22 $294,395
4/1/22 $304,943
5/1/22 $287,000
6/1/22 $300,369
Post by: lexde on June 02, 2022, 06:36:51 AM
NW this month is $361,973.80 (+$11,845.01). So still below our March figure, but most of this is attributed to market fluctuations more than anything else, I think. Still purchasing stocks while they're on sale and staying the course.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | $324,660.15 |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | $314,353.10 |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | $339,824.96 |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | $364,677.54 |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | $350,128.79 |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | $361,973.80 |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | $208,659.05 | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | $242,060.40 | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | $268,498.64 | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | $284,658.93 | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | $296,922.14 | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | $152,637.95 | − |
Goals Breakdown
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k
Projected Graduation date: September 2023!
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Prior Progress: Race from 100 to 250k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg2909509/#msg2909509)
Post by: Lamancha on June 02, 2022, 05:57:02 PM
1/2020 130,855
1/2021 258,257
1/2022 452,162
2/2022 454,250
3/2022 451,389
4/2022 465,488
5/2022 463,149
6/2022 470,139
This is brutal. I've been throwing about 14k/month into the furnace and it's getting exhausting. Oh well, I'm just smart enough to know that I'm not smart enough to do anything about it. Stay the course!!
Post by: dignam on June 02, 2022, 08:16:27 PM
Feb 2020 $253k May 2021 $355k
Mar 2020 $221k Jun 2021 $368k
Apr 2020 $239k Jul 2021 $378k
May 2020 $244k Sep 2021 $394k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k
Aug 2020 $281k Dec 2021 $454k
Sep 2020 $281k Jan 2022 $462k
Oct 2020 $294k Feb 2022 $441k
Nov 2020 $290k Mar 2022 $440k
Dec 2020 $301k Apr 2022 $455k
Jan 2021 $308k May 2022 $425k
Feb 2021 $319k Jun 2022 $449k
Mar 2021 $332k
Apr 2021 $349k
Post by: PlanetDee on June 04, 2022, 08:38:23 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
Oooof. Market declines, bought a new mattress in May, and I’m on my little sabbatical for the rest of the year, so spending not saving.
Post by: SeattleStache on June 05, 2022, 08:56:48 AM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds!
January 2022: $487,694 (total NW $652,192) Didn't hold!
February 2022: $469,440 (total NW $635,429) Dropped out of the next race before it even started....
March 2022: $492,407 (total NW $665,716)
April 2022: $469,971 (total NW $660,188)
May 2022: $460,354 (total NW $640,711) Tough to see these numbers consistently going in the wrong direction despite saving every month.
Post by: VodkaWater on June 17, 2022, 12:23:55 PM
Jan: $280,013/$301,963
Feb: $278,012/$295,951
March: $286,533/$307,886
April: $267,850/$295,005
May: $253,239/$269,763
UGH.
Post by: tacticalteam4 on June 25, 2022, 09:26:54 AM
This isn't a true net worth as I don't include student loan debt as we will hopefully have most of it forgiven eventually. Also don't include mortgage debt or equity. All this is included are retirement accounts and cash between my wife and I.
Feb 2020: $73,400
...
Oct 2020: $174,695
Nov 2020: $187,998 +13,293
Dec 2020: $204,962 +16,974
Jan 2021: $214,801 +9,389
Feb 2021: ?
Mar 2021: $247,632 +32,831 over two months
...
Jun 2021: $293,749
...
Sep 2021: $311,131
...
Nov 2021: $339,986
Dec 2021: $345,952
Jan 2022: $368,240
Feb 2022: $415,650
Mar 2022: ?
Apr 2022: 432,042
May 2022: 418,269
June 2022: 420,576... sad, but still +$126,827 YoY when SPY closed at $426 vs $370
Post by: SeattleStache on June 30, 2022, 12:07:59 PM
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds!
January 2022: $487,694 (total NW $652,192) Didn't hold!
February 2022: $469,440 (total NW $635,429) Dropped out of the next race before it even started....
March 2022: $492,407 (total NW $665,716)
April 2022: $469,971 (total NW $660,188)
May 2022: $460,354 (total NW $640,711) Tough to see these numbers consistently going in the wrong direction despite saving every month.
June 2022: $433,836 (total NW $608,430) sad trombone.
Post by: dignam on July 01, 2022, 05:10:17 AM
Feb 2020 $253k May 2021 $355k
Mar 2020 $221k Jun 2021 $368k
Apr 2020 $239k Jul 2021 $378k
May 2020 $244k Sep 2021 $394k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k
Aug 2020 $281k Dec 2021 $454k
Sep 2020 $281k Jan 2022 $462k
Oct 2020 $294k Feb 2022 $441k
Nov 2020 $290k Mar 2022 $440k
Dec 2020 $301k Apr 2022 $455k
Jan 2021 $308k May 2022 $425k
Feb 2021 $319k Jun 2022 $449k
Mar 2021 $332k Jul 2022 $426k
Apr 2021 $349k
Ouchie
Post by: NextTime on July 01, 2022, 06:41:07 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 |
| May | $207,731 | $245,062 | $320,072 | $492,274 | $495,719 |
| June | $209,453 | $256,868 | $331,215 | $493,272 | $468,019 |
| July | $218,450 | $256,076 | $349,025 | $503,214 | - |
| August | $224,243 | $266,197 | $367,183 | $521,697 | - |
| September | $227,037 | $274,186 | $360,397 | $509,748 | - |
| October | $214,107 | $284,427 | $360,290 | $530,757 | - |
| November | $219,948 | $295.004 | $400,264 | $524,716 | - |
| December | $206,667 | $304,693 | $419,937 | $557,868 | - |
The walk of shame.
Post by: DadJokes on July 01, 2022, 06:46:35 AM
| 2021 | 2022 | 2023 | ||
| January | $227,807 | $331,810 | - | |
| February | $230,079 | $320,929 | - | |
| March | $239,227 | $318,105 | - | |
| April | $251,865 | $332,954 | - | |
| May | $263,588 | $313,927 | - | |
| June | $273,052 | $321,771 | ||
| July | $289,104 | $313,530 | - | |
| August | $275,118 | - | - | |
| September | $294,327 | - | - | |
| October | $289,219 | - | - | |
| November | $309,150 | - | - | |
| December | $313,932 | - | Grad Goal |
Post by: mckaylabaloney on July 01, 2022, 09:23:23 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 | $298,228.37 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 | $292,535.79 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 | $289,783.60 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 | $304,542.17 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 | $289,968.07 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 | $292,333.93 |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 | $277, 359.75 |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234.012.81 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | $174,103.71 |
Just telling myself this is good for me in the accumulation stage...
Post by: PlanetDee on July 02, 2022, 09:37:48 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
I feel everyone’s pain!!
Post by: lexde on July 02, 2022, 04:03:22 PM
NW this month is $352,262.77 (-$9,711.03). Still trying to climb back to March's high of $364k, but I know that I'm still contributing to investment accounts and that the markets bounce back eventually. Normally I would have a sense of certainty, but there's a lot about today that is unprecedented.
Hoping that I can still make my Q3 goal by September, it should happen.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | $324,660.15 |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | $314,353.10 |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | $339,824.96 |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | $364,677.54 |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | $350,128.79 |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | $361,973.80 |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | $352,262.77 |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | $208,659.05 | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | $242,060.40 | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | $268,498.64 | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | $284,658.93 | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | $296,922.14 | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | $152,637.95 | − |
Goals Breakdown
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k
Projected Graduation date: September 2023!
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Prior Progress: Race from 100 to 250k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg2909509/#msg2909509)
Post by: Lamancha on July 05, 2022, 08:37:07 PM
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
2/2022- 454,250
3/2022- 451,389
4/2022- 465,488
5/2022- 463,149
6/2022- 470,139
7/2022- 450,038
I feel like Bill Murray in Groundhog Day every time I update these numbers.
Post by: kickel on July 06, 2022, 08:25:06 AM
6/20: $240,488
7/20: $276,744
8/20: $287,113
9/20: $283,134
10/20: $290,473
11/20: $278,794
12/20: $341,902
1/21: $365,033
2/21: $377,206
3/21: $360,108
4/21: $363,443
5/21: $360,478
6/21: $378,136
7/21: $381,418
8/21: $383,813
9/21: $375,708
10/21: $375,960
11/21: $376,068
12/21:$430,173
1/22: $389,211
2/22: $444,242
3/22: $462,841
4/22: $437,015
5/22: $469,096
6/22: $473,731
Somehow still making forward progress.
Post by: VodkaWater on July 08, 2022, 08:36:51 AM
Jan: $280,013/$301,963
Feb: $278,012/$295,951
March: $286,533/$307,886
April: $267,850/$295,005
May: $253,239/$269,763
June: $258,043/$273,708
Barely creeping in the right direction.
Post by: Em-Dog on July 11, 2022, 11:04:21 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | - | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | - | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | - | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | - | - | |
| November | $16,332 | $46,935 | $95,120 | $294,439 | - | - | |
| December | $16,589 | $51,547 | $118,877 | $313,367 | - | - | |
Post by: tacticalteam4 on July 12, 2022, 11:48:22 AM
| 2021 | 2022 | |
| January | $214,801 | $368,240 |
| February | - | $415,650 |
| March | $247,632 | - |
| April | $267,671 | $432,042 |
| May | − | $418,269 |
| June | $293,749 | $420,576 |
| July | − | $433,032 |
| August | − | − |
| September | $311,131 | - |
| October | - | - |
| November | $339,986 | - |
| December | $345,952 | - |
Post by: InvincibleChutzpah on July 12, 2022, 02:16:45 PM
Investments only.
2018 2019 2020 2021 2022 January $198,265 $224,401 $305,287 $424,924 $541,872 February $204,080 $231,997 $290,554 $453,313 $526,670 March $204,080 $236,710 $274,909 $471,199 $532,671 April $206,310 $246,138 $298,297 $489,213 $495,058 May $207,731 $245,062 $320,072 $492,274 $495,719 June $209,453 $256,868 $331,215 $493,272 $468,019 July $218,450 $256,076 $349,025 $503,214 - August $224,243 $266,197 $367,183 $521,697 - September $227,037 $274,186 $360,397 $509,748 - October $214,107 $284,427 $360,290 $530,757 - November $219,948 $295.004 $400,264 $524,716 - December $206,667 $304,693 $419,937 $557,868 -
The walk of shame.
Don't worry. I'm right there with you. I too graduated to the 500k->1 million race just before the drop. Just think, you get to celebrate crossing the milestone multiple times. Lol. Seriously though, stay strong, you're not alone.
Post by: junga on July 17, 2022, 10:43:32 AM
Jan $321,143 $292,135 -
April - $285,242 -
July $279,165 $274,112 -
Oct $288,418 - -
ReplyQuoteNotify
Post by: runningthroughFIRE on July 31, 2022, 06:21:02 PM
| 2019 | 2020 | 2021 | 2022 | |
| January | 149K | 224K | 357K | 466K |
| February | 157K | 216K | 365K | 461K |
| March | 164K | 191K | 388K | 480K |
| April | 173K | 221K | 415K | 445K |
| May | 170K | 236K | 423K | 451K |
| June | 182K | 243K | 449K | 418K |
| July | 188K | 263K | 446K | 455K |
| August | 189K | 285K | 469K | - |
| September | 191K | 279K | 462K | - |
| October | 203K | 281K | 478K | - |
| November | 212K | 324K | 493K | - |
| December | 219K | 339K | 502K | - |
Post by: falsekrakk808 on July 31, 2022, 10:54:10 PM
04/2020 $25607/2022 $477
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
11/2021 $478
12/2021 $481
01/2022 $431
02/2022 $447
03/2022 $468
04/2022 $471
05/2022 $467
06/2022 $460
Post by: PlanetDee on August 01, 2022, 07:35:28 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
Post by: NextTime on August 01, 2022, 07:51:41 AM
Investments only.
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 |
| May | $207,731 | $245,062 | $320,072 | $492,274 | $495,719 |
| June | $209,453 | $256,868 | $331,215 | $493,272 | $468,019 |
| July | $218,450 | $256,076 | $349,025 | $503,214 | $499,669 |
| August | $224,243 | $266,197 | $367,183 | $521,697 | - |
| September | $227,037 | $274,186 | $360,397 | $509,748 | - |
| October | $214,107 | $284,427 | $360,290 | $530,757 | - |
| November | $219,948 | $295.004 | $400,264 | $524,716 | - |
| December | $206,667 | $304,693 | $419,937 | $557,868 | - |
Post by: Em-Dog on August 01, 2022, 10:30:22 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | - | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | - | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | - | - | |
| November | $16,332 | $46,935 | $95,120 | $294,439 | - | - | |
| December | $16,589 | $51,547 | $118,877 | $313,367 | - | - | |
Post by: zeli2033 on August 01, 2022, 12:30:53 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | ($28,165) | $52,928 | $163,400 | $239,950 | $347,310 | - |
| February | ($21,735) | $61,806 | $156,457 | $250,940 | $342,981 | - |
| March | ($16,099) | $72,482 | $145,287 | $261,224 | $359,722 | - |
| April | ($11,771) | $99,041 | $163,919 | $280,829 | $304,751 | - |
| May | ($6,744) | $96,807 | $178,765 | $284,686 | $336,271 | - |
| June | ($1,596) | $106,071 | $185,289 | $293,185 | $322,698 | - |
| July | $4,624 | $112,395 | $201,395 | $301,660 | $363,465 | - |
| August | $12,784 | $116,527 | $222,183 | $312,943 | - | - |
| September | $22,476 | $124,973 | $221,234 | $305,520 | - | - |
| October | $27,980 | $135,196 | $225,329 | $325,798 | - | - |
| November | $36,219 | $143,839 | $221,148 | $329,221 | - | - |
| December | $36,235 | $150,705 | $234,567 | $357,336 | - | - |
Been awhile since I checked in here - Q2 was spendy and markets were marketing (and still are). Anywho, we've continued the bulk of our investing but contributions beyond standard 401k/IRA/HSA etc are a bit on the low side since we're saving for house projects and a much-desired vacation.
Post by: FrugalByChance on August 01, 2022, 02:32:43 PM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344 492.32 (growth: €21 210.99 deposits: € 4 000.00)
Apr 2021 € 355 971.71 (growth: €11 479.39 deposits: € 4 500.00)
May 2021 € 358 877.94 (growth: € 2 906.23 deposits: € 3 075.00)
Jun 2021 € 381 498.25 (growth: €22 620.31 deposits: €10 075.00)
Jul 2021 € 395 145.96 (growth: €13 647.71 deposits: € 6 573.89)
Aug 2021 € 406 779.03 (growth: €11 633.07 deposits: € 4 000.00)
Sep 2021 € 403 359.65 (growth: -€ 3 419.38 deposits: € 2 000.00)
Oct 2021 € 418 718.56 (growth: €15 358.91 deposits: € 2 000.00)
Nov 2021 € 430 973.65 (growth: €12 255.09 deposits: € 2 000.00)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)
Jan 2022 € 430 075.18 (growth: -€13 850.41 deposits: € 6 000.00 )
Feb 2022 € 443 885.50 (growth: €13 810.32 deposits: €22 000.00)
Mar 2022 € 472 861.47 (growth: €28 975.97 deposits: €16 250.00)
Apr 2022 € 467 405.88 (growth: -€ 5 455,59 deposits: € 2.000,00)
May 2022 € 451 254.90 (growth: -€16 150,98 deposits: € 2.000,00)
Jun 2022 € 462 463.23 (growth: €11 208,33 deposits: € 9 850,00)
Jul 2022 € 473 671.56 (growth: €11 208,33 deposits: € 2 250,00)
Skipped a few months reporting here. Actually had to estimate my June numbers ( that's why my growth numbers are identical the last two months).
Basically I'm back where I was 4 months ago while I kept saving.
Post by: mckaylabaloney on August 01, 2022, 03:04:12 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 | $298,228.37 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 | $292,535.79 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 | $289,783.60 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 | $304,542.17 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 | $289,968.07 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 | $292,333.93 |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 | $277,359.75 |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234,012.81 | $303,227.07 |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | $174,103.71 |
Post by: kickel on August 01, 2022, 04:10:05 PM
6/20: $240,488
7/20: $276,744
8/20: $287,113
9/20: $283,134
10/20: $290,473
11/20: $278,794
12/20: $341,902
1/21: $365,033
2/21: $377,206
3/21: $360,108
4/21: $363,443
5/21: $360,478
6/21: $378,136
7/21: $381,418
8/21: $383,813
9/21: $375,708
10/21: $375,960
11/21: $376,068
12/21:$430,173
1/22: $389,211
2/22: $444,242
3/22: $462,841
4/22: $437,015
5/22: $469,096
6/22: $473,731
7/22: $504,483
Monster month, really felt some of that market tailwind.
Still holding my breath though... Just barely above the threshold, with a lot of uncertainty. Hopefully I'll stay, and see ya'll in the next thread!
Post by: Lamancha on August 01, 2022, 07:11:18 PM
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
2/2022- 454,250
3/2022- 451,389
4/2022- 465,488
5/2022- 463,149
6/2022- 470,139
7/2022- 450,038
8/2022- 490,144
Post by: SeattleStache on August 02, 2022, 08:13:12 AM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds!
January 2022: $487,694 (total NW $652,192) Didn't hold!
February 2022: $469,440 (total NW $635,429) Dropped out of the next race before it even started....
March 2022: $492,407 (total NW $665,716)
April 2022: $469,971 (total NW $660,188)
May 2022: $460,354 (total NW $640,711) Tough to see these numbers consistently going in the wrong direction despite saving every month.
June 2022: $433,836 (total NW $608,430) sad trombone.
July 2022: $462,612 (total NW $635,206) Hopefully on the upswing now.
Post by: dignam on August 03, 2022, 06:33:38 AM
Feb 2020 $253k May 2021 $355k
Mar 2020 $221k Jun 2021 $368k
Apr 2020 $239k Jul 2021 $378k
May 2020 $244k Sep 2021 $394k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k
Aug 2020 $281k Dec 2021 $454k
Sep 2020 $281k Jan 2022 $462k
Oct 2020 $294k Feb 2022 $441k
Nov 2020 $290k Mar 2022 $440k
Dec 2020 $301k Apr 2022 $455k
Jan 2021 $308k May 2022 $425k
Feb 2021 $319k Jun 2022 $449k
Mar 2021 $332k Jul 2022 $426k
Apr 2021 $349k Aug 2022 $449k
Post by: VodkaWater on August 13, 2022, 12:13:39 PM
Jan: $280,013/$301,963
Feb: $278,012/$295,951
March: $286,533/$307,886
April: $267,850/$295,005
May: $253,239/$269,763
June: $258,043/$273,708
July: $278,506/$293,210
So close to actually seeing an increase this year. Started a new job, doubled salary, and paid off 2 loans (car & student) so hopefully this will jump quickly.
Post by: tacticalteam4 on August 14, 2022, 07:09:34 PM
| 2021 | 2022 | |
| January | $214,801 | $368,240 |
| February | - | $415,650 |
| March | $247,632 | - |
| April | $267,671 | $432,042 |
| May | − | $418,269 |
| June | $293,749 | $420,576 |
| July | − | $433,032 |
| August | − | $477,541 |
| September | $311,131 | - |
| October | - | - |
| November | $339,986 | - |
| December | $345,952 | - |
Post by: Turtle on August 15, 2022, 07:23:13 AM
NW/Investments
Jan: $280,013/$301,963
Feb: $278,012/$295,951
March: $286,533/$307,886
April: $267,850/$295,005
May: $253,239/$269,763
June: $258,043/$273,708
July: $278,506/$293,210
So close to actually seeing an increase this year. Started a new job, doubled salary, and paid off 2 loans (car & student) so hopefully this will jump quickly.
Sounds like you've laid a good foundation for it to really take off when the markets rebound. Good job paying off those loans!
Post by: clynn on August 15, 2022, 11:31:08 AM
making progress ☺️
Just arrived from the 100-250 group! Exciting to be here!
April 2021: $255,117
Post by: nickelwise on August 20, 2022, 01:53:55 PM
I haven't regularly posted a running log like many here, but this is an exciting milestone to hit so I thought I'd share (brag) here, since I can't share it with most people in my life. I'm just too excited not to talk about it somewhere, even though it always feels a little unseemly to me. These are net worth numbers, index funds plus emergency cash. I don't have any home equity or debt.
01/01/15: $0
04/09/17: $100,000 (2y, 3mo)
02/04/19: $200,000 (1y, 10mo)
02/15/20: $300,000 (1y, 0mo)
12/03/20: $400,000 (10mo)
07/01/21: $500,000 (7mo)
I noted how long each hundred grand took to reach. The consistent acceleration of the pace is really unbelievable. It doesn't hurt that we've been living through this endless bull of asset inflation. It only took ten months to get from 300k to 400k, despite the pandemic panic hitting shortly after the 300k milestone. Surely there's no way this party will last forever. I expect I'll have to fall back below one or more of these milestones soon enough. If I had a high confidence of average real returns going forward, which is to say 6%+ ($30k+ in today's dollars), I'd quit my job today. As it stands, I'll keep working until either we get through a real recession period, or I reach truly wild levels of depression-proof wealth. In the meantime, I'm starting to feel secure enough that I might start behaving more like a confident "SWAMI" at work, instead of a fearful subservient wage slave suck-up.
Congrats to my fellow $500k graduates, Finwiz and joe189man.
Phew! Over a year later, and I'm graduating from this thread a second time. Hopefully for the last time, but time will tell!
Post by: ontheheel on August 21, 2022, 08:58:46 AM
This month, I've finally passed the 400k mark, and hope to keep it that way by the end of the month for reporting. Hoping to graduate from this group before I return from deployment next year.
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
| 2019 | 2020 | 2021 | 2022 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 |
| March | $95,000 | $152,000 | $255,000 | $372,000 |
| April | $98,000 | $172,000 | $267,000 | $381,000 |
| May | $95,000 | $157,000 | $290,000 | $381,000 |
| June | $104,000 | $187,000 | $303,000 | $383,000 |
| July | $106,000 | $202,000 | $325,000 | ** $396,000 ** |
| August | $115,000 | $206,000 | $333,000 | - |
| September | $118,000 | $207,000 | $328,000 | - |
| October | $134,000 | $215,000 | $342,000 | - |
| November | $136,000 | $233,000 | $346,000 | - |
| December | $143,000 | $234,000 | $359,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | - |
Post by: the_hobbitish on August 28, 2022, 02:26:00 PM
Post by: SeattleStache on August 31, 2022, 11:57:43 AM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds!
January 2022: $487,694 (total NW $652,192) Didn't hold!
February 2022: $469,440 (total NW $635,429) Dropped out of the next race before it even started....
March 2022: $492,407 (total NW $665,716)
April 2022: $469,971 (total NW $660,188)
May 2022: $460,354 (total NW $640,711) Tough to see these numbers consistently going in the wrong direction despite saving every month.
June 2022: $433,836 (total NW $608,430) sad trombone.
July 2022: $462,612 (total NW $635,206)
August 2022: $451,435 (total NW $617,447)
Post by: NextTime on August 31, 2022, 07:41:30 PM
Investments only.
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 |
| May | $207,731 | $245,062 | $320,072 | $492,274 | $495,719 |
| June | $209,453 | $256,868 | $331,215 | $493,272 | $468,019 |
| July | $218,450 | $256,076 | $349,025 | $503,214 | $499,669 |
| August | $224,243 | $266,197 | $367,183 | $521,697 | $485,070 |
| September | $227,037 | $274,186 | $360,397 | $509,748 | - |
| October | $214,107 | $284,427 | $360,290 | $530,757 | - |
| November | $219,948 | $295.004 | $400,264 | $524,716 | - |
| December | $206,667 | $304,693 | $419,937 | $557,868 | - |
Post by: dignam on September 01, 2022, 05:57:09 AM
Feb 2020 $253k May 2021 $355k Sep 2022 $438k
Mar 2020 $221k Jun 2021 $368k
Apr 2020 $239k Jul 2021 $378k
May 2020 $244k Sep 2021 $394k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k
Aug 2020 $281k Dec 2021 $454k
Sep 2020 $281k Jan 2022 $462k
Oct 2020 $294k Feb 2022 $441k
Nov 2020 $290k Mar 2022 $440k
Dec 2020 $301k Apr 2022 $455k
Jan 2021 $308k May 2022 $425k
Feb 2021 $319k Jun 2022 $449k
Mar 2021 $332k Jul 2022 $426k
Apr 2021 $349k Aug 2022 $449k
Post by: DadJokes on September 01, 2022, 07:15:48 AM
| 2021 | 2022 | 2023 | ||
| January | $227,807 | $331,810 | - | |
| February | $230,079 | $320,929 | - | |
| March | $239,227 | $318,105 | - | |
| April | $251,865 | $332,954 | - | |
| May | $263,588 | $313,927 | - | |
| June | $273,052 | $321,771 | - | |
| July | $289,104 | $313,530 | - | |
| August | $275,118 | $338,731 | - | |
| September | $294,327 | $333,910 | - | |
| October | $289,219 | - | - | |
| November | $309,150 | - | - | |
| December | $313,932 | - | Grad Goal |
Despite ~$25k in contributions for 2022, we are roughly still even with where we were to start the year.
Post by: PlanetDee on September 01, 2022, 08:43:44 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
Feels like just treading water. But in exciting money news, will be saving 2k this year from switching insurance companies and husband just got a promotion for a 14% raise!
Post by: mckaylabaloney on September 01, 2022, 09:03:08 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 | $298,228.37 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 | $292,535.79 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 | $289,783.60 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 | $304,542.17 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 | $289,968.07 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 | $292,333.93 |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 | $277,359.75 |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234,012.81 | $303,227.07 |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 | $303,414.27 |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | $174,103.71 |
Post by: Em-Dog on September 01, 2022, 09:24:46 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | - | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | - | - | |
| November | $16,332 | $46,935 | $95,120 | $294,439 | - | - | |
| December | $16,589 | $51,547 | $118,877 | $313,367 | - | - | |
Post by: kickel on September 02, 2022, 08:08:38 AM
6/20: $240,488
7/20: $276,744
8/20: $287,113
9/20: $283,134
10/20: $290,473
11/20: $278,794
12/20: $341,902
1/21: $365,033
2/21: $377,206
3/21: $360,108
4/21: $363,443
5/21: $360,478
6/21: $378,136
7/21: $381,418
8/21: $383,813
9/21: $375,708
10/21: $375,960
11/21: $376,068
12/21:$430,173
1/22: $389,211
2/22: $444,242
3/22: $462,841
4/22: $437,015
5/22: $469,096
6/22: $473,731
7/22: $504,483
I'm back...
8/22: $498,516
Post by: Lamancha on September 02, 2022, 12:06:49 PM
1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
2/2022- 454,250
3/2022- 451,389
4/2022- 465,488
5/2022- 463,149
6/2022- 470,139
7/2022- 450,038
8/2022- 490,144
504,336.00
We made it over 500k!!!
I'm staying right here though. We only passed the line because we pulled extra distributions out of the business account, and I'm about to pay quarterly taxes. That will drop us back down well below the magic number.
Post by: snoot on September 02, 2022, 01:20:32 PM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
02/2022 $334,200
03/2022 $383,274
04/2022 $390,302
05/2022 $382,094
06/2022 $383,075
07/2022 $371,644
08/2022 $387,717
09/2022 $381,964
Post by: dignam on September 21, 2022, 07:20:52 AM
Post by: DadJokes on September 21, 2022, 09:30:35 AM
Post by: VodkaWater on September 23, 2022, 03:21:03 PM
Jan: $280,013/$301,963
Feb: $278,012/$295,951
March: $286,533/$307,886
April: $267,850/$295,005
May: $253,239/$269,763
June: $258,043/$273,708
July: $278,506/$293,210
August: $282,288/$292,234
I'm almost even with the start of the year. We did pay off a car, student loan, and a house project which would put us over if not spent.
Post by: DadJokes on October 01, 2022, 07:44:43 AM
Post by: nkt0 on October 01, 2022, 08:32:32 PM
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k
Q4 2020: $413k/$579k
Q1 2021: $436k/$624k
Q2 2021: $485k/$673k
Q3 2021: $497k/$688k
Q4 2021: $555k/$748k
Q1 2022: $540k/$735k
Q2 2022: 🤷🏻♂️
Q3 2022: $462k/$664k
Post by: PlanetDee on October 02, 2022, 08:24:14 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
The bloodbath continues! I have one more month until I can get my massage license and get my business up and running. Will definitely help the household monthly income. Keep on keeping on everyone!
Post by: dignam on October 03, 2022, 08:10:08 AM
Feb 2020 $253k May 2021 $355k Sep 2022 $438k
Mar 2020 $221k Jun 2021 $368k Oct 2022 $412k
Apr 2020 $239k Jul 2021 $378k
May 2020 $244k Sep 2021 $394k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k
Aug 2020 $281k Dec 2021 $454k
Sep 2020 $281k Jan 2022 $462k
Oct 2020 $294k Feb 2022 $441k
Nov 2020 $290k Mar 2022 $440k
Dec 2020 $301k Apr 2022 $455k
Jan 2021 $308k May 2022 $425k
Feb 2021 $319k Jun 2022 $449k
Mar 2021 $332k Jul 2022 $426k
Apr 2021 $349k Aug 2022 $449k
Post by: Lamancha on October 03, 2022, 03:55:46 PM
1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
2/2022- 454,250
3/2022- 451,389
4/2022- 465,488
5/2022- 463,149
6/2022- 470,139
7/2022- 450,038
8/2022- 490,144
9/2022- 504,336
10/2022- 482,530
Post by: kickel on October 04, 2022, 09:13:25 AM
6/20: $240,488
7/20: $276,744
8/20: $287,113
9/20: $283,134
10/20: $290,473
11/20: $278,794
12/20: $341,902
1/21: $365,033
2/21: $377,206
3/21: $360,108
4/21: $363,443
5/21: $360,478
6/21: $378,136
7/21: $381,418
8/21: $383,813
9/21: $375,708
10/21: $375,960
11/21: $376,068
12/21:$430,173
1/22: $389,211
2/22: $444,242
3/22: $462,841
4/22: $437,015
5/22: $469,096
6/22: $473,731
7/22: $504,483
8/22: $498,516
Sliding backwards. It's crazy this is definitely the area you feel the market has more sway than saving amount. I saved more last month in cash terms than I have in a long time, and still had a drop. The good news is when things turn around I should feel more of that tailwind.
9/22: $485,015
Post by: ontheheel on October 04, 2022, 05:56:50 PM
Trying to make some purchases that will make life more enjoyable while deployed in an austere environment, while not spending my feelings away at the same time. That's a hard thing to do.
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
| 2019 | 2020 | 2021 | 2022 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 |
| March | $95,000 | $152,000 | $255,000 | $372,000 |
| April | $98,000 | $172,000 | $267,000 | $381,000 |
| May | $95,000 | $157,000 | $290,000 | $381,000 |
| June | $104,000 | $187,000 | $303,000 | $383,000 |
| July | $106,000 | $202,000 | $325,000 | $396,000 |
| August | $115,000 | $206,000 | $333,000 | $387,000 |
| September | $118,000 | $207,000 | $328,000 | ***$378,000*** |
| October | $134,000 | $215,000 | $342,000 | - |
| November | $136,000 | $233,000 | $346,000 | - |
| December | $143,000 | $234,000 | $359,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | - |
Post by: Em-Dog on October 06, 2022, 09:11:21 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | - | - | |
| November | $16,332 | $46,935 | $95,120 | $294,439 | - | - | |
| December | $16,589 | $51,547 | $118,877 | $313,367 | - | - | |
Post by: EchoStache on October 28, 2022, 08:28:46 PM
Net Worth:
January 2020: $30,773
January 2021: $82,262 (+$51,489...more progress in one year than previous 48 years)
January 2022: $161,480 (+$79,218)
October 1 2022 $236,098 (+$74,618....considering a long distance move, furnishing a new home, and the market, I feel good about this)
Today, 10/28/2022: $251,665. Thank you unexpected market rally, along with payday.
I suppose I'll add my goal for completion of this step. Nothing exceptionally precise, but hopefully a rough ball park.
Completion goal: Dec 31 2024
Post by: tacticalteam4 on October 29, 2022, 09:25:24 PM
| 2021 | 2022 | |
| January | $214,801 | $368,240 |
| February | - | $415,650 |
| March | $247,632 | - |
| April | $267,671 | $432,042 |
| May | − | $418,269 |
| June | $293,749 | $420,576 |
| July | − | $433,032 |
| August | − | $477,541 |
| September | $311,131 | $461,148 |
| October | - | $478,809 |
| November | $339,986 | - |
| December | $345,952 | - |
Post by: SeattleStache on October 30, 2022, 09:22:39 AM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds!
January 2022: $487,694 (total NW $652,192) Didn't hold!
February 2022: $469,440 (total NW $635,429) Dropped out of the next race before it even started....
March 2022: $492,407 (total NW $665,716)
April 2022: $469,971 (total NW $660,188)
May 2022: $460,354 (total NW $640,711) Tough to see these numbers consistently going in the wrong direction despite saving every month.
June 2022: $433,836 (total NW $608,430) sad trombone.
July 2022: $462,612 (total NW $635,206)
August 2022: $451,435 (total NW $617,447)
October 2022: $442,995 (total NW $611,296)
Post by: zygote on October 31, 2022, 01:57:10 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)
8/22: $246,154.19 (+$20,473.96, +9.07%)
9/22: $240,189.31 (+$5,964.88, -2.42%)
10/22: $221,181.52 (-$19,007.79, -7.91%)
11/22: $270,565.23 (+$49,383.71, +22.33%)
Between some market recovery and an unexpected small windfall, I'm back in this thread. Fingers crossed I can stay here this time.
Post by: NextTime on October 31, 2022, 09:26:26 PM
Investments only.
2018 2019 2020 2021 2022 January $198,265 $224,401 $305,287 $424,924 $541,872 February $204,080 $231,997 $290,554 $453,313 $526,670 March $204,080 $236,710 $274,909 $471,199 $532,671 April $206,310 $246,138 $298,297 $489,213 $495,058 May $207,731 $245,062 $320,072 $492,274 $495,719 June $209,453 $256,868 $331,215 $493,272 $468,019 July $218,450 $256,076 $349,025 $503,214 $499,669 August $224,243 $266,197 $367,183 $521,697 $485,070 September $227,037 $274,186 $360,397 $509,748 $477,261 October $214,107 $284,427 $360,290 $530,757 $477,261 November $219,948 $295.004 $400,264 $524,716 - December $206,667 $304,693 $419,937 $557,868 -
I guess I forgot to enter last months total and I already changed the numbers in my spreadsheet before I caught it.
Oh well. Let's hope for a good November.
Post by: Em-Dog on November 01, 2022, 09:09:53 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | - | |
| November | $16,332 | $46,935 | $95,120 | $294,439 | - | - | |
| December | $16,589 | $51,547 | $118,877 | $313,367 | - | - | |
Post by: DadJokes on November 01, 2022, 01:10:47 PM
2021 2022 2023 January $258,885 $373,041 - February $262,452 $363,275 - March $272,904 $361,574 - April $287,533 $377,554 - May $301,006 $359,300 - June $311,676 $368,284 - July $328,942 $361,191 - August $315,944 $387,549 - September $330,810 $383,946 - October $327,571 $369,646 - November $347,847 $389,421 - December $353,721 - Grad Goal
I'm still updating this, for some reason
Post by: Lamancha on November 02, 2022, 07:00:45 PM
1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
2/2022- 454,250
3/2022- 451,389
4/2022- 465,488
5/2022- 463,149
6/2022- 470,139
7/2022- 450,038
8/2022- 490,144
9/2022- 504,336
10/2022- 482,530
11/2022- 508,784
I guess I will go ahead and move on to the next race. Good luck everyone and try to stay brave. See you all soon.
Post by: PlanetDee on November 03, 2022, 07:28:19 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
My massage program ends this week and I will be licensed shortly thereafter. Also considering going back to a full time office gig for a few years to really throw some money in and do massage as a side hustle. Have a good month everyone!
Post by: dignam on November 03, 2022, 08:26:37 AM
Feb 2020 $253k May 2021 $355k Sep 2022 $438k
Mar 2020 $221k Jun 2021 $368k Oct 2022 $412k
Apr 2020 $239k Jul 2021 $378k Nov 2022 $421k
May 2020 $244k Sep 2021 $394k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k
Aug 2020 $281k Dec 2021 $454k
Sep 2020 $281k Jan 2022 $462k
Oct 2020 $294k Feb 2022 $441k
Nov 2020 $290k Mar 2022 $440k
Dec 2020 $301k Apr 2022 $455k
Jan 2021 $308k May 2022 $425k
Feb 2021 $319k Jun 2022 $449k
Mar 2021 $332k Jul 2022 $426k
Apr 2021 $349k Aug 2022 $449k
Post by: Mainlander on November 03, 2022, 07:07:09 PM
FEBRUARY UPDATE
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
Another month of excessive overtime, another down month in the market. Been enjoying buying stocks at a slight discount.
Been absent from this thread for a while. Regardless, not much has changed in my numbers in the past 9 months
11/01/22: $382,206
Post by: tacticalteam4 on November 03, 2022, 08:37:01 PM
ATH should be celebrated! congrats!
2021 2022 2023 January $258,885 $373,041 - February $262,452 $363,275 - March $272,904 $361,574 - April $287,533 $377,554 - May $301,006 $359,300 - June $311,676 $368,284 - July $328,942 $361,191 - August $315,944 $387,549 - September $330,810 $383,946 - October $327,571 $369,646 - November $347,847 $389,421 - December $353,721 - Grad Goal
I'm still updating this, for some reason
Post by: Naomi on November 06, 2022, 03:22:31 AM
investments and savings only
| 2022 | |
| January | $493,222 |
| February | $475,534 |
| March | $466,381 |
| April | $660,742 |
| May | $631,740 |
| June | $620,926 |
| July | $540,913 |
| August | $535,693 |
| September | $501,826 |
| October | $478,128 |
| November | $482,887 |
| December |
Post by: kohnago on November 08, 2022, 12:56:55 PM
2022
Jan -
Feb -
Mar -
Apr -
May -
Jun -
Jul -
Aug -
Sept -
Oct $317K
Nov
Dec
Post by: cassafrass on November 11, 2022, 09:58:48 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $40,680 | $93,140 | $168,166 | $229,844 |
| February | $42,496 | $92,053 | $168,632 | $232,054 |
| March | $46,476 | $90,666 | $178,514 | $246,053 |
| April | $48,755 | $101,232 | $184,396 | $242,747 |
| May | $54,753 | $108,998 | $188,411 | $246,922 |
| June | $61,471 | $115,028 | $217,944 | $240,793 |
| July | $61,645 | $113,794 | $220,030 | $248,841 |
| August | $79,153 | $123,505 | $221,966 | $245,296 |
| September | $78,338 | $127,257 | $219,463 | $245,866 |
| October | $73,878 | $131,185 | $223,178 | $256,208 |
| November | $81,073 | $144,125 | $222,822 | $ - |
| December | $87,448 | $153,550 | $230,406 | $ - |
| Annual gain | $46,768 | $66,062 | $76,856 | $ - |
Post by: tacticalteam4 on November 13, 2022, 06:08:05 PM
| 2021 | 2022 | |
| January | $214,801 | $368,240 |
| February | - | $415,650 |
| March | $247,632 | - |
| April | $267,671 | $432,042 |
| May | − | $418,269 |
| June | $293,749 | $420,576 |
| July | − | $433,032 |
| August | − | $477,541 |
| September | $311,131 | $461,148 |
| October | - | $478,809 |
| November | $339,986 | $501,052 |
| December | $345,952 | - |
Huge milestone! All due to the little bump in SPY this week. Not leaving this thread yet though. 20 months in this race.
Post by: VodkaWater on November 21, 2022, 01:41:22 PM
Jan: $280,013/$301,963
Feb: $278,012/$295,951
March: $286,533/$307,886
April: $267,850/$295,005
May: $253,239/$269,763
June: $258,043/$273,708
July: $278,506/$293,210
August: $282,288/$292,234
Sept : $258,042/$266,136
Oct: $274,420/$281,514
Trending in the right direction but I think I'll still end up with a negative change YoY.
Post by: snoot on November 30, 2022, 10:38:06 AM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
02/2022 $334,200
03/2022 $383,274
04/2022 $390,302
05/2022 $382,094
06/2022 $383,075
07/2022 $371,644
08/2022 $387,717
09/2022 $381,964
10/2022 $382,040
11/2022 $393,150
Great work everyone!
Post by: SeattleStache on November 30, 2022, 05:38:37 PM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds!
January 2022: $487,694 (total NW $652,192) Didn't hold!
February 2022: $469,440 (total NW $635,429) Dropped out of the next race before it even started....
March 2022: $492,407 (total NW $665,716)
April 2022: $469,971 (total NW $660,188)
May 2022: $460,354 (total NW $640,711) Tough to see these numbers consistently going in the wrong direction despite saving every month.
June 2022: $433,836 (total NW $608,430) sad trombone.
July 2022: $462,612 (total NW $635,206)
August 2022: $451,435 (total NW $617,447)
October 2022: $442,995 (total NW $611,296)
November 2022: $468,195 (total NW $631,194)
Post by: EchoStache on December 01, 2022, 03:32:49 AM
Net Worth:
1/01/2020: $30,773
1/01/2021: $82,262 (+$51,489)
1/01/2022: $161,480 (+$79,218)
10/01/2022: $236,098 (+$74,618)
10/28/2022: $251,665 (+$15,567)------->Joined the thread :)
12/01/2022: $278,442 (+$26,777)
Goal 12/31/2024
Post by: FrugalByChance on December 01, 2022, 03:38:10 AM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021 € 285 791.77 (growth: €16 417.09 deposits: €12 000.00)
Feb 2021 € 323 281.33 (growth: €37 489.56 deposits: €33 000.00)
Mar 2021 € 344 492.32 (growth: €21 210.99 deposits: € 4 000.00)
Apr 2021 € 355 971.71 (growth: €11 479.39 deposits: € 4 500.00)
May 2021 € 358 877.94 (growth: € 2 906.23 deposits: € 3 075.00)
Jun 2021 € 381 498.25 (growth: €22 620.31 deposits: €10 075.00)
Jul 2021 € 395 145.96 (growth: €13 647.71 deposits: € 6 573.89)
Aug 2021 € 406 779.03 (growth: €11 633.07 deposits: € 4 000.00)
Sep 2021 € 403 359.65 (growth: -€ 3 419.38 deposits: € 2 000.00)
Oct 2021 € 418 718.56 (growth: €15 358.91 deposits: € 2 000.00)
Nov 2021 € 430 973.65 (growth: €12 255.09 deposits: € 2 000.00)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)
Jan 2022 € 430 075.18 (growth: -€13 850.41 deposits: € 6 000.00 )
Feb 2022 € 443 885.50 (growth: €13 810.32 deposits: €22 000.00)
Mar 2022 € 472 861.47 (growth: €28 975.97 deposits: €16 250.00)
Apr 2022 € 467 405.88 (growth: -€ 5 455,59 deposits: € 2.000,00)
May 2022 € 451 254.90 (growth: -€16 150,98 deposits: € 2.000,00)
Jun 2022 € 462 463.23 (growth: €11 208,33 deposits: € 9 850,00)
Jul 2022 € 473 671.56 (growth: €11 208,33 deposits: € 2 250,00)
Aug 2022 € 462 823.51 (growth: -€10 848.05 deposits: € 2 250.00)
Sep 2022 € 437 822.42 (growth: -€25 001.09 deposits: € 3 800.00)
Oct 2022 € 456 112.83 (growth: €18 290.41 deposits: € 220.00)
Nov 2022 € 464 332.36 (growth: € 8 219.53 deposits: € 4 000.00)
Basically staying in the same place while saving against the stream of the market.
Post by: NextTime on December 01, 2022, 06:23:38 AM
Investments only.
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 |
| May | $207,731 | $245,062 | $320,072 | $492,274 | $495,719 |
| June | $209,453 | $256,868 | $331,215 | $493,272 | $468,019 |
| July | $218,450 | $256,076 | $349,025 | $503,214 | $499,669 |
| August | $224,243 | $266,197 | $367,183 | $521,697 | $485,070 |
| September | $227,037 | $274,186 | $360,397 | $509,748 | $477,261 |
| October | $214,107 | $284,427 | $360,290 | $530,757 | $477,261 |
| November | $219,948 | $295.004 | $400,264 | $524,716 | $507,665 |
| December | $206,667 | $304,693 | $419,937 | $557,868 | - |
Post by: PlanetDee on December 01, 2022, 07:39:37 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
Heading to Hawaii tomorrow for a 20 day vacation - will surely be blowing some money, but looking forward to it. I am now a licensed massage therapist and am opening up my own little business. I also decided to head back to the office full time so DH and I can get back into saving more and I will massage for fun/spending money!
Post by: mckaylabaloney on December 01, 2022, 08:04:16 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 | $298,228.37 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 | $292,535.79 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 | $289,783.60 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 | $304,542.17 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 | $289,968.07 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 | $292,333.93 |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 | $277,359.75 |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234,012.81 | $303,227.07 |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 | $303,414.27 |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 | $288,539.64 |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 | $297,090.56 |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 | $331,381.44 |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | $174,103.71 |
Oh, that's a nice surprise.
Post by: DadJokes on December 01, 2022, 08:44:58 AM
| 2021 | 2022 | 2023 | ||
| January | $258,885 | $373,041 | - | |
| February | $262,452 | $363,275 | - | |
| March | $272,904 | $361,574 | - | |
| April | $287,533 | $377,554 | - | |
| May | $301,006 | $359,300 | - | |
| June | $311,676 | $368,284 | - | |
| July | $328,942 | $361,191 | - | |
| August | $315,944 | $387,549 | - | |
| September | $330,810 | $383,946 | - | |
| October | $327,571 | $369,646 | - | |
| November | $347,847 | $389,421 | - | |
| December | $353,721 | $411,902 | Grad Goal |
Post by: zygote on December 01, 2022, 09:33:53 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)
8/22: $246,154.19 (+$20,473.96, +9.07%)
9/22: $240,189.31 (+$5,964.88, -2.42%)
10/22: $221,181.52 (-$19,007.79, -7.91%)
11/22: $270,565.23 (+$49,383.71, +22.33%)
12/22: $275,363.22 (+$4,797.99, +1.77%)
Feels good to be going up again after a normal month of spending and saving.
Post by: VodkaWater on December 01, 2022, 11:55:05 AM
Jan: $280,013/$301,963
Feb: $278,012/$295,951
March: $286,533/$307,886
April: $267,850/$295,005
May: $253,239/$269,763
June: $258,043/$273,708
July: $278,506/$293,210
August: $282,288/$292,234
Sept : $258,042/$266,136
Oct: $274,420/$281,514
Nov: $303,077/$309,423
I was happily surprised to pull numbers today. I was pretty late with last month so it's moved quick. We are down to 1 income now but it's offset with paying off a car & student loan in August.
Post by: dignam on December 01, 2022, 07:57:44 PM
Feb 2020 $253k May 2021 $355k Sep 2022 $438k
Mar 2020 $221k Jun 2021 $368k Oct 2022 $412k
Apr 2020 $239k Jul 2021 $378k Nov 2022 $421k
May 2020 $244k Sep 2021 $394k Dec 2022 $449k
Jun 2020 $265k Oct 2021 $399k
Jul 2020 $269k Nov 2021 $436k
Aug 2020 $281k Dec 2021 $454k
Sep 2020 $281k Jan 2022 $462k
Oct 2020 $294k Feb 2022 $441k
Nov 2020 $290k Mar 2022 $440k
Dec 2020 $301k Apr 2022 $455k
Jan 2021 $308k May 2022 $425k
Feb 2021 $319k Jun 2022 $449k
Mar 2021 $332k Jul 2022 $426k
Apr 2021 $349k Aug 2022 $449k
Post by: falsekrakk808 on December 01, 2022, 08:12:57 PM
04/2020 $25608/2022 $484
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
11/2021 $478
12/2021 $481
01/2022 $431
02/2022 $447
03/2022 $468
04/2022 $471
05/2022 $467
06/2022 $460
07/2022 $477
09/2022 $450
10/2022 $470
11/2022 $481
Been slacking but all caught up now.
Post by: cassafrass on December 03, 2022, 09:09:30 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $40,680 | $93,140 | $168,166 | $229,844 |
| February | $42,496 | $92,053 | $168,632 | $232,054 |
| March | $46,476 | $90,666 | $178,514 | $246,053 |
| April | $48,755 | $101,232 | $184,396 | $242,747 |
| May | $54,753 | $108,998 | $188,411 | $246,922 |
| June | $61,471 | $115,028 | $217,944 | $240,793 |
| July | $61,645 | $113,794 | $220,030 | $248,841 |
| August | $79,153 | $123,505 | $221,966 | $245,296 |
| September | $78,338 | $127,257 | $219,463 | $245,866 |
| October | $73,878 | $131,185 | $223,178 | $256,208 |
| November | $81,073 | $144,125 | $222,822 | $266,760 |
| December | $87,448 | $153,550 | $230,406 | $ - |
| Annual gain | $46,768 | $66,062 | $76,856 | $ - |
Post by: runningthroughFIRE on December 03, 2022, 05:41:21 PM
| 2019 | 2020 | 2021 | 2022 | |
| January | 149K | 224K | 357K | 466K |
| February | 157K | 216K | 365K | 461K |
| March | 164K | 191K | 388K | 480K |
| April | 173K | 221K | 415K | 445K |
| May | 170K | 236K | 423K | 451K |
| June | 182K | 243K | 449K | 418K |
| July | 188K | 263K | 446K | 455K |
| August | 189K | 285K | 469K | 443K |
| September | 191K | 279K | 462K | 415K |
| October | 203K | 281K | 478K | 444K |
| November | 212K | 324K | 493K | 470K |
| December | 219K | 339K | 502K | - |
Post by: Mainlander on December 08, 2022, 04:05:11 AM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
11/01/22: $382,206
12/01/22: $398,186
Good gain last month. Investments are still down roughly 10% from all time high.
Post by: CorpRaider on December 10, 2022, 09:17:42 AM
Liquid Investments:
12/13 ~ $3,000
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
12/18 ~ $180,000
12/19 ~ $256,000
12/20 ~ $324,000
12/21 ~ $423,000
11/22 ~ $440,000
Post by: Em-Dog on December 12, 2022, 03:58:18 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | - | |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | - | |
| December | $16,589 | $51,547 | $118,877 | $313,367 | - | - | |
Post by: Optimiser on December 14, 2022, 11:09:13 AM
| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | -57,500 | -28,300 | 500 | 43,700 | 129,400 | 186,900 |
| February | -58,300 | -24,300 | 5,000 | 45,400 | 119,000 | 179,700 |
| March | -50,400 | -25,100 | 14,000 | 45,300 | 143,100 | 208,800 |
| April | -43,900 | -22,800 | 12,700 | 52,800 | 142,300 | 202,400 |
| May | -46,300 | -23,700 | 9,500 | 59,400 | 150,800 | 199,111 |
| June | -38,200 | -15,600 | 11,500 | 63,400 | 148,700 | 254,000 |
| July | -41,300 | -15,100 | 17,000 | 70,900 | 143,200 | 298,800 |
| August | -40,200 | -14,400 | 19,900 | 78,500 | 174,300 | 279,000 |
| September | -33,200 | -15,200 | 19,900 | 80,700 | 166,000 | 295,900 |
| October | -30,900 | -9,600 | 26,200 | 80,300 | 179,100 | 301,700 |
| November | -34,000 | -8,900 | 34,500 | 108,900 | 186,600 | 300,800 |
| December | -30,800 | -200 | 37,200 | 110,600 | 186,900 | - |
Post by: ontheheel on December 27, 2022, 08:29:20 PM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
| 2019 | 2020 | 2021 | 2022 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 |
| March | $95,000 | $152,000 | $255,000 | $372,000 |
| April | $98,000 | $172,000 | $267,000 | $381,000 |
| May | $95,000 | $157,000 | $290,000 | $381,000 |
| June | $104,000 | $187,000 | $303,000 | $383,000 |
| July | $106,000 | $202,000 | $325,000 | $396,000 |
| August | $115,000 | $206,000 | $333,000 | $387,000 |
| September | $118,000 | $207,000 | $328,000 | $378,000 |
| October | $134,000 | $215,000 | $342,000 | $394,000 |
| November | $136,000 | $233,000 | $346,000 | ***$403,000*** |
| December | $143,000 | $234,000 | $359,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | - |
Post by: dignam on December 31, 2022, 08:48:30 AM
| 2020 | 2021 | 2022 | 2023 | |
| Jan | $308k | $462k | $435k | |
| Feb | $253k | $319k | $441k | |
| Mar | $221k | $332k | $440k | |
| Apr | $239k | $349k | $455k | |
| May | $244k | $355k | $425k | |
| Jun | $265k | $368k | $449k | |
| Jul | $269k | $378k | $426k | |
| Aug | $281k | $449k | ||
| Sep | $294k | $394k | $438k | |
| Oct | $290k | $399k | $412k | |
| Nov | $301k | $436k | $421k | |
| Dec | $308k | $454k | $449k | |
...and so ends the most painful financial year of my working life. In addition to the market being way down, several major expenses were incurred in a "when it rains, it pours" exhibit. Complete HVAC replacement (~$11k), garage opener and main spring replacement (~$2k, we are lucky the door didn't fall on a vehicle/person when that spring broke!), and string of many small things breaking: cell phone, motherboard in my media/security server took a shit, etc. etc. Water softener is on its last legs too, but shouldn't be as expensive. But I did get a promotion and significant raise with bonus so that has helped offset some of this year.
Post by: zygote on December 31, 2022, 11:33:11 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)
8/22: $246,154.19 (+$20,473.96, +9.07%)
9/22: $240,189.31 (+$5,964.88, -2.42%)
10/22: $221,181.52 (-$19,007.79, -7.91%)
11/22: $270,565.23 (+$49,383.71, +22.33%)
12/22: $275,363.22 (+$4,797.99, +1.77%)
1/23: $274,105.08 ($1,258.14, -0.46%)
Honestly happy just to be treading water in this market.
Post by: Mainlander on December 31, 2022, 06:38:40 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
Net worth is negative for the year. For most of the year I basically stopped paying attention to my net worth. Interested to see what 2023 will bring.
Post by: ontheheel on December 31, 2022, 10:01:55 PM
I hit ten years of active service in May, which is the halfway point to a pension. I absolutely love my job, but I'm growing weary of separation from my family. The future looks hopeful, as the more senior I get, the less time I will likely have to spend away. We've got enough saved up now, however, that if things take a turn for the worse, we can do a version of lean FIRE at any point, as long as I go over to the reserves and we move into one of our rental properties. I could get by with doing nothing else, and we would have infinite runway, or add in some work for additional savings or lifestyle inflation.
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
| 2019 | 2020 | 2021 | 2022 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 |
| March | $95,000 | $152,000 | $255,000 | $372,000 |
| April | $98,000 | $172,000 | $267,000 | $381,000 |
| May | $95,000 | $157,000 | $290,000 | $381,000 |
| June | $104,000 | $187,000 | $303,000 | $383,000 |
| July | $106,000 | $202,000 | $325,000 | $396,000 |
| August | $115,000 | $206,000 | $333,000 | $387,000 |
| September | $118,000 | $207,000 | $328,000 | $378,000 |
| October | $134,000 | $215,000 | $342,000 | $394,000 |
| November | $136,000 | $233,000 | $346,000 | $403,000 |
| December | $143,000 | $234,000 | $359,000 | ***$404,000*** |
| Annual gain | $56,000 | $89,000 | $125,000 | $57,000 |
Post by: PlanetDee on January 01, 2023, 08:13:24 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
Happy New Year everyone! Back to work again this week and I have my side business all set up. Goal for this year is to up that income!!
Post by: FrugalByChance on January 01, 2023, 11:26:59 AM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)
Jan 2022 € 430 075.18 (growth: -€13 850.41 deposits: € 6 000.00)
Feb 2022 € 443 885.50 (growth: €13 810.32 deposits: €22 000.00)
Mar 2022 € 472 861.47 (growth: €28 975.97 deposits: €16 250.00)
Apr 2022 € 467 405.88 (growth: -€ 5 455,59 deposits: € 2.000,00)
May 2022 € 451 254.90 (growth: -€16 150,98 deposits: € 2.000,00)
Jun 2022 € 462 463.23 (growth: €11 208,33 deposits: € 9 850,00)
Jul 2022 € 473 671.56 (growth: €11 208,33 deposits: € 2 250,00)
Aug 2022 € 462 823.51 (growth: -€10 848.05 deposits: € 2 250.00)
Sep 2022 € 437 822.42 (growth: -€25 001.09 deposits: € 3 800.00)
Oct 2022 € 456 112.83 (growth: €18 290.41 deposits: € 220.00)
Nov 2022 € 464 332.36 (growth: € 8 219.53 deposits: € 4 000.00)
Dec 2022 € 446 645.24 (growth: -€17 687.12 deposits € 3 000.00) Totals for 2022: growth: € 2 719.65 (=0,61%) Deposits: € 73 620.00 (= 16,58%) Returns:-€ 70.900,35 (=-13,70%)
Phew, just barely a positive net worth growth for the year. Wishing everybody a frugal and positive 2023 !
Post by: SeattleStache on January 01, 2023, 11:51:53 AM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds! (update: didn't hold!)
December 2022: $459,000 (total NW $627,689)
Post by: mckaylabaloney on January 01, 2023, 01:10:54 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 | $298,228.37 | $364,245.38 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 | $292,535.79 | - |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 | $289,783.60 | - |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 | $304,542.17 | - |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 | $289,968.07 | - |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 | $292,333.93 | - |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 | $277,359.75 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234,012.81 | $303,227.07 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 | $303,414.27 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 | $288,539.64 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 | $297,090.56 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 | $331,381.44 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | $174,103.71 | $66,017.01 |
Happy to see substantial progress over 2022 despite the crappy stock market situation.
If all goes as planned, 2023 will be a very different year for me (financially and otherwise), as I intend to quit my job in several months and spend the rest of the year traveling. I'm very ready for a change of pace and scenery, and totally unsure what I'll do after this sabbatical. Looking forward to finding out.
Post by: NextTime on January 01, 2023, 09:43:57 PM
Investments only.
| 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 |
| May | $207,731 | $245,062 | $320,072 | $492,274 | $495,719 |
| June | $209,453 | $256,868 | $331,215 | $493,272 | $468,019 |
| July | $218,450 | $256,076 | $349,025 | $503,214 | $499,669 |
| August | $224,243 | $266,197 | $367,183 | $521,697 | $485,070 |
| September | $227,037 | $274,186 | $360,397 | $509,748 | $477,261 |
| October | $214,107 | $284,427 | $360,290 | $530,757 | $477,261 |
| November | $219,948 | $295.004 | $400,264 | $524,716 | $507,665 |
| December | $206,667 | $304,693 | $419,937 | $557,868 | $489,299 |
Good riddance 2022.
Post by: VodkaWater on January 03, 2023, 09:02:37 AM
2022 NW/Investments
Jan: $280,013/$301,963
Feb: $278,012/$295,951
March: $286,533/$307,886
April: $267,850/$295,005
May: $253,239/$269,763
June: $258,043/$273,708
July: $278,506/$293,210
August: $282,288/$292,234
Sept : $258,042/$266,136
Oct: $274,420/$281,514
Nov: $303,077/$309,423
Dec; $295,511/$304,128
Post by: philli14 on January 04, 2023, 03:19:44 PM
1/01/19: 57,786
1/01/20: 127,304 (+69518)
1/01/21: 203,920 (+76616)
1/01/22: 310,057 (+106137)
1/01/23: 222,527 (-87530)
I have returned, after a pretty wild year that included a lot of big life changes.
The main financial event in 2022 was the combination of finances with my now wife. I will now be considering our combined net worth, which for now means the addition of ~90k of graduate student loans.
With that in mind, I managed to end 2022 slightly ahead of where I started, if the loans are excluded. Not bad considering 2022 was tumultuous from an investment standpoint, contained a move across the country, and involved a wedding ceremony and reception.
Looking ahead, things have stabilized, and we will be using the power of two professional incomes, with no kids, to power forward and get back on track with our financial goals. I hope that I am allowed to stay in this race, having dipped below the floor. Hopefully only temporarily!
Post by: Stimpy on January 19, 2023, 08:01:19 AM
Numbers based on Mint + some accounts Mint refuses to monitor due to the changing of the weather in Kiev. Does not include a few minor accounts with less then $2000 total.EOY23 Goal: 550-570k
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07% 12/31/2019 $258,407.93 $82,188.34 $340,596.27 ~10.57% Percentage off due to account access issues last month 12/31/2020 $230,836.47 $101,830.02 $408,666.49 ~4.74% 12/31/2021 $392,057 $143,156.74 $535,214.65 ~2.76% 2/28/2022 $377,431.56 $132,146.00 $509,577.56 ~1.06%
12/31/2022 Fire:$363,496.09 + Medi:$127,446.75 = $490,942.84 ~-2.74%
Been a wild ride for the last year, and I thought I posted one more time last year but... Cest la via. Either way, here I am.... Mostly cause I figured I needed to update my goal and at least do a EOY recording...
Last year I was betting on 590-600k. I suppose in hind sight, was a bit optimistic, even if things hadn't taken a dive... So this year Goal is 550-570K. Not out of reach, but not simple. Hopefully things stay flat or go up from here but the future. Well she's(he's?) shy.
Cheer to a new year! Hope everyone's year is if not prosperous, at least filled with good tidings!
Post by: ardrum on January 23, 2023, 09:16:27 AM
12/1/20 - $284,036
1/1/21 - $301,280
2/1/21 - $318,045
3/1/21 - $338,808
4/1/21 - $350,947
5/1/21 - $356,198
6/1/21 - $374,201
7/1/21 - $377,978
8/1/21 - $382,334
9/1/21 - $391,683
10/1/21 - $394,624
11/1/21 - $411,512
12/1/21 - $409,555
1/1/22 - $422,315
2/1/22 - $415,773
3/1/22 - $417,512
4/1/22 - $419,562
5/1/22 - $381,710
6/1/22 - $384,573
7/1/22 - $361,229
8/1/22 - $394,180
9/1/22 - $368,207
10/1/22 - $338,613
11/1/22 - $360,487
12/1/22 - $402,561
1/1/23 - $379,108
Post by: nkt0 on January 26, 2023, 06:20:33 AM
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k
Q4 2020: $413k/$579k
Q1 2021: $436k/$624k
Q2 2021: $485k/$673k
Q3 2021: $497k/$688k
Q4 2021: $555k/$748k
Q1 2022: $540k/$735k
Q2 2022: 🤷🏻♂️
Q3 2022: $462k/$664k
Q4 2022: $498k/$700k
Post by: falsekrakk808 on January 30, 2023, 08:04:54 PM
04/2020 $25601/2023 $478
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
11/2021 $478
12/2021 $481
01/2022 $431
02/2022 $447
03/2022 $468
04/2022 $471
05/2022 $467
06/2022 $460
07/2022 $477
08/2022 $484
09/2022 $450
10/2022 $470
11/2022 $481
12/2022 $462
Post by: Mainlander on January 31, 2023, 06:03:07 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
A month like this has been long over due. I’m in no rush to see the market fully recover, yet I must say it is nice to see my accounts back to an all time high.
Post by: SeattleStache on January 31, 2023, 09:06:45 PM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds! (update: didn't hold!)
December 2022: $459,000 (total NW $627,689)
January 2023: $494,000 (total NW $649,631) Hope to graduate for the second time this quarter.
Post by: snoot on February 01, 2023, 04:23:54 AM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
Great work everyone!
Post by: Sugaree on February 01, 2023, 06:16:04 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $ - |
The story here is that there is a rental property that I've never counted as part of NW because I never had full control of it. I sold that property a few weeks ago and the proceeds are now under my control.
Post by: NextTime on February 01, 2023, 07:34:36 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 | $543,104 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 | |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 | |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 | |
| May | $207,731 | $245,062 | $320,072 | $492,274 | $495,719 | |
| June | $209,453 | $256,868 | $331,215 | $493,272 | $468,019 | |
| July | $218,450 | $256,076 | $349,025 | $503,214 | $499,669 | |
| August | $224,243 | $266,197 | $367,183 | $521,697 | $485,070 | |
| September | $227,037 | $274,186 | $360,397 | $509,748 | $477,261 | |
| October | $214,107 | $284,427 | $360,290 | $530,757 | $477,261 | |
| November | $219,948 | $295.004 | $400,264 | $524,716 | $507,665 | |
| December | $206,667 | $304,693 | $419,937 | $557,868 | $489,299 |
All right! Let's see if we can stay up this time.
Post by: PlanetDee on February 01, 2023, 07:53:39 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
Yay so nice to see some gains!
Post by: Turtle on February 01, 2023, 09:28:27 AM
Hope to see some of you in the 500-1M thread soon!
Post by: mckaylabaloney on February 01, 2023, 09:37:49 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 | $298,228.37 | $364,245.38 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 | $292,535.79 | $387,049.76 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 | $289,783.60 | - |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 | $304,542.17 | - |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 | $289,968.07 | - |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 | $292,333.93 | - |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 | $277,359.75 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234,012.81 | $303,227.07 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 | $303,414.27 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 | $288,539.64 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 | $297,090.56 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 | $331,381.44 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | $174,103.71 | $66,017.01 |
Nice to see the markets on a real upswing again.
Post by: dignam on February 02, 2023, 07:17:31 AM
| 2020 | 2021 | 2022 | 2023 | |
| Jan | $308k | $462k | $435k | |
| Feb | $253k | $319k | $441k | $462k |
| Mar | $221k | $332k | $440k | |
| Apr | $239k | $349k | $455k | |
| May | $244k | $355k | $425k | |
| Jun | $265k | $368k | $449k | |
| Jul | $269k | $378k | $426k | |
| Aug | $281k | $449k | ||
| Sep | $294k | $394k | $438k | |
| Oct | $290k | $399k | $412k | |
| Nov | $301k | $436k | $421k | |
| Dec | $308k | $454k | $449k | |
Back to my all time high NW. Will have employer 401k lump sum this month, and likely my 10-12% bonus.
Post by: Southern Stache on February 02, 2023, 06:09:56 PM
Investments Only (No home equity included here)
May 2021: $419,847
June 2021: $433,387
July 2021: $436,917
Aug 2021: $442,265
Nov 2021: $464,424
Dec 2021: $469,886
Jan 2022: $447,177
May 2022: $403,110
Feb 2023: $437,648
I am not going to win any awards for speediness, but I am happy to be on this journey with all of you!
(We saved consistently throughout 2022. Still, we faced the same challenges that everyone here did! Onward!)
Post by: zygote on February 02, 2023, 06:30:08 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)
8/22: $246,154.19 (+$20,473.96, +9.07%)
9/22: $240,189.31 (+$5,964.88, -2.42%)
10/22: $221,181.52 (-$19,007.79, -7.91%)
11/22: $270,565.23 (+$49,383.71, +22.33%)
12/22: $275,363.22 (+$4,797.99, +1.77%)
1/23: $274,105.08 ($1,258.14, -0.46%)
2/23: $293,115.01 ($19,009.93, +6.94%)
Nice to have a good month in the market!
Post by: VodkaWater on February 03, 2023, 06:55:30 AM
2014: -$52,755.00
2015: -$39,704.87 -25%
2016: $1,415.16 -104%
2017: $30,515.21 2056%
2018: $47,088.58 54%
2019: $69,448.18 47%
2020: $209,969.70 202%
2021: $305,669.00 46%
2022: $295,511.00 -3%
Last Year ended with:
Dec NW & Investments at $295,511 / $304,128
I am hoping January is a good predictor:
2023 Jan NW & Investments: $325,153 / $332,277
I started a job last August with a significant pay increase. Tech layoffs happened and it seems like I am just waiting for my turn. I am going to ride it out while I can.
Post by: Em-Dog on February 06, 2023, 09:31:34 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | $369,828 | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | - | |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | - | |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | Graduation Goal | |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | - | |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | - | |
| December | $16,589 | $51,547 | $118,877 | $313,367 | $346,313 | - | |
Post by: ontheheel on February 09, 2023, 05:03:41 AM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
| 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 | ***$408,000*** |
| February | $95,000 | $159,000 | $246,000 | $354,000 | - |
| March | $95,000 | $152,000 | $255,000 | $372,000 | - |
| April | $98,000 | $172,000 | $267,000 | $381,000 | - |
| May | $95,000 | $157,000 | $290,000 | $381,000 | - |
| June | $104,000 | $187,000 | $303,000 | $383,000 | - |
| July | $106,000 | $202,000 | $325,000 | $396,000 | - |
| August | $115,000 | $206,000 | $333,000 | $387,000 | - |
| September | $118,000 | $207,000 | $328,000 | $378,000 | - |
| October | $134,000 | $215,000 | $342,000 | $394,000 | - |
| November | $136,000 | $233,000 | $346,000 | $403,000 | - |
| December | $143,000 | $234,000 | $359,000 | $404,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | $57,000 | - |
Post by: falsekrakk808 on February 27, 2023, 10:58:06 PM
04/2020 $25602/2023 $486
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
11/2021 $478
12/2021 $481
01/2022 $431
02/2022 $447
03/2022 $468
04/2022 $471
05/2022 $467
06/2022 $460
07/2022 $477
08/2022 $484
09/2022 $450
10/2022 $470
11/2022 $481
12/2022 $462
01/2023 $478
Getting closer to the goal!
Post by: Lilium on February 28, 2023, 05:28:53 AM
2022/11 234,446
2022/12 401k switch
2023/01 253,622
2023/02 252,575
Post by: FrugalByChance on March 01, 2023, 03:33:12 AM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)
Jan 2022 € 430 075.18 (growth: -€13 850.41 deposits: € 6 000.00)
Feb 2022 € 443 885.50 (growth: €13 810.32 deposits: €22 000.00)
Mar 2022 € 472 861.47 (growth: €28 975.97 deposits: €16 250.00)
Apr 2022 € 467 405.88 (growth: -€ 5 455,59 deposits: € 2.000,00)
May 2022 € 451 254.90 (growth: -€16 150,98 deposits: € 2.000,00)
Jun 2022 € 462 463.23 (growth: €11 208,33 deposits: € 9 850,00)
Jul 2022 € 473 671.56 (growth: €11 208,33 deposits: € 2 250,00)
Aug 2022 € 462 823.51 (growth: -€10 848.05 deposits: € 2 250.00)
Sep 2022 € 437 822.42 (growth: -€25 001.09 deposits: € 3 800.00)
Oct 2022 € 456 112.83 (growth: €18 290.41 deposits: € 220.00)
Nov 2022 € 464 332.36 (growth: € 8 219.53 deposits: € 4 000.00)
Dec 2022 € 446 645.24 (growth: -€17 687.12 deposits: € 3 000.00) Totals for 2022: growth: € 2 719.65 (=0,61%) Deposits: € 73 620.00 (= 16,58%) Returns:-€ 70.900,35 (=-13,70%)
Jan 2023 € 474 695.13 (growth: €28 049.89 deposits: € 7 000.00)
Feb 2023 € 488 684.02 (growth: €13 988.89 deposits: €15 750.00)
Positive developments so far this year.
Post by: Sugaree on March 01, 2023, 06:04:54 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $ - |
Post by: PlanetDee on March 01, 2023, 06:19:53 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
A gain is a gain!
Post by: mckaylabaloney on March 01, 2023, 10:15:39 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 | $298,228.37 | $364,245.38 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 | $292,535.79 | $387,049.76 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 | $289,783.60 | $384,051.14 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 | $304,542.17 | - |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 | $289,968.07 | - |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 | $292,333.93 | - |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 | $277,359.75 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234,012.81 | $303,227.07 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 | $303,414.27 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 | $288,539.64 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 | $297,090.56 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | $257,721.53 | $331,381.44 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | $174,103.71 | $66,017.01 |
Post by: zygote on March 01, 2023, 10:18:53 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)
8/22: $246,154.19 (+$20,473.96, +9.07%)
9/22: $240,189.31 (+$5,964.88, -2.42%)
10/22: $221,181.52 (-$19,007.79, -7.91%)
11/22: $270,565.23 (+$49,383.71, +22.33%)
12/22: $275,363.22 (+$4,797.99, +1.77%)
1/23: $274,105.08 (-$1,258.14, -0.46%)
2/23: $293,115.01 (+$19,009.93, +6.94%)
3/23: $290,001.63 (-$3,113.38, -1.06%)
Two steps forward, one step back. Will I ever hit $300k? Who's to say?
Post by: dignam on March 01, 2023, 11:10:04 AM
| 2020 | 2021 | 2022 | 2023 | |
| Jan | $308k | $462k | $435k | |
| Feb | $253k | $319k | $441k | $462k |
| Mar | $221k | $332k | $440k | $463k |
| Apr | $239k | $349k | $455k | |
| May | $244k | $355k | $425k | |
| Jun | $265k | $368k | $449k | |
| Jul | $269k | $378k | $426k | |
| Aug | $281k | $449k | ||
| Sep | $294k | $394k | $438k | |
| Oct | $290k | $399k | $412k | |
| Nov | $301k | $436k | $421k | |
| Dec | $308k | $454k | $449k | |
Post by: snoot on March 01, 2023, 12:34:24 PM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
Great work everyone!
Post by: SeattleStache on March 01, 2023, 06:24:48 PM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds! (update: didn't hold!)
December 2022: $459,000 (total NW $627,689)
January 2023: $494,000 (total NW $649,631)
February 2023: $483,124 (total NW $655,209)
Post by: Psyche on March 02, 2023, 06:07:46 PM
I was careful NOT to watch my net worth during 2022--just focused on plowing in contributions instead. Interestingly, I found that "not peeking" really mattered: the few times I had to log into my accounts, it was still an emotional blow to actually see the numbers. Even though I was fine with just hearing how much the markets were down (and indeed recognize this as a boon for me as a buyer). The emotional reaction just doesn't respond to logic. So I will definitely continue not looking!
In Feb I did finally go back and pull all my numbers to update spreadsheets, though, so here those are:
| 2021 | 2022 | 2023 | |
| Jan | $223,873 | $309,293 | $323,419 |
| Feb | $239,134 | $302,262 | $315,914 |
| Mar | $264,278 | $311,749 | |
| Apr | $283,849 | $285,760 | |
| May | $293,311 | $287,425 | |
| Jun | $304,208 | $271,762 | |
| Jul | $308,247 | $298,857 | |
| Aug | $317,756 | $291,265 | |
| Sep | $302,747 | $269,919 | |
| Oct | $319,147 | $293,999 | |
| Nov | $313,668 | $313,894 | |
| Dec | $327,813 | $299,457 |
2022 was a wild year. I changed career fields, landed my dream job in January, excelled at it, and then lost it in December when the company cut off remote work. Now I am (reluctantly) searching for a new company. Being on the FIRE path means no rush to start a new position, which is good for stress levels but bad for procrastination : D
Good to everyone in 2023!
Post by: ontheheel on March 04, 2023, 01:12:57 AM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
| 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 | $408,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 | ***$418,000*** |
| March | $95,000 | $152,000 | $255,000 | $372,000 | - |
| April | $98,000 | $172,000 | $267,000 | $381,000 | - |
| May | $95,000 | $157,000 | $290,000 | $381,000 | - |
| June | $104,000 | $187,000 | $303,000 | $383,000 | - |
| July | $106,000 | $202,000 | $325,000 | $396,000 | - |
| August | $115,000 | $206,000 | $333,000 | $387,000 | - |
| September | $118,000 | $207,000 | $328,000 | $378,000 | - |
| October | $134,000 | $215,000 | $342,000 | $394,000 | - |
| November | $136,000 | $233,000 | $346,000 | $403,000 | - |
| December | $143,000 | $234,000 | $359,000 | $404,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | $57,000 | - |
[/quote]
Post by: zeli2033 on March 04, 2023, 11:35:46 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | - | $52,928 | $163,400 | $239,950 | $347,310 | $380,483 |
| February | - | $61,806 | $156,457 | $250,940 | $342,981 | $383,698 |
| March | - | $72,482 | $145,287 | $261,224 | $359,722 | - |
| April | - | $99,041 | $163,919 | $280,829 | $304,751 | - |
| May | - | $96,807 | $178,765 | $284,686 | $336,271 | - |
| June | - | $106,071 | $185,289 | $293,185 | $322,698 | - |
| July | $4,624 | $112,395 | $201,395 | $301,660 | $363,465 | - |
| August | $12,784 | $116,527 | $222,183 | $312,943 | $349,355 | - |
| September | $22,476 | $124,973 | $221,234 | $305,520 | $322,151 | - |
| October | $27,980 | $135,196 | $225,329 | $325,798 | $351,955 | - |
| November | $36,219 | $143,839 | $221,148 | $329,221 | $364,086 | - |
| December | $36,235 | $150,705 | $234,567 | $357,336 | $358,064 | - |
Haven't checked in here since July 2022...and the market has continued to market, showing not much progress despite our continuing to shovel money to 401ks, IRAs and HSA. Since the last update, we haven't added much more to the brokerage in favor of a paying down our HELOC, taking a spendy vacation last fall, and trying to balance adding some funds to our efund while tech layoffs remain the reality. We should be set to payoff the HELOC in Q2 of 2023 (woohoo!) so will see a shift in funding the brokerage once we feel have our efund back to a comfy level.
Post by: Mainlander on March 05, 2023, 05:41:27 AM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
Almost squeaked out a $200 gain for February. Wooowhoooo!!!
Post by: VodkaWater on March 06, 2023, 09:08:42 AM
Jan: $325,153 / $332,277
Feb: $312,957 / $325,669
Well January start well. February ended with a layoff so now I am just thankful to have savings.
Post by: Turtle on March 06, 2023, 11:24:36 AM
2023 NW/Investments
Jan: $325,153 / $332,277
Feb: $312,957 / $325,669
Well January start well. February ended with a layoff so now I am just thankful to have savings.
Good that you have savings. Hope you got a decent severance package.
My layoff a decade ago led to me making a whole lot more money at subsequent jobs. I hope yours does the same for you!
Post by: The Tester on March 11, 2023, 03:08:03 PM
And with that, I'm officially outta here. See you in the next thread. Congratulations @runningthroughFIRE @SeattleStache, you're almost there.Looks like I spoke too soon. Still, a lot has happened since I last reported in more than a year ago. Got a new job and moved across the country, and looking to buy a house soon.
| 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | - | $281,256 | $406,011 | $498,509 | $498,999 |
| February | - | $268,507 | $419,342 | $494,190 | $494,479 |
| March | - | $244,811 | $426,217 | $510,498 | - |
| April | - | $275,496 | $454,020 | $471,635 | - |
| May | - | $296,407 | $454,614 | $456,915 | - |
| June | - | $311,160 | $478,081 | $443,231 | - |
| July | - | $329,791 | $488,121 | $480,600 | - |
| August | - | $348,640 | $503,668 | $464,981 | - |
| September | - | $348,234 | $488,7612 | $436,029 | - |
| October | - | $345,595 | $515,833 | $461,542 | - |
| November | $266,069 | $382,855 | $513,569 | $482,174 | - |
| December | $277,275 | $402,434 | $521,801 | $466,275 | - |
Post by: EchoStache on March 12, 2023, 10:40:24 AM
Net Worth:
1/01/2020: $30,773
1/01/2021: $82,262 (+$51,489)
1/01/2022: $161,480 (+$79,218)
10/01/2022: $236,098 (+$74,618)
10/28/2022: $251,665 (+$15,567)------->Joined the thread :)
12/01/2022: $278,442 (+$26,777)
03/12/2023: $297,693 (+$19,251)
$500k goal: 12/31/2024
My goal is going to be tough to achieve. I've been a super spendy pants and bought a new Tesla :( We have also spent a good chunk on furniture i.e. $6k, about to install a $31k solar system, and expand our patio for $3200.
Other than retirement investing, most of this year will be used to pay off the car and solar.
I'm not sure I like using my total net worth for the thread......home equity and value of my cars doesn't help me FIRE. I think once my invested assets are over $250k, I may switch how I track. Or maybe just report both going forward:
Net Worth/Invested Assets:
3/12/2023: $297,693/$198,857
Post by: bloodaxe on March 15, 2023, 12:33:30 PM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
Haven't updated in more than a year. Didn't check net worth much in 2022. Got laid off in November. Started a new job in January.
March 2023: 481,446.68
Post by: Lilium on March 31, 2023, 08:40:47 AM
2022/11 234,446
2022/12 401k switch
2023/01 253,622
2023/02 252,575
2023/03 256,289
Post by: SeattleStache on March 31, 2023, 12:27:14 PM
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds! (update: didn't hold!)
December 2022: $459,000 (total NW $627,689)
January 2023: $494,000 (total NW $649,631)
February 2023: $483,124 (total NW $655,209)
March 2023: $504,025 (total NW $671,774) Graduated for the second time! Let's see if it holds this time......
Post by: zeli2033 on March 31, 2023, 02:20:37 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | - | $52,928 | $163,400 | $239,950 | $347,310 | $380,483 |
| February | - | $61,806 | $156,457 | $250,940 | $342,981 | $383,698 |
| March | - | $72,482 | $145,287 | $261,224 | $359,722 | $393,303 |
| April | - | $99,041 | $163,919 | $280,829 | $304,751 | - |
| May | - | $96,807 | $178,765 | $284,686 | $336,271 | - |
| June | - | $106,071 | $185,289 | $293,185 | $322,698 | - |
| July | $4,624 | $112,395 | $201,395 | $301,660 | $363,465 | - |
| August | $12,784 | $116,527 | $222,183 | $312,943 | $349,355 | - |
| September | $22,476 | $124,973 | $221,234 | $305,520 | $322,151 | - |
| October | $27,980 | $135,196 | $225,329 | $325,798 | $351,955 | - |
| November | $36,219 | $143,839 | $221,148 | $329,221 | $364,086 | - |
| December | $36,235 | $150,705 | $234,567 | $357,336 | $358,064 | - |
Nothing of note for this month. Paid off our HELOC which gets us closer to being able to shovel more cash in the market (after we build the efund back up).
Post by: FrugalByChance on April 01, 2023, 01:59:23 AM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)
Jan 2022 € 430 075.18 (growth: -€13 850.41 deposits: € 6 000.00)
Feb 2022 € 443 885.50 (growth: €13 810.32 deposits: €22 000.00)
Mar 2022 € 472 861.47 (growth: €28 975.97 deposits: €16 250.00)
Apr 2022 € 467 405.88 (growth: -€ 5 455,59 deposits: € 2.000,00)
May 2022 € 451 254.90 (growth: -€16 150,98 deposits: € 2.000,00)
Jun 2022 € 462 463.23 (growth: €11 208,33 deposits: € 9 850,00)
Jul 2022 € 473 671.56 (growth: €11 208,33 deposits: € 2 250,00)
Aug 2022 € 462 823.51 (growth: -€10 848.05 deposits: € 2 250.00)
Sep 2022 € 437 822.42 (growth: -€25 001.09 deposits: € 3 800.00)
Oct 2022 € 456 112.83 (growth: €18 290.41 deposits: € 220.00)
Nov 2022 € 464 332.36 (growth: € 8 219.53 deposits: € 4 000.00)
Dec 2022 € 446 645.24 (growth: -€17 687.12 deposits: € 3 000.00) Totals for 2022: growth: € 2 719.65 (=0,61%) Deposits: € 73 620.00 (= 16,58%) Returns:-€ 70.900,35 (=-13,70%)
Jan 2023 € 474 695.13 (growth: €28 049.89 deposits: € 7 000.00)
Feb 2023 € 488 684.02 (growth: €13 988.89 deposits: €15 750.00)
Mar 2023 € 493 682.71 (growth: € 4 998.69 deposits: € 5 048.00)
Slowly getting closer to graduation...
Post by: Mainlander on April 01, 2023, 05:16:19 AM
MARCH UPDATE
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
Decent update this month. Received a large tax return of 9k, so that accounted for most of the gain.
Our second child was born in March, so off on parental leave for the next 2 months. This may slow down my gains in the near future, but worth it to have that time to spend with my family.
Post by: PlanetDee on April 01, 2023, 08:18:47 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
Post by: CanadianTeacher on April 02, 2023, 01:23:46 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
Post by: dignam on April 02, 2023, 10:07:17 AM
| 2020 | 2021 | 2022 | 2023 | |
| Jan | $308k | $462k | $435k | |
| Feb | $253k | $319k | $441k | $462k |
| Mar | $221k | $332k | $440k | $463k |
| Apr | $239k | $349k | $455k | $487k |
| May | $244k | $355k | $425k | |
| Jun | $265k | $368k | $449k | |
| Jul | $269k | $378k | $426k | |
| Aug | $281k | $449k | ||
| Sep | $294k | $394k | $438k | |
| Oct | $290k | $399k | $412k | |
| Nov | $301k | $436k | $421k | |
| Dec | $308k | $454k | $449k | |
I can smell graduation.
Post by: EchoStache on April 02, 2023, 02:09:19 PM
1/01/2020: $30,773
1/01/2021: $82,262
1/01/2022: $161,480
10/01/2022: $236,098
10/28/2022: $251,665
12/01/2022: $278,442
03/12/2023: $297,693
03/12/2023: $297,693/$198,857
04/01/2023: $337,294/$204,532.
Not sure what, but something has been missing from my NW calculations. So it didn't really jump that much in one month, but the new number is more accurate. Dang, I really need to get that stache number popping ASAP!
$500k goal: 12/31/2024
Post by: falsekrakk808 on April 02, 2023, 10:49:16 PM
04/2020 $25603/2023 $505
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
11/2021 $478
12/2021 $481
01/2022 $431
02/2022 $447
03/2022 $468
04/2022 $471
05/2022 $467
06/2022 $460
07/2022 $477
08/2022 $484
09/2022 $450
10/2022 $470
11/2022 $481
12/2022 $462
01/2023 $478
02/2023 $486
Finally hit the $500k MILESTONE!!!
I'll stay here for another month or so just to see what happens with the market. I honestly did NOT think I'd be here yet but am super stoked.
Post by: Sugaree on April 03, 2023, 06:27:09 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $ - |
Post by: VodkaWater on April 03, 2023, 11:22:54 AM
Jan: $325,153 / $332,277
Feb: $312,957 / $325,669
March: $323,106 / $336,042
Last month of employment so severance helped boost a bit. I've got a few final round interviews so hopefully I'll only see a dip for April and can get right back to it.
Post by: EchoStache on April 03, 2023, 12:43:44 PM
Net Worth 2019 2020 2021 2022 2023 January $49,378.04 $90,928.02 $161,747.01 $229,977.41 $232,928.16 February $50,300.10 $93,896.81 $162,883.32 $217,510.91 $346,856.21 March $59,373.49 $100,165.23 $173,923.10 $220,602.56 $347,275.46 April $59,558.47 $94,297.23 $183,031.09 $226,302.77 $358,270.55 May $64,340.45 $106,341.84 $186,124.71 $216,297.22 $ - June $64,940.28 $113,372.31 $189,866.01 $210,792.90 $ - July $70,156.02 $120,466.05 $194,364.35 $206,546.54 $ - August $74,302.64 $127,953.51 $197,286.96 $224,774.07 $ - September $74,328.43 $135,625.59 $205,953.08 $217,814.80 $ - October $78,067.76 $137,857.32 $201,884.29 $206,617.66 $ - November $81,274.16 $136,857.08 $215,701.01 $220,532.58 $ - December $88,148.59 $152,706.85 $217,143.43 $241,204.92 $ - Annual gain $41,549.98 $70,818.99 $68,230.40 $2,950.75 $ -
Dang, what did you do in February???
Post by: Sugaree on April 03, 2023, 12:51:59 PM
Net Worth 2019 2020 2021 2022 2023 January $49,378.04 $90,928.02 $161,747.01 $229,977.41 $232,928.16 February $50,300.10 $93,896.81 $162,883.32 $217,510.91 $346,856.21 March $59,373.49 $100,165.23 $173,923.10 $220,602.56 $347,275.46 April $59,558.47 $94,297.23 $183,031.09 $226,302.77 $358,270.55 May $64,340.45 $106,341.84 $186,124.71 $216,297.22 $ - June $64,940.28 $113,372.31 $189,866.01 $210,792.90 $ - July $70,156.02 $120,466.05 $194,364.35 $206,546.54 $ - August $74,302.64 $127,953.51 $197,286.96 $224,774.07 $ - September $74,328.43 $135,625.59 $205,953.08 $217,814.80 $ - October $78,067.76 $137,857.32 $201,884.29 $206,617.66 $ - November $81,274.16 $136,857.08 $215,701.01 $220,532.58 $ - December $88,148.59 $152,706.85 $217,143.43 $241,204.92 $ - Annual gain $41,549.98 $70,818.99 $68,230.40 $2,950.75 $ -
Dang, what did you do in February???
The short version of that story is that I sold a house that I kind of inherited.
Post by: ardrum on April 05, 2023, 07:43:17 AM
12/1/20 - $284,036
1/1/21 - $301,280
2/1/21 - $318,045
3/1/21 - $338,808
4/1/21 - $350,947
5/1/21 - $356,198
6/1/21 - $374,201
7/1/21 - $377,978
8/1/21 - $382,334
9/1/21 - $391,683
10/1/21 - $394,624
11/1/21 - $411,512
12/1/21 - $409,555
1/1/22 - $422,315
2/1/22 - $415,773
3/1/22 - $417,512
4/1/22 - $419,562
5/1/22 - $381,710
6/1/22 - $384,573
7/1/22 - $361,229
8/1/22 - $394,180
9/1/22 - $368,207
10/1/22 - $338,613
11/1/22 - $360,487
12/1/22 - $402,561
1/1/23 - $379,108
2/1/23 - $431,408
3/1/23 - $407,012
4/1/23 - $420,541
Post by: ontheheel on April 07, 2023, 12:25:39 AM
I've also found that I'm in an odd position now of having too much cash. Our business bank accounts collect everything that comes from our rental properties, and we never dip into that except to invest and pay bills on the properties. The problem is that there haven't been any attractive real estate investments in our target area for a few years now, so the cash just sits and earns pennies. It is nice to know, however, that we can weather any kind of expense to our houses, including extended vacancies.
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
| 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 | $408,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 | $418,000 |
| March | $95,000 | $152,000 | $255,000 | $372,000 | ***$429,000*** |
| April | $98,000 | $172,000 | $267,000 | $381,000 | - |
| May | $95,000 | $157,000 | $290,000 | $381,000 | - |
| June | $104,000 | $187,000 | $303,000 | $383,000 | - |
| July | $106,000 | $202,000 | $325,000 | $396,000 | - |
| August | $115,000 | $206,000 | $333,000 | $387,000 | - |
| September | $118,000 | $207,000 | $328,000 | $378,000 | - |
| October | $134,000 | $215,000 | $342,000 | $394,000 | - |
| November | $136,000 | $233,000 | $346,000 | $403,000 | - |
| December | $143,000 | $234,000 | $359,000 | $404,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | $57,000 | - |
Post by: CanadianTeacher on April 23, 2023, 11:12:30 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
Post by: SeattleStache on April 28, 2023, 08:58:40 AM
The first number is retirement related investments, the second is total NW including real estate, cash savings, and other investments. I'm only counting retirement related investments for this race!
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds! (update: didn't hold!)
December 2022: $459,000 (total NW $627,689)
January 2023: $494,000 (total NW $649,631)
February 2023: $483,124 (total NW $655,209)
March 2023: $504,025 (total NW $671,774) Graduated for the second time! Let's see if it holds this time......
April 2023: $519,962 (total NW $700,288)
Post by: dignam on April 28, 2023, 05:54:12 PM
Ok, I'm going to consider myself officially graduated! It's been a pleasure "racing" with you all, hope to see you soon on the next thread!
The first number is retirement related investments, the second is total NW including real estate, cash savings, and other investments. I'm only counting retirement related investments for this race!
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds! (update: didn't hold!)
December 2022: $459,000 (total NW $627,689)
January 2023: $494,000 (total NW $649,631)
February 2023: $483,124 (total NW $655,209)
March 2023: $504,025 (total NW $671,774) Graduated for the second time! Let's see if it holds this time......
April 2023: $519,962 (total NW $700,288)
Congrats! See you in the next thread.
Post by: dignam on April 28, 2023, 06:06:40 PM
| 2020 | 2021 | 2022 | 2023 | |
| Jan | $308k | $462k | $435k | |
| Feb | $253k | $319k | $441k | $462k |
| Mar | $221k | $332k | $440k | $463k |
| Apr | $239k | $349k | $455k | $487k |
| May | $244k | $355k | $425k | $505k |
| Jun | $265k | $368k | $449k | |
| Jul | $269k | $378k | $426k | |
| Aug | $281k | $449k | ||
| Sep | $294k | $394k | $438k | |
| Oct | $290k | $399k | $412k | |
| Nov | $301k | $436k | $421k | |
| Dec | $308k | $454k | $449k | |
Well I don't plan on spending $5000 by Monday, so I believe this is graduation! Always a chance I'll be back, very much at the mercy of the market.
Post by: FrugalByChance on April 30, 2023, 03:38:34 PM
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)
Jan 2022 € 430 075.18 (growth: -€13 850.41 deposits: € 6 000.00)
Feb 2022 € 443 885.50 (growth: €13 810.32 deposits: €22 000.00)
Mar 2022 € 472 861.47 (growth: €28 975.97 deposits: €16 250.00)
Apr 2022 € 467 405.88 (growth: -€ 5 455,59 deposits: € 2.000,00)
May 2022 € 451 254.90 (growth: -€16 150,98 deposits: € 2.000,00)
Jun 2022 € 462 463.23 (growth: €11 208,33 deposits: € 9 850,00)
Jul 2022 € 473 671.56 (growth: €11 208,33 deposits: € 2 250,00)
Aug 2022 € 462 823.51 (growth: -€10 848.05 deposits: € 2 250.00)
Sep 2022 € 437 822.42 (growth: -€25 001.09 deposits: € 3 800.00)
Oct 2022 € 456 112.83 (growth: €18 290.41 deposits: € 220.00)
Nov 2022 € 464 332.36 (growth: € 8 219.53 deposits: € 4 000.00)
Dec 2022 € 446 645.24 (growth: -€17 687.12 deposits: € 3 000.00) Totals for 2022: growth: € 2 719.65 (=0,61%) Deposits: € 73 620.00 (= 16,58%) Returns:-€ 70.900,35 (=-13,70%)
Jan 2023 € 474 695.13 (growth: €28 049.89 deposits: € 7 000.00)
Feb 2023 € 488 684.02 (growth: €13 988.89 deposits: €15 750.00)
Mar 2023 € 493 682.71 (growth: € 4 998.69 deposits: € 5 048.00)
Slowly getting closer to graduation...
Apr 2023 € 501 456.70 (growth: € 7 773.99 deposits: € 3 000.00)
Yeah ! Officially graduated, but with a very narrow margin. Hope to see all of you soon on the next thread! (But I might be back here soon)
Post by: zygote on April 30, 2023, 05:23:19 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)
8/22: $246,154.19 (+$20,473.96, +9.07%)
9/22: $240,189.31 (+$5,964.88, -2.42%)
10/22: $221,181.52 (-$19,007.79, -7.91%)
11/22: $270,565.23 (+$49,383.71, +22.33%)
12/22: $275,363.22 (+$4,797.99, +1.77%)
1/23: $274,105.08 (-$1,258.14, -0.46%)
2/23: $293,115.01 (+$19,009.93, +6.94%)
3/23: $290,001.63 (-$3,113.38, -1.06%)
4/23: $295,028.87 (+$5,027.24, +1.73%)
5/23: $299,553.62 (+$4,524.75, +1.53%)
Will I finally hit $300k after a year and a half in this thread? Or will the market thwart me again? Stay tuned!
Post by: falsekrakk808 on April 30, 2023, 08:13:02 PM
04/2020 $256Looks like I'm graduating to the next group! Good luck everybody here. See you all in the next one!
05/2020 $278
06/2020 $282
07/2020 $304
08/2020 $312
09/2020 $295
10/2020 $286
11/2020 $330
12/2020 $360
01/2021 $365
02/2021 $380
03/2021 $380
04/2021 $410
05/2021 $417
06/2021 $438
07/2021 $440
08/2021 $455
09/2021 $449
10/2021 $475
11/2021 $478
12/2021 $481
01/2022 $431
02/2022 $447
03/2022 $468
04/2022 $471
05/2022 $467
06/2022 $460
07/2022 $477
08/2022 $484
09/2022 $450
10/2022 $470
11/2022 $481
12/2022 $462
01/2023 $478
02/2023 $486
03/2023 $505
04/2023 $524
Post by: Sugaree on May 01, 2023, 06:02:06 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $ - |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $ - | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $ - | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $ - | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $ - | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $ - | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $ - | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $ - | Graduation Goal |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $ - | $ - |
Post by: snoot on May 01, 2023, 07:34:47 AM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
Great work everyone!
Post by: PlanetDee on May 01, 2023, 07:39:11 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
5/1/23 - $430k
Briefly considered taking a part time job, but decided to stay full time to keep adding to the pile. Congrats to all the recent graduates!
Post by: Mainlander on May 01, 2023, 07:55:37 AM
APRIL UPDATE
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
Full month of parental leave. Company shares were deposited. Besides that, the rest of this increase I is from market gains. It’s nice to see my net worth going up again after last year
Post by: mckaylabaloney on May 01, 2023, 04:38:32 PM
2018 2019 2020 2021 2022 2023 January $(170,956.12) $(80,750.78) $(4,484.13) $124,124.66 $298,228.37 $364,245.38 February $(166,849.63) $(72,922.02) $(4,647.56) $125,821.73 $292,535.79 $387,049.76 March $(161,395.88) $(65,244.64) $398.59 $136,847.83 $289,783.60 $384,051.14 April $(156,590.44) $(57,807.71) $(9,003.54) $145,677.69 $304,542.17 $392,700.46 May $(159,977.61) $(52,358.05) $8,209.01 $164,438.72 $289,968.07 $400,751.22 June $(154,655.48) $(52,769.97) $19,606.73 $171,195.96 $292,333.93 - July $(149,000.22) $(39,802.87) $26,480.37 $219,072.34 $277,359.75 - August $(143,758.38) $(35,751.08) $40,657.65 $234,012.81 $303,227.07 - September $(139,839.66) $(45,074.66) $52,868.32 $241,148.85 $303,414.27 - October $(136,009.14) $(54,949.47) $53,926.77 $241,206.12 $288,539.64 - November $(137,519.76) $(53,156.01) $61,241.09 $252,403.51 $297,090.56 - December $(132,193.25) $(52,946.03) $78,742.07 $257,721.53 $331,381.44 - Annual gain $90,205.34 $75,902.65 $128,972.79 $174,103.71 $66,017.01
New figure at the beginning of my net worth! Love that. It (probably) won't be there for long, as I'm soon leaving my job to travel for a while, but it's nice to see even temporarily.
Post by: ontheheel on May 02, 2023, 05:50:26 AM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
| 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 | $408,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 | $418,000 |
| March | $95,000 | $152,000 | $255,000 | $372,000 | $429,000 |
| April | $98,000 | $172,000 | $267,000 | $381,000 | ***$445,000*** |
| May | $95,000 | $157,000 | $290,000 | $381,000 | - |
| June | $104,000 | $187,000 | $303,000 | $383,000 | - |
| July | $106,000 | $202,000 | $325,000 | $396,000 | - |
| August | $115,000 | $206,000 | $333,000 | $387,000 | - |
| September | $118,000 | $207,000 | $328,000 | $378,000 | - |
| October | $134,000 | $215,000 | $342,000 | $394,000 | - |
| November | $136,000 | $233,000 | $346,000 | $403,000 | - |
| December | $143,000 | $234,000 | $359,000 | $404,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | $57,000 | - |
Post by: VodkaWater on May 05, 2023, 07:38:59 AM
2023 NW/Investments
Jan: $325,153 / $332,277
Feb: $312,957 / $325,669
March: $323,106 / $336,042
April: $311,991 / $331,583
Overall not to bad for a month of unemployment & a trip to Europe. The job market though is night and day from last month. I was interviewing multiple time as week and now there's nothing out there. I feel like I keep dropping my comp expectations. I am doing some consulting works as well so once I submit those invoices it should cover some of this spending.
Post by: zeli2033 on May 06, 2023, 07:16:00 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | - | $52,928 | $163,400 | $239,950 | $347,310 | $380,483 |
| February | - | $61,806 | $156,457 | $250,940 | $342,981 | $383,698 |
| March | - | $72,482 | $145,287 | $261,224 | $359,722 | $393,303 |
| April | - | $99,041 | $163,919 | $280,829 | $304,751 | $413,036 |
| May | - | $96,807 | $178,765 | $284,686 | $336,271 | - |
| June | - | $106,071 | $185,289 | $293,185 | $322,698 | - |
| July | $4,624 | $112,395 | $201,395 | $301,660 | $363,465 | - |
| August | $12,784 | $116,527 | $222,183 | $312,943 | $349,355 | - |
| September | $22,476 | $124,973 | $221,234 | $305,520 | $322,151 | - |
| October | $27,980 | $135,196 | $225,329 | $325,798 | $351,955 | - |
| November | $36,219 | $143,839 | $221,148 | $329,221 | $364,086 | - |
| December | $36,235 | $150,705 | $234,567 | $357,336 | $358,064 | - |
Exciting to finally have made it over 400k! We'll see if the market lets us keep that up moving forward.
Post by: Lilium on May 18, 2023, 03:36:38 AM
Forgot to update for April.
2022/11 234,446
2022/12 401k switch
2023/01 253,622
2023/02 252,575
2023/03 256,289
2023/04 255,468
Post by: Rural on May 19, 2023, 08:38:01 AM
Gonna end the year $5,500 short of the $500k mark.
Hey, finally there! See you all in the next one.
Post by: Southern Stache on May 19, 2023, 04:20:40 PM
Investments Only (No home equity included here)
May 2021: $419,847
June 2021: $433,387
July 2021: $436,917
Aug 2021: $442,265
Nov 2021: $464,424
Dec 2021: $469,886
Jan 2022: $447,177
May 2022: $403,110
Feb 2023: $437,648
I am not going to win any awards for speediness, but I am happy to be on this journey with all of you!
(We saved consistently throughout 2022. Still, we faced the same challenges that everyone here did! Onward!)
May 2023: $430,219
Post by: CanadianTeacher on May 27, 2023, 08:24:16 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
Post by: Sugaree on June 01, 2023, 05:14:24 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $ - |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $370,890.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $ - | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $ - | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $ - | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $ - | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $ - | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $ - | Graduation Goal |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $ - | $ - |
Post by: PlanetDee on June 01, 2023, 06:19:43 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
5/1/23 - $430k
6/1/23 - $440k
So close, yet so far!
Post by: ontheheel on June 01, 2023, 09:07:24 AM
Had a major sewer repair ($2400) on one of my properties. Also staring down $5000 to rebuild an AC plenum and replace a water heater on the same property in the near future. Not looking forward to that...
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
| 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 | $408,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 | $418,000 |
| March | $95,000 | $152,000 | $255,000 | $372,000 | $429,000 |
| April | $98,000 | $172,000 | $267,000 | $381,000 | $445,000 |
| May | $95,000 | $157,000 | $290,000 | $381,000 | ***$453,000*** |
| June | $104,000 | $187,000 | $303,000 | $383,000 | - |
| July | $106,000 | $202,000 | $325,000 | $396,000 | - |
| August | $115,000 | $206,000 | $333,000 | $387,000 | - |
| September | $118,000 | $207,000 | $328,000 | $378,000 | - |
| October | $134,000 | $215,000 | $342,000 | $394,000 | - |
| November | $136,000 | $233,000 | $346,000 | $403,000 | - |
| December | $143,000 | $234,000 | $359,000 | $404,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | $45,000 | - |
Post by: VodkaWater on June 01, 2023, 10:40:27 AM
Jan: $325,153 / $332,277
Feb: $312,957 / $325,669
March: $323,106 / $336,042
April: $311,991 / $331,583
May: $311,423 / $329,896
I am slowly drawing down my cash savings. We would be fine with our cash flow if we didn't need to pay $1100 for Cobra. Job market is all but zero so that super. I am still picking up a few contracts with my consulting firm so hopefully I can find something this month or they will get enough contracts that I can come back full time. Thank god its summer at least and I can keep busy in the yard.
Post by: zygote on June 01, 2023, 02:24:17 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
4/23: $295,028.87 (+$5,027.24, +1.73%)
5/23: $299,553.62 (+$4,524.75, +1.53%)
6/23: $300,997.32 (+$1,443.70, +0.48%)
Finally hit $300k after joining this thread a year and a half ago....
Post by: snoot on June 02, 2023, 08:05:14 AM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
Great work everyone!
Post by: bloodaxe on June 02, 2023, 03:43:04 PM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
March 2023: 481,446.68
dang, big jump. guess i'm moving onward...
June 2023: 542,032.77
Post by: zeli2033 on June 03, 2023, 04:57:40 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | - | $52,928 | $163,400 | $239,950 | $347,310 | $380,483 |
| February | - | $61,806 | $156,457 | $250,940 | $342,981 | $383,698 |
| March | - | $72,482 | $145,287 | $261,224 | $359,722 | $393,303 |
| April | - | $99,041 | $163,919 | $280,829 | $304,751 | $413,036 |
| May | - | $96,807 | $178,765 | $284,686 | $336,271 | $421,003 |
| June | - | $106,071 | $185,289 | $293,185 | $322,698 | - |
| July | $4,624 | $112,395 | $201,395 | $301,660 | $363,465 | - |
| August | $12,784 | $116,527 | $222,183 | $312,943 | $349,355 | - |
| September | $22,476 | $124,973 | $221,234 | $305,520 | $322,151 | - |
| October | $27,980 | $135,196 | $225,329 | $325,798 | $351,955 | - |
| November | $36,219 | $143,839 | $221,148 | $329,221 | $364,086 | - |
| December | $36,235 | $150,705 | $234,567 | $357,336 | $358,064 | - |
Nothing noteworthy this month. Onward and upward (hopefully).
Post by: mbk on June 05, 2023, 05:41:50 AM
My target is to graduate in 4 1/2 years by mid 2025 when liquid assets cross $500k.
| Date | Liquid Assets | Fixed Assets | Total Assets |
| 11/30/20 | $278,000 | $92,000 | $360,000 |
| 12/31/20 | $293,094 | $96,705 | $380,799 |
| 06/30/21 | $358,037 | $150,000 | $508,037 |
| 09/30/21 | $370,028 | $150,000 | $520,028 |
| 12/31/21 | $410,300 | $183,300 | $593,600 |
| 12/31/22 | $427,000 | $210,000 | $637,000 |
| 12/31/21 | $510,000 | $220,000 | $730,000 |
I reached my goal of $500k in liquid savings in the last few days. Last year I sold a couple of houses and bought another and put the rest in investments. Due to the terrible market of last year, liquid savings barely increased despite contributing ~100k to investments. The rising market helped me to reach the target nearly two years ahead of my target date.
Note: The fixed assets are an approximate number. I use Zillow to estimate the value of my properties.
Post by: EchoStache on June 15, 2023, 05:31:40 PM
Jumping back in.
Stache:
01/2020: $35,500
01/2021: $38,706
01/2022: $111,025
01/2023: $179,454
06/15/2023: $256,339
$500k goal: 08/2025
Post by: snoot on June 30, 2023, 07:57:44 AM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
06/2023 $450,159
Great work everyone!
Post by: Mainlander on July 01, 2023, 03:32:55 AM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
Bought a cottage in May, which really messed with our ability to save. On a positive note, this forced us to reevaluate and cut out a lot of our wasteful spending.
Post by: PlanetDee on July 01, 2023, 07:02:58 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
5/1/23 - $430k
6/1/23 - $440k
7/1/23 - $473k
It’s a new record high for our household! Two sets of raises go into effect this month as well.
Post by: CanadianTeacher on July 01, 2023, 09:15:04 AM
---------
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
Post by: ontheheel on July 01, 2023, 09:46:33 AM
Net worth is going to take a major hit either next month or September when I buy a new car for the first time ever.
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
| 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 | $408,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 | $418,000 |
| March | $95,000 | $152,000 | $255,000 | $372,000 | $429,000 |
| April | $98,000 | $172,000 | $267,000 | $381,000 | $445,000 |
| May | $95,000 | $157,000 | $290,000 | $381,000 | $453,000 |
| June | $104,000 | $187,000 | $303,000 | $383,000 | ***$474,000*** |
| July | $106,000 | $202,000 | $325,000 | $396,000 | - |
| August | $115,000 | $206,000 | $333,000 | $387,000 | - |
| September | $118,000 | $207,000 | $328,000 | $378,000 | - |
| October | $134,000 | $215,000 | $342,000 | $394,000 | - |
| November | $136,000 | $233,000 | $346,000 | $403,000 | - |
| December | $143,000 | $234,000 | $359,000 | $404,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | $45,000 | - |
Post by: zygote on July 02, 2023, 03:29:19 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
4/23: $295,028.87 (+$5,027.24, +1.73%)
5/23: $299,553.62 (+$4,524.75, +1.53%)
6/23: $300,997.32 (+$1,443.70, +0.48%)
7/23: $317,122.21 (+$16,124.89, +5.36%)
What a treat to look away for a month and get a jump!
Post by: Sugaree on July 03, 2023, 05:46:31 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $ - |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $370,890.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $400,232.03 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $ - | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $ - | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $ - | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $ - | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $ - | Graduation Goal |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $ - | $ - |
Always fun to see that first number go up. Not sure how long it will stay there, but I'll take it for the moment.
Post by: Lilium on July 03, 2023, 06:58:16 AM
2022/11 234,446
2022/12 401k switch
2023/01 253,622
2023/02 252,575
2023/03 256,289
2023/04 255,468
2023/05
2023/06 276,029
This is gonna take a while...
Is there a tracking chart for this thread? The links I could find from earlier don't work.
Post by: zeli2033 on July 03, 2023, 12:38:32 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | - | $52,928 | $163,400 | $239,950 | $347,310 | $380,483 |
| February | - | $61,806 | $156,457 | $250,940 | $342,981 | $383,698 |
| March | - | $72,482 | $145,287 | $261,224 | $359,722 | $393,303 |
| April | - | $99,041 | $163,919 | $280,829 | $304,751 | $413,036 |
| May | - | $96,807 | $178,765 | $284,686 | $336,271 | $421,003 |
| June | - | $106,071 | $185,289 | $293,185 | $322,698 | $456,058 |
| July | $4,624 | $112,395 | $201,395 | $301,660 | $363,465 | - |
| August | $12,784 | $116,527 | $222,183 | $312,943 | $349,355 | - |
| September | $22,476 | $124,973 | $221,234 | $305,520 | $322,151 | - |
| October | $27,980 | $135,196 | $225,329 | $325,798 | $351,955 | - |
| November | $36,219 | $143,839 | $221,148 | $329,221 | $364,086 | - |
| December | $36,235 | $150,705 | $234,567 | $357,336 | $358,064 | - |
June was a spendy month with July & August likely following suit (house projects, traveling, etc). Look forward to things moving faster (contribution-wise at least) come September.
Post by: VodkaWater on July 05, 2023, 12:57:26 PM
Jan: $325,153 / $332,277
Feb: $312,957 / $325,669
March: $323,106 / $336,042
April: $311,991 / $331,583
May: $311,423 / $329,896
June: $323,829 / $342,102
Still unemployed but at least the market is working in my favor.
Post by: lcmac32 on July 16, 2023, 09:41:56 PM
401k only
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Jan. 11, 2021 $314,041.78 (late checking, but a nice day to check)
Feb. 2, 2021 $315,792.29
Mar. 2, 2021 $324,324.39
Apr. 5, 2021 $327,497.50
May 1, 2021 $341,098.14
Sep. 14,2021 $370,643.21 (getting there)
Oct. 5, 2021 $355,201.45 (first down month this year, but okay with the breather...onward and upward from here)
Nov. 5, 2021 $392,676.23
July, 16, 2023 $380,554.39
I am hoping to finish 2023 north of $400k. Target now looks like 2025. My original post was 401k total only so now I will have to make that IRA. I sold a house and am now renting until the market goes down. I have $330k for the new house purchase, so technically I have graduated, but I will still stay put until the new house purchase or the IRA exceeds the total.
Post by: CanadianTeacher on July 20, 2023, 09:56:41 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
Post by: snoot on July 31, 2023, 08:24:45 AM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
06/2023 $450,159
07/2023 $465,262
Great work everyone!
Post by: Mainlander on July 31, 2023, 05:17:11 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
08/01/23: $454,356
Nice returns this month. Still paying down debt accrued while I was off work on parental leave. If the market stays hot then I may finish this race by year end, but a more realistic goal is by summer 2024.
Post by: PlanetDee on August 01, 2023, 06:26:55 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
5/1/23 - $430k
6/1/23 - $440k
7/1/23 - $473k
8/1/23- $491k
The end is near!
Post by: Sugaree on August 01, 2023, 06:48:25 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $ - |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $370,890.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $400,232.03 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $417,598.48 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $ - | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $ - | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $ - | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $ - | Graduation Goal |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $ - | $ - |
Post by: Lilium on August 01, 2023, 01:09:07 PM
2022/11 234,446
2022/12 401k switch
2023/01 253,622
2023/02 252,575
2023/03 256,289
2023/04 255,468
2023/05
2023/06 276,029
2023/07 284,556
Will hopefully be switching jobs soon. The pay is quite a bit less, but I'm hoping for better balance. I definitely feel better about switching gears after tracking like this.
Post by: DadJokes on August 02, 2023, 12:32:48 PM
| 2021 | 2022 | 2023 | ||
| January | $258,885 | $373,041 | - | |
| February | $262,452 | $363,275 | - | |
| March | $272,904 | $361,574 | - | |
| April | $287,533 | $377,554 | - | |
| May | $301,006 | $359,300 | - | |
| June | $311,676 | $368,284 | - | |
| July | $328,942 | $361,191 | - | |
| August | $315,944 | $387,549 | $521,771 | |
| September | $330,810 | $383,946 | - | |
| October | $327,571 | $369,646 | - | |
| November | $347,847 | $389,421 | - | |
| December | $353,721 | $411,902 | Grad Goal |
I guess I haven't updated in here in a while. I finished this leg a few months ahead of my initial projections. Good luck all.
Post by: VodkaWater on August 02, 2023, 02:33:26 PM
Jan: $325,153 / $332,277
Feb: $312,957 / $325,669
March: $323,106 / $336,042
April: $311,991 / $331,583
May: $311,423 / $329,896
June: $323,829 / $342,102
July: 326,883 / $346,128
Back Employed! July is the last month of unemployment so I am glad that the market kept us up. I am looking forward to getting back on track with pay. I am back at my original company and I managed to get a pay increase as well.
Post by: ontheheel on August 03, 2023, 07:55:04 PM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.
| 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 | $408,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 | $418,000 |
| March | $95,000 | $152,000 | $255,000 | $372,000 | $429,000 |
| April | $98,000 | $172,000 | $267,000 | $381,000 | $445,000 |
| May | $95,000 | $157,000 | $290,000 | $381,000 | $453,000 |
| June | $104,000 | $187,000 | $303,000 | $383,000 | $474,000 |
| July | $106,000 | $202,000 | $325,000 | $396,000 | ***$483,000*** |
| August | $115,000 | $206,000 | $333,000 | $387,000 | - |
| September | $118,000 | $207,000 | $328,000 | $378,000 | - |
| October | $134,000 | $215,000 | $342,000 | $394,000 | - |
| November | $136,000 | $233,000 | $346,000 | $403,000 | - |
| December | $143,000 | $234,000 | $359,000 | $404,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | $45,000 | - |
Post by: EchoStache on August 05, 2023, 03:02:27 PM
01/2020: $35,500
01/2021: $38,706
01/2022: $111,025
01/2023: $179,454
06/2023: $256,339
08/2023: $268,438
$500k goal: 08/2025
Post by: lcmac32 on August 16, 2023, 09:09:40 AM
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Jan. 11, 2021 $314,041.78 (late checking, but a nice day to check)
Feb. 2, 2021 $315,792.29
Mar. 2, 2021 $324,324.39
Apr. 5, 2021 $327,497.50
May 1, 2021 $341,098.14
Sep. 14, 2021 $370,643.21 (getting there)
Oct. 5, 2021 $355,201.45 (first down month this year, but okay with the breather...onward and upward from here)
Nov. 5, 2021 $392,676.23
Jul. 16, 2023 $380,554.39
Aug. 1, 2023 $388,000.00
Post by: PlanetDee on August 31, 2023, 09:20:56 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
5/1/23 - $430k
6/1/23 - $440k
7/1/23 - $473k
8/1/23- $491k
9/1/23 - $491k
Updating a bit early, but basically flat. Found out yesterday that I got a promotion, so excited to start adding that extra cash come the October paychecks.
Post by: Mainlander on August 31, 2023, 04:05:38 PM
AUGUST UPDATE
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
08/01/23: $454,356
09/01/23: $452,710
Stagnant this month due to the market. Going into busy time of year for work so looking to finish the year strong
Post by: Sugaree on September 01, 2023, 04:59:37 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $ - |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $370,890.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $400,232.03 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $417,598.48 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $413,256.55 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $ - | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $ - | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $ - | Graduation Goal |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $ - | $ - |
Post by: zeli2033 on September 01, 2023, 09:16:38 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | - | $52,928 | $163,400 | $239,950 | $347,310 | $380,483 |
| February | - | $61,806 | $156,457 | $250,940 | $342,981 | $383,698 |
| March | - | $72,482 | $145,287 | $261,224 | $359,722 | $393,303 |
| April | - | $99,041 | $163,919 | $280,829 | $304,751 | $413,036 |
| May | - | $96,807 | $178,765 | $284,686 | $336,271 | $421,003 |
| June | - | $106,071 | $185,289 | $293,185 | $322,698 | $456,058 |
| July | $4,624 | $112,395 | $201,395 | $301,660 | $363,465 | $475,671 |
| August | $12,784 | $116,527 | $222,183 | $312,943 | $349,355 | $473,076 |
| September | $22,476 | $124,973 | $221,234 | $305,520 | $322,151 | - |
| October | $27,980 | $135,196 | $225,329 | $325,798 | $351,955 | - |
| November | $36,219 | $143,839 | $221,148 | $329,221 | $364,086 | - |
| December | $36,235 | $150,705 | $234,567 | $357,336 | $358,064 | - |
July & August were spendy - and September will be the spendiest yet with some medical procedures happening this month and next.
Post by: snoot on September 01, 2023, 01:58:39 PM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
06/2023 $450,159
07/2023 $465,262
08/2023 $469,431
Great work everyone!
Post by: CanadianTeacher on September 02, 2023, 07:38:52 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
Post by: VodkaWater on September 03, 2023, 11:33:56 AM
Jan: $325,153 / $332,277
Feb: $312,957 / $325,669
March: $323,106 / $336,042
April: $311,991 / $331,583
May: $311,423 / $329,896
June: $323,829 / $342,102
July: $326,883 / $346,128
August: $320,026 / 338,509
Little dip this month as I paid down the credit card from the last 5 months of unemployment.
Post by: EchoStache on September 03, 2023, 02:37:26 PM
01/2020: $35,500
01/2021: $38,706
01/2022: $111,025
01/2023: $179,454
06/2023: $256,339
08/2023: $268,438
09/2023: $277,460
$500k goal: 08/2025
Post by: zygote on September 03, 2023, 06:14:53 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
4/23: $295,028.87 (+$5,027.24, +1.73%)
5/23: $299,553.62 (+$4,524.75, +1.53%)
6/23: $300,997.32 (+$1,443.70, +0.48%)
7/23: $317,122.21 (+$16,124.89, +5.36%)
8/23: $329,712.67 (+$12,590.46, +3.97%)
9/23: $325,165.66 (-$4,547.01, -1.38%)
It's been a spendy summer, but at this point, the market matters a lot more than my spending.
Post by: CanadianTeacher on September 29, 2023, 09:02:45 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
Post by: PlanetDee on September 30, 2023, 07:54:26 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
5/1/23 - $430k
6/1/23 - $440k
7/1/23 - $473k
8/1/23- $491k
9/1/23 - $491k
10/1/23 - $476k
Took a vacation, new pair of glasses, and market declines. Started my new job this month, so slightly higher pay is on the way. Keep chugging along everyone!
Post by: Mainlander on September 30, 2023, 08:26:22 AM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
08/01/23: $454,356
09/01/23: $452,710
10/01/23: $440,670
Another down month….
Post by: EchoStache on September 30, 2023, 03:21:36 PM
Stache:
01/2020: $35,500
01/2021: $38,706
01/2022: $111,025
01/2023: $179,454
06/2023: $256,339
08/2023: $268,438
09/2023: $277,460
10/2023: $277,053
$500k goal: 08/2025
Post by: shrimpwd on October 01, 2023, 11:48:22 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | - | - | - |
I've been holding back in the previous race for a few months, just because I felt odd having nearly half of my investments tied up in CDs... But then I also felt strange having $280k invested in a race from 100 to 250...
Also not really Racing anywhere, since I've already pulled the plug and I'm nearing 1 year FIRE. But anything can happen, and I really like the monthly tracking!
Post by: Sugaree on October 02, 2023, 06:32:51 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $ - |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $370,890.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $400,232.03 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $417,598.48 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $413,256.55 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $400,848.50 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $ - | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $ - | Graduation Goal |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $ - | $ - |
Another not great month. I'd say that at least the left-most number stayed the same, but I also know that's just because the annual homeowner's and auto insurance bills won't hit until later this week, lol. On the bright side, got my health insurance quote for next year and it's actually going to be a few dollars per paycheck cheaper than last year after taking into consideration the increased premium passthrough vs. the increase in the premiums.
Post by: FI-REality on October 03, 2023, 07:18:16 AM
2016 - $106,000
2017 - $126,000
2018 - $165,000
2019 - $184,000
2020 - $216,400
2021 - $240,000
2022 - $288,000
2023
Jan - $240,000
Apr - $251,228
Jul - $253,131
Oct - $248,544
Due to these horrible returns, my retirement date is pushed out by 10 years!
Post by: snoot on October 04, 2023, 08:43:53 AM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
06/2023 $450,159
07/2023 $465,262
08/2023 $469,431
09/2023 $471,576
Great work everyone!
Post by: lexde on October 05, 2023, 04:18:33 PM
Goals BreakdownQ1 2022: $330k(Completed: 03/01/2022)Q2 2022: $360k(Completed: 04/01/2022)
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k
Projected Graduation date: September 2023!
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Prior Progress: Race from 100 to 250k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg2909509/#msg2909509)
I stepped away for a while but hit $511K officially in August 2023.
I'll have to go back month by month to see what the figures were, wishing everyone here the best and see you on the other side. :-)
Post by: Em-Dog on October 06, 2023, 06:59:48 AM
Edit to add: I'm going to move to the next thread, see you all there soon!
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | $369,828 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | $407,633 | - | - |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | $478,568 | - | - |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | $486,929 | - | - |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | $490,587 | - | - |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | $523,455 | - | - |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | $556,274 | - | - |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | $584,557 | - | - |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | $569,039 | - | $750k Goal |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | - | - | - |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | - | - | - |
| December | $16,589 | $51,547 | $118,877 | $313,367 | $346,313 | - | - | - |
Post by: baconschteam on October 18, 2023, 06:21:14 AM
Post by: Mainlander on October 31, 2023, 07:09:56 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
08/01/23: $454,356
09/01/23: $452,710
10/01/23: $440,670
11/01/23: $441,254
Added about 15k into investment accounts in the last 2 months. This money just seems to evaporate in the current markets. Looking forward to what happens in the future when markets finally recover.
Post by: Sugaree on November 01, 2023, 08:56:48 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $ - |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $370,890.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $400,232.03 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $417,598.48 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $413,256.55 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $400,848.50 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $392,181.17 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $ - | Graduation Goal |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $ - | $ - |
Post by: PlanetDee on November 01, 2023, 09:43:15 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
5/1/23 - $430k
6/1/23 - $440k
7/1/23 - $473k
8/1/23- $491k
9/1/23 - $491k
10/1/23 - $476k
11/1/23 - $468k
Doesn’t feel like progress, but still looking good compared to the beginning of the year!
Post by: snoot on November 01, 2023, 10:08:32 AM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
06/2023 $450,159
07/2023 $465,262
08/2023 $469,431
09/2023 $471,576
10/2023 $479,470
Great work everyone!
Post by: shrimpwd on November 01, 2023, 07:46:49 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | - | - | - |
NW dropped 5k, but I purchased some stocks during the descent.
Post by: CanadianTeacher on November 03, 2023, 06:14:43 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
Post by: EchoStache on November 03, 2023, 05:42:23 PM
01/2020: $35,500
01/2021: $38,706
01/2022: $111,025
01/2023: $179,454
06/2023: $256,339
08/2023: $268,438
09/2023: $277,460
10/2023: $277,053
11/2023: $272,389 ouchies.
$500k goal: 08/2025
Stache won't change much until January. Only investing I'll be doing until year end is $2500 to finish up our IRA's. 401k's are done and I've got brokerage investing on hold(maybe) while I pay down debt.
Post by: PMG on November 04, 2023, 02:09:17 AM
Post by: VodkaWater on November 04, 2023, 07:02:57 AM
Jan: $325,153 / $332,277
Feb: $312,957 / $325,669
March: $323,106 / $336,042
April: $311,991 / $331,583
May: $311,423 / $329,896
June: $323,829 / $342,102
July: $326,883 / $346,128
August: $320,026 / 338,509
Sept: $320,304 / $338,617
Oct: $310,236 / $327,292
Paying some bills this month & a mini vacation. This year is just a write off year for me.
Post by: CanadianTeacher on November 30, 2023, 06:23:11 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64
Post by: JAYSLOL on December 01, 2023, 08:14:30 AM
2023
Dec 1st - $251,000
Post by: PlanetDee on December 01, 2023, 08:17:47 AM
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22 - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
5/1/23 - $430k
6/1/23 - $440k
7/1/23 - $473k
8/1/23- $491k
9/1/23 - $491k
10/1/23 - $476k
11/1/23 - $468k
12/1/23 - $513k
It’s graduation day!!! I can’t believe it. I may be seeing you all again soon if we have a dip. Keep up the great work everyone!
Post by: shrimpwd on December 01, 2023, 11:39:55 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | - | - |
Is the market finally deciding to go back up?
Post by: Mainlander on December 01, 2023, 12:49:19 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
08/01/23: $454,356
09/01/23: $452,710
10/01/23: $440,670
11/01/23: $441,254
12/01/23: $463,911
This year has seemed like a grind, but somehow up 70k YTD. Looking to graduate this thread mid 2024.
Post by: zeli2033 on December 01, 2023, 05:56:26 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| January | - | $52,928 | $163,400 | $239,950 | $347,310 | $380,483 |
| February | - | $61,806 | $156,457 | $250,940 | $342,981 | $383,698 |
| March | - | $72,482 | $145,287 | $261,224 | $359,722 | $393,303 |
| April | - | $99,041 | $163,919 | $280,829 | $304,751 | $413,036 |
| May | - | $96,807 | $178,765 | $284,686 | $336,271 | $421,003 |
| June | - | $106,071 | $185,289 | $293,185 | $322,698 | $456,058 |
| July | $4,624 | $112,395 | $201,395 | $301,660 | $363,465 | $475,671 |
| August | $12,784 | $116,527 | $222,183 | $312,943 | $349,355 | $473,076 |
| September | $22,476 | $124,973 | $221,234 | $305,520 | $322,151 | $475,971 |
| October | $27,980 | $135,196 | $225,329 | $325,798 | $351,955 | $457,275 |
| November | $36,219 | $143,839 | $221,148 | $329,221 | $364,086 | $456,968 |
| December | $36,235 | $150,705 | $234,567 | $357,336 | $358,064 | $503,084 |
It's been a few months since I've updated here - we've been spending pretty aggressively and haven't been able to ramp up our investments as we'd originally hoped to earlier this year. We were super surprised to login to investments to see we somehow reached the goal with the ongoing auto-savings we have going on in the background (and I assume the stock market must be rebounding but I haven't been paying attention). I'll hang around here for a month or so to see if it sticks.
Post by: zygote on December 02, 2023, 01:32:43 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
4/23: $295,028.87 (+$5,027.24, +1.73%)
5/23: $299,553.62 (+$4,524.75, +1.53%)
6/23: $300,997.32 (+$1,443.70, +0.48%)
7/23: $317,122.21 (+$16,124.89, +5.36%)
8/23: $329,712.67 (+$12,590.46, +3.97%)
9/23: $325,165.66 (-$4,547.01, -1.38%)
10/23: $310,326.13 (-$14,839.53, -4.56%)
11/23: $306,837.39 (-$3,488.74, -1.12%)
12/23: $334,911.55 (+$28,074.16, +9.15%)
Haven't updated in a few months, mostly because I've been busy and forgot. I've been saving my usual amount, but the stock market meant a dip in the total. Nice to see a rebound this month.
Post by: Accrual on December 02, 2023, 05:29:50 PM
11/1/2023: $344,356
12/1/2023: $348,313
Post by: Baguettestache on December 03, 2023, 02:05:37 AM
I graduated from the race to 250k in September.
It's time that I join you in the race to 500k!
My starting point was May 2020 with 56k€. I don't have data before that, I remember at some point in 2019 I had 34k€.
I've discovered Mustachianism in 2017 and immediately reduced my spendings. I started investing in 2019 I think.
2022:
January: 191k€
April: 209k€
May: 168k€
June: 175k€
July: 147k€
September: 172k€
October: 160k€
December: 172k€
2023:
January: 195k€
March: 202k€
May: 224k€
July: 244 k€
August: 249k€
October: 253k€
November: 282k€
December: 288k€
The markets have been nice to me and I haven't been paid for November yet HOWEVER I also spent far too much money this month!
Post by: EchoStache on December 03, 2023, 11:28:15 AM
Stache:
01/2020: $35,500
01/2021: $38,706
01/2022: $111,025
01/2023: $179,454
06/2023: $256,339
08/2023: $268,438
09/2023: $277,460
10/2023: $277,053
11/2023: $272,389 ouchies.
12/2023: $310,721(a lot of cash earmarked for debt payoff though)
Post by: Sugaree on December 04, 2023, 06:19:52 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $ - |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $370,890.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $400,232.03 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $417,598.48 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $413,256.55 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $400,848.50 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $392,181.17 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $435,305.59 | Graduation Goal |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $ - | $ - |
Well, that was a fun month.
Post by: RNfi2021 on December 04, 2023, 11:00:37 AM
Dec 2017- ~7,000
Dec 2018- ~8,000
Dec 2019- ~12,000
Dec 2020- ~18,000
April 1st,2022- 101,316.33 6-figure net worth checkpoint!
May 26th, 2023- 206,065.5 Crossing 200k net worth!
Dec 1st, 2023- 255,567.91
Officially crossed the quarter million net worth! Hasn't been working as hard as 2021 and 2022, but the stock market rally helped with the gains!
Post by: snoot on December 09, 2023, 12:25:16 PM
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
06/2023 $450,159
07/2023 $465,262
08/2023 $469,431
09/2023 $471,576
10/2023 $479,470
11/2023 $503,422
Congrats to all of the newbies to this thread and those graduating. Just squeaked over the next threshold this month. See you in the next one!
Post by: CanadianTeacher on December 23, 2023, 10:16:00 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64
January 2024: $326,332.48
Post by: shrimpwd on December 29, 2023, 10:27:03 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | - | - |
Since the markets are closed until after the first, I figured it would be fine to share now. I didn't expect to break the 300k mark, but here I am. Counting investments only. (401K, Roth, RH, I-Bonds, CDs)
Post by: Tyson on December 30, 2023, 04:39:29 PM
Sept 2015 - $125k
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Nov 2018 - $95k
Nov 2019 - $126k
Nov 2020 - $164k
Nov 2021 - $214k
Nov 2022 - $205k
Today - $283k
I'm back!
Post by: Avolonte on December 30, 2023, 05:49:53 PM
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
12/31/23 $259,121
So happy to start this race just as the new year begins!
Post by: JAYSLOL on January 01, 2024, 09:13:07 AM
Dec 1st - $251,000
2024
Jan 1st - $254,600
Post by: zygote on January 01, 2024, 09:21:47 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
4/23: $295,028.87 (+$5,027.24, +1.73%)
5/23: $299,553.62 (+$4,524.75, +1.53%)
6/23: $300,997.32 (+$1,443.70, +0.48%)
7/23: $317,122.21 (+$16,124.89, +5.36%)
8/23: $329,712.67 (+$12,590.46, +3.97%)
9/23: $325,165.66 (-$4,547.01, -1.38%)
10/23: $310,326.13 (-$14,839.53, -4.56%)
11/23: $306,837.39 (-$3,488.74, -1.12%)
12/23: $334,911.55 (+$28,074.16, +9.15%)
1/24: $357,616.16 (+$22,704.61, +6.78%)
A happy new year to me and my accounts!
Post by: philli14 on January 01, 2024, 10:52:29 AM
1/01/19: 57,786
1/01/20: 127,304 (+69518)
1/01/21: 203,920 (+76616)
1/01/22: 310,057 (+106137)
1/01/23: 222,527 (-87530) (combined finances with wife)
1/01/24: 387,890 (+165363)
Pretty wild 12 months. Power of finally being established DINKs and a good market year. Student loans should be paid off this year, then the ball will really be rolling. Excited!
Post by: Ensheneer on January 02, 2024, 12:17:02 AM
Thanks to a stroke of luck, we graduated the last thread right at the turn of the year. I'm really inspired to see the wonderful account balances you all have. We started with stock-market investing in 2020. Before that, we had cash, life insurance, gold and silver, and CDs. We started, because I read an article about robo-advisors. This set me on a path of learning. Before that, I generally didn't think about the stock market or thought it was gambling. We're only tracking our brokerage account here. I wish us a all a positive year and that we all stay the course!
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
Post by: Mainlander on January 02, 2024, 05:44:16 AM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
08/01/23: $454,356
09/01/23: $452,710
10/01/23: $440,670
11/01/23: $441,254
12/01/23: $463,911
01/01/24: $479,246
Great finish to 2023.
Should graduate this thread in first half of 2024. Main goal this year is to increase savings to help pay for an addition on the house.
Post by: Sugaree on January 02, 2024, 08:27:22 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $456,779.55 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $370,890.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $400,232.03 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $417,598.48 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $413,256.55 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $400,848.50 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $392,181.17 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $435,305.59 | Graduation Goal |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $223,851.39 | $ - |
Post by: FICurious on January 02, 2024, 08:40:37 AM
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $260,470 | - | - | - | - |
| February | - | - | - | - | - |
| March | - | - | - | - | - |
| April | - | - | - | - | - |
| May | - | - | - | - | - |
| June | - | - | - | - | - |
| July | - | - | - | - | - |
| August | - | - | - | - | - |
| September | - | - | - | - | - |
| October | - | - | - | - | - |
| November | - | - | - | - | - |
| December | - | - | - | - | - |
Happy to level up to the $250 - $500K Race. The last one took forever so I expect this one to take awhile too. My net worth does not track home equity. Investments and savings only. With home equity I'd be at $462k.
Post by: eav on January 02, 2024, 09:53:09 AM
January 2024: $278,601
Excited to join this race! Dec/Jan have been my first two months over 250k and I am tracking liquid assets here only.
Post by: EchoStache on January 07, 2024, 01:23:36 PM
Stache:
January 2020: $35,500
January 2021: $38,706
January 2022: $111,025
January 2023: $179,454
June 2023: $256,339
August 2023: $268,438
September 2023: $277,460
October 2023: $277,053
November 2023 $272,389 ouchies.
December 2023: $310,721(a lot of cash earmarked for debt payoff though)
February 2024: $275,000
Paid off $52,000 in debt. Eliminated ~$800 in monthly payments or $9600/year. Reduced stache needed by $240,000.
Post by: zeli2033 on January 12, 2024, 11:57:18 AM
Investments Only
2018 2019 2020 2021 2022 2023 January - $52,928 $163,400 $239,950 $347,310 $380,483 February - $61,806 $156,457 $250,940 $342,981 $383,698 March - $72,482 $145,287 $261,224 $359,722 $393,303 April - $99,041 $163,919 $280,829 $304,751 $413,036 May - $96,807 $178,765 $284,686 $336,271 $421,003 June - $106,071 $185,289 $293,185 $322,698 $456,058 July $4,624 $112,395 $201,395 $301,660 $363,465 $475,671 August $12,784 $116,527 $222,183 $312,943 $349,355 $473,076 September $22,476 $124,973 $221,234 $305,520 $322,151 $475,971 October $27,980 $135,196 $225,329 $325,798 $351,955 $457,275 November $36,219 $143,839 $221,148 $329,221 $364,086 $456,968 December $36,235 $150,705 $234,567 $357,336 $358,064 $503,084
12/31/23 investment balance was $512,190. I wanted to stick around for a month to make sure we'd well and surely made it before moving on. Time to head over to the other thread, good luck to all others on the journey!
Post by: JAYSLOL on January 12, 2024, 04:10:04 PM
Investments Only
2018 2019 2020 2021 2022 2023 January - $52,928 $163,400 $239,950 $347,310 $380,483 February - $61,806 $156,457 $250,940 $342,981 $383,698 March - $72,482 $145,287 $261,224 $359,722 $393,303 April - $99,041 $163,919 $280,829 $304,751 $413,036 May - $96,807 $178,765 $284,686 $336,271 $421,003 June - $106,071 $185,289 $293,185 $322,698 $456,058 July $4,624 $112,395 $201,395 $301,660 $363,465 $475,671 August $12,784 $116,527 $222,183 $312,943 $349,355 $473,076 September $22,476 $124,973 $221,234 $305,520 $322,151 $475,971 October $27,980 $135,196 $225,329 $325,798 $351,955 $457,275 November $36,219 $143,839 $221,148 $329,221 $364,086 $456,968 December $36,235 $150,705 $234,567 $357,336 $358,064 $503,084
12/31/23 investment balance was $512,190. I wanted to stick around for a month to make sure we'd well and surely made it before moving on. Time to head over to the other thread, good luck to all others on the journey!
Congrats, the next one is the big one! Can’t wait to join you in the race to the big M
Post by: halfling on January 19, 2024, 12:57:04 PM
1/19:24: $275K
last year was a good year!
Post by: citystache on January 21, 2024, 03:01:56 PM
Post by: CanadianTeacher on January 26, 2024, 09:09:58 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64
January 2024: $326,332.48
February 2024: $343,716.22
Post by: LateStarter1 on January 30, 2024, 11:22:28 AM
09/05/2021 $260,000
10/05/2021 $256,000
11/05/2021 $279,000
12/5/2021 $278,209
1/5/2022 $296,389
2/5/2022 $283,144
3/5/2022 $293,044
4/10/2022 $312,522
5/4/2022 $296,569
6/2/2022 $301,909
9/12/2022 $315,132
12/6/2022 $326,746
02/09/2023 $350,463
03/06/2023 $348,762
4/3/2023 $357,282
5/16/2023 $367,044
6/5/2023 $385,281
7/10/2023 $403,369
8/10/2023 $414,213
9/13/2023 $419,768
10/4/2023 $403,272
11/4/2023 $423,688
12/4/2023 $452,943
1/4/2024 $470,621
1/30/2024 $504,460
Post by: Sugaree on February 01, 2024, 07:47:13 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $456,779.55 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $464,225.21 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $370,890.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $400,232.03 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $417,598.48 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $413,256.55 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $400,848.50 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $392,181.17 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $435,305.59 | Graduation Goal |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $223,851.39 | $ - |
Post by: shrimpwd on February 01, 2024, 09:48:08 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | $306,897 | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | - | - |
Cool, ATH!
Post by: JAYSLOL on February 01, 2024, 10:09:06 AM
Dec 1st - $251,000
2024
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Post by: Baguettestache on February 01, 2024, 11:02:19 AM
Long time lurker and first time poster. For context I'm 29 and in a HCOL city with my partner, but finances are still separate and reflective of just my portion.
x2 between April and December 2020, impressive 😁
Update:
2022:
January: 191k€
April: 209k€
May: 168k€
June: 175k€
July: 147k€
September: 172k€
October: 160k€
December: 172k€
2023:
January: 195k€
March: 202k€
May: 224k€
July: 244 k€
August: 249k€
October: 253k€
November: 282k€
December: 288k€
2024:
February: 311k€
I haven't been paid for December nor January yet and I spent very little in January - 1000€ less than the average of 2023!
Post by: zygote on February 01, 2024, 06:34:25 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
4/23: $295,028.87 (+$5,027.24, +1.73%)
5/23: $299,553.62 (+$4,524.75, +1.53%)
6/23: $300,997.32 (+$1,443.70, +0.48%)
7/23: $317,122.21 (+$16,124.89, +5.36%)
8/23: $329,712.67 (+$12,590.46, +3.97%)
9/23: $325,165.66 (-$4,547.01, -1.38%)
10/23: $310,326.13 (-$14,839.53, -4.56%)
11/23: $306,837.39 (-$3,488.74, -1.12%)
12/23: $334,911.55 (+$28,074.16, +9.15%)
1/24: $357,616.16 (+$22,704.61, +6.78%)
2/24: $362,117.75 (+$4,501.59, +1.26%)
Post by: FICurious on February 02, 2024, 10:42:56 AM
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $260,470 | - | - | - | - |
| February | $260,200 | - | - | - | - |
| March | - | - | - | - | - |
| April | - | - | - | - | - |
| May | - | - | - | - | - |
| June | - | - | - | - | - |
| July | - | - | - | - | - |
| August | - | - | - | - | - |
| September | - | - | - | - | - |
| October | - | - | - | - | - |
| November | - | - | - | - | - |
| December | - | - | - | - | - |
Post by: eav on February 03, 2024, 07:34:17 AM
January 2024: $278,601
February 2024: $297,409 (Part of the jump is 4k in net RSU vesting)
(I am tracking liquid assets here only.)
Post by: Ensheneer on February 03, 2024, 01:36:11 PM
01 February, 2024: 262,979 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
Post by: Mainlander on February 10, 2024, 04:19:53 AM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
08/01/23: $454,356
09/01/23: $452,710
10/01/23: $440,670
11/01/23: $441,254
12/01/23: $463,911
01/01/24: $479,246
02/01/24: $496,508
Late posting my January numbers. Had a great month with lots of OT and market recovery. I currently sit above the 500k mark, so let’s see how the rest of February goes 🤞.
Post by: VodkaWater on February 16, 2024, 03:22:53 PM
2024 NW/Investments
Jan: $359,594 / $375,193
Post by: Mainlander on February 29, 2024, 04:23:08 PM
08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
08/01/23: $454,356
09/01/23: $452,710
10/01/23: $440,670
11/01/23: $441,254
12/01/23: $463,911
01/01/24: $479,246
02/01/24: $496,508
03/01/24: $508,803
Finally completed this race. The past 3 years have been a rollercoaster, but nice to see the overall upward trend continue.
Congrats to everyone else on there progress, hope to see you all in the race to 1 million in the near future.
Post by: shrimpwd on February 29, 2024, 11:20:40 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | $306,897 | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | $315,627 | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | - | - |
I feel disconnected this month... Numbers say it went up, but it didn't feel that way?
Post by: RNfi2021 on March 01, 2024, 05:24:14 AM
Dec 2017- ~7,000
Dec 2018- ~8,000
Dec 2019- ~12,000
Dec 2020- ~18,000
April 1st,2022- 101,316.33 6-figure net worth checkpoint!
May 26th, 2023- 206,065.5 Crossing 200k net worth!
Dec 1st, 2023- 255,567.91
March 1st, 2024- 310123.8
Crossed 300k milestone! Can we also crack the 400k this year?
Post by: Sugaree on March 01, 2024, 05:41:40 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $456,779.55 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $464,225.21 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $490,348.72 |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $370,890.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $400,232.03 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $417,598.48 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $413,256.55 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $400,848.50 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $392,181.17 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $435,305.59 | Graduation Goal |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $223,851.39 | $ - |
Post by: Ensheneer on March 01, 2024, 08:19:22 AM
01 February, 2024: 262,979 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 March, 2024: 282,313 EUR (+19,334!)
Post by: eav on March 01, 2024, 09:00:23 AM
January 2024: $278,601
February 2024: $297,409
March 2024: $308,077
(I am tracking liquid assets here only.)
Post by: JAYSLOL on March 01, 2024, 09:28:46 AM
Dec 1st - $251,000
2024
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
I had to go back and make sure this was right, i barely contributed to accounts over Feb.
Post by: Ensheneer on March 01, 2024, 09:43:18 AM
2023Same!
Dec 1st - $251,000
2024
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
I had to go back and make sure this was right, i barely contributed to accounts over Feb.
Post by: zygote on March 01, 2024, 10:12:33 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
4/23: $295,028.87 (+$5,027.24, +1.73%)
5/23: $299,553.62 (+$4,524.75, +1.53%)
6/23: $300,997.32 (+$1,443.70, +0.48%)
7/23: $317,122.21 (+$16,124.89, +5.36%)
8/23: $329,712.67 (+$12,590.46, +3.97%)
9/23: $325,165.66 (-$4,547.01, -1.38%)
10/23: $310,326.13 (-$14,839.53, -4.56%)
11/23: $306,837.39 (-$3,488.74, -1.12%)
12/23: $334,911.55 (+$28,074.16, +9.15%)
1/24: $357,616.16 (+$22,704.61, +6.78%)
2/24: $362,117.75 (+$4,501.59, +1.26%)
3/24: $381,059.81 (+$18,942.06, +5.23%)
It's felt like a slog this year because the market has been so up and down, so it's surprising and encouraging to see my net worth went up over $90k since last March!
Post by: CanadianTeacher on March 01, 2024, 07:58:38 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64
January 2024: $326,332.48
February 2024: $343,716.22
March 2024: $377,322.95
Post by: VodkaWater on March 02, 2024, 09:53:36 AM
2024 NW/Investments
Jan: $359,594 / $375,193
Feb: $379,828 / $391,888
Post by: FICurious on March 04, 2024, 06:10:05 AM
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $260,470 | - | - | - | - |
| February | $260,200 | - | - | - | - |
| March | $269,213 | - | - | - | - |
| April | - | - | - | - | - |
| May | - | - | - | - | - |
| June | - | - | - | - | - |
| July | - | - | - | - | - |
| August | - | - | - | - | - |
| September | - | - | - | - | - |
| October | - | - | - | - | - |
| November | - | - | - | - | - |
| December | - | - | - | - | - |
Post by: lcmac32 on March 07, 2024, 12:38:54 PM
401k only
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Jan. 11, 2021 $314,041.78 (late checking, but a nice day to check)
Feb. 2, 2021 $315,792.29
Mar. 2, 2021 $324,324.39
Apr. 5, 2021 $327,497.50
May 1, 2021 $341,098.14
Sep. 14,2021. $370,643.21 (getting there)
Oct. 5, 2021. $355,201.45 (first down month this year, but okay with the breather...onward and upward from here
Mar. 7,2024 $450,987.00
Hard to believe it has been two years since my last post. I could graduate this year, but it will likely still be 2025 as I am now contributing as a IRA and not 401k. I am getting close to FI, but might not be too much FIRE at 53 years old. I believe I could technically make FIRE 58 at the latest. I am tracking only 401k (now IRA) here and have other investments of $200k. I am happy with my work so no real incentive. I am extremely blessed to have gotten a new job that doubled my salary this year (so far), and am now fighting lifestyle creep.
Post by: Avolonte on March 30, 2024, 08:05:27 AM
12/31/18 $30,983
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
12/31/23 $259,121
So happy to start this race just as the new year begins!
Quarterly check in: 3/31/24 $301,464
Post by: CanadianTeacher on March 30, 2024, 04:44:59 PM
I would have thought by now I would have purchased a home by now but prices keep going up :( If I were to dump everything I've saved into a downpayment, I could make it work but I'd rather not do that....
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64
January 2024: $326,332.48
February 2024: $343,716.22
March 2024: $377,322.95
April 2024: $379,449.35
Post by: JAYSLOL on March 30, 2024, 08:07:51 PM
Dec 1st - $251,000
2024
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
Another absolutely insane month considering I didn’t actually contribute much to accounts.
Post by: shrimpwd on March 31, 2024, 11:37:28 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | $306,897 | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | $315,627 | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | $322,177 | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | - | - |
Nice month of gains.
Post by: zygote on March 31, 2024, 09:06:10 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
4/23: $295,028.87 (+$5,027.24, +1.73%)
5/23: $299,553.62 (+$4,524.75, +1.53%)
6/23: $300,997.32 (+$1,443.70, +0.48%)
7/23: $317,122.21 (+$16,124.89, +5.36%)
8/23: $329,712.67 (+$12,590.46, +3.97%)
9/23: $325,165.66 (-$4,547.01, -1.38%)
10/23: $310,326.13 (-$14,839.53, -4.56%)
11/23: $306,837.39 (-$3,488.74, -1.12%)
12/23: $334,911.55 (+$28,074.16, +9.15%)
1/24: $357,616.16 (+$22,704.61, +6.78%)
2/24: $362,117.75 (+$4,501.59, +1.26%)
3/24: $381,059.81 (+$18,942.06, +5.23%)
4/24: $396,130.57 (+$15,070.76, +3.95%)
I can't believe I'm almost at $400k!
Post by: Sugaree on April 01, 2024, 05:26:52 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $456,779.55 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $464,225.21 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $490,348.72 |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $511,559.42 |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $370,890.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $400,232.03 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $417,598.48 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $413,256.55 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $400,848.50 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $392,181.17 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $435,305.59 | Graduation Goal |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $223,851.39 | $ - |
That's a wrap...unless there's a major downturn. On to the next.
Post by: eav on April 01, 2024, 07:17:09 AM
January 2024: $278,601
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
(I am tracking liquid assets here only.)
Post by: lcmac32 on April 01, 2024, 08:55:37 AM
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Jan. 11, 2021 $314,041.78 (late checking, but a nice day to check)
Feb. 2, 2021 $315,792.29
Mar. 2, 2021 $324,324.39
Apr. 5, 2021 $327,497.50
May 1, 2021 $341,098.14
Sep. 14,2021. $370,643.21 (getting there)
Oct. 5, 2021. $355,201.45 (first down month this year, but okay with the breather...onward and upward from here
Mar. 7,2024 $450,987.00
Apr. 1, 2024 $464,436.35
Post by: JAYSLOL on April 01, 2024, 06:16:07 PM
Net Worth 2019 2020 2021 2022 2023 2024 January $49,378.04 $90,928.02 $161,747.01 $229,977.41 $232,928.16 $456,779.55 February $50,300.10 $93,896.81 $162,883.32 $217,510.91 $346,856.21 $464,225.21 March $59,373.49 $100,165.23 $173,923.10 $220,602.56 $347,275.46 $490,348.72 April $59,558.47 $94,297.23 $183,031.09 $226,302.77 $358,270.55 $511,559.42 May $64,340.45 $106,341.84 $186,124.71 $216,297.22 $363,790.59 $ - June $64,940.28 $113,372.31 $189,866.01 $210,792.90 $370,890.90 $ - July $70,156.02 $120,466.05 $194,364.35 $206,546.54 $400,232.03 $ - August $74,302.64 $127,953.51 $197,286.96 $224,774.07 $417,598.48 $ - September $74,328.43 $135,625.59 $205,953.08 $217,814.80 $413,256.55 $ - October $78,067.76 $137,857.32 $201,884.29 $206,617.66 $400,848.50 $ - November $81,274.16 $136,857.08 $215,701.01 $220,532.58 $392,181.17 $ - December $88,148.59 $152,706.85 $217,143.43 $241,204.92 $435,305.59 Graduation Goal Annual gain $41,549.98 $70,818.99 $68,230.40 $2,950.75 $223,851.39 $ -
That's a wrap...unless there's a major downturn. On to the next.
Congrats! Next race is the exciting one!
Post by: lcmac32 on April 02, 2024, 01:37:05 PM
Net Worth 2019 2020 2021 2022 2023 2024 January $49,378.04 $90,928.02 $161,747.01 $229,977.41 $232,928.16 $456,779.55 February $50,300.10 $93,896.81 $162,883.32 $217,510.91 $346,856.21 $464,225.21 March $59,373.49 $100,165.23 $173,923.10 $220,602.56 $347,275.46 $490,348.72 April $59,558.47 $94,297.23 $183,031.09 $226,302.77 $358,270.55 $511,559.42 May $64,340.45 $106,341.84 $186,124.71 $216,297.22 $363,790.59 $ - June $64,940.28 $113,372.31 $189,866.01 $210,792.90 $370,890.90 $ - July $70,156.02 $120,466.05 $194,364.35 $206,546.54 $400,232.03 $ - August $74,302.64 $127,953.51 $197,286.96 $224,774.07 $417,598.48 $ - September $74,328.43 $135,625.59 $205,953.08 $217,814.80 $413,256.55 $ - October $78,067.76 $137,857.32 $201,884.29 $206,617.66 $400,848.50 $ - November $81,274.16 $136,857.08 $215,701.01 $220,532.58 $392,181.17 $ - December $88,148.59 $152,706.85 $217,143.43 $241,204.92 $435,305.59 Graduation Goal Annual gain $41,549.98 $70,818.99 $68,230.40 $2,950.75 $223,851.39 $ -
That's a wrap...unless there's a major downturn. On to the next.
Very excited to see someone make this threshold. Congrats on making it! I am sure 2 comma club will come quickly for you. I still believe that $100,000 - $250,000 was hardest for me, but this one still isn't easy. I am not as frugal as I should be. I am hoping to join you by end of 2025, but that might be a stretch. Currently just a little north of $450k.
Post by: Vindicated on April 03, 2024, 09:46:03 AM
We surpassed $250k NW this month, up about $50k since December!
When I started my MMM journey in September 2016 I was at -$78k. That's over $300k swing in less than 8 years.
On to $500k! Thinking (optimistically) we can get there in less than 4 years...
Post by: FICurious on April 04, 2024, 06:51:38 AM
2024 2025 2026 2027 2028 January $260,470 - - - - February $260,200 - - - - March $269,213 - - - - April $277,837 - - - - May - - - - - June - - - - - July - - - - - August - - - - - September - - - - - October - - - - - November - - - - - December - - - - -
Post by: lcmac32 on April 05, 2024, 03:13:39 PM
I'm not new to the MMM Forums, but I'm new to this race!
We surpassed $250k NW this month, up about $50k since December!
When I started my MMM journey in September 2016 I was at -$78k. That's over $300k swing in less than 8 years.
On to $500k! Thinking (optimistically) we can get there in less than 4 years...
Well done! That is some really impressive growth. Was that starting at $0-50k? if so, really impressive! I felt like breaking $250k was the hardest as it is more than a doubling. I would have to look back at when I started this stage, but I think I have been in it for a minute. I sorta have already beat the $500k, but won't move out until the IRA balance alone is there. I wish I was more frugal. I will achieve FI and technically FIRE a few years ahead of normal retirement (68). Earliest would be 56-57, but likely 60. Of course, I was late to the game in not knowing about MMM until circa 2011.
Post by: Vindicated on April 06, 2024, 10:29:20 PM
Well done! That is some really impressive growth. Was that starting at $0-50k? if so, really impressive!
Hi lcmac!
I'm not certain exactly what you're asking, but I'll try to clarify.
In Sep 2016, at the age of 32, I started paying attention to finances and realized our net worth was negative $78k. This was primarily due to student loan debt, car debt that had been rolled over from one car to another too many times, and some credit card debt. On top of that, my wife and I had next to nothing saved in any retirement accounts.
In Dec 2023, at the age of 39, our net worth was $217k, and as of the end of March, 2024, we're at $268k net worth.
So, it's actually a $346k net worth swing (-$78 to $268) in 90 months.
I'll steal this table I've seen others using and try to keep up with it.
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $229,361 | - | - | - | - |
| February | $244,573 | - | - | - | - |
| March | $268,588 | - | - | - | - |
| April | - | - | - | - | - |
| May | - | - | - | - | - |
| June | - | - | - | - | - |
| July | - | - | - | - | - |
| August | - | - | - | - | - |
| September | - | - | - | - | - |
| October | - | - | - | - | - |
| November | - | - | - | - | - |
| December | - | - | - | - | - |
Post by: Ensheneer on April 07, 2024, 04:01:22 AM
01 February, 2024: 262,979 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 March, 2024: 282,313 EUR (+19,334!)
01 April, 2024: 293,801 EUR
Post by: poetdereves on April 08, 2024, 12:19:17 PM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25 (+$979.97)
This now moves us from the $100k-$250k race into the new, bigger, badder $250k-$500k race. Let’s hope it rolls on by even quicker!
Post by: Vindicated on April 08, 2024, 01:53:02 PM
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25 (+$979.97)
This now moves us from the $100k-$250k race into the new, bigger, badder $250k-$500k race. Let’s hope it rolls on by even quicker!
Congrats! It looks like we're pretty close to each other. It will be interesting to see how our numbers compare on this journey.
Post by: lcmac32 on April 08, 2024, 02:17:13 PM
You answered perfectly. I was re-reading and was really excited to see your starting place. Way to go!!! All the more impressive. I have at least one of my children better down the savings path. He should make the $250k before 30, but he still isn't to the insane savings rate yet. Another one is much younger and will either make it (FIRE) easily by 30 or fail spectacularly. He is much more aggressive earner and riskier investor.
Well done! That is some really impressive growth. Was that starting at $0-50k? if so, really impressive!
Hi lcmac!
I'm not certain exactly what you're asking, but I'll try to clarify.
In Sep 2016, at the age of 32, I started paying attention to finances and realized our net worth was negative $78k. This was primarily due to student loan debt, car debt that had been rolled over from one car to another too many times, and some credit card debt. On top of that, my wife and I had next to nothing saved in any retirement accounts.
In Dec 2023, at the age of 39, our net worth was $217k, and as of the end of March, 2024, we're at $268k net worth.
So, it's actually a $346k net worth swing (-$78 to $268) in 90 months.
I'll steal this table I've seen others using and try to keep up with it.
2024 2025 2026 2027 2028 January $229,361 - - - - February $244,573 - - - - March $268,588 - - - - April - - - - - May - - - - - June - - - - - July - - - - - August - - - - - September - - - - - October - - - - - November - - - - - December - - - - -
Post by: Vindicated on April 08, 2024, 03:11:04 PM
I have at least one of my children better down the savings path. He should make the $250k before 30, but he still isn't to the insane savings rate yet. Another one is much younger and will either make it (FIRE) easily by 30 or fail spectacularly. He is much more aggressive earner and riskier investor.
I'm certainly not one for risky investments. Most of mine is VTSAX or equivalent. Hopefully your youngest goes for the less risky / less stressful route.
Post by: Vindicated on April 09, 2024, 12:44:53 PM
Well this month was unexpected but I'll take it.
2024 NW/Investments
Jan: $359,594 / $375,193
Feb: $379,828 / $391,888
Since your NW is lower than investments, what is included in each? Our investments include 401ks, Roths, HSA, Taxable, and 529s. Networth is quite a bit higher as it includes home equity, car equity, cash & HYSA. It also includes debts of course.
Did you surpass $400k in investments last month?
Post by: German85 on April 27, 2024, 06:09:38 AM
Q1 2013 3,321 €
Q2 2013 8,302 €
Q3 2013 13,282 €
Q4 2013 14,982 €
Q1 2014 14,982 €
Q2 2014 14,982 €
Q3 2014 28,311 €
Q4 2014 33,311 €
Q1 2015 34,561 €
Q2 2015 42,061 €
Q3 2015 48,062 €
Q4 2015 52,587 €
Q1 2016 52,587 €
Q2 2016 55,564 €
Q3 2016 56,002 €
Q4 2016 77,212 €
Q1 2017 77,377 €
Q2 2017 81,707 €
Q3 2017 93,248 €
Q4 2017 94,294 €
Q1 2018 93,698 €
Q2 2018 104,281 €
Q3 2018 111,209 €
Q4 2018 133,259 €
Q1 2019 145,517 €
Q2 2019 148,847 €
Q4 2019 150,337 €
Q4 2019 168,996 €
Q1 2020 149,389 €
Q2 2020 169,771 €
Q3 2020 170,814 €
Q4 2020 200,790 €
Q1 2021 211,287 €
Q2 2021 229,476 €
Q3 2021 201,593 €
Q4 2021 212,274 €
Q1 2022 260,129 €
Q2 2022 273,920 €
Q3 2022 318,823 €
Q4 2022 327,845 €
Q1 2023 337,980 €
Q2 2023 368,485 €
Q3 2023 371,306 €
Q4 2023 386,306 €
Q1 2024 412,820 €
Post by: CanadianTeacher on April 27, 2024, 10:47:44 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64
January 2024: $326,332.48
February 2024: $343,716.22
March 2024: $377,322.95
April 2024: $379,449.35
May 2024: 384,253.59
Post by: Vindicated on April 30, 2024, 12:29:14 PM
The other big impact was our 2023 taxes. We owe a bit over $4k.
Of course, the market didn't help much. We lost $5.2k to market decreases.
Overall, we got hit with $4k unexpected, $4k expected, and lost $5.2k in the market. But overall Net Worth only decreased by $7k. This is partially due to our investment contributions, but also the value of our home went up again compared to last month.
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $229,361 | - | - | - | - |
| February | $244,573 | - | - | - | - |
| March | $268,588 | - | - | - | - |
| April | $261,445 | - | - | - | - |
| May | - | - | - | - | - |
| June | - | - | - | - | - |
| July | - | - | - | - | - |
| August | - | - | - | - | - |
| September | - | - | - | - | - |
| October | - | - | - | - | - |
| November | - | - | - | - | - |
| December | - | - | - | - | - |
Post by: shrimpwd on April 30, 2024, 05:32:54 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | $306,897 | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | $315,627 | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | $322,177 | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | $317,035 | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | - | - |
And... the tide pulls back a while.
Post by: JAYSLOL on May 01, 2024, 07:06:34 AM
Dec 1st - $251,000
2024
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
May 1st - $288,700 (+$2,100)
Post by: zygote on May 01, 2024, 09:39:09 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
4/23: $295,028.87 (+$5,027.24, +1.73%)
5/23: $299,553.62 (+$4,524.75, +1.53%)
6/23: $300,997.32 (+$1,443.70, +0.48%)
7/23: $317,122.21 (+$16,124.89, +5.36%)
8/23: $329,712.67 (+$12,590.46, +3.97%)
9/23: $325,165.66 (-$4,547.01, -1.38%)
10/23: $310,326.13 (-$14,839.53, -4.56%)
11/23: $306,837.39 (-$3,488.74, -1.12%)
12/23: $334,911.55 (+$28,074.16, +9.15%)
1/24: $357,616.16 (+$22,704.61, +6.78%)
2/24: $362,117.75 (+$4,501.59, +1.26%)
3/24: $381,059.81 (+$18,942.06, +5.23%)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
I wondered if I'd hit $400k this month, and the market said no.
Post by: Ensheneer on May 02, 2024, 02:44:50 AM
01 February, 2024: 262,979 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 March, 2024: 282,313 EUR (+19,334!)
01 April, 2024: 293,801 EUR
01 May, 2024: 288,430 EUR
Post by: FICurious on May 02, 2024, 10:40:03 AM
2024 2025 2026 2027 2028 January $260,470 - - - - February $260,200 - - - - March $269,213 - - - - April $277,837 - - - - May $268,052 - - - - June - - - - - July - - - - - August - - - - - September - - - - - October - - - - - November - - - - - December - - - - -
Post by: lcmac32 on May 03, 2024, 04:07:32 PM
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
Jan. 11, 2021 $314,041.78 (late checking, but a nice day to check)
Feb. 2, 2021 $315,792.29
Mar. 2, 2021 $324,324.39
Apr. 5, 2021 $327,497.50
May 1, 2021 $341,098.14
Sep. 14,2021. $370,643.21 (getting there)
Oct. 5, 2021. $355,201.45 (first down month this year, but okay with the breather...onward and upward from here
Mar. 7,2024 $450,987.00
Apr. 1, 2024 $464,436.35
May 3, 2024 $445,752.58
Post by: eav on May 07, 2024, 02:52:52 PM
January 2024: $278,601
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
May 2024: $322,448
(I am tracking liquid assets here only.)
Post by: Tyson on May 07, 2024, 03:44:08 PM
401k - $311,000
Mortgage - $308,000
Woot!
Post by: JLee on May 07, 2024, 04:40:06 PM
This month, for the first time ever, my savings/investments have exceeded my mortgage balance.
401k - $311,000
Mortgage - $308,000
Woot!
Congratulations!
Post by: poetdereves on May 07, 2024, 06:05:34 PM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11 (+$6,786.86)
Post by: VodkaWater on May 08, 2024, 02:07:38 PM
Jan: $359,594 / $375,193
Feb: $379,828 / $391,888
March: $391,463 / $403,023
April: $ 371,935 / $385,760
Bit of a dip in April but it's already picking back up.
Post by: Vindicated on May 08, 2024, 07:35:29 PM
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11 (+$6,786.86)
Nice! How did you gain so much this month? Most of us are down.
Post by: poetdereves on May 09, 2024, 06:32:32 AM
Post by: Vindicated on May 09, 2024, 10:40:07 AM
We’re averaging just over $3k/mo savings, which is pretty good. 4-6x that is outstanding!
Post by: baconschteam on May 23, 2024, 08:08:38 AM
Post by: JAYSLOL on May 23, 2024, 12:36:04 PM
$400k!
Heck yeah!! Congrats!
Post by: CanadianTeacher on May 25, 2024, 09:58:25 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64
January 2024: $326,332.48
February 2024: $343,716.22
March 2024: $377,322.95
April 2024: $379,449.35
May 2024: 384,253.59
June 2024: $402,112.14
Post by: lcmac32 on May 28, 2024, 09:27:25 AM
Post by: CanadianTeacher on May 28, 2024, 09:15:39 PM
@CanadianTeacher - I don't know your savings rate, but I hope you reach your $500k goal by end of year with a low savings rate. That would equate to at 25ish% market gain from now until the end of the year which would benefit us all. (assuming you invest in the market). Well done never the less, those are impressive numbers!!! Six-seven years to half a million. I have never even approached that kind of progress, but love to see when people do it. Count me a fan of your progress.
Thanks! Don't have a low savings rate, but I'm heavily invested in equity ETFs and funds. The market boosts are always helpful. If I keep to my budget, I can save 71% of my full time job's income (about $5,000 after taxes). The commuted value of my pension also grows by about $1000 each month and I count that in my net worth, while others wouldn't (I don't plan on working until I'm 55 and I may very well take the commuted value.)
I have a low cost living arraignment right now, but will eventually be buying a condo once I save another 100K or so - granted housing prices don't balloon a ton. I'm also blessed with a side gig that's pretty passive. Last year I made $40,000 (pre-tax) from it. Things have slowed down this year but it still brings in $1k+ (pre-tax) per month.
Post by: mgardner88 on May 30, 2024, 10:19:53 AM
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
Post by: EchoStache on May 31, 2024, 06:34:59 AM
Stache:
January 2020: $35,500
January 2021: $38,706
January 2022: $111,025
January 2023: $179,454
June 2023: $256,339
August 2023: $268,438
September 2023: $277,460
October 2023: $277,053
November 2023 $272,389 ouchies.
December 2023: $310,721(a lot of cash earmarked for debt payoff though)
February 2024: $275,000 ($52k debt payoff, $800 monthly payment reduction)
June 2024: $306,400 Paid off $7100 debt, lowered payments by another $820/month. Only debt is now mortgage.
Post by: JAYSLOL on May 31, 2024, 07:35:04 AM
2024
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
May 1st - $288,700 (+$2,100)
June 1st - $306,200 (+$17,500)
Broke 300k for the first time, not bad!
Post by: VodkaWater on May 31, 2024, 07:48:06 AM
Jan: $359,594 / $375,193
Feb: $379,828 / $391,888
March: $391,463 / $403,023
April: $ 371,935 / $385,760
May: $396,566 / $401,526
Took out $5k to pay off a 0% balance and was still up on the month.
Post by: eav on June 01, 2024, 09:04:42 AM
January 2024: $278,601
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
May 2024: $322,448
June 2024: $338,180
(I am tracking liquid assets here only.)
Post by: Vindicated on June 01, 2024, 10:33:59 AM
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $229,361 | - | - | - | - |
| February | $244,573 | - | - | - | - |
| March | $268,588 | - | - | - | - |
| April | $261,445 | - | - | - | - |
| May | $273,526 | - | - | - | - |
| June | - | - | - | - | - |
| July | - | - | - | - | - |
| August | - | - | - | - | - |
| September | - | - | - | - | - |
| October | - | - | - | - | - |
| November | - | - | - | - | - |
| December | - | - | - | - | - |
Post by: FICurious on June 01, 2024, 08:17:01 PM
2024 2025 2026 2027 2028 January $260,470 - - - - February $260,200 - - - - March $269,213 - - - - April $277,837 - - - - May $268,052 - - - - June $278,669 - - - - July - - - - - August - - - - - September - - - - - October - - - - - November - - - - - December - - - - -
Post by: shrimpwd on June 02, 2024, 11:26:19 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | $306,897 | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | $315,627 | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | $322,177 | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | $317,035 | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | $323,570 | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | - | - |
Post by: poetdereves on June 03, 2024, 09:52:21 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20 (+$12,225.09)
Post by: zygote on June 04, 2024, 10:09:47 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
4/23: $295,028.87 (+$5,027.24, +1.73%)
5/23: $299,553.62 (+$4,524.75, +1.53%)
6/23: $300,997.32 (+$1,443.70, +0.48%)
7/23: $317,122.21 (+$16,124.89, +5.36%)
8/23: $329,712.67 (+$12,590.46, +3.97%)
9/23: $325,165.66 (-$4,547.01, -1.38%)
10/23: $310,326.13 (-$14,839.53, -4.56%)
11/23: $306,837.39 (-$3,488.74, -1.12%)
12/23: $334,911.55 (+$28,074.16, +9.15%)
1/24: $357,616.16 (+$22,704.61, +6.78%)
2/24: $362,117.75 (+$4,501.59, +1.26%)
3/24: $381,059.81 (+$18,942.06, +5.23%)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
Back on the upswing!
Post by: lcmac32 on June 04, 2024, 01:25:15 PM
Jan 2020 $250,000.00
Mar 2024 $450,987.00
Apr 2024 $464,436.35
May 2024 $445,752.58
Jun 2024 $480,821.29
I will need a 3.98% return for rest of 2024 to get graduate. I will start my contribution for this year so those $$ could reduce that % down to 2.18% to graduate by Jan. 1, 2025. Getting closer. It is finally feeling possible.
Also, because I wanted a cleaner post, I went to just 2024, but wanted to also note that I graduated to this thread in Feb 2020 with $257,961.03. It looks to be a doubling in five years for depending on the market. This is slow compared to the heroes of MMM forums, but still glad to be getting there.
Post by: Ensheneer on June 06, 2024, 01:01:58 AM
01 February, 2024: 262,979 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 March, 2024: 282,313 EUR (+19,334!)
01 April, 2024: 293,801 EUR
01 May, 2024: 288,430 EUR
01 June, 2024: 293,346 EUR
Post by: ontheheel on June 07, 2024, 01:35:33 AM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, one car loan (will be PIF 24 months from date of issue) and what’s left of my wife’s student loans.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 | $408,000 | $426,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 | $418,000 | $450,000 |
| March | $95,000 | $152,000 | $255,000 | $372,000 | $429,000 | $473,000 |
| April | $98,000 | $172,000 | $267,000 | $381,000 | $445,000 | $472,000 |
| May | $95,000 | $157,000 | $290,000 | $381,000 | $453,000 | ***$496,000*** |
| June | $104,000 | $187,000 | $303,000 | $383,000 | $474,000 | - |
| July | $106,000 | $202,000 | $325,000 | $396,000 | $483,000 | - |
| August | $115,000 | $206,000 | $333,000 | $387,000 | $468,000 | - |
| September | $118,000 | $207,000 | $328,000 | $378,000 | $455,000 | - |
| October | $134,000 | $215,000 | $342,000 | $394,000 | $450,000 | - |
| November | $136,000 | $233,000 | $346,000 | $403,000 | $404,000 | - |
| December | $143,000 | $234,000 | $359,000 | $404,000 | $421,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | $45,000 | $17,000 | - |
Post by: lcmac32 on June 11, 2024, 09:43:17 AM
Post by: lcmac32 on June 13, 2024, 09:16:49 AM
Jan 2020 $250,000.00
Mar 2024 $450,987.00
Apr 2024 $464,436.35
May 2024 $445,752.58
Jun 2024 $480,821.29
Jun 12, 2024 $500,205.06
I know it is mid-month, but I did want to mark the graduation date and the 4.5 years it took to get there. A little shameful that it didn't come faster b/c of being a spendypants, but glad I made it. It is a big milestone for me. We will see if it holds through the end of June for the July 1 update.
Post by: Vindicated on June 13, 2024, 06:51:55 PM
I will need a 3.98% return for rest of 2024 to get graduate.
Well, that escalated quickly!
Nice work! Hope it holds!
Post by: JAYSLOL on June 13, 2024, 08:05:04 PM
2024
Jan 2020 $250,000.00
Mar 2024 $450,987.00
Apr 2024 $464,436.35
May 2024 $445,752.58
Jun 2024 $480,821.29
Jun 12, 2024 $500,205.06
I know it is mid-month, but I did want to mark the graduation date and the 4.5 years it took to get there. A little shameful that it didn't come faster b/c of being a spendypants, but glad I made it. It is a big milestone for me. We will see if it holds through the end of June for the July 1 update.
Congrats! Nothing shameful about 4.5 years to gain $250k, and heck you made it though a pandemic during this race. Now you get to move on to the most exciting race, imo. I bet you hit the million in not much longer than this last stretch.
Post by: lcmac32 on June 14, 2024, 08:32:42 AM
I will need a 3.98% return for rest of 2024 to get graduate.
Well, that escalated quickly!
Nice work! Hope it holds!
THanks, yes it did, and I am grateful for it. I hope it will hold, but have always been of the mindset there will be ups and downs in the market and to just stay the course.
Post by: lcmac32 on June 14, 2024, 08:43:45 AM
2024
Jan 2020 $250,000.00
Mar 2024 $450,987.00
Apr 2024 $464,436.35
May 2024 $445,752.58
Jun 2024 $480,821.29
Jun 12, 2024 $500,205.06
I know it is mid-month, but I did want to mark the graduation date and the 4.5 years it took to get there. A little shameful that it didn't come faster b/c of being a spendypants, but glad I made it. It is a big milestone for me. We will see if it holds through the end of June for the July 1 update.
Congrats! Nothing shameful about 4.5 years to gain $250k, and heck you made it though a pandemic during this race. Now you get to move on to the most exciting race, imo. I bet you hit the million in not much longer than this last stretch.
Thanks Jayslol! I bet you cruise right along now that you have past the $300k mark. I am trying to go sub 4 (years) to the next million mile(stone) mile (cheesy runner's reference). I will stay in this thread for a couple more months and then (assuming no big summer swoon) I will move on to the next group and look forward to seeing many of you there soon.
Post by: lcmac32 on June 17, 2024, 03:22:10 PM
@CanadianTeacher - I don't know your savings rate, but I hope you reach your $500k goal by end of year with a low savings rate. That would equate to at 25ish% market gain from now until the end of the year which would benefit us all. (assuming you invest in the market). Well done never the less, those are impressive numbers!!! Six-seven years to half a million. I have never even approached that kind of progress, but love to see when people do it. Count me a fan of your progress.
Thanks! Don't have a low savings rate, but I'm heavily invested in equity ETFs and funds. The market boosts are always helpful. If I keep to my budget, I can save 71% of my full time job's income (about $5,000 after taxes). The commuted value of my pension also grows by about $1000 each month and I count that in my net worth, while others wouldn't (I don't plan on working until I'm 55 and I may very well take the commuted value.)
I have a low cost living arraignment right now, but will eventually be buying a condo once I save another 100K or so - granted housing prices don't balloon a ton. I'm also blessed with a side gig that's pretty passive. Last year I made $40,000 (pre-tax) from it. Things have slowed down this year but it still brings in $1k+ (pre-tax) per month.
That is a kick-a$$ savings rate!!!!
I just went through two wedding$ and quarter million (down payment and remodel costs) hou$e purchase. I have two cards to pay off from that which are less than $20k total. I need to sit down and redo the budget after those are PIF which should be no later than August. Goal after that will be 50% savings rate. I think in the early part of the career I was 30-40% for about 10 -15 years and then down to about 20% for next 10. I want to push hard again, so hopefully I can get to that rate. My main goal is that if I can push down my monthly expenses more, then I my fire number will also decrease to point that I could probably FIRE in 2-4 years.
Post by: JAYSLOL on June 17, 2024, 05:02:02 PM
2024
Jan 2020 $250,000.00
Mar 2024 $450,987.00
Apr 2024 $464,436.35
May 2024 $445,752.58
Jun 2024 $480,821.29
Jun 12, 2024 $500,205.06
I know it is mid-month, but I did want to mark the graduation date and the 4.5 years it took to get there. A little shameful that it didn't come faster b/c of being a spendypants, but glad I made it. It is a big milestone for me. We will see if it holds through the end of June for the July 1 update.
Congrats! Nothing shameful about 4.5 years to gain $250k, and heck you made it though a pandemic during this race. Now you get to move on to the most exciting race, imo. I bet you hit the million in not much longer than this last stretch.
Thanks Jayslol! I bet you cruise right along now that you have past the $300k mark. I am trying to go sub 4 (years) to the next million mile(stone) mile (cheesy runner's reference). I will stay in this thread for a couple more months and then (assuming no big summer swoon) I will move on to the next group and look forward to seeing many of you there soon.
Thanks, I’ve been pretty slow and steady through these, was 4.5 years to go from 10-100, 4.25 years from 100-250, and I was also aiming for a sub-4 year goal to hit 500, though pretty shocked at the progress from the market this year, I don’t expect the market to keep going at this rate, but if it did I’d be hitting the next one in like two years or less
Post by: lcmac32 on June 18, 2024, 09:19:42 AM
2024
Jan 2020 $250,000.00
Mar 2024 $450,987.00
Apr 2024 $464,436.35
May 2024 $445,752.58
Jun 2024 $480,821.29
Jun 12, 2024 $500,205.06
I know it is mid-month, but I did want to mark the graduation date and the 4.5 years it took to get there. A little shameful that it didn't come faster b/c of being a spendypants, but glad I made it. It is a big milestone for me. We will see if it holds through the end of June for the July 1 update.
Congrats! Nothing shameful about 4.5 years to gain $250k, and heck you made it though a pandemic during this race. Now you get to move on to the most exciting race, imo. I bet you hit the million in not much longer than this last stretch.
Thanks Jayslol! I bet you cruise right along now that you have past the $300k mark. I am trying to go sub 4 (years) to the next million mile(stone) mile (cheesy runner's reference). I will stay in this thread for a couple more months and then (assuming no big summer swoon) I will move on to the next group and look forward to seeing many of you there soon.
Thanks, I’ve been pretty slow and steady through these, was 4.5 years to go from 10-100, 4.25 years from 100-250, and I was also aiming for a sub-4 year goal to hit 500, though pretty shocked at the progress from the market this year, I don’t expect the market to keep going at this rate, but if it did I’d be hitting the next one in like two years or less
Keep up the good work! I could see some really good years help you shave that down, and your doubling every 4-4.5 years is just so great.
I expect the next race will be about the same for me, but sub 4 years is still the goal. I do have some drag as I am now in an IRA and not 401k so my contributions are limited to $8,000/year. I will set up a Self-employed 401k this fall and hopefully have the income to do some serious savings. This is the last race that my contributions will still have a more significant impact. I still think I will track only retirement type plans on my way in the next race. I will work to max it out (which I think I can) and also start the FU money for early retirement that will bridge the gap to RMD's of the retirement accounts.
Post by: lcmac32 on June 24, 2024, 01:41:51 PM
2024
Jan 2020 $250,000.00
Mar 2024 $450,987.00
Apr 2024 $464,436.35
May 2024 $445,752.58
Jun 2024 $480,821.29
Jun 12, 2024 $500,205.06
I know it is mid-month, but I did want to mark the graduation date and the 4.5 years it took to get there. A little shameful that it didn't come faster b/c of being a spendypants, but glad I made it. It is a big milestone for me. We will see if it holds through the end of June for the July 1 update.
I had a peak at $513,000.00, but as of today back under the $500k mark. There is a week to go, but even if it exceeds the race milestone, I will still hang around for a few months just to make sure it holds.
Post by: ontheheel on June 26, 2024, 05:05:59 PM
Great work Ontheheel! You will also have that military retirement at some point too which should drastically reduce your fire number. Keep up the good work!
Thanks for the encouragement. I've been sitting just above $500k for most of the month, so hopefully my next post on Monday will be my graduation post. If I'm able to get the pension (still 8.5 years out), our living expenses *should* be less than the amount I'd expect to receive. The rest of this is for cushion, fun, and buying some property to retire on. If I'm not able to go to 20 (at this point, it's my choice as I've promoted into a rank that is virtually guaranteed to be retained till then), our savings will likely fund some type of coast FI with a much lower stress job in an LCOLA, probably in Oklahoma.
Post by: clynn on June 27, 2024, 11:23:14 AM
June 2024: $446,040
could i be graduating by the end of the year?! a lot has changed in 3 years... 2 kids, scaling my business, leaving my 9-5. sometimes it feels like we're going nowhere, but then i look back and realize how fast our savings are growing, even as our contributions slow to almost nothing (thanks daycare).
July 2022: $323,423
making progress ☺️Just arrived from the 100-250 group! Exciting to be here!
April 2021: $255,117
Post by: lcmac32 on June 27, 2024, 12:29:21 PM
Great work Ontheheel! You will also have that military retirement at some point too which should drastically reduce your fire number. Keep up the good work!
Thanks for the encouragement. I've been sitting just above $500k for most of the month, so hopefully my next post on Monday will be my graduation post. If I'm able to get the pension (still 8.5 years out), our living expenses *should* be less than the amount I'd expect to receive. The rest of this is for cushion, fun, and buying some property to retire on. If I'm not able to go to 20 (at this point, it's my choice as I've promoted into a rank that is virtually guaranteed to be retained till then), our savings will likely fund some type of coast FI with a much lower stress job in an LCOLA, probably in Oklahoma.
That is a great plan. Congrats on the rank advancement. If that is officer in Army that is likely Major. You might on the other hand have a "Don't call me Sir. I work for a living." position, but either way well done! Thank you for your service.
I think my LCOLA would be NW Arkansas/ S Missouri. Obviously that is close to Oklahoma depending on your site preference East OK versus West it is very close to NW Ark. The pace is so much nicer in what some say is the fly-over space, but I will welcome a return there. I am a solid 5-7 years out on FIRE (more FI than RE), but hey I didn't know about MMM in my 20's.
Post by: JAYSLOL on June 28, 2024, 10:12:39 AM
2024
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
May 1st - $288,700 (+$2,100)
June 1st - $306,200 (+$17,500)
July 1st - $316,400 (+$10,200)
Updating a little early since Fridays are when I check accounts anyways, and I don’t expect much to be different by Monday.
Post by: lcmac32 on June 28, 2024, 02:53:07 PM
Mar 2024 $450,987.00
Apr 2024 $464,436.35
May 2024 $445,752.58
Jun 2024 $480,821.29
July 2024 $504,148.64
It is official! I have graduated and it took 4.5 years to complete. I will hang out for a few more months as want to be firmly above before I join the next race. So excited to have made this milestone. Goal for next race is to complete it in less than 4 years.
Post by: JAYSLOL on June 28, 2024, 05:41:59 PM
Jan 2020 $250,000.00
Mar 2024 $450,987.00
Apr 2024 $464,436.35
May 2024 $445,752.58
Jun 2024 $480,821.29
July 2024 $504,148.64
It is official! I have graduated and it took 4.5 years to complete. I will hang out for a few more months as want to be firmly above before I join the next race. So excited to have made this milestone. Goal for next race is to complete it in less than 4 years.
Congrats! I’ll try to join you as soon as I can
Post by: VodkaWater on June 29, 2024, 03:00:05 PM
2024 NW/Investments
Jan: $359,594 / $375,193
Feb: $379,828 / $391,888
March: $391,463 / $403,023
April: $ 371,935 / $385,760
May: $396,566 / $401,526
June: $409,887 / $414,536
This month included a $6K payoff for a 0% card so liking that I'm still up over last month. It can keep going all it wants.
Post by: CanadianTeacher on June 29, 2024, 06:57:54 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64
January 2024: $326,332.48
February 2024: $343,716.22
March 2024: $377,322.95
April 2024: $379,449.35
May 2024: 384,253.59
June 2024: $402,112.14
July 2024: $406,992.58
Post by: shrimpwd on June 30, 2024, 08:04:05 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | $306,897 | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | $315,627 | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | $322,177 | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | $317,035 | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | $323,570 | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | $327,385 | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | - | - |
Investments up almost $4k for the month. Just did a quick track of spending the past 6 months and I'm over my budget by about 12% (lumpy purchases can do that.) Curious to see what EOY will look like.
Post by: Avolonte on June 30, 2024, 09:14:08 AM
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
12/31/23 $259,121
3/31/24 $301,464
6/30/24 $327,180
Glad to see we're making some progress still--we've had a spendy past few months (camping gear, family vacation...) If we end the year with $350k I'll be happy! Everyone on this thread is doing great! Keep on keeping on :)
Post by: YarnBudget on July 01, 2024, 05:16:01 AM
EOY 2019 = $32,211.58
EOY 2020 = $79,741.14
EOY 2021 = $137,899.88
EOY 2022 = $141,965.79
EOY 2023 = $214,272.39
Jan 2024 = $220,715.53 (+$6,443.14)
Feb 2024 = $231,709.07 (+$10,993.54)
Mar 2024 = $242,909.50 (+$11,200.43)
Apr 2024 = $236,738.55 (-$6,170.95)
May 2024 = $249,657.70 (+$12,919.15)
June 2024 = 260,363.33 (+$10,7738.63)
My projections have me graduating in exactly five years. Currently saving 70% (which is only $2800/mo. on my paltry public librarian salary) but my housing situation will change in the next few years and that rate will drop below 50%, so we'll see what happens...
First major goalpost is the inflection point where my investments start making more than I can contribute, which I think is somewhere around $350k
Post by: mgardner88 on July 01, 2024, 10:46:12 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
Officially been tracking our net worth for 4 years now, which is when we got serious about saving. $215,000 added in that time.
Post by: lcmac32 on July 01, 2024, 11:13:50 AM
12/31/18 $30,983
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
12/31/23 $259,121
3/31/24 $301,464
6/30/24 $327,180
Glad to see we're making some progress still--we've had a spendy past few months (camping gear, family vacation...) If we end the year with $350k I'll be happy! Everyone on this thread is doing great! Keep on keeping on :)
Excited for you and more proof that generally this is the most upbeat forum I have ever participated in. I have technically graduated, but getting to that $350k by EOY will be great for you. Good luck!!!
Post by: lcmac32 on July 01, 2024, 12:25:56 PM
Jan 2020 $250,000.00
Mar 2024 $450,987.00
Apr 2024 $464,436.35
May 2024 $445,752.58
Jun 2024 $480,821.29
July 2024 $504,148.64
It is official! I have graduated and it took 4.5 years to complete. I will hang out for a few more months as want to be firmly above before I join the next race. So excited to have made this milestone. Goal for next race is to complete it in less than 4 years.
Congrats! I’ll try to join you as soon as I can
I am sure you will complete this one in no time. I will still be here through about October just to make sure I don't fall out immediately. It was a fun race especially how on a good market the balances can zoom up.
Post by: JAYSLOL on July 01, 2024, 07:17:44 PM
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
Officially been tracking our net worth for 4 years now, which is when we got serious about saving. $215,000 added in that time.
You’re absolutely killing it!
Post by: zygote on July 01, 2024, 10:34:27 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
4/23: $295,028.87 (+$5,027.24, +1.73%)
5/23: $299,553.62 (+$4,524.75, +1.53%)
6/23: $300,997.32 (+$1,443.70, +0.48%)
7/23: $317,122.21 (+$16,124.89, +5.36%)
8/23: $329,712.67 (+$12,590.46, +3.97%)
9/23: $325,165.66 (-$4,547.01, -1.38%)
10/23: $310,326.13 (-$14,839.53, -4.56%)
11/23: $306,837.39 (-$3,488.74, -1.12%)
12/23: $334,911.55 (+$28,074.16, +9.15%)
1/24: $357,616.16 (+$22,704.61, +6.78%)
2/24: $362,117.75 (+$4,501.59, +1.26%)
3/24: $381,059.81 (+$18,942.06, +5.23%)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
Finally broke $400k!
Post by: Vindicated on July 02, 2024, 07:26:16 AM
It hurts to see a NW reduction, but our investments still grew. So, it's not all bad.
Net Worth / Investments
|
Post by: RNfi2021 on July 02, 2024, 05:28:01 PM
Dec 2017- ~7,000
Dec 2018- ~8,000
Dec 2019- ~12,000
Dec 2020- ~18,000
April 1st,2022- 101,316.33 6-figure net worth checkpoint!
May 26th, 2023- 206,065.5 Crossing 200k net worth!
Dec 1st, 2023- 255,567.91
Jan 1st, 2024- 276571.68
Feb 1st, 2024- 296929.28
March 1st, 2024- 310123.83
April 1st, 2024- 328759.03
May 1st, 2024- 326132.58
June 1st, 2024- 341659.76
July 1st, 2024- 365079.85
Half year update! 365k hit, surpassed yearly objective with the recent bull market. Can we hit the 400k within 2024?
Post by: lcmac32 on July 04, 2024, 08:33:44 AM
College years
Dec 2017- ~7,000
Dec 2018- ~8,000
Dec 2019- ~12,000
Dec 2020- ~18,000
April 1st,2022- 101,316.33 6-figure net worth checkpoint!
May 26th, 2023- 206,065.5 Crossing 200k net worth!
Dec 1st, 2023- 255,567.91
Jan 1st, 2024- 276571.68
Feb 1st, 2024- 296929.28
March 1st, 2024- 310123.83
April 1st, 2024- 328759.03
May 1st, 2024- 326132.58
June 1st, 2024- 341659.76
July 1st, 2024- 365079.85
Half year update! 365k hit, surpassed yearly objective with the recent bull market. Can we hit the 400k within 2024?
That is some impressive growth! Keep up the great work!
Post by: Ensheneer on July 04, 2024, 09:47:46 AM
01 February, 2024: 262,979 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 March, 2024: 282,313 EUR (+19,334!)
01 April, 2024: 293,801 EUR
01 May, 2024: 288,430 EUR
01 June, 2024: 293,346 EUR
01 July, 2024: 318,904 EUR (+25,558!)
Post by: poetdereves on July 05, 2024, 06:45:49 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86 (+$14,348.66)
Post by: FICurious on July 08, 2024, 06:24:11 AM
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $260,470 | - | - | - | - |
| February | $260,200 | - | - | - | - |
| March | $269,213 | - | - | - | - |
| April | $277,837 | - | - | - | - |
| May | $268,052 | - | - | - | - |
| June | $278,669 | - | - | - | - |
| July | $281,323 | - | - | - | - |
| August | - | - | - | - | - |
| September | - | - | - | - | - |
| October | - | - | - | - | - |
| November | - | - | - | - | - |
| December | - | - | - | - | - |
Post by: lcmac32 on July 08, 2024, 08:59:25 AM
Well hello, folks! Very happy to be joining you this month from the 250k thread!
EOY 2019 = $32,211.58
EOY 2020 = $79,741.14
EOY 2021 = $137,899.88
EOY 2022 = $141,965.79
EOY 2023 = $214,272.39
Jan 2024 = $220,715.53 (+$6,443.14)
Feb 2024 = $231,709.07 (+$10,993.54)
Mar 2024 = $242,909.50 (+$11,200.43)
Apr 2024 = $236,738.55 (-$6,170.95)
May 2024 = $249,657.70 (+$12,919.15)
June 2024 = 260,363.33 (+$10,7738.63)
My projections have me graduating in exactly five years. Currently saving 70% (which is only $2800/mo. on my paltry public librarian salary) but my housing situation will change in the next few years and that rate will drop below 50%, so we'll see what happens...
First major goalpost is the inflection point where my investments start making more than I can contribute, which I think is somewhere around $350k
70% and 50% savings rates are fantastic! I would be retired already had I achieved that. So strong!
Post by: JAYSLOL on July 08, 2024, 09:04:45 PM
Well hello, folks! Very happy to be joining you this month from the 250k thread!
EOY 2019 = $32,211.58
EOY 2020 = $79,741.14
EOY 2021 = $137,899.88
EOY 2022 = $141,965.79
EOY 2023 = $214,272.39
Jan 2024 = $220,715.53 (+$6,443.14)
Feb 2024 = $231,709.07 (+$10,993.54)
Mar 2024 = $242,909.50 (+$11,200.43)
Apr 2024 = $236,738.55 (-$6,170.95)
May 2024 = $249,657.70 (+$12,919.15)
June 2024 = 260,363.33 (+$10,7738.63)
My projections have me graduating in exactly five years. Currently saving 70% (which is only $2800/mo. on my paltry public librarian salary) but my housing situation will change in the next few years and that rate will drop below 50%, so we'll see what happens...
First major goalpost is the inflection point where my investments start making more than I can contribute, which I think is somewhere around $350k
70% and 50% savings rates are fantastic! I would be retired already had I achieved that. So strong!
Yeah I’m going to second that, 50%-70% SR is phenomenal, and especially when on a lower salary those are absurdly hard targets to reach.
Post by: FI-REality on July 09, 2024, 06:22:04 AM
2017 - $126,000
2018 - $165,000
2019 - $184,000
2020 - $216,400
2021 - $240,000
2022 - $288,000
2023 - $240,000
2024
Jan - $269,000
Jul - $302,000
Only $250,000 behind my 2018 projections, haha.
Current FI estimate: 12 years, 6 months
Current RE estimate: 19 years, 9 months
Post by: lcmac32 on July 14, 2024, 10:37:54 AM
38, male. Just surpassed 400k. Hoping to reach 1M by 2030, currently 95% Index ETFs & 5% Cash with 3.5% interest.
Q1 2013 3,321 €
Q2 2013 8,302 €
Q3 2013 13,282 €
Q4 2013 14,982 €
Q1 2014 14,982 €
Q2 2014 14,982 €
Q3 2014 28,311 €
Q4 2014 33,311 €
Q1 2015 34,561 €
Q2 2015 42,061 €
Q3 2015 48,062 €
Q4 2015 52,587 €
Q1 2016 52,587 €
Q2 2016 55,564 €
Q3 2016 56,002 €
Q4 2016 77,212 €
Q1 2017 77,377 €
Q2 2017 81,707 €
Q3 2017 93,248 €
Q4 2017 94,294 €
Q1 2018 93,698 €
Q2 2018 104,281 €
Q3 2018 111,209 €
Q4 2018 133,259 €
Q1 2019 145,517 €
Q2 2019 148,847 €
Q4 2019 150,337 €
Q4 2019 168,996 €
Q1 2020 149,389 €
Q2 2020 169,771 €
Q3 2020 170,814 €
Q4 2020 200,790 €
Q1 2021 211,287 €
Q2 2021 229,476 €
Q3 2021 201,593 €
Q4 2021 212,274 €
Q1 2022 260,129 €
Q2 2022 273,920 €
Q3 2022 318,823 €
Q4 2022 327,845 €
Q1 2023 337,980 €
Q2 2023 368,485 €
Q3 2023 371,306 €
Q4 2023 386,306 €
Q1 2024 412,820 €
Das ist einfach super! Ich glaube schon daß du bald zur naechsten Gruppe bald sien verdest. (It has been 30 years since I lived in Germany, but couldn't resist dusting off my language skills. Congrats on the great progress!)
Post by: lcmac32 on July 24, 2024, 04:19:49 PM
Post by: CanadianTeacher on July 27, 2024, 12:03:23 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64
January 2024: $326,332.48
February 2024: $343,716.22
March 2024: $377,322.95
April 2024: $379,449.35
May 2024: 384,253.59
June 2024: $402,112.14
July 2024: $406,992.58
August 2024: $406,314.90
Post by: lcmac32 on July 28, 2024, 10:10:19 AM
Post by: JAYSLOL on July 28, 2024, 02:32:07 PM
Markets weren't so great this month, and no employment income as I'm offer for the summer as a teacher. Online income keeping me afloat.
I’m also sitting at almost exactly what I had this time last month, almost glad to have a pause, could use a discount on investing after that crazy run the market went on.
Post by: FICurious on August 01, 2024, 06:12:28 AM
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $260,470 | - | - | - | - |
| February | $260,200 | - | - | - | - |
| March | $269,213 | - | - | - | - |
| April | $277,837 | - | - | - | - |
| May | $268,052 | - | - | - | - |
| June | $278,669 | - | - | - | - |
| July | $281,323 | - | - | - | - |
| August | $294,760 | - | - | - | - |
| September | - | - | - | - | - |
| October | - | - | - | - | - |
| November | - | - | - | - | - |
| December | - | - | - | - | - |
Post by: JAYSLOL on August 01, 2024, 06:52:39 AM
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
May 1st - $288,700 (+$2,100)
June 1st - $306,200 (+$17,500)
July 1st - $316,400 (+$10,200)
Aug 1st - $324,300 (+$7,900)
*edited to fix typo
Post by: RWD on August 01, 2024, 09:39:23 AM
July 1st - $316,400 (+$10,200)Looks like you transposed the first two digits.
Aug 1st - $234,300 (+$7,900)
Post by: Ensheneer on August 01, 2024, 12:08:59 PM
01 February, 2024: 262,979 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 March, 2024: 282,313 EUR (+19,334!)
01 April, 2024: 293,801 EUR
01 May, 2024: 288,430 EUR
01 June, 2024: 293,346 EUR
01 July, 2024: 318,904 EUR (+25,558!)
01 August, 2024: 316,669 EUR
Post by: lcmac32 on August 01, 2024, 03:05:17 PM
Post by: JAYSLOL on August 01, 2024, 08:11:50 PM
July 1st - $316,400 (+$10,200)Looks like you transposed the first two digits.
Aug 1st - $234,300 (+$7,900)
Yep, lol. That’s what happens when I get two hours of sleep and then try to do math/writing lol.
Post by: YarnBudget on August 02, 2024, 05:06:34 AM
70% and 50% savings rates are fantastic!
Thank you and @JAYSLOL for reminding me of this--I think I look at everyone's giant numbers around here and get discouraged sometimes!
Post by: eav on August 02, 2024, 09:19:05 AM
January 2024: $278,601
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
May 2024: $322,448
June 2024: $338,180
August 2024: $$350,534 - missed July as I was abroad spending lotsa $$$
(I am tracking liquid assets here only.)
Post by: zygote on August 02, 2024, 04:03:00 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)
Post by: CanadianTeacher on August 03, 2024, 10:47:15 AM
Markets weren't so great this month, and no employment income as I'm offer for the summer as a teacher. Online income keeping me afloat.
I’m also sitting at almost exactly what I had this time last month, almost glad to have a pause, could use a discount on investing after that crazy run the market went on.
While in theory correct, this last week was very painful. Planning on buying a house soon but letting the markets time my exact entry date rather than following the conventional wisdom and keeping it cash. Houses in my area are appreciating fast and I can't keep up without being invested heavily, just have to compromise on the timing of my purchase.
Post by: JAYSLOL on August 03, 2024, 06:02:20 PM
Markets weren't so great this month, and no employment income as I'm offer for the summer as a teacher. Online income keeping me afloat.
I’m also sitting at almost exactly what I had this time last month, almost glad to have a pause, could use a discount on investing after that crazy run the market went on.
While in theory correct, this last week was very painful. Planning on buying a house soon but letting the markets time my exact entry date rather than following the conventional wisdom and keeping it cash. Houses in my area are appreciating fast and I can't keep up without being invested heavily, just have to compromise on the timing of my purchase.
That’s actually the exact same position I’m in lol. We have our TFSAs and FHSAs 100% invested, and are very interested in buying a home, but we don’t know if it’ll be this year or three years from now, just letting everything ride the market while we look because I don’t earn enough to not be invested and sit in cash, we will continue to be priced out of the market if we wait in cash.
Post by: shrimpwd on August 04, 2024, 11:56:22 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | $306,897 | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | $315,627 | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | $322,177 | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | $317,035 | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | $323,570 | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | $327,385 | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | $315,526 | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | - | - |
I closed out one of my investments, so the NW only dropped 2k this month. Even still, this slump is not a worry. Been busy living my life instead of watching the numbers do their thing.
Post by: VodkaWater on August 05, 2024, 09:25:13 AM
Jan: $359,594 / $375,193
Feb: $379,828 / $391,888
March: $391,463 / $403,023
April: $ 371,935 / $385,760
May: $396,566 / $401,526
June: $409,887 / $414,536
July: $414,393 / $418,763
Today was not the day to pull numbers for July but overall still trending in the right direction.
Post by: mgardner88 on August 08, 2024, 11:29:47 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)
A little late as we were on vacation. Oof. Could be worse and vacation was great. Now back to school time.
Post by: poetdereves on August 09, 2024, 06:35:30 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79 (-$3,794.07)
Post by: Avolonte on August 09, 2024, 08:17:35 AM
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
12/31/23 $259,121
1/31/24 $271,968
2/29/24 $286,709
3/31/24 $301,464
4/30/24 $301,477
5/31/24 $314,846
6/30/24 $327,160
7/31/24 $337,004
I take a snapshot on the last day of every month which is what I'm posting here. When I looked yesterday, though, they are down to maybe $330k. DH is always bothered more by that than I am! Like many others, we would also like to buy a house and are thinking about the timing of it all.
I also am in talks about a job that would almost double my salary which would really supercharge this thing! Of course, it comes with more stress, some politics, some travel. Not sure that it's worth it, but man I'd love that paycheck! :)
Post by: CanadianTeacher on August 24, 2024, 11:04:14 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64
January 2024: $326,332.48
February 2024: $343,716.22
March 2024: $377,322.95
April 2024: $379,449.35
May 2024: 384,253.59
June 2024: $402,112.14
July 2024: $406,992.58
August 2024: $406,314.90
September 2024: $420,903.27
Post by: ontheheel on August 24, 2024, 11:13:55 AM
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, one car loan (will be PIF 24 months from date of issue) and what’s left of my wife’s student loans.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $87,000 | $153,000 | $241,000 | $347,000 | $408,000 | $426,000 |
| February | $95,000 | $159,000 | $246,000 | $354,000 | $418,000 | $450,000 |
| March | $95,000 | $152,000 | $255,000 | $372,000 | $429,000 | $473,000 |
| April | $98,000 | $172,000 | $267,000 | $381,000 | $445,000 | $472,000 |
| May | $95,000 | $157,000 | $290,000 | $381,000 | $453,000 | $496,000 |
| June | $104,000 | $187,000 | $303,000 | $383,000 | $474,000 | $504,000 |
| July | $106,000 | $202,000 | $325,000 | $396,000 | $483,000 | ***$527,000*** |
| August | $115,000 | $206,000 | $333,000 | $387,000 | $468,000 | - |
| September | $118,000 | $207,000 | $328,000 | $378,000 | $455,000 | - |
| October | $134,000 | $215,000 | $342,000 | $394,000 | $450,000 | - |
| November | $136,000 | $233,000 | $346,000 | $403,000 | $404,000 | - |
| December | $143,000 | $234,000 | $359,000 | $404,000 | $421,000 | - |
| Annual gain | $56,000 | $89,000 | $125,000 | $45,000 | $17,000 | - |
Post by: mgardner88 on August 28, 2024, 02:00:00 PM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)
8/29/2024: $277,996 (+19,175)
Early payday because of the holiday weekend. What a crazy month, a $19k increase, the most ive ever had. I'm just along for the ride. Expensive month with my middle child's birthday and the return to school. But we are now settling in for a (hopefully) less expensive fall.
Post by: windytrail on August 29, 2024, 10:10:07 AM
Haven't posted an update in awhile. The 'stache has been hovering near $300k since Jan 1. Stocks on sale this year!
Date Amount
1/2016 -$41,000
1/2017 -$19,000
1/2018 $9,000
1/2019 $29,500
1/2020 $70,500
6/1/2020 $111,116
7/1/2020 $128,000
8/1/2020 $136,000
8/31/2020 $144,858
9/30/2020 $147,009
10/31/2020 $150,073
11/30/2020 $174,474
1/1/2021 $190,979
2/1/2021 $198,243
3/1/2021 $208,142
4/1/2021 $220,468
5/1/2021 $238,094
6/1/2021 $246,170
7/1/2021 $254,478
8/1/2021 $261,982
9/1/2021 $273,962
10/1/21 $269,166
11/1/21 $288,797
12/1/21 $283,871
1/1/22 $297,329
2/1/22 $293,022
3/1/22 $294,395
4/1/22 $304,943
5/1/22 $287,000
6/1/22 $300,369
Apologies, all, for not being active here in over two years! I am now at $600,222. Pretty crazy that it doubled during that time. Off to the next thread.
Post by: JAYSLOL on August 29, 2024, 03:55:51 PM
Haven't posted an update in awhile. The 'stache has been hovering near $300k since Jan 1. Stocks on sale this year!
Date Amount
1/2016 -$41,000
1/2017 -$19,000
1/2018 $9,000
1/2019 $29,500
1/2020 $70,500
6/1/2020 $111,116
7/1/2020 $128,000
8/1/2020 $136,000
8/31/2020 $144,858
9/30/2020 $147,009
10/31/2020 $150,073
11/30/2020 $174,474
1/1/2021 $190,979
2/1/2021 $198,243
3/1/2021 $208,142
4/1/2021 $220,468
5/1/2021 $238,094
6/1/2021 $246,170
7/1/2021 $254,478
8/1/2021 $261,982
9/1/2021 $273,962
10/1/21 $269,166
11/1/21 $288,797
12/1/21 $283,871
1/1/22 $297,329
2/1/22 $293,022
3/1/22 $294,395
4/1/22 $304,943
5/1/22 $287,000
6/1/22 $300,369
Apologies, all, for not being active here in over two years! I am now at $600,222. Pretty crazy that it doubled during that time. Off to the next thread.
Now that’s a good couple years, nice progress
Post by: JAYSLOL on August 30, 2024, 08:11:32 AM
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
May 1st - $288,700 (+$2,100)
June 1st - $306,200 (+$17,500)
July 1st - $316,400 (+$10,200)
Aug 1st - $324,300 (+$7,900)
Sept 1st - $322,900 (-$1,400)
Hmm, first month I’ve been down this year. Was a bit of a spendy month, so we didn’t save enough to offset the market fluctuations I guess.
Post by: VodkaWater on August 30, 2024, 10:24:35 AM
Jan: $359,594 / $375,193
Feb: $379,828 / $391,888
March: $391,463 / $403,023
April: $ 371,935 / $385,760
May: $396,566 / $401,526
June: $409,887 / $414,536
July: $414,393 / $418,763
August: $431,296 / $433,376
I'm glad to see this jump this month although I think most of it had to do with market timing and when I pull my numbers.
Post by: Vindicated on August 30, 2024, 01:41:19 PM
Almost $200k in investments!
Net Worth / Investments
|
Post by: shrimpwd on September 01, 2024, 05:03:35 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | $306,897 | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | $315,627 | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | $322,177 | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | $317,035 | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | $323,570 | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | $327,385 | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | $315,526 | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | $326,296 | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | - | - |
Slowly moving in the right direction.
Post by: Psyche on September 01, 2024, 05:25:15 PM
I remember at the beginning I thought it would take forever. But (despite the 2022 bobble) the markets have been incredible. This table shows only my progress in this race, but 10 years ago I had less than 50K to my name. I've never had a six-figure salary, so to have 10-xed that in 10 years feels like a real accomplishment. Now I continue to pour money in (as much as I can!) but my stash is doing the heavy lifting for me...
Keep up your spirits, everyone! Good luck and see you in the next race!
| 2021 | 2022 | 2023 | 2024 | |
| Jan | $223,873 | $309,293 | $323,419 | $413,024 |
| Feb | $239,134 | $302,262 | $315,914 | $433,266 |
| Mar | $264,278 | $311,749 | $324,586 | $451,476 |
| Apr | $283,849 | $285,760 | $328,088 | $444,447 |
| May | $293,311 | $287,425 | $328,581 | $455,289 |
| Jun | $304,208 | $271,762 | $349,649 | $470,084 |
| Jul | $308,247 | $298,857 | $362,346 | $477,106 |
| Aug | $317,756 | $291,265 | $355,090 | $507,016 |
| Sep | $302,747 | $269,919 | $345,503 | |
| Oct | $319,147 | $293,999 | $341,423 | |
| Nov | $313,668 | $313,894 | $375,282 | |
| Dec | $327,813 | $299,457 | $400,617 |
Post by: FrugalFukuoka on September 01, 2024, 07:42:09 PM
| | 2020 | 2021 | 2022 | 2023 | 2024 |
|----------|----------|----------|----------|----------|----------|
| January | $35,800 | $72,268 | $113,961 | $168,896 | $224,320 |
| February | $37,608 | $73,771 | $120,440 | $189,374 | $226,758 |
| March | $41,735 | $80,126 | $118,341 | $176,853 | $253,784 |
| April | $41,673 | $81,821 | $125,182 | $149,615 | $244,643 |
| May | $45,178 | $87,008 | $115,157 | $158,254 | $256,830 |
| June | $51,127 | $89,574 | $114,029 | $158,977 | $264,607 |
| July | $53,320 | $92,983 | $104,767 | $163,445 | $264,188 |
| August | $56,781 | $95,877 | $115,084 | $165,270 | $268,847 |
| September| $61,376 | $101,957 | $163,661 | $179,853 | |
| October | $61,503 | $98,956 | $155,795 | $173,014 | |
| November | $60,956 | $106,875 | $159,137 | $208,899 | |
| December | $66,804 | $112,890 | $167,896 | $219,415 | |
Holy cow.. We graduated the thread!
Despite a big unexpected expense back in February things have been going quite well. Market gains have definitely pushed this way beyond expectations. I'll give it another 2 months before I move on to the next thread, never know where the market will take us next.
Graduated the prior thread back in March, first post here. We had some big expenses including the birth of our second son! Still pending my employers contribution this year to my 401k equivalent here later in November which should get us closer to 300k.
Post by: Ensheneer on September 01, 2024, 11:30:49 PM
01 February, 2024: 262,979 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 March, 2024: 282,313 EUR (+19,334!)
01 April, 2024: 293,801 EUR
01 May, 2024: 288,430 EUR
01 June, 2024: 293,346 EUR
01 July, 2024: 318,904 EUR (+25,558!)
01 August, 2024: 316,669 EUR
01 September, 2024: 316,677 EUR
With all the ups and downs this past month in the market, the balance stayed the same
Post by: eav on September 02, 2024, 09:45:23 AM
January 2024: $278,601
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
May 2024: $322,448
June 2024: $338,180
August 2024: $350,534
September 2024: $364,235
(I am tracking liquid assets here only.)
Post by: Psyche on September 02, 2024, 10:45:05 AM
And congratulations @ontheheel !
Post by: clynn on September 03, 2024, 09:42:52 AM
January 2024: $396,646
June 2024: $446,040
could i be graduating by the end of the year?! a lot has changed in 3 years... 2 kids, scaling my business, leaving my 9-5. sometimes it feels like we're going nowhere, but then i look back and realize how fast our savings are growing, even as our contributions slow to almost nothing (thanks daycare).July 2022: $323,423
making progress ☺️Just arrived from the 100-250 group! Exciting to be here!
April 2021: $255,117
Post by: FICurious on September 03, 2024, 10:19:30 AM
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $260,470 | - | - | - | - |
| February | $260,200 | - | - | - | - |
| March | $269,213 | - | - | - | - |
| April | $277,837 | - | - | - | - |
| May | $268,052 | - | - | - | - |
| June | $278,669 | - | - | - | - |
| July | $281,323 | - | - | - | - |
| August | $294,760 | - | - | - | - |
| September | $308,676 | - | - | - | - |
| October | - | - | - | - | - |
| November | - | - | - | - | - |
| December | - | - | - | - | - |
Post by: Epor on September 03, 2024, 03:30:36 PM
Took me almost 4years. Dec/2020 - Sept/2024 - 508220.
See you at the next race.
Post by: poetdereves on September 03, 2024, 03:30:47 PM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79
9/1/2024 $298,568.10 (+$18,272.31)
Post by: zygote on September 05, 2024, 10:07:06 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)
9/24: $433,805.98 (+$9,507.49, 2.24%)
Chugging along. Kind of crazy that I'm at the point where my investments grow more than my salary every month if the market is at all on an upswing.
Post by: CanadianTeacher on September 27, 2024, 07:05:25 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64
January 2024: $326,332.48
February 2024: $343,716.22
March 2024: $377,322.95
April 2024: $379,449.35
May 2024: 384,253.59
June 2024: $402,112.14
July 2024: $406,992.58
August 2024: $406,314.90
September 2024: $420,903.27
October 2024: $448,234.61
Post by: JAYSLOL on September 28, 2024, 04:17:59 PM
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
May 1st - $288,700 (+$2,100)
June 1st - $306,200 (+$17,500)
July 1st - $316,400 (+$10,200)
Aug 1st - $324,300 (+$7,900)
Sept 1st - $322,900 (-$1,400)
Oct 1st - $336,700 (+$13,800)
Post by: mgardner88 on September 30, 2024, 08:30:52 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)
8/29/2024: $277,996 (+19,175)
10/1/2024: $288,586 (+10,590)
Post by: Baguettestache on September 30, 2024, 12:18:35 PM
January: 191k€
April: 209k€
May: 168k€
June: 175k€
July: 147k€
September: 172k€
October: 160k€
December: 172k€
2023:
January: 195k€
March: 202k€
May: 224k€
July: 244 k€
August: 249k€
October: 253k€
November: 282k€
December: 288k€
2024:
February: 311k€
March: 400k€
May: 478k€
September: 366k€
Post by: zygote on October 01, 2024, 11:01:21 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)
9/24: $433,805.98 (+$9,507.49, 2.24%)
10/24: $441,550.73 ($7,744.75, 1.79%)
Another big leap even though it was a high spending month. May the markets continue the trend...
Post by: Tyson on October 01, 2024, 12:06:28 PM
Sept 2015 - $125k
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Nov 2018 - $95k
Nov 2019 - $126k
Nov 2020 - $164k
Nov 2021 - $214k
Nov 2022 - $205k
Dec 2023 - $283k
Today - $351k
Hard to believe I'm almost back to the same level I was at, pre-divorce.
Post by: eav on October 01, 2024, 02:18:07 PM
January 2024: $278,601
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
May 2024: $322,448
June 2024: $338,180
August 2024: $350,534
September 2024: $364,235
October 2024: $370,528
(I am tracking liquid assets here only.)
Post by: FICurious on October 01, 2024, 08:36:31 PM
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $260,470 | - | - | - | - |
| February | $260,200 | - | - | - | - |
| March | $269,213 | - | - | - | - |
| April | $277,837 | - | - | - | - |
| May | $268,052 | - | - | - | - |
| June | $278,669 | - | - | - | - |
| July | $281,323 | - | - | - | - |
| August | $294,760 | - | - | - | - |
| September | $308,676 | - | - | - | - |
| October | $316,333 | - | - | - | - |
| November | - | - | - | - | - |
| December | - | - | - | - | - |
Post by: poetdereves on October 03, 2024, 08:19:39 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79
9/1/2024 $298,568.10
10/1/2024 $307,768.62 (+$9,200.52)
This was the first month of DW and I moving from two incomes to only one. I quit my job as of August 1 to take a semi-retirement (highly likely it transitions to permanent) and stay home with the kids while they're small. Not going to be saving quite as much, but our lifestyle is very manageable at this point with me not working and DW working from home.
Post by: shrimpwd on October 03, 2024, 03:06:43 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | $306,897 | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | $315,627 | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | $322,177 | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | $317,035 | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | $323,570 | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | $327,385 | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | $315,526 | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | $326,296 | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | $327,739 | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | - | - |
Back to July's numbers, before I cashed out about 10k. Not fast, but still moving up.
Post by: Ensheneer on October 04, 2024, 07:10:26 AM
01 February, 2024: 262,979 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 March, 2024: 282,313 EUR (+19,334!)
01 April, 2024: 293,801 EUR
01 May, 2024: 288,430 EUR
01 June, 2024: 293,346 EUR
01 July, 2024: 318,904 EUR (+25,558!)
01 August, 2024: 316,669 EUR
01 September, 2024: 316,677 EUR
01 October, 2024: 325,341 EUR
Slow and steady!
Post by: sportsportsports on October 05, 2024, 11:19:44 AM
Feb '23 $246,954.80
March '23 $268,112.85
April '23 $271,853.41
May '23 $279,394.30
June '23 $294,638.61
July '23 $300,167.62
Aug '23 $311,433.48
Sep '23 $302,614.25
Oct '23 $317,431.74
Nov '23 $332,249.22
Dec '23 $347,638.14
Jan '24 $366,106.16
Feb '24 $383,685.59
March '24 $401,170.03
April '24 $425,557.07
May '24 $437,750.58
June '24 $443,847.34
July '24 $449,944.10
Aug '24 $460,115.34
Sep '24 $470,286.57
First time posting in this race, I haven't logged into my MMM forum account in a while. I'm getting close! I'm going to try my best to get there by the end of the year.
These amounts only include Roth IRA, 401k, HSA, HYSA, and general investment accounts. I personally don't count any car that I own as an asset (and let's be honest, my current car is from 2007 and definitely is worth almost nothing at this point), and doesn't include my portion of the duplex that my partner and I own. That's out of pure laziness on my part to get it into my spreadsheet, but now I feel like I want to close this year out without it and then figure out how to add it to start 2025 :)
Post by: Malum Prohibitum on October 06, 2024, 05:42:47 AM
Post by: J.P. MoreGains on October 11, 2024, 09:29:00 AM
Jan '23 $253,294.02
Feb '23 $246,954.80
March '23 $268,112.85
April '23 $271,853.41
May '23 $279,394.30
June '23 $294,638.61
July '23 $300,167.62
Aug '23 $311,433.48
Sep '23 $302,614.25
Oct '23 $317,431.74
Nov '23 $332,249.22
Dec '23 $347,638.14
Jan '24 $366,106.16
Feb '24 $383,685.59
March '24 $401,170.03
April '24 $425,557.07
May '24 $437,750.58
June '24 $443,847.34
July '24 $449,944.10
Aug '24 $460,115.34
Sep '24 $470,286.57
First time posting in this race, I haven't logged into my MMM forum account in a while. I'm getting close! I'm going to try my best to get there by the end of the year.
These amounts only include Roth IRA, 401k, HSA, HYSA, and general investment accounts. I personally don't count any car that I own as an asset (and let's be honest, my current car is from 2007 and definitely is worth almost nothing at this point), and doesn't include my portion of the duplex that my partner and I own. That's out of pure laziness on my part to get it into my spreadsheet, but now I feel like I want to close this year out without it and then figure out how to add it to start 2025 :)
Looks like you are going to go from 250k to 500k in 2 years from Jan 2023 to Jan 2025. Basically averaging jumps of over 10k a month. Pretty awesome!
Post by: mgardner88 on October 31, 2024, 08:16:23 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)
8/29/2024: $277,996 (+19,175)
10/1/2024: $288,586 (+10,590)
10/31/2024: $296,854 (+8,268)
Might tip over 300k in December, Happy Halloween everyone!
Post by: zygote on October 31, 2024, 11:11:48 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)
9/24: $433,805.98 (+$9,507.49, 2.24%)
10/24: $441,550.73 ($7,744.75, 1.79%)
11/24: $450,008.71 ($8,457.98, 1.92%)
Just barely hit the $450k milestone!
Post by: Vindicated on October 31, 2024, 08:40:27 PM
We were at -$78k net worth when I discovered MMM 8 years ago. $386k delta in 8 years is pretty insane to me. Can't wait to see where we are in another 8 years.
Net Worth / Investments
|
Post by: FICurious on November 01, 2024, 06:15:37 AM
2024 2025 2026 2027 2028 January $260,470 - - - - February $260,200 - - - - March $269,213 - - - - April $277,837 - - - - May $268,052 - - - - June $278,669 - - - - July $281,323 - - - - August $294,760 - - - - September $308,676 - - - - October $316,333 - - - - November $313,193 - - - - December - - - - -
Post by: JAYSLOL on November 01, 2024, 10:00:48 AM
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
May 1st - $288,700 (+$2,100)
June 1st - $306,200 (+$17,500)
July 1st - $316,400 (+$10,200)
Aug 1st - $324,300 (+$7,900)
Sept 1st - $322,900 (-$1,400)
Oct 1st - $336,700 (+$13,800)
Nov 1st - $346,700 (+$10,000)
Was a touch over 350 a couple days ago, but still a solid month
Post by: JAYSLOL on November 01, 2024, 10:05:10 AM
Surpassed $200k investments last month, and $300k net worth this month!
We were at -$78k net worth when I discovered MMM 8 years ago. $386k delta in 8 years is pretty insane to me. Can't wait to see where we are in another 8 years.
Well into 7-figure territory, I’d wager. Great work!
Post by: eav on November 01, 2024, 10:31:01 AM
January 2024: $278,601
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
May 2024: $322,448
June 2024: $338,180
August 2024: $350,534
September 2024: $364,235
October 2024: $370,528
November 2024: $380,834
RSUs and twice-yearly bonus hit this month, accounting for the jump on quite a red market day. November of last year I was at $243,383. Kind of a shock to have that jump this year accounting for large wedding expenses and a milestone int'l vacation.
(I am tracking liquid assets here only.)
Post by: Nederstash on November 01, 2024, 01:56:42 PM
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
May 1st - $288,700 (+$2,100)
June 1st - $306,200 (+$17,500)
July 1st - $316,400 (+$10,200)
Aug 1st - $324,300 (+$7,900)
Sept 1st - $322,900 (-$1,400)
Oct 1st - $336,700 (+$13,800)
Nov 1st - $346,700 (+$10,000)
Was a touch over 350 a couple days ago, but still a solid month
Man, you raced WAY ahead of me! I remember we were neck-and-neck in the 10-100k thread in 2021! I'm at 213k now (not counting home equity) but I see you kicked some serious ass in the meantime! Well done!!!
Post by: Vindicated on November 01, 2024, 02:02:59 PM
Surpassed $200k investments last month, and $300k net worth this month!
We were at -$78k net worth when I discovered MMM 8 years ago. $386k delta in 8 years is pretty insane to me. Can't wait to see where we are in another 8 years.
Well into 7-figure territory, I’d wager. Great work!
That'd be amazing! I'll be sure to let you know when we're both in the $1M+ thread.
Post by: CanadianTeacher on November 02, 2024, 10:57:55 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64
January 2024: $326,332.48
February 2024: $343,716.22
March 2024: $377,322.95
April 2024: $379,449.35
May 2024: 384,253.59
June 2024: $402,112.14
July 2024: $406,992.58
August 2024: $406,314.90
September 2024: $420,903.27
October 2024: $448,234.61
November 2024: $478,729.31
Post by: sportsportsports on November 02, 2024, 11:04:03 AM
Jan '23 $253,294.02
Feb '23 $246,954.80
March '23 $268,112.85
April '23 $271,853.41
May '23 $279,394.30
June '23 $294,638.61
July '23 $300,167.62
Aug '23 $311,433.48
Sep '23 $302,614.25
Oct '23 $317,431.74
Nov '23 $332,249.22
Dec '23 $347,638.14
Jan '24 $366,106.16
Feb '24 $383,685.59
March '24 $401,170.03
April '24 $425,557.07
May '24 $437,750.58
June '24 $443,847.34
July '24 $449,944.10
Aug '24 $460,115.34
Sep '24 $470,286.57
First time posting in this race, I haven't logged into my MMM forum account in a while. I'm getting close! I'm going to try my best to get there by the end of the year.
These amounts only include Roth IRA, 401k, HSA, HYSA, and general investment accounts. I personally don't count any car that I own as an asset (and let's be honest, my current car is from 2007 and definitely is worth almost nothing at this point), and doesn't include my portion of the duplex that my partner and I own. That's out of pure laziness on my part to get it into my spreadsheet, but now I feel like I want to close this year out without it and then figure out how to add it to start 2025 :)
Looks like you are going to go from 250k to 500k in 2 years from Jan 2023 to Jan 2025. Basically averaging jumps of over 10k a month. Pretty awesome!
Thank you @J.P. MoreGains! I did get a new job in late 2021 that paid significantly more than what i was making before than, and then advocated for a pay raise (that i got!) in late 2022 and then received a promotion in late 2023, so that compensation increase definitely helps, along with the market recovering. I am pretty proud of myself for balancing allowing my spending to increase a little with my pay increases to enjoy the life I want now, while still maintaining a good savings rate for the life I want in the future. I appreciate the kuddos, really makes me feel like I'm doing something right :)
Post by: JAYSLOL on November 02, 2024, 02:48:41 PM
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
May 1st - $288,700 (+$2,100)
June 1st - $306,200 (+$17,500)
July 1st - $316,400 (+$10,200)
Aug 1st - $324,300 (+$7,900)
Sept 1st - $322,900 (-$1,400)
Oct 1st - $336,700 (+$13,800)
Nov 1st - $346,700 (+$10,000)
Was a touch over 350 a couple days ago, but still a solid month
Man, you raced WAY ahead of me! I remember we were neck-and-neck in the 10-100k thread in 2021! I'm at 213k now (not counting home equity) but I see you kicked some serious ass in the meantime! Well done!!!
Hey @Nederstash, thanks! And I was wondering how things were going for you! I’ve been really lucky these past few years I got into a job where my rent is heavily subsidized, Im in a fairly high cost of living area, so that’s let me aggressively save up, however as I don’t know how much longer I’ll be able to take advantage of this situation, and not being in the market has caused me to miss out on the huge upswing in real estate here, I’m looking to buy a place in the next year or so which will probably put me back down into the 100-250 race lol. To get something affordable I’ll probably have to put a lot down, so I think we might still be neck-and-neck in real terms :)
Post by: shrimpwd on November 02, 2024, 04:51:34 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | $306,897 | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | $315,627 | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | $322,177 | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | $317,035 | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | $323,570 | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | $327,385 | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | $315,526 | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | $326,296 | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | $327,739 | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | $330,172 | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | - | - |
Post by: J.P. MoreGains on November 03, 2024, 03:08:43 PM
Thank you @J.P. MoreGains! I did get a new job in late 2021 that paid significantly more than what i was making before than, and then advocated for a pay raise (that i got!) in late 2022 and then received a promotion in late 2023, so that compensation increase definitely helps, along with the market recovering. I am pretty proud of myself for balancing allowing my spending to increase a little with my pay increases to enjoy the life I want now, while still maintaining a good savings rate for the life I want in the future. I appreciate the kuddos, really makes me feel like I'm doing something right :)
@sportsportsports Looks like you're in an awesome spot at 32 y.o. That jump from 250k to 500k is something I'll soon embark on... next month I should hit 250k. I'd love to do that in 2 - 2.5 years. Hopefully market stays strong.
Regardless you're doing awesome at 32. I'm 45 so I feel the urgency more. I'm thinking in July I have a good chance at a raise. I've also been making big jumps, I'm up 96k this year. So hopefully keep it up and get to a point where I can enjoy life a bit more like you're doing and spend a bit more. But yes you're definitely doing something right!
Post by: Ensheneer on November 04, 2024, 02:23:23 AM
01 February, 2024: 262,979 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 March, 2024: 282,313 EUR (+19,334!)
01 April, 2024: 293,801 EUR
01 May, 2024: 288,430 EUR
01 June, 2024: 293,346 EUR
01 July, 2024: 318,904 EUR (+25,558!)
01 August, 2024: 316,669 EUR
01 September, 2024: 316,677 EUR
01 October, 2024: 325,341 EUR
01 November, 2024: 335,436 EUR
Goal is 400k in Sept 2025!
Post by: VodkaWater on November 04, 2024, 10:02:19 AM
Jan: $359,594 / $375,193
Feb: $379,828 / $391,888
March: $391,463 / $403,023
April: $ 371,935 / $385,760
May: $396,566 / $401,526
June: $409,887 / $414,536
July: $414,393 / $418,763
August: $431,296 / $433,376
Sept: $443,989 / $445,569
Oct: $437,534 / $442,254
I had to buy a call this month so there's a dip in net worth. The markets down but just a normal flux. We will see what this week brings.
Post by: poetdereves on November 04, 2024, 11:43:46 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79
9/1/2024 $298,568.10
10/1/2024 $307,768.62
11/1/2024 $308,011.63 (+$243.01)
Post by: SouthAmericanHusky on November 07, 2024, 04:37:32 PM
Post by: J.P. MoreGains on November 07, 2024, 04:57:47 PM
I got paid 2,897.64 today plus 2,469.63 in gains over the past week. So that did the trick.
Really got that 500k goal on my mind. I kind of feel like working hard to get there and then maybe take a sabbatical or something.
Nice to say I have a quarter mil in investments, checking, saving.
Progress
Total | Month +/- | Year +/- | 09/06/23 +/- | |
--2023-- | ||||
09/06/23 | 115,236.73 | n/a | n/a | n/a |
--2024-- | ||||
01/05/24 | 147,842.08 | n/a | n/a | 32,605.35 |
03/29/24 | 179,559.31 | n/a | 31,717.23 | 64,322.58 |
06/27/24 | 204,276.13 | n/a | 56,434.05 | 89,039.40 |
07/30/24 | 212,318.41 | 8,042.28 | 64,476.33 | 97,081.68 |
08/30/24 | 223,816.65 | 11,498.24 | 75,974.57 | 108,579.92 |
09/27/24 | 237,772.64 | 13,955.99 | 89,930.56 | 122,535.91 |
10/30/24 | 244,876.97 | 7,104.33 | 97,034.89 | 129,640.24 |
11/07/24 | 250,244.24 | 5,367.27 | 102,402.16 | 135,007.51 |
Post by: RNfi2021 on November 12, 2024, 12:16:34 PM
College years
Dec 2017- ~7,000
Dec 2018- ~8,000
Dec 2019- ~12,000
Dec 2020- ~18,000
April 1st,2022- 101,316.33 6-figure net worth checkpoint!
May 26th, 2023- 206,065.5 Crossing 200k net worth!
Dec 1st, 2023- 255,567.91
Jan 1st, 2024- 276571.68
Feb 1st, 2024- 296929.28
March 1st, 2024- 310123.83
April 1st, 2024- 328759.03
May 1st, 2024- 326132.58
June 1st, 2024- 341659.76
July 1st, 2024- 365079.85
Nov 1st, 2024- 410,000
The market has been unreal in 2023 and 2024. It feels like I am blitzing past these races.
The goal for 2025 is to invest at minimum 70k. I felt like I have reached the peak of a nurse's earning in Texas. Plan to move to North California and work my butt off next year. Any Nurses in NorCal can give any pointers?
Post by: lcmac32 on November 12, 2024, 03:31:48 PM
November update
College years
Dec 2017- ~7,000
Dec 2018- ~8,000
Dec 2019- ~12,000
Dec 2020- ~18,000
April 1st,2022- 101,316.33 6-figure net worth checkpoint!
May 26th, 2023- 206,065.5 Crossing 200k net worth!
Dec 1st, 2023- 255,567.91
Jan 1st, 2024- 276571.68
Feb 1st, 2024- 296929.28
March 1st, 2024- 310123.83
April 1st, 2024- 328759.03
May 1st, 2024- 326132.58
June 1st, 2024- 341659.76
July 1st, 2024- 365079.85
Nov 1st, 2024- 410,000
The market has been unreal in 2023 and 2024. It feels like I am blitzing past these races.
The goal for 2025 is to invest at minimum 70k. I felt like I have reached the peak of a nurse's earning in Texas. Plan to move to North California and work my butt off next year. Any Nurses in NorCal can give any pointers?
This has been an extraordinary year, so yes it can happen. Markets can do both things. The key, and it sounds like you are doing it, is to keep earning more and keeping the costs as low as possible. At this rate you will complete the next race (the one I am in) before I do. Congrats!!!
Post by: SpaceCow19 on November 18, 2024, 03:05:19 PM
Post by: Accrual on November 18, 2024, 05:52:18 PM
02/01/2024: $361,746
03/01/2024: $371,723
04/01/2024: $383,259
05/01/2024: $390,477
06/01/2024: $419,580
07/01/2024: $400,317
08/01/2024: $397,354
09/01/2024: $405,350
10/01/2024: $417,273
11/01/2024: $408,503
Post by: Dave15 on November 22, 2024, 07:19:47 AM
25-12-2018 € 41.939,62
26-12-2019 € 64.000,00
03-02-2020 € 72.170,00
28-02-2020 € 74.154,00
25-03-2020 € 71.579,00
09-05-2020 € 76.221,00
01-06-2020 € 78.816,00
02-08-2020 € 82.500,00
26-10-2020 € 91.218,00
01-12-2020 € 100.247,00
28-01-2021 € 109.370,00
28-02-2021 € 110.989,00
03-04-2021 € 115.248,00
25-04-2021 € 118.816,00
24-05-2021 € 119.366,00
29-05-2024 € 245.112,00
22-11-2024 € 270.475,00
Remarkable what the market can do for you. I've downscaled my monthly investments a bit ánd am paying significant sums out of savings each month for the remodelling of our house (we're all done inside and only working on the garden now, with some costs to isolate the house still up and coming as well). As such, any investments and savings made since the last update were for sure wiped out by these costs. Nevertheless, a decent growth for these few months.
Post by: Vindicated on November 27, 2024, 12:27:30 PM
A big milestone this month is that total outstanding debts were reduced below $300k, most of which is the mortgage. The rest is my car and our student loans.
If we have another decent month in the market, I think we'll be close to $329k by the end of the year. Would be a $100k net worth gain in 2024.
Net Worth / Investments
|
Edited to update November to precisely reflect DW's account balances.
Post by: eav on November 28, 2024, 11:39:03 AM
January 2024: $278,601
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
May 2024: $322,448
June 2024: $338,180
August 2024: $350,534
September 2024: $364,235
October 2024: $370,528
November 2024: $380,834
December 2024: $401,920
(Only counting liquid assets/FI number)
Numbers are in for all deductions, so posting early! Happy holidays!
Post by: J.P. MoreGains on November 28, 2024, 02:07:42 PM
So need to find a way to make some extra money.
I'm really blessed. Things are going so well.
Investments, checking, savings.
Progress
Total | Month +/- | Year +/- | 09/06/23 +/- | |
--2023-- | ||||
09/06/23 | 115,236.73 | n/a | n/a | n/a |
--2024-- | ||||
01/05/24 | 147,842.08 | n/a | n/a | 32,605.35 |
03/29/24 | 179,559.31 | n/a | 31,717.23 | 64,322.58 |
06/27/24 | 204,276.13 | n/a | 56,434.05 | 89,039.40 |
07/30/24 | 212,318.41 | 8,042.28 | 64,476.33 | 97,081.68 |
08/30/24 | 223,816.65 | 11,498.24 | 75,974.57 | 108,579.92 |
09/27/24 | 237,772.64 | 13,955.99 | 89,930.56 | 122,535.91 |
10/30/24 | 244,876.97 | 7,104.33 | 97,034.89 | 129,640.24 |
11/28/24 | 254,394.24 | 9,517.27 | 106,552.16 | 139,157.51 |
Post by: JAYSLOL on November 29, 2024, 09:30:17 AM
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
May 1st - $288,700 (+$2,100)
June 1st - $306,200 (+$17,500)
July 1st - $316,400 (+$10,200)
Aug 1st - $324,300 (+$7,900)
Sept 1st - $322,900 (-$1,400)
Oct 1st - $336,700 (+$13,800)
Nov 1st - $346,700 (+$10,000)
Dec 1st - $355,200 (+$8,500)
Post by: CanadianTeacher on November 29, 2024, 09:14:20 PM
There's a bit of me counting my chickens before they hatch, as my explosive growth has been in side gig income and I have about $33,000 owed to me that hasn't hit my accounts yet. But these are reputable clients, so I have no doubt it'll all come though. Still hard to believe...
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64
January 2024: $326,332.48
February 2024: $343,716.22
March 2024: $377,322.95
April 2024: $379,449.35
May 2024: 384,253.59
June 2024: $402,112.14
July 2024: $406,992.58
August 2024: $406,314.90
September 2024: $420,903.27
October 2024: $448,234.61
November 2024: $478,729.31
December 2024: $513,350.84
Post by: FICurious on November 30, 2024, 07:27:26 AM
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $260,470 | - | - | - | - |
| February | $260,200 | - | - | - | - |
| March | $269,213 | - | - | - | - |
| April | $277,837 | - | - | - | - |
| May | $268,052 | - | - | - | - |
| June | $278,669 | - | - | - | - |
| July | $281,323 | - | - | - | - |
| August | $294,760 | - | - | - | - |
| September | $308,676 | - | - | - | - |
| October | $316,333 | - | - | - | - |
| November | $313,193 | - | - | - | - |
| December | $330,148 | - | - | - | - |
Almost $70k growth in one year. Over $70 once I move my monthly leftovers to savings. Truly amazing to think about.
Post by: J.P. MoreGains on November 30, 2024, 09:01:53 PM
Well I graduated, and a lot sooner than I thought I would!
Wow, awesome work! This last year you killed it. It's cool to look at all your entries... they are more than just numbers on a screen. Each is a month of hard work and just sticking with it over time.
You must have an awesome side gig. 33k is great. I'm looking to replace my second job... the second job makes a big difference.
Post by: bcbaseballman on December 01, 2024, 08:00:58 AM
2018 2019 2020 2021 2022 2023 2024
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932 1/31: 182,741
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381 2/29: 194,032
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830 3/31: 206,283
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583 4/30: 203,318
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509 5/31: 213,997
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074 6/30: 221,156
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006 7/31: 222,422
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711 8/31: 232,237
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407 9/30: 239,234
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578 10/31: 241,936
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717 11/30: 168,012
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251 12/31: 174,941
Gain: 15,245.84 29,783 44,923 55,655 -4,416 39,690
11/30: 252,641
Post by: Accrual on December 01, 2024, 08:26:28 AM
02/01/2024: $361,746
03/01/2024: $371,723
04/01/2024: $383,259
05/01/2024: $390,477
06/01/2024: $419,580
07/01/2024: $400,317
08/01/2024: $397,354
09/01/2024: $405,350
10/01/2024: $417,273
11/01/2024: $408,503
12/01/2024: $430,599
Post by: peppermint on December 01, 2024, 09:39:29 AM
11/2024 - $260292.90
Post by: CanadianTeacher on December 01, 2024, 11:53:11 AM
Well I graduated, and a lot sooner than I thought I would!
Wow, awesome work! This last year you killed it. It's cool to look at all your entries... they are more than just numbers on a screen. Each is a month of hard work and just sticking with it over time.
You must have an awesome side gig. 33k is great. I'm looking to replace my second job... the second job makes a big difference.
The side gig has helped me triple my income the last two months, doubled it in September. I've been at it for a while though and just got incredibly fortunate in the last little while. Have no idea how long I'll be riding this wave, but I'll keep at it as long as it's lucrative.
Post by: JAYSLOL on December 01, 2024, 02:33:17 PM
Well I graduated, and a lot sooner than I thought I would!
Wow, awesome work! This last year you killed it. It's cool to look at all your entries... they are more than just numbers on a screen. Each is a month of hard work and just sticking with it over time.
You must have an awesome side gig. 33k is great. I'm looking to replace my second job... the second job makes a big difference.
The side gig has helped me triple my income the last two months, doubled it in September. I've been at it for a while though and just got incredibly fortunate in the last little while. Have no idea how long I'll be riding this wave, but I'll keep at it as long as it's lucrative.
That’s amazing! Great work!
Post by: Ensheneer on December 02, 2024, 05:19:08 AM
01 February, 2024: 262,979 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 March, 2024: 282,313 EUR (+19,334!)
01 April, 2024: 293,801 EUR
01 May, 2024: 288,430 EUR
01 June, 2024: 293,346 EUR
01 July, 2024: 318,904 EUR (+25,558!)
01 August, 2024: 316,669 EUR
01 September, 2024: 316,677 EUR
01 October, 2024: 325,341 EUR
01 November, 2024: 335,436 EUR
01 December, 2024: 379,203 EUR (+43,767!)
Some of this was the USD getting stronger against the EUR - so, it is likely to fluctuate the other way sooner or later.
My goal is 500k in April, 2027. Seems a little conservative at this point in time, but who knows.
Post by: Ensheneer on December 02, 2024, 05:20:09 AM
Hi everyone! I graduated the 100 to 250K thread last month and am happy to be in here.Congratulations and welcome!
11/2024 - $260292.90
Post by: Ensheneer on December 02, 2024, 05:21:38 AM
Hello everyone. another new person here with a net worth that just went over the 250k mark this past month. Excited to be here and have the goal of graduating here in the next 3 years. I am not the fastest accumulator of wealth but I am happy with my pace.Great progress! Congratulations and enjoy the next stage!
2018 2019 2020 2021 2022 2023 2024
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932 1/31: 182,741
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381 2/29: 194,032
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830 3/31: 206,283
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583 4/30: 203,318
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509 5/31: 213,997
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074 6/30: 221,156
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006 7/31: 222,422
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711 8/31: 232,237
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407 9/30: 239,234
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578 10/31: 241,936
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717 11/30: 168,012
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251 12/31: 174,941
Gain: 15,245.84 29,783 44,923 55,655 -4,416 39,690
11/30: 252,641
Post by: poetdereves on December 02, 2024, 07:40:08 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79
9/1/2024 $298,568.10
10/1/2024 $307,768.62
11/1/2024 $308,011.63
12/1/2024 $328,688.30 (+$20,676.67)
Post by: mgardner88 on December 02, 2024, 08:23:33 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)
8/29/2024: $277,996 (+19,175)
10/1/2024: $288,586 (+10,590)
10/31/2024: $296,854 (+8,268)
12/1/2024: $310,366 (+13,512)
Post by: shrimpwd on December 02, 2024, 09:35:04 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | $306,897 | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | $315,627 | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | $322,177 | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | $317,035 | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | $323,570 | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | $327,385 | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | $315,526 | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | $326,296 | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | $327,739 | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | $330,172 | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | $343,633 | - |
November was a good month!
Post by: zygote on December 02, 2024, 10:36:32 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)
9/24: $433,805.98 (+$9,507.49, 2.24%)
10/24: $441,550.73 ($7,744.75, 1.79%)
11/24: $450,008.71 ($8,457.98, 1.92%)
12/24: $474,337.95 ($24,329.24, 5.41%)
Definitely a good month for my investments.
Post by: sportsportsports on December 02, 2024, 05:19:42 PM
Feb-18 $18,133.85
.
.
.
May-20 $104,082.90
.
.
.
Jan-23 $253,294.02
Feb-23 $246,954.80
Mar-23 $268,112.85
Apr-23 $271,853.41
May-23 $279,394.30
Jun-23 $294,638.61
Jul-23 $300,167.62
Aug-23 $311,433.48
Sep-23 $302,614.25
Oct-23 $317,431.74
Nov-23 $332,249.22
Dec-23 $347,638.14
Jan-24 $366,106.16
Feb-24 $383,685.59
Mar-24 $401,170.03
Apr-24 $425,557.07
May-24 $437,750.58
Jun-24 $443,847.34
Jul-24 $449,944.10
Aug-24 $460,115.34
Sep-24 $470,286.57
Oct-24 $471,569.12
Nov-24 $502,130.29
Post by: J.P. MoreGains on December 07, 2024, 10:22:00 AM
Nov-24 $502,130.29
Nice work! Congrats!
Post by: YarnBudget on December 07, 2024, 11:42:39 AM
Well hello, folks! Very happy to be joining you this month from the 250k thread!
EOY 2019 = $32,211.58
EOY 2020 = $79,741.14
EOY 2021 = $137,899.88
EOY 2022 = $141,965.79
EOY 2023 = $214,272.39
Jan 2024 = $220,715.53 (+$6,443.14)
Feb 2024 = $231,709.07 (+$10,993.54)
Mar 2024 = $242,909.50 (+$11,200.43)
Apr 2024 = $236,738.55 (-$6,170.95)
May 2024 = $249,657.70 (+$12,919.15)
June 2024 = $260,363.33 (+$10,7738.63)
My projections have me graduating in exactly five years. Currently saving 70% (which is only $2800/mo. on my paltry public librarian salary) but my housing situation will change in the next few years and that rate will drop below 50%, so we'll see what happens...
First major goalpost is the inflection point where my investment gains start averaging more than I can contribute, which I think is somewhere around $350k
July 2024 = $263,986.09 (+$3,589.76)
August 2024 = $275,789,76 (+$11,803.67)
September 2024 = $282,795.64 (+$7,005.88)
October 2024 = $283,133.97 (+$338.33)
November 2024 = $300,091.17 (+$16,957.20)
Well shit, what a difference the last few months have made! My investments have gone up by a whopping $50k in only the last six months, which is pretty much my entire salary, so that's just wild. Updated projections have shaved a whole year off my anticipated graduation date, which is now halfway through 2028. And of course I know that the pace of the last six months can't continue indefinitely, but if it did I'd be only two years away and graduating by the end of 2026!
Keep on keeping on, my friends!
Post by: J.P. MoreGains on December 08, 2024, 04:21:39 PM
Well shit, what a difference the last few months have made! My investments have gone up by a whopping $50k in only the last six months, which is pretty much my entire salary, so that's just wild. Updated projections have shaved a whole year off my anticipated graduation date, which is now halfway through 2028. And of course I know that the pace of the last six months can't continue indefinitely, but if it did I'd be only two years away and graduating by the end of 2026!
Keep on keeping on, my friends!
What is your target number?
Post by: lcmac32 on December 12, 2024, 09:45:18 AM
Nov-24 $502,130.29
Nice work! Congrats!
Nice work indeed. With the gains I have made it is hard to imagine that I only graduated this thread 4-5 months ago. I still feel more like this one, where we are all really grinding.
@J.P. Moregains hope you are still thriving in your very mustachian living arrangement. Still rooting for you to keep it up. I am sure it isn't easy, but praying for your continued safety, willpower, and success.
Post by: YarnBudget on December 13, 2024, 10:23:07 AM
What is your target number?
Not entirely sure, but probably a million? My napkin math says I could be ten years away... Lots of questions marks, and I might just resign myself to coasting until much closer to traditional retirement age so I can hang on to that sweet, sweet employer-sponsored health insurance. Shrug.
Post by: Anon in Alaska on December 13, 2024, 01:35:58 PM
Post by: J.P. MoreGains on December 14, 2024, 07:20:25 AM
Not entirely sure, but probably a million?
I kind of feel the same... I kind of feel a million would be solid for a guy like me. In my mind 500k is a huge milestone, but that would be pretty lean even if I live in an affordable country.
Plus now that I have momentum I don't want to leave a job half done. But maybe I do coast a bit, or maybe I take a sabbatical but I fear stepping away and it taking a long time to get momentum again.
Either way... let's get to that 500k and graduate to the next challenge!
Post by: J.P. MoreGains on December 14, 2024, 07:23:58 AM
If only I had started saving before my late 40's.
I'm mid 40s and wish I would've known this when I was younger. I never knew there was an FI option by just saving as much as possible.
So lucky this is a thing even now... I can make up for decades lost. I mean either way it will take a decade of work and sacrifice. Hoping to be done by 50 so I can get on with other things in life.
Kind of cool that the internet is a thing and a message like this can get out there from a guy like MMM. I'm such a believer of this thing.
Post by: J.P. MoreGains on December 26, 2024, 07:38:34 PM
2024 Summary
My income after taxes was: $98,748.01
My total spend was: $23,401.63
My total save was: $75,346.38
My savings rate: 76.3%
I'm up a total of: $110,571.35 this year
So $35,224.97 of my total plus was market gains
Honestly, spent too much money. I think 25% (likely more) was on travel.
2 jobs plus tax advantage accounts (401k, 457b, 401a) allowed me to save way more than normally possible.
So grateful! I'm really blessed. What a great year!
2024 Savings
$ In | $ Out | Save | Savings Rate | |
Jan | 6,204.14 | 1,274.65 | 4,929.49 | 79.5% |
Feb | 6,383.08 | 1,201.51 | 5,181.57 | 81.2% |
Mar | 8,230.95 | 3,136.19 | 5,094.76 | 61.9% |
Apr | 8,700.96 | 997.66 | 7,703.30 | 88.5% |
May | 8,700.95 | 1,491.42 | 7,209.53 | 82.9% |
Jun | 8,700.79 | 2,675.31 | 6,025.48 | 69.3% |
Jul | 8,700.54 | 1,608.46 | 7,092.08 | 81.5% |
Aug | 9,356.37 | 3,503.33 | 5,853.04 | 62.6% |
Sep | 9,012.47 | 1,012.61 | 7,999.86 | 88.8% |
Oct | 8,297.53 | 821.14 | 7,476.39 | 90.1% |
Nov | 8,297.74 | 1,815.24 | 6,482.50 | 78.1% |
Dec | 8,162.49 | 3,864.11 | 4,298.38 | 52.7% |
Total | 98,748.01 | 23,401.63 | 75,346.38 | 76.3% |
Savings Since Sep 2023 Start
$ In | $ Out | Save | Savings Rate | |
Total | 123,533.79 | 30,114.62 | 93,419.17 | 75.6% |
Progress
Total | Month +/- | Year +/- | 09/06/23 +/- | |
--2023-- | ||||
09/06/23 | 115,236.73 | n/a | n/a | n/a |
--2024-- | ||||
01/05/24 | 147,842.08 | n/a | n/a | 32,605.35 |
03/29/24 | 179,559.31 | n/a | 31,717.23 | 64,322.58 |
06/27/24 | 204,276.13 | n/a | 56,434.05 | 89,039.40 |
07/30/24 | 212,318.41 | 8,042.28 | 64,476.33 | 97,081.68 |
08/30/24 | 223,816.65 | 11,498.24 | 75,974.57 | 108,579.92 |
09/27/24 | 237,772.64 | 13,955.99 | 89,930.56 | 122,535.91 |
10/30/24 | 244,876.97 | 7,104.33 | 97,034.89 | 129,640.24 |
11/28/24 | 254,394.24 | 9,517.27 | 106,552.16 | 139,157.51 |
12/26/24 | 258,413.43 | 4,019.19 | 110,571.35 | 143,176.70 |
Here's to a great 2025!!!!
Post by: Vindicated on December 26, 2024, 09:10:22 PM
Dec 2023 - $217k NW, $150k Invested
Dec 2024 - $324k NW, $224k Invested
Delta - +$107k NW, $74k Invested
Avg - +$8,917 NW/mo, $6,167 Invested/mo
Goal 2025 - $400k NW, $300k Invested
Goal Avg - $6,334 NW/mo, $6,334 Invested/mo
My income for 2025 looks like it may be a bit lower, and I doubt the market will be quite as strong next year. To reach my 2025 goal, we will need to increase our savings rate slightly. I think it's doable even if income drops a bit. We had some unusual expenses this year.
Net Worth / Investments
|
Post by: J.P. MoreGains on December 27, 2024, 08:32:16 PM
Delta - +$107k NW, $74k Invested
What does Delta mean? Why Delta? I get you're up 107k this year but not sure what that word means.
Awesome work!
Post by: Vindicated on December 29, 2024, 06:20:07 PM
Delta - +$107k NW, $74k Invested
What does Delta mean? Why Delta? I get you're up 107k this year but not sure what that word means.
Awesome work!
Delta just means change of a variable.
Post by: Vindicated on December 29, 2024, 06:24:21 PM
My total spend was: $23,401.63
...
Honestly, spent too much money. I think 25% (likely more) was on travel.
This is mind-boggling to me. I'm impressed! What is your living situation that allows such low spend?
Post by: J.P. MoreGains on December 31, 2024, 07:21:04 AM
This is mind-boggling to me. I'm impressed! What is your living situation that allows such low spend?
Good to learn something with Delta.
For last 5 months I live out of my SUV and have a little mattress in back. So my basic expenses are really low. This year I took 3 trips to Mexico City and a trip to San Diego where I stayed with a friend but gave him some money.
Just based off of feel I think my travel expenses were 25% or likely more - especially because I tend to spend freely while on vacation. So flights, Airbnb, food, things to do, etc. I think my vacation spend is a lot.
I think next year I want to cut back some... it's a little over the top. The idea is when I get closer to FI maybe do a sabbatical or get to Coast FI or something and live overseas like I like to do.
Here's to a great 2025.
Post by: Avolonte on January 01, 2025, 08:56:20 AM
Our high spending is a reflection of how tired and stressed we feel because of our jobs (more eating out, no time and too tired to DIY and it's easier to just buy, buy, buy, etc.). We committed to doing better as we talked about it yesterday. I hope we can keep it up in the new year, so we can just be done once and for all!
I'm looking forward to a year of mindful spending and steady progress. Everyone participating in this thread is an inspiration, and I want to encourage all of us to stay the course in 2025. We've got this!
Post by: J.P. MoreGains on January 01, 2025, 09:39:55 AM
I joined this thread on 12/31/23 with $259k. We ended the year with $386k, an increase of $127k.
That's an awesome increase! Something special being over 100k richer than the previous year!
Post by: zygote on January 01, 2025, 09:46:08 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)
9/24: $433,805.98 (+$9,507.49, 2.24%)
10/24: $441,550.73 (+$7,744.75, 1.79%)
11/24: $450,008.71 (+$8,457.98, 1.92%)
12/24: $474,337.95 (+$24,329.24, 5.41%)
1/25: $462,029.90 (-$12,308.05, -2.59%)
Market back down again, but I'm up $104k/29% for the year so I can't be too mad about it.
Post by: Avolonte on January 01, 2025, 10:32:22 AM
It's nice to be part of the $100k+ club!
Post by: Tyson on January 01, 2025, 11:18:00 AM
Sept 2015 - $125k
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Nov 2018 - $95k
Nov 2019 - $126k
Nov 2020 - $164k
Nov 2021 - $214k
Nov 2022 - $205k
Dec 2023 - $283k
Today - $353k.
Post by: bcbaseballman on January 01, 2025, 04:19:50 PM
2018 2019 2020 2021 2022 2023 2024
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932 1/31: 182,741
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381 2/29: 194,032
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830 3/31: 206,283
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583 4/30: 203,318
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509 5/31: 213,997
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074 6/30: 221,156
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006 7/31: 222,422
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711 8/31: 232,237
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407 9/30: 239,234
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578 10/31: 241,936
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717 11/30: 168,012 11/30: 252,641
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251 12/31: 174,941 12/31: 251,587
Gain: 15,245.84 29,783 44,923 55,655 -4,416 39,690 76,646
I'm slightly down for the month but happy with the year overall! On to 2025.
Post by: JAYSLOL on January 01, 2025, 06:06:26 PM
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
May 1st - $288,700 (+$2,100)
June 1st - $306,200 (+$17,500)
July 1st - $316,400 (+$10,200)
Aug 1st - $324,300 (+$7,900)
Sept 1st - $322,900 (-$1,400)
Oct 1st - $336,700 (+$13,800)
Nov 1st - $346,700 (+$10,000)
Dec 1st - $355,200 (+$8,500)
2025
Jan 1st - $365,700 (+$10,500)
$111,100 increase in invested NW in 2024, pretty crazy, and by far my biggest increase ever. Sadly, this will be my last post in the 250-500 thread for a while, I’m demoting myself back to the 100-250 thread. I’m only tracking invested NW here, and have been renting for 15 years, but decided to jump into the housing market. Thanks to the stock run up this year, I’m going to take out $180k for a down payment, and another $30k for closing and moving cost etc to go towards our first home. I had insanely cheap rent, and that’s going away, which led to purchasing a home rather than continuing renting. Unfortunately, savings rate is about to take a really big hit for the next few years, even with a chunky down payment, housing cost is going up 4x, and I’m still on the fence about making a career switch which might slow me down temporarily. I hope to be back above 250 within 2-3 years, but I won’t be shocked if it takes a bit longer. Hope to see you all have graduated and moved up when I get back.
Post by: shrimpwd on January 02, 2025, 08:36:30 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | $337,044 |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | $306,897 | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | $315,627 | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | $322,177 | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | $317,035 | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | $323,570 | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | $327,385 | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | $315,526 | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | $326,296 | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | $327,739 | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | $330,172 | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | $343,633 | - |
I'm fairly happy with 11% growth for the year. Here's to the next!
Post by: TyGuy on January 02, 2025, 11:11:12 AM
03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447 (First month in the black)
01/01/21: $21,735
01/01/22: $63,049
01/01/23: $87,715
04/01/23: $105,349 (began the race 100k-250K)
01/01/24: $157,250
01/01/25: $250,328
Coming over to this thread from the previous thread (race from 100k-250K). I have not yet determined a goal for graduation from this thread, but I will include it in my update in February!
Post by: mgardner88 on January 02, 2025, 02:58:13 PM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)
8/29/2024: $277,996 (+19,175)
10/1/2024: $288,586 (+10,590)
10/31/2024: $296,854 (+8,268)
12/1/2024: $310,366 (+13,512)
1/1/2025: $306,619 (-3,747)
The market giveth and the market taketh away. 90k increase in a year though? Much more giving. Happy New Year everyone.
Post by: poetdereves on January 03, 2025, 07:54:15 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79
9/1/2024 $298,568.10
10/1/2024 $307,768.62
11/1/2024 $308,011.63
12/1/2024 $328,688.30
1/1/2025 $319,949.24 (-$8,739.06)
Market swings at the end of the year had us on a roller coaster for sure. Overall, up right at $100k for the year. Not too shabby considering I stopped working in July and we became a one income household.
Post by: eav on January 03, 2025, 08:52:06 AM
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
May 2024: $322,448
June 2024: $338,180
August 2024: $350,534
September 2024: $364,235
October 2024: $370,528
November 2024: $380,834
December 2024: $401,920
January 2025: $392,759
(Only counting liquid assets/FI number)
Happy New Year - onward and upward!
Post by: Ensheneer on January 04, 2025, 02:54:01 PM
Glorious results for 2024!01 February, 2024: 262,979 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 January, 2025 : 373,498 EUR = $385,132
01 March, 2024: 282,313 EUR (+19,334!)
01 April, 2024: 293,801 EUR
01 May, 2024: 288,430 EUR
01 June, 2024: 293,346 EUR
01 July, 2024: 318,904 EUR (+25,558!)
01 August, 2024: 316,669 EUR
01 September, 2024: 316,677 EUR
01 October, 2024: 325,341 EUR
01 November, 2024: 335,436 EUR
01 December, 2024: 379,203 EUR (+43,767!)
01 January, 2025: 373,498 EUR = $385,132
Post by: FrugalFukuoka on January 04, 2025, 08:25:51 PM
@Psyche congrats!! That's amazing progress.
| | 2020 | 2021 | 2022 | 2023 | 2024 |
|----------|----------|----------|----------|----------|----------|
| January | $35,800 | $72,268 | $113,961 | $168,896 | $231,167 |
| February | $37,608 | $73,771 | $120,440 | $189,374 | $234,399 |
| March | $41,735 | $80,126 | $118,341 | $176,853 | $257,492 |
| April | $41,673 | $81,821 | $125,182 | $149,615 | $249,155 |
| May | $45,178 | $87,008 | $115,157 | $158,254 | $262,296 |
| June | $51,127 | $89,574 | $114,029 | $158,977 | $270,913 |
| July | $53,320 | $92,983 | $104,767 | $163,445 | $271,482 |
| August | $56,781 | $95,877 | $115,084 | $165,270 | $277,221 |
| September| $61,376 | $101,957 | $163,661 | $179,853 | $285,036 |
| October | $61,503 | $98,956 | $155,795 | $173,014 | $286,882 |
| November | $60,956 | $106,875 | $159,137 | $208,899 | $314,721 |
| December | $66,804 | $112,890 | $167,896 | $219,415 | $311,346 |
Holy cow.. We graduated the thread!
Despite a big unexpected expense back in February things have been going quite well. Market gains have definitely pushed this way beyond expectations. I'll give it another 2 months before I move on to the next thread, never know where the market will take us next.
Graduated the prior thread back in March, first post here. We had some big expenses including the birth of our second son! Still pending my employers contribution this year to my 401k equivalent here later in November which should get us closer to 300k.
And our final update for the year; really happy with where we're at considering with had some big expenses this year. Hopefully in 2025 we can up our savings, as I don't expect the same kind of market returns.
Post by: FICurious on January 05, 2025, 05:09:47 PM
2024 2025 2026 2027 2028 January $260,470 $315,533 - - - February $260,200 - - - - March $269,213 - - - - April $277,837 - - - - May $268,052 - - - - June $278,669 - - - - July $281,323 - - - - August $294,760 - - - - September $308,676 - - - - October $316,333 - - - - November $313,193 - - - - December $330,148 - - - -
Tough market to end the year.
Post by: VodkaWater on January 06, 2025, 07:30:45 AM
Jan: $359,594 / $375,193
Feb: $379,828 / $391,888
March: $391,463 / $403,023
April: $ 371,935 / $385,760
May: $396,566 / $401,526
June: $409,887 / $414,536
July: $414,393 / $418,763
August: $431,296 / $433,376
Sept: $443,989 / $445,569
Oct: $437,534 / $442,254
Nov: $431,386 / $465,886
Dec: $428,411 / $461,861
Finished out the year with a 25% increase in retirement. That included pulling out of a deficit with being laid off last year for 5 months and buying a car this year. We had a medical issue over Christmas so I am hoping that cost wont break us in this year. I am expecting it to be around $10K but hopefully less. Ambulance and a few hours in the hospital for observation.
I am really hoping for an uneventful 2025 but I suspect that's not going to be the case.
Post by: EchoStache on January 19, 2025, 09:59:38 AM
Stache:
January 2020: $35,500
January 2021: $38,706
January 2022: $111,025
January 2023: $179,454
February 2024: $275,000 two incomes up to this point(both similar)
January 2025: $382,000 one income
January 2026 projection: $469,000
Post by: RNfi2021 on January 22, 2025, 10:13:36 AM
Started 2024 with 276571.68
Ended 2024 with 432357.18
Post by: YarnBudget on January 23, 2025, 07:45:41 AM
EOY 2019 = $32,211.58
EOY 2020 = $79,741.14
EOY 2021 = $137,899.88
EOY 2022 = $141,965.79
EOY 2023 = $214,272.39
Jan 2024 = $220,715.53 (+$6,443.14)
Feb 2024 = $231,709.07 (+$10,993.54)
Mar 2024 = $242,909.50 (+$11,200.43)
Apr 2024 = $236,738.55 (-$6,170.95)
May 2024 = $249,657.70 (+$12,919.15)
June 2024 = $260,363.33 (+$10,7738.63)
July 2024 = $263,986.09 (+$3,589.76)
August 2024 = $275,789,76 (+$11,803.67)
September 2024 = $282,795.64 (+$7,005.88)
October 2024 = $283,133.97 (+$338.33)
November 2024 = $300,091.17 (+$16,957.20)
December 2024 = $296,684.33 (-$3,406.84)
Well, I was down a bit for December but up a whopping $82k on the year so I certainly can't complain! And I'm actually up another $14k at the moment, which is just wild.
Wishing us all some solid rides on the market roller coaster in the coming year!
Post by: mgardner88 on January 29, 2025, 09:11:01 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)
8/29/2024: $277,996 (+19,175)
10/1/2024: $288,586 (+10,590)
10/31/2024: $296,854 (+8,268)
12/1/2024: $310,366 (+13,512)
1/1/2025: $306,619 (-3,747)
2/1/2025: $318,542 (+11,923)
Early payday. This month has felt surreal and not in a good way. Times are scary and not only because of my line of work. Just hanging in there.
Post by: Vindicated on January 31, 2025, 10:23:56 AM
Net Worth / Investments
|
Post by: peppermint on February 01, 2025, 09:01:09 AM
01/2025 - $254691.31
02/2025 - $266101.34
Post by: zygote on February 01, 2025, 09:34:13 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)
9/24: $433,805.98 (+$9,507.49, 2.24%)
10/24: $441,550.73 (+$7,744.75, 1.79%)
11/24: $450,008.71 (+$8,457.98, 1.92%)
12/24: $474,337.95 (+$24,329.24, 5.41%)
1/25: $462,029.90 (-$12,308.05, -2.59%)
2/25: $479,310.54 ($17,280.64, 3.74%)
Getting closer to graduating! I might hit $500k in the next few months. Hard to predict exactly when since market fluctuations affect my balance so much more than my contributions now.
Post by: eav on February 01, 2025, 10:39:28 AM
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
May 2024: $322,448
June 2024: $338,180
August 2024: $350,534
September 2024: $364,235
October 2024: $370,528
November 2024: $380,834
December 2024: $401,920
January 2025: $392,759
February 2025: $408,400
(Only counting liquid assets/FI number)
Turning 31 in a couple weeks. Definitely surpassed the goal of having 300k at 30, which feels great. Now I'm not so sure what goal to shoot for next. 500k seems achievable in the next year if the market behaves, but I'm still cash-flowing some large expenses, so we'll see!
Post by: J.P. MoreGains on February 01, 2025, 08:06:36 PM
12/24: $474,337.95 (+$24,329.24, 5.41%)
1/25: $462,029.90 (-$12,308.05, -2.59%)
2/25: $479,310.54 ($17,280.64, 3.74%)
Getting closer to graduating! I might hit $500k in the next few months. Hard to predict exactly when since market fluctuations affect my balance so much more than my contributions now.
@zygote
Nice work, closing in on that 500k target!
When did you feel like the market fluctuations really became apparent? What are you contributing monthly?
The +24k, -12k, +17k looks like a wild ride.
I'm closing in on 300k and have seen some nice gains but I still feel like my contributions are a major part.
Post by: J.P. MoreGains on February 01, 2025, 08:07:47 PM
At 31 you are doing awesome! Congrats!
Post by: J.P. MoreGains on February 01, 2025, 08:11:01 PM
Up: $6,487.50
- Saved: $4,117.69
- Gains: $2,369.81
Well, I finally gave in and dropped the pen and paper and started using spreadsheets.
I have a trip to Europe here in a week... after that going to pick up a second job to keep making the progress I did last year.
For me 2 jobs + good market = plus 100k per year.
Given that trending toward 400k by early 2026. Let's hope for good things.
Post by: VodkaWater on February 02, 2025, 10:03:10 AM
Jan: $359,594 / $375,193 Jan: $444,517 / $477,329
Feb: $379,828 / $391,888
March: $391,463 / $403,023
April: $ 371,935 / $385,760
May: $396,566 / $401,526
June: $409,887 / $414,536
July: $414,393 / $418,763
August: $431,296 / $433,376
Sept: $443,989 / $445,569
Oct: $437,534 / $442,254
Nov: $431,386 / $465,886
Dec: $428,411 / $461,861
This has been an exhausting month all around. I'll take the gains.
Post by: J.P. MoreGains on February 02, 2025, 11:22:44 AM
This has been an exhausting month all around. I'll take the gains.
461k to 477k is nice!
Post by: FICurious on February 02, 2025, 02:28:48 PM
2024 2025 2026 2027 2028 January $260,470 $315,533 - - - February $260,200 $328,435 - - - March $269,213 - - - - April $277,837 - - - - May $268,052 - - - - June $278,669 - - - - July $281,323 - - - - August $294,760 - - - - September $308,676 - - - - October $316,333 - - - - November $313,193 - - - - December $330,148 - - - -
Post by: YarnBudget on February 02, 2025, 03:28:24 PM
EOY 2020 = $79,741.14
EOY 2021 = $137,899.88
EOY 2022 = $141,965.79
EOY 2023 = $214,272.39
EOY 2024 = $296,684.33
January 2025 = $311,756.33 (+$15,072.00)
Always nice to start off the year with a five-paycheck month! And of course the returns didn't hurt... but the roller coaster is sure to continue...
Post by: poetdereves on February 03, 2025, 08:08:30 PM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79
9/1/2024 $298,568.10
10/1/2024 $307,768.62
11/1/2024 $308,011.63
12/1/2024 $328,688.30
1/1/2025 $319,949.24
2/1/2025 $328,800.71 (+$8,851.47)
Post by: bcbaseballman on February 04, 2025, 07:31:25 AM
2018 2019 2020 2021 2022 2023 2024
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932 1/31: 182,741
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381 2/29: 194,032
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830 3/31: 206,283
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583 4/30: 203,318
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509 5/31: 213,997
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074 6/30: 221,156
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006 7/31: 222,422
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711 8/31: 232,237
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407 9/30: 239,234
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578 10/31: 241,936
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717 11/30: 168,012 11/30: 252,641
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251 12/31: 174,941 12/31: 251,587
Gain: 15,245.84 29,783 44,923 55,655 -4,416 39,690 76,646
1/31: 272,928
Alot bigger month that what I expected! I am currently in the process of building a shed so that will slow this down a little bit but hopefully not to much.
Post by: lcmac32 on February 04, 2025, 05:23:08 PM
12/24: $474,337.95 (+$24,329.24, 5.41%)
1/25: $462,029.90 (-$12,308.05, -2.59%)
2/25: $479,310.54 ($17,280.64, 3.74%)
Getting closer to graduating! I might hit $500k in the next few months. Hard to predict exactly when since market fluctuations affect my balance so much more than my contributions now.
@zygote
Nice work, closing in on that 500k target!
When did you feel like the market fluctuations really became apparent? What are you contributing monthly?
The +24k, -12k, +17k looks like a wild ride.
I'm closing in on 300k and have seen some nice gains but I still feel like my contributions are a major part.
J.P. - Not that you asked me, but it really started for me in the 400's. I had a super year and made it to $600k from $400k in a year. $8,000.00 was contributions. In 2025, my goal is to set up Self-Employed 401k and make roughly $60k in contributions. If the market returns 10% on current amount, then contributions to gains will be equal. $60k each. So, I guess it depends on how you define it. If it is gains contribute more than savings, then last year was definitely when it started. If scenario plays out the way described it will be 50/50. Of course, 10% per year from that point forward would have gains making the bigger difference in 10% return years. Of course, markets can have negative returns, so then contributions are the real deal.
On another side note, I achieved my 20 year old self's definition of wealth which is: I am wealthy when my investment (passive) income exceeds my earnings from employment. It took me over 30 years to get there. Of course I kept making more income YOY so I was always chasing, but 2024 was my highest pay ever and the investments still beat it. Of course, the caveat is that if I was suddenly unemployed, then $100 in a CD would define me as wealthy! ;-)
I am still rooting you on from the next race above. I look forward to you doing the SUV living and two jobs. You are on fire for FIRE! So inspirational.
Post by: 41_swish on February 04, 2025, 05:32:09 PM
Post by: Ensheneer on February 05, 2025, 06:12:57 AM
01 January, 2025 : 373,498 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 January, 2025 : 373,498 EUR = $385,132
01 February, 2025 : 394,101 EUR
Taking a break on contributions to pay off the car loan!
Post by: lcmac32 on February 05, 2025, 10:25:26 AM
Looking at a thread like this makes me want to get past 100k so bad. That first 100k really does seem the hardest.
Some say the first $100k is the hardest. I believe it was easier if you really dial in your budget. The next race is the hardest in my mind. $100k to $250k is more than a doubling whereas most of the races are doublings. A I remember they were something like race to $10k, 50k, 100k, etc. The $100k to $250k felt long. The $250k - $500k was a grind until the last couple of fantastic market years did the heavy lifting for me. That is when I really started to see the compounding returns effect.
You got this. I am much older than you and you will make it. I absolutely believe most people can have a $250k stash by 30. Keep grinding (strong budgeting and increase your earnings capacity) and you will hit the magical $1,000,000 by 40. That is very doable, if that is your desire and you in fact derive happiness in the journey. Many people in these forums crush that and are done in the early 30's. It is really more up to you and what and when you want to be there. But, you can without any doubt do this!!!
Post by: 41_swish on February 05, 2025, 10:44:41 AM
Anecdotally, I really agree when it comes to dialing in the budget. Before I was a mustache, I was a good budgeter but had enough income to be a little loose where the money was going.Looking at a thread like this makes me want to get past 100k so bad. That first 100k really does seem the hardest.
Some say the first $100k is the hardest. I believe it was easier if you really dial in your budget. The next race is the hardest in my mind. $100k to $250k is more than a doubling whereas most of the races are doublings. A I remember they were something like race to $10k, 50k, 100k, etc. The $100k to $250k felt long. The $250k - $500k was a grind until the last couple of fantastic market years did the heavy lifting for me. That is when I really started to see the compounding returns effect.
You got this. I am much older than you and you will make it. I absolutely believe most people can have a $250k stash by 30. Keep grinding (strong budgeting and increase your earnings capacity) and you will hit the magical $1,000,000 by 40. That is very doable, if that is your desire and you in fact derive happiness in the journey. Many people in these forums crush that and are done in the early 30's. It is really more up to you and what and when you want to be there. But, you can without any doubt do this!!!
Now, I have trimmed the unnecessary fat form my diet and increased my automatic investments. This has helped me increase my NW a bunch in just four months. I will be interested to see what happens at the 1-year mark.
Post by: zygote on February 05, 2025, 02:11:01 PM
12/24: $474,337.95 (+$24,329.24, 5.41%)
1/25: $462,029.90 (-$12,308.05, -2.59%)
2/25: $479,310.54 ($17,280.64, 3.74%)
Getting closer to graduating! I might hit $500k in the next few months. Hard to predict exactly when since market fluctuations affect my balance so much more than my contributions now.
@zygote
Nice work, closing in on that 500k target!
When did you feel like the market fluctuations really became apparent? What are you contributing monthly?
The +24k, -12k, +17k looks like a wild ride.
I'm closing in on 300k and have seen some nice gains but I still feel like my contributions are a major part.
I contribute ~$2600 per month between my 401a, 403b, and Roth IRA. That includes my employer match in the 401a, and of course the total is higher in a 3 paycheck month.
I'm basically 100% VTSAX or similar, and I started really noticing the fluctuations in March 2020. My net worth was just over $100k at that point, and the market was very up and down for obvious reasons. It took me forever to graduate to this thread because I kept swinging above and below $250k when the time came. I hit $250k for the first time in November 2021 and didn't stay there until November 2022...
At this point, any market swing > 0.5% in either direction impacts my net worth more than my contribution, so it's definitely a wild ride! I like my job, so I'm mostly aiming for FI at this point and the volatility doesn't bother me.
Post by: J.P. MoreGains on February 05, 2025, 03:35:48 PM
Looking at a thread like this makes me want to get past 100k so bad. That first 100k really does seem the hardest.
@41_swish At 26 with this knowledge you'll be way ahead of me by the time you are 45! Keep at it!
How much are you saving each month? That's a big factor for your progress... if you can find a sweet spot where you are making big jumps you'll feel great about the progress.
Also agree with what lc mac said... you can definitely do this! Being young you can choose to go all out. You got a lot of young energy to give it 110% and make great progress. Two jobs if need be. Cutting expenses to absolute minimum if need be. Might be worth it to make quick progress. At 45 I'm going to extremes but it's because I have less time and have to do this.
Something can be said about working all the time... I first saw this when I was 39 and worked as a mechanic on ships... maritime industry is great to save money. All you do is work, sleep and eat. No time to spend money.
With two jobs and working all the time you can make quick progress. Depends how much you want to sacrifice.
Post by: J.P. MoreGains on February 05, 2025, 03:38:30 PM
Post by: 41_swish on February 05, 2025, 04:30:02 PM
Post by: J.P. MoreGains on February 06, 2025, 11:37:40 AM
If you keep doing that you'll be doing great in the future. At your age you probably like free time and friends and hobbies and stuff.
Or you could always double down and try to get a second job or cut some big expenses.
For me once I started saving over 4k a month that felt huge. This year I'd like to cut down on travel and find a new second job to get in the 7k range per month.
But I'm older and I'm willing to just make big sacrfices because I don't have a lot of time.
You got time so congrats on doing this while you're young! Also... if you stick with this eventually you'll have enough in investments where you'll make a 100k jump in a year! Just stick with it. That 100k will almost make itself compared to the first 100k.
Post by: 41_swish on February 06, 2025, 01:08:42 PM
Post by: lcmac32 on February 06, 2025, 05:23:55 PM
@41_swish That's almost 3k a month... that's great progress!!! You are miles ahead of most people your age. You should be really excited about your situation.
If you keep doing that you'll be doing great in the future. At your age you probably like free time and friends and hobbies and stuff.
Or you could always double down and try to get a second job or cut some big expenses.
For me once I started saving over 4k a month that felt huge. This year I'd like to cut down on travel and find a new second job to get in the 7k range per month.
But I'm older and I'm willing to just make big sacrfices because I don't have a lot of time.
You got time so congrats on doing this while you're young! Also... if you stick with this eventually you'll have enough in investments where you'll make a 100k jump in a year! Just stick with it. That 100k will almost make itself compared to the first 100k.
I want to second the getting a second job. Yes, you have good friends and they will always want to do something. Be like the good musician or comedian - always leave them wanting more. Remember, you will still do fun things with them, not as often, and you will actually enjoy it even more for at least two reasons. 1. Scarcity of the fun activity does make it more fun. 2. You know you are on the path to have all the free time you want in roughly 10 years at the rate you are going. Which makes the spending on these excursions with friends less detrimental to your financial goals.
I plan on getting the second job for the third time in my career, and I am currently making 2.12x more than my last highest salary. I am older than J.P and really ready to be done.
I really do not think you will regret the second job at all. It is so satisfying to think that you have the time, the energy, and the drive to keep cranking harder than others are willing to do. Should we benchmark ourself against what others do? No, BUT its does show an intense motivation to achieve goals when you do it. People are a lot stronger than they believe they are. You've got this!!
Post by: J.P. MoreGains on February 07, 2025, 08:05:29 AM
Granted I don't have all day to hang with friends... but I can schedule time and enjoy it.
With two jobs I just have to be about efficiency, scheduling things and not being lazy and just sitting around for no reason.
There's a saying... "if you want something done give it to someone who is busy". Busy people get things done. Lazy people sit around all day and any task takes hours.
I'm not going to do this forever... but there is something that feels good about giving 100% and making great progress.
I saw the power of the "work all the time" formula when I was a service tech. In the maritime industry you work all the time. The overtime adds up when you work 7 days a week 12 hours a day.
So I'm going to alternate putting my foot on the gas, going 100% and then after awhile back off the second job to chill and work one job... then get back at it again.
Destination 500k by end of 2026 I'm hoping.
Post by: lcmac32 on February 07, 2025, 12:21:13 PM
Working two jobs forces me to be more efficient and I realize how much time I actually waste.
Granted I don't have all day to hang with friends... but I can schedule time and enjoy it.
With two jobs I just have to be about efficiency, scheduling things and not being lazy and just sitting around for no reason.
There's a saying... "if you want something done give it to someone who is busy". Busy people get things done. Lazy people sit around all day and any task takes hours.
I'm not going to do this forever... but there is something that feels good about giving 100% and making great progress.
I saw the power of the "work all the time" formula when I was a service tech. In the maritime industry you work all the time. The overtime adds up when you work 7 days a week 12 hours a day.
So I'm going to alternate putting my foot on the gas, going 100% and then after awhile back off the second job to chill and work one job... then get back at it again.
Destination 500k by end of 2026 I'm hoping.
You know I will keep following your progress, and I 1005 believe you will get there. Markets are a little choppy at the moment, but they will find their footing and help you on the quest.
Post by: J.P. MoreGains on February 07, 2025, 01:13:23 PM
Post by: TyGuy on February 08, 2025, 10:21:15 AM
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447 (First month in the black)
01/01/21: $21,735
01/01/22: $63,049
01/01/23: $87,715
04/01/23: $105,349 (Began the race 100K-250K)
01/01/24: $157,250
01/01/25: $250,328 (Began the race 250K-500K)
02/01/25: $260,644 (+10,316)
I set my goal for graduation and had good progress to start the year!
Post by: mckaylabaloney on February 11, 2025, 11:00:47 AM
2018 2019 2020 2021 2022 2023 2024 2025 January $(170,956.12) $(80,750.78) $(4,484.13) $124,124.66 $298,228.37 $364,245.38 $414,373.24 $407,197.81 February $(166,849.63) $(72,922.02) $(4,647.56) $125,821.73 $292,535.79 $387,049.76 - $420,030.39 March $(161,395.88) $(65,244.64) $398.59 $136,847.83 $289,783.60 $384,051.14 - April $(156,590.44) $(57,807.71) $(9,003.54) $145,677.69 $304,542.17 $392,700.46 - May $(159,977.61) $(52,358.05) $8,209.01 $164,438.72 $289,968.07 $400,751.22 - June $(154,655.48) $(52,769.97) $19,606.73 $171,195.96 $292,333.93 - - July $(149,000.22) $(39,802.87) $26,480.37 $219,072.34 $277,359.75 - - August $(143,758.38) $(35,751.08) $40,657.65 $234,012.81 $303,227.07 - - September $(139,839.66) $(45,074.66) $52,868.32 $241,148.85 $303,414.27 - - October $(136,009.14) $(54,949.47) $53,926.77 $241,206.12 $288,539.64 - - November $(137,519.76) $(53,156.01) $61,241.09 $252,403.51 $297,090.56 - - December $(132,193.25) $(52,946.03) $78,742.07 $257,721.53 $331,381.44 - - Annual gain $90,205.34 $75,902.65 $128,972.79 $174,103.71 $66,017.01 $50,127.86 -$7,175.43
Well, hello there! I'm returning after nearly two years away from these forums.
In mid-2023, I left my job to spend a year traveling the world. (It was awesome.) I returned last year and kept living off my savings as long as I could, but now I'm back to work -- thankfully, with a renewed sense of motivation (plus a hearty appreciation for biweekly paychecks and employer-paid health insurance premiums).
It's kind of remarkable to see how my net worth barely changed while I was on sabbatical; I made essentially no money for 20 months and spent a lot during that time (I'm not a luxury traveler, but I'm also no budget backpacker, and also I had all my regular expenses at home for the last 8 months), yet my net worth went up over that period. Just goes to show how well the market was doing, I guess (not that I was paying any attention to it when I could, instead, watch the sun set in Sarajevo or whatever).
Post by: lcmac32 on February 11, 2025, 11:30:51 AM
Welcome back and well done on that awesome sabbatical! Get back on the high savings rate for a couple of years and I am confident you will (and certainly should be) off on another fun sabbatical. If you can do two years on and two years off and still hit your FIRE number fairly young, I call that WINNING! Will follow your progress.
Post by: mckaylabaloney on February 11, 2025, 12:35:00 PM
@mckaylabaloney
Welcome back and well done on that awesome sabbatical! Get back on the high savings rate for a couple of years and I am confident you will (and certainly should be) off on another fun sabbatical. If you can do two years on and two years off and still hit your FIRE number fairly young, I call that WINNING! Will follow your progress.
Thank you!
We will see -- at this point, I hope to stay at my current job much longer than two years (perhaps even until I hit FIRE) and certainly don't see myself leaving voluntarily unless I have a bit more confidence in the stability of...well, everything. I work for really good people and I'm skeptical that I can find a better combination of pay, work-life balance, and benefits (though of course it's possible that the shine may wear off at some point, and any of those things could change too).
Also, having now taken some extended time off, I'm feeling motivated to work toward FIRE rather than toward another long-term break. But that may shift after I've been back in the daily grind for longer.
At some point there may also be an option for me to buy a small (solo) business from a retiring relative; this has some real appeal, but whether I go for it will depend on whether I decide to prioritize stability/early retirement or flexibility/working for myself/etc.
All in all, who knows what opportunities might present themselves in the coming years!
Post by: SouthAmericanHusky on February 21, 2025, 06:45:54 PM
2018 2019 2020 2021 2022 2023 2024 2025 January $(170,956.12) $(80,750.78) $(4,484.13) $124,124.66 $298,228.37 $364,245.38 $414,373.24 $407,197.81 February $(166,849.63) $(72,922.02) $(4,647.56) $125,821.73 $292,535.79 $387,049.76 - $420,030.39 March $(161,395.88) $(65,244.64) $398.59 $136,847.83 $289,783.60 $384,051.14 - April $(156,590.44) $(57,807.71) $(9,003.54) $145,677.69 $304,542.17 $392,700.46 - May $(159,977.61) $(52,358.05) $8,209.01 $164,438.72 $289,968.07 $400,751.22 - June $(154,655.48) $(52,769.97) $19,606.73 $171,195.96 $292,333.93 - - July $(149,000.22) $(39,802.87) $26,480.37 $219,072.34 $277,359.75 - - August $(143,758.38) $(35,751.08) $40,657.65 $234,012.81 $303,227.07 - - September $(139,839.66) $(45,074.66) $52,868.32 $241,148.85 $303,414.27 - - October $(136,009.14) $(54,949.47) $53,926.77 $241,206.12 $288,539.64 - - November $(137,519.76) $(53,156.01) $61,241.09 $252,403.51 $297,090.56 - - December $(132,193.25) $(52,946.03) $78,742.07 $257,721.53 $331,381.44 - - Annual gain $90,205.34 $75,902.65 $128,972.79 $174,103.71 $66,017.01 $50,127.86 -$7,175.43
Well, hello there! I'm returning after nearly two years away from these forums.
In mid-2023, I left my job to spend a year traveling the world. (It was awesome.) I returned last year and kept living off my savings as long as I could, but now I'm back to work -- thankfully, with a renewed sense of motivation (plus a hearty appreciation for biweekly paychecks and employer-paid health insurance premiums).
It's kind of remarkable to see how my net worth barely changed while I was on sabbatical; I made essentially no money for 20 months and spent a lot during that time (I'm not a luxury traveler, but I'm also no budget backpacker, and also I had all my regular expenses at home for the last 8 months), yet my net worth went up over that period. Just goes to show how well the market was doing, I guess (not that I was paying any attention to it when I could, instead, watch the sun set in Sarajevo or whatever).
Man I've done a similar thing in 2023 travelling the world for a year. I'm almost same age (37), got married and travelled till we come back, with my pregnant wife! Such and adventure. We ate outside all the times, got to know lot of countries and places and I still think about all those experiences. It's super rewarding thinking about those memories while you are still 'young' and able to do it. Delaying stuff for later doesn't make much sense no matter you are spending your money. As you I came back with more money than what I had when I resigned my job lol. I got a job as soon as I came back and now I'm on track and new to this thread. Congrats. Nice to hear there's more people in a similar boat in this pro saving forum
Post by: Vindicated on February 27, 2025, 06:22:09 AM
Bad month for the market. I invested $3,500 into 401k, and my balance stayed pretty much flat.
Net Worth / Investments
|
Post by: J.P. MoreGains on February 27, 2025, 08:42:29 AM
Quote
Bad month for the market. I invested $3,500 into 401k, and my balance stayed pretty much flat.
Good to know so I don't get disappointed when I add up my numbers.
Good luck on the job search!
Post by: J.P. MoreGains on February 28, 2025, 07:58:03 AM
My arrival to 300k will be delayed some... not the best month.
I saved $4,400 and my net worth only jumped $1,400.
Part of this was a payroll error that took back $1,250 in 401k contributions. Problem is I told them this months ago and they ignored me and told me to contact the 401k provider instead. This error actually prevented me from maxing out my contributions last year (since the provider wouldn't accept any more contributions - they received the max). But I didn't have the max actually deducted. They gave me a free 1,250 that they now took back.
Travel is an insane 70% of my yearly spend with two trips so far. I'm cutting back on this now as I find a second job.
Goal I have is to save $8k a month with two jobs... let's see if I can get there. It's gonna be tough.
Post by: Baguettestache on March 01, 2025, 04:01:45 AM
January: 191k€
December: 172k€
2023:
January: 195k€
December: 288k€
2024:
February: 311k€
September: 366k€
October: 401k€
November: 493k€
2025:
January: 471k€
February: 428k€
My NW is currently inflated by the crypto bull run.
February was a low spending month after a pretty spendy 2024 year...
I haven't been investing in the past months as I'll have to pay 35k€ of debt soon.
Post by: peppermint on March 01, 2025, 08:40:29 AM
01/2025 - $254691.31
02/2025 - $266101.34
03/2025 - $267278.48
Inching along this month.
Post by: mckaylabaloney on March 01, 2025, 10:12:09 AM
2018 2019 2020 2021 2022 2023 2024 2025 January $(170,956.12) $(80,750.78) $(4,484.13) $124,124.66 $298,228.37 $364,245.38 $414,373.24 $407,197.81 February $(166,849.63) $(72,922.02) $(4,647.56) $125,821.73 $292,535.79 $387,049.76 - $420,030.39 March $(161,395.88) $(65,244.64) $398.59 $136,847.83 $289,783.60 $384,051.14 - $427,479.25 April $(156,590.44) $(57,807.71) $(9,003.54) $145,677.69 $304,542.17 $392,700.46 - May $(159,977.61) $(52,358.05) $8,209.01 $164,438.72 $289,968.07 $400,751.22 - June $(154,655.48) $(52,769.97) $19,606.73 $171,195.96 $292,333.93 - - July $(149,000.22) $(39,802.87) $26,480.37 $219,072.34 $277,359.75 - - August $(143,758.38) $(35,751.08) $40,657.65 $234,012.81 $303,227.07 - - September $(139,839.66) $(45,074.66) $52,868.32 $241,148.85 $303,414.27 - - October $(136,009.14) $(54,949.47) $53,926.77 $241,206.12 $288,539.64 - - November $(137,519.76) $(53,156.01) $61,241.09 $252,403.51 $297,090.56 - - December $(132,193.25) $(52,946.03) $78,742.07 $257,721.53 $331,381.44 - - Annual gain $90,205.34 $75,902.65 $128,972.79 $174,103.71 $66,017.01 $50,127.86 -$7,175.43
Post by: shrimpwd on March 02, 2025, 02:26:13 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | $304,101 | $337,044 |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | $306,897 | $342,522 |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | $315,627 | $340,742 |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | $322,177 | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | $317,035 | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | $323,570 | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | $327,385 | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | $315,526 | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | $326,296 | - |
| October | - | - | $24,777 | $67,897 | $93,821 | $283,917 | $327,739 | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | $283,091 | $330,172 | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | $295,542 | $343,633 | - |
Looks like I forgot to update it last month. Not much changing these days, so...
Post by: zygote on March 03, 2025, 11:35:37 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)
9/24: $433,805.98 (+$9,507.49, 2.24%)
10/24: $441,550.73 (+$7,744.75, 1.79%)
11/24: $450,008.71 (+$8,457.98, 1.92%)
12/24: $474,337.95 (+$24,329.24, 5.41%)
1/25: $462,029.90 (-$12,308.05, -2.59%)
2/25: $479,310.54 ($17,280.64, 3.74%)
3/25: $470,240.72 (-$9,069.82, -1.89%)
Once again the market is fluctuating a lot just as I'm getting ready to graduate to a new race. (It took me a year to consistently stay above $250k). Doesn't really affect what I do because I invest the same amount every month; it'll happen whenever it happens.
Post by: TyGuy on March 03, 2025, 12:02:29 PM
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447 (First month in the black)
01/01/21: $21,735
01/01/22: $63,049
01/01/23: $87,715
04/01/23: $105,349 (Started the race 100K-250K)
01/01/24: $157,250
01/01/25: $250,328 (Started the race 250K-500K)
02/01/25: $260,644 (+10,316)
03/01/25: $264,290 (+3,646)
Steady progress, I had another good month of saving. Slow and steady is the name of the game for me this year!
Post by: J.P. MoreGains on March 03, 2025, 06:23:43 PM
01/01/24: $157,250
01/01/25: $250,328 (Started the race 250K-500K)
Nice work in 2024! That is a big gain!
Post by: Ensheneer on March 04, 2025, 02:29:22 AM
01 January, 2025 : 373,498 EUR
01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 January, 2025 : 373,498 EUR = $385,132
01 February, 2025 : 394,101 EUR
01 March, 2025 : 371,281 EUR
More pain to come, I think!
Post by: FICurious on March 04, 2025, 07:23:49 AM
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $260,470 | $315,533 | - | - | - |
| February | $260,200 | $328,435 | - | - | - |
| March | $269,213 | $325,187 | - | - | - |
| April | $277,837 | - | - | - | - |
| May | $268,052 | - | - | - | - |
| June | $278,669 | - | - | - | - |
| July | $281,323 | - | - | - | - |
| August | $294,760 | - | - | - | - |
| September | $308,676 | - | - | - | - |
| October | $316,333 | - | - | - | - |
| November | $313,193 | - | - | - | - |
| December | $330,148 | - | - | - | - |
Post by: eav on March 04, 2025, 08:12:32 AM
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
May 2024: $322,448
June 2024: $338,180
August 2024: $350,534
September 2024: $364,235
October 2024: $370,528
November 2024: $380,834
December 2024: $401,920
January 2025: $392,759
February 2025: $408,400
March 2025: $407,249
(Only counting liquid assets/FI number)
Post by: TyGuy on March 04, 2025, 09:48:43 AM
01/01/24: $157,250
01/01/25: $250,328 (Started the race 250K-500K)
Nice work in 2024! That is a big gain!
Thank you, I am hoping for more of the same this year and into the future. I feel like my finances are optimized and I just need to enjoy this "boring" middle part of the accumulation phase! Best of luck on your speedy journey to 500k!
Post by: bcbaseballman on March 04, 2025, 09:53:30 AM
2018 2019 2020 2021 2022 2023 2024 2025
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932 1/31: 182,741 1/31: 272,928
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381 2/29: 194,032
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830 3/31: 206,283
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583 4/30: 203,318
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509 5/31: 213,997
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074 6/30: 221,156
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006 7/31: 222,422
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711 8/31: 232,237
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407 9/30: 239,234
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578 10/31: 241,936
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717 11/30: 168,012 11/30: 252,641
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251 12/31: 174,941 12/31: 251,587
Gain: 15,245.84 29,783 44,923 55,655 -4,416 39,690 76,646
2-28: 277,532
Post by: poetdereves on March 07, 2025, 04:23:21 PM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79
9/1/2024 $298,568.10
10/1/2024 $307,768.62
11/1/2024 $308,011.63
12/1/2024 $328,688.30
1/1/2025 $319,949.24
2/1/2025 $328,800.71
3/1/2025 $326,020.69 (-$2,780.02)
Post by: J.P. MoreGains on March 24, 2025, 03:06:44 PM
I'm controlling what I can control and will hit 90% savings rate this month it looks like. Will post soon.
Want to update my tables for 2025 instead of posting spreadsheet pics.
2025 Savings
$ In | $ Out | Save | Save % | |
Jan | 6,226.97 | 2,109.28 | 4,117.69 | 66.1% |
Feb | 6,622.35 | 2,156.78 | 4,465.57 | 67.4% |
Mar | - | - | - | - |
Apr | - | - | - | - |
May | - | - | - | - |
Jun | - | - | - | - |
Jul | - | - | - | - |
Aug | - | - | - | - |
Sep | - | - | - | - |
Oct | - | - | - | - |
Nov | - | - | - | - |
Dec | - | - | - | - |
Total | 12,849.32 | 4,266.06 | 8,583.26 | 66.8% |
Savings Since Sep 2023 Start
$ In | $ Out | Save | Save % | |
Total | 136,383.11 | 34,380.68 | 102,002.43 | 74.8% |
Net Worth Progress
Total | Month +/- | Year +/- | 09/06/23 +/- | |
--2023-- | ||||
09/06/23 | 115,236.73 | n/a | n/a | n/a |
--2024-- | ||||
01/05/24 | 147,842.08 | n/a | n/a | 32,605.35 |
03/29/24 | 179,559.31 | n/a | 31,717.23 | 64,322.58 |
06/27/24 | 204,276.13 | n/a | 56,434.05 | 89,039.40 |
07/30/24 | 212,318.41 | 8,042.28 | 64,476.33 | 97,081.68 |
08/30/24 | 223,816.65 | 11,498.24 | 75,974.57 | 108,579.92 |
09/27/24 | 237,772.64 | 13,955.99 | 89,930.56 | 122,535.91 |
10/30/24 | 244,876.97 | 7,104.33 | 97,034.89 | 129,640.24 |
11/28/24 | 254,394.24 | 9,517.27 | 106,552.16 | 139,157.51 |
12/26/24 | 258,413.43 | 4,019.19 | 110,571.35 | 143,176.70 |
--2025-- | ||||
01/01/25 | 277,413.43 | N/A | N/A | 162,176.70 |
02/01/25 | 283,900.93 | 6,487.50 | 6,487.50 | 168,664.20 |
03/01/25 | 285,393.17 | 1,492.24 | 7,979.74 | 170,156.44 |
Post by: VodkaWater on March 30, 2025, 07:51:02 AM
The market dip is depressing knowing it's probably not a quick blip but it is what it is. We also had 2 large purchases this month that pulled about $4k out of NW totals as well.
2024 NW/Investments 2025 NW/Investments
Jan: $359,594 / $375,193 Jan: $444,517 / $477,329
Feb: $379,828 / $391,888 Feb: $439,537 / $471,723
March: $391,463 / $403,023 March: $420,443 / $455,895
April: $ 371,935 / $385,760
May: $396,566 / $401,526
June: $409,887 / $414,536
July: $414,393 / $418,763
August: $431,296 / $433,376
Sept: $443,989 / $445,569
Oct: $437,534 / $442,254
Nov: $431,386 / $465,886
Dec: $428,411 / $461,861
Post by: J.P. MoreGains on March 31, 2025, 07:35:41 AM
First time my net worth went down since starting. So this is a lesson. First year tracking closely it was all gains. Now I'll have to learn the lesson of sticking with my investing strategy.
Still did everything I could this month and saved over 7k. I include my tax return in "$ In". Now that I have a second job I'm hoping I can save 7k each month to invest.
My arrival to 300k will be delayed for sure.
2025 Savings
$ In | $ Out | Save | Save % | |
Jan | 6,226.97 | 2,109.28 | 4,117.69 | 66.1% |
Feb | 6,622.35 | 2,156.78 | 4,465.57 | 67.4% |
Mar | 8,392.86 | 768.41 | 7,624.45 | 90.8% |
Apr | - | - | - | - |
May | - | - | - | - |
Jun | - | - | - | - |
Jul | - | - | - | - |
Aug | - | - | - | - |
Sep | - | - | - | - |
Oct | - | - | - | - |
Nov | - | - | - | - |
Dec | - | - | - | - |
Total | 21,242.18 | 5,034.47 | 16,207.71 | 76.3% |
Savings Since Sep 2023 Start
$ In | $ Out | Save | Save % | |
Total | 144,775.97 | 35,149.09 | 109,626.88 | 75.7% |
Net Worth Progress
Total | Month +/- | Year +/- | 09/06/23 +/- | |
--2023-- | ||||
09/06/23 | 115,236.73 | n/a | n/a | n/a |
--2024-- | ||||
01/05/24 | 147,842.08 | n/a | n/a | 32,605.35 |
03/29/24 | 179,559.31 | n/a | 31,717.23 | 64,322.58 |
06/27/24 | 204,276.13 | n/a | 56,434.05 | 89,039.40 |
07/30/24 | 212,318.41 | 8,042.28 | 64,476.33 | 97,081.68 |
08/30/24 | 223,816.65 | 11,498.24 | 75,974.57 | 108,579.92 |
09/27/24 | 237,772.64 | 13,955.99 | 89,930.56 | 122,535.91 |
10/30/24 | 244,876.97 | 7,104.33 | 97,034.89 | 129,640.24 |
11/28/24 | 254,394.24 | 9,517.27 | 106,552.16 | 139,157.51 |
12/26/24 | 258,413.43 | 4,019.19 | 110,571.35 | 143,176.70 |
01/01/25 | 277,413.43 | N/A | N/A | 162,176.70 |
02/01/25 | 283,900.93 | 6,487.50 | 6,487.50 | 168,664.20 |
03/01/25 | 285,393.17 | 1,492.24 | 7,979.74 | 170,156.44 |
04/01/25 | 281,384.49 | -4,008.68 | 3,971.06 | 166,147.76 |
Post by: peppermint on April 01, 2025, 08:16:17 AM
01/2025 - $254691.31
02/2025 - $266101.34
03/2025 - $267278.48
04/2025 - $262415.48
Also feeling the drop...
Post by: eav on April 01, 2025, 08:40:07 AM
May 2024: $322,448
June 2024: $338,180
August 2024: $350,534
September 2024: $364,235
October 2024: $370,528
November 2024: $380,834
December 2024: $401,920
January 2025: $392,759
February 2025: $408,400
March 2025: $407,249
April 2025: $391,604
(Only counting liquid assets/FI number)
Post by: mckaylabaloney on April 01, 2025, 09:24:12 AM
2018 2019 2020 2021 2022 2023 2024 2025 January $(170,956.12) $(80,750.78) $(4,484.13) $124,124.66 $298,228.37 $364,245.38 $414,373.24 $407,197.81 February $(166,849.63) $(72,922.02) $(4,647.56) $125,821.73 $292,535.79 $387,049.76 - $420,030.39 March $(161,395.88) $(65,244.64) $398.59 $136,847.83 $289,783.60 $384,051.14 - $427,479.25 April $(156,590.44) $(57,807.71) $(9,003.54) $145,677.69 $304,542.17 $392,700.46 - $418,864.47 May $(159,977.61) $(52,358.05) $8,209.01 $164,438.72 $289,968.07 $400,751.22 - June $(154,655.48) $(52,769.97) $19,606.73 $171,195.96 $292,333.93 - - July $(149,000.22) $(39,802.87) $26,480.37 $219,072.34 $277,359.75 - - August $(143,758.38) $(35,751.08) $40,657.65 $234,012.81 $303,227.07 - - September $(139,839.66) $(45,074.66) $52,868.32 $241,148.85 $303,414.27 - - October $(136,009.14) $(54,949.47) $53,926.77 $241,206.12 $288,539.64 - - November $(137,519.76) $(53,156.01) $61,241.09 $252,403.51 $297,090.56 - - December $(132,193.25) $(52,946.03) $78,742.07 $257,721.53 $331,381.44 - - Annual gain $90,205.34 $75,902.65 $128,972.79 $174,103.71 $66,017.01 $50,127.86 -$7,175.43
Post by: poetdereves on April 01, 2025, 11:58:41 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79
9/1/2024 $298,568.10
10/1/2024 $307,768.62
11/1/2024 $308,011.63
12/1/2024 $328,688.30
1/1/2025 $319,949.24
2/1/2025 $328,800.71
3/1/2025 $326,020.69
4/1/2025 $323,844.47 (-$2,176.22)
Post by: bcbaseballman on April 02, 2025, 07:10:44 AM
2018 2019 2020 2021 2022 2023 2024 2025
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932 1/31: 182,741 1/31: 272,928
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381 2/29: 194,032 2/28: 277,532
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830 3/31: 206,283
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583 4/30: 203,318
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509 5/31: 213,997
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074 6/30: 221,156
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006 7/31: 222,422
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711 8/31: 232,237
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407 9/30: 239,234
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578 10/31: 241,936
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717 11/30: 168,012 11/30: 252,641
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251 12/31: 174,941 12/31: 251,587
Gain: 15,245.84 29,783 44,923 55,655 -4,416 39,690 76,646
3/31: 268,562
Spending was crazy this month as we had to get a new car for the household. Also didnt help that the markets were down. Need to buckle back down.
Post by: FICurious on April 02, 2025, 12:44:24 PM
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $260,470 | $315,533 | - | - | - |
| February | $260,200 | $328,435 | - | - | - |
| March | $269,213 | $325,187 | - | - | - |
| April | $277,837 | $315,782 | - | - | - |
| May | $268,052 | - | - | - | - |
| June | $278,669 | - | - | - | - |
| July | $281,323 | - | - | - | - |
| August | $294,760 | - | - | - | - |
| September | $308,676 | - | - | - | - |
| October | $316,333 | - | - | - | - |
| November | $313,193 | - | - | - | - |
| December | $330,148 | - | - | - | - |
Post by: mgardner88 on April 03, 2025, 08:46:27 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)
8/29/2024: $277,996 (+19,175)
10/1/2024: $288,586 (+10,590)
10/31/2024: $296,854 (+8,268)
12/1/2024: $310,366 (+13,512)
1/1/2025: $306,619 (-3,747)
2/1/2025: $318,542 (+11,923)
3/1/2025: Missed
4/1/2025: $308,294 (-10,248)
Could be worse I suppose. Paying off some debt and holding more cash than usual.
Post by: zygote on April 04, 2025, 01:43:55 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)
9/24: $433,805.98 (+$9,507.49, 2.24%)
10/24: $441,550.73 (+$7,744.75, 1.79%)
11/24: $450,008.71 (+$8,457.98, 1.92%)
12/24: $474,337.95 (+$24,329.24, 5.41%)
1/25: $462,029.90 (-$12,308.05, -2.59%)
2/25: $479,310.54 ($17,280.64, 3.74%)
3/25: $470,240.72 (-$9,069.82, -1.89%)
4/25: $444,308.03 (-$25,932.69, -5.51%)
Thanks, Trump.
(Since I'm accumulating, I'm not necessarily mad about buying stocks on sale, but I was so close to $500k! Alas.)
Post by: J.P. MoreGains on April 04, 2025, 08:45:01 AM
For context: I'm 35 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)
9/24: $433,805.98 (+$9,507.49, 2.24%)
10/24: $441,550.73 (+$7,744.75, 1.79%)
11/24: $450,008.71 (+$8,457.98, 1.92%)
12/24: $474,337.95 (+$24,329.24, 5.41%)
1/25: $462,029.90 (-$12,308.05, -2.59%)
2/25: $479,310.54 ($17,280.64, 3.74%)
3/25: $470,240.72 (-$9,069.82, -1.89%)
4/25: $444,308.03 (-$25,932.69, -5.51%)
Thanks, Trump.
(Since I'm accumulating, I'm not necessarily mad about buying stocks on sale, but I was so close to $500k! Alas.)
@zygote Yeah it's tough to be that close and then get a big dip like this. I'm nearing 300k and my arrival will be delayed. Not sure what else to do but to keep at it.
I imagine though that once things pick up with how much you have in your portfolio you'll take off quickly and see some big jumps.
Post by: Vindicated on April 05, 2025, 06:30:02 PM
Oh well. It'll be back
Net Worth / Investments
|
Post by: TyGuy on April 07, 2025, 10:55:49 AM
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447 (First month in the black)
01/01/21: $21,735
01/01/22: $63,049
01/01/23: $87,715
04/01/23: $105,349 (Started the race 100K-250K)
01/01/24: $157,250
01/01/25: $250,328 (Started the race 250K-500K)
02/01/25: $260,644 (+10,316)
03/01/25: $264,290 (+3,646)
04/01/25: $255,259 (-9,031)
I'm hoping to stay in this thread and not get bump back to the previous thread next month. Thankfully, I have a one-time check that I will be receiving this month that should help keep me in this thread.
Post by: Baguettestache on April 08, 2025, 11:42:56 AM
January: 191k€
December: 172k€
2023:
January: 195k€
December: 288k€
2024:
February: 311k€
September: 366k€
October: 401k€
November: 493k€
2025:
January: 471k€
February: 428k€
April: 371k€
Down 122k since the peak in November 2024. Feeling a little stupid right now
Post by: Tyson on April 08, 2025, 02:35:19 PM
Post by: J.P. MoreGains on April 09, 2025, 08:54:40 AM
Laid off last month, and starting a new job this coming Monday.
@Vindicated Congrats on the new job!
Post by: mgardner88 on April 30, 2025, 08:32:55 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)
8/29/2024: $277,996 (+19,175)
10/1/2024: $288,586 (+10,590)
10/31/2024: $296,854 (+8,268)
12/1/2024: $310,366 (+13,512)
1/1/2025: $306,619 (-3,747)
2/1/2025: $318,542 (+11,923)
3/1/2025: Missed
4/1/2025: $308,294 (-10,248)
4/30/2025: $307,852 (-442)
Early pay day. boo :(
Post by: J.P. MoreGains on April 30, 2025, 11:18:08 AM
Felt the turmoil and uncertainty over the last couple of months but I gained this month. Hopefully that continues and I can get to 300k and beyond.
Really working hard... 70 hours last week! Not going to do this forever but I want to make the progress now... I'll thank myself in the future.
2023 Savings
$ In | $ Out | Save | Save % | |
Sep | 6,183.95 | 1,027.48 | 5,156.47 | 83.4% |
Oct | 6,193.94 | 1,351.15 | 4,842.79 | 78.2% |
Nov | 6,203.95 | 1,792.35 | 4,411.60 | 71.1% |
Dec | 6,203.94 | 2,542.01 | 3,661.93 | 59.0% |
Total | 24,785.78 | 6,712.99 | 18,072.79 | 72.9% |
2024 Savings
$ In | $ Out | Save | Savings Rate | |
Jan | 6,204.14 | 1,274.65 | 4,929.49 | 79.5% |
Feb | 6,383.08 | 1,201.51 | 5,181.57 | 81.2% |
Mar | 8,230.95 | 3,136.19 | 5,094.76 | 61.9% |
Apr | 8,700.96 | 997.66 | 7,703.30 | 88.5% |
May | 8,700.95 | 1,491.42 | 7,209.53 | 82.9% |
Jun | 8,700.79 | 2,675.31 | 6,025.48 | 69.3% |
Jul | 8,700.54 | 1,608.46 | 7,092.08 | 81.5% |
Aug | 9,356.37 | 3,503.33 | 5,853.04 | 62.6% |
Sep | 9,012.47 | 1,012.61 | 7,999.86 | 88.8% |
Oct | 8,297.53 | 821.14 | 7,476.39 | 90.1% |
Nov | 8,297.74 | 1,815.24 | 6,482.50 | 78.1% |
Dec | 8,162.49 | 3,864.11 | 4,298.38 | 52.7% |
Total | 98,748.01 | 23,401.63 | 75,346.38 | 76.3% |
2025 Savings
$ In | $ Out | Save | Save % | |
Jan | 6,226.97 | 2,109.28 | 4,117.69 | 66.1% |
Feb | 6,622.35 | 2,156.78 | 4,465.57 | 67.4% |
Mar | 8,392.86 | 768.41 | 7,624.45 | 90.8% |
Apr | 8,299.25 | 779.42 | 7,519.83 | 90.6% |
May | - | - | - | - |
Jun | - | - | - | - |
Jul | - | - | - | - |
Aug | - | - | - | - |
Sep | - | - | - | - |
Oct | - | - | - | - |
Nov | - | - | - | - |
Dec | - | - | - | - |
Total | 29,541.43 | 5,813.89 | 23,727.54 | 80.3% |
Savings Since Sep 2023 Start
$ In | $ Out | Save | Save % | |
Total | 153,075.22 | 35,928.51 | 117,146.71 | 76.5% |
Net Worth Progress
Total | Month +/- | Year +/- | 09/06/23 +/- | |
--2023-- | ||||
09/06/23 | 115,236.73 | n/a | n/a | n/a |
--2024-- | ||||
01/05/24 | 147,842.08 | n/a | n/a | 32,605.35 |
03/29/24 | 179,559.31 | n/a | 31,717.23 | 64,322.58 |
06/27/24 | 204,276.13 | n/a | 56,434.05 | 89,039.40 |
07/30/24 | 212,318.41 | 8,042.28 | 64,476.33 | 97,081.68 |
08/30/24 | 223,816.65 | 11,498.24 | 75,974.57 | 108,579.92 |
09/27/24 | 237,772.64 | 13,955.99 | 89,930.56 | 122,535.91 |
10/30/24 | 244,876.97 | 7,104.33 | 97,034.89 | 129,640.24 |
11/28/24 | 254,394.24 | 9,517.27 | 106,552.16 | 139,157.51 |
12/26/24 | 258,413.43 | 4,019.19 | 110,571.35 | 143,176.70 |
--2025-- | ||||
01/01/25 | 277,413.43 | N/A | N/A | 162,176.70 |
02/01/25 | 283,900.93 | 6,487.50 | 6,487.50 | 168,664.20 |
03/01/25 | 285,393.17 | 1,492.24 | 7,979.74 | 170,156.44 |
04/01/25 | 281,384.49 | -4,008.68 | 3,971.06 | 166,147.76 |
05/01/25 | 289,954.16 | 8,569.67 | 12,540.73 | 174,717.43 |
Post by: zygote on May 01, 2025, 11:20:35 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)
9/24: $433,805.98 (+$9,507.49, 2.24%)
10/24: $441,550.73 (+$7,744.75, 1.79%)
11/24: $450,008.71 (+$8,457.98, 1.92%)
12/24: $474,337.95 (+$24,329.24, 5.41%)
1/25: $462,029.90 (-$12,308.05, -2.59%)
2/25: $479,310.54 ($17,280.64, 3.74%)
3/25: $470,240.72 (-$9,069.82, -1.89%)
4/25: $444,308.03 (-$25,932.69, -5.51%)
5/25: $445,667.55 (+$1,359.52, 0.31%)
Treading water. I'll take it.
Post by: FICurious on May 01, 2025, 03:03:04 PM
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $260,470 | $315,533 | - | - | - |
| February | $260,200 | $328,435 | - | - | - |
| March | $269,213 | $325,187 | - | - | - |
| April | $277,837 | $315,782 | - | - | - |
| May | $268,052 | $315,342 | - | - | - |
| June | $278,669 | - | - | - | - |
| July | $281,323 | - | - | - | - |
| August | $294,760 | - | - | - | - |
| September | $308,676 | - | - | - | - |
| October | $316,333 | - | - | - | - |
| November | $313,193 | - | - | - | - |
| December | $330,148 | - | - | - | - |
Post by: eav on May 02, 2025, 09:24:53 AM
May 2024: $322,448
June 2024: $338,180
August 2024: $350,534
September 2024: $364,235
October 2024: $370,528
November 2024: $380,834
December 2024: $401,920
January 2025: $392,759
February 2025: $408,400
March 2025: $407,249
April 2025: $391,604
May 2025: $402,873
(Only counting liquid assets/FI number)
Post by: poetdereves on May 03, 2025, 09:57:07 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79
9/1/2024 $298,568.10
10/1/2024 $307,768.62
11/1/2024 $308,011.63
12/1/2024 $328,688.30
1/1/2025 $319,949.24
2/1/2025 $328,800.71
3/1/2025 $326,020.69
4/1/2025 $323,844.47
5/1/2025 $325,830.57 (+$1,986.10)
Post by: J.P. MoreGains on May 04, 2025, 07:08:21 AM
April 2024: $317,802
May 2024: $322,448
June 2024: $338,180
August 2024: $350,534
September 2024: $364,235
October 2024: $370,528
November 2024: $380,834
December 2024: $401,920
January 2025: $392,759
February 2025: $408,400
March 2025: $407,249
April 2025: $391,604
May 2025: $402,873
(Only counting liquid assets/FI number)
Nice work passing 400k!
Post by: TyGuy on May 04, 2025, 10:00:36 AM
2025 Savings
Excellent work with the 90% savings rate, bravo!
Post by: TyGuy on May 04, 2025, 10:05:31 AM
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447 (First month in the black)
01/01/21: $21,735
01/01/22: $63,049
01/01/23: $87,715
04/01/23: $105,349 (Started the race 100K-250K)
01/01/24: $157,250
01/01/25: $250,328 (Started the race 250K-500K)
02/01/25: $260,644 (+10,316)
03/01/25: $264,290 (+3,646)
04/01/25: $255,259 (-9,031)
05/01/25: $267,658 (+12,399)
Received some additional funds this month that I had been waiting for, hence the large increase. Excited I was able to increase my stock buying power while the market has been on sale.
Post by: J.P. MoreGains on May 05, 2025, 07:15:44 AM
Excellent work with the 90% savings rate, bravo!
Thanks @TyGuy ... I have a car insurance payment coming up for 6 months so hoping I can put away a bit each month, stay above 90% and then stay above 90% the month that bill hits... that will be the challenge.
2024 was a great year for you looking at your progress!
Also that +12k jump has to feel good!
Post by: Vindicated on May 05, 2025, 06:27:02 PM
Net Worth / Investments
|
Post by: bcbaseballman on May 07, 2025, 06:41:07 AM
2018 2019 2020 2021 2022 2023 2024 2025
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932 1/31: 182,741 1/31: 272,928
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381 2/29: 194,032 2/28: 277,532
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830 3/31: 206,283 3/31: 268,562
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583 4/30: 203,318
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509 5/31: 213,997
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074 6/30: 221,156
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006 7/31: 222,422
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711 8/31: 232,237
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407 9/30: 239,234
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578 10/31: 241,936
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717 11/30: 168,012 11/30: 252,641
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251 12/31: 174,941 12/31: 251,587
Gain: 15,245.84 29,783 44,923 55,655 -4,416 39,690 76,646
4/30: 272,807
Post by: J.P. MoreGains on May 07, 2025, 07:17:40 AM
I got the first paycheck for my new job in April. Starting to move in the right direction again!
Nice on the new job!
Post by: J.P. MoreGains on May 16, 2025, 08:47:31 AM
What a turn of events. A good lesson for me about the ups and downs of investing and to stay disciplined. I did not see this coming so quickly. But I'll take it.
$308,655.52
Who knows if I'll keep it but it's still a milestone to pass into the "3" range on the money odometer.
Post by: lcmac32 on May 28, 2025, 07:27:23 PM
Well, proving that I have no idea what will happen in the markets from one month to the next... I passed 300k.
What a turn of events. A good lesson for me about the ups and downs of investing and to stay disciplined. I did not see this coming so quickly. But I'll take it.
$308,655.52
Who knows if I'll keep it but it's still a milestone to pass into the "3" range on the money odometer.
Let's go!!!! This could be the year with your savings rate that you bust into the $400k range as well.
Post by: mgardner88 on May 30, 2025, 09:02:34 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)
8/29/2024: $277,996 (+19,175)
10/1/2024: $288,586 (+10,590)
10/31/2024: $296,854 (+8,268)
12/1/2024: $310,366 (+13,512)
1/1/2025: $306,619 (-3,747)
2/1/2025: $318,542 (+11,923)
3/1/2025: Missed
4/1/2025: $308,294 (-10,248)
4/30/2025: $307,852 (-442)
5/30/2025: $325,657 (+17,805)
Um ok. Investing less currently. Paying down some debt and holding on to a bit more cash as my job doesn't feel super secure at this time. So I'm at the mercy of the markets, which are clearly running on vibes alone.
Post by: VodkaWater on May 31, 2025, 08:39:06 AM
2025 NW/Investments
Jan: $444,517 / $477,329
Feb: $439,537 / $471,723
March: $420,443 / $455,895
April: $423,780 / $460,918
May: $446,993 / $482,375
Post by: Vindicated on May 31, 2025, 02:03:27 PM
Net Worth / Investments
|
Post by: J.P. MoreGains on June 01, 2025, 07:13:13 AM
@lcmac32 I think I have an outside chance at 400k if the market is really strong... trendline shows I'm on pace for 400k in early 2026. I'm still feeling really motivated so I just want to keep on working and saving. Will all be worth it.
Back on the trendline after a bit of a dip.
2025 Savings
$ In | $ Out | Save | Save % | |
Jan | 6,226.97 | 2,109.28 | 4,117.69 | 66.1% |
Feb | 6,622.35 | 2,156.78 | 4,465.57 | 67.4% |
Mar | 8,392.86 | 768.41 | 7,624.45 | 90.8% |
Apr | 8,299.25 | 779.42 | 7,519.83 | 90.6% |
May | 8,580.55 | 853.18 | 7,727.37 | 90.1% |
Jun | - | - | - | - |
Jul | - | - | - | - |
Aug | - | - | - | - |
Sep | - | - | - | - |
Oct | - | - | - | - |
Nov | - | - | - | - |
Dec | - | - | - | - |
Total | 38,121.98 | 6,667.07 | 31,454.91 | 82.5% |
Savings Since Sep 2023 Start
$ In | $ Out | Save | Save % | |
Total | 161,655.77 | 36,781.69 | 124,874.08 | 77.2% |
Net Worth Progress
Total | Month +/- | Year +/- | 09/06/23 +/- | |
--2023-- | ||||
09/06/23 | 115,236.73 | n/a | n/a | n/a |
--2024-- | ||||
01/05/24 | 147,842.08 | n/a | n/a | 32,605.35 |
03/29/24 | 179,559.31 | n/a | 31,717.23 | 64,322.58 |
06/27/24 | 204,276.13 | n/a | 56,434.05 | 89,039.40 |
07/30/24 | 212,318.41 | 8,042.28 | 64,476.33 | 97,081.68 |
08/30/24 | 223,816.65 | 11,498.24 | 75,974.57 | 108,579.92 |
09/27/24 | 237,772.64 | 13,955.99 | 89,930.56 | 122,535.91 |
10/30/24 | 244,876.97 | 7,104.33 | 97,034.89 | 129,640.24 |
11/28/24 | 254,394.24 | 9,517.27 | 106,552.16 | 139,157.51 |
12/26/24 | 258,413.43 | 4,019.19 | 110,571.35 | 143,176.70 |
01/01/25 | 277,413.43 | N/A | N/A | 162,176.70 |
02/01/25 | 283,900.93 | 6,487.50 | 6,487.50 | 168,664.20 |
03/01/25 | 285,393.17 | 1,492.24 | 7,979.74 | 170,156.44 |
04/01/25 | 281,384.49 | -4,008.68 | 3,971.06 | 166,147.76 |
05/01/25 | 289,954.16 | 8,569.67 | 12,540.73 | 174,717.43 |
06/01/25 | 313,321.04 | 23,366.88 | 35,907.61 | 198,084.31 |
Post by: peppermint on June 01, 2025, 09:00:00 AM
01/2025 - $254691.31
02/2025 - $266101.34
03/2025 - $267278.48
04/2025 - $262415.48
05/2025 - $278583.87
Post by: eav on June 02, 2025, 09:35:51 AM
August 2024: $350,534
September 2024: $364,235
October 2024: $370,528
November 2024: $380,834
December 2024: $401,920
January 2025: $392,759
February 2025: $408,400
March 2025: $407,249
April 2025: $391,604
May 2025: $402,873
June 2025: $421,312
(Only counting liquid assets/FI number)
Post by: FICurious on June 03, 2025, 06:15:27 AM
| 2024 | 2025 | 2026 | 2027 | 2028 | |
| January | $260,470 | $315,533 | - | - | - |
| February | $260,200 | $328,435 | - | - | - |
| March | $269,213 | $325,187 | - | - | - |
| April | $277,837 | $315,782 | - | - | - |
| May | $268,052 | $315,342 | - | - | - |
| June | $278,669 | $329,884 | - | - | - |
| July | $281,323 | - | - | - | - |
| August | $294,760 | - | - | - | - |
| September | $308,676 | - | - | - | - |
| October | $316,333 | - | - | - | - |
| November | $313,193 | - | - | - | - |
| December | $330,148 | - | - | - | - |
Post by: TyGuy on June 03, 2025, 11:51:01 AM
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447 (First month in the black)
01/01/21: $21,735
01/01/22: $63,049
01/01/23: $87,715
04/01/23: $105,349 (Started the race 100K-250K)
01/01/24: $157,250
01/01/25: $250,328 (Started the race 250K-500K)
02/01/25: $260,644 (+10,316)
03/01/25: $264,290 (+3,646)
04/01/25: $255,259 (-9,031)
05/01/25: $267,658 (+12,399)
06/01/25: $282,645 (+14,987)
Another month with a high savings rate, I am looking forward to crossing the 300k mark!
Post by: bcbaseballman on June 04, 2025, 07:03:12 AM
2018 2019 2020 2021 2022 2023 2024 2025
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932 1/31: 182,741 1/31: 272,928
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381 2/29: 194,032 2/28: 277,532
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830 3/31: 206,283 3/31: 268,562
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583 4/30: 203,318 4/30: 272,807
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509 5/31: 213,997
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074 6/30: 221,156
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006 7/31: 222,422
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711 8/31: 232,237
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407 9/30: 239,234
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578 10/31: 241,936
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717 11/30: 168,012 11/30: 252,641
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251 12/31: 174,941 12/31: 251,587
Gain: 15,245.84 29,783 44,923 55,655 -4,416 39,690 76,646
5/31: 282,755
A good commission month and saving rate!
Post by: lcmac32 on June 04, 2025, 02:13:11 PM
I jest of course. Following your story and CanadianTeacher's have been some of the most fulfilling to watch. So impressive and each in some aspects different paths to the goal, but each are incredible and inspiring. Keep up the good work!!!
Post by: J.P. MoreGains on June 04, 2025, 07:49:48 PM
@J.P.MoreGaines - I can't believe you had such a dip in your savings rate this month. 90.1% is unacceptable. I will forward to moderators to see if you are even allowed to be on the forums anymore!
I jest of course. Following your story and CanadianTeacher's have been some of the most fulfilling to watch. So impressive and each in some aspects different paths to the goal, but each are incredible and inspiring. Keep up the good work!!!
Thanks, appreciate it. Not sure how long I can keep this up but I'll ride it out while I can. I may have to step back from the multiple jobs for a bit.
I'll have to check out CanadianTeacher... I'll keep an eye out for a post.
Post by: poetdereves on June 08, 2025, 12:33:53 PM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79
9/1/2024 $298,568.10
10/1/2024 $307,768.62
11/1/2024 $308,011.63
12/1/2024 $328,688.30
1/1/2025 $319,949.24
2/1/2025 $328,800.71
3/1/2025 $326,020.69
4/1/2025 $323,844.47
5/1/2025 $325,830.57
6/1/2025 $336,963.43 (+$11,132.86)