Author Topic: Race from 250 to 500k!  (Read 946181 times)

achvfi

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Re: Race from 250 to 500k!
« Reply #2200 on: May 06, 2020, 01:19:50 PM »
10/1/2019   $469,849.31
11/1/2019   $479,049.55
12/1/2019   $498,129.57
1/1/2020   $488,713.11
2/1/2020   $500,122.69 Graduate!
3/1/2020   $497,515.82
4/1/2020   $489,899.65
5/1/2020   $513,921.29 Graduate x2!

Alright, I graduated again. Hoping I can say goodbye for good now but definitely still a chance I stick around. If I stay over the $500,000 mark, I'll post in the next group next month. So goodbye folks, see you in the race to $1,000,000!

Nicely done. Congrats on Graduation x2! Would you care to reflect on your journey so far? Success, challenges, learnings?

dreadmoose

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Re: Race from 250 to 500k!
« Reply #2201 on: May 06, 2020, 05:34:19 PM »


5/4/20 - $426k
Went back to all cash mid April.

Back to all cash? How often and what do you use to trigger that?

I assume you know the stats on market timing vs a steady IPS that you can follow, I just wonder what makes someone decide to take huge swings against all common advice.

Once every decade or so,  when it's obvious there's something very,  very wrong with the economy and market.   

Of course in the current environment of unlimited QE, zero and potential negative interest,  FED directly buying corporate bonds and may directly buy stocks in the future, going back to cash is a gamble.  Still testing the water to see if it's safe to get back in and seeing market climbed while multiple businesses getting downgraded was enough for me to get back out.

Thank you for responding. Accepted risk is a very personal metric that is usually hard to discuss.

I track every decision I make on my investment accounts in order to prove at a later date if my gut was incorrect (following the metric that more money is always better). It usually keeps me from making calls against the standard couch-potato (keep buying) as I'd see later that I have hamstrung my own progress. Do you look at those decisions in the past or do your records not show that market fears have slowed your growth down?

Nick_Miller

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Re: Race from 250 to 500k!
« Reply #2202 on: May 07, 2020, 08:52:50 AM »
10/1/2019   $469,849.31
11/1/2019   $479,049.55
12/1/2019   $498,129.57
1/1/2020   $488,713.11
2/1/2020   $500,122.69 Graduate!
3/1/2020   $497,515.82
4/1/2020   $489,899.65
5/1/2020   $513,921.29 Graduate x2!

Alright, I graduated again. Hoping I can say goodbye for good now but definitely still a chance I stick around. If I stay over the $500,000 mark, I'll post in the next group next month. So goodbye folks, see you in the race to $1,000,000!

Congrats! I know it must have sucked dipping just as you had climbed out of this abyss of mediocrity. -looks around to others- No offense.

lampstache

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Re: Race from 250 to 500k!
« Reply #2203 on: May 07, 2020, 09:09:25 AM »
 Joining the race :) Investments only

 1/2017   - 34,633
 6/2017   - 45,227

 1/2018   - 56,928
 6/2018   - 71,500

 1/2019   - 98,248
 7/2019   - 143,500

 1/2020   - 176,153
 2/2020   - 182,362
 3/2020   - 171,868
 4/2020   - 178,606
 5/2020   - 255,004

 Sold house and piled a large chuck of money into investments, hence the giant jump. Long timeline. 

Bettersafe

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Re: Race from 250 to 500k!
« Reply #2204 on: May 10, 2020, 03:33:42 AM »
My net worth-update for April:

2020
January: 256,102.42
February: 300,208.75
March: 301,773.44
April: 313,024.78


@lampstache: welcome!

oneday

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Re: Race from 250 to 500k!
« Reply #2205 on: May 10, 2020, 12:44:36 PM »
10/1/2019   $469,849.31
11/1/2019   $479,049.55
12/1/2019   $498,129.57
1/1/2020   $488,713.11
2/1/2020   $500,122.69 Graduate!
3/1/2020   $497,515.82
4/1/2020   $489,899.65
5/1/2020   $513,921.29 Graduate x2!

Alright, I graduated again. Hoping I can say goodbye for good now but definitely still a chance I stick around. If I stay over the $500,000 mark, I'll post in the next group next month. So goodbye folks, see you in the race to $1,000,000!

Congrats! I know it must have sucked dipping just as you had climbed out of this abyss of mediocrity. -looks around to others- No offense.

@Nick_Miller I may just have to put you on my ignore list for that comment

@lampstache will you include RE if you buy property again in the future?

lampstache

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Re: Race from 250 to 500k!
« Reply #2206 on: May 11, 2020, 06:24:59 AM »
10/1/2019   $469,849.31
11/1/2019   $479,049.55
12/1/2019   $498,129.57
1/1/2020   $488,713.11
2/1/2020   $500,122.69 Graduate!
3/1/2020   $497,515.82
4/1/2020   $489,899.65
5/1/2020   $513,921.29 Graduate x2!

Alright, I graduated again. Hoping I can say goodbye for good now but definitely still a chance I stick around. If I stay over the $500,000 mark, I'll post in the next group next month. So goodbye folks, see you in the race to $1,000,000!

Congrats! I know it must have sucked dipping just as you had climbed out of this abyss of mediocrity. -looks around to others- No offense.

@Nick_Miller I may just have to put you on my ignore list for that comment

@lampstache will you include RE if you buy property again in the future?

@oneday - We did purchase already, but utilized the VA loan this time around. Chose not to put anything down and when you include the funding fee for VA loans and fee I'd have to pay a buyers agent if we sold(I'm a realtor so only need to pay out one side), we're negative when it comes to equity in the home currently. We plan to be here minimum 20+ years so the equity will build eventually.

Toad

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Re: Race from 250 to 500k!
« Reply #2207 on: May 11, 2020, 10:07:54 AM »
Summary of accounts:

   Date      Bank Accounts      Taxable Investments      IRAs and 401k      TOTAL      CHANGE   
   September 1, 2019      $34,060.56      $107,178.92      $100,816.28      $242,055.76      -1.70%   
   October 1, 2019      $41,940.06      $111,460.07      $102,729.37      $256,129.50      +5.81%   
   November 1, 2019      $42,198.89      $119,326.23      $106,347.53      $267,872.65      +4.58%   
   December 1, 2019      $48,713.45      $122,014.49      $109,478.12      $280,206.06      +4.60%   
   January 1, 2020      $52,388.86      $125,197.91      $114,378.91      $291,915.68      +4.18%   
   February 1, 2020      $53,457.64      $125,344.96      $112,834.00      $291,636.60      -0.10%   
   April 1, 2020      $27,623.26      $111,748.88      $120,109.25      $259,481.39      -11.03%   
   May 1, 2020      $30,442.36      $115,290.75      $126,836.11      $272,569.22      +5.04%   

Modest rise to my bottom line last month.  I fully expect more to the downside, but I guess time will tell.  I still have a bit of spending with my new place, guestimating ~$2k for that but then my expenses should become fairly flat.  Probably will spread those purchases over the next couple months.  I need to go back over my expenses since I moved to see where I may be spending too much and get a projection/set goals in my new HCOL location.

giggles

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Re: Race from 250 to 500k!
« Reply #2208 on: May 12, 2020, 03:00:10 PM »
Joining in. At $344,242.16

Pooplips

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Re: Race from 250 to 500k!
« Reply #2209 on: May 26, 2020, 06:59:00 AM »
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
9/1/2017 - $198,680.00
10/1/2017 - $200,900.00
11/1/2017 - $205,957.00
12/1/2017 - $210,663.00
1/1/2018 - $218,174.00
2/1/2018 - $224,331.00
8/1/2018 - $251,320
4/1/2019 - $272,305

5/1/202 - $325,965.00

ItsALongStory

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Re: Race from 250 to 500k!
« Reply #2210 on: May 26, 2020, 10:54:07 AM »
I was shocked but then I saw there was a 13 month gap :-) nice progress!

Big Tex

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Re: Race from 250 to 500k!
« Reply #2211 on: May 26, 2020, 02:04:20 PM »
September 19: NW 316,494 Invested: 293,726
October 19: NW 318,809 Invested: 294,437
November 19: NW 339,590 Invested: 314,126 <- Must be the markets
January 20: NW 373,029 Invested: 343,704
February 20: NW 387,732 Invested: 357,123
May 20: NW 408,00 Invested: 364,500

SeattleStache

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Re: Race from 250 to 500k!
« Reply #2212 on: May 29, 2020, 07:57:41 AM »
First number is retirement savings & other long term investments, second is total NW including cash emergency savings and real estate equity.

September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
April 2020: $273,408 (total NW $426,464)
May 2020: $300,289 (total NW $453,672)

facepalm

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time for an update
« Reply #2213 on: May 29, 2020, 08:17:05 AM »
                       2017                2018                2019                2020     
January-318,100359,000465,145
February-321,800370,750467,380
March-313,540378,525418,695
April255,900322,810391,005454,145
May263,800328,600397,260472,320
June268,100331,860407,265???
July273,100340,250413,395-
August276,800341,770413,070-
September284,500348,465420,460-
October292,100343,960429,655-
November302,000347,470442,315-
December309,500340,950447,950-

Updated to table format. All figures in US dollars.


« Last Edit: June 10, 2020, 12:41:29 AM by facepalm »

Imustacheyouaquestion

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Re: Race from 250 to 500k!
« Reply #2214 on: May 29, 2020, 08:57:17 AM »
79% savings rate this month with no mortgage payment (refinanced last month). It's crazy how little we spend staying at home - it's giving me confidence that in a future downturn, we could easily crank our discretionary spending down to ride out a bad market season.

Also, we are under contract on our first investment property!!


                       2018                2019                2020               
January-$255,892.49$424,020.62
February-$284,061.44$430,723.62
March-$302,124.69$409,926.04
April-$311,269.23$376,066.87
May-$326,333.60$436,765.80
June-$324,533.94$444,626.75
July$250,737.17$346,414.84-
August$258,326.17$353,235.46-
September$271,396.46$357,483.82-
October$276,447.64$382,001.08Graduation?
November$258,733.03$394,916.44-
December$272,495.64$408,747.03-

https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0

UnleashHell

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Re: Race from 250 to 500k!
« Reply #2215 on: May 29, 2020, 02:08:05 PM »


Nov-17 - 300k
May-18  - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k  annual increase to nw - 145k
Jan-20 nw  483 liquid 563
feb-20 nw 440 liquid 520
mar-20 nw 374 liquid 455
apr-20 nw 435 liquid 513
may-20 nw 460 liquid 535

achvfi

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Re: Race from 250 to 500k!
« Reply #2216 on: May 29, 2020, 02:38:25 PM »
Dec-19 $391000 - INV ---> Very pleased with $162000 increase in investments and cash this year. Thank you downturn in 2018. Lets keep this up people. Happy new year, new decade!
Feb-20 $377000 - INV ---> I was looking forward to market opportunity and here it is. Welcome back Volatility! I am buying.
Mar-20 $320000 - INV ---> I have been buying. Hoping this sale continues for a while. Maxed out IRAs and investing in taxable now. Trying to refinance mortgage to free up some cash-flow. For anyone in this race this is the time to double down.
Apr-20 $374000 - INV ---> Refinanced our 15 yr fixed mortgage to 30 yr fixed and a significant pay increase kicked into effect as well. These monthly cash flow improvements and reduced expenses will boost monthly additions to investments by $1600.
May-20 $403000 - INV ---> Above the previous high. Top is in!

Dogastrophe

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Re: Race from 250 to 500k!
« Reply #2217 on: May 29, 2020, 02:56:04 PM »

Investments only; Household combined.

                       2019 ($)            2020 ($)            2021 ($)            2022 ($)           
January-496,255--
February-472,573--
March-444,067--
April-495,051--
May-524,063--
June----
July330,406---
August437,870---
September443,081---
October452,295---
November483,711---
December484,963---

Looks like I graduated this month. I'll see what happens by end of June before venturing into the next race thread.

dreadmoose

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Re: Race from 250 to 500k!
« Reply #2218 on: May 29, 2020, 05:31:55 PM »
                       2016                2017                2018                2019                2020                2021               
January--$25,189$116,236$230,742$402,238-
February--$24,977$122,183$244,321$389,937
MarchMMM->-$21,759$122,763$252,749$359,271-
April--$15,838$129,950$263,657$441,401-
May-$7,447$149,174$252,690$482,281-
June-$16,623$154,992$287,639--
July-$19,048$27,638$167,846$299,427--
August-$18,739$39,025$180,481$313,257Graduation?-
September-$21,536$49,626$185,098$321,358--
October-$25,832$59,438$194,857$336,179--
November-$25,621$71,949$205,772$351,985--
December-$25,405$110,473$212,859$385,426--

Up $40,880‬ and on track to graduate earlier than I'd predicted pre-Covid lockdown. We'll see if the market holds, I'm fully aware of my privilege / luck in holding my high paying job through this downtown.

Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point

ItsALongStory

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Re: Race from 250 to 500k!
« Reply #2219 on: May 30, 2020, 07:41:07 AM »
Invested: $270922 (+~7k)
Total net worth: $495000

Ended month on a down day but that's just a blip on the chart soon.

Pleased to have stayed in this thread with $260287 liquid. I had already decided to start maximizing my 401k early so that came in handy. excited to see what will happen when the market starts recovering.
Well, dropped below the lower end of this thread for now: $238521 liquid and about $450k total net worth following a drop in home value as well.

Just gotta keep plugging along.
Back up to about $275k liquid, so firmly back in the thread. Will update with more detail tomorrow.

More specifics: HSA $14912 + 401k/Roth/Taxable $259271 = $274183

Home equity dropped a bit, so would put total NW around $490k

We should know soon how much home equity we really have, our house is going on the market mid June.

This was a great month with some stock vesting and the final few dollars going into pre-tax 401k. Did splurge a bit on a gift for the wife but all in all a great month:

$295108.5 = HSA $16201 + 401k/Roth/Taxable $278907.5

Also sold one of our cars which should bring down expenses by about $500 per month. Fingers crossed for $300k by end of June

tjrssibelle

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Re: Race from 250 to 500k!
« Reply #2220 on: May 30, 2020, 07:57:37 AM »
Investments only:

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k

Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k

Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k

Sent from my SM-N960U using Tapatalk


SpareChange

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Re: Race from 250 to 500k!
« Reply #2221 on: May 30, 2020, 09:02:58 AM »


$409,674. Up $13,875. Cracked 400k! We found out this week that we will won't be getting raises for at least 12 months. Very happy just to have a job though.

dogboyslim

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Re: Race from 250 to 500k!
« Reply #2222 on: May 30, 2020, 09:03:22 AM »
Investments only.

This month should probably still be green, but with most places easing off the stay home orders, Im saying Covid is past and now we are in aftermath.  I think we are certainly being artificially pumped up here, so Im still waiting for the bottom to drop again.  Still buying every paycheck though.

                       2017                2018                2019                2020                2021               
January$59,598$130,690$172,016$276,751-
February$94,135$130,112$210,931$288,444-
March$96,711$170,547$220,649$274,230-
April$100,313$175,470$231,153$298,302-
May$104,001$181,127$230,149$316,851-
June$107,339$183,621$244,641--
July$111,240$190,156$252,651--
August$113,472$162,706$257,825--
September$117,719$165,350$264,537--
October$119,898$160,600$273,062--
November$121,666$165,845$294,017--
December$125,576$160,236$269,709-Target Graduation
« Last Edit: May 30, 2020, 09:11:11 AM by dogboyslim »

fuzzy math

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Re: Race from 250 to 500k!
« Reply #2223 on: May 30, 2020, 12:46:32 PM »
Investments only - Hoping to graduate 10/31/20 !!

Jun 2018  $219,320
Jul 2018   $228,483
Aug 2018  $234,711
Sep 2018  $245,993
Oct 2018  $251,023
Nov 2018  $238,881
Dec 2018  $244,687 

Jan 2019  $226,942 
Feb 2019  $249,796
Mar 2019  $270,351
Apr 2019  $285,770
May 2019  $295,838
Jun 2019  $283,393
Jul 2019   $307,071
Aug 2019  $315,942
Sep 2019  $318,301
Oct 2019  $334,301
Nov 2019  $352,430
Dec 2019  $370,715

Jan 2020  $401,716
Feb 2020  $414,430
Mar 2020  $412,631
Apr 2020  $393,815
May 2020  $414,524
Jun 2020  $452,579
« Last Edit: June 04, 2020, 08:06:46 AM by fuzzy math »

BiggerFishToFI

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Re: Race from 250 to 500k!
« Reply #2224 on: May 31, 2020, 07:56:06 AM »
Month   Investments   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
02/28/19   $265,980   $328,866   
03/31/19   $283,322   $346,316   
04/30/19   $303,551   $367,527   
05/31/19   $303,986   $364,917   
06/30/19   $329,675   $388,175   
07/31/19   $346,447   $406,628   
08/31/19   $348,793   $411,689   
09/30/19   $358,623   $424,118   
10/31/19   $380,193   $417,791   
11/30/19   $394,260   $441,217   
12/31/19   $413,479   $495,002   
01/31/20   $431,646   $502,333   
02/29/20   $419,487   $491,881   
03/31/20   $372,621   $438,618   
05/15/20   $438,164   $517,660   
05/31/20   $473,869   $554,921   

Getting close.... over a 100k increase in the last two months???



hudsoncat

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Re: Race from 250 to 500k!
« Reply #2225 on: May 31, 2020, 08:07:43 AM »
                       2016                2017                2018                2019                2020                2021               
January-$134,179$222,019$261,809$403,264-
February-$140,623$236,831$286,584$414,417-
March-$148,087$234,104$303,681$388,201-
April-$153,745$234,452$314,939$355,475-
May-$161,518$241,470$331,080$398,672-
June-$167,077$249,398$320,926$417,280-
July-$171,538$253,884$342,700--
August-$179,124$264,666$354,784--
September-$180,682$276,905$351,842--
October-$192,217$285,986$360,853--
November$121,639$199,128$267,359$374,706--
December$128,335$207,436$281,461$391,293--

Stilling trending up.
« Last Edit: July 01, 2020, 06:40:50 AM by hudsoncat »

NextTime

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Re: Race from 250 to 500k!
« Reply #2226 on: May 31, 2020, 09:47:13 AM »
Investments only


First of             2018                2019                2020               
January-$206,667$304,693
February$198,265$224,401$305,287
March$204,080$231,997$290,554
April$204,080$236,710$274,909
May$206,310$246,138$298,297
June$207,731$245,062$320,072
July$209,453$256,868-
August$218,450$256,076-
September$224,243 $266,197-
October$227,037$274,186-
November$214,107$284,427-
December$219,948$295.004-


Bettersafe

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Re: Race from 250 to 500k!
« Reply #2227 on: June 01, 2020, 04:05:19 AM »
My net worth-update for May:

2020
January: 256,102.42
February: 300,208.75
March: 301,773.44
April: 313,024.78
May: 312,719.72

Went down a bit due to some legal costs. Hopefully next month up again!

Morning Glory

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Re: Race from 250 to 500k!
« Reply #2228 on: June 01, 2020, 05:49:27 AM »

2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618

2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221

2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363

2019
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 427,409
Apr 1: 391,361
May 1: 428,733

Jun 1: 516,412 (net worth)/302,612 (investments)

 $75k of this gain is because I got my house appraised for a refi. Investments are up by almost $13k which is nothing to sneeze at. I now own more than half of my house too. I'm not sure whether to graduate to the next thread or stay here and track investments only, since the house value only helps with fi if I sell it.

I have only been reported the investments in my name because my husband and I each have our own Mint account. The house and mortgage are in my account because I pay it.

Our combined investments are 375,398, which is the number I should really be tracking but it is much more time-consuming to find out. Our combined net worth is 589,198.

trc4897

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Re: Race from 250 to 500k!
« Reply #2229 on: June 01, 2020, 06:37:02 AM »
Update for end of May. Crazy how much the balance has gone up the last two months...I wonder if this will last?

201920202021
January$137,280     $293,698     -
February$146,582$302,360-
March$150,267$266,971-
April$176,495$300,121-
May$185,139$322,480-
June$187,672--
July$189,881--
August$197,857--
September     $199,332--
October$206,540-Estimated Graduation
November$229,780--
December$274,581--

Estimated graduation moved up from October 21st, 2021 to October 15th, 2021.

Stimpy

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Re: Race from 250 to 500k!
« Reply #2230 on: June 01, 2020, 08:19:56 AM »
DateFIREMediTotal NW% IncreaseNotes
6/1/2017$115,738 -
12/31/2018$177,341.32 $46,719.18$224,060.50~2.07%
1/31/2019$200,473.39 $56,820.70$257,294.09~14.83%
2/28/2019$194.787.12 $58986.57$253.773.69~-1.37%
3/31/2019$198,888.47  $60,358.25$259,246.72~2.16%
12/31/2019$258,407.93  $82,188.34$340,596.27~10.57%Percentage off due to account access issues last month
1/31/2020$257,367.80  $83,131.94$340,499.74~-.03%
2/29/2020$242,699.30  $80,901.14$323,600.44~-4.96%
3/31/2020$222,186.14  $72,334.33$294,520.47~-8.99%
4/30/2020$235,782.52  $82,664.90$318,447.42~8.12%
Numbers based on Mint.  Does not include a few minor accounts with less then $1000 total.


5/31/2020 Fire:$246,272.22  + Medi:$90,513.89  =$336,786.11  ~5.76% 


Got expenses a little more under control this month, still not happy with em, but it looks like I had my V shaped recovery!  The Graph in Mint was almost a perfect V.  So, I guess I can't complain too much.   We shall see how long it all lasts and keep on chugging.

Happy May Day to all.....

JLee

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Re: Race from 250 to 500k!
« Reply #2231 on: June 01, 2020, 02:01:53 PM »
2017
Code: [Select]
Date             Assets           Debts          Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.67

2018
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.17

2019
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.40

2020
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Mar 2020 $756,805.46 -$464,555.13 $292,250.33
Apr 2020 $808,288.92 -$461,043.60 $347,245.32
May 2020 $820,040.10 -$455,622.69 $364,417.41

Jaayse

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Re: Race from 250 to 500k!
« Reply #2232 on: June 01, 2020, 03:18:27 PM »
Investments only, solo journey (so far)


                       2017                2018                2019                2020                2021               
January-$232,213$356,542$500,087-
February-$245,447$383,348$502,244-
March-$242,789$394,563$475,671-
April$164,900$246,140$403,461$429,092-
May-$318,398$421,194$474,155-
June-$328,870$409,591$500,241-
July$180,808$342,159$435,981--
August$189,280$354,936$443,135--
September$193,727$366,727$441,101--
October$209,968$374,465$452,232--
November$220,602$361,296$466,688--
December$225,918$370,140$482,944--


So, I've graduated for a second time...

I have 3 months of 500k+ time, so I'm about 50/50 for the year on being graduated but I still don't feel like I'm close enough to call myself there.  I'll hang out here another month and if things are still trending up I may move on.  I'm still hoping for the market to go down some more.

DarkandStormy

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Re: Race from 250 to 500k!
« Reply #2233 on: June 02, 2020, 06:33:41 AM »
3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
5/1/20 - $362,077 // $220,959

6/1/20 - $381,391 // $240,213

ingrownstudentloans

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Re: Race from 250 to 500k!
« Reply #2234 on: June 02, 2020, 07:09:49 AM »
Joining - I reevaluated how/what I was tracking for purposes of these races and have decided to include equity in our investment properties. 

(IRA/401K/taxable accounts/conservative equity in rental properties):

2/1/2020 $333,916.40
3/1/2020 $386,416.81 (put cash into new rental property)
4/1/2020 $386,032.10
5/1/2020 $404,443.66
6/1/2020 $450,581.83 ($30k of the bump is from an increase in rental property equity based on refinance appraisal)
« Last Edit: June 02, 2020, 07:13:28 AM by ingrownstudentloans »

oneday

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Re: Race from 250 to 500k!
« Reply #2235 on: June 02, 2020, 06:51:09 PM »
Note: I'm not working ATM - just started the job search, so no projected graduation currently.

Invenstments are more or less recovered, but I paid federal and state taxes this month bringing cash down significantly.



                       2018                2019                2020                2021                2022               
January-$283K$354K--
February-$291K$342K--
March-$294K$304K--
April$263K$304K$328K--
May$268K$293K$335K--
June$270K$309K---
July$276K$314K---
August$284K$313K---
September$287K$329K---
October$276K$325K---
November$280K$335K---
December$268K$343K---

lampstache

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Re: Race from 250 to 500k!
« Reply #2236 on: June 03, 2020, 10:40:15 AM »
Investments only

 1/2017   - 34,633
 6/2017   - 45,227

 1/2018   - 56,928
 6/2018   - 71,500

 1/2019   - 98,248
 7/2019   - 143,500

 1/2020   - 176,153
 2/2020   - 182,362
 3/2020   - 171,868
 4/2020   - 178,606
 5/2020   - 255,004
 6/2020   - 287,981

Mazzinator

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Re: Race from 250 to 500k!
« Reply #2237 on: June 03, 2020, 11:05:26 AM »
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.

Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365
July 19- $379
Aug 19- ?
Sept 19- ?
Oct 19- ?
Nov 19- ?
Dec 19- $422
Feb 20- $390
Mar 20- $322
April 20- $376

May20- $402

Check2400

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Re: Race from 250 to 500k!
« Reply #2238 on: June 03, 2020, 02:46:01 PM »

MonthYearNet Worth
Jan2017103,000
Jan2018160,000
Jan2019204,000
Jan2020275,500
Nov.2019255,000
Dec.2019262,000
Jan.2020275,500
Feb.2020270,000
Mar.2020261,000
Apr. 2020250,000
May 2020278,000
June 2020292,000

I haven't posted an update in some time, partially because I hid during the dip.  But I'm back to new heights.  Why?  Because I attempted to time the market and, for now at least, it has paid off.  I've posted previously that my job cut the 401k last year, and I rolled it over to an IRA in Dec.  When I did that I sat on it because I was scared to dump it at once/thought the bull run was ending/believed in an election year causing something to happen.  I did not, however, expect what March brought.  Which meant that I plugged almost all of the 401K back into the market during the dip.  I didn't go all in (some still sits on the side) and I didn't time it perfect, but it has led to a pretty good return to put me near $300,000.  Considering I'm struggling to save right now I'm happy to have had some returns to compensate.  Do I think there's another dip coming?  Yes. Do I think that I'll stick to the plan?  Yes.  But the beauty of these races is seeing the small goals checked off along the way. 



zee dot

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Re: Race from 250 to 500k!
« Reply #2239 on: June 04, 2020, 04:05:46 PM »
Just cleared $250,000 so wanted to duck in here to celebrate.

9/2017 (168,529.23)
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
5/2020 $254,753.20

Ladychips

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Re: Race from 250 to 500k!
« Reply #2240 on: June 04, 2020, 05:14:42 PM »
Just cleared $250,000 so wanted to duck in here to celebrate.


Congratulations!!!!!

gmdv

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Re: Race from 250 to 500k!
« Reply #2241 on: June 05, 2020, 08:24:34 AM »
August 2017 - $295k
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k

6/5/20 - $428k

achvfi

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Re: Race from 250 to 500k!
« Reply #2242 on: June 05, 2020, 09:30:45 AM »
Just cleared $250,000 so wanted to duck in here to celebrate.

9/2017 (168,529.23)
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
5/2020 $254,753.20

Congratulations! That's quite a journey you had.

zee dot

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Re: Race from 250 to 500k!
« Reply #2243 on: June 05, 2020, 10:43:53 AM »
Thank you!  This site changed my life.

solon

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Re: Race from 250 to 500k!
« Reply #2244 on: June 05, 2020, 11:00:11 AM »

 1-2017  $88,615
 1-2018 $132,155
 1-2019 $177,349
 1-2020 $282,110
 2-2020 $290,845
 3-2020 $288,022
 4-2020 $257,224   <- almost got sent down to the minors
 5-2020 $276,627
 6-2020 $299,563

Nick_Miller

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Re: Race from 250 to 500k!
« Reply #2245 on: June 07, 2020, 07:04:07 AM »
Sept. 2018   $252,544.08
Nov.  2018   $248,197.15
Dec.  2018   $256,394.61
Jan.  2019   $252,481.67
Feb.  2019   $287,793.45
Mar.  2019   $304,683.46
April  2019  $311,927.67
May 2019    $320,971.09
June 2019   $315,026.35
July 2019    $326,646.84
Aug 2019    $333,750.35
Sept 2019   $331,716.00
Oct 2019     $338,088.89
Nov 2019    $348,140.01
Dec 2019    $356,233.57
Jan 2020    $364,075.39
Feb 2020    $374,691.07
Mar. 2020   $373,208.41
April 2020  $347,174.09
May 2020   $379,369.40
June 2020 $392,456.38

Closer and closer to $400K! This is total net worth, so all assets and debts (but not counting checking account balance, kids' college funds, etc)

ZsaZsa

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Re: Race from 250 to 500k!
« Reply #2246 on: June 08, 2020, 07:55:53 AM »
Well my bounce back put me up in the next race! Greetings...this is the highest my total has ever been. I'm almost afraid to crow about it too much...is that tempting fate? I feel safe among this tribe...

Portfolio totals:
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71  Ouch!
4/3/20  $214,113.72
4/30/20 $241,361.42   Encouraging, regained 32,159.71 from the lowest point that I recorded.
5/27/20 $252,278.03 Still not back where we were in February, but it looks like it at least pushed us into the next race! Hope we stay there this time!
6/8/20 $265,620.41

dignam

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Re: Race from 250 to 500k!
« Reply #2247 on: June 09, 2020, 06:29:01 AM »

Feb 2020 $253k
Mar 2020 $221k [COVID-19]
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k


It's been a bumpy few months but I'm back in the thread.

dignam

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Re: Race from 250 to 500k!
« Reply #2248 on: June 09, 2020, 06:31:38 AM »
Well my bounce back put me up in the next race! Greetings...this is the highest my total has ever been. I'm almost afraid to crow about it too much...is that tempting fate? I feel safe among this tribe...

Portfolio totals:
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71  Ouch!
4/3/20  $214,113.72
4/30/20 $241,361.42   Encouraging, regained 32,159.71 from the lowest point that I recorded.
5/27/20 $252,278.03 Still not back where we were in February, but it looks like it at least pushed us into the next race! Hope we stay there this time!
6/8/20 $265,620.41

Looks like we were/are in the same boat lol

facepalm

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Re: Race from 250 to 500k!
« Reply #2249 on: June 09, 2020, 07:18:09 AM »
79% savings rate this month with no mortgage payment (refinanced last month). It's crazy how little we spend staying at home - it's giving me confidence that in a future downturn, we could easily crank our discretionary spending down to ride out a bad market season.


Nice! I am in a similar savings bracket (72%) and agree--it is amazing how little you need to spend when confined at home. Makes me think I could retire well before 2025.


On another note: I have been tracking my totals weekly, and just realized there is a small chance that I will graduate this thread at the end of the month.  Currently sitting at 492K.
« Last Edit: June 09, 2020, 07:20:54 AM by facepalm »

 

Wow, a phone plan for fifteen bucks!