Race from 10 to 100k!!

[ASW]

1/1/2018: $38,800
2/1/2018: $49,800
3/1/2018: $55,707
4/1/2018: $64,352
5/1/2018: $68,097
6/1/2018: $72,976
7/1/2018: $80,555
8/1/2018: $85,858

Saved about $3200, and the rest came from market gains.  Currently on pace to reach $100k in December. 

[L2]

End of July NW: 84,495
End of Year projected NW: 104,324

[zygote]

Hello! I am new to MMM. I'm 28, recently married, and we maintain separate finances. The goal is to be in a strong financial position to maintain flexibility in the future, not necessarily RE. I have a job that I love with amazing benefits, so I am not in a hurry to retire. But as you all know, that could always change.

I have always lived below my means in that I have never held any debt, but I've never really saved. I was a grad student living on a lean stipend in a HCOL city until a year and a half ago. I'm still in the same HCOL city, but now I have a real salary, a defined contribution retirement plan, and access to 403b and 457 accounts.

Current net worth: $48,533.91
Breakdown below...
Cash: $17,747.04
Retirement plan: $18,702.39
403b: $679.16 (Just opened this 1/1/18)
Roth IRA: $11,736.04 (Did not open this until 2016 tax year)
Credit card: -$330.72 (Use this for normal expenses, pay off in full every month)

I was over $50k a week ago, but of course the stock market is going down at the moment. Shares on sale!

3/18: $48,533.91
4/18: $53,215.13 (+4,681.22 - extra paycheck)
5/18: $55,433.65 (+2,218.52)
6/18: $57,041.95 (+1,572.27)
7/18: $59,753.49 (+2,711.54)
8/18: $63,816.19 (+4,062.70)

Thought I would spend a ton this month because I was on vacation, but I actually spent the least I have all year. I'm not even sure why, despite having all the data in YNAB. I guess I better do some soul searching about my normal life. Cutting back should be easier than I thought....

[Mattrim]

June 30: 5828.16$
August 1: 15412.83$ (+9586.67$)

Crazy month in July! Got paid a lot extra from work and managed to save most of it :) I absolutely don't expect this to continue in this pace, especially this month as DW got paid only half of her normal pay. Anyway, super happy with the progress so far!

[andy85]

Jan 16	$39,550
Feb 16	$41,468
Mar 16	$47,974
Apr 16	$51,484
May 16	$52,730
Jun 16	$53,694
Jul 16	$55,669
Aug 16	$56,725
Sep 16	$58,793
Oct 16	$58,748
Nov 16	$60,551
Dec 16	$61,253
Jan 17	$64,001
Feb 17	$66,905
Mar 17	$71,221
Apr 17	$73,018
May 17	$71,772
Jun 17	$69,832
Jul 17	$72,166
Aug 17	$73,360
Sep 17	$76,497
Oct 17	$77,675
Nov 17	$80,642
Dec 17	$82,238

Jan 18

$86,553

Feb 18

$85,058

Mar 18

$92,587

Apr 18

$92,392

May 18

$93,023

Jun 18

$94,575

Jul 18

$98,373

[ASW]

Jan 16	$39,550
Feb 16	$41,468
Mar 16	$47,974
Apr 16	$51,484
May 16	$52,730
Jun 16	$53,694
Jul 16	$55,669
Aug 16	$56,725
Sep 16	$58,793
Oct 16	$58,748
Nov 16	$60,551
Dec 16	$61,253
Jan 17	$64,001
Feb 17	$66,905
Mar 17	$71,221
Apr 17	$73,018
May 17	$71,772
Jun 17	$69,832
Jul 17	$72,166
Aug 17	$73,360
Sep 17	$76,497
Oct 17	$77,675
Nov 17	$80,642
Dec 17	$82,238

Jan 18

$86,553

Feb 18

$85,058

Mar 18

$92,587

Apr 18

$92,392

May 18

$93,023

Jun 18

$94,575

Jul 18

$98,373

Congratulations, you are so close!!

[drunkatthejug]

Going to toss in here I guess. $65K currently. Changing up some strategies trying to save up for a house down payment in the next 1-2 years or so so I will be cutting my 401k contribution down from 27 to just 10%. Nice to finally join the forums I've learned so much from. Will be in the hello thread sometime this week.

[grantmeaname]

Excellent name, wish I could join you there.

Welcome!

[Jim Fiction]

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

I'm looking forward to following everyone's progress. Good luck to us all!

Missed a month, but my net worth as of Nov 30th is $18,617.

As the year comes to a close, my next worth is up to $23,350.

Just updated my spreadsheet to record my paycheck. January ends with my networth up to $27,921.

With February officially in the books my net worth is sitting at $30,289.72. A pretty weak month compared to previous. Market losses along with some medical bills are the primary culprits.

Medical bills made March my least productive month in quite awhile, with only an increase of $1,438, leaving the ending balance at $31,728. My employer's quarterly HSA match came in. which represents almost half of the month's gain. My wife and I are expecting our first child in June, so I anticipate similar performance over the next few months... On a positive note, we've met our insurance deductible for the year, so the upcoming bills will be significantly less than they would have been otherwise.

April ends with my net worth sitting at $32,373.

A slooooow-growth month. The biggest dings were income taxes and a myriad of costs resulting for the early birth of my daughter.

Hoping for May to be more productive. Now that my daughter is here we have settled into a routine. Also, the hospital has been kind enough to provide us with a parking pass for the duration that my daughter will be there (probably until her original due date at the end of June), so that takes care of a fairly significant expense. We won't be eating out much either, as we did a bit the first week or so while we got our legs back underneath us. Not sure when the medical bills will start to hit, though...

May ends with a decent amount of growth! Up to $34,659.

June ended around 36,000 (estimate, was too busy to exactly keep track). July ends with my NW up to $38,676.

Happy with my progress, though I've been spendier than I should.  On a plus side, it looks like I'll be taking a new job which should see a ~20% bump in pay, plus a nice sign on bonus. So my NW should begin to grow more quickly! Ohh and my commute will be dropping from 42 miles down to 2.5 miles! As a result I'll be saving a ton on gas and wear and tear on my car.

[Trifle]

Happy with my progress, though I've been spendier than I should.  On a plus side, it looks like I'll be taking a new job which should see a ~20% bump in pay, plus a nice sign on bonus. So my NW should begin to grow more quickly! Ohh and my commute will be dropping from 42 miles down to 2.5 miles! As a result I'll be saving a ton on gas and wear and tear on my car.

Those are some great positive changes @Jim Fiction! With the likely new time pressures of being a new dad you will especially appreciate that shorter commute.  It's been a great year for you -- congrats!

[dutty]

I have regained the forward momentum.

2015  -£2,610
2016   £5,250   (+£7,860 ~ +301%)
2017   £10,810 (+£5,560 ~ +106%)

01/18  £21,300  (+£10,490 ~ +97%)
02/18  £25,500  (+£4,200 ~ +20%)
03/18  £48,800  (+£23,300 ~ +91%)
04/18  £50,620   (+£1,820 ~ +4%)
05/18  £50,200   (-£420 ~ -1%)
06/18  £49,940   (-£260 ~ -0.5% )

07/18  £56,320 (+£6380 ~ +13% )

[MoneyMouse]

I've unfortunately stalled out at $10,000-$10,200 right now.

I may stay at this level for a while, depending on whether or not I get a new job or get support from my current employer to go back to school for a Business Analyst Certificate.

From there, though, I'm hoping to get some earning potential and increase my salary so I can actually save more. Right now, if I keep my current standard of living and increase my salary, I can almost double the amount I save. I could probably save even more than double since my savings rate right now assumes I put away money for school. So once I'm done it or if it gets covered, I can put that money into my savings instead.

[iTellStories]

Aug 1, 2017: $31,378
Sep 1, 2017: $33,723
Oct 1, 2017: $37,296
Nov 1, 2017 $42,930
Aug 3, 2018: $62,456

I kind of fell off the band wagon a little bit the last few months.  I still saved, but wasn't as mustachian as I should have been.  Promising myself to start making my monthly post here again, and keeping track of my gains.  Hoping for $100k mark by January 1, 2020!

[Jim Fiction]

Happy with my progress, though I've been spendier than I should.  On a plus side, it looks like I'll be taking a new job which should see a ~20% bump in pay, plus a nice sign on bonus. So my NW should begin to grow more quickly! Ohh and my commute will be dropping from 42 miles down to 2.5 miles! As a result I'll be saving a ton on gas and wear and tear on my car.

Those are some great positive changes @Jim Fiction! With the likely new time pressures of being a new dad you will especially appreciate that shorter commute.  It's been a great year for you -- congrats!

Thanks Trifele. 2018  has certainly been a whirlwind of a year, but its largely been good so i have to count my blessings! The shortsr commute will be great, it means more time with my daughter.  The new position, should it happen, will come with a better work life balance as well, so its a win, win, win.

[Tasse]

Slightly late update!

Jul 17	$6.2k
Aug 17	$6.8k
Sept 17	$8.2k
Oct 17	$9.0k
Nov 17	$9.9k
Dec 17	$11.1k
Jan 18	$12.1k
Feb 18	$13.6k
Mar 18	$15.1k
Apr 18	$16.6k
May 18	$17.7k
Jun 18	$18.5k

Jul 18: $20.2k

Made my goal!

[Trifle]

Congrats @Tass!  It is not easy to get financial traction in academia and you are doing it. Onward!

[Hirondelle]

Wohooo amazing Tass! And with such ease (as in, you actually managed a .2 as well ;))!

[politenessman]

One of my goals is to get to $100K by the end of this year.
It is a stretch goal, especially that I am paying down a (small) car loan (I don't include this in the NW number), and that should be complete by October/November time.

My 2018 numbers:

Aug   $ 81,356    < --  took a big leap when I rolled over an old IRA*
Jul   $ 66,521
Jun   $ 64,243
May   $ 60,386
Apr   $ 56,284
Mar   $ 55,824
Feb   $ 55,756
Jan   $ 51,828

*I have no historic data for the IRA so its only counted in August.
I guess that this is part of becoming moustachian, is tracking down all of your money and making it work!

[FIRE_guy]

Jumping in on this thread...although we aren't quite starting from 10K....but we did at one point!

Jan 18   58,329
Feb 18   57,535
Mar 18   56,984
Apr 18   57,914
May 18   53,370
Jun 18   53,211
Jul 18   55,038
Aug 18   56,124


The goal for this year was to hit 85k but it doesn't look like that will happen. I'd be happy with 65k now.

Two years ago, our income went from ~145k to 30k when we moved overseas. I've been in school doing a Master's while my wife works whatever she can pick up so it's been very hard to make progress. But we've managed to make our NW go up over these two years, so for that I am happy.

Will be starting a new full-time job in the fall -> should be able to make it to the 90k mark by end of 2019...possibly the 100k mark if we really push it!

[Nederstash]

Aug 15: 5327 (found MMM)
Jan 16: 12700
Jan 17: 31444
Jan 18: 73227
Feb 18: 74628
Mar 18: 75981
Apr 18: 75766
May 18: 77414
Jun 18: 81980
Jul 18: 82825
Aug 18: 82665

Yikes, negative numbers! *ducks for tomatoes* I can explain! Revamped the balcony, car needed 4 new tires + new exhaust pipe + various little things and I took a holiday to Scotland (which was amazing!!). Ended up -160 in networth even though I tried to keep costs down. Still, all of these things needed to be done and I don't regret my spending.

[martyconlonontherun]

Background:
Age: 30
"Switched" Careers at 25.
Started taking personal finances 'seriously' around 27 (aka actually saving money, 401k, etc).
Started taking personal finances seriously around 29
Salary gradually up to 65k, 68k as of End of 2017, 75k at beginning of CY18
Married but don't include house (equity/mortgage) or joint savings in these calculations since she's the boss, it gets messy with house equity/sweat equity ($40k total on a $170k house in May 17), and it will just be cherry on the top.
-3.5 years left of student loan payments I'm aggressively paying off/refinanced in January '17
-15 year mortgage in May '17
-Not including 529 accounts-Only a few hundred now, but it will be going to Godchildren/my future children so not my money in my eyes.

January 2016-
($45k) Student Debt
($2k) Personal CC Debt
$8k 401k
NW: ($38k)

NW April 2016: ($34K)
July 2016: ($28.4k)
October 2016: ($22.6k)
January 2017: ($20.8k) (Refinanced loan and intransit payments not reflected)
April 2017: ($10.9k)
July 2017: ($5.7k)
August 2017: ($2.5k)
September 2017:(~$1.7k)
October 2017: $1.8k - $32k
November 2017: $4.5K - Investments ~$33.8k.
December 2017: $7.9K - Investments ~$37.8k.
January 2017: $11.4K - Investments ~$39.6k.
February 2018: $14.3K - Investments ~$43.9k.
March 2018: $16k - Investments ~$44.2k
April 2018: $17.1K - Investments ~$45.2k.
May 2018: $19.8k - Investments ~$47k
June 2018: $23.2k - Investments ~$50.1k
July 2018: $28.3k - Investments ~$54k
August 2018: $34.3k - Investments ~$58.9k
Goal: 50k at end of year.

Beginning September 2018: $34.4k - Investments ~$61.7k

[UnexpectedExpenseExpector]

2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77

2018
Jan: 48,429.84
Feb: 39,863.96 (Acquired new to us mini-van at low end of our price range and at low end of mileage for vehicles in our price range)
Mar: 44,139.97
Apr: 44,650.91 
May: 48,082.98 (Awesome month for the networth despite getting to pay rent on two places and waiting on the return of one security deposit. Thank you Mr. Market!)
June: 52,774.50  (Cue up the Bon Jovi!)
July: 56,756.98 (Welcome Baby #3)
...
2018 Dec: 68,000 (GOAL)
...
2019 Jul: 100,000 (GOAL)

I was pleasantly surprised to see the net worth still jump significantly even though we paid several of the bills for Baby #3's arrival in July.

[repman]

Excellent work everyone! I have added the median in the chart, it is steady uprising for 2018!

https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?pref=2&pli=1#gid=0

[PassMMM]

Update!

5/8/18 - 60k
6/8/18 - 68.5k
7/8/18 - 76k
8/8/18 - 84.5k

Looking to be well on track!

[paulkots]

11/26/17: $47,707.48
06/22/18: $72,953.75
07/27/18: $71,676.31

Another month of major expenses. Built a deck, planned and paid for future vacation. Hoping all the major expenses are done for this year.(except tires that I will need by middle of October)

08/23/18: $65,034.83

Bleeding money because of the deck I am building, finish work is taking more than I expected. Also bought those tires that I need and had the suspension rebuilt on the car. Suspension rebuild could have wait..

[lexde]

3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
06/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50

8/23/2018: $25,400.62 — finally hit 25k! Late update and I paid some bills so the NW is a little lower than if I’d posted on payday but still progress!

[snoot]

Congrats lexde!

Sent from my moto g(6) using Tapatalk

[twistedfirestarter]

Excellent work everyone! I have added the median in the chart, it is steady uprising for 2018!

https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?pref=2&amp;pli=1#gid=0

Loving the chart, how do I get included?

[Hirondelle]

New month, new money:

Jan 2018 €16.000
Feb 2018 €17.050 (+1050)
Mar 2018 €17.300 (+250)
Apr 2018 €18.600 (+1300)
May 2018 €21.200 (+2600)
June 2018 €23.300 (+2100)
July 2018 €24.400 (+1100)
Aug 2018 €25.700 (+1300)

[Serendip]

Dec 18/17    18,146
Jan 19/18     23,607
Feb 20/18     27,000
Mar 31/18     29,008
Apr 19/18     30,100
May 29/18    35,030
June 28/18   36,700
July 25/18    39,000
Aug 26/18    40,150

*had to pay a few big expenses so I was very happy to still be able to make it to 40,000!
Coming up: a somewhat pricey trip and over two weeks time off but have been working extra now so hopefully next month will still see a bit of an increase.

[repman]

Excellent work everyone! I have added the median in the chart, it is steady uprising for 2018!

https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?pref=2&amp;pli=1#gid=0

Loving the chart, how do I get included?

Just enter your name in the username column I in the first free row (actual I45) and then enter your actual networth value in the September Column BI on the right and the historic values in the corresponding columns. The current\previous networth and other change columns on the left will be updated automatically.

[LittleWanderer]

November 2017 - $10,267
December 2017 - $11,208
January 2018 - $10,713
February 2018 - $11,869
March 2018 - $14,175
April 2018 - $14,330
May 2018 - $14,592

August 2018 - $19,246

Long story short, I changed my screen name, long term boyfriend broke up with me, gonna be saving at a slower rate now, but still saving as best I can.  Longer story is in the race to $10K thread.  Sorry I missed posting for two months.  It's been rough.

[Serendip]

Good work still saving @LittleWanderer , sorry to hear about the break-up!

[Steeze]

Count us in!

May 2018: $55,766

June 1 2018 - $60,028

July 1 2018 - $66,306

Aug 1 2018 - $74,667

Sept 1 2018 - $83,868
EDIT: -> went from 85k to 83k due to accounting error :'(

Triple paycheck month! and Mr. Market is up! and 30-day no eating out challenge COMPLETE

[twistedfirestarter]

£24,041 Apr '17
£26,105 May '17
£28,229 Jun '17
£31,961 Jul '17
£34,902 Aug '17
£37,596 Sep '17
£41,756 Oct '17
£45,885 Nov '17
£49,200 Dec '17
£53,000 Jan '18
£55,765 Feb '18
£58,840 Mar '18
£61,802 Apr ‘18
£66,336 May ‘18
£70,866 Jun ‘18
£74,169 July ‘18

£78,963 Aug '18 ($101,625) woop woop !!
£82,615 Sep '18

Made it passed 100k $, great milestone but I'm staying here till £100k

[Trifle]

Congrats @twistedfirestarter!  You get to celebrate twice!

[twistedfirestarter]

Congrats @twistedfirestarter!  You get to celebrate twice!

Thanks, only feels like yesterday I was graduating from the 10k race, can’t believe how well the stache is doing.

[twistedfirestarter]

Double post

[QuillScroll]

Hi All,

I have added my name and networth in the google spreadsheet.
Here are numbers for this month -

30-Apr-18   $37941
24-May-18   $40069
18-Jun-18   $41679
19-Jul-18   $46413
29-Aug-18   $54535

[arob54600]

Hey everyone!
I'm just doing my monthly check in to keep my self accountable. I just got a promotion :) Can't wait to see how that translates into more savings!

November 17-  41195
December 17-  42526
January 18-     47966
February 18-   47104
May 18 -         48521
July 18 -         53000
August 18-     55866 (44134 left til goal!)

See ya'll next month :)

[vertkurt]

1/1= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642

All packed up and ready for the new job and move across the country. I'm burning all my unused PTO in Spain for 3 weeks. New job starts Aug 20 at x2 my current salary. Looking forward to doubling my savings rate.

9/1/18= 37,413

The move went well. Still getting settled in California, but so far so good. Have to wait 3 months at the new job before I can start 401k contributions again.

[Trifle]

1/1= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642

All packed up and ready for the new job and move across the country. I'm burning all my unused PTO in Spain for 3 weeks. New job starts Aug 20 at x2 my current salary. Looking forward to doubling my savings rate.

9/1/18= 37,413

The move went well. Still getting settled in California, but so far so good. Have to wait 3 months at the new job before I can start 401k contributions again.

Congrats on the new job @vertkurt!  Sounds like you are lighting the fuse on your savings, and big things will be happening.   

[zeli2033]

When I joined this thread, I wanted to keep myself motivated as we paid off debt so I was only tracking assets here. However now that we've officially crossed the threshold over $10k net worth, I'm going to shift gears and only track our net worth here.

8/31/18: $66,874 $12,784

We've got a long way to go! We're still paying off student loans (estimated payoff Spring 2019) so our progress will probably remain steady until that's off our plate. Loose projection of graduating this thread EoY 2019 / early 2020.

[martyconlonontherun]

Background:
Age: 30
"Switched" Careers at 25.
Started taking personal finances 'seriously' around 27 (aka actually saving money, 401k, etc).
Started taking personal finances seriously around 29
Salary gradually up to 65k, 68k as of End of 2017, 75k at beginning of CY18
Married but don't include house (equity/mortgage) or joint savings in these calculations since she's the boss, it gets messy with house equity/sweat equity ($40k total on a $170k house in May 17), and it will just be cherry on the top.
-3.5 years left of student loan payments I'm aggressively paying off/refinanced in January '17
-15 year mortgage in May '17
-Not including 529 accounts-Only a few hundred now, but it will be going to Godchildren/my future children so not my money in my eyes.

January 2016-
($45k) Student Debt
($2k) Personal CC Debt
$8k 401k
NW: ($38k)

NW April 2016: ($34K)
July 2016: ($28.4k)
October 2016: ($22.6k)
January 2017: ($20.8k) (Refinanced loan and intransit payments not reflected)
April 2017: ($10.9k)
July 2017: ($5.7k)
August 2017: ($2.5k)
September 2017:(~$1.7k)
October 2017: $1.8k - $32k
November 2017: $4.5K - Investments ~$33.8k.
December 2017: $7.9K - Investments ~$37.8k.
January 2017: $11.4K - Investments ~$39.6k.
February 2018: $14.3K - Investments ~$43.9k.
March 2018: $16k - Investments ~$44.2k
April 2018: $17.1K - Investments ~$45.2k.
May 2018: $19.8k - Investments ~$47k
June 2018: $23.2k - Investments ~$50.1k
July 2018: $28.3k - Investments ~$54k
August 2018: $34.3k - Investments ~$58.9k
Goal: 50k at end of year.

Beginning September 2018: $34.4k - Investments ~$61.7k

[JCGreen]

Joining now but I do have some historical data. This seems like a fun competition!

I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big, and I just started it in July. My checking account is also not included as it has money I will likely spend this month. Money in retirement accounts that is not vested is also not included. Part of the big jump in between April and August is that part of my 401K vested 20%. My investments generally go up by over $1200 a month, so to get to 100k should take me about 5 years if it does not appreciate. My savings rate will probably be higher next year, as I am looking for a new job in a lower cost of living area, or if I keep my current job, the 401k match goes up to 6% for 4.5%.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800

Best of Luck Everyone!

[Tasse]

Wohooo amazing Tass! And with such ease (as in, you actually managed a .2 as well ;))!

I was $200 over a goal in a month where I saw almost $400 in investment gains. It was luck. ;)

As for this month:

Jul 17	$6.2k
Aug 17	$6.8k
Sept 17	$8.2k
Oct 17	$9.0k
Nov 17	$9.9k
Dec 17	$11.1k
Jan 18	$12.1k
Feb 18	$13.6k
Mar 18	$15.1k
Apr 18	$16.6k
May 18	$17.7k
Jun 18	$18.5k
Jul 18	$20.2k

Aug 18: $20.8k

That number obscures a lot of money-moving this month. The $600 gain encompasses $2300 in new investments and $2000 in planned spending out of my cash cushion. I had a three paycheck month, and I also bought every plane ticket I will need for the next six months (including an international trip) to meet a minimum spend for a cc bonus.

Next month I'm expecting over $700 in reimbursements, as well as nearly $300 for that cc bonus, so I should get boosted right back up to my previous trendline.

I also applied to a new apartment with rent way lower than I was budgeting for, and my forecast is SO CLOSE to shaving a year off the 100k goal. $350 stands between me and an expected 2022 graduation. (Slow train ftw.)

[snoot]

I changed my forum name to something a little more anonymous. My previous username was pretty easy to track back to me IRL.

December           2017       65,258
January              2018       67,602       (+2344)
February            2018       72,789       (+5187)
March                2018       75,413       (+2623)
April                  2018       75,770       (+357)
May                   2018       73,933       (-1837)
June                  2018       77,260       (+3327)
July                   2018       77,632       (+372)
August               2018       79,049       (+1417)
September         2018       83,381       (+4332)

I also had a good month at work. I just got a promotion that comes with an ~18k raise. I work in education and have access to a 457 and 403b, so I'm going to use the raise to pay off a few small student loans I have hanging around and then max out the 457 for next year. My husband just took on a new part time job that's going to bring in an extra +10k next year too! It's crazy how things can change in a short period of time. My main goal for the next month is to find a way to 'hide' all of that money from us so we don't see the difference in our paychecks!

Congrats to everyone on the promotions, new jobs, and life changes.

[Mattrim]

6/30: 5828.16$
8/1:   15412.83$ (+9586.67$)
8/31: 19351.65$ (+3938.82$)

Goal 12/31: 37500$ (requires about 4500$ each month)

Happy with the development. Low salary this month as DW had a few days off without salary. I'm really excited about the next month as it should be quite a bit better than this!

Great job everybody!

[Cezil]

Dec-16: $32,870.70
Dec-17: $58,271.55   (+ 25,400.85)
Jan-18: $65,122.37   (+ 6,850.82)
Feb-18: $67,352.98   (+ 2,230.61)
Mar-18: $66,410.59   (- 942.39)
Apr-18:  $65,337.11   (- 1,073.48)
May-18: $68,032.74   (+ 2,695.63)
Jun-18:  $68,405.97   (+ 373.23)
Jul-18:   $70,232.18   (+ 1,826.21)
Aug-18: $71,995.44   (1,763.26)

[Svoboda]

Dec 17: 37,449
Jan 18: 40,439
Feb 18: 42,796
Mar 18: 44,219
Apr 18: 42,188
May 18: 46,097
June 18: 49,516
July 18: 53,589
Aug 18: 57,668
Sep 18: 61,740