Author Topic: Race from 250 to 500k!  (Read 946207 times)

ontheheel

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Re: Race from 250 to 500k!
« Reply #3050 on: December 01, 2021, 05:44:04 AM »

Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.


2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143

2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234

2021
January $241
February $246
March $255
April $267
May $290
June $303
July $325
August $333
September $328
October $342


November $346k

Market is doing its thing. Just keep swimming.

mckaylabaloney

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Re: Race from 250 to 500k!
« Reply #3051 on: December 01, 2021, 07:07:24 AM »
                       2018                2019                2020                2021               
January     $(170,956.12)$(80,750.78)$(4,484.13)$124,124.66
February$(166,849.63)$(72,922.02)$(4,647.56)$125,821.73
March$(161,395.88)$(65,244.64)$398.59$136,847.83
April$(156,590.44)$(57,807.71)$(9,003.54)$145,677.69
May$(159,977.61)$(52,358.05)$8,209.01$164,438.72
June$(154,655.48)$(52,769.97)$19,606.73$171,195.96
July$(149,000.22)$(39,802.87)$26,480.37$219,072.34
August$(143,758.38)$(35,751.08)$40,657.65$234.012.81
September$(139,839.66)$(45,074.66)$52,868.32$241,148.85
October$(136,009.14)$(54,949.47)$53,926.77$241,206.12
November$(137,519.76)$(53,156.01)$61,241.09$252,403.51
December$(132,193.25)$(52,946.03)$78,742.07$257,721.53
Annual gain$90,205.34$75,902.65$128,972.79-

Epor

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Re: Race from 250 to 500k!
« Reply #3052 on: December 01, 2021, 07:58:08 AM »
Code: [Select]
                Total       Saved      Market G/L
12/01/20 251865       524        30251    <<-- Ticket to the 250-500k Race!
01/01/21 273830      6524        15441   
02/01/21 277210      7694        -4314   
03/01/21 287160      1486         8464   
04/01/21 300280      2750        10370   
05/01/21 316530      2824        13436   
06/01/21 321830      2164         3126   
07/01/21 337420      2164        13426   
08/01/21 341980      2164         2396   
09/01/21 355310      2164        11166   
10/01/21 338760      2164       -18714   
11/01/21 366340      2864        24716
12/01/21 359730      1900        -8560

SeattleStache

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Re: Race from 250 to 500k!
« Reply #3053 on: December 01, 2021, 09:15:54 AM »
The first number is retirement related investments, the second is total NW including real estate, cash savings, and other investments. I'm only counting retirement related investments for this race!

December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
April 2021: $454,876 (total NW $631,244)
May 2021: $459,903 (total NW $636,817)
June 2021: $469,431 (total NW $648,000)
July 2021: $474,327 (total NW $638,168)
August 2021: $486,405 (total NW $641,921)
September 2021: $473,661 (total NW $628,698)
October 2021: $495,112 (total NW $648,274)
November 2021: $486,928 (total NW $645,238) so close! Maybe next month...

Fire2025

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Re: Race from 250 to 500k!
« Reply #3054 on: December 01, 2021, 09:45:41 AM »
... End of:
2015 - 5800 - Found MMM

2016 - 56,145

2017 - 104,485

2018 - 134,864

2019 - 174,932

2020 - 220,850

July 2021 - 274,240

August 2021 - 297,707

September 2021 - 353,542 - includes cash out refi


October 2021 - 376,179.08

November 2021 - 377,332.26

philli14

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Re: Race from 250 to 500k!
« Reply #3055 on: December 01, 2021, 09:56:36 AM »

1/01/19: 57,786  (+7181)   1/01/20: 127,304 (+7077)    1/01/21: 203,920 (+10877)
1/02/19: 65,133  (+7347)   1/02/20: 131,547 (+4243)    1/02/21: 208,614 (+4694)
1/03/19: 71,695  (+6562)   1/03/20: 125,438 (-6109)    1/03/21: 220,643 (+12029)
1/04/19: 77,573  (+5878)   1/04/20: 114,410 (-11028)   1/04/21: 229,518 (+8875)
1/05/19: 86,088  (+8515)   1/05/20: 131,316 (+16906)   1/05/21: 245,137 (+15619)
1/06/19: 86,749  (+0661)   1/06/20: 143,277 (+11961)   1/06/21: 250,988 (+5831)
1/07/19: 95,468  (+8719)   1/07/20: 149,491 (+6214)    1/07/21: 258,861 (+7873)
1/08/19: 99,958  (+4490)   1/08/20: 158,440 (+8949)    1/08/21: 268,936 (+10075)
1/09/19: 103,810 (+3852)   1/09/20: 170,460 (+12020)   1/09/21: 278,078 (+9142)
1/10/19: 107,111 (+3301)   1/10/20: 170,416 (-44)      1/10/21: 279,542 (+1464)
1/11/19: 112,338 (+5227)   1/11/20: 172,359 (+1943)    1/11/21: 296,568 (+17026)
1/12/19: 120,227 (+7889)   1/12/20: 193,043 (+20684)   1/12/21: 299,151 (+2583)


Had it, lost it. Flirting with 300k!

Em-Dog

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Re: Race from 250 to 500k!
« Reply #3056 on: December 01, 2021, 11:04:55 AM »
As the others have said, markets doing their thing.. can't wait to break over 300k!


                                 2018                2019                2020                2021                2022                2023                2024               
January     $11,592$19,461$52,636$117,964---
February$12,414$28,144$48,605$129,160--
March$12,259$23,011$45,431$135,298--
April$13,641$25,628$50,763$183,963--
May$16,646$24,273$55,517$213,448--
June$16,625$27,726$58,784$247,758--
July$17,057$31,358$63,678$259,587--
August$17,375$30,624$69,345$274,737--
September$17,380$41,343$69,043$269,876-Graduation Goal
October$16,044$43,732$69,866$294,685--
November$16,332$46,935$95,120$294,439--
December$16,589$51,547$118,877---



DadJokes

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Re: Race from 250 to 500k!
« Reply #3057 on: December 01, 2021, 12:45:45 PM »
                       2021                2022                2023                2024               
January     $227,807---
February$230,079---
March$239,227---
April$251,865---
May$263,588--Grad Goal
June$273,052--
July$289,104--
August$275,118--
September$294,327--
October$289,219--
November$309,150--
December$313,932--

zygote

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Re: Race from 250 to 500k!
« Reply #3058 on: December 01, 2021, 12:49:49 PM »
Surprised to discover my graduation to this thread held even with the markets doing what they're doing. Time to make it official!

For context: I'm 32 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
4/21: $211,501.00 (+$4,907.57, +2.38%)
5/21: $223,080.37 (+$11,579.37, +5.47%)
6/21: $226,044.45 (+$2,964.08, +1.33%)
7/21: $233,579.18 (+$7,534.73, +3.33%)
8/21: $237,466.31 (+$3,887.13, +1.66%)
9/21: $245,186.52 (+$7,720.21, +3.25%)
10/21: $237,827.57 (-$7,358.95, -3.00%)
11/21: $254,300,88 (graduated to this thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)

grantmeaname

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Re: Race from 250 to 500k!
« Reply #3059 on: December 01, 2021, 12:54:01 PM »
welcome! your net worth has had a good three years!

ASW

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Re: Race from 250 to 500k!
« Reply #3060 on: December 01, 2021, 02:08:08 PM »
Thanksgiving / Christmas travel expenses and a stock market dip make for red month.  Oh well.

                       2018                2019                2020                2021                2022                2023                2024               
January     $38,800$88,534$153,292$227,655--Graduation Goal
February$49,800$96,439$154,220$229,253--
March$55,707$107,387$121,400$243,738--
April$64,352$110,960$132,182$252,411--
May$68,097$117,622$152,737$266,190--
June$72,976$113,078$165,000$268,575--
July$80,555$124,700$168,340$271,400--
August$85,858$129,322$180,956$275,700--
September$90,137$133,156$193,332$281,300--
October$93,806$136,540$191,781$291,000--
November$89,537$142,714$191,781$296,300--
December$92,795$147,950$213,280$288,200--
Annual gain$49,734$64,758$74,363
« Last Edit: January 01, 2022, 07:56:53 AM by ASW »

runningthroughFIRE

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Re: Race from 250 to 500k!
« Reply #3061 on: December 01, 2021, 05:16:46 PM »
I bought a house this month! Also got a nice chunky annual bonus that compensated for the transaction costs and whatnot.  My net worth numbers now show financial assets plus home equity, because I'd be sad if I had to count a five figure transaction as spending and take a giant net worth hit.

                       2019                2020                2021               
January149K224K357K
February157K216K365K
March164K191K388K
April173K221K415K
May170K236K423K
June182K243K449K
July188K263K446K
August189K285K469K
September191K279K462K
October203K281K478K
November212K324K493K
December219K339K-


FrugalByChance

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Re: Race from 250 to 500k!
« Reply #3062 on: December 02, 2021, 12:11:15 AM »
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
Month      Early Retirement Stash   (growth=diff with prev. month deposits=money added) 
Jan 2016   €  58 971.00
Jan 2017   €  86 368.00
Jan 2018   € 119 817.00
Jan 2019   € 145 840.48
...
Dec 2019  € 195 798.72   (growth:  € 6 723.04 deposits: € 3 600.00)  Totals for 2019: growth:  € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020  € 198 632.07   (growth:  € 2 833.35)
Feb 2020  € 193 987.01   (growth: -€ 4 645.06)
Mar 2020  € 179 084.86   (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020  € 200 737.12   (growth:  €21 652.26 deposits: € 3 798.78)
May 2020  € 209 540.07   (growth:  € 8 802.95 deposits: € 5 855.37)
Jun 2020  € 214 045.88   (growth:  € 4 505.81 deposits: € 3 240.00)
Jul 2020  € 220 555.81   (growth:  € 6 509.93 deposits: € 4 324.66)
Aug 2020  € 237 427.24   (growth:  €16 871.43 deposits: € 5 462.50)
Sep 2020  € 235 543.53   (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020  € 238 322.92   (growth:  € 2 779.39 deposits: € 4 400.00)
Nov 2020  € 262 121.50   (growth:  €23 798.58 deposits: € 6 521.65)
Dec 2020  € 269 374.68   (growth:  € 7 253.18 deposits: € 4 590.75)   Totals for 2020: growth:  € 73 452.27 (=37,49%)  Deposits: € 52 186.18  Returns:  € 21 266.09 (=8,74%)
Jan 2021  € 285 791.77   (growth:  €16 417.09 deposits: €12 000.00)
Feb 2021  € 323 281.33   (growth:  €37 489.56 deposits: €33 000.00)
Mar 2021  € 344 492.32   (growth:  €21 210.99 deposits: € 4 000.00)
Apr 2021  € 355 971.71   (growth:  €11 479.39 deposits: € 4 500.00)
May 2021  € 358 877.94   (growth:  € 2 906.23 deposits: € 3 075.00)
Jun 2021  € 381 498.25   (growth:  €22 620.31 deposits: €10 075.00)
Jul 2021  € 395 145.96   (growth:  €13 647.71 deposits: € 6 573.89)
Aug 2021  € 406 779.03   (growth:  €11 633.07 deposits: € 4 000.00)
Sep 2021  € 403 359.65   (growth: -€ 3 419.38 deposits: € 2 000.00)
Oct 2021  € 418 718.56   (growth:  €15 358.91 deposits: € 2 000.00)


Nov 2021  € 430 973.65   (growth:  €12 255.09 deposits: € 2 000.00)

Making progress.

Fishing4FI

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Re: Race from 250 to 500k!
« Reply #3063 on: December 02, 2021, 05:48:00 AM »
8/18   $27k
8/19   $110k
8/20   $217k
1/21   $264k
2/21   $269k
3/21   $279k
4/21   $298k
5/21   $317k
6/21   $329k
7/21   $352k
8/21   $367k
9/21   $386k
10/21 $378k
11/21 $383k
12/21 $369k

cashmoney

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Re: Race from 250 to 500k!
« Reply #3064 on: December 02, 2021, 10:28:58 AM »
My last check-in was when I was a member of the Race to 250k thread in 2018.  Since then I've gotten married, sold 2 houses, bought another and had a kid.  I am at the same job and have received little promotions and solid raises along the way.  I finish my MBA (paid for by work) in October and will have my second kid in November.  I would like to hit the $450k mark this month.

02/28/18 $110,864.47
09/01/2020 $444,020.69  - 300.51% increase (+$333,156.22)

12/2/2021 - $626,411.19 a whooping increase of 41% (+$182,390.50) Looks like it's time to jump into a new thread!

Geezer

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Re: Race from 250 to 500k!
« Reply #3065 on: December 02, 2021, 06:29:58 PM »
Hi everyone,

New here, but have been reading for a while. Have been tracking my family finances for about a year. I'm pretty confident we can surpass 500K in 2022.

Jan 2021  € 283 387.4
Feb 2021  € 298 090.7
Mar 2021  € 319 116.0
Apr 2021  € 326 564.6
May 2021  € 331 996.4
Jun 2021  € 342 636.1
Jul 2021  € 352 194.8
Aug 2021  € 364 883.6
Sep 2021  € 361 690.0
Oct 2021  € 383 768.5
Nov 2021  € 378 209.7
Dec 2021  €

It is super awesome to see how the more money you save, the faster the stash grows.
« Last Edit: December 02, 2021, 06:32:39 PM by Geezer »

The Tester

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Re: Race from 250 to 500k!
« Reply #3066 on: December 02, 2021, 09:44:07 PM »
And with that, I'm officially outta here.  See you in the next thread.  Congratulations @runningthroughFIRE @SeattleStache, you're almost there.

201920202021
January-$281,256$406,011
February -$268,507$419,342
March-$244,811$426,217
April-$275,496$454,020
May-$296,407$454,614
June-$311,160$478,081
July-$329,791$488,121
August-$348,640$503,668
September-$348,234$488,7612
October-$345,595$515,833
November$266,069$382,855$513,569
December$277,275$402,434-


Lamancha

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Re: Race from 250 to 500k!
« Reply #3067 on: December 03, 2021, 03:21:58 PM »
1/2021  258,257
2/2021  275,647
3/2021  280,873
4/2021  302,154
5/2021  324,155
6/2021  337,691
7/2021  355,742
8/2021  373,042
9/2021  394,317
10/2021  394,733

11/2021  427,460

Made it into the 400's.  Kinda feels like this is getting real now.

12/2021  429,236
At least it's still going up I guess.

Psyche

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Re: Race from 250 to 500k!
« Reply #3068 on: December 06, 2021, 11:51:43 AM »
So many graduates!  Congratulations @oneday, @the_hobbitish, @zygote, @cashmoney, and @The Tester!

Welcome, @Master of None, @mckaylabaloney, and @Geezer! (And welcome back, @ASW!)

Good luck with your end-of-year goals, @SeattleStache and @lexde!

                  2021         
Jan $223,873
Feb $239,134
Mar $264,278
Apr $283,849
May $293,311
Jun $304,208
Jul $308,247
Aug $317,756
Sep $302,747
Oct $321,013
Nov $313,799
Dec      -

A net dip for me : (   But I was happy about buying some stocks on sale!


LateStarter1

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Re: Race from 250 to 500k!
« Reply #3069 on: December 07, 2021, 01:09:23 PM »
Investments Only:

Sept 1, 2021:   $260,000
Oct  5, 2021:    $256,000
Nov 4, 2021:    $279,000
Dec 5, 2021:    $278,209

dignam

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Re: Race from 250 to 500k!
« Reply #3070 on: December 08, 2021, 06:27:44 AM »
The below values include: retirement/brokerage accounts, cash, home equity, vehicle equity

Feb 2020 $253k    May 2021 $355k
Mar 2020 $221k    Jun 2021 $368k
Apr 2020 $239k    Jul 2021 $378k
May 2020 $244k    Sep 2021 $394k
Jun 2020 $265k    Oct 2021 $399k
Jul 2020 $269k    Nov 2021 $436k (home value adjustment)
Aug 2020 $281k    Dec 2021 $444k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k

An Unassuming Moose

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Re: Race from 250 to 500k!
« Reply #3071 on: December 15, 2021, 04:56:09 AM »
Nov 20, 2019 -- $113,800
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
March 15, 2021 -- $327,076
April 15, 2021 -- $335,420
May 24, 2021 -- $282,215
August 19, 2021 -- $374,060
September 19, 2021 -- $364,746
October 15, 2021 -- $375,995
November 15, 2021 -- $373,345
December 15, 2021 -- $357,669

Big hit this month, and not entirely due to market happenings. I've been spending a lot for school, rent in two cities (I work half the week in one place and study the other half at the other side of the province), plus fuel for travel between them. The term that just finished was a bit more of a scattered experience than I had hoped, but next term is looking far better already. I'm expecting the finances to reflect that. Also, I deleveraged fully yesterday. I was up over $100k on a leveraged investment I did at the bottom of the pandemic, and given my low income this year it felt like the right move to sell now. No effect on the net worth, but good effect on the cash flow, which should help going into next year. See you in 2022!

Roks

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Re: Race from 250 to 500k!
« Reply #3072 on: December 20, 2021, 03:58:28 PM »


                    2018        2019         2020         2021
1st Quarter   $85,738  $123,622  $136,279   $283,729
2nd Quarter  $93,359   $133,844  $180,632   $320,910
3rd Quarter  $112,276  $140,745  $209,539   $340,278           
4th Quarter  $103,325  $157,203  $253,216   $360,580 (As of Dec. 20th)

In early 2018 at age 42, my 401k balance was a mere $48K (I had a little money in a Roth IRA and traditional IRA, which brought my total to $85K, and that was it). I barely knew anything about investing but was tired of feeling stuck with my finances. Then, I learned about MMM, FIRE, JL Collins, and all the fantastic teachers on this path I wish I knew about much sooner. I devoured everything I could about financial independence, living frugally, retirement, and index investing (JL Collin's blog helped me tremendously with investing). In the fall of 2018, I saved 10K and opened my first brokerage account with Vanguard. In 2019, I began making regular contributions to my 401k. In 2020, I added a 457, and now I contribute monthly to my 401K, 457, Roth IRA, and brokerage account. My goal is to get to $500K ASAP!


Virtus3

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Re: Race from 250 to 500k!
« Reply #3073 on: December 21, 2021, 06:32:09 AM »
I'm going to jump in as I'm trying to keep myself motivated to not slip into old spending habits. I didn't start tracking my NW monthly until a year ago so don't know exact time I crossed $250k mark but would've been mid/late 2019. For purposes of tracking I'm removing 529 accounts and normal checking/short-term savings and only including EF cash, retirement/investment accounts, HSA, and conservative home equity as assets.

Jan 2018: $139k
Jan 2019: $208k
Jan 2020: $262k
Jan 2021: $298k
Current: $366k

We'll see what the markets do but as my income and savings rate have recently increased $500k should occur in early 2023.

Roks

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Re: Race from 250 to 500k!
« Reply #3074 on: December 21, 2021, 01:41:25 PM »
Let's try this again with a better table. Wish I could FIRE yesterday! Maybe I'll do a coast/lean fire thing, maybe I'll get a windfall. Maybe the business I have not yet created will take off. No matter what, I'll stay the course.


                       2018                2019                2020                2021                2022               
Jan-March$85,738$123,622$136,279$283,729
April-June$93,359$133,844$180,632$320,910
July-Sep$112,276$140,745$209,539$340,278
Oct-Dec$103,325$157,203$253,216
       

Virtus3

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Re: Race from 250 to 500k!
« Reply #3075 on: December 21, 2021, 01:49:09 PM »
Let's try this again with a better table. Wish I could FIRE yesterday! Maybe I'll do a coast/lean fire thing, maybe I'll get a windfall. Maybe the business I have not yet created will take off. No matter what, I'll stay the course.


                       2018                2019                2020                2021                2022               
Jan-March$85,738$123,622$136,279$283,729
April-June$93,359$133,844$180,632$320,910
July-Sep$112,276$140,745$209,539$340,278
Oct-Dec$103,325$157,203$253,216
       

Our current numbers are fairly close; you crushed 2020 though while I was floundering a bit...

Roks

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Re: Race from 250 to 500k!
« Reply #3076 on: December 21, 2021, 04:10:22 PM »
Let's try this again with a better table. Wish I could FIRE yesterday! Maybe I'll do a coast/lean fire thing, maybe I'll get a windfall. Maybe the business I have not yet created will take off. No matter what, I'll stay the course.


                       2018                2019                2020                2021                2022               
Jan-March$85,738$123,622$136,279$283,729
April-June$93,359$133,844$180,632$320,910
July-Sep$112,276$140,745$209,539$340,278
Oct-Dec$103,325$157,203$253,216
       

Our current numbers are fairly close; you crushed 2020 though while I was floundering a bit...

Thanks! They certainly are close. I've floundered for the past few decades and have been trying to make up for lost time! What helped with my 2020 returns was mostly luck and some planning. In Dec. 2019, before I knew anything about the pandemic, I decided to open a 457 in the coming year to double my retirement contributions, plus move an additional $5k from my CD into my Roth and brokerage account. As luck would have it, I could only access the funds from my CD at the end of March 2020. The crazy volatility that year, and maxing out my retirement plans really helped. Who knows, maybe Omicron will work in our favor? Best of luck to you, and to all of us as we navigate a new year.

Huskerfan

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Re: Race from 250 to 500k!
« Reply #3077 on: December 26, 2021, 11:11:12 PM »
My stats:

Jul2019 — $101953         Jul2021 — $257785
Aug2019 — $106277       Aug2021 — $261380
Sep2019 — $111050       Sep2021 — $257334
Oct2019 — $114791        Oct2021 — $275523
Nov2019 — $120215       Nov2021 — $268598
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Jun2021 — $252084


Numbers updated thru the last day of the month.  I forgot a few months and just added them. Downward trend in November wiped out the OCT gains.  But December has me back up there again, so I’m excited about it. 5 trading days left to try to hit the $275k goal. On a side note, my spouse’s  account is around $155k.  So I am hoping to keep those numbers steady (or get a nice Santa Rally bump)

Original goal this year was to hit $230k for the TSP account and $130k for the spouses. Then it was $250k.  At this point; I’m obviously content with the numbers; but I do have a new goal of $275k to round off the year. Closing out at $150k for my spouses account would be nice as well.  Keeping my fingers crossed!

DadJokes

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Re: Race from 250 to 500k!
« Reply #3078 on: December 30, 2021, 01:50:58 PM »
                       2021                2022                2023               
January     $227,807$331,810-
February$230,079--
March$239,227--
April$251,865--
May$263,588--
June$273,052--
July$289,104--
August$275,118--
September$294,327--
October$289,219--
November$309,150--
December$313,932-Grad Goal

We finished the year with a six figure increase in net worth across 2021. That's pretty cool.
« Last Edit: January 01, 2022, 06:36:34 AM by DadJokes »

Virtus3

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Re: Race from 250 to 500k!
« Reply #3079 on: December 30, 2021, 07:00:58 PM »
Jan 2018: $139k
Jan 2019: $208k
Jan 2020: $262k
Jan 2021: $298k
Current: $366k

We'll see what the markets do but as my income and savings rate have recently increased $500k should occur in early 2023.

Finishing the year at $377k total and our retirement investments crossed the $250k mark for the first time!

Rural

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Re: Race from 250 to 500k!
« Reply #3080 on: December 31, 2021, 02:54:12 AM »
Gonna end the year $5,500 short of the $500k mark.

grantmeaname

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Re: Race from 250 to 500k!
« Reply #3081 on: December 31, 2021, 05:10:29 AM »
Bye, y'all.

   


                      Jan       Feb       Mar    |       Apr       May       Jun    |       Jul       Aug       Sep    |       Oct       Nov       Dec
2015 -$10k-$10k-$10k|-$10k-$10k-$10k|-$10k-$10k-$10k|-$9k-$6k-$5k
2016 -$3k-$2k-$0k|$1k$3k$4k|$6k$7k$9k|$9k$11k$13k
2017 $15k$16k$18k|$20k$22k$24k|$26k$27k$30k|$32k$35k$36k
2018 $45k$44k$53k|$56k$55k$52k|$63k$62k$65k|$75k$72k$73k
2019 $80k$100k$104k|$108k$119k$126k|$127k$130k$133k|$141k$153k$163k
2020 $167k$162k$156k|$187k$196k$208k|$228k$242k$246k|$252k$287k$303k
2021 $316k$365k$377k|$403k$414k$428k|$444k$460k$461k|$485k$485k$516k

« Last Edit: December 31, 2021, 05:18:36 AM by grantmeaname »

zeli2033

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Re: Race from 250 to 500k!
« Reply #3082 on: December 31, 2021, 07:18:02 AM »

             2018                2019                2020                2021                2022               
January($28,165)$52,928$163,400$239,950-
February($21,735)$61,806$156,457$250,940-
March($16,099)$72,482$145,287$261,224-
April($11,771)$99,041$163,919$280,829-
May($6,744)$96,807$178,765$284,686-
June($1,596)$106,071$185,289$293,185-
July$4,624$112,395$201,395$301,660-
August$12,784$116,527$222,183$312,943-
September$22,476$124,973$221,234$305,520-
October$27,980$135,196$225,329$325,798-
November$36,219$143,839$221,148$329,221-
December$36,235$150,705$234,567$357,336-


Missed the November update so added that in. All in for 2021, we ended in an okay spot considering the massive cash that's been infused into buying a house / maintenance, etc.

PlanetDee

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Re: Race from 250 to 500k!
« Reply #3083 on: December 31, 2021, 08:30:32 AM »
Investments only:
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k

Happy New Year everyone!!

philli14

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Re: Race from 250 to 500k!
« Reply #3084 on: December 31, 2021, 09:56:06 AM »

1/01/19: 57,786  (+7181)   1/01/20: 127,304 (+7077)    1/01/21: 203,920 (+10877)
1/02/19: 65,133  (+7347)   1/02/20: 131,547 (+4243)    1/02/21: 208,614 (+4694)
1/03/19: 71,695  (+6562)   1/03/20: 125,438 (-6109)    1/03/21: 220,643 (+12029)
1/04/19: 77,573  (+5878)   1/04/20: 114,410 (-11028)   1/04/21: 229,518 (+8875)
1/05/19: 86,088  (+8515)   1/05/20: 131,316 (+16906)   1/05/21: 245,137 (+15619)
1/06/19: 86,749  (+0661)   1/06/20: 143,277 (+11961)   1/06/21: 250,988 (+5831)
1/07/19: 95,468  (+8719)   1/07/20: 149,491 (+6214)    1/07/21: 258,861 (+7873)
1/08/19: 99,958  (+4490)   1/08/20: 158,440 (+8949)    1/08/21: 268,936 (+10075)
1/09/19: 103,810 (+3852)   1/09/20: 170,460 (+12020)   1/09/21: 278,078 (+9142)
1/10/19: 107,111 (+3301)   1/10/20: 170,416 (-44)      1/10/21: 279,542 (+1464)
1/11/19: 112,338 (+5227)   1/11/20: 172,359 (+1943)    1/11/21: 296,568 (+17026)
1/12/19: 120,227 (+7889)   1/12/20: 193,043 (+20684)   1/12/21: 299,151 (+2583)

1/01/22: 310,057 (+10906)


Will be starting off the new year in the 300k's. Great way to end the year!

Southern Stache

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Re: Race from 250 to 500k!
« Reply #3085 on: December 31, 2021, 10:14:33 AM »
Investments Only:

May 2021: $419,847
June 2021: $433,387
July 2021: $436,917
Aug 2021: $442,265
Nov 2021: $464,424
Dec 2021: $469,886

Rural

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Re: Race from 250 to 500k!
« Reply #3086 on: December 31, 2021, 10:20:34 AM »
Gonna end the year $5,500 short of the $500k mark.


Hold the fort. Didn't account for dividend payouts in VFORX; those were floating around but not yet reinvested when I checked. I'll have to redo the numbers.

zygote

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Re: Race from 250 to 500k!
« Reply #3087 on: December 31, 2021, 03:10:02 PM »
For context: I'm 32 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300,88 (graduated to this thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)

FrugalByChance

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Re: Race from 250 to 500k!
« Reply #3088 on: December 31, 2021, 05:14:20 PM »
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
Month      Early Retirement Stash   (growth=diff with prev. month deposits=money added) 
Jan 2016   €  58 971.00
Jan 2017   €  86 368.00
Jan 2018   € 119 817.00
Jan 2019   € 145 840.48
...
Dec 2019  € 195 798.72   (growth:  € 6 723.04 deposits: € 3 600.00)  Totals for 2019: growth:  € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020  € 269 374.68   (growth:  € 7 253.18 deposits: € 4 590.75)  Totals for 2020: growth:  € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021  € 285 791.77   (growth:  €16 417.09 deposits: €12 000.00)
Feb 2021  € 323 281.33   (growth:  €37 489.56 deposits: €33 000.00)
Mar 2021  € 344 492.32   (growth:  €21 210.99 deposits: € 4 000.00)
Apr 2021  € 355 971.71   (growth:  €11 479.39 deposits: € 4 500.00)
May 2021  € 358 877.94   (growth:  € 2 906.23 deposits: € 3 075.00)
Jun 2021  € 381 498.25   (growth:  €22 620.31 deposits: €10 075.00)
Jul 2021  € 395 145.96   (growth:  €13 647.71 deposits: € 6 573.89)
Aug 2021  € 406 779.03   (growth:  €11 633.07 deposits: € 4 000.00)
Sep 2021  € 403 359.65   (growth: -€ 3 419.38 deposits: € 2 000.00)
Oct 2021  € 418 718.56   (growth:  €15 358.91 deposits: € 2 000.00)
Nov 2021  € 430 973.65   (growth:  €12 255.09 deposits: € 2 000.00)


Dec 2021  € 443 925.59   (growth:  €12 951.94 deposits: € 7 300.00) 
Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)

2021 was a great year for my stash.
Happy New Year, hopefully 2022 will be a great year for everybody.


Mainlander

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Re: Race from 250 to 500k!
« Reply #3089 on: December 31, 2021, 05:48:27 PM »
DECEMBER UPDATE

08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394

 Great gain to end the year. I could easily tack on 50k due to housing valuations, but suspect the housing market is currently overvalued.
 
 Happy New Years everyone 🎉, and congrats on all your progress.
 

falsekrakk808

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Re: Race from 250 to 500k!
« Reply #3090 on: January 01, 2022, 01:00:10 AM »
04/2020  $256
05/2020  $278
06/2020  $282
07/2020  $304
08/2020  $312
09/2020  $295
10/2020  $286   
11/2020  $330   
12/2020  $360   
01/2021  $365
02/2021  $380
03/2021  $380
04/2021  $410
05/2021  $417
06/2021  $438
07/2021  $440
08/2021  $455
09/2021  $449
10/2021  $475
11/2021  $478
12/2021  $481
I'll take any increase in the positive direction. Hoping to hit the $500k mark sometime around May-June timeframe assuming the market continues to modestly tilt in the upward direction.

Happy New Years everyone! Let's tackle those financial goals in 2022!

bloodaxe

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Re: Race from 250 to 500k!
« Reply #3091 on: January 01, 2022, 04:08:11 AM »
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79

ardrum

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Re: Race from 250 to 500k!
« Reply #3092 on: January 01, 2022, 06:45:35 AM »
Here are my updates within the $250k and up timeframe!  Happy New Year everyone!  For the first time, my monthly update involves ZERO debt!  Let's hope for some graduations from this group this year!

12/1/20 - $284,036
1/1/21 - $301,280
2/1/21 - $318,045
3/1/21 - $338,808
4/1/21 - $350,947
5/1/21 - $356,198
6/1/21 - $374,201
7/1/21 - $377,978
8/1/21 - $382,334
9/1/21 - $391,683
10/1/21 - $394,624
11/1/21 - $411,512
12/1/21 - $409,555
1/1/22 - $422,315
« Last Edit: January 01, 2022, 06:47:35 AM by ardrum »

ontheheel

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Re: Race from 250 to 500k!
« Reply #3093 on: January 01, 2022, 07:04:12 AM »
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.


             2019                2020                2021                2022               
January$87,000$153,000$241,000-
February$95,000$159,000$246,000-
March$95,000$152,000$255,000-
April$98,000$172,000$267,000-
May$95,000$157,000$290,000-
June$104,000$187,000$303,000-
July$106,000$202,000$325,000-
August$115,000$206,000$333,000-
September$118,000$207,000$328,000-
October$134,000$215,000$342,000-
November$136,000$233,000$346,000-
December$143,000$234,000*$359,000*-
Annual gain$56,000$89,000$125,000 -


This has been a fantastic year in just about every way. At the start of the year, I hoped to be able to hit $300k. By mid year, my outrageous goal bumped to $350k. Finishing just shy of $360 (and passing it if you count the grand of cash in my safe) is beyond what I thought possible. We put away about $50k, and the remaining $70k was asset appreciation. Starting to hit the tipping point where market gains are outstripping my ability to save money. That’s a nice place to be.

2022 will have a lot of change for us - cross country move, deployment, and new unit. Working out our financial outlook for the new year now.
« Last Edit: January 01, 2022, 02:12:13 PM by ontheheel »

ASW

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Re: Race from 250 to 500k!
« Reply #3094 on: January 01, 2022, 08:05:23 AM »
What a wild year.  Congratulations to everyone for growth in the face of chaos.  I hope you all have a fulfilling and enjoyable 2022!

                       2018                2019                2020                2021                2022                2023                2024               
January     $38,800$88,534$153,292$227,655$300,500-Graduation Goal
February$49,800$96,439$154,220$229,253--
March$55,707$107,387$121,400$243,738--
April$64,352$110,960$132,182$252,411--
May$68,097$117,622$152,737$266,190--
June$72,976$113,078$165,000$268,575--
July$80,555$124,700$168,340$271,400--
August$85,858$129,322$180,956$275,700--
September$90,137$133,156$193,332$281,300--
October$93,806$136,540$191,781$291,000--
November$89,537$142,714$191,781$296,300--
December$92,795$147,950$213,280$288,200--
Annual gain$49,734$64,758$74,363$72,845

Epor

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Re: Race from 250 to 500k!
« Reply #3095 on: January 01, 2022, 08:26:03 AM »
Code: [Select]
                Total       Saved      Market G/L
12/01/20 251865       524        30251    <<-- Ticket to the 250-500k Race!
01/01/21 273830      6524        15441   
02/01/21 277210      7694        -4314   
03/01/21 287160      1486         8464   
04/01/21 300280      2750        10370   
05/01/21 316530      2824        13436   
06/01/21 321830      2164         3126   
07/01/21 337420      2164        13426   
08/01/21 341980      2164         2396   
09/01/21 355310      2164        11166   
10/01/21 338760      2164       -18714   
11/01/21 366340      2864        24716
12/01/21 359730      1900        -8560
01/01/22 365980      2300         3950
Happy new year everybody. Stache growth of 92k, I saved 32k.

RWD

  • Walrus Stache
  • *******
  • Posts: 6680
  • Location: Arizona
Re: Race from 250 to 500k!
« Reply #3096 on: January 01, 2022, 11:16:23 AM »

Roks

  • 5 O'Clock Shadow
  • *
  • Posts: 35
  • Location: California
Re: Race from 250 to 500k!
« Reply #3097 on: January 01, 2022, 12:48:35 PM »
Let's try this again with a better table. Wish I could FIRE yesterday! Maybe I'll do a coast/lean fire thing, maybe I'll get a windfall. Maybe the business I have not yet created will take off. No matter what, I'll stay the course.


                       2018                2019                2020                2021                2022               
Jan-March$85,738$123,622$136,279$283,729
April-June$93,359$133,844$180,632$320,910
July-Sep$112,276$140,745$209,539$340,278
Oct-Dec$103,325$157,203$253,216$370,826
       

mckaylabaloney

  • Bristles
  • ***
  • Posts: 256
  • Age: 36
Re: Race from 250 to 500k!
« Reply #3098 on: January 01, 2022, 01:24:04 PM »
                       2018                2019                2020                2021                2022               
January     $(170,956.12)$(80,750.78)$(4,484.13)$124,124.66$298,228.37
February$(166,849.63)$(72,922.02)$(4,647.56)$125,821.73-
March$(161,395.88)$(65,244.64)$398.59$136,847.83-
April$(156,590.44)$(57,807.71)$(9,003.54)$145,677.69-
May$(159,977.61)$(52,358.05)$8,209.01$164,438.72-
June$(154,655.48)$(52,769.97)$19,606.73$171,195.96-
July$(149,000.22)$(39,802.87)$26,480.37$219,072.34-
August$(143,758.38)$(35,751.08)$40,657.65$234.012.81-
September$(139,839.66)$(45,074.66)$52,868.32$241,148.85-
October$(136,009.14)$(54,949.47)$53,926.77$241,206.12-
November$(137,519.76)$(53,156.01)$61,241.09$252,403.51-
December$(132,193.25)$(52,946.03)$78,742.07$257,721.53-
Annual gain$90,205.34$75,902.65$128,972.79$174,103.71

Well, whatever else 2021 was, it was a record year for me financially. I fear 2022 may not be as great -- some substantial house expenses coming up, including a new roof, I suspect (woke up to a leaky ceiling this morning after a night of rain, and my roof is...elderly). But we'll see.

Happy new year to you all!
« Last Edit: January 01, 2022, 03:22:23 PM by mckaylabaloney »

ontheheel

  • Stubble
  • **
  • Posts: 102
Re: Race from 250 to 500k!
« Reply #3099 on: January 01, 2022, 01:36:44 PM »
                       2018                2019                2020                2021                2022               
January     $(170,956.12)$(80,750.78)$(4,484.13)$124,124.66$298,228.37
February$(166,849.63)$(72,922.02)$(4,647.56)$125,821.73-
March$(161,395.88)$(65,244.64)$398.59$136,847.83-
April$(156,590.44)$(57,807.71)$(9,003.54)$145,677.69-
May$(159,977.61)$(52,358.05)$8,209.01$164,438.72-
June$(154,655.48)$(52,769.97)$19,606.73$171,195.96-
July$(149,000.22)$(39,802.87)$26,480.37$219,072.34-
August$(143,758.38)$(35,751.08)$40,657.65$234.012.81-
September$(139,839.66)$(45,074.66)$52,868.32$241,148.85-
October$(136,009.14)$(54,949.47)$53,926.77$241,206.12-
November$(137,519.76)$(53,156.01)$61,241.09$252,403.51-
December$(132,193.25)$(52,946.03)$78,742.07$257,721.53-
Annual gain$90,205.34$75,902.65$128,972.79$174,103.71

Well, whatever else 2021 was, it was a record year for me financially. I fear 2022 may not be as great -- some substantial house expenses coming up, including a new roof, I suspect (woke up to a leaky ceiling this morning after a night of rain, and my roof is...elderly). But we'll see.

Happy new year to you all!

I'm sincerely impressed with what you've done. Nearly 500k gain in just four years is amazing, especially considering you started from -170k and weren't able to take advantage of market tailwinds until pretty recently.

 

Wow, a phone plan for fifteen bucks!