Race from 10 to 100k!!

[zeli2033]

Mid-October Update

8/31/18: $12,784
9/17/18: $14,547
9/28/18: $$22,476
10/15/18: $24,956

[grantmeaname]

I'm at $75k today. Next month is going to be expensive so we will see if we can keep the good news going, but hopefully we can end the year at least at $80k. Graduation is in sight!

[QuillScroll]

Update Time


30-Apr-18       37941
24-May-18    40069
18-Jun-18       41679
16-Jul-18       46413
13-Aug-18       52974
17-Sep-18       58683
24-Oct-18       60645

[Trifle]

I'm jumping in the race here to join others in tracking.

A little background: 22yo M, who just graduated college in May. I started tracking my NW July 1, 2018 (when I started my FT job), so I'll add these numbers and go from there!

Net Worth (beginning of month values)
July '18:              $34,089.83
August '18:          $36,706.45     (+$2616)
September '18:    $41,283.24     (+$4575)   
October '18:        $44,242.77     (+$2960)



My current spreadsheets have me hitting 100k sometime in the summer of 2020 (highly dependent on markets obviously), so we'll see how it goes!

Welcome @jmswtc!  That is very cool, that you get to track from the first day of your first FT job.  You're socking it away nicely, and at your age time is sooooo on your side.  :)   

[UnexpectedExpenseExpector]

Mirroring what Trifele had to say.

Welcome @jmswtc , you are crushing it for your age!

[Dgibs]

New to the site.
New to FIRE (but have been along the frugal lines for a while just not saving it - loved a trip abroad!)

Love a bit of Competition Motivation.

So, how are we calculating this?

Saving - debt only?
Saving - debt - mortgage?
Net worth (including house value)?

All of these totals I only worked out last month!

All the best!

[Hirondelle]

Jan 2018 €16.000
Feb 2018 €17.050 (+1050)
Mar 2018 €17.300 (+250)
Apr 2018 €18.600 (+1300)
May 2018 €21.200 (+2600)
June 2018 €23.300 (+2100)
July 2018 €24.400 (+1100)
Aug 2018 €25.700 (+1300)
Sept 2018 €26.100 (+400)
Oct 2018 €26.100 (+0)

Market's been dropping :( :( My investments are now lower than the amount I actually contributed over the past year. Oh well, part of the game I guess.

[Dgibs]

New to the site.
New to FIRE (but have been along the frugal lines for a while just not saving it - loved a trip abroad!)

Love a bit of Competition Motivation.

So, how are we calculating this?

Saving - debt only?
Saving - debt - mortgage?
Net worth (including house value)?

All of these totals I only worked out last month!

All the best!

OK - so I'll do A and C and drop the one that's least relevant (likely C).

This is a 2 person household and is a joint total. It also only got calculated 1 month ago when I started to learn about all of this! So, whatever month 1 says is all by accident / luck. Also, in the UK so all in Sterling.

A - Liquid Worth - Debt (not mortgage).

Oct 2018 , £16,285.16

C - NW (as above but including Mortgage set against current value)

Oct 2018 , £56,433.54

I feel like A is the correct number. We live in our house after all!

A better start than I expected really.

All the best.

[paulkots]

11/26/17: $47,707.48
06/22/18: $72,953.75
07/27/18: $71,676.31
08/23/18: $65,034.83
10/04/17: $63,306.87

And it continues, 2 two week roadtrip vacations will never help. Out of days off and no major expense on the horizon so I am hoping to start turning this boat around.

10/26/18: $64,270.98

Deck is finished, suspension rebuild on car is finished. Major expenses are behind me but I started to pay down the house more aggressively.

[lexde]

3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
06/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30
9/14/2018: $28,138.60
9/28/2018: $30,242.60

10/26/2018: $29,793.20

Just changed jobs. I didn’t work for 3 days, and then joined the new job on an off week so I got my first biweekly paycheck after working for 3 weeks so I effectively did not get paid for a week and a half this month. It will be made up quickly, but my net worth went down this month as a result. :-/

[repman]

Nov 2017     65.000€
Dez 2017     69.000€  a frugal month and a christmas paycheck !
Jan  2018     73100€
Feb  2018     74100€
Mar  2018     57300€  some expanses and bad investment decisions
Apr 2018      58800€
May 2018      62285€
June 2018     65500€
July 2018      71538€
Aug 2018      76500€
Sep 2018      78600€
Oct 2018      81500€
Nov 2018      83980€

Goal: 100.000€ in April 2019

Retire:
plan:      3\1\2025     24 x Living Expanses(year)
is:          now            6,7 x Living Expanses(year)

Don't forget to enter data into the column on the right side of the speadsheet! Not into the first column!
https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?pref=2&pli=1#gid=0

[zeli2033]

End of October Update:

8/31/18: $12,784
9/17/18: $14,547
9/28/18: $$22,476
10/15/18: $24,956
10/31/18: $27,980

[LittleWanderer]

November 2017 - $10,267
December 2017 - $11,208
January 2018 - $10,713
February 2018 - $11,869
March 2018 - $14,175
April 2018 - $14,330
May 2018 - $14,592
August 2018 - $19,246
September 2018 - $20,031

October 2018 - $19,301

The market + a big dental bill means I went down this month.  :(  I guess that means I'll just get to break the $20K barrier again in November!

[Tasse]

Jul 17	$6.2k
Aug 17	$6.8k
Sept 17	$8.2k
Oct 17	$9.0k
Nov 17	$9.9k
Dec 17	$11.1k
Jan 18	$12.1k
Feb 18	$13.6k
Mar 18	$15.1k
Apr 18	$16.6k
May 18	$17.7k
Jun 18	$18.5k
Jul 18	$20.2k
Aug 18	$20.8k
Sept 18	$22.2k

Oct 18: $21.7k

I saved about $900 this month and "lost" about $1400 in the market. First negative-progress month since I started MMM, but that's okay. Moving and a lot of eating out this month pushed my savings rate down to 38% from my target of about 45%.

[philli14]

Rough end of the month for the investments... still managed to save 4k which more than offsetted market losses.

Up to 56223.52/100,000

Depending on market, would be great to close out the month sitting around 65k. Fingers crossed!

[grantmeaname]

Stocks are on sale! Buy buy buy!

[Steeze]

Count us in!

May 2018: $55,766

June 1 2018 - $60,028

July 1 2018 - $66,306

Aug 1 2018 - $74,667

Sept 1 2018 - $83,868

Oct 1 2018 - $93,108

Nov 1 2018 - $93,084

Rough one for the portfolio, also bought tickets for holiday travel, breaking even on the month.
Try to hit $100,000 next month (again)

[Steeze]

New to the site.
New to FIRE (but have been along the frugal lines for a while just not saving it - loved a trip abroad!)

Love a bit of Competition Motivation.

So, how are we calculating this?

Saving - debt only?
Saving - debt - mortgage?
Net worth (including house value)?

All of these totals I only worked out last month!

All the best!

OK - so I'll do A and C and drop the one that's least relevant (likely C).

This is a 2 person household and is a joint total. It also only got calculated 1 month ago when I started to learn about all of this! So, whatever month 1 says is all by accident / luck. Also, in the UK so all in Sterling.

A - Liquid Worth - Debt (not mortgage).

Oct 2018 , £16,285.16

C - NW (as above but including Mortgage set against current value)

Oct 2018 , £56,433.54

I feel like A is the correct number. We live in our house after all!

A better start than I expected really.

All the best.

@Dgibs 

However you want to calculate it is the best :) many different opinions on the subject. Most important I think is to be consistent in your methodology over time

Personally I would do something like:

A: Equity (down payment + principal payments to date) + Savings - Debt (excluding mortgage)
or
B: Home value at purchase + Savings - Debt (including mortgage)

Not a big fan of:

C: Estimated value of home + Savings - Debt (including mortgage)

Reason being, if I go out and purchase a home, moving 100k from my savings into a mortgage, nothing really changes in my net worth, i have debt equal to the value of the home less the equity I just put into it. They only real change in my net worth in that transaction is the fees I spent on closing costs.
 
I would personally just update my net worth up or down when I sold my home. This keeps month / yearly savings rate calculations more straight forward.

[zygote]

Hello! I am new to MMM. I'm 28, recently married, and we maintain separate finances. The goal is to be in a strong financial position to maintain flexibility in the future, not necessarily RE. I have a job that I love with amazing benefits, so I am not in a hurry to retire. But as you all know, that could always change.

I have always lived below my means in that I have never held any debt, but I've never really saved. I was a grad student living on a lean stipend in a HCOL city until a year and a half ago. I'm still in the same HCOL city, but now I have a real salary, a defined contribution retirement plan, and access to 403b and 457 accounts.

Current net worth: $48,533.91
Breakdown below...
Cash: $17,747.04
Retirement plan: $18,702.39
403b: $679.16 (Just opened this 1/1/18)
Roth IRA: $11,736.04 (Did not open this until 2016 tax year)
Credit card: -$330.72 (Use this for normal expenses, pay off in full every month)

I was over $50k a week ago, but of course the stock market is going down at the moment. Shares on sale!

3/18: $48,533.91
4/18: $53,215.13 (+4,681.22 - extra paycheck)
5/18: $55,433.65 (+2,218.52)
6/18: $57,041.95 (+1,572.27)
7/18: $59,753.49 (+2,711.54)
8/18: $63,816.19 (+4,062.70)
9/18: $70,101.27 (+6,285.08 - extra paycheck)
10/18: $73,538.91 (+3,437.64)
11/18: $69,595.61 (-3,943.30)

My spending was pretty high this month. I renewed my annual gym membership, paid a deposit for a trip I'm taking next year, and also had some vet bills for my sick guinea pig (she passed away this morning :( ).

However, the loss in net worth is due to the market. If it had stayed steady throughout the month, I would have still been up a few hundred dollars. That's pretty comforting that in a month where I had to spend way more than usual due to some big, periodic expenditures (which were planned and saved for), I still brought in more than I spent. The stocks have plenty of time to go back up so I'm not worried about it. I'd be more worried about it if my spending were the issue.

[Old Ball Coach]

This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89

The market downturn really crunched our 401k and 403b. They are down about $13.5k in October, but our saving and paying down of debt was excellent again.

Our total credit card debt is down to about $5,500 and will be under $4,000 by this time next month with my second half of my coaching check. Things are looking up overall! YNAB has REALLY been a huge help for me for planning and budgeting for future expenses and sinking funds.

[ASW]

1/1/2018:   $38,800
2/1/2018:   $49,800
3/1/2018:   $55,707
4/1/2018:   $64,352
5/1/2018:   $68,097
6/1/2018:   $72,976
7/1/2018:   $80,555
8/1/2018:   $85,858
9/1/2018:   $90,137
10/1/2018: $93,806
11/1/2018: $89,537

First down month since starting and it doesn't feel great.  Saved about $2200, but couldn't offset the correction.  Oh well, on to November.

[L2]

End of July NW: 84,495
End of Year projected NW: 104,324

End of August NW: 88,430.58
End of Year projected NW: 105,233.73

End of September NW: 90,725.77
End of Year Projected NW: 105,847.91

Definitely a rougher month for me expense wise. Had $700 of work expenses that I covered up front, $750 in car repairs, weekend trips to Chicago and Toronto, and the girlfriend's birthday dinner/night out.

October should set up to be a nice month - very little out of the ordinary expenses, work expense reimbursement, and ~$1200 in net bonuses.
November should also be a nice month. Raise will go into effect beginning 11/1 and its a 3 paycheck month. Goal is now to hit 100k effective 11/30.

End of October NW: 92,808.68
End of Year Projected NW: 103,981.71

Bleh stock market.

[Candace]

I'm jumping in the race here to join others in tracking.

A little background: 22 M, who just graduated college in May. I started tracking my NW in June (when I started my FT job), so I'll add these numbers and go from there!

Net Worth
6/30/2018:        $34,089.83
7/31/2018:        $36,706.45     (+$2616)
8/31/2018:        $41,283.24     (+$4575)   
9/30/2018:        $44,242.77     (+$2960)

10/31/2018:      $43,890.16     (-$353)

Had a down month because of the markets but actually had a good month of saving. I own more VTSAX and S&P 500 shares than I did on 9/30, so I consider this month a success still!

That's the spirit. It IS a success. Great work.

[daveed]

4//2017   -$2,713.29
5//2017   $4,467.35
6//2017   $7,677.51
7//2017   $14,094.98
8//2017   $16,123.51
9//2017   $23,571.20
10//2017   $29,074.90
11//2017   $34,568.05
12//2017   $39,806.77
1//2018   $48,241.04
2//2018   $49,996.65
3//2018   $56,085.81
4//2018   $63,255.00
5//2018   $66,697.10
6//2018   $76,679.78
7//2018   $80,208.54
8//2018   $90,223.82
9//2018   $94,688.74
10//2018 $92,946.34 

-- October was rough. Paid for a $2200 conference out of pocket for work and will get reimbursed in November. Add that to market correction & paying for car insurance this month, and, ouch. $-1700 for the month. First time NW has gone down since November of 2016. Crazy. Without the conference expense NW would have gone up about $500 for the month. Crossing fingers and hoping for a big November month. If market goes up and I get reimbursed we should hit the magic $100k mark.

Other update -- maxed out all tax sheltered accounts (IRAs, HSA, 401k) for 2018 and are now saving up cash money at Ally for a down payment on a house in 2019!! Plan to buy a 2-3 bedroom and renting out extra room(s) on AirBnB. Not the best timing for maxing out accounts as I'm having a very hard time not throwing our down payment money into the market. But since we're looking at buying something in April or May 2019 seems like a very short timeframe to try and time the market. Risk < reward in this case.

[Mattrim]

6/30: 5828.16$
8/1:   15412.83$ (+9586.67$)
8/31: 19351.65$ (+3938.82$)
9/31: 25450$ (+6099$)
11/1: 29805$ (+4355$)

Goal 12/31: 37500$ 40000$ (requires about 4500 5100$ each month)

Amazing to see the progress everyone is doing!

Don't forget to enter data into the column on the right side of the speadsheet! Not into the first column!:
https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?pref=2&pli=1#gid=0

[Svoboda]

Dec 17: 37,449
Jan 18: 40,439
Feb 18: 42,796
Mar 18: 44,219
Apr 18: 42,188
May 18: 46,097
June 18: 49,516
July 18: 53,589
Aug 18: 57,668
Sep 18: 62,740
Oct 18: 64,747
Nov 18: 58,921

[Jim Fiction]

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

June ended around 36,000 (estimate, was too busy to exactly keep track). July ends with my NW up to $38,676.

Happy with my progress, though I've been spendier than I should.  On a plus side, it looks like I'll be taking a new job which should see a ~20% bump in pay, plus a nice sign on bonus. So my NW should begin to grow more quickly! Ohh and my commute will be dropping from 42 miles down to 2.5 miles! As a result I'll be saving a ton on gas and wear and tear on my car.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085

October Notes

Ouch. Market downturn coupled with a zero paycheck month (I get paid once a month, but my October paycheck came at the end of September) led to a significant loss.

The month was not without its positives. I opened up an IRA and set my 401k contribution to max (won't max in 2018, but will in 2019).

[Trifle]

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085

October Notes

Ouch. Market downturn coupled with a zero paycheck month (I get paid once a month, but my October paycheck came at the end of September) led to a significant loss.

The month was not without its positives. I opened up an IRA and set my 401k contribution to max (won't max in 2018, but will in 2019).

Awesome job @Jim Fiction.  October was a big 'ouch' for everyone, but you are doing all the right things.  Keep on rolling!

[peppermint]

01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48
11/2018: $63002.61

Blergh, my investments went down, plus I had the medical bills I forecast, plus some back taxes from my home country (I am an international living in the USA, so my taxes can get complicated). But those are all paid off and taken care of. All things considered, I guess I should feel good that the drop wasn't too major. I hope I'll be able to get back to gaining next month. I have a flight home for the holidays, but I was able to cover most of it with points, so I still think my expenses were substantially higher this month than they should be in November.

[Dgibs]

@Steeze

I feel like my liquid worth minus debt is best.
I'll let the house and mortgage offset each other.
This also doesn't include monthly spending monies or planning for 1 off yearly expenses (insurance etc) as I keep that separate.

This is a 2 person household and is a joint total. Also, in the UK so all in Sterling.

A - Liquid Worth - Debt (not mortgage).

Oct 2018 , £16,285.16
Nov 2018 , £24,975.06 (+£8,689.90)

Big gains because of a profitable Month on some Forex trading. Unlikely to see a jump like that again.

All the best.

[Spruit]

NW October 3rd: 11,203
NW November 1rst: 11,585

Just like everyone else, I saw some euros "evaporate" due to market swings this month. The number of shares in the portfolio keeps going up every month, which keeps me motivated to stay on track.
I'm not much of a contender race-wise, but at least I'm moving in the right direction. It helps that I'm mostly transferring money to the savings account and not investing the bulk of what I save currently (because: house buying plans). I know stocks are on sale right now, and it's tempting but having the savings in a safe yet liquid place is worth forgoing the sale at the moment. Or so I keep reminding myself...

[dutty]

12/15 -£2,610
12/16  £5,250   (+£7,860 ~ +301%)
12/17  £10,810 (+£5,560 ~ +106%)

01/18  £21,300  (+£10,490 ~ +97%)
02/18  £25,500  (+£4,200 ~ +20%)
03/18  £48,800  (+£23,300 ~ +91%)
04/18  £50,620   (+£1,820 ~ +4%)
05/18  £50,200   (-£420 ~ -1%)
06/18  £49,940   (-£260 ~ -0.5%
07/18  £56,320   (+£6,380 ~ +13%)
08/18  £60,400   (+£4,080 ~ +7%)
09/18  £63,370   (+£2,970 ~ +5%)

10/18  £61,180 (-£2,190 ~ -3% )

Thoroughly beaten up this month and that wasn't even due to the market. Had my bike stolen within a week of purchasing, left my kindle on the bus, need root canal surgery, injured foot and shoulder on separate occasions. Hope to leave that all in Octobers history though. There was some loose spending thrown in there as well which I need to address. Lifestyle creep is real even when you are well aware of it.

[JAYSLOL]

Jan1 - 63.8k
Feb1 - 64.0k (+200)
Mar 1 - 65.0k (+1000)
Apr 1 - 65.4k (+400)
May 1 - 67.5k (+2100)
June 1 - 69.5k (+2000)
July 1 - 72.3k (+2800)
Aug 1 - 74.0k (+1700)
Sept 1 - 76.7k (+2700)
Oct 1 - 79.6k (+2900)
Nov 1 - 79.5k (-100)

My first negative month this year, despite some decent saving the market kept me down.  it's a win-win though, either I get cheaper shares or I graduate to 100k+ if it continues going down or recovers. 

[JCGreen]

Joining now but I do have some historical data. This seems like a fun competition!

I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big, and I just started it in July. My checking account is also not included as it has money I will likely spend this month. Money in retirement accounts that is not vested is also not included. Part of the big jump in between April and August is that part of my 401K vested 20%. My investments generally go up by over $1200 a month, so to get to 100k should take me about 5 years if it does not appreciate. My savings rate will probably be higher next year, as I am looking for a new job in a lower cost of living area, or if I keep my current job, the 401k match goes up to 6% for 4.5%.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645

Oct2018: $23,658 (+$13)
October had some market swings, and I am currently negotiating some medical bills, so I don't know how how November is going to be, but I seem to be heading in the upward direction.  Good new is I can pay all my bills and at years end, my 401k will be fully vested!

[vertkurt]

1/1= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475

Market woes...

[young_money]

Hi all!  Jumping into this challenge.  Very inspiring seeing a long list of graduates already.

Net Worth: $13,390

I'm sitting on a reasonably sized student loan, but am trying to make minimal payments as it is inflation-indexed only.  I'm in a good position in some ways, as there are certainly a few low-hanging fruits I could knock out which would definitely reduce my spending (eating out probably being the worst of these).  Hopefully this challenge will provide some of the inspiration that I need.

[Hirondelle]

Welcome young_money :)

[snoot]

January              67,602
February             72,789
March                 75,413
April                    75,770   
May                    73,933   
June                   77,260
July                    77,632   
August               79,049
September         83,381 
October             88,081
November          94,261

Well done, everyone!

[jojoguy]

I hope to be joining the 10K to 100K race in the next month or so. Sitting at $6,000 right now. Reading this thread is exciting.

[Jim Fiction]

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085

October Notes

Ouch. Market downturn coupled with a zero paycheck month (I get paid once a month, but my October paycheck came at the end of September) led to a significant loss.

The month was not without its positives. I opened up an IRA and set my 401k contribution to max (won't max in 2018, but will in 2019).

Awesome job @Jim Fiction.  October was a big 'ouch' for everyone, but you are doing all the right things.  Keep on rolling!

Thanks for the encouragement Trifele! While October was certainly disappointing, I know that there will be many more months like this, just the nature ebb and flow of the market. I just need to shrug it off and keep adding to the 'stache.

[Cezil]

Dec-16: $32,870.70
Dec-17: $58,271.55   (+ 25,400.85)
Jan-18: $65,122.37   (+ 6,850.82)
Feb-18: $67,352.98   (+ 2,230.61)
Mar-18: $66,410.59   (- 942.39)
Apr-18:  $65,337.11   (- 1,073.48)
May-18: $68,032.74   (+ 2,695.63)
Jun-18:  $68,405.97   (+ 373.23)
Jul-18:   $70,232.18   (+ 1,826.21)
Aug-18: $72,016.38   (+1,784.20)
Sep-18: $73,657.42   (+1,641.04)
Oct-18:  $71,492.32   (- 2,165.10) (rough market despite contributions almost at $1K and more debt payoff, another $750)


November will see my last consumer debt paid off (excluding the mortgage) so by January 1st, I hope to be contributing about $1K each month to my 401k + HSA, plus more to my taxable account (or Roth IRA, haven't decided yet).  I'm still paying off my medical debt which is at 0%.  I have had great progress this year!  I feel like I'm finally getting somewhere after seeing how great I did last year and how far I've continued to come this year.  W00t!

[ItsALongStory]

Eat the elephant one bite at a time. Good job!

[PassMMM]

I just hit 101k despite the tough market. Looking forward to seeing you all in the 100-250k forum!

[JAYSLOL]

I just hit 101k despite the tough market. Looking forward to seeing you all in the 100-250k forum!

Congrats!  See you there by spring I hope

[arob54600]

Hello All,
I almost forgot to check in. Welp! it looks like a sale month LOL

End of November 17-  41195
End of December 17-  42526
End of January 18-     47966
End of February 18-   47104
End of May 18 -         48521
End of July 18 -         53000
End of August 18-     55866
End of September 18 - 57315
End of October 2018- 54534.62

See ya next month, let's keep on pushing!!!

[Serendip]

Was away for the internet for almost 2 weeks so here is my late, end of month update :)

Progress has really slowed due to end of year expenses and Sept/Oct tends to be vacation time for me so I've had basically over a month of non-paid time off. But still ticking upwards!

Dec 18/17    18,146
Jan 19/18     23,607
Feb 20/18     27,000
Mar 31/18     29,008
Apr 19/18     30,100
May 29/18    35,030
June28/18    36,700
July 25/18    39,000
Aug 26/18    40,150
Sept 27/18   42,500
Oct 31/18     43,300

[Nederstash]

Hello All,
I almost forgot to check in. Welp! it looks like a sale month LOL

Sale month for others, but a buy month for us!

[Nederstash]

Aug 15: 5327 (found MMM)
Jan 16: 12700
Jan 17: 31444
Jan 18: 73227
Feb 18: 74628
Mar 18: 75981
Apr 18: 75766
May 18: 77414
Jun 18: 81980
Jul 18: 82825
Aug 18: 82665
Sep 18: 84098
Oct 18: 85029
Nov 18: 85620

Not a bad month considering the market!

[MommyCake]

Investments only:

9/4/18     73,600
10/4/18   75,950
11/7/18   75,960

Market loss wiped out much of my deposits. 

I've decreased my automatic deposits in order to have more cash to purchase 2 properties I have under contract.  Pushing back my 100k goal one month from June to July 2019. 


 

[JAYSLOL]

Aug 15: 5327 (found MMM)
Jan 16: 12700
Jan 17: 31444
Jan 18: 73227
Feb 18: 74628
Mar 18: 75981
Apr 18: 75766
May 18: 77414
Jun 18: 81980
Jul 18: 82825
Aug 18: 82665
Sep 18: 84098
Oct 18: 85029
Nov 18: 85620

Not a bad month considering the market!

Wow, you had a REALLY good 2017!  I found MMM in very late-2014 with a similar NW and started getting serious about saving and investing in 2015 as well.  I just hit 80k, looks like we're in a tight race to graduate to the next level