Race from 250 to 500k!

[oneday]

This is now Net Worth and includes debts of $1500. This is on credit cards that are paid off monthly. Previously I didn't include these for no reason.

	2018	2019	2020	2021	2022
January	-	$283K	$354K	$409K	-
February	-	$291K	$342K	$423K	-
March	-	$294K	$304K	$437K	-
April	$263K	$304K	$328K	$464K	-
May	$268K	$293K	$337K	$466K	-
June	$270K	$309K	$340K	-	-
July	$276K	$314K	$352K	-	-
August	$284K	$313K	$372K	-	-
September	$287K	$329K	$367K	-	$500K?
October	$276K	$325K	$361K	-	-
November	$280K	$335K	$394K	-	-
December	$268K	$343K	$410K	-	-

Welcome @Southern Stache @PlanetDee & @philli14 (a second congratulations to you this month, for graduating to this thread :)

Congrats @gmdv @Steeze

@dcozad999 *so* close! Won't mind being rid of you soon, if it means you've graduated to the next level!

[Mainlander]

MAY UPDATE

08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171

[bloodaxe]

March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30

[ontheheel]

Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.


2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143

2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234

2021
January $241
February $246
March $255
April $267
May $290

June $303k

My stretch goal at the beginning of the year was to hit $300k. I keep finding that my most optimistic goals are wildly too conservative. A high savings rate, plus stock and housing market tailwinds, plus a few small windfalls keep blowing through what I think is possible. I think I might be able to hit $350 by end of year, and possibly graduate this challenge in three.

[joe189man]

07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k

[ASW]

	2018	2019	2020	2021	2022	2023	2024
January	$38,800	$88,534	$153,292	$227,655	-	-	Graduation Goal
February	$49,800	$96,439	$154,220	$229,253	-	-
March	$55,707	$107,387	$121,400	$243,738	-	-
April	$64,352	$110,960	$132,182	$252,411	-	-
May	$68,097	$117,622	$152,737	$266,190	-	-
June	$72,976	$113,078	$165,000	$268,575	-	-
July	$80,555	$124,700	$168,340	-	-	-
August	$85,858	$129,322	$180,956	-	-	-
September	$90,137	$133,156	$193,332	-	-	-
October	$93,806	$136,540	$191,781	-	-	-
November	$89,537	$142,714	$191,781	-	-	-
December	$92,795	$147,950	$213,280	-	-	-
Annual gain	$49,734	$64,758	$74,363

[Fishing4FI]

August-18         $27k
September-18   $31k
October-18        $59k
November-18    $60k
December-18    $64k
January-19       $63k
February-19      $74k
March-19          $78k
April-19            $86k
May-19             $98k
June-19            $104k
July-19             $104k
August-19         $110k
September-19    $137k
October-19        $143k
November-19    $151k
December-19    $160k
January-20       $169k
February-20     $175k
March-20         $168k
April-20           $156k
May-20            $180k
June-20           $190k
July-20            $200k
August-20        $217k
September-20  $234k
October-20       $234k
November-20   $231k
December-20   $255k
January-21      $264k
February-21    $269k
March-21        $279k
April-21          $298k
May-21           $317k
Jun-21         $329k

[Accrual]

6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k
10/1/2020 - $250k
11/1/2020 - $254k
12/1/2020 - $295k
1/1/2021 - $301k
2/1/2021 - $307k
3/1/2021 - $304k
4/1/2021 - $310k
5/1/2021 - $319k
6/1/2021 - $341k

[Psyche]

	2021
Jan	$223,873
Feb	$239,134
Mar	$264,278
Apr	$283,849
May	$293,311
Jun	-
Jul	-
Aug	-
Sep	-
Oct	-
Nov	-
Dec	-

I'm close to reaching my goal for 2025 (300K), which is surreal.  But I remind myself that between now and then there will also be down months and sideways months--or years.

Link to spreadsheet  : D

RIP, Google tracking sheet : (

[Lamancha]

01/2021-  258,257
02/2021-  275,647
03/2021-  280,873
04/2021-  302,154
05/2021-  324,155

06/2021-  337,961

[Finwiz]

Mid month update - promo bonus and a raise hitting this coming Friday, which should make things hopefully move a little quicker. Also realized that an account was missed /not previously included in our totals (with another ~$9,000 in it), all of which feels like it has barely moved the needle thanks to the market gyrations:

1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)

Projected out, need to do $13,354 by October ($3,012 per month) to hit the initial goal - but still really hoping to graduate sometime in June.

5/28/21 - $497,565 (+$97,416)

So close, was hoping we might have hit it by end of the month/Memorial Day. Hopefully June it is.

6/5/21 - $505,428 (+$105,279).

Guess we technically graduated? Probably going to hang around for a bit longer to make sure we stay in the next class before moving up. Now to hit a mill in 3 years from today, June 2024.

[solon]

	2018	2019	2020	2021	2022
January	132,155	177,349	282,110	344,002	-
February	138,015	188,332	290,845	360,553	-
March	138,469	187,634	288,022	367,222	-
April	148,093	197,461	257,224	387,064	-
May	158,814	194,010	276,627	398,896	-
June	161,284	186,414	299,563	407,230	-
July	160,446	196,934	304,249	-	500,000?
August	168,222	267,535	318,456	-	-
September	184,158	268,153	324,661	-	-
October	189,536	271,542	317,511	-	-
November	184,146	283,636	323,958	-	-
December	182,675	287,248	341,124	-	-

Don't really have much to say this month, except I'm in awe of the stock market and real estate markets. They don't go down, too, do they?

[ohyonghao]

	2015	2016	2017	2018	2019	2020	2021	2022	2023
January	-	149,731.88	194,385.56	217,884.41	189,551.77	194,266.26	225,127.46
February	-	159,138.30	203,588.68	208,999.68	198,603.03	175,963.22	225,357.85
March	-	172,089.61	201,909.30	203,525.35	202,055.93	123,265.77	241,379.48
April	-	177,924.11	202,740.30	200,521.51	210,680.59	164,087.66	265,263.57
May	100,323.89	182,266.37	205,319.94	203,077.93	198,420.20	175,445.37	275,174.89
June	106,433.29	195,382.39	202,608.71	202,734.98	212,950.00	178,060.77	-		Graduate
July	114,450.69	207,370.73	203,953.39	207,586.01	198,070.99	188,829.15	-
August	118,018.27	210,598.32	199,968.50	210,035.49	190,031.16	202,742.61	-
September	121,664.35	211,858.91	204,891.37	206,783.56	192,139.69	187,640.90	-
October	132,652.87	217,642.90	206,153.17	190,946.89	194,414.61	188,303.65	-
November	138,272.53	219,133.69	210,776.94	197,720.44	200,108.66	214,578.25	-
December	144,824.70	195,225.97	212,237.67	176,112.83	200,279.71	218,002.80	-
Annual gain	$44,500.81	$50,401.27	$17,011.70	$-36,124.84	$24,166.88	$17,723.09	$57,172.09

Loved seeing the long format for growth here in this thread. I suppose technically I graduated to here in April, but looking at my record that's been a long time coming.

In 2016 I was laid off, spent the summer searching for work, moved half way across the world twice in the span of 2 months, and then got laid off again in April of 2017. This second time I decided to get a college degree as that seems to be what my line of work required. I started school at the end of June 2017 and survived off student loans, work study, and my sweetheart bouncing around minimum wage jobs, doing what she could to protect our nest egg while I studied hard. In June of 2020 I graduated with a Bachelor of Science in both Computer Science and Mathematics, and picked up a minor in Physics along the way. The pandemic made it hard to find work in the Summer of 2020, so I continued my schooling for a Masters degree but finally got a job offer starting at the end of March 2021. Now here we are, in June, picking up where we left off.

Thanks to mustachian principles we managed to make it through school, and the very scary crash of 2020, sadly missing out on the sale, to now be at the position we are today with a bright future ahead. These numbers are net worth, so they include the student loan debt I picked up along the way. It was thanks to these student loans that helped to protect our nest egg and the only sale of stocks we had to do were for tax purposes to move money between accounts and reduce our tax burden.

I plan to finish my masters slowly while working now and, as indicated above, graduate with a Master of Science in Computer Science and graduate the 250k-500k club.

[monarda]

If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this thread

1/2016  $137K
1/2017  $154K
9/2017  $244K  (cash out refinance of primary residence)
3/2018   $208K  includes 0% credit card debt.
6/2018  $213K    ditto but without 0% CC balance and including pension balance, $328K.
12/2018   $250K   ditto but without 0% CC balance and including pension balance, $353K
12/2019  $328K  but without 0% CC balance and including pension balance, $425K
6/2020  $343K, but without 0% CC balance and including pension balance. $448K

cash out refi for one of our rentals

12/2020  $428K but without 0% CC balance and including pension balance. $530K  yay!  even with 0% CC balance we're over $500K!

Projection to be fully over $500K in liquid investments in early 2022, perhaps sooner.

Well, sooner it is! Fully over $500K for the first time in Feb 2021!
All because of a single stock in my Roth IRA that's been going nuts. It's PACB Pacific Biosciences has given me over 10X return in the past year. I'm one of their happy customers.

2/10/21  $502K  including 0%CC balance, which should be paid off this year. After that and including pension balance, $606K

Tentatively graduating from this thread. Might be back, but wa-hoo!!

Back already,

2/28/21  $487K

should only be another month or two until over 500K sticks.

Indeed, went back above and again back below. But taking us back below, we paid for a new roof and a paint job for one of our rental properties.  Now the cash-out from the refi is spent.

5/28/21 $496K

I'm guessing about two more months here until we'll truly advance to the next level?
We have plans for a big paydown of the 0% CC debt in the fall, so we'll certainly have a good cushion to be over 500K liquid by then.

6/8/21 $504K 

Back up over the line because of another biotech stock that jumped up 25% basically overnight. Good week for Biogen (BIIB)! They make the alzheimer drug that FDA approved, but might not work...

[greenplace]

Hi all! Long time forum reader but I took a break for a while, going on a work sabbatical and traveling thanks to my savings, with subsequently the struggle to find and get into the right company to work at. I recently hit 250k net worth which brings me back to MMM forum.

I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?

I am able to put at least $1600 per month into 401k/IRA/HSA plus maxing ESPP. My wonderful spreadsheet says I will hit 500k in 6 years (typical disclaimer barring any major life changes or a market crash.) It took me 11 years out of college to hit 250k and I am happy to represent the slow/medium paced people on here.

[Steeze]

Hi all! Long time forum reader but I took a break for a while, going on a work sabbatical and traveling thanks to my savings, with subsequently the struggle to find and get into the right company to work at. I recently hit 250k net worth which brings me back to MMM forum.

I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?

I am able to put at least $1600 per month into 401k/IRA/HSA plus maxing ESPP. My wonderful spreadsheet says I will hit 500k in 6 years (typical disclaimer barring any major life changes or a market crash.) It took me 11 years out of college to hit 250k and I am happy to represent the slow/medium paced people on here.

Save around 12k/mo. including 401k/401k match/IRA/529/Taxable/Cash
in 2020 my NW ranged from 254k in January to 414k in December (+160k) ~40k of that was portfolio growth
So far in 2021 my NW is up (+106k) ~$50k of that was portfolio growth

hadn't really looked at that - looks like this year is off to a crazy start! wow. like having another full time job now. my total yearly spend is <$35k, if the market kept this up I would be FI :) Too bad about mean reversion and inflation and all that.

[monarda]

Hi all! Long time forum reader but I took a break for a while, going on a work sabbatical and traveling thanks to my savings, with subsequently the struggle to find and get into the right company to work at. I recently hit 250k net worth which brings me back to MMM forum.

I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?

I am able to put at least $1600 per month into 401k/IRA/HSA plus maxing ESPP. My wonderful spreadsheet says I will hit 500k in 6 years (typical disclaimer barring any major life changes or a market crash.) It took me 11 years out of college to hit 250k and I am happy to represent the slow/medium paced people on here.

Good question.
For my post above, the crazy gains were two individual stocks.
I save about $3500 per month, put into my 403b and 457b and HSA, the rest is market gains.

And you're way ahead of me. I didn't start saving for retirement in earnest until 2016.
I graduated college close to 40 years ago.

[runningthroughFIRE]

Hi all! Long time forum reader but I took a break for a while, going on a work sabbatical and traveling thanks to my savings, with subsequently the struggle to find and get into the right company to work at. I recently hit 250k net worth which brings me back to MMM forum.

I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?

I am able to put at least $1600 per month into 401k/IRA/HSA plus maxing ESPP. My wonderful spreadsheet says I will hit 500k in 6 years (typical disclaimer barring any major life changes or a market crash.) It took me 11 years out of college to hit 250k and I am happy to represent the slow/medium paced people on here.

That's always a relevant question! I've been saving around $2.5K/month from automatic payroll deductions, then I try to save another $1K-$1.5K from my take home pay on top of that.  This past year I moved in with some friends and have much lower fixed expenses, so I've been able to save almost $5K/month.  The rest of the numbers are all stock investment gains.  The stock market overall has been on a huge upswing recently above and beyond the historical norm for a year, so anyone with a significant amount already invested is seeing big jumps.

[NextTime]

Hi all! Long time forum reader but I took a break for a while, going on a work sabbatical and traveling thanks to my savings, with subsequently the struggle to find and get into the right company to work at. I recently hit 250k net worth which brings me back to MMM forum.

I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?

I am able to put at least $1600 per month into 401k/IRA/HSA plus maxing ESPP. My wonderful spreadsheet says I will hit 500k in 6 years (typical disclaimer barring any major life changes or a market crash.) It took me 11 years out of college to hit 250k and I am happy to represent the slow/medium paced people on here.

It took me 14 years out of college before I even hit $100k.  I didn't start maxing out the 401k until I 2016. If I'd only started 5 years sooner.
Five years later, we are soooooo close to $500k.

I guess I never really calculated our monthly savings, but it looks like around $4,250.
With my wife this includes two 401ks (plus match), two traditional IRAs, HSA, and two 529 plans.

I should mention that my mother has given me a $15k gift the last two years, which mostly goes toward the traditional IRAs, so I should probably cut that monthly savings down to $3,250 if I'm being honest. I put it in the monthly since I dollar cost average it throughout the year.

[Mainlander]

Hi all! Long time forum reader but I took a break for a while, going on a work sabbatical and traveling thanks to my savings, with subsequently the struggle to find and get into the right company to work at. I recently hit 250k net worth which brings me back to MMM forum.

I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?

 I average roughly $2500 per month in new contributions. At this point my market gains normally meet or far exceed my contributions.

[joe189man]

Hi all! Long time forum reader but I took a break for a while, going on a work sabbatical and traveling thanks to my savings, with subsequently the struggle to find and get into the right company to work at. I recently hit 250k net worth which brings me back to MMM forum.

I see a lot of huge jumps in NW on here and was wondering if this thread would be an ok place to ask, how much do you save each month, and how much of your gains are from stock value increasing?

we are saving ~$5k a month (right now) combined with matches across all the usual accounts. once both kids are in school and some debts are paid we may get closer to ~$9k a month

[Southern Stache]

May 2021: $419,847
June 2021: $433,387

(House equity, roughly $124k, not included.)

Thank you to alcon835 and oneday for the welcome messages!

[dignam]

Feb 2020 $253k
Mar 2020 $221k
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
May 2021 $355k
Jun 2021 $368k

[Neustache]

Hello!  I just graduated the 100K to 250K thread, now I'm here!

11/28/19 $252,000 (investments only, paid off house but not included in NW)

7/21/20 8 months later and we are at $323,000.  Hope to hit 500K in two years.

6/23/21  Currently at $455,000.  Unless the market tanks we should hit 500K in the next year, meeting the goal I set last summer. 

[tacticalteam4]

Moving on up to this race from the race to 250k!

This isn't a true net worth as I don't include student loan debt as we will hopefully have most of it forgiven eventually. Also don't include mortgage debt or equity. All this is included are retirement accounts and cash between my wife and I.



Feb 2020: $73,400
...
Oct 2020: $174,695
Nov 2020: $187,998 +13,293
Dec 2020: $204,962 +16,974
Jan 2021: $214,801 +9,389
Feb 2021: ?
Mar 2021: $247,632 +32,831 over two months
...
Jun 2021: $293,749

[PlanetDee]

Investments only:
5/23/21 - $413k
6/24/21 - $422k

[falsekrakk808]

Apr 20   $256    Jan 21   $365
May 20   $278   Feb 21   $380
Jun 20   $282    Mar 21   $380
Jul 20   $304     Apr 21   $410
Aug 20   $312   May 21   $417
Sep 20   $295   
Oct 20   $286      
Nov 20   $330      
Dec 20   $360      

Jun 21 $438

Finally opened up a joint brokerage account to accelerate our investments. Hope to hit the $500k goal by September 2022.

[joe189man]

07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k

6/26/21 - $504,398 / ~$657k - we did it! (or the market did :) ...)

[grantmeaname]

hell yeah! congrats! see you in the next challenge!

[SeattleStache]

December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
April 2021: $454,876 (total NW $631,244)
May 2021: $459,903 (total NW $636,817)
June 2021: $469,431 (total NW $648,000)

Hope to hit $500k in retirement investments by the end of the year!

[InvincibleChutzpah]

5/31/2020    $226,178.29   
6/30/2020    $233,483.30   
7/31/2020    $347,096.04   Sold my condo and invested the profit
8/31/2020    $369,374.23   
9/30/2020    $361,170.14   
10/31/2020   $359,913.37   
11/30/2020   $398,280.76   
12/31/2020   $415,859.82   
1/31/2021    $422,920.86   
2/28/2021    $425,382.16   
3/31/2021    $444,011.60   
4/30/2021    $466,376.29   
5/31/2021    $475,698.13   
6/30/2021    $486,488.79   

Still looks like I'll have an August graduation. July is a five paycheck month, so I MIGHT be able to squeeze it if the market cooperates.

[joe189man]

thanks @grantmeaname
I'll save you a seat!

[FrugalByChance]

As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:

Month      Early Retirement Stash   (growth=diff with prev. month deposits=money added) 
Jan 2016   €  58 971.00
Jan 2017   €  86 368.00
Jan 2018   € 119 817.00
Jan 2019   € 145 840.48
...
Dec 2019  € 195 798.72   (growth:  € 6 723.04 deposits: € 3 600.00)  Totals for 2019: growth:  € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020  € 198 632.07   (growth:  € 2 833.35)
Feb 2020  € 193 987.01   (growth: -€ 4 645.06)
Mar 2020  € 179 084.86   (growth: -€14 902.15 deposits: € 7 273.31) 
Apr 2020  € 200 737.12   (growth:  €21 652.26 deposits: € 3 798.78)
May 2020  € 209 540.07   (growth:  € 8 802.95 deposits: € 5 855.37)
Jun 2020  € 214 045.88   (growth:  € 4 505.81 deposits: € 3 240.00)
Jul 2020  € 220 555.81   (growth:  € 6 509.93 deposits: € 4 324.66)
Aug 2020  € 237 427.24   (growth:  €16 871.43 deposits: € 5 462.50)
Sep 2020  € 235 543.53   (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020  € 238 322.92   (growth:  € 2 779.39 deposits: € 4 400.00)
Nov 2020  € 262 121.50   (growth:  €23 798.58 deposits: € 6 521.65)
Dec 2020  € 269 374.68   (growth:  € 7 253.18 deposits: € 4 590.75)   Totals for 2020: growth:  € 73 452.27 (=37,49%)  Deposits: € 52 186.18  Returns:  € 21 266.09 (=8,74%)
Jan 2021  € 285 791.77   (growth:  €16 417.09 deposits: €12 000.00)
Feb 2021  € 323 281.33   (growth:  €37 489.56 deposits: €33 000.00)
Mar 2021  € 344 492.32   (growth:  €21 210.99 deposits: € 4 000.00)
Apr 2021  € 355 971.71   (growth:  €11 479.39 deposits: € 4 500.00)
May 2021  € 358 877.94   (growth:  € 2 906.23 deposits: € 3 075.00)

Jun 2021  € 381 498.25   (growth:  €22 620.31 deposits: €10 075.00)

Another good month! Already over 100K growth this year which is more than the whole of 2020.

[NextTime]

Investments only

	2018	2019	2020	2021
January	$198,265	$224,401	$305,287	$424,924
February	$204,080	$231,997	$290,554	$453,313
March	$204,080	$236,710	$274,909	$471,199
April	$206,310	$246,138	$298,297	$489,213
May	$207,731	$245,062	$320,072	$492,274
June	$209,453	$256,868	$331,215	$493,272
July	$218,450	$256,076	$349,025
August	$224,243	$266,197	$367,183
September	$227,037	$274,186	$360,397
October	$214,107	$284,427	$360,290
November	$219,948	$295.004	$400,264
December	$206,667	$304,693	$419,937	-

Should have hit the goal already, but spent a crapload (>$15k) on patios and other improvements to the house the past two months. We are not used to spending this kind of money
All things considered, I am pleasantly surprised that the stash still had a slight increase.

If the market continues up, we should graduate next month.

[Mainlander]

JUNE UPDATE

08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430

 Huge increase this month is attributed to a one time windfall. Refinanced mortgage this month to increase cash flow, so should have decent increases for the remainder of the year. My new target for year end is $385,000.

[runningthroughFIRE]

June Update. Cool to see all the people graduating so fast!

	2019	2020	2021
January	149K	224K	357K
February	157K	216K	365K
March	164K	191K	388K
April	173K	221K	415K
May	170K	236K	423K
June	182K	243K	449K
July	188K	263K	-
August	189K	285K	-
September	191K	279K	-
October	203K	281K	-
November	212K	324K	-
December	219K	339K	-

[bloodaxe]

March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11

[DadJokes]

	2021	2022	2023	2024
January	$227,807	-	-	-
February	$230,079	-	-	-
March	$239,227	-	-	-
April	$251,865	-	-	-
May	$263,588	-	-	Grad Goal
June	$273,052	-	-
July	$289,104	-	-
August	-	-	-
September	-	-	-
October	-	-	-
November	-	-	-
December	-	-	-

[Epor]

Code: [Select]

                Total       Saved      Market G/L
12/01/20 251865       524        30251    <<-- Ticket to the 250-500k Race!
01/01/21 273830      6524        15441   
02/01/21 277210      7694        -4314   
03/01/21 287160      1486         8464   
04/01/21 300280      2750        10370   
05/01/21 316530      2824        13436   
06/01/21 321830      2164         3126   
07/01/21 337420      2164        13426   


[Epor]

Jun 2021  € 381 498.25   (growth:  €22 620.31 deposits: €10 075.00)

Another good month! Already over 100K growth this year which is more than the whole of 2020.

You are killing it this year! Amazing savings, you will be out of this race in no time.

[MudPuppy]

Household net for 2 adults:

05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k

01/2021: 303k
02/2021: 310k
03/2021: 328k
04/2021: 338k
05/2021: 354k
06/2021: 364k
07/2021: 371k

[philli14]

1/01/19: 57,786 (+7181)    1/01/20: 127,304 (+7077)    1/01/21: 203,920 (+10877)
1/02/19: 65,133 (+7347)    1/02/20: 131,547 (+4243)    1/02/21: 208,614 (+4694)
1/03/19: 71,695 (+6562)    1/03/20: 125,438 (-6109)    1/03/21: 220,643 (+12029)
1/04/19: 77,573 (+5878)    1/04/20: 114,410 (-11028)   1/04/21: 229,518 (+8875)
1/05/19: 86,088 (+8515)    1/05/20: 131,316 (+16906)   1/05/21: 245,137 (+15619)
1/06/19: 86,749 (+0661)    1/06/20: 143,277 (+11961)   1/06/21: 250,988 (+5831)
1/07/19: 95,468 (+8719)    1/07/20: 149,491  (+6214)   1/07/21: 258,861 (+7873)
1/08/19: 99,958 (+4490)    1/08/20: 158,440 (+8949)
1/09/19: 103,810 (+3852)   1/09/20: 170,460 (+12020)
1/10/19: 107,111 (+3301)   1/10/20: 170,416 (-44)
1/11/19: 112,338 (+5227)   1/11/20: 172,359 (+1943)
1/12/19: 120,227 (+7889)   1/12/20: 193,043 (+20684)

[the_hobbitish]

Investments Only
2021
Jan  $353k
Feb  $394k
Mar $425k
Apr  $432k
May $461k
July $474k

[windytrail]

Hey all, just joining this month. The last race took only fifteen months, which seems like a tough time to beat, but we'll see. Happy stashin'!

      
1/2016   -$41,000      
1/2017   -$19,000   +$22,000   
1/2018   $9,000   +$28,000   
1/2019   $29,500   +$20,500   +228%
1/2020   $70,500   +$41,000   +139%
6/1/2020   $111,116   +$40,616   +58%
7/1/2020   $128,000   +$16,884   +15%
8/1/2020   $136,000   +$8,000   +6%
8/31/2020   $144,858   +$8,858   +7%
9/30/2020   $147,009   +$2,151   +1%
10/31/2020   $150,073   +$3,064   +2%
11/30/2020   $174,474   +$24,401   +16%
1/1/2021   $190,979   +$16,505   +9%
2/1/2021   $198,243   +$7,264   +4%
3/1/2021   $208,142   +$9,899   +5%
4/1/2021   $220,468   +$12,326   +6%
5/1/2021   $238,094   +$17,626   +8%
6/1/2021   $246,170   +$8,076   +3%
7/1/2021   $254,478   +$8,308   +3%

[ontheheel]

Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.


2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143

2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234

2021
January $241
February $246
March $255
April $267
May $290
June $303

July $318k

Still trucking along. I think $350k is attainable by the end of the year without a ton of effort, unless the market takes a dump. $500k seems attainable within the next 24 months.

[Edwards]

August   2020  $330,000
January  2021  $400,000
July        2021 $470,000

Posting during an upswing in the market, so don't expect it to remain.
However, if it does, I may hit $500,000 in 1/2022.
That would keep me ahead of my September 2023 timeline by about 1.75yrs.

Can't complain, since $500k was my CoastFIRE number.

[Fishing4FI]

August-18         $27k
September-18   $31k
October-18        $59k
November-18    $60k
December-18    $64k
January-19       $63k
February-19      $74k
March-19          $78k
April-19            $86k
May-19             $98k
June-19            $104k
July-19             $104k
August-19         $110k
September-19    $137k
October-19        $143k
November-19    $151k
December-19    $160k
January-20       $169k
February-20     $175k
March-20         $168k
April-20           $156k
May-20            $180k
June-20           $190k
July-20            $200k
August-20        $217k
September-20  $234k
October-20       $234k
November-20   $231k
December-20   $255k
January-21      $264k
February-21    $269k
March-21        $279k
April-21          $298k
May-21           $317k
June-21         $329k
July-21          $352k

Market has been booming, S&P up 15.25% YTD.  I also increased my rental property value which is still rather conservative.  Other than that, just steady contributions and savings.

[joe189man]

07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k
07/02/2021 - $505,955 / ~$660K

Good Luck everyone and keep up the hard work, see you in the next race!!

[Finwiz]

Mid month update - promo bonus and a raise hitting this coming Friday, which should make things hopefully move a little quicker. Also realized that an account was missed /not previously included in our totals (with another ~$9,000 in it), all of which feels like it has barely moved the needle thanks to the market gyrations:

1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)

Projected out, need to do $13,354 by October ($3,012 per month) to hit the initial goal - but still really hoping to graduate sometime in June.

5/28/21 - $497,565 (+$97,416)

So close, was hoping we might have hit it by end of the month/Memorial Day. Hopefully June it is.

6/5/21 - $505,428 (+$105,279).

Guess we technically graduated? Probably going to hang around for a bit longer to make sure we stay in the next class before moving up. Now to hit a mill in 3 years from today, June 2024.

6/30/21 - $517,109 (+$116,960).

Goodluck everyone! See you in the 500-1mm race!

[nickelwise]

I haven't regularly posted a running log like many here, but this is an exciting milestone to hit so I thought I'd share (brag) here, since I can't share it with most people in my life. I'm just too excited not to talk about it somewhere, even though it always feels a little unseemly to me. These are net worth numbers, index funds plus emergency cash. I don't have any home equity or debt.

01/01/15: $0
04/09/17: $100,000 (2y,  3mo)
02/04/19: $200,000 (1y, 10mo)
02/15/20: $300,000 (1y,  0mo)
12/03/20: $400,000     (10mo)
07/01/21: $500,000      (7mo)

I noted how long each hundred grand took to reach. The consistent acceleration of the pace is really unbelievable. It doesn't hurt that we've been living through this endless bull of asset inflation. It only took ten months to get from 300k to 400k, despite the pandemic panic hitting shortly after the 300k milestone. Surely there's no way this party will last forever. I expect I'll have to fall back below one or more of these milestones soon enough. If I had a high confidence of average real returns going forward, which is to say 6%+ ($30k+ in today's dollars), I'd quit my job today. As it stands, I'll keep working until either we get through a real recession period, or I reach truly wild levels of depression-proof wealth. In the meantime, I'm starting to feel secure enough that I might start behaving more like a confident "SWAMI" at work, instead of a fearful subservient wage slave suck-up.

Congrats to my fellow $500k graduates, Finwiz and joe189man.