Author Topic: Race from 250 to 500k!  (Read 946185 times)

SeattleStache

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Re: Race from 250 to 500k!
« Reply #3100 on: January 01, 2022, 02:00:48 PM »
The first number is retirement related investments, the second is total NW including real estate, cash savings, and other investments. I'm only counting retirement related investments for this race!

December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
April 2021: $454,876 (total NW $631,244)
May 2021: $459,903 (total NW $636,817)
June 2021: $469,431 (total NW $648,000)
July 2021: $474,327 (total NW $638,168)
August 2021: $486,405 (total NW $641,921)
September 2021: $473,661 (total NW $628,698)
October 2021: $495,112 (total NW $648,274)
November 2021: $486,928 (total NW $645,238) so close! Maybe next month...
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds!

nkt0

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Re: Race from 250 to 500k!
« Reply #3101 on: January 01, 2022, 02:02:36 PM »
Graduation day! Going to the j-o-b is getting harder every month.

Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k
Q4 2020: $413k/$579k
Q1 2021: $436k/$624k
Q2 2021: $485k/$673k
Q3 2021: $497k/$688k
Q4 2021: $555k/$748k

mckaylabaloney

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Re: Race from 250 to 500k!
« Reply #3102 on: January 01, 2022, 03:21:20 PM »
Thank you @ontheheel! It's hard for me to believe how far I've come. Though actually, a big reason for my progress is that I did start maxing out all my tax-advantaged accounts (401k, IRA, HSA) in 2017, even though I still had $200k in student loans then -- so I've enjoyed a lot of market gains for the last few years while continuing to pay down my debt (I still have $80k to go!). I'd be done with my debt by now if I hadn't prioritized investing, but my net worth would also be a lot lower, so that decision has paid off for sure.

Psyche

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Re: Race from 250 to 500k!
« Reply #3103 on: January 01, 2022, 05:22:24 PM »
Yeah, that’s awesome, mckayla : )

Welcome, @Virtus3 and @Roks!  Congratulations, @grantmeaname, @SeattleStache, and @nkt0! And congrats on zero debt, @ardrum

                  2021         
Jan $223,873
Feb $239,134
Mar $264,278
Apr $283,849
May $293,311
Jun $304,208
Jul $308,247
Aug $317,756
Sep $302,747
Oct $321,013
Nov $313,799
Dec $325,548

It's just amazing to me how well the year went.  I was able to contribute 47K, and the market gave me another 60K, so a 107K increase since December 2020 (off a starting balance of 218K, no less, so up 49%).  Unreal. 

Happy new year and best wishes to all : )
« Last Edit: January 01, 2022, 05:30:30 PM by Psyche »

runningthroughFIRE

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Re: Race from 250 to 500k!
« Reply #3104 on: January 01, 2022, 08:01:19 PM »
Made it to >$500K! This was way earlier than expected and will dip back down in January when a car repair and housing contractor expenses will both hit, but it's crazy to land here right as the year closed out.

                       2019                2020                2021               
January149K224K357K
February157K216K365K
March164K191K388K
April173K221K415K
May170K236K423K
June182K243K449K
July188K263K446K
August189K285K469K
September191K279K462K
October203K281K478K
November212K324K493K
December219K339K502K


Psyche

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Re: Race from 250 to 500k!
« Reply #3105 on: January 02, 2022, 06:23:42 PM »
Made it to >$500K! This was way earlier than expected and will dip back down in January when a car repair and housing contractor expenses will both hit, but it's crazy to land here right as the year closed out.


Congratulations, @runningthroughFIRE!   What an exciting way to ring in the new year : )

lexde

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Re: Race from 250 to 500k!
« Reply #3106 on: January 02, 2022, 09:14:30 PM »
My goal to hit 300k by Q4 2021 was met(ish)!
Current NW is: $302,355.90, I haven't received my January paycheck due to the holiday but the markets have been relatively favorable and my spending has been mostly reigned in, all things considered. I still have a lot of room to improve there but am getting back to where I was around this time last year.



2016201720182019202020212022
January−$25,455.84 $5,425.45$39,221.40 $76,790.93$138,796.70
February−$22,211.80$10,258.54 $41,947.65 $77,246.03 $141,911.87
March−$19,748.45 $12,154.74 $50,162.54 $76,283.98 $159,641.31
April−$17,692.62 $17,827.73 $52,085.36 $83,523.93$178,681.60
May−$15,363.27$21,148.77$52,418.09$90,891.71$169,453.64
June−$12,546.11 $20,530.98 $56,440.85 $96,777.80 $185,926.98
July−$7,715.53$24,663.52$61,918.23$106,276.69$189,695.59
August−$6,251.56 $27,622.02$65,774.08 $111,956.75$208,659.05
September−$31,750.11−$4,513.77$29,931.25 $65,412.44 $115,923.95$242,060.40
October−$31,013.64−$3,364.19 $29,468.94 $65,446.06 $113,835.48 $268,498.64
November−$29,306.63 −$1,057.38$31,897.24$62,347.29$121,943.18 $284,658.93
December−$27,015.16 $2,474.33 $33,203.90 $68,192.96 $130,715.91 $296,922.14
Annual Gain$4,734.95$27,930.17$27,778.45$28,971.56$53,924.98$152,637.95

Goals Breakdown
Q1 2022: $330k
Q2 2022: $360k
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k



Projected Graduation date: September 2023!

Prior Progress: Race from 10 to 100k!
Prior Progress: Race from 100 to 250k!

Check2400

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Re: Race from 250 to 500k!
« Reply #3107 on: January 03, 2022, 09:59:48 AM »
MonthYearNet Worth
Jan2017103,000
Jan2018160,000
Jan2019204,000
Jan2020275,500
Jan2021326,500+ $50,000 = $376,000
Jan2022362,500+ $240,000 = $602,500
Nov.2019255,000
Dec.2019262,000
Jan.2020275,500
Feb.2020270,000
Mar.2020261,000
Apr. 2020250,000
May 2020278,000
June 2020292,000
July 2020296,000
Aug. 2020302,000
Sept. 2020312,000
Oct. 2020311,000
Nov.  2020273,000
Dec. 2020304,000
Jan. 2021326,000
Feb.2021280,000
Mar.2021284,000
Apr. 2021281,000
May 2021298,000
June 2021295,000
July 2021316,000
Aug. 2021321,000
Sept. 2021326,000
Oct. 2021316,000
Nov.  2021341,000
Dec. 2021331,000
Jan. 2022362,000
I'm going to keep posting just cash accounts because appreciation/equity is not worth keeping up with especially as I hope to hold these at least 5-10 years depending on maintenance and appreciation.  Maybe if it tips me into the next race I'll factor it in then, but that is at least 3 years away.

Talk about wrong in all the right ways?  This time last year I had just put ~50K into a rental property, and was about to close on a second.  In the four months that followed each property appreciated astronomically, at almost 100K each, or over 40% of purchase price.  It is remarkable.  So, I guess I graduated?  I probably crossed the line in June.  I can't even massage the numbers to make it below 500k taking into account closing costs and capital gains. 
[/td][/tr][/table]

Fire2025

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Re: Race from 250 to 500k!
« Reply #3108 on: January 03, 2022, 10:13:52 AM »
... End of:
2015 - 5800 - Found MMM

2016 - 56,145

2017 - 104,485

2018 - 134,864

2019 - 174,932

2020 - 220,850

July 2021 - 274,240

August 2021 - 297,707

September 2021 - 353,542 - includes cash out refi

October 2021 - 376,179.08

November 2021 - 377,332.26

December 2021 - 388,038.25 - woohoo

Em-Dog

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Re: Race from 250 to 500k!
« Reply #3109 on: January 03, 2022, 10:19:19 AM »
Ended the year on a strong note, my goal was $300k and the markets pushed me through that. Hope everyone has a stellar 2022!



                                 2018                2019                2020                2021                2022                2023                2024               
January     $11,592$19,461$52,636$117,964---
February$12,414$28,144$48,605$129,160--
March$12,259$23,011$45,431$135,298--
April$13,641$25,628$50,763$183,963--
May$16,646$24,273$55,517$213,448--
June$16,625$27,726$58,784$247,758--
July$17,057$31,358$63,678$259,587--
August$17,375$30,624$69,345$274,737--
September$17,380$41,343$69,043$269,876-Graduation Goal
October$16,044$43,732$69,866$294,685--
November$16,332$46,935$95,120$294,439--
December$16,589$51,547$118,877$313,367--



snoot

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Re: Race from 250 to 500k!
« Reply #3110 on: January 03, 2022, 10:32:12 AM »
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077

Happy 2022!

Huskerfan

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Re: Race from 250 to 500k!
« Reply #3111 on: January 03, 2022, 08:28:17 PM »
My stats:

Jul2019 — $101953         Jul2021 — $257785
Aug2019 — $106277       Aug2021 — $261380
Sep2019 — $111050       Sep2021 — $257334
Oct2019 — $114791        Oct2021 — $275523
Nov2019 — $120215       Nov2021 — $268598
Dec2019 — $122692       Dec2021 — $281066
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Jun2021 — $252084


Numbers updated thru the last day of the month.  I reversed the November downward and enjoyed the December.  I had to readjust my goals HOFer a few times this year and I’m happy to say I made the goals I was shooting for.

Original goal this year was to hit $230k for the TSP account and $130k for the spouses. Then it was $250k.


2022 goals:
TSP: close out with $320k
Spouse: close out with $171k

Obviously I am hoping for a few extra bumps rather than a 6% annual return (which is what I have these numbers set at. 

mbk

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Re: Race from 250 to 500k!
« Reply #3112 on: January 04, 2022, 06:40:01 AM »
My target is to graduate in 4 1/2 years by mid 2025 when liquid assets cross $500k.
DateLiquid AssetsFixed AssetsTotal Assets
11/30/20 $278,000 $92,000 $360,000
12/31/20 $293,094 $96,705 $380,799
06/30/21 $358,037 $150,000 $508,037
09/30/21 $370,028 $150,000 $520,028
12/31/21 $410,300 $183,300 $593,600

In the last quarter, I contributed ~$11k including the employer match to the liquid assets consisting of 401k's and IRAs. The rest are market gains, and mortgage payoff, and price appreciation on houses.

In 2021, contributions from me and my employer are $30k and $10k respectively. Market gains are $87k. Some of the properties I own appreciated considerably. I am still using conservative numbers on house prices. I paid off $17k in mortgage debt.  The increase in the total net worth is $213k. Overall, an awesome year.

Based on the gains in 2021, my revised target is to graduate in 3 1/2 years by mid-2024.


Note: The fixed assets are an approximate number. I use Zillow to estimate the value of my properties.

« Last Edit: January 04, 2022, 06:54:20 AM by mbk »

dignam

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Re: Race from 250 to 500k!
« Reply #3113 on: January 04, 2022, 09:48:02 AM »
The below values include: retirement/brokerage accounts, cash, home equity, vehicle equity

Feb 2020 $253k    May 2021 $355k
Mar 2020 $221k    Jun 2021 $368k
Apr 2020 $239k    Jul 2021 $378k
May 2020 $244k    Sep 2021 $394k
Jun 2020 $265k    Oct 2021 $399k
Jul 2020 $269k    Nov 2021 $436k (home value adjustment)
Aug 2020 $281k    Dec 2021 $444k
Sep 2020 $281k    Jan 2022 $462k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k

lexde

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Re: Race from 250 to 500k!
« Reply #3114 on: January 05, 2022, 09:51:41 AM »
I know I only recently updated, but now that January paycheck has hit, I want to make sure I update.
It's so weird, I am almost already to my goal for Q1 and will definitely hit it next month, a month early.
There are some major upcoming changes in my life that may result in this gravy-train job coming to a halt, but I'm fortunate to be in a position where I can choose happiness over money. My hope is to continue this job in a slightly different capacity (and remote), but it's not guaranteed, so I'm just saving what I can for as long as I can. The change (either to remote or to another job) will likely happen at the end of February, so I still have at least one more month of substantial growth.



2016201720182019202020212022
January−$25,455.84 $5,425.45$39,221.40 $76,790.93$138,796.70$324,660.15
February−$22,211.80$10,258.54 $41,947.65 $77,246.03 $141,911.87
March−$19,748.45 $12,154.74 $50,162.54 $76,283.98 $159,641.31
April−$17,692.62 $17,827.73 $52,085.36 $83,523.93$178,681.60
May−$15,363.27$21,148.77$52,418.09$90,891.71$169,453.64
June−$12,546.11 $20,530.98 $56,440.85 $96,777.80 $185,926.98
July−$7,715.53$24,663.52$61,918.23$106,276.69$189,695.59
August−$6,251.56 $27,622.02$65,774.08 $111,956.75$208,659.05
September−$31,750.11−$4,513.77$29,931.25 $65,412.44 $115,923.95$242,060.40
October−$31,013.64−$3,364.19 $29,468.94 $65,446.06 $113,835.48 $268,498.64
November−$29,306.63 −$1,057.38$31,897.24$62,347.29$121,943.18 $284,658.93
December−$27,015.16 $2,474.33 $33,203.90 $68,192.96 $130,715.91 $296,922.14
Annual Gain$4,734.95$27,930.17$27,778.45$28,971.56$53,924.98$152,637.95

Goals Breakdown
Q1 2022: $330k
Q2 2022: $360k
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k



Projected Graduation date: September 2023!

Prior Progress: Race from 10 to 100k!
Prior Progress: Race from 100 to 250k!

LateStarter1

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Re: Race from 250 to 500k!
« Reply #3115 on: January 05, 2022, 12:32:22 PM »
Investments Only:

Sept 1, 2021:   $260,000
Oct  5, 2021:    $256,000
Nov 4, 2021:    $279,000
Dec 5, 2021:    $278,209


Investments Only:

Sept 1, 2021:   $260,000
Oct  5, 2021:    $256,000
Nov 4, 2021:    $279,000
Dec 5, 2021:    $278,209
Jan 5, 2022:    $296,389

Lamancha

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Re: Race from 250 to 500k!
« Reply #3116 on: January 06, 2022, 10:02:27 PM »
1/2021  258,257

2/2021  275,647
3/2021  280,873
4/2021  302,154
5/2021  324,155
6/2021  337,691
7/2021  355,742
8/2021  373,042
9/2021  394,317
10/2021  394,733
11/2021  427,460
12/2021  429,236

1/2022  452,162

MudPuppy

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Re: Race from 250 to 500k!
« Reply #3117 on: January 07, 2022, 11:15:20 AM »
Household net for 2 adults:

05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k

01/2021: 303k
02/2021: 310k
03/2021: 328k
04/2021: 338k
05/2021: 354k
06/2021: 364k
07/2021: 371k
08/2021: 374k
09/2021: 383k
10/2021: 462k  yearly update of home value included here


1/2022: 464k

junga

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Re: Race from 250 to 500k!
« Reply #3118 on: January 17, 2022, 05:43:41 AM »
                2021              2022          2023
Jan        $321,143       $292,135           -
April            -                     -                -
July       $279,165              -                 -
Oct        $288,418              -                 -
« Last Edit: January 17, 2022, 05:49:47 AM by junga »

An Unassuming Moose

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Re: Race from 250 to 500k!
« Reply #3119 on: January 17, 2022, 06:30:16 AM »
Past History
Spoiler: show
Nov 20, 2019 -- $113,800
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842

January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
March 15, 2021 -- $327,076
April 15, 2021 -- $335,420
May 24, 2021 -- $282,215
August 19, 2021 -- $374,060
September 19, 2021 -- $364,746
October 15, 2021 -- $375,995
November 15, 2021 -- $373,345
December 15, 2021 -- $357,669
January 17, 2022 -- $373,382

I've been treading water for about five months now. Not super happy with it, to be honest. On the plus side, my situation is a lot more stable and simple, so I guess that's good? I'll use it as motivation for the next bit.

kickel

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Re: Race from 250 to 500k!
« Reply #3120 on: January 25, 2022, 09:50:45 AM »
After a small hiatus, I'm back and making my way through the challenges!

6/20: $240,488
7/20: $276,744
8/20: $287,113
9/20: $283,134
10/20: $290,473
11/20: $278,794
12/20: $341,902
1/21: $365,033
 
Next stop: $500K would love to hit by EOY

Almost hit it by EOY However this sell off is really taking a dent. This will be the year I graduate to the next challenge.

2/21: $377,206
3/21: $360,108
4/21: $363,443
5/21: $360,478
6/21: $378,136
7/21: $381,418
8/21: $383,813
9/21: $375,708
10/21: $375,960
11/21: $376,068
12/21:$430,173
1/22: $402,306
« Last Edit: January 25, 2022, 09:58:14 AM by kickel »

PlanetDee

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Re: Race from 250 to 500k!
« Reply #3121 on: January 26, 2022, 07:31:27 AM »
Investments only:
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k

Ooooooof

falsekrakk808

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Re: Race from 250 to 500k!
« Reply #3122 on: January 26, 2022, 08:57:39 PM »
04/2020  $256
05/2020  $278
06/2020  $282
07/2020  $304
08/2020  $312
09/2020  $295
10/2020  $286   
11/2020  $330   
12/2020  $360   
01/2021  $365
02/2021  $380
03/2021  $380
04/2021  $410
05/2021  $417
06/2021  $438
07/2021  $440
08/2021  $455
09/2021  $449
10/2021  $475
11/2021  $478
12/2021  $481

01/2022  $431

TSP took a massive hit. That's the reality sometimes when you invest in all equities. I remind myself that I'm still young and have alot more time until I'll actually need to dip into the tax deferred investments so I'm just trying not to look at my account every day and enjoy the ride.

lexde

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Re: Race from 250 to 500k!
« Reply #3123 on: January 28, 2022, 04:38:10 PM »
Markets are way down, it hurts to reconcile my finances after a month and see some of my investment accounts down as much as $13,000.00. Most of them are down $3,000.00-$5,000.00. It's just a minor dip, and I'm still in the green for the month. Stocks are on sale, I'm front-loading my 401(k) for the year, and the rest is all just a buying opportunity.

NW this month is $314,353.10 (-$10,307.05). I made a decent paycheck and have been investing heavily, so it will bounce back. The only reason for the drop is the markets, and they will return eventually. Barring continued losses (which are ultimately temporary), I'm on track to hit my Q1 goal on time.



2016201720182019202020212022
January−$25,455.84 $5,425.45$39,221.40 $76,790.93$138,796.70$324,660.15
February−$22,211.80$10,258.54 $41,947.65 $77,246.03 $141,911.87$314,353.10
March−$19,748.45 $12,154.74 $50,162.54 $76,283.98 $159,641.31
April−$17,692.62 $17,827.73 $52,085.36 $83,523.93$178,681.60
May−$15,363.27$21,148.77$52,418.09$90,891.71$169,453.64
June−$12,546.11 $20,530.98 $56,440.85 $96,777.80 $185,926.98
July−$7,715.53$24,663.52$61,918.23$106,276.69$189,695.59
August−$6,251.56 $27,622.02$65,774.08 $111,956.75$208,659.05
September−$31,750.11−$4,513.77$29,931.25 $65,412.44 $115,923.95$242,060.40
October−$31,013.64−$3,364.19 $29,468.94 $65,446.06 $113,835.48 $268,498.64
November−$29,306.63 −$1,057.38$31,897.24$62,347.29$121,943.18 $284,658.93
December−$27,015.16 $2,474.33 $33,203.90 $68,192.96 $130,715.91 $296,922.14
Annual Gain$4,734.95$27,930.17$27,778.45$28,971.56$53,924.98$152,637.95

Goals Breakdown
Q1 2022: $330k
Q2 2022: $360k
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k



Projected Graduation date: September 2023!

Prior Progress: Race from 10 to 100k!
Prior Progress: Race from 100 to 250k!

zeli2033

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Re: Race from 250 to 500k!
« Reply #3124 on: January 29, 2022, 02:24:20 PM »

             2018                2019                2020                2021                2022                2023               
January($28,165)$52,928$163,400$239,950$347,310-
February($21,735)$61,806$156,457$250,940--
March($16,099)$72,482$145,287$261,224--
April($11,771)$99,041$163,919$280,829--
May($6,744)$96,807$178,765$284,686--
June($1,596)$106,071$185,289$293,185--
July$4,624$112,395$201,395$301,660--
August$12,784$116,527$222,183$312,943--
September$22,476$124,973$221,234$305,520--
October$27,980$135,196$225,329$325,798--
November$36,219$143,839$221,148$329,221--
December$36,235$150,705$234,567$357,336--


...Ouch.
« Last Edit: February 01, 2022, 10:23:34 PM by zeli2033 »

CTEC_Stache

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Re: Race from 250 to 500k!
« Reply #3125 on: January 31, 2022, 10:07:17 AM »
I'll play! I'm 31, if you include the future value of my pension I am just over 250. I made some adjustments to how I calculate my liquid NW a little under a year ago so my numbers don't look to far back but they are now more accurate and precise.

          2021              2022
JAN     N/A               $251,327
FEB     $213,392
MAR    $222,443
APR     $225,864
MAY    $231,841
JUN     $240,641
JUL     $230,023
AUG    $229,620
SEP     $233,285
OCT    $232,914
NOV    $230,646
DEC    $240,387

There were quite a few fluctuations in 2021 due to having a kid, paying down some debts, and investing some into my son's 529.

zygote

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Re: Race from 250 to 500k!
« Reply #3126 on: January 31, 2022, 11:43:49 AM »
For context: I'm 32 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300,88 (graduated to this thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)

Ouch. Spending and investing was normal this month, so the decrease is all due to the market. I'm not going to kick myself out of the thread, with the assumption that I'll be back over the threshold again soon (fingers crossed!).

FrugalByChance

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    • Net Worth Progress
Re: Race from 250 to 500k!
« Reply #3127 on: January 31, 2022, 12:52:43 PM »
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
Month      Early Retirement Stash   (growth=diff with prev. month deposits=money added) 
Jan 2016  €  58 971.00
Jan 2017  €  86 368.00
Jan 2018  € 119 817.00
Jan 2019  € 145 840.48
...
Dec 2019  € 195 798.72   (growth:  € 6 723.04 deposits: € 3 600.00)  Totals for 2019: growth:  € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020  € 269 374.68   (growth:  € 7 253.18 deposits: € 4 590.75)  Totals for 2020: growth:  € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Jan 2021  € 285 791.77   (growth:  €16 417.09 deposits: €12 000.00)
Feb 2021  € 323 281.33   (growth:  €37 489.56 deposits: €33 000.00)
Mar 2021  € 344 492.32   (growth:  €21 210.99 deposits: € 4 000.00)
Apr 2021  € 355 971.71   (growth:  €11 479.39 deposits: € 4 500.00)
May 2021  € 358 877.94   (growth:  € 2 906.23 deposits: € 3 075.00)
Jun 2021  € 381 498.25   (growth:  €22 620.31 deposits: €10 075.00)
Jul 2021  € 395 145.96   (growth:  €13 647.71 deposits: € 6 573.89)
Aug 2021  € 406 779.03   (growth:  €11 633.07 deposits: € 4 000.00)
Sep 2021  € 403 359.65   (growth: -€ 3 419.38 deposits: € 2 000.00)
Oct 2021  € 418 718.56   (growth:  €15 358.91 deposits: € 2 000.00)
Nov 2021  € 430 973.65   (growth:  €12 255.09 deposits: € 2 000.00)
Dec 2021  € 443 925.59   (growth:  €12 951.94 deposits: € 7 300.00)  Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)


Jan 2021  € 430 075.18   (growth: -€13 850.41  deposits: € 6.000,00 )


Ouch, the market giveth and the market taketh away...

Stimpy

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Re: Race from 250 to 500k!
« Reply #3128 on: January 31, 2022, 12:56:02 PM »
DateFIREMediTotal NW% IncreaseNotes
6/1/2017$115,738 -
12/31/2018$177,341.32 $46,719.18$224,060.50~2.07%
12/31/2019$258,407.93  $82,188.34$340,596.27~10.57%Percentage off due to account access issues last month
12/31/2020$230,836.47 $101,830.02$408,666.49 ~4.74%
12/31/2021$392,057 $143,156.74$535,214.65~2.76%
Numbers based on Mint + some accounts Mint refuses to monitor due to the color of the sky in Bermuda.  Does not include a few minor accounts with less then $2000 total.

1/31/2022 Fire:$371,770.67 + Medi:$132,458.05 = $504,228.72   ~-5.79% 

Been a little while... May or something...  Any who, I guessed I'd see 470k eoy, met it early and then guessed ~530,000 at eoy...  Knowing there was no way in dixieland it was gonna happen....  Guess that's what I get for "knowing" something...  Though, given the months drop...  I wasn't there for long, and may not be in the next thread for long...   Cest La Via.

Guess for eoy: 590 - 600k.   If I meet that early this year, I'll guess again.   Cya all in the next thread or back here next time I post.... whatever happens first.

Mainlander

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Re: Race from 250 to 500k!
« Reply #3129 on: January 31, 2022, 05:06:14 PM »
JANUARY UPDATE

08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149

 Squeaked out a small increase on the last day. Investments were down quite a bit but luckily lots of overtime and quarterly ESP contributions outpaced my loses.

DadJokes

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Re: Race from 250 to 500k!
« Reply #3130 on: February 01, 2022, 04:57:00 AM »
                       2021                2022                2023               
January     $227,807$331,810-
February$230,079$320,929-
March$239,227--
April$251,865--
May$263,588--
June$273,052--
July$289,104--
August$275,118--
September$294,327--
October$289,219--
November$309,150--
December$313,932-Grad Goal

Just a little turbulence this month...

dignam

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Re: Race from 250 to 500k!
« Reply #3131 on: February 01, 2022, 05:49:30 AM »
The below values include: retirement/brokerage accounts, cash, home equity, vehicle equity

Feb 2020 $253k    May 2021 $355k
Mar 2020 $221k    Jun 2021 $368k
Apr 2020 $239k    Jul 2021 $378k
May 2020 $244k    Sep 2021 $394k
Jun 2020 $265k    Oct 2021 $399k
Jul 2020 $269k    Nov 2021 $436k (home value adjustment)
Aug 2020 $281k    Dec 2021 $444k
Sep 2020 $281k    Jan 2022 $462k
Oct 2020 $294k    Feb 2022 $441k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k

Em-Dog

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Re: Race from 250 to 500k!
« Reply #3132 on: February 01, 2022, 08:05:05 AM »
As the rest of you have said.. ouch. Luckily, I was able to max out my backdoor roth and add my normal contributions lessening the hurt this month. At this point, while we're accumulating, I wouldn't mind some further dips, even though they're painful to see.



                                 2018                2019                2020                2021                2022                2023                2024               
January     $11,592$19,461$52,636$117,964$307,781--
February$12,414$28,144$48,605$129,160--
March$12,259$23,011$45,431$135,298--
April$13,641$25,628$50,763$183,963--
May$16,646$24,273$55,517$213,448--
June$16,625$27,726$58,784$247,758--
July$17,057$31,358$63,678$259,587--
August$17,375$30,624$69,345$274,737--
September$17,380$41,343$69,043$269,876-Graduation Goal
October$16,044$43,732$69,866$294,685--
November$16,332$46,935$95,120$294,439--
December$16,589$51,547$118,877$313,367--



mckaylabaloney

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Re: Race from 250 to 500k!
« Reply #3133 on: February 01, 2022, 08:17:14 AM »
                       2018                2019                2020                2021                2022               
January     $(170,956.12)$(80,750.78)$(4,484.13)$124,124.66$298,228.37
February$(166,849.63)$(72,922.02)$(4,647.56)$125,821.73$292,535.79
March$(161,395.88)$(65,244.64)$398.59$136,847.83-
April$(156,590.44)$(57,807.71)$(9,003.54)$145,677.69-
May$(159,977.61)$(52,358.05)$8,209.01$164,438.72-
June$(154,655.48)$(52,769.97)$19,606.73$171,195.96-
July$(149,000.22)$(39,802.87)$26,480.37$219,072.34-
August$(143,758.38)$(35,751.08)$40,657.65$234.012.81-
September$(139,839.66)$(45,074.66)$52,868.32$241,148.85-
October$(136,009.14)$(54,949.47)$53,926.77$241,206.12-
November$(137,519.76)$(53,156.01)$61,241.09$252,403.51-
December$(132,193.25)$(52,946.03)$78,742.07$257,721.53-
Annual gain$90,205.34$75,902.65$128,972.79$174,103.71

Well, that wasn't too surprising. I personally wouldn't mind if the correction continued for a little while, but we'll see. Unfortunately, things are not so good on the spending side -- I had to shell out for stopgap roof repairs after a leak last month, and I'll probably need to replace my roof entirely this spring. I also had/have a couple of big bills last month and this month for some masonry work and mold remediation in my basement. (My relationship with water is pretty tenuous right now.) Home ownership!

SeattleStache

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Re: Race from 250 to 500k!
« Reply #3134 on: February 01, 2022, 08:18:01 AM »
And I'm back! What a rough start to the year.

The first number is retirement related investments, the second is total NW including real estate, cash savings, and other investments. I'm only counting retirement related investments for this race!

December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639) Graduated for now, hope it holds!
January 2022: $487,694 (total NW $652,192) Didn't hold!
« Last Edit: February 01, 2022, 09:53:17 AM by SeattleStache »

VodkaWater

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Re: Race from 250 to 500k!
« Reply #3135 on: February 01, 2022, 09:36:53 AM »
Hi All! I followed last year but it's time I joined the conversation.

Net Worth History:
2014    -$52,755.00
2015    -$39,704.87
2016    $1,415.16
2017    $30,515.21
2018    $47,088.58
2019    $69,448.18
2020    $209,969.70
2021    $305,669.00

January started off with a gut punch to the accounts. We had a late December roof replacements and then the market dip. We have about $21K left in debt that will get paid off this year. I am hoping to hit at least a 1/3 of the goal this year.

Jan Net Worth: $280,013
Jan Retirement: $301,963

Southern Stache

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Re: Race from 250 to 500k!
« Reply #3136 on: February 01, 2022, 01:26:32 PM »
Investments Only:

May 2021: $419,847
June 2021: $433,387
July 2021: $436,917
Aug 2021: $442,265
Nov 2021: $464,424
Dec 2021: $469,886
Jan 2022: $447,177


snoot

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Re: Race from 250 to 500k!
« Reply #3137 on: February 02, 2022, 02:44:40 PM »
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
02/2022 $334,200

Lamancha

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Re: Race from 250 to 500k!
« Reply #3138 on: February 02, 2022, 08:36:34 PM »
1/2021  258,257

2/2021  275,647
3/2021  280,873
4/2021  302,154
5/2021  324,155
6/2021  337,691
7/2021  355,742
8/2021  373,042
9/2021  394,317
10/2021  394,733
11/2021  427,460
12/2021  429,236

1/2022  452,162

2/2022  454,250

Naomi

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Re: Race from 250 to 500k!
« Reply #3139 on: February 03, 2022, 11:20:25 PM »
I'm tracking investments-debt=net worth.

jan 493,222-208,50= $284,722
feb 475,534-208,00= $267,534


       

ontheheel

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Re: Race from 250 to 500k!
« Reply #3140 on: February 04, 2022, 05:47:10 AM »
Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.


             2019                2020                2021                2022               
January$87,000$153,000$241,000*$347,000*
February$95,000$159,000$246,000-
March$95,000$152,000$255,000-
April$98,000$172,000$267,000-
May$95,000$157,000$290,000-
June$104,000$187,000$303,000-
July$106,000$202,000$325,000-
August$115,000$206,000$333,000-
September$118,000$207,000$328,000-
October$134,000$215,000$342,000-
November$136,000$233,000$346,000-
December$143,000$234,000$359,000-
Annual gain$56,000$89,000$125,000 -


What a wild start to the new year. Happy for two things: I’ve still got a decade of saving and growth ahead, and all of my plans are backstopped by an inflation-adjusted pension and free healthcare for life.

LateStarter1

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Re: Race from 250 to 500k!
« Reply #3141 on: February 04, 2022, 09:33:11 AM »
Sept 1, 2021:   $260,000
Oct  5, 2021:    $256,000
Nov 4, 2021:    $279,000
Dec 5, 2021:    $278,209
Jan 5, 2022:    $296,389
Feb 5, 2022:    $283,144

An Unassuming Moose

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Re: Race from 250 to 500k!
« Reply #3142 on: February 15, 2022, 05:54:22 PM »
Past History
Spoiler: show
Nov 20, 2019 -- $113,800
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842


January 15, 2021 -- $302,111
February 15, 2021 -- $307,205
March 15, 2021 -- $327,076
April 15, 2021 -- $335,420
May 24, 2021 -- $282,215
August 19, 2021 -- $374,060
September 19, 2021 -- $364,746
October 15, 2021 -- $375,995
November 15, 2021 -- $373,345
December 15, 2021 -- $357,669
January 17, 2022 -- $373,382
February 15, 2022 -- $370,485

Not much to say about this one. Very busy with school, not much time to focus on work. At the mercy of the market for gains.

lexde

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Re: Race from 250 to 500k!
« Reply #3143 on: February 25, 2022, 05:12:08 PM »
Despite heavy spending this month, I managed to make it well into the green over last month, I think the markets bounced back a bit. Hit my Q1 goal for 2022 with plenty of room to spare. I bought a lot of home goods for my new apartment (approximately $2,100.00 to furnish it) and also paid off a pretty hefty medical bill ($1,495.00 negotiated down from $3,400.00!) along with my first month's rent and security deposit for the new place ($2,800.00 total).

Big paycheck this month and the 3% match for my 401(k) helped offset this, along with the markets somewhat improving, and getting my tax refund back (~$9k, withholding was insane). I have a few more big expenses next month, including a cross-country uHaul and another medical bill that needs my attention, but I'm starting to finally feel secure in my job and am saving at a rate I am comfortable with.

NW this month is $339,824.96 (+$25,471.86).



2016201720182019202020212022
January−$25,455.84 $5,425.45$39,221.40 $76,790.93$138,796.70$324,660.15
February−$22,211.80$10,258.54 $41,947.65 $77,246.03 $141,911.87$314,353.10
March−$19,748.45 $12,154.74 $50,162.54 $76,283.98 $159,641.31$339,824.96
April−$17,692.62 $17,827.73 $52,085.36 $83,523.93$178,681.60
May−$15,363.27$21,148.77$52,418.09$90,891.71$169,453.64
June−$12,546.11 $20,530.98 $56,440.85 $96,777.80 $185,926.98
July−$7,715.53$24,663.52$61,918.23$106,276.69$189,695.59
August−$6,251.56 $27,622.02$65,774.08 $111,956.75$208,659.05
September−$31,750.11−$4,513.77$29,931.25 $65,412.44 $115,923.95$242,060.40
October−$31,013.64−$3,364.19 $29,468.94 $65,446.06 $113,835.48 $268,498.64
November−$29,306.63 −$1,057.38$31,897.24$62,347.29$121,943.18 $284,658.93
December−$27,015.16 $2,474.33 $33,203.90 $68,192.96 $130,715.91 $296,922.14
Annual Gain$4,734.95$27,930.17$27,778.45$28,971.56$53,924.98$152,637.95

Goals Breakdown
~~Q1 2022: $330k~~ (Completed: 03/01/2022)
Q2 2022: $360k
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k



Projected Graduation date: September 2023!

Prior Progress: Race from 10 to 100k!
Prior Progress: Race from 100 to 250k!

falsekrakk808

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Re: Race from 250 to 500k!
« Reply #3144 on: February 25, 2022, 07:26:06 PM »
04/2020  $256
05/2020  $278
06/2020  $282
07/2020  $304
08/2020  $312
09/2020  $295
10/2020  $286   
11/2020  $330   
12/2020  $360   
01/2021  $365
02/2021  $380
03/2021  $380
04/2021  $410
05/2021  $417
06/2021  $438
07/2021  $440
08/2021  $455
09/2021  $449
10/2021  $475
11/2021  $478
12/2021  $481
01/2022  $431
02/2022  $447

PlanetDee

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Re: Race from 250 to 500k!
« Reply #3145 on: February 28, 2022, 07:35:36 AM »
Investments only:
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k

Had some home repairs, taxes dues, etc. this month.

zygote

  • Bristles
  • ***
  • Posts: 498
Re: Race from 250 to 500k!
« Reply #3146 on: February 28, 2022, 09:40:56 PM »
For context: I'm 32 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300,88 (graduated to this thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)

Well, I'm back over the threshold. My investments are basically 100% VTSAX right now, so it's a ride.

Naomi

  • 5 O'Clock Shadow
  • *
  • Posts: 83
Re: Race from 250 to 500k!
« Reply #3147 on: March 01, 2022, 12:00:40 AM »
I was posting investments - debt= net worth, but am now going to do investments only (even though they are dropping). I still should be able to move onto the next forum soon.

                       2022               
January     $493,222
February$475,534
March
April
May
June
July
August
September
October
November
December

DadJokes

  • Handlebar Stache
  • *****
  • Posts: 2361
Re: Race from 250 to 500k!
« Reply #3148 on: March 01, 2022, 03:46:54 AM »
                       2021                2022                2023               
January     $227,807$331,810-
February$230,079$320,929-
March$239,227$318,105-
April$251,865--
May$263,588--
June$273,052--
July$289,104--
August$275,118--
September$294,327--
October$289,219--
November$309,150--
December$313,932-Grad Goal


mckaylabaloney

  • Bristles
  • ***
  • Posts: 256
  • Age: 36
Re: Race from 250 to 500k!
« Reply #3149 on: March 01, 2022, 08:26:49 AM »
                       2018                2019                2020                2021                2022               
January     $(170,956.12)$(80,750.78)$(4,484.13)$124,124.66$298,228.37
February$(166,849.63)$(72,922.02)$(4,647.56)$125,821.73$292,535.79
March$(161,395.88)$(65,244.64)$398.59$136,847.83$289,783.60
April$(156,590.44)$(57,807.71)$(9,003.54)$145,677.69-
May$(159,977.61)$(52,358.05)$8,209.01$164,438.72-
June$(154,655.48)$(52,769.97)$19,606.73$171,195.96-
July$(149,000.22)$(39,802.87)$26,480.37$219,072.34-
August$(143,758.38)$(35,751.08)$40,657.65$234.012.81-
September$(139,839.66)$(45,074.66)$52,868.32$241,148.85-
October$(136,009.14)$(54,949.47)$53,926.77$241,206.12-
November$(137,519.76)$(53,156.01)$61,241.09$252,403.51-
December$(132,193.25)$(52,946.03)$78,742.07$257,721.53-
Annual gain$90,205.34$75,902.65$128,972.79$174,103.71