Race from 250 to 500k!

[nkt0]

Quite the bump due to two big end-of-year windfalls. With a new job with a 25% raise, i might be able to reach lean FIRE in 3-5 years.

Goals for 2020: Max out all pre-tax retirement (401k, HSA, and tIRA) and hit an overall 60% savings rate.

Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k

[dreadmoose]

Looking at potentially buying my first investment property next week.  It is commercial and not residential, but entry level.  Mostly I am looking to pull some money out of the market to diversify and insulate against [pick your reason here]. 

I don't expect much come next month for some annual expenses I have to pay out, but when 80% of NW is in the market things are starting to get out of my hands on growth/loss.

The way I look at mine that would be the opposite of diversifying and scare me depending on how much of my NW I'm pulling out. If your investments are diverse (geographically and market) wouldn't the prudent diversification be to an REIT or similar?

[SeattleStache]

First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)

[Imustacheyouaquestion]

+$6703 for the month. Made my first small investment in real estate, looking to add more in either Q1 or Q2. Not a bad start to the roaring 2020s :)

	2018	2019	2020
January	-	$255,892.49	$424,020.62
February	-	$284,061.44	$430,723.62
March	-	$302,124.69	-
April	-	$311,269.23	-
May	-	$326,333.60	-
June	-	$324,533.94	-
July	$250,737.17	$346,414.84	-
August	$258,326.17	$353,235.46	-
September	$271,396.46	$357,483.82	-
October	$276,447.64	$382,001.08	Graduation?
November	$258,733.03	$394,916.44	-
December	$272,495.64	$408,747.03	-

https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0

[wonkette]

Hi everyone,

I am a recent graduate of the $100k-250k thread. I'm expecting to be in this thread for about three years, though who knows what the markets will do in that time! Goals for 2020: save some cash for a surgery I will probably undergo mid-year, max tax-differed accounts, try not to rage-quit my job

Net worth Jan 2020: 266,486

[JLee]

2017

Code: [Select]

Date             Assets           Debts          Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.67
2018

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.17
2019

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.40
2020

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
If I hadn't bought a house and had the ensuing costs / fixes / etc I'd likely have had a $100k+ delta, but I'm much happier with my living situation so I shouldn't complain :)

Calculating net worth is weird now -- I'm ignoring cars entirely (I have one financed for about what it's worth, and two free & clear) and also ignoring my solar system's loan and corresponding value (it's providing ~$400/mo to offset a ~$335/mo payment) and also a state-subsidized energy efficiency loan (0% for 10 years) for ~10k ($116/mo).  It's not really an accurate number, but given that I've put ~$60k into the house and kept the house value the same for my calculation I hope it's close enough to be reasonably realistic. 

[hudsoncat]

	2016	2017	2018	2019	2020	2021
January	-	$134,179	$222,019	$261,809	$403,264	-
February	-	$140,623	$236,831	$286,584	$414,417	-
March	-	$148,087	$234,104	$303,681	-	-
April	-	$153,745	$234,452	$314,939	-	-
May	-	$161,518	$241,470	$331,080	-	-
June	-	$167,077	$249,398	$320,926	-	-
July	-	$171,538	$253,884	$342,700	-	-
August	-	$179,124	$264,666	$354,784	-	-
September	-	$180,682	$276,905	$351,842	-	-
October	-	$192,217	$285,986	$360,853	-	-
November	$121,639	$199,128	$267,359	$374,706	-	-
December	$128,335	$207,436	$281,461	$391,293	-	-

Borrowing this format from @ASW, @dogboyslim. @Jaayse, et al. It's a nice way to see growth since beginning of tracking.

Investments only as always. We've had several spendy months in a row (mostly unexpected, unplanned for things) So far I haven't had to lessen our scheduled investments (401K/403B/HSAs/IRAs) that come out our payroll directly. I think if we can weather this last one we should be in the clear. Once we get our WTF savings built back up a bit, hopefully we can start funneling some of the money we have been using to cash flow our spending into investments as well. We're already maxing the the above, but I had hoped to start a taxable account last fall. No such luck.

[UnleashHell]

Nov-17 - 300k
May-18  - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K  - liquid 512k (long story)
may-19 nw 405K  - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid  522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K  Liquid 537K
nov-19 nw 475k liquid 559k
dec-19 nw  490k liquid 575k  annual increase to nw - 145k
Jan-20 nw  483 liquid 563

yuck

[dreadmoose]

	2016	2017	2018	2019	2020	2021
January	-	-$25,189	$116,236	$230,742	$402,238	-
February	-	-$24,977	$122,183	$244,321	-	-
March	Found MMM->	-$21,759	$122,763	$252,749	-	-
April	-	-$15,838	$129,950	$263,657	-	-
May	-	$7,447	$149,174	$252,690	-	-
June	-	$16,623	$154,992	$287,639	-	-
July	-$19,048	$27,638	$167,846	$299,427	-	-
August	-$18,739	$39,025	$180,481	$313,257	Graduation?	-
September	-$21,536	$49,626	$185,098	$321,358	-	-
October	-$25,832	$59,438	$194,857	$336,179	-	-
November	-$25,621	$71,949	$205,772	$351,985	-	-
December	-$25,405	$110,473	$212,859	$385,426	-	-

Also stealing this format to track going all the way back.

This month was great for gains and I've started investing through my corporation as all tax-advantaged accounts are full.

This makes it pretty clear MMM changed my life when I found it in early 2017, I can honestly say I haven't noticed my lifestyle constricting and I am happier than before, even ignoring savings.

[Morning Glory]

2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618

2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221

2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363

2019
Jan 1: 447,716
Feb 1: 451,064

[DarkandStormy]

NW // Inv Assets

3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044

2/1/20 - $362,809 // $229,548

[ItsALongStory]

Invested: $270922 (+~7k)
Total net worth: $495000

Ended month on a down day but that's just a blip on the chart soon.

[SpareChange]

Up $4,466 to $386,379. Yesterday's market was not helpful. Oh well. 

[Dogastrophe]

Investments only; household combined. 
 
07/31/19 - $330,406
08/31/19 - $437,870 (large windfall + quarterly rrsp invest)
09/30/19 - $443,081
10/31/19 - $452,295
11/30/19 - $483,711(incl quarterly rrsp invest)
12/31/19 - $484,963
01/31/20 - $496,255

[Jaayse]

Investments only, solo journey (so far)

	2017	2018	2019	2020	2021
January	-	$232,213	$356,542	$500,087	-
February	-	$245,447	$383,348	$502,244	-
March	-	$242,789	$394,563	-	-
April	$164,900	$246,140	$403,461	-	-
May	-	$318,398	$421,194	-	-
June	-	$328,870	$409,591	-	-
July	$180,808	$342,159	$435,981	-	-
August	$189,280	$354,936	$443,135	-	-
September	$193,727	$366,727	$441,101	-	-
October	$209,968	$374,465	$452,232	-	-
November	$220,602	$361,296	$466,688	-	-
December	$225,918	$370,140	$482,944	-	-

I still don't trust that I'm in the clear to move on without falling back, I'm going to wait to see what the coronavirus scare turns into given Friday's market so I'm here with you all for one more month.

[Nick_Miller]

Sept. 2018   $252,544.08
Nov.  2018   $248,197.15
Dec.  2018   $256,394.61
Jan.  2019   $252,481.67
Feb.  2019   $287,793.45
Mar.  2019   $304,683.46
April  2019  $311,927.67
May 2019    $320,971.09
June 2019   $315,026.35
July 2019    $326,646.84
Aug 2019    $333,750.35
Sept 2019   $331,716.00
Oct 2019     $338,088.89
Nov 2019    $348,140.01
Dec 2019    $356,233.57
Jan 2020    $364,075.39
Feb 2020 $374,691.07

Strong start to the new year! Wife's employer went ahead and funded $4000 onto our HSA card, so medicals, barring a large, unanticipated issue, should be covered for many months.

[fuzzy math]

Investments only

Jun 2018  $219,320
Jul 2018   $228,483
Aug 2018  $234,711
Sep 2018  $245,993
Oct 2018  $251,023
Nov 2018  $238,881
Dec 2018  $244,687 

Jan 2019  $226,942 
Feb 2019  $249,796
Mar 2019  $270,351
Apr 2019  $285,770
May 2019  $295,838
Jun 2019  $283,393
Jul 2019   $307,071
Aug 2019  $315,942
Sep 2019  $318,301
Oct 2019  $334,301
Nov 2019  $352,430
Dec 2019  $370,715

Jan 2020  $401,716
Feb 2020  $414,430

[NextTime]

Investments only (Stealing format. Thank you).

	2018	2019	2020
January	-	$206,667	$304,693
February	$198,265	$224,401	$305,287
March	$204,080	$231,997	-
April	$204,080	$236,710	-
May	$206,310	$246,138	-
June	$207,731	$245,062	-
July	$209,453	$256,868	-
August	$218,450	$256,076	-
September	$224,243	$266,197	-
October	$227,037	$274,186	-
November	$214,107	$284,427	-
December	$219,948	$295.004	-

[gmdv]

August 2017 - $295k
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k

2/2/20 - $405k

[tjrssibelle]

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k

[ingrownstudentloans]

Joining - I reevaluated how/what I was tracking for purposes of these races and have decided to include equity in our investment properties. 

(IRA/401K/taxable accounts/conservative equity in rental properties):

2/1/2020 $333,916.40.

[dogboyslim]

After Tax Investments only.

Had some unexpected expenses in December that took a big chunk out.  Boo.

	2017	2018	2019	2020	2021
January	$59,598	$130,690	$172,016	$276,751	-
February	$94,135	$130,112	$210,931	-	-
March	$96,711	$170,547	$220,649	-	-
April	$100,313	$175,470	$231,153	-	-
May	$104,001	$181,127	$230,149	-	-
June	$107,339	$183,621	$244,641	-	-
July	$111,240	$190,156	$252,651	-	-
August	$113,472	$162,706	$257,825	-	Target Graduation
September	$117,719	$165,350	$264,537	-	-
October	$119,898	$160,600	$273,062	-	-
November	$121,666	$165,845	$294,017	-	-
December	$125,576	$160,236	$269,709	-	-

[BiggerFishToFI]

Month   Investments   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
02/28/19   $265,980   $328,866   
03/31/19   $283,322   $346,316   
04/30/19   $303,551   $367,527   
05/31/19   $303,986   $364,917   
06/30/19   $329,675   $388,175   
07/31/19   $346,447   $406,628   
08/31/19   $348,793   $411,689   
09/30/19   $358,623   $424,118   
10/31/19   $380,193   $417,791   
11/30/19   $394,260   $441,217   
12/31/19   $413,479   $495,002   
01/31/20   $431,646   $502,333   

As in the last thread, staying here until investments break-through as well!

[Big Tex]

September 19: NW 316,494 Invested: 293,726
October 19: NW 318,809 Invested: 294,437
November 19: NW 339,590 Invested: 314,126 <- Must be the markets
January 20: NW 373,029 Invested: 343,704
February 20: NW 387,732 Invested: 357,123

I have some big bills coming up and a baby on the way-- I hope I can keep up the saving!

[Stimpy]

Date	FIRE	Medi	Total NW	% Increase	Notes
6/1/2017			$115,738	-
12/31/2018	$177,341.32	$46,719.18	$224,060.50	~2.07%
1/31/2019	$200,473.39	$56,820.70	$257,294.09	~14.83%
2/28/2019	$194.787.12	$58986.57	$253.773.69	~-1.37%
3/31/2019	$198,888.47	$60,358.25	$259,246.72	~-2.16%
12/31/2019	$258,407.93	$82,188.34	$340,596.27	~-10.57%	Percentage off due to account access issues last month

Numbers based on Mint.  Does not include a few minor accounts with less then $1000 total.


1/31/2020 Fire: $257,367.80 + Medi $83,131.94  = $340,499.74 ~-.03% 

Hmmm, I didn't end up spending a fortune like what usually happens in January....  Not sure if it's Mint missing something (wouldn't be a first) or if I am missing something, going to have to dig a little bit on that one, cause in other places I have the number going up at least a little bit.   Meh not a big deal, I know which direction i am heading.....   

[solon]

 1-2017  $88,615
 1-2018 $132,155
 1-2019 $177,349
 1-2020 $282,110
 2-2020 $290,845


Forward!

[ItsALongStory]

Exciting start to February with the post Corona Friday run up.

[Check2400]

Month	Year	Net Worth
Jan	2017	103,000
Jan	2018	160,000
Jan	2019	204,000
Jan	2020	275,500
Nov.	2019	255,000
Dec.	2019	262,000
Jan.	2020	275,500
Feb.	2020	270,000

Put an offer on the commercial property but the seller pulled the listing.  I think they were just looking for an offer to establish market value for a refinance, which is fine, but disappointing.   

Working up a proposal to get my employer to sign off on a Simple IRA to get some tax advantaged savings since they pulled the 401k from our benefits. 

Aside from that, just trying to survive until nanny costs are gone.  Sadly my savings rate has plummeted as of late. 

[Whiskers]

Gonna throw my hat into the ring on this thread. It's crazy to go back and see the progress over the years. I came out of grad school in 2010 with $90k in student debt, without a pot to piss in, earning $40k a year. Four years ago this month, I was celebrating a zero net worth after a long period of focusing on attacking the loans. At that time, I decided to refocus my efforts on saving and investing more and to not go as crazy on the loans. Just last week, my personal investment accounts crossed the $250k mark for the first time. And this week, I will be making my final student loan payment. It feels great!

It's a little surreal for me getting to this point. I'm in the camp where it has felt like a big deal. Both of these goals, paying off the student loans and hitting $250k in investments, have been on my mind for so long and now both have been achieved... at practically the same time. I do feel different-- "rich" in the sense that my financial anxieties already seemed to have lessened. I don't feel prisoner to any debt and I have confidence in my nest egg. Now, in my 34th year, my traditional retirement (e.g. 65+) is already taken care of and all efforts moving forward will continue to shave off the years until true financial independence. (Now I know everyone uses their own form of accounting; I'll be following based on my personal investments/retirement accounts--separate from the wife's).

Checking in about 15 months after hitting $250k. Just this week I eclipsed $312,500.00 for the first time. This was a cool number for me, because I love to extrapolate the growth potential of what has been already been amassed... In 10 years, it should be worth appx $625k; in 20 years, it should be $1.25m; and in 30 years, at age 65, it would grow to be worth $2.5m (inflation adjusted)! Although, there is no way I am working that long though. Lol. Will be drawing well before then, but the security feels really good... Okay, back to plodding along in the race. Good luck everyone!

Took less than 3 months after hitting $312.5k to reach 1/3 of a million. Surpassed $333,333.33 for the first time today. Hoping to keep the momentum rolling!

Chugging along nicely here. Still using the same accounting. Surpassed $400k in investments for the first time today! Just a matter of time to crush $500k... Keep at it everyone.

[Mustachio Bashio]

2/17 - 167,752
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
8/18 - 287,779
9/18 - 298,772
10/18 - 307,200
11/18 - 295,490
12/18 - 298,003
1/19 - 284,697
2/19 - 314,314
3/19 - 331,474
4/19 - 344,390
5/19 - 357,302
6/19 - 351,017
7/19 - 372,466
8/19 - 373,986
9/19 - 377,991
10/19 - 384,914
11/19 - 403,766
12/19 - 415,269
1/19 - 436,741
2/19 - 440,512 bit delayed

[Woodro85]

11/1/2019   $479,049.55
12/1/2019   $498,129.57
01/01/2020 $488,713.11
02/01/2020 $500,122.00!!!!!!!!!!!!!!

I graduated!! I'm not introducing myself to the next group yet though, we'll see if it holds. I turned to my wife the other day as I was updating spreadsheet in bed and told her that we were now worth half a million bucks, and I'm not even factoring in her investments or bank accounts. She laughed at me as she thought I was joking. Our financial plan and objectives are in line but our actual accounts are very much separate still. FI still seems so far away but it also keeps going quicker :D

[SpareChange]

11/1/2019   $479,049.55
12/1/2019   $498,129.57
01/01/2020 $488,713.11
02/01/2020 $500,122.00!!!!!!!!!!!!!!

I graduated!! I'm not introducing myself to the next group yet though, we'll see if it holds. I turned to my wife the other day as I was updating spreadsheet in bed and told her that we were now worth half a million bucks, and I'm not even factoring in her investments or bank accounts. She laughed at me as she thought I was joking. Our financial plan and objectives are in line but our actual accounts are very much separate still. FI still seems so far away but it also keeps going quicker :D

Yay! Congrats.

[dignam]

First post in this thread - graduated the last thread this morning as a profit sharing 401k lump sum pushed me past 250!


Feb 2020 $253k

[ItsALongStory]

First post in this thread - graduated the last thread this morning as a profit sharing 401k lump sum pushed me past 250!


Feb 2020 $253k

Welcome!

[UnleashHell]

welcome and congrats to the newbies and those leaving the thread.

barring a big drop in the markets it looks like I'll be leaving this thread after posting my numbers at month end.  plenty of chance for the market to screw me yet though :D

[CdnChris]

Hard to believe my most recent post on this thread is from November, 2017.

Looks like I crossed over $500k of retirement savings at the beginning of the year. I have tax returns due this spring that and will probably wait until then to switch to the next challenge just to be sure.

In April, 2017 I commented in this thread that I would love to be at $500k in 2 years. It actually took me 2 years, 8 months. Lots of changes in the last two years including moving, changing jobs and all of my kids starting university. Hard to keep a consistent saving rate with that much change, and very pleased with the accomplishment.

Congratulations to everybody entering and leaving the thread!

• September, 2016: $207,022.02
• October: $229,254.61
• November:$253,036.10
• February 1st, 2017: $271,698.51
• March 1st: $298,326.11
• April 1st: $307,087.83
• May 1st: $321,801.45
• June 1st: $315,121.88
• July 31st: $320,849.33
• September 30th: 355,730.72
• October 31th: 370,063.98
• Feb 14, 2020: $504,517.43

[Bettersafe]

Hi!

New to the forum but would like to join this topic. About me; mom of two, somewhere between 40 and 50 yo, married to mr B, new to the FIRE concept (unfortunately but better late than never). Stated NW is just for me since we keep financials partly separate and partly combined (mr B is not fully on board yet).

Feb 2020: 256,102.42

[malachite]

Hello

I just checked my net worth and it is over 500k! I was inspired to stop lurking and join these race threads.
A  chunk of that number is equity though, so I decided to join in this thread instead. This way the race to 1M thread will also be the race to FI.
The 2020 goal is to hit 400k liquid by the end of the year.

                   Investments  Equity           NetWorth
FEB 2020:   343,617.16    178,000.00   521,617.16

[facepalm]

Apr-17   255,900
May-17  263,800
Jun-17   268,100
Jul-17    273,100
Aug-17  276,800
Sep-17  284,500
Oct-17   292,100
Nov-17  302,000
Dec-17  309,500

Jan-18  318,100
Feb-18  321,800
Mar-18  313,540
Apr-18  322,810
May-18 328,600
Jun-18  331,857
Jul-18   340,250
Aug-18 341,769
Sep-18 348,467
Oct-18  343,957
Nov-18 347,468
Dec-18 340,952

Jan-19  359,000
Feb-19  370,750
Mar-19  378,525
Apr-19  391,005
May-19 397,259
Jun-19  407,266

. . .

Jan-20  456,145

Hope to be out of here by July.

[The Tester]

I've held off seriously tracking my net worth until I knew I was close to one of the milestones.  I know part of it is the market's movements, but it's still surreal how much of an increase there is from month to month.

November 2019 - $266,069
December 2019 - $277,275
January 2020    - $281,256

[wonkette]

At the risk of getting kicked out of the thread I'm posting my usual payday numbers and sticking to my 2020 investment plan. Trying to keep a 'stocks on sale' mindset as my automatic contributions go through.

Dec 2019: 265,548
Jan 2020: 266,486
Feb 2020: 248,504

[Dogastrophe]

Investments only; household combined. 
 
07/31/19 - $330,406
08/31/19 - $437,870 (large windfall + quarterly rrsp invest)
09/30/19 - $443,081
10/31/19 - $452,295
11/30/19 - $483,711(incl quarterly rrsp invest)
12/31/19 - $484,963

01/31/20 - $496,255
02/28/20 - $472,573 (incl quarterly rrsp invest ... I'd be at $463+/- without it)

Ugly end to the Month.  I wouldn't mind things staying low for a bit as we're expecting a large tax refund which is destined for our TFSA. 

[Nick_Miller]

Sept. 2018   $252,544.08
Nov.  2018   $248,197.15
Dec.  2018   $256,394.61
Jan.  2019   $252,481.67
Feb.  2019   $287,793.45
Mar.  2019   $304,683.46
April  2019  $311,927.67
May 2019    $320,971.09
June 2019   $315,026.35
July 2019    $326,646.84
Aug 2019    $333,750.35
Sept 2019   $331,716.00
Oct 2019     $338,088.89
Nov 2019    $348,140.01
Dec 2019    $356,233.57
Jan 2020     $364,075.39
Feb 2020    $374,691.07
Mar. 2020  $373,208.41

Tough week. Lost $18K on paper (I track net worth, which includes home equity, cash, and student loan debt). My wife and I handled it well though; there's nothing we can do about it. We didn't gnash our teeth.

[achvfi]

Nov-19 $3750000 - INV
Dec-19 $391000 - INV ---> Very pleased with $162000 increase in investments and cash this year. Thank you downturn in 2018. Lets keep this up people. Happy new year, new decade!
Feb-20 $377000 - INV ---> I was looking forward to market opportunity and here it is. Welcome back Volatility! I am buying.

[Steeze]

What a bang for the end of the month eh?

Luckily my 2019 employer match hit my 401k at the most recent Top, before immediately losing, what, 15% now? Shored up the month end number a bit at least. Just to keep it fun, we also owed Uncle Sam $4.5k this month.

Of course we took a beating in the market like everyone else - but sold some bonds, bought some stock this morning (~1.5% of NW), and set up my automatic purchases today to a 95/5 ratio instead of the usual 85/15 ratio. Also transferred some cash from the emergency fund to my brokerage to make another purchase Monday (another ~2% of NW). Emergency fund has been a bit bloated lately as we have been contemplating a rental purchase. Also contacted HR and doubled my 401k contribution, which will front load the 401k a bit and cause a manageable deficit in my budget. Will continue selling bonds / trading cash for stocks each time the market passes a new miles stone (-20%, -25%, -30%, etc.).

Even if the market does not continue to drop, hoping it will at least hang out at these levels for a few months, but that seems unlikely.

NW = 253k (loss of 1.8k this month) not including our house. Just barely stayed in the thread!

This was our second negative month since I started tracking, other was October 2018, a loss of $20.

[SeattleStache]

First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!

[tjrssibelle]

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k




Sent from my SM-N960U using Tapatalk

[UnleashHell]

welcome and congrats to the newbies and those leaving the thread.

barring a big drop in the markets it looks like I'll be leaving this thread after posting my numbers at month end.  plenty of chance for the market to screw me yet though :D

Me and my big mouth.

Sorry folks. I accept the blame for speaking out loud...


Nov-17 - 300k
May-18  - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K  - liquid 512k (long story)
may-19 nw 405K  - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid  522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K  Liquid 537K
nov-19 nw 475k liquid 559k
dec-19 nw  490k liquid 575k  annual increase to nw - 145k
Jan-20 nw  483 liquid 563
feb-20 nw 440 liquid 520

[ItsALongStory]

Invested: $270922 (+~7k)
Total net worth: $495000

Ended month on a down day but that's just a blip on the chart soon.

Pleased to have stayed in this thread with $260287 liquid. I had already decided to start maximizing my 401k early so that came in handy. excited to see what will happen when the market starts recovering.

[SpareChange]

Up a measly $72 to $386,451...but I'll take it haha.