Post by: Uncle Scrooge on May 15, 2015, 11:49:33 AM
Net worth:
Jan 1, 2015: $110,000
Feb 1, 2015: $114,700
March 1,2015: $119,400
April 1,2015: $132,700
May 1,2015: $138,000
Post by: Breck on May 15, 2015, 01:52:31 PM
Jan 1, 2015: $184,600
Feb 1, 2015: $196,000
March 1,2015: $208,000
April 1,2015: $224,850
May 1,2015: $236,000
Post by: FIreDrill on May 15, 2015, 02:00:36 PM
Jan 1, 2015: $113,226
Feb 1, 2015: $120,796
March 1,2015: $125,852
April 1,2015: $134,096
May 1,2015: $147,916
Post by: StartingEarly on May 17, 2015, 12:24:25 PM
Post by: Uncle Scrooge on May 31, 2015, 06:50:42 PM
I really enjoyed reading the 10-100k thread. Let's start a race to a quarter million!
Net worth:
Jan 1, 2015: $110,000
Feb 1, 2015: $114,700
March 1,2015: $119,400
April 1,2015: $132,700
May 1,2015: $138,000
June 1,2015: $140,600
Post by: FIreDrill on June 01, 2015, 12:02:18 AM
Sweet! A race I can be apart of. We should hit 250k by Jan 2017, I am hoping to hit 200k sometime in 2015 but that will be a stretch.Hit just over 152,000 this month.
Jan 1, 2015: $113,226
Feb 1, 2015: $120,796
March 1,2015: $125,852
April 1,2015: $134,096
May 1,2015: $147,916
Post by: retireatbirth on June 05, 2015, 09:19:17 PM
6/5/15: $120,300
Post by: 2Birds1Stone on June 08, 2015, 06:57:53 PM
Investable Assets are right at $99-100k as of this month. Net worth is ~20k higher.
Post by: FIreDrill on June 08, 2015, 07:04:15 PM
Sent from my klte using Tapatalk
Post by: savingstldad on June 09, 2015, 02:07:16 PM
Post by: oinkette on June 09, 2015, 03:20:06 PM
My current job is pretty middle class (maybe slightly above) but my expenses, since moving into a rented room, are quite low (<$1,000/mo). I'm hoping to move to a city where I will make a lot more, but maintain a low cost lifestyle. Plotting and planning right now.
Post by: greenmimama on June 09, 2015, 05:21:45 PM
I am assuming this is only money you have invested, not the equity in your home, right?
Post by: gecko10x on June 09, 2015, 07:06:20 PM
Jan 2015:
May 2015: 186k
Goal is 250k somewhere near the end of 2017
Post by: Uncle Scrooge on June 10, 2015, 05:56:08 AM
I want to join in but it will take me awhile to figure out our NW, it's in about 3 diff. types and I don't have a good number on any of them right now, I know I should do better.
I am assuming this is only money you have invested, not the equity in your home, right?
I'd consider net worth being all of your assets minus your debts, so home equity would count.
It's hard to know what your house is really worth until you sell it, so I keep my house at a conservative number and keep it the same each month, that way there's no fluctuation in my NW.
Post by: ohyonghao on June 13, 2015, 11:25:44 AM
I want to join in but it will take me awhile to figure out our NW, it's in about 3 diff. types and I don't have a good number on any of them right now, I know I should do better.
I am assuming this is only money you have invested, not the equity in your home, right?
I'd consider net worth being all of your assets minus your debts, so home equity would count.
It's hard to know what your house is really worth until you sell it, so I keep my house at a conservative number and keep it the same each month, that way there's no fluctuation in my NW.
Having just graduated from the race to 100k thread (yippy!) I'll now join this one. It was debated there also, and I'm assuming many times on these forums, in the end it is left up to personal preference, the net worth police aren't going to kick down your door for including something they consider a mere possession rather than an asset. I figure the house is an asset that reduces my expenditures by the amount I would have spent otherwise on securing shelter, it's just not a very liquid asset that can be transferred to other kinds of assets easily.
In this vain I don't consider my car an asset as much as it is a liability. Without a car I wouldn't seek or expend more on transportation as I get everywhere on my bike. Possessing it does nothing to reduce this amount, if anything it costs me considerably more due to licensing and insurance to have it sit 5 days out of 7 most weeks, but is a luxury I choose to possess.
For me I use the current Zestimate (Zillow's estimate) of my houses value when calculating networth. This happens to keep my budget software in line with Personal Capital which uses the same method.
Here are my numbers:
May 2015: $100,323.89
Our goal is to reach $117k by years end, which we may have to adjust as that is just under $3k/mo, whereas we have averaged about $5k/mo. We have a goal to get our AGI under $61k to reap the savers tax credit, which means we need to utilize our retirement savings a bit more.
Post by: mrshudson on June 13, 2015, 07:08:52 PM
Jan 2015 - $94,000
Feb 2015 - $ 97,000
Mar 2015 - $106,000
Apr 2015 - $108,000
May 2015 - $114,000
June 2015 - $ 117,000
Post by: Uncle Scrooge on June 15, 2015, 10:36:24 AM
I want to join in but it will take me awhile to figure out our NW, it's in about 3 diff. types and I don't have a good number on any of them right now, I know I should do better.
I am assuming this is only money you have invested, not the equity in your home, right?
I'd consider net worth being all of your assets minus your debts, so home equity would count.
It's hard to know what your house is really worth until you sell it, so I keep my house at a conservative number and keep it the same each month, that way there's no fluctuation in my NW.
For me I use the current Zestimate (Zillow's estimate) of my houses value when calculating networth. This happens to keep my budget software in line with Personal Capital which uses the same method.
I was using the Zillow estimate for a while too, but it tended to jump around alot, especially this year. I'd say my house is worth around 210k or so, but Zillow was saying it was worth 180k then the next month it jumped to 200k, then the month after that it went up to 235k then back down to 217k. It was throwing my spreadsheet out of whack, so I just picked a conservative static number (200k) and I'll keep my house at that figure until I sell it.
Post by: ohyonghao on June 15, 2015, 11:26:48 AM
I was using the Zillow estimate for a while too, but it tended to jump around alot, especially this year. I'd say my house is worth around 210k or so, but Zillow was saying it was worth 180k then the next month it jumped to 200k, then the month after that it went up to 235k then back down to 217k. It was throwing my spreadsheet out of whack, so I just picked a conservative static number (200k) and I'll keep my house at that figure until I sell it.
I haven't seen that personally, but if I did I would probably do the same thing, or calculate it myself off of comps. My wife watches the real estate market here relentlessly so we have a fairly good idea of what our house is worth. This past year and this year has been pretty insane around here. We bought our house December of 2013 at $220k, now same layout, year, neighborhood, we see them being sold in a week for $275k. Zillow still estimates $250k, but I'm sure if we wanted to sell we could get the higher number out of it. Our neighborhood/hoa has some history that depressed the sales price even during the beginning of the recovering market. We lucked out and picked up a second hand short sale (one bought by an investor, remodeled lightly, then sold) and haven't seen another at the same price since.
Personal Capital can be funny too, like when I paid off a credit card the $3k showed as increased net worth for a day as the CC reported the balance down, but the bank hadn't sent the money yet. I take my net worth from my budget software (YNAB) which doesn't get fooled by such tricks, and reports it by the month anyway because who really cares about a day by day net worth value anyway?
Post by: FIreDrill on June 15, 2015, 12:07:01 PM
I want to join in but it will take me awhile to figure out our NW, it's in about 3 diff. types and I don't have a good number on any of them right now, I know I should do better.
I am assuming this is only money you have invested, not the equity in your home, right?
I'd consider net worth being all of your assets minus your debts, so home equity would count.
It's hard to know what your house is really worth until you sell it, so I keep my house at a conservative number and keep it the same each month, that way there's no fluctuation in my NW.
For me I use the current Zestimate (Zillow's estimate) of my houses value when calculating networth. This happens to keep my budget software in line with Personal Capital which uses the same method.
I was using the Zillow estimate for a while too, but it tended to jump around alot, especially this year. I'd say my house is worth around 210k or so, but Zillow was saying it was worth 180k then the next month it jumped to 200k, then the month after that it went up to 235k then back down to 217k. It was throwing my spreadsheet out of whack, so I just picked a conservative static number (200k) and I'll keep my house at that figure until I sell it.
I keep my home value static as well... Zillow is all over the place over the course of any 6 month period. I may adjust it up/down once a year if the market moves significantly enough.
Post by: Guava on June 17, 2015, 10:54:41 AM
Jan 2015: 89,640
Feb 2015: 93,225
Mar 2015: 112,015
Apr 2015: 116,045
May 2015: 120,820
Post by: Auldtriangle8 on June 23, 2015, 02:38:53 PM
Jan 2015: 94,500
Feb 2015: 107,000
Mar 2015: 109,000
Apr 2015: 118,500
May 2015: 122,000
Estimated date is early 2018.
Post by: Uncle Scrooge on June 29, 2015, 05:13:15 AM
Post by: Frugal_NYC on June 29, 2015, 09:42:42 AM
8/27/14: $78.2K
1/26/15: $95.8K
6/22/15: $112.6K
Post by: ohyonghao on July 01, 2015, 12:18:47 AM
May 2015: $100,323.89
June 2015: $106,433.29
An increase of $6,109.40, not too shabby. We also started contributing to my 401k this month. I hadn't contributed before because there is no match, but the funds actually aren't too bad, mostly index funds or target funds with low MER's, comparable to Vanguard's. Currently contributing 12% while maxing out our IRA's and HSA. May change to maxing out 401k first, then contributing to IRA's since those can be done after the end of the year in case I need to lower my AGI.
Post by: Uncle Scrooge on July 01, 2015, 05:25:56 AM
Jan 1, 2015: $110,000
Feb 1, 2015: $114,700
March 1,2015: $119,400
April 1,2015: $132,700
May 1,2015: $138,000
June 1,2015: $140,600
July 1,2015: $139,600
Unfortunately, June was a bad month financially. I had to make a few large one-time purchases which cost about 3k total, and then the market lost a couple percent at the end of the month. Oh well, July should be much better. It's an extra paycheck month!
Post by: ohyonghao on July 01, 2015, 09:53:48 AM
Net worth:
Jan 1, 2015: $110,000
Feb 1, 2015: $114,700
March 1,2015: $119,400
April 1,2015: $132,700
May 1,2015: $138,000
June 1,2015: $140,600
July 1,2015: $139,300
Unfortunately, June was a bad month financially. I had to make a few large one-time purchases which cost about 3k total, and then the market lost a couple percent at the end of the month. Oh well, July should be much better. It's an extra paycheck month!
Great job on the $30k increase so far this year!
We get paid weekly, so I have 4 of those a year. I thought it was funny when I was getting the loan for our house that the insist on taking my weekly pay times 4.33 to get my monthly salary as I've always budgeted based on 4 weeks. Using the YNAB method my 5th paycheck actually doesn't come into my budget until August, but it still increases my net worth in July.
Post by: Uncle Scrooge on July 02, 2015, 06:00:14 AM
It looks like you're doing a great job this year as well. Keep up the good work!
Post by: retireatbirth on July 04, 2015, 08:43:07 AM
I will join in. I don't have exact historical number since my 401k isn't linked to Mint, but I hit $100k in late January.
6/5/15: $120,300
7/3/15: $120,800
Post by: Wads on July 05, 2015, 08:54:23 AM
Feb 1, 2015: $184,568
March 1,2015: $195,888
April 1,2015: $198,602
May 1,2015: $209,565
June 1,2015: $223,876
July 1,2015: $232,773
Post by: fb132 on July 05, 2015, 06:17:54 PM
Just found out this thread and curious. How are you all increasing the NW by 30-40K in 6mos. I am estimating that I could add only 3k (that too if i cut down on almost all expenses under tight budget )from my after tax to my savings acct, which I am planning to put in taxable acct in index funds. I add some to 401K that would be another $600pm including employer match. even then it is only~21k for 6 mos. I have <50k in 401k, which would not perform to the extent to cover the rest to achieve 30-40k per 6 months. Just wanted to know what am I missing. Is it just high earnings(salary)in general? By the way what is the average time to go from 100-250k. With my estimation it is going to take atleast 4 yrs to cover 150k. Is that what we are looking at?It has to be big salary, low expenses. I make low income and despite saving about 50% of my income, I come nowhere near the huge increase in networth that some get. Yes I am jealous :P
Am going to read the 10k to 100k thread as well to get more information.
H2R
Post by: Wads on July 06, 2015, 01:01:04 AM
Just found out this thread and curious. How are you all increasing the NW by 30-40K in 6mos. I am estimating that I could add only 3k (that too if i cut down on almost all expenses under tight budget )from my after tax to my savings acct, which I am planning to put in taxable acct in index funds. I add some to 401K that would be another $600pm including employer match. even then it is only~21k for 6 mos. I have <50k in 401k, which would not perform to the extent to cover the rest to achieve 30-40k per 6 months. Just wanted to know what am I missing. Is it just high earnings(salary)in general? By the way what is the average time to go from 100-250k. With my estimation it is going to take atleast 4 yrs to cover 150k. Is that what we are looking at?
Once you get over the 100K range the growth seems to be much faster. Personally, I have one rental unit and also invest outside of index funds. There is no right or wrong way of investing, the most important part is a high saving rate and the rest will take care of itself IMO.
Post by: Uncle Scrooge on July 06, 2015, 08:10:09 AM
Just found out this thread and curious. How are you all increasing the NW by 30-40K in 6mos. I am estimating that I could add only 3k (that too if i cut down on almost all expenses under tight budget )from my after tax to my savings acct, which I am planning to put in taxable acct in index funds. I add some to 401K that would be another $600pm including employer match. even then it is only~21k for 6 mos. I have <50k in 401k, which would not perform to the extent to cover the rest to achieve 30-40k per 6 months. Just wanted to know what am I missing. Is it just high earnings(salary)in general? By the way what is the average time to go from 100-250k. With my estimation it is going to take atleast 4 yrs to cover 150k. Is that what we are looking at?
Am going to read the 10k to 100k thread as well to get more information.
H2R
I can't speak for everyone here, but in my situation we have two incomes (DW and myself). Neither of us make super incomes, but it's nothing to sneeze at either. We are constantly working on lowering expenses as well. We've also received a higher than normal tax return this year as well as an unexpected windfall as a gift from a family member.
Post by: Guava on July 06, 2015, 08:32:43 AM
Just found out this thread and curious. How are you all increasing the NW by 30-40K in 6mos. I am estimating that I could add only 3k (that too if i cut down on almost all expenses under tight budget )from my after tax to my savings acct, which I am planning to put in taxable acct in index funds. I add some to 401K that would be another $600pm including employer match. even then it is only~21k for 6 mos. I have <50k in 401k, which would not perform to the extent to cover the rest to achieve 30-40k per 6 months. Just wanted to know what am I missing. Is it just high earnings(salary)in general? By the way what is the average time to go from 100-250k. With my estimation it is going to take atleast 4 yrs to cover 150k. Is that what we are looking at?
Am going to read the 10k to 100k thread as well to get more information.
H2R
I suppose I have a higher salary for my LCOL area which helps. I have been trying to cut expenses and focus more on saving in the last six months too. I also have shares of multiple rental properties that provide a little boost. However, this is by far the best year I have had for NW increase ever.
Post by: Mikhial on July 06, 2015, 10:31:28 AM
Just found out this thread and curious. How are you all increasing the NW by 30-40K in 6mos. I am estimating that I could add only 3k (that too if i cut down on almost all expenses under tight budget )from my after tax to my savings acct, which I am planning to put in taxable acct in index funds. I add some to 401K that would be another $600pm including employer match. even then it is only~21k for 6 mos. I have <50k in 401k, which would not perform to the extent to cover the rest to achieve 30-40k per 6 months. Just wanted to know what am I missing. Is it just high earnings(salary)in general? By the way what is the average time to go from 100-250k. With my estimation it is going to take atleast 4 yrs to cover 150k. Is that what we are looking at?My guess is the people who are doing better are more likely to respond, so this thread is biased towards high incones and low spending rates.
Am going to read the 10k to 100k thread as well to get more information.
H2R
Post by: Enough on July 07, 2015, 11:40:36 AM
Jan-15 $103,510
Feb-15 $104,580
Mar-15 $113,223
Apr-15 $118,072
May-15 $122,214
Jun-15 $124,279
Jul-15 $126,969
Guessing that I'll hit it March 2018.
Post by: mrshudson on July 08, 2015, 10:58:56 AM
Jan 2015 - $94,000
Feb 2015 - $ 97,000
Mar 2015 - $106,000
Apr 2015 - $108,000
May 2015 - $114,000
June 2015 - $ 117,000
July 2015 ~
Edited to add: I managed to add another $1500 today, which has brought up my total to $120,000. Normally I would refrain from making mid-month updates on this thread, but $120,000 is an important milestone for me so I'm making an update. It has been taking me around 2-3 months to hit an increment of $10,000. Hit $100,000 in mid-February, $110,000 in mid-April, $120,000 in mid-July. I should be on track to hit my target of $140,000 by the end of the year.
Post by: ohyonghao on July 08, 2015, 12:44:34 PM
This year the big thing that has increased our net worth is our house. When we bought it in December of 2013 our local neighborhood was in a depressed market due to some litigation with the builders. That lawsuit has now been settled, and repairs made, so people who were stuck here before are now selling and house prices have gone up about $60k, though ours has only gone up $34k. They still are not back to what they were when they were originally sold in 2005, so we may see another year of fast growth up probably another $30k before slowing down to a more normal inflation rate. Our other investments are all just index funds in different buckets, be it HSA - Vanguard, IRA - Vanguard, or 401k - Merril Lynch.
All in all we put aside about $3,100 a month into house principal and retirement accounts, and still have a little left over after everything else. Our current savings rate is about 55%, might be able to squeeze that up to 60%, depending on unforeseen expenses, like a broken bicycle which we had over the weekend. Our yearly expenses are $26k including our lavish personal spending money, or about $21k if we were to trim down on those.
Post by: BBub on July 09, 2015, 12:52:03 PM
Jun 2014: $100k
Sep 2014: $130k
Dec 2014: $155k
Mar 2015: $186k
Jun 2015: $219k
Hopefully will break $250 by end of 3rd quarter! If so, total time will have been 15 months.
Post by: Wads on July 10, 2015, 01:23:11 PM
Jun 2014: $100k
Sep 2014: $130k
Dec 2014: $155k
Mar 2015: $186k
Jun 2015: $219ks.
Nice gains BBub!
Post by: StartingEarly on July 10, 2015, 01:30:40 PM
Post by: Uncle Scrooge on July 13, 2015, 05:07:12 AM
About 119k, having to opt out of the race due to unemployment. I will be drawing on my savings for the interim.
Sorry to hear that. I hope you land on your feet quickly.
Post by: BBub on July 13, 2015, 08:47:53 AM
Jun 2014: $100k
Sep 2014: $130k
Dec 2014: $155k
Mar 2015: $186k
Jun 2015: $219ks.
Nice gains BBub!
Thanks Resignby35!
Post by: codemonkey on July 13, 2015, 11:48:16 AM
January 2015: $77,300
February 2015: $90,000
March 2015: $95,000
April 2015: $106,000
May 2015: $109,000
June 2015: $111,000
July 2015: $115,800
August 2015: $117,700
Sept 2015: $112,700
Oct 2015: $116,500
Nov 2015: $124,000
Dec 2015: $127,400
7/15: Our biggest gain was from a year end bonus and then a tax return. We finally hit the 100,000 mark in late March. The rest of the year will be fairly steady, with market fluctuations helping with increases / decreases in gains.
8/15: Despite withdrawing $1,100 from our HSA to pay the hospital bill for the birth of our son, we still made some progress from July to August. I plan on putting that amount in our taxable account by the end of the year.
9/6: We put just as much into our investments as usual, but The Market decided we should lose a bunch of money anyway. This was our first negative month since we started saving for retirement in mid 2010.
10/5 Still below our August number despite continuing contributions, but at least it wasn't another negative month
11/1 The market rebounded a bunch and helped boost our numbers back to where I was hoping they would be by this time of year
12/1 Slow and steady over the last month. It's rewarding to look back and see how far we've come during the year since this was the first year we started budgeting and really trying to save and not waste our money. It took us 5 years to reach the 77k mark that we started the year with.
Post by: Uncle Scrooge on July 13, 2015, 01:01:49 PM
This is for our Investment Accounts only.
January 2015: $76,000
July 2015: $115,000
Wow! Almost a 40k gain in half a year. Very impressive!
Post by: codemonkey on July 13, 2015, 01:46:21 PM
This is for our Investment Accounts only.
January 2015: $76,000
July 2015: $115,000
Wow! Almost a 40k gain in half a year. Very impressive!
Thank you! We have been really working hard to save 50% of our gross this year. Last year we hit 32% and then spent every extra penny. We found MMM half way through the year and after 6 months of reading and discussing, we've majorly changed our purchasing habits.
I'm fairly happy with the results so far, especially since we just welcomed baby #4 two weeks ago. The second half of the year will definitely be more challenging to keep our expenses down since we'll be a bit more tired and busy.
I'm looking forward to seeing everyone else's net worth grow along with ours!
Post by: recipro on July 14, 2015, 06:26:46 PM
Jan 15: $147,400
Feb 15: $156,100
Mar 15: $154,400
Apr 15: $153,800
May 15: $161,600
Jun 15: $156,400
Not much climbing so far this year, since I was unemployed from February until May, and also traveled abroad. Hoping to get back to saving soon, though!
Post by: oinkette on July 17, 2015, 12:47:49 PM
Post by: Justin1911 on July 24, 2015, 01:12:04 PM
I'm 29 years old. bring home 63k yearly. Trying to save 50% of each paycheck since discovering MMM two months ago.
Post by: ohyonghao on July 24, 2015, 02:15:21 PM
I'm in! New Mustachian here and its time for me to step up to the plate. On 21 July I added up my net worth between cash, Roth TSP, Roth IRA, taxable account and I'm sitting on $96,990. I'm ready to push hard towards 250k.
I'm 29 years old. bring home 63k yearly. Trying to save 50% of each paycheck since discovering MMM two months ago.
Welcome to this thread, and Mustachianism!
Post by: ender on July 24, 2015, 07:19:53 PM
Post by: gecko10x on July 30, 2015, 11:29:34 AM
Jan 2015: $156k
Feb 2015: $160k
Mar 2015: $179k
Apr 2015: $183k
May 2015: $186k
Jun 2015: $189k
July 2015: $195k
Post by: northernlights on July 31, 2015, 09:57:21 AM
Net worth January 1, 2014: -$2417.15
Net worth January 1, 2015: $41,088.28
Net worth July 31, 2015: $103347.17
I am stupid excited to be in this thread.
Post by: BBub on July 31, 2015, 01:12:38 PM
Post by: northernlights on July 31, 2015, 01:28:30 PM
Congrats on breaking $100 Northernlights! You are kicking some serious ass.
Thanks! I got a huge promotion in 2014 which definitely helped, as did my husband, who is both Mustachian by nature (unlike my spendypants self) and kicking ass in his business. Our goal is to be FI by the time I turn 40 (8 years) and then we'll see if we're ready to RE.
Post by: retireatbirth on July 31, 2015, 04:41:09 PM
July 2015: $120,800
August 2015: $125,300
Kinda disappointed in my progress. Could really use a boost from the markets.
Post by: ohyonghao on July 31, 2015, 05:14:57 PM
June 2015: $120,300
July 2015: $120,800
August 2015: $125,300
Kinda disappointed in my progress. Could really use a boost from the markets.
I like seeing a dip at the end of the month, it's like stocks are going on sale just before I buy :-D, but I do like seeing a general upwards trend overall.
My own numbers are in now:
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
A rise of $8,017.40. Stocks did alright this month and the new 401k seems to be working well, adding an extra $800/mo and this month being a 5th paycheck month helped bolster our networth. Wish I could keep up this pace, but I'm sure my house will stop appreciating soon, though it's still $30k under what it originally sold for in 2006, and $17k under the last sold comparable in our neighborhood.
Post by: bokonon on August 01, 2015, 06:13:45 AM
We need to find the wizard who made the google docs sheet for the $100k race and get them to hook us up! The google dock is a great fun way to keep track of your net worth over time and motivational!
A straight line graph says I should cross $250k in September 2017. Between now and then I will be buying a house (currently hoarding cash for a down payment) and who knows what the market will do, so we shall see!
Post by: JustGettingStarted1980 on August 01, 2015, 10:43:48 AM
Jan-12 $-190,914.14
Jan-13 $-84,421.72
Jan-14 $9,740.26
Jan-15 $109,406.95
April-15 $133,400.00
July-15 $179,961.40
At this rate, looking at January-April 2016 to hit 250K.
Post by: Guava on August 03, 2015, 07:59:20 AM
Down $3,400 due to tuition and the start of a remodel. I expect to go down again in August too.
Post by: oinkette on August 03, 2015, 10:17:37 AM
Aug 3-$$127,830.39
Post by: FIreDrill on August 03, 2015, 10:35:02 AM
Feb 1, 2015: $120,796
March 1,2015: $125,852
April 1,2015: $134,096
May 1,2015: $147,916
June 1,2015: $152,000
July 1, 2015: $155,000
Aug 1, 2015: $159,000
The accumulation has slowed down recently but its still slowly rising. I should have better months towards the end of the year due to bonuses and other events.
Post by: zephyr911 on August 03, 2015, 12:58:29 PM
Just found out this thread and curious. How are you all increasing the NW by 30-40K in 6mos.I'm not in the contest (already at 250k) but I crossed most of the range in question at that same approximate speed, and your guesses are on the right track. I take home 80+ and have steadily reduced expenses over a period of years. But don't forget investment returns (the reason why we do this)! A hot month in the market can easily add $10K when you have six figures invested.
Post by: ashwihi on August 05, 2015, 06:46:11 AM
I'm using the net worth figures from Mint, which includes real-estate, retirement, cash and all debts big and small:
August, 2015 : $107,690.14
September, 2015: $124,069.19
October, 2015: $128,094.34
November, 2015: $137,287.62
Oct Notes: I know I can, I know I can, I know I can...
Post by: Uncle Scrooge on August 05, 2015, 07:25:45 AM
Jan 1, 2015: $110,000
Feb 1, 2015: $114,700
March 1,2015: $119,400
April 1,2015: $132,700
May 1,2015: $138,000
June 1,2015: $140,600
July 1,2015: $139,600
August 1,2015 $130,700
Well, we now have had two bad months in a row. We needed some work done around the house and we've put it off for too long as it is. Then, towards the end of the month, our old, high mileage car finally died. We decided to get a nice, shiny new car. We could have been moustachian about it, but we said to hell with it.
We should get back on track in August. Onward and upward!
Post by: Wads on August 13, 2015, 05:21:31 PM
2/1/15- $184,568
3/1/15- $195,888
4/1/15- $198,602
5/1/15- $209,565
6/1/15- $223,876
7/1/15- $232,773
8/1/15- $232,675
Damn! First negative month this year.
Post by: Andrew928 on August 13, 2015, 05:42:44 PM
Post by: codemonkey on August 13, 2015, 07:38:05 PM
Net Worth
2/1/15- $184,568
3/1/15- $195,888
4/1/15- $198,602
5/1/15- $209,565
6/1/15- $223,876
7/1/15- $232,773
8/1/15- $232,675
Damn! First negative month this year.
July was not super kind to our portfolio either.
Post by: TonyPlush on August 17, 2015, 12:10:39 PM
January 30, 2015: $85K
Today: $104K
At my current salary and living arrangements, a conservative estimate says I can save about $30K savings per year. So it may take me a little while to complete this challenge.
Post by: ohyonghao on August 17, 2015, 12:27:27 PM
In on this challenge.
January 30, 2015: $85K
Today: $104K
At my current salary and living arrangements, a conservative estimate says I can save about $30K savings per year. So it may take me a little while to complete this challenge.
Congratulations on breaking $100k! I find it's exciting once you hit the $100k mark, and you can really start to see the snowball affect of compound interest. You may conservatively add $30k in savings, but remember those other 100k workers out there helping you add another $10k.
Post by: Bolshevik Artizan on August 17, 2015, 12:41:04 PM
Post by: jooles on August 17, 2015, 12:55:49 PM
We have a goal to get our AGI under $61k to reap the savers tax credit, which means we need to utilize our retirement savings a bit more.
What is the savers tax credit?
Post by: StartingEarly on August 17, 2015, 02:31:24 PM
Post by: zephyr911 on August 17, 2015, 08:40:25 PM
Net WorthNo shit. I may be under 250 again.
2/1/15- $184,568
3/1/15- $195,888
4/1/15- $198,602
5/1/15- $209,565
6/1/15- $223,876
7/1/15- $232,773
8/1/15- $232,675
Damn! First negative month this year.
In on this challenge.Every year should be better than the last. Compounding. :)
January 30, 2015: $85K
Today: $104K
At my current salary and living arrangements, a conservative estimate says I can save about $30K savings per year. So it may take me a little while to complete this challenge.
Post by: Uncle Scrooge on August 18, 2015, 10:27:09 AM
dumb question sorry is this $250000 in cash savings or total net worth?
Net worth
Post by: PFHC on August 29, 2015, 11:12:47 PM
We have made some fun gains in the past four years. Started with -$163,000 in 2011. We are now at:
Aug 2015: $133,000.
Post by: zephyr911 on August 30, 2015, 01:26:54 AM
Oh well, I just surpassed $1K/wk savings. Fuck yeah.
Post by: Teacherstache on August 30, 2015, 08:49:01 PM
January 2015 = $138,250
August 2015 = $162,400
This does not count the value of our vehicles. That would add another 40,000 ($10,000 of which is a collector's sports car - I debated adding that one in since it is an appreciating asset.)
This does count the refundable employee contribution portion of our pensions, but not what they are worth in retirement. If we both quit work tomorrow, we could cash out $50,000 immediately and void the pensions, so I included this amount.
This holds the value of our house consistent from the beginning of the year, even though that has not been the case on Zillow. It says we are up $10,000 from January, but I don't believe that and am not counting the increase.
We are averaging about a $3,000/month increase. Slow but steady!
Post by: ohyonghao on August 31, 2015, 04:35:09 PM
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
A little disappointed this month, but excited about the sale. Sadly it seems to have recovered mostly, I should had moved our monthly transactions up as soon as it fell on Friday or Monday, oh well, there's always next cycle.
Despite all of that, and a cooling real estate season, we are still up $3600 for the month. This was our first real test of the market, but as stocks started going down our reaction was a little sad, but at the same time wishing we had more money to throw at it.
Post by: oinkette on September 01, 2015, 02:02:58 PM
Aug 3- $127,830.39
Sep 1- $126,775.24 (boo!)
It has been going down most of the day today. Looks like my plans to break $150K by years end have met a wee little obsticle. But on the bright side I have more shares than last month!
Post by: 2Birds1Stone on September 01, 2015, 02:30:30 PM
I'm absolutely in!
Investable Assets are right at $99-100k as of this month. Net worth is ~20k higher.
Investable assets up to ~$109k as of yesterday, NW ~$120k
Slower than I would have liked
Post by: gecko10x on September 01, 2015, 03:15:08 PM
Feb 2015: $160k
Mar 2015: $179k
Apr 2015: $183k
May 2015: $186k
Jun 2015: $189k
July 2015: $195k
Aug 2015: $198k
It would have been much lower if I hadn't had a bunch of un-booked market gains. I plan to record the adjustments monthly now, so my progress will likely be a bit more volatile going forward.
Post by: Prairie Gal on September 01, 2015, 08:10:23 PM
September 1, 2015 $100,370
Post by: ender on September 03, 2015, 07:38:10 PM
Should pick up a bunch of cash the next four months though.
Post by: tomatoprincess on September 03, 2015, 10:05:11 PM
Jan 2015: $155,423.35
Feb 2015: $162,621.85
Mar 2015: $170,504.78
Apr 2015: $175,411.25
May 2015: $178,730.79
Jun 2015: $185,369.00
Jul 2015: $188,989.17
Aug 2015: $189,768.06
Hoping to hit 200k by the end of the year, but I will soon be unemployed end of October...so we shall see!
Post by: FIreDrill on September 09, 2015, 05:12:54 PM
Jan 2015: $113,226
Feb 2015: $120,796
March 2015: $125,852
April 2015: $134,096
May 2015: $147,916
June 2015: $151,413
July 2015: $159,678
August 2015: $152,854
Post by: SeattleStache on September 23, 2015, 04:01:26 PM
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
(Overall NW = $178,748)
Haven't made too much movement with the way the market has been lately and with me scaling back contributions temporarily due to some unexpected expenses. I'll increase contributions again by the end of October.
Post by: etotheix on September 28, 2015, 08:40:42 PM
$225k NW as of September 1, 2015
Post by: ohyonghao on September 29, 2015, 06:40:30 PM
Pretty close to the upper limit, but the way the market seem to be headed it could take a while to break the $250k ceiling... I just switched to maxing out my 401k contribution (25%) for the rest of the year, so hopefully I can make a little progress despite the "headwinds." (or long term tailwind!)
$225k NW as of September 1, 2015
Great to have you here! Doesn't matter how far along on this journey we are. The last couple months the only forward momentum I've had is my house and the sheer amount that I set aside each month. Often it feels like the machine is just eating anything I through in it. And to think I was worried about missing out on the recent sales.
Post by: VTD0918 on September 30, 2015, 11:15:18 AM
$110k NW as of September 30, 2015. Hopefully, my goal is to hit the $250k target by the end of 2017. I don't own a home so the amounts posted here are from my taxable and tax deferred accounts plus my contributions (so far $18k) to my pension as a state employee.
Post by: codemonkey on September 30, 2015, 11:19:39 AM
I would like to join this thread...
$110k NW as of September 30, 2015. Hopefully, my goal is to hit the $250k target by the end of 2017. I don't own a home so the amounts posted here are from my taxable and tax deferred accounts plus my contributions (so far $18k) to my pension as a state employee.
I'm a couple thousand ahead of you and I'm also targeting the end of 2017 to finally cross the 250k mark in investment accounts. Welcome to the thread!
Post by: ohyonghao on September 30, 2015, 04:30:56 PM
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
The upwards momentum has been slightly stunted due to market woes, but it just means more stuff on sale! At least I've lost less than what I've put in each month, so it's overall a positive, but of resent months it is the lowest amount I have seen.
This month we have applied to have our PMI removed from our mortgage, less than 6 months after refinancing, as we have now dropped below 80%. Hopefully starting next month, but perhaps starting in November due to paying in arrears, we'll be saving $27.80 a month :-D
In other news Taiwan has a report showing that annual living costs are at $607/mo/person, which puts us at needing only an income of $1214/mo to retire. That includes housing, which we wouldn't have to pay for since we would be living with her parents and sisters, other shared expenses should be lower too, but keeping with the average we should have a nice buffer.
Edit: Forgot to update my house equity and just realized that today
Post by: Prairie Gal on September 30, 2015, 07:56:51 PM
Sept 100,370 250,000 350,370
Oct 101,552 250,000 351,552
It's times like this, when the market is dipping, that I am glad I am conservative and have some money in cash and GIC's. When the market is skyrocketing, then it is not so much fun.
Post by: Uncle Scrooge on October 01, 2015, 06:08:52 AM
Feb 1, 2015: $114,700
March 1,2015: $119,400
April 1,2015: $132,700
May 1,2015: $138,000
June 1,2015: $140,600
July 1,2015: $139,600
August 1,2015 $130,700
Sept 1, 2015 $130,240
Oct 1, 2015 $129,050
Gotta love that market.
Post by: BBub on October 01, 2015, 06:40:36 AM
I'll join! Tracking liquid investments only:
Jun 2014: $100k
Sep 2014: $130k
Dec 2014: $155k
Mar 2015: $186k
Jun 2015: $219k
Hopefully will break $250 by end of 3rd quarter! If so, total time will have been 15 months.
Sep 2015: $224k
Ditto, Uncle Scrooge.
Post by: zephyr911 on October 01, 2015, 08:27:42 AM
I check NW every now and then but only log it quarterly.
3/25/15: $238,399
6/24/15: $239,882
9/30/15: $221,097
Despite increasing SR the entire time and adding over $15K. *headdesk*
Fuck it, time to double down. Stocktober will see $5K in new TSP shares and plenty of continued debt reduction. Middle finger in the air to the sucka treadmill.
Post by: Jon_Snow on October 01, 2015, 09:00:24 AM
Post by: gecko10x on October 02, 2015, 06:13:10 AM
Jan 2015: $156k
Feb 2015: $160k
Mar 2015: $179k
Apr 2015: $183k
May 2015: $186k
Jun 2015: $189k
July 2015: $195k
Aug 2015: $198k
Sept 2015: $202k
Post by: YoungGranny on October 02, 2015, 10:55:31 AM
Sept 1: $81,575
Oct 1: $100,687
Odd month since I had a big bump to home equity. Hoping to save around $30,000 per year. Excited to get started :)
Post by: etotheix on October 02, 2015, 02:39:58 PM
$223k NW as of October 1, 2015
... Eventually she'll turn around.
Post by: PFHC on October 04, 2015, 04:31:47 AM
This post is an inspiration! You all rock!I changed up my house value on Mint to make this more accurate. For some reason, the Zestimate value of my house swings wildly, sometimes as much a $15k/wk. So, I put in a solid value of what it is realistically worth. After redoing my entryway, I plan to have it appraised so as to get rid of PMI (gross, I know). If the value changes, I'll note it here.
We have made some fun gains in the past four years. Started with -$163,000 in 2011. We are now at:
Aug 2015: $133,000.
Sept 30, 2015: $147,097
As a note, no I did not add $14,000 in one month, the change in value reflects the correction for my house value.
I thought I'd add my net worth growth from the 1st of each month for the last 2.25 years.
Jun-13 $1,947.44
Jul-13 $3,733.52
Aug-13 $6,321.60
Sep-13 $8,983.74
Oct-13 $11,676.68
Nov-13 $14,305.93
Dec-13 $16,872.05
Jan-14 $19,701.18
Feb-14 $22,927.07
Mar-14 $25,475.76
Apr-14 $28,150.42
May-14 $31,147.07
Jun-14 $56,969.80
Jul-14 $67,896.24
Aug-14 $70,438.74
Sep-14 $72,584.03
Oct-14 $85,867.88
Nov-14 $89,257.31
Dec-14 $91,670.84
Jan-15 $95,212.55
Feb-15 $99,718.31
Mar-15 $102,037.35
Apr-15 $105,106.52
May-15 $107,645.84
Jun-15 $113,805.38
Jul-15 $125,572.50
Aug-15 $134,237.63
Sep-15 $136,280.99
Post by: JustGettingStarted1980 on October 05, 2015, 04:45:07 PM
I've been following, might as well follow:
Jan-12 $-190,914.14
Jan-13 $-84,421.72
Jan-14 $9,740.26
Jan-15 $109,406.95
April-15 $133,400.00
July-15 $179,961.40
Oct-15 $207,727.22 Headwinds be damned, it's all about the savings rate and student loan payoffs
Post by: turketron on October 07, 2015, 08:19:29 PM
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Post by: SeattleStache on October 09, 2015, 01:19:35 PM
I'll join! I'm focusing on retirement related investments only and this doesn't include my home or other assets:
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
(Overall NW = $178,748)
Haven't made too much movement with the way the market has been lately and with me scaling back contributions temporarily due to some unexpected expenses. I'll increase contributions again by the end of October.
September 2015: $103,731
Post by: FrugalFan on October 13, 2015, 06:40:42 PM
Post by: PFHC on October 28, 2015, 07:47:17 PM
Oct 28, 2015: $153,200This post is an inspiration! You all rock!I changed up my house value on Mint to make this more accurate. For some reason, the Zestimate value of my house swings wildly, sometimes as much a $15k/wk. So, I put in a solid value of what it is realistically worth. After redoing my entryway, I plan to have it appraised so as to get rid of PMI (gross, I know). If the value changes, I'll note it here.
We have made some fun gains in the past four years. Started with -$163,000 in 2011. We are now at:
Aug 2015: $133,000.
Sept 30, 2015: $147,097
As a note, no I did not add $14,000 in one month, the change in value reflects the correction for my house value.
I thought I'd add my net worth growth from the 1st of each month for the last 2.25 years.
Jun-13 $1,947.44
Jul-13 $3,733.52
Aug-13 $6,321.60
Sep-13 $8,983.74
Oct-13 $11,676.68
Nov-13 $14,305.93
Dec-13 $16,872.05
Jan-14 $19,701.18
Feb-14 $22,927.07
Mar-14 $25,475.76
Apr-14 $28,150.42
May-14 $31,147.07
Jun-14 $56,969.80
Jul-14 $67,896.24
Aug-14 $70,438.74
Sep-14 $72,584.03
Oct-14 $85,867.88
Nov-14 $89,257.31
Dec-14 $91,670.84
Jan-15 $95,212.55
Feb-15 $99,718.31
Mar-15 $102,037.35
Apr-15 $105,106.52
May-15 $107,645.84
Jun-15 $113,805.38
Jul-15 $125,572.50
Aug-15 $134,237.63
Sep-15 $136,280.99
About to drop $20k on house improvements... so this is going to drop then stagnate some here for the winter.
Post by: FiguringItOut on October 29, 2015, 09:56:41 AM
I'm joining in. This is my entire NW, aprox $13.5K student loan, no mortgage (renter), no other debt. These include IRAs, 401k, HSA, and cash.
2015 - started tracking in June on the last day of the month, so June 30th, July 31, etc.
June $105,555
July $111,622, $6,067 increase
Aug $112,531, $909 increase
Sept $109,560, $2,971 decrease
Will post October this weekend.
Post by: Enough on October 29, 2015, 10:02:22 AM
Slow and Steady
Jan-15 $103,510
Feb-15 $104,580
Mar-15 $113,223
Apr-15 $118,072
May-15 $122,214
Jun-15 $124,279
Jul-15 $126,969
Guessing that I'll hit it March 2018.
Aug-15 $121,517
Sep-15 $119,105
Oct-15 $130,210
Post by: zephyr911 on October 29, 2015, 10:04:06 AM
I was close in the spring and fell back nearly $20K despite record SR%... stash is recovering now and just holding steady on SR should hit $250K by year's end. Any upward move in the market would be icing on the cake.
3/15 $238,399
6/15 $238,882
9/15 $222,175
12/15 $258,213 projected
Post by: FrugalFan on October 29, 2015, 11:41:51 AM
Headwinds is right! Damn!
I was close in the spring and fell back nearly $20K despite record SR%... stash is recovering now and just holding steady on SR should hit $250K by year's end. Any upward move in the market would be icing on the cake.
3/15 $238,399
6/15 $238,882
9/15 $222,175
12/15 $258,213 projected
By year's end? Wow! You're moving fast despite the headwinds. We are at $225k now, but won't be at $250k until sometime next year. Earlier than my initial prediction of the end of 2016 I suspect, unless the market takes a dive.
Post by: zephyr911 on October 29, 2015, 12:33:37 PM
By year's end? Wow! You're moving fast despite the headwinds. We are at $225k now, but won't be at $250k until sometime next year. Earlier than my initial prediction of the end of 2016 I suspect, unless the market takes a dive.I have tailwinds too: tenants paying down rental mortgages for me, and DW covering our own house payment to free up my income to invest.
Sep was a low point; as of today, I'm around 240k via share rebounds and increasing SR in Stocktober. Five more paychecks and two more sets of rent checks should just do it. Market gains would pad the margin, losses would delay it, but either way - we'll get there.
Post by: 2Birds1Stone on October 29, 2015, 12:43:31 PM
I'm absolutely in!
Investable Assets are right at $99-100k as of this month. Net worth is ~20k higher.
Investable assets up to ~$109k as of yesterday, NW ~$120k
Slower than I would have liked
Investable up to $138k thanks to high savings rate and high commission =D
Post by: ohyonghao on October 29, 2015, 03:37:20 PM
We accidentally made a principal payment on our house this month as our PMI got cancelled after we had sent in the check, so they just applied it to principal. Won't change our maturity date I'm sure, and I'm really happy to have gone from over $200+ in MIP, to $27.80 in PMI after refinance, to not paying the bank to insure our loan.
Post by: FiguringItOut on October 30, 2015, 08:47:16 AM
I love this thread! Awesome job everyone!
I'm joining in. This is my entire NW, aprox $13.5K student loan, no mortgage (renter), no other debt. These include IRAs, 401k, HSA, and cash.
2015 - started tracking in June on the last day of the month, so June 30th, July 31, etc.
June $105,555
July $111,700, $6,145 increase
Aug $112,494, $793 increase
Sept $109,536, $2,958 decrease
Will post October this weekend.
I'll be busy this weekend, so October numbers are in as of today.
Oct $117,581, $8,021 increase.
I'm sitting here scratching my head. Where the heck did I get $8 grand to stash away.
There is a small possibility that my September numbers were a little off and should be just a bit higher. Not a big deal in a grand scheme of things.
Post by: zephyr911 on October 30, 2015, 09:26:24 AM
Houses have hit the market in our neighborhood now at 300k and 309k, hoping they sell, currently the house is pegged at a Zestimate of 266k, but I'm sure if we decided to sell it would be going for more like the 300k figure. Recently Zillow changed our forecasted change in value to just over 4% for the next year, down from the previous 10.7%, though I have a feeling they'll be wrong as even a modest 1% over the time period from when the house first sold until now would get it to 320k, which is where I expect it to reach before cooling down, but I may be biased.Zestimates are crap. I've seen them off by as much as 100% in transitional neighborhoods.
List prices are interesting but still don't establish value; selling prices can be useful, as long as you have enough internal details on each property to adjust the value of your own for the differences, but are still just part of the picture.
If you're serious about selling soon, ask a local agent for comparative market analysis (or whatever their local version is called). A good one will give you almost as much information as a paid appraisal, and it should be available for free. For a more cursory look, have them pull you an active/sold report for your neighborhood. None of this requires any payment, commitment, or agency agreement.
Post by: BBub on October 30, 2015, 09:42:48 AM
Post by: zephyr911 on October 30, 2015, 10:08:31 AM
Post by: RWD on October 31, 2015, 03:13:01 PM
Post by: Prairie Gal on October 31, 2015, 08:10:41 PM
Oct 101,552
Nov 105,260
Post by: BarbeRiche on October 31, 2015, 10:14:10 PM
Age : 27 (both gf and I)
NW : 125k
We pretty much had 0-5k at the beggining of 2013. I calculated that our NW will grow by about 80k this year which is pretty crazy! Salaries are decent/good (150k family income).
2015 :
+19.5k home equity (3 appartments building-525k mortgage with 2.05% interest)
+13k (pension plan and stocks)
+16.4k RRSP (will add 8k by year's end)
+23.5k TFSA
-doesn't include potential price increase of the rental property
-------
total : 80.4k
Post by: turketron on November 01, 2015, 12:44:03 PM
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Post by: etotheix on November 01, 2015, 04:16:33 PM
$223k NW as of October 1, 2015
$229k NW as of November 1, 2015
Thank you Mr. Market for reversing the losses of the previous month. =)
Post by: Uncle Scrooge on November 02, 2015, 05:26:32 AM
Feb 1, 2015: $129,700
March 1,2015: $134,400
April 1,2015: $147,700
May 1,2015: $153,000
June 1,2015: $155,600
July 1,2015: $141,600
August 1,2015 $145,700
Sept 1, 2015 $145,240
Oct 1, 2015 $144,100
Nov 1,2015 $157,000
I had to go back and revise some of my numbers. I had my house appraised and it came in at 15k higher than I had it estimated.
Post by: gecko10x on November 02, 2015, 09:07:48 AM
Jan 2015: $156k
Feb 2015: $160k
Mar 2015: $179k
Apr 2015: $183k
May 2015: $186k
Jun 2015: $189k
July 2015: $195k
Aug 2015: $198k
Sept 2015: $201k
Oct 2015: $209k
Post by: BBub on November 02, 2015, 09:21:31 AM
Tracking liquid investments only:
Jun 2014: $100k
Sep 2014: $130k
Dec 2014: $155k
Mar 2015: $186k
Jun 2015: $219k
Sep 2015: $224k
Oct 2015: $246k
So close.
Post by: ohyonghao on November 02, 2015, 09:34:12 AM
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
Just $12 short of $11k. Really love these 5 paycheck months.
It's nice to be able to talk freely and openly about money. It motivates me to see other people heading in the same direction!
Yeah, I really like this forum too. People at work don't talk much about finances, or financial planning, and don't get excited about retiring while young. It really is inspirational to see the progress everyone is making here.
Post by: YoungGranny on November 02, 2015, 10:47:03 AM
Sept 1: $81,575
Oct 1: $100,687
Nov1: $105,779
Post by: zephyr911 on November 02, 2015, 10:51:24 AM
I've more or less locked in a real estate deal that should close in December, which would just be icing on the cake... roughly $2K after broker's cut.
Post by: BarbeRiche on November 02, 2015, 12:16:12 PM
Yeah, I really like this forum too. People at work don't talk much about finances, or financial planning, and don't get excited about retiring while young. It really is inspirational to see the progress everyone is making here.
Congratz on the progress!
So true. I believe they don't get excited because they think it's impossible. There's no way...you can't...how could you...but you'll eat ramen soups all day long and stare at a wall all day? I guess it's a normal reaction when you live paycheck by paycheck.
MMM said that people overestimate the amount they need. A friend of the family (women in her fifties, healthy, husband, house and 1 child) said that she would need 3 Millions to retire...I was a bit blown away by the amount.
Post by: ohyonghao on November 02, 2015, 03:04:43 PM
My wife recently read an article from a financial adviser in Taiwan who suggested that at minimum people would need $600,000 USD, on top of housing, in order to retire. Just over a month ago I saw an article showing that the average COL in Taiwan is $607 USD (including housing). I guess he must be going off parking all your money in a low interest bearing account with only about a 1.2% yield. Or in other words, people could retire with about $150k-300k, about a quarter to half the amount that the financial advisers are saying is required. This in a country with universal health care and where craigslist is basically non-existent because a large amount of the people take the first two R's to heart before Recycling.Yeah, I really like this forum too. People at work don't talk much about finances, or financial planning, and don't get excited about retiring while young. It really is inspirational to see the progress everyone is making here.
Congratz on the progress!
So true. I believe they don't get excited because they think it's impossible. There's no way...you can't...how could you...but you'll eat ramen soups all day long and stare at a wall all day? I guess it's a normal reaction when you live paycheck by paycheck.
MMM said that people overestimate the amount they need. A friend of the family (women in her fifties, healthy, husband, house and 1 child) said that she would need 3 Millions to retire...I was a bit blown away by the amount.
Post by: Lynski on November 03, 2015, 12:13:23 AM
Jan: $111,693.57
Feb: $116,784.43
Mar: $116,685.92
Apr: $120,153.18
May: $121,382.19
Jun: $121,084.92
Jul: $125,286.36
Aug: $122,422.18
Sep: $120,142.72
Oct: $126,216.32
Will close on my first house this month and hope that will help me move the needle quicker with funds going toward home equity rather than rent.
Post by: Money Badger on November 05, 2015, 06:32:36 AM
Post by: BBub on November 10, 2015, 04:11:48 PM
Tracking liquid investments only:
Jun 2014: $100k
Sep 2014: $130k
Dec 2014: $155k
Mar 2015: $186k
Jun 2015: $219k
Sep 2015: $224k
Oct 2015: $246k
So close.
Done. 17 months.
I'll go start the 250 to 500k thread. See you all there soon!
Post by: FIreDrill on November 10, 2015, 04:38:03 PM
Tracking liquid investments only:
Jun 2014: $100k
Sep 2014: $130k
Dec 2014: $155k
Mar 2015: $186k
Jun 2015: $219k
Sep 2015: $224k
Oct 2015: $246k
So close.
Done. 17 months.
I'll go start the 250 to 500k thread. See you all there soon!
Congrats! Now go get that new thread started!
SS
Post by: Money Badger on November 11, 2015, 06:46:42 AM
Done. 17 months.
I'll go start the 250 to 500k thread. See you all there soon!
[/quote]
@BBub, Badass staching there in less than 18 months. Awesome!!
Post by: Money Badger on November 11, 2015, 06:50:27 AM
Nov, 2015 -$98K
Post by: BBub on November 11, 2015, 06:59:13 AM
indentured4now: Appreciate the props! I've enjoyed seeing you kick ass over on the Mortgage Payoff thread.
Post by: JustGettingStarted1980 on November 11, 2015, 08:34:13 AM
Great trends overall, and I'd like to mention that MMM is right! It's all about the savings rate, and the market is just the bonus. This is especially true early on in the process (1st 3-7 years), where compound interest hasn't really had a chance to get snowballing yet.
Post by: BBub on November 11, 2015, 08:58:14 AM
Post by: FrugalFan on November 11, 2015, 09:25:50 AM
Post by: FIreDrill on November 11, 2015, 10:30:12 AM
Jan 2015: $113,226
Feb 2015: $120,796
March 2015: $125,852
April 2015: $134,096
May 2015: $147,916
June 2015: $151,413
July 2015: $159,678
August 2015: $152,854
September 2015: $157,447
October 2015: $171,938
November should be a good month due to an expected several thousand in bonuses and December will be highly inflated because that's when I will re-adjust our home value in Personal Capital (15k increase).
SS
Post by: Guava on November 11, 2015, 01:24:09 PM
July: $121,874
August: $106, 173
September: $109,316
October: $115,231
Post by: Guizmo on November 11, 2015, 04:54:11 PM
Nov 15 ~ $131,000
Post by: northernlights on November 13, 2015, 08:38:38 PM
Net worth November 2015: $121644.56
We lost a fair chunk in the market, but we're still moving in the right direction and I just paid off some sucka consumer debt.
Post by: moneysaver on November 15, 2015, 06:00:54 PM
November 2015- $197,000
This is including the equity in my house.
I bring home an average pay of about $59,000/ year. I am behind some on this site but I am trying to catch up and think this challenge will be helpful!
Post by: retireatbirth on November 28, 2015, 10:52:09 PM
June 2015: $120,300
July 2015: $120,800
August 2015: $125,300
December 1, 2015: $137,000
Post by: FiguringItOut on November 30, 2015, 05:51:25 AM
I love this thread! Awesome job everyone!
I'm joining in. This is my entire NW, aprox $13.5K student loan, no mortgage (renter), no other debt. These include IRAs, 401k, HSA, and cash.
2015 - started tracking in June on the last day of the month, so June 30th, July 31, etc.
June $105,555
July $111,700, $6,145 increase
Aug $112,494, $793 increase
Sept $109,536, $2,958 decrease
Will post October this weekend.
I'll be busy this weekend, so October numbers are in as of today.
Oct $117,581, $8,021 increase.
I'm sitting here scratching my head. Where the heck did I get $8 grand to stash away.
There is a small possibility that my September numbers were a little off and should be just a bit higher. Not a big deal in a grand scheme of things.
Nov $121,142, $3,855 increase
Post by: PFHC on November 30, 2015, 06:31:36 AM
Nov 30, 2015: $155,986Oct 28, 2015: $153,200
Aug 2015: $133,000.
Sept 30, 2015: $147,097
...despite being knee deep in our kitchen remodel.
Post by: ohyonghao on November 30, 2015, 04:24:55 PM
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
Increase of $5,619.66. Stocks fell a bit today or else we may have gotten a bit higher this month, but that just means that Wall St. is participating in Cyber Monday sales :-D. I didn't buy anything for Black Friday, so I'll just take this deal instead.
Post by: Prairie Gal on November 30, 2015, 08:58:16 PM
Oct 1, 2015 101,552 1,182
Nov 1, 2015 105,260 3,708
Dec 1, 2015 107,316 2,056
Post by: FrugalFan on December 01, 2015, 06:04:06 AM
Jul 2015 196,553
Aug 2015 192,205
Sep 2015 188,724
Oct 2015 207,028
Nov 2015 240,500
Whoa I didn't think we'd get that close this year! Makes me want to push to get to 250k before the new year! This does include 7500 in RESP's for our kids. And it will drop by about 3.4 k in deferred sales charges as I am in the process of moving our investments from Edward Jones to Questrade.
Post by: YoungGranny on December 01, 2015, 06:17:02 AM
Sept 1: $81,575
Oct 1: $100,687
Nov1: $105,779
Dec 1: $108,880 (+$3,300)
Honestly while I'm happy with a $3k gain I know that it could've been a bit higher this month. Need to start prioritizing my money better. I suppose that's why this is a journey :)
Post by: turketron on December 01, 2015, 08:03:37 AM
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Post by: Apples on December 01, 2015, 08:13:26 AM
Oct 31/Nov 1 2015: $101,701.11 --- gain of $8,228.48
Nov 30/Dec 1 2015: $106,488.64 --- gain of $4,787.53
Post by: Uncle Scrooge on December 01, 2015, 08:32:59 AM
Jan 1, 2015: $125,000
Feb 1, 2015: $129,700
March 1,2015: $134,400
April 1,2015: $147,700
May 1,2015: $153,000
June 1,2015: $155,600
July 1,2015: $141,600
August 1,2015 $145,700
Sept 1, 2015 $145,240
Oct 1, 2015 $144,100
Nov 1,2015 $157,000
December 1,2015 $157,600
It barely budged this month. I refinanced my house and had to write a decent sized check....
Hopefully I will see my NW move in December :)
Post by: ohyonghao on December 01, 2015, 10:57:53 AM
December 1,2015 $157,600
It barely budged this month. I refinanced my house and had to write a decent sized check....
Hopefully I will see my NW move in December :)
Congratulations on the refinance!
When we refinanced in March we saw a dip in our NW for the first time, followed by a quick rebound since there is a skipped payment. We're in such a better position now though, and going from 800+/mo interest with 400 principal to 800+/mo principal and 400 interest was worth it.
Post by: SeattleStache on December 01, 2015, 12:30:41 PM
I'll join! I'm focusing on retirement related investments only and this doesn't include my home or other assets:
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
(Overall NW = $178,748)
Haven't made too much movement with the way the market has been lately and with me scaling back contributions temporarily due to some unexpected expenses. I'll increase contributions again by the end of October.
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
Post by: FIreDrill on December 01, 2015, 12:36:05 PM
Jan 2015: $113,226
Feb 2015: $120,796
March 2015: $125,852
April 2015: $134,096
May 2015: $147,916
June 2015: $151,413
July 2015: $159,678
August 2015: $152,854
September 2015: $157,447
October 2015: $171,938
November 2015: $181,198
SS
Post by: BarbeRiche on December 01, 2015, 08:28:12 PM
It's nice to be able to talk freely and openly about money. It motivates me to see other people heading in the same direction!
Age : 27 (both gf and I)
NW : 125k (October 31th)
@130k as of December 1st
Actually...I'm at 131k (decided to roll my change lol). Altough I'm thinking of actually just waiting a bit more and donating it to charity.
(http://imgur.com/rU2OOw9)
Post by: BarbeRiche on December 01, 2015, 08:29:00 PM
It's nice to be able to talk freely and openly about money. It motivates me to see other people heading in the same direction!
Age : 27 (both gf and I)
NW : 125k (October 31th)
@130k as of December 1st
Actually...I'm at 131k (decided to roll my change lol). Altough I'm thinking of actually just waiting a bit more and donating it to charity.
(http://i.imgur.com/rU2OOw9.jpg)
Post by: ohyonghao on December 02, 2015, 01:19:09 AM
It's nice to be able to talk freely and openly about money. It motivates me to see other people heading in the same direction!
Age : 27 (both gf and I)
NW : 125k (October 31th)
@130k as of December 1st
Actually...I'm at 131k (decided to roll my change lol). Altough I'm thinking of actually just waiting a bit more and donating it to charity.
(http://i.imgur.com/rU2OOw9.jpg)
I say you should try a Scrooge McDuck with it first before donating :-D
Post by: Uncle Scrooge on December 02, 2015, 05:31:06 AM
December 1,2015 $157,600
It barely budged this month. I refinanced my house and had to write a decent sized check....
Hopefully I will see my NW move in December :)
Congratulations on the refinance!
When we refinanced in March we saw a dip in our NW for the first time, followed by a quick rebound since there is a skipped payment. We're in such a better position now though, and going from 800+/mo interest with 400 principal to 800+/mo principal and 400 interest was worth it.
Yeah, I am really looking forward to the long term savings. We also decided not to have an escrow account anymore. Our town allows property tax payments via credit card, so I am going to be taking advantage of cash-back rewards. Between taxes and home insurance, I should see a yearly savings of around 140 or 150 dollars after processing fees. It doesn't sound like alot, but hey...every dollar counts.
Post by: Uncle Scrooge on December 02, 2015, 05:32:56 AM
It's nice to be able to talk freely and openly about money. It motivates me to see other people heading in the same direction!
Age : 27 (both gf and I)
NW : 125k (October 31th)
@130k as of December 1st
Actually...I'm at 131k (decided to roll my change lol). Altough I'm thinking of actually just waiting a bit more and donating it to charity.
(http://i.imgur.com/rU2OOw9.jpg)
I say you should try a Scrooge McDuck with it first before donating :-D
I approve of this message.
Post by: gecko10x on December 07, 2015, 07:57:51 AM
Feb 2015: $160k
Mar 2015: $179k
Apr 2015: $183k
May 2015: $186k
Jun 2015: $189k
July 2015: $195k
Aug 2015: $198k
Sept 2015: $201k
Oct 2015: $209k
Nov 2015: $212k
Post by: TheAnonOne on December 07, 2015, 12:28:43 PM
Race to 350k anyone?
June 210k
Jul 217k
Aug 220k
Sept 225k
Oct 233k
Nov 241k
Dec 252k
If anyone is expecting fireworks, I am sad to report, none happened.
Post by: BBub on December 07, 2015, 12:52:06 PM
A $250 to 500k thread was started a few weeks back. You should join.
Post by: TheAnonOne on December 08, 2015, 12:59:44 PM
Nice work! At age 25 is very impressive.
A $250 to 500k thread was started a few weeks back. You should join.
Joined! Thanks.
250 to 500 will take quite a bit longer than 100 to 250! Hopefully, it is faster than I think it will be!
Post by: psinguine on December 08, 2015, 08:30:59 PM
Net Worth As Of Year Open
Assets
Property Value - $150,000
RPP - $2700
TFSA - $4500
RRSP - $850
Savings Accounts - $0
Chequing Accounts - $20
Liabilities
Mortgage - $20,000
Credit Cards - $7000
CIBC Loan - $4500
Desjardins Loan - $10,000
Income Tax Owing - $1570
Net Worth - $115,000
Net Worth At Year End
Assets
Primary Residence Value - $150,000
Secondary Property Value - $55,000
RPP - $3500
TFSA - $150
RRSP - $900
Pension - $2000
Savings Accounts - $4750
Chequing Accounts - $10,550
Liabilities
Primary Mortgage - $17,900
Secondary Mortgage - $47,950
... and that's it.
Updated Net Worth - $161,000
Couple more paycheques to come in yet this year but they won't move much. That's upward movement of $46,000 this year. That's whilst displacing about $25,000 worth of debts, which doesn't affect Net Worth but the act of getting rid of it will free up that $25,000 in 2016. And considering where we started from... well suffice it to say I just quadruple checked my math here. In 2016, with the removal of all that nasty debt hanging over our heads and the inclusion of full time employment for both of us we should really be able to move the needle.
Post by: BarbeRiche on December 08, 2015, 08:36:52 PM
Nice work! At age 25 is very impressive.
A $250 to 500k thread was started a few weeks back. You should join.
Joined! Thanks.
250 to 500 will take quite a bit longer than 100 to 250! Hopefully, it is faster than I think it will be!
Congratz on the impressive numbers!
Do you have a big portion of that invested in the market?
Post by: Vertical Mode on December 08, 2015, 08:38:16 PM
Post by: TheAnonOne on December 08, 2015, 10:04:53 PM
Nice work! At age 25 is very impressive.
A $250 to 500k thread was started a few weeks back. You should join.
Joined! Thanks.
250 to 500 will take quite a bit longer than 100 to 250! Hopefully, it is faster than I think it will be!
Congratz on the impressive numbers!
Do you have a big portion of that invested in the market?
About 160k market (mostly VTSAX taxable)
The other 100k is our car+small townhouse (house worth 130k but with 68k mortgage)
Post by: TheAnonOne on December 08, 2015, 10:08:58 PM
I haven't clocked in here yet, even though it was suggested. As such:
.....
Couple more paycheques to come in yet this year but they won't move much. That's upward movement of $46,000 this year. That's whilst displacing about $25,000 worth of debts, which doesn't affect Net Worth but the act of getting rid of it will free up that $25,000 in 2016. And considering where we started from... well suffice it to say I just quadruple checked my math here. In 2016, with the removal of all that nasty debt hanging over our heads and the inclusion of full time employment for both of us we should really be able to move the needle.
Net worth is assets minus liabilities.... so paying off debt or investing will both equally move your net worth.
For instance, I just hit 250k net worth. However, I have something like 380k worth of assets and 130k worth of debt. Only 160/250 is in the market, the other 90k is the home equity and vehicle value.
--------------------------
To add a further example. If tomorrow, I were to get a paycheck worth 130k deposited into my checking account. My net worth at that moment would become 380k (250 + 130)
At that moment, I have two options, pay off my 130k debt or invest the 130k. In both instances, my net worth would remain 380k.
Post by: psinguine on December 08, 2015, 11:03:11 PM
I haven't clocked in here yet, even though it was suggested. As such:
.....
Couple more paycheques to come in yet this year but they won't move much. That's upward movement of $46,000 this year. That's whilst displacing about $25,000 worth of debts, which doesn't affect Net Worth but the act of getting rid of it will free up that $25,000 in 2016. And considering where we started from... well suffice it to say I just quadruple checked my math here. In 2016, with the removal of all that nasty debt hanging over our heads and the inclusion of full time employment for both of us we should really be able to move the needle.
Net worth is assets minus liabilities.... so paying off debt or investing will both equally move your net worth.
For instance, I just hit 250k net worth. However, I have something like 380k worth of assets and 130k worth of debt. Only 160/250 is in the market, the other 90k is the home equity and vehicle value.
--------------------------
To add a further example. If tomorrow, I were to get a paycheck worth 130k deposited into my checking account. My net worth at that moment would become 380k (250 + 130)
At that moment, I have two options, pay off my 130k debt or invest the 130k. In both instances, my net worth would remain 380k.
Whoops. Yeah for some reason I blanked hard on that one. And I do know what you mean.
For example. We paid off the vast majority of the debt (including amounts I didn't bother to include because they were to private persons) using assets accrued during the year, which would move Net Worth upward. However, the act of liquidating the pre existing TFSA to pay the high interest loan didn't effect NW because they just cancelled each other out.
Post by: dmbfan4life20 on December 11, 2015, 08:10:06 AM
December 2015- $183,888.98
Post by: Teacherstache on December 13, 2015, 12:57:58 PM
January 2015 = $138,250
August 2015 = $162,400
November 2015 = $173,500
Post by: Money Badger on December 28, 2015, 07:33:06 AM
Post by: jesse_runs_far on December 28, 2015, 07:43:18 AM
Dec 28 2015:
Investments: $149,046
Non-mortgage debt: $27,145
NW: $121,901
Post by: FiguringItOut on December 30, 2015, 10:34:01 PM
July $111,700, $6,145 increase
Aug $112,494, $793 increase
Sep $109,536, $2,958 decrease
Oct $117,581, $8,021 increase
Nov $121,142, $3,855 increase
Dec $128,574, $7,442 increase
$23K increase since end of June.
Post by: PFHC on December 31, 2015, 05:56:44 AM
Aug 2015: $133,000.
Sept 30, 2015: $147,097
Oct 28, 2015: $153,200
Nov 30, 2015: $155,986
Dec 31, 2015: $154,299
First negative growth since 2011, but I dumped $16,000 into my kitchen this month. By February I hope to begin climbing strong again.
Post by: PFHC on December 31, 2015, 05:58:45 AM
Aug 2015: $133,000.
Sept 30, 2015: $147,097
Oct 28, 2015: $153,200
Nov 30, 2015: $155,986
Dec 31, 2015: $154,299
First negative growth since 2011, but I dumped $16,000 into my kitchen this month. By February I hope to begin climbing strong again.
And, I'm thinking when I appraise the house this spring/summer it will be valued about 18% higher than it is now.
Post by: Pooplips on December 31, 2015, 06:01:52 AM
Post by: jesse_runs_far on December 31, 2015, 06:25:43 AM
I'd like to join as well. I'm going to leave our mortgage out of it, and our car is paid off.
Dec 28 2015:
Investments: $149,046
Non-mortgage debt: $27,145
NW: $121,901
Dec 31 2015 (Year End!)
Investments: $149,429 (+$383)
Non-mortgage debt: $26,861 (+$284)
NW = $122,568 (+$667)
Made a small payment on the LOC this week :D Looking forward to having this sucker gone in 2016!!!
Post by: Teacherstache on December 31, 2015, 06:43:24 PM
January 2015 = $138,250
August 2015 = $162,400
November 2015 = $173,500
December 2015 = $178,800
I found MMM in January of this year and went to work tracking, reducing, and optimizing things. I'm really amazed by our progress this year! Hoping for an even better 2016.
Post by: Elisabeth on December 31, 2015, 10:49:35 PM
November 2015: $98,051
December 2015: $122,470
I'd love to reach $250K in the next 2.5-3 years (saving ~5K/month) but hopefully I'll reach that goal sooner by increasing my investments and decreasing my spending. I recently started a new, higher paying job and I'm just starting to track my expenses, investments, savings rate, etc. I don't have any debt, but I'm a renter in a HCOL area and don't really have any assets besides cash/TSFA/RRSP. I'm looking forward to tracking my progress and seeing everyone meet their goals!
Post by: JustGettingStarted1980 on January 01, 2016, 10:54:48 AM
April-15 $133,400.00
July-15 $179,961.40
Oct-15 $207,727.22
Numbers are in!
January-2015 $257,514.77
Challenge completed in about 13 months
Really happy with our family's accomplishment, I would like to thank everyone here on this challenge as well as on the MMM forum for great financial advice and even better motivation! Happy New Year! Now off to the 250K ->500K Challenge...
Post by: Apples on January 01, 2016, 11:10:59 AM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016 $107,709.77 --- gain of $1,221.14
The stock market was not helpful this month. Total gain for 2015 was $37,665.73. Barring unforeseen circumstances, we hope to repeat that next year, maybe do a little better. We'll be in this thread for a while! Let the 4 year countdown begin :)
Post by: Prairie Gal on January 01, 2016, 03:17:42 PM
Oct 1, 2015 101,552 1,182
Nov 1, 2015 105,260 3,708
Dec 1, 2015 107,316 2,056
Jan 1, 2016 108,641 1,325
Got a raise at work, so that should increase this year's savings rate. Plus, I am almost finished with the renovations to my house.
Post by: ohyonghao on January 03, 2016, 11:24:54 PM
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
Looks like we're ahead of our long term goal by $4,824.70 for the year, which feels great. Next year we're trying a new strategy to loosen up our finances slightly, but have the flexibility to push excess to some tax advantaged accounts if need be.
Post by: YoungGranny on January 04, 2016, 06:38:54 AM
Sept 1: $81,575
Oct 1: $100,687
Nov1: $105,779
Dec 1: $108,880 (+$3,300)
Jan 1: $111,133 (+$2,253)
Market was no help but I suppose I'm going in the right direction! Here's to my first full year in this thread :)
Post by: turketron on January 04, 2016, 06:42:22 AM
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Post by: SeattleStache on January 04, 2016, 12:59:45 PM
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
Not the best year for the market but here's to looking forward to 2016.
Post by: Uncle Scrooge on January 04, 2016, 01:11:45 PM
Feb 1, 2015: $129,700
March 1,2015: $134,400
April 1,2015: $147,700
May 1,2015: $153,000
June 1,2015: $155,600
July 1,2015: $141,600
August 1,2015 $145,700
Sept 1, 2015 $145,240
Oct 1, 2015 $144,100
Nov 1,2015 $157,000
December 1,2015 $157,600
January 1, 2016: $160,400
Post by: northernlights on January 04, 2016, 01:54:34 PM
Net worth January 1, 2013: -$27403.02
Net worth January 1, 2014: -$2417.15
Net worth January 1, 2015: $41,088.28
Net worth July 31, 2015: $103347.17
I am stupid excited to be in this thread.
Net worth January 4, 2016: $125540.45
I'm always disappointed this didn't increase more until I remember it was negative two years ago!
Post by: ohyonghao on January 04, 2016, 03:16:29 PM
Net worth January 1, 2013: -$27403.02
Net worth January 1, 2014: -$2417.15
Net worth January 1, 2015: $41,088.28
Net worth July 31, 2015: $103347.17
I am stupid excited to be in this thread.
Net worth January 4, 2016: $125540.45
I'm always disappointed this didn't increase more until I remember it was negative two years ago!
Great work getting yourself out of that hole!
Post by: Icecreamarsenal on January 04, 2016, 04:06:53 PM
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
I'm psyched to hopefully get to 250, hope to hit 300 by the end of 2016. That October to November drop was the awesome performance of my index funds this year. Negative returns overall. But f it, beast-mode savings is the only aspect I can control. Let's do this, people!
Post by: oinkette on January 07, 2016, 12:28:42 PM
1/7/16: $153,614.96
Post by: FiguringItOut on January 11, 2016, 10:21:37 AM
June $105,555
July $111,700, $6,145 increase
Aug $112,494, $793 increase
Sep $109,536, $2,958 decrease
Oct $117,581, $8,021 increase
Nov $121,142, $3,855 increase
Dec $128,574, $7,442 increase
$23K increase since end of June.
So I was looking at my numbers and I came up with savings goal of $40K in 2016. I wish it would be more, but realistically this is all I can do and I don't want to set unrealistic goals and then be discouraged.
My breakdown of this amount as as follows:
-- 401k from work - max at $18K, no match
-- HSA - max at 6750, $2K of this is contributed by the company, but it's part of my savings and NW
-- Traditional IRA - $5500, I already contributed this amount for 2016 out of my cash reserves, but need to save this amount through out 2016 to replenish my cash reserve, so this will be cash savings.
-- Additional cash savings - $10K, this is where I will need to keep myself accountable and this will be the hardest part for me, everything else is pretty much automated.
This totals to $40,250
This will not be easy for me to be honest. And I will need to do a bulk of these savings in the second half of the year. I have my medical deductible that I will be using all of my extra cash for in the first half of the year, $3.5K and I have summer vacations planned and part of my annual budget. So those will eat up most of my free cash.
The second half of the year should be much better though. I will start getting repreve from HSA deductible payments around April according to my estimates and medical needs, and my vacations will not be a huge burden thanks to travel rewards. So by May I am hopping to be gaining momentum with my savings for the rest of the year.
I did $23K in second half of 2015, though $3.5 of that was a windfall of sorts. Market did not thing for me during that time, so it's all me, which give me a hopeful feeling for 2016.
Now if only market would recover and grow, I'd be golden.
Looking forward to $168K at 12/31/2016.
Edit: to correct Roth IRA to Traditional IRA because I always confuse them
Post by: PFHC on January 29, 2016, 09:20:43 PM
Aug 2015: $133,000.
Sept 30, 2015: $147,097
Oct 28, 2015: $153,200
Nov 30, 2015: $155,986
Dec 31, 2015: $154,299
Jan, 2016: $156,663 - trending back up again since the kitchen work is nearing completion. A cool windfall is that I learned that I have a pension worth $15,000!! Woo hoo! So, total for the month is actually $171,663!
Post by: BarbeRiche on January 30, 2016, 11:12:26 AM
It's nice to be able to talk freely and openly about money. It motivates me to see other people heading in the same direction!
Age : 27 (both gf and I)
NW : 125k (October 31th)
@130k as of December 1st
140k as of now. Down about 8k in the stock market.
Doesn't include car or increase in home value.
Can't wait for bonus at the end of february + tax return
Gogogo 2016
Post by: Prairie Gal on January 30, 2016, 04:38:17 PM
Oct 1, 2015 101,552 1,182
Nov 1, 2015 105,260 3,708
Dec 1, 2015 107,316 2,056
Jan 1, 2016 108,641 1,325
Feb 1, 2016 107,917 -724
Sad to see a negative gain, but that is going to happen from time to time. I have the opportunity to work some overtime in the next few months, so that should give it a boost.
Post by: FiguringItOut on January 30, 2016, 09:39:54 PM
June $105,555
July $111,700, $6,145 increase
Aug $112,494, $793 increase
Sep $109,536, $2,958 decrease
Oct $117,581, $8,021 increase
Nov $121,142, $3,855 increase
Dec $128,574, $7,442 increase
2016
Jan $125,464 went down because market is down.
Post by: 2Birds1Stone on January 31, 2016, 08:19:56 AM
Post by: Pooplips on January 31, 2016, 12:35:32 PM
1/31/16 - $101,376.00
Post by: johnny847 on January 31, 2016, 01:26:06 PM
1/31/16 - 100,310.75.
Post by: McStache on January 31, 2016, 09:30:20 PM
December 2015: $101,290
January 2016: $102,333
Not a big jump this month despite putting in ~5k, but at least it's positive
Post by: YoungGranny on February 01, 2016, 09:36:48 AM
Sept 1: $81,575
Oct 1: $100,687
Nov1: $105,779
Dec 1: $108,880 (+$3,300)
Jan 1: $111,133 (+$2,253)
Feb 1: $125,298 (+$14,165)
Super happy with a positive number with how the market ended up this month - increase was due to my 401k match being contributed annually, & an annual bonus. Everyone is talking about all the fun things they're going to do with their bonuses and my fun thing was maxing out my roth IRA contribution for the year =P
Post by: 2Birds1Stone on February 01, 2016, 10:12:51 AM
I have graduated from the 10k - 100k thread!
1/31/16 - $101,376.00
That's freakin awesome!!
Post by: Apples on February 02, 2016, 04:56:13 AM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016 $107,709.77 --- gain of $1,221.14
Feb. 1 2016 $106,318.40 --- loss of $1,402.91
Womp womp. Over half of our assets are in the stock market, and it's being "volatile" right now. I was a teenager during the 2008 crash, so if there is a long downhill slide it will be my first! We also spent a chunk of money on a vacation, which was nice but didn't help for the purposes of this thread :p
Post by: SeattleStache on February 02, 2016, 11:29:57 AM
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
January 2016: $101,235
(Overall NW = $177,235)
Still hard to watch those decreasing values with the market lately but staying strong!
Post by: ohyonghao on February 02, 2016, 06:01:15 PM
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
Looks like even a bad month in the stock market couldn't hold us back. This month we end with 2 weeks of vacation internationally, the numbers may come out a bit late.
Post by: Uncle Scrooge on February 03, 2016, 11:58:31 AM
Jan 1, 2015: $125,000
Feb 1, 2015: $129,700
March 1,2015: $134,400
April 1,2015: $147,700
May 1,2015: $153,000
June 1,2015: $155,600
July 1,2015: $141,600
August 1,2015 $145,700
Sept 1, 2015 $145,240
Oct 1, 2015 $144,100
Nov 1,2015 $157,000
December 1,2015 $157,600
January 1, 2016: $160,400
Feb 1, 2016: $160,200
Yearly car insurance paid in full for DW and myself, and first 6 months of property taxes paid with CC to get reward points. Unfortunately NW didn't move too much even though we still invested a bit of surplus money.
Post by: Teacherstache on February 05, 2016, 06:24:41 PM
January 2015 = $138,250
August 2015 = $162,400
November 2015 = $173,500
December 2015 = $178,800
January 2016 = $191,200
This month we decided to add the current condition value of a classic sports car that is a project for DH. He will be finishing it in the next year or two, driving it for a year or two, then selling it. It is an appreciating asset. We do not include our regular cars in our net worth figure. This is $10,000 of the monthly increase.
Post by: FIreDrill on February 06, 2016, 02:11:18 PM
End of
Jan 2015: $113,226
Feb 2015: $120,796
March 2015: $125,852
April 2015: $134,096
May 2015: $147,916
June 2015: $151,413
July 2015: $159,678
August 2015: $152,854
September 2015: $157,447
October 2015: $171,938
November 2015: $181,198
December 2015: $203,468
January 2016: $198,042
SS
Post by: Icecreamarsenal on February 06, 2016, 02:59:29 PM
My invested assets only, both tax-advantaged and taxable, not including home, business, or any other equity.
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
I'm psyched to hopefully get to 250, hope to hit 300 by the end of 2016. That October to November drop was the awesome performance of my index funds this year. Negative returns overall. But f it, beast-mode savings is the only aspect I can control. Let's do this, people!
Hit 447k this month from a house sale...but for ease I do not use home equity as part of my calculation for F.I. Will likely drop down to the low 300s next month.
Post by: Guava on February 12, 2016, 11:58:48 AM
November 2015: $113,552
December 2015: $116,576
January 2015: $115,782
Post by: YoungGranny on February 29, 2016, 06:44:31 AM
Sept 1: $81,575
Oct 1: $100,687
Nov1: $105,779
Dec 1: $108,880 (+$3,300)
Jan 1: $111,133 (+$2,253)
Feb 1: $125,298 (+$14,165)
Feb 29: $130,782 (+5,484)
Pretty happy with my progress lately - been increasing my NW faster than I originally thought I could. Going to keep staying the course & I can't wait to see where I end at year end :)
Post by: PFHC on February 29, 2016, 09:04:43 AM
Aug 2015: $133,000.
Sept 30, 2015: $147,097
Oct 28, 2015: $153,200
Nov 30, 2015: $155,986
Dec 31, 2015: $154,299
Jan, 2016: $156,663
Feb 2016: $158,332 + $15,000 pension. Last expense paid on the kitchen two days ago. We should start trending upwards at a good rate, now. Planning an appraisal sometime mid-sping/early summer.
Post by: 2Birds1Stone on February 29, 2016, 12:06:21 PM
$141,000 - Thanks to a nice drop in the markets over the past months -_- Hoping to get to $200,000 by Dec 31st 2016.
Up to $148k investable assets as of today.
Post by: FrugalFan on February 29, 2016, 12:35:40 PM
Personal investments only:
Jul 2015 196,553
Aug 2015 192,205
Sep 2015 188,724
Oct 2015 207,028
Nov 2015 240,500
Whoa I didn't think we'd get that close this year! Makes me want to push to get to 250k before the new year! This does include 7500 in RESP's for our kids. And it will drop by about 3.4 k in deferred sales charges as I am in the process of moving our investments from Edward Jones to Questrade.
Haven't updated in a while.
Jul 2015 196,553
Aug 2015 192,205
Sep 2015 188,724
Oct 2015 207,028
Nov 2015 240,500
Dec 2015 248,758
Jan 2015 245,452
Feb 2015 249,608
The last three months have been a challenge because of deferred sales charges and transfer fees (about 4 k total) and market losses right after transferring a huge lump sum. So the totals have not budged a lot considering we invested over 30 k between November and February. This total includes 21 k in RESP for the kids, so I will stay in this group until our own personal investments reach 250k, hopefully by this summer.
Post by: SeattleStache on February 29, 2016, 04:19:54 PM
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
January 2016: $101,235
February 2016: $101,464.
Post by: McStache on February 29, 2016, 06:19:21 PM
January 2016: $102,333
February 2016: $107,201
Post by: ender on February 29, 2016, 06:46:06 PM
But getting close!
Post by: FiguringItOut on February 29, 2016, 06:48:43 PM
June $105,555
July $111,700
Aug $112,494
Sep $109,536
Oct $117,581
Nov $121,142
Dec $128,574
2016
Jan $125,464
Feb $128,024
Post by: SpareChange on February 29, 2016, 11:46:53 PM
Post by: Pooplips on March 01, 2016, 05:28:43 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
An Up month is a good month.
Post by: use2betrix on March 01, 2016, 08:53:23 AM
With that behind me l, I'm ready to move forward! I may be paying off my tow vehicle for the trailer I live full time in, which I'm unsure if I will include in my net worth or not. Probably not. It's value is around 45k (not easy to find a reliable vehicle that can tow 16k lbs and double as a daily driver). This month I should have 20-22k savings so paying the 35k I owe on the tow vehicle won't put a huge dent, just slow me down more or less.
November 1, 2015 - 100k
March 1, 2016 - 115k
Post by: ohyonghao on March 01, 2016, 01:35:39 PM
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
The most surprising part of this was how little the vacation affected our net worth. I hear of people spending $5,000/year on vacations, we barely went over $1,000. Quite a few homes have been sold recently in our neighborhood which accounts for the large rise in home equity we experienced this month, rising around $6,600. The current zestimate is still $15k below what houses have been going for, so I still feel confident in this number.
Our stocks, on the other hand, had a bit more exciting ride and finished out nearly flat. Investments are still on automatic, and it's been great to see the turbulence. Really enjoyed MMM's article today, just reiterating to hold true on the course rather than jumping ship at the first sign of trouble.
Post by: johnny847 on March 01, 2016, 02:00:45 PM
2/29/16 - 100,866.78
Investments were down a bit this month. I also prepaid my taxes for $534 (I donated $534 fee free on a cc and I get all of it back on my taxes when I file next year). And I spent a bunch of money on gift cards for my reselling side hustle.
Post by: Uncle Scrooge on March 02, 2016, 04:03:31 PM
Jan 1, 2015: $125,000
Feb 1, 2015: $129,700
March 1,2015: $134,400
April 1,2015: $147,700
May 1,2015: $153,000
June 1,2015: $155,600
July 1,2015: $141,600
August 1,2015 $145,700
Sept 1, 2015 $145,240
Oct 1, 2015 $144,100
Nov 1,2015 $157,000
December 1,2015 $157,600
January 1, 2016: $160,400
February 1,2016: $160,200
March 1,2016: $170,300
Post by: robotclown on March 02, 2016, 09:24:24 PM
Mar 15: 97K
Jun 15: 104K
Sep 15: 105K
Dec 15: 113K
Mar 16: 117K
Post by: Icecreamarsenal on March 03, 2016, 10:22:02 AM
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k <---Looks like I made it, thanks to a home sale. This includes subtracting 120k down on next property. God bless frothy real estate.
2/16: 314k
3/16:
Post by: Guava on March 03, 2016, 11:03:12 AM
November 2015: $113,552
December 2015: $116,576
January 2016: $115,782
February 2016: $117,693
Still not working and still accumulating medical bills but my frugal living has let me save some of my disability check!
Post by: Teacherstache on March 04, 2016, 05:46:13 PM
January 2015 = $138,250
August 2015 = $162,400
November 2015 = $173,500
December 2015 = $178,800
January 2016 = $191,200
February 2016 = $196,400. Closing in on $200,000!
Post by: turketron on March 04, 2016, 05:52:20 PM
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Forgot February, I haven't been checking it as often since the market dropped. It's been pretty much stagnant since:
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Post by: FIreDrill on March 04, 2016, 06:41:50 PM
End of
Jan 2015: $113,226
Feb 2015: $120,796
Mar 2015: $125,852
Apr 2015: $134,096
May 2015: $147,916
Jun 2015: $151,413
Jul 2015: $159,678
Aug 2015: $152,854
Sep 2015: $157,447
Oct 2015: $171,938
Nov 2015: $181,198
Dec 2015: $203,468
Jan 2016: $198,042
Feb 2016: $206,381
The finish line is in sight! Okay, more like a finish line to another starting line... lol
SS
Post by: codemonkey on March 04, 2016, 07:20:46 PM
January 2015: $77,300
July 2015: $115,800
January 2016: $124,100
February 2016: $127,500
March 2016: $141,700
Post by: BarbeRiche on March 05, 2016, 01:42:54 PM
March 2016 : 152.8k
Post by: Prairie Gal on March 06, 2016, 01:00:45 PM
Oct 1, 2015 101,552 1,182
Nov 1, 2015 105,260 3,708
Dec 1, 2015 107,316 2,056
Jan 1, 2016 108,641 1,325
Feb 1, 2016 107,917 -724
Mar 1, 2016 112,893 4,976
* Cash and investments. House is paid off, worth approximately $250,000.
Post by: ender on March 06, 2016, 03:26:47 PM
Post by: Vertical Mode on March 07, 2016, 09:49:44 AM
Some of you guys have ridiculous increase each month!
Second that. I feel like the tortoise here ;-) Of course, we're all only really racing ourselves.
Post by: BarbeRiche on March 08, 2016, 11:55:15 AM
Some of you guys have ridiculous increase each month!
Second that. I feel like the tortoise here ;-) Of course, we're all only really racing ourselves.
Everybody has their own way to calculate as well which can make a big difference of course.
Some include increase in home value, mortgage principal. Is it one or two income household etc.
Lots of time left for 2016 gogogogogo
Post by: jbjr on March 09, 2016, 12:35:36 PM
March 3 2016 - $180,741
Post by: ender on March 10, 2016, 06:38:43 AM
Some of you guys have ridiculous increase each month!
Second that. I feel like the tortoise here ;-) Of course, we're all only really racing ourselves.
Everybody has their own way to calculate as well which can make a big difference of course.
Some include increase in home value, mortgage principal. Is it one or two income household etc.
Lots of time left for 2016 gogogogogo
I'm hoping we get there this year. I "lost" about $5k when I rolled my 401k over and it took about 3 weeks to process, during which the market went up ~6% or so.
Bad timing haha. But a blip in the grand scheme of things, hopefully.
Post by: bkmnky72 on March 11, 2016, 05:25:23 AM
Post by: the_gastropod on March 11, 2016, 04:55:05 PM
Post by: ohyonghao on March 14, 2016, 05:50:44 PM
Wohoo! Just hit $100,300 today. Hoping I can hit $250 by the end of 2017.Congratulations on joining the club here! Lofty goals, look forward to seeing your updates.
Post by: CanIndian on March 20, 2016, 07:14:52 PM
107K as of today, and expected to be 109k by end of march with another paycheck still in the month.
Dec 2013: ~10,000
Dec 2014: ~50,000
July 2015: $74,250
Dec 2015: $88,329
Mar 20th 2016: $107,112
Took me 27 months to go from 10-100k. Hoping to get to 250k in 24 months, Mar 2018.
Intermediary goals are 150k by Dec 2016 and 200K by Aug 2017.
Let us roll along.
Post by: BBub on March 21, 2016, 09:08:29 AM
Getting from 0-100k is often arduous because there's a good bit of initial drag before real progress is made, i.e. buying that first house, buying a car (if applicable), reducing debt and generally getting situated. By the time $100k is reached the lifestyle is pretty much optimized and on autopilot, cash is flowing in regularly and a rising market begins to propel you along faster.
Post by: ohyonghao on March 21, 2016, 02:41:19 PM
For the sake of simplicity, I'm just going to use my Mint numbers (which include estimated vehicle/home value). They are likely inflated a bit (Zillow is optimistic) but it gives me an easily tracked reference without having to make a spreadsheet. :PCode: [Select]August 2015 $248,737.62 -$143,484.78 $105,252.84
September 2015 $249,761.04 -$159,507.25 $90,253.79
October 2015 $266,557.35 -$151,064.75 $115,492.60
November 2015 $271,201.85 -$150,368.41 $120,833.44
December 2015 $271,845.32 -$148,613.59 $123,231.73
January 2016 $272,798.52 -$148,222.89 $124,575.63
February 2016 $279,454.78 -$145,555.38 $133,899.40
March 2016 $292,126.61 -$145,803.30 $146,323.31
I can't get my HSA into Mint for some reason, so I'm at roughly $148k.
I'm not familiar with Mint, I use Personal Capital, but can you add a manual account until they get the link working?
I use YNAB for my actual numbers, but Personal Capital makes checking my accounts easy so I know which ones I should pull for the week.
My numbers are looking well for March, unfortunately they may not be going up as fast going forward as I received notice that my contract is ending at the end of the month. Thank's to all of MMM's principles that I have enacted it is a bright future still, with enough in unemployment income and balances to last 6 months before even touching investments. It's nice having some fuck you money, and keeping my expenses down means it lasts that much longer. Since part of it obviously continues towards my mortgage my net worth should continue to rise during this period.
Post by: dandypandys on March 21, 2016, 04:23:10 PM
Mint is randomly not updating my retirement fund over last couple of days annoyingly, but i am taking it from there too.
This includes all except a few gold and silver coins and my older Subaru.
February 2016 $152,250.48
March 2016 $161,803.55
Post by: moneysaver on March 23, 2016, 08:48:23 PM
Post by: SAfAmBrit on March 25, 2016, 09:12:58 PM
Post by: BarbeRiche on March 27, 2016, 12:00:47 PM
I'm happy with the savings rate considering that we have a 1-month old baby and had a few expenses + our propriety taxes last month.
We had a pretty decent tax return though that helped a lot (9.3k).
The last 6-months will be a bit different with my gf being on that parental salary replacement which will end up being about 40% of her normal salary.
But we do have a beautiful baby to compensate :)
(http://i.imgur.com/xQuhJuk.png)
Post by: FrugalFan on March 27, 2016, 12:07:54 PM
Made a simple spreadsheet for myself because I'm canadian and we don't have Personal Capital.
(http://i.imgur.com/xQuhJuk.png)
Love your graphics, BarbeRiche! I have similar ones but the monthly changes are not as exciting! I may plot them yearly like this though. Before I got into MMM this year, we were paying our mortgage very fast and not investing as much, now I get some satisfaction from seeing the proportion of our net worth in our mortgage decrease and the proportion invested increase, so I've been plotting those out as well.
Post by: BarbeRiche on March 27, 2016, 04:12:45 PM
Love your graphics, BarbeRiche! I have similar ones but the monthly changes are not as exciting! I may plot them yearly like this though. Before I got into MMM this year, we were paying our mortgage very fast and not investing as much, now I get some satisfaction from seeing the proportion of our net worth in our mortgage decrease and the proportion invested increase, so I've been plotting those out as well.
I also have a Spendings-Savings Ratio monthly graphic but it was a bit too much for the post and I think the yearly one is more representative. Jan-49% / Feb-33% / Mar-75%...fluctuates a lot.
It is nice to get a visual of the asset allocation, I agree. I plan on reducing the house principal % as well!
Post by: Heckler on March 27, 2016, 04:40:02 PM
Post by: Heckler on March 27, 2016, 04:47:39 PM
Post by: BarbeRiche on March 27, 2016, 05:09:24 PM
Nice graphics, but why are you showing asset location (account type) as asset allocation?
I didn't want it to reflect my positions in the market but more of a taxable/non-taxable type of thing. Maybe asset is the wrong term?
I might do one just like yours but it would be a bit complicated as we are spread around a few accounts. We both have company RRSP contribution plan which are managed by our companies + RRSP invested in ETFs + TFSA invested mostly in microcaps + stock pension plan for me, etc.
Are your investments all ETFs or you pick stocks?
Post by: Heckler on March 27, 2016, 05:14:31 PM
Post by: Heckler on March 27, 2016, 05:19:10 PM
Just start by adding up totals. Heck, even start with a Bonds vs Equities summary. Let's say your TFSA is in a 90/10 fund, your RRSP is in a 30/70 mutual fund and your spouses taxable account is all Canada stocks (one company). What is your total Bonds to Equity ratio? (for example).
Post by: BarbeRiche on March 27, 2016, 06:28:01 PM
but, especially if you're spread out all over the place in many accounts, a summary asset allocation will help you understand your holdings, and make a better plan.
Just start by adding up totals. Heck, even start with a Bonds vs Equities summary. Let's say your TFSA is in a 90/10 fund, your RRSP is in a 30/70 mutual fund and your spouses taxable account is all Canada stocks (one company). What is your total Bonds to Equity ratio? (for example).
Good point. I will do that. It will be a good addition to my spreadsheet.
Post by: FrugalFan on March 27, 2016, 07:12:34 PM
Post by: BarbeRiche on March 28, 2016, 03:19:11 PM
but, especially if you're spread out all over the place in many accounts, a summary asset allocation will help you understand your holdings, and make a better plan.
Just start by adding up totals. Heck, even start with a Bonds vs Equities summary. Let's say your TFSA is in a 90/10 fund, your RRSP is in a 30/70 mutual fund and your spouses taxable account is all Canada stocks (one company). What is your total Bonds to Equity ratio? (for example).
Good point. I will do that. It will be a good addition to my spreadsheet.
It seems a bit too much weighted toward Canadian Equity but almost 100% of our TFSA are invested in canadian microcaps. Also, my company stock purchase plan counts for a big part of that (about 20% of the canadian equity).
It should balance out a bit while I continue to max our RRSP + our company funds that are more weighted toward US/International. I can also sell some of my company stocks gradually (have to hold them for 2 years so I don't get penalized).
(http://i.imgur.com/UbS38a1.png)
Also, I had forgotten to include a line of data for our total assets...nice surprise :P
(http://i.imgur.com/HFFP5fC.png)
Post by: Heckler on March 28, 2016, 06:07:18 PM
http://canadiancouchpotato.com/2012/05/22/ask-the-spud-does-home-bias-ever-make-sense/
Post by: BarbeRiche on March 28, 2016, 07:46:29 PM
Awesome BarbeRiche! I'm curious - did you know you were hometown biased before doing this graph?
http://canadiancouchpotato.com/2012/05/22/ask-the-spud-does-home-bias-ever-make-sense/
Do you mean because the months are written in french?
I actually changed all my spreadsheet in english and noticed that but I thought it would show anyway with the way I formulate my ideas or choices of words sometimes..!
Post by: Heckler on March 28, 2016, 07:48:22 PM
Post by: BarbeRiche on March 28, 2016, 10:16:16 PM
:) No, by hometown bias I meant mostly invested in Canadian stocks.
Oh I see. It did help to get a visual. I had a rough idea but it's a lot clearer now.
It will be easier to decide if I sell some of my company stocks or if I need to rebalance my portfolios.
Thanks for the suggestion!
Post by: ohyonghao on March 29, 2016, 12:00:53 PM
I'd been avoiding posting to this thread for the longest time because it seemed like such a big goal, but now that I'm a little ways in, it doesn't seem so daunting.
Sept 2015: 101,452
Oct 2015: 111,092
Nov 2015: 114,679
Dec 2015: 117,419
Jan 2015: 120,425
Feb 2015: 126,971
Now: 134,464
We came into a small windfall late last year but instead of investing I decided to get rid of the PMI on our mortgage, especially since market returns were poor. Plan to be at about 215,000 by the end of the year, 250,000 by next summer. We also plan to sell our place around that time to move elsewhere and will like spring to about 330k. That puts us at just under 2 years to make the 100 to 250 hurdle, compared to the ~1.5 years to do 10k to 100k.
Here's to getting some good market winds and nice fat bonus.
(Yar har har... Aye)
Great to have you here. It really is quite amazing how fast it accumulates after the 100k point.
And a big Welcome Here! to anyone else that has joined and I forgot to welcome. I know this group tends to be a bit quieter than the 10-100k, but I like to think that's because we're too busy enjoying the freedom that you can only buy with money you don't spend. I expect this room to light up a bit in a couple days though as everyone begins to sound off their current status reports.
Post by: dandypandys on March 29, 2016, 03:31:41 PM
I'd been avoiding posting to this thread for the longest time because it seemed like such a big goal, but now that I'm a little ways in, it doesn't seem so daunting.
Sept 2015: 101,452
Oct 2015: 111,092
Nov 2015: 114,679
Dec 2015: 117,419
Jan 2015: 120,425
Feb 2015: 126,971
Now: 134,464
We came into a small windfall late last year but instead of investing I decided to get rid of the PMI on our mortgage, especially since market returns were poor. Plan to be at about 215,000 by the end of the year, 250,000 by next summer. We also plan to sell our place around that time to move elsewhere and will like spring to about 330k. That puts us at just under 2 years to make the 100 to 250 hurdle, compared to the ~1.5 years to do 10k to 100k.
Here's to getting some good market winds and nice fat bonus.
(Yar har har... Aye)
Great to have you here. It really is quite amazing how fast it accumulates after the 100k point.
And a big Welcome Here! to anyone else that has joined and I forgot to welcome. I know this group tends to be a bit quieter than the 10-100k, but I like to think that's because we're too busy enjoying the freedom that you can only buy with money you don't spend. I expect this room to light up a bit in a couple days though as everyone begins to sound off their current status reports.
Mine doesn't, wonder what I am doing wrong? Is it just the market? It has stayed in the minus range for aggggges. Just recently i changed everything to vanguard index funds so hopefully that will make a difference.
Post by: FIPurpose on March 29, 2016, 03:39:29 PM
Mine doesn't, wonder what I am doing wrong? Is it just the market? It has stayed in the minus range for aggggges. Just recently i changed everything to vanguard index funds so hopefully that will make a difference.
What are you invested in if you don't mind me asking? Just being in Vanguard doesn't protect you from bad investments.
Post by: dandypandys on March 29, 2016, 03:54:46 PM
Post by: FIPurpose on March 29, 2016, 05:24:20 PM
Post by: dandypandys on March 29, 2016, 06:03:53 PM
I only recently changed it all, and did my final couple of transfers, it used to be 12% international, so this is going forward.
Post by: FIPurpose on March 29, 2016, 09:52:29 PM
If you have a different bond choice, I would switch to that. Or at the very least if you haven't already, read up on the risks of long-term bonds.
https://www.bogleheads.org/wiki/Bond_basics (https://www.bogleheads.org/wiki/Bond_basics)
Not to say there aren't good portfolios with long-term bonds, but I think it's common to misunderstand them.
Post by: dandypandys on March 30, 2016, 05:19:17 AM
If you have a different bond choice, I would switch to that. Or at the very least if you haven't already, read up on the risks of long-term bonds.Thanks! Sorry for being OT and i promise this is my last feedback call :) Yeah i don't have much Bond choices only these:
https://www.bogleheads.org/wiki/Bond_basics (https://www.bogleheads.org/wiki/Bond_basics)
Not to say there aren't good portfolios with long-term bonds, but I think it's common to misunderstand them.
Short Bonds/Stable/MMkt
Standard Stable Asset Fund II 0%
Calvert Short Duration Income I 0%
Prudential Short-Term Corporate Bd Q 0%
Wells Fargo Shrt Duratn Gov Bnd Inst 0%
Interm./Long-Term Bonds
BlackRock Inflation Protected Bond K 0%
Delaware Extended Duration Bond Inst 0%
Vanguard Long-Term Treasury Admiral 5%
I did ask HR to add the total bond index fund but i dont think they will. I will def look into that link today, so far I have only been reading about the Stock stuff and havent got to the Bonds bit yet on the stock series or the books. Glad to hear i haven't being doing a HUGE error these last few years.
THANKS! Sorry for hijacking everyone!!!
On topic: i am at 105k now- woohoo a little movement happened yesterday and my rate of return for the year is almost positive at
-0.64% come on! Get on up there!!!! :) :)
Post by: CanIndian on March 30, 2016, 07:59:42 PM
I hit 100k last week and graduated from the 10-100k thread.Closed the accounts today for March and I was pushed along a bit farther than I thought.
107K as of today, and expected to be 109k by end of march with another paycheck still in the month.
Dec 2013: ~10,000
Dec 2014: ~50,000
July 2015: $74,250
Dec 2015: $88,329
Mar 20th 2016: $107,112
Took me 27 months to go from 10-100k. Hoping to get to 250k in 24 months, Mar 2018.
Intermediary goals are 150k by Dec 2016 and 200K by Aug 2017.
Let us roll along.
Dec 2013: ~10,000
Dec 2014: ~50,000
July 2015: $74,250
Dec 2015: $88,329
Mar 2016: $110,200
Post by: Heckler on March 30, 2016, 08:43:17 PM
On topic: i am at 105k now- woohoo a little movement happened yesterday and my rate of return for the year is almost positive at
-0.64% come on! Get on up there!!!! :) :)
are you still contributing? if so, your goal of prices going up just means you'll be paying more. Hmmm.... Buy low, sell high.
Post by: bkmnky72 on March 31, 2016, 03:08:15 AM
I'm signing in with my NW based on my investible assets at $131K as of today.
Back to $129K.
Post by: PFHC on March 31, 2016, 05:52:09 AM
Aug 2015: $133,000Mar 2016 $182,654 + $15,000 pension
Sept 2015: $147,097
Oct 2015: $153,200
Nov 2015: $155,986
Dec 2015: $154,299
Jan 2016: $156,663
Feb 2016: $158,332
Decided to forgo the appraisal. Unnecessary expense just to tell me what I already know. Big jump in net worth this month reflects $25k increase in equity due to kitchen remodel.
Post by: ender on March 31, 2016, 06:08:31 AM
We're on pace for about a $50k/year net worth increase from this time last year. Though this is a bit artificially high as we repaid ourselves our tithe last year after pre-tithing for tax perks.
We might also be buying a house in the near future, not sure how that will affect things. But we're getting close to leaving this thread and heading to the 250k-->500k one. Which is super exciting!
Post by: SeattleStache on March 31, 2016, 09:56:57 AM
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
January 2016: $101,235
February 2016: $101,464
March 2016: $117,072
Had a small windfall in March as well as a bonus check which went straight into my Roth.
Total NW including real estate and cash savings: $191,475.
Post by: FrugalFan on March 31, 2016, 12:18:05 PM
Jul 2015 196,553
Aug 2015 192,205
Sep 2015 188,724
Oct 2015 207,028
Nov 2015 240,500
Dec 2015 248,758
Jan 2016 245,452
Feb 2016 249,608
Mar 2016 271,295 (Minus college fund is 248,483. So close!)
April is going to be a spendy month as we owe a lot in taxes this year, but we should be able to graduate from this thread in May if the market cooperates.
Post by: gecko10x on March 31, 2016, 02:25:42 PM
Feb 2015: $160k
Mar 2015: $179k
Apr 2015: $183k
May 2015: $186k
Jun 2015: $189k
July 2015: $195k
Aug 2015: $198k
Sept 2015: $201k
Oct 2015: $209k
Nov 2015: $212k
Dec 2015: $216k
Jan 2016: $216k
Feb 2016: $218k
Mar 2016: $247k
Post by: mrteacher on March 31, 2016, 06:22:59 PM
Barring a big market downturn in the next few weeks, I should be here to stay! $250k seems far away, but I'm pumped to be entering the next 'bracket' of accumulation.
Post by: FiguringItOut on March 31, 2016, 06:57:11 PM
2015
June $105,555
July $111,700
Aug $112,494
Sep $109,536
Oct $117,581
Nov $121,142
Dec $128,574
2016
Jan $125,464
Feb $128,024
Mar $136,905
Post by: johnny847 on April 01, 2016, 01:06:54 AM
1/31/16 - 100,310.75.
2/29/16 - 100,866.78
3/31/16 - 109,343.52
By the numbers I had an amazing month.
Most of hte credit shouldn't go to me though. Markets were responsible for $6523.57 of that $8476.74 increase in NW.
Post by: SpareChange on April 01, 2016, 01:34:50 AM
I closed March with a NW of $100,869.59!
Barring a big market downturn in the next few weeks, I should be here to stay! $250k seems far away, but I'm pumped to be entering the next 'bracket' of accumulation.
Welcome!!
Post by: SpareChange on April 01, 2016, 03:02:34 AM
March: $109,021.70
YTD savings rate: 82.7% :)
Post by: Prairie Gal on April 01, 2016, 06:06:42 AM
Sep 1, 2015 100,370
Oct 1, 2015 101,552 1,182
Nov 1, 2015 105,260 3,708
Dec 1, 2015 107,316 2,056
Jan 1, 2016 108,641 1,325
Feb 1, 2016 107,917 -724
Mar 1, 2016 112,893 4,976
Apr 1, 2016 115,730 2,837
* Cash and investments. House is paid off, worth approximately $250,000.
Post by: Guava on April 01, 2016, 06:47:37 AM
March 2016: $124,848
I started working again a few days ago so I am looking forward to full paychecks and being able to contribute to the 401k again!
Post by: Pooplips on April 01, 2016, 06:49:55 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
After last months small increse, I killed it this month. I had alot of extra income this month which helped: taxes, coahing, bonus, etc.
Post by: gecko10x on April 01, 2016, 06:59:00 AM
Jan 2015: $156k
Feb 2015: $160k
Mar 2015: $179k
Apr 2015: $183k
May 2015: $186k
Jun 2015: $189k
July 2015: $195k
Aug 2015: $198k
Sept 2015: $201k
Oct 2015: $209k
Nov 2015: $212k
Dec 2015: $216k
Jan 2016: $216k
Feb 2016: $218k
Mar 2016: $247k
Damn, nicely done! Almost time for the next thread!
Thanks, although the credit doesn't really belong to me... bonus time and market upswing is where most of it came from. ;-)
Post by: YoungGranny on April 01, 2016, 08:42:58 AM
Sept 1: $81,575
Oct 1: $100,687
Nov1: $105,779
Dec 1: $108,880 (+$3,300)
Jan 1: $111,133 (+$2,253)
Feb 1: $125,298 (+$14,165)
March 1:$143,249 (+17,951)
An extra paycheck in there that was all saved and and up-tick in the market. I'm actually really surprised with that number and really proud of myself!
Post by: therethere on April 01, 2016, 08:55:25 AM
That's pretty crazy to think about. Especially when 9 years ago our NW was -250,000. I guess its easier to stash money when your dollars are working for you instead of being spent paying off debt. We were blessed with a high pay contract job with unlimited OT in 2015 which allowed us to max out 401k's and IRA's for the first time ever.
My history:
May 2014 - 98,814
Jan 2015 -139,954
July 2015 - 191,148
Jan 2016 - 221,252
Feb 2016 - 213,366
Mar 2016 - 227,492
April 2016 - 256,226
Post by: BBub on April 01, 2016, 09:22:47 AM
Post by: Teacherstache on April 01, 2016, 09:35:13 AM
January 2015 = $138,250
August 2015 = $162,400
November 2015 = $173,500
December 2015 = $178,800
January 2016 = $191,200
February 2016 = $196,400
March 2016 = $200,800
We crossed the $200,000 mark! Woo hoo!
Post by: McStache on April 01, 2016, 10:37:50 AM
January 2016: $102,333
February 2016: $107,201
March 2016: $116,502
Post by: jbjr on April 01, 2016, 11:25:12 AM
February 2016 - $180,741
March 2016 - $190,352
But incidentally I crossed the $300k mark in total net worth (includes house, car, and other physical assets) this month. Which feels pretty good considering my net worth moved into the black for the first time in 2011. The 1st 100k was definitely the hardest.
Post by: dandypandys on April 01, 2016, 12:12:01 PM
This is with the same 13% going in each month and with not messing with my funds until very recently. I might go back further in time and see if i was in the 100k before jan 2015 too.
2015
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51
2016
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $107,119.81
May 1st: $107,369.22
Post by: FrugalFan on April 01, 2016, 12:59:51 PM
I have just looked back for the first time, and I can't believe how up and down it goes compared to the rest of you:
This is with the same 13% going in each month and with not messing with my funds until very recently. I might go back further in time and see if i was in the 100k before jan 2005 too.
2005
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51
2006
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $106,656.92
Do you mean 2015 and 2016? That does seem a bit strange! About how much is 13% (i.e. roughly how much do you add each month)? And What are you invested in?
Post by: therethere on April 01, 2016, 01:10:50 PM
Post by: dandypandys on April 01, 2016, 04:57:00 PM
Yes I guess my contributions are small in these circles it isn't much - $820 my choices were all over the place, but mostly stocks.
Post by: NowClear on April 01, 2016, 05:06:03 PM
- April 1 2016: $102,411
Post by: codemonkey on April 02, 2016, 09:29:39 AM
This is for our Investment Accounts only.
January 2015: $77,300
July 2015: $115,800
January 2016: $124,100
February 2016: $127,500
March 2016: $141,700
April 2016: $152,300
Finally crossed the $150k line! The rest of this year should be rather slow going as we front loaded our investments as much as possible this year.
Post by: mrshudson on April 02, 2016, 10:02:38 AM
Jan 2015 - $94,000
Feb 2015 - $ 97,000
Mar 2015 - $106,000
Apr 2015 - $108,000
May 2015 - $114,000
June 2015 - $ 117,000
...
April 2016 - $145,000
Post by: FrugalFan on April 02, 2016, 12:06:24 PM
Yes sorry duh 2015/16 haha.
Yes I guess my contributions are small in these circles it isn't much - $820 my choices were all over the place, but mostly stocks.
I think it makes sense overall then since most markets were not great over the last year. And the trend is generally positive. And if market variation can swamp out your contributions, that is generally a positive sign. Your stash is big enough to have a mind of its own.
Post by: turketron on April 02, 2016, 12:12:57 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
Finally going back up!
Post by: dandypandys on April 02, 2016, 03:47:34 PM
ok thanks! phew~!Yes sorry duh 2015/16 haha.
Yes I guess my contributions are small in these circles it isn't much - $820 my choices were all over the place, but mostly stocks.
I think it makes sense overall then since most markets were not great over the last year. And the trend is generally positive. And if market variation can swamp out your contributions, that is generally a positive sign. Your stash is big enough to have a mind of its own.
Post by: PFHC on April 02, 2016, 08:44:43 PM
I have just looked back for the first time, and I can't believe how up and down it goes compared to the rest of you:
Are you tracking on Mint? If you are, are you, by chance, tracking your house value with the Zestimate? If you are, that could be throwing your numbers out of whack. My Zestimate was varying as much as $15k in two weeks, so obviously it was not remotely accurate for my region. So, I put in a manual value and it stabilized my NW.
Post by: ohyonghao on April 03, 2016, 01:05:36 AM
This months numbers:
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016 $172,089.61
Post by: FIreDrill on April 03, 2016, 01:13:32 AM
End of
Jan 2015: $113,226
Feb 2015: $120,796
Mar 2015: $125,852
Apr 2015: $134,096
May 2015: $147,916
Jun 2015: $151,413
Jul 2015: $159,678
Aug 2015: $152,854
Sep 2015: $157,447
Oct 2015: $171,938
Nov 2015: $181,198
Dec 2015: $203,468
Jan 2016: $198,042
Feb 2016: $206,381
Mar 2016: $217,931
SS
Post by: dandypandys on April 03, 2016, 05:59:42 AM
I have just looked back for the first time, and I can't believe how up and down it goes compared to the rest of you:
Are you tracking on Mint? If you are, are you, by chance, tracking your house value with the Zestimate?
HI, yes i do use Mint, and Zillow, but this it just from my 403b only, my net worth is a bit higher, but as you say moves around too much because of bills and zillow. I should set it to fixed like you have.
Post by: SpareChange on April 03, 2016, 06:35:35 AM
Another great month, markets were up on this one. These next six months will be interesting since my last day of work was on the 31st. I still wager my NW will continue to rise, but it may be slowing down a bit until I find another job.
This months numbers:
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016 $172,089.61
Wow, you've been doing very well since graduating the other thread!!
Post by: Uncle Scrooge on April 03, 2016, 08:55:18 AM
Feb 1, 2015: $129,700
March 1,2015: $134,400
April 1,2015: $147,700
May 1,2015: $153,000
June 1,2015: $155,600
July 1,2015: $141,600
August 1,2015 $145,700
Sept 1, 2015 $145,240
Oct 1, 2015 $144,10
Nov 1,2015 $157,000
December 1,2015 $157,600
January 1, 2016: $160,400
February 1,2016: $160,200
March 1,2016: $170,300
April 1,2016: $177,900
Post by: tarheeldan on April 11, 2016, 09:14:24 AM
I thought I'd bring something to the party, so here's a spreadsheet you we can populate if we wish:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
*All data entry on the "Data Entry" tab. "The Big Board" tab will auto-populate based on these data.
*EDIT* Opened up access to anyone with the link, had it on private at first
Post by: 2Birds1Stone on April 11, 2016, 09:36:58 AM
$141,000 - Thanks to a nice drop in the markets over the past months -_- Hoping to get to $200,000 by Dec 31st 2016.
Up to $148k investable assets as of today.
Up to $169k today, looks like I'll be hitting that $200k by end of 2016.
Post by: rp on April 11, 2016, 12:52:33 PM
September 2015 $58,316.82
October 2015 $71,465.56
November 2015 $71,482.35
December 2015 $78,145.63
January 2016 $84,029.04
February 2016 $89,874.29
March 2016 $93,825.21
April 2016 $92,620.01
Cheers,
rp
Post by: McStache on April 11, 2016, 05:25:52 PM
Hi Guys! I look forward to joining you next month - I was about $300 shy of the mark at the end of March :-)
I thought I'd bring something to the party, so here's a spreadsheet you we can populate if we wish:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
*All data entry on the "Data Entry" tab. "The Big Board" tab will auto-populate based on these data.
*EDIT* Opened up access to anyone with the link, had it on private at first
I love a good spreadsheet. Data entered.
Welcome to the thread!
Post by: SpareChange on April 11, 2016, 11:32:39 PM
Hi Guys! I look forward to joining you next month - I was about $300 shy of the mark at the end of March :-)
I thought I'd bring something to the party, so here's a spreadsheet you we can populate if we wish:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
*All data entry on the "Data Entry" tab. "The Big Board" tab will auto-populate based on these data.
*EDIT* Opened up access to anyone with the link, had it on private at first
Thank you! This thread was indeed missing a 'sheet lol. Good to have you join us!
Post by: JJ- on April 16, 2016, 01:07:26 PM
Dec 2014 $101k
Jan 2015 $102k
Feb 2015 $116k
Mar 2015 $117k
Apr 2015 $117k
May 2015 $121k
Jun 2015 $120k
Jul 2015 $126k
Aug 2015 $123k
Sep 2015 $125k
Oct 2015 $139k
Nov 2015 $146k
Dec 2015 $147k
Jan 2016 $141k
Feb 2016 $149k
Mar 2016 $164k
Apr 2016 $172k
Post by: Money Badger on April 17, 2016, 07:18:28 PM
Without these debt paydown & roof expense, I'd be well into the $115-120k range by now which is about $15K since first of the year... but as it is, I went backwards into the low 90k's. The car note has another $8K to go, then that net monthly cash flow can go back to this challenge to growth. Then the mortgage payoff club gets any windfalls/bonuses to free up that monthly "nut" in another year or so to go to the "growth" side as well... That magic "100% debt free" goal is closer every day (we're now under 40% of the total debt we had before MMM and with greater passive income... so financial freedom can and will be done)!
Post by: FiguringItOut on April 29, 2016, 05:27:59 AM
June $105,555
July $111,700
Aug $112,494
Sep $109,536
Oct $117,581
Nov $121,142
Dec $128,574
2016
Jan $125,464
Feb $128,024
Mar $136,905
Apr $142,895
Post by: PFHC on April 29, 2016, 06:44:58 AM
Aug 2015: $133,000
Sept 2015: $147,097
Oct 2015: $153,200
Nov 2015: $155,986
Dec 2015: $154,299
Jan 2016: $156,663
Feb 2016: $158,332
Mar 2016 $182,654
Apr 2016: $186,898 + $15,000 pension
Post by: ender on April 29, 2016, 07:07:35 AM
Only a few more months I think. Then we can go to the
Post by: NowClear on April 29, 2016, 09:27:15 AM
April 2016: $109,780
Post by: SeattleStache on April 29, 2016, 10:56:39 AM
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
January 2016: $101,235
February 2016: $101,464
March 2016: $117,072
April 2016: 120,517
Total NW including real estate and cash savings: $198,330.
Post by: SpareChange on April 30, 2016, 12:34:19 AM
April: $115,969.24
Post by: FrugalFan on April 30, 2016, 11:24:23 AM
2/29/2016: $105,360
3/31/2016: $101,978
Well, this month is different. I always excluded real estate values, but last Friday, we bought a house. So I've got the rental and this house, and a new mortgage. And rather than having it look like I just took a quarter million dollar loss in net worth, I decided I need to start including real estate values. I'm using the purchase price for each property, which I'm hoping is conservative (both appraised for higher than the purchase price, and should hold their value in our relatively stable market.)
So, without any further ado, here's our new net worth:
4/29/2016: $262,438
I guess I'm in the wrong thread :)
Congrats!
Post by: dandypandys on April 30, 2016, 12:44:13 PM
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51
2016
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $107,119.81
May 1st: $107,369.22 Stand still? Didn't feel like it.
Post by: Prairie Gal on April 30, 2016, 03:07:39 PM
Sep 1, 2015 100,370
Oct 1, 2015 101,552 1,182
Nov 1, 2015 105,260 3,708
Dec 1, 2015 107,316 2,056
Jan 1, 2016 108,641 1,325
Feb 1, 2016 107,917 -724
Mar 1, 2016 112,893 4,976
Apr 1, 2016 115,730 2,837
May 2, 2016 116,517 787
* Cash and investments. House is paid off, worth approximately $250,000.
Post by: SAfAmBrit on April 30, 2016, 09:53:58 PM
I'm in, I am currently at $219,713. I am including the house and am using personal capital to track. I hope to reach $250,000 by 10/2016 all going well!
3/25 - $219,713
4/30 - $229,057
Post by: ohyonghao on April 30, 2016, 11:43:24 PM
This months numbers:
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
A gain of nearly $6,000 while being unemployed. We did have some boarders come for a month, which sort of helped, though we spent about as much as we made on getting the room ready. We have another one lined up for June through August.
Next month I'm not quite expecting to see as much growth as I did this month, but who knows, maybe I'll see more.
Post by: turketron on May 01, 2016, 09:42:03 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Post by: Apples on May 01, 2016, 11:09:34 AM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
At this rate, we will have less of a net worth increase this year than we did last year. We are saving slightly more than last year. I've been forgetting to post on here the last few months-I need to get better about that!
Post by: FrugalFan on May 01, 2016, 11:37:22 AM
Jul 2015 196,553
Aug 2015 192,205
Sep 2015 188,724
Oct 2015 207,028
Nov 2015 240,500
Dec 2015 248,758
Jan 2016 245,452
Feb 2016 249,608
Mar 2016 271,295 (Minus college fund is 248,483. So close!)
April 2016 274,222
Minus college fund is $251,521! Yay, graduating to the race to 500k thread. At the current pace, it would take 3-4 years to get there, but we may restructure some things before then.
I went back through my records and discovered that it took us 5 years to reach the first 100k (lower pay, no kids, small house) and another 5 years to reach 200k (higher pay, 2 kids, bigger house). We reached 200k about a year ago, at around the time we discovered MMM. It only took us a year to get to 250k, so finding MMM and adjusting our spending and saving made a big difference!
Good luck to everyone else on this thread!
Post by: mrteacher on May 01, 2016, 12:39:04 PM
5/1: $104,268
At the beginning of the road to $250k!
Post by: tarheeldan on May 01, 2016, 01:16:56 PM
April 2016 274,222
Minus college fund is 251,521! Yay, graduating to the race to 500k thread
Congrats on the quarter mil :-)
Post by: Pooplips on May 02, 2016, 05:17:31 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
Not a bad month at all.
Post by: tarheeldan on May 02, 2016, 05:34:58 AM
4/1/2016 5/1/2016
$100,025.57 $101,430.24
Progress tracking spreadsheet:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
Post by: Guava on May 02, 2016, 07:09:34 AM
April 2016: $129,352
I am pretty happy with the recent progress after months of stagnation. And I am so, so happy to have completed my first month back at work.
Post by: codemonkey on May 02, 2016, 07:31:12 AM
Investment Accounts only.
January 2015: $77,300
July 2015: $115,800
January 2016: $124,100
February 2016: $127,500
March 2016: $141,700
April 2016: $152,300
Finally crossed the $150k line! The rest of this year should be rather slow going as we front loaded our investments as much as possible this year.
May 2016: $157,000
Post by: 2Birds1Stone on May 02, 2016, 08:02:05 AM
May 1 2016 - $172,000
Post by: dandypandys on May 02, 2016, 08:59:37 AM
Post by: 2Birds1Stone on May 02, 2016, 09:15:52 AM
eugh, you guys all had a big jump last month- not sure why mine is a standstill- maybe because you all contribute way more than me?
Mine was a combo of +$2k contribution +$1k stock market +$2k commodities rally.
Post by: dandypandys on May 02, 2016, 09:30:33 AM
Post by: Guava on May 02, 2016, 09:51:16 AM
eugh, you guys all had a big jump last month- not sure why mine is a standstill- maybe because you all contribute way more than me?
My investment accounts didn't increase too much in April either (I don't have a whole invested and haven't contributed in six months)) but my investment properties are soaring in value and I made a few adjustments to that. Don't be discouraged if your investments are a little slower growing than other's, they may have more invested which creates bigger gains (and losses) and contribute more. We are really only racing ourselves here.
Post by: dandypandys on May 02, 2016, 10:03:19 AM
Post by: FIreDrill on May 02, 2016, 12:01:42 PM
We are currently on a 3 week vacation in Greece so it's weird seeing our numbers continue to rise and the paychecks continue to roll in when we aren't working. Got to love PTO!
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Post by: BarbeRiche on May 02, 2016, 12:10:16 PM
Post by: dandypandys on May 02, 2016, 02:11:35 PM
Mine is 0.27% so far for the year, pretty crappy, but i don't understand (i don't understand many things yet) how it is calculated, even with the explanation below.
Rate of Return* Year to Date
0.27%
(01/01/2016 to 05/01/2016)
*Calculates the percentage change of your account balance by weighting all activity included in the time period measured. It includes your investment earnings during the period and is net of plan fees and credits. Indicated returns are cumulative for all periods shown.
Post by: tarheeldan on May 03, 2016, 07:17:15 PM
Do you guys have the same calculation of rate of return on your accounts that i have on my Transamerica account?
Mine is 0.27% so far for the year, pretty crappy,
Hmm my international (vtiax) is up 0.78% ytd but US (vtsax) is up 1.38%. What are you invested in? Also, that's the insurance outfit isn't it? My cousin works for them I think and makes good money, but the corollary is the investment type products he sells make less money for his clients.
Post by: dandypandys on May 03, 2016, 07:50:06 PM
Do you guys have the same calculation of rate of return on your accounts that i have on my Transamerica account?
Mine is 0.27% so far for the year, pretty crappy,
Hmm my international (vtiax) is up 0.78% ytd but US (vtsax) is up 1.38%. What are you invested in? Also, that's the insurance outfit isn't it? My cousin works for them I think and makes good money, but the corollary is the investment type products he sells make less money for his clients.
Yeah it is the 403b, the fees are low, unless their are hidden ones - i did change a lot of things around last month and the month before that might be it. Now i am VSTAX 60% and a couple of other low cost index Van funds to emulate the 3-fund portfolio. Yeah it must be just because i only sorted out my situation recently.. i look forward to a better innings in the future :)
Post by: Mazzinator on May 09, 2016, 03:27:48 PM
Does not include real estate.
5/3/16 - $100,825
Post by: FIreDrill on May 09, 2016, 04:00:09 PM
So happy to finally join you all. It took us 23 months to graduate from the $100k thread...hope to get to $250k in 18-24 months!!Congrats and welcome!
Does not include real estate.
5/3/16 - $100,825
150k in 18 months would be a pretty awesome accomplishment. Good luck!
Sent from my klte using Tapatalk
Post by: onlykelsey on May 09, 2016, 04:22:26 PM
So! I'm 29, own my little condo in NYC (~600K, owe ~360K on my mortgage), finished with my undergrad, law and grad school loans two years ago, and below is my current net worth info (minus house).
Assets
401(K): $90,280
Roth IRA: $23,475
Taxable Brokerage: $40,379
Savings: $5,644 (this does not include checking or some earmarked savings)
Total = $159,778
Liabilities
401(K) loan: ($19,047) (I'm not in a huge rush to pay it off, have 13 months left in my payment plan)
HELOC: ($36,557) (at ~3.25%, this is largely purchase money debt, plus another ~5K that my husband "borrowed" to pay for his share of our wedding, but I'm going to call it plain old debt here. I'm not in a huge rush to pay it off.)
CC: ($133)
Total = $55,737
Net worth = $104,041
My goal for the year is to get to about $160,000, which I think is doable given the principal I'll pay off and amount I'll invest with my year-end bonus.
Post by: Mazzinator on May 11, 2016, 09:52:20 AM
It is a stretch goal. We're moving in a month, which will make saving quite easy. But then we'll move again ~ summer 2017, which is a big unknown. Could slow things down a tad or a whole lot. (My husband is active duty army)So happy to finally join you all. It took us 23 months to graduate from the $100k thread...hope to get to $250k in 18-24 months!!Congrats and welcome!
Does not include real estate.
5/3/16 - $100,825
150k in 18 months would be a pretty awesome accomplishment. Good luck!
Sent from my klte using Tapatalk
Post by: FIreDrill on May 11, 2016, 10:04:06 AM
Always good to have stretch goals :)It is a stretch goal. We're moving in a month, which will make saving quite easy. But then we'll move again ~ summer 2017, which is a big unknown. Could slow things down a tad or a whole lot. (My husband is active duty army)So happy to finally join you all. It took us 23 months to graduate from the $100k thread...hope to get to $250k in 18-24 months!!Congrats and welcome!
Does not include real estate.
5/3/16 - $100,825
150k in 18 months would be a pretty awesome accomplishment. Good luck!
Sent from my klte using Tapatalk
I thought it would take us several years to go from 100 to 250 but we are closing in after only 17 months. Got about 25k to go so probably another 5 months depending on what the market does.
I really do think the first 100 is significantly harder than 100 to 250. By the time we hit 100 our monthly spending and saving was fairly set. We've been going on autopilot ever sense.
Good luck with the move!
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Post by: SpareChange on May 11, 2016, 12:01:02 PM
So happy to finally join you all. It took us 23 months to graduate from the $100k thread...hope to get to $250k in 18-24 months!!
Does not include real estate.
5/3/16 - $100,825
Alright, another grad! Congrats!
Post by: SpareChange on May 11, 2016, 12:06:54 PM
I really do think the first 100 is significantly harder than 100 to 250. By the time we hit 100 our monthly spending and saving was fairly set. We've been going on autopilot ever sense.
I hope so, and I think I'm starting to feel the same way. Just passed 100k in Feb, and everything financially related is very...efficient at this point.
Post by: BBub on May 11, 2016, 12:35:08 PM
Just try to avoid the waiting place, enjoy life & don't let the numbers stress you out. You really won't feel much different with $100k or 200, 300, 400k on the balance sheet. The numbers swirling around in your brain will just be bigger. That's it. At least that's been the case for me.
Post by: Uncle Scrooge on May 11, 2016, 03:52:33 PM
Feb 1, 2015: $129,700
March 1,2015: $134,400
April 1,2015: $147,700
May 1,2015: $153,000
June 1,2015: $155,600
July 1,2015: $141,600
August 1,2015 $145,700
Sept 1, 2015 $145,240
Oct 1, 2015 $144,10
Nov 1,2015 $157,000
December 1,2015 $157,600
January 1, 2016: $160,400
February 1,2016: $160,200
March 1,2016: $170,300
April 1,2016: $177,900
May 1,2016: $181,000
Post by: ender on May 12, 2016, 05:51:35 AM
The first $100k is the hardest. Accumulation gets easier & happens much faster after that. Getting to $100k often entails buying a house, getting on a career path, possibly marrying, buying a car, having a kid, etc. Once you're past the big financial hurdles, stashing is on autopilot & the pace picks up.
Just try to avoid the waiting place, enjoy life & don't let the numbers stress you out. You really won't feel much different with $100k or 200, 300, 400k on the balance sheet. The numbers swirling around in your brain will just be bigger. That's it. At least that's been the case for me.
If you think about it, saving 30k a year means that it only takes 5 years to go from 100k to 250k.
I agree on autopilot. Right now our only real decisions are "save for house" or "save for retirement" or "give money away" in terms of decisions. Rough...
Post by: Apples on May 13, 2016, 09:23:15 AM
Hi Guys! I look forward to joining you next month - I was about $300 shy of the mark at the end of March :-)
I thought I'd bring something to the party, so here's a spreadsheet you we can populate if we wish:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
*All data entry on the "Data Entry" tab. "The Big Board" tab will auto-populate based on these data.
*EDIT* Opened up access to anyone with the link, had it on private at first
Can someone pretty please sticky this to the front page/first post page of this thread? It always takes me forever to find it.
Post by: runrunruneateateat on May 17, 2016, 08:03:20 AM
I've noticed that the markets affect my savings way more than how much I save each month. For instance, between April and May I saved $1,538 but my net worth still decreased. Hopefully this forum will help me stay on track. Thanks, everyone, for sharing your progress!
January 2016 $89,998
February 2016 $89,602
March 2016 ? (Didn't check)
April 2016 $104,073
May 2016 $103,790
Post by: tarheeldan on May 17, 2016, 09:11:50 AM
If there's room for another, count me in! I just crossed the $100,000 mark last month.
Welcome!
Some of us are tracking our progress here, if you wish: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
Post by: tarheeldan on May 24, 2016, 08:25:38 PM
Barely made it to be able to post here, but to me it's a milestone that I've worked towards for years (since grad school).Congratulations!
January 2016$77,986
February 2016$78,974
March 2016$89,757
April 2016 $97,781
May 2016 $100,428
Post by: SAfAmBrit on May 29, 2016, 11:50:55 AM
I'm in, I am currently at $219,713. I am including the house and am using personal capital to track. I hope to reach $250,000 by 10/2016 all going well!
3/25 - $219,713
4/30 - $229,057
5/29 - $243,638
Very good month but not for paying off the mortgage - my Roth is happy though. I think I should hit the goal by the end of July, 3 months ahead of target.
Post by: SeattleStache on May 29, 2016, 12:13:19 PM
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
January 2016: $101,235
February 2016: $101,464
March 2016: $117,072
April 2016: 120,517
May 2016: $122,419
Total NW including real estate and cash savings: $202,367.
Post by: PFHC on May 31, 2016, 08:28:08 AM
Aug 2015: $133,000May 2016: $197,500 + $18,000 pension
Sept 2015: $147,097
Oct 2015: $153,200
Nov 2015: $155,986
Dec 2015: $154,299
Jan 2016: $156,663
Feb 2016: $158,332
Mar 2016 $182,654
Apr 2016: $186,898
Post by: screwit on May 31, 2016, 10:29:12 AM
May 2016: 172,565€
Our FIRE aim is 1.6MM€, so we have a hell of a long way to go.
Post by: codemonkey on May 31, 2016, 11:36:27 AM
Investment Accounts only.
January 2015: $77,300
July 2015: $115,800
January 2016: $124,100
February 2016: $127,500
March 2016: $141,700
April 2016: $152,300
Finally crossed the $150k line! The rest of this year should be rather slow going as we front loaded our investments as much as possible this year.
May 2016: $157,000
We are only contributing about 400 a week since we front loaded our investments this year. The rest is market gains.
June 2016: $160,200
Post by: 2Birds1Stone on May 31, 2016, 11:44:22 AM
Jan 1 2016 - $141,000June 1 2016 ~$210,000
May 1 2016 - $172,000
Post by: JJ- on May 31, 2016, 12:45:01 PM
I suppose I'll join in... It's crazy how week to week or month to month things seem so small, but crazy how things over years can add up. No house, just cash, investments, and SL's. Have been putting away ~$4k month or so.
Dec 2014 $101k
Jan 2015 $102k
Feb 2015 $116k
Mar 2015 $117k
Apr 2015 $117k
May 2015 $121k
Jun 2015 $120k
Jul 2015 $126k
Aug 2015 $123k
Sep 2015 $125k
Oct 2015 $139k
Nov 2015 $146k
Dec 2015 $147k
Jan 2016 $141k
Feb 2016 $149k
Mar 2016 $164k
Apr 2016 $172k
May 2016 $178k
I have no idea how this is going up so much each month. As of January, we just started maxing out the 401k's and saving cash for a down payment.
Post by: styl1 on May 31, 2016, 08:15:25 PM
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Post by: turketron on May 31, 2016, 08:45:13 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
Post by: PFHC on June 01, 2016, 04:50:26 AM
How does this work? You come back and edit your post with an update?
It works however you'd like it to. Some of us like to post by quoting our old post so as to keep a running tally. But, it's not necessary. If you edit your old post, then it will stay buried and we won't be able to track your progress. I would not suggest you do it that way.
Post by: ender on June 01, 2016, 04:54:49 AM
I think I'll add our home as an asset for the price we paid minus about 6% to account for realtor fees if we sold, but that's going to drop us about $10-15k depending on what our total closing costs end up being.
Post by: aneel on June 01, 2016, 05:15:01 AM
June 1, 2016: $102k
Post by: dandypandys on June 01, 2016, 06:04:49 AM
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51
2016
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $107,119.81
May 1st: $107,369.22
June 1st: $110,836.03 my contributions went up this month - so doing 10%-- it kinds hurts!
[/quote]
Post by: Guava on June 01, 2016, 06:46:19 AM
May 2016: $136,277
So surprised at the jump this month!
Post by: onlykelsey on June 01, 2016, 07:07:18 AM
Quote
Assets
401(K): $90,280$95,832
Roth IRA: $23,475$23,994
Taxable Brokerage: $40,379$43,970
Savings: $5,644$4,435 (tapped this for a mortgage payment since my paycheck was too small after 401(K) deduction)
Total = $159,778$168,231
Liabilities
401(K) loan:($19,047)($17,830)
HELOC:($36,557)($35,900)
CC:($133)($740) (maternity suits! That's a thing!)
Total =$55,737($54,470)
Net worth =$104,041$113,761 Up nearly 10K this month, which is great.
Post by: TrMama on June 01, 2016, 11:42:52 AM
1/7/2016: $119,563
Counting my liquid investments only. Not including home equity (we're not moving so it's moot), the kids RESPs or any of DH's assets.
Post by: Teacherstache on June 01, 2016, 12:01:05 PM
January 2015 = $138,250
August 2015 = $162,400
November 2015 = $173,500
December 2015 = $178,800
January 2016 = $191,200
February 2016 = $196,400
March 2016 = $200,800
I didn't update for April. I guess I forgot. It has been a busy couple of months.
May 2016 = $212,100
Post by: SpareChange on June 01, 2016, 12:25:41 PM
April: $115,969.24
May: $120,397.76
Higher expenses in May...insurance premiums coming due mainly. Also got overcharged on my apt utilities, and declined some extra work to take time off for family/friends. Still, I'll take it :).
Post by: Tris Prior on June 01, 2016, 12:41:52 PM
401k: 78,286.66
Roth: 38,000 (and change; I don't have the statement on me right now but it was just a hair over $38k)
Emergency fund: 8,374.24
Total: 124,660.90
Post by: tarheeldan on June 01, 2016, 04:28:37 PM
4/30 - $229,057
5/29 - $243,638
Very good month but not for paying off the mortgage - my Roth is happy though. I think I should hit the goal by the end of July, 3 months ahead of target.
Nice!
Post by: tarheeldan on June 01, 2016, 04:32:23 PM
I had a pretty good month, up 7.43% or $7,533.04 to $108,869.54. Soft target for the end of the year is $130k.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
Post by: Uncle Scrooge on June 01, 2016, 06:35:54 PM
Jan 1, 2015: $125,000
Feb 1, 2015: $129,700
March 1,2015: $134,400
April 1,2015: $147,700
May 1,2015: $153,000
June 1,2015: $155,600
July 1,2015: $141,600
August 1,2015 $145,700
Sept 1, 2015 $145,240
Oct 1, 2015 $144,10
Nov 1,2015 $157,000
December 1,2015 $157,600
January 1, 2016: $160,400
February 1,2016: $160,200
March 1,2016: $170,300
April 1,2016: $177,900
May 1,2016: $181,000
June 1,2016: $181,730
Post by: ohyonghao on June 01, 2016, 07:01:00 PM
This months numbers:
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
Our house is about to catch up with the market, so our days of 4k+ improvement may be coming towards an end. This month we have two tenants renting our spare rooms which will help greatly.
Post by: Prairie Gal on June 02, 2016, 07:51:27 AM
Sep 1, 2015 100,370
Oct 1, 2015 101,552
Nov 1, 2015 105,260
Dec 1, 2015 107,316
Jan 1, 2016 108,641
Feb 1, 2016 107,917
Mar 1, 2016 112,893
Apr 1, 2016 115,730
May 1, 2016 116,517
Jun 1, 2016 117,387
* does not include paid off house
Post by: Mazzinator on June 03, 2016, 03:34:58 PM
So happy to finally join you all. It took us 23 months to graduate from the $100k thread...hope to get to $250k in 18-24 months!!
Does not include real estate.
5/3/16 - $100,825
6/3/16 - $104,923
Post by: Enough on June 04, 2016, 02:35:59 PM
Slow and Steady
Jan-15 $103,510
Feb-15 $104,580
Mar-15 $113,223
Apr-15 $118,072
May-15 $122,214
Jun-15 $124,279
Jul-15 $126,969
Guessing that I'll hit it March 2018.
Aug-15 $121,517
Sep-15 $119,105
Oct-15 $130,210
Nov-15 $139,276
Dec-15 $142,945
Jan-16 $142,996
Feb-16 $145,610
Mar-16 $161,315
Apr-16 $161,141
May-16 $181,902
New estimate is Dec 2017 (rather than March 2018)
Post by: Apples on June 04, 2016, 04:23:23 PM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
At this rate, we will have less of a net worth increase this year than we did last year. We are saving slightly more than last year. I've been forgetting to post on here the last few months-I need to get better about that!
June 1 2016: $125,160.93 --- gain of $5,214.58
Post by: BarbeRiche on June 06, 2016, 03:17:52 PM
Post by: mrteacher on June 10, 2016, 05:19:20 AM
5/1: $104,268
6/1: $107,087
Firmly into the $100,000 range, now. My goals for 9/1 were: $110,000 as a 'easy' goal, $115,000 as a 'reasonable' goal, and $120,00 as a 'stretch' goal. At this pace, I should come really close to my 'reasonable' goal of $115,000, and with a little extra side hustling combined with some nice market gains, I could make a run at $120,000!
9/1/2015 is when I started tracking NW (and I started following MMM in earnest last summer) and I was at $77,000...so cool to see that sort of increase!
Post by: runrunruneateateat on June 10, 2016, 07:03:52 PM
January 2016 $89,998
February 2016 $89,602
March 2016 ? (Didn't check)
April 2016 $104,073
May 2016 $103,790
June 2016 $107,546
My big goal is $120,000 by December 31, 2016. I'm hoping two small raises, in September and October, will help me get there. I also started walking to work rather than taking the subway, which is helping me put away an extra ~$100/month into my retirement account.
Post by: ender on June 10, 2016, 07:12:08 PM
How are you folks valuing your home? I'm tempted to put the value as an asset worth (purchase price) * (0.94) to account for the likely realtor commission when selling. Or leave it as the actual cost we paid for it, but that seems like cheating.
Post by: onlykelsey on June 10, 2016, 07:24:20 PM
How are you folks valuing your home? I'm tempted to put the value as an asset worth (purchase price) * (0.94) to account for the likely realtor commission when selling. Or leave it as the actual cost we paid for it, but that seems like cheating.
I'm not valuing my house in this thread, but in the 250 - 500 thread, I've been using zillow's zestimate (except when it sometimes goes crazy for a few weeks and ups my net worth by 50K).
Post by: Guava on June 13, 2016, 07:24:41 AM
How are you folks valuing your home? I'm tempted to put the value as an asset worth (purchase price) * (0.94) to account for the likely realtor commission when selling. Or leave it as the actual cost we paid for it, but that seems like cheating.
I leave mine as purchase price, which happened to be near the bottom of the market here. It is worth at least 50k more than I value it, but I never plan to sell it so I don't see much point in adjusting the value every month. I do adjust the values of investment properties about once a year though.
Post by: ender on June 13, 2016, 04:14:46 PM
How are you folks valuing your home? I'm tempted to put the value as an asset worth (purchase price) * (0.94) to account for the likely realtor commission when selling. Or leave it as the actual cost we paid for it, but that seems like cheating.
I'm not valuing my house in this thread, but in the 250 - 500 thread, I've been using zillow's zestimate (except when it sometimes goes crazy for a few weeks and ups my net worth by 50K).
This is what I'm worried about. Zillow's guesstimate is also about $40k lower than we paid for it currently, though that has jumped around a bunch...
Maybe I'll just stick purchase price there and
Post by: Money Badger on June 18, 2016, 05:52:52 AM
Post by: PFHC on June 26, 2016, 04:57:13 AM
Aug 2015: $133,000Jun 2016: $227,300
Sept 2015: $147,097
Oct 2015: $153,200
Nov 2015: $155,986
Dec 2015: $154,299
Jan 2016: $156,663
Feb 2016: $158,332
Mar 2016 $182,654
Apr 2016: $186,898
May 2016: $197,500 + $18,000 pension
Just became vested in my pension. They release the value yearly and I had underestimated it's value previously. It is worth $25,000 and I am now including it in my net worth since I am vested.
I am now staring down $250,000! Hoping to get there sometime Q1 next year. I just started a side job that could prove rather lucrative, so that could come even sooner.
Post by: screwit on June 27, 2016, 05:48:39 AM
Net worth, not including the house and mortgage or checking accountsJune 2016: 187.815€
May 2016: 172,565€
And including house and mortgages (because it makes me feel better):
June 2016: 360,531€
Post by: PFHC on June 28, 2016, 04:00:52 AM
Net worth, not including the house and mortgage or checking accountsJune 2016: 187.815€
May 2016: 172,565€
And including house and mortgages (because it makes me feel better):
June 2016: 360,531€
You're all done with this thread if that's your net worth!
Post by: screwit on June 28, 2016, 11:56:50 AM
Net worth, not including the house and mortgage or checking accountsJune 2016: 187.815€
May 2016: 172,565€
And including house and mortgages (because it makes me feel better):
June 2016: 360,531€
You're all done with this thread if that's your net worth!
I haven't wanted to include the house because i can't eat it in FIRE and i think it gives me a false sense of security. I've got a long way to go and am trying to keep myself eager, so all I'm really counting right now is net worth minus house&mortgage. I had just checked the value of our property (which had gone up by 30% on 3 years) and wanted to add that in once )
Post by: PFHC on June 29, 2016, 05:18:05 AM
I haven't wanted to include the house because i can't eat it in FIRE and i think it gives me a false sense of security. I've got a long way to go and am trying to keep myself eager, so all I'm really counting right now is net worth minus house&mortgage. I had just checked the value of our property (which had gone up by 30% on 3 years) and wanted to add that in once )
Understood. I, on the other hand, plan to 'eat' my house. Once the kids are gone, there's not a whole lot of reasons we would keep the house. Would much rather rent as we travel or way downsize to a something sub-750 sq ft.
Post by: jbjr on June 29, 2016, 09:14:29 AM
This is for invested assets only.
February 2016 - $180,741
March 2016 - $190,352
But incidentally I crossed the $300k mark in total net worth (includes house, car, and other physical assets) this month. Which feels pretty good considering my net worth moved into the black for the first time in 2011. The 1st 100k was definitely the hardest.
Haven't update in a while. But as of today here's where I stand. Looking to push past 250 by the end of the year. And I have a stretch goal of $255k
June 2016 - $215,897
Post by: ender on June 30, 2016, 06:00:29 AM
So... haven't decided whether we'll leave this thread or not :-)
Post by: JJ- on June 30, 2016, 04:52:18 PM
I suppose I'll join in... It's crazy how week to week or month to month things seem so small, but crazy how things over years can add up. No house, just cash, investments, and SL's. Have been putting away ~$4k month or so.
Dec 2014 $101k
Jan 2015 $102k
Feb 2015 $116k
Mar 2015 $117k
Apr 2015 $117k
May 2015 $121k
Jun 2015 $120k
Jul 2015 $126k
Aug 2015 $123k
Sep 2015 $125k
Oct 2015 $139k
Nov 2015 $146k
Dec 2015 $147k
Jan 2016 $141k
Feb 2016 $149k
Mar 2016 $164k
Apr 2016 $172k
May 2016 $178k
June 2016 $183k
Post by: FiguringItOut on June 30, 2016, 11:13:57 PM
June $105,555
July $111,700
Aug $112,494
Sep $109,536
Oct $117,581
Nov $121,142
Dec $128,574
2016
Jan $125,464
Feb $128,024
Mar $136,905
Apr $142,895
May $149,631
Jun $148,735
Post by: SAfAmBrit on July 01, 2016, 12:18:41 AM
Post by: turketron on July 01, 2016, 06:22:53 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Post by: SpareChange on July 01, 2016, 06:32:58 AM
Post by: onlykelsey on July 01, 2016, 06:53:52 AM
June 30 vs May 31:
Assets
401(K):$95,832$95,608 I've maxed this for the year, so it should just be market fluctuations now.
Roth IRA:$23,994$25,045 This has been maxed for months. I wonder why it's up in value and my 401(K) is down...
Taxable Brokerage:$43,970$46,390
Savings:$4,435$5,935 This is being rebuilt 3K a month starting now. I was maybe overzealous with my 401(K) funding and had to tap this for mortgage stuff.
Total =$168,231$172,978
Liabilities
401(K) loan:($17,830)($16,700)
HELOC:($35,900)($36,271) Deciding whether to throw money at this (3.x% floating, comes down to 2% with my tax situation) or investment.
CC:($740)($89)
Total =($54,470)($53,060)
Net worth =$113,761$119,918 Up about 6K this month, which is great. My paychecks are now going to be ~250 bigger every two weeks, so hopefully this pace will accelerate a bit.
Post by: SeattleStache on July 01, 2016, 07:55:41 AM
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
January 2016: $101,235
February 2016: $101,464
March 2016: $117,072
April 2016: 120,517
May 2016: $122,419
June 2016: $123,916
Total NW including real estate and cash savings: $204,864.
Just got my fist paycheck as a CA resident (moved here from Seattle with the same job I had up there) and OUCH with the state income tax! I knew it was coming but still unpleasant to see now that it's happened. Will require some adjusting.
Post by: Guava on July 01, 2016, 08:29:12 AM
June 2016: $139,619
Drained part of my cash account to pay off a 0% interest credit card in June but still happy with a four digit increase. I am feeling like I am in a routine now.
Post by: ohyonghao on July 01, 2016, 12:45:41 PM
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
Between AirBNB, medical tourism, test riding bicycles, SEA, and stocks somehow we managed to increase our net worth by $13,116.02!
I had sent in a rollover request with my last job to get the 401k into a Vanguard IRA. As it so happens the request on my employers side got sent out Tuesday before the Brexit, which I hadn't even heard of until John Oliver mentioned it on Sunday. The transaction went through selling the index fund at it's peak on Thursday, and made it into the Vanguard IRA after it had fallen 6%! It has now regained their losses, and what a gain for me. I didn't try to time the market, just happened to stumble on it and gained a quick 5%. My only regret is not having started using the 401k sooner.
Post by: tarheeldan on July 01, 2016, 02:12:28 PM
Well we squeaked in at $250358. Onwards and upwards we go to the next level - hoping to be back here on the investments and cash only track, looking forward to seeing you all soon either here, or the next level. Thank-you, I have felt very supported here.
Congratulations!!!!
Post by: tarheeldan on July 01, 2016, 02:13:01 PM
June: $126,765.57, up $6,367.81. Good month! :)
Nice jump!
Post by: tarheeldan on July 01, 2016, 02:15:53 PM
Steady as she goes :-)
Some of us are tracking our progress here:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
Congrats again to safambrit, the first to go up on the "Graduates" tab!
Post by: 2Birds1Stone on July 01, 2016, 02:18:11 PM
Officially at ~$255,000k NW between my SO and I.
Hope to see you guys in the $250k->$500k thread soon!
Post by: tarheeldan on July 01, 2016, 02:20:17 PM
Good bye everyone, hopefully I don't come back to this thread.
Officially at ~$255,000k NW between my SO and I.
Hope to see you guys in the $250k->$500k thread soon!
Congratulations!! Maybe I'll see you on the next thread unless you graduate that one quickly :-)
Post by: Mazzinator on July 01, 2016, 02:30:08 PM
Post by: SpareChange on July 01, 2016, 11:11:17 PM
Congrats to safambrit and 2b1s!!!
Ditto! Congratulations! Keep it up.
Post by: BarbeRiche on July 03, 2016, 01:22:32 PM
Good bye everyone, hopefully I don't come back to this thread.
Officially at ~$255,000k NW between my SO and I.
Hope to see you guys in the $250k->$500k thread soon!
Congratz!!! Hope to join you soon!
My biggest networth upgrade lifetime ---> + 23 061$ !!!!
≈ 13k savings from income
≈ 10k increase in TFSA
(http://i.imgur.com/xGyrFYW.png)
Post by: Apples on July 04, 2016, 01:13:26 PM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
June 1 2016: $125,160.93 --- gain of $5,214.58
July 1 2016: 127,094.93 --- gain of $1,934.00
I'm just glad there was any gain at all this past month. The markets were a little bumpy and we went on a short trip and hosted family, so we were spending money everywhere.
Post by: Tris Prior on July 05, 2016, 11:31:26 AM
401k: 78,742.42
Roth: 42,442.33
Emergency fund: 8,349.36
Total: 129,534.11
June 1 Total: 124,660.90
Increase: 4873.21
Post by: mrteacher on July 05, 2016, 11:46:48 AM
4/1: $100,869
5/1: $104,268
6/1: $107,087
Firmly into the $100,000 range, now. My goals for 9/1 were: $110,000 as a 'easy' goal, $115,000 as a 'reasonable' goal, and $120,00 as a 'stretch' goal. At this pace, I should come really close to my 'reasonable' goal of $115,000, and with a little extra side hustling combined with some nice market gains, I could make a run at $120,000!
9/1/2015 is when I started tracking NW (and I started following MMM in earnest last summer) and I was at $77,000...so cool to see that sort of increase!
7/1: $112,489
I've achieved my 'easy' goal, and with two months left until my 9/1 end date, I should certainly hit the $115,000. The stretch goal will be tough, but that's why it's my stretch goal!
Post by: Mazzinator on July 06, 2016, 08:20:33 AM
So happy to finally join you all. It took us 23 months to graduate from the $100k thread...hope to get to $250k in 18-24 months!!
Does not include real estate.
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
Post by: dandypandys on July 07, 2016, 05:47:02 AM
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51
2016
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $107,119.81
May 1st: $107,369.22
June 1st: $110,836.03 my contributions went up this month - so doing 10%-- it kinds hurts!
July 1st: $112,327.7
Post by: use2betrix on July 08, 2016, 06:16:14 AM
Post by: codemonkey on July 11, 2016, 10:24:33 AM
Investment Accounts only.
January 2015: $77,300
July 2015: $115,800
January 2016: $124,100
February 2016: $127,500
March 2016: $141,700
April 2016: $152,300 - Finally crossed the $150k line! The rest of this year should be rather slow going as we front loaded our investments as much as possible this year.
May 2016: $157,000
June 2016: $160,200 - We are only contributing about 400 a week since we front loaded our investments this year. The rest is market gains.
We are up $48,000 from last July, which is about $2k behind where I was hoping we would be. Not a bad year overall though.
July 2016: $163,600
Post by: Nick_Miller on July 11, 2016, 11:23:55 AM
Our NW is around $120K - I need to grab the exact number from my spreadsheet at home tonight.
We're going our best to pump it up about $3K-$4K per month through combination of student debt paydown (accelerating payments big time!), car payments, increased investments in 401k and Roth, and mortgage payment.
$150k by year's end probably won't happen unless I earn a few big bonuses.
Post by: runrunruneateateat on July 11, 2016, 01:26:10 PM
February 2016 $89,602
March 2016 ? (Didn't check)
April 2016 $104,073
May 2016 $103,790
June 2016 $107,546
July 2016 $110,370
I've been steadily ratcheting up my retirement contributions over the past few months, which feels great. I'm also finding that my urge to buy new things is going away. When I think about buying something, I think about my big goals and then the little conveniences/clothes/makeup don't appeal to me as much as they used to.
I'm still aiming for $120,000 by year's end, and with a ~$2k/month average over the past 4 months, I'm optimistic that I can do it.
Post by: Pooplips on July 14, 2016, 09:32:57 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
Havn't updated this in a while. Having a new baby will do that to you.
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
Post by: Nick_Miller on July 18, 2016, 12:26:12 PM
May 2016: $106,529
June 2016: $109,892
July 2016: $115,035
We should be able to increase it by $3K monthly, bare minimum, for the rest of the year, so we should be at $130K by year's end. But we'll shoot for $135K!
Post by: Erma on July 18, 2016, 12:27:05 PM
Post by: Nick_Miller on July 19, 2016, 02:11:25 PM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
Havn't updated this in a while. Having a new baby will do that to you.
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
Good job with those huge leaps forward! What did you do in April and June to make such huge progress?
And I love your name btw...I'm not sure why.
Post by: gggggg on July 20, 2016, 03:34:08 PM
Post by: TravelJunkyQC on July 22, 2016, 08:40:07 AM
Love this thread!
Post by: 10dollarsatatime on July 24, 2016, 01:01:29 PM
7/24/2016 - $101,590.33
It grew to here faster than I though possible given my lower salary. I started 2.5 years ago @ $8000ish. Some of this is home equity, but I'm counting it anyway. This way I can count the 6 digit milestone twice; now and when I hit 6 digits liquid.
Post by: PFHC on July 25, 2016, 05:56:12 AM
First post! I just graduated into the 6 digit net worth category. :)Congrats and welcome!
7/24/2016 - $101,590.33
It grew to here faster than I though possible given my lower salary. I started 2.5 years ago @ $8000ish. Some of this is home equity, but I'm counting it anyway. This way I can count the 6 digit milestone twice; now and when I hit 6 digits liquid.
Post by: PFHC on July 25, 2016, 06:02:44 AM
Aug 2015: $133,000
Sept 2015: $147,097
Oct 2015: $153,200
Nov 2015: $155,986
Dec 2015: $154,299
Jan 2016: $156,663
Feb 2016: $158,332
Mar 2016 $182,654
Apr 2016: $186,898
May 2016: $197,500 + $18,000 unvested pension
Jun 2016: $227,300
Jul 2016: $243,161
Had a nice windfall this month when VW made plans to buy our car back for $20,827! We will replace it with a mustachian Mazda 5 for <$6000, so, I'm including the remainder in our net worth.
Should be leaving his thread by the end of the month!
Post by: ohyonghao on July 26, 2016, 03:41:20 PM
Aug 2015: $133,000
Sept 2015: $147,097
Oct 2015: $153,200
Nov 2015: $155,986
Dec 2015: $154,299
Jan 2016: $156,663
Feb 2016: $158,332
Mar 2016 $182,654
Apr 2016: $186,898
May 2016: $197,500 + $18,000 unvested pension
Jun 2016: $227,300
Jul 2016: $243,161
Had a nice windfall this month when VW made plans to buy our car back for $20,827! We will replace it with a mustachian Mazda 5 for <$6000, so, I'm including the remainder in our net worth.
Should be leaving his thread by the end of the month!
That's a great windfall!
I had a similar thing happen with the extended warranty I got on my car when I bought it used. They forgot to file the paperwork for it and I realized that the warranty was going to cost me more in wasted maintenance (change oil every 5k mi or 3 mo even though the cars manual says every 15k or 12 mo) that had to be done at a shop and not by myself than I would ever get out of it. I had called to find out where the warranty paperwork was and they couldn't find it. A follow up later and they offered to either start the warranty from that day on or to refund the money, I chose the refund and have not regretted it.
Post by: tarheeldan on July 28, 2016, 02:58:25 PM
First post! I just graduated into the 6 digit net worth category. :)Nice! Welcome :-)
7/24/2016 - $101,590.33
It grew to here faster than I though possible given my lower salary. I started 2.5 years ago @ $8000ish. Some of this is home equity, but I'm counting it anyway. This way I can count the 6 digit milestone twice; now and when I hit 6 digits liquid.
Post by: easternblockbabe on July 29, 2016, 06:08:37 PM
July 28 2016: $ 150,359.87 retirement $204,445.70* total
*Does not include house value and liabilities
Post by: SpareChange on July 29, 2016, 10:48:57 PM
Post by: ender on July 30, 2016, 07:46:14 AM
Post by: SeattleStache on July 30, 2016, 07:50:04 AM
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
January 2016: $101,235
February 2016: $101,464
March 2016: $117,072
April 2016: 120,517
May 2016: $122,419
June 2016: $123,916
July 2016: $131, 349
Total NW including real estate and cash savings: $216,349.
Post by: ohyonghao on July 30, 2016, 04:05:15 PM
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
July 2016: $207,370.73
Pretty good in the market and got new tenants in yesterday, which sort of inflated this months numbers. I'm forever surprised how much it's been going up since I stopped working.
Post by: onlykelsey on July 30, 2016, 08:29:37 PM
Assets
401(K):
Roth IRA:
Taxable Brokerage:
Savings:
Total =
Liabilities
401(K) loan:
HELOC:
Total =
Net worth =
Post by: JJ- on July 31, 2016, 07:07:57 AM
I suppose I'll join in... It's crazy how week to week or month to month things seem so small, but crazy how things over years can add up. No house, just cash, investments, and SL's. Have been putting away ~$4k month or so.
Dec 2014 $101k
Jan 2015 $102k
Feb 2015 $116k
Mar 2015 $117k
Apr 2015 $117k
May 2015 $121k
Jun 2015 $120k
Jul 2015 $126k
Aug 2015 $123k
Sep 2015 $125k
Oct 2015 $139k
Nov 2015 $146k
Dec 2015 $147k
Jan 2016 $141k
Feb 2016 $149k
Mar 2016 $164k
Apr 2016 $172k
May 2016 $178k
June 2016 $183k
July 2016 $193k
Post by: FIreDrill on July 31, 2016, 12:13:28 PM
Start of
Feb 2015: $120,796
Mar 2015: $125,852
Apr 2015: $134,096
May 2015: $147,916
Jun 2015: $151,413
Jul 2015: $159,678
Sep 2015: $152,854
Oct 2015: $157,447
Nov 2015: $171,938
Dec 2015: $181,198
Jan 2015: $203,468
Feb 2016: $198,042
Mar 2016: $206,381
Apr 2016: $217,931
May 2016: $223,700
Jun 2016: $228,818
Jul 2016: $233,784
Aug 2016: $246,760
Getting close! Should cross the line next month if the market stays flat.
Post by: dandypandys on July 31, 2016, 02:53:15 PM
Been playing with my wee chart today. Getting close to 250k! :) if I include everything and minus off the 6k left on mortgage, which is where I have been making the most progress at the moment.
Post by: Pooplips on August 01, 2016, 05:11:55 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
Post by: Guava on August 01, 2016, 07:03:52 AM
July 2016: $143,948
I was thinking about this number last night and what it means to me for a long time. The last year of my life has been filled with changes, most big, and most expensive. August and September will be the last months of paying off my medical bills, and hopefully the last months of our lingering remodel. They will also be my last months unmarried. This number will be changing a lot still these next few months before things even out...and I am very excited for all of these changes.
Post by: FITortoise on August 01, 2016, 07:20:03 AM
Start of
Feb 2015: $120,796
Mar 2015: $125,852
Apr 2015: $134,096
May 2015: $147,916
Jun 2015: $151,413
Jul 2015: $159,678
Sep 2015: $152,854
Oct 2015: $157,447
Nov 2015: $171,938
Dec 2015: $181,198
Jan 2015: $203,468
Feb 2016: $198,042
Mar 2016: $206,381
Apr 2016: $217,931
May 2016: $223,700
Jun 2016: $228,818
Jul 2016: $233,784
Aug 2016: $246,760
Getting close! Should cross the line next month if the market stays flat.
Congrats!!! That's great progress. Can you share what specific actions you've taken, or investments you've made, to get you to double NW in 1.5 years? I want to learn and be inspired :-)
Post by: FIreDrill on August 01, 2016, 09:03:54 AM
Start of
Feb 2015: $120,796
Mar 2015: $125,852
Apr 2015: $134,096
May 2015: $147,916
Jun 2015: $151,413
Jul 2015: $159,678
Sep 2015: $152,854
Oct 2015: $157,447
Nov 2015: $171,938
Dec 2015: $181,198
Jan 2015: $203,468
Feb 2016: $198,042
Mar 2016: $206,381
Apr 2016: $217,931
May 2016: $223,700
Jun 2016: $228,818
Jul 2016: $233,784
Aug 2016: $246,760
Getting close! Should cross the line next month if the market stays flat.
Congrats!!! That's great progress. Can you share what specific actions you've taken, or investments you've made, to get you to double NW in 1.5 years? I want to learn and be inspired :-)
The usual mustachian advice. Decrease your spending and put raises towards investments.
We are invested in total market index funds such as VTI. One of biggest things that helped accelerate our portfolio growth was taking advantage of pre-tax accounts. We have two 401k's, two IRA's, and one HSA. This allows us to tax shelter over 60k per year after you include employer matches. So we save over 10k in taxes per year by doing this.
Things may be slowing down ALOT next year though. My wife may be leaving her job and exploring a more independent career field.
Post by: turketron on August 01, 2016, 11:34:34 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Post by: MichaelB on August 01, 2016, 02:04:46 PM
I discovered MMM a couple of months ago--April or May. My wife and were doing pretty good for the average American--savings rate was probably about 15% or so. But we kept zero track of our expenses. We just had some auto draft stuff set up into a Roth and our employer plans, and our checking account stayed in roughly the same range from month to month. But we started trimming some fat from our expenses (still plenty to go--I don't have a bike, for example, and we both commute by car every day) and really focused on pumping all our extra funds into investments. Our savings rate for the year, according to my spreadsheets, is at 30%, but it's probably quite a bit higher than that over the last few months, since I only found MMM in April.
So I'm excited to hit this milestone!
Post by: dandypandys on August 01, 2016, 06:54:57 PM
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51
2016
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $107,119.81
May 1st: $107,369.22
June 1st: $110,836.03 my contributions went up this month to 10%
July 1st: $112,327.7
Aug 1st: $116,833.52 upped contributions to 10.5%, work adds 10.5% too- can't be believe I didn't at least match them before!
Post by: Uncle Scrooge on August 01, 2016, 06:56:22 PM
Jan 1,2015- $111,500
July 1,2015- $112,000
Jan 1,2016- $131,900
July 1,2016- $156,400
August 1,2016- $159,000
Post by: mrteacher on August 02, 2016, 06:58:37 AM
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
It's inspiring seeing everyone else's progress! Keeps me motivated (and, without a doubt, humble!)
I'm on target to hit my "reach" goal of $120,000 by 9/1! If I do, that'll mean I've increased my NW by $43,000 since 9/1/15. Holy crap!! This is the first year I've been eligible for an employer match, and the first year that I'm maxing my 403(b); amazing what some tax sheltered stashing can do!
Post by: ender on August 02, 2016, 07:13:13 AM
I'm on target to hit my "reach" goal of $120,000 by 9/1! If I do, that'll mean I've increased my NW by $43,000 since 9/1/15. Holy crap!! This is the first year I've been eligible for an employer match, and the first year that I'm maxing my 403(b); amazing what some tax sheltered stashing can do!
In our "net worth tracking" sheet I have a column that compares net worth to a year prior. Kind of interesting to see :) It'll be interesting to see the effect over the course of a year. Market swings affect this a fair bit, though. Hah.
Post by: mrteacher on August 02, 2016, 07:16:25 AM
I'm on target to hit my "reach" goal of $120,000 by 9/1! If I do, that'll mean I've increased my NW by $43,000 since 9/1/15. Holy crap!! This is the first year I've been eligible for an employer match, and the first year that I'm maxing my 403(b); amazing what some tax sheltered stashing can do!
In our "net worth tracking" sheet I have a column that compares net worth to a year prior. Kind of interesting to see :) It'll be interesting to see the effect over the course of a year. Market swings affect this a fair bit, though. Hah.
Me too! I love looking at the year over year progress -- but I agree, market swings can decimate the NW for a few months and make it look like no progress is being made! For example at the beginning of 2016 I dipped $2,000 from 1/1-2/1.
Post by: tarheeldan on August 03, 2016, 08:18:22 AM
Up 4.8% or %5,371.06 last month to $118,457.93. Thanks to the markets and despite some heavy expenses (new set of 4 tires, vehicle registration, annual vet visit, baby shower gifts).
Up 3.9% this month or $4,273 to $113,099.
Some of us are tracking our progress here:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
Post by: Mazzinator on August 03, 2016, 07:43:54 PM
8/3/16 - $116,321So happy to finally join you all. It took us 23 months to graduate from the $100k thread...hope to get to $250k in 18-24 months!!
Does not include real estate.
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
Post by: Money Badger on August 07, 2016, 04:25:09 AM
Hi all! I've been MIA for a few months but am proud to say "the kid is back"! Just paid off the auto loan i focused (er, obsessed) on the past few months and stached 5k in the investment account for this challenge to get back over $101k. And on 7/1, will put the free cash flow of the former auto loan towards the mortgage payoff club... I feel so "less dirty" now without that stupid auto debt... ;-)
August update - The summer months have been challenging... Overall, up to $103K which seems good. But spent clown money on vacation and all the stuff to send my oldest to college. The silver lining is I sold a sizeable muni-fund income investment back in the spring that just took at 10% capital hit due to a reduction in monthly payout (for once I read the details of the annual report and interpreted correctly to sell high on that one)... So call it an "avoided loss" which is "just like cash which is as good as real money" as Yogi Berra said on the old AFLAC commercials... :)
Post by: codemonkey on August 08, 2016, 09:48:13 AM
Investment Accounts only.
January 2015: $77,300
July 2015: $115,800
January 2016: $124,100
February 2016: $127,500
March 2016: $141,700
April 2016: $152,300 - Finally crossed the $150k line! The rest of this year should be rather slow going as we front loaded our investments as much as possible this year.
May 2016: $157,000
June 2016: $160,200 - We are only contributing about 400 a week since we front loaded our investments this year. The rest is market gains.
July 2016: $163,600 - We are up $48,000 from last July, which is about $2k behind where I was hoping we would be. Not a bad year overall though
August 2016: $170,800 - It was a good month in the market
Post by: Slurgi on August 09, 2016, 11:25:12 AM
Includes only financial net-worth (I don't have any other meaningful assets anyway); investment account holdings less student loan debt.
Code: [Select]
20160801: $101,832.52
Post by: PFHC on August 11, 2016, 01:56:36 AM
Okay, I'm in. First post!Congrats and welcome Slurgi!
Includes only financial net-worth (I don't have any other meaningful assets anyway); investment account holdings less student loan debt.Code: [Select]20160801: $101,832.52
Post by: kickel on August 11, 2016, 11:00:55 AM
8/8/16: $101,750
Post by: tarheeldan on August 11, 2016, 11:41:48 AM
Post by: PFHC on August 11, 2016, 07:35:00 PM
Finally made it into this thread! I'm amazed at how much some of you guys are able to put away each month. Is it high income, dual income, market return. Either way I'm jealous. Well here is my starting point, with no home equity.Congrats and welcome, Kickel! No need to be jealous, you are kicking ass in your own right, just by being here!
8/8/16: $101,750
To answer your questions, we're single income and the decent increases we've shown are reflected in the screenshot of our financial chart since Dec 2010. Shows all the pertinent data:
(https://s-media-cache-ak0.pinimg.com/originals/fe/5e/28/fe5e2827e263d2981bea3dd044e70117.png)
For us, I would say its a combination of a decent income (its been high at times, but I hesitate to call it high all the time), frugal life choices, and putting our money in the right places. For investments, we're simple: we do 90% stock based index funds, 10% bond index. So, returns on investments reflect what the market does. We paid all toxic debt (which includes school and car loans) down SUPER aggressively, have put money into improving our house (which has shown fairly decent returns), and that's about it.
My analysis of the data is that following MMM has been the biggest thing for allowing us large increases in net worth. We have always been anti-debt, but started following MMM in early 2015. You can see that despite making less money year after year since 2014, our stash has still been following a nice logarithmic growth. That is due largely to our steadily increasing savings rate.
Post by: dandypandys on August 12, 2016, 04:50:32 AM
Post by: kickel on August 12, 2016, 09:46:21 AM
Thanks for the break down PFHC!!
Post by: PFHC on August 12, 2016, 02:55:33 PM
That is an awesome breakdown. Thanks for sharing! Ya I've started making the transition, changed jobs, and now I ride my bike to work everyday. Which is awesome, cooking more and less nights out on the town have definitely helped. The last step from here is to raise my income, without raising my standard of living.My pleasure. I can remember in 2011, when I embarked upon improving our financial life, looking at my net worth and investments and wondering how I could ever possiblly have $100k in the bank or ever be worth anything more than $25k. I can remember when we'd get a little jealous and bummed, but we just stuck with it and it certainly seems to be working.
Thanks for the break down PFHC!!
Post by: SpareChange on August 14, 2016, 04:09:01 PM
That is an awesome breakdown. Thanks for sharing! Ya I've started making the transition, changed jobs, and now I ride my bike to work everyday. Which is awesome, cooking more and less nights out on the town have definitely helped. The last step from here is to raise my income, without raising my standard of living.
Thanks for the break down PFHC!!
Congrats on making it to the next level!!
I'm not exactly in the top echelon in this thread, but I don't mind sharing my own experience, even if I don't have a cool chart to go along with it :). Single income. No dependents. Renter. Here's the recent history of my SS earnings record:
2011: $13,078
2012: $37,783
2013: $60,970
2014: $74,018
2015: $89,449
I graduated with the degree I currently use in May of 2012. At that time I had roughly $50k in debt, just over 80% of which was in graduate student loans. My net worth would've been around -$45k to -$50k. I paid off my non-student loan debt by Nov 2012, and my last student loan in Jan 2015. I worked on a PRN basis from graduation until Mar 2014, when I accepted a FT position. My expenses last year (outside of the last ~$4500 stud loan payments) were ~$18,350. Could've easily knocked off another $1k or so. Food and drink could've been optimized better. I don't commute on a bike, and my car is not the most gas efficient. I keep around $2k in checking, and the rest of my assets are in index funds. Market really didn't do jack for me last year. Net worth at the end of July was just over $134k.
Anyway, hope that helps! :)
Post by: t5inside on August 16, 2016, 08:20:14 AM
Feb-15 $66,984.00
Mar-15 $71,573.00
Apr-15 $80,075.00
May-15 $90,638.00
Jun-15 $87,398.00
Jul-15 $88,943.00
Aug-15 $96,491.00
Sep-15 $105,033.00
Oct-15 $117,029.00
Nov-15 $124,767.00
Dec-15 $134,181.00
Jan-16 $140,510.00
Feb-16 $144,519.00
Mar-16 $154,952.00
Apr-16 $167,621.00
May-16 $177,354.00
Jun-16 $183,866.00
Jul-16 $195,548.00
Aug-16 $204,734.00
Edit: About $50k of that is house appreciation, but I do count that still.
Post by: FIreDrill on August 16, 2016, 10:05:09 AM
I'm pretty new here, but have been YNAB'ing and on this path since early 2015. I just crossed $200k NW, so my celebration is to post my progress here :)
Feb-15 $66,984.00
Mar-15 $71,573.00
Apr-15 $80,075.00
May-15 $90,638.00
Jun-15 $87,398.00
Jul-15 $88,943.00
Aug-15 $96,491.00
Sep-15 $105,033.00
Oct-15 $117,029.00
Nov-15 $124,767.00
Dec-15 $134,181.00
Jan-16 $140,510.00
Feb-16 $144,519.00
Mar-16 $154,952.00
Apr-16 $167,621.00
May-16 $177,354.00
Jun-16 $183,866.00
Jul-16 $195,548.00
Aug-16 $204,734.00
Welcome and congrats on hitting 200k!
Your NW is increasing pretty rapidly. Way to keep it up over the last 2 years!
Post by: SpareChange on August 16, 2016, 10:19:53 AM
I'm pretty new here, but have been YNAB'ing and on this path since early 2015. I just crossed $200k NW, so my celebration is to post my progress here :)
Feb-15 $66,984.00
Mar-15 $71,573.00
Apr-15 $80,075.00
May-15 $90,638.00
Jun-15 $87,398.00
Jul-15 $88,943.00
Aug-15 $96,491.00
Sep-15 $105,033.00
Oct-15 $117,029.00
Nov-15 $124,767.00
Dec-15 $134,181.00
Jan-16 $140,510.00
Feb-16 $144,519.00
Mar-16 $154,952.00
Apr-16 $167,621.00
May-16 $177,354.00
Jun-16 $183,866.00
Jul-16 $195,548.00
Aug-16 $204,734.00
Wow, amazing progress!!
Post by: Woodro85 on August 16, 2016, 01:20:13 PM
NW today is $103,038
On current pace to break $250k by December 2019 but I think the snowball will help me get there much faster.
Post by: Kaspian on August 16, 2016, 01:39:49 PM
...Now if I could just write a program to time-machine this data back to 23 year-old me.
Post by: FIreDrill on August 16, 2016, 03:13:48 PM
I'm sure we will bounce around between 245 to 255 over the next month but I'm going to jump ship to the 250-500k thread. Hope to see everyone there soon :)
End Of
2014-Q1: $55,471
2014-Q2: $78,319
2014-Q3: $84,251
2014-Q4: $106,801
2015-Q1: $126,464
2015-Q2: $145,996
2015-Q3: $151,957
2015-Q4: $203,486
2016-Q1: $217,931
2016-Q2: $233,784
Current: $250,019
Keep on rocking it everyone!
Post by: t5inside on August 16, 2016, 07:11:34 PM
Post by: tarheeldan on August 16, 2016, 08:09:19 PM
Well it's been a fun ride everyone! We officially went over 250k in the last couple days.
Congratulations!!!
Post by: PFHC on August 16, 2016, 08:34:14 PM
Well it's been a fun ride everyone! We officially went over 250k in the last couple days.
I'm sure we will bounce around between 245 to 255 over the next month but I'm going to jump ship to the 250-500k thread. Hope to see everyone there soon :)
End Of
2014-Q1: $55,471
2014-Q2: $78,319
2014-Q3: $84,251
2014-Q4: $106,801
2015-Q1: $126,464
2015-Q2: $145,996
2015-Q3: $151,957
2015-Q4: $203,486
2016-Q1: $217,931
2016-Q2: $233,784
Current: $250,019
Keep on rocking it everyone!
Congrats StudentStacher! I should be right behind you when the next check hits the bank...
Post by: steveo on August 17, 2016, 12:53:36 AM
I'll do it like this:-
1. I only include assets outside of super and my house.
2. I'll update every 3 months.
I have no idea how long this will take but I think about 2 years. So I'll aim to complete this by July 2018.
I just hit $102k today.
Post by: SpareChange on August 17, 2016, 01:07:03 AM
Well it's been a fun ride everyone! We officially went over 250k in the last couple days.
Congrats!! You should be very proud. :)
Post by: SpareChange on August 17, 2016, 01:10:41 AM
Alright, I'm joining in!
NW today is $103,038
On current pace to break $250k by December 2019 but I think the snowball will help me get there much faster.
About time! Jk....good to see you've joined us! :)
Post by: Nick_Miller on August 17, 2016, 07:41:35 AM
Ugh our Net Worth was lower than I thought.
May 2016: $106,529
June 2016: $109,892
July 2016: $115,035
We should be able to increase it by $3K monthly, bare minimum, for the rest of the year, so we should be at $130K by year's end. But we'll shoot for $135K!
August 2016: $125,235.44.
Had a great August with a large bonus that allowed me to max my IRA for the year and open one for my wife. Upping goal to $150K net worth by year's end.
Post by: Nick_Miller on August 17, 2016, 07:44:22 AM
Alright, I'm joining in!
NW today is $103,038
On current pace to break $250k by December 2019 but I think the snowball will help me get there much faster.
Reaching $250K by Dec 2019 (or earlier!) would be an awesome goal for my family as well! It's nice to see others on roughly the same course. Best wishes getting there as soon as possible!
Post by: Tris Prior on August 17, 2016, 10:47:05 AM
401k: 84,132.92
Roth: 42,940.48
Emergency fund: 9,485.13
Total: 136558.53
July 1 Total: 129,534.11
Increase: 7024.42
Post by: PFHC on August 25, 2016, 06:15:24 PM
Aug 2015: $133,000Aug 2016: $248,088
Sept 2015: $147,097
Oct 2015: $153,200
Nov 2015: $155,986
Dec 2015: $154,299
Jan 2016: $156,663
Feb 2016: $158,332
Mar 2016 $182,654
Apr 2016: $186,898
May 2016: $197,500 + $18,000 unvested pension
Jun 2016: $227,300
Jul 2016: $243,161
Damn! So close! Forgot we had to pay state and property tax. :(
Since I effed myself last month by saying I would be out of here this month, so no more guesses. Just hoping it will be soon!
Post by: Nick_Miller on August 26, 2016, 10:05:00 AM
Aug 2015: $133,000Aug 2016: $248,088
Sept 2015: $147,097
Oct 2015: $153,200
Nov 2015: $155,986
Dec 2015: $154,299
Jan 2016: $156,663
Feb 2016: $158,332
Mar 2016 $182,654
Apr 2016: $186,898
May 2016: $197,500 + $18,000 unvested pension
Jun 2016: $227,300
Jul 2016: $243,161
Damn! So close! Forgot we had to pay state and property tax. :(
Since I effed myself last month by saying I would be out of here this month, so no more guesses. Just hoping it will be soon!
Man/woman, you're killing it! I wouldn't sweat over one more month. Adding over $100K in NW in a year is freakin' awesome!
Post by: PFHC on August 26, 2016, 05:27:36 PM
Man/woman, you're killing it! I wouldn't sweat over one more month. Adding over $100K in NW in a year is freakin' awesome!Man. And thanks! Been a good year!
Post by: easternblockbabe on August 28, 2016, 03:21:38 PM
July 28 2016: $150,359.87 retirement $204,445.70 total non-equity
Aug 26 2016: $152,086.45 retirement $213,655.96 total non-equity
Post by: Imustacheyouaquestion on August 30, 2016, 05:05:57 PM
Post by: tarheeldan on August 30, 2016, 08:12:55 PM
Hello, I just graduated from the race to $100k thread. Is there a google spreadsheet for this one? I'm at $104k now :)Welcome! And yes 👍 :
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=drive_web
Post by: SpareChange on August 30, 2016, 11:10:08 PM
Hello, I just graduated from the race to $100k thread. Is there a google spreadsheet for this one? I'm at $104k now :)
I second the welcome!!!
Post by: SeattleStache on August 31, 2016, 09:12:40 AM
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
January 2016: $101,235
February 2016: $101,464
March 2016: $117,072
April 2016: 120,517
May 2016: $122,419
June 2016: $123,916
July 2016: $131, 349
August 2016: $133, 749
Total NW including real estate and cash savings: $216,561.
Post by: JJ- on August 31, 2016, 09:22:26 AM
Dec 2014 $101k
Jan 2015 $102k
Feb 2015 $116k
Mar 2015 $117k
Apr 2015 $117k
May 2015 $121k
Jun 2015 $120k
Jul 2015 $126k
Aug 2015 $123k
Sep 2015 $125k
Oct 2015 $139k
Nov 2015 $146k
Dec 2015 $147k
Jan 2016 $141k
Feb 2016 $149k
Mar 2016 $164k
Apr 2016 $172k
May 2016 $178k
Jun 2016 $183k
Jul 2016 $193k
Aug 2016 $197k
Pleased to see an increase in this month despite some extra spending for an upcoming vacation and paying a hefty retainer for legal stuff. Expecting a small windfall soon, so that helps.
Post by: dandypandys on August 31, 2016, 01:24:44 PM
2015
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51
2016
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $107,119.81
May 1st: $107,369.22
June 1st: $110,836.03 my contributions went up this month to 10%
July 1st: $112,327.7
Aug 1st: $116,833.52 upped contributions to 10.5%, work adds 10.5% too- can't be believe I didn't at least match them before!
Sept 1st: $118,564.37
Milestone! Just paid off the mortgage this month, and now Mint says zero for loans yayayay. So from now on I am including a lowball house value of what both Zillow and a retail estate agent said and including it in my assets while also adding my savings account, which I didn't before. A true net worth now. I think I will still enter the above version in the spreadsheet.
Also going to start doing end of month not beginning- just cos I guess- not sure what one is better?
Aug 2016- $225, 649
Post by: FIreDrill on August 31, 2016, 02:39:59 PM
Post by: Money Badger on August 31, 2016, 06:47:32 PM
For the "indentured" clan, today was month end Wonderful Wednesday from $1700 consisting of mortgage prepay, normal monthly payment plus 401K... Need just a couple more months of Wednesdays!
Post by: SpareChange on August 31, 2016, 11:57:14 PM
Post by: Pooplips on September 01, 2016, 05:03:08 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - #137,784.00
Post by: aneel on September 01, 2016, 06:20:00 AM
Post by: mrteacher on September 01, 2016, 07:29:49 AM
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
9/1: $120,838
I did it! Hit my goal of $120,000 by 9/1.
From 9/1/15 to 9/1/16, my NW increased by over $43,000! I'm extremely excited by that number! (It's no coincidence: I started really following MMM last August...)
Post by: Guava on September 01, 2016, 07:41:24 AM
July 2016: $143,948
$146,604
Post by: turketron on September 01, 2016, 07:59:40 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Post by: Nick_Miller on September 01, 2016, 08:15:58 AM
And everyone, it's really inspiring seeing NWs go up monthly! I've been calculating ours at mid-month because of how some of our bills hit, so although I wish I could join in today, at least I'll provide some thread activity in the slower part of the month.
Post by: onlykelsey on September 01, 2016, 09:18:06 AM
Assets
401(K):
Roth IRA:
Taxable Brokerage:
Savings:
Total =
Liabilities
401(K) loan:
HELOC:
Total =
Net worth =
Post by: ohyonghao on September 01, 2016, 11:47:32 AM
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
July 2016: $207,370.73
August 2016: $210,598.32
This is our lowest gain in a long time, stocks across the board went down, and the house has finally hit equilibrium with the market, so I'm not expecting any more leaps and bounds from it. That it's appreciated by 100k in 3 years is pretty good in my book. Tenants are leaving in September and we're still trying to line up more for next month. This will be the last fully covered month of unemployment. A half month in October, then we're going off savings. I'm really grateful we had a great few years of becoming Mustachian, it's made these past few months much easier.
Post by: dandypandys on September 01, 2016, 01:57:01 PM
Post by: tarheeldan on September 01, 2016, 05:36:08 PM
Some of us are tracking our progress here:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
Post by: Money Badger on September 01, 2016, 06:25:29 PM
4/1: $100,869
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
9/1: $120,838
I did it! Hit my goal of $120,000 by 9/1.
From 9/1/15 to 9/1/16, my NW increased by over $43,000! I'm extremely excited by that number! (It's no coincidence: I started really following MMM last August...)
43% net worth in a year is bad ass living. Enjoy all those little green men in your net worth working for you for a change!
Post by: babystache89 on September 05, 2016, 06:51:15 AM
Post by: Mazzinator on September 05, 2016, 08:35:05 AM
9/5/16 = $127,5948/3/16 - $116,321So happy to finally join you all. It took us 23 months to graduate from the $100k thread...hope to get to $250k in 18-24 months!!
Does not include real estate.
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
Post by: JamesL on September 05, 2016, 02:49:38 PM
5/1/2016: $99,992.43
6/1/2016: $101,477.32
7/1/2016: $102,541.35
8/1/2016: $109,990.63
9/1/2016: $117,157.97
I moved onto a sailboat the last month, and I'm looking for a new job in my field (just graduated), so hopefully things will progress even faster soon.
Post by: Slurgi on September 06, 2016, 07:17:03 AM
Code: [Select]
20160801: $101,832.52
20160901: $107,135.16
Post by: PFHC on September 06, 2016, 07:27:29 AM
I'm in!Sailboat! So rad! Super jealous.
5/1/2016: $99,992.43
6/1/2016: $101,477.32
7/1/2016: $102,541.35
8/1/2016: $109,990.63
9/1/2016: $117,157.97
I moved onto a sailboat the last month, and I'm looking for a new job in my field (just graduated), so hopefully things will progress even faster soon.
Post by: Justin1911 on September 06, 2016, 05:14:19 PM
I'm in! New Mustachian here and its time for me to step up to the plate. On 21 July I added up my net worth between cash, Roth TSP, Roth IRA, taxable account and I'm sitting on $96,990. I'm ready to push hard towards 250k.
I'm 29 years old. bring home 63k yearly. Trying to save 50% of each paycheck since discovering MMM two months ago.
Update for this past year: My wife had twin girls this year and one had a major surgery at age 4 months. Even with all that we managed to increase from $96,990 to $137,601. I also got selected for promotion this month so I expect a salary increase of ~15k annually, starting sometime around February. What an amazing year this was. We're so blessed!
Post by: the_gastropod on September 06, 2016, 05:46:22 PM
Wohoo! Just hit $100,300 today. Hoping I can hit $250 by the end of 2017.
| March 2016 | $100,300 |
| September 2016 | $137,838 |
I'm going to have to change something if I'm going to hit that goal by the end of next year haha.
Post by: Nick_Miller on September 07, 2016, 08:43:10 AM
Wohoo! Just hit $100,300 today. Hoping I can hit $250 by the end of 2017.
March 2016 $100,300 September 2016 $137,838
I'm going to have to change something if I'm going to hit that goal by the end of next year haha.
Better to set high goals and fall a bit short than to set lower goals and hit 'em! And you're still on pace to hit, what $230K or so?
Post by: jda85 on September 09, 2016, 04:37:49 AM
Post by: codemonkey on September 13, 2016, 08:51:32 AM
Investment Accounts only.
January 2015: $77,300
July 2015: $115,800
January 2016: $124,100
February 2016: $127,500
March 2016: $141,700
April 2016: $152,300 - Finally crossed the $150k line! The rest of this year should be rather slow going as we front loaded our investments as much as possible this year.
May 2016: $157,000
June 2016: $160,200 - We are only contributing about 400 a week since we front loaded our investments this year. The rest is market gains.
July 2016: $163,600 - We are up $48,000 from last July, which is about $2k behind where I was hoping we would be. Not a bad year overall though
August 2016: $170,800 - It was a good month in the market
September 2016: $174,700
Post by: Tyson on September 14, 2016, 08:51:23 AM
Milestone! Just paid off the mortgage this month, and now Mint says zero for loans yayayay. So from now on I am including a lowball house value of what both Zillow and a retail estate agent said and including it in my assets while also adding my savings account, which I didn't before. A true net worth now. I think I will still enter the above version in the spreadsheet.
Also going to start doing end of month not beginning- just cos I guess- not sure what one is better?
Aug 2016- $225, 649
Congrats! How much cashflow does that free up for you every month? And are you planning to plow that $$ back into savings? If so your NW should continue to leap upwards :)
Post by: Tyson on September 14, 2016, 09:12:29 AM
(http://i2.photobucket.com/albums/y10/tyort1/Wristshots/6fd5800d-0585-4e53-a4ab-8970e7203792.png)
Post by: Nick_Miller on September 15, 2016, 08:13:43 PM
June 2016: $109,892
July 2016: $115,035
August 2016: $125,235.44
September 2016: $126,076.92
Ugh, market losses outset much of our debt reduction progress. Plus no IRA contributions were made this month. We should be able to toss in $1K into my wife's IRA in October. Keep moving forward.
Post by: Rhoon on September 25, 2016, 07:48:01 PM
I had been hanging out in the Race to $100K before I added my home equity, which got a huge bump in value as a few homes sold around me for really good prices. Here's to the race to $250K!
Post by: Enough on September 25, 2016, 08:10:35 PM
Slow and Steady
Jan-15 $103,510
Feb-15 $104,580
Mar-15 $113,223
Apr-15 $118,072
May-15 $122,214
Jun-15 $124,279
Jul-15 $126,969
Guessing that I'll hit it March 2018.
Aug-15 $121,517
Sep-15 $119,105
Oct-15 $130,210
Nov-15 $139,276
Dec-15 $142,945
Jan-16 $142,996
Feb-16 $145,610
Mar-16 $161,315
Apr-16 $161,141
May-16 $181,902
New estimate is Dec 2017 (rather than March 2018)
Jun-16 $185,289
Jul-16 $182,691
Aug-16 $196,373
Sep-16 $207,180
Recent gains are mostly real estate investment that wont be income producing for 3-6 months, so I don't expect this rate of growth to continue. Estimate on 250k timeline is still ~late 2017.
Post by: PFHC on September 28, 2016, 07:03:02 PM
Aug 2015: $133,000Sep 2016: $240,002
Sept 2015: $147,097
Oct 2015: $153,200
Nov 2015: $155,986
Dec 2015: $154,299
Jan 2016: $156,663
Feb 2016: $158,332
Mar 2016 $182,654
Apr 2016: $186,898
May 2016: $197,500 + $18,000 unvested pension
Jun 2016: $227,300
Jul 2016: $243,161
Aug 2016: $248,088
Moving + house repairs to list + lower appraisal than expected = not gonna hit $250,000 this year.
Damn.
Post by: Pooplips on September 30, 2016, 08:11:10 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
Post by: fitz on September 30, 2016, 01:43:26 PM
02/2016 $ 73,787
03/2016 $ 81,787
04/2016 $ 91,028
05/2016 $ 98,283
06/2016 $105,186
07/2016 $109,641
08/2016 $123,394
09/2016 $122,481
There was a bit of a stall between August and September due to an international trip I had been planning for.
Post by: babystache89 on September 30, 2016, 03:25:30 PM
10/1/16: $220,000
Post by: steveo on September 30, 2016, 05:42:17 PM
2016-08-17 102
2016-10-01 110
This looks to me good but it's actually reasonably poor because this includes bonus payments for the year. Still it feels great beacuse we are getting closer and closer to FIRE.
Post by: Money Badger on September 30, 2016, 07:27:55 PM
September was otherwise full of surprise house expenses though... so keeping fingers crossed October cooperates.
Post by: SpareChange on September 30, 2016, 11:42:21 PM
Ugh. Transmission went out on the highway. Ended up buying a new used car. Expenses this month were double the usual. Next month will see the big bill come due. This will be a good stress test for the Bank of SpareChange.
Post by: JJ- on October 01, 2016, 08:29:53 AM
Dec 2014 $101k
Jan 2015 $102k
Feb 2015 $116k
Mar 2015 $117k
Apr 2015 $117k
May 2015 $121k
Jun 2015 $120k
Jul 2015 $126k
Aug 2015 $123k
Sep 2015 $125k
Oct 2015 $139k
Nov 2015 $146k
Dec 2015 $147k
Jan 2016 $141k
Feb 2016 $149k
Mar 2016 $164k
Apr 2016 $172k
May 2016 $178k
Jun 2016 $183k
Jul 2016 $193k
Aug 2016 $197k
Sep 2016 $201k
Woohoo. Broke the $200k mark. I didn't start tracking soon enough to see how long it took us to go from 0-100k vs 1-200k, but I bet it was easier and faster.
Post by: aneel on October 01, 2016, 08:33:25 AM
Should cross 125k this month!
Post by: ohyonghao on October 01, 2016, 11:53:09 AM
This months numbers:
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
July 2016: $207,370.73
August 2016: $210,598.32
September 2016: $211,858.91
Unemployment insurance stops this month after two weeks. We're selling the house and moving back to Taiwan. Until we start making money there and sell the house here we'll be dropping about $2k a month in net worth. When the house sells we'll of course drop something around $18k, but then the money from the sale will be invested and start working for us. The move should be a wash after selling the car, which isn't included in net worth, and we have enough airline miles to pay for the flight. This will make our total invested amount be around $180k, we won't be seeing the $5k-10k leaps we've been having, but it will be steady. Cost of living for the two of us will be around $900/mo. Our original number for our first milestone is $300k and we'll be more than halfway there. Pretty excited about the move, it's a stepping stone towards retirement. I'll only have to work maybe half time to cover expenses and not touch investments, and over time it'll grow to the point where even working half time won't be necessary.
Post by: SpareChange on October 01, 2016, 08:25:20 PM
Unemployment insurance stops this month after two weeks. We're selling the house and moving back to Taiwan. Until we start making money there and sell the house here we'll be dropping about $2k a month in net worth. When the house sells we'll of course drop something around $18k, but then the money from the sale will be invested and start working for us. The move should be a wash after selling the car, which isn't included in net worth, and we have enough airline miles to pay for the flight. This will make our total invested amount be around $180k, we won't be seeing the $5k-10k leaps we've been having, but it will be steady. Cost of living for the two of us will be around $900/mo. Our original number for our first milestone is $300k and we'll be more than halfway there. Pretty excited about the move, it's a stepping stone towards retirement. I'll only have to work maybe half time to cover expenses and not touch investments, and over time it'll grow to the point where even working half time won't be necessary.
Exciting next step! Amazing progress while being unemployed.
Post by: turketron on October 02, 2016, 11:03:01 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Post by: retireatbirth on October 02, 2016, 07:07:32 PM
June 2015: $120,300
July 2015: $120,800
August 2015: $125,300
December 1, 2015: $137,000
October 1, 2016: $200,000
Post by: onlykelsey on October 03, 2016, 08:22:30 AM
Assets
401(K):
Roth IRA:
Taxable Brokerage:
Savings:
Total =
Liabilities
401(K) loan:
HELOC:
Total =
Net worth =
Post by: Tris Prior on October 03, 2016, 09:39:22 AM
401k: 86,239.82
Roth: 45,449.67
Emergency fund: 9,496.94
Total: 141,186.43
Aug. 1 Total: 136,558.53
Increase: 4,627.90
Post by: Apples on October 03, 2016, 10:20:01 AM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
June 1 2016: $125,160.93 --- gain of $5,214.58
July 1 2016: $127,094.93 --- gain of $1,934.00
August 1 2016: $133,039.69 --- gain of $5,944.76 Yay stock market.
September 1 2016: $136,465.21 --- gain of $3,425.52
October 1 2016: $140,391.81 --- gain of $3,926.60
I've been bad about updating here; I think it's because it is such a long time to the 250 mark at this rate. We've mostly had pretty typical months of about $2,000-$3,000 increases recently. My next update will be a big one though - I have missed two paychecks in my accounting this year (long story...) so they will be added in for the next update. That will make it artificially large.
Post by: ender on October 03, 2016, 05:53:11 PM
I've been bad about updating here; I think it's because it is such a long time to the 250 mark at this rate.
For what it's worth, once you get to the 250k mark it's slow going too :P
I'm in the same position in that thread, except not updating there. "only" 2k-3k increases a month... just keep plugging away!
Post by: Uncle Scrooge on October 04, 2016, 08:04:48 AM
July 1,2015- $112,000
Jan 1,2016- $131,900
July 1,2016- $156,400
Aug 1,2016- $159,000
Sept 1, 2016- $162,000
Oct 1, 2016- $164,100
Post by: dandypandys on October 04, 2016, 11:08:52 AM
Post by: Apples on October 04, 2016, 12:42:39 PM
I've been bad about updating here; I think it's because it is such a long time to the 250 mark at this rate.
For what it's worth, once you get to the 250k mark it's slow going too :P
I'm in the same position in that thread, except not updating there. "only" 2k-3k increases a month... just keep plugging away!
Ha, thanks Ender! Yeah a lot of our savings is going into a bank account to buy a farm-not retirement accounts. Only 10% of our income is going towards retirement (shh don't tell people!). The rest is for buying the farm, which at that point idk if I'll track our net worth publicly anymore. So much of the net worth change we be dependent on the crop and farm expenses instead of our salaries. Then it won't be incremental steps-it'll be one big or small annual step. Our salaries will be stashed away in the bank in case of a bad crop year where we need that cash savings. In the first few years of a loan without any other sizeable net worth, banks are funny about not wanting to open lines of credit lol.
Post by: Guava on October 05, 2016, 11:23:15 AM
August $146,604
September $146,347. That's good seeing as I paid for my wedding and tuition at the end of the month. Those two together were more than I make in a month.
Post by: SeattleStache on October 05, 2016, 07:00:14 PM
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
January 2016: $101,235
February 2016: $101,464
March 2016: $117,072
April 2016: 120,517
May 2016: $122,419
June 2016: $123,916
July 2016: $131,349
August 2016: $133,749
September 2016: $134,937
Total NW including real estate and cash savings: $217,255.
Post by: Blahhhh456 on October 05, 2016, 08:46:45 PM
Only including IRAs, 401(k) and HSAs.
Jan 1, 2016 - $81,396
Oct 1, 2016 - $122,943
It took me about 7.5 years to reach $100K, which was achieved around May 2016. I am setting a goal of $250K by Jan 2019.
Post by: Money Badger on October 06, 2016, 06:36:01 AM
Post by: Slurgi on October 06, 2016, 02:22:00 PM
Onward and upward!Code: [Select]20160801: $101,832.52
20160901: $107,135.16
Still making solid forward progress!
Code: [Select]
20161001: $112,708.63
Post by: Blahhhh456 on October 06, 2016, 07:07:40 PM
Post by: NowClear on October 07, 2016, 11:54:09 AM
March 2016: $102,411
April 2016: $109,780
October 2016: 127,504.34
on the bright side, skipping months makes for bigger updates.
Post by: RWD on October 08, 2016, 08:38:15 AM
Post by: CdnChris on October 10, 2016, 04:11:36 PM
We have been tracking savings and expenses for the last 2 years after not having done so for quite some time. No firm goal to this point except that we are saving for FIRE, still not entirely sure what we need to be at that point. Regardless, posting here should help with motivation, some months it has been a challenge separating needs from wants.
So, first entry for September: $207,022.02
Would love to make it to 250K by the end of this year but suspect it will not happen. The ambitious goal at the beginning of this year was 200k by the end of the year, so already happy with progress.
I've attached a fairly accurate graph for the last 2+ years.
Chris
Post by: McStache on October 10, 2016, 06:33:12 PM
This is a great thread! Just finished reading through it, and wish I had found it a while ago.
We have been tracking savings and expenses for the last 2 years after not having done so for quite some time. No firm goal to this point except that we are saving for FIRE, still not entirely sure what we need to be at that point. Regardless, posting here should help with motivation, some months it has been a challenge separating needs from wants.
So, first entry for September: $207,022.02
Would love to make it to 250K by the end of this year but suspect it will not happen. The ambitious goal at the beginning of this year was 200k by the end of the year, so already happy with progress.
I've attached a fairly accurate graph for the last 2+ years.
Chris
Chris, what happened in November of 2015 that you were suddenly able to start saving at an amazing clip?
Post by: Mazzinator on October 10, 2016, 06:48:48 PM
10/4/16 = $134,3849/5/16 = $127,5948/3/16 - $116,321So happy to finally join you all. It took us 23 months to graduate from the $100k thread...hope to get to $250k in 18-24 months!!
Does not include real estate.
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
Post by: Teacherstache on October 11, 2016, 07:38:37 PM
January 2015 = $138,250
August 2015 = $162,400
November 2015 = $173,500
December 2015 = $178,800
January 2016 = $191,200
February 2016 = $196,400
March 2016 = $200,800
May 2016 = $212,100
October 2016 = $225,200
Post by: CdnChris on October 11, 2016, 07:50:32 PM
Chris, what happened in November of 2015 that you were suddenly able to start saving at an amazing clip?
We've been working part time and home schooling our kids for about six years. Earlier this year we took on a full time contract position and kept our monthly living expenses low. We've managed to put away well above 50% of our income every month since about February, although it has been a bit of a struggle to keep expenses down while being this busy.
The contract will wind down in the next 2-4 months so I hope to break 250K by then.
Post by: dandypandys on October 13, 2016, 07:59:44 AM
Chris, what happened in November of 2015 that you were suddenly able to start saving at an amazing clip?
We've been working part time and home schooling our kids for about six years. Earlier this year we took on a full time contract position and kept our monthly living expenses low. We've managed to put away well above 50% of our income every month since about February, although it has been a bit of a struggle to keep expenses down while being this busy.
The contract will wind down in the next 2-4 months so I hope to break 250K by then.
Rad! Very cool. In fact inspiring, I want to put away more now.
Post by: YoungGranny on October 13, 2016, 08:24:26 AM
Sept 1: $81,575
Oct 1: $100,687
Nov1: $105,779
Dec 1: $108,880 (+$3,300)
Jan 1: $111,133 (+$2,253)
Feb 1: $125,298 (+$14,165)
March 1:$143,249 (+17,951)
An extra paycheck in there that was all saved and and up-tick in the market. I'm actually really surprised with that number and really proud of myself!
Haven't been posting much in the past 7 months but turns out a great way to grow your net worth is to get married to an equally smart mustachian!
We've worked on merging all of our accounts so a few things might still be somewhat outstanding, right now we're looking at about $310,000 so I'll see you all on the next thread! Good luck!
Post by: Radagast on October 13, 2016, 02:48:07 PM
End of Q3 2016: $112,200
It looks like I have two or three years of racing still!
Post by: Nick_Miller on October 16, 2016, 09:10:06 AM
Jan 2016 $80,165.78
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
In November, we're having some work done on our house (new siding, new gutters) but we've already paid for some of it, and we're cash flowing the rest in November. I'll assign 50% of the cost to an increase in home value so November might be a wash on next month's balance sheet.
No offense, but I'd love to leave this group by Dec 2018.
Post by: tarheeldan on October 17, 2016, 10:26:12 AM
October 1, 2016: $200,000
Woohoo. Broke the $200k mark. I didn't start tracking soon enough to see how long it took us to go from 0-100k vs 1-200k, but I bet it was easier and faster.
Congratulations on breaking $200k!! :-)
Woohoo! Finally joining this thread!!
OK I am in the race, I will only be doing quarterly updates though.
End of Q3 2016: $112,200
Welcome!!
We've worked on merging all of our accounts so a few things might still be somewhat outstanding, right now we're looking at about $310,000 so I'll see you all on the next thread! Good luck!
Congratulations and congratulations!
I had a pretty good month, up 3.6% ($4,428.83) in September to $126,878.55. This month might see some slower progress though, I'm upgrading some of my wardrobe (better fitting clothes) and finally broke down and bought some boots after living in New Hampshire for 8 years. Oh, and I get to travel to Thailand and Japan :-)
Some of us are tracking our progress here:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=drive_web
Post by: Imustacheyouaquestion on October 21, 2016, 08:57:53 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Slow progress this month. Next month will be a certain decrease as I am moving to a new state, putting down a lease security deposit, buying a car, and taking 2 weeks off between jobs to pack/move/unpack. However, the new job is in a more moderate cost of living area and my salary remains virtually the same, so I am hoping the move really helps boost my savings rate. About $30k of my net worth is currently earmarked for a house down payment and I'll be looking to buy within the next several months.
Post by: easternblockbabe on October 28, 2016, 08:52:49 AM
July 28 2016: $150,359.87 retirement $204,445.70 total non-equity
Aug 26 2016: $152,086.45 retirement $213,655.96 total non-equity
Sept 30 2016: $156,721.28 retirement $214,248.98 total non-equity
Oct 28 2016: $154,857.87 retirement $210,419.58 total non-equity Major derail to progress: husband had a car crash, lost self-employment income, we had to buy a new car + market down.
Post by: NESailor on October 28, 2016, 01:54:36 PM
Dates Net Worth
October 2015 $133,329.26
November 2015 $150,277.88
December 2015 $153,517.74
January 2016 $151,934.53
February 2016 $154,837.00
March 2016 $178,776.19
April 2016 $185,866.51
May 2016 $187,835.23
June 2016 $191,564.18
July 2016 $198,382.07
August 2016 $202,314.81
September 2016 $203,522.13
October 2016 $198,168.14
I include house equity at a conservative valuation but not the improvements we made to the house over time. Case in point - I spent 10K on siding this month - included the expense but no net increase in equity (I'm sure the increase is less than face value, actually).
Investable assets are approximately 110K of this and increasing at a rate of approximately 50K/year starting a few months ago.
Post by: babystache89 on October 29, 2016, 06:42:39 AM
9/1/16: $217,00011/1/16: $232,000
10/1/16: $220,000
This is going way faster than 0-$100. :)
Post by: JJ- on October 29, 2016, 09:38:22 PM
9/1/16: $217,00011/1/16: $232,000
10/1/16: $220,000
This is going way faster than 0-$100. :)
Are you a time traveler :O it's not even November!
Post by: Money Badger on October 29, 2016, 09:46:04 PM
Sept 30 update since mid-August... from $103K to $108K.
End of Oct update: 107K (typical market fluctuation) despite adding $500 in cash. November has some nice quarterly dividends coming due so fingers crossed the market behaves itself towards year end...
Post by: ohyonghao on October 30, 2016, 03:25:30 AM
He did say its going way faster, apparently he meant time itself, or perhaps that's his secret, looking at stock prices days in advance.Are you a time traveler :O it's not even November!9/1/16: $217,00011/1/16: $232,000
10/1/16: $220,000
This is going way faster than 0-$100. :)
Post by: babystache89 on October 30, 2016, 07:44:18 AM
He did say its going way faster, apparently he meant time itself, or perhaps that's his secret, looking at stock prices days in advance.Are you a time traveler :O it's not even November!9/1/16: $217,00011/1/16: $232,000
10/1/16: $220,000
This is going way faster than 0-$100. :)
Lol I usually post the weekend before the end of the month since I don't go on this site during the work week. And the vast majority of my investments are in rental properties, so the stock market shouldn't affect my numbers too much. Also, *she. :)
Post by: JJ- on October 31, 2016, 08:23:27 PM
Dec 2014 $101k
Jan 2015 $102k
Feb 2015 $116k
Mar 2015 $117k
Apr 2015 $117k
May 2015 $121k
Jun 2015 $120k
Jul 2015 $126k
Aug 2015 $123k
Sep 2015 $125k
Oct 2015 $139k
Nov 2015 $146k
Dec 2015 $147k
Jan 2016 $141k
Feb 2016 $149k
Mar 2016 $164k
Apr 2016 $172k
May 2016 $178k
Jun 2016 $183k
Jul 2016 $193k
Aug 2016 $197k
Sep 2016 $201k
Oct 2016 $199k
Despite putting ~$3500 in the market/toward loans, more legal fees and a down market has resulted in an overall decrease of ~$2.5k this month. Oh well.
Post by: SpareChange on October 31, 2016, 11:19:27 PM
First down month. Most of what I owed on my new used car came due this month, along with some other expenses. At least it's paid for now. Back on track next month!
Post by: Pooplips on November 01, 2016, 05:38:45 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
Post by: MichaelB on November 01, 2016, 06:58:20 AM
Filled in my spreadsheets this morning to close out July, and discovered that I broke $100k this month!!
I discovered MMM a couple of months ago--April or May. My wife and were doing pretty good for the average American--savings rate was probably about 15% or so. But we kept zero track of our expenses. We just had some auto draft stuff set up into a Roth and our employer plans, and our checking account stayed in roughly the same range from month to month. But we started trimming some fat from our expenses (still plenty to go--I don't have a bike, for example, and we both commute by car every day) and really focused on pumping all our extra funds into investments. Our savings rate for the year, according to my spreadsheets, is at 30%, but it's probably quite a bit higher than that over the last few months, since I only found MMM in April.
So I'm excited to hit this milestone!
Up to 109k thru October 31. It blows my mind that it is possible to improve net worth by $9k in 3 months.
Probably going to fall a bit this month, as there is an outstanding check for $6k. Bought a new car. The timing belt in my old car broke, and that did all the engine damage that can do. (Did you know that 2010 Hyundai Accents have timing belts? Well I didn't. Now I do.) It had 155k miles, and the repair would have been more than the car was worth. Sucks--that thing was a damn champ. I didn't put a dollar for repairs into that car, just maintenance. I was saving for a potential car purchase anyways, so I figured now was time--155k miles on a car that needs a repair more expensive than the car itself. I actually got another 2010 Accent, but this one only had $38k miles. $5900--and had enough in cash to just buy the thing outright. Emergency fund FTW!
Post by: Guava on November 01, 2016, 07:24:36 AM
September $146,347.October: $151,742.
Post by: FrugalLakes on November 01, 2016, 07:39:38 AM
Post by: SeattleStache on November 01, 2016, 07:56:33 AM
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
January 2016: $101,235
February 2016: $101,464
March 2016: $117,072
April 2016: 120,517
May 2016: $122,419
June 2016: $123,916
July 2016: $131,349
August 2016: $133,749
September 2016: $134,937
October 2016: $134,007 (disheartening month!)
Total NW including real estate and cash savings: $215,358.
Post by: turketron on November 01, 2016, 10:10:13 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Market downturns. However, maxed out my 401k for the year!
Post by: ohyonghao on November 01, 2016, 01:38:27 PM
This months numbers:
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
July 2016: $207,370.73
August 2016: $210,598.32
September 2016: $211,858.91
October 2016: $217,642.90
Sold a lot of stuff last month too, and will be selling the car this month, which will help to soften the blow. Hopefully end up selling the house before years end, even though that means we'll end the year below $200k, to think we started at $149k and only worked for 3 months with a handful of side jobs, I'd say we still did fairly well.
Post by: Woodro85 on November 01, 2016, 05:41:23 PM
August $104,622.34 +$6,155.08
October $109,535.81 +$4,913.47
November $113,963.46 +$4,427.65
Humming along in this boring period of accumulation. Got a big vacation to central America coming up in November but shouldn't have any hit to the NW since I have a separate 'travel account' not factored into my NetWorth. Feels like a free vacay! Congrats to everyone on their continued progress... and good luck with however the market reacts to a Trump Presidency (not that I want that...)
Post by: dandypandys on November 02, 2016, 09:19:33 AM
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51
2016
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $107,119.81
May 1st: $107,369.22
June 1st: $110,836.03 my contributions went up this month to 10%
July 1st: $112,327.7
Aug 1st: $116,833.52 upped contributions to 10.5%
Sept 1st: $118,564.37
Oct 1st $229,717.00 Paid off the condo this month :) and included as an asset going forth.
Nov 1st $232,973 upped contributions again this month 21.5%- next month will be 30% :)
Post by: Mazzinator on November 02, 2016, 03:25:27 PM
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
Post by: tarheeldan on November 02, 2016, 04:46:55 PM
I'm. Finally hit the mark to join this race. As of 11/1/16 my net worth is $101,051. Hope to hit 250k in 2.5 years.Welcome!
Post by: FrugalLakes on November 03, 2016, 06:35:33 AM
I'm. Finally hit the mark to join this race. As of 11/1/16 my net worth is $101,051. Hope to hit 250k in 2.5 years.Welcome!
Thanks!
Post by: Apples on November 06, 2016, 08:25:21 AM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
June 1 2016: $125,160.93 --- gain of $5,214.58
July 1 2016: $127,094.93 --- gain of $1,934.00
August 1 2016: $133,039.69 --- gain of $5,944.76
September 1 2016: $136,465.21 --- gain of $3,425.52
October 1 2016: $140,391.81 --- gain of $3,926.60
November 1 2016: $145,497.13 --- gain of $5,105.32
Extra large jump this month due to two extra paychecks. Stock market didn't help us though. The next two months will probably be uneventful and back to the usual gains of $3,000 or so. But as of this month we beat last year's total net worth increase, woohoo!
Post by: gj83 on November 07, 2016, 12:09:05 PM
10/1/2016: $208,626.09
11/1/2016: $210,098.56 +$1,472.47
Excluding home equity
10/1/2016: $98,680.19
11/1/2016: $99,290.31 +$610.12
So I'm almost out of this group when I include the home equity, but I'm just entering it without it.
Post by: Nick_Miller on November 15, 2016, 08:37:09 PM
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Had a great November with a bonus!
Post by: jda85 on November 16, 2016, 04:09:37 AM
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
Post by: SpareChange on November 17, 2016, 11:27:57 AM
Hello! I just graduated from the 100k board on Oct- 31st I thought I would mosey over here. I'm married, 28 years old and my husband is currently finishing up school. Total household income is 56k. We rent and have no outstanding debt. Worth of our single car is not included in the calculations.
Background on net worth:
08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145
10/31/2016: $101,606
11/17/2016: $103,940
Welcome!!
Post by: dandypandys on November 17, 2016, 12:46:29 PM
Post by: motiv8ed on November 19, 2016, 09:52:04 PM
Nov 2016: $152k
Post by: Imustacheyouaquestion on November 22, 2016, 12:01:22 PM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Slight decrease this month as I moved to a new state (it cost about $1000 to ship my stuff on a truck with movers on both ends), bought a car, and took two weeks without a paycheck between jobs. HR messed up my TSP contribution so I missed out on a 5% match for one pay period - I've increased my contribution to hit $18k for the year. Pretty minor in the scheme of things but I'm still annoyed about it.
Post by: Slinky on November 23, 2016, 05:21:57 PM
Post by: Money Badger on November 25, 2016, 08:09:18 PM
End of Nov update: 110K thanks to quarterly divys and $300 in cash saved. Slow and steady...Sept 30 update since mid-August... from $103K to $108K.End of Oct update: 107K (typical market fluctuation) despite adding $500 in cash. November has some nice quarterly dividends coming due so fingers crossed the market behaves itself towards year end...
Post by: SeattleStache on November 26, 2016, 06:46:54 AM
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
January 2016: $101,235
February 2016: $101,464
March 2016: $117,072
April 2016: 120,517
May 2016: $122,419
June 2016: $123,916
July 2016: $131,349
August 2016: $133,749
September 2016: $134,937
October 2016: $134,007
November 2016: $137,270
Total NW including real estate and cash savings: $261,273 (jumped up a good amount this month due to an inheritance which I used to pay off a loan to my dad for my condo down payment, bumped up cash/emergency savings, and will throw the rest into my 2017 Roth in January).
Post by: ender on November 30, 2016, 03:46:21 PM
Post by: JJ- on November 30, 2016, 09:59:48 PM
Dec 2014 $101k
Jan 2015 $102k
Feb 2015 $116k
Mar 2015 $117k
Apr 2015 $117k
May 2015 $121k
Jun 2015 $120k
Jul 2015 $126k
Aug 2015 $123k
Sep 2015 $125k
Oct 2015 $139k
Nov 2015 $146k
Dec 2015 $147k
Jan 2016 $141k
Feb 2016 $149k
Mar 2016 $164k
Apr 2016 $172k
May 2016 $178k
Jun 2016 $183k
Jul 2016 $193k
Aug 2016 $197k
Sep 2016 $201k
Oct 2016 $199k
Nov 2016 $218k
Woah. Even though half of that increase is from a small windfall, it's still shocking to see quite the jump.
Post by: SpareChange on November 30, 2016, 11:24:43 PM
Post by: MichaelB on December 01, 2016, 04:54:00 AM
Up to 109k thru October 31. It blows my mind that it is possible to improve net worth by $9k in 3 months.
Probably going to fall a bit this month, as there is an outstanding check for $6k. Bought a new car. The timing belt in my old car broke, and that did all the engine damage that can do. (Did you know that 2010 Hyundai Accents have timing belts? Well I didn't. Now I do.) It had 155k miles, and the repair would have been more than the car was worth. Sucks--that thing was a damn champ. I didn't put a dollar for repairs into that car, just maintenance. I was saving for a potential car purchase anyways, so I figured now was time--155k miles on a car that needs a repair more expensive than the car itself. I actually got another 2010 Accent, but this one only had $38k miles. $5900--and had enough in cash to just buy the thing outright. Emergency fund FTW!
Small drop, but not nearly as bad as it could have been. $107,889
Post by: Pooplips on December 01, 2016, 05:11:38 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
Post by: gj83 on December 01, 2016, 07:40:12 AM
10/1/2016: $208,626.09
11/1/2016: $210,098.56
12/1/2016: $217,736.25
Excluding home equity
10/1/2016: $98,680.19
11/1/2016: $99,290.31
12/1/2016: $106,063.24
Post by: mrteacher on December 01, 2016, 07:47:42 AM
4/1: $100,869
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
9/1: $120,838
Three month update:
10/1: $124,626
11/1: $126,949
12/1: $132,846
Closing in on $150,000!
This year I will have, for the first time, maxed out my 401(k) contribution!! I am ecstatic about that. Next year I should be able to do the same, too.
Post by: onlykelsey on December 01, 2016, 08:38:15 AM
Assets
401(K):
Roth IRA:
Taxable Brokerage:
Savings:
Total =
Liabilities
401(K) loan:
HELOC:
Total =
Net worth =
Post by: Guava on December 01, 2016, 10:57:49 AM
October: $151,742.November: $155,076
Haven't included any of hubby's numbers yet because I have been so busy. Plus I kind of like knowing how I am doing on the journey with just what I am saving. We won't hit our savings goals this year but I have to remind myself we paid off $8k in medical bills in about 12 months so that alone is an accomplishment. And this is the first year I have contributed the max to my 401k and IRA.
Post by: dandypandys on December 01, 2016, 12:37:28 PM
2015Dec 1st $237,953.93
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51
2016
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $107,119.81
May 1st: $107,369.22
June 1st: $110,836.03 my contributions went up this month to 10%
July 1st: $112,327.7
Aug 1st: $116,833.52 upped contributions to 10.5%
Sept 1st: $118,564.37
Oct 1st $229,717.00 Paid off the condo this month :) and included as an asset going forth.
Nov 1st $232,973 upped contributions again this month 21.5%- next month will be 30% :)
I just looked at my contributions for the year- we are nowhere near the 18k, more like 4k. Next year will be SO different. :)
Post by: babystache89 on December 01, 2016, 06:13:19 PM
9/1/16: $217,00012/1/16: $234,500
10/1/16: $220,000
11/1/16: $232,000
Post by: tarheeldan on December 02, 2016, 08:22:51 AM
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Had a great November with a bonus!
Nice!
Hello! I just graduated from the 100k board on Oct- 31st I thought I would mosey over here.
Welcome marcela!
Joining the club, using investment accounts only.
Nov 2016: $152k
Welcome motiv8ed!
Hello everyone! I just tipped over into six figures on Monday so I'm here to join you all in doubling my money and then some!
Welcome to the party, Slinky!
Joining up.
Dec 2016: 105K
Welcome jezebel!
I had a pretty good month despite getting some suits made in Thailand and booking another trip out there in June :-)
Up $4,290.97 or 3.5% to $128,843.42 - should hit my soft target of $130k for the year but maybe not my reach of $136k.
Feel free to join some of us in tracking your progress here:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=drive_web
Post by: Slurgi on December 02, 2016, 09:01:58 AM
Code: [Select]
2016-08-01: $101,832.52
2016-09-01: $107,135.16
2016-10-01: $112,708.63
2016-11-01: $113,957.04
2016-12-01: $118,681.95
Post by: Slinky on December 02, 2016, 09:07:26 AM
-----------------------
Dec 2016 - $101,670.70
Here's my official start. I'm up ~$1,300 in the week since I popped into this thread! That's from the $1k I used to open up my very first taxable investment account and the half of a 401k contribution that the market didn't eat.
Post by: brute on December 02, 2016, 09:18:29 AM
2014-1-1: $60k
2015-1-1: $92k
2016-1-1: $125k
Mustaching harder lately.
2016-12-2: $187,320
Post by: Nick_Miller on December 02, 2016, 10:15:23 AM
Joining in, though I expect to get knocked down pretty hard in a year or so when I buy my first house. First the history
2014-1-1: $60k
2015-1-1: $92k
2016-1-1: $125k
Mustaching harder lately.
2016-12-2: $187,320
You're killing it!
But you don't have to get "knocked down," at least on this thread, when you buy your new home. I, and many others, include all assets, including home equity, in their net worth calculation. Now I include a very low number for household goods, because if I was forced to liquidate, I'd probably get 10 cents or 20 cents on the dollar, but with a home, I think it is fair to include the equity at fair market value.
Post by: ducky19 on December 02, 2016, 11:46:10 AM
Post by: brute on December 02, 2016, 12:00:06 PM
Was at about $185k start of the year (guesstimate because I wasn't tracking it back then!) and currently at $246,585.30(ish). Hoping to clear $250k before the end of the year.
Nice work!
Joining in, though I expect to get knocked down pretty hard in a year or so when I buy my first house. First the history
2014-1-1: $60k
2015-1-1: $92k
2016-1-1: $125k
Mustaching harder lately.
2016-12-2: $187,320
You're killing it!
But you don't have to get "knocked down," at least on this thread, when you buy your new home. I, and many others, include all assets, including home equity, in their net worth calculation. Now I include a very low number for household goods, because if I was forced to liquidate, I'd probably get 10 cents or 20 cents on the dollar, but with a home, I think it is fair to include the equity at fair market value.
Thanks Nick! I suppose I should probably count the assets for my consulting business and all as well as the cars and stuff, but that's a whole 'nother spreadsheet of fun. Next update I'll consider including those. I was also debating whether to include invoices that have yet to be collected, but I'll wait on those until I can see the money in the account, it's easier than adjusting later if I have issues with a client.
Post by: Woodro85 on December 03, 2016, 06:51:11 PM
August $104,622.34 +$6,155.08
October $109,535.81 +$4,913.47
November $113,963.46 +$4,427.65
December $119,134.90 +$5,171.44
left foot, right foot, left foot, right foot...marching on....
Post by: Tyson on December 06, 2016, 12:57:21 PM
Post by: Mazzinator on December 06, 2016, 07:31:05 PM
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890
Post by: tarheeldan on December 06, 2016, 08:08:32 PM
Just hit $200k liquid assets, woohoo!!!!!!!Nice, congrats!
Post by: Tyson on December 06, 2016, 10:09:45 PM
Just hit $200k liquid assets, woohoo!!!!!!!Nice, congrats!
Thanks! It's weird, there's some psychological hump that hitting $200k has helped me over. It was like "Meh, $150k not a big deal". But $200k? Big deal! At least to me. It's only $50k more, but damn it feels so freaking satisfying.
Post by: tarheeldan on December 07, 2016, 05:15:35 AM
I think it's a big deal. And in another 50k, you get to say "quarter mil" - I have a feeling that's going to be very satisfying when we get there :-)Just hit $200k liquid assets, woohoo!!!!!!!Nice, congrats!
Thanks! It's weird, there's some psychological hump that hitting $200k has helped me over. It was like "Meh, $150k not a big deal". But $200k? Big deal! At least to me. It's only $50k more, but damn it feels so freaking satisfying.
Post by: Tyson on December 07, 2016, 10:32:43 AM
I think it's a big deal. And in another 50k, you get to say "quarter mil" - I have a feeling that's going to be very satisfying when we get there :-)
That might happen for us in the next couple of weeks - my wife is in the process of moving her defined-benefit pension from her former employer and rolling it to a traditional IRA, it's a $72k payout. So $250k might come VERY quickly :)
Post by: Slurgi on December 07, 2016, 01:08:34 PM
July $98,467.26 +$5,148.77
August $104,622.34 +$6,155.08
October $109,535.81 +$4,913.47
November $113,963.46 +$4,427.65
December $119,134.90 +$5,171.44
left foot, right foot, left foot, right foot...marching on....
Code: [Select]
2016-08-01: $101,832.52 -- $104,622.34
2016-09-01: $107,135.16 --
2016-10-01: $112,708.63 -- $109,535.81
2016-11-01: $113,957.04 -- $113,963.46
2016-12-01: $118,681.95 -- $119,134.90
You and I are pretty much in lock-step! I have a bit more cash than usual in my checking account at the moment (not included in my reported figures) that I'll front-load into my IRA early next year, but would be neat to see us both make a steady progress up to $250,000 together :).
Post by: steveo on December 08, 2016, 06:37:26 PM
2016-08-17 102
2016-10-01 110
2016-12-09 135
It's getting there slowly but surely.
Post by: SGontour on December 09, 2016, 12:40:19 PM
Investments only, end of month:
Jan15 CHF 49,805
...
Jan16 CHF 78,098
...
Nov16 CHF 106,096
Post by: CdnChris on December 11, 2016, 09:01:53 AM
| September | $207,022.02 |
| October | $229,254.61 |
| November | $253,036.10 |
I know my number for November will drop by about 10k(?) as we figure out year end and annual taxes, just have not been able to figure it out yet.
Looks like our current contract will now extend through January, although I think it will start slowing down. This is a good thing; it really helped us increase our net worth quickly, but we need a break. Should definitely be at $250K by end of the year.
I agree with @tyort1 and @tarheeldan ... very satisfying!
Very motivating to follow everyone else's progress, congratulations on the journey.
I've attached a graph again.
Post by: Icecreamarsenal on December 11, 2016, 09:06:21 AM
I calculate net worth wonky (most would read: wrong) but I only use invested assets, and not equity. I am purchasing a piece of cash flow investment real estate in the coming months and closing should be February. This will incur a cash outlay of 110k. So I'll see y'all soon.
Post by: ascZend on December 11, 2016, 11:37:08 AM
As of this week, my investment portfolio has finally exceeded $250,000 in value. Attached is a screenshot of my investments since I began tracking them via Personal Capital in October 2014. This figure does not include real estate, savings or property assets. My net worth is currently about $280,000. I will turn 29 at the end of next month. Thanks to everyone here for the inspiration along the way! Now the journey to $500K begins.
Post by: Nick_Miller on December 12, 2016, 11:12:37 AM
But obviously a person with $200,000 in true net worth (all assets minus all liabilities) is waaaaaay behind a person with $200,000 in investments, $25,000 in cash, and $125,000 in real estate equity.
I guess I'm just saying, that to me, such a huge spread chips away at any perceived solidarity or any kind of "we're all in the same place" vibe.
Yes I am nit-picking I suppose.
Post by: onlykelsey on December 12, 2016, 11:14:49 AM
I guess I'm just saying, that to me, such a huge spread chips away at any perceived solidarity or any kind of "we're all in the same place" vibe.
Yes I am nit-picking I suppose.
Well we don't segregate based on COL or family situation, either. a 20-something DINK couple with 500K is doing much better than a 50-something couple with four kids with 500K, no?
Post by: Icecreamarsenal on December 12, 2016, 09:42:35 PM
I'm a little confused about how and why people calculate net worth so differently in this thread. I know it's allowed, and I'm not talking about anyone in particular. I just thought the idea of this thread was to gather people in similar financial situations.
But obviously a person with $200,000 in true net worth (all assets minus all liabilities) is waaaaaay behind a person with $200,000 in investments, $25,000 in cash, and $125,000 in real estate equity.
I guess I'm just saying, that to me, such a huge spread chips away at any perceived solidarity or any kind of "we're all in the same place" vibe.
Yes I am nit-picking I suppose.
I read a little bit of your journal, hilarious! Nick miller is definitely my fav. char on New Girl. I think you were referring to my post when you mentioned all the different ways to calc net worth. In that case, I can only say: there's something really creepy about you, pal. You wanna get weird, let's get weird.
Post by: Nick_Miller on December 13, 2016, 10:55:58 AM
I'm a little confused about how and why people calculate net worth so differently in this thread. I know it's allowed, and I'm not talking about anyone in particular. I just thought the idea of this thread was to gather people in similar financial situations.
But obviously a person with $200,000 in true net worth (all assets minus all liabilities) is waaaaaay behind a person with $200,000 in investments, $25,000 in cash, and $125,000 in real estate equity.
I guess I'm just saying, that to me, such a huge spread chips away at any perceived solidarity or any kind of "we're all in the same place" vibe.
Yes I am nit-picking I suppose.
I read a little bit of your journal, hilarious! Nick miller is definitely my fav. char on New Girl. I think you were referring to my post when you mentioned all the different ways to calc net worth. In that case, I can only say: there's something really creepy about you, pal. You wanna get weird, let's get weird.
Haha! That was the best possible response! I need to catch up on New Girl and definitely plan to do that over the holidays.
And you're both right - there's no way to control for exact situations. I just see some folks in this thread who are waaaaay ahead of me and I think "Damnit, I just want to go to my room and do weird stuff on my computer."
Post by: tarheeldan on December 13, 2016, 11:20:59 AM
Also graduating from the race to 100k thread....
Welcome!
September $207,022.02 October $229,254.61 November $253,036.10
Congratulations, quarter millionaire :-)
As of this week, my investment portfolio has finally exceeded $250,000 in value.
Congratulations!!!
Post by: Nick_Miller on December 17, 2016, 09:10:09 AM
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Dec 2016 $138,352.17
Up $58,186.39 for the year! I'll take that! If we can repeat that in 2017, we'd be in the $200,000 NW neighborhood. So my goal is to graduate from this thread in 2 years. We are moving next year, and that will obviously cause some additional expenses, BUT we should be getting a decent-sized tax return in the spring (that we usually don't get) that might entirely fund one of our IRAs for the year, so that would jump start our savings, so maybe it will all balance out.
Post by: khangaroo on December 18, 2016, 09:30:48 PM
8/19/16: $117,147
9/16/16: $118,664
10/21/16: $120,340
$11/16/16: $123,274
12/14/16: $131,102
I'm hoping to get to $250k at the end of 30.
Thanks for all the inspiration!
Post by: Lews Therin on December 18, 2016, 10:04:31 PM
December 99,000
Jan 2017: 105,002 NW
I hope no one minds if I join 2 weeks early?
Post by: Guava on December 19, 2016, 07:05:09 AM
I would love to join the thread! I'm a new Mustachian and this is awesome! I'm currently cash flowing an MBA so I don't think I'll get the gains like many of people on this thread but love reading about your awesome progress!
8/19/16: $117,147
9/16/16: $118,664
10/21/16: $120,340
$11/16/16: $123,274
12/14/16: $131,102
I'm hoping to get to $250k at the end of 30.
Thanks for all the inspiration!
I am also cash flowing a graduate degree. It looks like you are doing great while paying all those extra costs. Keep up the good work!
Post by: Imustacheyouaquestion on December 19, 2016, 07:43:25 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Posting now because my "last paycheck" of 2016 will actually hit my bank account in January so this will be my last bit of income this calendar year. I miscalculated my TSP and HSA contributions and will be slightly under the IRS cap on both... That's annoying but in the grand scheme of things doesn't actually matter too much. This is also my last NW update before getting married in January, which will add some debt and assets to the mix :)
Post by: Tris Prior on December 29, 2016, 02:42:03 PM
401K: 90,123.76
Roth: 46,794.42
E-fund: 9,508.77
Total: 146,426.95
I started posting in this thread in June, when my total was $124,660.90. So, my net worth has increased by $21,766.05 in 6 months. Holy crap!
For perspective, that increase amount is more than I used to bring home in an entire year, at my last job.
Post by: motiv8ed on December 30, 2016, 04:30:08 AM
Nov 2016: $152,000
Dec 2016: $160,007.61
Post by: Gin1984 on December 30, 2016, 06:11:02 AM
Post by: SeattleStache on December 30, 2016, 08:24:31 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779
Total NW including real estate and cash savings: $269,089. I know the total NW is over $250k but I'm focused on retirement savings only for this challenge. Happy New Year!
Post by: SGontour on December 30, 2016, 09:07:00 AM
Jan15 CHF 49,805
...
Jan16 CHF 78,098
...
Nov16 CHF 106,096
Dec16 CHF 103,554
Post by: achvfi on December 30, 2016, 04:15:18 PM
Cheers you all. Happy new year.
Post by: Radagast on December 30, 2016, 05:40:50 PM
Investments only, end of month:I first I thought "you're rich!" and then I looked up the CHF and apparently it is not as strong as I had thought, so really you are more like me :-).
Jan15 CHF 49,805
...
Jan16 CHF 78,098
...
Nov16 CHF 106,096
Dec16 CHF 103,554
Post by: Radagast on December 30, 2016, 05:53:35 PM
| Quarter "Liquid" Liquid + R.E. %Bonds/Cash Q3 2016: $112,200 $165,800 19% Q4 2016: $124,300 $178,500 22% |
Post by: GreenShirt on December 30, 2016, 06:42:31 PM
My networth for the end of December 2016 is: $103,491, just over the $100k threshold.
I'm not exactly sure when we'll hit $250k since I've just started keeping track of net worth earlier this month.
Post by: mrteacher on December 30, 2016, 06:46:56 PM
2/1: $91,959
3/1: $93,145
4/1: $100,869
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
9/1: $120,838
10/1: $124,626
11/1: $126,949
12/1: $132,846
12/30/16: $141,336
2016 was a great financial year. I maxed my 401k (first time!) and Roth IRA (4th year in a row!). Increased NW by just under $48,000 on a salary of roughly $70,000. Exciting!
Post by: mrteacher on December 30, 2016, 07:07:49 PM
1/1/2016: $93,782
2/1: $91,959
3/1: $93,145
4/1: $100,869
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
9/1: $120,838
10/1: $124,626
11/1: $126,949
12/1: $132,846
12/30/16: $141,336
2016 was a great financial year. I maxed my 401k (first time!) and Roth IRA (4th year in a row!). Increased NW by just under $48,000 on a salary of roughly $70,000. Exciting!
Awesome! It's amazing how much faster things progress than you might otherwise expect, isn't it?
It really is amazing. I keep looking at the numbers and shaking my head in disbelief!
Post by: Radagast on December 30, 2016, 07:08:11 PM
I thought I would be doing 54k per year 8-), I need to stop slacking. Gotta be more like you.Q4 update: it seems too slow, I thought it would be going faster.
Quarter "Liquid" Liquid + R.E. %Bonds/Cash
Q3 2016: $112,200 $165,800 19%
Q4 2016: $124,300 $178,500 22%
Up $48k/yr liquid looks pretty damn good to me!
Post by: McStache on December 30, 2016, 08:45:21 PM
$179,734
There's a slight chance I'll finish the race by this time next year depending on how the market does.
I track over on the google doc (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0)
Post by: Radagast on December 30, 2016, 09:54:11 PM
I don't know when we'll get to $250,000 because my husband just lost his job and wants to adjunct for a bit for the experience before applying to tenure track jobs but we just passed $100,000 so I want to join. Slow but steady for me right now.That sucks, at least financially. My wife will be in school for at least 3.5 more years, and is thinking of even more, so I am handicapped too. You can race me!
Post by: SpareChange on December 30, 2016, 11:51:12 PM
1/1/2016: $93,782
2/1: $91,959
3/1: $93,145
4/1: $100,869
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
9/1: $120,838
10/1: $124,626
11/1: $126,949
12/1: $132,846
12/30/16: $141,336
2016 was a great financial year. I maxed my 401k (first time!) and Roth IRA (4th year in a row!). Increased NW by just under $48,000 on a salary of roughly $70,000. Exciting!
Great stuff! Very efficient!
Post by: SpareChange on December 31, 2016, 12:01:51 AM
Post by: FiguringItOut on December 31, 2016, 12:07:39 AM
12/31/2015 -- $128,674
12/31/2016 -- $155,487
Post by: ohyonghao on December 31, 2016, 12:23:35 AM
This months numbers:
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
July 2016: $207,370.73
August 2016: $210,598.32
September 2016: $211,858.91
October 2016: $217,642.90
November 2016: $219,133.69
December 2016: $195,225.97
The $24k drop is due to selling our home and various moving and living expenses incurred these past couple months. House closed on 12/29 and funds were wired in 12/30. I promptly filled up the tank on our IRA's and HSA's, reducing our taxable income to $0. There should be a $2k return once we get all the documents in and file.
The rest of the proceeds from the sale we are debating over using Betterment or choosing our own Vanguard funds, and leaving about a year of expenses in our account. By a weird coincidence even though we just moved out of country I got a job back in the States and will be temporarily moving back. Not sure for how long, but it will be an interesting time. We estimate being able to save at a rate of around $3000/mo, plus whatever the market brings us. Might not be too far fetched to cross the quarter mill mark by the end of 2017.
Post by: babystache89 on December 31, 2016, 10:52:59 AM
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
Happy New Year, everyone! :)
Post by: Guava on December 31, 2016, 03:42:39 PM
November: $155,076December 16: $161,960
I am really happy with this number. Over the holidays I have been working on a few things to help save even more next year too. Happy new year everyone!
Post by: t5inside on January 01, 2017, 12:14:46 PM
...
May-16 $177,354.00
Jun-16 $183,866.00
Jul-16 $195,548.00
Aug-16 $204,734.00
Time to update!
Sep-16 $212,181.00
Oct-16 $209,160.00 (Mortgage refi from 30/3.625% to 15/2.5%)
Nov-16 $218,918.00
Dec-16 $227,348.00
With bonus season coming, hopefully by end of February I'll be moving on to the next phase.
Happy new year, all.
Post by: JJ- on January 01, 2017, 04:48:42 PM
Dec 2014 $101k
Jan 2015 $102k
Feb 2015 $116k
Mar 2015 $117k
Apr 2015 $117k
May 2015 $121k
Jun 2015 $120k
Jul 2015 $126k
Aug 2015 $123k
Sep 2015 $125k
Oct 2015 $139k
Nov 2015 $146k
Dec 2015 $147k
Jan 2016 $141k
Feb 2016 $149k
Mar 2016 $164k
Apr 2016 $172k
May 2016 $178k
Jun 2016 $183k
Jul 2016 $193k
Aug 2016 $197k
Sep 2016 $201k
Oct 2016 $199k
Nov 2016 $218k
Dec 2016 $222k
Wow. What a year.
Post by: MichaelB on January 01, 2017, 05:08:04 PM
Up to 109k thru October 31. It blows my mind that it is possible to improve net worth by $9k in 3 months.
Probably going to fall a bit this month, as there is an outstanding check for $6k. Bought a new car. The timing belt in my old car broke, and that did all the engine damage that can do. (Did you know that 2010 Hyundai Accents have timing belts? Well I didn't. Now I do.) It had 155k miles, and the repair would have been more than the car was worth. Sucks--that thing was a damn champ. I didn't put a dollar for repairs into that car, just maintenance. I was saving for a potential car purchase anyways, so I figured now was time--155k miles on a car that needs a repair more expensive than the car itself. I actually got another 2010 Accent, but this one only had $38k miles. $5900--and had enough in cash to just buy the thing outright. Emergency fund FTW!
Small drop, but not nearly as bad as it could have been. $107,889
Up to 112k. Here's everything from when I started tracking this, back to the end of February 2016 (including investments, cash, home equity, debt, and mortgage):
Feb 29: $79,516.82
March 31: $83,734.70
April 30: $87,137.39
May 31: $89,555.65
June 30: $93,641.14
July 31: $101,134.66
Aug 31: $104,093.75
Sept 30: $105,485.80
Oct 31: $109,245.15
Nov 30: $107,889.49
Dec 31: $112,056.39
Discovered MMM April or May. $32k gain in less than a year! It would be cool to go up $50k in 2017, but it will be a challenge with my first baby coming in April.
Post by: gj83 on January 01, 2017, 08:13:17 PM
Including home equity
10/1/2016: $208,626.09
11/1/2016: $210,098.56
12/1/2016: $217,736.25
1/1/2017: $222,287.69
Excluding home equity
10/1/2016: $98,680.19
11/1/2016: $99,290.31
12/1/2016: $106,063.24
1/1/2017: $109,785.78
Post by: onlykelsey on January 02, 2017, 01:43:55 AM
Assets
401(K):
Roth IRA:
Taxable Brokerage:
Savings:
Total =
Liabilities
401(K) loan:
HELOC:
Total =
Net worth =
ETA: When I joined this thread in May, I had $159,778 in assets and $55,737 in liabilities, for a net worth of $104,041. I wrote "My goal for the year is to get to about $160,000, which I think is doable given the principal I'll pay off and amount I'll invest with my year-end bonus." I came in 60K over my goal!
I'm uncertain about when I'll age out of this thread given the kid/maternity leave, but April is probably reasonable.
Post by: Apples on January 02, 2017, 07:09:49 AM
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
June 1 2016: $125,160.93 --- gain of $5,214.58
July 1 2016: $127,094.93 --- gain of $1,934.00
August 1 2016: $133,039.69 --- gain of $5,944.76
September 1 2016: $136,465.21 --- gain of $3,425.52
October 1 2016: $140,391.81 --- gain of $3,926.60
November 1 2016: $145,497.13 --- gain of $5,105.32
December 1 2016: $149,771.11 -- gain of $3,732.60
January 1 2017: $153,948.79 -- gain of $4,177.68
February 1 2017: $163,262.29 -- gain of $9,313.60 We were reimbursed for some canceled travel plans, plus our Christmas bonuses went into the savings account in January to reflect in this number. Big month!
Post by: Mazzinator on January 02, 2017, 07:58:24 AM
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890
1/2/17 = $156,358
Post by: Uncle Scrooge on January 02, 2017, 08:24:58 AM
July 1,2015- $112,000
Jan 1,2016- $131,900
July 1,2016- $156,400
Aug 1,2016- $159,000
Sept 1, 2016- $162,000
Oct 1, 2016- $164,100
Nov 1,2016-$162,200
Dec 1,2016-$166,900
Jan 1,2017-$174,700
Post by: turketron on January 02, 2017, 09:03:49 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Post by: Vertical Mode on January 02, 2017, 09:14:09 AM
Just over 100k to go!
Post by: Blahhhh456 on January 02, 2017, 10:44:09 AM
Woohoo! Finally joining this thread!!
Only including IRAs, 401(k) and HSAs.
Jan 1, 2016 - $81,396
Oct 1, 2016 - $122,943
It took me about 7.5 years to reach $100K, which was achieved around May 2016. I am setting a goal of $250K by Jan 2019.
Dec 31, 2016 - $128,893 mostly returns and a bit of 401k contribution.
Post by: 10dollarsatatime on January 02, 2017, 12:56:02 PM
Dec. 31 2015: $87,324
What?! This is awesome! $10,000 of that is probably real estate appreciation, but the other $28,000 is all savings and market. :) (I earn $38,000 salary, plus whatever I bring in from side gigs.) I hope I can do as well or better next year!
Post by: tarheeldan on January 03, 2017, 05:30:55 AM
I'll race ya!
Welcome, GreenShirt!
NW is up $70,550 in a year! That's crazy, considering that's about the same as my net pay and 401k contributions (combined) for the entire year!
Wow! That's awesome :-)
Passed the half way mark this month!
NICE!
Dec. 31 2016: $125,024
Dec. 31 2015: $87,324
What?! This is awesome! $10,000 of that is probably real estate appreciation, but the other $28,000 is all savings and market. :) (I earn $38,000 salary, plus whatever I bring in from side gigs.) I hope I can do as well or better next year!
That IS awesome!
Increased NW by just under $48,000 on a salary of roughly $70,000. Exciting!
68.5% of gross! That's kick-ass.
The market helped of course, but my net worth went up by $44.1k in 2016 on gross earnings of 71.7k (61.5%).
Up $6,336.26 in December (4.92%) to $135,164.68.
Some of us are tracking our progress here:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=drive_web
Post by: Pooplips on January 03, 2017, 05:35:46 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
Post by: turketron on January 03, 2017, 10:25:07 AM
Post by: Slinky on January 03, 2017, 02:16:41 PM
-----------------------
Dec 2016 - $101,671
Jan 2017 - $105,278 (+3,607)
Post by: easternblockbabe on January 03, 2017, 02:23:26 PM
Hope to reach 250k by the end of 2017!
retirement total non-equity
July 28 2016: $150,359 $204,445
Aug 26 2016: $152,086 $213,655
Sept 30 2016: $156,721 $214,248
Oct 28 2016: $154,857 $210,419
Dec 1 2016: $158,555 $217,706
Dec 31 2016: $167,738 $219,839
Post by: Check2400 on January 03, 2017, 03:52:41 PM
With the end of year profit disbursements my stash now stands at just over $103,000 (does not include real estate).
So:
Dec. 2016 - 103,000
Target Date: April 1, 2019, with roughly $60,000 saved a year.
Housing decisions may derail me, but everyone needs a goal.
Looking forward to the challenge, and looking forward to earning out of the challenge even more!
[linking this below so I remember to update when I come back]
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: mastrr on January 03, 2017, 09:00:59 PM
January 2017 - $165,726
Post by: dandypandys on January 04, 2017, 03:39:18 AM
2015
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51
2016
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $107,119.81
May 1st: $107,369.22
June 1st: $110,836.03 my contributions went up this month to 10%
July 1st: $112,327.7
Aug 1st: $116,833.52 upped contributions to 10.5%
Sept 1st: $118,564.37
Oct 1st $229,717.00 Paid off the condo this month :) and included as an asset going forth.
Nov 1st $232,973 upped contributions again this month 21.5%- next month will be 30% :)
[/quote]
Dec 1st $237,953.93
Jan 4th! $ 253,212 WOHOOOOOOOO just made it! I will see you guys in the next thread, what a great way to start the year.
Post by: tarheeldan on January 04, 2017, 05:05:52 AM
Jan 4th! $ 253,212 WOHOOOOOOOO just made it! I will see you guys in the next thread, what a great way to start the year.
Congratulations!! :-)
Post by: Prairie Gal on January 04, 2017, 06:58:09 AM
Dec 1st $237,953.93
2015
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51
2016
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $107,119.81
May 1st: $107,369.22
June 1st: $110,836.03 my contributions went up this month to 10%
July 1st: $112,327.7
Aug 1st: $116,833.52 upped contributions to 10.5%
Sept 1st: $118,564.37
Oct 1st $229,717.00 Paid off the condo this month :) and included as an asset going forth.
Nov 1st $232,973 upped contributions again this month 21.5%- next month will be 30% :)
Jan 4th! $ 253,212 WOHOOOOOOOO just made it! I will see you guys in the next thread, what a great way to start the year.
[/quote]
Just wondering if most people here include the equity in their home? If so, I should be in the next thread also as my house is paid off and it is worth more than 250K.
Congrats! You are doing great!
Post by: Apples on January 04, 2017, 07:01:00 AM
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Post by: MichaelB on January 04, 2017, 08:37:42 AM
Just wondering if most people here include the equity in their home? If so, I should be in the next thread also as my house is paid off and it is worth more than 250K.
I do, but I probably wouldn't if my house was paid off and I had no intentions of ever moving. The fact that there is debt and that it likely will ultimately be paid off by selling the house itself (short of a windfall, or not moving for 20 years) means it probably makes sense to track the equity. I just use the tax value less outstanding mortgage for spreadsheet purposes.
Post by: tarheeldan on January 04, 2017, 10:05:02 AM
I always forget that there is a spreadsheet for this group:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
I should mention, because looking at people's entries there might be some misunderstanding - to make the formulas play nice (on the Big Board tab), all dates on the Data Entry tab are the first of the month rather than the last date.
So, your end-of-month for December, 2016 would go in the January 1, 2017 column. Hope that makes sense!
Post by: Guava on January 04, 2017, 10:19:53 AM
Just wondering if most people here include the equity in their home?
I have been. I keep the value at what I what I bought it for at the bottom of the market, less than the taxable value though. For me it is an important part of my stash because a paid off home significantly reduces my expenses (as housing is my biggest expense). I keep a separate column in my spreadsheet that just shows invested assets too.
Post by: afuera on January 04, 2017, 10:49:07 AM
I want to join in on the race! I updated the spreadsheet with my historical data.
Current NW: $185,501 (including RE).
NW w/o RE: $122,896.
Hubs was unemployed for most of last year but now that we are back to DINK status I'm excited to ramp up savings and we are gonna try to get to 300K by EOY!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: turketron on January 04, 2017, 10:55:28 AM
Post by: dandypandys on January 04, 2017, 11:02:21 AM
Post by: tarheeldan on January 04, 2017, 11:15:10 AM
Hello All!
I want to join in on the race! I updated the spreadsheet with my historical data.
Current NW: $185,501 (including RE).
NW w/o RE: $122,896.
Hubs was unemployed for most of last year but now that we are back to DINK status I'm excited to ramp up savings and we are gonna try to get to 300K by EOY!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Welcome! Yay for your DH and DINK status :-)
Post by: Tyson on January 07, 2017, 01:44:20 PM
Post by: ohyonghao on January 12, 2017, 06:59:33 AM
December against November 2016.I was going to start doing this with my new job now. Last year I missed out on maxing it out due to being laid off after the first quarter. We now have enough money set aside to be flexible enough with paychecks. Plan is to as soon as possible set it to fill out the max they'll let me contribute at one time, there's no match, so no problem there. Great to see others have come up with the same idea.
Assets
401(K):$100,950$102,231 Maxed in June, so this is just returns. I've set up my contributions so I'll be maxed by probably the second paycheck in April this year, which is nice.
Post by: brute on January 12, 2017, 08:15:24 AM
Joining in, though I expect to get knocked down pretty hard in a year or so when I buy my first house. First the history
2014-1-1: $60k
2015-1-1: $92k
2016-1-1: $125k
Mustaching harder lately.
2016-12-2: $187,320
So, I don't even know what's going on. I REALLY didn't expect this big of a jump in one month
2016-12-2: $187,320
2017-1-1: $202,158
We spent like maniacs over the christmas season. Presents, travel, nice food. Now that the mustache is growing, I'm having a different issue than my non-mustachian friends. Sometimes I don't know where the money is coming from rather than where it all went...
Post by: RetireGermane on January 13, 2017, 05:46:11 AM
2016 Jan: 64,400€
2017 Jan: 104,000€
Happy Investing
Post by: tarheeldan on January 13, 2017, 08:42:45 AM
First Post
2016 Jan: 64,400€
2017 Jan: 104,000€
Happy Investing
Welcome!
Post by: Guava on January 13, 2017, 03:24:48 PM
Now that the mustache is growing, I'm having a different issue than my non-mustachian friends. Sometimes I don't know where the money is coming from rather than where it all went...
That's a great problem to have!
Post by: Nick_Miller on January 15, 2017, 08:55:40 PM
Jan 2016 $80,165.78
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Dec 2016 $138,352.17
Jan 2017 $147,729.69
Big jump because of increased home equity (I didn't include all of it because we'll have closing costs coming up!), investment gains and continuing to pay down mortgage, student loans, and car. Next month I hope we hit $150,000, even with the sale of our home messing up the normal net worth calculations.
Post by: jda85 on January 23, 2017, 07:18:18 PM
9/1/16: $99,187.7112/1/16: $116,317
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
1/1/17: $125,770
Post by: 4n6 on January 25, 2017, 05:10:34 PM
Post by: McStache on January 25, 2017, 08:05:03 PM
I have been wanting to post here for months. It seemed my portfolio just sat at 240k or so for weeks. Today, finally made it over that 250k hump. Next stop 500k (hopefully in 3 years).
Congrats!!
Post by: Erma on January 29, 2017, 02:52:00 AM
Post by: Imustacheyouaquestion on January 30, 2017, 06:21:17 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2016 $111,400.00
Three paycheck month in January. Plus I got married this month (about $2k of expenses) and I'll need to update our net worth calculations soon to include my wife's assets/liabilities. Hoping to buy a house in the next few months so the data may look a bit noisier than usual, but that's okay!
Post by: Guava on January 30, 2017, 09:44:41 AM
Aug 2016 $104,410.00
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2016 $111,400.00
Three paycheck month in January. Plus I got married this month (about $2k of expenses) and I'll need to update our net worth calculations soon to include my wife's assets/liabilities. Hoping to buy a house in the next few months so the data may look a bit noisier than usual, but that's okay!
Congrats!
Post by: SeattleStache on January 30, 2017, 04:11:41 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
I know the total NW is over $250k but I'm focused on retirement only for this challenge.
Post by: JJ- on January 31, 2017, 10:05:01 PM
Dec 2014 $101k
Jan 2015 $102k
Feb 2015 $116k
Mar 2015 $117k
Apr 2015 $117k
May 2015 $121k
Jun 2015 $120k
Jul 2015 $126k
Aug 2015 $123k
Sep 2015 $125k
Oct 2015 $139k
Nov 2015 $146k
Dec 2015 $147k
Jan 2016 $141k
Feb 2016 $149k
Mar 2016 $164k
Apr 2016 $172k
May 2016 $178k
Jun 2016 $183k
Jul 2016 $193k
Aug 2016 $197k
Sep 2016 $201k
Oct 2016 $199k
Nov 2016 $218k
Dec 2016 $222k
Jan 2017 $275k
Well... I guess I'm graduating with a bang.
A windfall is responsible for about $20k. Investment gains and a 3 paycheck month make up the rest I suppose.
Good luck.
Post by: SpareChange on January 31, 2017, 11:29:28 PM
Post by: MrThatsDifferent on February 01, 2017, 12:10:14 AM
Post by: ohyonghao on February 01, 2017, 01:12:16 AM
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
July 2016: $207,370.73
August 2016: $210,598.32
September 2016: $211,858.91
October 2016: $217,642.90
November 2016: $219,133.69
December 2016: $195,225.97
January 2017: $194,385.56
Wow, almost didn't lose net worth this month, so close. Started working again after 10 months, with the last month and a half being in pure bliss on a tropical island. Should start to see solid gains now with our monthly expenses down to roughly $1800. After we file our taxes and receive our return it should be pretty amazing.
Plan this year is to set our 401k contributions to max until we hit the max contribution while living off savings then continue to sock away as much as possible. Come year end we'll decide how much to move to HSA, then Trad IRA vs Roth IRA. With enough money from the sale of the house now in non-tax advantaged accounts it feels like we are much more flexible as to what strategy we can pull off.
It's sort of funny to see people complaining on FB about how the tax man is taking more money from them because they made more money. No, it's because you made more and then spent it all without thinking of the ramifications.
Post by: MichaelB on February 01, 2017, 05:09:02 AM
Up to 112k. Here's everything from when I started tracking this, back to the end of February 2016 (including investments, cash, home equity, debt, and mortgage):
Feb 29: $79,516.82
March 31: $83,734.70
April 30: $87,137.39
May 31: $89,555.65
June 30: $93,641.14
July 31: $101,134.66
Aug 31: $104,093.75
Sept 30: $105,485.80
Oct 31: $109,245.15
Nov 30: $107,889.49
Dec 31: $112,056.39
Discovered MMM April or May. $32k gain in less than a year! It would be cool to go up $50k in 2017, but it will be a challenge with my first baby coming in April.
Jan 31 2017: $118,069.75
Post by: tarheeldan on February 01, 2017, 05:20:21 AM
Jan 2017 $275k
Well... I guess I'm graduating with a bang.
Congratulations!!!
Post by: Pooplips on February 01, 2017, 07:26:52 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
Post by: mrteacher on February 01, 2017, 07:33:44 AM
1/1/16: $93,782
2/1: $91,959
3/1: $93,145
4/1: $100,869
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
9/1: $120,838
10/1: $124,626
11/1: $126,949
12/1: $132,846
1/1/17: $141,336
2/1/17: $145,890
Post by: turketron on February 01, 2017, 08:46:45 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Broke $200k! I'm super excited about it. Took 1 year 9 months to go from $100k to $200k. Let's see if I can double it again in another 1.75 years! :D
Post by: Guava on February 01, 2017, 09:11:41 AM
January 2017: $165,806
Post by: afuera on February 01, 2017, 09:30:44 AM
Hello All!
I want to join in on the race! I updated the spreadsheet with my historical data.
Current NW: $185,501 (including RE).
NW w/o RE: $122,896.
Hubs was unemployed for most of last year but now that we are back to DINK status I'm excited to ramp up savings and we are gonna try to get to 300K by EOY!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
1/1/2015: $-7,391.00
2/1/2015: $14,385.00
3/1/2015: $23,410.26
4/1/2015: $26,035.00
5/1/2015: $40,351.00
6/1/2015: $45,024.00
7/1/2015: $49,653.00
8/1/2015: $55,698.00
9/1/2015: $64,143.00
10/1/2015: $69,752.00
11/1/2015: $73,258.00
12/1/2015: $78,264.00
1/1/2016: $85,216.00
2/1/2016: $108,561.00
3/1/2016: $120,587.00
4/1/2016: $126,840.00
5/1/2016: $141,235.00
6/1/2016: $158,354.00
7/1/2016: $163,000.00
8/1/2016: INV-$$91,234.65 NW-$189,193.00
9/1/2016: INV-$$93,526.67 NW-$172,000.00
10/1/2016: INV-$$95,922.07 NW-$175,024.00
11/1/2016: INV-$$97,640.51 NW-$179,773.00
12/1/2016: INV-$101,914.22 NW-$180,032.02
1/1/2017: INV-$107,733.74 NW-$188,244.05
2/1/2017: INV-$117,155.67 NW-$199,327.18
So close to 200K!
Post by: Check2400 on February 01, 2017, 11:32:03 AM
Jan 1, 2017 - 103,000
Feb. 1, 2016 - 106,500
Increase does not include my monthly max 401k contributions for January, since we're rolling into a new plan this week.
Increased my Taxable Vanguard deposit from 500 to 750 a month.
[linking this below so I remember to update when I come back]
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: tarheeldan on February 01, 2017, 07:23:32 PM
Broke $200k! I'm super excited about it. Took 1 year 9 months to go from $100k to $200k. Let's see if I can double it again in another 1.75 years! :D
Congratulations!!!
For me, another great month last month, up 4.9% or $6,655 to $142,004 :-)
Some of us are tracking our progress here:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=drive_web
Post by: babystache89 on February 01, 2017, 07:32:57 PM
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
Getting close!
Post by: cakie on February 01, 2017, 07:46:01 PM
Current: ~$103k
Post by: Uncle Scrooge on February 02, 2017, 05:57:08 AM
July 1,2015- $112,000
Jan 1,2016- $131,900
July 1,2016- $156,400
Aug 1,2016- $159,000
Sept 1, 2016- $162,000
Oct 1, 2016- $164,100
Nov 1,2016-$162,200
Dec 1,2016-$166,900
Jan 1,2017-$174,700
Feb 1, 2017-$175,000
Paid 6 months of property taxes and DW and my car insurance for the year. Lots of bills!
Post by: RetireGermane on February 02, 2017, 09:48:12 AM
In January i hesitated to invest because of a possible financial Trump Turmoil at the stock markets, but now i'm back in business. I use short running bonus certificates (1 to 2 months) on the german DAX.
No liabilities + a paid Appartment (approx. 300,000€)
Invested Assets+ Cash Account:
1/1/2016 Jan: 64,400€
1/1/2017 Jan: 104,000€
2/1/2017 Feb: 105,000€
Planned Graduation Date 250k: Sept 2021
Happy Investing
Post by: Slinky on February 02, 2017, 11:58:02 AM
-----------------------
Dec 2016 - $101,671
Jan 2017 - $105,278 (+3,607)
Feb 2017 - $111,155 (+5,877)
$2k into taxable to meet a fund minimum for investing and get that doing something, standard $1,500 into the 401k. Cash flow is settling now that our big restoration project is finishing up so the next priority is this year's Roth contribution.
Post by: Mustachio Bashio on February 02, 2017, 06:27:36 PM
Currently my stash is at 167,752. I have a trip coming up in a month to Melbourne and New Zealand, so that'll probably effect the stash a bit (hello $400 ice climbing on a glacier once in a lifetime experience plus being MOH in my friend's wedding and all that that entails, though trying to balance it out by mostly camping throughout the NZ part of the trip and the hotel in Melbourne is covered from last years travel credit from Chase Sapphire Reserve), but hopefully I'm still able to save a significant amount. Figured either way, this would be a great place to push myself and keep me accountable.
Post by: jda85 on February 02, 2017, 07:52:12 PM
9/1/16: $99,187.712/1/17: $131,945
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
Post by: Check2400 on February 03, 2017, 09:27:50 AM
Just passed $100k mark in December, will have to join in! I'll try to remember put my numbers into the spreadsheet...
Current: ~$103k
Cakie, we're in the same starting place! Join the spreadsheet and we'll race. Our firehoses of cash may be different, but friendly competition and accountability makes things more fun.
Plus, I'm finding that this Race is extremely helpful in concentrating on the next rung instead of the end goal. Breaking up a 13 year FIRE journey into 2-3 year goals is a lot more tangible.
Post by: retireatbirth on February 03, 2017, 05:21:20 PM
June 2015: $120,300
July 2015: $120,800
August 2015: $125,300
December 1, 2015: $137,000
October 1, 2016: $200,000
February 3, 2017: $224,000
Post by: richmadethis on February 03, 2017, 07:07:52 PM
Past year's progress:
01/01/16 : 70127
01/02/16 : 71010
01/03/16 : 73416
01/04/16 : 74102
01/05/16 : 77079
01/06/16 : 79954
01/07/16 : 80915
01/08/16 : 84609
01/09/16 : 87883
01/10/16 : 90308
01/11/16 : 92726
01/12/16 : 95496
01/01/17 : 97661
01/02/17: 101,101 YES!
Currently about 50/50 home equity / investments split. Home equity included at conservative guess (basically ignores last year's 20% increase property values in my city, no plans to sell), our mortgages interest rates range from 4-6% - so we make extra payments on that, as well as invest. Plan on reaching the 250k mark in 4 years, mortgage free in 7, able to comfortably semi-retire/go for extended travel/do volunteer work in 10 years (Will be 45 years old then).
Post by: tarheeldan on February 03, 2017, 07:14:41 PM
Newbie here from New Zealand!
Just passed $100k mark in December, will have to join in! I
Welcome!
Post by: Mazzinator on February 03, 2017, 07:56:12 PM
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890
1/2/17 = $156,358
2/3/17 = $167,434
Post by: Rhoon on February 04, 2017, 08:40:27 AM
Hi all,
I had been hanging out in the Race to $100K before I added my home equity, which got a huge bump in value as a few homes sold around me for really good prices. Here's to the race to $250K!
With Home Equity:
Jan 2017 - $152,454.47
Feb 2017 - $190,691.99
Equity: $74,388
Post by: AK on February 04, 2017, 10:43:38 AM
Post by: nathan01xl on February 04, 2017, 06:46:05 PM
Feb 2016 - $49,164
March 2016 - $62,581
April 2016 - $66,697
May 2016 - $71,586
June 2016 - $76,413
July 2016 - $83,499
August 2016 - $88,924
September 2016 - $95,816
October 2016 - $99,624
November 2016 - $106,957
December 2016 - $114,443
January 2016 - $127,417
Post by: Mustachio Bashio on February 05, 2017, 10:27:09 AM
Post by: AK on February 05, 2017, 11:11:39 AM
Quote
Are a lot of people doing this as a couple? I'm amazed by how much money people are saving each month. Seems like people are regularly adding over 5k a month.
We are a family of 3 with one parent working full time. Having a high-income and low expenses helps a lot. The MMM community has many high earners that definitely help skew the savings rates and amounts higher. Admittedly, I used to be quite envious of other people's income and saving rates but that doesn't do any good. Track your own progress and say good for those that are also doing well too.
Post by: Rhoon on February 05, 2017, 11:28:37 AM
Are a lot of people doing this as a couple? I'm amazed by how much money people are saving each month. Seems like people are regularly adding over 5k a month.
Family of 3, 1x high income earner. My monthly numbers do shoot up a bit, but it's also a reflection of savings + debt reduction which gets obscured away by just posting the net of everything.
My Jan -> Feb 2017 numbers are an unfortunate oddity due to a high bonus/commission payment, which will most likely cause the remainder of my yearly numbers to remain relatively flat. I'm taking all the tax advantaged savings I can and once I fill those pots of money up, I attack debt; which I'm hoping I can cut in 1/2 this year.
Post by: Lews Therin on February 06, 2017, 01:56:06 AM
Are a lot of people doing this as a couple? I'm amazed by how much money people are saving each month. Seems like people are regularly adding over 5k a month.
If it makes you feel more normal, I'm only going up 2-3k month. (I include my mortgage principal repayment). I just don't put my numbers up, as I wait for the yearly, rather then monthly (since there isn't a huge change monthly... it would make it seem even longer)
Post by: Guava on February 06, 2017, 07:15:40 AM
Are a lot of people doing this as a couple? I'm amazed by how much money people are saving each month. Seems like people are regularly adding over 5k a month.
I am recently married but haven't included his numbers yet. Together we gross about 115k. Between savings and mortgage principle payment, I add between 2500-3000 per month to my net worth. Lately the market has been helping a lot too.
Post by: Mustachio Bashio on February 06, 2017, 09:34:30 AM
Post by: MrStash on February 06, 2017, 11:07:44 AM
No such mistakes going forward. With all the calculations done right, I just broke 100k NW last month.
Jan 2016 - $76,305.60
Feb 2016 - $77,709.92
Mar 2016 - $81,665.18
Apr 2016 - $83,367.03
May 2016 - $85,264.84
Jun 2016 - $90,386.10
Jul 2016 - $93,985.40
Aug 2016 - $76,869.18 - New car... I know I know.
Sep 2016 - $82,323.51
Oct 2016 - $84,265.82
Nov 2016 - $89,583.71
Dec 2016 - $95,959.42
Jan 2017 - $100,636.31
If I can keep up my projections, assuming no kids/job loss/inheritance/major promotions, my goal is to graduate from this thread by December 2019. I remember back in the day when I first started lurking around here in 2014 people who could save 50k/year seemed nuts. Keep up the good work everyone, the math behind early retirement is truly shockingly simple!
Post by: Check2400 on February 06, 2017, 12:37:11 PM
Thanks for the info, everyone. Also, really impressive how much everyone's putting away. My goal is to add about 2.2k+ a month, not including any income from investments. I should be getting a raise this year (hopefully sooner rather than later, obviously) with a promotion, so then it'll be nice to at least bump that up a bit more. Also crossing fingers and toes for a bonus, which I'm assuming I'll hear about by the end of the month.
Realize, though, that everyone here is including income from investments. Which means that if you are in the 100K club, you're going to average almost $600 more a month in interest over the course of a year. So you're almost at $3000 a month too.
Post by: Tris Prior on February 07, 2017, 02:27:57 PM
Roth: 48,328.69
E-fund: 9,680.24
Total: 152,450.00
Total 1 month ago: 146,426.95
Increase: 6,023.05
Post by: CorpRaider on February 10, 2017, 01:33:40 PM
Using marketable securities investments:
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
Hey, people who include home or other real estate equity, do you just use like a zestimate or tax value and reduce for transaction costs or how do you value your RE? I'm thinking I might start tracking dual figures just for FI/FU money purposes.
Post by: SGontour on February 11, 2017, 06:43:54 AM
Investments only, end of month:
Jan15 CHF 49,805
...
Jan16 CHF 78,098
...
Nov16 CHF 106,096
Dec16 CHF 103,554
Jan17 CHF 115,617
Post by: Haselbacher on February 11, 2017, 11:09:04 PM
Projected graduation date: July 2021. Let’ go!
Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Post by: Apples on February 12, 2017, 06:30:24 AM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
June 1 2016: $125,160.93 --- gain of $5,214.58
July 1 2016: $127,094.93 --- gain of $1,934.00
August 1 2016: $133,039.69 --- gain of $5,944.76
September 1 2016: $136,465.21 --- gain of $3,425.52
October 1 2016: $140,391.81 --- gain of $3,926.60
November 1 2016: $145,497.13 --- gain of $5,105.32
December 1 2016: $149,771.11 -- gain of $3,732.60
January 1 2017: $153,948.79 -- gain of $4,177.68
February 1 2017: $163,262.29 -- gain of $9,313.60 We were reimbursed for some canceled travel plans, plus our Christmas bonuses went into the savings account in January to reflect in this number. Big month!
Post by: FrugalLakes on February 13, 2017, 09:54:28 AM
I'm. Finally hit the mark to join this race. As of 11/1/16 my net worth is $101,051. Hope to hit 250k in 2.5 years.
Time for an update! 2/1/17 net worth is $109,600.
Post by: Nick_Miller on February 14, 2017, 08:51:59 AM
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Dec 2016 $138,352.17
Jan 2017 $147,729.69
Feb 2017 $150,339.59
Next few months will be crazy balance sheet-wise with selling a house and buying a new one and all the associated costs. Still hope to keep moving forward though!
Post by: facepalm on February 14, 2017, 09:30:12 PM
EDIT: I was able to find my NW data in Mint. Here is last years progress:
Jan-16 23,769
Feb-16 37,777
Mar-16 36,324
Apr-16 36,503
May-16 38,348
Jun-16 45,604
Jul-16 43,749
Aug-16 46,696
Sep-16 47,970
Oct-16 92,135
Nov-16 120,118
Dec-16 119,694
Jan-17 123,913
My goal is to get to 200K by the end of the year.
Cheers!
Post by: mrshudson on February 16, 2017, 05:51:00 AM
Feb 2015 - $ 97,000
Mar 2015 - $106,000
Apr 2015 - $108,000
May 2015 - $114,000
June 2015 - $ 117,000
...
April 2016 - $145,000
January 2017: 190,000
I probably will be there in a year, less if I continue saving in the aggressive mode that I'm in these last few months.
Post by: Enough on February 20, 2017, 10:40:42 AM
Slow and Steady
Jan-15 $103,510
Feb-15 $104,580
Mar-15 $113,223
Apr-15 $118,072
May-15 $122,214
Jun-15 $124,279
Jul-15 $126,969
Guessing that I'll hit it March 2018.
Aug-15 $121,517
Sep-15 $119,105
Oct-15 $130,210
Nov-15 $139,276
Dec-15 $142,945
Jan-16 $142,996
Feb-16 $145,610
Mar-16 $161,315
Apr-16 $161,141
May-16 $181,902
New estimate is Dec 2017 (rather than March 2018)
Jun-16 $185,289
Jul-16 $182,691
Aug-16 $196,373
Sep-16 $207,180
Recent gains are mostly real estate investment that wont be income producing for 3-6 months, so I don't expect this rate of growth to continue. Estimate on 250k timeline is still ~late 2017.
Oct-16 $208,696.97
Nov-16 $215,053.79
Dec-16 $224,049.49
Jan-17 $230,337.25
Feb-17 $247,801.30
Feb-17 $251,409.30 (Inc. estimated tax return)
Tax return should be deposited on Wednesday - which will bump me over the 250k edge!
It's interesting looking back how far my original estimate was off. Took ~22 months from my first post in July 2015 rather than the 34 months I had projected. The two factors in the difference between the actual and projection:
1. Gains from real estate were not included in the projection.
2. The recent stock market gains were not expected.
Cool beans.
Post by: afuera on February 20, 2017, 10:44:28 AM
Oct-16 $208,696.97Congrats!
Nov-16 $215,053.79
Dec-16 $224,049.49
Jan-17 $230,337.25
Feb-17 $247,801.30
Feb-17 $251,409.30 (Inc. estimated tax return)
Tax return should be deposited on Wednesday - which will bump me over the 250k edge!
It's interesting looking back how far my original estimate was off. Took ~22 months from my first post in July 2015 rather than the 34 months I had projected. The two factors in the difference between the actual and projection:
1. Gains from real estate were not included in the projection.
2. The recent stock market gains were not expected.
Cool beans.
Post by: facepalm on February 22, 2017, 06:20:35 PM
Jan 2015 - $94,000
Feb 2015 - $ 97,000
Mar 2015 - $106,000
Apr 2015 - $108,000
May 2015 - $114,000
June 2015 - $ 117,000
...
April 2016 - $145,000
January 2017: 190,000
I probably will be there in a year, less if I continue saving in the aggressive mode that I'm in these last few months.
Nice work!
Post by: brute on February 23, 2017, 10:00:25 AM
2014-1-1: $60k
2015-1-1: $92k
2016-1-1: $125k
2016-12-2: $187,320
2017-1-1: $202,158
2017-2-23: $209k
Post by: t5inside on February 24, 2017, 08:38:04 AM
...
May-16 $177,354.00
Jun-16 $183,866.00
Jul-16 $195,548.00
Aug-16 $204,734.00
Time to update!
Sep-16 $212,181.00
Oct-16 $209,160.00 (Mortgage refi from 30/3.625% to 15/2.5%)
Nov-16 $218,918.00
Dec-16 $227,348.00
With bonus season coming, hopefully by end of February I'll be moving on to the next phase.
Happy new year, all.
Time for my final update. Jumping the gun a tiny bit since my paycheck doesn't hit until Tuesday, but I know the amounts :)
Jan-17 $240,822.00
Feb-17 $251,681.00
See you all in the next thread!
Post by: kickel on February 24, 2017, 01:24:02 PM
Finally made it into this thread! I'm amazed at how much some of you guys are able to put away each month. Is it high income, dual income, market return. Either way I'm jealous. Well here is my starting point, with no home equity.
8/8/16: $101,750
I may have skipped a few months of posting, but It's time to get back on track.
2/24/17: $110,773
Post by: Imustacheyouaquestion on February 27, 2017, 07:24:21 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2016 $111,400.00
Feb 2016 $145,239.58
Big jump this month after combining finances with my wife, including her student loans and retirement accounts. Combining finances was honestly pretty tedious - so much double-checking things we both had on autopay, changing direct deposits, etc. But it's a good chance to review our spending priorities and goals. We have a major budget review planned for this weekend now that our new joint system should be fully in place.
Post by: Guava on February 27, 2017, 08:48:18 AM
Aug 2016 $104,410.00
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2016 $111,400.00
Feb 2016 $145,239.58
Big jump this month after combining finances with my wife, including her student loans and retirement accounts. Combining finances was honestly pretty tedious - so much double-checking things we both had on autopay, changing direct deposits, etc. But it's a good chance to review our spending priorities and goals. We have a major budget review planned for this weekend now that our new joint system should be fully in place.
I have been married for nearly six months and still haven't even attempted this. It is daunting to think about. Good for you for doing it!
Post by: mrteacher on February 28, 2017, 09:43:53 AM
2/1: $91,959
3/1: $93,145
4/1: $100,869
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
9/1: $120,838
10/1: $124,626
11/1: $126,949
12/1: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
Man, it's been a fun few months of market gains!
Post by: tarheeldan on February 28, 2017, 10:03:53 AM
Feb-17 $251,409.30 (Inc. estimated tax return)
Congratulations!!
Post by: tarheeldan on February 28, 2017, 10:04:47 AM
Feb-17 $251,681.00
See you all in the next thread!
Congratulations!!!
Post by: afuera on February 28, 2017, 10:23:27 AM
2/1/2015: $14,385.00
3/1/2015: $23,410.26
4/1/2015: $26,035.00
5/1/2015: $40,351.00
6/1/2015: $45,024.00
7/1/2015: $49,653.00
8/1/2015: $55,698.00
9/1/2015: $64,143.00
10/1/2015: $69,752.00
11/1/2015: $73,258.00
12/1/2015: $78,264.00
1/1/2016: $85,216.00
2/1/2016: $108,561.00
3/1/2016: $120,587.00
4/1/2016: $126,840.00
5/1/2016: $141,235.00
6/1/2016: $158,354.00
7/1/2016: $163,000.00
8/1/2016: INV-$$91,234.65 NW-$189,193.00
9/1/2016: INV-$$93,526.67 NW-$172,000.00
10/1/2016: INV-$$95,922.07 NW-$175,024.00
11/1/2016: INV-$$97,640.51 NW-$179,773.00
12/1/2016: INV-$101,914.22 NW-$180,032.02
1/1/2017: INV-$107,733.74 NW-$188,244.05
2/1/2017: INV-$117,155.67 NW-$199,327.18
3/1/2017: INV-$130,755.36 NW-$209,268.66
Moved some money around from savings to investments this month in order to max last years IRAs.
Loaned some $ to BIL in order to help him through a tough spot but the market pretty much made up for it and we saw the same NW increase as last month.
Post by: facepalm on February 28, 2017, 10:46:43 AM
Feb-16 37,777
Mar-16 36,324
Apr-16 36,503
May-16 38,348
Jun-16 45,604
Jul-16 43,749
Aug-16 46,696
Sep-16 47,970
Oct-16 92,135
Nov-16 120,118
Dec-16 119,694
Jan-17 123,913
Feb-17 132,459 (a 6.9% increase)
Funded my new 403(b) with Vanguard, and next month my contribution to my 457(b) will begin. I'll be contributing the max to both ($48,000) as well as my ROTH IRA. I'm very lucky to be able to have both type of accounts, as my school district gives us the option of either/both types of account. I may also be able to sock away another 3K per year into my 403(b) since I have been at my job over 15 years. All told, I'll be saving 66% of my gross pay. I'm renting and live a mile from work, so that helps. Looking back over the year, I can see there were months where I did not have my spending under control. This month I think I finally go it figured out.
Cheers!
Post by: easternblockbabe on February 28, 2017, 02:46:39 PM
retirement total non-equity
July 28 2016: $150,359 $204,445
Aug 26 2016: $152,086 $213,655
Sept 30 2016: $156,721 $214,248
Oct 28 2016: $154,857 $210,419
Dec 1 2016: $158,555 $217,706
Dec 31 2016: $167,738 $219,839
Jan 29 2017: $173,756 $223,428
Feb 28, 2017: $179,476 $231,188
Post by: SeattleStache on February 28, 2017, 05:00:28 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
February 2017: $156,620 (total NW $285,663)
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: CmFtns on February 28, 2017, 07:30:11 PM
2015
Apr $12,466.69
2017
Feb $103,330.77
took almost 2 years to go from $10k-$100k excited to be working toward $250k now =)
Post by: tarheeldan on February 28, 2017, 07:43:55 PM
just came over from $10k-$100k thread.
Welcome!
Post by: SpareChange on March 01, 2017, 12:11:42 AM
just came over from $10k-$100k thread.
Come on in!
February: Up $10,405.35 to $164,576.96. Best month yet!
Post by: ohyonghao on March 01, 2017, 12:50:14 AM
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
July 2016: $207,370.73
August 2016: $210,598.32
September 2016: $211,858.91
October 2016: $217,642.90
November 2016: $219,133.69
December 2016: $195,225.97
January 2017: $194,385.56
February 2017: $203,588.68
Nice market gains making up half our increase and our state tax return came in. The federal one comes in tomorrow, just in time to kick March off to a great start. My new job has been going well, and my 401k contributions have started up. After selling the house we've been a little flush with non retirement money which has really helped with maxing out our tax returns. We effectively had a negative tax due to subsidies for health care while we were on ACA last year. Our goal this year is to max out all retirement accounts and HSA, which will be easy with having plenty of proceeds from the house still, though our income may just barely squeak by without dipping into that.
Post by: Mustachio Bashio on March 01, 2017, 04:42:51 AM
March 1st - 177,448
Not really sure how it went up that much...moved over 1.2 I realized I had in a Paypal account that I didn't remember existing, but otherwise, thank you market.
Post by: MichaelB on March 01, 2017, 04:50:55 AM
Up to 112k. Here's everything from when I started tracking this, back to the end of February 2016 (including investments, cash, home equity, debt, and mortgage):
Feb 29: $79,516.82
March 31: $83,734.70
April 30: $87,137.39
May 31: $89,555.65
June 30: $93,641.14
July 31: $101,134.66
Aug 31: $104,093.75
Sept 30: $105,485.80
Oct 31: $109,245.15
Nov 30: $107,889.49
Dec 31: $112,056.39
Discovered MMM April or May. $32k gain in less than a year! It would be cool to go up $50k in 2017, but it will be a challenge with my first baby coming in April.
Jan 31 2017: $118,069.75
Feb 28 2017: $122,510.00
Post by: Pooplips on March 01, 2017, 05:33:18 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
Post by: Guava on March 01, 2017, 06:13:08 AM
February 2017: $172,043
Post by: turketron on March 01, 2017, 09:43:54 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Post by: Check2400 on March 01, 2017, 10:02:45 AM
Jan 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Went down 4 grand due to putting earnest money down on a new, overpriced, HCOL house. Option period ends Monday, so we'll see if the payment comes back or I am buying my noose. :)
Very scary to take on the mortgage, but my FIRE plans include sitting on my back porch drinking coffee and not doing much, and this house is perfect for that end result, and also the in-between years for my kid's education.
Other news is that my 401K distributions for all of 2017 still haven't been deposited. We switched plans Jan. 1, so I'm not begrudging the delay too much, except for the 5% gains I would have seen in 2 months! Whenever those get deposited I'll be back up $3000.
[linking this below so I remember to update when I come back]
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: tarheeldan on March 01, 2017, 10:22:59 AM
February: Up $10,405.35 to $164,576.96. Best month yet!
Very nice!!
I had a killer month as well, up $11,173.23 or 7.87% to $153,177.46. Along with the market, helped by:
- Tax return
- Late Christmas gift
- Elective employer contribution to 401(k)
Post by: Woodro85 on March 01, 2017, 11:32:10 AM
October 1, 2016 - $109,535.81 +$4,913
November 1, 2016 - $113,963.46 +$4,427
December 1, 2016 - $119,134.90 +$5,171
January 1, 2017 - $125,515.94 +$6,381
February 1, 2017 - $128,723.53 +$3,207
March 1, 2017 - $133,798.59 +$5,075
Moving along nicely. Lowered my emergency fund and cash position to pay off debt the last two months, which I'm happy to report are all paid back (other than mortgage). Next goal is to fill up all my non-taxable accounts! Will also get a good bump in the next month or two from a tax return of a few thousand dollars.
Post by: richmadethis on March 01, 2017, 01:37:52 PM
01/02/16 : 71010
01/03/16 : 73416
01/04/16 : 74102
01/05/16 : 77079
01/06/16 : 79954
01/07/16 : 80915
01/08/16 : 84609
01/09/16 : 87883
01/10/16 : 90308
01/11/16 : 92726
01/12/16 : 95496
01/01/17 : 97661
----------------------
01/02/17 : 101,101
01/03/17 : 104,109
Steady and positive progress, can't complain :)
Post by: CorpRaider on March 01, 2017, 01:47:17 PM
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
Post by: MrStash on March 01, 2017, 03:45:10 PM
$78,394.20 - Feb 2016
$82,651.23 - Mar 2016
$84,554.86 - Apr 2016
$86,839.45 - May 2016
$92,097.50 - Jun 2016
$96,841.10 - Jul 2016
$77,947.65 - Aug 2016
$83,571.41 - Sep 2016
$86,421.49 - Oct 2016
$91,967.15 - Nov 2016
$96,764.63 - Dec 2016
$102,739.32 - Jan 2017
$110,530.30 - Feb 2017
Solid increase thanks to market gains. Don't anticipate this to last much longer but who knows. Maybe it will. If we knew we wouldn't be indexing!
Post by: babystache89 on March 01, 2017, 09:49:13 PM
10/1/16: $220,000
11/1/16: $232,000
12/1/16: $234,500
1/1/17: $238,500
2/1/17: $245,000
3/1/17: $254,000
Whelp I made it! Looking forward to seeing you all in the next thread!
Post by: RetireGermane on March 02, 2017, 02:15:37 AM
A little update
everything according to the plan: only short running bonus certificates (1 to 2 months) on the german index DAX, no stocks.
No liabilities + a paid Appartment (approx. 300,000€)
Invested Assets+ Cash Account:
1/1/2016 Jan: 64,400€
1/1/2017 Jan: 104,000€
2/1/2017 Feb: 105,000€
3/1/2017 Mar: 107,000€
Planned Graduation Date 250k: Sept 2021
Happy Investing
Post by: BabyShark on March 02, 2017, 07:29:11 AM
Nov. 15: $103,463
Dec. 15: $109,862
Jan. 16: $114,293
Feb. 16: $124,766
Mar. 16: $136,142
Apr. 16: $140,522
May 16: $144,147
Jun. 16: $152,640
Jul. 16: $161,645
Aug. 16: $168,482
Sep. 16: $173,114
Oct. 16: $179,250
Nov. 16: $182,855
Dec. 16: $192,675 (woohoo bonus time!)
Jan. 17: $198,285
Feb. 17: $205,469
Was super excited yesterday to cross the $200k mark, took me about 16 months to get that $100k growth, hoping to hit $250k in around another six, but part of that may require the markets to cooperate.
Post by: tarheeldan on March 02, 2017, 08:07:21 AM
3/1/17: $254,000
Whelp I made it! Looking forward to seeing you all in the next thread!
Congratulations!!!!
Post by: macleod7066 on March 02, 2017, 10:09:46 AM
March 2 2017 - 111399
Post by: Blahhhh456 on March 02, 2017, 12:18:32 PM
Jan 1, 2016 - $81,396
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772 - Fully funded IRA for 2017 and decided (finally) to open Investment Account in mid-January.
Daycare starts this month, so I am sure my rate of investing will go down dramatically. Here is to five years of investing in the little one and not our retirement. Oh, what I could do with $15K per year.
Post by: Slinky on March 03, 2017, 02:13:08 PM
-----------------------
Dec 2016 - $101,671
Jan 2017 - $105,278 (+3,607)
Feb 2017 - $111,155 (+5,877)
Mar 2017 - $116,248 (+5,093)
About $2k in 401k and Roth IRA contributions, the rest is all market. Our big restoration project was finally completed this week so I should be able to focus on maxing out my Roth next.
Post by: Money Badger on March 03, 2017, 07:52:57 PM
End of Nov update: 110K thanks to quarterly divys and $300 in cash saved. Slow and steady...
Been MIA on the challenge for awhile so checking in as of end of Feb... 112K for this challenge... Building the after tax stache account while saving for a roof replacement at the same time sucks, but still growing nonetheless.
Post by: nathan01xl on March 03, 2017, 11:51:12 PM
Making great progress so far. Relocated for work in January and received a bonus and raise.
Month Ending:
Feb 2016 - $49,164
March 2016 - $62,581
April 2016 - $66,697
May 2016 - $71,586
June 2016 - $76,413
July 2016 - $83,499
August 2016 - $88,924
September 2016 - $95,816
October 2016 - $99,624
November 2016 - $106,957
December 2016 - $114,443
January 2017 - $127,417
February 2017 - $138,224
Post by: Haselbacher on March 04, 2017, 09:08:27 PM
I am also in. All investments combined.
Projected graduation date: July 2021. Let’ go!
Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Mar 2017 - 109.555,88 €
Post by: Apples on March 05, 2017, 05:43:39 AM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
June 1 2016: $125,160.93 --- gain of $5,214.58
July 1 2016: $127,094.93 --- gain of $1,934.00
August 1 2016: $133,039.69 --- gain of $5,944.76
September 1 2016: $136,465.21 --- gain of $3,425.52
October 1 2016: $140,391.81 --- gain of $3,926.60
November 1 2016: $145,497.13 --- gain of $5,105.32
December 1 2016: $149,771.11 -- gain of $3,732.60
January 1 2017: $153,948.79 -- gain of $4,177.68
February 1 2017: $163,262.29 -- gain of $9,313.60
March 1 2017: $169,266.73 -- gain of $6,004.44 January had 5 paychecks, so extra went in savings, which made this a better-than-average month.
Post by: SGontour on March 05, 2017, 06:14:43 AM
Jan15 CHF 49,805
...
Jan16 CHF 78,098
...
Nov16 CHF 106,096
Dec16 CHF 103,554
Jan17 CHF 115,617
Feb17 CHF 118,446
Post by: RetireGermane on March 06, 2017, 02:37:12 PM
I am also in. All investments combined.
Projected graduation date: July 2021. Let’ go!
Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Mar 2017 - 109.555,88 €
A head to head race ;)
My Planned Graduation Date 250k: Sept 2021
Post by: Cornel_Westside on March 06, 2017, 06:19:11 PM
Right now I'm at net worth of $130,500. I'm seeing lots of people regularly adding nearly 10k a month. That impresses me - I'll be attempting a rate of more like 2500 a month. But I am still getting used to this and there are plentiful opportunities to save money.
So for now:
03/2017 - $130,500
Post by: CorpRaider on March 07, 2017, 08:40:16 AM
I'm seeing lots of people regularly adding nearly 10k a month. That impresses me - I'll be attempting a rate of more like 2500 a month. But I am still getting used to this and there are plentiful opportunities to save money.
Ditto. Sort of try to soothe myself by noting that people marking their real estate to market and running 4 or 5 to 1 leverage are not superb comps for me. I think there are at least a few of those in the thread.
Post by: TheAnonOne on March 07, 2017, 08:43:39 AM
A decent amount of people here are married professionals as well with incomes in the 150k+ range and legitimately HAVE 10k left over (or close + market returns)I'm seeing lots of people regularly adding nearly 10k a month. That impresses me - I'll be attempting a rate of more like 2500 a month. But I am still getting used to this and there are plentiful opportunities to save money.
Ditto. Sort of try to soothe myself by noting that people marking their real estate to market and running pretty big leverage are not superb comps for me.
Sent from my SM-G935T using Tapatalk
Post by: TheAnonOne on March 07, 2017, 09:11:48 AM
True, I'm sitting at 409 myself now. Though, 100 to 250 still took 2ish YEARS even with that kind of income. Though, we moved, got married (spendy wedding) and generally got life setup so we probably doubled our time in this thread 'zone' (I don't remember if I was posting here back then...)A decent amount of people here are married professionals as well with incomes in the 150k+ range and legitimately HAVE 10k left over (or close + market returns)I'm seeing lots of people regularly adding nearly 10k a month. That impresses me - I'll be attempting a rate of more like 2500 a month. But I am still getting used to this and there are plentiful opportunities to save money.
Ditto. Sort of try to soothe myself by noting that people marking their real estate to market and running pretty big leverage are not superb comps for me.
Sent from my SM-G935T using Tapatalk
Yep - they don't spend much time in the 100-250k thread, though.
Sent from my SM-G935T using Tapatalk
Post by: Mazzinator on March 08, 2017, 05:20:31 PM
Does not include real estate.
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890
1/2/17 = $156,358
2/3/17 = $167,434
3/3/17 = $181,696
I actually have ~$220k investments, $10k cash and ~$50k low interest debt. So my number seems to grow fast because my investments are bigger than my net worth. I also have an unusual year/life and things will slow down come summer.
Post by: Haselbacher on March 09, 2017, 09:54:19 PM
I am also in. All investments combined.
Projected graduation date: July 2021. Let’ go!
Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Mar 2017 - 109.555,88 €
A head to head race ;)
My Planned Graduation Date 250k: Sept 2021
This race is on!!! ;)
Viele Grüße in die Heimat!!
Post by: tomita on March 11, 2017, 07:39:07 PM
11 march 2017 $113,000
**projected graduation date to 250K...summer 2019
Post by: ranchingretirement on March 13, 2017, 07:38:52 PM
2013
July $14,992
2016
Dec $100,665
It took me and my wife over 3 years to go from $10k-$100k...excited to be working toward $250k now.
1.1.2017: $109,099
2.1.2017: $112,920
3.1.2017: $113,923
My wife just started working full-time again, and with another promotion in sight, we should really be able to crank up the savings rate in 2017 & 2018.
Projected date for $250k in net worth: September 2018
Post by: tarheeldan on March 13, 2017, 08:12:29 PM
Coming over from the $10k-$100k thread.
came over from $10k-$100k thread.
Welcome!
Btw, we have a spreadsheet going for this one too:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=drivesdk
Post by: turning_hapanese on March 14, 2017, 03:14:17 PM
July 2014 - $96,458
July 2015 - $130,095
July 2016 - $138,021
Today - $142,623
Projected graduation date: ??? Not sure the best way to calculate this.
Post by: Lews Therin on March 14, 2017, 11:50:51 PM
Take the invested stash + monthly contributions X return values (anywhere between 4-10%) and then continue until your stash hits 250,000 in an excel sheet. (if you are counting other things, like mortgage repayment, just add the payments and separate it from the multiplication of the investment returns.
Update for me: 127,000. Hoping to double within 3 years!
Post by: Apostrophe on March 15, 2017, 11:46:27 AM
Nov-16 $229,109
Dec-16 $232,346
Jan-17 $235,346
Feb-17 $239,451
Mar-17 $246,040
Maybe another month for me?
Post by: dystopic on March 16, 2017, 01:18:27 AM
$156,970.56
Post by: Tris Prior on March 16, 2017, 11:39:56 AM
401k: $98,235.91
Roth: $51,149.68
E-fund: 9,866.51
Total: 159252.10
Total 1 month ago: 152,450.00
Increase: 6,802.10
Post by: Nick_Miller on March 17, 2017, 06:07:25 PM
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Dec 2016 $138,352.17
Jan 2017 $147,729.69
Feb 2017 $150,339.59
Mar 2017 $140,835.79
The reduction is due mostly to real estate agent fees and other transaction costs with our new home purchase. Most of that is behind us now, with just one more project set for April. We should be back to $150,000-ish by May or so.
Post by: steveo on March 27, 2017, 06:13:24 PM
2016-08-01 102
2016-10-01 110
2016-12-31 138
2017-03-31 162
I tell you something - this is a painful process. It happens but I want it to happen a bit more quickly.
Post by: JustGettingStarted1980 on March 28, 2017, 06:05:05 AM
Date format is yyyy-mm-dd.
2016-08-01 102
2016-10-01 110
2016-12-31 138
2017-03-31 162
I tell you something - this is a painful process. It happens but I want it to happen a bit more quickly.
Just think about how much of your life it took to get to 100K, and then think about how much less time it is taking for you to get to 200K. Better yet, graph it for us and post!
JGS
Post by: SpareChange on March 28, 2017, 12:05:13 PM
Date format is yyyy-mm-dd.
2016-08-01 102
2016-10-01 110
2016-12-31 138
2017-03-31 162
I tell you something - this is a painful process. It happens but I want it to happen a bit more quickly.
$90k/yr growth is nothing to laugh at!
Seriously, that's more than my gross household income!
Lol, mine too!
Post by: steveo on March 28, 2017, 02:42:46 PM
1. I own my house which is worth say 1.3 million.
2. I have retirement funds which can't be accessed until I'm 60 of about $300k.
3. It's all in Aussie Dollars.
4. We save about 70% of our income.
5. I'm 43 & my wife is 40.
6. I think once I get to $400k outside of super I could retire. I might go to $500k but it's not something that I think is really critical. Basically we are really really close.
7. If I could convince the wife to sell the crazily expensive house and relocate we could retire now.
I'm only tracking my outside retirement funds in this thread beacuse those figures are the key ones for me to retire.
It's a drag waiting for the money to build up to retire. It's freaken painful. I am looking to retire in 2020 at this point but even that amount of time sucks at the moment. I've basically given up caring about work.
Post by: SeattleStache on March 28, 2017, 03:26:49 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
February 2017: $156,620 (total NW $285,663)
March 2017: $161,585 (total NW $302,055) received a modest bonus in March and my condo value apparently went up around $10k.
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: CorpRaider on March 29, 2017, 06:29:00 AM
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
Post by: facepalm on March 31, 2017, 05:05:00 AM
Feb-16 37,777
Mar-16 36,324
Apr-16 36,503
May-16 38,348
Jun-16 45,604
Jul-16 43,749
Aug-16 46,696
Sep-16 47,970
Oct-16 92,135
Nov-16 120,118
Dec-16 119,694
Jan-17 123,913
Feb-17 132,459 (6.9% increase)
Mar-17 138,942 (4.9% increase)
About what I expected. Spent a little more than anticipated, but managed to keep my expenses close to my budget. This month I'm funding my 457(b) for the first time, so that helps with my my net increase. Market saw no huge gains, but did mange to sock away another $5,000 into my brokerage account, and had some dividends.
And I was finally able to calculate my savings rate. With my two retirement accounts plus my pension contribution of $792/month, my savings rate is 71%. I'm not counting my employer contribution.
Goal going forward is to stick to budget.
All in all, not a bad month.
Post by: Imustacheyouaquestion on March 31, 2017, 09:17:23 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Tax refunds helped pad this month's numbers! Need to adjust our withholdings for next year, once my wife moves to her new job. Upcoming big expenses: buying a house (closing costs, etc) and hopefully a honeymoon in the next six months.
Post by: kickel on March 31, 2017, 10:22:34 AM
Finally made it into this thread! I'm amazed at how much some of you guys are able to put away each month. Is it high income, dual income, market return. Either way I'm jealous. Well here is my starting point, with no home equity.
8/8/16: $101,750
I may have skipped a few months of posting, but It's time to get back on track.
2/24/17: $110,773
3/31/17: $115,783
Post by: ohyonghao on March 31, 2017, 12:53:46 PM
Aug 2016 $104,410.00
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Tax refunds helped pad this month's numbers! Need to adjust our withholdings for next year, once my wife moves to her new job. Upcoming big expenses: buying a house (closing costs, etc) and hopefully a honeymoon in the next six months.
I had found at one point a very thorough excel sheet for calculating withholding. Actually, now that I think about it, my brains a bit foggy and either I wrote one to autocalculate based on a W4 and the sheet was for payroll taxes, or my original statement is correct. I have not had to do this for dual income though, which may make it more difficult.
Post by: turketron on March 31, 2017, 11:56:46 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
Post by: aneel on April 01, 2017, 06:55:41 AM
Post by: SGontour on April 01, 2017, 08:03:37 AM
Jan15 CHF 49,805
...
Jan16 CHF 78,098
...
Nov16 CHF 106,096
Dec16 CHF 103,554
Jan17 CHF 115,617
Feb17 CHF 118,446
Mar17 CHF 138,472
Post by: Lews Therin on April 01, 2017, 08:16:29 AM
Oct/16 77000
Nov/16 82700
Dec/16 93200
Jan/16 103,720
Feb/16 119,800
Mar/16 127,400
Apr/16 140,376
If only my numbers were always this quick, I'd be FI in less than 4 years...
Post by: Pizzabrewer on April 01, 2017, 09:18:21 AM
We couldn't save a dime until recently. Well, actually, my wife faithfully contributed to her 401k throughout the years and it accounted for almost 2/3 of our NW at the beginning of the year. We also started 2017 with small amounts in IRAs and her HSA. Actual positive cash position is a brand-new concept for us.
Now we're saving like bandits. Most of it goes into index funds but I also have some non-Mustachian money in a single stock that has done well and I expect to continue to do well with a huge upside potential. It's a fairly big bet, about 15% of our NW, but hey. I'll take the facepunches on this one.
So our numbers (includes home equity of roughly $26k):
2017
Jan 1: $170,881
Feb 1: $183,768
Mar 1: $197,020
Apr 1: $207,614
I sure hope this trend continues.
Post by: tarheeldan on April 01, 2017, 09:34:34 AM
So in the last 3 years we have completely turned around our financial situation....
...Now we're saving like bandits.
Yes you are! Awesome!
Congrats all on their progress!
I had to pay the dentist a couple of visits and pay for boarding for my dog during a business trip this month, which slowed things down a bit. Still, up 2.86% or $4,377.30 in March to $157,554.50.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Mustachio Bashio on April 01, 2017, 11:41:11 AM
March 1st - 177,448
April 1st - 183,917
Happy to see so much growth considering I spent most of March in New Zealand doing expensive adventure type things like ice climbing, hang gliding, and scuba diving. I'm not sure if I had been including my new HSA before since I have to now manually update it in Personal Capital, but that probably bumped up the number by a bit over $1k. Also received a minor bonus. Have to buy some expensive things this month such as plane tickets, rental car, hotel, and gifts for two out of state weddings happening over memorial day weekend, plus lift tickets for the 2017-2018 ski season, but that's hopefully it for weddings this year. At this rate, it looks like I'll definitely be able to get to 200k by the end of the year if the market holds up, which is pretty exciting.
Post by: SpareChange on April 01, 2017, 12:05:56 PM
Post by: Guava on April 01, 2017, 01:28:11 PM
January 2017: $165,806
February 2017: $172,043
March 2017: $177,204
I have beven saying wow every month lately it seems. Net worth keeps increasing by more than my take home pay.
Post by: facepalm on April 02, 2017, 09:15:56 AM
Date format is yyyy-mm-dd.I hear ya . . . I am Jonesin' to get to 150K right now.
2016-08-01 102
2016-10-01 110
2016-12-31 138
2017-03-31 162
I tell you something - this is a painful process. It happens but I want it to happen a bit more quickly.
Post by: Erma on April 02, 2017, 12:08:50 PM
Post by: Gardo on April 02, 2017, 12:34:36 PM
Mine will be slow since my 401K does not allow to select stocks or commodities like gold. It's either bonds or mutual funds, or combination.
Starting at $100K.
Post by: Haselbacher on April 02, 2017, 09:19:35 PM
I am also in. All investments combined.
Projected graduation date: July 2021. Let’ go!
Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Mar 2017 - 109.555,88 €
Apr 2017 - 114.946,86 €
Post by: Radagast on April 02, 2017, 09:29:51 PM
Joining in the race.Erm... What's wrong with mutual funds? I assume those invest in stocks...
Mine will be slow since my 401K does not allow to select stocks or commodities like gold. It's either bonds or mutual funds, or combination.
Starting at $100K.
Post by: Radagast on April 02, 2017, 09:45:36 PM
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Cruising along... Looks like I still have five quarters left in this race... ouch! 'course, eventually my wife might finish school and get a job, that would speed things up. I found some savings bonds that I was not previously including. I also found and rolled over an ancient 403b from back in my internship days. I simplified the spreadsheet, so it no longer tracks % cash/bonds.
Post by: Radagast on April 02, 2017, 09:52:57 PM
SoCal uses €... finally.I am also in. All investments combined.
Projected graduation date: July 2021. Let’ go!
Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Mar 2017 - 109.555,88 €
Apr 2017 - 114.946,86 €
Post by: RetireGermane on April 03, 2017, 01:01:06 AM
Congrats babystache89, see you in a few years ;)
A little update
everything according to the plan: only short running bonus certificates (1 to 2 months) on the german index DAX, no stocks.
No liabilities + a paid Appartment (approx. 300,000€)
Invested Assets+ Cash Account:
1/1/2016 Jan: 64,400€
1/1/2017 Jan: 104,000 €
2/1/2017 Feb: 105,00 0€
3/1/2017 Mar: 107,000 €
Planned Graduation Date 250k: Sept 2021
Happy Investing
4/1/2017 Apr: 110,000 € some Dentist Costs
Post by: Pooplips on April 03, 2017, 05:07:58 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
Post by: mrteacher on April 03, 2017, 08:32:50 AM
2/1: $91,959
3/1: $93,145
4/1: $100,869
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
9/1: $120,838
10/1: $124,626
11/1: $126,949
12/1: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
A more modest month after the market's hot start to 2017. I'm certainly pleased as punch to be able to call a $3,000+ increase a 'modest' month!
Post by: afuera on April 03, 2017, 08:59:09 AM
1/1/2015: $-7,391.00
2/1/2015: $14,385.00
3/1/2015: $23,410.26
4/1/2015: $26,035.00
5/1/2015: $40,351.00
6/1/2015: $45,024.00
7/1/2015: $49,653.00
8/1/2015: $55,698.00
9/1/2015: $64,143.00
10/1/2015: $69,752.00
11/1/2015: $73,258.00
12/1/2015: $78,264.00
1/1/2016: $85,216.00
2/1/2016: $108,561.00
3/1/2016: $120,587.00
4/1/2016: $126,840.00
5/1/2016: $141,235.00
6/1/2016: $158,354.00
7/1/2016: $163,000.00
8/1/2016: INV-$$91,234.65 NW-$189,193.00
9/1/2016: INV-$$93,526.67 NW-$172,000.00
10/1/2016: INV-$$95,922.07 NW-$175,024.00
11/1/2016: INV-$$97,640.51 NW-$179,773.00
12/1/2016: INV-$101,914.22 NW-$180,032.02
1/1/2017: INV-$107,733.74 NW-$188,244.05
2/1/2017: INV-$117,155.67 NW-$199,327.18
3/1/2017: INV-$130,755.36 NW-$209,268.66
4/1/2017: INV-$150,924.22 NW-$231,298.12
Our income was quite ridiculous last month thanks to yearly profit sharing, bonus, tax refund (boo interest free loan :/), and sidehustle money. We were able to max both our rIRAs in March, so we opened a regular old Vangaurd taxable account and will be shoveling all our extra dough in there until next year.
Post by: Check2400 on April 03, 2017, 09:05:44 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
401K deposits finally came through, with missed gains added back in, which is nice. Had my 1Q paycheck for side business paid as well. Lots of gains on the market.
I'm expecting to dip down closer to 100,000 this or next month as home renovations continue to escalate. :/
It is fun to finally start getting a body of data for this spreadsheet though!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: edmundblackadder on April 03, 2017, 09:26:19 AM
OMG I finally get to post in this thread!
16K cash (15K emergency fund, 1K day-to-day cash)
85K invested (11K in my IRA, 73K in my 403b)
The next goal is 100K invested. Barring a massive life upheaval (currently very possible, for reasons that don't bear exploration at this juncture), I should be able to tick that off by the end of this calendar year without strain.
Post by: MrStash on April 03, 2017, 02:02:44 PM
$78,394.20 - Feb 2016
$82,651.23 - Mar 2016
$84,554.86 - Apr 2016
$86,839.45 - May 2016
$92,097.50 - Jun 2016
$96,841.10 - Jul 2016
$77,947.65 - Aug 2016
$83,571.41 - Sep 2016
$86,421.49 - Oct 2016
$91,967.15 - Nov 2016
$96,764.63 - Dec 2016
$102,739.32 - Jan 2017
$110,530.30 - Feb 2017
$115,337.66 - Mar 2017
Still on track but there is is major disturbance in the force. We are (somewhat) unexpectedly selling our house and moving into a more expensive one. It's amazing how much value disappears between real estate commissions, closing costs, home inspections, appraisals, repairs, and everything else.
Post by: Pizzabrewer on April 03, 2017, 02:25:01 PM
It's amazing how much value disappears between real estate commissions, closing costs, home inspections, appraisals, repairs, and everything else.
YES.
We recently sold our old house, bought a new house and moved. The transaction costs are insane. The real estate industry is set up to suck the maximum amount of money out of the buyers and the sellers.
Post by: ranchingretirement on April 03, 2017, 06:44:51 PM
Good progress this past month with both of us working again. Projecting $175,000 by my wife's 29th birthday in September.
Coming over from the $10k-$100k thread.
2013
July $14,992
2016
Dec $100,665
It took me and my wife over 3 years to go from $10k-$100k...excited to be working toward $250k now.
1.1.2017: $109,099
2.1.2017: $112,920
3.1.2017: $113,923
My wife just started working full-time again, and with another promotion in sight, we should really be able to crank up the savings rate in 2017 & 2018.
Projected date for $250k in net worth: September 2018
Post by: retireatbirth on April 03, 2017, 07:39:34 PM
June 2015: $120,300
July 2015: $120,800
August 2015: $125,300
December 1, 2015: $137,000
October 1, 2016: $200,000
February 3, 2017: $224,000
April 3, 2017: $244,000
Almost!
Post by: Mazzinator on April 04, 2017, 07:56:42 AM
Does not include real estate.
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890
1/2/17 = $156,358
2/3/17 = $167,434
3/3/17 = $181,696
4/4/17 = $158,601
Went down..hubby bought a car😬
Post by: Cornel_Westside on April 04, 2017, 05:53:08 PM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780)
Saved less than I wanted thanks to car trouble. Nothing major - I expect this car to last at least 3 more years and save me lots of money. Market gave decent returns. Next month I expect to save more - about ~$3500.
Post by: richmadethis on April 05, 2017, 01:12:03 AM
01/01/16 : 70127
01/02/16 : 71010
01/03/16 : 73416
01/04/16 : 74102
01/05/16 : 77079
01/06/16 : 79954
01/07/16 : 80915
01/08/16 : 84609
01/09/16 : 87883
01/10/16 : 90308
01/11/16 : 92726
01/12/16 : 95496
01/01/17 : 97661
----------------------
01/02/17 : 101,101
01/03/17 : 104,109
01/04/17 : 106,512
Post by: rg422 on April 05, 2017, 09:50:45 AM
In short, my wife and I have come a long way the past few years. We are both nurses, two kids, married young at 20 (classic high school sweetheart kind of story). We were the typical anti-Mustachian, spending ALL our earned income and not saving anything for retirement. It wasn't until April 2015 when things changed. The new company I work for (2nd job working from home) offered 100% match up to 6% into the 401K and 1000 annual company contribution to my HSA. I started at 6% 401K contribution and gradually increased that up to the 18K max within a year's time. My wife eventually adopted the same 'FIRE' mindset and started contributing to her 401K. Starting this year, we'll both max out our 401Ks, ROTHs via backdoor and my HSA, as well as contribute 500 to each kids' 529.
Now, we are not 100% Mustachian. We do spend quite a bit more than we should, but we are content with our current savings/spending rate. At the beginning of our nursing careers, working at a hospital in Arizona, many of the older patient's we took care of preached that saving a lot is important, but enjoy some while we're young and able.
Investable amount....
4/5/17 - 101,800
Cheers,
Richard
Post by: Money Badger on April 05, 2017, 09:39:03 PM
End of Nov update: 110K thanks to quarterly divys and $300 in cash saved. Slow and steady...
Been MIA on the challenge for awhile so checking in as of end of Feb... 112K for this challenge... Building the after tax stache account while saving for a roof replacement at the same time sucks, but still growing nonetheless.
And the end of March testimonial is... Still treading water at $112K even with some divy payments. Too conservative a mix for the current market... Fingers crossed for a more cooperative market and toes crossed for a bonus due in June to get moving upward again.
Post by: josiah44 on April 09, 2017, 12:58:52 PM
@rg422, we're in pretty similar boats. Love to have someone to track against, if you're game.
Tracking NW w/o home equity (too variable):
08/16 $55,949.68
09/16 $62,339.85
10/16 $64,945.95
11/16 $65,990.75
12/16 $76,255.57
01/17 $80,060.59
02/17 $87,372.32
03/17 $96,906.77
04/17 $99,890.68
Post by: rg422 on April 10, 2017, 02:13:24 PM
New to the race.
@rg422, we're in pretty similar boats. Love to have someone to track against, if you're game.
Tracking NW w/o home equity (too variable):
08/16 $55,949.68
09/16 $62,339.85
10/16 $64,945.95
11/16 $65,990.75
12/16 $76,255.57
01/17 $80,060.59
02/17 $87,372.32
03/17 $96,906.77
04/17 $99,890.68
Yes, definitely. I also do not include our home's equity. I'm hoping to update my progress monthly.
-Richard
Post by: facepalm on April 11, 2017, 12:18:21 PM
Post by: CorpRaider on April 12, 2017, 08:28:32 AM
For those of you with government pensions, are you including the current balance in your total net worth? I have not included mine since it isn't liquid . . . but it's also not going away . . .
Personally haven't included pension or SS in my figures. I suppose you could discount the estimated future cash flows for vested benefits back to get a PV.
Post by: dystopic on April 13, 2017, 06:45:26 PM
16th March 2017 - $156,970.5614th April 2017 - $172,158.80 (+$15,188.24)
Not entirely sure how I feel about these growing markets. Looks good on paper, that's for sure. Numbers are in AUD, only liquid investable assets.
Post by: facepalm on April 14, 2017, 08:52:46 PM
For those of you with government pensions, are you including the current balance in your total net worth? I have not included mine since it isn't liquid . . . but it's also not going away . . .
Personally haven't included pension or SS in my figures. I suppose you could discount the estimated future cash flows for vested benefits back to get a PV.
Thanks for the reply. I have considered running a NPV calculation on future payouts. Doing so gives me a figure of about 600K. Seems like cheating to include it. STRS indicates I have contributed 90K, which does not include employer contribution. Again, seems like funny money.
I'll leave it out.
Post by: Nick_Miller on April 15, 2017, 07:17:32 AM
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Dec 2016 $138,352.17
Jan 2017 $147,729.69
Feb 2017 $150,339.59
Mar 2017 $140,835.79
April 2017 $140,805.57
So flat for this month. We put a couple thousand $ (that would have normally went into investments) into the new house for a few projects: (building up the steps to the back deck, building a new closet) and we did buy a few new items (some deck furniture and a new grill, but they were $500 total and my wife contributed $250 of her saved "blow" money because she wanted them more than I did. It was a good compromise. And I did not increase the value of the home on my budget sheet, because that's speculative.
We should move forward finally this month. The projects are done.
Post by: CorpRaider on April 18, 2017, 11:54:43 AM
For those of you with government pensions, are you including the current balance in your total net worth? I have not included mine since it isn't liquid . . . but it's also not going away . . .
Personally haven't included pension or SS in my figures. I suppose you could discount the estimated future cash flows for vested benefits back to get a PV.
Thanks for the reply. I have considered running a NPV calculation on future payouts. Doing so gives me a figure of about 600K. Seems like cheating to include it. STRS indicates I have contributed 90K, which does not include employer contribution. Again, seems like funny money.
I'll leave it out.
Yeah its tough. I would like to get comfortable with a figure maybe discounting what I've got vested if I quit tomorrow because it could be quite material. I probably also need to figure it in to my traditional versus roth analysis at some point but I have kind of punted on that until I can at least see like a million on the distant horizon.
Post by: RetireGermane on April 19, 2017, 01:11:47 AM
Post by: CutTheFat on April 19, 2017, 04:05:28 AM
9/2016 $102k
4/2017 $122k
Post by: Tris Prior on April 20, 2017, 08:53:00 AM
This month I cut back my 401k contribution to the match (had been doing 20%) and instead pumping more money into e-fund due to coming layoffs at work; no idea at this point whether I'll be hit but better safe than sorry, I'd rather have the money somewhere that I can easily get at it. Supposedly we'll know by late May who's getting the axe.
401k: $98,422.92
Roth: $51,200.17
E-fund: $10,922.83
Total: 160,545.92
Total 1 month ago: 159,252.10
Increase: 1,293.82
Post by: khangaroo on April 20, 2017, 03:27:48 PM
I would love to join the thread! I'm a new Mustachian and this is awesome! I'm currently cash flowing an MBA so I don't think I'll get the gains like many of people on this thread but love reading about your awesome progress!
8/19/16: $117,147
9/16/16: $118,664
10/21/16: $120,340
$11/16/16: $123,274
12/14/16: $131,102
I'm hoping to get to $250k at the end of 30.
Thanks for all the inspiration!
Update:
01/11/17: $139,988
02/08/17: $140,757
03/08/17: $149,917
04/14/17: $160,282
MBA tuition reimbursement and tax refund was the main culprits for the jump in February to April. It's been an incredible ride so far and really excited to see where I'll on the 1 year mark from when I started tracking my net worth. I wish I would've started when I got 100% debt-free in February 2016 but oh well!
Best of luck y'all and may the bull market roar on!
Post by: Pizzabrewer on April 22, 2017, 08:26:55 AM
So our numbers (includes home equity of roughly $26k):
2017
Jan 1: $170,881
Feb 1: $183,768
Mar 1: $197,020
Apr 1: $207,614
ACK! Found a stupid math error. Apr 1 NW is only $202,363.
Post by: facepalm on April 23, 2017, 11:17:37 AM
For those of you with government pensions, are you including the current balance in your total net worth? I have not included mine since it isn't liquid . . . but it's also not going away . . .
Personally haven't included pension or SS in my figures. I suppose you could discount the estimated future cash flows for vested benefits back to get a PV.
Thanks for the reply. I have considered running a NPV calculation on future payouts. Doing so gives me a figure of about 600K. Seems like cheating to include it. STRS indicates I have contributed 90K, which does not include employer contribution. Again, seems like funny money.
I'll leave it out.
Yeah its tough. I would like to get comfortable with a figure maybe discounting what I've got vested if I quit tomorrow because it could be quite material. I probably also need to figure it in to my traditional versus roth analysis at some point but I have kind of punted on that until I can at least see like a million on the distant horizon.
I went ahead and again calculated NPV based on estimated life cash flows. Mine seems way too high.
Interestingly enough, I switched to Personal Capital for account monitoring, and in addition to allowing me to link to most every account I have (and the ones I can't are easy to set up), it links up to my pension and shows what I have in today's dollars. Today's dollars can be considered somewhat hard money that I would get (in a series of payouts) should I quit tomorrow, so I am entertaining the idea of including it. I also have a supplemental account with the state that I have entered manually. If I do include both, my net worth goes from 138K to 248K which almost bumps me into the 250K thread. I'd be making some fast progress!
As an aside, I really like Personal Capital so far, it gives me a much better picture of my assets. No budgeting, but I'm going to use Quicken for that, even though I have to manually enter spending on my rewards VISA. Bye bye, Mint! I won't miss you and your annoying ads.
Post by: facepalm on April 24, 2017, 05:20:27 PM
For those of you with government pensions, are you including the current balance in your total net worth? I have not included mine since it isn't liquid . . . but it's also not going away . . .
Personally haven't included pension or SS in my figures. I suppose you could discount the estimated future cash flows for vested benefits back to get a PV.
Thanks for the reply. I have considered running a NPV calculation on future payouts. Doing so gives me a figure of about 600K. Seems like cheating to include it. STRS indicates I have contributed 90K, which does not include employer contribution. Again, seems like funny money.
I'll leave it out.
Yeah its tough. I would like to get comfortable with a figure maybe discounting what I've got vested if I quit tomorrow because it could be quite material. I probably also need to figure it in to my traditional versus roth analysis at some point but I have kind of punted on that until I can at least see like a million on the distant horizon.
I went ahead and again calculated NPV based on estimated life cash flows. Mine seems way too high.
Interestingly enough, I switched to Personal Capital for account monitoring, and in addition to allowing me to link to most every account I have (and the ones I can't are easy to set up), it links up to my pension and shows what I have in today's dollars. Today's dollars can be considered somewhat hard money that I would get (in a series of payouts) should I quit tomorrow, so I am entertaining the idea of including it. I also have a supplemental account with the state that I have entered manually. If I do include both, my net worth goes from 138K to 248K which almost bumps me into the 250K thread. I'd be making some fast progress!
As an aside, I really like Personal Capital so far, it gives me a much better picture of my assets. No budgeting, but I'm going to use Quicken for that, even though I have to manually enter spending on my rewards VISA. Bye bye, Mint! I won't miss you and your annoying ads.
I wish personal capital supported all my accounts. I would consider using them if it did.
I would not include social security in your net worth. The only way I would include a pension is if they offer a lump sum payout that you can roll into an IRA when you leave your company. Without this option, you really don't have control over the money and therefore I would not include it in your net worth.
Good point on Social Security. I'm not counting it or including it.
The pension is a little trickier. Since I include it in my savings rate, I'm tempted to include in net worth. The amount in the account is about 80K, and would guarantee me a monthly payout of about $2100 for as long as I live should I retire now. That amount will only get bigger as I continue to work. I'm projected to take almost $4,000 per month when I do retire in 5 years. I get that for as long as I live. Given my health and general seaworthiness, I'll be taking out way more than I actually put in. Thank you, actuarial science.
There is also a second account with around $30K that gives me a payout of $1K per month for 3 years.
Post by: facepalm on April 26, 2017, 07:30:30 AM
For those of you with government pensions, are you including the current balance in your total net worth? I have not included mine since it isn't liquid . . . but it's also not going away . . .
Personally haven't included pension or SS in my figures. I suppose you could discount the estimated future cash flows for vested benefits back to get a PV.
Thanks for the reply. I have considered running a NPV calculation on future payouts. Doing so gives me a figure of about 600K. Seems like cheating to include it. STRS indicates I have contributed 90K, which does not include employer contribution. Again, seems like funny money.
I'll leave it out.
Yeah its tough. I would like to get comfortable with a figure maybe discounting what I've got vested if I quit tomorrow because it could be quite material. I probably also need to figure it in to my traditional versus roth analysis at some point but I have kind of punted on that until I can at least see like a million on the distant horizon.
I went ahead and again calculated NPV based on estimated life cash flows. Mine seems way too high.
Interestingly enough, I switched to Personal Capital for account monitoring, and in addition to allowing me to link to most every account I have (and the ones I can't are easy to set up), it links up to my pension and shows what I have in today's dollars. Today's dollars can be considered somewhat hard money that I would get (in a series of payouts) should I quit tomorrow, so I am entertaining the idea of including it. I also have a supplemental account with the state that I have entered manually. If I do include both, my net worth goes from 138K to 248K which almost bumps me into the 250K thread. I'd be making some fast progress!
As an aside, I really like Personal Capital so far, it gives me a much better picture of my assets. No budgeting, but I'm going to use Quicken for that, even though I have to manually enter spending on my rewards VISA. Bye bye, Mint! I won't miss you and your annoying ads.
I wish personal capital supported all my accounts. I would consider using them if it did.
I would not include social security in your net worth. The only way I would include a pension is if they offer a lump sum payout that you can roll into an IRA when you leave your company. Without this option, you really don't have control over the money and therefore I would not include it in your net worth.
Good point on Social Security. I'm not counting it or including it.
The pension is a little trickier. Since I include it in my savings rate, I'm tempted to include in net worth. The amount in the account is about 80K, and would guarantee me a monthly payout of about $2100 for as long as I live should I retire now. That amount will only get bigger as I continue to work. I'm projected to take almost $4,000 per month when I do retire in 5 years. I get that for as long as I live. Given my health and general seaworthiness, I'll be taking out way more than I actually put in. Thank you, actuarial science.
There is also a second account with around $30K that gives me a payout of $1K per month for 3 years.
I did some digging . . . and found out that I can take both accounts as a lump sum distribution when I separate from my employer, and roll them over into an IRA. They don't really like to advertise it, but there it is. And it appears that I would receive both my contributions plus my employers.
So I'm going to include both reported amounts in my net worth. Amounts are my contributions only.
So my updated figures look like this:
Jan-16 23,769
Feb-16 37,777
Mar-16 36,324
Apr-16 36,503
May-16 38,348
Jun-16 45,604
Jul-16 43,749
Aug-16 46,696
Sep-16 47,970
Oct-16 92,135
Nov-16 120,118
Dec-16 119,694
Jan-17 123,913
Feb-17 132,459
Mar-17 248,500
Post by: SeattleStache on April 27, 2017, 10:25:11 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
February 2017: $156,620 (total NW $285,663)
March 2017: $161,585 (total NW $302,055) received a modest bonus in March and my condo value apparently went up around $10k.
April 2017: $166,111 (total NW $306, 801)
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: Imustacheyouaquestion on April 28, 2017, 06:51:05 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Good jump this month. I fixed a broken link to a retirement account in Mint and two more tax refunds arrived. Closing on a house in May! Should be a minor hit for the transaction costs of closing the loan and moving.
Post by: facepalm on April 28, 2017, 07:32:19 AM
Feb-16 37,777
Mar-16 36,324
Apr-16 36,503
May-16 38,348
Jun-16 45,604
Jul-16 43,749
Aug-16 46,696
Sep-16 47,970
Oct-16 92,135
Nov-16 120,118
Dec-16 119,694
Jan-17 123,913
Feb-17 132,459
Mar-17 248,500
Apr-17 255,873
It was fun. See you all in the next thread real soon!
Post by: Pooperman on April 28, 2017, 07:50:27 AM
Post by: dogboyslim on April 28, 2017, 08:09:19 AM
03/2016: $20,818
04/2016: $23,784
05/2016: $26,650
06/2016: $28,769
07/2016: $32,015
08/2016: $34,808
09/2016: $37,342
10/2016: $39,883
11/2016: $41,720
12/2016: $44,979
01/2017: $56,197
02/2017: $59,598
03/2017: $94,135
04/2017: $96,711
05/2017: $100,313
Post by: facepalm on April 28, 2017, 04:25:29 PM
We're at 99k right now. Should be graduating to this race at the end of next month. Posting to follow!Awesome!
Post by: retireatbirth on April 28, 2017, 08:06:17 PM
June 2015: $120,300
July 2015: $120,800
August 2015: $125,300
December 1, 2015: $137,000
October 1, 2016: $200,000
February 3, 2017: $224,000
April 3, 2017: $244,000
Almost!
April 28, 2017: $253,000!!!
Took 2 years 4 months
See ya guys in the next thread!
Post by: FITortoise on April 29, 2017, 07:41:20 AM
Jan-16 23,769
Feb-16 37,777
Mar-16 36,324
Apr-16 36,503
May-16 38,348
Jun-16 45,604
Jul-16 43,749
Aug-16 46,696
Sep-16 47,970
Oct-16 92,135
Nov-16 120,118
Dec-16 119,694
Jan-17 123,913
Feb-17 132,459
Mar-17 248,500
Apr-17 255,873
It was fun. See you all in the next thread real soon!
Post by: facepalm on April 29, 2017, 10:03:27 AM
Hi facepalm, Congrats!!! What changed from Sept'16 to Oct, and then from Feb'17 to March?Jan-16 23,769
Feb-16 37,777
Mar-16 36,324
Apr-16 36,503
May-16 38,348
Jun-16 45,604
Jul-16 43,749
Aug-16 46,696
Sep-16 47,970
Oct-16 92,135
Nov-16 120,118
Dec-16 119,694
Jan-17 123,913
Feb-17 132,459
Mar-17 248,500
Apr-17 255,873
It was fun. See you all in the next thread real soon!
Thanks! I probably should have spelled out those gains. In Sept-16 I received one of two inheritance checks (from Mom's estate). This past month I was able to get an accurate figure on my contributions to my work pension, and at that time found that when I separate I can take it as a lump sum. Wish I had known that earlier. I'm only counting my contributions, not my employer's, which probably means that 110K is probably closer to 220K.
See you all in the next thread!
Post by: SpareChange on April 29, 2017, 10:56:03 AM
Post by: tarheeldan on April 30, 2017, 03:59:26 PM
I am joining the thread! I participated in the race to $100k thread but just forgot to join this thread when I graduated. I am excited to encourage and be encouraged by everyone else.Welcome, Virtus!
Apr-17 255,873Congratulations!!!
It was fun. See you all in the next thread real soon!
We're at 99k right now. Should be graduating to this race at the end of next month. Posting to follow!Yaay!
April 28, 2017: $253,000!!!See you there! Congrats!!!
Took 2 years 4 months
See ya guys in the next thread!
Up $6,646.85 to $176,969.68. The upward march continues!Nice month!!!
______________________________________________
Welcome all newcomers!
_______________________________________________
I had a pretty good month, despite being a bit spendypants on some work shoes and also on invisible braces:
+$5,313.65 to $162,886.85 = $6,515.47/yr @4% = 33% FI =120/365 days funded
___________________________________________________________________
Google Doc: Race from 100k to 250k:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Pooplips on May 01, 2017, 05:42:56 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
Post by: Guava on May 01, 2017, 06:16:59 AM
February 2017: $172,043
March 2017: $177,204
April 2017: $242,432
I had a great month adding in about $15k but most of the gains come from finally combining accounts with DH. It had been on our list of things to do but his bank was closing and that pushed us along in the process. It is really great to have the full picture finally. But we are too cash heavy now.
Aside from that, I also hit a few exciting moments this month: my retirement accounts surpassed my mortgage, and I also reached 1x salary in my 401k!
Looks like we will graduate from here in June or July.
Post by: turketron on May 01, 2017, 06:17:59 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Post by: mrteacher on May 01, 2017, 07:36:52 AM
2/1: $91,959
3/1: $93,145
4/1: $100,869
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
9/1: $120,838
10/1: $124,626
11/1: $126,949
12/1: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
It's wild - and quite motivating - looking back and seeing how quickly I'm increasing.
Post by: afuera on May 01, 2017, 08:41:41 AM
2/1/2017: INV-$117,155.67 NW-$199,327.18
3/1/2017: INV-$130,755.36 NW-$209,268.66
4/1/2017: INV-$150,924.22 NW-$231,298.12
5/1/2017: INV-$161,757.38 NW-$240,471.22
Post by: Guava on May 01, 2017, 10:19:21 AM
4/30/2017: $109,329.00 Big drop this month. We bought my husband a car now that he is graduating and will no longer be carpooling with me in the morning. We came in under budget and it was a planned expense, but it's still a big blow to the bottom line. The other big hit was a personal loan to my parents. My mom was recently diagnosed with breast cancer and lost her job. My folks have cut down expenses where they could, but they were already living pretty close to the edge. I paid off their remainder on the loan and they will repay me next year once my mom is done with treatment. Saves them the worry about an expense during this awful time and will save them the money spent on interest in the long run.Hello! I just graduated from the 100k board on Oct- 31st I thought I would mosey over here. I'm married, 28 years old and my husband is currently finishing up school. Total household income is 56k. We rent and have no outstanding debt. Worth of our single car is not included in the calculations.
Background on net worth:
08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145
10/31/2016: $101,606
11/17/2016: $103,940
12/30/2916: $109,785.19
1/31/2017: $112,318.74
2/28/2017: $119,499.39
3/31/2017: $124,640.83
One of the best things about the pursuit of FI is the ability to loan money or float yourself through tough times. Your savings has helped your parents worry about what is most important right now. That is an incredible thing. Keeping her in my thoughts.
Post by: MrStash on May 01, 2017, 12:48:19 PM
$78,394.20 - Feb 2016
$82,651.23 - Mar 2016
$84,554.86 - Apr 2016
$86,839.45 - May 2016
$92,097.50 - Jun 2016
$96,841.10 - Jul 2016
$77,947.65 - Aug 2016
$83,571.41 - Sep 2016
$86,421.49 - Oct 2016
$91,967.15 - Nov 2016
$96,764.63 - Dec 2016
$102,739.32 - Jan 2017
$110,530.30 - Feb 2017
$115,337.66 - Mar 2017
$120,434.93 - Apr 2017
Selling old house/ buying new house worked out well. Sold old house for little more than asking price with no closing costs covered for the buyer, and successfully negotiated on the purchase of the new house. All of that will take effect during May and it might actually increase NW even after all the associated costs. Good times.
Post by: steveo on May 01, 2017, 04:06:48 PM
June 2015: $120,300
July 2015: $120,800
August 2015: $125,300
December 1, 2015: $137,000
October 1, 2016: $200,000
February 3, 2017: $224,000
April 3, 2017: $244,000
Almost!
April 28, 2017: $253,000!!!
Took 2 years 4 months
See ya guys in the next thread!
Well done !
Post by: Mustachio Bashio on May 01, 2017, 06:09:01 PM
March 1st - 177,448
April 1st - 183,917
May 1st - 189,025
Slowly getting closer and closer to 200k :) Hoping to get a cost of living raise in the next couple weeks, and I found out that I'm up for a raise next promotion cycle, which is sometime in June, so that's all pretty exciting.
Post by: RetireGermane on May 02, 2017, 02:16:46 AM
everything according to the plan: rolling over only short running structured products (bonus certificates (1 to 2 months)) on the european indexes DAX\EuroStoxx50, no stocks.
No liabilities + a paid Appartment (Value approx. 300,000€)
Invested Assets+ Cash Account:
1/1/2016 Jan: 64,400€
1/1/2017 Jan: 104,000 €
2/1/2017 Feb: 105,000 €
3/1/2017 Mar: 107,000 €
4/1/2017 Apr: 110,000 € some Dental Costs
Planned Graduation Date 250k: Sept 2021
Happy Investing
5/1/2017 May: 112,900 € slowly but surely
Post by: MichaelB on May 02, 2017, 08:54:15 AM
March 31 2016: $83,734.70
April 30 2016: $87,137.39
May 31 2016: $89,555.65
June 30 2016: $93,641.14
July 31 2016: $101,134.66
Aug 31 2016: $104,093.75
Sept 30 2016: $105,485.80
Oct 31 2016: $109,245.15
Nov 30 2016: $107,889.49
Dec 31 2016: $112,056.39
Jan 31 2017: $118,069.75
Feb 28 2017: $122,510.00
March 31 2017: $127,153.94
April 30 2017: $128,416.64
Slow month for April--lots of medical bills from DW having a baby (woo hoo!), but good markets were able to overcome.
On that subject--pre-insurance, the bills from having a baby would have been about $25,000. Let's hear it for HSAs and maxing out your annual deductible!
Post by: AK on May 02, 2017, 09:00:36 AM
Feb 29 2016: $79,516.82
March 31 2016: $83,734.70
April 30 2016: $87,137.39
May 31 2016: $89,555.65
June 30 2016: $93,641.14
July 31 2016: $101,134.66
Aug 31 2016: $104,093.75
Sept 30 2016: $105,485.80
Oct 31 2016: $109,245.15
Nov 30 2016: $107,889.49
Dec 31 2016: $112,056.39
Jan 31 2017: $118,069.75
Feb 28 2017: $122,510.00
March 31 2017: $127,153.94
April 30 2017: $128,416.64
Slow month for April--lots of medical bills from DW having a baby (woo hoo!), but good markets were able to overcome.
On that subject--pre-insurance, the bills from having a baby would have been about $25,000. Let's hear it for HSAs and maxing out your annual deductible!
Congrats on the new baby! We are currently maxing our HSA in preparation of our little bundle of joy coming soon too.
Post by: Pizzabrewer on May 02, 2017, 09:19:04 AM
Jan 1: $170,881
Feb 1: $183,768
Mar 1: $197,020
Apr 1: $202,363
May 1: $223,229
A very nice 10.3% jump last month despite paying the IRS $750 and my wife's car needing $700 in repairs.
This was almost entirely due to our main stock holding (EXAS) going through the roof. We sold about 1/3 of our position but at almost 20% of our NW we are still very overweight in the one security.
Post by: tarheeldan on May 02, 2017, 11:07:48 AM
On that subject--pre-insurance, the bills from having a baby would have been about $25,000. Let's hear it for HSAs and maxing out your annual deductible!
Congrats on the baby!
Yes, congrats!!!
Post by: Slinky on May 02, 2017, 11:18:24 AM
-----------------------
Dec 2016 - $101,671
Jan 2017 - $105,278 (+3,607)
Feb 2017 - $111,155 (+5,877)
Mar 2017 - $116,248 (+5,093)
May 2017 - $122,014 (+2,883 AVG/2 months because I forgot to update in April)
Next mini goal is definitely a round $125k! It's so nice to see this continue going up every month as it's been a rough start to the year financially speaking. I knew we'd need to recover some cash reserves after our big restoration project, but it's been difficult with a lot of vehicle issues and a simultaneous double appliance meltdown. Fun times! I'm feeling optimistic though. My general cash reserves are looking good again and I've got money set aside for 2 out of 3 upcoming expenses. I'll tuck away a bit more for the third and then hopefully I'll be back at work maxing my Roth for the year. I am determined to max all the things this year!
Post by: Blahhhh456 on May 02, 2017, 11:53:12 AM
Jan 1, 2016 - $81,396
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756 - old employer HSA is now drained due to baby hospital birth bills. We spent a lot of HSA dollars in the last two months!!
Still feel good with my goal of $250k by Jan 2019.
Post by: CorpRaider on May 02, 2017, 12:14:21 PM
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
04/17 ~ $130,000
Post by: kickel on May 02, 2017, 02:21:49 PM
Finally made it into this thread! I'm amazed at how much some of you guys are able to put away each month. Is it high income, dual income, market return. Either way I'm jealous. Well here is my starting point, with no home equity.
8/8/16: $101,750
I may have skipped a few months of posting, but It's time to get back on track.
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557 not as much as I'd hoped. However, I did spend more on some rock climbing gear and did go out a few times near the end of the month. This month will be a much more frugal month.
Post by: Cornel_Westside on May 02, 2017, 04:47:39 PM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542)
Saving more, but still only a savings rate of 54%. April was a 5 weekend month though - I'm confident I can get it to 60% easily and 64-65% on good months.
Post by: Haselbacher on May 02, 2017, 10:07:04 PM
I am also in. All investments combined.
Projected graduation date: July 2021. Let’ go!
Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Mar 2017 - 109.555,88 €
Apr 2017 - 114.946,86 €
May 2017 - 116.421,26 €
Post by: Check2400 on May 03, 2017, 10:10:15 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
Had 10K come in from side business, and then 10K go out, so I spiked up to over $120,000 for a hot minute before renovation costs came through on the new house.
Glad to raise the total since I'm covering a second mortgage while under contract for the rental to sell. That means no rent coming in, paying back security deposit, and paying to get rental up to snuff to sell.
Looking forward to getting through this renovation and sales if, for nothing else, to quit messing up my Mint charts with wild financial swings!
It is fun to finally start getting a body of data for this spreadsheet though!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: mrteacher on May 03, 2017, 10:22:21 AM
Do those of you that are married report your NW as a couple or as individuals?
I guess it really doesn't matter one way or the other...and may just boil down to whether or not you and your SO have separate or combined accounts -- still wanted to ask!
Post by: AK on May 03, 2017, 11:26:22 AM
A question about tracking and marriage: I am getting married this summer. My plan was to lump my fiance's NW into my own, as we will be sharing finances. That will cause a noticeable spike in 'my' NW, as reported on this thread.
Do those of you that are married report your NW as a couple or as individuals?
I guess it really doesn't matter one way or the other...and may just boil down to whether or not you and your SO have separate or combined accounts -- still wanted to ask!
NW as a couple.
Post by: afuera on May 03, 2017, 11:29:00 AM
A question about tracking and marriage: I am getting married this summer. My plan was to lump my fiance's NW into my own, as we will be sharing finances. That will cause a noticeable spike in 'my' NW, as reported on this thread.NW as a couple. When we got married, both of us had debt and just a handful of cash so no real NW bump.
Do those of you that are married report your NW as a couple or as individuals?
I guess it really doesn't matter one way or the other...and may just boil down to whether or not you and your SO have separate or combined accounts -- still wanted to ask!
Post by: Slinky on May 03, 2017, 12:19:51 PM
A question about tracking and marriage: I am getting married this summer. My plan was to lump my fiance's NW into my own, as we will be sharing finances. That will cause a noticeable spike in 'my' NW, as reported on this thread.
Do those of you that are married report your NW as a couple or as individuals?
I guess it really doesn't matter one way or the other...and may just boil down to whether or not you and your SO have separate or combined accounts -- still wanted to ask!
You should track your progress however it makes the most sense for your situation. If you are married with combined finances it probably makes the most sense to track together.
Personally, I'm tracking individually. We track finances separately and are working towards different goals. I'm working towards FIRE and he's working towards a career change doing what he loves instead of what pays well. I invest in the stock market, he invests in his business.
Post by: Guava on May 03, 2017, 02:52:52 PM
A question about tracking and marriage: I am getting married this summer. My plan was to lump my fiance's NW into my own, as we will be sharing finances. That will cause a noticeable spike in 'my' NW, as reported on this thread.
Do those of you that are married report your NW as a couple or as individuals?
I guess it really doesn't matter one way or the other...and may just boil down to whether or not you and your SO have separate or combined accounts -- still wanted to ask!
Recently married and recently combined accounts to one bank account so there is no way for me to separate a part of it now. I just put a little comment in my spreadsheet to explain the $50k or so jump.
Post by: Pizzabrewer on May 03, 2017, 03:04:11 PM
Post by: ooeei on May 04, 2017, 01:12:57 PM
May 2017: $152,000
Had some oil stocks that brought me down a bit and cancelled out some other gains, but I'm keeping them around for fun. Savings now is around $3k a month, trying to push it up this year after a raise and once our 401k match comes back. Also taking advantage of discounted shares through our employee stock plan, cash out is every 6 months.
Post by: richmadethis on May 05, 2017, 12:37:04 AM
01/01/16 : 70127
01/02/16 : 71010
01/03/16 : 73416
01/04/16 : 74102
01/05/16 : 77079
01/06/16 : 79954
01/07/16 : 80915
01/08/16 : 84609
01/09/16 : 87883
01/10/16 : 90308
01/11/16 : 92726
01/12/16 : 95496
01/01/17 : 97661
----------------------
01/02/17 : 101,101
01/03/17 : 104,109
01/04/17 : 106,512
01/05/17 : 109,202
Post by: FrugalLakes on May 05, 2017, 08:09:30 AM
11/1/16 - $101,051.
2/1/17 - $109,600.
5/1/17 - $116,500.
Post by: BeautifulDay on May 06, 2017, 09:49:17 PM
Mar 2016 $28,361
Apr 2016 $31,751
May 2016 $38,742
Jun 2016 $40,970
Jul 2016 $61,657 (added my HSA of about 9k into Mint)
Aug 2016 $64,120
Sep 2016 $66,961
Oct 2016 $70,179
Nov 2016 $73,125
Dec 2016 $80,499
Jan 2017 $87,257
Feb 2017 $93,080
Mar 2017 $99,766
Apr 2017 $97,334
May 2017 $100,755
So Mint has me at just over $100k, woohoo. I expect it will take 4-5 years to reach $250k at my current pace. Hoping to accelerate that. We shall see. Still have a bit of low interest debt to pay off. Making steady progress.
Post by: lampstache on May 08, 2017, 08:44:27 AM
Post by: AK on May 08, 2017, 08:51:21 AM
Personal Capital is able to calculate my net worth using that criteria so that's how I do it at any given time. I also have a spreadsheet where I manually track this and other financials but Personal Capital is my first stop.
Post by: lampstache on May 08, 2017, 09:12:25 AM
I include all major assets such as house, cars, and investments and exclude all other household items like jewelry, furniture, clothing, etc. I subtract all debt such as the mortgage, student loans, and other debt from the assets to calculate net worth. I exclude household items because I like to be conservative and trying to figure out the price of all of them would be too tedious and time consuming.
Personal Capital is able to calculate my net worth using that criteria so that's how I do it at any given time. I also have a spreadsheet where I manually track this and other financials but Personal Capital is my first stop.
Thanks for sharing @AK.
Post by: Mazzinator on May 09, 2017, 08:25:39 AM
Does not include real estate.
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890
1/2/17 = $156,358
2/3/17 = $167,434
3/3/17 = $181,696
4/4/17 = $158,601 hubs bought a car
5/4/17 = $165,972
Post by: Tris Prior on May 10, 2017, 08:46:17 AM
401k: $101,766.10 (hooray, this finally cracked 6 figures for the first time ever!!)
Roth: $53,303.04
E-fund: $10,947.33
Total: 166,016.47
Total 1 month ago: 160,545.92
Increase: 5,470.55
Post by: Pooperman on May 13, 2017, 09:45:29 AM
| 5/15/2017 | $100,200.00 |
Joining finally after graduating the 10k-100k thread.
Post by: SpareChange on May 14, 2017, 10:23:33 AM
5/15/2017 $100,200.00
Joining finally after graduating the 10k-100k thread.
Welcome!!
Post by: Pizzabrewer on May 14, 2017, 10:29:05 AM
5/15/2017 $100,200.00
Joining finally after graduating the 10k-100k thread.
Ain't progress great? Congrats!
Post by: Pooperman on May 14, 2017, 01:50:49 PM
Ain't progress great? Congrats!
Welcome!!
Thanks! 10k-100k took 34 months (33 of which are recorded in my journal, surprisingly). Probably similar for 100k-250k, I'd imagine.
Post by: Mazzinator on May 14, 2017, 06:49:55 PM
5/15/2017 $100,200.00
Joining finally after graduating the 10k-100k thread.
POOP!!! You made it!! Yay! So happy to see you in here.
Post by: Nick_Miller on May 15, 2017, 07:01:11 PM
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Dec 2016 $138,352.17
Jan 2017 $147,729.69
Feb 2017 $150,339.59
Mar 2017 $140,835.79
April 2017 $140,805.57
May 2017 $149,690.19
Killed it this month! Tossed a few grand in investments and whittled down about $2,000 in debt. We should easily sail past the $150K NW mark next month, even with a June vacation, because it's 75% paid for. A few more months like this one make $200K by year's end doable.
Post by: FIreSurfer on May 16, 2017, 08:10:54 AM
-----------Found MMM mid 2015 - read all the articles chronologically -
-----------Finished MMM articles mid 2016 - started in on all the links and found the forum -
BUT:
Despite wishing there was a place to discuss, compare, watch the 'staches grow and egg each other on, didn't find the race threads until just yesterday - so I dutifully read through the 10k race thread last night and the posts for first few rounds of the 100kto250k, and thought today would be a good day to jump in as we just hit a round number and had no one (family/friends/coworkers) to tell (besides DW and I celebrating w some cheap bubbly w dinner at home), as Mustachians are few and far between here in NYC it seems......or in hiding....
A bit on us:
I'm just going to use the MINT investment number here for the journey. Not counting the car, which is old and paid off, but oddly has started accruing value according to MINT-- It's a '99 and is apparently worth $300 more than it was in January - anyone had this happen - has it become a sought after antique? Not counting the checking accounts as I put pretty much everything directly into Vanguard. Not deducting the couple thousand dollars of not-yet-vested 401K as that's too much work. No property ownership yet, so that could change everything, as we are starting to look....in NYC.....hahaha......investments are spread across Vanguard, Fidelity, and Betterment so Mint number is easiest.
If (knock on wood) employment stays steady, I think late Jan 2018 would be our graduation estimate as we got a good portion done before I found this thread. Probably will update twice monthly due to pay schedule.
Okay, without further ado, hello to everyone already on this thread, and here goes the proverbial hat into the ring!!!!
5/01/2017: $198,456
5/15/2017: $200,404 - was able to put an extra $250 in that was leftover from last month's household budget!! Plus 401k plus a little market gain gets us started!!
Post by: Nick_Miller on May 17, 2017, 07:29:02 AM
Welcome to the thread! I generally post my updates mid-month (it's just how I started so I've kept it going) so I'd love to see another mid-month poster. And yes this a great place to encourage others to get over the hump since we're all on the same team.
Post by: dystopic on May 18, 2017, 03:03:56 AM
16th March 2017 - $156,970.56
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
Post by: jda85 on May 24, 2017, 04:03:38 AM
9/1/16: $99,187.715/1/17: $149,650
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
Post by: dystopic on May 24, 2017, 07:09:28 PM
16th March 2017 - $156,970.5624th May 2017 - $201,736.37 - $200k broken!
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
Post by: Pizzabrewer on May 24, 2017, 07:12:21 PM
16th March 2017 - $156,970.5624th May 2017 - $201,736.37 - $200k broken!
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
Wow, you're killing it! What's your secret?
Post by: dacalo on May 24, 2017, 07:12:36 PM
2/17 - 189,044
3/17 - 200,743
4/17 - 207,074
5/17 - 229,425
Will be the first time maxing out 401k this year. My focus has been saving as much as possible to get to our target number this year. Good luck to everyone!
Post by: dystopic on May 25, 2017, 01:24:46 AM
16th March 2017 - $156,970.5624th May 2017 - $201,736.37 - $200k broken!
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
Wow, you're killing it! What's your secret?
$200k/yr job. I wish I could take credit for it but it's mostly dumb luck.
Post by: Imustacheyouaquestion on May 26, 2017, 12:28:26 PM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Minor decrease from closing costs buying a house, moving, and buying a new fridge, washer and dryer. Looking at a couple months on a single income while my wife is between jobs this summer.
Post by: dogboyslim on May 26, 2017, 02:37:07 PM
<truncating earlier values>
03/2017: $94,135
04/2017: $96,711
05/2017: $100,313
06/2017: $104,001
Post by: Mezzie on May 27, 2017, 06:44:47 AM
$102,235
I only count my retirement accounts and my husband's Roth (I don't know off hand how to access his 401k balance, and he doesn't have much in there anyway; I don't entirely trust my pension will exist when I retire, so I'm not counting that, either).
This amount will just fluctuate with the market for the next three months as I don't get paid in the summer, so I'll probably see you all again in September. :)
Post by: SeattleStache on May 29, 2017, 08:54:27 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
February 2017: $156,620 (total NW $285,663)
March 2017: $161,585 (total NW $302,055) received a modest bonus in March and my condo value apparently went up around $10k.
April 2017: $166,111 (total NW $306,801)
May 2017: $169,686 (total NW $327,523)
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: Gardo on May 29, 2017, 10:48:17 AM
20170529: $103.6K
Post by: CorpRaider on May 30, 2017, 01:17:59 PM
Marketable securities:
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
04/17 ~ $130,000
05/17 ~ $130,000
Zero movement. Trip to Europe and fairly major car repairs on das autos. Ugh.
Post by: Erma on May 31, 2017, 01:58:33 AM
Post by: Pooperman on May 31, 2017, 04:19:38 AM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | $1,478.82 | $943.57 | 23% |
Edit: Added more info.
Post by: merlin7676 on May 31, 2017, 08:14:58 AM
Looking forward to working my way up to the 250K.
Only includes 401K, IRA, savings, company stock, and index funds. Don't count my house since I don't consider it an asset unless/until I decide to sell it.
May-16 $64,177.27
Jun-16 $65,378.17
Jul-16 $70,092.21
Aug-16 $70,534.23
Sep-16 $73,742.76
Oct-16 $74,282.52
Nov-16 $77,284.23
Dec-16 $80,583.50
Jan-17 $84,085.00
Feb-17 $88,759.35
Mar-17 $93,104.53
Apr-17 $97,055.03
May-17 $100,655.06
Post by: FIreSurfer on May 31, 2017, 03:01:45 PM
5/01/2017: $198,4565/31/2017: $207,044 - Market wasn't particularly helpful lately, but "Cheap-Ass May Throw Down the Gauntlet" put an extra $400 or so into the kitty.
5/15/2017: $200,404 - was able to put an extra $250 in that was leftover from last month's household budget!! Plus 401k plus a little market gain gets us started!!
Post by: JLee on May 31, 2017, 04:55:04 PM
Code: [Select]
Date Assets Debts Net Worth
August 2015 $248,737.62 -$143,484.78 $105,252.84
September 2015 $249,761.04 -$159,507.25 $90,253.79
October 2015 $266,557.35 -$151,064.75 $115,492.60
November 2015 $271,201.85 -$150,368.41 $120,833.44
December 2015 $271,845.32 -$148,613.59 $123,231.73Code: [Select]
Date Assets Debts Net Worth
January 2016 $272,798.52 -$148,222.89 $124,575.63
February 2016 $279,454.78 -$145,555.38 $133,899.40
March 2016 $292,126.61 -$145,803.30 $146,323.31
April 2016 $296,708.77 -$145,223.65 $153,621.56 (now including HSA)
May 2016 $302,220.28 -$144,314.68 $157,905.60
June 2016 $297,865.13 -$130,027.21 $167,837.92
July 2016 $300,335.43 -$129,034.70 $174,400.90
August 2016 $303,784.69 -$127,309.21 $176,475.48
September 2016 $304,374.41 -$124,141.38 $180,233.03
October 2016 $304,191.78 -$123,292.88 $180,898.90
November 2016 $317,059.14 -$130,935.47 $186,123.67
December 2016 $324,677.65 -$130,895.49 $193,782.16Code: [Select]
Date Assets Debts Net Worth
January 2017 $329,765.13 -$130,035.00 $199,730.13
February 2017 $343,003.22 -$128,715.39 $214,287.83
March 2017 $343,337.98 -$129,982.99 $213,354.99
April 2017 $349,029.21 -$128,606.57 $220,422.64
May 2017 $352,771.55 -$129,348.71 $223,422.84
Post by: SpareChange on June 01, 2017, 12:10:59 AM
Post by: mrteacher on June 01, 2017, 04:59:02 AM
4/1/16: $100,869
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
Post by: Raenia on June 01, 2017, 05:30:38 AM
04/2017 - 114,128.11
05/2017 - 123,935.63
06/2017 - 127,228.98
Post by: Guava on June 01, 2017, 07:11:51 AM
February 2017: $172,043
March 2017: $177,204
April 2017: $242,432
May: $251,289
Sweet! Was not expecting this so soon.
Post by: Rodgers12 on June 01, 2017, 07:57:53 AM
05/31/2017: $101,116
Post by: afuera on June 01, 2017, 07:59:50 AM
1/1/2017: INV-$107,733.74 NW-$188,244.05
2/1/2017: INV-$117,155.67 NW-$199,327.18
3/1/2017: INV-$130,755.36 NW-$209,268.66
4/1/2017: INV-$150,924.22 NW-$231,298.12
5/1/2017: INV-$161,757.38 NW-$240,471.22
6/1/2017: INV-$171,173.97 NW-$248,728.12
I'm going to stay in this thread until our investments reach 250K since that is what we will apply the 4% rule to. The rest of our NW is just equity and our emergency fund which aren't really part of our 'stash.
Post by: MVal on June 01, 2017, 08:06:49 AM
NW 5/31/17 - $100,200
That amount represents about $85K invested, the rest in cash. My next goal is to hit $100K invested before the end of the year. If I keep up what I'm doing and nothing weird happens, I figure I'm on track to hit $200K in 2.5 years from now.
Post by: MichaelB on June 01, 2017, 08:19:44 AM
Feb 29 2016: $79,516.82
March 31 2016: $83,734.70
April 30 2016: $87,137.39
May 31 2016: $89,555.65
June 30 2016: $93,641.14
July 31 2016: $101,134.66
Aug 31 2016: $104,093.75
Sept 30 2016: $105,485.80
Oct 31 2016: $109,245.15
Nov 30 2016: $107,889.49
Dec 31 2016: $112,056.39
Jan 31 2017: $118,069.75
Feb 28 2017: $122,510.00
March 31 2017: $127,153.94
April 30 2017: $128,416.64
Slow month for April--lots of medical bills from DW having a baby (woo hoo!), but good markets were able to overcome.
On that subject--pre-insurance, the bills from having a baby would have been about $25,000. Let's hear it for HSAs and maxing out your annual deductible!
May 31 2017: $132,481.64
Chugging right along...
Post by: RetireGermane on June 01, 2017, 08:25:30 AM
everything according to the plan: rolling over only short running structured products (bonus certificates (1 to 2 months)) on the european indexes DAX\EuroStoxx50, no stocks.
No liabilities + a paid Appartment (Value approx. 300,000€)
Invested Assets+ Cash Account:
1/1/2016 Jan: 64,400€
1/1/2017 Jan: 104,000 €
2/1/2017 Feb: 105,000 €
3/1/2017 Mar: 107,000 €
4/1/2017 Apr: 110,000 €
5/1/2017 May: 112,900 €
6/1/2017 June: 117,868 €
Planned Graduation Date 250k: Sept 2021
Happy Investing
don't forget to enter data in the google Spreadsheet
Post by: Mustachio Bashio on June 01, 2017, 09:15:20 AM
Feb 1st - 167,752
March 1st - 177,448
April 1st - 183,917
May 1st - 189,025
June 1st - 195,189
With this 3 paycheck month coming up, I should be able to break 200k by this time next month, fingers crossed.
Post by: SpareChange on June 01, 2017, 09:37:35 AM
Post by: CmFtns on June 01, 2017, 10:19:26 AM
2017
Feb $103,330.77
Mar $109,979.84
Apr $115,118.59
May $121,551.74
Remember we have a google docs you all... This should really be linked in the Original Post
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Cornel_Westside on June 01, 2017, 12:00:21 PM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
Good month on the market for me, but the key is the increasing savings ratio. This month the goal is 64%. Long term I'm hoping that is a stable number, with months better or worse than that. A critical help are credit card bonuses that have given me 2 free flights this year, allowing me to save $900 more than otherwise.
Post by: MrStash on June 01, 2017, 12:07:31 PM
$78,394.20 - Feb 2016
$82,651.23 - Mar 2016
$84,554.86 - Apr 2016
$86,839.45 - May 2016
$92,097.50 - Jun 2016
$96,841.10 - Jul 2016
$77,947.65 - Aug 2016
$83,571.41 - Sep 2016
$86,421.49 - Oct 2016
$91,967.15 - Nov 2016
$96,764.63 - Dec 2016
$102,739.32 - Jan 2017
$110,530.30 - Feb 2017
$115,337.66 - Mar 2017
$120,434.93 - Apr 2017
$124,915.92 - May 2017
Increase of about $4,500 last month. May the good times continue!
Post by: Check2400 on June 01, 2017, 02:25:02 PM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
Nothing too crazy this past month. Closing on the sale of the investment house/old house is in 2 weeks, so I won't be floating $2,000 a month like I have the past few months. Hopefully that will help get me back into the $3000 a month growth range I'd like to be in- at least until the new mortgage kicks in :/
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Stimpy on June 01, 2017, 02:56:37 PM
6/1/2017 - $115,738
Numbers are per Mint. Does not include a ~$4200 car loan. ( To be Paid off In September.)
So um yea, actually been tracking on a yearly basis for a few years now, well before finding MMM. Guess I now have a reason to pay a little more attention and keep holding to my "When I eventually get Laid Off Plan" No specific layoff in mind, I just know it will happen someday, cause Corporate America. The plan also just happens to coincide with MMM values. (Pure luck on my part!)
Post by: turketron on June 01, 2017, 07:47:29 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
Post by: Epor on June 02, 2017, 03:21:28 PM
03/2017 - $130,500
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
Good month on the market for me, but the key is the increasing savings ratio. This month the goal is 64%. Long term I'm hoping that is a stable number, with months better or worse than that. A critical help are credit card bonuses that have given me 2 free flights this year, allowing me to save $900 more than otherwise.
Thanks for posting this. I'm still at the 10-100k race, but like to see progress in other races. Sometimes I feel discouraged because I know I cannot put 5-6k month towards savings: I do not make enough. But when I see a breakout like yours, with market gains making a good chunk of the total savings, makes me feel better about my own plans.
Post by: Mustachio Bashio on June 03, 2017, 11:04:16 AM
03/2017 - $130,500
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
Good month on the market for me, but the key is the increasing savings ratio. This month the goal is 64%. Long term I'm hoping that is a stable number, with months better or worse than that. A critical help are credit card bonuses that have given me 2 free flights this year, allowing me to save $900 more than otherwise.
Thanks for posting this. I'm still at the 10-100k race, but like to see progress in other races. Sometimes I feel discouraged because I know I cannot put 5-6k month towards savings: I do not make enough. But when I see a breakout like yours, with market gains making a good chunk of the total savings, makes me feel better about my own plans.
I somehow go up 5-6k a month right now, and it always surprises me, cause I'm definitely not able to save 5-6k per month. My take-home after taxes and insurance is about 2400 every two weeks (less taken out for taxes cause I'm putting in a decent amount into my 401k tax deferred account), so after rent, food, travel, and whatever else, it always surprises me how it continues to go up so much. Sometimes there's a bit more from bonus time or a tax refund, but yea. The last couple days the market has been kind, and my gains have been about 2k...but who knows how long it'll last.
Post by: Pooperman on June 03, 2017, 11:16:05 AM
03/2017 - $130,500
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
Good month on the market for me, but the key is the increasing savings ratio. This month the goal is 64%. Long term I'm hoping that is a stable number, with months better or worse than that. A critical help are credit card bonuses that have given me 2 free flights this year, allowing me to save $900 more than otherwise.
Thanks for posting this. I'm still at the 10-100k race, but like to see progress in other races. Sometimes I feel discouraged because I know I cannot put 5-6k month towards savings: I do not make enough. But when I see a breakout like yours, with market gains making a good chunk of the total savings, makes me feel better about my own plans.
I somehow go up 5-6k a month right now, and it always surprises me, cause I'm definitely not able to save 5-6k per month. My take-home after taxes and insurance is about 2400 every two weeks (less taken out for taxes cause I'm putting in a decent amount into my 401k tax deferred account), so after rent, food, travel, and whatever else, it always surprises me how it continues to go up so much. Sometimes there's a bit more from bonus time or a tax refund, but yea. The last couple days the market has been kind, and my gains have been about 2k...but who knows how long it'll last.
Went back and added more info to mine so people on the slow track can see how things progress.
Post by: tjrssibelle on June 03, 2017, 01:15:19 PM
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 3 2017 - $156.98 k
Sent from my SM-N920V using Tapatalk
Post by: Izybat on June 03, 2017, 07:08:11 PM
1/17 - $71,425.20
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63 (husband got a huge bonus at work that we may have to repay if he quits his job, which is highly likely as he hates it)
5/17 - $112,212.95
I have to say I'm a bit surprised by how fast our net worth has gone up. It's been pushed a long by several work bonuses (for myself and my husband) and a fairly large tax return (yeah, yeah, face punch me).
Post by: Mazzinator on June 04, 2017, 08:22:27 AM
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890
1/2/17 = $156,358
2/3/17 = $167,434
3/3/17 = $181,696
4/4/17 = $158,601 hubs bought a car ($184,967 with car as asset)
5/4/17 = $165,972 ($191,951 with car as asset)
6/3/17 = $173,407 (NW = $198,839 with car as asset)
I was thinking i should add in the car as an asset, and use the same amount as the loan. That way, when the car is paid off, i'm not counting the car as an asset any more. I don't like to include cars in my net worth. Thoughts??
Post by: AK on June 04, 2017, 09:23:04 AM
Does not include real estate.
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890
1/2/17 = $156,358
2/3/17 = $167,434
3/3/17 = $181,696
4/4/17 = $158,601 hubs bought a car ($184,967 with car as asset)
5/4/17 = $165,972 ($191,951 with car as asset)
6/3/17 = $173,407 (NW = $198,839 with car as asset)
I was thinking i should add in the car as an asset, and use the same amount as the loan. That way, when the car is paid off, i'm not counting the car as an asset any more. I don't like to include cars in my net worth. Thoughts??
In accounting, you book the car as an asset and the loan as a liability. Over time, you depreciate / appreciate the car and increase / decrease the liability. Of course, most of the time, the car depreciates and sometimes faster than the loan is paid off so your net worth decreases. Personally, cars are in my net worth since they're a major asset and easy to value from kbb.org and other sources. Everyone calculates it differently but what matters is how you calculate it and that you do it consistently. For example, I include the house, cars, cash and investments as assets and all loans in my calculation. I exclude the house's contents such as jewelry, furniture, etc.
Post by: Pizzabrewer on June 04, 2017, 02:29:09 PM
Jan 1: $170,881 (start of tracking)
Feb 1: $183,768 (up $12,887, +7.5%)
Mar 1: $197,020 (up $13,252, +7.2%)
Apr 1: $202,363 (up $5,343, +2.7%)
May 1: $223,229 (up $20,866, +10.3%)
Jun 1: $244,355 (up $21,126, +9.5%)
Our NW continues to grow at a good clip. I'm wondering how long this streak can last as it's not due to our savings rate. Once again, our overweight position in a couple of stocks has yielded huge returns. EXAS in particular has been a rocketship ride. And a couple of other smaller holdings (KERX and DVAX) are finally showing signs of life after being in the basement for a few years.
Post by: richmadethis on June 04, 2017, 10:28:17 PM
01/02/16 : 71010
01/03/16 : 73416
01/04/16 : 74102
01/05/16 : 77079
01/06/16 : 79954
01/07/16 : 80915
01/08/16 : 84609
01/09/16 : 87883
01/10/16 : 90308
01/11/16 : 92726
01/12/16 : 95496
01/01/17 : 97661
----------------------
01/02/17 : 101,101
01/03/17 : 104,109
01/04/17 : 106,512
01/05/17 : 109,202
01/05/17 : 112,457
Post by: Epor on June 05, 2017, 08:43:50 AM
I somehow go up 5-6k a month right now, and it always surprises me, cause I'm definitely not able to save 5-6k per month. My take-home after taxes and insurance is about 2400 every two weeks (less taken out for taxes cause I'm putting in a decent amount into my 401k tax deferred account), so after rent, food, travel, and whatever else, it always surprises me how it continues to go up so much. Sometimes there's a bit more from bonus time or a tax refund, but yea. The last couple days the market has been kind, and my gains have been about 2k...but who knows how long it'll last.Wow, this is very refreshing to hear thanks for sharing.
Went back and added more info to mine so people on the slow track can see how things progress.
Thank you Pooperman, I see you just graduated to this race - congrats. I changed my own spreadsheet a little, to break down savings and the market gains as well. Still baffles me how much money your money can make.
Post by: Pooperman on June 05, 2017, 08:59:55 AM
Went back and added more info to mine so people on the slow track can see how things progress.
Thank you Pooperman, I see you just graduated to this race - congrats. I changed my own spreadsheet a little, to break down savings and the market gains as well. Still baffles me how much money your money can make.
Thanks! I actually broke down how much we've saved vs our NW. We have a savings rate of about 30% over the last 3 years and we saved about $80k. The rest has been market gains and appreciation. It's only going to get more severe from here on out, especially as our invested amount rises (~60k now).
I'll PM you a fancy spreadsheet of how I keep track of stuff that might interest you.
Post by: Beegee on June 05, 2017, 09:17:52 AM
We have almost completely stalled at $224k because of some costly home construction projects since January 2017. We haven't saved a penny yet this year and it pains me to see the investment accounts only going up in little bits (dividend payouts and market gains).
What was supposed to be a 4-week long basement finishing project, turned into mold discovery, remediation, re-insulation, etc etc etc and THEN the basement finishing got to start. 5 months later, we are ALMOST done. Paid for everything out-of-pocket of course (had set aside money for the renos); however we are up to $46k in basement costs now, which is much higher than the $24k we'd anticipated. Anyways-- after next week, I believe the exorbitant basement spending will be done and we will be able to dump a few grand into savings with the next paycheques. I hope to hit $250k by the end of December. Fingers crossed!
Real estate not included... just counting straight-up investment accounts.
Post by: FrugalFisherman10 on June 05, 2017, 09:55:38 AM
01/01/16 : 70127at first I thought you were posting that big of increases on a daily basis..and I thought "this guy must be actively trading or something?"
01/02/16 : 71010
01/03/16 : 73416
01/04/16 : 74102
01/05/16 : 77079
01/06/16 : 79954
01/07/16 : 80915
01/08/16 : 84609
01/09/16 : 87883
01/10/16 : 90308
01/11/16 : 92726
01/12/16 : 95496
01/01/17 : 97661
----------------------
01/02/17 : 101,101
01/03/17 : 104,109
01/04/17 : 106,512
01/05/17 : 109,202
01/05/17 : 112,457
Then I realized we're not from the same country :)
Post by: tarheeldan on June 06, 2017, 10:38:00 AM
Helped by the market since I was a little spendypants last month:
+$5,119.84 (3.14%) to $168,006.69
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Hoping to break 200k by the end of the year or early next!
Post by: nyxst on June 06, 2017, 05:38:53 PM
Post by: Raenia on June 06, 2017, 06:48:37 PM
I hit 100k in my savings/investments at the end of May. I can't even believe it! :) So, I wanna join in.... But can you tell me if you are posting net worth or if you are posting savings/investment totals? Or should I just do either and identify it?
Whichever you prefer, different people are using whatever makes sense for them.
Post by: nyxst on June 06, 2017, 07:19:00 PM
January - $81,279.42
February - $88,887.09
March - $91,141.45
April - $96,365.54
May - $100,283.34 :) :) :) :)
Hopefully the trend doesn't slow down, but I think the market has put a lot of help into these numbers. Anyway, slow and steady.
Post by: Lews Therin on June 07, 2017, 07:42:37 AM
Post by: SpareChange on June 07, 2017, 09:09:29 AM
I rent and don't consider my car an asset, so my numbers are based just on what's in my accounts.
Ditto.
Post by: Mustachio Bashio on June 07, 2017, 10:37:28 AM
I rent and don't consider my car an asset, so my numbers are based just on what's in my accounts.
Ditto.
Samesies. Investments and cash pretty much.
Post by: merlin7676 on June 08, 2017, 08:20:19 AM
So I only include savings/investments. Specifically 401K, IRA, index fund, company stock, and 1 individual stock plus savings account.
Post by: Gardo on June 08, 2017, 07:34:38 PM
20170529: $103.6K
Post by: SubL stache on June 09, 2017, 11:48:15 PM
I found MMM November of last year and have been tracking my net worth and savings rate since that time. Seems there is some variance on whether to use net worth or investments, but I am focusing on getting my investments up to achieve the power of compounding growth. Savings rate has been around 45% this year. I have quite a bit of equity built up, net worth includes home at a fixed price net of commission - no vehicles or personal property and includes cash emergency fund. Investments are 401k, IRAs, 529 plans, and HSA invested index funds.
Investments:
Nov 16: 70,759
Dec 16: 76,479
Jan 17: 85,166
Feb 17: 92,088
Mar 17: 97,278
Apr 17: 99,905
May 17: 104,750
Net Worth:
Nov 16: 209,474
Dec 16: 216,673
Jan 17: 221,289
Feb 17: 228,432
Mar 17: 231,849
Apr 17: 237,479
May 17: 243,016
Post by: felixbf on June 12, 2017, 01:12:49 AM
107,528.61
Post by: SpareChange on June 12, 2017, 08:47:20 AM
Hi,just jumped ship a few days ago from the 100k CLUB.
107,528.61
Welcome!!
Post by: SDH on June 13, 2017, 09:03:21 AM
Post by: Pooperman on June 13, 2017, 09:20:50 AM
Post by: batemama on June 13, 2017, 10:25:38 AM
| Jan 2017 | $95,935.00 |
| Feb 2017 | $102,680.38 |
| Mar 2017 | $106,179.60 |
| Apr 2017 | $114,727.99 |
| May 2017 | $123,067.57 |
Post by: erp on June 14, 2017, 09:58:28 AM
June 2017 - 127k
Post by: HoneyChaseZippy on June 15, 2017, 04:27:32 PM
2/17 $177,265
3/17 $193,538
4/17 $196,757
5/17 $196,023
6/17 $199,148
Post by: Lews Therin on June 15, 2017, 04:45:22 PM
Oct/16 77000
Nov/16 82700
Dec/16 93200
Jan/16 103,720
Feb/16 119,800
Mar/16 127,400
Apr/16 140,376
May/16 148,000
Can't wait for the sale of my home, in order to free over 40k of equity to put into investments.
After living in the place for 3 years, it has lost 15k in value. Sigh.
Post by: FIreSurfer on June 15, 2017, 07:44:20 PM
5/01/2017: $198,4566/15/2017: $213,996 - Market up a little before the latest Trump drama, car in the shop and DW dentist visit meant no additional $ in beyond the retirement/regular addition, but CC churning just got DW and I free plane tix to a friend's destination wedding!
5/15/2017: $200,404 - was able to put an extra $250 in that was leftover from last month's household budget!! Plus 401k plus a little market gain gets us started!!
5/31/2017: $207,044 - Market wasn't particularly helpful lately, but "Cheap-Ass May Throw Down the Gauntlet" put an extra $400 or so into the kitty.
Post by: Gardo on June 15, 2017, 07:51:26 PM
20170615: $105.4K
20170608: $105.0K
20170529: $103.6K
Post by: dystopic on June 17, 2017, 10:54:19 PM
16th March 2017 - $156,970.56
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
Post by: rambo on June 19, 2017, 10:43:50 AM
Jul-16 $114,159.29
Aug-16 $117,139.72
Sep-16 $120,288.85
Oct-16 $127,519.98
Nov-16 $136,409.40
Dec-16 $141,867.20
Jan-17 $148,654.50
Feb-17 $157,806.81
Mar-17 $166,054.01
Apr-17 $172,633.66
May-17 $186,383.75
Jun-17 $191,412.41
Post by: Mustachio Bashio on June 19, 2017, 11:41:41 AM
16th March 2017 - $156,970.56
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
What kind of cryptocurrencies have you gotten into? I've been thinking about it lately, but I don't know how much I trust it.
Post by: dystopic on June 20, 2017, 06:31:20 AM
16th March 2017 - $156,970.56
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
What kind of cryptocurrencies have you gotten into? I've been thinking about it lately, but I don't know how much I trust it.
BTC, ETH and ZEC. The pool went up about 1000% since purchased.
Post by: mrshudson on June 20, 2017, 08:31:27 AM
Jan 2015 - $94,000
Feb 2015 - $ 97,000
Mar 2015 - $106,000
Apr 2015 - $108,000
May 2015 - $114,000
June 2015 - $ 117,000
...
April 2016 - $145,000
January 2017: 190,000
I probably will be there in a year, less if I continue saving in the aggressive mode that I'm in these last few months.
Time for a mid year update.
Jan 2015 - $94,000
Feb 2015 - $ 97,000
Mar 2015 - $106,000
Apr 2015 - $108,000
May 2015 - $114,000
June 2015 - $ 117,000
...
April 2016 - $145,000
January 2017: $190,000
...
June 2017: $223,000
Post by: FrugalFisherman10 on June 20, 2017, 10:00:56 AM
I think the motivation to reach $250k will already be there for me, but hey this will keep me accountable.
Post by: Gardo on June 20, 2017, 06:43:02 PM
20170620: $106.6K
20170615: $105.4K
20170608: $105.0K
20170529: $103.6K
Post by: MVal on June 21, 2017, 07:21:46 AM
I just crossed $100k so I'm gettin' in!
I think the motivation to reach $250k will already be there for me, but hey this will keep me accountable.
Welcome! I just joined this group less than a month ago. I'm at $101K which makes me happy, but $250K sounds so far away!!
Post by: Nick_Miller on June 21, 2017, 03:26:45 PM
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Dec 2016 $138,352.17
Jan 2017 $147,729.69
Feb 2017 $150,339.59
Mar 2017 $140,835.79
April 2017 $140,805.57
May 2017 $149,690.19
June 2017 $154,227.47
Finally recovered cash-wise from the new home purchase in late February; aiming for $180k NW by year's end. That will be doable but tough.
Post by: SquirrelStache on June 24, 2017, 07:26:08 AM
We are at just under $99k currently, and the next chunk I pay off on a credit card in the next few weeks will push us over the $100k mark, so I will be back then :-)
Post by: SquirrelStache on June 24, 2017, 09:04:13 AM
In my NW calculations, I totally forgot to add in the emergency fund cash I have saved in the bank, which was another $1500.
June 2017 - $100,579
Post by: marshdesign on June 24, 2017, 09:43:40 AM
Starting out at --->
June 2017 $125,500
I just paid 30,000 for a new Van (our only car now) in cash so it would be $155,500. The car is worth slightly less than what we paid 6 months later $29,000, shall I include it here or just keep plugging away not including it? I am leaning toward not including it since we never plan to sell it. We buy new cars but drive them for 15-20 years.
I should be getting $1,000 distribution from a from a private equity hotel investment. That will be in 2 weeks so that will bump me up a tad. Other than that we have two kids under 2 and just bought a nice house (I know not very mustashian) so our savings has slowed a bit but I should be getting some credit card bonus and bank account sign up bonus to add to the stash. Trying to do better at spending less on food, going out to eat (that is our big killer). Trying to be more aggressive my with investments, I am 50 percent cash right now earning nothing! so hard in a market that is feeling at the end of it's time riding high.
Post by: dogboyslim on June 26, 2017, 08:26:22 AM
02/2017: $59,598
03/2017: $94,135
04/2017: $96,711
05/2017: $100,313
06/2017: $104,001
07/2017: $107,339
Post by: Tris Prior on June 28, 2017, 08:23:23 AM
401k: $105,004.06
Roth: $54,909.86
E-fund: $10,954.28
Total: $170,868.20
Total 1 month ago: $166,016.47
Increase: $4,851.73
Post by: SeattleStache on June 28, 2017, 12:11:22 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
February 2017: $156,620 (total NW $285,663)
March 2017: $161,585 (total NW $302,055)
April 2017: $166,111 (total NW $306,801)
May 2017: $169,686 (total NW $327,523)
June 2017: $171,784 (total NW $335,026)
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: dignam on June 30, 2017, 07:03:15 AM
Post by: kickel on June 30, 2017, 11:01:27 AM
Finally made it into this thread! I'm amazed at how much some of you guys are able to put away each month. Is it high income, dual income, market return. Either way I'm jealous. Well here is my starting point, with no home equity.
8/8/16: $101,750
I may have skipped a few months of posting, but It's time to get back on track.
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557 not as much as I'd hoped. However, I did spend more on some rock climbing gear and did go out a few times near the end of the month. This month will be a much more frugal month.
Forgot to update!
5/31/17: $117,749
6/30/17: $121,780
July is looking like it's going to be a huge month.
Post by: tarheeldan on June 30, 2017, 11:06:45 AM
6/30/2017: $114,809.37 (+$5,822.84) Husband started working
...
Our income has more than doubled...
YAAY!
Post by: Stimpy on June 30, 2017, 11:08:10 AM
6/1/2017 - $115,738
6/30/2017 $117232 ~ +1.29%
Numbers are per Mint. Does not include a ~$3500 car loan. ( To be Paid off In September.)
So, No matter how I add the number (Mint, my spreadsheets) I am off a bit for my 2017 goal. Guess I need to suck it up.
Post by: DarkandStormy on June 30, 2017, 01:06:02 PM
EDIT - I'll update backwards a few months.
5/1/17 - $115,775
6/1/17 - $132,067
7/1/17 - $134,078
Post by: CorpRaider on June 30, 2017, 02:31:50 PM
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
04/17 ~ $130,000
05/17 ~ $130,000
06/17 ~ $134,000
Positive movement is good.
Post by: Izybat on June 30, 2017, 03:59:30 PM
This is my first race that I'm joining, so we'll see how it goes. We just crossed over the $100k mark recently, and I've only been tracking total net worth (which doesn't include our house value or mortgage) for a few months.
1/17 - $71,425.20
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63 (husband got a huge bonus at work that we may have to repay if he quits his job, which is highly likely as he hates it)
5/17 - $112,212.95
I have to say I'm a bit surprised by how fast our net worth has gone up. It's been pushed a long by several work bonuses (for myself and my husband) and a fairly large tax return (yeah, yeah, face punch me).
6/17 - $119,459.82
Post by: steveo on June 30, 2017, 06:04:56 PM
2016-08-01 102
2016-10-01 110
2016-12-31 138
2017-03-31 162
2017-06-30 183
It's getting there. I also track net worth outside my house (it includes money from 60 onwards) and I thought that would pass 500k but it hasn't although it's only a couple of grand short. Hopefully the next update will be above 200k.
Work has been excessively easy which is good. The only problem is that I've been working predominantly from home but I have new project (same job) where I have to turn up 4 days a week. Ideally I get a project to manage that ends up managing itself and I only work 10-20 hours a week for another 3-4 years until retirement. Unfortunately that isn't going to happen although I will keep pushing for that. It's interesting in that I was questioned why only 4 days a week last week and here is the kicker I reckon I only have 1 days a week work.
Post by: SpareChange on June 30, 2017, 11:46:10 PM
It's crazy. I am officially a rich person. We will now be in the top 15% of income for the US. So much to be thankful for!6/30/2017: $114,809.37 (+$5,822.84) Husband started working
...
Our income has more than doubled...
YAAY!
That's gotta feel awesome lol!
Post by: SpareChange on July 01, 2017, 12:02:01 AM
Post by: Pizzabrewer on July 01, 2017, 04:55:00 AM
Jan 1: $170,881 (start of tracking)
Feb 1: $183,768 (up $12,887, +7.5%)
Mar 1: $197,020 (up $13,252, +7.2%)
Apr 1: $202,363 (up $5,343, +2.7%)
May 1: $223,229 (up $20,866, +10.3%)
Jun 1: $244,355 (up $21,126, +9.5%)
Jul 1: $249,532 (up $5,177, +2.1%)
So close! We were briefly over $250k but a $600 medical expense and a slight pullback in our investments brought us back under.
I guess I'll be here at least another month... 8)
Post by: Raenia on July 01, 2017, 06:29:20 AM
Didn't start tracking NW properly until April, so here we go!
04/2017 - 114,128.11
05/2017 - 123,935.63
06/2017 - 127,228.98
07/2017 - 128,638.92
Last month was extra expensive due to moving to a new apartment, the rate of increase should pick up again this month.
Post by: SquirrelStache on July 01, 2017, 06:47:33 AM
July 2017 - $103,003
Trying to do this on the first of the month.
Post by: Pooperman on July 01, 2017, 06:57:45 AM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | $1,478.82 | $943.57 | 23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | $317.29 | -26% |
Post by: mrteacher on July 01, 2017, 07:01:24 AM
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224 (three paycheck month, a few stipends pay out in June)
Some big expenses coming up over the next couple months: an out-of-state move, my wedding, and furnishing our new place. I should be able to 'hold the line' at around $175,000. If I manage to hit $180,000 on 9/1, though, that would be wonderful.
Post by: tjrssibelle on July 01, 2017, 08:16:08 AM
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
Sent from my SM-N920V using Tapatalk
Post by: Mustachio Bashio on July 01, 2017, 08:37:28 AM
March 1st - 177,448
April 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st 202,048
2.5 paychecks (401k isn't registering yet) helped. It went up fast right at the beginning of the month and did nothing marketwise for the rest. Just now logging into Personal Capital they mentioned some volatility from Brexit over the coming days, so I guess we'll see what happens this month. Either way, happy to cross that 200k line. That was my goal before I turn 33, and I've got a month and a half to spare :)
Post by: turketron on July 01, 2017, 09:41:24 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Post by: MichaelB on July 01, 2017, 10:21:25 AM
March 31 2016: $83,734.70
April 30 2016: $87,137.39
May 31 2016: $89,555.65
June 30 2016: $93,641.14
July 31 2016: $101,134.66
Aug 31 2016: $104,093.75
Sept 30 2016: $105,485.80
Oct 31 2016: $109,245.15
Nov 30 2016: $107,889.49
Dec 31 2016: $112,056.39
Jan 31 2017: $118,069.75
Feb 28 2017: $122,510.00
March 31 2017: $127,153.94
April 30 2017: $128,416.64
May 31 2017: $132,481.64
June 30 2017: $134,088.17
Slow few months. Daggum medical bills. Oh well, the biggest ones should be paid. And I've definitely met my deductible for the year!
Post by: nick663 on July 01, 2017, 03:49:17 PM
6/30: 198.7k
Post by: richmadethis on July 01, 2017, 06:51:19 PM
01/03/17 : 104,109
01/04/17 : 106,512
01/05/17 : 109,202
01/06/17 : 112,457
01/07/17 : 115,417
Nice jump this month!
Post by: Erma on July 02, 2017, 06:10:55 AM
June 2017: CHF 235'000
As I paid CHF 2'700 in taxes and the mortgage (CHF 1'380) for the last three months was due I'm satisfied.
Post by: Rodgers12 on July 02, 2017, 12:38:00 PM
06/30/2017: $105,800
Post by: Radagast on July 02, 2017, 12:47:16 PM
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
A little slow this quarter, good thing the market went up to give the appearance of progress... trip to Europe, partially financed with credit card hacking, which included putting some spending forward a few months (gift cards, mortgage prepay), but should allow for even higher savings this quarter.
Post by: Haselbacher on July 02, 2017, 01:17:53 PM
I am also in. All investments combined.
Projected graduation date: July 2021. Let’ go!
Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Mar 2017 - 109.555,88 €
Apr 2017 - 114.946,86 €
May 2017 - 116.421,26 €
July 2017 - 117.381,18 €
Post by: MrStash on July 03, 2017, 08:29:04 AM
$78,394.20 - Feb 2016
$82,651.23 - Mar 2016
$84,554.86 - Apr 2016
$86,839.45 - May 2016
$92,097.50 - Jun 2016
$96,841.10 - Jul 2016
$77,947.65 - Aug 2016
$83,571.41 - Sep 2016
$86,421.49 - Oct 2016
$91,967.15 - Nov 2016
$96,764.63 - Dec 2016
$102,739.32 - Jan 2017
$110,530.30 - Feb 2017
$115,337.66 - Mar 2017
$120,434.93 - Apr 2017
$124,915.92 - May 2017
$131,400.73 - Jun 2017
Increase of about $6,500 last month. Selling our old house above asking price helped. Although any gains from that primarily went to offset the enormous costs associated with selling a house.
Post by: RetireGermane on July 03, 2017, 08:50:46 AM
same investing strategy, the markets stay smooth and calm, the real word doesn't.....remember, remember the days of september for the fireworks..
everything according to the plan: rolling over only short running structured products (bonus certificates (1 to 2 months)) on the european indexes DAX\EuroStoxx50, no stocks.
No liabilities + a paid Appartment (Value approx. 300,000€)
Invested Assets+ Cash Account:
1/1/2016 Jan: 64,400€
1/1/2017 Jan: 104,000 €
2/1/2017 Feb: 105,000 €
3/1/2017 Mar: 107,000 €
4/1/2017 Apr: 110,000 €
5/1/2017 May: 112,900 €
6/1/2017 June: 117,868 €
7/1/2017 July: 122,085 €
Planned Graduation Date 250k: June 2021
Happy Investing
don't forget to enter data in the google Spreadsheet
Post by: Check2400 on July 03, 2017, 09:18:36 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Rent House is sold off, fix up work on current house is paid for, and the rest of the proceeds should hopefully cover the rest of the new house's work, and I managed to pocket 6 grand or so of the proceeds to feel like I got something out of it! Hoping to be done with all this money juggling by September, maybe October if need be. I'm looking forward to normalized spending, budgets, and hopefully savings.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: afuera on July 03, 2017, 09:36:17 AM
2/1/2017: INV-$117,155.67 NW-$199,327.18
3/1/2017: INV-$130,755.36 NW-$209,268.66
4/1/2017: INV-$150,924.22 NW-$231,298.12
5/1/2017: INV-$161,757.38 NW-$240,471.22
6/1/2017: INV-$171,173.97 NW-$248,728.12
7/1/2017: INV-$191,558.47 NW-$269,949.18
Pretty big jump this month since my pension went from 0% vested to 100% vested so I started counting it and it was a 3 paycheck month for Hubs. For my pension, I'm only counting the amount I could get if I quit today and cashed out today which I estimate using the Fidelity online calculator (~7.4K). I'm going to stay in this thread until our investments reach 250K since that is what we will apply the 4% rule to. The rest of our NW is just equity and our emergency fund which aren't really part of our 'stash.
Post by: Epor on July 03, 2017, 10:32:16 AM
Date Net Worth Total Gains Saved Market Gains Saving Rate 5/31/2017 $101,344.65 +$2,422.39 $1,478.82 $943.57 23% 6/30/2017 $100,060.05 -$1,284.60 -$1,601.89 $317.29 -26%
Man, what happened? Unexpected expenses?
Post by: Uncle Scrooge on July 03, 2017, 11:36:40 AM
July 1,2015- $112,000
Jan 1,2016- $131,900
July 1,2016- $156,400
Aug 1,2016- $159,000
Sept 1, 2016- $162,000
Oct 1, 2016- $164,100
Nov 1,2016-$162,200
Dec 1,2016-$166,900
Jan 1,2017-$174,700
Feb 1, 2017-$175,000
March 1,2017-187,900
April 1,2017-189,200
May 1,2017-197,400
June 1,2017-202,300
July 1,2017-206,400
Post by: Pooperman on July 03, 2017, 12:13:05 PM
Date Net Worth Total Gains Saved Market Gains Saving Rate 5/31/2017 $101,344.65 +$2,422.39 $1,478.82 $943.57 23% 6/30/2017 $100,060.05 -$1,284.60 -$1,601.89 $317.29 -26%
Man, what happened? Unexpected expenses?
Vacation to Las Vegas wasn't cheap :D. It's been a couple of years since we took a big vacation, so we decided to this year. Investments are up, though (60,750 -> 62,450). It was made about $500 worse NW wise because I stopped counting some side-investments since they were converted into something else that, while liquid, won't be sold. Overall, we're on pace to be around 103k by the end of the month :).
Post by: Cornel_Westside on July 03, 2017, 01:02:28 PM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
This month wasn't great. Lower market returns and a low savings ratio because a trip in June and July was reflected in this month's finances. A renewed intensity to save will hopefully mark this month. Still, it's nice to know even when I splurge, I still save 40% of my income. Plus a raise kicked in, which never hurts.
Post by: nyxst on July 04, 2017, 05:44:18 AM
Jan '17 $81,279.42
Feb $88,887.09
Mar $91,141.45
Apr $96,365.54
May $100,283.34
June $102,285.14
Still proud to have tipped over the $100,000 mark! I thought it might drop back down under and I'd be disappointed in June, but still the slow steady climb :) 250,000 seems a long long way off, but...
I'll get there someday!!!
Post by: Pooplips on July 05, 2017, 05:21:52 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
Looks like I missed last month:
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
Post by: FIreSurfer on July 05, 2017, 09:56:02 AM
5/01/2017: $198,4567/5/2017: $219,933 - car in new shop waiting for diagnosis - trying to make up for last month's spendypants-ness (is that a word?) despite summer in the city desire to go out w friends for frozen drinks.....
5/15/2017: $200,404 - was able to put an extra $250 in that was leftover from last month's household budget!! Plus 401k plus a little market gain gets us started!!
5/31/2017: $207,044 - Market wasn't particularly helpful lately, but "Cheap-Ass May Throw Down the Gauntlet" put an extra $400 or so into the kitty.
6/15/2017: $213,996 - Market up a little before the latest Trump drama, car in the shop and DW dentist visit meant no additional $ in beyond the retirement/regular addition, but CC churning just got DW and I free plane tix to a friend's destination wedding!
Post by: Bateaux on July 07, 2017, 01:57:32 AM
Post by: MVal on July 07, 2017, 07:45:23 AM
Dec $77,305.53
Jan '17 $81,279.42
Feb $88,887.09
Mar $91,141.45
Apr $96,365.54
May $100,283.34
June $102,285.14
Still proud to have tipped over the $100,000 mark! I thought it might drop back down under and I'd be disappointed in June, but still the slow steady climb :) 250,000 seems a long long way off, but...
I'll get there someday!!!
Nice!! I'm in the same place right now. I know $250K is going to come faster than the first $100K, but I think I'm going to be more impatient this time around.
Post by: Bart1ma3u5 on July 07, 2017, 10:03:15 AM
After 3 years in the 0 to 100k thread I have finally made it to the next level! Looking forward to continuing the progress with everyone here!
7/1/2014 $(5,000.00)
1/1/2015 $6,200.00
7/1/2015 $16,873.00
1/1/2016 $45,436.00
7/1/2016 $59,000.00
1/1/2017 $77,441.00
7/1/2017 $100,056 After exactly 36 months, I have finally gone from -$5,000 to just barely squeeze past $100,000!!! Off to the $250K thread, good luck to everyone here, and hopefully see you again soon!
Post by: Imustacheyouaquestion on July 07, 2017, 11:35:22 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Looking back at Mint data, I realized it took me four years to get from $0 to $100k, but I'm on track to close the gap between $100 and $250k in about two and a half years. Compounding feels good.
Post by: tarheeldan on July 07, 2017, 11:47:22 AM
After 3 years in the 0 to 100k thread I have finally made it to the next level! Looking forward to continuing the progress with everyone here!
Welcome!
______________________________________________
Had another great month, despite getting to travel to Bangkok to visit my parents and boarding my dog during that time. Also got a bunch of early Christmas gifts for friends and coworkers.
+3.88% or $6,511.23 to $174,517.92! Just shy of the $175 I was thinking I'd hit :-)
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Bart1ma3u5 on July 07, 2017, 12:53:38 PM
Post by: MrMath on July 08, 2017, 07:14:55 PM
Oct 16 Mar-17 May-6 June-14 July-8
24200 39000 44714 45873 100000
Post by: RetireGermane on July 10, 2017, 01:01:19 AM
Nice!! I'm in the same place right now. I know $250K is going to come faster than the first $100K, but I think I'm going to be more impatient this time around.
Welcome all the new ones. Impatience is a problem, the higher you get the more you want to accelerate the process, this means more risky investments. So i have to breeeath out......
Live long and prosper!
Post by: codemonkey on July 12, 2017, 02:43:45 PM
July 2016: $163,600
July 2017: $238,100
Post by: Nick_Miller on July 13, 2017, 10:54:33 AM
Now go crank out more code!
Post by: marshdesign on July 13, 2017, 06:18:33 PM
Starting out at --->
June 2017 $125,500
JULY 2017 $126,500
1,000 bucks this month, not very impressive. House value went up but I do not count that in this net worth value. Waiting on a distribution from an investment that should boost me up next month hopefully.
Post by: dystopic on July 13, 2017, 07:49:52 PM
16th March 2017 - $156,970.56
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
14th July 2017 - $200,846.03 (-$18,896) - Vanguard dropped over 5% and the crypto portfolio dropped 34%. Additionally I paid for house renovation, moving, bond, and prepaid the rent. So the drop may look dramatic but it's really where it was 6 weeks ago. Also I own way more Vanguard units now than during the last update.
Post by: rambo on July 16, 2017, 11:28:44 AM
Jul-16 $114,159.29
Aug-16 $117,139.72
Sep-16 $120,288.85
Oct-16 $127,519.98
Nov-16 $136,409.40
Dec-16 $141,867.20
Jan-17 $148,654.50
Feb-17 $157,806.81
Mar-17 $166,054.01
Apr-17 $172,633.66
May-17 $186,383.75
Jun-17 $191,412.41
Jul-17 $$200,121.39
Post by: Nick_Miller on July 16, 2017, 01:37:58 PM
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Dec 2016 $138,352.17
Jan 2017 $147,729.69
Feb 2017 $150,339.59
Mar 2017 $140,835.79
April 2017 $140,805.57
May 2017 $149,690.19
June 2017 $154,227.47
July 2017 $157,768.24
-looks up at list- I really like listing each month, but this is going to be a long long list to get to $250K if I only go up $3500 per month.
Post by: Lews Therin on July 16, 2017, 04:44:49 PM
Post by: FIreSurfer on July 17, 2017, 08:46:30 AM
Nick your aside reminded me of conversation w friends after Game of Thrones last night during which I bit my lip and stayed silent:
Friend A who is now making $200k (and lives w fiancee who makes $80kish I think) says "Yeah we should probably start saving something, but I'm just having so much fun.....!" This is response to Friend B who said she can't afford to join Friend A's hourlong $80 per person group personal training sessions (Friend B is making at least $150k and is waiting for her yearly $20k bonus to finally be able to put a first time buyer 5% downpayment on a house....)
So $40k a year is HUGE! Even to those who could probably do more....
5/01/2017: $198,456
5/15/2017: $200,404
5/31/2017: $207,044
6/15/2017: $213,996
7/5/2017: $219,933
7/17/2017: $225,853 - car fixable so that's a relief and only will be pulling 33% out of savings rate this time round!
Post by: jda85 on July 20, 2017, 03:32:00 AM
9/1/16: $99,187.717/1/17: $170,407
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
Post by: Dictator_Mars on July 20, 2017, 07:03:46 AM
Just crossed the 100,000 dollar mark (I just checked again to make sure)
July 2017 - 100,220 in investments (103,010. networth)
Post by: McStache on July 20, 2017, 08:04:39 PM
I'm in - first post!
Just crossed the 100,000 dollar mark (I just checked again to make sure)
July 2017 - 100,220 in investments (103,010. networth)
Congrats! Welcome to the race!
Post by: FZJ80 on July 22, 2017, 07:00:32 AM
Invested Assests pretty much all in VTSAX, NW includes Cash, Home equities of residence and 1 rental
Invested NW
1/1/2017: $105,317 $200,355
2/1/2017: $108,366 $199,513
3/1/2017: $117,429 $211,045
4/1/2017: $119,738 $224,598
5/1/2017: $124,995 $231,087
6/1/2017: $135,473 $244,701
7/22/2017: $156,236 $261,488
Post by: Jaayse on July 22, 2017, 03:33:32 PM
April 1, 2017 - 164,900
May 1, 2017 - ?
June 1, 2017 - ?
July 1, 2017 - 180,808
Post by: me1 on July 25, 2017, 11:52:21 AM
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
Post by: dogboyslim on July 27, 2017, 03:40:04 PM
01/2017: $56,197
02/2017: $59,598
03/2017: $94,135
04/2017: $96,711
05/2017: $100,313
06/2017: $104,001
07/2017: $107,339
08/2017: $111,240 +$3901 ($2680/$1221 Contribution/Investment Gains)
Post by: SeattleStache on July 28, 2017, 10:02:02 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
February 2017: $156,620 (total NW $285,663)
March 2017: $161,585 (total NW $302,055)
April 2017: $166,111 (total NW $306,801)
May 2017: $169,686 (total NW $327,523)
June 2017: $171,784 (total NW $335,026)
July 2017: $175,590 (total NW $342,138)
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: Pooperman on July 28, 2017, 11:08:38 AM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
Post by: BiggerFishToFI on July 28, 2017, 03:20:48 PM
Invested NW
2/1/2017: $55,715 $115,306
3/1/2017: $57,750 $122,296
4/1/2017: $58,109 $118,381
5/1/2017: $58,207 $117,249 <<-----------Discovered MMM!
6/1/2017: $69,706 $125,027
7/1/2017: $82,626 $132,130
7/28/2017: $89,755 $176,999
Post by: Erma on July 29, 2017, 09:28:10 AM
May 2017: CHF 231'000July 2017: CHF 243'000 (that was a good month)
June 2017: CHF 235'000
As I paid CHF 2'700 in taxes and the mortgage (CHF 1'380) for the last three months was due I'm satisfied.
Post by: CorpRaider on July 31, 2017, 08:41:41 AM
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
04/17 ~ $130,000
05/17 ~ $130,000
06/17 ~ $134,000
07/17 ~ $138,000
Post by: Stimpy on July 31, 2017, 11:07:46 AM
6/1/2017 - $115,738
6/30/2017 $117232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
Does not include car loan (3200) to be payed off in September.
Also have approximately 2k that work owes me for travel expenses. That should all be dropped directly into savings once I get that check.
Post by: Izybat on July 31, 2017, 03:50:43 PM
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63 (husband got a huge bonus at work that we may have to repay if he quits his job, which is highly likely as he hates it)
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
Post by: MVal on July 31, 2017, 04:10:40 PM
Nice!! I'm in the same place right now. I know $250K is going to come faster than the first $100K, but I think I'm going to be more impatient this time around.
Welcome all the new ones. Impatience is a problem, the higher you get the more you want to accelerate the process, this means more risky investments. So i have to breeeath out......
Live long and prosper!
Yes, this is my gambling addiction!
I am however grateful to be almost to $105K today. Despite the nagging impatience, there is something reassuring about at least being over this first 6-figure hump. My monkey brain tells me I'll feel more at peace when I hit $200K, but I know I'll probably feel just as impatient as I do now.
Post by: nick663 on July 31, 2017, 08:32:47 PM
We have now closed on our house so things are stable enough to join. Tracking everything except real estate in this challenge6/30: 198.7k
6/30: 198.7k
7/31: 207.5k
If we can continue this pace, we would hit 250k at the end of the year.
Post by: Mustachio Bashio on July 31, 2017, 08:50:28 PM
March 1st - 177,448
April 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
August 1st - 211,263
Pretty decent month. Also just got a promotion on Friday and also confirmed a bit of contract side hustle work today that will be starting next week, so looking good! Going on vacation for the rest of the week, so that'll negatively contribute this month, but shouldn't be bad.
Post by: psinguine on July 31, 2017, 09:18:17 PM
I haven't clocked in here yet, even though it was suggested. As such:
Net Worth As Of Year Open
Assets
Property Value - $150,000
RPP - $2700
TFSA - $4500
RRSP - $850
Savings Accounts - $0
Chequing Accounts - $20
Liabilities
Mortgage - $20,000
Credit Cards - $7000
CIBC Loan - $4500
Desjardins Loan - $10,000
Income Tax Owing - $1570
Net Worth - $115,000
Net Worth At Year End
Assets
Primary Residence Value - $150,000
Secondary Property Value - $55,000
RPP - $3500
TFSA - $150
RRSP - $900
Pension - $2000
Savings Accounts - $4750
Chequing Accounts - $10,550
Liabilities
Primary Mortgage - $17,900
Secondary Mortgage - $47,950
... and that's it.
Updated Net Worth - $161,000
A year and a half later here comes an update. I'm also going to really streamline this.
Assets
Primary Residence Value - $150,000 (I'm leaving this alone)
Commercial Property Value - $55,000 (Leaving this alone as well)
Latest Property Acquisition - $15,000 (I will be leaving this value locked in here too)
Retirement Assets - $14,125
Cash Assets - $49,250
Liabilities
Primary Mortgage - $7,450
Secondary Mortgage - $41,250
... and that's it.
Updated Net Worth - $234,675
For a total upward movement of $73,675. If all goes well we may graduate from this race before the year is out!
Post by: SpareChange on August 01, 2017, 12:07:17 AM
Post by: RetireGermane on August 01, 2017, 03:44:05 AM
same investing strategy, the markets stay smooth and calm, the real world not
everything according to the plan: rolling over only short running structured products (bonus certificates (1 to 2 months)) on the european indexes DAX\EuroStoxx50, no stocks.
No liabilities + a paid Appartment (Value approx. 300,000€)
Invested Assets+ Cash Account:
1/1/2016 Jan: 64,400€
1/1/2017 Jan: 104,000 €
2/1/2017 Feb: 105,000 €
3/1/2017 Mar: 107,000 €
4/1/2017 Apr: 110,000 €
5/1/2017 May: 112,900 €
6/1/2017 June: 117,868 €
7/1/2017 July: 122,085 €
8/1/2017 Aug: 129,365 €
Nothing special to report.
Planned Graduation Date 250k: June 2021
Happy Investing
don't forget to enter data in the google Spreadsheet
Post by: Raenia on August 01, 2017, 05:35:51 AM
04/2017 - 114,128.11
05/2017 - 123,935.63
06/2017 - 127,228.98
07/2017 - 128,638.92
08/2017 - 133,202.60
Post by: Pooplips on August 01, 2017, 06:02:15 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
Post by: merlin7676 on August 01, 2017, 06:42:38 AM
02/29/16 $46,830.84
03/31/16 $58,923.60
04/30/16 $62,829.27
05/31/16 $64,177.27
06/30/16 $65,348.17
07/31/16 $69,790.01
08/31/16 $70,534.23
09/30/16 $73,742.76
10/31/16 $74,282.52
11/30/16 $77,284.23
12/31/16 $80,583.50
01/31/17 $84,085.00
02/28/17 $88,359.35
03/31/17 $93,104.53
04/30/17 $97,055.33
05/31/17 $100,655.06
06/30/17 $103,736.43
07/31/17 $108,879.02
Does not include my house value. Only investments.
Will be a long way off before I graduate but I hope that I have enough so when the market does go down as it will at some point, I'll still have the 100K at least :)
Post by: nyxst on August 01, 2017, 06:47:44 AM
Dec $77,305.53
Jan '17 $81,279.42
Feb $88,887.09
Mar $91,141.45
Apr $96,365.54
May $100,283.34
June $102,285.14
Still proud to have tipped over the $100,000 mark! I thought it might drop back down under and I'd be disappointed in June, but still the slow steady climb :) 250,000 seems a long long way off, but...
I'll get there someday!!!
July $103,284.65 - baby steps :)
Post by: tjrssibelle on August 01, 2017, 06:53:24 AM
Dec 2016 - $129.04 kJuly 2017 - $167.24k (invested)
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
Sent from my SM-N920V using Tapatalk
Sent from my SM-N920V using Tapatalk
Post by: FI-REality on August 01, 2017, 07:21:52 AM
It took me around 11 years to get to $100,000.
Lately we've been socking away approx. $3,238 a month which represents a savings rate of a little over 53%.
We just had our second child, so my wife is currently on maternity leave until June of 2018 and will likely only go back to work part time, which will kill our savings rate. I was hoping to have about $200,000 invested by then, but it's looking less and less likely after the bad run the last couple of months (oil prices down and CND dollar rising mean bad returns for us Canadians).
Here are my investments since I've been keeping close track:
Jan 1/16 - $105,809.20
Feb 1/16 - $102,834.20
Mar 1/16 - $105,602.70
Apr 1/16 - $108,749.60
May 1/16 - $111,301.30
Jun 1/16 - $115,863.40
Jul 1/16 - $117,155.44
Aug 1/16 - $121,029.58
Sept 1/16 - $115,764.20
Oct 1/16 - $118,878.00
Nov 1/16 - $121,182.02
Dec 1/16 - $122,740.03
Jan 1/17 - $126,041.95
Feb 1/17 - $126,222.84
Mar 1/17 - $131,614.25
Apr 1/17 - $138,777.41
May 1/17 - $143,059.30
Jun 1/17 (Goal of $150,000) - $145,507.49
Jul 1/17 - $144,570.34
Aug 1/17 - $144,686.48
Post by: Rodgers12 on August 01, 2017, 07:28:33 AM
06/30/2017: $105,800
07/31/2017: $108,102
Post by: MVal on August 01, 2017, 08:24:10 AM
6/31/17 - $102,500
7/31/17 - $104,809
I'm hoping to get to at least $120K by the end of the year on NW and cross $100K just in investments.
Post by: MichaelB on August 01, 2017, 08:45:19 AM
March 31 2016: $83,734.70
April 30 2016: $87,137.39
May 31 2016: $89,555.65
June 30 2016: $93,641.14
July 31 2016: $101,134.66
Aug 31 2016: $104,093.75
Sept 30 2016: $105,485.80
Oct 31 2016: $109,245.15
Nov 30 2016: $107,889.49
Dec 31 2016: $112,056.39
Jan 31 2017: $118,069.75
Feb 28 2017: $122,510.00
March 31 2017: $127,153.94
April 30 2017: $128,416.64
May 31 2017: $132,481.64
June 30 2017: $134,088.17
July 31 2017: $139,083.07
Good month for the markets, plus a medical bill refund, plus no large unexpected expenses. Second best month this year!
Post by: DarkandStormy on August 01, 2017, 09:36:19 AM
6/1/17 - $132,067 // $96.095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
*Updated for NW // Invested Assets
Post by: afuera on August 01, 2017, 09:56:03 AM
2/1/2017: INV-$117,155.67 NW-$199,327.18
3/1/2017: INV-$130,755.36 NW-$209,268.66
4/1/2017: INV-$150,924.22 NW-$231,298.12
5/1/2017: INV-$161,757.38 NW-$240,471.22
6/1/2017: INV-$171,173.97 NW-$248,728.12
7/1/2017: INV-$191,558.47 NW-$269,949.18
8/1/2017: INV-$210,017.87 NW-$288,580.05
Another big jump this month. For reasons that I don't entirely understand, my Pension cash out value jumped up 6K since last month (total value ~13K). Maybe just market performance? I feel okay counting this number because based on phone conversations I've had with Fidelity, this is an accurate amount if I quit tomorrow and asked for a check that day. Other than that, we had a friend move in with us so we have an extra $800/mo to invest since he is paying rent.
Plan on staying in this thread until investments reach $250K which should be before the end of the year.
Post by: AK on August 01, 2017, 10:20:19 AM
Post by: Check2400 on August 01, 2017, 10:32:34 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Things are back on track! This is the first month I haven't had to put money into the new house, and I had some escrow refunds hit on the old house that was sold. Current house (so many houses!) just got a contract offer, so by the 10th of September it looks like we'll have it sold, and be moved in and getting settled on the new forever home.
Excited to normalize spending, even if it is with a new higher mortgage.
The plan for now is to sock away as much cash for the higher safety reserve while figuring out the new monthly budget, then fund the 529.
Weird to think that 4 years ago I had no house, $65,000 in debt, had yet to even meet my now wife, and almost no retirement savings. Now it feels like I have stopped clicking up the rollercoaster and am tilting over the top. College savings, a "new" car, and the mortgage payoff are bumps along the way, but I feel like I've passed the uphill climb in life. (knocks on wood, no jinx).
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Bart1ma3u5 on August 01, 2017, 01:02:37 PM
8/1/2017 $105,261
7/1/2014 $(5,000.00)
1/1/2015 $6,200.00
7/1/2015 $16,873.00
1/1/2016 $45,436.00
7/1/2016 $59,000.00
1/1/2017 $77,441.00
7/1/2017 $100,056
Post by: Cornel_Westside on August 01, 2017, 01:12:49 PM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
08/2017 - $152,993 (+5541 - Saved $2961, Market Gains $2580, Savings Ratio 54.3%)
Disappointing month in the ratio, but it's because I bought a bike. It wasn't particularly expensive, but I didn't have any of the necessary bike accessories, etc. I expect it to save me money long term, although right now my wrist hurts from a ride yesterday, so I may have to work up to using it for longer rides.
Post by: BeautifulDay on August 01, 2017, 06:23:49 PM
Mar 2016 $28,361
Apr 2016 $31,751
May 2016 $38,742
Jun 2016 $40,970
Jul 2016 $61,657 (added my HSA of about 9k into Mint)
Aug 2016 $64,120
Sep 2016 $66,961
Oct 2016 $70,179
Nov 2016 $73,125
Dec 2016 $80,499
Jan 2017 $87,257
Feb 2017 $93,080
Mar 2017 $99,766
Apr 2017 $97,334
May 2017 $100,755
Jun 2017 $102,562
Jul 2017 $107,429
Post by: SquirrelStache on August 02, 2017, 05:22:01 AM
June 2017 - $100,579
July 2017 - $103,003
August 2017 - $106,713
Post by: Imustacheyouaquestion on August 02, 2017, 06:19:17 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
July 2017 $170,357.32
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Just got back from a 10-day vacation on a budget (road trip, staying with friends/family) and noticed a nice jump for July. I think my goal for 2017 was to hit $150k, which obviously wasn't ambitious enough :)
Post by: aneel on August 02, 2017, 06:48:38 AM
Post by: dignam on August 02, 2017, 06:50:02 AM
$112k today. My house is going up for sale so that number is bound to fluctuate depending on what's offered. It is a complete seller's market in this area however; there is literally nothing for sale within $50k of what I'm asking; anything that goes up is sold usually within a week or two. Kind of excited!
06/30/2017 $112k
07/31/2017 $115k
Post by: turketron on August 02, 2017, 08:24:03 AM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Post by: tarheeldan on August 02, 2017, 11:02:30 AM
Aug 1 2017: $244,461.55
Almost!!!
I love this thread, getting to see everyone's progress :-)
___________________________________________________________
Another great month! Up $5,632.14 or 3.2% to $180,150.06!!
This is despite some pretty big spending (thank you, market!):
- $920 - car repairs (front brakes, brake fluid, serpentine belt, filters, etc.)
- $450 - veterinarian (ultrasound to check on heart murmur, annual checkup and vaccines)
- $300 - new mattress - IKEA Sultan from 2008 has had it ; on the plus side, fixed the slats on my Malm bed with $1.75 of wood and help from a really friendly dude at Home Depot!
Some of us are tracking our progress here, feel free to join in:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Slinky on August 02, 2017, 12:36:39 PM
We'll see how the rest of this year turns out considering my husband quit his job with nothing lined up. I guess we've reached the point of having FU money.
Post by: moonpalace on August 02, 2017, 12:53:18 PM
February 2017 $51,000
March 2017 $57,500
April 2017 $62,500
May 2017 $71,546
June 2017 $80,500
July 2017 $88,597
August 2017 $97,618
(joining a few hours early - I'll hit $100k at about 5:00 a.m. tomorrow when my paycheck gets deposited!)
Post by: marshdesign on August 02, 2017, 04:54:34 PM
Starting out at --->
June 2017 $125,500
JULY 2017 $126,500
1,000 bucks this month, not very impressive. House value went up but I do not count that in this net worth value. Waiting on a distribution from an investment that should boost me up next month hopefully.
Starting out at --->
June 2017 $125,500
JULY 2017 $126,500
AUGUST 2017 $128,300
+$1800 Not bad. A couple of random one time wins.
Won a free share of facebook ($164) signing up for Robinhood, thanks to someone who recommended it on a MMM fourm.
My side hustle teaching design and freelance on Skillshare is paying off! Had a few referrals as well as getting paid for people viewing my classes. +$220! Not bad for having fun!
+200 credit card bonus came through! wells fargo cash wise, getting my husbands next month :)
+50 doing some product reviews for G2, they keeping asking me to fill out more reviews, I get 10 bucks or an amazon card each. I guess they like my reviews, not sure everyone gets invited to do more than one.
Post by: moonpalace on August 03, 2017, 03:54:35 AM
Jan 2017 $42,000Welcome to the board! You look like you are off to a fantastic start!
February 2017 $51,000
March 2017 $57,500
April 2017 $62,500
May 2017 $71,546
June 2017 $80,500
July 2017 $88,597
August 2017 $97,618
(joining a few hours early - I'll hit $100k at about 5:00 a.m. tomorrow when my paycheck gets deposited!)
Thanks! I wish the fantastic start had come about ten years earlier, but I'm really happy with where we are now!! :-)
Post by: tarheeldan on August 03, 2017, 07:20:26 AM
August 2017 $97,618
(joining a few hours early - I'll hit $100k at about 5:00 a.m. tomorrow when my paycheck gets deposited!)
Welcome!!
Post by: Mazzinator on August 03, 2017, 07:40:10 AM
Does not include real estate.7/4/17 = $170,047
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890
1/2/17 = $156,358
2/3/17 = $167,434
3/3/17 = $181,696
4/4/17 = $158,601 hubs bought a car ($184,967 with car as asset)
5/4/17 = $165,972 ($191,951 with car as asset)
6/3/17 = $173,407 (NW = $198,839 with car as asset)
8/3/17 = $176,704
Missed a month, and decided not to add in car.
Post by: SpareChange on August 03, 2017, 08:57:50 AM
Jan 2017 $42,000
February 2017 $51,000
March 2017 $57,500
April 2017 $62,500
May 2017 $71,546
June 2017 $80,500
July 2017 $88,597
August 2017 $97,618
(joining a few hours early - I'll hit $100k at about 5:00 a.m. tomorrow when my paycheck gets deposited!)
Come on in! Looks like you're doing great!
Post by: SpareChange on August 03, 2017, 10:45:31 AM
Aug 1 2017: $244,461.55
Almost!!!
I love this thread, getting to see everyone's progress :-)
___________________________________________________________
Another great month! Up $5,632.14 or 3.2% to $180,150.06!!
This is despite some pretty big spending (thank you, market!):
- $920 - car repairs (front brakes, brake fluid, serpentine belt, filters, etc.)
- $450 - veterinarian (ultrasound to check on heart murmur, annual checkup and vaccines)
- $300 - new mattress - IKEA Sultan from 2008 has had it ; on the plus side, fixed the slats on my Malm bed with $1.75 of wood and help from a really friendly dude at Home Depot!
Some of us are tracking our progress here, feel free to join in:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Isn't it great to see expenses like those become mere blips in the numbers? Great month!
Post by: MrStash on August 03, 2017, 11:28:16 AM
$78,394.20 - Feb 2016
$82,651.23 - Mar 2016
$84,554.86 - Apr 2016
$86,839.45 - May 2016
$92,097.50 - Jun 2016
$96,841.10 - Jul 2016
$77,947.65 - Aug 2016
$83,571.41 - Sep 2016
$86,421.49 - Oct 2016
$91,967.15 - Nov 2016
$96,764.63 - Dec 2016
$102,739.32 - Jan 2017
$110,530.30 - Feb 2017
$115,337.66 - Mar 2017
$120,434.93 - Apr 2017
$124,915.92 - May 2017
$131,400.73 - Jun 2017
$135,978.44 - Jul 2017
Increase of about $4,500 last month.
Post by: moonpalace on August 03, 2017, 12:45:35 PM
Some of us are tracking our progress here, feel free to join in:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Just joined! Really love the spreadsheet!
I'm in last place for now, but really excited just to be in on this!
Post by: Haselbacher on August 03, 2017, 06:57:53 PM
I am also in. All investments combined.
Projected graduation date: July 2021. Let’ go!
Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Mar 2017 - 109.555,88 €
Apr 2017 - 114.946,86 €
May 2017 - 116.421,26 €
July 2017 - 117.381,18 €
Aug 2017 - 115.849,52€
This is going to be a long bumpy ride...
Post by: Nairobi on August 03, 2017, 08:32:58 PM
Jan 2017 $45K
Feb 2017 $62k (sold one car, paid 5k CC debt).
March 17 $69k
April 2017 $77k (frugal month)
May 2017 $83k
June 2017 $93k (3 paychecks month)
July 2017 $101.1k (frugal month and the market helped a little bit).
Post by: Pizzabrewer on August 03, 2017, 09:33:45 PM
Feb 1: $183,768
Mar 1: $197,020
Apr 1: $202,363
May 1: $223,229
Jun 1: $244,355
Jul 1: $249,532
Aug 1: $262,500
Woo hoo! Looks like we've graduated!!
Our investments continue to power our NW growth. I was surprised how well we did, it sure didn't feel like such a big jump until I ran the numbers.
Doing a happy dance!
Post by: DarkandStormy on August 04, 2017, 07:28:49 AM
Jan 1: $170,881 (start of tracking)
Feb 1: $183,768
Mar 1: $197,020
Apr 1: $202,363
May 1: $223,229
Jun 1: $244,355
Jul 1: $249,532
Aug 1: $262,500
Woo hoo! Looks like we've graduated!!
Our investments continue to power our NW growth. I was surprised how well we did, it sure didn't feel like such a big jump until I ran the numbers.
Doing a happy dance!
Very impressive. Congrats!
With just a touch of market luck you could be upwards of $300K at 12/31! Wow.
Post by: SpareChange on August 04, 2017, 09:20:51 AM
Jan 1: $170,881 (start of tracking)
Feb 1: $183,768
Mar 1: $197,020
Apr 1: $202,363
May 1: $223,229
Jun 1: $244,355
Jul 1: $249,532
Aug 1: $262,500
Woo hoo! Looks like we've graduated!!
Our investments continue to power our NW growth. I was surprised how well we did, it sure didn't feel like such a big jump until I ran the numbers.
Doing a happy dance!
Awesome!!! Congrats!
Post by: richmadethis on August 05, 2017, 06:36:35 PM
01/03/17 : 104,109
01/04/17 : 106,512
01/05/17 : 109,202
01/06/17 : 112,457
01/07/17 : 115,417
01/08/17 : 118,425
Looks like I should get to the 120s next month.
Post by: Vertical Mode on August 05, 2017, 06:59:21 PM
End Q4 2016: $146,500
Just over 100k to go!
Up to $173,500. Hoping to break through the $200k mark by October.
Post by: smithandwestern on August 07, 2017, 12:08:49 AM
Just graduated to the new class,
July 2017
Shares: $60,423
Cash: $50,000
Superannuation: ~ $40,000
Slowly switching cash across to shares till it is at a more reasonable level whilst trying to save at least 50% of my income. Currently a split between IOZ & VGS (Australian Stock Exchange)
Looking forward to joining the journey with you.
Cheers
Post by: felixbf on August 07, 2017, 02:00:56 AM
Post by: FIreSurfer on August 07, 2017, 08:04:21 PM
5/15/2017: $200,404
5/31/2017: $207,044
6/15/2017: $213,996
7/05/2017: $219,933
7/17/2017: $225,853
8/01/2017: $228,504 (had to buy a (old used) car so mostly market gains this time around - should be back on track next month!)
Post by: Closer2theSKY on August 08, 2017, 06:42:37 AM
I've just recently been bit by the MMM bug and feeling motivated. My last few months are unusual due to larger paychecks during the summer months, but hoping to keep the momentum on the way to 250k.
3/5/2017 $88,713
4/5/2017 $95,007
5/5/2017 $101,009
6/5/2017 $106,504
7/5/2017 $113,934
8/5/2017 $128,690
Post by: mrteacher on August 08, 2017, 07:24:52 AM
4/1/16: $100,869
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224 (three paycheck month, a few stipends pay out in June)
Some big expenses coming up over the next couple months: an out-of-state move, my wedding, and furnishing our new place. I should be able to 'hold the line' at around $175,000. If I manage to hit $180,000 on 9/1, though, that would be wonderful.
8/1: $175,435
It's a wonderful thing when I'm disappointed by a 'mere' $1,000 increase in NW! Just as it's a wonderful thing that TarHeelDan's major expenses become, as SpareChange says, a 'blip in the numbers'. That's exactly what I noticed this month with moving expenses, initial up-front costs of renting a new place, furnishing said place, etc.
Post by: MVal on August 10, 2017, 08:20:29 AM
4/1/16: $100,869
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224 (three paycheck month, a few stipends pay out in June)
Some big expenses coming up over the next couple months: an out-of-state move, my wedding, and furnishing our new place. I should be able to 'hold the line' at around $175,000. If I manage to hit $180,000 on 9/1, though, that would be wonderful.
8/1: $175,435
It's a wonderful thing when I'm disappointed by a 'mere' $1,000 increase in NW! Just as it's a wonderful thing that TarHeelDan's major expenses become, as SpareChange says, a 'blip in the numbers'. That's exactly what I noticed this month with moving expenses, initial up-front costs of renting a new place, furnishing said place, etc.
I know the feeling. My savings rate has taken a hit this year since moving a few months ago. I've tried to keep expenses down, but I have had to buy a lot items, start paying utility bills on my own, make adjustments in insurance, etc. I'm hoping to get more in a regular groove soon as far as monthly expenses becoming more routine and predictable.
Post by: RetroFIRE on August 11, 2017, 05:42:08 PM
Very much looking forward to crossing that $200K barrier. Turning that straight 1 into a crooked 2 is going to be mighty sweet.
2017 August - $191,527 (15.51% to goal)
Post by: Nick_Miller on August 15, 2017, 08:39:43 PM
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Dec 2016 $138,352.17
Jan 2017 $147,729.69
Feb 2017 $150,339.59
Mar 2017 $140,835.79
April 2017 $140,805.57
May 2017 $149,690.19
June 2017 $154,227.47
July 2017 $157,768.24
Aug 2017 $163,185.74
Solid August! Maxed out IRAs for the year! Bam! $180K MAY be possible by year's end, if the market stays hot. However, we have to start cash flowing braces payments for one kiddo and some medical testing for the other, so progress might slow a bit.
Post by: dystopic on August 16, 2017, 11:27:41 PM
16th March 2017 - $156,970.5617th August 2017 - $228,106.09 (+$27,260.06) Back on track, although I still have some big expenses coming up in the near future. Hoping to graduate by the end of October 2017.
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
14th July 2017 - $200,846.03 (-$18,896) - Vanguard dropped over 5% and the crypto portfolio dropped 34%. Additionally I paid for house renovation, moving, bond, and prepaid the rent. So the drop may look dramatic but it's really where it was 6 weeks ago. Also I own way more Vanguard units now than during the last update.
Post by: moonpalace on August 17, 2017, 09:13:08 AM
That's based on a very conservative estimate of home equity. A more realistic estimate would have put me over $100k a couple months ago, but since I have no plans to sell for at least 10 years, I want to underemphasize the role home equity plays in my thinking.
How do the rest of you factor home equity into NW calculations?
Post by: DarkandStormy on August 17, 2017, 09:57:13 AM
How do the rest of you factor home equity into NW calculations?
Also not planning on moving in 8+ years.
I use "owner page" estimates from Redfin and Zillow and then take a look at the comps every month or so - a site that just aggregates data is bound to get one or two wrong now and then. So I follow what the market is doing in my area for similar houses as mine (about once a month), check that against the Redfin and Zillow estimates (note - Zestimates are terrible, but their owner page is fairly accurate), and then use a $/sq ft I think my house would sell for.
I started breaking out Total NW and Invested Assets, or stash. I figure home equity isn't as relevant to FIRE until we sell, but even then it'll just go to the next house purchase.
Post by: martyconlonontherun on August 17, 2017, 11:01:24 AM
I added context to my tally on the Race to 10k but would appreciate if more people were willing to share more information for context for newbies looking into the future. IE. I probably wont race through this thread in 1 year like the guy making $250k a year, but I would be comparable to the woman making 80k with a mortgage.
Post by: Pooperman on August 17, 2017, 11:18:55 AM
I'm about 3 years away from this thread but like to look at it for comparisons. Why don't more people post their income/age for becnhmarking purposes on this thread? I know it is personal, but so is NW. It would be really helpful to see if the 6k jump every month is based on savings/market jumping or just a pay raise.
I added context to my tally on the Race to 10k but would appreciate if more people were willing to share more information for context for newbies looking into the future. IE. I probably wont race through this thread in 1 year like the guy making $250k a year, but I would be comparable to the woman making 80k with a mortgage.
Check out my numbers, then. My wife and I are fairly similar since we combine for between 90k and 100k/yr with a mortgage and the rest of that. In this thread, I've also broken it down by savings and market gains. The 10k-100k has the rest of the numbers easily accessible (as does my journal!).
Post by: martyconlonontherun on August 17, 2017, 12:01:45 PM
I'm about 3 years away from this thread but like to look at it for comparisons. Why don't more people post their income/age for becnhmarking purposes on this thread? I know it is personal, but so is NW. It would be really helpful to see if the 6k jump every month is based on savings/market jumping or just a pay raise.Hi Marty, I think I did post that on my thread. It can help a ton to see where people are coming from on these threads.
I added context to my tally on the Race to 10k but would appreciate if more people were willing to share more information for context for newbies looking into the future. IE. I probably wont race through this thread in 1 year like the guy making $250k a year, but I would be comparable to the woman making 80k with a mortgage.
I'm 29, husband is 30, we've got no kids and we rent in a LCOL area (I think? I'm not quite sure how one determines LCOL vs. MCOL). My husband just recently starting working after years of us being a single income family while he was in school. My salary progression is in my posts and I also do a little summary of the past month. I hope this helps!
Thanks! It is quite impressive how you moved up especially the early years on 1 lower income. Really making progress now.
Post by: moonpalace on August 17, 2017, 02:32:44 PM
I use "owner page" estimates from Redfin and Zillow and then take a look at the comps every month or so - a site that just aggregates data is bound to get one or two wrong now and then. So I follow what the market is doing in my area for similar houses as mine (about once a month), check that against the Redfin and Zillow estimates (note - Zestimates are terrible, but their owner page is fairly accurate), and then use a $/sq ft I think my house would sell for.
I started breaking out Total NW and Invested Assets, or stash. I figure home equity isn't as relevant to FIRE until we sell, but even then it'll just go to the next house purchase.
This all makes good sense. I've got Total NW (just over $100k) and Invested Assets ($120k) broken out as well. Total NW growing by ~$8700/month, Invested Assets growing by about $4k/month + or - market activity.
Oh, for martyconlonontherun, my wife and I are basically 40, two kids 8 & 12. MCOL? Combined gross is like $170k. Large mortgage payment ($2600/month for 15-year at 2.75%) and just over $1k/month in student loan payments.
Post by: martyconlonontherun on August 17, 2017, 02:46:01 PM
Oh, for martyconlonontherun, my wife and I are basically 40, two kids 8 & 12. MCOL? Combined gross is like $170k. Large mortgage payment ($2600/month for 15-year at 2.75%) and just over $1k/month in student loan payments.Looks like you are ramping it up $8-9k consistently out of $15K/mth gross with 2 kids and high SLoans is pretty solid!
Post by: CorpRaider on August 18, 2017, 06:18:32 AM
Just topped $100k this morning, thanks to 457 plan contribution! Basically $120k invested, $18k in cash/checking, $70k student loans, $32k home equity.
That's based on a very conservative estimate of home equity. A more realistic estimate would have put me over $100k a couple months ago, but since I have no plans to sell for at least 10 years, I want to underemphasize the role home equity plays in my thinking.
How do the rest of you factor home equity into NW calculations?
I exclude it, but it is not very satisfying when you renovate or something and your NW stagnates. I am considering maintaining a second column including the RE equity, maybe based off the cost basis or something.
Post by: me1 on August 20, 2017, 08:30:15 AM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
I feel completely discouraged since we went down in our net worth this month.:(
But... 1) the market went down; 2) we had 2 unplanned for medical emergencies (which never happens, as we are all fairly healthy), 3) international work travel which will be compensated next month 4) a big event which was lovely and happens maybe once every 10 or 20 years, 5) a couple of out of town visitors who we wanted to have a nice time with and not worry about money while they were here, and 6) 2 major house maintenance purchases. So maybe it's actually completely reasonable that our net worth went down by $100 in one month.
And maybe I am too neurotic to keep track of this on a monthly basis.
Post by: FIreSurfer on August 24, 2017, 09:16:29 PM
5/15/2017: $200,404
5/31/2017: $207,044
6/15/2017: $213,996
7/05/2017: $219,933
7/17/2017: $225,853
8/01/2017: $228,504 (had to buy a (old used) car so mostly market gains this time around - should be back on track next month!)
8/24/2017: $228, 854 (disappointing month for saving - car costs higher than expected, long awaited vacation from work during which I let my spendypants hair down a little, DW's friends' destination wedding, and stock market drop = you can't even tell I put 4K away - yeesh.... well back to the grind so......
Nice to share in the misery this month though - seems quite a few of us didn't make as much progress as hoped - I'm guessing this is mostly b/c we've gotten used to regular and significant market gains over the past couple months.....
Oh well - long game, right??
Post by: Imustacheyouaquestion on August 25, 2017, 06:52:00 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
July 2017 $170,357.32
August 2017 $174,107.52
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Oops, I updated this too early since my wife's paycheck did hit for this month. Onwards!
Post by: dignam on August 29, 2017, 06:35:35 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Post by: Pooperman on August 29, 2017, 02:01:25 PM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
| 8/31/2017 | $104,537.62 | +$668.92 | +$1,100.88 | -$431.96 | +14% |
Post by: dogboyslim on August 29, 2017, 03:30:56 PM
02/2017: $59,598
03/2017: $94,135
04/2017: $96,711
05/2017: $100,313
06/2017: $104,001
07/2017: $107,339
08/2017: $111,240 +$3901 ($2680/$1221 Contribution/Investment Gains)
09/2017: $113,472 +$2232 ($2680/-$448 Contribution/Investment Loss)
Post by: CorpRaider on August 31, 2017, 06:37:36 AM
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
04/17 ~ $130,000
05/17 ~ $130,000
06/17 ~ $134,000
07/17 ~ $138,000
08/17 ~ $142,000
Post by: merlin7676 on August 31, 2017, 08:46:26 AM
However I am excited to see that I hit 100K in May and I'm already at 110K today. I've heard that after you make your first 100K it will go faster. Can't wait to see how long till the next milestone of 250K. My estimate is somewhere in July of 2021...but that is a linearity estimate. So I imagine (hope) it's sometime before then.
07/31/16 $69,790.01
08/31/16 $70,534.23
09/30/16 $73,742.76
10/31/16 $74,282.52
11/30/16 $77,284.23
12/31/16 $80,583.50
01/31/17 $84,085.00
02/28/17 $88,359.35
03/31/17 $93,104.53
04/30/17 $97,055.33
05/31/17 $100,655.06
06/30/17 $103,736.43
07/31/17 $108,879.02
08/31/17 $110,209.71
(as always, house is not included in net worth since I don't consider it an asset until I sell it)
Post by: brute on August 31, 2017, 09:23:31 AM
2014-1-1: $60k
2015-1-1: $92k
2016-1-1: $125k
2016-12-2: $187,320
2017-1-1: $202,158
2017-2-23: $209k
2017-8-31: $230k
We're getting there. With all the medical expenses we've had, and travel too, I was surprised to see much of an increase since earlier in the year. I'll take it, but be working harder to get these numbers up for the rest of the year.
Post by: SeattleStache on August 31, 2017, 10:26:11 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
February 2017: $156,620 (total NW $285,663)
March 2017: $161,585 (total NW $302,055)
April 2017: $166,111 (total NW $306,801)
May 2017: $169,686 (total NW $327,523)
June 2017: $171,784 (total NW $335,026)
July 2017: $175,590 (total NW $342,138)
August 2017: $176,250 (total NW $347,833) Glad to see a small increase despite an unexpected $3,000 emergency special assessment this month for my rental condo.
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: Stimpy on August 31, 2017, 10:56:21 AM
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
Number based on Mint.
Does not include car loan (~2000) to be payed off in September.
Slow and steady, I can live with that.
Post by: RetireGermane on August 31, 2017, 01:36:35 PM
same investing strategy
everything according to the plan: rolling over only short running structured products (bonus certificates (1 to 2 months)) on the european indexes DAX\EuroStoxx50, no stocks.
No liabilities + a paid Appartment (Value approx. 300,000€)
The increases are mostly investment gains, my monthly savings rate is around 500€.
Invested Assets+ Cash Account:
1/1/2016 Jan: 64,400€
1/1/2017 Jan: 104,000 €
2/1/2017 Feb: 105,000 €
3/1/2017 Mar: 107,000 €
4/1/2017 Apr: 110,000 €
5/1/2017 May: 112,900 €
6/1/2017 June: 117,868 €
7/1/2017 July: 122,085 €
8/1/2017 Aug: 129,365 €
9/1/2017 Sept: 134,209 €
Higher market volatility, higher risk, higher gains. The markets are still too smooth, i do not care if they are going up or down, just need volatility to get cheap derivates.
Planned Graduation Date 250k: June 2020
Happy Investing ;)
don't forget to enter data in the google Spreadsheet
Post by: smithandwestern on August 31, 2017, 04:09:14 PM
07-17: $134,794
08-17: $138,767
09-17: $139,162
Not the best of months, a stock pick has lost a significant amount this month (Teaches me to stock pick). Also I have my wedding coming up so there is a fair few expenses on the horizon. Just have to keep plugging away 250k here we come :p
Post by: Izybat on August 31, 2017, 05:58:10 PM
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/18 - $130,553.30
Better gains this month than I was expecting given the market. I'll take it.
Post by: tjrssibelle on August 31, 2017, 07:56:46 PM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Sent from my SM-N920V using Tapatalk
August 2017 - $171.00k
Almost 30yo and single. I started fully contributed to my tax advantaged accounts about 3 years ago.
Sent from my SM-N920V using Tapatalk
Post by: Cornel_Westside on August 31, 2017, 09:43:16 PM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
08/2017 - $152,993 (+5541 - Saved $2961, Market Gains $2580, Savings Ratio 54.3%)
09/2017 - $155,863 (+2870 - Saved $2838, Market Gains $32, Savings Ratio 52%)
Disappointing month based on ratio again. I really have to pick it up. I spent plenty on presents and treats for guests and my girlfriend. No reason September and October can't be very frugal months though.
Post by: SpareChange on September 01, 2017, 12:11:50 AM
Up $5,459.54
Gross income: $6,304.75
Saved: $4,117.66
Post by: Bart1ma3u5 on September 01, 2017, 12:14:44 AM
9/4/2017 $105,325 It has been a crazy month full of many large ups and downs. During this month we: bought a van we intend to move into next summer, had about $1200 in car repairs (managed to save another $800 or so in labor doing what i could myself), and recieved a large reimbursement from some previous expenses. In summation, no movement forward this month, but I am happy to have broke even everything considered. I will have to look at the positives in the money I saved doing the repairs myself and what we will save in the future without rent.
7/1/2014 $(5,000.00)
1/1/2015 $6,200.00
7/1/2015 $16,873.00
1/1/2016 $45,436.00
7/1/2016 $59,000.00
1/1/2017 $77,441.00
7/1/2017 $100,056
8/1/2017 $105,261
Post by: Pooplips on September 01, 2017, 05:20:46 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
9/1/2017 - $198,680.00
Post by: Raenia on September 01, 2017, 05:30:35 AM
04/2017 - 114,128.11
05/2017 - 123,935.63
06/2017 - 127,228.98
07/2017 - 128,638.92
08/2017 - 133,202.60
09/2017 - 135,706.79
Post by: DarkandStormy on September 01, 2017, 06:58:42 AM
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
Home value took a dip this past month based on comps of recent sales. Broke out invested assets, which shows a ~$2,700 increase (mostly contributions) despite a pretty flat month of returns.
Post by: moonpalace on September 01, 2017, 07:05:32 AM
Jan 2017 $42,000
February 2017 $51,000
March 2017 $57,500
April 2017 $62,500
May 2017 $71,546
June 2017 $80,500
July 2017 $88,597
August 2017 $97,618
Sept. 2018 $106,055
Average per-month increase of $8,007 so far this year, so my goal is to hit $250k in roughly 18 more months: March 2019 or so.
Post by: Rodgers12 on September 01, 2017, 07:41:26 AM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
Post by: Mustachio Bashio on September 01, 2017, 09:27:15 AM
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Def did some more spending this month with a couple small vacations, plus the market wasn't the greatest. The rebound yesterday actually brought it up at least another 1k, and the raise/promotion finally happening at the beginning of the month raised me up to 90k a year, which also helped.
Post by: FIreSurfer on September 01, 2017, 09:58:18 AM
5/15/2017: $200,404
5/31/2017: $207,044
6/15/2017: $213,996
7/05/2017: $219,933
7/17/2017: $225,853
8/01/2017: $228,504
8/24/2017: $228,854
9/01/2017: $237,500 (mysteriously larger than normal paycheck (compensation for working labor day? Who knows....) plus market picking itself back up) After the (enjoyable but not to be made a habit of) last month of decadent vacation dinners, destination weddings, bad market swings, and car drama, excited to get back on the proverbial wagon for September and get the saving rate back on!
Post by: Check2400 on September 01, 2017, 10:39:27 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Last Month I said I didn't have to put money into the house, but not the case this go around. I doubled my budgeted spend, and still held steady on NW.
Probably going to drop a good amount this month or the next since we will have to pre-pay taxes into the new escrow, which is an unexpected additional cash to close.
I think I'll end the year about where I started, but also hope that I'll have half funded a 529 that won't be reflected here, so I'm just kind of chalking this year up to getting my house in order for the next few rest of my life.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: rambo on September 01, 2017, 11:05:45 AM
8/1/2016 $117,139.72
9/1/2016 $120,288.85
10/1/2016 $127,519.98
11/1/2016 $136,409.40
12/1/2016 $141,867.20
1/1/2017 $148,654.50
2/1/2017 $157,806.81
3/1/2017 $166,054.01
4/1/2017 $172,633.66
5/1/2017 $186,383.75
6/1/2017 $191,412.41
7/1/2017 $200,121.39
8/1/2017 $205,645.63
9/1/2017 $208,178.60
Post by: Haselbacher on September 01, 2017, 06:47:45 PM
I am also in. All investments combined.
Projected graduation date: July 2021. Let’ go!
Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Mar 2017 - 109.555,88 €
Apr 2017 - 114.946,86 €
May 2017 - 116.421,26 €
July 2017 - 117.381,18 €
Aug 2017 - 115.849,52€
Sep 2017 - 117.516,98€
Post by: richmadethis on September 01, 2017, 07:41:04 PM
01/03/17 : 104,109
01/04/17 : 106,512
01/05/17 : 109,202
01/06/17 : 112,457
01/07/17 : 115,417
01/08/17 : 118,425
01/09/17 : 120,508
Not a bad month and good news on the work front - essentially got a 16% payrise (part performance based, part working on a higher level project starting soon)
Post by: tarheeldan on September 03, 2017, 04:27:33 PM
Aug 1: $262,500
Woo hoo! Looks like we've graduated!!
Our investments continue to power our NW growth. I was surprised how well we did, it sure didn't feel like such a big jump until I ran the numbers.
Doing a happy dance!
Congratulations!!!!
Post by: tarheeldan on September 03, 2017, 04:37:33 PM
August 31 NW: $200,570.84.
Congrats on changing that first digit :-)
You are right, it's really really cool when unusual expenses don't even register in the progression!
This (last) month, I bought plane tickets to visit family in Japan along with my parents during cherry blossom season :-)
And yet, NW went up 5,659.83 to 185,799.85!! It did help that it was my birthday and some family members decided to be generous.
Turned 33, income 85k, single, renter.
Welcome to all the newcomers! It seems like a lot of people broke into the 6 digit club :-)
Tracking spreadsheet:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Post by: Jaayse on September 03, 2017, 05:39:02 PM
May 1, 2017 - ? (Lost info due to computer dying)
June 1, 2017 - ? (Lost info due to computer dying)
July 1, 2017 - 180,808
August 10, 2017 - 189,280.01
September 1, 2017 - 193,727*
It is not a typo that August shows the 10th, I was travelling internationally and couldn't get my readings by the 1st. I'm making progress!
*Increased number by $250 to reflect a direct deposit that did not show when I originally took down numbers and another almost 2,200 for the TSP that I forgot about... I suppose it is a good thing when you have enough money you don't notice 10% of your paycheck disappearing :)
Post by: turketron on September 04, 2017, 04:21:27 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Post by: FI-REality on September 05, 2017, 05:51:51 AM
Goal of $200,000 by June of 2018.
Jan 1/16 - $105,809.20
Feb 1/16 - $102,834.20
Mar 1/16 - $105,602.70
Apr 1/16 - $108,749.60
May 1/16 - $111,301.30
Jun 1/16 - $115,863.40
Jul 1/16 - $117,155.44
Aug 1/16 - $121,029.58
Sept 1/16 - $115,764.20
Oct 1/16 - $118,878.00
Nov 1/16 - $121,182.02
Dec 1/16 - $122,740.03
Jan 1/17 - $126,041.95
Feb 1/17 - $126,222.84
Mar 1/17 - $131,614.25
Apr 1/17 - $138,777.41
May 1/17 - $143,059.30
Jun 1/17 (Goal of $150,000) - $145,507.49
Jul 1/17 - $144,570.34
Aug 1/17 - $144,686.48
Finally, after 2 months of market losses, I'm heading back in the right direction.
Sept 1/17 - $147,458.04
Post by: DarkandStormy on September 05, 2017, 07:34:03 AM
April 1, 2017 - 164,900
May 1, 2017 - ? (Lost info due to computer dying)
June 1, 2017 - ? (Lost info due to computer dying)
July 1, 2017 - 180,808
August 10, 2017 - 189,280.01
September 1, 2017 - 191,278.30
It is not a typo that August shows the 10th, I was travelling internationally and couldn't get my readings by the 1st. I'm making progress!
Personal Capital tracks it by the date. So I can go back and time and tell you what my accounts totaled on any given date.
Post by: Blahhhh456 on September 05, 2017, 12:50:57 PM
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Post by: Jaayse on September 06, 2017, 04:10:32 AM
April 1, 2017 - 164,900
May 1, 2017 - ? (Lost info due to computer dying)
June 1, 2017 - ? (Lost info due to computer dying)
July 1, 2017 - 180,808
August 10, 2017 - 189,280.01
September 1, 2017 - 191,278.30
It is not a typo that August shows the 10th, I was travelling internationally and couldn't get my readings by the 1st. I'm making progress!
Personal Capital tracks it by the date. So I can go back and time and tell you what my accounts totaled on any given date.
I don't like giving out my passwords, even to a site like personal capital. I am a little old fashioned with my spreadsheets and calculators.
Post by: RWD on September 06, 2017, 07:26:34 AM
April 1, 2017 - 164,900
May 1, 2017 - ? (Lost info due to computer dying)
June 1, 2017 - ? (Lost info due to computer dying)
July 1, 2017 - 180,808
August 10, 2017 - 189,280.01
September 1, 2017 - 191,278.30
It is not a typo that August shows the 10th, I was travelling internationally and couldn't get my readings by the 1st. I'm making progress!
Personal Capital tracks it by the date. So I can go back and time and tell you what my accounts totaled on any given date.
I don't like giving out my passwords, even to a site like personal capital. I am a little old fashioned with my spreadsheets and calculators.
You could use software like GnuCash (http://gnucash.org/). Easy to generate graphs and charts from your historic records and you don't have to enter any passwords. All the data stays locally on your computer. It does require manual entry, but no more than using your own spreadsheets.
Post by: nick663 on September 06, 2017, 07:32:33 AM
6/30: 198.7kWe have now closed on our house so things are stable enough to join. Tracking everything except real estate in this challenge6/30: 198.7k
6/30: 198.7k
7/31: 207.5k
If we can continue this pace, we would hit 250k at the end of the year.
7/31: 207.5k
8/31: 211.8k
Post by: BiggerFishToFI on September 06, 2017, 08:32:45 AM
2/1/2017: $55,715 $115,306
3/1/2017: $57,750 $122,296
4/1/2017: $58,109 $118,381
5/1/2017: $58,207 $117,249 <<-----------Discovered MMM!
6/1/2017: $69,706 $125,027
7/1/2017: $82,626 $132,130
8/1/2017: $89,755 $177,201
9/1/2017: $95,620 $183,831
Post by: Mazzinator on September 06, 2017, 11:21:36 AM
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890
1/2/17 = $156,358
2/3/17 = $167,434
3/3/17 = $181,696
4/4/17 = $158,601 hubs bought a car
5/4/17 = $165,972
6/3/17 = $173,407
7/4/17 = $170,047
8/3/17 = $176,704
9/6/17 = $179,014
Post by: felixbf on September 07, 2017, 01:28:38 AM
Post by: Erma on September 11, 2017, 01:34:15 AM
May 2017: CHF 231'000
June 2017: CHF 235'000
As I paid CHF 2'700 in taxes and the mortgage (CHF 1'380) for the last three months was due I'm satisfied.
July 2017: CHF 243'000 (that was a good month)
August 2017: CHF 247000
Post by: GreenShirt on September 11, 2017, 11:47:21 PM
I'll race ya!Just reached $176k at the beginning of September 2017, hard to believe!
My networth for the end of December 2016 is: $103,491, just over the $100k threshold.
I'm not exactly sure when we'll hit $250k since I've just started keeping track of net worth earlier this month.
[edit] add date
Post by: MichaelB on September 12, 2017, 07:16:58 AM
March 31 2016: $83,734.70
April 30 2016: $87,137.39
May 31 2016: $89,555.65
June 30 2016: $93,641.14
July 31 2016: $101,134.66
Aug 31 2016: $104,093.75
Sept 30 2016: $105,485.80
Oct 31 2016: $109,245.15
Nov 30 2016: $107,889.49
Dec 31 2016: $112,056.39
Jan 31 2017: $118,069.75
Feb 28 2017: $122,510.00
March 31 2017: $127,153.94
April 30 2017: $128,416.64
May 31 2017: $132,481.64
June 30 2017: $134,088.17
July 31 2017: $139,083.07
August 31 2017: $142,277.34
Chugging right along...
Post by: afuera on September 13, 2017, 10:50:43 AM
2/1/2017: INV-$117,155.67 NW-$199,327.18
3/1/2017: INV-$130,755.36 NW-$209,268.66
4/1/2017: INV-$150,924.22 NW-$231,298.12
5/1/2017: INV-$161,757.38 NW-$240,471.22
6/1/2017: INV-$171,173.97 NW-$248,728.12
7/1/2017: INV-$191,558.47 NW-$269,949.18
8/1/2017: INV-$210,017.87 NW-$288,580.05
9/1/2017: INV-$220,293.40 NW-$234,445.40
Our home flooded thanks to Hurricane Harvey, 1.5 ft of water and it had never flooded before. I have updated the NW number since it is typical for a house's value to drop ~20% or more after it floods since nobody wants to buy a house that could potentially flood again. We will have higher expenses for the next 6 months since we our renting a townhome while we try to rebuild our house so we won't really be able to invest much outside of our 401Ks ($5,500/mo). Ugh.
Post by: SpareChange on September 14, 2017, 09:52:23 AM
Our home flooded thanks to Hurricane Harvey, 1.5 ft of water and it had never flooded before. I have updated the NW number since it is typical for a house's value to drop ~20% or more after it floods since nobody wants to buy a house that could potentially flood again. We will have higher expenses for the next 6 months since we our renting a townhome while we try to rebuild our house so we won't really be able to invest much outside of our 401Ks ($5,500/mo). Ugh.
Very sorry to hear, although I'm glad you guys are ok. I was living in Galveston when hurricane Ike scored a direct hit. 75-80% of the island was under water. They wouldn't let us back on the island for weeks after the storm. Literally a month prior, I had moved from a first floor apt to a third floor one downtown. When they let us back in, I remember walking into the building and seeing a line of grass and weeds on the wall to which the water had risen. It was almost 6 ft. My apt however, large single pane windows and all, was completely unscathed. Amazing.
Post by: apkanne on September 15, 2017, 10:42:53 AM
Thanks for the challenge!
9/15: $101,268
Post by: Check2400 on September 15, 2017, 11:13:34 AM
How have I been a part of the challenge this long?
and
How I have managed to save up this much money already!?
Whatever you do, don't start a new post on the home equity or investing question--the old timers around here will tell you to get off their lawn for being soft at worst, link you to the numerous forum debates on the question at best (https://goo.gl/U1i3Qj (https://goo.gl/U1i3Qj)), or, heaven forbid, you'll incur the wrath of Boarder42. He has... strong opinions on the subject.
Welcome and good luck :)
Post by: CorpRaider on September 15, 2017, 11:49:37 AM
Post by: solon on September 15, 2017, 02:13:09 PM
1/2017 $88,615
2/2017 $88,660
3/2017 $99,298
4/2017 $103,578
5/2017 $107,174
6/2017 $113,684
7/2017 $114,171
8/2017 $117,825
9/2017 $120,714 <-- bought a house, didn't affect rate of increase in net worth
Post by: me1 on September 17, 2017, 07:05:47 AM
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
9/17/17 $191,576 $308,692
good month in the market mostly. Feeling much better about tracking it this month.
Post by: Nick_Miller on September 19, 2017, 09:07:25 AM
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Dec 2016 $138,352.17
Jan 2017 $147,729.69
Feb 2017 $150,339.59
Mar 2017 $140,835.79
April 2017 $140,805.57
May 2017 $149,690.19
June 2017 $154,227.47
July 2017 $157,768.24
Aug 2017 $163,185.74
Sept 2017 $167,359.52
Another pretty decent month! On target to hit $250,000 NW in mid-2019.
Post by: MrStash on September 19, 2017, 09:54:28 AM
$76,681.12 - Jan 2016
$78,394.20 - Feb 2016
$82,651.23 - Mar 2016
$84,554.86 - Apr 2016
$86,839.45 - May 2016
$92,097.50 - Jun 2016
$96,841.10 - Jul 2016
$77,947.65 - Aug 2016
$83,571.41 - Sep 2016
$86,421.49 - Oct 2016
$91,967.15 - Nov 2016
$96,764.63 - Dec 2016
$102,739.32 - Jan 2017
$110,530.30 - Feb 2017
$115,337.66 - Mar 2017
$120,434.93 - Apr 2017
$124,915.92 - May 2017
$131,400.73 - Jun 2017
$135,978.44 - Jul 2017
$138,829.32 - Aug 2017
Increase of about $2,800 last month. Maybe I forgot to post because Aug numbers sucked. Sept is looking much better so far!
Post by: FIreSurfer on September 19, 2017, 09:22:58 PM
5/15/2017: $200,404
5/31/2017: $207,044
6/15/2017: $213,996
7/05/2017: $219,933
7/17/2017: $225,853
8/01/2017: $228,504
8/24/2017: $228,854
9/01/2017: $237,500
9/19/2017: $245,500 Back on track this month plus the market just keeps ticking up and up, for better or worse.......
Post by: dystopic on September 25, 2017, 11:41:43 PM
16th March 2017 - $156,970.5626th September 2017 - $228,382.36 (+$276.27) - cryptos went down by the same amount as what I saved. I'm done with the big house related expenses now.
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
14th July 2017 - $200,846.03 (-$18,896) - Vanguard dropped over 5% and the crypto portfolio dropped 34%. Additionally I paid for house renovation, moving, bond, and prepaid the rent. So the drop may look dramatic but it's really where it was 6 weeks ago. Also I own way more Vanguard units now than during the last update.
17th August 2017 - $228,106.09 (+$27,260.06) - Back on track, although I still have some big expenses coming up in the near future. Hoping to graduate by the end of October 2017.
Post by: dignam on September 26, 2017, 06:32:49 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Post by: Pooperman on September 27, 2017, 06:33:17 AM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
| 8/31/2017 | $104,537.62 | +$668.92 | +$1,100.88 | -$431.96 | +14% |
| 9/30/2017 | $107,892.53 | +$3,354.91 | +$2,288.37 | +$1,066.54 | +33% |
Post by: dogboyslim on September 27, 2017, 08:58:15 AM
12/2016: $56,197
01/2017: $59,598
02/2017: $94,135
03/2017: $96,711
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$3901 ($2680/$1221 Contribution/Investment Gain)
08/2017: $113,472 +$2232 ($2680/-$448 Contribution/Investment Loss)
09/2017: $117,719 +$4247 ($2680/$1567 Contribution/Investment Gain)
Editing: Changing all the dates to mean month end rather than beginning of month as that seems more consistent with others.
Post by: CorpRaider on September 28, 2017, 07:09:19 AM
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
04/17 ~ $130,000
05/17 ~ $130,000
06/17 ~ $134,000
07/17 ~ $138,000
08/17 ~ $142,000
09/17 ~ $148,000
Post by: mrteacher on September 28, 2017, 01:51:39 PM
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224
8/1/17: $175,435
9/1/17: $220,249
10/1/17: $228,472
Got married in late August, hence the huge jump! My wife has done some solid saving of her own over the past year or two. I'm excited to have double the incomes, and hopefully not double the life expenses. Barring anything wacky, we should be 'graduating' to the next thread by early 2018.
Post by: SeattleStache on September 28, 2017, 04:13:05 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
February 2017: $156,620 (total NW $285,663)
March 2017: $161,585 (total NW $302,055)
April 2017: $166,111 (total NW $306,801)
May 2017: $169,686 (total NW $327,523)
June 2017: $171,784 (total NW $335,026)
July 2017: $175,590 (total NW $342,138)
August 2017: $176,250 (total NW $347,833) Glad to see a small increase despite an unexpected $3,000 emergency special assessment this month for my rental condo.
September 2017: $180,271 (total NW $349,265)
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: batemama on September 29, 2017, 08:42:39 AM
Jan 2017 $95,935.00 Feb 2017 $102,680.38 Mar 2017 $106,179.60 Apr 2017 $114,727.99 May 2017 $123,067.57
| Jun 2017 | $133,208.81 |
| Jul 2017 | $143,736.02 |
| Aug 2017 | $149,083.970 |
| Sep 2017 | $170,786.37 |
Killed it this last month thanks in part to an $8,000 inheritance. Looking at what my BIL and SIL are doing with their share of the inheritance reaffirmed how important it is to have your crap together financially.
Post by: Imustacheyouaquestion on September 29, 2017, 09:49:23 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
July 2017 $170,357.32
August 2017 $174,107.52
Oct 2017 $184,884.82
Switching to entering numbers on the first of the month, based on my new tracking spreadsheet. Wife's previous retirement account rolled over into her Vanguard IRA this month. Otherwise, we had a couple large expenses: buying furniture for our house and a plumbing repair.
Net increase from August 2016 to July 2017 was $65,947. I would need to increase by $75,893 in the next year to hit $250k by July 2018.
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: MVal on September 29, 2017, 02:09:50 PM
5/31/17 - $100,187
6/31/17 - $102,500
7/31/17 - $104,809
I'm hoping to get to at least $120K by the end of the year on NW and cross $100K just in investments.
9/29/17 - $109,800
This will hopefully turn over $110K by Monday after my last 401K deposit hits. I'm up to $95K in invested value. Still finding it difficult to come up with extra liquid to put away though. Seems like every month there's been new expenses that crop up I have to take care of like a major car repair, plane ticket for a conference coming up, healthcare, etc.
Post by: Izybat on September 29, 2017, 05:05:22 PM
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
Solid gains. I'll take it.
Post by: BiggerFishToFI on September 30, 2017, 09:21:30 AM
- Removed both vehicles from net worth calc. Entire value of $3500 Ford Ranger and set our other vehicle = to its outstanding loan balance (-$4500 from what it was). I will depreciate it monthly so that it's worth is approximately equal to what we owe. This makes sense to me since we plan to keep the car until it dies and I would rather just have it out of the NW calc once it is payed off.
- Primary residence jumped another 12k on Zillow, so removed the link to Zillow and set its worth to a little less than is was valued last month. Will freeze it here for the foreseeable future
Invested NW
1/31/2017: $55,715 $115,306
2/28/2017: $57,750 $122,296
3/31/2017: $58,109 $118,381
4/30/2017: $58,207 $117,249 <<-----------Discovered MMM!
5/31/2017: $69,706 $125,027
6/30/2017: $82,626 $132,130
7/31/2017: $89,755 $177,201
8/31/2017: $95,620 $183,831
9/30/2017: $100,062 $184,858 <<-----------100k invested!
Post by: Erma on September 30, 2017, 09:23:28 AM
May 2017: CHF 231'000
June 2017: CHF 235'000
As I paid CHF 2'700 in taxes and the mortgage (CHF 1'380) for the last three months was due I'm satisfied.
July 2017: CHF 243'000 (that was a good month)
August 2017: CHF 247000
September 2017: CHF 256000
Post by: Cornel_Westside on September 30, 2017, 11:38:56 AM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
08/2017 - $152,993 (+5541 - Saved $2961, Market Gains $2580, Savings Ratio 54.3%)
09/2017 - $155,863 (+2870 - Saved $2838, Market Gains $32, Savings Ratio 52%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
Three paycheck month! Cryptos were a rollercoaster but they're up a lot today. Tomorrow my Market Gains may go down by 500. Didn't save a lot this month but I know next month is going to be great.
Post by: SpareChange on September 30, 2017, 12:52:49 PM
Post by: Raenia on September 30, 2017, 03:08:02 PM
04/2017 - 114,128.11
05/2017 - 123,935.63
06/2017 - 127,228.98
07/2017 - 128,638.92
08/2017 - 133,202.60
09/2017 - 135,706.79
10/2017 - 141,346.00
Extra payday this month made for a nice jump.
Post by: smithandwestern on September 30, 2017, 04:39:48 PM
06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
Not the best of months, a stock pick has lost a significant amount this month (Teaches me to stock pick). Also I have my wedding coming up so there is a fair few expenses on the horizon. Just have to keep plugging away 250k here we come :p
06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
10-17: $154,318
Big jump this month, superannuation has gone up plus some nice gains in the market. Can only hope that this month is just as good, only time will tell.
Post by: Mustachio Bashio on September 30, 2017, 08:10:57 PM
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
If this progress continues, I should be able to hit the target sometime in March.
Post by: Radagast on September 30, 2017, 08:11:20 PM
Quarter "Liquid" Liquid + R.E. XIRR
Q3 2016: $112,200 $165,800 13.6%
Q4 2016: $124,300 $178,500 16.1%
Q1 2017: $148,300 $203,300 12.1%
Q2 2017: $160,548 $217,018 11.8%
Q3 2017: $178,042 $235,102 13.3%
Now with with realized rate of return on investments from the beginning of time! (time began on January 1, 2014)
Post by: Jaayse on October 01, 2017, 04:58:37 AM
May 1, 2017 - ? (Lost info due to computer dying)
June 1, 2017 - ? (Lost info due to computer dying)
July 1, 2017 - 180,808
August 10, 2017 - 189,280
September 1, 2017 - 193,727
October 1, 2017 - 209,968
I busted through that 200k mark!!! I finally received my tax returns from 2016 which was around 5k, which made a huge difference! I feel like I have a limited time left in here before I'm on to the next challenge. Hopefully my savings can keep it up!
Post by: garegin on October 01, 2017, 05:49:36 AM
March 2016 $51,768.81
April 2016 $56,876.35
Oct 2016 $109,441.04
Mar 2017 $140,835.79
Mi nice websites - Cnndyan torter (https://torter.org/product-category/cnndyan/) !! Araqum (https://caxikner.org/caxikneri-araqum-erevanum/)
Post by: tjrssibelle on October 01, 2017, 07:15:11 AM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Sent from my SM-N920V using Tapatalk
Post by: Blahhhh456 on October 01, 2017, 09:06:05 AM
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054 - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
*Edited to add Investments from HSA
Post by: aneel on October 01, 2017, 03:23:47 PM
Post by: turketron on October 01, 2017, 04:52:16 PM
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
I MADE IT!!!
Total time from $100 to $250k - 2 years, 6 months. See you guys in the next thread!
Post by: Raenia on October 01, 2017, 05:05:40 PM
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
I MADE IT!!!
Total time from $100 to $250k - 2 years, 6 months. See you guys in the next thread!
Congrats on graduating!
Post by: headwinds on October 01, 2017, 05:34:44 PM
month : net worth : change : comments
15/12/01 : $41,891 : $0 : discovered MMM, started tracking
16/01/01 : $48,769 : $6,878 :
16/02/01 : $49,524 : $755 : spent a month in Spain, got engaged
16/03/01 : $57,682 : $8,158 :
16/04/01 : $59,983 : $2,301 :
16/05/01 : $66,210 : $6,227 :
16/06/01 : $69,972 : $3,762 : fiancee starts nursing school
16/07/01 : $74,840 : $4,868 :
16/08/01 : $85,562 : $10,722 :
16/09/01 : $76,921 : $8,641 : second semester nursing school
16/10/01 : $80,512 : $3,591 :
16/11/01 : $81,247 : $735 :
16/12/01 : $85,807 : $4,560 :
17/01/01 : $108,934 : $23,127 : inheritance
17/02/01 : $95,517 : $13,417 : third semester nursing school
17/03/01 : $108,727 : $13,210 :
17/04/01 : $112,877 : $4,150 :
17/05/01 : $119,493 : $6,616 :
17/06/01 : $126,815 : $7,322 : fiancee finishes nursing school, wedding, honeymoon
17/07/01 : $136,498 : $9,683 :
17/08/01 : $139,080 : $2,582 :
17/09/01 : $138,316 : $764 :
17/10/01 : $155,942 : $17,626 : wife begins new career as RN
Post by: Rodgers12 on October 01, 2017, 06:51:04 PM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
Post by: tarheeldan on October 01, 2017, 07:10:40 PM
Oct 1 2017: $256,365.91
I MADE IT!!!
Total time from $100 to $250k - 2 years, 6 months. See you guys in the next thread!
Congratulations!!!!!
Post by: rambo on October 01, 2017, 08:10:18 PM
8/1/2016 $117,139.72
9/1/2016 $120,288.85
10/1/2016 $127,519.98
11/1/2016 $136,409.40
12/1/2016 $141,867.20
1/1/2017 $148,654.50
2/1/2017 $157,806.81
3/1/2017 $166,054.01
4/1/2017 $172,633.66
5/1/2017 $186,383.75
6/1/2017 $191,412.41
7/1/2017 $200,121.39
8/1/2017 $205,645.63
9/1/2017 $208,178.60
10/1/2017 $215,690.29
Post by: Blahhhh456 on October 01, 2017, 08:38:08 PM
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
I MADE IT!!!
Total time from $100 to $250k - 2 years, 6 months. See you guys in the next thread!
Awesome! Congratulations!!
Post by: jda85 on October 02, 2017, 04:00:34 AM
9/1/16: $99,187.7110/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
Post by: SpareChange on October 02, 2017, 04:14:46 AM
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
Amazing!
Hell yeah Turketron! Great job.
Post by: Pooplips on October 02, 2017, 05:50:39 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
9/1/2017 - $198,680.00
10/1/2017 - $200,900.00
Post by: Stimpy on October 02, 2017, 09:00:41 AM
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
Number based on Mint.
Spendy pants vacation took most of what I would normally have saved... The experience was worth the price, just need to buckle down this month not spend.
Post by: MrStash on October 02, 2017, 09:18:57 AM
$78,394.20 - Feb 2016
$82,651.23 - Mar 2016
$84,554.86 - Apr 2016
$86,839.45 - May 2016
$92,097.50 - Jun 2016
$96,841.10 - Jul 2016
$77,947.65 - Aug 2016
$83,571.41 - Sep 2016
$86,421.49 - Oct 2016
$91,967.15 - Nov 2016
$96,764.63 - Dec 2016
$102,739.32 - Jan 2017
$110,530.30 - Feb 2017
$115,337.66 - Mar 2017
$120,434.93 - Apr 2017
$124,915.92 - May 2017
$131,400.73 - Jun 2017
$135,978.44 - Jul 2017
$138,829.32 - Aug 2017
$146,200.50 - Sep 2017
Increase of about $7,300 last month. Great market returns and got some nice bonuses.
Post by: McStache on October 02, 2017, 09:25:41 AM
And rather faster than I projected between market tailwinds and a small windfall. See chart for progress from $0 (graduating college) to $250k below. See you all in the next race soon!
Post by: merlin7676 on October 02, 2017, 09:31:12 AM
So nice to see it go up and up each and every month.
08/31/16 $70,534.23
09/30/16 $73,742.76
10/31/16 $74,282.52
11/30/16 $77,284.23
12/31/16 $80,583.50
01/31/17 $84,085.00
02/28/17 $88,359.35
03/31/17 $93,104.53
04/30/17 $97,055.33
05/31/17 $100,655.06
06/30/17 $103,736.43
07/31/17 $108,879.02
08/31/17 $112,049.65
09/30/17 $116,830.81
Post by: SpareChange on October 02, 2017, 09:31:50 AM
Post by: afuera on October 02, 2017, 09:56:07 AM
1/1/2017: INV-$107,733.74 NW-$188,244.05
2/1/2017: INV-$117,155.67 NW-$199,327.18
3/1/2017: INV-$130,755.36 NW-$209,268.66
4/1/2017: INV-$150,924.22 NW-$231,298.12
5/1/2017: INV-$161,757.38 NW-$240,471.22
6/1/2017: INV-$171,173.97 NW-$248,728.12
7/1/2017: INV-$191,558.47 NW-$269,949.18
8/1/2017: INV-$210,017.87 NW-$288,580.05
9/1/2017: INV-$220,293.40 NW-$234,445.40
10/1/2017: INV-$231,800.69 NW-$251,185.62
Only saved ~$6,500 this month so the market made up the difference. Received our flood ins. advance and are still waiting on the contractor for our most recent bill so our NW will drop pretty soon.
Post by: Check2400 on October 02, 2017, 10:21:04 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Going up $500 is a great thing considering that I spent $9000 on appliances for my home. For those of you noticing a redundancy in my comments about housing spends, it is even more pronounced of a tedious presence on my end IRL. Almost two months over due date, but at least largely on budget. The fact I'm treading water at all is outstanding to me-but I'm ready to start re-investing sooner than later!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: FIreSurfer on October 02, 2017, 12:59:41 PM
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
Graduating up to the next thread with McStache this month! It's been fun racing together and see you all there soon!
O.
Post by: steveo on October 02, 2017, 02:58:41 PM
2016-10-01 110
2016-12-31 138
2017-03-31 162
2017-06-30 183
2017-09-30 198
This is a pretty poor effort from myself. It's not poor from saving less but I typically get a decent bonus of say $10k but this year it was $2k. The markets also weren't great. I also had expectations of breaking $200k. Still next update should push us over $200k and we are still saving and life is good. Well it's a nightmare with 2 teenagers who have been struggling but apart from that it's good.
Post by: Mazzinator on October 03, 2017, 06:51:17 AM
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890
1/2/17 = $156,358
2/3/17 = $167,434
3/3/17 = $181,696
4/4/17 = $158,601 hubs bought a car
5/4/17 = $165,972
6/3/17 = $173,407
7/4/17 = $170,047
8/3/17 = $176,704
9/6/17 = $179,014
10/3/17 = $197,164 (i also joined the $250-$500k thread as my investments broke $250k)
Post by: hudsoncat on October 03, 2017, 10:10:58 AM
31-Oct-16: $121,639
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
It's certainly been a good year for returns, but we also really ramped up our savings starting in Oct. 2016 (conveniently also when I started tracking) and have been lucky enough to earn raises this year for both DH and I that allowed us to up our contributions even more. Hope to not be here too long! Assuming the market doesn't crash, we should easily hit $200,000 by the end of 2017 and $250,000 by this time mid-2018!
Post by: Rhoon on October 03, 2017, 07:34:04 PM
Post by: cashmoney on October 04, 2017, 07:02:56 AM
5/31/17 $83,416.85 an increase of $1,293.71
6/30/17 $88,646.63 an increase of $5,229.78
7/31/17 $97,939.57 an increase of $9,292.94
8/31/17 $98,975.02 an increase of $1,034.45
9/29/17 $101,431.60 an increase of $2,456.58
New guy checking in. I just graduated from the $100k thread. I suppose I'll be here for awhile. Looking forward to the challenge.
Post by: Raenia on October 04, 2017, 08:04:20 AM
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Post by: AK on October 04, 2017, 08:57:27 AM
Post by: solon on October 05, 2017, 10:39:34 AM
My networth calculation is done on the 5th of each month.
01/2017 $88,615
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714 <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
Post by: brute on October 06, 2017, 10:32:03 AM
2015-1-1: $92k
2016-1-1: $125k
2016-8-2: $187,320
2017-1-1: $202,158
2017-10-1: $240k
Getting close...
Post by: moonpalace on October 07, 2017, 12:38:11 PM
02/2017: $51,000
03/2017: $57,500
04/2017: $62,500
05/2017: $71,546
06/2017: $80,500
07/2017: $88,597
08/2017: $97,618
09/2017: $106,055
10/2017: $111,242 (big tax bill, new tires, still a decent month!)
Post by: DarkandStormy on October 10, 2017, 06:58:32 AM
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
Post by: Slinky on October 10, 2017, 11:10:40 AM
Oct 2017 - $144,100.18
Yikes, the last time I reported in was June! Things are still moving in an upward direction and I just scheduled a transfer to my Roth IRA maxing it out for the year. This is my first year maxing both 401k and an IRA. Yay! I also think I can get myself to $150k before the end of the year which will be just a bit more than a year to get from $100k to $150k.
Oh, and my husband said FU and quit his job in August. He's now living the dream as a self employed blacksmith.
Post by: dystopic on October 12, 2017, 05:41:46 PM
16th March 2017 - $156,970.5613th October 2017 - $256,067.92 (+$27,685.56) - Looks like I'm done here. Markets went back up + I'm back to big savings. My portfolio is pretty volatile due to the crypto exposure so it may come back under 250k at any point of time. Rebalancing would trigger massive tax so I'm leaving it for now. See you in the next thread. Good luck all!
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
14th July 2017 - $200,846.03 (-$18,896) - Vanguard dropped over 5% and the crypto portfolio dropped 34%. Additionally I paid for house renovation, moving, bond, and prepaid the rent. So the drop may look dramatic but it's really where it was 6 weeks ago. Also I own way more Vanguard units now than during the last update.
17th August 2017 - $228,106.09 (+$27,260.06) - Back on track, although I still have some big expenses coming up in the near future. Hoping to graduate by the end of October 2017.
26th September 2017 - $228,382.36 (+$276.27) - cryptos went down by the same amount as what I saved. I'm done with the big house related expenses now.
Post by: tarheeldan on October 13, 2017, 08:48:53 AM
September was another great month to me :-) Up 4% (7,421.13) to $193,221.02. On track to hit 200k this year unless stocks go on sale, and hope to graduate by my birthday next year (late August)!
Post by: apkanne on October 13, 2017, 03:06:18 PM
9/15/17 $101,268
10/14/17 $106,265
Positives:
I got a roommate last month, she is really nice and paid me early on Paypal, didn't even have to ask.
Not included in this months, but I got a recognition award yesterday that comes with a cash bonus. Its the first time I've gotten one and It felt good to be singled out.
Negatives:
Apparently my eyes decided to get worse for the first time since 2013, just replaced the lenses since my frames work just fine.
Post by: me1 on October 17, 2017, 05:47:44 AM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
9/17/17 $191,576 $308,692
10/17/17 $197,557 $314,090
liking this!
Post by: DarkandStormy on October 17, 2017, 08:40:43 AM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
I'm assuming you are also including it net of any outstanding loan balance?
Post by: me1 on October 17, 2017, 09:49:47 AM
https://www.mrmoneymustache.com/2015/01/26/calculating-net-worth/
How much the house is worth - what's left over on the mortgage = how much we own of it, which is around a 100K.
And I tried to stay conservative and use how much we paid, instead of how much it's listed for on Zillow or how much I've seen houses on our street sell for, because that would be quite a bit more, but who knows how stable that is when/if we actually sell it, so I don't want to count on that.
Post by: rg422 on October 19, 2017, 11:16:05 AM
AS for us....
4/5/17 - 101,800 (joined the 'group')
10/19/17 - 156,200
Thanks to the nice market gains and continued contributions, our NW (home equity not included) has steadily risen. Could we have done better? Sure. But we like our current balance of spending/saving.
Richard
Post by: BeautifulDay on October 21, 2017, 11:02:18 AM
Mar 2016 $28,361
Jun 2016 $40,970
Dec 2016 $80,499
Jan 2017 $87,257
Feb 2017 $93,080
Mar 2017 $99,766
Apr 2017 $97,334
May 2017 $100,755
Jun 2017 $102,562
Jul 2017 $107,420
Aug 2017 $107,530
Sep 2017 $112,554
Financially we are still stabilizing after purchasing a house in April. I'm hoping we can start building wealth more quickly in the coming months.
Post by: Off the Wheel on October 21, 2017, 11:11:35 AM
October 2017: $152,468
Post by: Anon in Alaska on October 22, 2017, 05:17:05 AM
Post by: psinguine on October 22, 2017, 01:30:24 PM
I haven't clocked in here yet, even though it was suggested. As such:
Net Worth As Of Year Open
Assets
Property Value - $150,000
RPP - $2700
TFSA - $4500
RRSP - $850
Savings Accounts - $0
Chequing Accounts - $20
Liabilities
Mortgage - $20,000
Credit Cards - $7000
CIBC Loan - $4500
Desjardins Loan - $10,000
Income Tax Owing - $1570
Net Worth - $115,000
Net Worth At Year End
Assets
Primary Residence Value - $150,000
Secondary Property Value - $55,000
RPP - $3500
TFSA - $150
RRSP - $900
Pension - $2000
Savings Accounts - $4750
Chequing Accounts - $10,550
Liabilities
Primary Mortgage - $17,900
Secondary Mortgage - $47,950
... and that's it.
Updated Net Worth - $161,000
A year and a half later here comes an update. I'm also going to really streamline this.
Assets
Primary Residence Value - $150,000 (I'm leaving this alone)
Commercial Property Value - $55,000 (Leaving this alone as well)
Latest Property Acquisition - $15,000 (I will be leaving this value locked in here too)
Retirement Assets - $14,125
Cash Assets - $49,250
Liabilities
Primary Mortgage - $7,450
Secondary Mortgage - $41,250
... and that's it.
Updated Net Worth - $234,675
For a total upward movement of $73,675. If all goes well we may graduate from this race before the year is out!
Well, I was going to wait for the end of the year for this. But I guess there's no point in waiting.
Assets
Primary Residence Value - $150,000
Commercial Property Value - $55,000
Latest Property Acquisition - $15,000
Retirement Assets - $17,350
Cash Assets - $46,800
Vehicular Assets - $15,200 (decided to add this for more accurate true net worth tracking)
Liabilities
Primary Mortgage - $6,400
Secondary Mortgage - $40,000
... and that's it.
Updated Net Worth - $252,950
Which would bump me up over the quarter million mark... but I'm not sure. As you can see, not much has really changed beyond including the value of my fleet. I paid down the mortgages, added a little to retirement... I'm not sure. I'm not really feeling like I've truly "made it" yet.
I think I'll be back at the end of the year, once we get all those end of year pension statements and such. Maybe then it will feel more real to me.
Post by: ontheheel on October 24, 2017, 10:36:55 AM
July 2017 - $109,034
August 2017 - $116,145
September 2017 - $119,725
Snapshot in time, I'm looking at the following:
Liabilities:
$23k remaining on my wife's student loan
$81k remaining on investment property mortgage
Assets:
$27k equities (TSP, tIRA, ROTH IRA, Brokerage)
$11k cash
$188k rental property
Post by: Nairobi on October 24, 2017, 11:16:31 PM
Feb 2017 $62k
March 17 $69k
April 2017 $77k (frugal month)
May 2017 $83k
June 2017 $93k (3 paychecks month)
July 2017 $101.1k (frugal month and the market helped a little bit).
Aug 2017 $105k
Sep 2017 $115k (decent amount of overtime)
Oct 2017 $122k (will close on a house soon).
Post by: dignam on October 27, 2017, 06:24:15 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Post by: pharmmm on October 27, 2017, 10:44:53 AM
Apr 2014 -$354,317
May 2014 -$361,412
Jun 2014 -$355,592
Jul 2014 -$319,804
Aug 2014 -$310,303
Sep 2014 -$313,788
Oct 2014 -$329,320
Nov 2014 -$291,635
Dec 2014 -$272,379
Jan 2015 -$260,340
Feb 2015 -$242,880
Mar 2015 -$231,235
Apr 2015 -$224,052
May 2015 -$214,501
Jun 2015 -$205,767
Jul 2015 -$192,523
Aug 2015 -$189,961
Sep 2015 -$187,217
Oct 2015 -$172,792
Nov 2015 -$164,252
Dec 2015 -$142,285
Jan 2016 -$143,122
Feb 2016 -$133,115
Mar 2016 -$115,465
Apr 2016 -$103,522
May 2016 -$88,348
Jun 2016 -$83,094
Jul 2016 -$73,205
Aug 2016 -$66,989
Sep 2016 -$45,695
Oct 2016 -$40,366
Nov 2016 -$21,301
Dec 2016 -$9,590
Jan 2017 -$2,417
Feb 2017 $7,713
Mar 2017 $12,001
Apr 2017 $23,711
May 2017 $28,278
Jun 2017 $41,666
Jul 2017 $65,434
Aug 2017 $88,637
Sep 2017 $116,511
Oct 2017 $134,174
I need to join in. We just had a baby and will be starting daycare soon at 1k/month. Want to stay accountable.
Post by: solon on October 27, 2017, 11:05:16 AM
Dates Net
Apr 2014 -$354,317
May 2014 -$361,412
Jun 2014 -$355,592
Jul 2014 -$319,804
Aug 2014 -$310,303
Sep 2014 -$313,788
Oct 2014 -$329,320
Nov 2014 -$291,635
Dec 2014 -$272,379
Jan 2015 -$260,340
Feb 2015 -$242,880
Mar 2015 -$231,235
Apr 2015 -$224,052
May 2015 -$214,501
Jun 2015 -$205,767
Jul 2015 -$192,523
Aug 2015 -$189,961
Sep 2015 -$187,217
Oct 2015 -$172,792
Nov 2015 -$164,252
Dec 2015 -$142,285
Jan 2016 -$143,122
Feb 2016 -$133,115
Mar 2016 -$115,465
Apr 2016 -$103,522
May 2016 -$88,348
Jun 2016 -$83,094
Jul 2016 -$73,205
Aug 2016 -$66,989
Sep 2016 -$45,695
Oct 2016 -$40,366
Nov 2016 -$21,301
Dec 2016 -$9,590
Jan 2017 -$2,417
Feb 2017 $7,713
Mar 2017 $12,001
Apr 2017 $23,711
May 2017 $28,278
Jun 2017 $41,666
Jul 2017 $65,434
Aug 2017 $88,637
Sep 2017 $116,511
Oct 2017 $134,174
I need to join in. We just had a baby and will be starting daycare soon at 1k/month. Want to stay accountable.
That's a HUGE swing for 3.5 years! Way to rock it!
Post by: Milkm4n on October 28, 2017, 05:42:26 AM
Post by: SpareChange on October 28, 2017, 08:14:37 AM
Count me in!!! Just graduated from the race to 100k. Started that race halfway through, but took me approx 10 months, with an average monthly increase of $5500. My growth was mainly driven by large amounts of overtime at work, so that pace may not be completely sustainable. However, I'll try to maintain that pace, and hopefully market gains will help along the way :). Goal for this race is Jan 2020
Welcome! Overtime is awesome when it comes around lol.
Post by: Pooperman on October 30, 2017, 08:53:20 AM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
| 8/31/2017 | $104,537.62 | +$668.92 | +$1,100.88 | -$431.96 | +14% |
| 9/30/2017 | $107,892.53 | +$3,354.91 | +$2,288.37 | +$1,066.54 | +33% |
| 10/31/2017 | $110,221.54 | +$2,329.01 | +$1,193.40 | +$1,135.61 | +30% |
Post by: AcftW on October 30, 2017, 11:43:56 PM
$43,153 - Jan 2015
$67,328 - Jan 2016
$103,372 - Nov 2017
Glad to have a new challenge!
Post by: cashmoney on October 31, 2017, 06:12:41 AM
5/31/17 $83,416.85 an increase of $1,293.71
6/30/17 $88,646.63 an increase of $5,229.78
7/31/17 $97,939.57 an increase of $9,292.94
8/31/17 $98,975.02 an increase of $1,034.45
9/29/17 $101,431.60 an increase of $2,456.58
10/31/17 $105,330.40 an increase of $3,898.80
A surprisingly great month for me. I had a small unexpected windfall of $700 due to tax over payment which just went directly into my cash reserves. Market increase did the rest. Next month I start house hacking and will pick up an additional $350 by getting a roommate.
Post by: Lews Therin on October 31, 2017, 06:17:56 AM
Nov/16 82700
Dec/16 93200
Jan/17 103,720
Feb/17 119,800
Mar/17 127,400
Apr/17 140,376
May/17 148,000
Posted to Ottawa, made tracking impossible due to having to pay things that would all be repaid in October)
Nov/17 174,000 (And still awaiting 5k from the military!)
Moved to Ottawa in August, and no longer deployed overseas, so the money has stopped fire hosing it's way into my accounts.
Best news of it all though, with the move I was able to deploy 45k from the previous mortgage into the stock market.
Post by: hudsoncat on October 31, 2017, 07:55:55 AM
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
Investment accounts increased by $77,489 in the year since I have been tracking! I don't imagine the market gains I've enjoyed this past year will continue on this pace, but we have steadily increased our contributions and hope to continue to over the next year as well as we find opportunities.
Post by: tarheeldan on October 31, 2017, 08:01:46 AM
Dates Net
Apr 2014 -$354,317
...
Feb 2017 $7,713
...
Oct 2017 $134,174
I need to join in. We just had a baby and will be starting daycare soon at 1k/month. Want to stay accountable.
Holy crap. That is awesome.
Post by: tarheeldan on October 31, 2017, 08:02:48 AM
Count me in!!! Just graduated from the race to 100k. Started that race halfway through, but took me approx 10 months, with an average monthly increase of $5500. My growth was mainly driven by large amounts of overtime at work, so that pace may not be completely sustainable. However, I'll try to maintain that pace, and hopefully market gains will help along the way :). Goal for this race is Jan 2020
Welcome!!
Post by: tarheeldan on October 31, 2017, 08:04:33 AM
Hey there, just graduated from the 100k thread.
$43,153 - Jan 2015
$67,328 - Jan 2016
$103,372 - Nov 2017
Glad to have a new challenge!
Welcome!!
We have a tracking spreadsheet here too, btw:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Post by: wonkette on October 31, 2017, 11:48:45 AM
10/31: 131,132
Post by: mrteacher on October 31, 2017, 01:55:20 PM
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224
8/1/17: $175,435
9/1/17: $220,249
10/1/17: $228,472
11/1/17: $237,860
Post by: SeattleStache on October 31, 2017, 03:34:14 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
February 2017: $156,620 (total NW $285,663)
March 2017: $161,585 (total NW $302,055)
April 2017: $166,111 (total NW $306,801)
May 2017: $169,686 (total NW $327,523)
June 2017: $171,784 (total NW $335,026)
July 2017: $175,590 (total NW $342,138)
August 2017: $176,250 (total NW $347,833) Glad to see a small increase despite an unexpected $3,000 emergency special assessment this month for my rental condo.
September 2017: $180,271 (total NW $349,265)
October 2017: $185,318 (total NW $350,236) some adjustment in the condo estimate affected total NW this month
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: Cornel_Westside on October 31, 2017, 05:34:50 PM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
08/2017 - $152,993 (+5541 - Saved $2961, Market Gains $2580, Savings Ratio 54.3%)
09/2017 - $155,863 (+2870 - Saved $2838, Market Gains $32, Savings Ratio 52%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
11/2017 - $168,673 (+6000 - Saved $2775, Market Gains $3225, Savings Ratio 50.8%)
Poor month that I intended to be a good one. Lots of celebrations I didn't expect to cost as much as they did (weddings, dinners, trips). Next month should be good except for Christmas presents, which for my family aren't too expensive.
Post by: AcftW on October 31, 2017, 09:27:32 PM
Hey there, just graduated from the 100k thread.
$43,153 - Jan 2015
$67,328 - Jan 2016
$103,372 - Nov 2017
Glad to have a new challenge!
Welcome!!
We have a tracking spreadsheet here too, btw:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Awesome, thank you for pointing that out.
Post by: SpareChange on October 31, 2017, 11:25:19 PM
Hey there, just graduated from the 100k thread.
$43,153 - Jan 2015
$67,328 - Jan 2016
$103,372 - Nov 2017
Glad to have a new challenge!
Climb aboard! Glad you made it!
Post by: SpareChange on October 31, 2017, 11:55:00 PM
Higher than usual expenses...birthday present for best friend, new smartphone to replace my Nexus 4, and prepaid for a year's worth of mobile service.
Received my annual raise...the usual 3% we all get.
I logged into my 403(b) account and happened to notice that they have added a new 457(b) option on top of it. Will start payroll deductions on the next check ;). Should still be able to shovel enough in there to get me out of the IRA phaseout range. Sweet.
Post by: Pooplips on November 01, 2017, 05:12:39 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
9/1/2017 - $198,680.00
10/1/2017 - $200,900.00
11/1/2017 - $205,957.00
Post by: Raenia on November 01, 2017, 05:26:14 AM
04/2017 - 114,128.11
05/2017 - 123,935.63
06/2017 - 127,228.98
07/2017 - 128,638.92
08/2017 - 133,202.60
09/2017 - 135,706.79
10/2017 - 141,346.00
11/2017 - 146,788.93
On track to hit 150k next month, market willing!
Post by: DarkandStormy on November 01, 2017, 06:55:18 AM
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
Post by: Imustacheyouaquestion on November 01, 2017, 06:56:39 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
July 2017 $170,357.32
August 2017 $174,107.52
Oct 2017 $184,884.82
Nov 2017 $198,945.16
Looks like it was a good month for our investment accounts!
Expenses were pretty much on track this month. I had to pay a $500 car deductible this month for an accident (oops!) and it raised our car insurance rates about 65% (yikes). Shopped around but ultimately couldn't get a better rate for auto + home, so it looks like we're stuck with the higher premiums until the accident falls off my record. I also tried to refinance some of my wife's student loans, but couldn't get a better rate than the 3.75% fixed we're currently paying.
We went to the last of 4 weddings this year - hoping next year is quieter on that front.
Holding onto a bit of a cash buffer in our accounts until we decide what to do - it will either go to home renovations, solar panels (! - need to get quotes), or maybe an investment property.
Still targeting $250k by July 2018.
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Rodgers12 on November 01, 2017, 08:12:08 AM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
Post by: CorpRaider on November 01, 2017, 08:31:19 AM
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
04/17 ~ $130,000
05/17 ~ $130,000
06/17 ~ $134,000
07/17 ~ $138,000
08/17 ~ $142,000
09/17 ~ $148,000
10/17 ~ $151,000
RE equity adds like another $100K, but I'm staying in this thread and tracking liquid invested assets as I don't plan to access that purported RE equity anytime soon.
Post by: afuera on November 01, 2017, 08:38:02 AM
1/1/2017: INV-$107,733.74 NW-$188,244.05
2/1/2017: INV-$117,155.67 NW-$199,327.18
3/1/2017: INV-$130,755.36 NW-$209,268.66
4/1/2017: INV-$150,924.22 NW-$231,298.12
5/1/2017: INV-$161,757.38 NW-$240,471.22
6/1/2017: INV-$171,173.97 NW-$248,728.12
7/1/2017: INV-$191,558.47 NW-$269,949.18
8/1/2017: INV-$210,017.87 NW-$288,580.05
9/1/2017: INV-$220,293.40 NW-$234,445.40
10/1/2017: INV-$231,800.69 NW-$251,185.62
11/1/2017: INV-$242,953.93 NW-$250,846.10
Gave the contractor a $15K check which will eventually be reimbursed by insurance which accounts for the flat NW. Again, we only saved $6,500 so the market made up the difference in investment growth. For perspective, my 401K alone earned about $2K this month. Crazy.
If the trend continues, we should be graduated from this thread next month!
Post by: Mustachio Bashio on November 01, 2017, 09:19:49 AM
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Bought my first cryptocurrency (though just starting with a small amount, more for fun and to get myself to look into it more), so excited to see how that goes.
Post by: BiggerFishToFI on November 01, 2017, 09:28:41 AM
1/31/2017: $55,715 $115,306
2/28/2017: $57,750 $122,296
3/31/2017: $58,109 $118,381
4/30/2017: $58,207 $117,249 <<-----------Discovered MMM!
5/31/2017: $69,706 $125,027
6/30/2017: $82,626 $132,130
7/31/2017: $89,755 $177,201
8/31/2017: $95,620 $183,831
9/30/2017: $100,062 $184,858 <<-----------100k invested!
10/31/2017:$106,436 $193,830
Post by: Check2400 on November 01, 2017, 11:13:22 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
After a three month stagnation it is a relief to see some growth again. Looking forward to posting in 2018, I'll be disappointed if I don't break 150,000 with my EOY disbursement, and hope to crack $160,000 if I'm lucky. Regardless, if I get to $153,000 I'll have kind of met my savings goal for the year of $50,000, since much of that came from gains instead of savings. :/
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Imustacheyouaquestion on November 01, 2017, 11:22:18 AM
We are trying our best to keep costs low during this house buying/moving process but after living in a furnished apartment for 4.5 years, we don't really own furniture and will be getting a lot of stuff new (to us). We close in 2 weeks and that's when the rest of the down payment comes due so we'll be sliding even farther back.
Congrats on the house! Unless you want to specifically exclude home equity in your NW calculations, you could track the 5% (and the rest of the downpayment) and your equity in the house as it grows.
We bought a house in May and it was definitely painful how expensive that month was, between paying for inspections, closing costs, movers, etc. We also suddenly had way more space to furnish, but my advice is to buy furniture slowly rather than all at once if you can. We ran into a bunch of unexpected little expenses up front, like needing a lawnmower and blinds and bottles of hand soap for all the bathrooms, etc. Also, living in the house for a while may change your perspective on exactly what furniture you want for each room.
Post by: moonpalace on November 01, 2017, 11:25:19 AM
02/2017: $51,000
03/2017: $57,500
04/2017: $62,500
05/2017: $71,546
06/2017: $80,500
07/2017: $88,597
08/2017: $97,618
09/2017: $106,055
10/2017: $111,242 (big tax bill, new tires, still a decent month!)
11/2017: $120,141
Post by: Imustacheyouaquestion on November 01, 2017, 11:49:23 AM
I just like being able to include the small fraction of my mortgage payment that's going towards principal in my increase each month :) And I expect our neighborhood to appreciate in the coming years, so I want to track how that value grows.
But some people specifically exclude it from net worth tracking since it's not a liquid asset and there's no such thing as actually being able to sell your house tomorrow for cash.
Post by: Jaayse on November 01, 2017, 11:51:54 AM
April 1, 2017 - 164,900
May 1, 2017 - ? (Lost info due to computer dying)
June 1, 2017 - ? (Lost info due to computer dying)
July 1, 2017 - 180,808
August 10, 2017 - 189,280
September 1, 2017 - 193,727
October 1, 2017 - 209,968
November 1, 2017 - 220,602
Yet another good month, I always look forward to calculating this up!
Post by: Haselbacher on November 01, 2017, 12:05:23 PM
I am also in. All investments combined.
Projected graduation date: July 2021. Let’ go!
Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Mar 2017 - 109.555,88 €
Apr 2017 - 114.946,86 €
May 2017 - 116.421,26 €
July 2017 - 117.381,18 €
Aug 2017 - 115.849,52€
Sep 2017 - 117.516,98€
Oct 2017 - 124.317,58 €
Nov 2017 - 126.300,10 €
Post by: Pooperman on November 01, 2017, 01:16:13 PM
I include home equity in my NW calculation as appraisal price minus outstanding mortgage debt (roughly what I think I'd walk away with if I sold the house tomorrow, minus selling costs).
I just like being able to include the small fraction of my mortgage payment that's going towards principal in my increase each month :) And I expect our neighborhood to appreciate in the coming years, so I want to track how that value grows.
But some people specifically exclude it from net worth tracking since it's not a liquid asset and there's no such thing as actually being able to sell your house tomorrow for cash.
I include the current value (and mortgage) into my NW because it's net worth rather than net investments or net liquid or whatever else. That means I also include the value of my car, too. I don't count clothing, collectibles, etc, because they are just too hard to value month-to-month. If it were easier, I'd include them as well.
Post by: Izybat on November 01, 2017, 05:20:25 PM
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
10/17 - $141,917.56
Not a huge month comparatively, but we've doubled our NW since January, so I'll take it.
Post by: smithandwestern on November 01, 2017, 06:07:55 PM
06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
Not the best of months, a stock pick has lost a significant amount this month (Teaches me to stock pick). Also I have my wedding coming up so there is a fair few expenses on the horizon. Just have to keep plugging away 250k here we come :p
06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
10-17: $154,318
Big jump this month, superannuation has gone up plus some nice gains in the market. Can only hope that this month is just as good, only time will tell.
06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
10-17: $154,318
11-17: $160,267
Another good month! Considering that we had to pay for a new gym membership, car service and engagement party this month.
Just keep swimming, just keep swimming.
Post by: tjrssibelle on November 01, 2017, 11:20:36 PM
Oct 2017 - $184.61 k
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Sent from my SM-N920V using Tapatalk
Sent from my SM-N920V using Tapatalk
Post by: Gardo on November 02, 2017, 03:53:58 AM
20170620: $106.6K
20170615: $105.4K
20170608: $105.0K
20170529: $103.6K
Post by: Mrs. D. on November 03, 2017, 08:55:01 PM
Oct 2015 - 117,000
Mar 2016 - 157,000
Dec 2016 - 171,000
Apr 2017 - 210,000
July 2017 - 217,000
Nov 2017 - still need to calculate
Seeing the progress is incredibly motivating! DH is mustachian by nature; for me, I have to constantly work at my frugality muscles. We're making this work on one middle-class income for 2 adults, one toddler, and one on the way. I'm guessing we'll hit $250K by middle of 2018.
We've had some recent setbacks - major hope repairs (12K) and bought a used Prius for cash (11K). Anticipating a slew of hospital bills come end of year when baby arrives. Hoping to rebuild the cash hoard over the next few months.
Keep up the good work, everyone!
Post by: solon on November 05, 2017, 04:27:28 AM
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714 <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
Post by: tarheeldan on November 06, 2017, 08:40:12 AM
Another good month last month :-) Up $6,177.06 to $199,392.86. So close to $200k!! Oh well, should be this month unless the stock market goes on sale ;-)
We have a tracking spreadsheet:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: solon on November 06, 2017, 09:12:13 AM
Post by: tarheeldan on November 06, 2017, 09:43:31 AM
I'm not sure what I'm supposed to do with that spreadsheet. I entered all my data on the Data Entry tab, but I don't show up on the The Big Board.
That's because someone silly modified the hidden columns that have the formulas that do that stuff :-) Someone silly made it so there were empty cells instead of formulas.
Fixed!
Post by: solon on November 06, 2017, 09:51:31 AM
I'm not sure what I'm supposed to do with that spreadsheet. I entered all my data on the Data Entry tab, but I don't show up on the The Big Board.
That's because someone silly modified the hidden columns that have the formulas that do that stuff :-) Someone silly made it so there were empty cells instead of formulas.
Fixed!
Am I this silly person you speak of?
I inserted a row on the Data Entry sheet, so my forum handle would appear alphabetically. Other than that, I did nothing!
Post by: tarheeldan on November 06, 2017, 10:25:23 AM
Not sure! I didn't go through the editing history since it doesn't matter who did what. But inserting a new row without copying the contents of another row would break things because there would be no formulas to index your entries. The spreadsheet is set up to handle up to 100 people, so a new person can just add their name and data at the bottom. If you want your name to appear alphabetically, just sort the name/data section by the name column (but leave the column headers section out of it).
Post by: Imustacheyouaquestion on November 06, 2017, 11:24:32 AM
It's funny that getting to the first $100k felt like a huge milestone to me, but the next (almost) $100k almost snuck up on me without any realization.
Post by: moonpalace on November 06, 2017, 12:17:50 PM
It's funny that getting to the first $100k felt like a huge milestone to me, but the next (almost) $100k almost snuck up on me without any realization.
I can totally imagine that - I feel like it was an enormous effort (emotional, logistical, spousal, etc.) to turn my life around and get from pre-MMM net-worth stagnation to post-MMM $8-9,000/month increases, but now that we're consistently doing it it's mostly autopilot. I can easily imagine sometime next summer hitting $200k without really thinking about it too much.
Pretty awesome!
So inspired by everyone on here!
mp
Post by: Stimpy on November 07, 2017, 10:22:52 AM
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
Numbers based on Mint and does not include:
A small crypto currency investment
I expect this to drop by a few grand(?) next time I check it. I am finally getting some Tax liens/Real estate investments going and those won't easily tracked by mint. I'll figure out a way to track them, but it's going to look like I spent a fortune until then! (Ok, a few grand probably isn't a fortune, but Eye of the Beholder so.....)
Post by: jda85 on November 09, 2017, 04:18:08 AM
9/1/16: $99,187.7111/1/17: $197,211
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
Post by: Blahhhh456 on November 11, 2017, 09:06:08 PM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054 - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
Nov 1, 2017 - $196,010 - yippee!! so close to $200K!
Post by: hudsoncat on November 14, 2017, 08:38:22 AM
It's funny that getting to the first $100k felt like a huge milestone to me, but the next (almost) $100k almost snuck up on me without any realization.
It's totally true. I jumped on Mint this weekend to categorize a budget item I know it struggles with and saw that the updated investment accounts pushed us over $200,000. I commented to DH, "Aw, look! We're over $200,000 in investments." DH: "That's nice. Want me to start supper?" Clearly it was a very important milestone to him. lol
Post by: me1 on November 17, 2017, 03:34:54 PM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
9/17/17 $191,576 $308,692
10/17/17 $197,557 $314,090
11/17/17 $201,230 $315,249
a smaller jump this time, almost all due to market, but I'll sure take it. Medical costs from a few months ago coming in...
next few months might be small to no gains, possibly some losses as I will have to take some unpaid time off.
but yay for over 200K invested.
Post by: ACyclist on November 19, 2017, 10:27:23 AM
Investments and Cash holding:
April 2014 6K
April 2015 92K (uploading info on Mint, saving more)
April 2016 117K
April 2017 191K (put more assets on mint, saving even more)
Today: 233K
+workplace saving account $43K Grand total: 276K
The numbers blow my mind. Aall we did was stop spending money like crazy and starting pre-tax savings. We should have started earlier.
Post by: Off the Wheel on November 19, 2017, 03:37:47 PM
October 2017: $152,468
November 2017: $154,150
Post by: ACyclist on November 19, 2017, 04:38:26 PM
2017
Jan 190k
Feb 167k
Mar 181k
Apr 191k
May 202k
June 213k
July 213k
August 216k
Sept 209k
Oct 225k
Nov 233k
Post by: Nick_Miller on November 20, 2017, 06:54:01 AM
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Dec 2016 $138,352.17
Jan 2017 $147,729.69
Feb 2017 $150,339.59
Mar 2017 $140,835.79
April 2017 $140,805.57
May 2017 $149,690.19
June 2017 $154,227.47
July 2017 $157,768.24
Aug 2017 $163,185.74
Sept 2017 $167,359.52
(missed a month! Oh no!)
Nov 2017 $175,059.46
This past month was weak because of market and also some out-of-pocket medical expenses. I'm due a bonus this week, so aiming for $180K by the end of the year.
Post by: Frugal_NYC on November 21, 2017, 11:25:29 AM
I'll join in:
8/27/14: $78.2K
1/26/15: $95.8K
6/22/15: $112.6K
Long overdue update...made it to the other side!!
End Dec. '15: $130K
June '16: $159K
Dec. '16: $181K
Sept '17: $250K
Oct '17: $258K
Old me couldn't imagine making it from $78K to $250K in only 3 years. All I can say is tracking my accounts at the end of every single month has had an amazing impact. It keeps me motivated to continue to grow and looking back on the progress is always fun.
I will we getting married in June so growth will escalate but I'm really happy to have made it this far all on my own
Post by: tarheeldan on November 21, 2017, 11:32:46 AM
Long overdue update...made it to the other side!!
...
Sept '17: $250K
.....
I will we getting married in June so growth will escalate but I'm really happy to have made it this far all on my own
Congratulations!! And congratulations!!!
Post by: dignam on November 27, 2017, 08:24:41 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Post by: Slinky on November 27, 2017, 10:26:33 AM
WOO! This will be my first year maxing my Roth and 401k and it definitely shows. I just joined this thread last year around this same time and here I am with another $50k. I like it!
I'd like to max both of those next year too, but we'll see how that shakes out with my husband's self employment adventure. We're not quite three months into that, but so far it's going well. Stock sales got a bump with the holidays and cooler weather and his queue of custom work has been growing slowly, but steadily longer. Cash reserves are holding steady so far and my income has been keeping ahead of misc larger expenses like car repairs and vet bills even with my maxed out 401k contributions. So far, so good!
Post by: dignam on November 28, 2017, 06:24:11 AM
Nov 2017 - $150,186
WOO! This will be my first year maxing my Roth and 401k and it definitely shows. I just joined this thread last year around this same time and here I am with another $50k. I like it!
I'd like to max both of those next year too, but we'll see how that shakes out with my husband's self employment adventure. We're not quite three months into that, but so far it's going well. Stock sales got a bump with the holidays and cooler weather and his queue of custom work has been growing slowly, but steadily longer. Cash reserves are holding steady so far and my income has been keeping ahead of misc larger expenses like car repairs and vet bills even with my maxed out 401k contributions. So far, so good!
Congrats! I am in the same boat; first year maxing both IRA and 401k. Also, go Badgers!!! ;)
Post by: SeattleStache on November 28, 2017, 07:08:02 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
February 2017: $156,620 (total NW $285,663)
March 2017: $161,585 (total NW $302,055)
April 2017: $166,111 (total NW $306,801)
May 2017: $169,686 (total NW $327,523)
June 2017: $171,784 (total NW $335,026)
July 2017: $175,590 (total NW $342,138)
August 2017: $176,250 (total NW $347,833) Glad to see a small increase despite an unexpected $3,000 emergency special assessment this month for my rental condo.
September 2017: $180,271 (total NW $349,265)
October 2017: $185,318 (total NW $350,236) some adjustment in the condo estimate affected total NW this month
November 2017: $187,646 (total NW $357,520)
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: SpareChange on November 28, 2017, 08:54:13 AM
And I have graduated! :D
Awesome JLee!! Keep at it. Hope to join you soon in the nest challenge!
Post by: brute on November 29, 2017, 07:54:21 AM
2014-1-1: $60k
2015-1-1: $92k
2016-1-1: $125k
2016-12-2: $187,320
2017-1-1: $202,158
2017-2-23: $209k
2017-8-31: $230k
2017-11-28: $506k
I sold a thing I made. See you on the other side.
Post by: afuera on November 29, 2017, 08:03:30 AM
2014-1-1: $60k
2015-1-1: $92k
2016-1-1: $125k
2016-12-2: $187,320
2017-1-1: $202,158
2017-2-23: $209k
2017-8-31: $230k
2017-11-28: $506k
I sold a thing I made. See you on the other side.
Dayummmmmm! Congrats!
I'm just gonna hop on over to your journal real quick and try and learn all your secrets :)
edited to fix quotes
Post by: tarheeldan on November 29, 2017, 08:06:30 AM
And I have graduated! :D
Congratulations!!!
Post by: tarheeldan on November 29, 2017, 08:08:46 AM
2017-8-31: $230k
2017-11-28: $506k
I sold a thing I made. See you on the other side.
Holy crap! Wow! Nice one :-)
Post by: Nudelkopf on November 29, 2017, 08:50:43 PM
Jun 2015: $50k
Oct 2016: $100k
Nov 2017: $150k
I remember being super excited about my first $50k. When I hit $100k it was pretty exciting, but $150k just kinda passed me by a few weeks ago without even really thinking about it.
Post by: cashmoney on November 30, 2017, 06:19:56 AM
5/31/17 $83,416.85 an increase of $1,293.71
6/30/17 $88,646.63 an increase of $5,229.78
7/31/17 $97,939.57 an increase of $9,292.94
8/31/17 $98,975.02 an increase of $1,034.45
9/29/17 $101,431.60 an increase of $2,456.58
10/31/17 $106,262.40 an increase of $4,830.80
11/30/17 $103,638.95 a decrease of -$2,623.45
An expected decrease because I bought an engagement ring. A bitter sweet moment lol I know I'll get a substantial bump-up in net worth sometime next year when I do get married so I consider it a very worthy investment.
Post by: hudsoncat on November 30, 2017, 07:40:55 AM
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
Ever closer. Congrats to the graduates this month!
Post by: CorpRaider on November 30, 2017, 08:13:11 AM
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
04/17 ~ $130,000
05/17 ~ $130,000
06/17 ~ $134,000
07/17 ~ $138,000
08/17 ~ $142,000
09/17 ~ $148,000
10/17 ~ $151,000
11/17 ~ $158,000
Post by: mrteacher on November 30, 2017, 08:17:39 AM
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224
8/1/17: $175,435
9/1/17: $220,249
10/1/17: $228,472
11/1/17: $237,860
12/1/17: $244,233
Some big jumps these past few months! I'd love to hit $250k by 2018, but, realistically, it probably won't happen until January/February.
Post by: merlin7676 on November 30, 2017, 08:19:25 AM
I can't believe how much growth I've gotten although I know it's mostly due to such a high market right now. Still going from 100K to 125K in 6 months is amazing to me. Especially considering how long it took to get the first 100K. I'm definitely liking how it's finally past the tipping point and will just stream roll on from here.
As always I don't include the house as it's not an asset until we sell it. This is just retirement investments and savings
08/31/16 $70,534.23
09/30/16 $73,742.76
10/31/16 $74,282.52
11/30/16 $77,284.23
12/31/16 $80,583.50
01/31/17 $84,085.00
02/28/17 $88,359.35
03/31/17 $93,104.53
04/30/17 $97,055.33
05/31/17 $100,655.06
06/30/17 $103,736.43
07/31/17 $108,879.02
08/31/17 $112,049.65
09/30/17 $116,830.81
10/31/17 $120,730.29
11/30/17 $125,384.73
Post by: wonkette on November 30, 2017, 09:07:58 AM
10/31: 131,132
11/30: 136,176
Post by: Cornel_Westside on November 30, 2017, 09:19:33 AM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
08/2017 - $152,993 (+5541 - Saved $2961, Market Gains $2580, Savings Ratio 54.3%)
09/2017 - $155,863 (+2870 - Saved $2838, Market Gains $32, Savings Ratio 52%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
11/2017 - $168,673 (+6000 - Saved $2775, Market Gains $3225, Savings Ratio 50.8%)
12/2017 - $175,755 (+7082 - Saved $2730, Market Gains $4352, Savings Ratio 50%)
Took a big hit from a car repair. If my car needs another hefty repair in the next 2 years, I'll probably junk it and buy a used car that I plan to last for ~3 years until I can get a used self driving car. I'm not beating myself up for the low savings rate - without that car bill, I was at 71%. Market Gains from Cryptocurrencies were huge this month. The last two days dropped 20% and I'm still up 40% this month.
Post by: Stimpy on November 30, 2017, 10:19:40 AM
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/31/2017 $124,036.64 ~-1.14%
Numbers based on Mint and does not include:
A small crypto currency investment < $1000
approximately $4200 in Real estate tax Liens
While I could include the approximate $ amount of liens I have, I won't as I need to develop the query to do so. Won't take terribly long but I have other things of greater important I need to do at the moment. Maybe someday.
That being said, market gains for the win, as I only seemed to drop 1.4k despite my new un-tracked investment.
Post by: kickel on November 30, 2017, 12:40:56 PM
8/17: $124,6705/31/17: $117,7494/30/17: $116,5573/31/17: $115,7832/24/17: $110,773
8/8/16: $101,750
6/30/17: $121,780
9/17: $126,816
10/17: $126,387 (Commission check hit month after)
11/17: $137,646
Post by: DarkandStormy on November 30, 2017, 12:48:45 PM
11/31/2017 $124,036.64 ~-1.14%
Is this a new Leap Day? :)
Post by: GnomeErcy on November 30, 2017, 12:50:27 PM
12/1: 175,799
Post by: smithandwestern on November 30, 2017, 05:33:06 PM
06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
10-17: $154,318
11-17: $160,267
Another good month! Considering that we had to pay for a new gym membership, car service and engagement party this month.
Just keep swimming, just keep swimming.
[/quote]
06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
10-17: $154,318
11-17: $160,267
12-17: $164,823
Spent more money on the wedding (DJ, Photographer etc) but managed to make some decent ground. Christmas coming up so things may take a hit.
Post by: BiggerFishToFI on November 30, 2017, 08:29:57 PM
1/31/2017: $55,715 $115,306
2/28/2017: $57,750 $122,296
3/31/2017: $58,109 $118,381
4/30/2017: $58,207 $117,249 <<-----------Discovered MMM!
5/31/2017: $69,706 $125,027
6/30/2017: $82,626 $132,130
7/31/2017: $89,755 $177,201
8/31/2017: $95,620 $183,831
9/30/2017: $100,062 $184,858 <<-----------100k invested!
10/31/2017:$106,436 $193,830
11/30/2017:$110,545 $202,672 <<-----------NW is > than debt! (Mortgage + car + student loans)!
Post by: Mustachio Bashio on November 30, 2017, 11:49:13 PM
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Post by: SpareChange on November 30, 2017, 11:52:56 PM
The beat goes on...
Hope everyone had a wonderful TG!
Post by: Jaayse on December 01, 2017, 04:50:30 AM
April 1, 2017 - 164,900
May 1, 2017 - ? (Lost info)
June 1, 2017 - ? (Lost info)
July 1, 2017 - 180,808
August 10, 2017 - 189,280
September 1, 2017 - 193,727
October 1, 2017 - 209,968
November 1, 2017 - 220,602
December 1, 2017 - 225,918
I'm going to guess I will graduate from this thread around April.
Post by: Pooplips on December 01, 2017, 06:00:07 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
9/1/2017 - $198,680.00
10/1/2017 - $200,900.00
11/1/2017 - $205,957.00
12/1/2017 - $210,663.00
Post by: moonpalace on December 01, 2017, 06:43:06 AM
01/2017: $42,000
02/2017: $51,000
03/2017: $57,500
04/2017: $62,500
05/2017: $71,546
06/2017: $80,500
07/2017: $88,597
08/2017: $97,618
09/2017: $106,055
10/2017: $111,242 (big tax bill, new tires, still a decent month!)
11/2017: $120,141
12/2017: $131,419
Post by: DarkandStormy on December 01, 2017, 07:24:39 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
Post by: aneel on December 01, 2017, 07:36:37 AM
Dec 2016 - $130k
June 2017 - $162k
Dec 2017 - $220k
Hoping to hit $230 by the end of the month and graduate in Q1 2018
Post by: Imustacheyouaquestion on December 01, 2017, 08:18:09 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
July 2017 $170,357.32
August 2017 $174,107.52
Oct 2017 $184,884.82
Nov 2017 $198,945.16
Dec 2017 $206,349.74
Crossing over $200k with a bunch of market gains! Feels good :)
Unexpected expenses this month: a plane ticket for a funeral. Expected upcoming expenses: two new tires for my car and beginning to pay trip costs for our honeymoon next year.
Targeting $250k by July 2018.
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Pooperman on December 01, 2017, 08:20:28 AM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
| 8/31/2017 | $104,537.62 | +$668.92 | +$1,100.88 | -$431.96 | +14% |
| 9/30/2017 | $107,892.53 | +$3,354.91 | +$2,288.37 | +$1,066.54 | +33% |
| 10/31/2017 | $110,221.54 | +$2,329.01 | +$1,193.40 | +$1,135.61 | +30% |
| 11/30/2017 | $111,408.49 | +$1,186.95 | +$268.63 | +$918.32 | +4% |
Post by: Rodgers12 on December 01, 2017, 08:30:25 AM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
Post by: afuera on December 01, 2017, 08:33:49 AM
2/1/2017: INV-$117,155.67 NW-$199,327.18
3/1/2017: INV-$130,755.36 NW-$209,268.66
4/1/2017: INV-$150,924.22 NW-$231,298.12
5/1/2017: INV-$161,757.38 NW-$240,471.22
6/1/2017: INV-$171,173.97 NW-$248,728.12
7/1/2017: INV-$191,558.47 NW-$269,949.18
8/1/2017: INV-$210,017.87 NW-$288,580.05
9/1/2017: INV-$220,293.40 NW-$234,445.40
10/1/2017: INV-$231,800.69 NW-$251,185.62
11/1/2017: INV-$242,953.93 NW-$250,846.10
12/1/2017: INV-$256,324.07 NW-$266,011.53
I've done gradumacated. See y'all in the next thread.
NW is still in limbo due to mortgage company dragging their feet disbursing checks and reimbursing the $15K we gave to our contractor. We only saved $6450 this month which means our money made $6900 or $450 more than we saved. Definitely feeling the treadmill dragging us forward right now.
Post by: brute on December 01, 2017, 08:57:37 AM
1/1/2017: INV-$107,733.74 NW-$188,244.05
2/1/2017: INV-$117,155.67 NW-$199,327.18
3/1/2017: INV-$130,755.36 NW-$209,268.66
4/1/2017: INV-$150,924.22 NW-$231,298.12
5/1/2017: INV-$161,757.38 NW-$240,471.22
6/1/2017: INV-$171,173.97 NW-$248,728.12
7/1/2017: INV-$191,558.47 NW-$269,949.18
8/1/2017: INV-$210,017.87 NW-$288,580.05
9/1/2017: INV-$220,293.40 NW-$234,445.40
10/1/2017: INV-$231,800.69 NW-$251,185.62
11/1/2017: INV-$242,953.93 NW-$250,846.10
12/1/2017: INV-$256,324.07 NW-$266,011.53
I've done gradumacated. See y'all in the next thread.
NW is still in limbo due to mortgage company dragging their feet disbursing checks and reimbursing the $15K we gave to our contractor. We only saved $6450 this month which means our money made $6900 or $450 more than we saved. Definitely feeling the treadmill dragging us forward right now.
Nice work!
Post by: AcftW on December 01, 2017, 11:25:17 AM
$43,153 - Jan 2015
$67,328 - Jan 2016
$103,372 - Nov 2017
$114,117 - Dec 2017
Going to be a lot slower growth for the next several months but should stay positive.
Post by: Raenia on December 01, 2017, 11:55:23 AM
04/2017 - 114,128.11
05/2017 - 123,935.63
06/2017 - 127,228.98
07/2017 - 128,638.92
08/2017 - 133,202.60
09/2017 - 135,706.79
10/2017 - 141,346.00
11/2017 - 146,788.93
12/2017 - 153,023.95
Post by: Blahhhh456 on December 01, 2017, 04:09:39 PM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054 - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
Nov 1, 2017 - $196,010 - yippee!! so close to $200K!
Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.
Congrats to all the graduates this month!
Post by: Slinky on December 01, 2017, 04:21:43 PM
Nov 2017 - $150,186
WOO! This will be my first year maxing my Roth and 401k and it definitely shows. I just joined this thread last year around this same time and here I am with another $50k. I like it!
I'd like to max both of those next year too, but we'll see how that shakes out with my husband's self employment adventure. We're not quite three months into that, but so far it's going well. Stock sales got a bump with the holidays and cooler weather and his queue of custom work has been growing slowly, but steadily longer. Cash reserves are holding steady so far and my income has been keeping ahead of misc larger expenses like car repairs and vet bills even with my maxed out 401k contributions. So far, so good!
Congrats! I am in the same boat; first year maxing both IRA and 401k. Also, go Badgers!!! ;)
Thanks. Congrats to you too!
Meh for the Badgers though. Sportsball. Woo. :P
Post by: Apples on December 02, 2017, 01:25:12 PM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48April 1 2017: $173,615.56 -- gain of $4,398.83
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
June 1 2016: $125,160.93 --- gain of $5,214.58
July 1 2016: $127,094.93 --- gain of $1,934.00
August 1 2016: $133,039.69 --- gain of $5,944.76
September 1 2016: $136,465.21 --- gain of $3,425.52
October 1 2016: $140,391.81 --- gain of $3,926.60
November 1 2016: $145,497.13 --- gain of $5,105.32
December 1 2016: $149,771.11 -- gain of $3,732.60
January 1 2017: $153,948.79 -- gain of $4,177.68
February 1 2017: $163,262.29 -- gain of $9,313.60
March 1 2017: $169,266.73 -- gain of $6,004.44 January had 5 paychecks, so extra went in savings, which made this a better-than-average month.
May 1 2017: $179,910.03 -- gain of $6,294.47
June 1 2017: $185,658.02 -- gain of $5,747.99
July 1 2017: $189,004.34 -- gain of $3,346.32
August 1 2017: $194,775.49 -- gain of $5,771.15
September 1 2017: $198,403.35 -- gain of $3,627.86
October 1 2017: $203,102.05 -- gain of $4,698.70
November 1 2017: $210,951.82 -- gain of $7,849.76
December 1 2017: $216,449.55 -- gain of $5,497.73
I really need to update here more often! Looks like it took 2 years to go from $100,000 to $200,000. Better than I thought it was! Based on our changing budget, I'm guessing we'll cross the $250,000 mark around August or September of next year. Assuming there isn't a big drop in the market or the world catches fire. And I hate looking for the link to the spreadsheet, so I'm adding it here.
The link to the spreadsheet is:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
Post by: BeautifulDay on December 02, 2017, 02:13:33 PM
Mar 2016 $28,361
Jun 2016 $40,970
Sep 2016 $57,895
Dec 2016 $80,499
Jan 2017 $87,257
Feb 2017 $93,080
Mar 2017 $99,766
Apr 2017 $97,334
May 2017 $100,755
Jun 2017 $102,562
Jul 2017 $107,420
Aug 2017 $107,530
Sep 2017 $112,554
Oct 2017 $116,826
Nov 2017 $122,380
Post by: tarheeldan on December 02, 2017, 05:54:47 PM
Nov 2017 $198,945.16
Dec 2017 $206,349.74
Crossing over $200k with a bunch of market gains! Feels good :)
Congrats!
And yes, it does :-)
My net work went up by 5.21% or $10,395.14 to $209,788.00 last month!
Tracking sheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
Post by: SpareChange on December 02, 2017, 09:18:54 PM
My net work went up by 5.21% or $10,395.14 to $209,788.00 last month!
Wow, great month!!
Post by: Primm on December 03, 2017, 12:45:52 AM
| Date | Net worth | Gain (Loss) |
| 1 Dec 2017 | $239,686.56 | N/A |
Post by: headwinds on December 03, 2017, 10:05:42 PM
month : net worth : change : comments
15/12/01 : $41,891 : $0 : discovered MMM, started tracking
16/01/01 : $48,769 : $6,878 :
16/02/01 : $49,524 : $755 : spent a month in Spain, got engaged
16/03/01 : $57,682 : $8,158 :
16/04/01 : $59,983 : $2,301 :
16/05/01 : $66,210 : $6,227 :
16/06/01 : $69,972 : $3,762 : fiancee starts nursing school
16/07/01 : $74,840 : $4,868 :
16/08/01 : $85,562 : $10,722 :
16/09/01 : $76,921 : $8,641 : second semester nursing school
16/10/01 : $80,512 : $3,591 :
16/11/01 : $81,247 : $735 :
16/12/01 : $85,807 : $4,560 :
17/01/01 : $108,934 : $23,127 : inheritance
17/02/01 : $95,517 : $13,417 : third semester nursing school
17/03/01 : $108,727 : $13,210 :
17/04/01 : $112,877 : $4,150 :
17/05/01 : $119,493 : $6,616 :
17/06/01 : $126,815 : $7,322 : fiancee finishes nursing school, wedding, honeymoon
17/07/01 : $136,498 : $9,683 :
17/08/01 : $139,080 : $2,582 :
17/09/01 : $138,316 : $764 :
17/10/01 : $155,942 : $17,626 : wife begins new career as RN
17/11/01 : $158,188 : $2,246 : a few unmustachian purchases this month slowed us down
17/12/01 : $180,011 : $21,823 : three paychecks this month, plus investments and real estate going through the roof
Its growing bigger on paper - I don't expect all of the gains over the last few months to last, but still pretty happy with the way things are going.
Post by: Check2400 on December 04, 2017, 10:32:30 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Mortgage is paid, we've moved into the house, and after four months of essentially stagnating on the investments, the ball is rolling again! Between EOY bonus and year end dividends I have a chance to break $160,000, which would be great. Regardless, absent a big discount on stocks I'm on pace for graduating before 2020.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: headwinds on December 04, 2017, 07:55:42 PM
11/30/2017: $160,216.75 (+$29,034.13) We bought a house!
Congrats! And good luck to your husband, sounds like you are bringing lots of positive changes to your lives.
Post by: SarkastikNinja on December 06, 2017, 12:55:47 PM
DATE | NW | CHG | COMMENT |
2017-10-31 115,301 +25,438 YE bonus graduated me to this thread.
2017-11-30 115,827 + 526 Too spendy this month, but at least positive
Post by: solon on December 06, 2017, 01:20:05 PM
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714 <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
12/2017 $125,716 < -- bought a car to replace the one that was totaled
Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: KelStache on December 06, 2017, 01:29:21 PM
To be honest I'm not sure if our net worth will dip soon; we purchased some land, are starting to build a house, and I'm having a baby in April so will be on maternity leave for a year. But hopeful this thread helps keep me motivated!
Net worth includes all assets / debts except for our used van, which was paid for with cash.
12/01/2017 : $102,500
Post by: Lews Therin on December 07, 2017, 06:47:01 AM
Nov/16 82700
Dec/16 93200
Jan/17 103,720
Feb/17 119,800
Mar/17 127,400
Apr/17 140,376
May/17 148,000
---------------------
Nov/17 174,000
Dec/17 184,000
Post by: ThreeCarbsNoGrains on December 10, 2017, 06:59:31 PM
Post by: coffeefueled on December 11, 2017, 10:20:28 AM
Dec2017: 170,064
Wish I discovered MMM so much sooner, but no use being regretful. Instead I'm trying to focus on the progress I've made and the possibility of retiring a decade+ early or being able to afford to be a SAHM at some point in the future.
I can't wait to have a long list of gains and graduate to the next level.
Post by: Nick_Miller on December 15, 2017, 10:35:36 AM
Feb 2016 $88,372.39
March 2016 $101,768.81
April 2016 $106,876.35
May 2016 $106,529.21
June 2016 $109,892.28
July 2016 $115,035.02
Aug 2016 $125,235.44
Sept 2016 $126,076.92
Oct 2016 $129,441.04
Nov 2016 $135,152.36
Dec 2016 $138,352.17
Jan 2017 $147,729.69
Feb 2017 $150,339.59
Mar 2017 $140,835.79 (moving exp)
April 2017 $140,805.57 (moving exp)
May 2017 $149,690.19
June 2017 $154,227.47
July 2017 $157,768.24
Aug 2017 $163,185.74
Sept 2017 $167,359.52
Oct 2017 (will supp)
Nov 2017 $175,059.46
Dec 2017 $181,416.68
Hmmm...so that leaves me $68,583.32 from graduating from this thread! Is that doable to accomplish by the end of 2018? Maybe!
Divided by 12, that would be +$5,715 .00 per month! Tough, but it looks like I have our goal for the year!
Post by: me1 on December 17, 2017, 06:20:24 AM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
9/17/17 $191,576 $308,692
10/17/17 $197,557 $314,090
11/17/17 $201,230 $315,249
12/17/17 $210,178 $328,245
kind of amazing! mostly due to markets and SO getting paid for stuff that's been owed for a while.
Looking like we'll most likely graduate from this thread by the end of 2018. There will be a lot of unpredictable expenses in the next year, but hopefully also a more steady income from the SO to even it out.
Post by: BeautifulDay on December 17, 2017, 08:40:29 AM
Net Worth Cash and investment assets
Mar 2016 $28,361 $74,408
Jun 2016 $40,970 $81,270
Sep 2016 $57,895 $92,035
Dec 2016 $80,499 $100,376
Jan 2017 $87,257 $104,880
Feb 2017 $93,080 $110,760
Mar 2017 $99,766 $116,593
Apr 2017 $97,334 $89,230 Bought a house
May 2017 $100,755 $93,943
Jun 2017 $102,562 $96,048
Jul 2017 $107,420 $101,106
Aug 2017 $107,530 $102,450
Sep 2017 $112,554 $106,887
Oct 2017 $116,826 $110,677
Nov 2017 $122,380 $115,275
Dec 2017 $128,724 $121,976
Net worth goal for 2018 is $168,000.
Post by: sieben on December 17, 2017, 04:03:03 PM
Mind if I join?
I just crossed the 100k mark a few days ago and I am hoping to graduate sometime in 2019.
The only asset I am not including in my net worth is my cabin (approx value: 65k) since I am never really sure if it's appropriate to include it in these type of calculations or not.
Net Worth
---
Jan. 2017 $29,637.12
Feb. 2017 $36,317.20
Mar. 2017 $43,522.48
Apr. 2017 $48,904.08
May. 2017 $55,640.65
Jun. 2017 $56,282.89
Jul. 2017 $58,226.19
Aug. 2017 $65,441.38
Sep. 2017 $71,924.87
Oct. 2017 $83,119.07
Nov. 2017 $98,670.49
Post by: steveo on December 23, 2017, 09:00:57 PM
2017-03-31 162
2017-06-30 183
2017-09-30 198
2017-12-24 232
This hasn't been a great year for savings but we've still done reasonably well.
Post by: Primm on December 26, 2017, 09:00:48 PM
| Date | Net worth | Gain (Loss) |
| 1 Dec 2017 | $239,686.56 | N/A |
| 1 Dec 2017 | $244,059.96 | $4,373.40 |
That's a net worth increase of $4,373.40 in a month, from a combination of debt repayment and an increase in investments. Imagine what will happen to my actual investment / cash balance when I finish paying off my stupid tax?
Post by: cashmoney on December 29, 2017, 06:13:33 AM
5/31/17 $83,416.85 an increase of $1,293.71
6/30/17 $88,646.63 an increase of $5,229.78
7/31/17 $97,939.57 an increase of $9,292.94
8/31/17 $98,975.02 an increase of $1,034.45
9/29/17 $101,431.60 an increase of $2,456.58
10/31/17 $106,262.40 an increase of $4,830.80
11/30/17 $103,638.95 a decrease of -$2,623.45
12/29/17 $107,889.26 a 4% increase totaling $4,250.31
A shockingly great month. I got a bonus for work and the rest of the heavy lifting was done by market gains. Total increase in net worth for the year was ~60%. I'm super pumped about what 2018 will bring.
Post by: SeattleStache on December 29, 2017, 02:20:06 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: Radagast on December 29, 2017, 09:28:19 PM
Quarter StockBondCash +House XIRR
Q3 2016: $112,200 $165,800 13.6%
Q4 2016: $124,300 $178,500 16.1%
Q1 2017: $148,300 $203,300 12.1%
Q2 2017: $160,548 $217,018 11.8%
Q3 2017: $178,042 $235,102 13.3%
Q4 2017: $203,082 $260,736 15.6%
XIRR excludes saving bonds and cash.
Post by: Radagast on December 29, 2017, 09:30:05 PM
(https://thumbs.gfycat.com/DearGoodnaturedAmericanshorthair-size_restricted.gif)Congrats NVR!
Ummm... kind of a big deal. Logged a little under $13k total dividends/investment gain from the 4th quarter. Grew checking and savings accounts. Put almost $5k into my taxable account and a little over $3k into retirement. And... flew past a quarter million.$250,000+
Post by: SpareChange on December 29, 2017, 11:26:47 PM
Congrats to those above...amazing progress!!
Post by: CorpRaider on December 30, 2017, 09:40:56 AM
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
04/17 ~ $130,000
05/17 ~ $130,000
06/17 ~ $134,000
07/17 ~ $138,000
08/17 ~ $142,000
09/17 ~ $148,000
10/17 ~ $151,000
11/17 ~ $158,000
12/17 ~ $164,000 Year end TNW estimate ~ $445,000
Post by: nick663 on December 30, 2017, 11:06:20 AM
7/31: 207.5k
8/31: 211.8k
9/30: 222.1k
11/30: 234.6k
12/30: 242.3k
So close.
Post by: Pooperman on December 30, 2017, 05:11:30 PM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
| 8/31/2017 | $104,537.62 | +$668.92 | +$1,100.88 | -$431.96 | +14% |
| 9/30/2017 | $107,892.53 | +$3,354.91 | +$2,288.37 | +$1,066.54 | +33% |
| 10/31/2017 | $110,221.54 | +$2,329.01 | +$1,193.40 | +$1,135.61 | +30% |
| 11/30/2017 | $111,408.49 | +$1,186.95 | +$268.63 | +$918.32 | +4% |
| 12/31/2017 | $132,802.54 | +$21,394.05 | +$5,134.14 | +$16,259.91 | +59% |
Update house value plus a 3 paycheck month and some christmas gifts :).
Post by: edmundblackadder on December 30, 2017, 05:16:04 PM
20K cash (checking and money market account, 1.5K and 18.5K respectively)
115K invested (tIRA and 403b, 16K and 98K respectively)
Total net worth: 135K. Invested 27K with employer contributions, got 18K in returns, only added 2K to the liquid cash reserves because of a mid-year health scare, but overall I feel okay about this.
Post by: BiggerFishToFI on December 31, 2017, 12:06:15 PM
1/31/2017: $55,715 $115,306
2/28/2017: $57,750 $122,296
3/31/2017: $58,109 $118,381
4/30/2017: $58,207 $117,249 <<-----------Discovered MMM!
5/31/2017: $69,706 $125,027
6/30/2017: $82,626 $132,130
7/31/2017: $89,755 $177,201
8/31/2017: $95,620 $183,831
9/30/2017: $100,062 $184,858 <<-----------100k invested!
10/31/2017:$106,436 $193,830
11/30/2017:$110,545 $202,672
12/31/2017:$123,159 $228,007 <<-----------Bonus Time!
Post by: Raenia on December 31, 2017, 12:11:57 PM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
Switching to end of month to align with my fiance's book-keeping.
Post by: tjrssibelle on December 31, 2017, 02:48:50 PM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Sent from my SM-N920V using Tapatalk
Post by: smithandwestern on December 31, 2017, 04:50:43 PM
[\quote]
06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
10-17: $154,318
11-17: $160,267
Another good month! Considering that we had to pay for a new gym membership, car service and engagement party this month.
Just keep swimming, just keep swimming.
06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
10-17: $154,318
11-17: $160,267
12-17: $164,823
Spent more money on the wedding (DJ, Photographer etc) but managed to make some decent ground. Christmas coming up so things may take a hit.
[/quote]
06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
10-17: $154,318
11-17: $160,267
12-17: $164,823
01-18: $167,260
Happy New Years!! What a year 2017 was, added 40K of NW in 6 months. Cant wait to see what 2018 brings.
Post by: Blahhhh456 on December 31, 2017, 06:20:46 PM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054 - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
Nov 1, 2017 - $196,010 - yippee!! so close to $200K!
Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.
Congrats to all the graduates this month!
Jan 1, 2018 - $205,595.91
Post by: Imustacheyouaquestion on December 31, 2017, 06:41:36 PM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
July 2017 $170,357.32
August 2017 $174,107.52
Oct 2017 $184,884.82
Nov 2017 $198,945.16
Dec 2017 $206,349.74
Jan 2018 $209,636.49
+$98,236 this year. Hoping to match that next year. Next goal is $250k by July 2018.
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Jaayse on January 01, 2018, 03:19:01 AM
April 15, 2017 - 164,900
May 1, 2017 - ? (Lost info)
June 1, 2017 - ? (Lost info)
July 1, 2017 - 180,808
August 10, 2017 - 189,280
September 1, 2017 - 193,727
October 1, 2017 - 209,968
November 1, 2017 - 220,602
December 1, 2017 - 225,918
January 1, 2018 - 232,213
An increase of over 67k from the start of my tracking!
Post by: aneel on January 01, 2018, 07:10:16 AM
2018 goal: go from $227k to $310k
Post by: Rodgers12 on January 01, 2018, 10:26:26 AM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
Post by: 10dollarsatatime on January 01, 2018, 10:58:40 AM
Dec. 31 2016: $125,024
Dec. 31 2015: $87,324
What?! This is awesome! $10,000 of that is probably real estate appreciation, but the other $28,000 is all savings and market. :) (I earn $38,000 salary, plus whatever I bring in from side gigs.) I hope I can do as well or better next year!
Dec 31 2017: $232,294
I don't even know. But I'm thrilled! It will dip in the next few months as I finish my kitchen remodel, but it'll bounce back pretty quick, looks like. Should still be able to graduate in the next few months.
I'll probably break it into total net worth and investments at that point, so I'll still be around.
Post by: GnomeErcy on January 01, 2018, 11:47:17 AM
Joining in even though I'm quite far through this stretch...
12/1: 175,799
1/1/2018: 184k
Post by: mrteacher on January 01, 2018, 11:53:15 AM
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224
8/1/17: $175,435
9/1/17: $220,249
10/1/17: $228,472
11/1/17: $237,860
12/1/17: $244,233
1/1/18: $249,568
Just a couple hundred south of $250,000! Should hit a week or so into 2018! If you told me a few years ago that I would one day increase my NW by $150,000 in a bit under two years I'd have called you a madman. Unbelievable! Granted, a large chunk of my gains have been a result of the market.
Post by: Mustachio Bashio on January 01, 2018, 11:54:10 AM
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Jan 1st - 247,829
3 paycheck month. Looking good to graduate sometime next month!
Happy New Year everyone!
Post by: AK on January 01, 2018, 12:04:38 PM
Post by: AcftW on January 01, 2018, 12:55:47 PM
$67,328 - Jan 2017
$119,626 - Jan 2018
Market was very good to me in December. Going to slow-ish for the next several months.
Post by: LurkerStache on January 01, 2018, 03:03:42 PM
Hello everyone! Just reached 100k. Starting fresh in this thread.
Post by: Pooplips on January 02, 2018, 05:28:25 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
9/1/2017 - $198,680.00
10/1/2017 - $200,900.00
11/1/2017 - $205,957.00
12/1/2017 - $210,663.00
1/1/2018 - $218,174.00
Post by: hudsoncat on January 02, 2018, 06:27:58 AM
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
Post by: DarkandStormy on January 02, 2018, 07:40:25 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
Had some unexpected medical bills hit this month (hence the drop in HSA funds) and decided to pull the trigger and prepay property taxes late in December as well.
So it looks a bit odd, but the "trend" should normalize come March/April.
Post by: Stimpy on January 02, 2018, 08:30:31 AM
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14% - Almost a new leap day ;)
12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed
Numbers based on Mint and does not include:
A small crypto currency investment < $1000
So most everything should be in mint as of yesterday, except that crypto which tbh is too volatile to reliably track for this thread. (Others can disagree, but that's my take.)
Did my year in review yesterday and figured out I saved/gained roughly 30k this year. Not bad but considering my avg is about 20k a year(for the past 6 years)... I'll need to step it up to reach my goals for this year.
Hope everyone had an awesome new years and I look forward to a better year for all!
Post by: Check2400 on January 02, 2018, 09:20:30 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Total growth of $57,000, almost all over the final 9 months. Looking forward to logging a year of budgeting without the house expenses.
The goal each year is to save $50,000. Since gains were near 20% this year, I didn't hit that, but the goal for this time next year is to have my number be $220,000 to account for growth and savings. So long as I'm socking away 50K though the 10 year FIRE horizon seems viable.
So weird to have been logging this stuff on this thread for 12 months. Forum member for 3 years now too!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Pooperman on January 02, 2018, 09:34:34 AM
Total growth of $57,000, almost all over the final 9 months. Looking forward to logging a year of budgeting without the house expenses.
So weird to have been logging this stuff on this thread for 12 months. Forum member for 3 years now too!
Very nice! We ended up $62k this passed year.
Post by: KelStache on January 02, 2018, 11:32:59 AM
Time to join this thread! When I started reading MMM my husband and I were negative net worth, and I never thought this day would come - yet alone at age 25!
To be honest I'm not sure if our net worth will dip soon; we purchased some land, are starting to build a house, and I'm having a baby in April so will be on maternity leave for a year. But hopeful this thread helps keep me motivated!
Net worth includes all assets / debts except for our used van, which was paid for with cash.
12/01/2017 : $102,500
01/01/2017 : $108,000
Post by: wonkette on January 02, 2018, 01:52:08 PM
Nov: 131,132
Dec: 136,176
Jan: 144,773
Post by: BiggerFishToFI on January 02, 2018, 02:48:47 PM
Invested NWAfter reviewing our financial year yesterday, I decided to remove our vehicles from the NW column. Now NW only includes investments, conservative fixed rental house equity and cash on hand.
1/31/2017: $55,715 $115,306
2/28/2017: $57,750 $122,296
3/31/2017: $58,109 $118,381
4/30/2017: $58,207 $117,249 <<-----------Discovered MMM!
5/31/2017: $69,706 $125,027
6/30/2017: $82,626 $132,130
7/31/2017: $89,755 $177,201
8/31/2017: $95,620 $183,831
9/30/2017: $100,062 $184,858 <<-----------100k invested!
10/31/2017:$106,436 $193,830
11/30/2017:$110,545 $202,672
12/31/2017:$123,159 $228,007 <<-----------Bonus Time!
Hoping to hit 250k by July 2018!
Invested NW
1/31/2017: $55,715 $115,306
2/28/2017: $57,750 $122,296
3/31/2017: $58,109 $118,381
4/30/2017: $58,207 $117,249 <<-----------Discovered MMM!
5/31/2017: $69,706 $125,027
6/30/2017: $82,626 $132,130
7/31/2017: $89,755 $177,201
8/31/2017: $95,620 $183,831
9/30/2017: $100,062 $184,858 <<-----------100k invested!
10/31/2017:$106,436 $193,830
11/30/2017:$110,545 $202,672
12/31/2017:$123,159 $209,602 <<-----------Bonus Time! Also removed 18k of vehicle equity from NW.
Post by: dreadmoose on January 02, 2018, 03:17:57 PM
| Jul 1, 2016 | -$19,048.00 | |
| Jan 1, 2017 | -$25,189.00 | <---Discovered MMM |
| Jul 1, 2017 | $27,638.49 | |
| Dec 29, 2017 | $110,473.03 |
Graduated the last thread a few days ago, very excited to be joining this one with the compounding interest starting to noticeably help!
I believe it will be slower to grow though with the spread into taxable accounts imminent here.
Post by: kickel on January 02, 2018, 05:13:43 PM
12/17: $146,2678/17: $124,6705/31/17: $117,7494/30/17: $116,5573/31/17: $115,7832/24/17: $110,773
8/8/16: $101,750
6/30/17: $121,780
9/17: $126,816
10/17: $126,387 (Commission check hit month after)
11/17: $137,646
Making big moves. I've been riding a little of the Canadian Cannabis Stock hype, but I can't complain get while the getting is hot! That plus holidays and generally better saving habits are giving me some great tailwind.
Looking to purchase my first investment property. Any suggestion on how to include that? Should I leave it out and take the big capital hit, or include the home value minus mortgage?
Either way, looking to break $150,000 at the end of the month!
Post by: BiggerFishToFI on January 02, 2018, 05:28:58 PM
12/17: $146,2678/17: $124,6705/31/17: $117,7494/30/17: $116,5573/31/17: $115,7832/24/17: $110,773
8/8/16: $101,750
6/30/17: $121,780
9/17: $126,816
10/17: $126,387 (Commission check hit month after)
11/17: $137,646
Making big moves. I've been riding a little of the Canadian Cannabis Stock hype, but I can't complain get while the getting is hot! That plus holidays and generally better saving habits are giving me some great tailwind.
Looking to purchase my first investment property. Any suggestion on how to include that? Should I leave it out and take the big capital hit, or include the home value minus mortgage?
Either way, looking to break $150,000 at the end of the month!
A lot of folks here don't include house equity if it is their primary residence, which I kind of understand but disagree with unless you know that you will own the residence until you die.
I think it would be silly to not include an investment property that you intend to one day possibly sell in your net worth calculation. However I would estimate its value and your equity conservatively and only update the properties value once a year or so. I'd also subtract estimated realtor fees taxes etc if you sold the property from your equity.
Post by: the_gastropod on January 02, 2018, 06:53:16 PM
Wohoo! Just hit $100,300 today. Hoping I can hit $250 by the end of 2017.
March 2016 $100,300 September 2016 $137,838
I'm going to have to change something if I'm going to hit that goal by the end of next year haha.
Well, the market was kind to us. I just crested $250 thanks to my last paycheck of 2017! Onward!
Post by: Cornel_Westside on January 02, 2018, 10:01:42 PM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
08/2017 - $152,993 (+5541 - Saved $2961, Market Gains $2580, Savings Ratio 54.3%)
09/2017 - $155,863 (+2870 - Saved $2838, Market Gains $32, Savings Ratio 52%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
11/2017 - $168,673 (+6000 - Saved $2775, Market Gains $3225, Savings Ratio 50.8%)
12/2017 - $175,755 (+7082 - Saved $2730, Market Gains $4352, Savings Ratio 50%)
01/2018 - $193,174 (+17419 - Saved $3452, Market Gains $13967, Savings Ratio 63.3%)
Cryptos and a good month make a big difference.
+74006 for the year in networth. Can't believe the progress.
Post by: RockytopinDC on January 03, 2018, 05:27:46 AM
January 2018: $ 197,446
Post by: Imustacheyouaquestion on January 03, 2018, 08:01:21 AM
Well, the market was kind to us. I just crested $250 thanks to my last paycheck of 2017! Onward!
Congrats! Hope to see you in the next thread soon!
Post by: SarkastikNinja on January 03, 2018, 08:49:02 AM
DATE | NW | CHG | COMMENT |
2017-10-31 115,301 +25,438 YE bonus graduated me to this thread.
2017-11-30 115,827 + 526 Too spendy this month, but at least positive
2017-12-31 116,736 + 909 Another slow month, but reinvigorated for a frugal January
+59,509 for 2017. Pretty happy with that!
Post by: moonpalace on January 04, 2018, 06:29:12 AM
02/2017: $51,000
03/2017: $57,500
04/2017: $62,500
05/2017: $71,546
06/2017: $80,500
07/2017: $88,597
08/2017: $97,618
09/2017: $106,055
10/2017: $111,242
11/2017: $120,141
12/2017: $131,419
01/2018: $143,602
Took me 41 years to get to 42k (1k/year) and then after finding MMM only 1 year to add 100k. Holy moses!! :-)
Post by: dignam on January 04, 2018, 11:49:03 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Post by: MVal on January 05, 2018, 09:54:39 AM
5/31/17 - $100,187
6/31/17 - $102,500
7/31/17 - $104,809
I'm hoping to get to at least $120K by the end of the year on NW and cross $100K just in investments.
9/29/17 - $109,800
This will hopefully turn over $110K by Monday after my last 401K deposit hits. I'm up to $95K in invested value. Still finding it difficult to come up with extra liquid to put away though. Seems like every month there's been new expenses that crop up I have to take care of like a major car repair, plane ticket for a conference coming up, healthcare, etc.
12/31/17 - $121,515
Very happy to have finished the year over my goal of $120K net worth. I was able to cross the line mostly due to the swelling market as well as cryptocurrency values, although I don't have much in crypto. Anxious to see what happens in 2018 as I feel we are due for a market crash of some sort soon. Rumor has it my office is going to be closed sometime this year, so I'm looking forward to a chance to make a career change, maybe. I'll also get a handsome severance package, so I'm looking forward to being laid off!
Post by: MrMoneySaver on January 05, 2018, 09:59:12 AM
Quote
I'm looking forward to being laid off!
One of the most Mustachian statements ever stated.
Post by: kickel on January 05, 2018, 11:46:04 AM
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/30/17: $124,670
9/30/17: $126,816
10/30/17: $126,387
11/30/17: $137,646
12/30/17: $146,267
Making big moves. I've been riding a little of the Canadian Cannabis Stock hype, but I can't complain get while the getting is hot! That plus holidays and generally better saving habits are giving me some great tailwind.
Looking to purchase my first investment property. Any suggestion on how to include that? Should I leave it out and take the big capital hit, or include the home value minus mortgage?
Either way, looking to break $150,000 at the end of the month!
A lot of folks here don't include house equity if it is their primary residence, which I kind of understand but disagree with unless you know that you will own the residence until you die.
I think it would be silly to not include an investment property that you intend to one day possibly sell in your net worth calculation. However, I would estimate its value and your equity conservatively and only update the properties value once a year or so. I'd also subtract estimated realtor fees taxes etc if you sold the property from your equity.
Thanks, Soontoberich. This is my first property purchase so those are good things to factor in. Everything else is either investment or cash. So it's been easy to calculate so far.
Post by: sieben on January 05, 2018, 03:37:02 PM
---
Jan. 2017 $29,637.12
Feb. 2017 $36,317.20
Mar. 2017 $43,522.48
Apr. 2017 $48,904.08
May. 2017 $55,640.65
Jun. 2017 $56,282.89
Jul. 2017 $58,226.19
Aug. 2017 $65,441.38
Sep. 2017 $71,924.87
Oct. 2017 $83,119.07
Nov. 2017 $98,670.49
Dec. 2017 $116,437.40
Numbers don't include my cabin (approx 65k)
End of 2017 was pretty great for my NW!
Post by: solon on January 05, 2018, 03:54:31 PM
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714 <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
12/2017 $125,716 < -- bought a car to replace the one that was totaled
01/2018 $132,155
Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: use2betrix on January 06, 2018, 09:00:22 AM
Feb 1, 2016 - $90k
Jan 1, 2017 - $177k
Jan 1, 2018 - $196k
I only worked 4.5 months in 2017 (my wife doesn’t work so no income otherwise) so coming out ahead is great. We traveled for 4-5 months when not working but did so somewhat thrifty.
We hope to hit $250k by this summer now that I’m back to work.
Post by: MrThatsDifferent on January 06, 2018, 01:57:50 PM
Post by: Apples on January 08, 2018, 01:30:05 PM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
June 1 2016: $125,160.93 --- gain of $5,214.58
July 1 2016: $127,094.93 --- gain of $1,934.00
August 1 2016: $133,039.69 --- gain of $5,944.76
September 1 2016: $136,465.21 --- gain of $3,425.52
October 1 2016: $140,391.81 --- gain of $3,926.60
November 1 2016: $145,497.13 --- gain of $5,105.32
December 1 2016: $149,771.11 -- gain of $3,732.60
January 1 2017: $153,948.79 -- gain of $4,177.68
February 1 2017: $163,262.29 -- gain of $9,313.60
March 1 2017: $169,266.73 -- gain of $6,004.44 January had 5 paychecks, so extra went in savings, which made this a better-than-average month.
April 1 2017: $173,615.56 -- gain of $4,398.83
May 1 2017: $179,910.03 -- gain of $6,294.47
June 1 2017: $185,658.02 -- gain of $5,747.99
July 1 2017: $189,004.34 -- gain of $3,346.32
August 1 2017: $194,775.49 -- gain of $5,771.15
September 1 2017: $198,403.35 -- gain of $3,627.86
October 1 2017: $203,102.05 -- gain of $4,698.70
November 1 2017: $210,951.82 -- gain of $7,849.76
December 1 2017: $216,449.55 -- gain of $5,497.73
The link to the spreadsheet is:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
January 1 2018: $219,525.37 -- gain of $3,075.82
We bought a car. I include our cars in our net worth calculations, but the taxes and paperwork fees and such, plus adding car insurance for it, slowed down progress a bit this month. The second car is going to start slowing down our net worth increases though, between depreciation and saving less due to higher bills. Oh, growing up and adulting, why are you expensive sometimes?
Post by: MEJG on January 10, 2018, 03:13:27 PM
Hoping to be up $50,000 for 2018, and in this race for 4 yrs or less.
12/31/17: 115,566.39 (+1655.22)
Post by: Nick_Miller on January 11, 2018, 08:17:33 PM
Mar 2016 $101,768.81
May 2016 $106,529.21
July 2016 $115,035.02
Sept 2016 $126,076.92
Nov 2016 $135,152.36
Jan 2017 $147,729.69
Mar 2017 $140,835.79 (moving expenses set us back)
May 2017 $149,690.19
July 2017 $157,768.24
Sept 2017 $167,359.52
Nov 2017 $175,059.46
Dec 2017 $181,416.68
Jan 2018 $190,018.18
Okay, so we're $60K from graduating this thread. To graduate by year's end, we need to average NW gain of $5,454 per month for the next 11 months. I have a bonus (about $10K) due next month, and we should get a decent tax refund back, so hopefully we can make decent jumps in Feb and March.
Post by: dignam on January 12, 2018, 07:07:36 AM
Dec 2017 $126k [buying a house, lots of associated expenses]
Congrats, fellow new homeowner!
Thanks and congrats to you! This property is smaller and closer to work than my last house. Housing (even renting) is insane in my area; kind of surprised I got the place at the price I did.
Post by: Slow&Steady on January 17, 2018, 08:34:19 AM
I don't count true NW but thought it would be nice to look back and see it, so I added it! What I am really tracking is the "Invested Total" column. I also don't count different savings accounts if they have a specific purpose (maternity leave, self-employment taxes, etc).
What is happening in 2018: Baby #2 is due in late March! I accepted a job offer last week that includes a 30+% raise. I will not be able to contribute to the new company 401k until I have been there for 30 days, very close to when I take unpaid maternity leave, and we are holding off on putting anything into the IRA until after maternity leave so our Invested Total should follow the market increases/dips for the next several months with very little contributions added. We also plan to finish off student loans in 2018 (finally). If DH's business continues growing as it has for the last few months I would love to max his IRA and then will need to make decisions of paying down debt vs investing in another rental vs increasing my 401k vs opening an IRA for me vs increasing contributions to 529 Plans.
Code: [Select]
401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
*Jan-18 $99,676 $1,201 $100,877 $240,000 $135,000 $317,727 $158,150*Stats for Jan 15th, 2018 (not end of month)Post by: Izybat on January 17, 2018, 10:59:05 AM
1/17 - $71,425.20
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
10/17 - $141,917.56
11/17 - $149,045.19
12/17 - $153,537.92
More than double our net worth in a year? I'll totally take it.
Post by: me1 on January 17, 2018, 11:31:16 AM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
9/17/17 $191,576 $308,692
10/17/17 $197,557 $314,090
11/17/17 $201,230 $315,249
12/17/17 $210,178 $328,245
1/17/18 $225,531 $340,364
I'm so grateful for this site making this possible. blows me away every time I look at this growth
Post by: urover on January 17, 2018, 08:48:59 PM
17th-Jan-2018: 110K
Post by: CCam10 on January 18, 2018, 04:01:24 AM
12/31/14 - 70,800
12/31/15 - 92,541
12/31/16 - 114,950
12/31/17 - 151,000
Hoping to hit 200 in the next 18 months
Post by: Anon in Alaska on January 18, 2018, 06:00:58 AM
Post by: FI-REality on January 19, 2018, 09:25:09 AM
Goal of $200,000 by June of 2018.
Jan 1/16 - $105,809.20
Feb 1/16 - $102,834.20
Mar 1/16 - $105,602.70
Apr 1/16 - $108,749.60
May 1/16 - $111,301.30
Jun 1/16 - $115,863.40
Jul 1/16 - $117,155.44
Aug 1/16 - $121,029.58
Sept 1/16 - $115,764.20
Oct 1/16 - $118,878.00
Nov 1/16 - $121,182.02
Dec 1/16 - $122,740.03
Jan 1/17 - $126,041.95
Feb 1/17 - $126,222.84
Mar 1/17 - $131,614.25
Apr 1/17 - $138,777.41
May 1/17 - $143,059.30
Jun 1/17 (Goal of $150,000) - $145,507.49
Jul 1/17 - $144,570.34
Aug 1/17 - $144,686.48
Sept 1/17 - $147,458.04
Been a while since I posted. Here are my numbers.
Oct 1/17 - $152,266.77
Nov 1/17 - $158,846.78
Dec 1/17 - $162,149.53
Jan 1/18 - $164,613.88
Post by: NextTime on January 19, 2018, 03:17:21 PM
Post by: MChaven0607 on January 19, 2018, 09:32:24 PM
January-2018 $100,038
Post by: MVal on January 22, 2018, 09:57:58 AM
05/31/2017: $101,116
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
Wow, how did you jump $10K in one month? That wasn't just from market growth, was it?
Post by: Imustacheyouaquestion on January 29, 2018, 08:23:09 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
July 2017 $170,357.32
August 2017 $174,107.52
Oct 2017 $184,884.82
Nov 2017 $198,945.16
Dec 2017 $206,349.74
Jan 2018 $209,636.49
Feb 2018 $229, 479.48
+$19843 this month!!! Three paycheck month for me, plus my wife got a lump sum of back pay (salary adjustment dating back to August).
We also saw our investments crest over the $200k mark this month, which was very cool. Lots of big expenses on the horizon for this year: a $10k home improvement project, wedding reception, and honeymoon this summer.
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: SpareChange on January 29, 2018, 09:19:13 AM
Aug 2016 $104,410.00
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
July 2017 $170,357.32
August 2017 $174,107.52
Oct 2017 $184,884.82
Nov 2017 $198,945.16
Dec 2017 $206,349.74
Jan 2018 $209,636.49
Feb 2018 $229, 479.48
+$19843 this month!!! Three paycheck month for me, plus my wife got a lump sum of back pay (salary adjustment dating back to August).
We also saw our investments crest over the $200k mark this month, which was very cool. Lots of big expenses on the horizon for this year: a $10k home improvement project, wedding reception, and honeymoon this summer.
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Now that's the way to start a year! :)
Post by: Tyson on January 29, 2018, 10:33:39 AM
Wow, how did you jump $10K in one month? That wasn't just from market growth, was it?
I used to wonder that too. Now that I've moved up to the Race to $500k thread, jumps of $10k per month are not uncommon. Mostly from market gains.
When I was in the Race to $250k thread, a $10k month might happen if I had a combo of bonus at work or a big tax return, plus market gains.
It's amazing, as you get more and more $$, just how much in gains the money itself starts to generate. I can't even imagine what it'll be like as I start to approach $1m.
Post by: ender on January 29, 2018, 12:53:10 PM
Post by: Tyson on January 29, 2018, 01:04:22 PM
It goes the other way, too. Just not for the last few years ;)
Oh absolutely.
I struggle sometimes with being properly frugal with my earned income when I see how little that matters compared to the swings the market takes...I have to remind myself that every little bit matters.
Agreed. The best thing you can do to be "anti-fragile" when it comes to the market is to be robustly frugal. If you consistently live below your means, you save more up front, but it also means you have less lifestyle inflation to support later on down the line if SHTF.
I realized this the other day myself. For a long time I HAD to have a job that made above $100k, because we spent $100k per year. So even a short time of unemployment put us at risk almost immediately. Nowadays I'm closer to $70k spend. Which does 2 things - it lets me save $30k per year. But, if SHTF, like I lose my job, I can survive just fine on $70k per year salary indefinitely. That's pretty cool.
Post by: Nick_Miller on January 29, 2018, 01:52:01 PM
Lots of people will 'graduate' this thread and then if/when a correction takes place, they might slide back here...
I think that would hit me hard for some reason.
Post by: ender on January 29, 2018, 03:31:26 PM
I just thought of something depressing...
Lots of people will 'graduate' this thread and then if/when a correction takes place, they might slide back here...
I think that would hit me hard for some reason.
If you have say 300k net worth, mostly in investments, and the market drops 2%/month, then each month you'll "lose" $6k.
Some folks seem to be able to save that much too, so it might take a major market correction to kick a lot of people back here.. or a quick, fast one...
Post by: Imustacheyouaquestion on January 30, 2018, 07:28:09 AM
The milestone of achieving a $250k net worth is more important to me than the actual number. I'd like to think I won't be all that devastated when the next market correction occurs, since I'll still own slices of companies that are producing valuable goods and services. It's just a chance to buy more stocks at discount prices.
A recession while you have a high savings rate and are able to pump money into investments can be a major accelerator to FI if you stay the course. I feel like there are plenty of people who reached FI mostly because they were able to scoop up rental properties at major discounts during the housing crisis, for example.
Post by: Pooperman on January 30, 2018, 08:04:04 AM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
| 8/31/2017 | $104,537.62 | +$668.92 | +$1,100.88 | -$431.96 | +14% |
| 9/30/2017 | $107,892.53 | +$3,354.91 | +$2,288.37 | +$1,066.54 | +33% |
| 10/31/2017 | $110,221.54 | +$2,329.01 | +$1,193.40 | +$1,135.61 | +30% |
| 11/30/2017 | $111,408.49 | +$1,186.95 | +$268.63 | +$918.32 | +4% |
| 12/31/2017 | $132,802.54 | +$21,394.05 | +$5,134.14 | +$16,259.91 | +59% |
| 1/31/2018 | $137,862.25 | +$5,060.29 | +$1,119.44 | +$3,940.85 | +25% |
Post by: Raenia on January 30, 2018, 09:10:06 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
Wow, that was a good month for the market!
Post by: LurkerStache on January 31, 2018, 02:14:44 AM
Jan 2018: 108,443.97
Post by: MEJG on January 31, 2018, 04:54:44 AM
12/31/15: -48,294
06/30/16: -31,079
12/31/16: -12,948
06/30/17: 16,864
7/31/17: 28,092.96
08/31/17: 11,927.63
09/30/17: 10,855.00
10/31/17: 115,192.30
11/30/17: 114,447.76
12/31/17: 115,566.39
01/31/18: 129,358.02 (+13,791.63)
Up $13,791 for January, market returns and a higher than average income. We have a maternity leave coming up so will see NW losses in the 1st half of the year.
Post by: cashmoney on January 31, 2018, 06:18:26 AM
5/31/17 $83,416.85 an increase of $1,293.71
6/30/17 $88,646.63 an increase of $5,229.78
7/31/17 $97,939.57 an increase of $9,292.94
8/31/17 $98,975.02 an increase of $1,034.45
9/29/17 $101,431.60 an increase of $2,456.58
10/31/17 $106,262.40 an increase of $4,830.80
11/30/17 $103,638.95 a decrease of -$2,623.45
12/29/17 $107,889.26 a 4% increase of $4,250.31
01/31/18 $112,888.72 a 4.6% increase of $4,999.46
Obviously the market did most the work this month. I worked some overtime so my paychecks were a little bigger than usual. I did pay a $1,000 medical bill and sold a motorcycle for $700 more than what I though it was worth. I have one larger medical bill looming plus wedding expenses.
Post by: CorpRaider on January 31, 2018, 06:29:54 AM
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
04/17 ~ $130,000
05/17 ~ $130,000
06/17 ~ $134,000
07/17 ~ $138,000
08/17 ~ $142,000
09/17 ~ $148,000
10/17 ~ $151,000
11/17 ~ $158,000
12/17 ~ $164,000 Year end TNW estimate ~ $445,000
01/17 ~ $174,000
Post by: moonpalace on January 31, 2018, 06:49:24 AM
01/2017: $42,000
02/2017: $51,000
03/2017: $57,500
04/2017: $62,500
05/2017: $71,546
06/2017: $80,500
07/2017: $88,597
08/2017: $97,618
09/2017: $106,055
10/2017: $111,242
11/2017: $120,141
12/2017: $131,419
01/2018: $143,602
02/2018: $151,025
Pretty decent month despite paying over $7k in quarterly estimated taxes. Recently got a raise and directed most of it to increased 457 contribution!
Post by: Slow&Steady on January 31, 2018, 08:46:37 AM
I am joining this race from the $10k-$100k race! Hopefully not too early.
I don't count true NW but thought it would be nice to look back and see it, so I added it! What I am really tracking is the "Invested Total" column. I also don't count different savings accounts if they have a specific purpose (maternity leave, self-employment taxes, etc).
What is happening in 2018: Baby #2 is due in late March! I accepted a job offer last week that includes a 30+% raise. I will not be able to contribute to the new company 401k until I have been there for 30 days, very close to when I take unpaid maternity leave, and we are holding off on putting anything into the IRA until after maternity leave so our Invested Total should follow the market increases/dips for the next several months with very little contributions added. We also plan to finish off student loans in 2018 (finally). If DH's business continues growing as it has for the last few months I would love to max his IRA and then will need to make decisions of paying down debt vs investing in another rental vs increasing my 401k vs opening an IRA for me vs increasing contributions to 529 Plans.
I was hesitant to join this group before the end of the month but it looks like I made a safe bet, I am here to stay (until the next graduation)!
Code: [Select]
401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Post by: wonkette on January 31, 2018, 09:40:48 AM
Nov: 131,132
Dec: 136,176
Jan: 144,773
Feb: 154,787
Post by: DarkandStormy on January 31, 2018, 09:52:03 AM
01/2017: $42,000
...
02/2018: $151,025
Wow. An impressive 13 months. Congrats!
Post by: Slow&Steady on January 31, 2018, 10:32:24 AM
05/31/15: -59,130 - Started tracking
12/31/15: -48,294
06/30/16: -31,079
12/31/16: -12,948
06/30/17: 16,864
7/31/17: 28,092.96
08/31/17: 11,927.63
09/30/17: 10,855.00
10/31/17: 115,192.30
11/30/17: 114,447.76
12/31/17: 115,566.39
01/31/18: 129,358.02 (+13,791.63)
Up $13,791 for January, market returns and a higher than average income. We have a maternity leave coming up so will see NW losses in the 1st half of the year.
We have some pretty close numbers for this race and we have a maternity leave coming up too. We don't count the savings that was specifically set aside for that so I am hoping it won't have a NW loss but we also will not be adding anything to savings from the middle of Feb until probably the middle of June.
Post by: moonpalace on January 31, 2018, 12:15:01 PM
01/2017: $42,000
...
02/2018: $151,025
Wow. An impressive 13 months. Congrats!
Thanks! 01/2017 is the month I found MMM (or, more precisely, the month I started putting MMM into action!).
Post by: Cornel_Westside on January 31, 2018, 12:42:39 PM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
08/2017 - $152,993 (+5541 - Saved $2961, Market Gains $2580, Savings Ratio 54.3%)
09/2017 - $155,863 (+2870 - Saved $2838, Market Gains $32, Savings Ratio 52%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
11/2017 - $168,673 (+6000 - Saved $2775, Market Gains $3225, Savings Ratio 50.8%)
12/2017 - $175,755 (+7082 - Saved $2730, Market Gains $4352, Savings Ratio 50%)
01/2018 - $193,174 (+17419 - Saved $3452, Market Gains $13967, Savings Ratio 63.3%)
02/2018 - $207,459 (+14285 - Saved $3693, Market Gains $10592, Savings Ratio 67.7%)
Good month, even with eating out too much.
Post by: MEJG on January 31, 2018, 01:00:54 PM
05/31/15: -59,130 - Started tracking
...
01/31/18: 129,358.02 (+13,791.63)
Up $13,791 for January, market returns and a higher than average income. We have a maternity leave coming up so will see NW losses in the 1st half of the year.
We have some pretty close numbers for this race and we have a maternity leave coming up too. We don't count the savings that was specifically set aside for that so I am hoping it won't have a NW loss but we also will not be adding anything to savings from the middle of Feb until probably the middle of June.
We do have rather close numbers!!!
We had planed on selling our home, which would have netted us >10,000 in hand, but our buyer fell through (read was super shady) and then the seller on the house we were under contract for won't release our $3,000 deposit. So currently we're about $13,000 down from expected cash in our checking/savings account. We're currently pursing the $3,000 in small claims court....
Now it's too close to the baby being born to try and sell, so we're staying. Which is annoying but fine.
I'm hoping to be able to cash flow all of maternity without dipping into "savings" but I do count all cash assets in my NW calculation.
My work is changing drastically when I go back from maternity leave. I hope much to the better but we will see how I feel comfortable calculating it. I think I'll be keeping my LLC money separate and then paying myself quarterly after I pay qaurtlery taxes.... so we might not see gains in NW until 3rd quarter this year.... I haven't decided how exactly to do the accounting though.
Post by: dreadmoose on January 31, 2018, 01:28:06 PM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <---Discovered MMM |
| Dec 29, 2017 | $110,473 | |
| Feb 1, 2017 | $116,237 |
I only count investment accounts minus outsanding debts, ignoring condo equity / mortgage and depreciating assets.
Post by: Stimpy on January 31, 2018, 02:15:35 PM
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14% - Almost a new leap day ;)
12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018 $135,011.70 ~ 3.10%
Numbers based on Mint and does not include:
A small crypto currency
Not much to say. If I actually had put away what I planned it would be a few thousand higher! Oh well, at least January's over spending will be paid for by work so, go me?
Post by: BeautifulDay on January 31, 2018, 06:31:38 PM
Net Worth investment and cash assets
Mar 2016 $28,361 $74,408
Jun 2016 $40,970 $81,270
Sep 2016 $57,895 $92,035
Dec 2016 $80,499 $100,376
Jan 2017 $87,257 $104,880
Feb 2017 $93,080 $110,760
Mar 2017 $99,766 $116,593
Apr 2017 $97,334 $89,230 Bought a house
May 2017 $100,755 $93,943
Jun 2017 $102,562 $96,048
Jul 2017 $107,420 $101,106
Aug 2017 $107,530 $102,450
Sep 2017 $112,554 $106,887
Oct 2017 $116,826 $110,677
Nov 2017 $122,380 $115,275
Dec 2017 $128,724 $121,976
Jan 2018 $136,288 $127,999
This month we paid for our vacation that we will take in September. Its been a spendy month.
Post by: hudsoncat on January 31, 2018, 06:41:20 PM
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
Wow was it a good month. Last fall I had hoped to graduate this tread by July, now I'm thinking March or April barring the market going down. Investments only as always.
Post by: tjrssibelle on January 31, 2018, 08:40:01 PM
Jan 2018 - $210.26 k
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Sent from my SM-N920V using Tapatalk
Sent from my SM-N920V using Tapatalk
Post by: use2betrix on February 01, 2018, 05:52:38 AM
Feb 1, 2016 - $90k
Jan 1, 2017 - $177k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Up $18k in January. I’m alternating 72/82 hr work weeks (every other Sunday off) at the moment, so I should be saving right around $12k-$13k per month off my income. The rest is market gains. February I should be getting a good tax return. This job will likely end early summer then I’ll have to find another. I’m hoping it’ll stretch through at least June as that’ll be a 3 paycheck month. If I can make it (and keep these hours up) through July I should hit $300k.
Plans have a tendency to change, but that’s the current goal, aside from joining the 250k-500k club by my 30th birthday in April.
Post by: Rodgers12 on February 01, 2018, 06:04:38 AM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
Post by: Izybat on February 01, 2018, 06:21:19 AM
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
10/17 - $141,917.56
11/17 - $149,045.19
12/17 - $153,537.92
1/18 - $160,703.16
Post by: Jaayse on February 01, 2018, 06:27:21 AM
April 15, 2017 - 164,900
May 1, 2017 - ? (Lost info)
June 1, 2017 - ? (Lost info)
July 1, 2017 - 180,808
August 10, 2017 - 189,280
September 1, 2017 - 193,727
October 1, 2017 - 209,968
November 1, 2017 - 220,602
December 1, 2017 - 225,918
January 1, 2018 - 232,213
February 1, 2018 - 245,447
It is a good feeling to look at my total and know that it is more than what I have left on my mortgage. I'm also much further along this year than I thought and that was with a bunch of extra spending this month. Along with many others I have to wonder how long this increase will continue, but I'm willing to try to swim upstream and buy stocks at a discount!
Post by: Pooplips on February 01, 2018, 07:27:16 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
9/1/2017 - $198,680.00
10/1/2017 - $200,900.00
11/1/2017 - $205,957.00
12/1/2017 - $210,663.00
1/1/2018 - $218,174.00
2/1/2018 - $224,331.00
Post by: NextTime on February 01, 2018, 07:27:33 AM
2/1/18 - $198,264.59
*For married folks, do you combine both of your assets, or just list them here individually?
Post by: DarkandStormy on February 01, 2018, 07:29:36 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616 - Had some unexpected medical bills hit this month (hence the drop in HSA funds) and decided to pull the trigger and prepay property taxes late in December as well.
2/1/18 - $165,472.41 // $123,774.69
Gain buoyed by a great month in the market and we really reigned in the spending the last two months. If the market continues the next 12 months like the last 12 months I'll threaten to graduate ($250K) by year end, which I doubt will happen.
Post by: blahblahblah on February 01, 2018, 07:47:59 AM
1/31/18 $100,248
`
Post by: Lews Therin on February 01, 2018, 08:21:09 AM
Nov/16 82700
Dec/16 93200
Jan/17 103,720
Feb/17 119,800
Mar/17 127,400
Apr/17 140,376
May/17 148,000
---------------------
Nov/17 174,000
Dec/17 184,000
JAN/17 189,000
Feb/17 195,000
I don't understand how the numbers keep increasing so fast, NW is going up by more than my after tax salary every month.
Post by: Pooperman on February 01, 2018, 08:37:50 AM
I don't understand how the numbers keep increasing so fast, NW is going up by more than my after tax salary every month.
The market is very hot right now. While that lasts, keep expecting lots of growth!
Post by: AcftW on February 01, 2018, 08:58:44 AM
$67,328 - Jan 2017
$119,626 - Jan 2018
$123,301 - Feb 2018
Bit of a bump from the market, not doing too bad.
Post by: Uncle Scrooge on February 01, 2018, 09:02:19 AM
Jan 1,2015- $111,500
July 1,2015- $112,000
Jan 1,2016- $131,900
July 1,2016- $156,400
Jan 1,2017-$174,700
July 1,2017-206,400
Jan 1, 2018-$242,000
Feb 1,2018-$251,700
Post by: NextTime on February 01, 2018, 09:44:28 AM
Post by: SpareChange on February 01, 2018, 09:46:13 AM
SpareChange also had a good month, up $11,186.90 to $236,171.69. Eyeballing March or April for graduation.
Post by: kickel on February 01, 2018, 09:58:47 AM
1/18: $150,863
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387 (Commission check hit month after)
11/17: $137,646
12/17: $146,267
This month was a roller coaster... I decided it was a good idea to start investing in options and futures. My networth was above 170,000 at one point, then we had that dip a few days ago and was sub 145,000. Today, I am closing most of my positions, and still hit my goal for the month.
Slow and steady is the way to go, way less stressful!
Post by: use2betrix on February 01, 2018, 09:58:58 AM
Investments only:
2/1/18 - $198,264.59
*For married folks, do you combine both of your assets, or just list them here individually?
I work a lot so my wife doesn’t work (aside from teaching some spin classes). Aka. My investments are our investments. Well - aside from her years of maxing out the Roth IRA with money I gave her lol.
Post by: BiggerFishToFI on February 01, 2018, 10:24:32 AM
12/31/2016 $64,692 $115,586
1/31/2017 $66,070 $119,286 $3,700
2/28/2017 $67,186 $124,750 $5,464
3/31/2017 $67,472 $129,384 $4,634
4/30/2017 $67,858 $125,701 -$3,683
5/31/2017 $70,822 $134,613 $8,912
6/30/2017 $82,983 $140,581 $5,968
7/31/2017 $92,589 $153,631 $13,050
8/31/2017 $96,256 $158,942 $5,311
9/30/2017 $100,416 $168,020 $9,078
10/31/2017 $106,552 $180,965 $12,945
11/30/2017 $111,570 $192,790 $11,825
12/31/2017 $123,158 $209,752 $16,962
1/31/2018 $140,791 $226,088 $16,336
What a month! A very frugal January combined with some market run ups is eye opening! Frugality is the name of the game for 2018
Post by: pharmmm on February 01, 2018, 10:26:15 AM
Feb 2017 $7,713
Mar 2017 $12,001
Apr 2017 $23,711
May 2017 $28,278
Jun 2017 $41,666
Jul 2017 $65,434
Aug 2017 $88,637
Sep 2017 $116,511
Oct 2017 $134,174
Nov 2017 $132,600
Dec 2017 $141,929
Jan 2018 $177,833
Post by: Check2400 on February 01, 2018, 11:25:02 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Yuge gains like everyone else invested this month, but this is also with me going over budget on an expensive trip that kept me from going over $170,000. I know the party won't go on forever, but it would be nice to have a flat to steady rest of 2018 to get my feet underneath me on post-house purchase replenishment.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: hudsoncat on February 01, 2018, 12:36:41 PM
Investments only:
2/1/18 - $198,264.59
*For married folks, do you combine both of your assets, or just list them here individually?
What I list is combined with DH. My spreadsheet has our various contributions across various investment accounts split out, but all I really care about is the total, so that's what I list here.
Post by: dignam on February 01, 2018, 01:57:21 PM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Post by: ardrum on February 01, 2018, 05:01:09 PM
2/1/18 - $103,481
Post by: Mustachio Bashio on February 01, 2018, 09:33:35 PM
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Jan 1st - 247,829
Feb 1st - 263,000
The market has been pretty crazy. The last few days have been not the best in terms of the market and crypto, so I was at +20k for the month a few days ago, but I really can't complain with these crazy gains. Good luck everyone and see you in the next thread!
Post by: tjrssibelle on February 02, 2018, 08:22:24 AM
Feb 1st - 167,752Congrats!
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Jan 1st - 247,829
Feb 1st - 263,000
The market has been pretty crazy. The last few days have been not the best in terms of the market and crypto, so I was at +20k for the month a few days ago, but I really can't complain with these crazy gains. Good luck everyone and see you in the next thread!
Sent from my SM-N920V using Tapatalk
Post by: SpareChange on February 02, 2018, 09:14:55 AM
Feb 1st - 263,000
The market has been pretty crazy. The last few days have been not the best in terms of the market and crypto, so I was at +20k for the month a few days ago, but I really can't complain with these crazy gains. Good luck everyone and see you in the next thread!
Congrats!! You too Scrooge!
Post by: Toad on February 02, 2018, 06:49:02 PM
| Feb. 1st 2018 | $146,541 |
Post by: junga on February 03, 2018, 09:20:08 AM
Good luck everyone.
Our progress since April 2014.
April, 2014 : -$9,000
October, 2014 : $1500
December, 2015 : $20,000
December, 2016 : $48,000
September 1, 2017 : $82,000
October 1, 2017 : $87,996
November 1, 2017 : $90,085
December 1, 2017 : $94,182
January 1, 2018 : $97,318
February 2, 2018 : $104,695
Post by: Blahhhh456 on February 03, 2018, 10:44:02 AM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054 - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
Nov 1, 2017 - $196,010 - yippee!! so close to $200K!
Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.
Congrats to all the graduates this month!
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Post by: urover on February 04, 2018, 02:23:23 PM
Joining this thread as we recently breached 110K in nw. Single earner family with a not-so-crazy salary, but here goes:04th-Feb-2018: 112K
17th-Jan-2018: 110K
Post by: coffeefueled on February 05, 2018, 09:57:13 AM
Sep2014: - 4087 <--- started following MMM. 401k - student loans and car loan
...
Nov2017: 173,868
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
wow... market gains
Post by: SarkastikNinja on February 05, 2018, 04:25:39 PM
DATE | NW | CHG | COMMENT |
2017-10-31 115,301 +25,438 YE bonus graduated me to this thread.
2017-11-30 115,827 + 526 Too spendy this month, but at least positive
2017-12-31 116,736 + 909 Another slow month, but reinvigorated for a frugal January
2018-01-31 117,528 + 792 Actual saved decently, but an O&G ETF tanked hard, offsetting savings. Never should have bought that.
Post by: solon on February 05, 2018, 05:58:20 PM
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714 <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
12/2017 $125,716 < -- bought a car to replace the one that was totaled
01/2018 $132,155
02/2018 $138,015
Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: SeattleStache on February 06, 2018, 04:25:43 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
Goal is to hit $250k by the end of 2018!
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: FI-REality on February 07, 2018, 10:28:22 AM
Goal of $200,000 by June of 2018.Feb 1/18 - $165,721.03 - The market drop the last couple of days has hurt a little... but I'm still up.
Jan 1/16 - $105,809.20
Feb 1/16 - $102,834.20
Mar 1/16 - $105,602.70
Apr 1/16 - $108,749.60
May 1/16 - $111,301.30
Jun 1/16 - $115,863.40
Jul 1/16 - $117,155.44
Aug 1/16 - $121,029.58
Sept 1/16 - $115,764.20
Oct 1/16 - $118,878.00
Nov 1/16 - $121,182.02
Dec 1/16 - $122,740.03
Jan 1/17 - $126,041.95
Feb 1/17 - $126,222.84
Mar 1/17 - $131,614.25
Apr 1/17 - $138,777.41
May 1/17 - $143,059.30
Jun 1/17 (Goal of $150,000) - $145,507.49
Jul 1/17 - $144,570.34
Aug 1/17 - $144,686.48
Sept 1/17 - $147,458.04
Oct 1/17 - $152,266.77
Nov 1/17 - $158,846.78
Dec 1/17 - $162,149.53
Jan 1/18 - $164,613.88
Post by: Nick_Miller on February 13, 2018, 08:31:54 PM
Mar 2016 $101,768.81
May 2016 $106,529.21
July 2016 $115,035.02
Sept 2016 $126,076.92
Nov 2016 $135,152.36
Jan 2017 $147,729.69
Mar 2017 $140,835.79 (moving expenses set us back)
May 2017 $149,690.19
July 2017 $157,768.24
Sept 2017 $167,359.52
Nov 2017 $175,059.46
Jan 2018 $190,018.18
Feb 2018 $198,506.91
Market drops ate up our Feb contributions, and we paid for much of our upcoming summer cruise, but tax return helped out. Should go over $200K next month!
Post by: me1 on February 19, 2018, 06:06:29 PM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
9/17/17 $191,576 $308,692
10/17/17 $197,557 $314,090
11/17/17 $201,230 $315,249
12/17/17 $210,178 $328,245
1/17/18 $225,531 $340,364
2/17/18 $224,612 $344,742
Not bad considering how far down the market went.
Post by: Anon in Alaska on February 21, 2018, 06:18:54 AM
Post by: Mezzie on February 21, 2018, 09:49:45 AM
My rationale for keeping the mortgage (our only debt) out of this is that we pay less than the going rental rate for the smallest apartment we could comfortably live in, and we've hit the halfway mark on the mortgage (what we have in equity is equal to what we owe), so it's a net worth wash.
I think we can hit 250k in three years with a crappy market and two years in a good one at our current savings rate. My 403 and our IRAs are maxed out, but I have room to invest more in my 457 and my husband has room to invest more in his 401; we don't yet have the funds to do so. If we could max those out, we'd be looking at a year and a half to two years.
Either way, it's looking good considering we just got to the above number after ten years of marriage.
We can retire once we have $800,000 in our retirement + my pension (earliest in 15 years). We're on track to meet that $800,000 goal at exactly the time I can retire with my pension even assuming flat market returns and no increased contributions. Any additional contributions or any good returns will be icing. We're also on track to pay off our house in 12-15 years, so our cost of living will decrease considerably at exactly the right time.
With my luck, we'll have a nice market crash upon my retirement, but I like my work and can continue it if need be. I'll also make more conservative investments as retirement nears, of course.
Post by: dignam on February 26, 2018, 12:24:07 PM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Post by: Slow&Steady on February 26, 2018, 02:00:20 PM
I am joining this race from the $10k-$100k race! Hopefully not too early.
I don't count true NW but thought it would be nice to look back and see it, so I added it! What I am really tracking is the "Invested Total" column. I also don't count different savings accounts if they have a specific purpose (maternity leave, self-employment taxes, etc).
What is happening in 2018: Baby #2 is due in late March! I accepted a job offer last week that includes a 30+% raise. I will not be able to contribute to the new company 401k until I have been there for 30 days, very close to when I take unpaid maternity leave, and we are holding off on putting anything into the IRA until after maternity leave so our Invested Total should follow the market increases/dips for the next several months with very little contributions added. We also plan to finish off student loans in 2018 (finally). If DH's business continues growing as it has for the last few months I would love to max his IRA and then will need to make decisions of paying down debt vs investing in another rental vs increasing my 401k vs opening an IRA for me vs increasing contributions to 529 Plans.
I get to STAY!! We decided to add $3k in 2017 contributions to the IRA a few days into Feb and it looks like that $3k is almost exactly what we needed (in the Invested Total) to stay in this race.
Code: [Select]
401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896I am a little impatient to post end of Feb numbers today but I am also a little to perfectionist about it showing actual end of month numbers, so I might be editing this in the next couple of days to actual end of FEB numbers. Impatient perfectionist is not generally a good combination.
Edited: Updated to show actual end of Feb numbers (not 2-3 days early numbers). Looks like without that IRA contribution we would have been pushed back under the $100k mark. I can't wait until I can start contributing to the 401k again.
Post by: SeattleStache on February 27, 2018, 05:02:17 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
Goal is to hit $250k by the end of 2018!
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: BeautifulDay on February 27, 2018, 07:14:26 PM
Net Worth investment and cash assets
Mar 2016 $28,361 $74,408
Jun 2016 $40,970 $81,270
Sep 2016 $57,895 $92,035
Dec 2016 $80,499 $100,376
Jan 2017 $87,257 $104,880
Feb 2017 $93,080 $110,760
Mar 2017 $99,766 $116,593
Apr 2017 $97,334 $89,230 Bought a house
May 2017 $100,755 $93,943
Jun 2017 $102,562 $96,048
Jul 2017 $107,420 $101,106
Aug 2017 $107,530 $102,450
Sep 2017 $112,554 $106,887
Oct 2017 $116,826 $110,677
Nov 2017 $122,380 $115,275
Dec 2017 $128,724 $121,976
Jan 2018 $136,288 $127,999
Feb 2018 $140,881 $132,219
Post by: Raenia on February 28, 2018, 05:40:38 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90 - Ouch, first month that ended lower than it started. Never had the losses exceed my ongoing contributions before. So... yay?
Post by: hudsoncat on February 28, 2018, 06:20:53 AM
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Apr-17: $161,518
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
28-Feb-18: $234,108
Investments only. Couldn't out save the market losses. On the plus side, DH recently was given a nice raise which we've already scheduled to immediately dump into investments when it kicks in in April. We are at the point that his 401k and my 403b are maxed, but we have room left in my 457b. So even though it was his raise, we'll funnel the money into my 457b.
Post by: cashmoney on February 28, 2018, 08:18:05 AM
5/31/17 $83,416.85 an increase of $1,293.71
6/30/17 $88,646.63 an increase of $5,229.78
7/31/17 $97,939.57 an increase of $9,292.94
8/31/17 $98,975.02 an increase of $1,034.45
9/29/17 $101,431.60 an increase of $2,456.58
10/31/17 $106,262.40 an increase of $4,830.80
11/30/17 $103,638.95 a decrease of -$2,623.45
12/29/17 $107,889.26 a 4% increase of $4,250.31
01/31/18 $112,888.72 a 4.6% increase of $4,999.46
02/28/18 $110,864.47 a -1.7% decrease of -$2,024.25
Market has been down, wedding expenses creeping up and a out of town trip. I'm still feeling real good.
Post by: Pooperman on February 28, 2018, 08:43:37 AM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
| 8/31/2017 | $104,537.62 | +$668.92 | +$1,100.88 | -$431.96 | +14% |
| 9/30/2017 | $107,892.53 | +$3,354.91 | +$2,288.37 | +$1,066.54 | +33% |
| 10/31/2017 | $110,221.54 | +$2,329.01 | +$1,193.40 | +$1,135.61 | +30% |
| 11/30/2017 | $111,408.49 | +$1,186.95 | +$268.63 | +$918.32 | +4% |
| 12/31/2017 | $132,802.54 | +$21,394.05 | +$5,134.14 | +$16,259.91 | +59% |
| 1/31/2018 | $137,862.25 | +$5,060.29 | +$1,119.44 | +$3,940.85 | +25% |
| 2/28/2018 | $137,431.49 | -$430.76 | +$2,213.75 | -2,644.51 | +26% |
Post by: dreadmoose on February 28, 2018, 09:58:50 AM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | (+5,947) |
I only count investment accounts minus loans (low interest student loans). Had a pretty good month after the initial scare in markets, got some cheap stocks out of it on my normal buying plan.
Post by: dogboyslim on February 28, 2018, 11:55:06 AM
01/2017: $59,598
02/2017: $94,135
03/2017: $96,711
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2680/+$1221 Contribution/Investment Gain
08/2017: $113,472 +$2680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2680/$1567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1768 Contribution/Investment Gain
12/2017: $125,576 +$2680/$1230 Contribution/Investment Gain
01/2018: $130,690 +$1570/$3544 Contribution/Investment Gain
02/2018: $130,112 +$1570/(-$2147 Contribution/Investment Gain
I went back to update since October. I moved, and my contributions dropped considerably to support multiplied living expenses. I'm not including the new home/mortgage here, but when we sell our prior home, I may put the proceeds of that sale here, and then I will put the loan against it, as it is a truer representation of our invested assets. We are still trying to decide if/how much of the proceeds to invest once the house sells. It should net us around $300-350k (depending on so many things). I'm not sure I feel great about putting all that in the market right now, so may split it 50/50 with the new loan balance. Contributions will increase again once we only have one home, but will be lower than previous contributions to account for mortgage debt service we didn't previously have.
Post by: rg422 on February 28, 2018, 02:09:36 PM
First, congratulations to those have graduated the group!
AS for us....
4/5/17 - 101,800 (joined the 'group')
10/19/17 - 156,200
Thanks to the nice market gains and continued contributions, our NW (home equity not included) has steadily risen. Could we have done better? Sure. But we like our current balance of spending/saving.
Richard
Just checking in to report our progress.
2/28/18 - $204,400
Post by: Izybat on February 28, 2018, 06:37:59 PM
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
10/17 - $141,917.56
11/17 - $149,045.19
12/17 - $153,537.92
1/18 - $160,704.93
2/18 - $167,472.58
Post by: CutTheFat on February 28, 2018, 06:49:39 PM
9/2016 $102k
4/2017 $122k
2/2018 $139k
Post by: use2betrix on February 28, 2018, 06:54:52 PM
Feb 1, 2016 - $90k
Jan 1, 2017 - $177k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
March 1, 2018 $225,651
Stock Market closed a bit rough at the end of this month. I actually “saved” about $18,000 this month, but lost about $7,000 in the stock market drops. Not the end of the world and I’m still fortunate I was able to out-save the market loss a bit still. It’s going to be cutting it close to hit my goal of $250k by the end of April. A lot will depend if the market drops anymore.
Post by: sweetkerryline on February 28, 2018, 07:51:07 PM
March 1, 2018 - $117,559
Post by: SpareChange on February 28, 2018, 11:37:20 PM
Post by: Trifle on March 01, 2018, 04:19:47 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90 - Ouch, first month that ended lower than it started. Never had the losses exceed my ongoing contributions before. So... yay?
It is an 'ouch' to write a negative number -- I did it this month too. But I think this is definitely a 'yay' Raenia -- it means the stash is reaching the point where market fluctuations are sometimes greater than your contributions. Your money is starting to work harder than you can. (If you look at the lower $ threads, most of those folks did not see a net decrease this month, while most people 'upthread' -- like the $500k to $1M thread -- did).
Well done everyone!! Keep calm and keep filling those buckets! :)
Post by: LurkerStache on March 01, 2018, 04:41:59 AM
Jan 2018: 108,443.97
Feb 2018: 108,726.52
The market wasn't so kind this month, but at least I was able to stay positive.
Post by: AcftW on March 01, 2018, 05:15:08 AM
$67,328 - Jan 2017
$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018
Just got my tax return yesterday, so that added a bit. Upward progress!
Post by: FI-REality on March 01, 2018, 05:30:48 AM
Goal of $200,000 by June of 2018.Mar 1/18 - $173,486.45 - Wow... not a bad month at all.
Jan 1/16 - $105,809.20
Feb 1/16 - $102,834.20
Mar 1/16 - $105,602.70
Apr 1/16 - $108,749.60
May 1/16 - $111,301.30
Jun 1/16 - $115,863.40
Jul 1/16 - $117,155.44
Aug 1/16 - $121,029.58
Sept 1/16 - $115,764.20
Oct 1/16 - $118,878.00
Nov 1/16 - $121,182.02
Dec 1/16 - $122,740.03
Jan 1/17 - $126,041.95
Feb 1/17 - $126,222.84
Mar 1/17 - $131,614.25
Apr 1/17 - $138,777.41
May 1/17 - $143,059.30
Jun 1/17 (Goal of $150,000) - $145,507.49
Jul 1/17 - $144,570.34
Aug 1/17 - $144,686.48
Sept 1/17 - $147,458.04
Oct 1/17 - $152,266.77
Nov 1/17 - $158,846.78
Dec 1/17 - $162,149.53
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Post by: DarkandStormy on March 01, 2018, 06:36:48 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616 - Had some unexpected medical bills hit this month (hence the drop in HSA funds) and decided to pull the trigger and prepay property taxes late in December as well.
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110 - bonus hit and went straight to investments, thus outpacing market losses
Post by: Epor on March 01, 2018, 06:53:24 AM
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM 3/17)
----------
Total Saved Market G/L
01/01/18 93684.00 2136.40 908.60
02/01/18 103443.00 4675.00 5084.00
03/01/18 100621.00 1645.00 -4467.00
Still over 100k!
Post by: Stimpy on March 01, 2018, 08:12:37 AM
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14% - Almost a new leap day ;)
12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018 $135,011.70 ~ 3.10%
2/28/2018 $135,864.07 ~ 0.63%
Numbers based on Mint
Well that market downturn is getting interesting. Have not put away as much as I wanted to the last few months, but here is hoping I can turn it around!
Post by: Jaayse on March 01, 2018, 10:17:08 AM
April 15, 2017 - 164,900
May 1, 2017 - ? (Lost info)
June 1, 2017 - ? (Lost info)
July 1, 2017 - 180,808
August 10, 2017 - 189,280
September 1, 2017 - 193,727
October 1, 2017 - 209,968
November 1, 2017 - 220,602
December 1, 2017 - 225,918
January 1, 2018 - 232,213
February 1, 2018 - 245,447
March 1, 2018 - 242,789
This month was a rough one for me, I had more than normal costs for my condo and it was vacant the whole month... on the bright side, I accepted an offer on it that will rent it out for the next two months refund me the extra costs this month and pay 24k more than I paid for it. I also am still owed 2800 from my job and around 6k in taxes. I should be well into the next race in the next few months!
Post by: Check2400 on March 01, 2018, 12:21:16 PM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
Employer Match went in this month, which is the only reason I was able to stay even.
It is going to be really weird for those of us who have ever only known gains our whole investing life of up to the past 9 years (almost literally, the Great Recession bottomed out March 9, 2009) when the good times stop being good.
I think we'll see a lot of true colors shining through on the forums, both for better and worse. For me, so long as the job security can stay firm I'll be fine, although I know I'll struggle buying into the teeth of a downturn no matter how well educated I am about the benefit of doing so.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: SarkastikNinja on March 01, 2018, 12:33:01 PM
DATE | NW | CHG | COMMENT |
2017-10-31 115,301 +25,438 YE bonus graduated me to this thread.
2017-11-30 115,827 + 526 Too spendy this month, but at least positive
2017-12-31 116,736 + 909 Another slow month, but reinvigorated for a frugal January
2018-01-31 117,528 + 792 Actual saved decently, but an O&G ETF tanked hard, offsetting savings. Never should have bought that.
2018-02-28 130,116 +12,588 Bonus time
Post by: tjrssibelle on March 01, 2018, 06:35:45 PM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Sent from my SM-N920V using Tapatalk
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Sent from my SM-N920V using Tapatalk
Post by: Toad on March 01, 2018, 07:04:02 PM
| Date | Bank Account | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| February 16, 2018 | $13,812.30 | $82,021.39 | $51,242.74 | $147,076.43 | +0.37% |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.93% |
...and as the market tumbles, so too does my net worth.
Post by: ardrum on March 01, 2018, 07:16:31 PM
2/1/18 $103,481
3/1/18 $100,568
Post by: Imustacheyouaquestion on March 01, 2018, 08:48:31 PM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
July 2017 $170,357.32
August 2017 $174,107.52
Oct 2017 $184,884.82
Nov 2017 $198,945.16
Dec 2017 $206,349.74
Jan 2018 $209,636.49
Feb 2018 $229, 479.48
Mar 2018 $226,966.28 -$2513.22
Kind of funny that during the last update I was excited about our investments crossing $200k, and then this month I got to watch them dip below and crest above that mark again. Happy to buy some stocks on sale this month :)
Started paying for some honeymoon and wedding reception expenses, otherwise it was a pretty low month for spending. There was a slight bump in our paychecks as the new paycheck withholding tables went into effect - but I will definitely need to adjust withholdings this month based on our 2018 projections.
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Primm on March 02, 2018, 02:24:42 AM
| Date | Net worth | Gain (Loss) |
| 1 Dec 2017 | $239,686.56 | N/A |
| 1 Jan 2018 | $244,059.96 | $4,373.40 |
| 1 Mar 2018 | $234,659.04 | ($9,400.92) |
Hmm. Apparently my superannuation investments got hit harder in the "correction" than I expected. If I take my investment accounts off the table I'm actually up for the period.
Next time... It's a bit frustrating to be so close ($16.5k) in this challenge and not quite tipping over the line.
Post by: Nick_Miller on March 02, 2018, 07:03:34 AM
I asked earlier if people would leave these threads if market drops reduced their net worth out of the minimal range for the thread, but I guess the answer will depend on the individual. I would assume that most people will stay in a thread once they get there, even if market forces technically push them back down to the previous thread.
It would be sort of crushing to be 'demoted.'
Post by: Blahhhh456 on March 02, 2018, 07:26:14 AM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054 - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
Nov 1, 2017 - $196,010 - yippee!! so close to $200K!
Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.
Congrats to all the graduates this month!
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Yikes, all my contributions and then some are gone.... Oh well, keep plugging away! Bonus hits this month, so I will hopefully see a bump.
Post by: dogboyslim on March 02, 2018, 08:48:20 AM
Post by: CorpRaider on March 02, 2018, 09:26:02 AM
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
04/17 ~ $130,000
05/17 ~ $130,000
06/17 ~ $134,000
07/17 ~ $138,000
08/17 ~ $142,000
09/17 ~ $148,000
10/17 ~ $151,000
11/17 ~ $158,000
12/17 ~ $164,000 Year end TNW estimate ~ $445,000
01/18 ~ $174,000
02/18 ~ $172,000
EDIT: Thanks for springing me from groundhog day MrUpwardlyMobile.
Post by: BiggerFishToFI on March 02, 2018, 11:22:26 AM
12/31/2016 $115,810 $64,692
1/31/2017 $119,510 $66,070 $3,700 3.19%
2/28/2017 $124,974 $67,186 $5,464 4.57%
3/31/2017 $129,608 $67,472 $4,634 3.71%
4/30/2017 $125,925 $67,858 -$3,683 -2.84%
5/31/2017 $134,837 $70,822 $8,912 7.08%
6/30/2017 $140,805 $82,983 $5,968 4.43%
7/31/2017 $153,855 $92,589 $13,050 9.27%
8/31/2017 $159,166 $96,256 $5,311 3.45%
9/30/2017 $168,244 $100,416 $9,078 5.70%
10/31/2017 $181,189 $106,552 $12,945 7.69%
11/30/2017 $193,014 $111,570 $11,825 6.53%
12/31/2017 $209,976 $123,158 $16,962 8.79%
1/31/2018 $226,312 $140,791 $16,336 7.78%
2/28/2018 $227,484 $139,409 $1,172 0.52%
Survived our first correction ending up in the green! It's actually even better than this because my wife contributed $3,700 to her 457 which has not shown up in her account yet.
Post by: Primm on March 02, 2018, 04:01:57 PM
Post by: Apples on March 03, 2018, 06:36:03 AM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
June 1 2016: $125,160.93 --- gain of $5,214.58
July 1 2016: $127,094.93 --- gain of $1,934.00
August 1 2016: $133,039.69 --- gain of $5,944.76
September 1 2016: $136,465.21 --- gain of $3,425.52
October 1 2016: $140,391.81 --- gain of $3,926.60
November 1 2016: $145,497.13 --- gain of $5,105.32
December 1 2016: $149,771.11 -- gain of $3,732.60
January 1 2017: $153,948.79 -- gain of $4,177.68
February 1 2017: $163,262.29 -- gain of $9,313.60
March 1 2017: $169,266.73 -- gain of $6,004.44 January had 5 paychecks, so extra went in savings, which made this a better-than-average month.
April 1 2017: $173,615.56 -- gain of $4,398.83
May 1 2017: $179,910.03 -- gain of $6,294.47
June 1 2017: $185,658.02 -- gain of $5,747.99
July 1 2017: $189,004.34 -- gain of $3,346.32
August 1 2017: $194,775.49 -- gain of $5,771.15
September 1 2017: $198,403.35 -- gain of $3,627.86
October 1 2017: $203,102.05 -- gain of $4,698.70
November 1 2017: $210,951.82 -- gain of $7,849.76
December 1 2017: $216,449.55 -- gain of $5,497.73
January 1 2018: $219,525.37 -- gain of $3,075.82
The link to the spreadsheet is:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
February 1: $246,732.17 It looks like a big jump. Part of it is because I got a big bonus put in my retirement account in December, which shows up on the January statement, which then gets reflected in the Jan 31/Feb 1 net worth update. That's about half of this gain. The other half is at the end of every year I go through our budget and various sinking funds and any extra money that we don't need to carry forward I deposit into savings. I only count 1/5 of our checking account balance towards our net worth (long story with reasons, just believe me) so moving it into savings makes it 5x as valuable. And if I remember right the market went up, right?
March 1: $242,060.78 Market went downnnnn. Our cash and savings are up, so this just shows how much the market dropped. I think this is the first time the market drop has had a significant downward impact on our net worth. It feels weird.
Post by: Mezzie on March 03, 2018, 06:46:05 AM
Post by: Old Ball Coach on March 03, 2018, 07:21:22 AM
Jan 1, 2018 - $201,283.30
Feb 1, 2018 - $215,187.87 (Wife got big match in 401k) and market huge month.
Mar 1, 2018 - $211,493.56 (Darn market slump and making extra payments on car loan)
Post by: MrUpwardlyMobile on March 04, 2018, 06:09:20 AM
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
New to this thread. Just graduated from the race to 100k thread.
Post by: MrUpwardlyMobile on March 04, 2018, 06:15:22 AM
Marketable securities:
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
04/17 ~ $130,000
05/17 ~ $130,000
06/17 ~ $134,000
07/17 ~ $138,000
08/17 ~ $142,000
09/17 ~ $148,000
10/17 ~ $151,000
11/17 ~ $158,000
12/17 ~ $164,000 Year end TNW estimate ~ $445,000
01/17 ~ $174,000
02/17 ~ $172,000
You’re accidentally saying it’s 2017 again in your dates.
Post by: tjrssibelle on March 04, 2018, 09:25:53 AM
1/12/18 - $75,103.12Welcome!
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
New to this thread. Just graduated from the race to 100k thread.
Sent from my SM-N920V using Tapatalk
Post by: junga on March 04, 2018, 10:55:52 AM
February 2, 2018 : $104,695
March 1,2018 : $107,006
We could have had more increase if it wasn't for the stock market wrath.
Post by: urover on March 04, 2018, 04:35:07 PM
05-Mar-2018: 116KJoining this thread as we recently breached 110K in nw. Single earner family with a not-so-crazy salary, but here goes:04th-Feb-2018: 112K
17th-Jan-2018: 110K
Post by: Rodgers12 on March 04, 2018, 06:18:08 PM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
Post by: solon on March 05, 2018, 06:57:06 AM
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714 <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
12/2017 $125,716 < -- bought a car to replace the one that was totaled
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779 < -- horrible market "correction", lost $237
Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: CorpRaider on March 05, 2018, 07:05:35 AM
02/2018 $138,015
03/2018 $137,779 < -- horrible market "correction", lost $237
That's probably good trick to stay positive. I was more focused on the fact that my contributions were vaporized (probably only temporarily).
Post by: moonpalace on March 05, 2018, 07:43:43 AM
02/2017: $51,000
03/2017: $57,500
04/2017: $62,500
05/2017: $71,546
06/2017: $80,500
07/2017: $88,597
08/2017: $97,618
09/2017: $106,055
10/2017: $111,242
11/2017: $120,141
12/2017: $131,419
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208 (psyched to stay on the upward trend despite market losses!)
Post by: tarheeldan on March 05, 2018, 10:28:02 AM
I was elected Treasurer for an organization and their books were in pretty rough shape (blech) so I've been too sick of looking at numbers (I look at numbers all day at my job too of course) to feel like doing much personal finance stuff. Finished fixing up the organization's books (at least the main of what I want to accomplish in this volunteer role) so I'm back!
Good to see people taking the little dip we had last month in stride. My net worth fell by $4,148.20 despite my tax return (too big, I increased withholdings this year to avoid that next year) and a small employer retirement contribution. Oh well! $224,273.80 and still hoping to graduate by my birthday in late August :-)
Post by: Vertical Mode on March 05, 2018, 10:53:02 AM
End Q4 2016: $146,500
Just over 100k to go!
Up to $173,500. Hoping to break through the $200k mark by October.
Up around $205,000 after the correction, was sitting around $217,000 at the apex. Hope to keep cruising here in 2018!
Post by: wonkette on March 05, 2018, 11:44:45 AM
Dec 1: 136,176
Jan 1: 144,773
Feb 1: 154,787
Mar 1: 152,595
Impacted by markets being down, but still above $150k
Post by: SpareChange on March 06, 2018, 09:54:10 AM
Hi guys!
I was elected Treasurer for an organization and their books were in pretty rough shape (blech) so I've been too sick of looking at numbers (I look at numbers all day at my job too of course) to feel like doing much personal finance stuff. Finished fixing up the organization's books (at least the main of what I want to accomplish in this volunteer role) so I'm back!
Good to see people taking the little dip we had last month in stride. My net worth fell by $4,148.20 despite my tax return (too big, I increased withholdings this year to avoid that next year) and a small employer retirement contribution. Oh well! $224,273.80 and still hoping to graduate by my birthday in late August :-)
I thought somebody was missing around here...good to have you back, brother!
Post by: tarheeldan on March 06, 2018, 10:33:44 AM
I thought somebody was missing around here...good to have you back, brother!
Thank you! Nice to be back :-) You didn't have much of a dip last month, must have been saving a lot!
Post by: BalanceLife on March 06, 2018, 03:06:28 PM
Date Bank Account Taxable Investments IRAs and 401k TOTAL CHANGE
March 6, 2018 8,731.67 69,648.78 77,130.68 155,511.13
Post by: SpareChange on March 07, 2018, 12:03:41 AM
Thank you! Nice to be back :-) You didn't have much of a dip last month, must have been saving a lot!
A solid month savings wise, but my portfolio also isn't invested as aggressively as most on this board. ;)
Post by: Lamancha on March 07, 2018, 04:49:58 PM
Total NW
Jan 2014- $10k
Jan 2015- $30k
Jan 2016- $52k
Jan 2017- $80k
Jan 2018- $106k
Feb 1, 2018- $109k
March 1, 2018- $113k
Post by: Trifle on March 08, 2018, 02:25:36 AM
Hi everyone. I would like to join this race. I've been trying to be frugal and save more ever since I got out of debt in late 2013. I just found MMM last December, and this January I created a Mint account. This is the first time I've ever tried to actually keep a written budget. Oh my gosh, it's so much FUN! Maybe I'm just a total nerd. Anyways, this place is amazing and you all are very inspiring.
Total NW
Jan 2014- $10k
Jan 2015- $30k
Jan 2016- $52k
Jan 2017- $80k
Jan 2018- $106k
Feb 1, 2018- $109k
March 1, 2018- $113k
Welcome aboard Lamancha! You're making some nice progress!
Post by: coffeefueled on March 14, 2018, 06:42:17 AM
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747
Post by: MrUpwardlyMobile on March 15, 2018, 05:55:37 AM
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$112,827.81
Post by: Nick_Miller on March 16, 2018, 04:42:10 AM
Mar 2016 $101,768.81
May 2016 $106,529.21
July 2016 $115,035.02
Sept 2016 $126,076.92
Nov 2016 $135,152.36
Jan 2017 $147,729.69
Mar 2017 $140,835.79 (moving expenses set us back)
May 2017 $149,690.19
July 2017 $157,768.24
Sept 2017 $167,359.52
Nov 2017 $175,059.46
Jan 2018 $190,018.18
Feb 2018 $198,506.91
March 2018 $206,086.24
We keep chugging along. Still on pace to graduate from the thread by the end of the year. We have a $2000 tax return due later this spring, so that will go toward our IRAs.
Post by: Lews Therin on March 16, 2018, 06:10:38 AM
Nov/16 82700
Dec/16 93200
Jan/17 103,720
Feb/17 119,800
Mar/17 127,400
Apr/17 140,376
May/17 148,000
---------------------
Nov/17 174,000
Dec/17 184,000
JAN/17 189,000
Feb/17 195,000
March/17 197,000 - Waiting for 6k Tax return. (Stock market slowed down the crazy increases. First month without a 5k increase.)
Post by: me1 on March 19, 2018, 03:14:04 PM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
9/17/17 $191,576 $308,692
10/17/17 $197,557 $314,090
11/17/17 $201,230 $315,249
12/17/17 $210,178 $328,245
1/17/18 $225,531 $340,364
2/17/18 $224,612 $344,742
3/17/18 $226,810 $339,652
not bad considering I didn't get paid last month.
Post by: Le North Dreamer on March 19, 2018, 03:58:53 PM
January 2017 $144 155
February $150 588
March $160 822
April $169 962
May $176 685
June $183 782
July $187 719
August $188 363
September $204 454
October $209 166
November $216 901
December $224 538
January 2018 $231 016
February $235 391
March ?
April Target for reaching the Quarter Million!
Post by: NextTime on March 27, 2018, 01:57:55 PM
Investments only:
2/1/18 - $198,264.59
3/1/18 - $204,079.63
Post by: steveo on March 28, 2018, 09:38:00 PM
2016-10-01 110
2016-12-31 138
2017-03-31 162
2017-06-30 183
2017-09-30 198
2017-12-24 232
2018-03-29 242
It's been a poor quarter mainly due to stock returns however I'm close to having another 10 grand to throw into the market so the next update will push us past 250k.
Post by: SpareChange on March 29, 2018, 11:52:50 PM
Up $8,430.68 to $242,448.77.
Took advantage of some overtime, and my 403b match for last year finally dropped in. Good month!
Post by: aneel on March 30, 2018, 06:57:05 AM
Received my company profit sharing + a significant tax "refund" which was really a credit owed to us. Despite the rocky market this month, we've crossed the $250k threshold:
6/1/2016: 102k
4/1/2018: 251k
Life events between: adopted a little boy, got promoted, started a new job in a new state, sold a house, and bought a house.
Here's to just as much excitement but hopefully fewer life altering changes in the next thread!
Post by: Nick_Miller on March 30, 2018, 07:35:19 AM
And looks like we'll be losing @SpareChange and @steveo very soon as well! Hope you fine folks hit your marks soon too!
Post by: LurkerStache on March 30, 2018, 07:40:43 AM
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Another month of poor market returns for me. Also went on vacation this month, so progress has slowed down a bit.
Post by: dogboyslim on March 30, 2018, 08:00:59 AM
12/2016: $56,197
01/2017: $59,598
02/2017: $94,135
03/2017: $96,711
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2,680/+$1,221 Contribution/Investment Gain
08/2017: $113,472 +$2,680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2,680/$1,567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2,179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1,768 Contribution/Investment Gain
12/2017: $125,576 +$2,680/$1,230 Contribution/Investment Gain
01/2018: $130,690 +$1,570/$3,544 Contribution/Investment Gain
02/2018: $130,112 +$1,570/-$2,147 Contribution/Investment Loss
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss
Post by: Stimpy on March 30, 2018, 08:27:18 AM
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14% - Almost a new leap day ;)
12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018 $135,011.70 ~ 3.10%
2/28/2018 $135,864.07 ~ 0.63%
3/30/2018 $138,236.93 ~2.39%
Numbers based on Mint
Hmmm... considering the market(and the overall downward movement), it's nice to see overall, things going up!
Post by: Epor on March 30, 2018, 08:36:22 AM
Taxable investments
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss
WOW
Post by: Epor on March 30, 2018, 08:40:20 AM
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM 3/17)
----------
Total Saved Market G/L
01/01/18 93684.00 2136.40 908.60
02/01/18 103443.00 4675.00 5084.00
03/01/18 100621.00 1645.00 -4467.00
04/01/18 100572.00 1645.00 -1694.00
Still over 100k!
Post by: Imustacheyouaquestion on March 30, 2018, 09:20:47 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
July 2017 $170,357.32
August 2017 $174,107.52
Oct 2017 $184,884.82
Nov 2017 $198,945.16
Dec 2017 $206,349.74
Jan 2018 $209,636.49
Feb 2018 $229, 479.48
Mar 2018 $226,966.28
Apr 2018 $225,520.37 -$1445.91
Large expenses this month: $700 Costco cash card (timed for a 10% Discover cash back bonus), plane tickets for Thanksgiving travel, $1250 in federal taxes, and $500 in honeymoon travel expenses. Restaurant spending was a little high this month.
Upcoming expenses/income: I should get a state tax refund next month, and we will have additional wedding expenses, plus some home renovation spending. I may be accelerating some utility and insurance payments to hit a minimum credit card spend. Take-home pay should decrease by about $100 after adjusting withholding.
I wonder how long we'll be buying stocks on sale?
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Imustacheyouaquestion on March 30, 2018, 09:23:49 AM
Here's to just as much excitement but hopefully fewer life altering changes in the next thread!
Congrats! I started just a few months after you and hope I can catch you in the next thread soon :)
Post by: Nick_Miller on March 30, 2018, 10:23:25 AM
It is going to be really weird for those of us who have ever only known gains our whole investing life of up to the past 9 years (almost literally, the Great Recession bottomed out March 9, 2009) when the good times stop being good.
Frankly, I'm looking forward to it. I started investing in 2012 and have never experienced anything other than small downturns. If you have a stable job, a sustained bear market during your working years is a tremendous opportunity to stockpile assets.
I am trying to keep that mindset too. "Focus on the number of shares you're buying, Nick, not necessarily on the current value. When the market goes on a strong bull run again, you'll see how fast your portfolio rockets up."
But yes, with everyone having apps, and able to check balances whenever, it's hard not to focus on the current value.
Post by: dogboyslim on March 30, 2018, 02:49:56 PM
Sold a house, reinvested 40k of the equity here, the rest went into the new house. Nowhere nearly as impressive with the background story.Taxable investments
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss
WOW
Post by: Milkm4n on March 31, 2018, 05:05:47 AM
03/01/18: $100,871
04/01/18: $104,410
My goal is to complete this thread in 2.5 years, by Sept 2020. Stretch goal is March 2020.
Post by: hudsoncat on March 31, 2018, 07:52:22 AM
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Apr-17: $161,518
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
28-Feb-18: $234,108
31-Mar-18: $234,454
This month I was able to out save my losses in the investments... by a whole $300! Better than nothing.
Post by: junga on March 31, 2018, 08:02:35 AM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
Tax returns, bonus and an extra paycheck month helped increase net worth despite the stock market volatility.
Hopefully raise next month will add cherry to the icing.
Post by: Raenia on March 31, 2018, 08:46:04 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13 - Another down month, though not quite as bad as Feb. Trying to focus on all those discounted shares I'm buying with my weekly auto-contributions.
Post by: BeautifulDay on March 31, 2018, 05:30:43 PM
Net Worth investment and cash assets
Mar 2016 $28,361 $74,408
Jun 2016 $40,970 $81,270
Sep 2016 $57,895 $92,035
Dec 2016 $80,499 $100,376
Jan 2017 $87,257 $104,880
Feb 2017 $93,080 $110,760
Mar 2017 $99,766 $116,593
Apr 2017 $97,334 $89,230 Bought a house
May 2017 $100,755 $93,943
Jun 2017 $102,562 $96,048
Jul 2017 $107,420 $101,106
Aug 2017 $107,530 $102,450
Sep 2017 $112,554 $106,887
Oct 2017 $116,826 $110,677
Nov 2017 $122,380 $115,275
Dec 2017 $128,724 $121,976
Jan 2018 $136,288 $127,999
Feb 2018 $140,881 $132,219
Mar 2018 $133,930 $124,857
Ouch. Replaced our AC unit this month and with the poor market it was a recipe for bad numbers. At least investments are on sale. Onward and upwards.
Post by: Jaayse on March 31, 2018, 06:31:47 PM
April 15, 2017 - 164,900
May 1, 2017 - ? (Lost info)
June 1, 2017 - ? (Lost info)
July 1, 2017 - 180,808
August 10, 2017 - 189,280
September 1, 2017 - 193,727
October 1, 2017 - 209,968
November 1, 2017 - 220,602
December 1, 2017 - 225,918
January 1, 2018 - 232,213
February 1, 2018 - 245,447
March 1, 2018 - 242,789
April 1, 2018 - 246,140
A positive month despite the market downturn. My condo is rented again, which is a huge help, and the renters are supposed to buy in a few months if all goes well. The government owes me something more than 10k between all the back pay for my job and my tax return. I feel like I am just a free loan to them... Hopefully I will get some of that money this next month.
Post by: MrUpwardlyMobile on March 31, 2018, 06:39:27 PM
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70 took a beating on the retirement accounts but slightly offset most of the loss with gains elsewhere.
Post by: Old Ball Coach on March 31, 2018, 08:14:56 PM
Feb 1, 2018 - $215,187.87 (Wife got big match in 401k) and market huge month.
Mar 1, 2018 - $211,493.56 (Darn market slump and making extra payments on car loan)
Apr 1, 2018 - $212,262.61 (I'll take an increase with the way the market acted last month. ALSO, paid off our last car loan!)
Post by: wonkette on March 31, 2018, 09:14:11 PM
Dec 1: 136,176
Jan 1: 144,773
Feb 1: 154,787
Mar 1: 152,595
Apr 1: 157,954
Post by: SpareChange on April 01, 2018, 04:50:53 AM
Here's to just as much excitement but hopefully fewer life altering changes in the next thread!
Congrats!!
Post by: SpareChange on April 01, 2018, 04:52:45 AM
And looks like we'll be losing @SpareChange and @steveo very soon as well! Hope you fine folks hit your marks soon too!
Thank you sir! Me too. Time to blow this joint. :)
Post by: use2betrix on April 01, 2018, 07:36:13 AM
April 1, 2018 $238,764March 1, 2018 $225,651
Feb 1, 2016 - $90k
Jan 1, 2017 - $177k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
I’m still on track to hit my goal of 250k this month, but it’ll be a little close and if the stock market drops even 1-2% it won’t happen.
I’m also the sole breadwinner and as of now I’m quitting my job on May 4th as long as everything still works out as planned. Our savings will like drop from around $13,500/mo down to $10,000/mo, but I’ll be working 50 hrs/wk instead of 75, and will be in a far less stressful position. The trade off to me will be worth it. Biggest fear is leaving current job and something falling through on the new one. Lot of money left on that table.
Post by: Apples on April 01, 2018, 09:48:57 AM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
June 1 2016: $125,160.93 --- gain of $5,214.58
July 1 2016: $127,094.93 --- gain of $1,934.00
August 1 2016: $133,039.69 --- gain of $5,944.76
September 1 2016: $136,465.21 --- gain of $3,425.52
October 1 2016: $140,391.81 --- gain of $3,926.60
November 1 2016: $145,497.13 --- gain of $5,105.32
December 1 2016: $149,771.11 -- gain of $3,732.60
January 1 2017: $153,948.79 -- gain of $4,177.68
February 1 2017: $163,262.29 -- gain of $9,313.60
March 1 2017: $169,266.73 -- gain of $6,004.44 January had 5 paychecks, so extra went in savings, which made this a better-than-average month.
April 1 2017: $173,615.56 -- gain of $4,398.83
May 1 2017: $179,910.03 -- gain of $6,294.47
June 1 2017: $185,658.02 -- gain of $5,747.99
July 1 2017: $189,004.34 -- gain of $3,346.32
August 1 2017: $194,775.49 -- gain of $5,771.15
September 1 2017: $198,403.35 -- gain of $3,627.86
October 1 2017: $203,102.05 -- gain of $4,698.70
November 1 2017: $210,951.82 -- gain of $7,849.76
December 1 2017: $216,449.55 -- gain of $5,497.73
January 1 2018: $219,525.37 -- gain of $3,075.82
February 1 2018: $246,732.17
March 1 2018: $242,060.78 Market went downnnnn.
The link to the spreadsheet is:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
April 1 2018: $246,426.26 Hopefully April will get us over the 250 mark.
Post by: Pooperman on April 01, 2018, 11:29:10 AM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
| 8/31/2017 | $104,537.62 | +$668.92 | +$1,100.88 | -$431.96 | +14% |
| 9/30/2017 | $107,892.53 | +$3,354.91 | +$2,288.37 | +$1,066.54 | +33% |
| 10/31/2017 | $110,221.54 | +$2,329.01 | +$1,193.40 | +$1,135.61 | +30% |
| 11/30/2017 | $111,408.49 | +$1,186.95 | +$268.63 | +$918.32 | +4% |
| 12/31/2017 | $132,802.54 | +$21,394.05 | +$5,134.14 | +$16,259.91 | +59% |
| 1/31/2018 | $137,862.25 | +$5,060.29 | +$1,119.44 | +$3,940.85 | +25% |
| 2/28/2018 | $137,431.49 | -$430.76 | +$2,213.75 | -$2,644.51 | +26% |
| 3/31/2018 | $136,819.12 | -$612.37 | -$686.31 | +$73.94 | -25% |
Post by: tjrssibelle on April 01, 2018, 01:50:02 PM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Sent from my SM-N920V using Tapatalk
Mar 2018 - $211.20 k
Sent from my SM-N920V using Tapatalk
Post by: moonpalace on April 01, 2018, 01:50:59 PM
....
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208
04/2018: $161,505
Still trending upward despite the market! And just got about a $15k raise at work, so the slope of the graph should go up this year.
Post by: AcftW on April 01, 2018, 02:23:36 PM
$67,328 - Jan 2017
$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018
$126,450 - Apr 2018
First negative in a while, so that’s a bit disappointing. Market bit me. Planning to buy a house in the next 12 months, with a bit of luck I can nab one cheap.
Post by: Gardo on April 01, 2018, 09:34:21 PM
20170620: $106.6K
20170615: $105.4K
20170608: $105.0K
20170529: $103.6K
20180401: $128.0K
Post by: Radagast on April 01, 2018, 11:14:20 PM
Quarter StockBondCash +House XIRR
Q3 2016: $112,200 $165,800 13.6%
Q4 2016: $124,300 $178,500 16.1%
Q1 2017: $148,300 $203,300 12.1%
Q2 2017: $160,548 $217,018 11.8%
Q3 2017: $178,042 $235,102 13.3%
Q4 2017: $203,082 $260,736 15.6%
Q1 2018: $213,941 $272,491 12.3%
XIRR excludes saving bonds and cash.
Post by: SeattleStache on April 01, 2018, 11:15:48 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470) ouch with the market losses this month
Goal is to hit $250k by the end of 2018.
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: DarkandStormy on April 02, 2018, 07:05:54 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541 - 3 paycheck month, tax refund hit, another $2k bonus hit...a lot went to investments, but holding back some cash for some house repairs coming up.
Post by: BiggerFishToFI on April 02, 2018, 08:10:04 AM
12/31/16 $115,671 $64,692 -$116,564
01/31/17 $119,371 $66,070 -$114,764
02/28/17 $124,835 $67,186 -$110,416
03/31/17 $129,469 $67,472 -$106,068
04/30/17 $125,786 $67,858 -$101,720
05/31/17 $134,698 $70,822 -$97,372
06/30/17 $140,666 $82,983 -$93,024
07/31/17 $153,716 $92,589 -$88,676
08/31/17 $159,027 $96,256 -$84,328
09/30/17 $168,105 $100,416 -$79,980
10/31/17 $181,050 $106,552 -$75,632
11/30/17 $192,875 $111,570 -$71,284
12/31/17 $209,837 $123,158 -$66,936
01/31/18 $226,173 $140,791 -$65,161
02/28/18 $227,345 $139,409 -$63,519
03/31/18 $230,611 $140,661 -$61,852
Last few months have pushed out the projection by a few, but still heading in the right direction! A couple more years and these market swings are going to be pretty tough to compensate for by our contributions, I guess a good problem to have. Might hit 250k in June
Post by: Check2400 on April 02, 2018, 08:43:47 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
Got paid the 1Q paycheck from the side business as the saving grace for this month. Lately Home Depot has been the biggest bite out of the savings.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: dreadmoose on April 02, 2018, 01:21:25 PM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | |
| Apr 1 | $122,764 | (+580) |
I only count investment accounts minus loans (low interest student loans). Saved $4990 but only went up $580, got some cheap stocks out of my normal buying plan I suppose.
Post by: nick663 on April 02, 2018, 06:57:43 PM
6/17: 198.7k6/30: 198.7kWe have now closed on our house so things are stable enough to join. Tracking everything except real estate in this challenge6/30: 198.7k
6/30: 198.7k
7/31: 207.5k
If we can continue this pace, we would hit 250k at the end of the year.
7/31: 207.5k
8/31: 211.8k
7/17: 207.5k
8/17: 211.8k
9/17: 222.1k
10/17: *missing*
11/17: 234.7k
12/17: 242.4k
3/18: 263.3k
Decided to start tracking quarterly this year so not sure when I crossed the 250k mark. On to the next thread (fingers crossed that a market pullback doesn't bring me back!)
Post by: Rodgers12 on April 02, 2018, 07:01:48 PM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
Post by: solon on April 02, 2018, 07:41:53 PM
6/17: 198.7k6/30: 198.7kWe have now closed on our house so things are stable enough to join. Tracking everything except real estate in this challenge6/30: 198.7k
6/30: 198.7k
7/31: 207.5k
If we can continue this pace, we would hit 250k at the end of the year.
7/31: 207.5k
8/31: 211.8k
7/17: 207.5k
8/17: 211.8k
9/17: 222.1k
10/17: *missing*
11/17: 234.7k
12/17: 242.4k
3/18: 263.3k
Decided to start tracking quarterly this year so not sure when I crossed the 250k mark. On to the next thread (fingers crossed that a market pullback doesn't bring me back!)
woot woot!
Post by: Nudelkopf on April 02, 2018, 08:32:41 PM
Jun 2015: $50k1 April 2018: $160,000
Oct 2016: $100k
Nov 2017: $150k
I'm just counting shares and cash, and ignoring my retirement fund (superannuation) & student debt (hecs). My goal is to reach $200k by the end of 2018. That's providing the stock market doesn't drop too much. I'll get a decent tax return (~$6k in August) and my parents are gifting me $10k, which will push me to that $200k mark.
Post by: FI-REality on April 03, 2018, 05:18:38 AM
Goal of $200,000 by June of 2018.Apr 1/18 - $174,725.03 - After last months insane gains, I was hoping to be in the $180's this month. Guess that will have to wait a while longer.
Jan 1/16 - $105,809.20
Feb 1/16 - $102,834.20
Mar 1/16 - $105,602.70
Apr 1/16 - $108,749.60
May 1/16 - $111,301.30
Jun 1/16 - $115,863.40
Jul 1/16 - $117,155.44
Aug 1/16 - $121,029.58
Sept 1/16 - $115,764.20
Oct 1/16 - $118,878.00
Nov 1/16 - $121,182.02
Dec 1/16 - $122,740.03
Jan 1/17 - $126,041.95
Feb 1/17 - $126,222.84
Mar 1/17 - $131,614.25
Apr 1/17 - $138,777.41
May 1/17 - $143,059.30
Jun 1/17 (Goal of $150,000) - $145,507.49
Jul 1/17 - $144,570.34
Aug 1/17 - $144,686.48
Sept 1/17 - $147,458.04
Oct 1/17 - $152,266.77
Nov 1/17 - $158,846.78
Dec 1/17 - $162,149.53
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Unless the market does something big, it doesn't look like I'm going to hit my goal of $200k in June.
Post by: CorpRaider on April 03, 2018, 01:10:37 PM
12/15 ~ $81,000
12/16 ~ $109,000
01/17 ~ $116,000
02/17 ~ $122,000
03/17 ~ $125,000
04/17 ~ $130,000
05/17 ~ $130,000
06/17 ~ $134,000
07/17 ~ $138,000
08/17 ~ $142,000
09/17 ~ $148,000
10/17 ~ $151,000
11/17 ~ $158,000
12/17 ~ $164,000
01/18 ~ $174,000
02/18 ~ $172,000
03/18 ~ $175,000
Put up a post with a little more detail, but it looks like investments were a little bit of a headwind this month. Over the last two months declines have offset pretty much all of my savings. I am trying to mentally prepare myself for a year where all of the savings are offset by declines. I am sure it is going to be hard to keep up motivation in that environment.
Post by: Lamancha on April 03, 2018, 08:25:39 PM
Hi everyone. I would like to join this race. I've been trying to be frugal and save more ever since I got out of debt in late 2013. I just found MMM last December, and this January I created a Mint account. This is the first time I've ever tried to actually keep a written budget. Oh my gosh, it's so much FUN! Maybe I'm just a total nerd. Anyways, this place is amazing and you all are very inspiring.
Total NW
Jan 2014- $10k
Jan 2015- $30k
Jan 2016- $52k
Jan 2017- $80k
Jan 2018- $106k
Feb 1, 2018- $109k
March 1, 2018- $113k
April 1, 2018- $117k
It's been a good month. We haven't been affected by the market at all because (big facepunch) all $117k is sitting in a savings account. I know, terrible.
Post by: Nick_Miller on April 04, 2018, 08:25:09 AM
I am trying to mentally prepare myself for a year where all of the savings are offset by declines. I am sure it is going to be hard to keep up motivation in that environment.
Yes. This is where I am too. We've put about $7,000 into our 401K/IRAs thus far in 2018, and with the market being down 3 or 4% for the year, pretty much all of our contributions have been offset. I think our balance is pretty flat for the year.
And yes, it's going to be tough to remain optimistic if we go into a bear market. I know we need to approach this as a long-term ride, but the ability to check performance and balances any second of the day with a tap of your finger really butts up against the long-term mindset.
I've already told myself that if we're getting to $250K net worth by Dec, it will have to be through debt reduction. That can provide the steady net worth increases that give me (and more importantly, my wife) momentum.
Post by: Blahhhh456 on April 04, 2018, 11:08:06 AM
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054 - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
Nov 1, 2017 - $196,010 - yippee!! so close to $200K!
Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70 - Yikes, all my contributions and then some are gone.... Oh well, keep plugging away! Bonus hits this month, so I will hopefully see a bump.
Apr 1, 2018 - $214,541.70 - nice, climbing back up to Feb numbers.
Post by: solon on April 05, 2018, 08:55:03 AM
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714 <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
12/2017 $125,716 < -- bought a car to replace the one that was totaled
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779 < -- horrible market "correction", lost $237
04/2018 $148,093 < -- rolled wife's pension into an IRA
Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: tarheeldan on April 05, 2018, 10:45:38 AM
Up $8,430.68 to $242,448.77.
Took advantage of some overtime, and my 403b match for last year finally dropped in. Good month!
Very good month @SpareChange !
Despite the rocky market this month, we've crossed the $250k threshold
Congratulations @aneel !!!!!
Joining in on the fun.
Welcome @Milkm4n !
Decided to start tracking quarterly this year so not sure when I crossed the 250k mark. On to the next thread (fingers crossed that a market pullback doesn't bring me back!)
Congrats @nick663 ! See you in the next thread!
I see a good few people are getting close to graduating also :-)
I had a pretty good month due to a 401k elective contribution for my employer, and a nice bonus ahead of my 2.5-week vacation in Japan (life is sooo hard).
+$5,941.79 (2.65%) to $230,215.59
Post by: SpareChange on April 05, 2018, 12:13:18 PM
...and a nice bonus ahead of my 2.5-week vacation in Japan (life is sooo hard).
Haha. Safe trip!!
Post by: ardrum on April 06, 2018, 07:16:59 PM
Post by: dignam on April 10, 2018, 06:25:04 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k [ouch market hurt]
Post by: use2betrix on April 11, 2018, 05:54:50 AM
Ever since I graduated into this group, it's been a ruthless struggle to maintain 6-figure NW. I am just trying to keep investing at the rate the market drops for now haha!
You must have joined during this turbulent 2018 lol.
Post by: coffeefueled on April 11, 2018, 09:19:16 AM
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747
Apr2018: 184,058 [started tracking investments only]
Post by: MrUpwardlyMobile on April 13, 2018, 08:20:54 PM
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
Post by: Nick_Miller on April 13, 2018, 09:08:18 PM
Mar 2016 $101,768.81
May 2016 $106,529.21
July 2016 $115,035.02
Sept 2016 $126,076.92
Nov 2016 $135,152.36
Jan 2017 $147,729.69
Mar 2017 $140,835.79 (moving expenses set us back)
May 2017 $149,690.19
July 2017 $157,768.24
Sept 2017 $167,359.52
Nov 2017 $175,059.46
Jan 2018 $190,018.18
Feb 2018 $198,506.91
March 2018 $206,086.24
April 2018 $206,732.49
Tiny bump! Oh no! We can't afford another flat month if we're going to reach $250,000 by year's end.
Post by: MrUpwardlyMobile on April 14, 2018, 06:32:29 AM
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
If I can keep this up, I’ll graduate the thread in 2019.
Post by: Making Cents on April 15, 2018, 01:30:59 PM
Post by: Lews Therin on April 16, 2018, 08:12:57 AM
Oct/16 77000April: 205,000 (Boo stock market, you hid the giant amount I`ve been investing.)
Nov/16 82700
Dec/16 93200
Jan/17 103,720
Feb/17 119,800
Mar/17 127,400
Apr/17 140,376
May/17 148,000
---------------------
Nov/17 174,000
Dec/17 184,000
JAN/17 189,000
Feb/17 195,000
March/17 197,000 - Waiting for 6k Tax return.
Post by: me1 on April 19, 2018, 07:52:16 AM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
9/17/17 $191,576 $308,692
10/17/17 $197,557 $314,090
11/17/17 $201,230 $315,249
12/17/17 $210,178 $328,245
1/17/18 $225,531 $340,364
2/17/18 $224,612 $342,742
3/17/18 $226,810 $339,652
4/17/18 $227,061 $340,423
back to january NW values, but I'll take it not going down...
Post by: use2betrix on April 21, 2018, 05:43:37 AM
Side note - last night my wife asked me “why I’ve been looking at my personal capital on my phone so much lately?” So I told her about this group, and she’s like, “oh, do you have to like show proof to get accepted into the 250k-500k group?” Lol. I told her that it’s just an honesty thing and I wasn’t going to cut corners now when I worked hard to get here.
Post by: SpareChange on April 21, 2018, 11:23:21 AM
Well - the stock market had me teetering with 250k all week. My paycheck cleared yesterday and I comfortably passed it! As silly as it sounds, this group (an anonymous group of strangers) really helped to set that goal.
Side note - last night my wife asked me “why I’ve been looking at my personal capital on my phone so much lately?” So I told her about this group, and she’s like, “oh, do you have to like show proof to get accepted into the 250k-500k group?” Lol. I told her that it’s just an honesty thing and I wasn’t going to cut corners now when I worked hard to get here.
Lol, congrats! I think I'll be joining you over there next month. This anonymous peer pressure from a random thread on an interweb forum stuff really seems to work haha.
Post by: steveo on April 26, 2018, 11:20:59 PM
Post by: Jaayse on April 27, 2018, 06:19:59 PM
April 15, 2017 - 164,900
May 1, 2017 - ? (Lost info)
June 1, 2017 - ? (Lost info)
July 1, 2017 - 180,808
August 10, 2017 - 189,280
September 1, 2017 - 193,727
October 1, 2017 - 209,968
November 1, 2017 - 220,602
December 1, 2017 - 225,918
January 1, 2018 - 232,213
February 1, 2018 - 245,447
March 1, 2018 - 242,789
April 1, 2018 - 246,140
April 28, 2018 - 319,055
I couldn't wait to put this up any longer, I sold my condo! There are still quite a few more checks in the mail for me on this one (HOA refund, escrow refund, etc), and I am waiting on my tax return and back pay too, so my numbers will jump some more in the following months, but I think I crushed my way through this one. I will see you all in the next thread!
Post by: mountain_air on April 28, 2018, 06:58:10 AM
5/1/17 25,273
6/1/17 52,894 (I believe we transferred some money over)
7/1/17 59,114
8/1/17 67,337
9/1/17 75,486
10/1/17 80,726
11/1/17 85,681
12/1/17 100,005 (extra paycheck month for us both!)
1/1/18 105,431
2/1/18 108,535
3/1/18 111,337
4/1/18 117,617
Post by: SpareChange on April 28, 2018, 12:42:25 PM
Investments and liquid assets,not including condo equity:
April 28, 2018 - 319,055
I couldn't wait to put this up any longer, I sold my condo! There are still quite a few more checks in the mail for me on this one (HOA refund, escrow refund, etc), and I am waiting on my tax return and back pay too, so my numbers will jump some more in the following months, but I think I crushed my way through this one. I will see you all in the next thread!
Impressive! Keep it up!
Post by: SpareChange on April 28, 2018, 12:44:06 PM
I've been following MMM for the past four years but I'm brand new to this forum. This place is great so I thought I'd get off the sidelines and jump on in! Getting to 100k seemed to take forever, so I'm pumped to share some numbers and join the race!
5/1/17 25,273
6/1/17 52,894 (I believe we transferred some money over)
7/1/17 59,114
8/1/17 67,337
9/1/17 75,486
10/1/17 80,726
11/1/17 85,681
12/1/17 100,005 (extra paycheck month for us both!)
1/1/18 105,431
2/1/18 108,535
3/1/18 111,337
4/1/18 117,617
Welcome! And yes, the first 100k does seem to take forever haha.
Post by: Milkm4n on April 29, 2018, 05:48:48 AM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
Another solid month. Our first baby arrives this month, so expect our NW increases to be slightly reduced over the next few months.
Post by: MrUpwardlyMobile on April 29, 2018, 06:15:38 AM
Posting a day early.
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
Another solid month. Our first baby arrives this month, so expect our NW increases to be slightly reduced over the next few months.
I was surprised by how little our newborn had an effect on net worth increases. The major expense, the one that gets people, hasn’t hit us though. Day care is outrageously expensive $1600-$2200/month depending on where and the hours they provide.
Post by: dogboyslim on April 30, 2018, 07:30:09 AM
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2,680/+$1,221 Contribution/Investment Gain
08/2017: $113,472 +$2,680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2,680/$1,567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2,179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1,768 Contribution/Investment Gain
12/2017: $125,576 +$2,680/$1,230 Contribution/Investment Gain
01/2018: $130,690 +$1,570/$3,544 Contribution/Investment Gain
02/2018: $130,112 +$1,570/-$2,147 Contribution/Investment Loss
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss
04/2018: $175,470 +$4,049/$874 Contribution/Investment Gain
Post by: Stimpy on April 30, 2018, 08:10:06 AM
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14% - Almost a new leap day ;)
12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018 $135,011.70 ~ 3.10%
2/28/2018 $135,864.07 ~ 0.63%
3/30/2018 $138,236.93 ~2.39%
4/31/2018 $146,471.66 ~5.96%
Numbers based on Mint
Some rent checks came in, which helps... That being said, my IRA is now maxed so, any extra cash is gonna get taxed.... /crybaby
Post by: hudsoncat on April 30, 2018, 08:15:19 AM
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Apr-17: $161,518
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
28-Feb-18: $234,108
31-Mar-18: $234,454
30-Apr-18: $241,470
Made it back past that January high. Nice to see. Investments only as always. Hope to graduate soon. If the markets stay flat, investments alone will get me there by June 30. A little market help gets me there sooner.
Post by: BiggerFishToFI on April 30, 2018, 08:47:06 AM
12/31/16 $115,671 $64,692 -$121,564
01/31/17 $119,371 $66,070 -$119,764
02/28/17 $124,835 $67,186 -$115,416
03/31/17 $129,469 $67,472 -$111,068
04/30/17 $125,786 $67,858 -$106,720
05/31/17 $134,698 $70,822 -$102,372
06/30/17 $140,666 $82,983 -$98,024
07/31/17 $153,716 $92,589 -$93,676
08/31/17 $159,027 $96,256 -$89,328
09/30/17 $168,105 $100,416 -$84,980
10/31/17 $181,050 $106,552 -$80,632
11/30/17 $192,875 $111,570 -$76,284
12/31/17 $209,837 $123,158 -$72,736
01/31/18 $226,173 $140,791 -$69,683
02/28/18 $227,345 $139,409 -$68,013
03/31/18 $230,611 $140,661 -$67,756
04/30/18 $240,326 $148,934 -$66,421
Hoping to sell our house in the next couple months, hopefully our conservative equity estimate is correct and we get a solid bump to the next thread! Not to mention knocking out the student loans!
Post by: dreadmoose on April 30, 2018, 11:40:01 AM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | |
| Apr 1 | $122,764 | |
| May 1 | $129,950 | (+7186) |
I only count investment accounts minus loans (low interest student loans). Saved $3992 but went up $7186, market helped a bit this month.
Post by: mustache you a question on April 30, 2018, 12:01:32 PM
Little background, started tracking November 2016 and first month was only 2k...took almost 18 months to graduate, hoping it doesn't take me and my wife so long on this race...
May 2018 - 104,770
Post by: Imustacheyouaquestion on April 30, 2018, 01:48:23 PM
Joining this thread after graduating 10-100k race :)
Little background, started tracking November 2016 and first month was only 2k...took almost 18 months to graduate, hoping it doesn't take me and my wife so long on this race...
May 2018 - 104,770
Nice username =) and welcome!
Post by: Imustacheyouaquestion on April 30, 2018, 02:06:49 PM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
July 2017 $170,357.32
August 2017 $174,107.52
Oct 2017 $184,884.82
Nov 2017 $198,945.16
Dec 2017 $206,349.74
Jan 2018 $209,636.49
Feb 2018 $229, 479.48
Mar 2018 $226,966.28
Apr 2018 $225,520.37
May 2018 $234,199.42 +$8679.05
Received $600 state income tax refund, paid about $3500 in wedding expenses, also received some wedding cash presents.
On the horizon: auto insurance premium, about $10k in home renovations, honeymoon (this summer). Take-home pay decreased due to additional tax withholding, but then increased after I got a small raise at work.
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Raenia on April 30, 2018, 05:32:33 PM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88 - A good chunk of that was my tax refund, but the market rally helped too.
Post by: LurkerStache on April 30, 2018, 09:14:36 PM
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
Definitely a lot better than the past two months!
Post by: SpareChange on April 30, 2018, 11:38:08 PM
Post by: MrUpwardlyMobile on May 01, 2018, 05:57:31 AM
1/12/18 - $75,103.125/1/18 - $124,603.56
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
Slow grind. Market is a little down, and I made my payments for a pricey trip later in the year.
Post by: DarkandStormy on May 01, 2018, 06:53:37 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162 - expected home repairs haven't hit yet plus a couple recent home sales have really increased home value in the last few weeks.
It's been about one year since I discovered MMM. Net worth has increased ~70% since then.
Post by: Old Ball Coach on May 01, 2018, 07:07:55 AM
Feb 1, 2018 - $215,187.87 (Wife got big match in 401k) and market huge month.
Mar 1, 2018 - $211,493.56 (Darn market slump and making extra payments on car loan)
Apr 1, 2018 - $212,262.61 (I'll take an increase with the way the market acted last month. ALSO, paid off our last car loan!)
May 1, 2018 - $208,917.42
This month was a big drop.... Found out my wife had a credit card in her own name she had been hiding and she had maxxed it out at $4k. Needless to say there were some stressful times this month, but we have our new debt plan figured out and this will never happen again. (I had her create a free Experian credit monitoring account that I have access to, so she won't be able to charge anything or open any accounts without me knowing about it.) I know this might sound extreme, but this is the second time this has happened. About 10 years ago, it happened, but MUCH worse. This time though, we actually sat down together and I taught her how making minimum payments and charging things kills any kind of future we have. I think she gets it now. I explained to her that there will not be a next time....
Post by: Epor on May 01, 2018, 07:18:15 AM
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM 3/17)
----------
Total Saved Market G/L
01/01/18 93684.00 2136.40 908.60
02/01/18 103443.00 4675.00 5084.00
03/01/18 100621.00 1645.00 -4467.00
04/01/18 100572.00 1645.00 -1694.00
05/01/18 102878.00 1845.00 461.00
Good month.
Post by: solon on May 01, 2018, 09:21:38 AM
It's been about one year since I discovered MMM. Net worth has increased ~70% since then.
Nice work. Isn't it amazing how quickly the green stuff stacks up when you start focusing on it?
Post by: tarheeldan on May 01, 2018, 09:34:35 AM
Up $4,928.45 to 247,377.22. Solid month. Gettin' cloooose....
Very close!!!
Post by: Check2400 on May 01, 2018, 11:23:37 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018- 171,000
Slow and steady wins the race. I'm roughly 1/10th of the way to a full budget FIRE, 1/6th of the way to where I could pull the plug and do a different job. Still hoping to graduate from this race this time next year though.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Check2400 on May 01, 2018, 11:26:59 AM
Post by: AcftW on May 01, 2018, 01:21:59 PM
$67,328 - Jan 2017
$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018
$126,450 - Apr 2018
$130,499 - May 2018
Post by: junga on May 01, 2018, 02:38:48 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
Post by: FI-REality on May 02, 2018, 05:14:10 AM
Goal of $200,000 by June of 2018.May 1/18 - $180,806.91 - More great gains.
Jan 1/16 - $105,809.20
Feb 1/16 - $102,834.20
Mar 1/16 - $105,602.70
Apr 1/16 - $108,749.60
May 1/16 - $111,301.30
Jun 1/16 - $115,863.40
Jul 1/16 - $117,155.44
Aug 1/16 - $121,029.58
Sept 1/16 - $115,764.20
Oct 1/16 - $118,878.00
Nov 1/16 - $121,182.02
Dec 1/16 - $122,740.03
Jan 1/17 - $126,041.95
Feb 1/17 - $126,222.84
Mar 1/17 - $131,614.25
Apr 1/17 - $138,777.41
May 1/17 - $143,059.30
Jun 1/17 (Goal of $150,000) - $145,507.49
Jul 1/17 - $144,570.34
Aug 1/17 - $144,686.48
Sept 1/17 - $147,458.04
Oct 1/17 - $152,266.77
Nov 1/17 - $158,846.78
Dec 1/17 - $162,149.53
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03
Unless the market gives me over $16,000 in gains this month, no way am I hitting my goal. After this month my wife stops getting maternity leave payments and isn't going back to work until July, and only part time at that, so increases are going to slow down dramatically; our savings rate will be about half what it is now. I've calculated that it will add about 1 year to FI (currently about 6 years out) and about 5 years to RE (currently about 10 years out). Worth it for her to be home with the kids while they are young. We still have about 18 years on the mortgage and the plan has always been to work until that is paid off.
Post by: blahblahblah on May 02, 2018, 07:56:15 AM
1/31/18 $100,248
4/31/18 $106,971
Post by: Rodgers12 on May 02, 2018, 08:10:58 AM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784
Busy season is over, no more OT and back to 40 hour weeks. Spending will go back up now that I have more free time. Stretch goal of $175,000 by year end.
Post by: Blahhhh456 on May 02, 2018, 09:01:13 AM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054 - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
Nov 1, 2017 - $196,010 - yippee!! so close to $200K!
Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70 - Yikes, all my contributions and then some are gone.... Oh well, keep plugging away! Bonus hits this month, so I will hopefully see a bump.
Apr 1, 2018 - $214,541.70 - nice, climbing back up to Feb numbers.
May 1, 2018 - $218,916.00 - finally surpassed February's high! Still hoping to recover more of my contributions this year, as I seem to be missing some....... ha
Post by: Cornel_Westside on May 02, 2018, 10:41:58 AM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
08/2017 - $152,993 (+5541 - Saved $2961, Market Gains $2580, Savings Ratio 54.3%)
09/2017 - $155,863 (+2870 - Saved $2838, Market Gains $32, Savings Ratio 52%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
11/2017 - $168,673 (+6000 - Saved $2775, Market Gains $3225, Savings Ratio 50.8%)
12/2017 - $175,755 (+7082 - Saved $2730, Market Gains $4352, Savings Ratio 50%)
01/2018 - $193,174 (+17419 - Saved $3452, Market Gains $13967, Savings Ratio 63.3%)
02/2018 - $207,459 (+14285 - Saved $3693, Market Gains $10592, Savings Ratio 67.7%)
05/2018 - $202,142 (-5317 - Saved $3298, Market Gains $-8615, Savings Ratio 27.54%)
I changed jobs and moved and crypto gains reversed. So it looks bad the last few months, but overall it was actually good! Put a lot of money into my Roth IRA through Mega Backdoor and only have limited exposure to crypto on purpose (<10% of net worth). I now have an HSA at the new job so that will help as well. Moving expenses were steep, so I'm looking forward to May and June to be saving heavy months except for buying flights this year.
Post by: Pooperman on May 02, 2018, 12:39:28 PM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
| 8/31/2017 | $104,537.62 | +$668.92 | +$1,100.88 | -$431.96 | +14% |
| 9/30/2017 | $107,892.53 | +$3,354.91 | +$2,288.37 | +$1,066.54 | +33% |
| 10/31/2017 | $110,221.54 | +$2,329.01 | +$1,193.40 | +$1,135.61 | +30% |
| 11/30/2017 | $111,408.49 | +$1,186.95 | +$268.63 | +$918.32 | +4% |
| 12/31/2017 | $132,802.54 | +$21,394.05 | +$5,134.14 | +$16,259.91 | +59% |
| 1/31/2018 | $137,862.25 | +$5,060.29 | +$1,119.44 | +$3,940.85 | +25% |
| 2/28/2018 | $137,431.49 | -$430.76 | +$2,213.75 | -$2,644.51 | +26% |
| 3/31/2018 | $136,819.12 | -$612.37 | -$686.31 | +$73.94 | -25% |
| 4/30/2018 | $130,288.03 | -$6,531.09 | -$6,841.85 | +$310.76 | -351% |
This'll be the last month of negative. Next month should be positive.
Post by: LPG on May 02, 2018, 03:41:52 PM
Date Net Worth
1/1/16 96,148
6/1/16 108,455
10/1/16 119,391
12/31/16 126,957
6/1/2017 149,354
1/27/2018 216,498
4/17/2018 218,109
5/2/2018 217,361
This current market slow down is causing problems for me*! That said, with my current savings rate I'll be pretty close to $250k at the end of this year, assuming 0% investment gains. Here's to hoping the stock market helps me out!
*Yeah, short-term. It'll start climbing again pretty soon, and I'll be glad that I was able to buy more stock at the current rate.
Post by: SeattleStache on May 03, 2018, 07:48:13 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470) ouch with the market losses this month
April 2018: $197,690 (total NW $397,029)
Goal is to hit $250k by the end of 2018.
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: tjrssibelle on May 03, 2018, 02:29:49 PM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Sent from my SM-N920V using Tapatalk
Apr 2018 - $215.64 k
Sent from my SM-N920V using Tapatalk
Post by: moonpalace on May 03, 2018, 02:55:13 PM
....
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208
04/2018: $161,505
05/2018: $171,200
Hoping to graduate in something like early 2019. Everything on auto-pilot and really thankful for threads like this to keep motivation alive!
Post by: BeautifulDay on May 03, 2018, 10:09:59 PM
Net Worth investment and cash assets
Mar 2016 $28,361 $74,408
Jun 2016 $40,970 $81,270
Sep 2016 $57,895 $92,035
Dec 2016 $80,499 $100,376
Mar 2017 $99,766 $116,593
Jun 2017 $102,562 $96,048
Sep 2017 $112,554 $106,887
Oct 2017 $116,826 $110,677
Dec 2017 $128,724 $121,976
Jan 2018 $136,288 $127,999
Feb 2018 $140,881 $132,219
Mar 2018 $133,930 $124,857
Apr 2018 $146,151 $136,573
Received a small windfall last month that will be spent in May on business equipment for DH's new side gig. Money, a gift, specifically intended for this purpose. So next month will take a hit to our numbers. However moving forward on side business 6 months earlier than expected.
Post by: solon on May 05, 2018, 06:05:38 AM
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714 <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
12/2017 $125,716 < -- bought a car to replace the one that was totaled
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779 < -- horrible market "correction", lost $237
04/2018 $148,093
05/2018 $158,814 < -- bummer about that correction a couple months ago
Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: gpyros85 on May 05, 2018, 09:33:04 AM
$88,600 as of 5/5/2018
100k goal by Sept. 2018
250k goal by Dec. 2019
Post by: Lamancha on May 05, 2018, 09:57:53 PM
Jan 2014- $10k
Jan 2015- $30k
Jan 2016- $52k
Jan 2017- $80k
Jan 2018- $106k
Feb 2018- $109k
March 2018- $113k
April 2018- $117k
May 2018- $122k
I finally opened a Roth IRA too. Bring it on early retirement, here I come!
Post by: beantown on May 07, 2018, 07:53:19 AM
Jan 2018 - $136.1K (Combined net worth with spouse)
Feb 2018 - $134.0K (Decrease due to the market dropping in Feb)
Mar 2018 - $137.7K (Did not increase much due to moving apartment costs (deposit, moving)
Apr 2018 - $150.3K (Huge increase due to tax refund, refund of previous apartment's deposit)
Post by: Lews Therin on May 07, 2018, 08:01:15 AM
Dec/16 93200
Jan/17 103,720
May/17 148,000
Jan/18 189,000
Feb 195,000
March 197,000
April: 205,000
May: 213,000 Hell yea, another month increase above whole my salary.
Post by: tarheeldan on May 07, 2018, 11:41:25 AM
Post by: aubade on May 07, 2018, 03:52:48 PM
Summary of finances so far:
01/2014: $1.5k
07/2014: $4k
01/2015: $15.3k
07/2015: $28.4k
01/2016: $54.8k
07/2016: $69.5k
01/2017: $89.7k
07/2017: $102.5k (hooray!)
01/2018: $136.8k (bought a house with equity baked in)
02/2018: $151.1k
03/2018: $155.4k
04/2018: $160.0k
05/2018: $169.8k (company finally got 401(k) last month, so I'm able to save a lot more. And 3 paychecks doesn't hurt.)
I can't wait until that 200,000 milestone.
Post by: CorpRaider on May 08, 2018, 06:46:49 AM
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
01/18 ~ $174,000
02/18 ~ $172,000
03/18 ~ $175,000
04/18 ~ $180,000
Put up a post on my site with a little more detail, but it looks like investments were a little bit of a tailwind this month (I'm overweight ex-us and they were up like 2% in dollar terms). Nice to get some positive movement. Ten year wedding anniversary is coming up though...that's going to leave a mark.
Post by: dignam on May 08, 2018, 06:52:43 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k [ouch market hurt]
Apr 2018 $145k [paid off car]
Post by: nyxst on May 08, 2018, 08:33:24 AM
Dec 2017 121k
Jan 2018 125k
Feb 2018 121k
Mar 2018 121k
Apr 2018 127k
At least I'm not moving backwards again!
Post by: jda85 on May 09, 2018, 04:24:34 AM
9/1/16: $99,187.71
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
11/1/17: $197,211
5/1/18: $227,460 -- Starting to taste it...
Post by: wonkette on May 11, 2018, 12:09:16 PM
April:157,954
May:164,079
slow and steady
Post by: Million2000 on May 14, 2018, 06:24:26 AM
Post by: Nick_Miller on May 15, 2018, 05:17:55 AM
Mar 2016 $101,768.81
May 2016 $106,529.21
July 2016 $115,035.02
Sept 2016 $126,076.92
Nov 2016 $135,152.36
Jan 2017 $147,729.69
Mar 2017 $140,835.79 (moving expenses set us back)
May 2017 $149,690.19
July 2017 $157,768.24
Sept 2017 $167,359.52
Nov 2017 $175,059.46
Jan 2018 $190,018.18
Feb 2018 $198,506.91
March 2018 $206,086.24
April 2018 $206,732.49
May 2018 $211,986.89
A good rebound after a flat prior month. Still, without the market gains of the last few years to count on, we're falling behind the pace we need to hit $250K by year's end.
Post by: DarkandStormy on May 15, 2018, 07:26:30 AM
Jan 2016 $80,165.78
Mar 2016 $101,768.81
May 2016 $106,529.21
July 2016 $115,035.02
Sept 2016 $126,076.92
Nov 2016 $135,152.36
Jan 2017 $147,729.69
Mar 2017 $140,835.79 (moving expenses set us back)
May 2017 $149,690.19
July 2017 $157,768.24
Sept 2017 $167,359.52
Nov 2017 $175,059.46
Jan 2018 $190,018.18
Feb 2018 $198,506.91
March 2018 $206,086.24
April 2018 $206,732.49
May 2018 $211,986.89
A good rebound after a flat prior month. Still, without the market gains of the last few years to count on, we're falling behind the pace we need to hit $250K by year's end.
You've increased your net worth by 11.6% since Jan. 1, in a relatively flat market. If you increase at the same 11.6% (and that may not be fair depending on how steady your income is) you'd be near ~$236K at at the end of September. Any uptick in the market probably gets you to $250K before 12/31. Flat, you have an outside chance and if it's down you'd have to save quite a bit.
Post by: Making Cents on May 15, 2018, 08:47:29 AM
April 15 2018 $164,937
May 15 2018 $182,637
Post by: Nick_Miller on May 15, 2018, 08:50:20 AM
Jan 2016 $80,165.78
Mar 2016 $101,768.81
May 2016 $106,529.21
July 2016 $115,035.02
Sept 2016 $126,076.92
Nov 2016 $135,152.36
Jan 2017 $147,729.69
Mar 2017 $140,835.79 (moving expenses set us back)
May 2017 $149,690.19
July 2017 $157,768.24
Sept 2017 $167,359.52
Nov 2017 $175,059.46
Jan 2018 $190,018.18
Feb 2018 $198,506.91
March 2018 $206,086.24
April 2018 $206,732.49
May 2018 $211,986.89
A good rebound after a flat prior month. Still, without the market gains of the last few years to count on, we're falling behind the pace we need to hit $250K by year's end.
You've increased your net worth by 11.6% since Jan. 1, in a relatively flat market. If you increase at the same 11.6% (and that may not be fair depending on how steady your income is) you'd be near ~$236K at at the end of September. Any uptick in the market probably gets you to $250K before 12/31. Flat, you have an outside chance and if it's down you'd have to save quite a bit.
Yup! I have crunched numbers and concur!! I figure, I can only control what I can control, the savings and contributions, not the market performance. Like you said, even if things stay flat, we have a puncher's chance.
Post by: Nick_Miller on May 15, 2018, 08:51:45 AM
I'd like to find a person or two who are in the same "it's possible if we push it hard" camp.
Post by: Lews Therin on May 15, 2018, 09:21:29 AM
According to my spreadsheet, I should be able to make it to 250 by maintaining the course.
Post by: DarkandStormy on May 15, 2018, 10:22:47 AM
Is anyone else aiming to graduate sometime around the end of the year?
I'd like to find a person or two who are in the same "it's possible if we push it hard" camp.
I have a very, very outside shot by 12/31, at least in terms of overall net worth (I still break out invested assets as that is what I'll need to draw on if/when I FIRE). Market is up slightly = probably graduate by 12/31, market is flat = outside chance to graduate by 12/31, market is down = almost no chance to graduate by 12/31.
My year was front-loaded with higher-than-expected tax refund (due to prepaying property taxes in December), bonus hits in Q1, so I won't have any of those additional bumps in income the rest of the year. Also going to have some wedding costs start hitting so I anticipate expenses to be a bit more than normal, though we're doing it pretty frugally and they'll be spread out.
Post by: moonpalace on May 15, 2018, 10:48:55 AM
Is anyone else aiming to graduate sometime around the end of the year?
I'd like to find a person or two who are in the same "it's possible if we push it hard" camp.
I'm definitely in this camp - at roughly $178k right now, and from May to December of last year I increased about $70k with a lot of help from the market. This year, who knows about the market but I've increased my savings rate...
Let's do this!
Post by: Nick_Miller on May 15, 2018, 10:55:30 AM
@Nick Miller I've been trailing you for a while, you could challenge me! Though for me everything is automatic unless I can find more CC churning, bank account churning in order to increase my income. (No overtime at my work). Maybe taking it as a smaller 1-1 challenge will be more motivating than simply watching the end approach.
According to my spreadsheet, I should be able to make it to 250 by maintaining the course.
@Canadian Ben , you're at $213K? Game on, my friend!
(I was going to say "suck it!" but that seems extreme for the beginning of the contest)
Post by: Lews Therin on May 15, 2018, 11:15:48 AM
Canadian Ben: you're at $213K? Game on, my friend!
(I was going to say "suck it!" but that seems extreme for the beginning of the contest)
Polite is for loosers. Suck it... YOU NINNY.
(To be clear, this is NW, and not just investments right?)
Post by: Nick_Miller on May 15, 2018, 11:20:04 AM
Canadian Ben: you're at $213K? Game on, my friend!
(I was going to say "suck it!" but that seems extreme for the beginning of the contest)
Polite is for loosers. Suck it... YOU NINNY.
(To be clear, this is NW, and not just investments right?)
Polite is for losers...and Canadians!! Zing!!
(but seriously, yes it's for total net worth. I wish you good luck!)
Post by: Lews Therin on May 15, 2018, 11:24:33 AM
(I'm unsure if you caught the other Nick reference, since "you ninny" is a quote)
Post by: Nick_Miller on May 15, 2018, 11:35:30 AM
(lol if there a poster here named Jessica Day I would never get any work done)
Post by: MrUpwardlyMobile on May 15, 2018, 05:49:34 PM
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
Post by: me1 on May 18, 2018, 02:21:31 PM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
9/17/17 $191,576 $308,692
10/17/17 $197,557 $314,090
11/17/17 $201,230 $315,249
12/17/17 $210,178 $328,245
1/17/18 $225,531 $340,364
2/17/18 $224,612 $342,742
3/17/18 $226,810 $339,652
4/17/18 $227,061 $340,423
5/17/18 $230,609 $349,921
Finally making good moves. Some of it market, but most of it tax refund. Can't believe investments (and net worth) increased ~$50K in 10 months!
On target to graduate this thread by the end of the year.
Post by: daverr7 on May 21, 2018, 12:14:09 PM
Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.
Investments:
5/1/2018: $192,000
Remaining Mortgage
5/1/2018: $231,000
Post by: Off the Wheel on May 21, 2018, 09:32:31 PM
1/15: $199
2/15: $196
3/15: $204
4/15: $199 (big tax bill)
5/15: $206
Post by: Nick_Miller on May 23, 2018, 08:41:10 AM
I don't want to brag, but I just sold three more copies of my zombie novel, so that's another $2.97 toward my goal!
Post by: moonpalace on May 23, 2018, 02:19:40 PM
Hey @moonpalace, I didn't mean to leave you out! You, me and @Canadian Ben are all racing to the goal by December 31st.
I don't want to brag, but I just sold three more copies of my zombie novel, so that's another $2.97 toward my goal!
Oh, snap! I've never sold a *single* zombie novel! I fear I may be overmatched!! :-)
But I do love a little friendly competition!
Post by: martyconlonontherun on May 28, 2018, 06:34:05 PM
I'm crashing two threads and this will be my joint account. I like my personal one since it's easier to motivate myself then my wife, but it still nice seeing the change in combined NW/Investments which is what matters.5/28/2018: $95.0k Investments/$108.9k NW
29dh/29dw
Combined 120k income
Midwest City
09/01/2017: $65k Investments/$59k Net Worth
10/01/2017: $68.3k Investments/$65.6k Net Worth
10/27/2017: $72k Investments/$70.5k Net Worth
12/4/2017: $76.5k Investments/$81.9k Net Worth
12/29/2017: $79.1k Investments/$84.8k Net Worth
1/26/2018: $87.k Investments/$84.1k Net Worth (Down due to property taxes and change in Zillow for house
2/23/2018: $87.5k Investments/$88.3k NW
4/2/2018: $87.5k Investments/$95.3k Net Worth (Up due to Tax return)
5/6/2018: $92.1k Investments/$101.1k NW
Post by: FI-REality on May 29, 2018, 05:08:03 AM
Goal of $250,000 by Sept of 2019.June 1/18 - $186,975.44
Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03
May 1/18 - $180,806.91
A few days early, but whatever...
So much for my goal of $200,000 by June 1st. Projecting out with my decreased amount being added each month, it looks like I'll hit 200K around October.
New stretch goal of $250,000 by Sept of 2019.
Post by: SeattleStache on May 29, 2018, 05:02:14 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: Setake on May 29, 2018, 05:47:21 PM
Here it goes:
Jan 2017: 115,000
Apr 2017: 119,500
Jul 2017: 148,000
Sep 2017: 154,000
Jan 2018: 161,000
Feb 2018: 181,000
Mar 2018: 170,000
Apr 2018: 176,000
May 2018: 194,300
I'll give you one guess as to when the wedding was :P
Looking at this, it looks like there are many points that jump around quite a bit. I can tie all these back to singular events (wedding, tax refund, etc) I didn't think it would jump around this much....
Post by: dogboyslim on May 30, 2018, 06:39:24 AM
...This year has been crazy cause I got married in March. ...
...I'll give you one guess as to when the wedding was :P ...
Uhh... March? ;) Nice progress, and welcome.
Post by: Imustacheyouaquestion on May 30, 2018, 01:53:04 PM
Post by: ingrownstudentloans on May 31, 2018, 07:37:04 AM
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
Post by: Raenia on May 31, 2018, 07:39:15 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
Post by: dogboyslim on May 31, 2018, 07:54:29 AM
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2,680/+$1,221 Contribution/Investment Gain
08/2017: $113,472 +$2,680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2,680/$1,567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2,179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1,768 Contribution/Investment Gain
12/2017: $125,576 +$2,680/$1,230 Contribution/Investment Gain
01/2018: $130,690 +$1,570/$3,544 Contribution/Investment Gain
02/2018: $130,112 +$1,570/-$2,147 Contribution/Investment Loss
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss
04/2018: $175,470 +$4,049/$874 Contribution/Investment Gain
05/2018: $181,127 +$2,528/$3,129 Contribution/Investment Gain
Post by: hudsoncat on May 31, 2018, 09:07:45 AM
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Apr-17: $161,518
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
28-Feb-18: $234,108
31-Mar-18: $234,454
30-Apr-18: $241,470
31-May-18: $249,398
So close! Investments only as always.
Post by: Imustacheyouaquestion on May 31, 2018, 11:55:28 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
July 2017 $170,357.32
August 2017 $174,107.52
Oct 2017 $184,884.82
Nov 2017 $198,945.16
Dec 2017 $206,349.74
Jan 2018 $209,636.49
Feb 2018 $229, 479.48
Mar 2018 $226,966.28
Apr 2018 $225,520.37
May 2018 $234,199.42
Jun 2018 $244,558.85 +$10,359.43
Feeling close to the finish line, though not quite as close as @hudsoncat!
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Primm on May 31, 2018, 05:24:50 PM
| Date | Net worth | Gain (Loss) |
| 1 Dec 2017 | $239,686.56 | N/A |
| 1 Jan 2018 | $244,059.96 | $4,373.40 |
| 1 Mar 2018 | $234,659.04 | ($9,400.92) |
| 1 Apr 2018 | $240,721.10 | $6,062.06 |
| 1 May 2018 | $242,191.53 | $1,470.43 |
| 1 Jun 2018 | $248,999.64 | $6,808.11 |
So so SO close. Definitely the end of June. Unless there's another "correction".
Post by: MrUpwardlyMobile on May 31, 2018, 05:29:09 PM
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36 (not as big a jump as it appears. MrsUp inadvertently miscalculated her share of our home/which she co-owns with her father. Apparently he paid off the mortgage so she’s just been effectively paying him principal for his equity. The result is our equity is increasing way faster than she realized)
Post by: SpareChange on May 31, 2018, 11:49:19 PM
Up $6,609.57 to $253,986.79. To think my net worth was $0 when I started my FT job in March of 2014. Thanks for the motivation guys! Looks like half of you will be joining me in the subsequent thread next month, and passing me up shortly thereafter :).
Post by: Pooperman on June 01, 2018, 06:21:15 AM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
| 8/31/2017 | $104,537.62 | +$668.92 | +$1,100.88 | -$431.96 | +14% |
| 9/30/2017 | $107,892.53 | +$3,354.91 | +$2,288.37 | +$1,066.54 | +33% |
| 10/31/2017 | $110,221.54 | +$2,329.01 | +$1,193.40 | +$1,135.61 | +30% |
| 11/30/2017 | $111,408.49 | +$1,186.95 | +$268.63 | +$918.32 | +4% |
| 12/31/2017 | $132,802.54 | +$21,394.05 | +$5,134.14 | +$16,259.91 | +59% |
| 1/31/2018 | $137,862.25 | +$5,060.29 | +$1,119.44 | +$3,940.85 | +25% |
| 2/28/2018 | $137,431.49 | -$430.76 | +$2,213.75 | -$2,644.51 | +26% |
| 3/31/2018 | $136,819.12 | -$612.37 | -$686.31 | +$73.94 | -25% |
| 4/30/2018 | $130,288.03 | -$6,531.09 | -$6,841.85 | +$310.76 | -351% |
| 5/31/2018 | $129,609.27 | -$678.76 | -$836.42 | +$157.66 | -13% |
This'll be the last month of negative. Next month should be positive.
Lol nope. An improvement since I only worked half a month, but negative none the less.
Post by: Lews Therin on June 01, 2018, 06:25:44 AM
Dec/16 93200
Jan/17 103,720
May/17 148,000
Jan/18 189,000
Feb 195,000
March 197,000
April: 205,000
May: 213,000
June: 221,000 Yay Market gains.
Post by: Imustacheyouaquestion on June 01, 2018, 07:13:06 AM
Post by: Rodgers12 on June 01, 2018, 07:18:10 AM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784
05/31/2018: $156,979
Post by: Epor on June 01, 2018, 07:23:15 AM
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM 3/17)
----------
Total Saved Market G/L
01/01/18 93684.00 2136.40 908.60
02/01/18 103443.00 4675.00 5084.00
03/01/18 100621.00 1645.00 -4467.00
04/01/18 100572.00 1645.00 -1694.00
05/01/18 102878.00 1845.00 461.00
06/01/18 109348.00 3845.00 2625.00
Another good month.
Post by: DarkandStormy on June 01, 2018, 07:35:23 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
Post by: Milkm4n on June 01, 2018, 08:45:08 AM
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
Baby arrived healthy this month :). Off work on parental leave, so pleased with the foward progress. June will be another month of parental leave so expect another smallish increase this month.
Post by: Blahhhh456 on June 01, 2018, 08:55:27 AM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054 - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
Nov 1, 2017 - $196,010 - yippee!! so close to $200K!
Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70 - Yikes, all my contributions and then some are gone.... Oh well, keep plugging away! Bonus hits this month, so I will hopefully see a bump.
Apr 1, 2018 - $214,541.70 - nice, climbing back up to Feb numbers.
May 1, 2018 - $218,916.00 - finally surpassed February's high! Still hoping to recover more of my contributions this year, as I seem to be missing some....... ha
June 1, 2018 - $220,322 - this is just market increases. I changed jobs and have 30 days to hold until 401k will start again. This also includes the $1500 loss of employer contributions I missed out for not staying until 100% vested. I'll take the loss any day to be away from that place.
Post by: wonkette on June 01, 2018, 09:02:48 AM
May: 164079
April: 157954
Blah.
Post by: tjrssibelle on June 01, 2018, 10:22:44 AM
Up $6,609.57 to $253,986.79. To think my net worth was $0 when I started my FT job in March of 2014. Thanks for the motivation guys! Looks like half of you will be joining me in the subsequent thread next month, and passing me up shortly thereafter :).
Sent from my SM-N920V using Tapatalk
Post by: dreadmoose on June 01, 2018, 11:13:26 AM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | |
| Apr 1 | $122,764 | |
| May 1 | $129,950 | |
| June 1 | $149,174 | (+19,224) |
I only count investment accounts minus loans (low interest student loans). Sold my truck so that's the big jump (was our only vehicle).
Post by: aubade on June 01, 2018, 12:09:59 PM
Brand new to this forum, but I've been reading MMM since I started my first "real job" in late 2014. Really excited to jump in here for some motivation!
Summary of finances so far:
01/2014: $1.5k
07/2014: $4k
01/2015: $15.3k
07/2015: $28.4k
01/2016: $54.8k
07/2016: $69.5k
01/2017: $89.7k
07/2017: $102.5k (hooray!)
01/2018: $136.8k (bought a house with equity baked in)
02/2018: $151.1k
03/2018: $155.4k
04/2018: $160.0k
05/2018: $169.8k (company finally got 401(k) last month, so I'm able to save a lot more. And 3 paychecks doesn't hurt.)
I can't wait until that 200,000 milestone.
Going to start recording two columns, one for cash + savings and another for total NW.
06/2018: $149.0k $172.2k
Post by: Check2400 on June 01, 2018, 04:19:45 PM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
Was under budget for the first time in a long time, which helped quite a bit. Should hopefully have another low spend month in June since it is too damn hot to do anything, and I may have some short term reimbursable business expenses coming up I'll need to save up for. But it is nice to finally get back on pace from a largely stagnant 2018!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: ardrum on June 01, 2018, 04:24:04 PM
2/1/18 $103,481
3/1/18 $100,568
4/1/18 $103,798
5/1/18 $108,542
6/1/18 $117,139
Post by: FrugalByChance on June 01, 2018, 04:54:42 PM
These are the "end of the month" numbers:
Month Early Retirement Stash
Jan 2016 € 58,971.00
Feb 2016 € 58,971.00
Mar 2016 € 58,971.00
Apr 2016 € 60,008.00
May 2016 € 60,008.00
Jun 2016 € 64,384.00
Jul 2016 € 64,484.00
Aug 2016 € 64,584.00
Sep 2016 € 72,218.00
Oct 2016 € 75,671.00
Nov 2016 € 81,421.00
Dec 2016 € 84,057.00
Jan 2017 € 86,368.00
Feb 2017 € 90,080.00
Mar 2017 € 89,191.00
Apr 2017 € 91,756.00
May 2017 € 98,579.00
Jun 2017 € 98,658.00
Jul 2017 € 100,443.00
Aug 2017 € 101,689.00
Sep 2017 € 103,743.18
Oct 2017 € 111,906.92
Nov 2017 € 113,202.00
Dec 2017 € 116,615.00
Jan 2018 € 119,817.00
Feb 2018 € 118,464.00
Mar 2018 € 115,094.00
Apr 2018 € 122,622.00
May 2018 € 128,787.00
I have also added these numbers to the "Race from 100k to 250k" Google Doc (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0)
Post by: junga on June 01, 2018, 05:14:07 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
Post by: Primm on June 01, 2018, 07:18:37 PM
Baby arrived healthy this month :). Off work on parental leave, so pleased with the foward progress. June will be another month of parental leave so expect another smallish increase this month.
Congratulations! Hope you're getting some sleep.
Post by: tjrssibelle on June 01, 2018, 11:09:16 PM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
Sent from my SM-N920V using Tapatalk
May 2018 - $220.34k
Sent from my SM-N920V using Tapatalk
Post by: LurkerStache on June 02, 2018, 04:23:41 PM
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
Post by: AcftW on June 02, 2018, 05:39:28 PM
$43,153 - Jan 2016
$67,328 - Jan 2017
$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018
$126,450 - Apr 2018
$130,499 - May 2018
$125,105 - Jun 2018
Some downs in the market, some traveling, on an off cycle for work. July won’t see much increase, but I’ll make up lost $$$ and make good progress August-October.
Post by: moonpalace on June 02, 2018, 06:18:16 PM
....
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208
04/2018: $161,505
05/2018: $171,200
06/2018: $186,416
This is a bit inflated because I've got to pay ~$5k in quarterly taxes next week.
Post by: fuzzy math on June 03, 2018, 05:28:19 PM
June 2018. $219,320
Post by: dignam on June 04, 2018, 06:41:27 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k [ouch market hurt]
Apr 2018 $145k [paid off car]
May 2018 $153k
Post by: CorpRaider on June 04, 2018, 07:14:39 AM
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
01/18 ~ $174,000
02/18 ~ $172,000
03/18 ~ $175,000
04/18 ~ $180,000
05/18 ~ $184,000
Put up a post on my site with a little more detail. Nice to get some positive movement. Ten year wedding anniversary is coming up though...that's going to leave a mark.
Post by: BiggerFishToFI on June 04, 2018, 09:05:15 AM
12/31/16 $115,671 $64,692 -$121,564
01/31/17 $119,371 $66,070 -$119,764
02/28/17 $124,835 $67,186 -$115,416
03/31/17 $129,469 $67,472 -$111,068
04/30/17 $125,786 $67,858 -$106,720
05/31/17 $134,698 $70,822 -$102,372
06/30/17 $140,666 $82,983 -$98,024
07/31/17 $153,716 $92,589 -$93,676
08/31/17 $159,027 $96,256 -$89,328
09/30/17 $168,105 $100,416 -$84,980
10/31/17 $181,050 $106,552 -$80,632
11/30/17 $192,875 $111,570 -$76,284
12/31/17 $209,837 $123,158 -$72,736
01/31/18 $226,173 $140,791 -$69,683
02/28/18 $227,345 $139,409 -$68,013
03/31/18 $230,611 $140,661 -$67,756
04/30/18 $240,326 $148,934 -$66,421
05/31/18 $252,234 $157,561 -$69,889
Onward and upward! Selling a house in the next month (hopefully), moving from MCOL to LCOL city and the wife is starting a new, more lucrative job!
Hard to project at this point but stretch goal will be 500k networth by Jan 1 2020!
Post by: BeautifulDay on June 04, 2018, 09:44:29 PM
Net Worth investment and cash assets
Mar 2016 $28,361 $74,408
Jun 2016 $40,970 $81,270
Sep 2016 $57,895 $92,035
Dec 2016 $80,499 $100,376
Mar 2017 $99,766 $116,593
Jun 2017 $102,562 $96,048
Sep 2017 $112,554 $106,887
Oct 2017 $116,826 $110,677
Dec 2017 $128,724 $121,976
Jan 2018 $136,288 $127,999
Feb 2018 $140,881 $132,219
Mar 2018 $133,930 $124,857
Apr 2018 $146,151 $136,573 cash from parents for business
May 2018 $141,036 $133,501 made business capital purchases
Painful to see the number go down this much, but we invested about 10k in a side business this month. A big chunk of that was from a gift from my parents last month.
Post by: jda85 on June 05, 2018, 04:58:22 AM
9/1/16: $99,187.716/5/18: $244,372
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
11/1/17: $197,211
5/1/18: $227,460 -- Starting to taste it...
Post by: solon on June 05, 2018, 09:16:50 AM
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779
04/2018 $148,093
05/2018 $158,814
06/2018 $161,284 <-- nearly doubled networth, in a year and a half
Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Trifle on June 06, 2018, 04:54:35 AM
9/1/16: $99,187.716/5/18: $244,372
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
11/1/17: $197,211
5/1/18: $227,460 -- Starting to taste it...
Holy smokes @jda85 ! You are almost there!!! Any celebration planned after you cross the milestone?
Post by: jda85 on June 06, 2018, 06:37:06 PM
9/1/16: $99,187.716/5/18: $244,372
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
11/1/17: $197,211
5/1/18: $227,460 -- Starting to taste it...
Holy smokes @jda85 ! You are almost there!!! Any celebration planned after you cross the milestone?
Nope. Just need to figure out how to step on the gas some more and double it to the next milestone. :D
Post by: Trifle on June 07, 2018, 04:26:16 AM
9/1/16: $99,187.716/5/18: $244,372
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
11/1/17: $197,211
5/1/18: $227,460 -- Starting to taste it...
Holy smokes @jda85 ! You are almost there!!! Any celebration planned after you cross the milestone?
Nope. Just need to figure out how to step on the gas some more and double it to the next milestone. :D
Spoken like a true mustachian!
Post by: Slow&Steady on June 07, 2018, 08:56:11 AM
I am joining this race from the $10k-$100k race! Hopefully not too early.
I don't count true NW but thought it would be nice to look back and see it, so I added it! What I am really tracking is the "Invested Total" column. I also don't count different savings accounts if they have a specific purpose (maternity leave, self-employment taxes, etc).
What is happening in 2018: Baby #2 is due in late March! I accepted a job offer last week that includes a 30+% raise. I will not be able to contribute to the new company 401k until I have been there for 30 days, very close to when I take unpaid maternity leave, and we are holding off on putting anything into the IRA until after maternity leave so our Invested Total should follow the market increases/dips for the next several months with very little contributions added. We also plan to finish off student loans in 2018 (finally). If DH's business continues growing as it has for the last few months I would love to max his IRA and then will need to make decisions of paying down debt vs investing in another rental vs increasing my 401k vs opening an IRA for me vs increasing contributions to 529 Plans.
Back at work, and as planned we did not contribute anything to investments while I was out so but there were some 401k contributions made in March before leave. The invested balances for end of May are a little bit of a guess based on the balance today since I did not check these things while on leave.
Code: [Select]
401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
May-18 $105,000 $5,000 $110,000 $240,000 $135,000 $310,837 $174,163Post by: Stimpy on June 07, 2018, 10:36:16 AM
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14% - Almost a new leap day ;)
12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018 $135,011.70 ~ 3.10%
2/28/2018 $135,864.07 ~ 0.63%
3/30/2018 $138,236.93 ~2.39%
4/31/2018 $146,471.66 ~5.96%
5/31/2018 $149,243.29 ~ 1.89%
Numbers based on Mint
Little late and I suspect next month will be a similar number but it's a semi planned purchase. (New PC, after 8 year it's time for an upgrade.)
Post by: daverr7 on June 07, 2018, 11:50:10 AM
Hello, joining in!
Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.
Investments:
5/1/2018: $192,000
6/1/2018: $200,737
Post by: mustache you a question on June 11, 2018, 05:54:08 AM
Total Net Worth:
May 2018 - 104,770
June 2018 - 111,962
Didn't get to updating my figures right at the beginning of the month so that's why the jump is so big. Stretch goal is to hit 150k by end of year, going to take some serious work to get there.
Post by: Primm on June 12, 2018, 12:31:18 AM
Not calling it until the end of the month, but... we're there peeps!
Post by: Nick_Miller on June 13, 2018, 10:29:06 AM
Hey @moonpalace, I didn't mean to leave you out! You, me and @Canadian Ben are all racing to the goal by December 31st.
I don't want to brag, but I just sold three more copies of my zombie novel, so that's another $2.97 toward my goal!
I want in!
I cannot remember the last time I posted so below are my numbers.
Dec-17: 190k
Jan-18: 198k
Feb-18: 199k
Mar-18: 201k
Apr-18: 207k
May-18: 213k
My projections have me crossing the 250k line in December.
Hey @Virtus , I hope you don't mind the tag but it's so easy to miss posts directed at specific folks on this forum. So it's officially you, me, @Canadian Ben and @moonpalace. I sold more zombie novels this month so it's not really fair to the rest of you, but oh well. I'll post my numbers in a few days (I post mid-month)
Post by: Lews Therin on June 13, 2018, 11:36:00 AM
I sold more zombie novels this month so it's not really fair to the rest of you, but oh well. I'll post my numbers in a few days (I post mid-month)
I opened two bank accounts and a CC for welcome bonuses. They are my zombie novels :D
Julius Pepperwood and the free money for jumping through very low hoops.
Post by: Lews Therin on June 14, 2018, 05:19:48 PM
Post by: Making Cents on June 15, 2018, 03:37:56 AM
April 15 2018 $164,937
May 15 2018 $182,637
June 15 2018 $191,378
Post by: MrUpwardlyMobile on June 16, 2018, 09:12:11 AM
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
Net worth doubled in 6 months... that’s kinda cool
Post by: Nick_Miller on June 16, 2018, 10:13:53 AM
Mar 2016 $101,768.81
May 2016 $106,529.21
July 2016 $115,035.02
Sept 2016 $126,076.92
Nov 2016 $135,152.36
Jan 2017 $147,729.69
Mar 2017 $140,835.79 (moving expenses set us back)
May 2017 $149,690.19
July 2017 $157,768.24
Sept 2017 $167,359.52
Nov 2017 $175,059.46
Jan 2018 $190,018.18
Feb 2018 $198,506.91
March 2018 $206,086.24
April 2018 $206,732.49
May 2018 $211,986.89
June 2018 $217,559.28
(+$5,572.39, so a good month, even with taking a cruise! And next month, I should have a good royalty. I would LOVE to hit $225K)
Post by: Nick_Miller on June 16, 2018, 10:28:14 AM
@Canadian Ben $221,000
Nick Miller $217,559.28
@Virtus $213,000.00
@moonpalace $186,416.00
Let's all hit $250K by year's end even if it means taking in three roommates and surviving all the whacky hi jinks that ensue.
Post by: me1 on June 17, 2018, 08:35:32 AM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
9/17/17 $191,576 $308,692
10/17/17 $197,557 $314,090
11/17/17 $201,230 $315,249
12/17/17 $210,178 $328,245
1/17/18 $225,531 $340,364
2/17/18 $224,612 $342,742
3/17/18 $226,810 $339,652
4/17/18 $227,061 $340,423
5/17/18 $230,609 $349,921
6/17/18 $238,269 $360,523
Looks like likely graduating by the end of the year if not sooner.
Post by: BeautifulDay on June 17, 2018, 08:41:09 PM
I thought I crossed the $100k line in June but it was May. Oops. I've been looking forward to my one year check up and then missed it.
May 2017 $100,755
So Mint has me at just over $100k, woohoo. I expect it will take 4-5 years to reach $250k at my current pace. Hoping to accelerate that. We shall see. Still have a bit of low interest debt to pay off. Making steady progress.
May 2018 - $141,036
Increase of $40,281 in a year. Respectable. I feel good about this.
Hoping to be at $250k Dec 2019
Post by: DarkandStormy on June 18, 2018, 07:16:32 AM
So the "Race within a Race" update is:
@Canadian Ben $221,000
Nick Miller $217,559.28
@Virtus $213,000.00
@moonpalace $186,416.00
Let's all hit $250K by year's end even if it means taking in three roommates and surviving all the whacky hi jinks that ensue.
I'm also tracking, optimistically, a $250K graduation by year end.
Post by: Lews Therin on June 18, 2018, 07:23:50 AM
So the "Race within a Race" update is:
@Canadian Ben $221,000
Nick Miller $217,559.28
@Virtus $213,000.00
@moonpalace $186,416.00
Let's all hit $250K by year's end even if it means taking in three roommates and surviving all the whacky hi jinks that ensue.
Alright D&S, but you're sharing Nick's room. It has a weird smell. Deal with it.
Post by: MVal on June 19, 2018, 01:16:11 PM
5/31/17 - $100,187
6/31/17 - $102,500
7/31/17 - $104,809
I'm hoping to get to at least $120K by the end of the year on NW and cross $100K just in investments.
9/29/17 - $109,800
This will hopefully turn over $110K by Monday after my last 401K deposit hits. I'm up to $95K in invested value. Still finding it difficult to come up with extra liquid to put away though. Seems like every month there's been new expenses that crop up I have to take care of like a major car repair, plane ticket for a conference coming up, healthcare, etc.
12/31/17 - $121,515
Very happy to have finished the year over my goal of $120K net worth. I was able to cross the line mostly due to the swelling market as well as cryptocurrency values, although I don't have much in crypto. Anxious to see what happens in 2018 as I feel we are due for a market crash of some sort soon. Rumor has it my office is going to be closed sometime this year, so I'm looking forward to a chance to make a career change, maybe. I'll also get a handsome severance package, so I'm looking forward to being laid off!
6/19/18 - $133,000
Well, it turns out they are going to hold on selling our buildings at work for a while now. They didn't get the kind of offers they were hoping for and I doubt they ever will, so I could be here indefinitely. But good to know for sure what is going on and not be living in limbo about my future. Now that I'm not getting the severance, I'm free to make other plans. I'm hoping to hit a NW of $150K by the end of the year.
I just made a loan of $3K to my sister to help her pay off her credit card debt; I have been encouraging and helping her get debt free and she's really committed to it now. Last year I helped her do a balance transfer of her highest interest consumer debt to a card with a long interest free period and now the interest free period is running out but she still has a little bit to go, so I loaned her the money and had her sign a family loan agreement to pay me 3% interest under a 6 month term. I didn't want to charge her more since she's family and that is nearly twice what I was earning on that same amount in my Ally savings anyway.
Post by: FrugalFisherman10 on June 20, 2018, 09:17:19 AM
I just crossed $100k so I'm gettin' in!It's been one year since my last post in this thread (seems most of you post more often, maybe I should do that...)
I think the motivation to reach $250k will already be there for me, but hey this will keep me accountable.
anyway, I'm now at $157,512 per PersonalCapital. woo!
Post by: 10dollarsatatime on June 25, 2018, 04:26:02 PM
There's no way I'll dip under $250,000 again before this is over, unless there's an epic market dump. So... this is it! I'm graduating to the next thread! So long and thanks for all the fish!
(I'll be back, though... I should hit $100,000 in just retirement accounts by the end of the year.)
Post by: FI-REality on June 26, 2018, 05:03:46 AM
Goal of $250,000 by Sept of 2019.
Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03
May 1/18 - $180,806.91
June 1/18 - $186,975.44
July 1/18 - $188,096.17
It's that time again already... wow, June flew by.
Wife went crazy and spent over $2,000 on stuff for the house, a couple of bikes and stuff for one of our kids birthdays. If not for that expense we'd be pretty much exactly where I predicted.
On another note, I started riding a bike to work earlier this month. Since gas only cost me about $20 a month, it'll take a few years for the bike to pay for itself, but at least I'm getting some exercise.
Post by: steveo on June 27, 2018, 09:17:53 PM
2017-09-30 198
2017-12-24 232
2018-03-31 242
2018-06-30 270
So I passed it this quarter. Pretty big for me and the wife but still a long way to go.
Post by: MrThatsDifferent on June 28, 2018, 03:20:13 AM
2017-06-30 183
2017-09-30 198
2017-12-24 232
2018-03-31 242
2018-06-30 270
So I passed it this quarter. Pretty big for me and the wife but still a long way to go.
Congrats! Way to go!
Post by: LurkerStache on June 28, 2018, 09:23:22 PM
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
June 2018: 121,593.76
Post by: sytar7 on June 29, 2018, 07:21:26 AM
End of June - $223,070
Post by: dogboyslim on June 29, 2018, 09:47:58 AM
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2,680/+$1,221 Contribution/Investment Gain
08/2017: $113,472 +$2,680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2,680/$1,567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2,179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1,768 Contribution/Investment Gain
12/2017: $125,576 +$2,680/$1,230 Contribution/Investment Gain
01/2018: $130,690 +$1,570/$3,544 Contribution/Investment Gain
02/2018: $130,112 +$1,570/-$2,147 Contribution/Investment Loss
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss
04/2018: $175,470 +$4,049/$874 Contribution/Investment Gain
05/2018: $181,127 +$2,528/$3,129 Contribution/Investment Gain
06/2018: $183,621 +$2,528/-$34 Contribution/Investment Loss
Post by: max9505672 on June 29, 2018, 09:58:25 AM
Oct 2017: 107,699.57
Nov 2017: 111,470.49
Dec 2017: 116,682.90
Jan 2018: 120,674.64
Feb 2018: 123,122.10
Mar 2018: 123,676.68
Apr 2018: 133,706.83
May 2018: 138,633.60
June 2018: 142,203.69
Post by: Stimpy on June 29, 2018, 10:59:48 AM
6/1/2017 - $115,738Numbers based on Mint
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14% - Almost a new leap day ;)
12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018 $135,011.70 ~ 3.10%
2/28/2018 $135,864.07 ~ 0.63%
3/30/2018 $138,236.93 ~2.39%
4/31/2018 $146,471.66 ~5.96%
5/31/2018 $149,243.29 ~ 1.89%
6/29/2018 Fire: $138,672.35 + Medi $10,383.62 = $149,055.97 ~-.13%
As Predicted, computer cost me about 5k (Yes it is a VERY nice PC) and will last a while. (Don't wanna jinx it with a time limit!)
Might notice I have this a little separated. The reason is that I decided I want a separate fund for planned/misc medical expenses. This is an extra amount on top of my fire number and isn't required to be fully funded (though mostly is the goal) when I FIRE.
I also got a neat little surprise and a big Surprise last week. The little surprise was I stumbled into my HSA account, finally! (Documented how to's were not accurate and HR swears we are full of crap!) And the BIG surprise was I could invest it or at least most of it. So I did!
Post by: Slow&Steady on June 29, 2018, 12:02:38 PM
I am joining this race from the $10k-$100k race! Hopefully not too early.
I don't count true NW but thought it would be nice to look back and see it, so I added it! What I am really tracking is the "Invested Total" column. I also don't count different savings accounts if they have a specific purpose (maternity leave, self-employment taxes, etc).
What is happening in 2018: Baby #2 is due in late March! I accepted a job offer last week that includes a 30+% raise. I will not be able to contribute to the new company 401k until I have been there for 30 days, very close to when I take unpaid maternity leave, and we are holding off on putting anything into the IRA until after maternity leave so our Invested Total should follow the market increases/dips for the next several months with very little contributions added. We also plan to finish off student loans in 2018 (finally). If DH's business continues growing as it has for the last few months I would love to max his IRA and then will need to make decisions of paying down debt vs investing in another rental vs increasing my 401k vs opening an IRA for me vs increasing contributions to 529 Plans.
Code: [Select]
401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286[/quote]Sometimes the hardest part is just waiting and letting the plan happen. I know I shouldn't be disappointed that we are half way through the year and I am not seeing very much progress because that was the plan but it is hard. I cannot make it to step ten if I try to skip steps 1-7. Have healthy baby 1st Done, make it through maternity leave off of savings 2nd Done, replenish savings 3rd In Progress, finish off student loans 4th Aug/Sept/Oct, put in years worth of IRA 5th, increase 401k contributions or IRA 6th, watch things happen (WITHOUT CHANGING THE PLAN) 7th, continue to increase savings periodically 8th, enjoy hitting milestones 9th, FIRE 10th. I have a bad habit of stealing money from a different goal/category to try to move the plan along faster and then end up regretting it later because I was putting money in that goal/category for a reason and now it isn't there.
Post by: Blahhhh456 on June 29, 2018, 06:40:22 PM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054 - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
Nov 1, 2017 - $196,010 - yippee!! so close to $200K!
Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70 - Yikes, all my contributions and then some are gone.... Oh well, keep plugging away! Bonus hits this month, so I will hopefully see a bump.
Apr 1, 2018 - $214,541.70 - nice, climbing back up to Feb numbers.
May 1, 2018 - $218,916.00 - finally surpassed February's high! Still hoping to recover more of my contributions this year, as I seem to be missing some....... ha
June 1, 2018 - $220,322 - this is just market increases. I changed jobs and have 30 days to hold until 401k will start again. This also includes the $1500 loss of employer contributions I missed out for not staying until 100% vested. I'll take the loss any day to be away from that place.
July 1, 2018 - $224,289 - 6 months to go to hit my goal of $250K by Jan 1, 2019!!
*edited as I missed my new 401(k) from new job
Post by: tjrssibelle on June 29, 2018, 10:06:29 PM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34k
Sent from my SM-N920V using Tapatalk
Jun 2018 - $223.78
Sent from my SM-N920V using Tapatalk
Post by: Primm on June 30, 2018, 04:20:27 AM
| Date | Net worth | Gain (Loss) |
| 1 Dec 2017 | $239,686.56 | N/A |
| 1 Jan 2018 | $244,059.96 | $4,373.40 |
| 1 Mar 2018 | $234,659.04 | ($9,400.92) |
| 1 Apr 2018 | $240,721.10 | $6,062.06 |
| 1 May 2018 | $242,191.53 | $1,470.43 |
| 1 Jun 2018 | $248,999.64 | $6,808.11 |
| 1 Jul 2018 | $255,200.36 | $6,208.25 |
Made it! See you around, people. Soon, I hope.
I wasn't going to call it until I finished spending money on my kitchen remodel... but I'm up to $265,000 networth now. (This includes everything... equity, cash, pension contributions, retirement accounts, etc.)
There's no way I'll dip under $250,000 again before this is over, unless there's an epic market dump. So... this is it! I'm graduating to the next thread! So long and thanks for all the fish!
(I'll be back, though... I should hit $100,000 in just retirement accounts by the end of the year.)
Some sooner than others, by the look of it.
Post by: SeattleStache on June 30, 2018, 08:18:22 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: MrUpwardlyMobile on June 30, 2018, 09:59:31 AM
1/12/18 - $75,103.126/30/18- $155,247,41
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
Net worth doubled in 6 months... that’s kinda cool
Very minimal gains and I’m about to get hit with a $3k repair bill on my car because apparently everything is broken and leaking....
Post by: martyconlonontherun on June 30, 2018, 12:42:25 PM
I'm crashing two threads and this will be my joint account. I like my personal one since it's easier to motivate myself then my wife, but it still nice seeing the change in combined NW/Investments which is what matters.6/30/2018: $97.9k investments/$130.8k NW
29dh/29dw
Combined 120k income
Midwest City
09/01/2017: $65k Investments/$59k Net Worth
10/01/2017: $68.3k Investments/$65.6k Net Worth
10/27/2017: $72k Investments/$70.5k Net Worth
12/4/2017: $76.5k Investments/$81.9k Net Worth
12/29/2017: $79.1k Investments/$84.8k Net Worth
1/26/2018: $87.k Investments/$84.1k Net Worth (Down due to property taxes and change in Zillow for house
2/23/2018: $87.5k Investments/$88.3k NW
4/2/2018: $87.5k Investments/$95.3k Net Worth (Up due to Tax return)
5/6/2018: $92.1k Investments/$101.1k NW
5/28/2018: $95.0k Investments/$108.9k NW
Post by: Nick_Miller on June 30, 2018, 01:53:11 PM
So if you are in that category, just tag me and I will add you to the challenge...within a challenge.
Post by: Raenia on June 30, 2018, 02:04:26 PM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
Post by: FrugalByChance on June 30, 2018, 03:32:57 PM
I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58,971.00
...
Jan 2017 € 86,368.00
...
Jan 2018 € 119,817.00
Feb 2018 € 118,464.00
Mar 2018 € 115,094.00
Apr 2018 € 122,622.00
May 2018 € 128,787.00
Jun 2018 € 130.283,31
Post by: Milkm4n on June 30, 2018, 07:44:59 PM
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134 => $3,280 increase ( $1,033 contributions, $1,640 market gains, $608 debt repayment)
First full month of parental leave went well. Market gains were driven by my ESP shares.
Post by: hudsoncat on June 30, 2018, 08:27:28 PM
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Apr-17: $161,518
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
28-Feb-18: $234,108
31-Mar-18: $234,454
30-Apr-18: $241,470
31-May-18: $249,398
30-June-18: $253,884
Markets tried their best to knock me back down below toward the end of the month. We also struggled with several home repairs this month, but happy to hit the goal!
Post by: Trifle on July 01, 2018, 04:30:10 AM
31-Oct-16: $121,639
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Apr-17: $161,518
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
28-Feb-18: $234,108
31-Mar-18: $234,454
30-Apr-18: $241,470
31-May-18: $249,398
30-June-18: $253,884
Markets tried their best to knock me back down below toward the end of the month. We also struggled with several home repairs this month, but happy to hit the goal!
Ding ding ding!!!!! We have a finisher!
Congrats @hudsoncat !!
Post by: jda85 on July 01, 2018, 07:18:46 AM
9/1/16: $99,187.717/1/2018: 251,250 ---- FINALLY MADE IT! YEAAAA!!!
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
11/1/17: $197,211
5/1/18: $227,460 -- Starting to taste it...
6/5/18: $244,372
Post by: Imustacheyouaquestion on July 01, 2018, 11:52:37 AM
Sept 2016 $106,084.00
Oct 2016 $107,559.00
Nov 2016 $103,227.00
Dec 2016 $107,460.00
Jan 2017 $111,400.00
Feb 2017 $145,239.58
Mar 2017 $154,141.21
Apr 2017 $160,150.58
May 2017 $156,334.39
June 2017 $162,557.18
July 2017 $170,357.32
August 2017 $174,107.52
Oct 2017 $184,884.82
Nov 2017 $198,945.16
Dec 2017 $206,349.74
Jan 2018 $209,636.49
Feb 2018 $229, 479.48
Mar 2018 $226,966.28
Apr 2018 $225,520.37
May 2018 $234,199.42
Jun 2018 $244,558.85
Jul 2018 $250,737.17 +$6178.32
Whew! Less than two years from $100 to $250k. Felt like the last few months dragged on forever waiting to hit $250k. It's an arbitrary number but still feels pretty awesome as you notch your way up to FI. See you all in the next thread soon!
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: DarkandStormy on July 01, 2018, 05:34:48 PM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325
Crap week or so in the market to end the month. Otherwise, just staying the course.
Post by: Trifle on July 01, 2018, 05:35:55 PM
Huge congrats to @jda85 and @Imustacheyouaquestion!!! Onward all to the next thread!
Post by: Pooperman on July 01, 2018, 06:38:15 PM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
| 8/31/2017 | $104,537.62 | +$668.92 | +$1,100.88 | -$431.96 | +14% |
| 9/30/2017 | $107,892.53 | +$3,354.91 | +$2,288.37 | +$1,066.54 | +33% |
| 10/31/2017 | $110,221.54 | +$2,329.01 | +$1,193.40 | +$1,135.61 | +30% |
| 11/30/2017 | $111,408.49 | +$1,186.95 | +$268.63 | +$918.32 | +4% |
| 12/31/2017 | $132,802.54 | +$21,394.05 | +$5,134.14 | +$16,259.91 | +59% |
| 1/31/2018 | $137,862.25 | +$5,060.29 | +$1,119.44 | +$3,940.85 | +25% |
| 2/28/2018 | $137,431.49 | -$430.76 | +$2,213.75 | -$2,644.51 | +26% |
| 3/31/2018 | $136,819.12 | -$612.37 | -$686.31 | +$73.94 | -25% |
| 4/30/2018 | $130,288.03 | -$6,531.09 | -$6,841.85 | +$310.76 | -351% |
| 5/31/2018 | $129,609.27 | -$678.76 | -$836.42 | +$157.66 | -13% |
| 6/30/2018 | $129,034.88 | -$574.39 | -$341.96 | -$232.43 | 30% |
Due to an accounting error, this month is actually higher than last month but I can't be asked to fix it lol.
Post by: gpyros85 on July 01, 2018, 07:01:20 PM
Last 2 months
June 1st 99417
July 1st 109417
Edit, this is excluding home equity which is probably 40k.
Hope to not be here long!!
Post by: CorpRaider on July 02, 2018, 07:12:07 AM
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
01/18 ~ $174,000
02/18 ~ $172,000
03/18 ~ $175,000
04/18 ~ $180,000
05/18 ~ $184,000
06/18 ~ $174,000
Put up a post on my blog with a little more detail. Ten year wedding anniversary left a mark.
Post by: Rodgers12 on July 02, 2018, 07:39:20 AM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784
05/31/2018: $156,979
06/30/2018: $161,462
Post by: DarkandStormy on July 02, 2018, 08:04:17 AM
Hey as people check in for the month, I figured I'd invite folks to our "challenge within a challenge!" Four of us are in the "it will be tough, but pushing for $250K NW by Dec 31st!" category.
So if you are in that category, just tag me and I will add you to the challenge...within a challenge.
My NW increased 37% from 1/1 to 7/1. Another 37% in the next 6 months would put me at...*checks math*...$296,580??!
The first 6 months did include a bonus, a larger than expected tax refund, so...Still, only need a NW increase of 15.6% to graduate!
Also a reminder, if anyone would like to keep track in a Google Doc, we are here - https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Post by: Epor on July 02, 2018, 08:47:54 AM
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM 3/17)
----------
Total Saved Market G/L
01/01/18 93684.00 2136.40 908.60
02/01/18 103443.00 4675.00 5084.00
03/01/18 100621.00 1645.00 -4467.00
04/01/18 100572.00 1645.00 -1694.00
05/01/18 102878.00 1845.00 461.00
06/01/18 109348.00 3845.00 2625.00
07/01/18 117669.00 8265.00 56.00
Company merger/sale completed, cashed almost 4 weeks of vacation, nice additional savings.
Post by: Check2400 on July 02, 2018, 09:38:36 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Nothing much more to report here, just treading along. Didn't meet budget by the smallest of margins.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: dignam on July 02, 2018, 02:20:46 PM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k [ouch market hurt]
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Post by: Blahhhh456 on July 02, 2018, 08:38:51 PM
Hey as people check in for the month, I figured I'd invite folks to our "challenge within a challenge!" Four of us are in the "it will be tough, but pushing for $250K NW by Dec 31st!" category.
So if you are in that category, just tag me and I will add you to the challenge...within a challenge.
I'm in! Although, it is already my own personal challenge to be at $250k by 1/1/19. That one day of 12/31/18 might be a struggle :0) I need the friendly competition to push this over the finish line.
Post by: junga on July 02, 2018, 09:18:48 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
Post by: Lamancha on July 02, 2018, 10:46:49 PM
Feb 1, 2018- 109k
Mar 1, 2018- 113k
April 1, 2018- 117k
May 1, 2018- 122k
June 1, 2018- 124.9k
July 1, 2018- 131.4k
Post by: Lews Therin on July 03, 2018, 07:32:50 AM
Dec/16 93200
Jan/17 103,720
May/17 148,000
Jan/18 189,000
Feb 195,000
March 197,000
April: 205,000
May: 213,000
June: 221,000
July: 225,900 - 24k Left to make it to the Goal... (23k expected in salary/savings, let's see if dividends and market gains bring me that missing 1k)
Post by: dreadmoose on July 03, 2018, 01:45:49 PM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | |
| Apr 1 | $122,764 | |
| May 1 | $129,950 | |
| June 1 | $149,174 | |
| July 1 | $154,992 | (+5818) |
I only count investment accounts minus loans (low interest student loans). TFSA full, RRSP started. That should accelerate things this year until it fills up in November, market contracted a bit near the end of the month but still growing.
Edited for spelling.
Post by: mustache you a question on July 06, 2018, 06:37:13 AM
Total Net Worth:
May 2018 - 104,770
June 2018 - 111,962
July 2018 - 113,933
Smaller gain than prior month but still heading in the right direction...
Post by: daverr7 on July 06, 2018, 10:43:25 AM
Hello, joining in!
Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.
Investments:
5/1/2018: $192,000
6/1/2018: $200,737
7/1/2018: $205,121
Post by: Trifle on July 06, 2018, 01:25:56 PM
Hello, joining in!
Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.
Investments:
5/1/2018: $192,000
6/1/2018: $200,737
7/1/2018: $205,121
Nice progress @daverr7 !
Post by: moonpalace on July 07, 2018, 11:13:48 AM
....
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208
04/2018: $161,505
05/2018: $171,200
06/2018: $186,416
07/2018: $190,600
Appears to be a slow month but it involved paying $5.5k in quarterly taxes. Still on track!
Post by: solon on July 08, 2018, 05:48:49 PM
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779
04/2018 $148,093
05/2018 $158,814
06/2018 $161,284
07/2018 $160,446
Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Radagast on July 08, 2018, 09:19:03 PM
Quarter StockBondCash +House XIRR
Q3 2016: $112,200 $165,800 13.6%
Q4 2016: $124,300 $178,500 16.1%
Q1 2017: $148,300 $203,300 12.1%
Q2 2017: $160,548 $217,018 11.8%
Q3 2017: $178,042 $235,102 13.3%
Q4 2017: $203,082 $260,736 15.6%
Q1 2018: $213,941 $272,491 12.3%
Q2 2018: $223,802 $283,554 TBD
XIRR excludes saving bonds and cash.
Post by: Anon in Alaska on July 09, 2018, 06:33:06 AM
Post by: Nick_Miller on July 09, 2018, 01:22:04 PM
01/2017: $42,000
....
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208
04/2018: $161,505
05/2018: $171,200
06/2018: $186,416
07/2018: $190,600
Appears to be a slow month but it involved paying $5.5k in quarterly taxes. Still on track!
Keep the momentum even as I report a staggering number of Julius Pepperwood novels having been sold! I shall post the "Challenge within a Challenge" on July 16th.
Post by: mountain_air on July 10, 2018, 02:16:15 PM
6/1/17 52,894 (I believe we transferred some money over)
7/1/17 59,114
8/1/17 67,337
9/1/17 75,486
10/1/17 80,726
11/1/17 85,681
12/1/17 100,005 (extra paycheck month for us both!)
1/1/18 105,431
2/1/18 108,535
3/1/18 111,337
4/1/18 117,617
5/1/18 135,266 (a slight tax refund and extra paycheck!)
6/1/18 146,521
7/1/18 150,573
Man, it feels like we're not making progress at all until I do these posts and realize were doing pretty well getting some traction!
Post by: ingrownstudentloans on July 11, 2018, 07:57:48 AM
Joining this thread - just graduated from the 10-100. I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
Post by: Nick_Miller on July 11, 2018, 08:06:24 AM
5/1/17 25,273
6/1/17 52,894 (I believe we transferred some money over)
7/1/17 59,114
8/1/17 67,337
9/1/17 75,486
10/1/17 80,726
11/1/17 85,681
12/1/17 100,005 (extra paycheck month for us both!)
1/1/18 105,431
2/1/18 108,535
3/1/18 111,337
4/1/18 117,617
5/1/18 135,266 (a slight tax refund and extra paycheck!)
6/1/18 146,521
7/1/18 150,573
Man, it feels like we're not making progress at all until I do these posts and realize were doing pretty well getting some traction!
Well $45K in just 6 months is killing it, IMO!
Post by: Nick_Miller on July 12, 2018, 06:07:11 PM
Mar 2016 $101,768.81
May 2016 $106,529.21
July 2016 $115,035.02
Sept 2016 $126,076.92
Nov 2016 $135,152.36
Jan 2017 $147,729.69
Mar 2017 $140,835.79 (moving expenses set us back)
May 2017 $149,690.19
July 2017 $157,768.24
Sept 2017 $167,359.52
Nov 2017 $175,059.46
Jan 2018 $190,018.18
Feb 2018 $198,506.91
March 2018 $206,086.24
April 2018 $206,732.49
May 2018 $211,986.89
June 2018 $217,559.28
July 2018 $231,046.53
(well, we crushed my $225K goal! this month! Selling craploads of Julius Pepperwood novels + bonus at work + wife getting partially funded HSA = unstoppable)
Post by: Nick_Miller on July 12, 2018, 06:15:08 PM
June
Canadian Ben $221,000
Nick Miller $217,559.28
Virtus $213,000.00
moonpalace $186,416.00
July
Nick Miller $231,046.53
@Canadian Ben $225,900.00
@Virtus $220,000.00
@moonpalace $190,600
DAMN we cranked it up a total of $29,571.25 in just one month. Nice job, ladies and gents! (not making any assumptions)
Does anyone else want in on this sweet action?
(*most meta name for anything ever)
Post by: MrUpwardlyMobile on July 12, 2018, 08:11:00 PM
"CHALLENGE WITHIN A CHALLENGE!"*
June
Canadian Ben $221,000
Nick Miller $217,559.28
Virtus $213,000.00
moonpalace $186,416.00
July
Nick Miller $231,046.53
@Canadian Ben $225,900.00
@Virtus $220,000.00
@moonpalace $190,600
DAMN we cranked it up a total of $29,571.25 in just one month. Nice job, ladies and gents! (not making any assumptions)
Does anyone else want in on this sweet action?
(*most meta name for anything ever)
I wish I could join but I’m a bit too far behind you guys. I was at like $155k 2 weeks ago. I’m not gaining 100k net worth in 5.5 months.
Post by: Pooperman on July 12, 2018, 08:25:16 PM
I’m not gaining 100k net worth in 5.5 months.
Not with that attitude!
Post by: MrUpwardlyMobile on July 12, 2018, 08:40:56 PM
I’m not gaining 100k net worth in 5.5 months.
Not with that attitude!
Lol, its taken an unrepeatable Herculean effort to get 75k net worth in the preceding 6 months. Additionally, I wouldn’t sacrifice time with our baby for a few extra bucks.
Post by: Pooperman on July 12, 2018, 09:41:01 PM
I’m not gaining 100k net worth in 5.5 months.
Not with that attitude!
Lol, its taken an unrepeatable Herculean effort to get 75k net worth in the preceding 6 months. Additionally, I wouldn’t sacrifice time with our baby for a few extra bucks.
You'll get to 250k babypoints quickly enough hehe.
Post by: Raymond Reddington on July 12, 2018, 09:41:58 PM
December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
June 2018: $217,065
Post by: fuzzy math on July 13, 2018, 07:38:12 AM
Joining in - adding $5500 a month roughly
June 2018. $219,320
Appears the market is up because I did not put in anything extra this month.
July 2018. $228483
Post by: DarkandStormy on July 13, 2018, 08:06:18 AM
"CHALLENGE WITHIN A CHALLENGE!"*
June
Canadian Ben $221,000
Nick Miller $217,559.28
Virtus $213,000.00
moonpalace $186,416.00
July
Nick Miller $231,046.53
@Canadian Ben $225,900.00
@Virtus $220,000.00
@moonpalace $190,600
DAMN we cranked it up a total of $29,571.25 in just one month. Nice job, ladies and gents! (not making any assumptions)
Does anyone else want in on this sweet action?
(*most meta name for anything ever)
June - $208,027
July - $216,157
Going to be mostly dependent on the market for me. Don't think my savings can overcome a flat/down market in the next 6 months to get to $250k.
Post by: Hellohi on July 13, 2018, 05:38:15 PM
May. $114000
June. $118000
July. $122000
Post by: Making Cents on July 14, 2018, 08:26:16 PM
April 15 2018 $164,937
May 15 2018 $182,637
June 15 2018 $191,378
July 14 2018 $197,438
Post by: coffeefueled on July 16, 2018, 01:55:39 PM
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747
Apr2018: 184,058 [started tracking investments only]
Lost a couple months of tracking because I changed my investment passwords so personal capital didn't update. This was of course during the same months that I took out a temporary 401k loan, bought a house with my fiance, sold the condo, and put the money back. I still have about 30k in profit from the condo sale, but will wait until we figure out whether we need to do some attic repairs before I put it toward investments.
July2018: 190,242
Post by: MrUpwardlyMobile on July 16, 2018, 09:07:05 PM
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
No more windfalls between now and the end of the year. The long slog until the next bonus has begun.
Post by: MrUpwardlyMobile on July 16, 2018, 09:10:37 PM
I’m not gaining 100k net worth in 5.5 months.
Not with that attitude!
Lol, its taken an unrepeatable Herculean effort to get 75k net worth in the preceding 6 months. Additionally, I wouldn’t sacrifice time with our baby for a few extra bucks.
You'll get to 250k babypoints quickly enough hehe.
Time spent with the baby is the best return.
Post by: me1 on July 18, 2018, 08:55:57 AM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
9/17/17 $191,576 $308,692
10/17/17 $197,557 $314,090
11/17/17 $201,230 $315,249
12/17/17 $210,178 $328,245
1/17/18 $225,531 $340,364
2/17/18 $224,612 $342,742
3/17/18 $226,810 $339,652
4/17/18 $227,061 $340,423
5/17/18 $230,609 $349,921
6/17/18 $238,269 $360,523
7/17/18 $241,997 $364,204
My first year of tracking done! Not bad considering we had a baby this year and this includes paid hospital bills, a month of unpaid time off and childcare expenses.
Looking to do even better next year!
More stable income from SO should be starting next month, which will be wonderful.
Graduation from this thread is nigh!
Post by: pharmmm on July 21, 2018, 04:08:52 PM
Dates Net
Feb 2017 $7,713
Mar 2017 $12,001
Apr 2017 $23,711
May 2017 $28,278
Jun 2017 $41,666
Jul 2017 $65,434
Aug 2017 $88,637
Sep 2017 $116,511
Oct 2017 $134,174
Nov 2017 $132,600
Dec 2017 $141,929
Jan 2018 $177,833
Jan-18 $146,942.28
Feb-18 $150,841.13
Mar-18 $156,742.55
Apr-18 $172,756.36
May-18 $201,801.96
Jun-18 $214,786.28
Took my cars out of net worth, so going to backtrack a little bit. Milestone this month - finished paying off $213,000 of wife's student loans.
ETA: so far in July we're at $227,925.32 - getting there!
Post by: Trifle on July 22, 2018, 04:46:04 AM
Milestone this month - finished paying off $213,000 of wife's student loans.
Wow @pharmmm -- Congratulations! That is huge. You guys are doing great!
Post by: Slow&Steady on July 30, 2018, 08:52:04 AM
Code: [Select]
401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
Jul-18 $108,967 $4,350 $113,317 $240,000 $125,000 $307,995 $170,322
Invested Total, which is what I am actually tracking is starting to progress again now that I am back at work from maternity leave. Took a hit on the rental because apparently our property manager did not feel the need to tell us it had gotten into such bad repair over the years and the realtor market assessment was really not good. The value reflected is after we replace the roof, gutters, fesica, and soffit all of which is scheduled for this month.
Post by: Raenia on July 30, 2018, 10:24:40 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
Post by: FrugalByChance on July 31, 2018, 09:17:45 AM
I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.Jul 2018 € 135 595.00
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58,971.00
...
Jan 2017 € 86 368.00
...
Jan 2018 € 119 817.00
Feb 2018 € 118 464.00
Mar 2018 € 115 094.00
Apr 2018 € 122 622.00
May 2018 € 128 787.00
Jun 2018 € 130 283.31
Post by: SeattleStache on July 31, 2018, 01:12:21 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)
July 2018: $208,954 (total NW $380,041) Starting a new job in August which will finally allow me to max out my 401(k)
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: kickel on July 31, 2018, 05:44:14 PM
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915 (ouch, to many risky investments)
3/18: $140,688 (Deleveraged)
4/18: $148,621
5/18: $153,220
6/18: $157,062
7/18: $166,413
Back on track! Saved about $6k this month, with some market tailwind added in. On track to save another 6K next month. The biggest perk is my income has been increasing quickly, so living the same lifestyle I'm now saving about 70% post tax income.
Post by: Mazzinator on July 31, 2018, 06:05:43 PM
Does not include real estate or cars.
5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890
1/2/17 = $156,358
2/3/17 = $167,434
3/3/17 = $181,696
4/4/17 = $158,601 hubs bought a car
5/4/17 = $165,972
6/3/17 = $173,407
7/4/17 = $170,047
8/3/17 = $176,704
9/6/17 = $179,014
10/3/17 = $197,164 (i also joined the $250-$500k thread as my investments broke $250k)
7/31/18 = $258,531 (total net worth)
Just updating for those who like to see how long it can take.
Post by: junga on July 31, 2018, 06:51:22 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Post by: Blahhhh456 on July 31, 2018, 08:07:17 PM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00
Good month for gains in the market!
Post by: tjrssibelle on July 31, 2018, 08:20:02 PM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k
Sent from my SM-N920V using Tapatalk
Jul 2018 - $232.53 k
Hope to cross 250k by end of year
Sent from my SM-N920V using Tapatalk
Post by: wonkette on July 31, 2018, 09:46:12 PM
Jul 18 165275
Aug* 18 176231
*almost
So many graduates lately!
Post by: gpyros85 on July 31, 2018, 11:59:01 PM
Just got inducted into the race to 250k. Shouldn't be here for more than a year or so with the temporary assignment I am on. (Expat)
Last 2 months
June 1st 99417
July 1st 109417
Edit, this is excluding home equity which is probably 40k.
Hope to not be here long!!
June 1st 99417
July 1st 109417
August 1st 121085
Making good progress in the first 3 months to my goal of 250k... Markets are in question.
Post by: Milkm4n on August 01, 2018, 06:15:35 AM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949 => $3,815 increase ($2,552 contributions, $654 gains, $609 debt pay down)
Another great month considering I am still on parental leave. I return to work at the end of August, so expect a smallish increase next month, as there will be no new contributions. Hopeful that we can crank up savings again starting in September. Also, have some uncertainty going forward regarding my wife's percription medication. Approx cost is about $2400 a month, so hoping my company health plan will help in that regard. 🤞
Post by: Lews Therin on August 01, 2018, 06:24:24 AM
Dec/16 93200
Jan/17 103,720
May/17 148,000
---------------------
Jan/18 189,000
Feb 195,000
March 197,000
April: 205,000
May: 213,000
June: 221,000
July: 225,900
August: 233,000 Equal market gains to salary! Huzzah!
Post by: DarkandStormy on August 01, 2018, 07:00:54 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325
8/1/18 - $220,843 // $149,916
Post by: DarkandStormy on August 01, 2018, 07:05:09 AM
Post by: Epor on August 01, 2018, 07:21:50 AM
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM 3/17)
----------
Total Saved Market G/L
01/01/18 93684.00 2136.40 908.60
02/01/18 103443.00 4675.00 5084.00
03/01/18 100621.00 1645.00 -4467.00
04/01/18 100572.00 1645.00 -1694.00
05/01/18 102878.00 1845.00 461.00
06/01/18 109348.00 3845.00 2625.00
07/01/18 117669.00 8265.00 56.00
08/01/18 121581.00 400.00 3512.00
Do not have the info to set my 401k contributions yet (new company). Hopefully by next paycheck.
Post by: Epor on August 01, 2018, 07:23:52 AM
August: 233,000 Equal market gains to salary! Huzzah!
Wow. I can't wait to get to that point! Congrats!
Post by: Pooperman on August 01, 2018, 08:35:20 AM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
| 8/31/2017 | $104,537.62 | +$668.92 | +$1,100.88 | -$431.96 | +14% |
| 9/30/2017 | $107,892.53 | +$3,354.91 | +$2,288.37 | +$1,066.54 | +33% |
| 10/31/2017 | $110,221.54 | +$2,329.01 | +$1,193.40 | +$1,135.61 | +30% |
| 11/30/2017 | $111,408.49 | +$1,186.95 | +$268.63 | +$918.32 | +4% |
| 12/31/2017 | $132,802.54 | +$21,394.05 | +$5,134.14 | +$16,259.91 | +59% |
| 1/31/2018 | $137,862.25 | +$5,060.29 | +$1,119.44 | +$3,940.85 | +25% |
| 2/28/2018 | $137,431.49 | -$430.76 | +$2,213.75 | -$2,644.51 | +26% |
| 3/31/2018 | $136,819.12 | -$612.37 | -$686.31 | +$73.94 | -25% |
| 4/30/2018 | $130,288.03 | -$6,531.09 | -$6,841.85 | +$310.76 | -351% |
| 5/31/2018 | $129,609.27 | -$678.76 | -$836.42 | +$157.66 | -13% |
| 6/30/2018 | $129,034.88 | -$574.39 | -$341.96 | -$232.43 | +30% |
| 7/31/2018 | $131,173.97 | +$2,139.09 | +697.49 | +1,441.60 | +13% |
Post by: DarkandStormy on August 01, 2018, 08:50:02 AM
"CHALLENGE WITHIN A CHALLENGE!"*
June
Canadian Ben $221,000
Nick Miller $217,559.28
Virtus $213,000.00
moonpalace $186,416.00
July
Nick Miller $231,046.53
@Canadian Ben $225,900.00
@Virtus $220,000.00
@moonpalace $190,600
DAMN we cranked it up a total of $29,571.25 in just one month. Nice job, ladies and gents! (not making any assumptions)
Does anyone else want in on this sweet action?
(*most meta name for anything ever)
June - $208,027
July - $216,157
Going to be mostly dependent on the market for me. Don't think my savings can overcome a flat/down market in the next 6 months to get to $250k.
Challenge within a Challenge - August
I am up to $220,843 - $29,157 away from the goal. I start a new job on Monday which will give me a 12% increase in salary. So that should help. I still think it's going to be dependent on the market being slightly up these final five months to get to $250K.
Post by: Check2400 on August 01, 2018, 09:59:25 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Had a small settlement check come in mid month, but that isn't accounting for half of the increase. I don't know where that increase came from, but I'll take it. Went over budget by less than $100. This month I'm already getting hit for the annual insurance on cars. Pro-rated it is fine, but I save money by taking my lumps all at once.
Still hoping to graduate, optimistically, in April, pessimistically, end of 2019.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Woodro85 on August 01, 2018, 01:59:36 PM
September 1, 2016 - $104,622.34 +$6,155
October 1, 2016 - $109,535.81 +$4,913
November 1, 2016 - $113,963.46 +$4,427
December 1, 2016 - $119,134.90 +$5,171
January 1, 2017 - $125,515.94 +$6,381
February 1, 2017 - $128,723.53 +$3,207
March 1, 2017 - $133,798.59 +$5,075
Moving along nicely. Lowered my emergency fund and cash position to pay off debt the last two months, which I'm happy to report are all paid back (other than mortgage). Next goal is to fill up all my non-taxable accounts! Will also get a good bump in the next month or two from a tax return of a few thousand dollars.
I stopped posting here for the last 17 months. Was updating my Networth monthly on my own sheets, but I'm in that boring middle part and I was focusing on other things (Like work, education + credentials, hobbies, renovations, etc). However, I've had a really good year. Due to some changes in mortgage rules in Canada just prior to a condo sale, I got extremely lucky on the sale, raises through work, some minor side hustle incomes, decent market gains, my networth grew to $393,000 on August 1, 2018. I guess I graduated this group months ago! This worked out to an average increase of over $15k/month for the last 17 months. I owe most of that to some very inexpensive but strategic renovations and really lucky timing. It's back to a more moderate level of monthly growth but the snowball is rolling downhill now....
Post by: abhe8 on August 01, 2018, 02:27:57 PM
NW Aug 1, 2018: 132,613.79
But I'm not sure exactly how to calculate the NW. The number above is from personal capital, which includes checking accts, 401k, IRAs, HSA, 529, mortgage, student loans and Zillow current house value.
I also pay into the pension fund at work. If I leave before I vest (or maybe even after?) I can take my contributions with me. I have about $30k (35k by yr end). Should I include that in NW?
I didn't include value of any other personal property. (Car, SUV, small tractor, jewelry, etc) but I did include house value. Is that ok? Or do I excluded house value too?
My goal by December 31 is NW 225k. A reasonable plan is 90.6k in savings from income. I'm hoping to makes up the rest in cutting my grocery and utility bills. Plus of course any market gains. How do you estimate these?
Post by: me1 on August 01, 2018, 02:54:35 PM
Post by: dreadmoose on August 01, 2018, 04:37:41 PM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | |
| Apr 1 | $122,764 | |
| May 1 | $129,950 | |
| June 1 | $149,174 | |
| July 1 | $154,992 | |
| Aug 1 | $167,846 | (+12,854) |
TFSA full, RRSP started. Yay, gas pedal to the floor with pre-tax contributions.
I only count investment accounts minus loans (low interest student loans), so this excludes my house equity.
Post by: tarheeldan on August 01, 2018, 06:05:44 PM
Congrats to all on their progress and see you in the next thread!
Post by: MrUpwardlyMobile on August 01, 2018, 06:33:00 PM
1/12/18 - $75,103.128/1/18 - $186,730.18
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
Post by: gpyros85 on August 01, 2018, 08:52:33 PM
Jul 1, 2016 -$19,048 Jan 1, 2017 -$25,189 <--Found MMM Jan 1, 2018 $110,473 Feb 1 $116,237 Mar 1 $122,184 Apr 1 $122,764 May 1 $129,950 June 1 $149,174 July 1 $154,992 Aug 1 $167,846 (+12,854)
TFSA full, RRSP started. Yay, gas pedal to the floor with pre-tax contributions.
I only count investment accounts minus loans (low interest student loans), so this excludes my house equity.
$192k in abought 18 months VERY impressive!!
Post by: BeautifulDay on August 01, 2018, 09:25:32 PM
Net Worth investment and cash assets
Mar 2016 $28,361 $74,408
Jun 2016 $40,970 $81,270
Sep 2016 $57,895 $92,035
Dec 2016 $80,499 $100,376
Mar 2017 $99,766 $116,593
Jun 2017 $102,562 $96,048
Sep 2017 $112,554 $106,887
Oct 2017 $116,826 $110,677
Dec 2017 $128,724 $121,976
Jan 2018 $136,288 $127,999
Feb 2018 $140,881 $132,219
Mar 2018 $133,930 $124,857
Apr 2018 $146,151 $136,573 cash from parents for business
May 2018 $141,036 $133,501 made business capital purchases
Jun 2018 $148,700 $139,600
Jul 2018 $153,000 $141,845
Post by: Toad on August 01, 2018, 10:00:24 PM
Summary of accounts:
| Date | Bank Account | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| February 16, 2018 | $13,812.30 | $82,021.39 | $51,242.74 | $147,076.43 | +0.37% |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.93% |
| March 16, 2018 | $10,400.70 | $86,537.43 | $51,975.87 | $148,914.00 | +4.31% |
| April 1, 2018 | $9,260.83 | $82,902.34 | $49,913.25 | $142,076.42 | -4.59% |
| April 16, 2018 | $9,024.81 | $84,219.71 | $56,999.42 | $150,243.94 | +5.75% |
| May 1, 2018 | $6,865.67 | $81,933.59 | $59,445.02 | $148,244.28 | -1.33% |
| May 16, 2018 | $7,083.48 | $82,866.54 | $62,421.20 | $152,371.22 | +2.78% |
| June 1, 2018 | $6,764.50 | $83,959.71 | $66,115.73 | $156,839.94 | +2.93% |
| June 16, 2018 | $6,879.10 | $83,700.80 | $69,304.41 | $159,884.31 | +1.94% |
| July 1, 2018 | $7,123.50 | $83,121.42 | $69,308.09 | $159,553.01 | -0.21% |
| July 16, 2018 | $10,719.90 | $85,129.69 | $71,826.92 | $167,676.51 | +5.09% |
| August 1, 2018 | $14,732.56 | $86,652.82 | $72,329.18 | $173,714.56 | +3.60% |
My super-duper stretch goal for year end was 200k (like seriously super-duper no chance that will really happen but it's a nice number stretch). After an absurdly good July for me, looks like it might be achievable with cooperation from the market.
Post by: Toad on August 01, 2018, 10:07:51 PM
1/12/18 - $75,103.128/1/18 - $186,730.18
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
DAMN!!! I thought I was doing good, but you have put me to shame! Nice job!
Post by: Lamancha on August 01, 2018, 10:21:07 PM
Jan 1, 2018- 106kAug 1, 2018- 137.5k
Feb 1, 2018- 109k
Mar 1, 2018- 113k
April 1, 2018- 117k
May 1, 2018- 122k
June 1, 2018- 124.9k
July 1, 2018- 131.4k
Post by: MrUpwardlyMobile on August 02, 2018, 04:37:06 AM
1/12/18 - $75,103.128/1/18 - $186,730.18
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
DAMN!!! I thought I was doing good, but you have put me to shame! Nice job!
Thanks! I’m doing net worth so my gains are boosted by me paying $3500/month to student loans.
Post by: MrUpwardlyMobile on August 02, 2018, 04:37:18 AM
1/12/18 - $75,103.128/1/18 - $186,730.18
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
DAMN!!! I thought I was doing good, but you have put me to shame! Nice job!
Thanks! I’m doing net worth so my gains are boosted by me paying $3500/month to student loans.
Post by: Stimpy on August 02, 2018, 07:48:33 AM
6/1/2017 - $115,738Numbers based on Mint
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14% - Almost a new leap day ;)
12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018 $135,011.70 ~ 3.10%
2/28/2018 $135,864.07 ~ 0.63%
3/30/2018 $138,236.93 ~2.39%
4/31/2018 $146,471.66 ~5.96%
5/31/2018 $149,243.29 ~ 1.89%
6/29/2018 Fire: $138,672.35 + Medi $10,383.62 = $149,055.97 ~-.13%
7/31/2018 Fire: $143,601.47 + Medi $11,999.00 = $155,600.47 ~-4.39%
Only major thing to note is that I have a check out for property Taxes, so my number is off by about 8k. (Pay your taxes, those fees are killer and people like me might make money off you!) I should get about two thirds of that back, and more once the house is finally sold so not too worried.
Post by: martyconlonontherun on August 02, 2018, 10:12:49 AM
8/2/2018: $104k investments/$138.8k NW
I'm crashing two threads and this will be my joint account. I like my personal one since it's easier to motivate myself then my wife, but it still nice seeing the change in combined NW/Investments which is what matters.
30dh/30dw
Combined 120k income
Midwest City
09/01/2017: $65k Investments/$59k Net Worth
10/01/2017: $68.3k Investments/$65.6k Net Worth
10/27/2017: $72k Investments/$70.5k Net Worth
12/4/2017: $76.5k Investments/$81.9k Net Worth
12/29/2017: $79.1k Investments/$84.8k Net Worth
1/26/2018: $87.k Investments/$84.1k Net Worth (Down due to property taxes and change in Zillow for house
2/23/2018: $87.5k Investments/$88.3k NW
4/2/2018: $87.5k Investments/$95.3k Net Worth (Up due to Tax return)
5/6/2018: $92.1k Investments/$101.1k NW
5/28/2018: $95.0k Investments/$108.9k NW
6/30/2018: $97.9k investments/$130.8k NW (House Increase and added joint accounts/refreshed mint)
Post by: ingrownstudentloans on August 02, 2018, 02:28:15 PM
Joining this thread - just graduated from the 10-100. I am tracking only IRA/401K/taxable accounts.7/31/2018 $109,052.07
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
Post by: pharmmm on August 02, 2018, 04:21:44 PM
Oct-17 $92,088.50
Nov-17 $111,558.90
Dec-17 $111,038.94
Jan-18 $146,942.28
Feb-18 $150,841.13
Mar-18 $156,742.55
Apr-18 $172,756.36
May-18 $201,801.96
Jun-18 $214,786.28
Jul-18 $231,769.16
Post by: solon on August 02, 2018, 07:30:36 PM
Oct-17 $92,088.50
Nov-17 $111,558.90
Dec-17 $111,038.94
Jan-18 $146,942.28
Feb-18 $150,841.13
Mar-18 $156,742.55
Apr-18 $172,756.36
May-18 $201,801.96
Jun-18 $214,786.28
Jul-18 $231,769.16
Sweet mother of...
The way you've been increasing, you could be done by next month! I think you should make that your stretch goal.
Post by: pharmmm on August 02, 2018, 07:35:18 PM
Oct-17 $92,088.50
Nov-17 $111,558.90
Dec-17 $111,038.94
Jan-18 $146,942.28
Feb-18 $150,841.13
Mar-18 $156,742.55
Apr-18 $172,756.36
May-18 $201,801.96
Jun-18 $214,786.28
Jul-18 $231,769.16
Sweet mother of...
The way you've been increasing, you could be done by next month! I think you should make that your stretch goal.
Ha, thank you - we'll see...property taxes due next month. Want to make sure I make it within 12 months of starting, that was my target.
Post by: moonpalace on August 03, 2018, 04:08:02 AM
....
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208
04/2018: $161,505
05/2018: $171,200
06/2018: $186,416
07/2018: $190,600
08/2018: $201,789
Hitting $250k by the end of the year is gonna be a stretch, but really psyched to get over $200k!
I may be artificially deflating my number by not increasing my estimated valuation for my home, but I don't want to give in to the temptation to overvalue. And I live in a very small market so Zillow etc. are not very reliable. Not sure what to do about that for tracking purposes. Any thoughts?
Post by: Trifle on August 03, 2018, 04:59:49 AM
01/2017: $42,000
....
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208
04/2018: $161,505
05/2018: $171,200
06/2018: $186,416
07/2018: $190,600
08/2018: $201,789
Hitting $250k by the end of the year is gonna be a stretch, but really psyched to get over $200k!
I may be artificially deflating my number by not increasing my estimated valuation for my home, but I don't want to give in to the temptation to overvalue. And I live in a very small market so Zillow etc. are not very reliable. Not sure what to do about that for tracking purposes. Any thoughts?
Do you know any realtors? They could look at comparables and give you their opinion on what your house would sell for. Or you could take a stab at DIYing that by looking at sales records in the surrounding area yourself?
Post by: moonpalace on August 03, 2018, 06:08:42 AM
Or you could take a stab at DIYing that by looking at sales records in the surrounding area yourself?
Yeah, that's a good idea. I've only done that in the most casual way. I could be more systematic.
Post by: Lan Mandragoran on August 03, 2018, 06:53:10 AM
106k August 3rd 2018 *this is about 6k higher than real... as we got rent 6 months in advance from one of our tenants
Post by: CorpRaider on August 03, 2018, 12:48:00 PM
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
01/18 ~ $174,000
02/18 ~ $172,000
03/18 ~ $175,000
04/18 ~ $180,000
05/18 ~ $184,000
06/18 ~ $174,000
07/18 ~ $183,000
Put up a post on my blog with a little more detail, if you care. The come back from anniversary is in effect (romantic, I know).
Post by: solon on August 05, 2018, 06:53:44 AM
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779
04/2018 $148,093
05/2018 $158,814
06/2018 $161,284
07/2018 $160,446
08/2018 $168,222
Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: LurkerStache on August 06, 2018, 06:35:07 AM
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
Jun 2018: 121,593.76
Jul 2018: 126,216.79
Post by: Rodgers12 on August 06, 2018, 07:15:01 AM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784
05/31/2018: $156,979
06/30/2018: $161,462
07/31/2018: $165,899
Post by: mustache you a question on August 06, 2018, 07:46:03 AM
Total Net Worth:
May 2018 - 104,770
June 2018 - 111,962
July 2018 - 113,933
August 2018 - 121,622
Post by: dogboyslim on August 06, 2018, 08:16:59 AM
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2,680/+$1,221 Contribution/Investment Gain
08/2017: $113,472 +$2,680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2,680/$1,567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2,179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1,768 Contribution/Investment Gain
12/2017: $125,576 +$2,680/$1,230 Contribution/Investment Gain
01/2018: $130,690 +$1,570/$3,544 Contribution/Investment Gain
02/2018: $130,112 +$1,570/-$2,147 Contribution/Investment Loss
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss
04/2018: $175,470 +$4,049/$874 Contribution/Investment Gain
05/2018: $181,127 +$2,528/$3,129 Contribution/Investment Gain
06/2018: $183,621 +$2,528/-$34 Contribution/Investment Loss
07/2018: $190,156 +$2,528/$4,007 Contribution/Investment Gain
Post by: mountain_air on August 06, 2018, 02:59:42 PM
5/1/17 25,273
6/1/17 52,894 (I believe we transferred some money over)
7/1/17 59,114
8/1/17 67,337
9/1/17 75,486
10/1/17 80,726
11/1/17 85,681
12/1/17 100,005 (extra paycheck month for us both!)
1/1/18 105,431
2/1/18 108,535
3/1/18 111,337
4/1/18 117,617
5/1/18 135,266 (a slight tax refund and extra paycheck!)
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306 (slow and steady)
Post by: FI-REality on August 07, 2018, 05:40:44 AM
Goal of $250,000 by Sept of 2019.
Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03
May 1/18 - $180,806.91
June 1/18 - $186,975.44
July 1/18 - $188,096.17
Aug 1/18 - $189,047.27
Post by: coffeefueled on August 07, 2018, 07:00:51 AM
Nov2017: 173,868
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747
Apr2018: 184,058 < -- started tracking investments only
[accounts unsync from software = no tracking, oops]
July2018: 190,242 +3.4%
Aug2018: 208,651 +9.7%
Post by: daverr7 on August 07, 2018, 12:03:58 PM
Hello, joining in!
Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.
Investments:
5/1/2018: $192,000
6/1/2018: $200,737
7/1/2018: $205,121
8/1/2018: $213,771
Post by: urover on August 07, 2018, 07:29:50 PM
07-Aug-2018: 150K05-Mar-2018: 116KJoining this thread as we recently breached 110K in nw. Single earner family with a not-so-crazy salary, but here goes:04th-Feb-2018: 112K
17th-Jan-2018: 110K
Post by: Anon in Alaska on August 08, 2018, 08:27:02 AM
If you want to calculate net worth, you have to include any real-estate (Including the house you live in) and related mortgages. Some people on this thread are only tracking investment accounts instead of tracking net worth.
Worth by what measure?
Is my paid for condo really worth what my tax appraisal was, or would it be more realistic to start with the (slightly lower) amount _I_ think it would sell for and then deduct what I would have to pay to get it in saleable condition (pull carpets, put in new flooring, paint everything, install kitchen cabinets not from the 1970's, etc.) and any expenses this would incur? The difference could be $25,000 or more. I know my investments to the penny.
Post by: Anon in Alaska on August 08, 2018, 08:28:53 AM
Post by: MrThatsDifferent on August 08, 2018, 08:29:08 AM
Post by: tjrssibelle on August 08, 2018, 08:56:11 AM
Jan 2017 I joined this thread and started my MMM journey, today I graduate from the thread, 19 months later! So very thankful I found this site.Congrats!
Sent from my SM-N920V using Tapatalk
Post by: MrThatsDifferent on August 08, 2018, 09:12:36 AM
Jan 2017 I joined this thread and started my MMM journey, today I graduate from the thread, 19 months later! So very thankful I found this site.Congrats!
Sent from my SM-N920V using Tapatalk
Thank you!
Post by: tarheeldan on August 08, 2018, 12:11:44 PM
Jan 2017 I joined this thread and started my MMM journey, today I graduate from the thread, 19 months later! So very thankful I found this site.
Congratulations! Come join us in the race from 250-500 :-) https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/1200/ (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/1200/)
ETA: I see you did! :-)
Post by: Check2400 on August 08, 2018, 03:44:24 PM
Before you go, is there any way to make a couple changes to the Big Board on the Google Doc? Maybe not, but I would love to see a Year to Date $ and/or % change on the Big Board, and I would also love to see a months to victory column added to the Graduate Tab. I figure the Net Worth column should always be near $250K, but how long it takes to get there is the fun part.
If it is tons of work no big deal. If it is something anyone can do, even better, but I am not proficient in google docs or excel.
What is your best guess timetable to 500K?
Post by: Nick_Miller on August 09, 2018, 07:02:10 AM
I hope to meet you there in October. I will try not to embarrass anyone. (no promises)
Post by: onlykelsey on August 09, 2018, 07:05:54 AM
@MrThatsDifferent and @tarheeldan , congrats on movin' on up! To the East Siiiide!
I hope to meet you there in October. I will try not to embarrass anyone. (no promises)
This is perfect for someone with your avatar, ha.
Post by: MrThatsDifferent on August 09, 2018, 09:28:22 AM
@MrThatsDifferent and @tarheeldan , congrats on movin' on up! To the East Siiiide!
I hope to meet you there in October. I will try not to embarrass anyone. (no promises)
Thanks mate, see you soon!
Post by: Lews Therin on August 09, 2018, 09:48:40 AM
Post by: Nick_Miller on August 09, 2018, 11:14:48 AM
@Nick miller October?! how did you remove two months from the stretch goal?
Well, it may or may not happen, but it's the new goal after we hit $231K in July. I don't report my info until mid-month, so that still gives me mid Aug, mid Sept, and mid Oct to make $19K in progress.
I'll have another royalty check to report when I check in next week, as well as a small payment from a new publisher. We continue to put about $3000 in 401ks each month, so we have a shot. But if it ends up being Dec, I can live with that.
Post by: Lews Therin on August 09, 2018, 11:36:05 AM
Post by: Nick_Miller on August 09, 2018, 11:45:44 AM
So I guess somebody isn't racing inside the race anymore. Just assured puttering your way there.
No, I'm still racing! I'll update that next week on here. I saw two of my cohorts, but I don't see Canadian Ben anywhere.
Post by: Lews Therin on August 09, 2018, 11:52:21 AM
Oct/16 77000
Dec/16 93200
Jan/17 103,720
May/17 148,000
---------------------
Jan/18 189,000
Feb 195,000
March 197,000
April: 205,000
May: 213,000
June: 221,000
July: 225,900
August: 233,000 Equal market gains to salary! Huzzah!
Canadian Ben is Now Lews Therin!
(Written under my avatar)
Post by: Raymond Reddington on August 09, 2018, 06:01:24 PM
Late to the party, but my progress has been:
December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
June 2018: $217,065
July 2018: $221,250
Post by: Nick_Miller on August 10, 2018, 07:50:28 AM
Post by: tarheeldan on August 10, 2018, 08:38:51 AM
@tarheeldan Congrats on moving on up. I fee like the Hendersons telling Harry we don't ever want to see you again because we know it is best for you.
Before you go, is there any way to make a couple changes to the Big Board on the Google Doc? Maybe not, but I would love to see a Year to Date $ and/or % change on the Big Board, and I would also love to see a months to victory column added to the Graduate Tab. I figure the Net Worth column should always be near $250K, but how long it takes to get there is the fun part.
If it is tons of work no big deal. If it is something anyone can do, even better, but I am not proficient in google docs or excel.
What is your best guess timetable to 500K?
Thank you!
Done - we now have YTD $ and YTD %, and there's also a "months in race" column on the Graduates tab - all of these are automatically calculated :)
Hoping for March 2021 to graduate from the next thread - we'll see! Hope to see you there soon!
Post by: tarheeldan on August 10, 2018, 08:40:16 AM
@MrThatsDifferent and @tarheeldan , congrats on movin' on up! To the East Siiiide!
I hope to meet you there in October. I will try not to embarrass anyone. (no promises)
Thank you! See you soon :-)
Post by: moonpalace on August 10, 2018, 12:33:19 PM
Done - we now have YTD $ and YTD %, and there's also a "months in race" column on the Graduates tab - all of these are automatically calculated :)
So cool! Those YTD metrics are really nice.
Post by: Nick_Miller on August 11, 2018, 08:45:29 AM
Mar 2016 $101,768.81
May 2016 $106,529.21
July 2016 $115,035.02
Sept 2016 $126,076.92
Nov 2016 $135,152.36
Jan 2017 $147,729.69
Mar 2017 $140,835.79 (moving expenses set us back)
May 2017 $149,690.19
July 2017 $157,768.24
Sept 2017 $167,359.52
Nov 2017 $175,059.46
Jan 2018 $190,018.18
Feb 2018 $198,506.91
March 2018 $206,086.24
April 2018 $206,732.49
May 2018 $211,986.89
June 2018 $217,559.28
July 2018 $231,046.53
Aug 2018 $239,233.26
Just $10,766.74 away from hitting $250K! Not gonna happen in Sept, so I'll be around here at least another 60 days, if you don't tire of me. (and even if you do)
Post by: Nick_Miller on August 11, 2018, 08:53:56 AM
June
Canadian Ben $221,000
Nick Miller $217,559.28
Virtus $213,000.00
moonpalace $186,416.00
July
Nick Miller $231,046.53
@canadian Ben $225,900.00
@Virtus $220,000.00
@moonpalace $190,600
DAMN we cranked it up a total of $29,571.25 in just one month. Nice job, ladies and gents! (not making any assumptions)
Does anyone else want in on this sweet action?
(*most meta name for anything ever)
August 2018
NickMiller $239,233.26
@Lews Therin $233,000.00
@Virtus $226,000.00
@moonpalace $201,789
Holy crap, we beat last month's increase! As a group, we're up $32,475.73 with biggest gainer going to moonpalace!
This is super impressive, especially the fairly flatish market we've been having!
Post by: BiggerFishToFI on August 13, 2018, 12:39:07 PM
12/31/16 $115,671 $64,692 -$121,564
01/31/17 $119,371 $66,070 -$119,764
02/28/17 $124,835 $67,186 -$115,416
03/31/17 $129,469 $67,472 -$111,068
04/30/17 $125,786 $67,858 -$106,720
05/31/17 $134,698 $70,822 -$102,372
06/30/17 $140,666 $82,983 -$98,024
07/31/17 $153,716 $92,589 -$93,676
08/31/17 $159,027 $96,256 -$89,328
09/30/17 $168,105 $100,416 -$84,980
10/31/17 $181,050 $106,552 -$80,632
11/30/17 $192,875 $111,570 -$76,284
12/31/17 $209,837 $123,158 -$72,736
01/31/18 $226,173 $140,791 -$69,683
02/28/18 $227,345 $139,409 -$68,013
03/31/18 $230,611 $140,661 -$67,756
04/30/18 $240,326 $148,934 -$66,421
05/31/18 $252,234 $157,561 -$69,889
06/30/18 $254,345 $163,327 -$68,100
07/31/18 $285,203 $176,231 -$3,092
Sold rental house over asking price and we are officially debt free!!!! (other than revolving CC debt). Have about 95k sitting in a high yield savings account while we try to decide whether we will purchase another house (primary) or not.
Post by: mustardstew on August 15, 2018, 12:53:03 PM
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
Net Worth from Personal Capital. I recently had my house appraised, so I've manually set it's value to $205,000.
I'm still getting to Mustachian on spending...
Most of my gains are market right now, as I'm working down some CC debt (happily no interest! yet...)
Post by: Lews Therin on August 15, 2018, 01:13:47 PM
Investment gains are also quite fun. (2% gain for a 200k portfolio is 4k!)
Post by: MrUpwardlyMobile on August 15, 2018, 10:30:18 PM
1/12/18 - $75,103.128/15/18 - $188,050.23 - not as big a gain. Booking travel for weddings (getting 5% cash back on airfare on one of my cards) and bachelor parties. Also needed a new desk that the DW approves of (nothing even remotely acceptable was on Craig’s list) and baby proofing has begun because the baby will begin crawling soon. Tons of expenses in the last half of the year and no big windfalls. Blah the first half of the year is more fun.
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
Post by: Toad on August 16, 2018, 10:41:25 AM
Investment gains are also quite fun. (2% gain for a 200k portfolio is 4k!)
As long as you can stomach the flipside ($4k loss for 2% loss)
Post by: Lews Therin on August 16, 2018, 11:06:25 AM
Post by: fuzzy math on August 17, 2018, 12:56:17 PM
June 2018. $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Market gains this month were crazy!!!
Post by: Apples on August 17, 2018, 07:14:48 PM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
June 1 2016: $125,160.93 --- gain of $5,214.58
July 1 2016: $127,094.93 --- gain of $1,934.00
August 1 2016: $133,039.69 --- gain of $5,944.76
September 1 2016: $136,465.21 --- gain of $3,425.52
October 1 2016: $140,391.81 --- gain of $3,926.60
November 1 2016: $145,497.13 --- gain of $5,105.32
December 1 2016: $149,771.11 -- gain of $3,732.60
January 1 2017: $153,948.79 -- gain of $4,177.68
February 1 2017: $163,262.29 -- gain of $9,313.60
March 1 2017: $169,266.73 -- gain of $6,004.44 January had 5 paychecks, so extra went in savings, which made this a better-than-average month.
April 1 2017: $173,615.56 -- gain of $4,398.83
May 1 2017: $179,910.03 -- gain of $6,294.47
June 1 2017: $185,658.02 -- gain of $5,747.99
July 1 2017: $189,004.34 -- gain of $3,346.32
August 1 2017: $194,775.49 -- gain of $5,771.15
September 1 2017: $198,403.35 -- gain of $3,627.86
October 1 2017: $203,102.05 -- gain of $4,698.70
November 1 2017: $210,951.82 -- gain of $7,849.76
December 1 2017: $216,449.55 -- gain of $5,497.73
January 1 2018: $219,525.37 -- gain of $3,075.82
February 1 2018: $246,732.17
March 1 2018: $242,060.78 Market went downnnnn.
The link to the spreadsheet is:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
April 1 2018: $246,426.26 Hopefully April will get us over the 250 mark.
I haven't gotten around to posting here for a while, but it's a good update!
May 1 2018: $250,453.08 WOOOOOHOOOO WE CROSSED THE 250 THRESHOLD FOR THIS THREAD! :) The rest is just for general info.
June 1 2018: $256,005.82
July 1 2018: $259,624.18
August 1 2018: $268,007.64 Both of us had an extra paycheck in June that really helped our July numbers, making August 1 a big jump.
Post by: merlin7676 on August 18, 2018, 08:36:34 AM
Took me 39 years to hit 50K
Then only 14 months after that to hit 100K
Today another 15 months later i'm at 150K.
I know that's pretty slow compared to a lot of people on here but since I started so late, I still have plenty more catching up to do. Won't be able to retire early like most people here but I should be able to knock a few years off early anyway
Post by: Nick_Miller on August 18, 2018, 02:22:39 PM
Nov. 1 2015: $101,701.11 --- gain of $8,228.48
Dec 1 2015: $106,488.64 --- gain of $4,787.53
Jan. 1 2016: $107,709.77 --- gain of $1,221.14
Feb. 1 2016: $106,318.40 --- loss of $1,402.91
Mar. 1 2016: $108,550.55 --- gain of $2,232.15
Apr. 1 2016: $115,724.63 --- gain of $7,174.08 woohoo market swing up!
May 1 2016: $119,946.35 --- gain of $4,221.72
June 1 2016: $125,160.93 --- gain of $5,214.58
July 1 2016: $127,094.93 --- gain of $1,934.00
August 1 2016: $133,039.69 --- gain of $5,944.76
September 1 2016: $136,465.21 --- gain of $3,425.52
October 1 2016: $140,391.81 --- gain of $3,926.60
November 1 2016: $145,497.13 --- gain of $5,105.32
December 1 2016: $149,771.11 -- gain of $3,732.60
January 1 2017: $153,948.79 -- gain of $4,177.68
February 1 2017: $163,262.29 -- gain of $9,313.60
March 1 2017: $169,266.73 -- gain of $6,004.44 January had 5 paychecks, so extra went in savings, which made this a better-than-average month.
April 1 2017: $173,615.56 -- gain of $4,398.83
May 1 2017: $179,910.03 -- gain of $6,294.47
June 1 2017: $185,658.02 -- gain of $5,747.99
July 1 2017: $189,004.34 -- gain of $3,346.32
August 1 2017: $194,775.49 -- gain of $5,771.15
September 1 2017: $198,403.35 -- gain of $3,627.86
October 1 2017: $203,102.05 -- gain of $4,698.70
November 1 2017: $210,951.82 -- gain of $7,849.76
December 1 2017: $216,449.55 -- gain of $5,497.73
January 1 2018: $219,525.37 -- gain of $3,075.82
February 1 2018: $246,732.17
March 1 2018: $242,060.78 Market went downnnnn.
The link to the spreadsheet is:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing
April 1 2018: $246,426.26 Hopefully April will get us over the 250 mark.
I haven't gotten around to posting here for a while, but it's a good update!
May 1 2018: $250,453.08 WOOOOOHOOOO WE CROSSED THE 250 THRESHOLD FOR THIS THREAD! :) The rest is just for general info.
June 1 2018: $256,005.82
July 1 2018: $259,624.18
August 1 2018: $268,007.64 Both of us had an extra paycheck in June that really helped our July numbers, making August 1 a big jump.
Kindly take your buckets of money and head over to the next thread where they all drink champagne and own yachts with pools that have little yachts floating in them.
(seriously, congrats!)
Post by: me1 on August 19, 2018, 09:50:27 AM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
9/17/17 $191,576 $308,692
10/17/17 $197,557 $314,090
11/17/17 $201,230 $315,249
12/17/17 $210,178 $328,245
1/17/18 $225,531 $340,364
2/17/18 $224,612 $342,742
3/17/18 $226,810 $339,652
4/17/18 $227,061 $340,423
5/17/18 $230,609 $349,921
6/17/18 $238,269 $360,523
7/17/18 $241,997 $364,204
8/17/18 $246,204 $372,236
Hoping to graduate next month!
Post by: Mrs. D. on August 21, 2018, 09:54:15 PM
Very inspiring to read about other people's progress!
Post by: Apples on August 22, 2018, 01:49:50 PM
Kindly take your buckets of money and head over to the next thread where they all drink champagne and own yachts with pools that have little yachts floating in them.
(seriously, congrats!)
Thanks Nick Miller! I dipped my toes into the champagne pool of that other thread with my first post. At that net worth level, it seems that a lot of the participants are really racking up investments with decent gains recently or have big incomes (or both) - I think I'm going to be the turtle in that group!
Post by: Trifle on August 23, 2018, 02:51:13 AM
Doing a little happy dance here. Just hit another milestone.
Took me 39 years to hit 50K
Then only 14 months after that to hit 100K
Today another 15 months later i'm at 150K.
I know that's pretty slow compared to a lot of people on here but since I started so late, I still have plenty more catching up to do. Won't be able to retire early like most people here but I should be able to knock a few years off early anyway
Congrats @merlin7676 ! Great job. It does go faster and faster.
Post by: ardrum on August 23, 2018, 10:28:32 AM
2/1/18 - $103,481 (holy crap, I'm into 6 figures!)
3/1/18 - $100,568 (almost got demoted from group from market losses, yikes)
4/1/18 - $103,798 (back in the green)
5/1/18 - $108,542 (that's more like it)
6/1/18 - $117,139 (good month!)
7/1/18 - $121,565 (positive again)
8/1/18 - $126,719 (wow, this has been a long bull market...)
This month has been going well, so I'm hoping to have another positive report for 9/1/18, well into the $130s!
Post by: MVal on August 27, 2018, 12:53:52 PM
5/31/17 - $100,187
6/31/17 - $102,500
7/31/17 - $104,809
I'm hoping to get to at least $120K by the end of the year on NW and cross $100K just in investments.
9/29/17 - $109,800
This will hopefully turn over $110K by Monday after my last 401K deposit hits. I'm up to $95K in invested value. Still finding it difficult to come up with extra liquid to put away though. Seems like every month there's been new expenses that crop up I have to take care of like a major car repair, plane ticket for a conference coming up, healthcare, etc.
12/31/17 - $121,515
Very happy to have finished the year over my goal of $120K net worth. I was able to cross the line mostly due to the swelling market as well as cryptocurrency values, although I don't have much in crypto. Anxious to see what happens in 2018 as I feel we are due for a market crash of some sort soon. Rumor has it my office is going to be closed sometime this year, so I'm looking forward to a chance to make a career change, maybe. I'll also get a handsome severance package, so I'm looking forward to being laid off!
6/19/18 - $133,000
Well, it turns out they are going to hold on selling our buildings at work for a while now. They didn't get the kind of offers they were hoping for and I doubt they ever will, so I could be here indefinitely. But good to know for sure what is going on and not be living in limbo about my future. Now that I'm not getting the severance, I'm free to make other plans. I'm hoping to hit a NW of $150K by the end of the year.
I just made a loan of $3K to my sister to help her pay off her credit card debt; I have been encouraging and helping her get debt free and she's really committed to it now. Last year I helped her do a balance transfer of her highest interest consumer debt to a card with a long interest free period and now the interest free period is running out but she still has a little bit to go, so I loaned her the money and had her sign a family loan agreement to pay me 3% interest under a 6 month term. I didn't want to charge her more since she's family and that is nearly twice what I was earning on that same amount in my Ally savings anyway.
8/27/18 - $138,916 (if you count the $2500 my sister owes me)
Been feeling that restless desperation again of wanting to be done with this already. I can't stand the thought of obligatory work for another 5-8 years. I'm truly contemplating quitting my job when I reach $150K NW. However, that target moves around in my head a lot with my emotions...sometimes I think I'll quit when my investments reach $150K or when I have over $20K liquid cash...or sometimes I promise myself I won't do it until I reach $200K NW.
Either way, I need a break but I feel foolish to give up my comfortable position. There's no guarantee of what might happen if I just up and quit. I'm thankful for what my decent job has given me for eight years, but I have no motivation to do it anymore. I'm heavily involved in a Libertarian political campaign right now, so maybe when that is over, I might have time to really invest in a good side hustle I've got some ideas for.
Post by: alli on August 29, 2018, 05:58:03 PM
I'm Alli, I'm a 27 yo (as of today!) working in technology in Bay Area (cliche, I know) and as of now represented by one of the many-shades-of-blue-lines. Some dumb-money things I've done: purchased crypto (I sold to get me to break-even a few months ago, and kept the remaining $13k in profits in the market), not made any real-estate investments but spend dozens of hours zillow-ing, amongst others.
Some smart-money things I've done: fallen in love with cooking / relentlessly push for more compensation / choose a career where it's straigthfwd to link work to company's bottom line (leverage <3) / never develop a taste for clothes shoes make-up etc.
Super pumped to go back in this thread and read all the updates. My money goals are to take 2-4 months off in the next 12 months to do exploring (really love backpacking + cycling and would love to piece together a few international trips) + spend time with family, but I'd feel much more comfortable doing so with $200 in the bank.
If it's relevant, I'm living with a long-term boyfriend who (while savings-saving / an amazing human) has been unemployed for several months and having trouble finding work: I don't love him any less for it but it does make the journey to dual-FI much more difficult. I would love to connect with people who have gone through similar situations.
Post by: BeautifulDay on August 29, 2018, 10:31:04 PM
Doing a little happy dance here. Just hit another milestone.That's fantastic! Congrats on your progress
Took me 39 years to hit 50K
Then only 14 months after that to hit 100K
Today another 15 months later i'm at 150K.
I know that's pretty slow compared to a lot of people on here but since I started so late, I still have plenty more catching up to do. Won't be able to retire early like most people here but I should be able to knock a few years off early anyway
Post by: Trifle on August 30, 2018, 04:01:28 AM
Post by: dreadmoose on August 31, 2018, 08:05:39 AM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | |
| Apr 1 | $122,764 | |
| May 1 | $129,950 | |
| June 1 | $149,174 | |
| July 1 | $154,992 | |
| Aug 1 | $167,846 | |
| Sep 1 | $180,482 | (+12,636) |
This month went according to plan, work may be slowing down here but I'm still in good shape to hit targets this year.
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: dignam on August 31, 2018, 08:52:02 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k [ouch market hurt]
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Post by: martyconlonontherun on August 31, 2018, 09:41:42 AM
8/2/2018: $109k investments/$136.4k NW (House went back to normal value - 'dropped' 7k on zillow - and prepaid for Eurotrip). Goal is $150k by year-end for a $65k bump
I'm crashing two threads and this will be my joint account. I like my personal one since it's easier to motivate myself then my wife, but it still nice seeing the change in combined NW/Investments which is what matters.
30dh/30dw
Combined 120k income
Midwest City
09/01/2017: $65k Investments/$59k Net Worth
10/01/2017: $68.3k Investments/$65.6k Net Worth
10/27/2017: $72k Investments/$70.5k Net Worth
12/4/2017: $76.5k Investments/$81.9k Net Worth
12/29/2017: $79.1k Investments/$84.8k Net Worth
1/26/2018: $87.k Investments/$84.1k Net Worth (Down due to property taxes and change in Zillow for house
2/23/2018: $87.5k Investments/$88.3k NW
4/2/2018: $87.5k Investments/$95.3k Net Worth (Up due to Tax return)
5/6/2018: $92.1k Investments/$101.1k NW
5/28/2018: $95.0k Investments/$108.9k NW
6/30/2018: $97.9k investments/$130.8k NW (House Increase and added joint accounts/refreshed mint)
8/2/2018: $104k investments/$138.8k NW
Post by: kickel on August 31, 2018, 10:34:43 AM
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915 (ouch, to many risky investments)
3/18: $140,688 (Deleveraged)
4/18: $148,621
5/18: $153,220
6/18: $157,062
7/18: $166,413
8/18: $176,354
Big saving % and market tailwind, this is great.
Stretch goal is 200k by end of year.
Post by: Stimpy on August 31, 2018, 11:46:32 AM
Numbers based on Mint
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 6/30/2017 $117,232 ~ +1.29% 7/31/2017 $119,087 ~ +1.58% 8/31/2017 $123,218 ~ +3.47% 9/30/2017 $123,886 ~ +0.54% 10/31/2017 $125,468.75 +1.28% 11/30/2017 $124,036.64 ~-1.14% - Almost a new leap day ;) 12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed 1/31/2018 $135,011.70 ~ 3.10% 2/28/2018 $135,864.07 ~ 0.63% 3/30/2018 $138,236.93 ~2.39% 4/31/2018 $146,471.66 ~5.96% 5/31/2018 $149,243.29 ~ 1.89% 6/29/2018 $138,672.35 $10,383.62 $149,055.97 ~-.13% 7/31/2018 $143,601.47 $11,999.00 $155,600.47 ~4.39%
8/31/2018 Fire: $170,882.66 + Medi $33,529.66 = 203,882.32 ~31.37%
Welp sold a house, investing vast majority of it, but not in tax free account unfortunately. /Mustachian problems I expect based on this, and other factors, the theory suggests I should be done and on to the next thread some time before the end of next year. Took me 5 years to get to 100k. The fact I am this much farther ahead speaks volumes of what I could have done for that first 5 years if I had tried a little harder. Oh well. Onward!
Post by: Milkm4n on August 31, 2018, 03:41:18 PM
AUGUST UPDATE
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714 => $2,765 increase (1950 contribrutions, -102 market loss, 917 mortgage pay down)
Finished my parental leave this month so happy with this gain. My EESP shares still account for close to 50% of my investments, and continue to reek havoc with my returns each month. Slowly working to lower their allocation, while trying not to incur too much capital gains tax. Besides that, I am back to work full time, so hoping to ramp up my savings for the remainder of the year. Year end goal is $135,000, with a stretch goal of $140,000.
Post by: ingrownstudentloans on August 31, 2018, 03:57:33 PM
Joining this thread - just graduated from the 10-100. I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
Post by: hunker_towards on August 31, 2018, 04:52:53 PM
Investments (Net worth)
May 2008 - $0 (9) (i graduated from college, LOL)
Jan 2011 - $10,000 (9,000)
Jan 2012 - $15,000 (25,000)
Jan 2013 - $23,000 (28,000)
Jan 2014 - $37,000 (46,000)
Jan 2015 - $40,000 (45,000) (started current job, big pay bump)
Aug 2015 - $50,000 (59,000) (discovered MMM)
Jan 2016 - $70,000 (80,000)
Jan 2017 - $129,000 (149,000)
Jan 2018 - $141,000 (408,000) (bought a house in 2017)
Aug 2018 - $169,000 (432,000)
I'm amazed that I accumulated $120,000 in the past 3 years while also putting $50,000 down for a house. I'm always telling myself I need to do better but I'm doing pretty great!
Post by: pharmmm on August 31, 2018, 06:14:45 PM
Oct-17 $92,088.50
Nov-17 $111,558.90
Dec-17 $111,038.94
Jan-18 $146,942.28
Feb-18 $150,841.13
Mar-18 $156,742.55
Apr-18 $172,756.36
May-18 $201,801.96
Jun-18 $214,786.28
Jul-18 $231,769.16
Sweet mother of...
The way you've been increasing, you could be done by next month! I think you should make that your stretch goal.
Ha, thank you - we'll see...property taxes due next month. Want to make sure I make it within 12 months of starting, that was my target.
You motivated me! Made it to $249,123 (held off on car seats and fence stain for the month) and going to count that as graduation - going to make this my last post here. I'll make my intro post to the next thread tomorrow once everything gets settled up on Mint.
Good luck everyone and thanks for keeping me on track!
Post by: Milkm4n on August 31, 2018, 06:19:49 PM
Post by: junga on August 31, 2018, 07:32:49 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Post by: Lamancha on August 31, 2018, 08:31:46 PM
Jan 1, 2018- 106kAug 1, 2018- 137.5k
Feb 1, 2018- 109k
Mar 1, 2018- 113k
April 1, 2018- 117k
May 1, 2018- 122k
June 1, 2018- 124.9k
July 1, 2018- 131.4k
Sept 1, 2018- 142k
Good month but things are about to change big time. We are buying a business and moving to a new state. I have no idea what this will do to our savings rate and net worth. Onward.
Post by: mustardstew on September 01, 2018, 02:41:14 AM
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
That's a jump for me! Though $3000 is market and $400 was cash back on a CC statement. But I still came out positive on my own this month - that feels like a first!
Post by: moonpalace on September 01, 2018, 04:58:51 AM
....
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208
04/2018: $161,505
05/2018: $171,200
06/2018: $186,416
07/2018: $190,600
08/2018: $201,789
09/2018: $214,798
Just might make it to $250k by year end!
Link to group spreadsheet (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503)
Post by: Pooperman on September 01, 2018, 07:12:07 AM
| Date | Net Worth | Total Gains | Saved | Market Gains | Saving Rate |
| 5/31/2017 | $101,344.65 | +$2,422.39 | +$1,478.82 | +$943.57 | +23% |
| 6/30/2017 | $100,060.05 | -$1,284.60 | -$1,601.89 | +$317.29 | -26% |
| 7/31/2017 | $103,868.70 | +$3,808.65 | +$2,550.76 | +$1,257.89 | +39% |
| 8/31/2017 | $104,537.62 | +$668.92 | +$1,100.88 | -$431.96 | +14% |
| 9/30/2017 | $107,892.53 | +$3,354.91 | +$2,288.37 | +$1,066.54 | +33% |
| 10/31/2017 | $110,221.54 | +$2,329.01 | +$1,193.40 | +$1,135.61 | +30% |
| 11/30/2017 | $111,408.49 | +$1,186.95 | +$268.63 | +$918.32 | +4% |
| 12/31/2017 | $132,802.54 | +$21,394.05 | +$5,134.14 | +$16,259.91 | +59% |
| 1/31/2018 | $137,862.25 | +$5,060.29 | +$1,119.44 | +$3,940.85 | +25% |
| 2/28/2018 | $137,431.49 | -$430.76 | +$2,213.75 | -$2,644.51 | +26% |
| 3/31/2018 | $136,819.12 | -$612.37 | -$686.31 | +$73.94 | -25% |
| 4/30/2018 | $130,288.03 | -$6,531.09 | -$6,841.85 | +$310.76 | -351% |
| 5/31/2018 | $129,609.27 | -$678.76 | -$836.42 | +$157.66 | -13% |
| 6/30/2018 | $129,034.88 | -$574.39 | -$341.96 | -$232.43 | +30% |
| 7/31/2018 | $131,173.97 | +$2,139.09 | +$697.49 | +$1,441.60 | +13% |
| 8/31/2018 | $131,367.40 | +$193.43 | -$531.92 | +$725.35 | -29% |
Post by: SeattleStache on September 01, 2018, 08:10:25 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)
July 2018: $208,954 (total NW $380,041) Starting a new job in August which will finally allow me to max out my 401(k)
August 2018:$213,699 (total NW $385,100)
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: LurkerStache on September 01, 2018, 08:36:46 AM
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
Jun 2018: 121,593.76
Jul 2018: 126,216.79
Aug 2018: 128,017.71
Post by: DarkandStormy on September 01, 2018, 08:38:44 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325
8/1/18 - $220,843 // $149,916
9/1/18 - $233,654 // $154,377
Post by: FrugalByChance on September 01, 2018, 09:25:05 AM
I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.Aug 2018 € 138,342.00
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58,971.00
...
Jan 2017 € 86 368.00
...
Jan 2018 € 119 817.00
Feb 2018 € 118 464.00
Mar 2018 € 115 094.00
Apr 2018 € 122 622.00
May 2018 € 128 787.00
Jun 2018 € 130 283.31
Jul 2018 € 135 595.00
Post by: ItsALongStory on September 01, 2018, 10:27:41 PM
Edited: Added a lot more detail from what I could find on Mint.
Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90
I currently max out 401k, my Roth IRA and my ESPP which is pretty much all I can get away with due to S/O not being on board (which is somewhat understandable as she is on a pension already and significantly older than me). I also put about $4400 per year in HSA currently and may consider maxing that out soon as well. We could do with more of an EF buffer but again, she sees no value in it as she considers her income '100% guaranteed'. It is for the most part as the retirement fund she is relying on has done really well.
Post by: MrUpwardlyMobile on September 02, 2018, 07:53:00 PM
Quote
1/12/18 - $75,103.129/1/18 - $192,672,95
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
Post by: daverr7 on September 03, 2018, 09:52:06 AM
Hello, joining in!
Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.
Investments:
5/1/2018: $192,000
6/1/2018: $200,737
7/1/2018: $205,121
8/1/2018: $213,771
9/1/2018: $222,070
Post by: fuzzy math on September 03, 2018, 02:46:21 PM
June 2018. $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Market gains this month were crazy!!!
Post by: Raenia on September 03, 2018, 03:51:51 PM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
A few days late for August:
09/03/2018 - 190,205.44
Post by: gpyros85 on September 03, 2018, 10:11:31 PM
Just got inducted into the race to 250k. Shouldn't be here for more than a year or so with the temporary assignment I am on. (Expat)
Last 2 months
June 1st 99417
July 1st 109417
Edit, this is excluding home equity which is probably 40k.
Hope to not be here long!!
June 1st 99417
July 1st 109417
August 1st 121085
Making good progress in the first 3 months to my goal of 250k... Markets are in question.
Sept 1st 129335
Gain of $7,910 this month.
Goal is Oct 2019 to have 250k
Post by: coffeefueled on September 04, 2018, 06:32:18 AM
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747
Apr2018: 184,058 [started tracking investments only]
???2018: [accounts unsync from software = no tracking, oops]
July2018: 190,242
Aug2018: 208,651
Sept2018: 215,804
Post by: mustache you a question on September 04, 2018, 06:45:10 AM
Total Net Worth:
May 2018 - 104,770
June 2018 - 111,962
July 2018 - 113,933
August 2018 - 121,622
September 2018 - 123,785
Post by: Slow&Steady on September 04, 2018, 07:30:37 AM
Code: [Select]
401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
Jul-18 $108,967 $4,350 $113,317 $240,000 $125,000 $307,995 $170,322
Aug-18 $113,625 $4,398 $118,023 $240,000 $125,000 $303,563 $179,460
We are really only tracking Invested Total as I feel that equity is too much of a guess. My stretch goal was to get to 120k in investments by the end of the year. Looks like I might need a new stretch goal!
On the rental front, we have now officially fired the property manager, the leach field has been replaced, the roof, soffit, and fascia are all in progress. Hopefully, the property will start paying us back here real quick. We are not sure if we are going to try to find another property manager or not.
Post by: tjrssibelle on September 04, 2018, 08:08:07 AM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k
Jul 2018 - $232.53 k
Hope to cross 250k by end of year
Sent from my SM-N920V using Tapatalk
Aug 2018 - $239.87 k
Sent from my SM-N920V using Tapatalk
Post by: BiggerFishToFI on September 04, 2018, 08:24:58 AM
12/31/16 $115,671 $64,692
01/31/17 $119,371 $66,070
02/28/17 $124,835 $67,186
03/31/17 $129,469 $67,472
04/30/17 $125,786 $67,858
05/31/17 $134,698 $70,822
06/30/17 $140,666 $82,983
07/31/17 $153,716 $92,589
08/31/17 $159,027 $96,256
09/30/17 $168,105 $100,416
10/31/17 $181,050 $106,552
11/30/17 $192,875 $111,570
12/31/17 $209,837 $123,158
01/31/18 $226,173 $140,791
02/28/18 $227,345 $139,409
03/31/18 $230,611 $140,661
04/30/18 $240,326 $148,934
05/31/18 $252,234 $157,561
06/30/18 $254,345 $163,327
07/31/18 $285,203 $176,231
08/31/18 $293,078 $186,348
Will be transferring some cash over to the investments in the coming months, but am holding most of it for a house downpayment + remodel costs sometime in the next 2-5 months.
Post by: CorpRaider on September 04, 2018, 08:27:32 AM
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
01/18 ~ $174,000
02/18 ~ $172,000
03/18 ~ $175,000
04/18 ~ $180,000
05/18 ~ $184,000
06/18 ~ $174,000
07/18 ~ $183,000
08/18 ~ $186,000
Put up a post on my blog with a little more detail (if you care). Overweight to ex-U.S. stocks has been a drag. I guess I am just grinding it out. Hoping to break the $200 mark by year end.
Post by: Check2400 on September 04, 2018, 09:38:35 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Rolled the Odometer over to a crooked number!
3 years and nine months ago (45 months total), Jan. 1, 2015, I had just broken through to a net worth of zero! I had just finished paying off over $120,000 in student loans, and for the first time in my working career I was working for the future instead of paying off the past. This is when I found MMM. Since then life's tried to derail me as I've bought a ring, sold a condo, married, made kids, bought and remodeled a forever home, and more, but I've barely changed my annual spend (aside from the remodel).
I keep finding fun ways to think of money and savings. Here is another as I hit $200,000. If I never saved another dollar my entire life and just kept a 7% return going forward, I already have enough money to retire at my current life at the 'traditional' retirement age of 65.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Lews Therin on September 04, 2018, 09:39:02 AM
Oct/16 77000
Dec/16 93200
Jan/17 103,720
May/17 148,000
---------------------
Jan/18 189,000
Feb 195,000
March 197,000
April: 205,000
May: 213,000
June: 221,000
July: 225,900
August: 233,000
Canadian Ben is Now Lews Therin!
September: 237,100 - No Market effect. All salary based. That would mean that it's 4-5k month, so still on track for 250 at the end of the year.
Modified to add: 4k increase is 80% SR on my take-home.
Post by: Nick_Miller on September 04, 2018, 09:51:53 AM
I have been watching too much Mad Men.
Post by: NextTime on September 04, 2018, 12:29:42 PM
Oct/16 77000
Dec/16 93200
Jan/17 103,720
May/17 148,000
---------------------
Jan/18 189,000
Feb 195,000
March 197,000
April: 205,000
May: 213,000
June: 221,000
July: 225,900
August: 233,000
Canadian Ben is Now Lews Therin!
September: 237,100 - No Market effect. All salary based. That would mean that it's 4-5k month, so still on track for 250 at the end of the year.
Excellent work Kinslayer.
Post by: NextTime on September 04, 2018, 12:32:24 PM
3/1/2018 $204,079.63
4/1/2018 ???
5/1/2018 $206,310.31
6/1/2018 $207,731.13
7/1/2018 $209,452.69
8/1/2018 $218,450.07
9/1/2018 $224,242.78
Post by: Epor on September 05, 2018, 09:21:39 AM
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM 3/17)
----------
Total Saved Market G/L
01/01/18 93684.00 2136.40 908.60
02/01/18 103443.00 4675.00 5084.00
03/01/18 100621.00 1645.00 -4467.00
04/01/18 100572.00 1645.00 -1694.00
05/01/18 102878.00 1845.00 461.00
06/01/18 109348.00 3845.00 2625.00
07/01/18 117669.00 8265.00 56.00
08/01/18 121581.00 400.00 3512.00
09/01/18 126351.00 400.00 4370.00
New 401k contributions should start this week, so savings should look much better next month.
Post by: andy85 on September 05, 2018, 09:59:17 AM
August 2018
$106,793
- $85,203 - investments
- $7,604 - cash
- $5,050 - vehicle
- $8,936 - home equity
Post by: solon on September 05, 2018, 11:12:49 AM
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779
04/2018 $148,093
05/2018 $158,814
06/2018 $161,284
07/2018 $160,446
08/2018 $168,222
09/2018 $184,258
Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Blahhhh456 on September 05, 2018, 12:11:53 PM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00
Good month for gains in the market!
Whoops a little late with reporting!!
Sept 1, 2018 - $243,320
Thank you to three paycheck month, I am closing in on $250k!
Post by: Neustache on September 05, 2018, 05:35:52 PM
September 2018 154,0000
Post by: wonkette on September 06, 2018, 07:14:47 PM
Aug 18 $176,231
Sep 18 $181,266
I opened a taxable brokerage account this month!
Post by: mountain_air on September 07, 2018, 07:17:42 AM
6/1/17 52,894 (I believe we transferred some money over)
7/1/17 59,114
8/1/17 67,337
9/1/17 75,486
10/1/17 80,726
11/1/17 85,681
12/1/17 100,005 (extra paycheck month for us both!)
1/1/18 105,431
2/1/18 108,535
3/1/18 111,337
4/1/18 117,617
5/1/18 135,266 (a slight tax refund and extra paycheck!)
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306 (slow and steady)
9/1/18 169,777
This is finally starting to feel like we will actually make it, not only to 250k but maybe all the way to 1M. Its an odd feeling. The only thing I can really compare it to was getting out of debt. It felt like we would never make it until one day we were only a few thousand away. Im doing a no-spend month to kick things into high gear and cut down on my lavish spending a bit. Thanks everyone for all the encouragement, it really helps keep me going!
Post by: Toad on September 08, 2018, 12:41:44 AM
| Date | Bank Account | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| February 16, 2018 | $13,812.30 | $82,021.39 | $51,242.74 | $147,076.43 | +0.37% |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.93% |
| March 16, 2018 | $10,400.70 | $86,537.43 | $51,975.87 | $148,914.00 | +4.31% |
| April 1, 2018 | $9,260.83 | $82,902.34 | $49,913.25 | $142,076.42 | -4.59% |
| April 16, 2018 | $9,024.81 | $84,219.71 | $56,999.42 | $150,243.94 | +5.75% |
| May 1, 2018 | $6,865.67 | $81,933.59 | $59,445.02 | $148,244.28 | -1.33% |
| May 16, 2018 | $7,083.48 | $82,866.54 | $62,421.20 | $152,371.22 | +2.78% |
| June 1, 2018 | $6,764.50 | $83,959.71 | $66,115.73 | $156,839.94 | +2.93% |
| June 16, 2018 | $6,879.10 | $83,700.80 | $69,304.41 | $159,884.31 | +1.94% |
| July 1, 2018 | $7,123.50 | $83,121.42 | $69,308.09 | $159,553.01 | -0.21% |
| July 16, 2018 | $10,719.90 | $85,129.69 | $71,826.92 | $167,676.51 | +5.09% |
| August 1, 2018 | $14,732.56 | $86,652.82 | $72,329.18 | $173,714.56 | +3.60% |
| August 16, 2018 | $13,196.71 | $87,191.11 | $73,238.38 | $173,626.20 | -0.05% |
| September 1, 2018 | $13,673.41 | $90,472.35 | $74,941.54 | $179,087.30 | +3.15% |
Good month overall. Next month through the end of the year should be good since I start to get my additional ~1k/mo for teaching this semester.
This is finally starting to feel like we will actually make it, not only to 250k but maybe all the way to 1M. Its an odd feeling. The only thing I can really compare it to was getting out of debt. It felt like we would never make it until one day we were only a few thousand away.
Wish I had your optimism...just feel like I am playing a Pokemon game and am at the Elite Four...just grinding it out endlessly until I level up enough to defeat them.
Post by: abhe8 on September 08, 2018, 03:42:49 AM
I'm here!! Or at least I think I am. I'm still trying to decide the best way to track my progress. These are my numbers for NW in personal Capitol.
Aug 1, 2018: 132,613.79
Sept 7,2018: 161,693.24
The big bump is mostly (24k) my annual student loan payment from work.
Post by: abhe8 on September 08, 2018, 03:43:12 AM
I'm here!! Or at least I think I am. I'm still trying to decide the best way to track my progress. These are my numbers for NW in personal Capitol.
Aug 1, 2018: 132,613.79
Sept 7,2018: 161,693.24
The big bump is mostly (24k) my annual student loan payment from work.
Post by: MrUpwardlyMobile on September 08, 2018, 06:33:24 AM
I'm here!! Or at least I think I am. I'm still trying to decide the best way to track my progress. These are my numbers for NW in personal Capitol.
Aug 1, 2018: 132,613.79
Sept 7,2018: 161,693.24
The big bump is mostly (24k) my annual student loan payment from work.
Your job pays 24k toward your student loans annually? What the heck job do you have?!
Post by: mountain_air on September 08, 2018, 07:31:12 AM
This is finally starting to feel like we will actually make it, not only to 250k but maybe all the way to 1M. Its an odd feeling. The only thing I can really compare it to was getting out of debt. It felt like we would never make it until one day we were only a few thousand away.
Wish I had your optimism...just feel like I am playing a Pokemon game and am at the Elite Four...just grinding it out endlessly until I level up enough to defeat them.
[/quote]
I completely understand. I've had more than a few months where i felt the same way, maybe even like im going backwards. Just keep grinding away at it, it will feel easier after a while.
Post by: onlykelsey on September 08, 2018, 08:08:30 AM
Quote
I completely understand. I've had more than a few months where i felt the same way, maybe even like im going backwards. Just keep grinding away at it, it will feel easier after a while.
In some ways I think this actually gets harder and more important the further you are in your journey. In the beginning, building up savings and paying off debt produces (almost always) a positive gain most months or quarters. As you kill debt and start putting more money in the market or real estate or whatever, you lose control over the numbers a lot more.
Post by: NextTime on September 10, 2018, 02:58:59 PM
Summary of accounts:
Date Bank Account Taxable Investments IRAs and 401k TOTAL CHANGE February 1, 2018 $13,975.00 $81,380.67 $51,185.33 $146,541.00 February 16, 2018 $13,812.30 $82,021.39 $51,242.74 $147,076.43 +0.37% March 1, 2018 $10,851.87 $81,263.42 $50,645.46 $142,760.75 -2.93% March 16, 2018 $10,400.70 $86,537.43 $51,975.87 $148,914.00 +4.31% April 1, 2018 $9,260.83 $82,902.34 $49,913.25 $142,076.42 -4.59% April 16, 2018 $9,024.81 $84,219.71 $56,999.42 $150,243.94 +5.75% May 1, 2018 $6,865.67 $81,933.59 $59,445.02 $148,244.28 -1.33% May 16, 2018 $7,083.48 $82,866.54 $62,421.20 $152,371.22 +2.78% June 1, 2018 $6,764.50 $83,959.71 $66,115.73 $156,839.94 +2.93% June 16, 2018 $6,879.10 $83,700.80 $69,304.41 $159,884.31 +1.94% July 1, 2018 $7,123.50 $83,121.42 $69,308.09 $159,553.01 -0.21% July 16, 2018 $10,719.90 $85,129.69 $71,826.92 $167,676.51 +5.09% August 1, 2018 $14,732.56 $86,652.82 $72,329.18 $173,714.56 +3.60% August 16, 2018 $13,196.71 $87,191.11 $73,238.38 $173,626.20 -0.05% September 1, 2018 $13,673.41 $90,472.35 $74,941.54 $179,087.30 +3.15%
Good month overall. Next month through the end of the year should be good since I start to get my additional ~1k/mo for teaching this semester.This is finally starting to feel like we will actually make it, not only to 250k but maybe all the way to 1M. Its an odd feeling. The only thing I can really compare it to was getting out of debt. It felt like we would never make it until one day we were only a few thousand away.
Wish I had your optimism...just feel like I am playing a Pokemon game and am at the Elite Four...just grinding it out endlessly until I level up enough to defeat them.
Dude, you added $33K in just 7 months. I call that killing it.
Post by: ItsALongStory on September 11, 2018, 08:36:55 AM
Summary of accounts:
Date Bank Account Taxable Investments IRAs and 401k TOTAL CHANGE February 1, 2018 $13,975.00 $81,380.67 $51,185.33 $146,541.00 February 16, 2018 $13,812.30 $82,021.39 $51,242.74 $147,076.43 +0.37% March 1, 2018 $10,851.87 $81,263.42 $50,645.46 $142,760.75 -2.93% March 16, 2018 $10,400.70 $86,537.43 $51,975.87 $148,914.00 +4.31% April 1, 2018 $9,260.83 $82,902.34 $49,913.25 $142,076.42 -4.59% April 16, 2018 $9,024.81 $84,219.71 $56,999.42 $150,243.94 +5.75% May 1, 2018 $6,865.67 $81,933.59 $59,445.02 $148,244.28 -1.33% May 16, 2018 $7,083.48 $82,866.54 $62,421.20 $152,371.22 +2.78% June 1, 2018 $6,764.50 $83,959.71 $66,115.73 $156,839.94 +2.93% June 16, 2018 $6,879.10 $83,700.80 $69,304.41 $159,884.31 +1.94% July 1, 2018 $7,123.50 $83,121.42 $69,308.09 $159,553.01 -0.21% July 16, 2018 $10,719.90 $85,129.69 $71,826.92 $167,676.51 +5.09% August 1, 2018 $14,732.56 $86,652.82 $72,329.18 $173,714.56 +3.60% August 16, 2018 $13,196.71 $87,191.11 $73,238.38 $173,626.20 -0.05% September 1, 2018 $13,673.41 $90,472.35 $74,941.54 $179,087.30 +3.15%
Good month overall. Next month through the end of the year should be good since I start to get my additional ~1k/mo for teaching this semester.This is finally starting to feel like we will actually make it, not only to 250k but maybe all the way to 1M. Its an odd feeling. The only thing I can really compare it to was getting out of debt. It felt like we would never make it until one day we were only a few thousand away.
Wish I had your optimism...just feel like I am playing a Pokemon game and am at the Elite Four...just grinding it out endlessly until I level up enough to defeat them.
Dude, you added $33K in just 7 months. I call that killing it.
Agree with Dcozad999, great job adding $30k+ in just 7 months.
Post by: Nick_Miller on September 13, 2018, 08:08:34 PM
Mar 2016 $101,768.81
May 2016 $106,529.21
July 2016 $115,035.02
Sept 2016 $126,076.92
Nov 2016 $135,152.36
Jan 2017 $147,729.69
Mar 2017 $140,835.79 (moving expenses set us back)
May 2017 $149,690.19
July 2017 $157,768.24
Sept 2017 $167,359.52
Nov 2017 $175,059.46
Jan 2018 $190,018.18
Feb 2018 $198,506.91
March 2018 $206,086.24
April 2018 $206,732.49
May 2018 $211,986.89
June 2018 $217,559.28
July 2018 $231,046.53
Aug 2018 $239,233.26
Sept 2018 $252,544.08
Thanks to some bonuses, decent market performance this month, and copious numbers of zombie novels sold, the Nick Miller clan has finally...and the Nick says finally!...graduated from this thread!
I really enjoyed the banter and getting to know some of you folks, and I'm pretty sure the fun will continue in $250k-$500k.
-mic drop-
-gun fingers-
Nick out
Post by: Lews Therin on September 13, 2018, 08:21:32 PM
Post by: Raymond Reddington on September 14, 2018, 08:15:07 AM
Late to the party, but my progress has been:
December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
June 2018: $217,065
July 2018: $221,250
August 2018: 222,274
Post by: Blahhhh456 on September 15, 2018, 08:43:36 AM
Jan 2016 $80,165.78
Mar 2016 $101,768.81
May 2016 $106,529.21
July 2016 $115,035.02
Sept 2016 $126,076.92
Nov 2016 $135,152.36
Jan 2017 $147,729.69
Mar 2017 $140,835.79 (moving expenses set us back)
May 2017 $149,690.19
July 2017 $157,768.24
Sept 2017 $167,359.52
Nov 2017 $175,059.46
Jan 2018 $190,018.18
Feb 2018 $198,506.91
March 2018 $206,086.24
April 2018 $206,732.49
May 2018 $211,986.89
June 2018 $217,559.28
July 2018 $231,046.53
Aug 2018 $239,233.26
Sept 2018 $252,544.08
Thanks to some bonuses, decent market performance this month, and copious numbers of zombie novels sold, the Nick Miller clan has finally...and the Nick says finally!...graduated from this thread!
I really enjoyed the banter and getting to know some of you folks, and I'm pretty sure the fun will continue in $250k-$500k.
-mic drop-
-gun fingers-
Nick out
Congratulations!!! I might have withdrawals for a few months missing your antics. See you in the next thread!
Post by: MrUpwardlyMobile on September 17, 2018, 06:10:03 AM
Quote
1/12/18 - $75,103.129/17/18 - $196,425.73
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
Post by: Lan Mandragoran on September 17, 2018, 01:20:46 PM
>>> Notes for August. Not a fun month, bought propane for the year, bought a fridge for rental, 1k of medical stuff. <<<
Sep 18 $102,026
Post by: me1 on September 18, 2018, 09:24:27 AM
Column 2: total net worth (including investments, savings account and the paid off part of the house)
7/17/17 $182,905 $301,487
8/17/17 $184,943 $301,381
9/17/17 $191,576 $308,692
10/17/17 $197,557 $314,090
11/17/17 $201,230 $315,249
12/17/17 $210,178 $328,245
1/17/18 $225,531 $340,364
2/17/18 $224,612 $342,742
3/17/18 $226,810 $339,652
4/17/18 $227,061 $340,423
5/17/18 $230,609 $349,921
6/17/18 $238,269 $360,523
7/17/18 $241,997 $364,204
8/17/18 $246,204 $372,236
9/17/18 $264,012 $390,335
Hasta next thread, amigos! I guess I've graduated. SO starting a steady job definitely helped!
Post by: caracol on September 20, 2018, 12:46:16 PM
12/9/2015 101611
11/30/2016 128212
5/15/2017 161913
8/9/2017 176173
11/4/2017 200578
12/4/2017 204915
1/28/2018 211799
8/26/2018 244107
9/20/2018 250216
Post by: Nick_Miller on September 20, 2018, 12:56:20 PM
@Blahhhh456, how far away are you?? I promise there will be antics in the $250k-$500k thread. Someone there already told me that no one wears pants there! No one!
@Virtus, I win. No rationale needed because...lawyered!
Post by: Lews Therin on September 20, 2018, 08:52:16 PM
I'm also FIRE at 500k, so racing is done at 250k.
Post by: BeautifulDay on September 22, 2018, 07:27:39 PM
Net Worth investment and cash assets
Mar 2016 $28,361 $74,408
Jun 2016 $40,970 $81,270
Sep 2016 $57,895 $92,035
Dec 2016 $80,499 $100,376
Mar 2017 $99,766 $116,593
Jun 2017 $102,562 $96,048
Sep 2017 $112,554 $106,887
Oct 2017 $116,826 $110,677
Dec 2017 $128,724 $121,976
Jan 2018 $136,288 $127,999
Feb 2018 $140,881 $132,219
Mar 2018 $133,930 $124,857
Apr 2018 $146,151 $136,573 cash from parents for business
May 2018 $141,036 $133,501 made business capital purchases
Jun 2018 $148,700 $139,600
Jul 2018 $153,000 $141,845
Aug 2018 $157,317 $146,407
Post by: Stimpy on September 28, 2018, 08:16:53 AM
Numbers based on Mint
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 6/30/2017 $117,232 ~ +1.29% 7/31/2017 $119,087 ~ +1.58% 8/31/2017 $123,218 ~ +3.47% 9/30/2017 $123,886 ~ +0.54% 10/31/2017 $125,468.75 +1.28% 11/30/2017 $124,036.64 ~-1.14% - Almost a new leap day ;) 12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed 1/31/2018 $135,011.70 ~ 3.10% 2/28/2018 $135,864.07 ~ 0.63% 3/30/2018 $138,236.93 ~2.39% 4/31/2018 $146,471.66 ~5.96% 5/31/2018 $149,243.29 ~ 1.89% 6/29/2018 $138,672.35 $10,383.62 $149,055.97 ~-.13% 7/31/2018 $143,601.47 $11,999.00 $155,600.47 ~4.39% 8/31/2018 $170,882.66 $33,529.66 203,882.32 ~31.37%
9/28/2018 Fire: $175,228.25 + Medi $33,941.00 = $209,169.25 ~2.33%
Posting slightly early cause not expecting thing to change much over the week end.
Post by: kickel on September 28, 2018, 04:53:42 PM
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915
3/18: $140,688
4/18: $148,621
5/18: $153,220
6/18: $157,062
7/18: $166,413
8/18: $176,354
9/18: $186,532
Let's go! Seeing some progress here. Really starting to see the compounding effect. I could really see it come into play around 140K.
Stretch goal still 200K by EOY. 13.5k away.
Post by: tjrssibelle on September 28, 2018, 10:20:22 PM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k
Jul 2018 - $232.53 k
Aug 2018 - $239.87 k
Sep 2018 - $242.39 k; so close
Sent from my SM-N920V using Tapatalk
Post by: ItsALongStory on September 29, 2018, 06:13:56 AM
Brand new to this forum, this is literally my first post. Excited to see this take off towards 250k and beyond. Started professional career in this country back 2012 at 31 years old, effectively starting from scratch. Super fortunate to have gotten a great opportunity in 2016 that has really allowed me to catch up a number of years in a short time span. My wife has been retired nearly 15 years, she is significantly older than me and she is therefore not interested in planning for the future. This is 100% a solo effort.
Edited: Added a lot more detail from what I could find on Mint.
Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90
I currently max out 401k, my Roth IRA and my ESPP which is pretty much all I can get away with due to S/O not being on board (which is somewhat understandable as she is on a pension already and significantly older than me). I also put about $4400 per year in HSA currently and may consider maxing that out soon as well. We could do with more of an EF buffer but again, she sees no value in it as she considers her income '100% guaranteed'. It is for the most part as the retirement fund she is relying on has done really well.
All done for the month
Oct-18: $149116 + $3500 in HSA which I'm including for the first time. = $152616
Graduation Target is June 2020 but January 2020 is my stretch goal.
Post by: ItsALongStory on September 29, 2018, 07:02:03 AM
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915
3/18: $140,688
4/18: $148,621
5/18: $153,220
6/18: $157,062
7/18: $166,413
8/18: $176,354
9/18: $186,532
Let's go! Seeing some progress here. Really starting to see the compounding effect. I could really see it come into play around 140K.
Stretch goal still 200K by EOY. 13.5k away.
Great job!
Seems that lately your standard jumps are $5k with $10k outliers and for me that too is sort of a mental difference vs 3 or 4k increments. I just recently eclipsed $150k so I hope my trajectory aligns with yours.
Post by: Neustache on September 29, 2018, 11:40:50 AM
10/01/18 168,330
Pulled some temp savings to start the T IRA fill up for 2018 - should finish filling it up in October. So while it looks like a huge jump, 8.5K of that was just sitting in savings and now it's invested. So not quite as impressive as it looks. Definitely won't have many 14K additions for one month in the future!
Post by: Radagast on September 29, 2018, 11:50:42 AM
Q3 2016: $112,200 $165,800 13.6%
Q4 2016: $124,300 $178,500 16.1%
Q1 2017: $148,300 $203,300 12.1%
Q2 2017: $160,548 $217,018 11.8%
Q3 2017: $178,042 $235,102 13.3%
Q4 2017: $203,082 $260,736 15.6%
Q1 2018: $213,941 $272,491 12.3%
Q2 2018: $223,802 $283,554 TBD
Q3 2018: $235,666 $296,330 Too much work
OUCH! I really hope to move on to the next thread at the end of this year. The needle has not been moving as fast as I would like the past few quarters.
Post by: SeattleStache on September 29, 2018, 02:47:14 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)
July 2018: $208,954 (total NW $380,041) Starting a new job in August which will finally allow me to max out my 401(k)
August 2018:$213,699 (total NW $385,100)
September 2018: $215,600 (total NW $385,197)
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: DarkandStormy on September 30, 2018, 10:53:32 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325
8/1/18 - $220,843 // $149,916
9/1/18 - $233,654 // $154,377
10/1/18 - $245,070 // $155,324
Post by: junga on September 30, 2018, 11:07:05 AM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Post by: MrUpwardlyMobile on September 30, 2018, 04:11:46 PM
Quote
1/12/18 - $75,103.1210/1/18 - $197,629.50
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
Post by: Milkm4n on October 01, 2018, 03:04:41 AM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
Expenses were high this month and investments were flat. Nonetheless, still moving in the right direction.
Post by: NextTime on October 01, 2018, 06:40:12 AM
3/1/2018 $204,079.63
4/1/2018 ???
5/1/2018 $206,310.31
6/1/2018 $207,731.13
7/1/2018 $209,452.69
8/1/2018 $218,450.07
9/1/2018 $224,242.78
10/1/2018 $227,036.87
Post by: Epor on October 01, 2018, 07:07:04 AM
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM 3/17)
----------
Total Saved Market G/L
01/01/18 93684.00 2136.40 908.60
02/01/18 103443.00 4675.00 5084.00
03/01/18 100621.00 1645.00 -4467.00
04/01/18 100572.00 1645.00 -1694.00
05/01/18 102878.00 1845.00 461.00
06/01/18 109348.00 3845.00 2625.00
07/01/18 117669.00 8265.00 56.00
08/01/18 121581.00 400.00 3512.00
09/01/18 126351.00 400.00 4370.00
10/01/18 126843.00 2400.00 -1908.00
Post by: ItsALongStory on October 01, 2018, 07:15:57 AM
Quote1/12/18 - $75,103.1210/1/18 - $197,629.50
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
There are some huge jumps in there this year, awesome job. Could hit $500k very quickly.
Post by: BiggerFishToFI on October 01, 2018, 07:32:45 AM
12/31/16 $115,671 $64,692
01/31/17 $119,371 $66,070
02/28/17 $124,835 $67,186
03/31/17 $129,469 $67,472
04/30/17 $125,786 $67,858
05/31/17 $134,698 $70,822
06/30/17 $140,666 $82,983
07/31/17 $153,716 $92,589
08/31/17 $159,027 $96,256
09/30/17 $168,105 $100,416
10/31/17 $181,050 $106,552
11/30/17 $192,875 $111,570
12/31/17 $209,837 $123,158
01/31/18 $226,173 $140,791
02/28/18 $227,345 $139,409
03/31/18 $230,611 $140,661
04/30/18 $240,326 $148,934
05/31/18 $252,234 $157,561
06/30/18 $254,345 $163,327
07/31/18 $285,203 $176,231
08/31/18 $293,078 $186,348
09/30/18 $302,203 $206,186
Gearing up for a house purchase... then comes furniture, refinishing flooring, ripping out carpet and I"m sure a bunch of other costs :(.
Would love to hit 250k invested by the end of the year but that is really going to depend on the above costs + the size of the annual bonus. Wish us luck!
Post by: ingrownstudentloans on October 01, 2018, 07:56:16 AM
I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/30/2018 $
Post by: mustache you a question on October 01, 2018, 09:03:24 AM
Total Net Worth:
May 2018 - 104,770
June 2018 - 111,962
July 2018 - 113,933
August 2018 - 121,622
September 2018 - 123,785
October 2018 - 139,051
Equity grants and a big jump in home value have pumped up our NW. Feels good to see the number get bigger!
Post by: Check2400 on October 01, 2018, 09:45:46 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Dropped a good chunk of change on a reservation for 2019, so prepaying for a vacation set me back a grand. This month could be a huge month for me, as a big payment comes due, but who knows. The bigger goal is to stay on budget this month--I haven't made it under budget in 4 months, and the past two months haven't even been close!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: mustardstew on October 01, 2018, 03:53:56 PM
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
Err...
Post by: kickel on October 01, 2018, 04:25:41 PM
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
Err...
You're going the wrong way... lol there is always next month for a big swing. Plus September is historically a down month in the market.
Post by: kickel on October 01, 2018, 04:30:46 PM
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915
3/18: $140,688
4/18: $148,621
5/18: $153,220
6/18: $157,062
7/18: $166,413
8/18: $176,354
9/18: $186,532
Let's go! Seeing some progress here. Really starting to see the compounding effect. I could really see it come into play around 140K.
Stretch goal still 200K by EOY. 13.5k away.
Great job!
Seems that lately your standard jumps are $5k with $10k outliers and for me that too is sort of a mental difference vs 3 or 4k increments. I just recently eclipsed $150k so I hope my trajectory aligns with yours.
I like the big jumps, I save on average about 5-6k a month after tax. From there I live on 1,800 or less including housing expenses. So any extra commission go into the savings. I figure save as much as I can now, then is 3-4 years the rest of life finances won't be a major focus. Trying to ramp commissions so I can save even more.
Post by: moonpalace on October 02, 2018, 07:12:14 AM
....
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208
04/2018: $161,505
05/2018: $171,200
06/2018: $186,416
07/2018: $190,600
08/2018: $201,789
09/2018: $214,798
10/2018: $223,764
Just might make it to $250k by year end!
Link to group spreadsheet (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503)
Post by: Blahhhh456 on October 02, 2018, 07:59:22 AM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00
Good month for gains in the market!
Whoops a little late with reporting!!
Sept 1, 2018 - $243,320
Thank you to three paycheck month, I am closing in on $250k!
Oct 1, 2018 - $247,758
So close!! Next month should put me over $250k; hoping for no dramatic loss in the markets.
Post by: coffeefueled on October 02, 2018, 08:08:48 AM
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747
Apr2018: 184,058 [started tracking investments only]
???2018: [accounts unsync from software = no tracking, oops]
July2018: 190,242
Aug2018: 208,651
Sept2018: 215,804
Oct2019: 223,539
steady going... maybe another 4-6 months
Post by: daveed on October 02, 2018, 08:55:15 AM
Post by: solon on October 02, 2018, 08:57:02 AM
Is it too late to join this challenge? Set to hit $100k this month if everything goes according to plan. But looks like a number of people on here have already completed the challenge since thread started in 2015.
People are joining all the time! And people are graduating all the time. Welcome aboard.
Post by: Lews Therin on October 02, 2018, 09:00:11 AM
Is it too late to join this challenge? Set to hit $100k this month if everything goes according to plan. But looks like a number of people on here have already completed the challenge since thread started in 2015.
It's like the rollercoaster games on computers. New people jumping on all the time, and then being ejected to the next one because it's funnier to not finish the tracks and watch the little people fly.
10-100k; 100,250k and then I think there's a 250k to Jeff Bezos. That one is pretty rough.
Post by: dreadmoose on October 02, 2018, 01:53:20 PM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | |
| Apr 1 | $122,764 | |
| May 1 | $129,950 | |
| June 1 | $149,174 | |
| July 1 | $154,992 | |
| Aug 1 | $167,846 | |
| Sep 1 | $180,482 | |
| Oct 1 | $185,098 | (+4616) |
This month went very well until last friday when our dollar jumped and made my accounts appear lower, sunk in $8000 extra and only up $4616. It'll all work out in the end, and upward trend is great. Maybe I'll get a little bit of cheap stock buying now, hoorah.
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: AcftW on October 03, 2018, 08:18:58 AM
$67,328 - Jan 2017
$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018
$126,450 - Apr 2018
$130,499 - May 2018
$125,105 - Jun 2018
$115,346 - Jul 2018
$121,995 - Aug 2018
$128,269 - Sep 2018
$135,577 - Oct 2018
Finally back to May status, low 140s are expected for the end of the year.
Post by: dignam on October 03, 2018, 01:58:57 PM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k [ouch market hurt]
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Post by: FrugalByChance on October 03, 2018, 03:07:30 PM
Sep 2018 € 139 524.74
I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58,971.00
...
Jan 2017 € 86 368.00
...
Jan 2018 € 119 817.00
Feb 2018 € 118 464.00
Mar 2018 € 115 094.00
Apr 2018 € 122 622.00
May 2018 € 128 787.00
Jun 2018 € 130 283.31
Jul 2018 € 135 595.00
Aug 2018 € 138 342.00
Post by: mountain_air on October 04, 2018, 08:21:13 AM
6/1/17 52,894 (I believe we transferred some money over)
7/1/17 59,114
8/1/17 67,337
9/1/17 75,486
10/1/17 80,726
11/1/17 85,681
12/1/17 100,005 (extra paycheck month for us both!)
1/1/18 105,431
2/1/18 108,535
3/1/18 111,337
4/1/18 117,617
5/1/18 135,266 (a slight tax refund and extra paycheck!)
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306 (slow and steady)
9/1/18 169,777
10/1/18 178,901 (DW started to contribute to 401k, some good market returns!)
I'm relatively new to having significant money in the 401k. The weirdest thing started happening, it started growing on its own! Ha, i know this is dumb but its the first legitimate signs of compounding interest that I've seen since starting this journey, and its pretty damn cool.
Post by: fuzzy math on October 04, 2018, 08:48:26 AM
June 2018. $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018. $251,023
I joined this thread recently and am now moving on. Good luck and keep on 'stashing everyone!!!
Post by: daverr7 on October 04, 2018, 12:28:14 PM
Hello, joining in!
Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.
Investments:
5/1/2018: $192,000
6/1/2018: $200,737
7/1/2018: $205,121
8/1/2018: $213,771
9/1/2018: $222,070
10/1/2018: $225,027
Post by: ItsALongStory on October 04, 2018, 08:19:16 PM
June 2018. $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018. $251,023
I joined this thread recently and am now moving on. Good luck and keep on 'stashing everyone!!!
Congrats, hope that by the time I join the next thread you're out of there already.
Post by: CorpRaider on October 05, 2018, 08:41:50 AM
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
01/18 ~ $174,000
02/18 ~ $172,000
03/18 ~ $175,000
04/18 ~ $180,000
05/18 ~ $184,000
06/18 ~ $174,000
07/18 ~ $183,000
08/18 ~ $186,000
09/18 ~ $188,000
GRIND.
Post by: solon on October 05, 2018, 09:55:09 AM
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779
04/2018 $148,093
05/2018 $158,814
06/2018 $161,284
07/2018 $160,446
08/2018 $168,222
09/2018 $184,258
10/2018 $189,536
Just so everyone knows, there is a spreadsheet for this group. When you update it, you get added to the leader board and you can see how you compare. I would love it if more people would use it!
Check it out at: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: SproutingStacheHK on October 06, 2018, 10:22:11 AM
Net worth (don't have a house):
Jan 2015 - 15,000
Jan 2016 - 19,000
Jan 2017 - 24,000 [got first proper job after grad school; discovered MMM]
Jan 2018 - 87,000 [got second job]
Oct 2018 - 156,000
Planning on recording net worth each month from now on. Saving like crazy while the work is good!
Post by: Toad on October 07, 2018, 06:27:45 PM
Just so everyone knows, there is a spreadsheet for this group. When you update it, you get added to the leader board and you can see how you compare. I would love it if more people would use it!
Check it out at: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Updated mine. Looks like we are close to each other. Your rate seems higher though, so don't think I will be catching you but I hope to keep not too far behind :) .
Summary of accounts:
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| February 16, 2018 | $13,812.30 | $82,021.39 | $51,242.74 | $147,076.43 | +0.37% |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.93% |
| March 16, 2018 | $10,400.70 | $86,537.43 | $51,975.87 | $148,914.00 | +4.31% |
| April 1, 2018 | $9,260.83 | $82,902.34 | $49,913.25 | $142,076.42 | -4.59% |
| April 16, 2018 | $9,024.81 | $84,219.71 | $56,999.42 | $150,243.94 | +5.75% |
| May 1, 2018 | $6,865.67 | $81,933.59 | $59,445.02 | $148,244.28 | -1.33% |
| May 16, 2018 | $7,083.48 | $82,866.54 | $62,421.20 | $152,371.22 | +2.78% |
| June 1, 2018 | $6,764.50 | $83,959.71 | $66,115.73 | $156,839.94 | +2.93% |
| June 16, 2018 | $6,879.10 | $83,700.80 | $69,304.41 | $159,884.31 | +1.94% |
| July 1, 2018 | $7,123.50 | $83,121.42 | $69,308.09 | $159,553.01 | -0.21% |
| July 16, 2018 | $10,719.90 | $85,129.69 | $71,826.92 | $167,676.51 | +5.09% |
| August 1, 2018 | $14,732.56 | $86,652.82 | $72,329.18 | $173,714.56 | +3.60% |
| August 16, 2018 | $13,196.71 | $87,191.11 | $73,238.38 | $173,626.20 | -0.05% |
| September 1, 2018 | $13,673.41 | $90,472.35 | $74,941.54 | $179,087.30 | +3.15% |
| September 16, 2018 | $15,374.17 | $91,006.68 | $75,107.00 | $181,487.85 | +1.34% |
| October 1, 2018 | $16,854.55 | $91,794.30 | $75,717.00 | $184,365.85 | +1.59% |
Another good month overall. I should see some additional boosting to my numbers starting next month when the excessive amounts of bank account bonuses I have started hitting begin to show up. --> That's the real reason why my bank account # has kept growing rather than my other accounts. Rate of return on the bonuses is much much much higher than the market, and as close to risk free as you can get so win-win.
Post by: solon on October 07, 2018, 07:58:25 PM
Just so everyone knows, there is a spreadsheet for this group. When you update it, you get added to the leader board and you can see how you compare. I would love it if more people would use it!
Check it out at: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Updated mine. Looks like we are close to each other. Your rate seems higher though, so don't think I will be catching you but I hope to keep not too far behind :) .
Thanks, but we can't know the future. This week I was laid off from work, so I expect a couple of flat or declining months.
Post by: Lamancha on October 07, 2018, 08:01:12 PM
Jan 2014- $10,000
Jan 2015- $30,000
Jan 2016- $52,000
Jan 2017- $80,000
Jan 2018- $106,000
Feb 2018- $109,000
Mar 2018- $113,000
April 2018- $117,000
May 2018- $122,000
June 2018- $124,900
July 2018- $131,400
Aug 2018- $137,500
Sept 2018- $142,000
Oct 2018- $145,500
Post by: Raymond Reddington on October 08, 2018, 04:50:27 AM
So far in October I've had to replace my car battery, which was the big expense, and several favors to my wife for bailing me out during bad commute week while the car issues were going on - like buying meals out because both of us were too tired to cook - me from commuting 2-3 hours by transit during off hours while the car was out of commission, and her for having to blow up her sleep to come get me from the train station in the middle of the night twice. So, a fair trade as I see it, but I'd obviously rather have not had the car trouble. With an oil bill looming on the horizon, it's gonna be a rough one. But at least September saw me save about 52% of my takehome pay, not withstanding the 15% or so that went into my 457. Market was slightly down for me, but my portfolio is more conservative than many and I've stayed away from speculative bubbles like crypto and cannabis. I have to diversify out of mainly US stocks though, and that's what I'll be doing in the last few months of the year. Definitely looking to add some munis to my taxable account, some international stock, and some defensive US stock. Also have to set aside the 2018 Roth contribution, although I won't make it till next year (have to see where we land with taxable limits, if not I'll have to backdoor it). So my ambitious target is 5K more in the market by EOY, with 5500 set aside for April from this year's earnings.
December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
June 2018: $217,065
July 2018: $221,250
August 2018: 222,274
September 2018: 224,569
Post by: DarkandStormy on October 08, 2018, 08:18:29 AM
Post by: Check2400 on October 08, 2018, 10:01:30 AM
my whole 2018 is wiped out and it has me tracking at 18K more than I should. This is why we can't have nice things... :(
Post by: Slow&Steady on October 08, 2018, 12:32:42 PM
Only tracking Invested Total. My stretch goal is to get to 120k in investments by the end of the year.
On the rental front, we have now officially fired the property manager, the leach field has been replaced, the roof, soffit, and fascia are all in progress. Hopefully, the property will start paying us back here real quick. We are not sure if we are going to try to find another property manager or not.
Code: [Select]
401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
Jul-18 $108,967 $4,350 $113,317 $240,000 $125,000 $307,995 $170,322
Aug-18 $113,625 $4,398 $118,023 $240,000 $125,000 $303,563 $179,460
Sept-18 $114,907 $4,404 $119,311 $240,000 $125,000 $301,045 $183,266
Those are the 9/30 numbers, both the 401k and the IRA are below the 8/31 numbers today (10/08). I thought I had the stretch goal in the bag, guess we will just have to see what happens to the markets the rest of the year.
Post by: Toad on October 08, 2018, 05:08:03 PM
Thanks, but we can't know the future. This week I was laid off from work, so I expect a couple of flat or declining months.
Sorry to hear that. I certainly don't want to beat you by default, that's no fun for anyone. Good luck finding a more lucrative (and hopefully better overall) job!
Post by: repman on October 09, 2018, 02:05:23 AM
oh no, you're right--save us @tarheeldan, you're our only hope.
my whole 2018 is wiped out and it has me tracking at 18K more than I should. This is why we can't have nice things... :(
Somebody has totally messed up the spreadsheet. I have reinstalled the version from 10\06\2018. Please, enter your data correctly only in the data entry section, don't delete anything.
Post by: Toad on October 09, 2018, 07:50:52 AM
oh no, you're right--save us @tarheeldan, you're our only hope.
my whole 2018 is wiped out and it has me tracking at 18K more than I should. This is why we can't have nice things... :(
Somebody has totally messed up the spreadsheet. I have reinstalled the version from 10\06\2018. Please, enter your data correctly only in the data entry section, don't delete anything.
We are saved! Thinking someone tried to sort the data entry by username and then insert their name without doing an insert row. I noticed they were in alphabetical and all my data was in the row below my name previously. Regardless, thanks for fixing it!
Post by: tarheeldan on October 09, 2018, 09:13:55 AM
oh no, you're right--save us @tarheeldan, you're our only hope.
my whole 2018 is wiped out and it has me tracking at 18K more than I should. This is why we can't have nice things... :(
Somebody has totally messed up the spreadsheet. I have reinstalled the version from 10\06\2018. Please, enter your data correctly only in the data entry section, don't delete anything.
We are saved! Thinking someone tried to sort the data entry by username and then insert their name without doing an insert row. I noticed they were in alphabetical and all my data was in the row below my name previously. Regardless, thanks for fixing it!
Glad to see it was fixed! I think if you use the "comment" feature in Google Docs, it should notify me. I don't get notifications for mentions or quotes on this forum, so that's faster.
Post by: hodge on October 10, 2018, 08:47:26 AM
Jan 2017 $98,740.42
Feb 2017 $101,544.19
Mar 2017 $105,874.33
Apr 2017 $108,920.53
May 2017 $112,813.64
Jun 2017 $116,694.63
Jul 2017 $118,418.48
Aug 2017 $122,525.17
Sep 2017 $125,733.32
Oct 2017 $129,650.13
Nov 2017 $136,228.61
Dec 2017 $140,611.31
Jan 2018 $144,000.29
Feb 2018 $154,385.29
Mar 2018 $153,635.50
Apr 2018 $156,606.96
May 2018 $159,828.90
Jun 2018 $164,035.59
Jul 2018 $164,678.08
Aug 2018 $172,678.34
Sep 2018 $180,039.73
Oct 2018 $182,801.48
I moved in May to take a new job (was earning 55k, now 70k base salary; will turn 31 this month) -- savings rate dipped into the high 30%s as I adjusted to HCOL, but should be back in the 45%-50% range after tax this month based on where I'm currently tracking. So glad to be car-free and able to walk to work!
Post by: ardrum on October 11, 2018, 09:48:57 AM
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465
I am expecting a down month the way October is going. Hoping to finish around $140k+ by year end.
Post by: LPG on October 23, 2018, 10:24:49 AM
Aug 27 ===> $247,946
Sep 21 ===> $248,834
Sep 25 ===> $249,578
Oct 4 ===> $244,538
Oct 16 ===> $241,802
Oct 22 ===> $238,501
I was $422 short just before the correction started! Now I'm $11.5k short, despite having invested another $3.5k in that time.
Ah well, as we all know corrections are just opportunities to buy at a discount, and my investment strategy can best be described by paraphrasing Dory from Finding Nemo**. I'm just amazed by how this correction started when I was that close to the $250k goal.
*Mostly in a "Pretending it's a huge deal for fun" way.
**Can anybody tell me how to put images in the post? I ended up attaching one, but that isn't quite what I wanted to do.
Post by: RWD on October 23, 2018, 10:29:16 AM
**Can anybody tell me how to put images in the post? I ended up attaching one, but that isn't quite what I wanted to do.Attaching is more permanent. But you can embed an image with the img tags. You just put the URL of the image between the tags.
Code: [Select]
[img]url goes here[/img]
Post by: Slow&Steady on October 23, 2018, 11:57:21 AM
...
I was $422 short just before the correction started! Now I'm $11.5k short, despite having invested another $3.5k in that time.
...
If it makes you feel any better, I am down 6k since 9/30.
Post by: LPG on October 23, 2018, 04:51:06 PM
...
I was $422 short just before the correction started! Now I'm $11.5k short, despite having invested another $3.5k in that time.
...
If it makes you feel any better, I am down 6k since 9/30.
Oh, I feel all right about it. A little annoyed that the correction hit when I was so close to an arbitrary goal, but mostly laughing about the absurdity (In my little world) of the timing.
Post by: Radagast on October 23, 2018, 09:15:20 PM
Shit. And here I stopped by to congratulate my fellow runners in an off-month, but not much action on that front.Just so everyone knows, there is a spreadsheet for this group. When you update it, you get added to the leader board and you can see how you compare. I would love it if more people would use it!
Check it out at: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Updated mine. Looks like we are close to each other. Your rate seems higher though, so don't think I will be catching you but I hope to keep not too far behind :) .
Thanks, but we can't know the future. This week I was laid off from work, so I expect a couple of flat or declining months.
Post by: Lews Therin on October 24, 2018, 06:32:23 AM
Post by: Nick_Miller on October 25, 2018, 06:07:23 AM
Hey @Nick_Miller : Are you back in the cohort due to the market? And you thought you had seen the last of us..
How dare you, sir! How dare you!
-pauses- Ummm...maybe? I switched up to "first of month" calculations so that I could report with everyone, so I guess we'll see in a week or so. I'd say chances are 50/50.
Post by: daveed on October 30, 2018, 12:21:52 PM
This correction is killing me*!
I for one at least feel a little better knowing there are other pursuing Mustachians in the same boat. Don't think anyone else around the office has any clue there's even been any sort of correction.
Post by: FI-REality on October 31, 2018, 05:14:28 AM
Goal of $250,000 by Sept of 2019.
Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03
May 1/18 - $180,806.91
June 1/18 - $186,975.44
July 1/18 - $188,096.17
Aug 1/18 - $189,047.27
Sep 1/18 - $191,274.33
Oct 1/18 - $191,853.58
Nov 1/18 - $183,173.07 - ouch...
Post by: Stimpy on October 31, 2018, 08:52:45 AM
Numbers based on Mint
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 6/30/2017 $117,232 ~ +1.29% 7/31/2017 $119,087 ~ +1.58% 8/31/2017 $123,218 ~ +3.47% 9/30/2017 $123,886 ~ +0.54% 10/31/2017 $125,468.75 +1.28% 11/30/2017 $124,036.64 ~-1.14% - Almost a new leap day ;) 12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed 1/31/2018 $135,011.70 ~ 3.10% 2/28/2018 $135,864.07 ~ 0.63% 3/30/2018 $138,236.93 ~2.39% 4/31/2018 $146,471.66 ~5.96% 5/31/2018 $149,243.29 ~ 1.89% 6/29/2018 $138,672.35 $10,383.62 $149,055.97 ~-.13% 7/31/2018 $143,601.47 $11,999.00 $155,600.47 ~4.39% 8/31/2018 $170,882.66 $33,529.66 203,882.32 ~31.37% 9/28/2018 $175,228.25 $33,941.00 209,136.25 ~2.33%
10/31/2018 Fire: $173,675.18 + Medi $37,549.95 = $211,225.13 ~0.98%
Not going to lie, got a large check, so I am in the positive direction BUT, everything portfolio wise is down + large work expenses (which I should get paid back for eventually) made for a not so dramatic increase. Oh well. At least I got some discount funds/stocks!
Post by: SeattleStache on October 31, 2018, 10:41:16 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)
July 2018: $208,954 (total NW $380,041)
August 2018:$213,699 (total NW $385,100)
September 2018: $215,600 (total NW $385,197)
October 2018: $201,612 :-/ (total NW $372,274
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: BiggerFishToFI on October 31, 2018, 11:47:10 AM
12/31/16 $115,671 $64,692
01/31/17 $119,371 $66,070
02/28/17 $124,835 $67,186
03/31/17 $129,469 $67,472
04/30/17 $125,786 $67,858
05/31/17 $134,698 $70,822
06/30/17 $140,666 $82,983
07/31/17 $153,716 $92,589
08/31/17 $159,027 $96,256
09/30/17 $168,105 $100,416
10/31/17 $181,050 $106,552
11/30/17 $192,875 $111,570
12/31/17 $209,837 $123,158
01/31/18 $226,173 $140,791
02/28/18 $227,345 $139,409
03/31/18 $230,611 $140,661
04/30/18 $240,326 $148,934
05/31/18 $252,234 $157,561
06/30/18 $254,345 $163,327
07/31/18 $285,203 $176,231
08/31/18 $293,078 $186,348
09/30/18 $302,203 $206,186
10/31/18 $255,835 $201,993
Took a big hit this month. Closed on our house, I am conservatively estimating its value and then subtracting all closing costs if we were to sell it to calculate our "true" equity.
Also by far the biggest market losses I have experienced, but it hasn't really phased me.... yet
Post by: Raenia on October 31, 2018, 12:27:22 PM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
Post by: dreadmoose on October 31, 2018, 04:21:02 PM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | |
| Apr 1 | $122,764 | |
| May 1 | $129,950 | |
| June 1 | $149,174 | |
| July 1 | $154,992 | |
| Aug 1 | $167,846 | |
| Sep 1 | $180,482 | |
| Oct 1 | $185,098 | |
| Nov 1 | $194,857 | (+9759) |
Welp.
The largest amount I've socked away in a month sure was hampered by the market drops (Added 20,442 and went up by 9,759) . At least some of the stocks were bought on discount and I'm still technically up from last month so let's keep the train a-rolling. Progress here will slow down as my tax-advantaged accounts are all full. Taxable money now goes to my wifes accounts (with included attribution calculations and all that Jazz).
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: BSL18 on October 31, 2018, 07:22:34 PM
| October 2018: 82642$ invested (NW 118669$) |
Wish me luck!
Post by: tjrssibelle on October 31, 2018, 07:58:09 PM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k
Jul 2018 - $232.53 k
Aug 2018 - $239.87 k
Sep 2018 - $242.39 k; so close
Sent from my SM-N920V using Tapatalk
Oct 2018 - $230.33 k
Sent from my SM-N920V using Tapatalk
Post by: Milkm4n on October 31, 2018, 08:11:08 PM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710 ($488 increase)
Despite the small increase this month I am strangely satisfied. Managed to buy stocks at a discount with $3,500 in new contributions, and $6,500 from cash savings. Been sitting on too much cash for a little while so happy to get more little green soldiers employed.
Post by: DarkandStormy on November 01, 2018, 06:39:55 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325
8/1/18 - $220,843 // $149,916
9/1/18 - $233,654 // $154,377
10/1/18 - $245,070 // $155,324
11/1/18 - $228,174 // $144,718
Woof. Some wedding expenses starting to hit, market downturn, refinanced (so about $3k in escrows still need refunded). Always said getting to $250k by end of the year would be dependent on the market and the market let me down.
Post by: NextTime on November 01, 2018, 07:38:27 AM
3/1/2018 $204,079.63
4/1/2018 ???
5/1/2018 $206,310.31
6/1/2018 $207,731.13
7/1/2018 $209,452.69
8/1/2018 $218,450.07
9/1/2018 $224,242.78
10/1/2018 $227,036.87
11/1/2018 $214,106.68
Ouch. All market losses. Set back 3-4 months.
Post by: Blahhhh456 on November 01, 2018, 07:50:00 AM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00
Good month for gains in the market!
Whoops a little late with reporting!!
Sept 1, 2018 - $243,320
Thank you to three paycheck month, I am closing in on $250k!
Oct 1, 2018 - $247,758
So close!! Next month should put me over $250k; hoping for no dramatic loss in the markets.
Nov 1, 2018 - $233,686 - yes, that dramatic loss in the market happened... I guess I will be here for a little longer :)
Post by: FrugalByChance on November 01, 2018, 08:41:47 AM
Oct 2018 € 138 230.42
I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58,971.00
...
Jan 2017 € 86 368.00
...
Jan 2018 € 119 817.00
Feb 2018 € 118 464.00
Mar 2018 € 115 094.00
Apr 2018 € 122 622.00
May 2018 € 128 787.00
Jun 2018 € 130 283.31
Jul 2018 € 135 595.00
Aug 2018 € 138 342.00
Sep 2018 € 139 524.74
My saving could not keep up with the market losses.
Post by: Lews Therin on November 01, 2018, 08:45:28 AM
My 3.5k savings was destroyed by my 13.5k drop in the market. Oh well, my NW can't always go up by more than my total income
Post by: Check2400 on November 01, 2018, 11:16:04 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Nov. 1 2018 - 184,000
10% drop in VIGAX hurts.
I do love the manipulation by news articles. Their overreaching on fear mongering actually gives me comfort that things aren't nearly as bad as my 15% drop would seem. After all, this month only set me back 3 1/2 months.
Some of my favorite of the last month are
Dow Wipes out all earnings for 2018. Yes, but the 12 month growth is, get this, 7.17%. HOORAY MATH!
How will you survive the next 4000 point drop!? Depending on if I saw this article at the first of the month or the last, this would put the market back anywhere from 12 - 18 months. How CAN your retirement withstand a drop of potentially a year and a half!?
In personal news, a BIG DEAL I mentioned a few months back finally paid through. Looking forward to a noticeable bump in value end of year with the side company's bonus. Depending on if we pull the trigger on the family minivan now or next year, I may be painfully close to leaving this thread behind (only to return, leave, return, leave, and then finally have enough direct contributions to pull up off the runway for good).
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
[/quote]
Post by: ardrum on November 01, 2018, 05:04:03 PM
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465
11/1/18 - $131,465
Exactly $8,000 down this month. November gives me 3 paychecks (vs. 2) though, so I'm eager to put that to work regardless of whether November is more of the same!
Post by: mountain_air on November 01, 2018, 07:33:12 PM
6/1/17 52,894 (I believe we transferred some money over)
7/1/17 59,114
8/1/17 67,337
9/1/17 75,486
10/1/17 80,726
11/1/17 85,681
12/1/17 100,005 (extra paycheck month for us both!)
1/1/18 105,431
2/1/18 108,535
3/1/18 111,337
4/1/18 117,617
5/1/18 135,266 (a slight tax refund and extra paycheck!)
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306 (slow and steady)
9/1/18 169,777
10/1/18 178,901 (DW started to contribute to 401k, some good market returns!)
11/1/18 179,225 (man the market sucked balls the past month, poured lots of money in just to see no result...)
This had made me want a different AA in place though, as I was never quite there in the first place (mostly US stocks). It's also made me reevaluate some priorities since my timeline for FI could be later than Ive been planning on. Essentially this just means for me, some things I was waiting to buy actual have increased overall happiness levels; i.e., life is short, so enjoy some time and some fun shit if you responsibly are able. Hope to talk to you all next month with some better numbers!
Post by: Toad on November 01, 2018, 09:48:06 PM
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| February 16, 2018 | $13,812.30 | $82,021.39 | $51,242.74 | $147,076.43 | +0.37% |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.93% |
| March 16, 2018 | $10,400.70 | $86,537.43 | $51,975.87 | $148,914.00 | +4.31% |
| April 1, 2018 | $9,260.83 | $82,902.34 | $49,913.25 | $142,076.42 | -4.59% |
| April 16, 2018 | $9,024.81 | $84,219.71 | $56,999.42 | $150,243.94 | +5.75% |
| May 1, 2018 | $6,865.67 | $81,933.59 | $59,445.02 | $148,244.28 | -1.33% |
| May 16, 2018 | $7,083.48 | $82,866.54 | $62,421.20 | $152,371.22 | +2.78% |
| June 1, 2018 | $6,764.50 | $83,959.71 | $66,115.73 | $156,839.94 | +2.93% |
| June 16, 2018 | $6,879.10 | $83,700.80 | $69,304.41 | $159,884.31 | +1.94% |
| July 1, 2018 | $7,123.50 | $83,121.42 | $69,308.09 | $159,553.01 | -0.21% |
| July 16, 2018 | $10,719.90 | $85,129.69 | $71,826.92 | $167,676.51 | +5.09% |
| August 1, 2018 | $14,732.56 | $86,652.82 | $72,329.18 | $173,714.56 | +3.60% |
| August 16, 2018 | $13,196.71 | $87,191.11 | $73,238.38 | $173,626.20 | -0.05% |
| September 1, 2018 | $13,673.41 | $90,472.35 | $74,941.54 | $179,087.30 | +3.15% |
| September 16, 2018 | $15,374.17 | $91,006.68 | $75,107.00 | $181,487.85 | +1.34% |
| October 1, 2018 | $16,854.55 | $91,794.30 | $75,717.00 | $184,365.85 | +1.59% |
| October 16, 2018 | $16,612.47 | $88,368.57 | $73,031.47 | $178,012.51 | -3.45% |
| November 1, 2018 | $18,285.38 | $84,982.39 | $71,020.77 | $174,288.54 | -2.09% |
Put me down for a 10k loss. Back to August I go.
Post by: AcftW on November 02, 2018, 06:10:33 PM
Quote
$43,153 - Jan 2016
$67,328 - Jan 2017
$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018
$126,450 - Apr 2018
$130,499 - May 2018
$125,105 - Jun 2018
$115,346 - Jul 2018
$121,995 - Aug 2018
$128,269 - Sep 2018
$135,577 - Oct 2018
$134,956 - Nov 2018
Post by: fuzzy math on November 02, 2018, 06:39:26 PM
June 2018. $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018. $251,023
I joined this thread recently and am now moving on. Good luck and keep on 'stashing everyone!!!
Well the best laid plans... Market correction has me under for probably the next month or two. Still adding in a steady $4900 a month. I am grateful for the sale but bummed I was only over $250k for about 2 days.
Nov 2018 238,881
Post by: mustardstew on November 04, 2018, 06:44:33 AM
06/2018 - $127,90811/2018 - $128,883
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
Err...
Well, my backwards journey continues. Market losses loom large, buuut... I was able to knock $1,600 extra off my CC debt. So I'm wearing that hat this month!
Post by: RWD on November 04, 2018, 07:04:11 AM
11/2018 - $128,883
Well, my backwards journey continues. Market losses loom large, buuut... I was able to knock $1,600 extra off my CC debt. So I'm wearing that hat this month!
Why do you have money in the market if you still have credit card debt?
Post by: mustardstew on November 04, 2018, 07:23:04 AM
Post by: MrUpwardlyMobile on November 04, 2018, 09:36:49 AM
Quote1/12/18 - $75,103.1211/1/18 - $200,082.02
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
10/1/18 - $197,629.50
Slow month.
Post by: ItsALongStory on November 04, 2018, 09:39:48 AM
Brand new to this forum, this is literally my first post. Excited to see this take off towards 250k and beyond. Started professional career in this country back 2012 at 31 years old, effectively starting from scratch. Super fortunate to have gotten a great opportunity in 2016 that has really allowed me to catch up a number of years in a short time span. My wife has been retired nearly 15 years, she is significantly older than me and she is therefore not interested in planning for the future. This is 100% a solo effort.
Edited: Added a lot more detail from what I could find on Mint.
Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90
I currently max out 401k, my Roth IRA and my ESPP which is pretty much all I can get away with due to S/O not being on board (which is somewhat understandable as she is on a pension already and significantly older than me). I also put about $4400 per year in HSA currently and may consider maxing that out soon as well. We could do with more of an EF buffer but again, she sees no value in it as she considers her income '100% guaranteed'. It is for the most part as the retirement fund she is relying on has done really well.
All done for the month
Oct-18: $149116 + $3500 in HSA which I'm including for the first time. = $152616
Graduation Target is June 2020 but January 2020 is my stretch goal.
Nov-18: $142004 + $3922 in HSA = $145926 Slightly lower drop vs what I had expected but I had some one time expenses and my tax advantaged savings vehicles are full for the year.
Post by: coffeefueled on November 04, 2018, 11:21:27 AM
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747
Apr2018: 184,058 [started tracking investments only]
???2018: [accounts unsync from software = no tracking, oops]
July2018: 190,242
Aug2018: 208,651
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217, 200
Yeah, not too great, but really not too bad either. I'll take the discount on my biweekly 401k purchase.
Post by: Epor on November 05, 2018, 08:12:36 AM
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM 3/17)
----------
Total Saved Market G/L
01/01/18 93684.00 2136.40 908.60
02/01/18 103443.00 4675.00 5084.00
03/01/18 100621.00 1645.00 -4467.00
04/01/18 100572.00 1645.00 -1694.00
05/01/18 102878.00 1845.00 461.00
06/01/18 109348.00 3845.00 2625.00
07/01/18 117669.00 8265.00 56.00
08/01/18 121581.00 400.00 3512.00
09/01/18 126351.00 400.00 4370.00
10/01/18 126843.00 2400.00 -1908.00
11/01/18 117288.00 1691.00 -11246.00
Post by: solon on November 05, 2018, 07:35:12 PM
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779
04/2018 $148,093
05/2018 $158,814
06/2018 $161,284
07/2018 $160,446
08/2018 $168,222
09/2018 $184,258
10/2018 $189,536
11/2018 $184,146
Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: moonpalace on November 06, 2018, 05:40:32 AM
....
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208
04/2018: $161,505
05/2018: $171,200
06/2018: $186,416
07/2018: $190,600
08/2018: $201,789
09/2018: $214,798
10/2018: $223,764
11/2018: $221,810
At least stocks are on sale!
Link to group spreadsheet (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503)
Post by: PassMMM on November 06, 2018, 08:25:37 AM
Post by: CorpRaider on November 06, 2018, 09:17:28 AM
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
01/18 ~ $174,000
02/18 ~ $172,000
03/18 ~ $175,000
04/18 ~ $180,000
05/18 ~ $184,000
06/18 ~ $174,000
07/18 ~ $183,000
08/18 ~ $186,000
09/18 ~ $188,000
10/18 ~ $179,000
Oof.
Post by: daverr7 on November 06, 2018, 11:11:12 AM
Hello, joining in!
Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.
Investments:
5/1/2018: $192,000
6/1/2018: $200,737
7/1/2018: $205,121
8/1/2018: $213,771
9/1/2018: $222,070
10/1/2018: $225,027
11/1/2018: $216,074 - better luck next month!
Post by: Slow&Steady on November 07, 2018, 07:50:05 AM
Only tracking Invested Total. My stretch goal is to get to 120k in investments by the end of the year.
Code: [Select]
401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
Jul-18 $108,967 $4,350 $113,317 $240,000 $125,000 $307,995 $170,322
Aug-18 $113,625 $4,398 $118,023 $240,000 $125,000 $303,563 $179,460
Sept-18 $114,907 $4,404 $119,311 $240,000 $125,000 $301,045 $183,266
Oct-18 $109,932 $4,164 $114,096 $240,000 $125,000 $299,806 $179,290HMM, back to sometime in Aug numbers. That is a bummer, good thing I have a LOT of years left to keep buying or else I might let these numbers bum me out a lot more. Based on contributions alone I will not make that stretch goal this year, I need the market to help at least a little to get me there.
Post by: Slow&Steady on November 07, 2018, 08:02:57 AM
Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
GRR... I put in my Nov 1st number and I think I might have messed this thing up. My name does not show on the "Big Board" tab anymore but there is a lovely blank row where I believe I should probably be.
Post by: BSL18 on November 07, 2018, 09:22:24 AM
Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
GRR... I put in my Nov 1st number and I think I might have messed this thing up. My name does not show on the "Big Board" tab anymore but there is a lovely blank row where I believe I should probably be.
It should be fixed, just check your numbers to be sure.
Post by: Raymond Reddington on November 08, 2018, 08:07:00 PM
Got some more money in the market right around the dip, so probably already made most of the loss from October back even though I'm still down overall...but here's to hoping for a better November. So far, just a couple of unforecasted expenses, so the credit card bill (when it comes) will be higher this month than usual (dentist, insulation for steam pipes since we are renovating) but shall be paid off in full as always...but wife is on board, we are both chopping expenses as much as possible till the end of the year, so hoping for some good things. Also experimenting with a muni bond fund in my taxable account through Vanguard to see how it goes generating tax free income for a change.
December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
June 2018: $217,065
July 2018: $221,250
August 2018: 222,274
September 2018: 224,569
October 2018: 220,241
Post by: Anon in Alaska on November 16, 2018, 10:25:34 AM
Post by: Slow&Steady on November 20, 2018, 01:09:05 PM
On a completely unrelated ;) note, I get to buy some relatively (relative to the end of Sept) cheap stocks as my 401k contribution should hit tomorrow.
Post by: Nick_Miller on November 20, 2018, 02:20:51 PM
This sh*t is moving in the wrong direction for me to meet my stretch goal. We all know that the complete random goals that we set 1-5 years ago are really what matters here. For me FIRE is still too far in the future.
Yes, let's hear it for random goals set years in the past! This is all that separates us from the other animals, like clams and koala bears. Seriously, this sh*t does hurt when you're accustomed to bumping up each month. It sucks to look at the numbers and say, "I worked my ass off all month and my net worth is down??"
But I will never return to this vile thread. Never!
Except now. But I am leaving.
Post by: LPG on November 20, 2018, 02:49:38 PM
I guess the fact that I've mostly given up on my goal of $250k by the end of 2018 has a lot to do with it. October was a bit agonizing because I went from expecting to meet that arbitrary goal, to not meeting it. Now that I'm over that, it's much easier to focus on the positive side. It's like a Black Friday sale out there!
Post by: dignam on November 26, 2018, 06:50:19 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Post by: SeattleStache on November 27, 2018, 12:49:06 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)
July 2018: $208,954 (total NW $380,041)
August 2018:$213,699 (total NW $385,100)
September 2018: $215,600 (total NW $385,197)
October 2018: $201,612 :-/ (total NW $372,274)
November 2018: $204,686 (total NW $376,288)
I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: Steeze on November 29, 2018, 08:17:16 PM
June 1 2018 - $60,028
July 1 2018 - $66,306
Aug 1 2018 - $74,667
Sept 1 2018 - $83,868
Oct 1 2018 - $93,108
Nov 1 2018 - $93,084
Dec 1 2018 - $104,317
Just made it to the new thread!!! Goal is to hit 250k by April 1 2020, Stretch goal Jan 1st 2020. Good luck to all !!!
Post by: Raenia on November 30, 2018, 06:01:31 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
Post by: Slow&Steady on November 30, 2018, 08:00:31 AM
Only tracking Invested Total. My stretch goal is to get to 120k in investments by the end of the year.
Code: [Select]
401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
Jul-18 $108,967 $4,350 $113,317 $240,000 $125,000 $307,995 $170,322
Aug-18 $113,625 $4,398 $118,023 $240,000 $125,000 $303,563 $179,460
Sept-18 $114,907 $4,404 $119,311 $240,000 $125,000 $301,045 $183,266
Oct-18 $109,932 $4,164 $114,096 $240,000 $125,000 $299,806 $179,290
Nov-18 $110,623 $4,145 $114,767 $240,000 $125,000 $297,382 $182,385Not much to say. The market will need to be very very friendly in Dec if I am going to reach that stretch goal.
Post by: Lews Therin on November 30, 2018, 08:13:08 AM
Dec/16 93200
Jan/17 103,720
May/17 148,000
---------------------
Jan/18 189,000
Feb 195,000
March 197,000
April: 205,000
May: 213,000
June: 221,000
July: 225,900
August: 233,000
Sept : 237k
Oct: 239k
Nov: 229k
Dec: 239k (That`s after throwing large amounts of money into the market and I`m still more than 10k below the amount of capital gains I used to have. When the market goes back to August levels, this is going to skyrocket. In Flight.)
This doesn`t feel like a few lost months at all.
Post by: BiggerFishToFI on November 30, 2018, 08:36:43 AM
12/31/16 $115,671 $64,692
01/31/17 $119,371 $66,070
02/28/17 $124,835 $67,186
03/31/17 $129,469 $67,472
04/30/17 $125,786 $67,858
05/31/17 $134,698 $70,822
06/30/17 $140,666 $82,983
07/31/17 $153,716 $92,589
08/31/17 $159,027 $96,256
09/30/17 $168,105 $100,416
10/31/17 $181,050 $106,552
11/30/17 $192,875 $111,570
12/31/17 $209,837 $123,158
01/31/18 $226,173 $140,791
02/28/18 $227,345 $139,409
03/31/18 $230,611 $140,661
04/30/18 $240,326 $148,934
05/31/18 $252,234 $157,561
06/30/18 $254,345 $163,327
07/31/18 $285,203 $176,231
08/31/18 $293,078 $186,348
09/30/18 $302,203 $206,186
10/31/18 $257,935 $201,993
11/30/18 $269,801 $212,861
Another VERY spendy month on the new house, still have to buy a washer/dryer and remodeling a couple more rooms. We're doing it all ourselves but have still spent ~8k the last two months that otherwise would go to investments.
Not going to hit 250k invested this year unless I get a very generous EOY bonus. But will hopefully hit end of January when I transfer some saved cash to max out our Roth IRAs!
Post by: dreadmoose on November 30, 2018, 11:47:34 AM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | |
| Apr 1 | $122,764 | |
| May 1 | $129,950 | |
| June 1 | $149,174 | |
| July 1 | $154,992 | |
| Aug 1 | $167,846 | |
| Sep 1 | $180,482 | |
| Oct 1 | $185,098 | |
| Nov 1 | $194,857 | |
| Dec 1 | $205,773 | (+10,916) |
Stock Market helped with this one. My tax-advantaged accounts are full so we've started filling my spouse's. Complicated tracking but she refuses to take the "handout" so they'll be tracked as mine until she saves enough to counterbalance them (or until I convince her money is fungible and it doesn't really matter).
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: Neustache on November 30, 2018, 02:47:31 PM
09/05/18 154,000
10/01/18 168,330
12/01/18 163,458
Meh....hadn't really realized how much it went down, while we had contributed about 2500 to it! Oh well!
Post by: ItsALongStory on November 30, 2018, 08:19:13 PM
Brand new to this forum, this is literally my first post. Excited to see this take off towards 250k and beyond. Started professional career in this country back 2012 at 31 years old, effectively starting from scratch. Super fortunate to have gotten a great opportunity in 2016 that has really allowed me to catch up a number of years in a short time span. My wife has been retired nearly 15 years, she is significantly older than me and she is therefore not interested in planning for the future. This is 100% a solo effort.
Edited: Added a lot more detail from what I could find on Mint.
Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90
I currently max out 401k, my Roth IRA and my ESPP which is pretty much all I can get away with due to S/O not being on board (which is somewhat understandable as she is on a pension already and significantly older than me). I also put about $4400 per year in HSA currently and may consider maxing that out soon as well. We could do with more of an EF buffer but again, she sees no value in it as she considers her income '100% guaranteed'. It is for the most part as the retirement fund she is relying on has done really well.
All done for the month
Oct-18: $149116 + $3500 in HSA which I'm including for the first time. = $152616
Graduation Target is June 2020 but January 2020 is my stretch goal.
Nov-18: $142004 + $3922 in HSA = $145926 Slightly lower drop vs what I had expected but I had some one time expenses and my tax advantaged savings vehicles are full for the year.
Dec-18: $145596.37 Investments incl 401k + $5265.18 HSA = $150861.55
Not a bad month, hope to eclipse the all time high next month and maybe even hit $155k.
Post by: mustardstew on December 01, 2018, 05:00:58 AM
06/2018 - $127,90812/2018 - $130,047
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
Retirement accounts coming back helped a bit, but I've also trimmed some expenses and paid down CC over the past few months! Small victories!
Post by: BeautifulDay on December 01, 2018, 08:50:18 AM
Net Worth Investment Assets (401k, IRAs, HSA)
Mar 2016 $28,361 $72,408
Jun 2016 $40,970 $79,977
Sep 2016 $57,895 $90,677
Dec 2016 $80,499 $96,796
Mar 2017 $99,766 $73,973
Jun 2017 $102,562 $93,148
Sep 2017 $112,554 $103,702
Oct 2017 $116,826 $107,600
Nov 2017 $122,000 $111,714
Dec 2017 $128,724 $116,626
Jan 2018 $136,288 $124,547
Feb 2018 $140,881 $124,245
Mar 2018 $133,930 $123,367
Apr 2018 $146,151 $126,567
May 2018 $141,036 $132,235
Jun 2018 $148,700 $135,564
Jul 2018 $153,000 $139,805
Aug 2018 $157,317 $146,407
Sep 2018 $160,509 $148,562
Oct 2018 $147,704 $138,475
Nov 2018 $155,915 $143,375
***edited historical numbers. They weren’t matching mint and I’m going to use mint for my official numbers.
Had a goal of 170k net worth by the end of year. Don’t think I’m going to make it, October killed that dream. But I still feel good about my progress.
Post by: junga on December 01, 2018, 08:52:36 AM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Post by: DarkandStormy on December 01, 2018, 09:55:42 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325
8/1/18 - $220,843 // $149,916
9/1/18 - $233,654 // $154,377
10/1/18 - $245,070 // $155,324
11/1/18 - $228,174 // $144,718
12/1/18 - $234,144 // $147,130
Post by: tjrssibelle on December 01, 2018, 08:15:33 PM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k
Jul 2018 - $232.53 k
Aug 2018 - $239.87 k
Sep 2018 - $242.39 k; so close
Oct 2018 - $230.33 k
Sent from my SM-N920V using Tapatalk
Nov 2018 - $238.53 k
Post by: Milkm4n on December 02, 2018, 05:55:36 AM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287 ($8,577 increase)
Finally a nice increase for me in 2018 😊
Post by: Blahhhh456 on December 02, 2018, 12:05:25 PM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00
Good month for gains in the market!
Whoops a little late with reporting!!
Sept 1, 2018 - $243,320
Thank you to three paycheck month, I am closing in on $250k!
Oct 1, 2018 - $247,758
So close!! Next month should put me over $250k; hoping for no dramatic loss in the markets.
Nov 1, 2018 - $233,686 - yes, that dramatic loss in the market happened... I guess I will be here for a little longer :)
Dec 1, 2018 - $241,845 - creeping back up. My goal was end of this month. Pending stock market fluctuations, I may or may not make the goal. :/
Post by: Toad on December 02, 2018, 08:31:19 PM
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| February 16, 2018 | $13,812.30 | $82,021.39 | $51,242.74 | $147,076.43 | +0.37% |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.93% |
| March 16, 2018 | $10,400.70 | $86,537.43 | $51,975.87 | $148,914.00 | +4.31% |
| April 1, 2018 | $9,260.83 | $82,902.34 | $49,913.25 | $142,076.42 | -4.59% |
| April 16, 2018 | $9,024.81 | $84,219.71 | $56,999.42 | $150,243.94 | +5.75% |
| May 1, 2018 | $6,865.67 | $81,933.59 | $59,445.02 | $148,244.28 | -1.33% |
| May 16, 2018 | $7,083.48 | $82,866.54 | $62,421.20 | $152,371.22 | +2.78% |
| June 1, 2018 | $6,764.50 | $83,959.71 | $66,115.73 | $156,839.94 | +2.93% |
| June 16, 2018 | $6,879.10 | $83,700.80 | $69,304.41 | $159,884.31 | +1.94% |
| July 1, 2018 | $7,123.50 | $83,121.42 | $69,308.09 | $159,553.01 | -0.21% |
| July 16, 2018 | $10,719.90 | $85,129.69 | $71,826.92 | $167,676.51 | +5.09% |
| August 1, 2018 | $14,732.56 | $86,652.82 | $72,329.18 | $173,714.56 | +3.60% |
| August 16, 2018 | $13,196.71 | $87,191.11 | $73,238.38 | $173,626.20 | -0.05% |
| September 1, 2018 | $13,673.41 | $90,472.35 | $74,941.54 | $179,087.30 | +3.15% |
| September 16, 2018 | $15,374.17 | $91,006.68 | $75,107.00 | $181,487.85 | +1.34% |
| October 1, 2018 | $16,854.55 | $91,794.30 | $75,717.00 | $184,365.85 | +1.59% |
| October 16, 2018 | $16,612.47 | $88,368.57 | $73,031.47 | $178,012.51 | -3.45% |
| November 1, 2018 | $18,285.38 | $84,982.39 | $71,020.77 | $174,288.54 | -2.09% |
| November 16, 2018 | $18,662.38 | $90,062.64 | $71,356.00 | $180,081.02 | +3.06% |
| December 1, 2018 | $17,708.68 | $91,239.50 | $71,548.00 | $180,496.18 | +0.23% |
Safe to say my stretch goal of 200k will not be reached, but ending the year on a high seems possible which would be good.
Post by: moonpalace on December 03, 2018, 08:26:02 AM
....
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208
04/2018: $161,505
05/2018: $171,200
06/2018: $186,416
07/2018: $190,600
08/2018: $201,789
09/2018: $214,798
10/2018: $223,764
11/2018: $221,810
12/2018: $230,270
Link to group spreadsheet (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503)
Post by: Epor on December 03, 2018, 09:55:28 AM
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM 3/17)
----------
Total Saved Market G/L
01/01/18 93684.00 2136.40 908.60
02/01/18 103443.00 4675.00 5084.00
03/01/18 100621.00 1645.00 -4467.00
04/01/18 100572.00 1645.00 -1694.00
05/01/18 102878.00 1845.00 461.00
06/01/18 109348.00 3845.00 2625.00
07/01/18 117669.00 8265.00 56.00
08/01/18 121581.00 400.00 3512.00
09/01/18 126351.00 400.00 4370.00
10/01/18 126843.00 2400.00 -1908.00
11/01/18 117288.00 1691.00 -11246.00
12/01/18 122575.00 3022.00 2265.00
Post by: Check2400 on December 03, 2018, 10:25:01 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Nov. 1 2018 - 184,000
Dec. 1 2018 - 195,000
Nice bounceback at last. Not too much to update on anything. Should be getting end of year bonus soon to do a true 2 year update.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: coffeefueled on December 03, 2018, 05:12:10 PM
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Looking forward to the next upswing. Glad my 401k contributions are automated so I don't have to think about the ups and downs.
Post by: FrugalByChance on December 04, 2018, 05:19:09 AM
I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58,971.00
...
Jan 2017 € 86 368.00
...
Jan 2018 € 119 817.00
Feb 2018 € 118 464.00
Mar 2018 € 115 094.00
Apr 2018 € 122 622.00
May 2018 € 128 787.00
Jun 2018 € 130 283.31
Jul 2018 € 135 595.00
Aug 2018 € 138 342.00
Sep 2018 € 139 524.74
Oct 2018 € 138 230.42
Nov 2018 € 144 029.86
Post by: NextTime on December 04, 2018, 08:24:30 AM
3/1/2018 $204,079.63
4/1/2018 ???
5/1/2018 $206,310.31
6/1/2018 $207,731.13
7/1/2018 $209,452.69
8/1/2018 $218,450.07
9/1/2018 $224,242.78
10/1/2018 $227,036.87
11/1/2018 $214,106.68
12/1/2018 $219,948.36
Post by: daverr7 on December 04, 2018, 09:21:41 AM
Hello, joining in!
Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.
Investments:
5/1/2018: $192,000
6/1/2018: $200,737
7/1/2018: $205,121
8/1/2018: $213,771
9/1/2018: $222,070
10/1/2018: $225,027
11/1/2018: $216,074 - better luck next month!
12/1/2018: $219,241
Post by: mountain_air on December 04, 2018, 09:36:15 AM
6/1/17 52,894 (I believe we transferred some money over)
7/1/17 59,114
8/1/17 67,337
9/1/17 75,486
10/1/17 80,726
11/1/17 85,681
12/1/17 100,005 (extra paycheck month for us both!)
1/1/18 105,431
2/1/18 108,535
3/1/18 111,337
4/1/18 117,617
5/1/18 135,266 (a slight tax refund and extra paycheck!)
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306 (slow and steady)
9/1/18 169,777
10/1/18 178,901 (DW started to contribute to 401k, some good market returns!)
11/1/18 179,225 (man the market sucked balls the past month, poured lots of money in just to see no result...)
12/1/18 185,066 (somehow stayed positive NW throughout all the chaos. Grateful for that)
If anyone started feeling down about where they are at, simply look where you were a year ago, live in that state for a few minutes, and then relax and look at your numbers today. We will all get there eventually. Chins up everyone!
Post by: ardrum on December 04, 2018, 10:28:54 AM
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465
11/1/18 - $131,465
12/1/18 - $136,952
3 paycheck November helped! On a side note, I'm forecasting my original student loan debt of ~$58k will be under $2k by the end of the year! ALMOST THERE!!!
Post by: mountain_air on December 04, 2018, 06:52:45 PM
2/1/18 - $103,481
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465
11/1/18 - $131,465
12/1/18 - $136,952
3 paycheck November helped! On a side note, I'm forecasting my original student loan debt of ~$58k will be under $2k by the end of the year! ALMOST THERE!!!
Way to go!!
Post by: ItsALongStory on December 04, 2018, 10:01:55 PM
Post by: solon on December 05, 2018, 06:03:26 AM
1/2017 $88,615
1/2018 $132,155
2/2018 $138,015
3/2018 $137,779
4/2018 $148,093
5/2018 $158,814
6/2018 $161,284
7/2018 $160,446
8/2018 $168,222
9/2018 $184,258
10/2018 $189,536
11/2018 $184,146
12/2018 $182,675
The strange thing is, I feel like we're doing really well. Income is up, saving is up. It just doesn't show in the net worth.
Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: RWD on December 05, 2018, 07:39:58 AM
What's the consensus here on including value of rsu's for this thread? I don't plan to leave my employer unless I get multiples of rsu's elsewhere anyway.
Use your vesting schedule, maybe?
Post by: Check2400 on December 05, 2018, 11:04:34 AM
1/2018 $132,155
12/2018 $182,675
The strange thing is, I feel like we're doing really well. Income is up, saving is up. It just doesn't show in the net worth.
I suppose it is subjective to your income, but adding $50,000 in a year is a pretty good increase in the net worth. Maybe you're experiencing the Mustachian equivalent of keeping up (savings) with the Jones'?
Post by: ItsALongStory on December 05, 2018, 12:02:37 PM
1/2018 $132,155
12/2018 $182,675
The strange thing is, I feel like we're doing really well. Income is up, saving is up. It just doesn't show in the net worth.
I suppose it is subjective to your income, but adding $50,000 in a year is a pretty good increase in the net worth. Maybe you're experiencing the Mustachian equivalent of keeping up (savings) with the Jones'?
Agreed, growing NW by 50k is great, that's basically 2-4 times annual expenses if you plan to retire 10-20 years from now @ 7% market return.
Post by: ItsALongStory on December 05, 2018, 12:03:34 PM
What's the consensus here on including value of rsu's for this thread? I don't plan to leave my employer unless I get multiples of rsu's elsewhere anyway.
Use your vesting schedule, maybe?
Yeah I guess I could go about it that way as well. 1st world problem nonetheless.
Post by: solon on December 05, 2018, 08:10:33 PM
1/2018 $132,155
12/2018 $182,675
The strange thing is, I feel like we're doing really well. Income is up, saving is up. It just doesn't show in the net worth.
I suppose it is subjective to your income, but adding $50,000 in a year is a pretty good increase in the net worth. Maybe you're experiencing the Mustachian equivalent of keeping up (savings) with the Jones'?
Agreed, growing NW by 50k is great, that's basically 2-4 times annual expenses if you plan to retire 10-20 years from now @ 7% market return.
Aw. You guys are sweet.
Post by: Stimpy on December 06, 2018, 12:03:44 PM
Numbers based on Mint
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 6/30/2017 $117,232 ~ +1.29% 7/31/2017 $119,087 ~ +1.58% 8/31/2017 $123,218 ~ +3.47% 9/30/2017 $123,886 ~ +0.54% 10/31/2017 $125,468.75 +1.28% 11/30/2017 $124,036.64 ~-1.14% - Almost a new leap day ;) 12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed 1/31/2018 $135,011.70 ~ 3.10% 2/28/2018 $135,864.07 ~ 0.63% 3/30/2018 $138,236.93 ~2.39% 4/31/2018 $146,471.66 ~5.96% 5/31/2018 $149,243.29 ~ 1.89% 6/29/2018 $138,672.35 $10,383.62 $149,055.97 ~-.13% 7/31/2018 $143,601.47 $11,999.00 $155,600.47 ~4.39% 8/31/2018 $170,882.66 $33,529.66 203,882.32 ~31.37% 9/28/2018 $175,228.25 $33,941.00 209,136.25 ~2.33% 10/31/2018 $173,675.18 $37,549.95 $211,225.13 ~0.98%
11/30/2018 Fire: $175,846.66 + Medi $43663.51 = $219,510.17 ~3.92%
Posting a little late as I have been out for the last several weeks.
So realized my math was a little off, total number is correct but FIRE and Medi were off, mainly cause I left the mandatory saving account part of the HSA out of the medi calculation. So, opps? Corrected for ongoing calculations (though I could go back and work it as it's set number but just call me too lazy to care!).
Other then that steady as she goes. My (unrecorded!) prediction of 220k by the end of the year looks like it's gonna be beaten but I think I can live with that.
Post by: Toad on December 07, 2018, 09:12:31 PM
Maybe you're experiencing the Mustachian equivalent of keeping up (savings) with the Jones'?
I definitely get this every time I look at the spreadsheet. No idea how some of you do it. My % increase is among the lowest and my expenses are damn low. Some people with higher NW than me are almost double where I am % wise which is insane. I guess I am doing single player mode currently so maybe that has something to do with it. Anyways, good job everyone, I will just be here in back bringing up the rear.
Post by: Lews Therin on December 07, 2018, 10:36:10 PM
Post by: Toad on December 07, 2018, 11:38:14 PM
Hating your job and being willing to do whatever it takes to keep expenses down low helps.
Already there. Aren't we all?
Post by: ItsALongStory on December 08, 2018, 08:28:38 AM
Hating your job and being willing to do whatever it takes to keep expenses down low helps.
Already there. Aren't we all?
I feel that thinking in MMM-like ways encourages people to focus on what is most important to them, even before the RE part of this journey. Maybe make a resolution for the new year that you will start looking elsewhere for jobs that offer a better situation for you, there are plenty of exciting jobs out there. Just don't settle because it's comfortable.
I'm also in single player mode but make good money so i'm still able to make decent progress despite that.
Post by: ardrum on December 08, 2018, 10:22:51 AM
Maybe you're experiencing the Mustachian equivalent of keeping up (savings) with the Jones'?
I definitely get this every time I look at the spreadsheet. No idea how some of you do it. My % increase is among the lowest and my expenses are damn low. Some people with higher NW than me are almost double where I am % wise which is insane. I guess I am doing single player mode currently so maybe that has something to do with it. Anyways, good job everyone, I will just be here in back bringing up the rear.
Sometimes I think it would be nice to somehow see a visual representation of how little the "below median" savings rate is (virtually nothing) in the general population to put it in perspective of how well we're all actually doing regardless of differences among us. Comparing yourself to other Mustachians is like trying to stand out in the NFL or something haha! We're shooting for the moon and landing among the Mustachian stars. Keep up the good job!
Post by: Toad on December 08, 2018, 05:46:30 PM
Maybe make a resolution for the new year that you will start looking elsewhere for jobs that offer a better situation for you, there are plenty of exciting jobs out there. Just don't settle because it's comfortable.
It will happen next year out of necessity regardless. My fiancee is in the bay area and will be for 4 more years. She can't move in that time, so I will be heading out that way next year. Kills me to do that since I am effectively doubling my spend moving to that area, but I just remind myself that the overall net is not a significant change since we are currently paying for 2 rents between us anyways. Here's to hoping I will be FIRE in 4 years so I won't need a new job on the next move :) (my fiancee is a valid retirement plan, right?)
Post by: ItsALongStory on December 08, 2018, 07:25:21 PM
(my fiancee is a valid retirement plan, right?)
Hehe, my wife has been retired for a number of years is on a government pension that well exceeds most people's target RE spending levels. She was retired when we met so I have to build my own stache which I am fine with.
As far as the bay area, I don't envy you because that place has terrible traffic and is ridiculously expensive.
Post by: Raymond Reddington on December 08, 2018, 11:57:32 PM
Overtime is still non-existent at work, but thankfully my pretax savings do not depend on overtime...another month, but this one had three pay periods in it, so $1500 went into my pretax accounts instead of the usual $1000, which is nice. Can't wait for the big retro check coming whenever our raises go through, which I'll be directing 80% of to the pretax account anyway, but that will be a nice small boost to my net possessions.
I added some more money into my brokerage account, picking up defensive stocks mainly on weakness, as I continue to split my savings between individual quality dividend stocks and indexing. The early returns on investing in the municipal bond fund through Vanguard seem promising - the $3000 I invested last month has already paid its first dividend, and will yield over $100 annually for life, tax free. I am excited to continue to contribute a portion of my savings each year to this fund to see how it grows. With volatility in the markets, I am trying to be more cautious in general since I know I can't time the market, but trying to get in on small dips when I can. Honestly, I'm probably done contributing for a bit, because I need to start setting aside the 5500 to put into my Roth in the spring as a 2017 contribution, and I don't want to dip into the emergency fund to pay for it. The net possessions number posted below looks nice, but I attribute that mainly to a friendly last few days of market trading sessions rather than to some genius Mustachian techniques or tendencies on my part, and those gains have already disappeared in December, so I'm evaluating my November performance mainly on my savings rate. I smooth my takehome income so I don't get a false sense of security in three-pay-cycle months (like November 2018), so I estimate using this method that my savings rate in November was a pedestrian 41.4% of takehome pay (which also includes already paid costs that I amortize over the "contract period" like vehicle registration, insurances, etc). Several of those (including the phone) were one time items, without which I would have saved over 50%, but I can't discount them, that's not the way this works, they're spending. I prefer to amortize because it allows me to derive more meaningful conclusions about my spending when comparing different months, as well as track my cost increases better when prices for spending items rise.
The elephant in the room is house upgrades. The basement project has turned into a nightmare, and we are leaning towards just getting it done sooner for peace of mind and to get the square footage back so we can put things away properly. We continue to slowly progress through clutter disposal and Craigslist/eBay sales of items that have value, but there's still more than we like. Re: basement - we will do as much of the work ourselves as we can, but it's going to be a hefty bill regardless - mainly because one of the non load bearing walls has become load bearing over time as the house has settled on it. In the meantime, December's budget figures to be below my usual standard with holiday expenses, a trip to visit family planned (even though we'll be driving and staying with them to minimize cost), and an oil tank refill looming as well. We've been keeping the thermostat at a brisk 63 so far. After I finish insulating more of the basement steam pipes, we will probably bump that to 64 for the coldest part of the winter. But electric bills have been running around $130 monthly of late, which is far better than years previous as we've been more conscious of our energy use this year.
So my fortunes will remain heavily tied to the market through year end.
On the plus side, I really haven't sold many winning investments this year, so that should help keep the tax bill low through deducting capital losses, and I have to see where I stand on my conversion of my IRA to Roth from the spring re: taxes, since I know that will add some expense, but I'm hoping lower marginal rates will help in that regard. We live in a high tax state, however, so how the new limits on deductions will play out for us is anyone's guess. I'm hoping there's a refund that I can throw into savings coming my way, although obviously the benefit of that won't be until next year.
December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
June 2018: $217,065
July 2018: $221,250
August 2018: 222,274
September 2018: 224,569
October 2018: 220,241
November 2018: 226,052
Post by: BSL18 on December 09, 2018, 06:22:51 AM
Maybe you're experiencing the Mustachian equivalent of keeping up (savings) with the Jones'?
I definitely get this every time I look at the spreadsheet. No idea how some of you do it. My % increase is among the lowest and my expenses are damn low. Some people with higher NW than me are almost double where I am % wise which is insane. I guess I am doing single player mode currently so maybe that has something to do with it. Anyways, good job everyone, I will just be here in back bringing up the rear.
Sometimes I think it would be nice to somehow see a visual representation of how little the "below median" savings rate is (virtually nothing) in the general population to put it in perspective of how well we're all actually doing regardless of differences among us. Comparing yourself to other Mustachians is like trying to stand out in the NFL or something haha! We're shooting for the moon and landing among the Mustachian stars. Keep up the good job!
Well I seriously doubt it will actually make you feel any better (Saving rate data for Canada):
(https://d3fy651gv2fhd3.cloudfront.net/charts/canada-personal-savings.png?s=canadapersav&v=201812011003a1&d1=19180101&d2=20181231)
Post by: Toad on December 09, 2018, 08:46:19 AM
Well I seriously doubt it will actually make you feel any better (Saving rate data for Canada):
Graph is in thousands saved annually I assume? Better than iI would have thought if so actually. I mean...Used to be at 20k/yr which is actually extremely good for a medium.
Post by: 2Birds1Stone on December 09, 2018, 10:19:50 AM
You can see how countries stack up against each other in the graph on networthify.com's ER calc
Post by: BSL18 on December 09, 2018, 12:20:32 PM
Well I seriously doubt it will actually make you feel any better (Saving rate data for Canada):
Graph is in thousands saved annually I assume? Better than iI would have thought if so actually. I mean...Used to be at 20k/yr which is actually extremely good for a medium.
It is in % of income... 0,8% is apparently an all-time low.
Post by: ItsALongStory on December 09, 2018, 05:32:07 PM
Well I seriously doubt it will actually make you feel any better (Saving rate data for Canada):
Graph is in thousands saved annually I assume? Better than iI would have thought if so actually. I mean...Used to be at 20k/yr which is actually extremely good for a medium.
It is in % of income... 0,8% is apparently an all-time low.
I would hope so …
Post by: Slow&Steady on December 10, 2018, 09:02:01 AM
Only tracking Invested Total. My stretch goal is to get to 120k in investments by the end of the year.Code: [Select]401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
Jul-18 $108,967 $4,350 $113,317 $240,000 $125,000 $307,995 $170,322
Aug-18 $113,625 $4,398 $118,023 $240,000 $125,000 $303,563 $179,460
Sept-18 $114,907 $4,404 $119,311 $240,000 $125,000 $301,045 $183,266
Oct-18 $109,932 $4,164 $114,096 $240,000 $125,000 $299,806 $179,290
Nov-18 $110,623 $4,145 $114,767 $240,000 $125,000 $297,382 $182,385
Not much to say. The market will need to be very very friendly in Dec if I am going to reach that stretch goal.
Today my 401k balance is less than Jan 2018 + 401k contributions for 2018
Post by: CorpRaider on December 10, 2018, 09:04:02 AM
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
01/18 ~ $174,000
02/18 ~ $172,000
03/18 ~ $175,000
04/18 ~ $180,000
05/18 ~ $184,000
06/18 ~ $174,000
07/18 ~ $183,000
08/18 ~ $186,000
09/18 ~ $188,000
10/18 ~ $179,000
11/18 ~ $184,000
Forgot to post this. Pretty ok bounce back during November. Writing now, from the future, I know that the bounce was fleeting. haha.
Post by: fuzzy math on December 10, 2018, 10:13:22 AM
June 2018. $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018. $251,023
Nov 2018 238,881
Dec 2018 244,687
For another few fleeting days my $4900 had a positive overall effect then it went to shitsville again! (NW today is in the 235 range)
It appears I will never actually leave this thread
Post by: AcftW on December 16, 2018, 03:02:13 PM
$43,153 - Jan 2016
$67,328 - Jan 2017
$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018
$126,450 - Apr 2018
$130,499 - May 2018
$125,105 - Jun 2018
$115,346 - Jul 2018
$121,995 - Aug 2018
$128,269 - Sep 2018
$135,577 - Oct 2018
$134,956 - Nov 2018
$123,348 - Dec 2018
Post by: Check2400 on December 17, 2018, 09:23:53 AM
Today my 401k balance is less than Jan 2018 + 401k contributions for 2018
I hate that you made this comment. I just checked my 401k, and from January to my final contribution last week I've gained only $12000, or $7500 less than my contributions and match.
Post by: Slow&Steady on December 17, 2018, 01:22:59 PM
Today my 401k balance is less than Jan 2018 + 401k contributions for 2018
I hate that you made this comment. I just checked my 401k, and from January to my final contribution last week I've gained only $12000, or $7500 less than my contributions and match.
I just wish I could say that I bought most of it at prices closer to today's value. As of today the 401k has a value of Dec-17 + 2018 Contributions. My concern/frustration is that my company is switching 401k providers in January. I feel like when they do this rollover I will be actually losing money, "you only lose money when you withdrawal", I bought a lot of those stocks at a higher rate than what I will be selling/cashing them out for. I know it will just be reinvested and I will be buying at whatever that rate is but I am not sure that I am happy about this (partly happy because we will be moving to Fidelity from a small fry company).
Post by: randomusername on December 19, 2018, 08:43:09 AM
I should be solidly in this group for a while. I'm having a hard time limiting myself from fretting over day to day changes in NW, rather than monthly progress. It goes SLOW when you look at it every day. :)
Post by: SquirrelStache on December 20, 2018, 08:04:41 AM
June 2017 - $100,579
July 2017 - $103,003
August 2017 - $106,713
December 2018 - $215,958.19
Slight date gap there, but nice increase nonetheless :)
Post by: ItsALongStory on December 20, 2018, 05:45:16 PM
Post by: SquirrelStache on December 21, 2018, 08:02:03 AM
Post by: SeattleStache on December 27, 2018, 11:49:49 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)
July 2018: $208,954 (total NW $380,041)
August 2018:$213,699 (total NW $385,100)
September 2018: $215,600 (total NW $385,197)
October 2018: $201,612 :-/ (total NW $372,274)
November 2018: $204,686 (total NW $376,288)
December 2018: $194,973 (total NW $367,535)
Well, I know this comes with the territory, but I can’t help to feel like I’m ending the year on a down note. Here’s to buying low I suppose!
The total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: Gin1984 on December 27, 2018, 07:43:23 PM
Post by: dreadmoose on December 28, 2018, 02:59:52 PM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | |
| Apr 1 | $122,764 | |
| May 1 | $129,950 | |
| June 1 | $149,174 | |
| July 1 | $154,992 | |
| Aug 1 | $167,846 | |
| Sep 1 | $180,482 | |
| Oct 1 | $185,098 | |
| Nov 1 | $194,857 | |
| Dec 1 | $205,773 | |
| Dec 28 | $212,860 | (+7,087) |
Phew, this was a hard month to keep up with stock market losses. End of year overtime cash and a substantial gift from my father barely covered it. Added 21,836.52 and only went up 7,087. Yay for cheap stocks, hopefully.
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: MrUpwardlyMobile on December 28, 2018, 08:12:40 PM
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
10/1/18 - $197,629.50
11/1/18 - $200,082.02
12/28/18 - $270,941.02
And I’m done with this thread. Thanks for having me folks
Post by: martyconlonontherun on December 29, 2018, 09:22:03 AM
Back filing a little bit.
I'm crashing two threads and this will be my joint account. I like my personal one since it's easier to motivate myself then my wife, but it still nice seeing the change in combined NW/Investments which is what matters.
30dh/30dw
Combined 120k income
Midwest City
09/01/2017: $65k Investments/$59k Net Worth
10/01/2017: $68.3k Investments/$65.6k Net Worth
10/27/2017: $72k Investments/$70.5k Net Worth
12/4/2017: $76.5k Investments/$81.9k Net Worth
12/29/2017: $79.1k Investments/$84.8k Net Worth
1/26/2018: $87.k Investments/$84.1k Net Worth (Down due to property taxes and change in Zillow for house
2/23/2018: $87.5k Investments/$88.3k NW
4/2/2018: $87.5k Investments/$95.3k Net Worth (Up due to Tax return)
5/6/2018: $92.1k Investments/$101.1k NW
5/28/2018: $95.0k Investments/$108.9k NW
6/30/2018: $97.9k investments/$130.8k NW (House Increase and added joint accounts/refreshed mint)
8/2/2018: $104k investments/$138.8k NW
9/2/2018: $109k investments/$136.4k NW (House went back to normal value - 'dropped' 7k on zillow - and prepaid for Eurotrip). Goal is $150k by year-end for a $65k bump
12/29/2018: $105k investments/$134.2k NW
2/28/2019: $122.5k Investments/$170k NW
3/31/2019: $125k Investments/$181k NW
4/30/2019: $132k Investments/$200k NW
5/31/2019: $130k Investments/$194k NW
Post by: Radagast on December 29, 2018, 11:13:57 AM
We hardly knew yeh1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
10/1/18 - $197,629.50
11/1/18 - $200,082.02
12/28/18 - $270,941.02
And I’m done with this thread. Thanks for having me folks
Post by: MrUpwardlyMobile on December 29, 2018, 02:24:47 PM
We hardly knew yeh1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
10/1/18 - $197,629.50
11/1/18 - $200,082.02
12/28/18 - $270,941.02
And I’m done with this thread. Thanks for having me folks
Indeed, but alas, I was never long for this thread. I’ll probably be in the next one for a couple of years. Expensive life events ahead.
Post by: RWD on December 29, 2018, 10:05:47 PM
11/1/18 - $200,082.02
12/28/18 - $270,941.02
What black magic did you use to gain $70k in under two months when the stock market dropped 9% during the same period?
Post by: Steeze on December 30, 2018, 04:24:59 PM
05-01-18 - $55,766
06-01-18 - $60,028
07-01-18 - $66,306
08-01-18 - $74,667
09-01-18 - $83,868
10-01-18 - $93,108
11-01-18 - $93,084
12-01-18 - $104,317
01-01-19 - $117581
Blessed with a bonus at the right time, made up for market losses this month. Finished up the year ahead of schedule, looking forward to a great year next year.
*edited because of spreadsheet error
Goal is to hit 250k by April 1 2020, Stretch goal Jan 1st 2020. Good luck to all !!!
Post by: MrUpwardlyMobile on December 30, 2018, 06:49:08 PM
11/1/18 - $200,082.02
12/28/18 - $270,941.02
What black magic did you use to gain $70k in under two months when the stock market dropped 9% during the same period?
At the risk of sounding arrogant, I am basically irreplaceable and viewed as ridiculously hard working. In order to keep me around, my present employer backloads about 40% of my income into an annual “bonus.” It rewards me for sticking around for the full year and punishes me if I leave.
Post by: junga on December 30, 2018, 08:04:02 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Dec 30, 2018 : $128,407
Post by: Neustache on December 31, 2018, 06:42:09 AM
10/01/18 168,330
12/01/18 163,458
01/01/18 155,535
Wow! That's with a 7k dividend reinvestment. LOL. It hasn't really affected me though, other than wishing I could send all my savings to investments - but I can't because I'm worried about a huge tax bill in April.
Post by: Raenia on December 31, 2018, 07:17:01 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177921.99
Post by: Slow&Steady on December 31, 2018, 08:08:59 AM
Only tracking Invested Total. My stretch goal is to get to 120k in investments by the end of the year.
Code: [Select]
401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
Jul-18 $108,967 $4,350 $113,317 $240,000 $125,000 $307,995 $170,322
Aug-18 $113,625 $4,398 $118,023 $240,000 $125,000 $303,563 $179,460
Sept-18 $114,907 $4,404 $119,311 $240,000 $125,000 $301,045 $183,266
Oct-18 $109,932 $4,164 $114,096 $240,000 $125,000 $299,806 $179,290
Nov-18 $110,623 $4,145 $114,767 $240,000 $125,000 $297,382 $182,385
Dec-18 $103,098 $3,861 $106,959 $240,000 $125,000 $296,155 $175,804Well that stretch goal did NOT happen.
2019 401k increase has been submitted ($18k)
2019 budget has been planned
IRA contributions are included in 2019 budget ($5.5k)
aggressive debt pay-down plan is included in 2019 budget ($18k + $18k rental expenses not listed in above debt)
Assuming the market stops eating a whole year of contribution my Total NW number should be over $200k, to bad I can't say the same for my invested total column.
I have been listening to the Millionaire Next Door on my commute to work and am very disappointed to learn that I am not in his definition of Prodigious Accumulator of Wealth (PAW) and that based on my "plan" I will not hit that definition for another 10 years. I have plenty of excuses, including the lack of one of the items that he says is key, my spouse (whole family) is not frugal and it is absolutely a huge hill to climb but I am on a steady switchback path that will eventually get me to the top.
Post by: RWD on December 31, 2018, 08:43:08 AM
I have been listening to the Millionaire Next Door on my commute to work and am very disappointed to learn that I am not in his definition of Prodigious Accumulator of Wealth (PAW) and that based on my "plan" I will not hit that definition for another 10 years. I have plenty of excuses, including the lack of one of the items that he says is key, my spouse (whole family) is not frugal and it is absolutely a huge hill to climb but I am on a steady switchback path that will eventually get me to the top.PAW is a poor metric anyway. It's actually harder to reach if your income increases rapidly. It's also basically impossible to hit early in your career. A better metric could be a formula involving your working years (instead of age) and average income over that period (instead of current income).
Post by: Slow&Steady on December 31, 2018, 08:57:19 AM
That was the exact thought I had while listening. My income received a >30% jump in 2018 and my SO's self-employment produced a great income in 2018 that was not there the years before, plus although he talks about the benefits of a college degree, he never (or as much of the book as I have listened to so far) considered the later start in a career in his PAW definition of that college degree.I have been listening to the Millionaire Next Door on my commute to work and am very disappointed to learn that I am not in his definition of Prodigious Accumulator of Wealth (PAW) and that based on my "plan" I will not hit that definition for another 10 years. I have plenty of excuses, including the lack of one of the items that he says is key, my spouse (whole family) is not frugal and it is absolutely a huge hill to climb but I am on a steady switchback path that will eventually get me to the top.PAW is a poor metric anyway. It's actually harder to reach if your income increases rapidly. It's also basically impossible to hit early in your career. A better metric could be a formula involving your working years (instead of age) and average income over that period (instead of current income).
Post by: BiggerFishToFI on December 31, 2018, 09:47:57 AM
Looking forward to contributing to a depressed market for the first time in my investing career!
Month Networth Investments
12/31/16 $115,671 $64,692
01/31/17 $119,371 $66,070
02/28/17 $124,835 $67,186
03/31/17 $129,469 $67,472
04/30/17 $125,786 $67,858
05/31/17 $134,698 $70,822
06/30/17 $140,666 $82,983
07/31/17 $153,716 $92,589
08/31/17 $159,027 $96,256
09/30/17 $168,105 $100,416
10/31/17 $181,050 $106,552
11/30/17 $192,875 $111,570
12/31/17 $209,837 $123,158
01/31/18 $226,173 $140,791
02/28/18 $227,345 $139,409
03/31/18 $230,611 $140,661
04/30/18 $240,326 $148,934
05/31/18 $252,234 $157,561
06/30/18 $254,345 $163,327
07/31/18 $285,203 $176,231
08/31/18 $293,078 $186,348
09/30/18 $302,203 $206,186
10/31/18 $257,935 $201,993
11/30/18 $269,801 $212,861
12/31/18 $279,156 $201,937
Post by: randomusername on December 31, 2018, 01:01:51 PM
December 2018 - 227,128
Excited to see what 2019 brings.
Post by: ingrownstudentloans on December 31, 2018, 01:55:22 PM
I am tracking only IRA/401K/taxable accounts.10/31/2018 $121,400.49 (market pain)
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
Post by: edmundblackadder on December 31, 2018, 03:31:14 PM
18K cash (15K emergency fund)
142K in investments (20K in my IRA, 110 in my 403b, 10K in taxable, 1K in HSA)
Started the taxable and HSA this year (the HSA also has 2K they won't let me invest). Total net worth is 160K.
2019 is going to be about tracking expenses, I haven't done that very closely in a few years. If I can break 195K net worth by the end of the year, that will make me very happy.
Post by: Gardo on December 31, 2018, 04:00:39 PM
I am a new member to this race. I am tracking my 401K here which hit above $100K this month.
20170529: $103.6K
20170529: $103.6K
20171231: $126.5K
20181231: $139.2K
Post by: Radagast on December 31, 2018, 07:42:48 PM
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
First down quarter! The market had to try very hard to pull that off, combined with an unusually high quarter of spending. Down markets are good at this stage, hopefully I am unable to leave this thread until 2020!
<(~)`(~)> Here's to a rough and tumble 2019! (does that look like glasses clinking?) May we have another four quarters of 15% losses!
Post by: Milkm4n on January 01, 2019, 06:09:52 AM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
New contributions couldn't keep up with the down market last month. Oh well, bought lots of stocks on sale. Overall had approximately 29k increase for the year, which is about half as much as I had hoped for. Goal for 2019 is a 55k increase in NW.
Post by: BeautifulDay on January 01, 2019, 09:11:31 AM
Net Worth Investment Assets (401k, IRAs, HSA)
Mar 2016 $28,361 $72,408
Jun 2016 $40,970 $79,977
Sep 2016 $57,895 $90,677
Dec 2016 $80,499 $96,796
Mar 2017 $99,766 $73,973
Jun 2017 $102,562 $93,148
Sep 2017 $112,554 $103,702
Dec 2017 $128,724 $116,626
Jan 2018 $136,288 $124,547
Feb 2018 $140,881 $124,245
Mar 2018 $133,930 $123,367
Apr 2018 $146,151 $126,567
May 2018 $141,036 $132,235
Jun 2018 $148,700 $135,564
Jul 2018 $153,000 $139,805
Aug 2018 $157,317 $146,407
Sep 2018 $160,509 $148,562
Oct 2018 $147,704 $138,475
Nov 2018 $153,406 $140,869
Dec 2018 $148,046 $134,289
Post by: tjrssibelle on January 01, 2019, 10:16:06 AM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k
Jul 2018 - $232.53 k
Aug 2018 - $239.87 k
Sep 2018 - $242.39 k; so close
Oct 2018 - $230.33 k
Nov 2018 - $238.53 k
Dec 2018 - $227.08k
Sent from my SM-N920V using Tapatalk
Post by: FrugalByChance on January 01, 2019, 11:50:19 AM
I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58,971.00
...
Jan 2017 € 86 368.00
...
Jan 2018 € 119 817.00
Feb 2018 € 118 464.00
Mar 2018 € 115 094.00
Apr 2018 € 122 622.00
May 2018 € 128 787.00
Jun 2018 € 130 283.31
Jul 2018 € 135 595.00
Aug 2018 € 138 342.00
Sep 2018 € 139 524.74
Oct 2018 € 138 230.42
Nov 2018 € 144 029.86
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Post by: DarkandStormy on January 01, 2019, 11:52:24 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325
8/1/18 - $220,843 // $149,916
9/1/18 - $233,654 // $154,377
10/1/18 - $245,070 // $155,324
11/1/18 - $228,174 // $144,718
12/1/18 - $234,144 // $147,130
1/1/19 - $235,221 // $136,854
Post by: wonkette on January 01, 2019, 12:23:00 PM
Nov 18 180161
Dec 18 187477
Jan 19 189381
Post by: ItsALongStory on January 02, 2019, 01:03:02 AM
Brand new to this forum, this is literally my first post. Excited to see this take off towards 250k and beyond. Started professional career in this country back 2012 at 31 years old, effectively starting from scratch. Super fortunate to have gotten a great opportunity in 2016 that has really allowed me to catch up a number of years in a short time span. My wife has been retired nearly 15 years, she is significantly older than me and she is therefore not interested in planning for the future. This is 100% a solo effort.
Edited: Added a lot more detail from what I could find on Mint.
Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90
I currently max out 401k, my Roth IRA and my ESPP which is pretty much all I can get away with due to S/O not being on board (which is somewhat understandable as she is on a pension already and significantly older than me). I also put about $4400 per year in HSA currently and may consider maxing that out soon as well. We could do with more of an EF buffer but again, she sees no value in it as she considers her income '100% guaranteed'. It is for the most part as the retirement fund she is relying on has done really well.
All done for the month
Oct-18: $149116 + $3500 in HSA which I'm including for the first time. = $152616
Graduation Target is June 2020 but January 2020 is my stretch goal.
Nov-18: $142004 + $3922 in HSA = $145926 Slightly lower drop vs what I had expected but I had some one time expenses and my tax advantaged savings vehicles are full for the year.
Dec-18: $145596.37 Investments incl 401k + $5265.18 HSA = $150861.55
Not a bad month, hope to eclipse the all time high next month and maybe even hit $155k.
Jan-19: $136537 + $6212 in HSA = $142749 Oh well, dropped significantly but still early in accumulation stage so monthly monitoring probably doesn't even make that much sense.
Excited to start contributing to my 401k again in January and to have taken advantage of the stock market pullback through ESPP.
My goal is to hit $210k as a stretch goal at the end of 2019.
Post by: Epor on January 02, 2019, 07:36:27 AM
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM 3/17)
Jan-2018 $93,684.00
----------
Total Saved Market G/L
01/12/18 122575 3022 2265
01/01/19 111219 1876 -13232
Like many others, my total shows a decrease from December of over 13k. I'm maxing my Roth today/tomorrow as well, and I am increasing my after tax contributions by 100$... keeping the course...
Post by: coffeefueled on January 02, 2019, 07:47:48 AM
Aug2018: 208,651
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Jan2019: $209,471
Post by: Blahhhh456 on January 02, 2019, 12:47:21 PM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00
Good month for gains in the market!
Whoops a little late with reporting!!
Sept 1, 2018 - $243,320
Thank you to three paycheck month, I am closing in on $250k!
Oct 1, 2018 - $247,758
So close!! Next month should put me over $250k; hoping for no dramatic loss in the markets.
Nov 1, 2018 - $233,686 - yes, that dramatic loss in the market happened... I guess I will be here for a little longer :)
Dec 1, 2018 - $241,845 - creeping back up. My goal was end of this month. Pending stock market fluctuations, I may or may not make the goal. :/
Jan 1, 2019 - $224,733 - falling, falling, falling. Missed my goal of end of 2018 for hitting $250k. No worries; still in accumulation phase and hanging on for a bumpy ride.
Post by: JLee on January 02, 2019, 03:17:13 PM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00
Good month for gains in the market!
Whoops a little late with reporting!!
Sept 1, 2018 - $243,320
Thank you to three paycheck month, I am closing in on $250k!
Oct 1, 2018 - $247,758
So close!! Next month should put me over $250k; hoping for no dramatic loss in the markets.
Nov 1, 2018 - $233,686 - yes, that dramatic loss in the market happened... I guess I will be here for a little longer :)
Dec 1, 2018 - $241,845 - creeping back up. My goal was end of this month. Pending stock market fluctuations, I may or may not make the goal. :/
Jan 1, 2019 - $224,733 - falling, falling, falling. Missed my goal of end of 2018 for hitting $250k. No worries; still in accumulation phase and hanging on for a bumpy ride.
I'm about a month's worth of last-year gains away from landing back in this thread, ended up $40k short of my goal for 2018. Same thing though, reminding myself it's the accumulation phase and just because my numbers are down vs last year doesn't mean all that investing was for naught :P
Post by: Toad on January 02, 2019, 07:02:35 PM
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| February 16, 2018 | $13,812.30 | $82,021.39 | $51,242.74 | $147,076.43 | +0.37% |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.93% |
| March 16, 2018 | $10,400.70 | $86,537.43 | $51,975.87 | $148,914.00 | +4.31% |
| April 1, 2018 | $9,260.83 | $82,902.34 | $49,913.25 | $142,076.42 | -4.59% |
| April 16, 2018 | $9,024.81 | $84,219.71 | $56,999.42 | $150,243.94 | +5.75% |
| May 1, 2018 | $6,865.67 | $81,933.59 | $59,445.02 | $148,244.28 | -1.33% |
| May 16, 2018 | $7,083.48 | $82,866.54 | $62,421.20 | $152,371.22 | +2.78% |
| June 1, 2018 | $6,764.50 | $83,959.71 | $66,115.73 | $156,839.94 | +2.93% |
| June 16, 2018 | $6,879.10 | $83,700.80 | $69,304.41 | $159,884.31 | +1.94% |
| July 1, 2018 | $7,123.50 | $83,121.42 | $69,308.09 | $159,553.01 | -0.21% |
| July 16, 2018 | $10,719.90 | $85,129.69 | $71,826.92 | $167,676.51 | +5.09% |
| August 1, 2018 | $14,732.56 | $86,652.82 | $72,329.18 | $173,714.56 | +3.60% |
| August 16, 2018 | $13,196.71 | $87,191.11 | $73,238.38 | $173,626.20 | -0.05% |
| September 1, 2018 | $13,673.41 | $90,472.35 | $74,941.54 | $179,087.30 | +3.15% |
| September 16, 2018 | $15,374.17 | $91,006.68 | $75,107.00 | $181,487.85 | +1.34% |
| October 1, 2018 | $16,854.55 | $91,794.30 | $75,717.00 | $184,365.85 | +1.59% |
| October 16, 2018 | $16,612.47 | $88,368.57 | $73,031.47 | $178,012.51 | -3.45% |
| November 1, 2018 | $18,285.38 | $84,982.39 | $71,020.77 | $174,288.54 | -2.09% |
| November 16, 2018 | $18,662.38 | $90,062.64 | $71,356.00 | $180,081.02 | +3.06% |
| December 1, 2018 | $17,708.68 | $91,239.50 | $71,548.00 | $180,496.18 | +0.23% |
| December 16, 2018 | $20,409.16 | $89,632.75 | $72,123.11 | $182,165.02 | +0.92% |
| January 1, 2019 | $23,668.81 | $89,632.75 | $72,953.77 | $185,911.60 | +2.06% |
Ended 2018 on a high -- I'll take that. Didn't quite reach my stretch goal of $200k, but if I were to factor in what I have in un-redeemed churning profits from this year, I would be there, so I will call it a win. Goal for 2019 -- hit 250k.
Post by: ItsALongStory on January 03, 2019, 12:38:50 AM
Summary of accounts:
Date Bank Accounts Taxable Investments IRAs and 401k TOTAL CHANGE February 1, 2018 $13,975.00 $81,380.67 $51,185.33 $146,541.00 February 16, 2018 $13,812.30 $82,021.39 $51,242.74 $147,076.43 +0.37% March 1, 2018 $10,851.87 $81,263.42 $50,645.46 $142,760.75 -2.93% March 16, 2018 $10,400.70 $86,537.43 $51,975.87 $148,914.00 +4.31% April 1, 2018 $9,260.83 $82,902.34 $49,913.25 $142,076.42 -4.59% April 16, 2018 $9,024.81 $84,219.71 $56,999.42 $150,243.94 +5.75% May 1, 2018 $6,865.67 $81,933.59 $59,445.02 $148,244.28 -1.33% May 16, 2018 $7,083.48 $82,866.54 $62,421.20 $152,371.22 +2.78% June 1, 2018 $6,764.50 $83,959.71 $66,115.73 $156,839.94 +2.93% June 16, 2018 $6,879.10 $83,700.80 $69,304.41 $159,884.31 +1.94% July 1, 2018 $7,123.50 $83,121.42 $69,308.09 $159,553.01 -0.21% July 16, 2018 $10,719.90 $85,129.69 $71,826.92 $167,676.51 +5.09% August 1, 2018 $14,732.56 $86,652.82 $72,329.18 $173,714.56 +3.60% August 16, 2018 $13,196.71 $87,191.11 $73,238.38 $173,626.20 -0.05% September 1, 2018 $13,673.41 $90,472.35 $74,941.54 $179,087.30 +3.15% September 16, 2018 $15,374.17 $91,006.68 $75,107.00 $181,487.85 +1.34% October 1, 2018 $16,854.55 $91,794.30 $75,717.00 $184,365.85 +1.59% October 16, 2018 $16,612.47 $88,368.57 $73,031.47 $178,012.51 -3.45% November 1, 2018 $18,285.38 $84,982.39 $71,020.77 $174,288.54 -2.09% November 16, 2018 $18,662.38 $90,062.64 $71,356.00 $180,081.02 +3.06% December 1, 2018 $17,708.68 $91,239.50 $71,548.00 $180,496.18 +0.23% December 16, 2018 $20,409.16 $89,632.75 $72,123.11 $182,165.02 +0.92% January 1, 2019 $23,668.81 $89,632.75 $72,953.77 $185,911.60 +2.06%
Ended 2018 on a high -- I'll take that. Didn't quite reach my stretch goal of $200k, but if I were to factor in what I have in un-redeemed churning profits from this year, I would be there, so I will call it a win. Goal for 2019 -- hit 250k.
Nice job staying in the green during these down months.
One of the bigger benefits to not having a lot of your gains dependent on the stock market performance is that these dips affect us to a lesser extent. You could consider it a way to play some catchup with the higher NW folks. Unfortunately, when the market goes back up they will come away with more gains but in the interim we can at least feel like we're closing the gap :)
Post by: NextTime on January 03, 2019, 09:33:15 AM
2/1/2018 $198,264.59
3/1/2018 $204,079.63
4/1/2018 ???
5/1/2018 $206,310.31
6/1/2018 $207,731.13
7/1/2018 $209,452.69
8/1/2018 $218,450.07
9/1/2018 $224,242.78
10/1/2018 $227,036.87
11/1/2018 $214,106.68
12/1/2018 $219,948.36
1/1/2019 $206,666.96
Ouch :(
Post by: Blahhhh456 on January 03, 2019, 10:14:59 AM
Jan 1, 2019 - $224,733 - falling, falling, falling. Missed my goal of end of 2018 for hitting $250k. No worries; still in accumulation phase and hanging on for a bumpy ride.
I'm about a month's worth of last-year gains away from landing back in this thread, ended up $40k short of my goal for 2018. Same thing though, reminding myself it's the accumulation phase and just because my numbers are down vs last year doesn't mean all that investing was for naught :P
Absolutely!! And it's a new year, so I just maxed out my IRA. With the market slightly down, whenever it decides to rebound, I'll be ready for some serious gains.
Post by: Check2400 on January 03, 2019, 11:07:37 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Nov. 1 2018 - 184,000
Dec. 1 2018 - 195,000
Jan. 1 2019 - 204,000
Added 9 grand in NW, but contributed almost 3 times that last month. That sucks.
On my two year anniversary I am $101,000 more than when I began. $50,000 a year is the minimum goal, but that is just contributions and not total growth, so I've got work to do. I'd like to contribute 60K a year, but don't see that happening.
However, much of the $101,000 is not invested--40K was 401k, 15 taxable investments, 15K or so was 2017 growth and dividend, and the rest is just cash sitting there (most of that coming last month). This will be the first year that my money all gets put into the market, which feels like famous last words. I've got my annualized 401K to VIGAX, and am contributing $2550 a month to VHDYX, for a total at $50K, counting employer contribution.
At this pace I'll be looking at 14 years to do a full FIRE, or age 50. That isn't the best, but for now it will have to do.
Here's to a 2019 graduation from this thread though!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: YW55 on January 03, 2019, 12:01:27 PM
Jan 2019: $230K
2018 have been a slow year.
Post by: mountain_air on January 03, 2019, 01:23:02 PM
2/1/18 108,535
3/1/18 111,337
4/1/18 117,617
5/1/18 135,266
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/18 184,310
Oooof, took it on the chin this month, especially after dumping a bunch of money into the market at the Dec bottom. Oh well, bought on sale I suppose. Hoping to graduate this thread towards the end of the year ~ goals
Post by: Toad on January 03, 2019, 01:33:31 PM
Nice job staying in the green during these down months.
One of the bigger benefits to not having a lot of your gains dependent on the stock market performance is that these dips affect us to a lesser extent. You could consider it a way to play some catchup with the higher NW folks. Unfortunately, when the market goes back up they will come away with more gains but in the interim we can at least feel like we're closing the gap :)
I do a few things that are considered sacrilegious here. I developed a market timing *gasp* strategy a few years back. It has in the past and seems to continue to give me approximately the same returns as the market but with much lower volatility. Can use it fine in IRAs and 401ks since trades have no tax implications (realized gains contributing to tax burden), so I can execute it over about half my portfolio without issue.
Also in August I discovered bank account churning and realized it provides far greater returns than the market with much much lower risk, so I have been tossing all my excess cash into that instead of the market since I had maxed out my contributions for the year. Plan to do the same this year -- max out contributions then just toss everything at bank bonuses.
Post by: solon on January 03, 2019, 08:27:14 PM
Summary of accounts:
Date Bank Accounts Taxable Investments IRAs and 401k TOTAL CHANGE February 1, 2018 $13,975.00 $81,380.67 $51,185.33 $146,541.00 February 16, 2018 $13,812.30 $82,021.39 $51,242.74 $147,076.43 +0.37% March 1, 2018 $10,851.87 $81,263.42 $50,645.46 $142,760.75 -2.93% March 16, 2018 $10,400.70 $86,537.43 $51,975.87 $148,914.00 +4.31% April 1, 2018 $9,260.83 $82,902.34 $49,913.25 $142,076.42 -4.59% April 16, 2018 $9,024.81 $84,219.71 $56,999.42 $150,243.94 +5.75% May 1, 2018 $6,865.67 $81,933.59 $59,445.02 $148,244.28 -1.33% May 16, 2018 $7,083.48 $82,866.54 $62,421.20 $152,371.22 +2.78% June 1, 2018 $6,764.50 $83,959.71 $66,115.73 $156,839.94 +2.93% June 16, 2018 $6,879.10 $83,700.80 $69,304.41 $159,884.31 +1.94% July 1, 2018 $7,123.50 $83,121.42 $69,308.09 $159,553.01 -0.21% July 16, 2018 $10,719.90 $85,129.69 $71,826.92 $167,676.51 +5.09% August 1, 2018 $14,732.56 $86,652.82 $72,329.18 $173,714.56 +3.60% August 16, 2018 $13,196.71 $87,191.11 $73,238.38 $173,626.20 -0.05% September 1, 2018 $13,673.41 $90,472.35 $74,941.54 $179,087.30 +3.15% September 16, 2018 $15,374.17 $91,006.68 $75,107.00 $181,487.85 +1.34% October 1, 2018 $16,854.55 $91,794.30 $75,717.00 $184,365.85 +1.59% October 16, 2018 $16,612.47 $88,368.57 $73,031.47 $178,012.51 -3.45% November 1, 2018 $18,285.38 $84,982.39 $71,020.77 $174,288.54 -2.09% November 16, 2018 $18,662.38 $90,062.64 $71,356.00 $180,081.02 +3.06% December 1, 2018 $17,708.68 $91,239.50 $71,548.00 $180,496.18 +0.23% December 16, 2018 $20,409.16 $89,632.75 $72,123.11 $182,165.02 +0.92% January 1, 2019 $23,668.81 $89,632.75 $72,953.77 $185,911.60 +2.06%
Ended 2018 on a high -- I'll take that. Didn't quite reach my stretch goal of $200k, but if I were to factor in what I have in un-redeemed churning profits from this year, I would be there, so I will call it a win. Goal for 2019 -- hit 250k.
Do you have an automated way of building this table, or do you do it by hand?
Post by: Toad on January 03, 2019, 09:45:21 PM
Do you have an automated way of building this table, or do you do it by hand?
I just quote the last post I made, delete the quote flags, copy paste the last 16 and 1 dates and change the numbers to what they are in my Excel file. Pretty easy really, but not automated.
Post by: Stimpy on January 04, 2019, 11:14:06 AM
Numbers based on Mint
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed 1/31/2018 $135,011.70 ~ 3.10% 2/28/2018 $135,864.07 ~ 0.63% 3/30/2018 $138,236.93 ~2.39% 4/31/2018 $146,471.66 ~5.96% 5/31/2018 $149,243.29 ~ 1.89% 6/29/2018 $138,672.35 $10,383.62 $149,055.97 ~-.13% 7/31/2018 $143,601.47 $11,999.00 $155,600.47 ~4.39% 8/31/2018 $170,882.66 $33,529.66 203,882.32 ~31.37% 9/28/2018 $175,228.25 $33,941.00 209,136.25 ~2.33% 10/31/2018 $173,675.18 $37,549.95 $211,225.13 ~0.98% 11/30/2018 $175,846.66 $43663.51 $219,510.17 ~3.92%
12/31/2018 Fire: $177,341.32 + Medi $46,719.18 = $224,060.50 ~2.07%
So goes another year. Happy "belated" New year!
2019 Prediction: Fall of civilization and the start of utopia.... Or not. I am guessing 270k or more for EO 2019 but only time will tell.
Post by: dignam on January 04, 2019, 12:21:56 PM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k [...]
Post by: mustardstew on January 05, 2019, 09:37:30 AM
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
*Closes eyes* "Buy. Buy! BUY! Wait, not that!"
Post by: dignam on January 05, 2019, 09:52:03 AM
Post by: solon on January 05, 2019, 05:41:13 PM
1/2017 $88,615
1/2018 $132,155
2/2018 $138,015
3/2018 $137,779
4/2018 $148,093
5/2018 $158,814
6/2018 $161,284
7/2018 $160,446
8/2018 $168,222
9/2018 $184,258
10/2018 $189,536
11/2018 $184,146
12/2018 $182,675
01/2019 $177,349
Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Raymond Reddington on January 08, 2019, 09:14:38 PM
December's budget saw a trip out of state to spend the holidays with family, which despite the expense, was totally worth it. Between that, Christmas presents (which actually do make me/my wife happy), and an oil tank refill, I managed to save just under 37% of my take home pay this month, which wasn't great, but is acceptable. On the plus side, we had a great trip seeing everyone. Sister in law and her husband will be having a baby in the summer, so we'll be planning a vacation with them in the spring since it'll probably be the last one for a while. Should be nice, albeit expensive, but it's a once in a lifetime kind of thing, and I'm looking forward to it.
Overtime and opportunity for promotion at work are pretty much nonexistent, and my next raise hits in April, although we figure to get a raise with retro pay going back about a year sometime later this year, which will go directly into my 457 account if/when it occurs. I am applying to grad school to round out my resume, no word on if I'll get in yet, but I'm cautiously optimistic. Might as well try to distinguish myself so when the possibility of promotions open up again, I can stand out from the herd.
Looking back at the numbers for the second half of the year, I'm actually quite disappointed. Even though my savings rate went up considerably, the volatile markets put a damper on the benefit of the additional saving. Just have to remind myself how much worse the numbers would have been had I not taken those strides, and focus on the 89% increase in my passive income in 2018 alone. Specific spend cuts I targeted, like avoiding driving to work where reasonable and bringing lunch almost every day saved me approximately 3% of my takehome pay in the second half of the year.
All told, for second half 2018, I managed to save 45.2% of my take home pay, plus pre-tax savings, which if added to the numerator and denominator of savings/take home pay, bumped my savings rate to 56.8%. I'm not counting mortgage payments in that formula, although I do count mortgage payments as adding to my net possessions. So in reality, if primary home equity counts, it's probably closer to 60%. I just have to remind myself that I am doing the right things and stick with it. I had a few weak moments (a soda here, a snack off the McDonald's Dollar Menu there) but nothing terrible, but I'd like to minimize those in the future.
The basement project is still hanging over our heads - we have one estimate so far, trying to get a second, then deciding which contractor we will use. I'm dreading it, but it's necessary, and our enjoyment of the house will rise significantly once it's done. I got the steam pipes insulated, so the heat is running more efficiently, and I just have to insulate a few joints to complete the job.
Other initiatives to improve our lives on my radar are getting my wife a credit card with better rewards to use - maybe something built around airline miles. Thinking of the Blue Delta SkyMiles card. It would be nice to not pay full freight for airfare every time we go somewhere.
Other than just trying to stay the course...lifestyle creep is a mother, trying to beat it back...
December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
June 2018: $217,065
July 2018: $221,250
August 2018: 222,274
September 2018: 224,569
October 2018: 220,241
November 2018: 226,052
December 2018: 219,103
Post by: BSL18 on January 09, 2019, 12:53:43 PM
Posting to follow, and join all you in this race. I actually only calculate my NW every 6 months... Made an exception this time, this is the current status (was close to 0$ two years ago...):
October 2018: 82642$ invested (NW 118669$)
Wish me luck!
2019/01/01: 83406 invested (NW 126961$)
Just barely kept up with the Q4 downfall... But still kept up! Still at the very beginning of accumulation here, so I'll take all sales I can find.
Post by: L2 on January 15, 2019, 05:26:40 PM
1/15/19 - $101,635.
Post by: Steeze on January 16, 2019, 04:55:24 AM
Post by: BSL18 on January 16, 2019, 09:05:25 AM
Post by: L2 on January 16, 2019, 10:55:42 AM
Welcome L2! Nice goal there, 6250$/month not accounting for market crazy hazy all over the place up-and-downs, I wish I could target that!Yes it is very ambitious indeed. I did manage to increase the NW by 54k in 2018 with the market finishing down 4%.
From now until 12/31/2020 - In the estimate and on top of my salary today - I'm banking on 2 salary increases (with a likely promotion), 3% 401k match, bank account/credit card churning, side hustles (1k-ish annually), two couple grand tax refunds, cutting living expenses in half (moving in with GF), average market returns, and a nice bonus structure at work where its not too difficult to get greater than 10k each year. It will be tough, but I enjoy the grind!
There is also the realistic possibility of a marriage and house purchase during that time frame that could change things substantially. Being a CPA, I'm in favor of counting equity as NW. GF isn't as radical as I am when it comes to finances (though I am working on her), so I'm sure wedding expenses would be higher than I'd like, but then I would be able to include her NW as well!
However, i did just commit a face-punch worthy act recently in purchasing Cleveland Browns season tickets...but this is the first time I can remember things looking up in my life and it should be a fun decade. Figure worst case I can sell them off and break even.
Let's roll!
Post by: Gardo on January 21, 2019, 05:54:08 PM
Quarter StockBondCash +House
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
First down quarter! The market had to try very hard to pull that off, combined with an unusually high quarter of spending. Down markets are good at this stage, hopefully I am unable to leave this thread until 2020!
<(~)`(~)> Here's to a rough and tumble 2019! (does that look like glasses clinking?) May we have another four quarters of 15% losses!
What is House dollars?
Post by: Gardo on January 21, 2019, 05:59:39 PM
20170529: $103.6K
20171231: $126.5K
20181231: $139.2K
20190121: $150.4K
Post by: Gardo on January 21, 2019, 06:16:46 PM
I really enjoyed reading the 10-100k thread. Let's start a race to a quarter million!
Net worth:
Jan 1, 2015: $110,000
Feb 1, 2015: $114,700
March 1,2015: $119,400
April 1,2015: $132,700
May 1,2015: $138,000
So these races are net worth? I thought we are listing just Retirement Account.
Post by: Blahhhh456 on January 21, 2019, 07:51:59 PM
I really enjoyed reading the 10-100k thread. Let's start a race to a quarter million!
Net worth:
Jan 1, 2015: $110,000
Feb 1, 2015: $114,700
March 1,2015: $119,400
April 1,2015: $132,700
May 1,2015: $138,000
So these races are net worth? I thought we are listing just Retirement Account.
It is up to you which you want to report. Some of us report net worth and others just report their invested assets.
Post by: fuzzy math on January 22, 2019, 07:52:00 AM
June 2018. $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018. $251,023
Nov 2018 238,881
Dec 2018 244,687
Jan 2019 226,942 (actually got paid early for Xmas on the actual LOW day for the month, woot!!!)
Post by: daverr7 on January 23, 2019, 06:31:44 PM
Hello, joining in!
Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.
Investments:
5/1/2018: $192,000
6/1/2018: $200,737
7/1/2018: $205,121
8/1/2018: $213,771
9/1/2018: $222,070
10/1/2018: $225,027
11/1/2018: $216,074
12/1/2018: $219,241
1/1/2019: $211,253
Post by: dignam on January 28, 2019, 07:00:30 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k [...]
Jan 2019 $167k
Post by: SeattleStache on January 28, 2019, 10:18:49 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
December 2018: $194,973 (total NW $367,535)
January 2019: $210,742 (total NW $375,622)
The total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: ItsALongStory on January 30, 2019, 08:52:16 PM
Brand new to this forum, this is literally my first post. Excited to see this take off towards 250k and beyond. Started professional career in this country back 2012 at 31 years old, effectively starting from scratch. Super fortunate to have gotten a great opportunity in 2016 that has really allowed me to catch up a number of years in a short time span. My wife has been retired nearly 15 years, she is significantly older than me and she is therefore not interested in planning for the future. This is 100% a solo effort.
Edited: Added a lot more detail from what I could find on Mint.
Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90
I currently max out 401k, my Roth IRA and my ESPP which is pretty much all I can get away with due to S/O not being on board (which is somewhat understandable as she is on a pension already and significantly older than me). I also put about $4400 per year in HSA currently and may consider maxing that out soon as well. We could do with more of an EF buffer but again, she sees no value in it as she considers her income '100% guaranteed'. It is for the most part as the retirement fund she is relying on has done really well.
All done for the month
Oct-18: $149116 + $3500 in HSA which I'm including for the first time. = $152616
Graduation Target is June 2020 but January 2020 is my stretch goal.
Nov-18: $142004 + $3922 in HSA = $145926 Slightly lower drop vs what I had expected but I had some one time expenses and my tax advantaged savings vehicles are full for the year.
Dec-18: $145596.37 Investments incl 401k + $5265.18 HSA = $150861.55
Not a bad month, hope to eclipse the all time high next month and maybe even hit $155k.
Jan-19: $136537 + $6212 in HSA = $142749 Oh well, dropped significantly but still early in accumulation stage so monthly monitoring probably doesn't even make that much sense.
Excited to start contributing to my 401k again in January and to have taken advantage of the stock market pullback through ESPP.
My goal is to hit $210k as a stretch goal at the end of 2019.
Feb-19: Exciting end to this month and a big jump due to ESPP and some employer sponsored HSA contributions means I ended with $159520 split between 401k/Taxable/Roth/ESPP of $151306 and $8214 in HSA (most of this is invested though).
Edited with today's investment returns.
Post by: Slow&Steady on January 31, 2019, 07:25:03 AM
2019 Stretch Goal = $160k (Invested Total) & $250k (Total NW)
I do not plan to leave this race until the Invested Total is above $250k.
Code: [Select]
Month End 401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Dec-18 $103,098 $3,861 $106,959 $240,000 $125,000 $296,155 $175,804
Jan-19 $110,710 $4,151 $114,861 $240,000 $125,000 $313,885* $165,976*I added $18k-19k of debt for the rental that I had not been tracking. I realized that if I was going to count the rental equity & mortgage, I probably should count the other rental debt too.
Invested total is still down about $4k (not counting new contributions) from the 2018 month end high that I have recorded but it is $11k over my Jan-18 numbers. Which is about equal to contributions for 2018, so I am claiming that 2018 was not negative (just flat), for me anyways.
Post by: Stimpy on January 31, 2019, 01:14:01 PM
Numbers based on Mint
Date FIRE Medi Total NW % Increase Notes 6/1/2017 $115,738 - 12/31/2017 $130,952.23 ~5.58% - Side note: previous month didn't have tax liens so this % is a little skewed 1/31/2018 $135,011.70 ~ 3.10% 2/28/2018 $135,864.07 ~ 0.63% 3/30/2018 $138,236.93 ~2.39% 4/31/2018 $146,471.66 ~5.96% 5/31/2018 $149,243.29 ~ 1.89% 6/29/2018 $138,672.35 $10,383.62 $149,055.97 ~-.13% 7/31/2018 $143,601.47 $11,999.00 $155,600.47 ~4.39% 8/31/2018 $170,882.66 $33,529.66 203,882.32 ~31.37% 9/28/2018 $175,228.25 $33,941.00 209,136.25 ~2.33% 10/31/2018 $173,675.18 $37,549.95 $211,225.13 ~0.98% 11/30/2018 $175,846.66 $43663.51 $219,510.17 ~3.92% 12/31/2018 $177,341.32 $46,719.18 $224,060.50 ~2.07%%
1/31/2019 Fire: $200,473.39 + Medi $56,820.70 = $257,294.09 ~14.83%
Well look at that, I expected it to be just under 250k due to a surprise check, but stocks bumped me up a little tiny tiny bit. (Ok more then a bit) So I'll take it, twas a enjoyable experience that will continue in the next threat. I mean thread.
Good luck to everyone, and see ya all up there soon!
Post by: Izybat on January 31, 2019, 03:08:20 PM
1/31/2019 $181,982.57
We got a bigger bump than usual this month, not only because the markets did well, but because my husband's company pays out a year's worth of 401K matching on Dec 31, which really hits the market on Jan 1.
I'm so happy to be back on track. We moved across the country this past year and haven't sold our old house yet. Once that sells, we'll see what happens (not sure if we'll make any money on it yet or not.)
Post by: NextTime on January 31, 2019, 03:37:32 PM
3/1/2018 $204,079.63
4/1/2018 ???
5/1/2018 $206,310.31
6/1/2018 $207,731.13
7/1/2018 $209,452.69
8/1/2018 $218,450.07
9/1/2018 $224,242.78
10/1/2018 $227,036.87
11/1/2018 $214,106.68
12/1/2018 $219,948.36
1/1/2019 $206,666.96
2/1/2019 $224,401.47
Post by: Raenia on January 31, 2019, 04:11:42 PM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
Post by: dreadmoose on January 31, 2019, 04:17:44 PM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | |
| Apr 1 | $122,764 | |
| May 1 | $129,950 | |
| June 1 | $149,174 | |
| July 1 | $154,992 | |
| Aug 1 | $167,846 | |
| Sep 1 | $180,482 | |
| Oct 1 | $185,098 | |
| Nov 1 | $194,857 | |
| Dec 1 | $205,773 | |
| Jan 1 | $212,860 | |
| Feb 1 | $230,743 | (+17,883) |
Stock market came back pretty decently while I added as much as I could as well.
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: Neustache on January 31, 2019, 04:20:42 PM
09/05/18 154,000
10/01/18 168,330
12/01/18 163,458
01/01/18 155,535
02/01/18 166,939
Well, that was a bit of a bump back up! Hopefully will cross 170K next month after throwing some savings into retirement accounts - waiting to see how much we owe on taxes first.
Post by: Steeze on January 31, 2019, 06:54:40 PM
05-01-18 - $55,766
06-01-18 - $60,028
07-01-18 - $66,306
08-01-18 - $74,667
09-01-18 - $83,868
10-01-18 - $93,108
11-01-18 - $93,084
12-01-18 - $104,317
01-01-19 - $117,581
02-01-19 - $134,761
DW & I both had triple paychecks this month and a favorable market made it our best month on record. Hoping to keep the momentum up! Cheers!
Goal is to hit 250k by April 1 2020, Stretch goal Jan 1st 2020. Good luck to all !!!
Post by: Milkm4n on January 31, 2019, 07:05:52 PM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434 ($11,655 increase)
Biggest increase since I began tracking my net worth 🤑. This is why I like the down months, because it makes months like this possible. The next few months are looking good with lots of overtime and a good tax return. Goal for 2019 is 180k, with a stretch goal of 190k.
Post by: FrugalByChance on February 01, 2019, 02:45:16 AM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58,971.00
...
Jan 2017 € 86 368.00
...
Jan 2018 € 119 817.00
Feb 2018 € 118 464.00
Mar 2018 € 115 094.00
Apr 2018 € 122 622.00
May 2018 € 128 787.00
Jun 2018 € 130 283.31
Jul 2018 € 135 595.00
Aug 2018 € 138 342.00
Sep 2018 € 139 524.74
Oct 2018 € 138 230.42
Nov 2018 € 144 029.86
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Jan 2018 € 145 840.48
Post by: mustardstew on February 01, 2019, 05:17:34 AM
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
Post by: Epor on February 01, 2019, 07:12:09 AM
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
Very good start.
Post by: L2 on February 01, 2019, 07:52:02 AM
1/15/19 - $101,635.1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020): 204,027
Post by: Blahhhh456 on February 01, 2019, 08:01:53 AM
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00
Sept 1, 2018 - $243,320
Oct 1, 2018 - $247,758
Nov 1, 2018 - $233,686
Dec 1, 2018 - $241,845
Jan 1, 2019 - $224,733
Feb 1, 2019 - $253,171.02 - wow, what a month. I have maxed out my IRA for the year and some market gains have helped a bit. It was a fun roller coaster ride to the end with some intense drops and corkscrews!! Good luck and I will see you on the next thread race!!
Post by: coffeefueled on February 01, 2019, 09:58:21 AM
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Jan2019: 209,471
Feb2019: 221,436
I'm hoping I can hit 250K by mid-year unless we hit another big downswing.
Post by: Check2400 on February 01, 2019, 10:09:18 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Nov. 1 2018 - 184,000
Dec. 1 2018 - 195,000
Jan. 1 2019 - 204,000
Feb. 1 2019 - 217,000
My EOY for 2018 goal was $215,000, so it took me an extra month to get there. No complaints. I switched the entire family to my emplyer's health insurance starting this year, so I'm losing an extra $600+ a month in income, which makes a big difference.
I spend too much time doing the math on how long to retire, even though the end date never really changes. I'm working to set middle goals, which is why I like this thread. Still hoping for a graduation before 2020!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: tjrssibelle on February 01, 2019, 10:26:13 AM
Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 - $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k
Jul 2018 - $232.53 k
Aug 2018 - $239.87 k
Sep 2018 - $242.39 k; so close
Oct 2018 - $230.33 k
Nov 2018 - $238.53 k
Dec 2018 - $227.08k
Sent from my SM-N920V using Tapatalk
Jan 2019 - $255.83k; gains and maxed IRA helped the push over, finally. See you guys in the next one
Sent from my SM-N920V using Tapatalk
Post by: junga on February 01, 2019, 12:22:56 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Dec 30, 2018 : $128,407
Jan 31, 2018 : $139,828
Post by: BSL18 on February 01, 2019, 01:40:08 PM
Post by: Cornel_Westside on February 01, 2019, 02:41:51 PM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
01/2018 - $193,174 (+17419 - Saved $3452, Market Gains $13967, Savings Ratio 63.3%)
02/2018 - $207,459 (+14285 - Saved $3693, Market Gains $10592, Savings Ratio 67.7%)
05/2018 - $202,142 (-5317 - Saved $3298, Market Gains $-8615, Savings Ratio 27.54%)
02/2019 - $215,000 (+10266 - Saved $4816, Market Gains $5450, Savings Ratio 63.0%)
Haven't posted in a while. 2018 was rough on stocks - I lost about 22k in the market while saving 35k that year. But that's the short term. Long term I'm doing great. Locked in at a well paying job and I'm simply putting money in the market while I'm young.
Post by: ItsALongStory on February 01, 2019, 05:44:05 PM
Hmmmm.. anybody still around in February?? Everyone seems to be catching up on last year's losses and graduating!
Was just thinking the same thing, I'm here for another 10 months if this January performance repeats itself for the rest of the year :) Realistically though probably another 16 months.
Post by: Raenia on February 01, 2019, 06:12:48 PM
Hmmmm.. anybody still around in February?? Everyone seems to be catching up on last year's losses and graduating!
I'll be here a while yet - probably another year or so at least.
Post by: fuzzy math on February 01, 2019, 07:19:28 PM
June 2018. $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018. $251,023
Nov 2018 238,881
Dec 2018 244,687
Jan 2019 226,942
Feb 2019 249,796
Post by: BiggerFishToFI on February 02, 2019, 06:21:01 AM
12/31/16 $115,671 $64,692
01/31/17 $119,371 $66,070
02/28/17 $124,835 $67,186
03/31/17 $129,469 $67,472
04/30/17 $125,786 $67,858
05/31/17 $134,698 $70,822
06/30/17 $140,666 $82,983
07/31/17 $153,716 $92,589
08/31/17 $159,027 $96,256
09/30/17 $168,105 $100,416
10/31/17 $181,050 $106,552
11/30/17 $192,875 $111,570
12/31/17 $209,837 $123,158
01/31/18 $226,173 $140,791
02/28/18 $227,345 $139,409
03/31/18 $230,611 $140,661
04/30/18 $240,326 $148,934
05/31/18 $252,234 $157,561
06/30/18 $254,345 $163,327
07/31/18 $285,203 $176,231
08/31/18 $293,078 $186,348
09/30/18 $302,203 $206,186
10/31/18 $257,935 $201,993
11/30/18 $269,801 $212,861
12/31/18 $279,156 $201,937
01/31/19 $311,711 $251,061
After several mediocre months, YUGE leap this month and officially one quarter MILLION DOLLARS INVESTED!!!!
Includes maxing out Roth IRAs (12k) + 9k contribution to taxable + big 401k match contributions (Xmas bonus). Luckily these all were perfectly timed near the bottom (or so-called bottom?)
See you all on the other side
Post by: snoot on February 02, 2019, 07:05:04 AM
01/2018 $67,602
01/2019 $101,315
02/2019 $116,294
Post by: ItsALongStory on February 02, 2019, 09:48:49 AM
Hello everyone! I just graduated to this thread last month. Gunning for a December 2020 graduation from this thread...Welcome! Looks like this year is off to a great start for you!
01/2018 $67,602
01/2019 $101,315
02/2019 $116,294
We have a spreadsheet where you can also track your progress if you wish.
Sent from my Pixel 2 XL using Tapatalk
Post by: Staunch Aim on February 02, 2019, 12:55:32 PM
Here I am at the starting line - I hit the $100K invested threshold for the first time yesterday!!!
I figure it was ~4 years from -20K to 100K and my admittedly ambitious goal is 250K invested by the end of 2020.
Anyone have a starting pistol?
| Date | Invested | Net | ||
| 2/1/2019 | $100,047.32 | $243,630.87 |
(https://i.imgur.com/OFPCYTg.png)
(https://i.imgur.com/fkm8eAF.png)
Post by: CorpRaider on February 04, 2019, 06:44:07 AM
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
01/18 ~ $174,000
02/18 ~ $172,000
03/18 ~ $175,000
04/18 ~ $180,000
05/18 ~ $184,000
06/18 ~ $174,000
07/18 ~ $183,000
08/18 ~ $186,000
09/18 ~ $188,000
10/18 ~ $179,000
11/18 ~ $184,000
12/18 ~ $180,000
01/18 ~ $188,000
Post by: moonpalace on February 04, 2019, 07:57:29 AM
....
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208
04/2018: $161,505
05/2018: $171,200
06/2018: $186,416
07/2018: $190,600
08/2018: $201,789
09/2018: $214,798
10/2018: $223,764
11/2018: $221,810
12/2018: $230,270
01/2019: $226,818
02/2019: $242,032
Link to group spreadsheet (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503)
Post by: moonpalace on February 04, 2019, 01:43:11 PM
I'm thinking maybe another 3 months for me, but who knows what the market will do? I'm just amazed at how nonchalant I can be about these kind of numbers. Growing up, this sort of wealth seemed so unattainable.
I was just having that same thought! Heck, until 3 years ago (age 40) I was hovering around zero net worth, and if you had told me then that I'd soon be adding about $100k NW per year, with some months up to $15k, I never would've believed it!
Post by: Epor on February 04, 2019, 03:07:46 PM
1/15/19 - $101,635.1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020): 204,027
Is that 204,027 your projected NW on 12/31/2020? Hummmm... I'm afraid you will need extra 45,973 to graduate this race 😊. You should keep the 2020 goal, I think you can do it.
Post by: L2 on February 04, 2019, 05:39:35 PM
1/15/19 - $101,635.1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020): 204,027
Is that 204,027 your projected NW on 12/31/2020? Hummmm... I'm afraid you will need extra 45,973 to graduate this race 😊. You should keep the 2020 goal, I think you can do it.
I've got some real work to do indeed!! Shoot for the stars, land on the moon ;)
Post by: Toad on February 05, 2019, 12:34:32 AM
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| February 16, 2018 | $13,812.30 | $82,021.39 | $51,242.74 | $147,076.43 | +0.37% |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.93% |
| March 16, 2018 | $10,400.70 | $86,537.43 | $51,975.87 | $148,914.00 | +4.31% |
| April 1, 2018 | $9,260.83 | $82,902.34 | $49,913.25 | $142,076.42 | -4.59% |
| April 16, 2018 | $9,024.81 | $84,219.71 | $56,999.42 | $150,243.94 | +5.75% |
| May 1, 2018 | $6,865.67 | $81,933.59 | $59,445.02 | $148,244.28 | -1.33% |
| May 16, 2018 | $7,083.48 | $82,866.54 | $62,421.20 | $152,371.22 | +2.78% |
| June 1, 2018 | $6,764.50 | $83,959.71 | $66,115.73 | $156,839.94 | +2.93% |
| June 16, 2018 | $6,879.10 | $83,700.80 | $69,304.41 | $159,884.31 | +1.94% |
| July 1, 2018 | $7,123.50 | $83,121.42 | $69,308.09 | $159,553.01 | -0.21% |
| July 16, 2018 | $10,719.90 | $85,129.69 | $71,826.92 | $167,676.51 | +5.09% |
| August 1, 2018 | $14,732.56 | $86,652.82 | $72,329.18 | $173,714.56 | +3.60% |
| August 16, 2018 | $13,196.71 | $87,191.11 | $73,238.38 | $173,626.20 | -0.05% |
| September 1, 2018 | $13,673.41 | $90,472.35 | $74,941.54 | $179,087.30 | +3.15% |
| September 16, 2018 | $15,374.17 | $91,006.68 | $75,107.00 | $181,487.85 | +1.34% |
| October 1, 2018 | $16,854.55 | $91,794.30 | $75,717.00 | $184,365.85 | +1.59% |
| October 16, 2018 | $16,612.47 | $88,368.57 | $73,031.47 | $178,012.51 | -3.45% |
| November 1, 2018 | $18,285.38 | $84,982.39 | $71,020.77 | $174,288.54 | -2.09% |
| November 16, 2018 | $18,662.38 | $90,062.64 | $71,356.00 | $180,081.02 | +3.06% |
| December 1, 2018 | $17,708.68 | $91,239.50 | $71,548.00 | $180,496.18 | +0.23% |
| December 16, 2018 | $20,409.16 | $89,632.75 | $72,123.11 | $182,165.02 | +0.92% |
| January 1, 2019 | $23,668.81 | $89,632.75 | $72,953.77 | $185,911.60 | +2.06% |
| January 16, 2019 | $25,068.47 | $92,552.05 | $73,024.63 | $190,645.15 | +2.55% |
| February 1, 2019 | $22,665.56 | $94,290.71 | $78,618.00 | $195,574.27 | +2.59% |
Surprisingly good start to 2019 considering most of my position in the market is defensive now (AGG).
Post by: solon on February 05, 2019, 05:54:21 AM
1/2017 $88,615
1/2018 $132,155
2/2018 $138,015
3/2018 $137,779
4/2018 $148,093
5/2018 $158,814
6/2018 $161,284
7/2018 $160,446
8/2018 $168,222
9/2018 $184,258
10/2018 $189,536
11/2018 $184,146
12/2018 $182,675
01/2019 $177,349
02/2019 $188,332
In February 2017 we had a networth of $88k and I thought, wouldn't it be fun to have $200k in two years? Didn't quite make it, but got pretty close.
Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: ingrownstudentloans on February 05, 2019, 06:38:50 AM
I am tracking only IRA/401K/taxable accounts.1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
Post by: ardrum on February 06, 2019, 05:17:44 AM
3/1/18 $100,568
4/1/18 $103,798
5/1/18 $108,542
6/1/18 $117,139
7/1/18 $121,565
8/1/18 $126,719
9/1/18 $136,714
10/1/18 $139,465
11/1/18 $131,465
12/1/18 $136,952
1/1/19 $127,801
2/1/19 $143,055
Post by: Raymond Reddington on February 10, 2019, 03:09:14 PM
The big (and good) news is that I did get into the graduate school program I wanted to, and am eligible for a 40% tuition discount and partial tuition reimbursement upon earning a B- or better at end of semester, provided I get the paperwork filled out properly. That was by far my biggest expense for January (tuition), despite getting the discount processed and the application fee waived. Classes have begun, I am reminded at how out of practice I am in math, although I am working to understand the concepts, as really that's the bulk of what's being taught, not so much the calculations. It's definitely an ongoing adjustment getting used to school again, but I think that I can do it, and am working through the kinks to do so.
Other big expenses included new tires for the car, and another oil tank refill. Despite keeping the heat on 63, it really does seem to be once a month. Can't wait to progress with the house renovations so we can start putting more insulation in this old thing and replacing drafty windows.
I sold off the last of my investment positions that I wasn't particularly thrilled to hold and reallocated the proceeds elsewhere, and also moved some things into Vanguard I had been wanting to for some time, so that was a positive. I continue to save enough that it hurts, although sometimes it feels like investing is just a form of spending as I siphon money off to the market, it does feel tight here sometimes. I am sticking with that, since it's "supposed to hurt," and this will be a good year to measure the dividend growth strategy I'm using in my taxable account, to see how much more income I make as most companies raise their dividends around this time of year.
The damn basement project is still hanging over our heads - we have a contractor who's agreed to do the work but no specifics on timing yet. Hopefully this week or next. Still scouting out credit cards for my wife, hasn't been much free time of late with school and all. On the plus side, I did get a small piece of overtime. It's nothing, but $115 is still $115. It'll be in my next check.
December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
December 2018: $219,103
January 2019: $224,363
Post by: FI-REality on February 11, 2019, 06:09:46 AM
Goal of $250,000 by Sept of 2019.
Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03
May 1/18 - $180,806.91
June 1/18 - $186,975.44
July 1/18 - $188,096.17
Aug 1/18 - $189,047.27
Sep 1/18 - $191,274.33
Oct 1/18 - $191,853.58
Nov 1/18 - $183,173.07
Dec 1/18 - $187,071.61
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Looks like I'm now on track to hit $200k by May. My goal of $250k by Sept/2019 is gone... looks more likely to happen around Sept/2020 now.
Also, my wife has quit her job for good to stay at home and raise the little ones. We'll be saving less each month; but hopefully with a bigger child benefit cheque.
Post by: LPG on February 12, 2019, 04:39:17 PM
Here's my NW table going back to August:
8/2/2018 232,044
9/25/2018 249,578
10/23/2018 236,854
12/25/2018 220,631
12/31/18 229,086
1/23/2019 241,773
1/30/2019 243,650
2/5/2019 248,145
2/12/2019 251,448
Woohoo! Time to go celebrate in the most Mustachian way I can imagine. By getting together with all of my closest friends and buying more index funds.
Post by: Milkm4n on February 13, 2019, 09:24:56 AM
Post by: lampstache on February 15, 2019, 12:01:18 PM
Investments only.
1/2017 - 34,633
6/2017 - 45,227
1/2018 - 56,928
6/2018 - 71,500
1/2019 - 98,248
2/2019 - 115,926 (Big jump from tIRA contributions for 2018)
Post by: Slow&Steady on February 20, 2019, 08:13:57 AM
2019 Goal = $135k (Invested Total) & $222K (Total NW)
2019 Stretch Goal = $160k (Invested Total) & $250k (Total NW)
I do not plan to leave this race until the Invested Total is above $250k (Prediction = Jan 2022 or 4 year from start).Code: [Select]Month End 401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Dec-18 $103,098 $3,861 $106,959 $240,000 $125,000 $296,155 $175,804
Jan-19 $110,710 $4,151 $114,861 $240,000 $125,000 $313,885* $165,976
*I added $18k-19k of debt for the rental that I had not been tracking. I realized that if I was going to count the rental equity & mortgage, I probably should count the other rental debt too.
Invested total is still down about $4k (not counting new contributions) from the 2018 month end high that I have recorded but it is $11k over my Jan-18 numbers. Which is about equal to contributions for 2018, so I am claiming that 2018 was not negative (just flat), for me anyways.
Looks like my invested total is back up to the 2018 high, now to get back to 2018 high + contributions since the high (extra $5.5k as of now)!
I love watching these numbers, even when they are not moving in the right direction. I can't wait to add to my data throughout the year.
Post by: dignam on February 25, 2019, 06:26:39 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k [...]
Jan 2019 $167k
Feb 2019 $177k
Post by: moonpalace on February 26, 2019, 07:11:02 AM
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k [...]
Jan 2019 $167k
Feb 2019 $177k
Love the "investing aggressively" note in Nov. followed by the huge gains in the months since then! Well played!
Post by: mountain_air on February 26, 2019, 07:11:40 PM
3/1/18 111,337
4/1/18 117,617
5/1/18 135,266
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
Post by: Pooperman on February 26, 2019, 07:18:56 PM
Post by: RWD on February 26, 2019, 07:25:42 PM
Hit 150k this week. It won't last next month or the month after due to some planned house repairs, but it's nice to hit a round number!Don't spend it all in one place!
Post by: Raenia on February 27, 2019, 08:51:14 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
Post by: dogboyslim on February 27, 2019, 08:59:34 AM
Taxable investments
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2,680/+$1,221 Contribution/Investment Gain
08/2017: $113,472 +$2,680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2,680/$1,567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2,179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1,768 Contribution/Investment Gain
12/2017: $125,576 +$2,680/$1,230 Contribution/Investment Gain
01/2018: $130,690 +$1,570/$3,544 Contribution/Investment Gain
02/2018: $130,112 +$1,570/-$2,147 Contribution/Investment Loss
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss
04/2018: $175,470 +$4,049/$874 Contribution/Investment Gain
05/2018: $181,127 +$2,528/$3,129 Contribution/Investment Gain
06/2018: $183,621 +$2,528/-$34 Contribution/Investment Loss
07/2018: $190,156 +$2,528/$4,007 Contribution/Investment Gain
...
02/2019: $211,262
Post by: fuzzy math on February 27, 2019, 10:22:44 AM
Woohoo! Time to go celebrate in the most Mustachian way I can imagine. By getting together with all of my closest friends and buying more index funds.
Congrats! Where do you find index fund friends?? I can't find anyone IRL!! :p
Post by: ItsALongStory on February 27, 2019, 11:05:15 PM
I wonder if he is talking about his green friends.
Woohoo! Time to go celebrate in the most Mustachian way I can imagine. By getting together with all of my closest friends and buying more index funds.
Congrats! Where do you find index fund friends?? I can't find anyone IRL!!
Sent from my Pixel 2 XL using Tapatalk
Post by: fuzzy math on February 28, 2019, 09:03:04 AM
I wonder if he is talking about his green friends.
Woohoo! Time to go celebrate in the most Mustachian way I can imagine. By getting together with all of my closest friends and buying more index funds.
Congrats! Where do you find index fund friends?? I can't find anyone IRL!!
Sent from my Pixel 2 XL using Tapatalk
OMG he knows aliens too? I am really missing out on my social opportunities
Post by: Slow&Steady on February 28, 2019, 11:02:47 AM
2019 Stretch Goal = $160k (Invested Total) & $250k (Total NW)
I do not plan to leave this race until the Invested Total is above $250k (Prediction = Jan 2022 or 4 year from start).
Code: [Select]
Month End 401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Dec-18 $103,098 $3,861 $106,959 $240,000 $125,000 $296,155 $175,804
Jan-19 $110,710 $4,151 $114,861 $240,000 $125,000 $313,885* $165,976
Feb-19 $116,005 $4,295 $120,300 $240,000 $125,000 $309,693 $175,607*I added $18k-19k of debt for the rental that I had not been tracking. I realized that if I was going to count the rental equity & mortgage, I probably should count the other rental debt too.
Bonus came in and raise is scheduled to go into affect in March. Bonus is going towards debt, so hopefully we will see a pretty big decrease there in March, and raise allowed me to increase 401k contributions. We also plan to start contributing to IRA again in March! I am pretty excited (financially) for the rest of 2019!
Post by: SeattleStache on February 28, 2019, 04:32:11 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
December 2018: $194,973 (total NW $367,535)
January 2019: $210,742 (total NW $375,622)
February 2019: $220,342 (total NW $390,613)
The total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: grantmeaname on February 28, 2019, 05:46:35 PM
(Tomorrow rent comes out of my checking account and I temporarily ungraduate. But who's counting?)
Post by: FrugalByChance on February 28, 2019, 06:04:51 PM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58,971.00
...
Jan 2017 € 86 368.00
...
Jan 2018 € 119 817.00
Feb 2018 € 118 464.00
Mar 2018 € 115 094.00
Apr 2018 € 122 622.00
May 2018 € 128 787.00
Jun 2018 € 130 283.31
Jul 2018 € 135 595.00
Aug 2018 € 138 342.00
Sep 2018 € 139 524.74
Oct 2018 € 138 230.42
Nov 2018 € 144 029.86
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Jan 2019 € 145 840.48
Feb 2019 €151 827.59
Markets have bounced back and past another milestone, less then 100K to graduation !
Post by: Mainlander on February 28, 2019, 06:40:21 PM
JANUARY UPDATE
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
FEBRUARY UPDATE
03/01/19: $147,794. ($5,360 Increase)
Had issues logging into my account, so I started a new one. Very happy with this month, with about an even split between contributions and gains. March is gonna be a great month with a large tax return coming and a three pay check month.
Post by: solon on February 28, 2019, 07:18:23 PM
Hi gang! Today I graduated to the $100k thread :) I'm gonna come hang out with y'allf or a few years, if you'll have me.
(Tomorrow rent comes out of my checking account and I temporarily ungraduate. But who's counting?)
You've been around these forums so long, I assumed you must be beyond this race!
Post by: grantmeaname on February 28, 2019, 09:10:19 PM
Post by: RWD on February 28, 2019, 09:17:54 PM
Hi gang! Today I graduated to the $100k thread :) I'm gonna come hang out with y'allf or a few years, if you'll have me.
(Tomorrow rent comes out of my checking account and I temporarily ungraduate. But who's counting?)
You've been around these forums so long, I assumed you must be beyond this race!
If only. I've only been making a real salary for three years now...
If I'm reading your profile right you've been on this forum since you were 19? Three years of real salary to get to $100k is pretty impressive. It took us six years (though the 2008 housing crash certainly didn't help). Then our second $100k only took a year!
Post by: grantmeaname on February 28, 2019, 09:35:10 PM
If I'm reading your profile right you've been on this forum since you were 19? Three years of real salary to get to $100k is pretty impressive. It took us six years (though the 2008 housing crash certainly didn't help). Then our second $100k only took a year!
That's right. I got to hear "How would you know? You're only [19/20/21]" alllll the time back in the day. I'm the youngest old timer around! Get off my avocado toast lawn or something...
Here's hoping my second hundred goes as yours did!
Post by: ItsALongStory on February 28, 2019, 11:06:00 PM
Brand new to this forum, this is literally my first post. Excited to see this take off towards 250k and beyond. Started professional career in this country back 2012 at 31 years old, effectively starting from scratch. Super fortunate to have gotten a great opportunity in 2016 that has really allowed me to catch up a number of years in a short time span. My wife has been retired nearly 15 years, she is significantly older than me and she is therefore not interested in planning for the future. This is 100% a solo effort.
Edited: Added a lot more detail from what I could find on Mint.
Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90
I currently max out 401k, my Roth IRA and my ESPP which is pretty much all I can get away with due to S/O not being on board (which is somewhat understandable as she is on a pension already and significantly older than me). I also put about $4400 per year in HSA currently and may consider maxing that out soon as well. We could do with more of an EF buffer but again, she sees no value in it as she considers her income '100% guaranteed'. It is for the most part as the retirement fund she is relying on has done really well.
All done for the month
Oct-18: $149116 + $3500 in HSA which I'm including for the first time. = $152616
Graduation Target is June 2020 but January 2020 is my stretch goal.
Nov-18: $142004 + $3922 in HSA = $145926 Slightly lower drop vs what I had expected but I had some one time expenses and my tax advantaged savings vehicles are full for the year.
Dec-18: $145596.37 Investments incl 401k + $5265.18 HSA = $150861.55
Not a bad month, hope to eclipse the all time high next month and maybe even hit $155k.
Jan-19: $136537 + $6212 in HSA = $142749 Oh well, dropped significantly but still early in accumulation stage so monthly monitoring probably doesn't even make that much sense.
Excited to start contributing to my 401k again in January and to have taken advantage of the stock market pullback through ESPP.
My goal is to hit $210k as a stretch goal at the end of 2019.
Feb-19: Exciting end to this month and a big jump due to ESPP and some employer sponsored HSA contributions means I ended with $159520 split between 401k/Taxable/Roth/ESPP of $151306 and $8214 in HSA (most of this is invested though).
Edited with today's investment returns.
Mar-19: Another solid month in the markets: $159,074.12 investments + $8928.66 HSA = $168002.78
Post by: L2 on March 01, 2019, 06:29:30 AM
2/28/19 NW: $115,123.701/15/19 - $101,635.1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020): 204,027
Projected Graduation Goal NW (12/31/2020): $211,141.90
- The graduation goal is calculated by taking my projected total increase in 2019 and doubling it.
Post by: DarkandStormy on March 01, 2019, 06:39:52 AM
NW // Inv. Assets
5/1/17 - $115,775 // $92,843
6/1/17 - $132,067 // $96,095
7/1/17 - $134,078 // $96,404
8/1/17 - $142,711 // $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325
8/1/18 - $220,843 // $149,916
9/1/18 - $233,654 // $154,377
10/1/18 - $245,070 // $155,324
11/1/18 - $228,174 // $144,718
12/1/18 - $234,144 // $147,130
1/1/19 - $235,221 // $136,854
2/1/19 - $246,208 // $147,900
3/1/19 - $268,584 // $154,100
And with that, I'll see ya'll in the next thread!
Post by: Epor on March 01, 2019, 08:40:05 AM
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
03/01/19 136520 1976 4739
Post by: NextTime on March 01, 2019, 10:21:54 AM
2/1/2018 $198,264.59
3/1/2018 $204,079.63
4/1/2018 ???
5/1/2018 $206,310.31
6/1/2018 $207,731.13
7/1/2018 $209,452.69
8/1/2018 $218,450.07
9/1/2018 $224,242.78
10/1/2018 $227,036.87
11/1/2018 $214,106.68
12/1/2018 $219,948.36
1/1/2019 $206,666.96
2/1/2019 $224,401.47
3/1/2019 $231,997.45
Post by: Check2400 on March 01, 2019, 11:04:10 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Nov. 1 2018 - 184,000
Dec. 1 2018 - 195,000
Jan. 1 2019 - 204,000
Feb. 1 2019 - 217,000
Mar 1 2019 - 226,000
Good month of February. Should have a slight tax return bump this month or the next.
Does anyone know how to do the table formatting in this forum to make my progress a bit more clean?
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: repman on March 01, 2019, 12:10:53 PM
Dez 2017 69.000€ a frugal month and a christmas paycheck !
Jan 2018 73100€
Feb 2018 74100€
Mar 2018 57300€ some expenses and bad investment decisions
Apr 2018 58800€
May 2018 62285€
June 2018 65500€
July 2018 71538€
Aug 2018 76500€
Sep 2018 78600€
Oct 2018 81500€
Nov 2018 83980€
Dez 2018 86500€
Jan 2019 90900€ some boni
Feb 2019 94200€
Mar 2019 100317€ some extra boni
Goal: 250.000€ in December 2022
Retire:
plan: 3\1\2025 24 x Living Expenses(year)
is: now 8,0 x Living Expenses(year)
A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-
Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Post by: mustardstew on March 01, 2019, 03:30:09 PM
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
03/2019 - $130,444 Some tax return in there... but the big victory of the month was to get CC debt way down! Looking forward to upping savings instead of paying down debt very soon!
Post by: Neustache on March 01, 2019, 04:09:56 PM
10/01/18 168,330
12/01/18 163,458
01/01/18 155,535
02/01/18 166,939
03/01/18 174,622
Nice bump! I have more money in savings to add to this and finish our IRA contributions for 2019, so next month will see a bit of a bump, too....unless the market goes down! 20K increase in 5 months without any company contributions. Pretty cool! Glad we truly are saving my income and are not just blowing it.
Post by: junga on March 01, 2019, 04:50:29 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Dec 30, 2018 : $128,407
Jan 31, 2019 : $139,828
March 1, 2019 : $145, 617
Post by: BeautifulDay on March 01, 2019, 07:43:30 PM
Net Worth Investment Assets (401k, IRAs, HSA)
Mar 2016 $28,361 $72,408
Jun 2016 $40,970 $79,977
Sep 2016 $57,895 $90,677
Dec 2016 $80,499 $96,796
Mar 2017 $99,766 $73,973
Jun 2017 $102,562 $93,148
Sep 2017 $112,554 $103,702
Dec 2017 $128,724 $116,626
Mar 2018 $133,930 $123,367
Jun 2018 $148,700 $135,564
Sep 2018 $160,509 $148,562
Dec 2018 $148,046 $134,289
Jan 2019 $149,839 $135,883
Feb 2019 $171,028 $155,841
Post by: Izybat on March 02, 2019, 06:14:22 AM
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
10/17 - $141,917.56
11/17 - $149,045.19
12/17 - $153,537.92
1/18 - $160,704.93
2/18 - $167,472.58
<stopped tracking for a long time - moved cross country>
1/19 - $181,982.57
2/19 - $189,253.74
Post by: moonpalace on March 04, 2019, 06:36:40 AM
....
01/2018: $143,602
02/2018: $151,025
03/2018: $158,208
04/2018: $161,505
05/2018: $171,200
06/2018: $186,416
07/2018: $190,600
08/2018: $201,789
09/2018: $214,798
10/2018: $223,764
11/2018: $221,810
12/2018: $230,270
01/2019: $226,818
02/2019: $242,032
03/2019: $258,467
So long, everyone! See you in the next thread!
Link to group spreadsheet (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503)
Post by: wonkette on March 04, 2019, 02:27:46 PM
FINALLY cracked 200K. Feels great!
Post by: Raenia on March 04, 2019, 03:57:21 PM
March 1: 204,123
FINALLY cracked 200K. Feels great!
Jealous! I was 70 short at my end-of-Feb accounting, and the money I've saved for a downpayment will probably leave my account before my next tally. So sad :P
Post by: dreadmoose on March 04, 2019, 04:16:04 PM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | |
| Apr 1 | $122,764 | |
| May 1 | $129,950 | |
| June 1 | $149,174 | |
| July 1 | $154,992 | |
| Aug 1 | $167,846 | |
| Sep 1 | $180,482 | |
| Oct 1 | $185,098 | |
| Nov 1 | $194,857 | |
| Dec 1 | $205,773 | |
| Jan 1 | $212,860 | |
| Feb 1 | $230,743 | |
| Mar 1 | $244,321 | (+13,578) |
Another month of great stock market returns pushing me up. If these hold on I should be able to graduate in the next two months! Very exciting.
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: snoot on March 05, 2019, 04:29:39 AM
01/2019 $101,315
02/2019 $116,294
03/2019 $121,914
Post by: coffeefueled on March 05, 2019, 07:31:11 AM
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Jan2019: 209,471
Feb2019: 221,436
Mar2019: 229,871
Still trying for to graduate sometime this summer. Nice to see many of us getting close.
Post by: ingrownstudentloans on March 05, 2019, 08:29:44 AM
I am tracking only IRA/401K/taxable accounts.2/28/2019 $136,880.76 (one more fun month, then back to slow(er) growth mode)
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
Post by: CorpRaider on March 05, 2019, 11:56:33 AM
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
12/18 ~ $180,000
01/19 ~ $188,000
02/19 ~ $194,000
Also took a stab at TNW. Estimated it in the neighborhood of $400K (or ~$600 if I were a RE developer/finance guru wannabe).
Post by: solon on March 05, 2019, 12:53:08 PM
1/2017 $88,615
1/2018 $132,155
1/2019 $177,349
2/2019 $188,332
3/2019 $187,634
Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Toad on March 06, 2019, 10:38:54 PM
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| February 16, 2018 | $13,812.30 | $82,021.39 | $51,242.74 | $147,076.43 | +0.37% |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.93% |
| March 16, 2018 | $10,400.70 | $86,537.43 | $51,975.87 | $148,914.00 | +4.31% |
| April 1, 2018 | $9,260.83 | $82,902.34 | $49,913.25 | $142,076.42 | -4.59% |
| April 16, 2018 | $9,024.81 | $84,219.71 | $56,999.42 | $150,243.94 | +5.75% |
| May 1, 2018 | $6,865.67 | $81,933.59 | $59,445.02 | $148,244.28 | -1.33% |
| May 16, 2018 | $7,083.48 | $82,866.54 | $62,421.20 | $152,371.22 | +2.78% |
| June 1, 2018 | $6,764.50 | $83,959.71 | $66,115.73 | $156,839.94 | +2.93% |
| June 16, 2018 | $6,879.10 | $83,700.80 | $69,304.41 | $159,884.31 | +1.94% |
| July 1, 2018 | $7,123.50 | $83,121.42 | $69,308.09 | $159,553.01 | -0.21% |
| July 16, 2018 | $10,719.90 | $85,129.69 | $71,826.92 | $167,676.51 | +5.09% |
| August 1, 2018 | $14,732.56 | $86,652.82 | $72,329.18 | $173,714.56 | +3.60% |
| August 16, 2018 | $13,196.71 | $87,191.11 | $73,238.38 | $173,626.20 | -0.05% |
| September 1, 2018 | $13,673.41 | $90,472.35 | $74,941.54 | $179,087.30 | +3.15% |
| September 16, 2018 | $15,374.17 | $91,006.68 | $75,107.00 | $181,487.85 | +1.34% |
| October 1, 2018 | $16,854.55 | $91,794.30 | $75,717.00 | $184,365.85 | +1.59% |
| October 16, 2018 | $16,612.47 | $88,368.57 | $73,031.47 | $178,012.51 | -3.45% |
| November 1, 2018 | $18,285.38 | $84,982.39 | $71,020.77 | $174,288.54 | -2.09% |
| November 16, 2018 | $18,662.38 | $90,062.64 | $71,356.00 | $180,081.02 | +3.06% |
| December 1, 2018 | $17,708.68 | $91,239.50 | $71,548.00 | $180,496.18 | +0.23% |
| December 16, 2018 | $20,409.16 | $89,632.75 | $72,123.11 | $182,165.02 | +0.92% |
| January 1, 2019 | $23,668.81 | $89,632.75 | $72,953.77 | $185,911.60 | +2.06% |
| January 16, 2019 | $25,068.47 | $92,552.05 | $73,024.63 | $190,645.15 | +2.55% |
| February 1, 2019 | $22,665.56 | $94,290.71 | $78,618.00 | $195,574.27 | +2.59% |
| February 16, 2019 | $22,004.97 | $95,148.33 | $82,442.71 | $199,596.01 | +2.00% |
| March 1, 2019 | $21,422.97 | $95,094.09 | $85,633.00 | $202,150.06 | +1.28% |
Broke 200k this month. Onwards.
Post by: Raymond Reddington on March 10, 2019, 10:16:46 PM
Grad school has been seriously tough, but I am holding water so far, even if it feels like everything else is underwater. Interviewed for a promotion at work which would be a boon to income, although it would almost certainly come at the expense of weekends off. Basement project continues but is finally starting to see the light at the end of the tunnel as most of the major work has been done including all the plumbing, 90% of the electrical, and all of the concrete subfloor.
I thought I was done selling down positions, but February's rise gave an opportunity to get out of some positions that recovered enough to sell, and a dividend cut in one stock in particular was cause for selling, but I reinvested everything back into the market right away. A couple more companies announced dividend increases, which will help. I am also hopeful we can get a new labor contract soon, which would carry retro pay that could immediately get invested in my 457 account to boost that.
December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
December 2018: $219,103
January 2019: $224,363
February 2019: $229,741
Post by: MVal on March 13, 2019, 07:39:09 PM
Been feeling that restless desperation again of wanting to be done with this already. I can't stand the thought of obligatory work for another 5-8 years. I'm truly contemplating quitting my job when I reach $150K NW. However, that target moves around in my head a lot with my emotions...sometimes I think I'll quit when my investments reach $150K or when I have over $20K liquid cash...or sometimes I promise myself I won't do it until I reach $200K NW.
Either way, I need a break but I feel foolish to give up my comfortable position. There's no guarantee of what might happen if I just up and quit. I'm thankful for what my decent job has given me for eight years, but I have no motivation to do it anymore. I'm heavily involved in a Libertarian political campaign right now, so maybe when that is over, I might have time to really invest in a good side hustle I've got some ideas for.
[/quote]
Ahh, I'm feeling a lot better now. All that stress of last year is behind me and things have settled down at my job (we spent a whole year thinking we'd be laid off at any moment, but now the tide has turned and seems we'll be staying put for the next several months, at least). We got the impression last year from a series of communications about downsizing, budget tightening and revised structure on performance reviews that our bonuses and raises were going down the toilet, but instead I got a BIG raise and the BIGGEST bonus I've ever received (and the ones before were nothing to sneeze at, always a few thousand dollars)! With the bonus, my annual salary will finally crack $50K this year and I'm so excited.
With such generous provisions, I've been able to front load my 401K with $10K this first quarter of the year, giving me a good head start to saving 50% of my income in 2019. The market bouncing back from the dive at the end of 2018 has helped too, although who knows what will happen this year.
I'm REALLY excited today because I hit a big milestone that has been painful to reach since my savings slowed down last year and market was lower than the last two years. As of today, I finally crossed $150K!!! I hit 100K at the end of May 2017, so this has been a long time coming.
3/13/19 $150,836
8/22/19 $161,185 Would have been $165K, but I bought my sister's old car recently. Still haven't sold my old car.
Post by: ItsALongStory on March 13, 2019, 10:30:20 PM
You have more experience and that should give you the confidence to improve a situation you chose to leave.
Sent from my Pixel 2 XL using Tapatalk
Post by: FI-REality on March 14, 2019, 06:07:56 AM
Goal of $250,000 by Sept of 2019.
Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Mar 1/19 - $197,862.10
Post by: mountain_air on March 14, 2019, 06:20:31 PM
2/1/18 108,535
3/1/18 111,337
4/1/18 117,617
5/1/18 135,266
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202, 431
Post by: Off the Wheel on March 15, 2019, 09:31:34 PM
End of 2016 - $109K
End of 2017 - $194K
End of 2018 - $207K
Jan 2019 - $214K
Feb 2019 - $229K
Mar 2019 - $231K
Goal to graduate by my birthday in June.
Post by: Staunch Aim on March 15, 2019, 11:26:25 PM
| Date | Invested | Net | ||
| 2/1/2019 | $100,047.32 | $243,630.87 | ||
| 3/1/2019 | $105,434.50 | $270,922.05 |
Post by: dignam on March 25, 2019, 06:33:45 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k [...]
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Post by: SeattleStache on March 28, 2019, 10:48:38 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
December 2018: $194,973 (total NW $367,535)
January 2019: $210,742 (total NW $375,622)
February 2019: $220,342 (total NW $390,613)
March 2019: $222,125 (total NW $391,337)
The total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: snoot on March 29, 2019, 08:03:50 AM
01/2018 $67,602
01/2019 $101,315
02/2019 $116,294
03/2019 $121,914
04/2019 $126,008
Post by: mountain_air on March 29, 2019, 11:23:41 AM
"3/1/19 - $268,584 // $154,100
And with that, I'll see ya'll in the next thread!"
Congrats!! Ill see you there soon!
Post by: Radagast on March 29, 2019, 11:27:21 PM
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
Q1 2019: $284,421 $346,689
After our first quarterly loss ever recorded, we had a YUGE gain in Q1 2019, more than doubling the largest quarterly gain previously recorded. Let that be a lesson to you kids: if you barely have any money, you win bigly when stocks go down, and then you win even biglyer when they go back up. If this had been 2008 everything would have worked out the same (marketwise), but increased by a factor of three.
Anyhoo I must be traveling on, now, Cause there's too many places I've got to see
Post by: ItsALongStory on March 30, 2019, 11:39:09 AM
Mar-19: Another solid month in the markets: $159,074.12 investments + $8928.66 HSA = $168002.78
I love these market gains :-) $176343 total, will add the detail later.
Detail: $176343 = $9434 HSA + $166908 in investments (Taxable + Roth IRA + 401k)
Post by: Raenia on March 31, 2019, 08:13:06 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
Post by: junga on March 31, 2019, 09:53:51 AM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Dec 30, 2018 : $128,407
Jan 31, 2019 : $139,828
March 1, 2019 : $145, 617
March 31, 2019 : $153,549
Post by: dogboyslim on March 31, 2019, 10:54:23 AM
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240
08/2017: $113,472
09/2017: $117,719
10/2017: $119,898
11/2017: $121,666
12/2017: $125,576
01/2018: $130,690
02/2018: $130,112
03/2018: $170,547
04/2018: $175,470
05/2018: $181,127
06/2018: $183,621
07/2018: $190,156
...
02/2019: $211,262
03/2019: $220,649
Post by: NextTime on March 31, 2019, 11:28:29 AM
2/28/2018 $204,079.63
3/31/2018 $204,079.63
4/30/2018 $206,310.31
5/31/2018 $207,731.13
6/30/2018 $209,452.69
7/31/2018 $218,450.07
8/31/2018 $224,242.78
9/30/2018 $227,036.87
10/31/2018 $214,106.68
11/30/2018 $219,948.36
12/31/2018 $206,666.96
1/31/2019 $224,401.47
2/28/2019 $231,997.45
3/31/2019 $236,710.41
Post by: AcftW on March 31, 2019, 02:24:48 PM
$67,328 - Jan 2017
$119,626 - Jan 2018
$122,335 - Jan 2019
$123,106 - Feb 2019
$133,183 - Mar 2019
$140,212 - Apr 2019
I haven’t updated in a few months yet least, but am back on track. Late 2018 had some bad times for me in the market and some less-than-necessary expenditures. I work rotationally, so it’ll slow down/stall again in a couple months but will stay green overall.
Post by: Mainlander on March 31, 2019, 07:49:45 PM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175 ($16,371 increase)
Great month driven by a large tax return. Market gains contributed about 3.5k to this as well. I expect progress to slow down now until work get busy again in the fall. My short term goal is to hit the halfway mark of this race ($175k) by the end of June.
Post by: mustardstew on April 01, 2019, 05:01:34 AM
06/2018 - $127,90804/2019 - $132,114 At least its positive, but spent a little more than I'd like on both health and home.
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
03/2019 - $130,444
Post by: ASW on April 01, 2019, 05:51:30 AM
Personal details: married with three kids, single income household. Hoping to graduate sometime in 2021.
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | ||
| February | $49,800 | $96,439 | ||
| March | $55,707 | $107,387 | ||
| April | $64,352 | $110,960 | ||
| May | $68,097 | |||
| June | $72,976 | |||
| July | $80,555 | |||
| August | $85,858 | |||
| September | $90,137 | |||
| October | $93,806 | |||
| November | $89,537 | |||
| December | $92,795 |
Post by: Epor on April 01, 2019, 06:59:34 AM
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
03/01/19 136520 1976 4739
04/01/19 139740 1976 1244
Ok.
Post by: Slow&Steady on April 01, 2019, 07:19:38 AM
2019 Stretch Goal = $160k (Invested Total) & $250k (Total NW)
I do not plan to leave this race until the Invested Total is above $250k (Prediction = Jan 2022 or 4 year from start).
Code: [Select]
Month End 401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Dec-18 $103,098 $3,861 $106,959 $240,000 $125,000 $296,155 $175,804
Jan-19 $110,710 $4,151 $114,861 $240,000 $125,000 $313,885* $165,976
Feb-19 $116,005 $4,295 $120,300 $240,000 $125,000 $309,693 $175,607
Mar-19 $119,846 $4,333 $124,179 $240,000 $125,000 $302,998 $186,181*I added $18k-19k of debt for the rental that I had not been tracking. I realized that if I was going to count the rental equity & mortgage, I probably should count the other rental debt too.
Debt should drop another $7k this month and if plans work, we should be able to get a little bit of a 2018 contribution into the IRA before the 15th and start to work towards maxing it out for 2019!
Post by: coffeefueled on April 01, 2019, 07:39:45 AM
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Jan2019: 209,471
Feb2019: 221,436
Mar2019: 229,871
Apr2019: 242,690
I think personal capital didn't pull from my Vanguard for a few months so April's jump is inflated. 250k is looking really close! : )
Post by: dreadmoose on April 01, 2019, 08:48:16 AM
| Jul 1, 2016 | -$19,048 | |
| Jan 1, 2017 | -$25,189 | <--Found MMM |
| Jan 1, 2018 | $110,473 | |
| Feb 1 | $116,237 | |
| Mar 1 | $122,184 | |
| Apr 1 | $122,764 | |
| May 1 | $129,950 | |
| June 1 | $149,174 | |
| July 1 | $154,992 | |
| Aug 1 | $167,846 | |
| Sep 1 | $180,482 | |
| Oct 1 | $185,098 | |
| Nov 1 | $194,857 | |
| Dec 1 | $205,773 | |
| Jan 1 | $212,860 | |
| Feb 1 | $230,743 | |
| Mar 1 | $244,321 | |
| Apr 1 | $252,750 | (+8,429) |
Whoa, this sure happened faster than I expected, I've been incredibly lucky and appreciate that MMM has given me the tools to get here so quick.
I'll be seeing you all in the next thread shortly!
Tally-Ho!
I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).
Post by: ingrownstudentloans on April 01, 2019, 08:53:47 AM
I am tracking only IRA/401K/taxable accounts.3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (onetwomore fun months, then back to slow(er) growth mode)
Post by: Check2400 on April 01, 2019, 09:54:45 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Nov. 1 2018 - 184,000
Dec. 1 2018 - 195,000
Jan. 1 2019 - 204,000
Feb. 1 2019 - 217,000
Mar 1 2019 - 226,000
April 1 2019 - 231,000
Still going in the right direction. Tax disbursement came over the weekend so I'll have extra to contribute in April. Can't complain about 2019 so far, at least savings wise. I don't know what I'm going to do when/if I hit 250K soon, but I imagine I'm going to linger around here for a bit to really solidify things before the jump (no jinx).
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: L2 on April 01, 2019, 10:38:11 AM
3/31/19 NW: $118,967.702/28/19 NW: $115,123.701/15/19 - $101,635.1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020): 204,027
Projected Graduation Goal NW (12/31/2020): $211,141.90
- The graduation goal is calculated by taking my projected total increase in 2019 and doubling it.
Projected Graduation Goal NW (12/31/2020): $211,887
- The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.
Post by: BeautifulDay on April 01, 2019, 01:56:19 PM
Net Worth Investment Assets (401k, IRAs, HSA)
Mar 2016 $28,361 $72,408
Jun 2016 $40,970 $79,977
Sep 2016 $57,895 $90,677
Dec 2016 $80,499 $96,796
Mar 2017 $99,766 $73,973
Jun 2017 $102,562 $93,148
Sep 2017 $112,554 $103,702
Dec 2017 $128,724 $116,626
Mar 2018 $133,930 $123,367
Jun 2018 $148,700 $135,564
Sep 2018 $160,509 $148,562
Dec 2018 $148,046 $134,289
Jan 2019 $149,839 $135,883
Feb 2019 $171,028 $155,841
Mar 2019 $177,957 $161,794
Post by: Neustache on April 01, 2019, 03:24:31 PM
09/05/18 154,000
10/01/18 168,330
12/01/18 163,458
01/01/19 155,535
02/01/19 166,939
03/01/19 174,622
04/01/19 177,810
Not great, but not bad.
Post by: LurkerStache on April 01, 2019, 05:10:15 PM
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
Jun 2018: 121,593.76
Jul 2018: 126,216.79
Aug 2018: 128,017.71
Mar 2019: 133,167.33
Took a bit of a break, but I am back in the positive!
Post by: Staunch Aim on April 01, 2019, 05:14:04 PM
| Date | Invested | Net | ||
| 2/1/2019 | $100,047.32 | $243,630.87 | ||
| 3/1/2019 | $105,434.50 | $270,922.05 | ||
| 4/1/2019 | $114,967.04 | $292,914.68 |
Post by: Toad on April 01, 2019, 07:09:45 PM
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| February 16, 2018 | $13,812.30 | $82,021.39 | $51,242.74 | $147,076.43 | +0.37% |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.93% |
| March 16, 2018 | $10,400.70 | $86,537.43 | $51,975.87 | $148,914.00 | +4.31% |
| April 1, 2018 | $9,260.83 | $82,902.34 | $49,913.25 | $142,076.42 | -4.59% |
| April 16, 2018 | $9,024.81 | $84,219.71 | $56,999.42 | $150,243.94 | +5.75% |
| May 1, 2018 | $6,865.67 | $81,933.59 | $59,445.02 | $148,244.28 | -1.33% |
| May 16, 2018 | $7,083.48 | $82,866.54 | $62,421.20 | $152,371.22 | +2.78% |
| June 1, 2018 | $6,764.50 | $83,959.71 | $66,115.73 | $156,839.94 | +2.93% |
| June 16, 2018 | $6,879.10 | $83,700.80 | $69,304.41 | $159,884.31 | +1.94% |
| July 1, 2018 | $7,123.50 | $83,121.42 | $69,308.09 | $159,553.01 | -0.21% |
| July 16, 2018 | $10,719.90 | $85,129.69 | $71,826.92 | $167,676.51 | +5.09% |
| August 1, 2018 | $14,732.56 | $86,652.82 | $72,329.18 | $173,714.56 | +3.60% |
| August 16, 2018 | $13,196.71 | $87,191.11 | $73,238.38 | $173,626.20 | -0.05% |
| September 1, 2018 | $13,673.41 | $90,472.35 | $74,941.54 | $179,087.30 | +3.15% |
| September 16, 2018 | $15,374.17 | $91,006.68 | $75,107.00 | $181,487.85 | +1.34% |
| October 1, 2018 | $16,854.55 | $91,794.30 | $75,717.00 | $184,365.85 | +1.59% |
| October 16, 2018 | $16,612.47 | $88,368.57 | $73,031.47 | $178,012.51 | -3.45% |
| November 1, 2018 | $18,285.38 | $84,982.39 | $71,020.77 | $174,288.54 | -2.09% |
| November 16, 2018 | $18,662.38 | $90,062.64 | $71,356.00 | $180,081.02 | +3.06% |
| December 1, 2018 | $17,708.68 | $91,239.50 | $71,548.00 | $180,496.18 | +0.23% |
| December 16, 2018 | $20,409.16 | $89,632.75 | $72,123.11 | $182,165.02 | +0.92% |
| January 1, 2019 | $23,668.81 | $89,632.75 | $72,953.77 | $185,911.60 | +2.06% |
| January 16, 2019 | $25,068.47 | $92,552.05 | $73,024.63 | $190,645.15 | +2.55% |
| February 1, 2019 | $22,665.56 | $94,290.71 | $78,618.00 | $195,574.27 | +2.59% |
| February 16, 2019 | $22,004.97 | $95,148.33 | $82,442.71 | $199,596.01 | +2.00% |
| March 1, 2019 | $21,422.97 | $95,094.09 | $85,633.00 | $202,150.06 | +1.28% |
| March 16, 2019 | $17,820.34 | $95,163.64 | $89,794.00 | $202,777.98 | +0.31% |
| April 1, 2019 | $21,553.38 | $96,284.88 | $93,816.00 | $211,654.26 | +4.38% |
Not entirely sure how I gained ~$10k this month, but I'll take it. On another note, it looks like my 401k + IRAs has finally caught up to my taxable investments. Will be switching over to taxable soon though since my 401k + IRA is nearly maxed for the year.
Post by: Trifle on April 02, 2019, 04:10:54 AM
Whoa, this sure happened faster than I expected, I've been incredibly lucky and appreciate that MMM has given me the tools to get here so quick.
I'll be seeing you all in the next thread shortly!
Tally-Ho!
Congrats @dreadmoose ! Well done. I remember when you passed $100k, and yes your next milestone did go fast!
Post by: repman on April 02, 2019, 04:27:31 AM
Dez 2017 69.000€ a frugal month and a christmas paycheck !
Jan 2018 73100€
Feb 2018 74100€
Mar 2018 57300€ some expenses and bad investment decisions
Apr 2018 58800€
May 2018 62285€
June 2018 65500€
July 2018 71538€
Aug 2018 76500€
Sep 2018 78600€
Oct 2018 81500€
Nov 2018 83980€
Dez 2018 86500€
Jan 2019 90900€ some boni
Feb 2019 94200€
Mar 2019 100317€ some extra boni
Apr 2019 101170€
Goal: 250.000€ in December 2022
Retire:
plan: 3\1\2025 24 x Living Expenses(year)
is: now 8,6 x Living Expenses(year)
A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-
Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Post by: CorpRaider on April 02, 2019, 07:14:55 AM
12/13 ~ $3,000
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
12/18 ~ $180,000
01/19 ~ $188,000
02/19 ~ $194,000
03/19 ~ $198,000
Post by: FI-REality on April 02, 2019, 08:03:38 AM
Goal of $250,000 by Sept of 2019.
Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Mar 1/19 - $197,862.10
Apr 1/19 - $204,808.88
Took me a little over 10 years to get the first $100,000 and a little over three years for the 2nd!
Post by: lampstache on April 02, 2019, 08:19:28 AM
1/2017 - 34,633
6/2017 - 45,227
1/2018 - 56,928
6/2018 - 71,500
1/2019 - 98,248
2/2019 - 115,926 (Big jump from tIRA contributions for 2018)
3/2019 - 123,445
4/2019 - 129,678
Post by: Slow&Steady on April 02, 2019, 09:27:11 AM
Apr 1/19 - $204,808.88
Took me a little over 10 years to get the first $100,000 and a little over three years for the 2nd!
I am right there with you. It took me right around 11 years for the 1st $100k (invested), thankfully priorities have changed. I would love to get the 2nd $100k invested in 3 years but the 1st year of that was 2018 which, for me at least, was basically flat. My spreadsheet predictions say I will make it in just under 3 years but if I use the last 15 months to predict out, it will take 5 years to get that 2nd $100k invested.
Congrats on the 2nd $100k!
Post by: FrugalByChance on April 02, 2019, 01:56:54 PM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
...
Jan 2017 € 86 368.00
...
Jan 2018 € 119 817.00
...
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Jan 2019 € 145 840.48
Feb 2019 € 151 827.59
Mar 2019 € 157 527.28 (€ 5 699.69 growth including € 1 440.00 deposits)
Post by: mountain_air on April 03, 2019, 05:50:08 AM
3/1/18 111,337
4/1/18 117,617
5/1/18 135,266
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202,431
4/1/19 228,194
A rather large tax return coupled with a bonus at work and some market gains made a rather excellent month!
Post by: dreadmoose on April 04, 2019, 04:17:43 PM
Congrats @dreadmoose ! Well done. I remember when you passed $100k, and yes your next milestone did go fast!
Thanks @Trifele !! Here's to hoping Einstein was right about that eighth wonder of the world.
Post by: Cornel_Westside on April 04, 2019, 05:37:02 PM
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
01/2018 - $193,174 (+17419 - Saved $3452, Market Gains $13967, Savings Ratio 63.3%)
02/2018 - $207,459 (+14285 - Saved $3693, Market Gains $10592, Savings Ratio 67.7%)
05/2018 - $202,142 (-5317 - Saved $3298, Market Gains $-8615, Savings Ratio 27.54%)
02/2019 - $215,000 (+10266 - Saved $4816, Market Gains $5450, Savings Ratio 63.0%)
04/2019 - $221,150 (Savings Ratio last 3 months : 9%)
Yes, 9% for the last three months. I bought a car. Used, but it was still ~10k and that is basically 3 months expenses. I am hoping to get back to saving 65% soon.
Post by: ItsALongStory on April 07, 2019, 07:14:32 AM
Apr 1/19 - $204,808.88
Took me a little over 10 years to get the first $100,000 and a little over three years for the 2nd!
I would guess well under 2 years based on compounding etc, just amazing to see the effect of good savings habits and how powerful they are when compounding comes into play.
Post by: ItsALongStory on April 07, 2019, 07:16:22 AM
Nov 2017 65.000€
Dez 2017 69.000€ a frugal month and a christmas paycheck !
Jan 2018 73100€
Feb 2018 74100€
Mar 2018 57300€ some expenses and bad investment decisions
Apr 2018 58800€
May 2018 62285€
June 2018 65500€
July 2018 71538€
Aug 2018 76500€
Sep 2018 78600€
Oct 2018 81500€
Nov 2018 83980€
Dez 2018 86500€
Jan 2019 90900€ some boni
Feb 2019 94200€
Mar 2019 100317€ some extra boni
Apr 2019 108590€
Goal: 250.000€ in December 2022
Retire:
plan: 3\1\2025 24 x Living Expenses(year)
is: now 8,6 x Living Expenses(year)
A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-
Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Congrats on the milestone and welcome! Just fyi that you may want to update your signature link or add the next tier. :)
Post by: randomusername on April 08, 2019, 10:06:07 AM
11/2018 $225,507
12/2018 $227,128 1,621
01/2019 $229,245 2,117 3,738
02/2019 $231,788 2,543 6,281
03/2019 $240,339 8,551 14,832
Not going as fast as I hoped, but also paid over $16,000 in cash for irregular expenses during this time, so could be worse. (~$5,000 from HSA for DS braces, ~$5,000 for outbuildings for homestead infrastructure, ~$5,000 for a new-to-us vehicle, rest was unexpected travel to attend family funeral.)
Post by: Pooplips on April 10, 2019, 05:34:51 AM
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
9/1/2017 - $198,680.00
10/1/2017 - $200,900.00
11/1/2017 - $205,957.00
12/1/2017 - $210,663.00
1/1/2018 - $218,174.00
2/1/2018 - $224,331.00
8/1/2018 - $251,320
4/1/2019 - $272,305
I needed to update this thread. Been too long. It seems I have graduated.
Post by: Raymond Reddington on April 10, 2019, 11:07:25 PM
Basement project wrapped up, and the half that is done is beautiful. We are thrilled with it, but now me and my wife need to find some nonexistent free time to paint before we can start moving furniture back down there and more nonexistent free time to clean out the last of the clutter and finish the master bedroom upstairs.
Made too much to contribute to the Roth this year, and with another tuition bill coming soon, I need to stay more liquid, so not contributing as much as I'd like this year into that. But hopefully this will be the last year of that if I get the promotion since I really don't plan to add to my spending, and we're talking 20-25% bump if I get it.
Thought of the month - if only sleep was like money where the more you invested in, the more you got without having to do anything...
December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
December 2018: $219,103
January 2019: $224,363
February 2019: $229,741
March 2019: $235,165
Post by: zee dot on April 12, 2019, 07:28:50 AM
02/2019 $150,040.56
03/2019 $152,786.73
Post by: jojoguy on April 13, 2019, 07:41:05 AM
My journey:
October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155
December 25, 2018 = $15,396
January 26, 2019 = $78,191 (Added our 401Ks into the mix)
February 9, 2019 = $80,723.72
February 14, 2019 = $81,500.07
February 22, 2019 = $84,426.22
March 8, 2019 = 91581.06($5,000+ tax return and opened an IRA for both my wife and me. Also we are pulling in a ton of overtime through April.)
March 24, 2019 = 96640.33
April 6, 2019 = 99886.50
April 13, 2019 = 100,325.68
Not bad for a man and his beloved wife who both work hourly retail jobs.
Post by: Gin1984 on April 13, 2019, 03:08:40 PM
I don't know when we'll get to $250,000 because my husband just lost his job and wants to adjunct for a bit for the experience before applying to tenure track jobs but we just passed $100,000 so I want to join. Slow but steady for me right now.We just passed $200,000 in March of this year. DH got titled position in September of 2019 (and I did not work for six months). DH just got an offer for a tenure track position but we are moving AGAIN which costs money. BUT hopefully we can hit $250,000 soon!
Post by: max9505672 on April 13, 2019, 05:30:25 PM
2017-11-01 108,329.26 $
2017-12-01 113,671.35 $
2018-01-01 116,483.49 $
2018-02-01 120,388.54 $
2018-03-01 122,384.01 $
2018-04-02 124,766.59 $
2018-05-01 132,196.86 $
2018-06-01 140,120.84 $
2018-07-03 142,531.73 $
2018-08-01 141,421.08 $
2018-09-04 145,407.45 $
2018-10-01 145,333.19 $
2018-11-02 143,847.17 $
2018-12-03 146,960.53 $
2019-01-03 141,918.13 $
2019-02-05 151,975.21 $
2019-03-05 160,083.56 $
2019-04-03 166,428.88 $
2019-04-11 177,671.67 $
Post by: solon on April 13, 2019, 05:35:58 PM
1/2017 $88,615
1/2018 $132,155
1/2019 $177,349
2/2019 $188,332
3/2019 $187,634
4/2019 $197,461
Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: CorpRaider on April 16, 2019, 11:44:15 AM
Time for me to pull up a seat to stay for a little while. I'm excited to be here!
My journey:
October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155
December 25, 2018 = $15,396
January 26, 2019 = $78,191 (Added our 401Ks into the mix)
February 9, 2019 = $80,723.72
February 14, 2019 = $81,500.07
February 22, 2019 = $84,426.22
March 8, 2019 = 91581.06($5,000+ tax return and opened an IRA for both my wife and me. Also we are pulling in a ton of overtime through April.)
March 24, 2019 = 96640.33
April 6, 2019 = 99886.50
April 13, 2019 = 100,325.68
Not bad for a man and his beloved wife who both work hourly retail jobs.
Not bad at all!!!
Post by: gillhamface on April 16, 2019, 11:51:25 AM
1/2018 $104,847
1/2019 $103,451
2/2019 $112,868
3/2019 $115,615
4/2019 $120,988
Post by: jojoguy on April 19, 2019, 05:10:52 AM
October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155
December 25, 2018 = $15,396
January 26, 2019 = $78,191 (Added our 401Ks into the mix)
February 9, 2019 = $80,723.72
February 14, 2019 = $81,500.07
February 22, 2019 = $84,426.22
March 8, 2019 = 91581.06($5,000+ tax return and opened an IRA for both my wife and me. Also we are pulling in a ton of overtime through April.)
March 24, 2019 = 96640.33
April 6, 2019 = 99886.50
April 13, 2019 = 100,325.68
April 19, 2019 = 102,265.07
Post by: CorpRaider on April 19, 2019, 12:54:29 PM
Post by: ardrum on April 23, 2019, 09:59:54 AM
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465
11/1/18 - $131,465
12/1/18 - $136,952
1/1/19 - $127,801 (December market blues)
2/1/19 - $143,055
3/1/19 - $153,839
4/1/19 - $161,291
Post by: Master of None on April 23, 2019, 03:30:24 PM
4/1/19-$102,995.86
Post by: coffeefueled on April 24, 2019, 07:49:43 AM
Sept 2014: -5587 Found MMM, student loans + car loan > 401k
2015: ~9k
2016: 72k
2017: 112k
2018: 171k
Aug2018: 208,651
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Jan2019: 209,471
Feb2019: 221,436
Mar2019: 229,871
Apr2019: 242,690
TODAY: 251,222
See everyone in the next race!
Post by: ItsALongStory on April 24, 2019, 10:07:52 PM
I just scooted past the line, but I'm too excited and amazed by the progress to wait. Graduation time!
Sept 2014: -5587 Found MMM, student loans + car loan > 401k
2015: ~9k
2016: 72k
2017: 112k
2018: 171k
Aug2018: 208,651
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Jan2019: 209,471
Feb2019: 221,436
Mar2019: 229,871
Apr2019: 242,690
TODAY: 251,222
See everyone in the next race!
Congrats! Do you have a target timeline to reach $500k?
Post by: coffeefueled on April 25, 2019, 06:42:41 AM
Post by: dignam on April 26, 2019, 06:24:36 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
Somehow still had a sizeable gain even with huge spending this month.
Post by: esmith2039 on April 26, 2019, 07:06:06 AM
Apr 2019 .. $113k
Post by: OtherJen on April 27, 2019, 02:30:38 PM
April 2019: $115,953
Post by: SeattleStache on April 28, 2019, 01:36:03 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
December 2018: $194,973 (total NW $367,535)
January 2019: $210,742 (total NW $375,622)
February 2019: $220,342 (total NW $390,613)
March 2019: $222,125 (total NW $391,337)
April 2019: $228,200 (total NW $403,977)
The total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: Mainlander on April 29, 2019, 06:24:47 PM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260 ($7085 increase)
Another great month in the market. New contributions were slightly outgunned by market gains. Looking forward to the next downturn, as I have about 15k cash waiting to be invested.
Post by: Toad on April 29, 2019, 11:09:08 PM
Looking forward to the next downturn, as I have about 15k cash waiting to be invested.
I believe conventional wisdom around here would say time in market > timing market.
Post by: jojoguy on April 30, 2019, 04:46:10 AM
Post by: Slow&Steady on April 30, 2019, 06:56:43 AM
2019 Stretch Goal = $160k (Invested Total) & $250k (Total NW)
I do not plan to leave this race until the Invested Total is above $250k (Prediction = Jan 2022 or 4 year from start).
Code: [Select]
Month End 401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Dec-18 $103,098 $3,861 $106,959 $240,000 $125,000 $296,155 $175,804
Jan-19 $110,710 $4,151 $114,861 $240,000 $125,000 $313,885* $165,976
Feb-19 $116,005 $4,295 $120,300 $240,000 $125,000 $309,693 $175,607
Mar-19 $119,846 $4,333 $124,179 $240,000 $125,000 $302,998 $186,181
Apr-19 $125,157 $5,322 $130,479 $240,000 $125,000 $296,588 $198,891*I added $18k-19k of debt for the rental that I had not been tracking. I realized that if I was going to count the rental equity & mortgage, I probably should count the other rental debt too.
Another $10k+ swing in Total NW and a big jump in Invested Total! If we keep that up we will hit our 2019 Invested Total goal by the end of May, guess we will have to wait and see what happens. It would be great if those numbers continued the rest of the year but May should be slow, my other half had surgery and being self-employed means that there will be very little income coming in from that half of the equation.
Post by: Epor on April 30, 2019, 11:45:31 AM
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
03/01/19 136520 1976 4739
04/01/19 139740 1976 1244
05/01/19 147985 1976 6269
Posting a day earlier - will be traveling tomorrow.
Post by: FrugalByChance on April 30, 2019, 11:47:09 AM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Jan 2019 € 145 840.48
Feb 2019 € 151 827.59
Mar 2019 € 157 527.28 (€ 5 699.69 growth including € 1 440.00 deposits)
Apr 2019 € 164 309.47 (growth: € 6 782.19 deposits: € 950.00 )
Post by: Neustache on April 30, 2019, 04:45:28 PM
09/05/18 154,000
10/01/18 168,330
12/01/18 163,458
01/01/19 155,535
02/01/19 166,939
03/01/19 174,622
04/01/19 177,810
05/01/19 200,000
Looks like a big jump, but it's more that I finally looked at our HSA account ($2,763) and my pension account contributions that I could take if needed ($4800)and added those in. I did, however, fill up our Roth IRA for 2019 so 12K of that jump was from that and I had it in savings but I didn't count towards networth. A 46K swing in a school year is not too bad! And I hit 200K, which is fun (but anti-climatic). I think, unless the market tanks, that we will hit 250K by December of 2019.
Post by: ItsALongStory on April 30, 2019, 07:03:01 PM
Mar-19: Another solid month in the markets: $159,074.12 investments + $8928.66 HSA = $168002.78
I love these market gains :-) $176343 total, will add the detail later.
Detail: $176343 = $9434 HSA + $166908 in investments (Taxable + Roth IRA + 401k)
Went back and looked at my goal when I first joined this thread, I had set it for June 2020 with a stretch goal of January 2020. I am further ahead than anticipated but not by that much either.
Current overall total: $184512.48 which comprises of $9961.61 HSA and $174550.87 investments (Taxable + Roth IRA + 401k + ESPP for this quarter).
This means that reaching $250k by January 31st means ~$65.7k in gains or roughly what my overall annual savings including home equity look like. I doubt I will make it and hoping for a continuation of the stock market at its current pace would be the best year on record so that is also unlikely. We shall see what the future holds but there are really no bad outcomes while I'm still accumulating.
Post by: politenessman on April 30, 2019, 07:45:08 PM
686.27 Investment account
1,049.58 IRA
98,911.88 401k
--------------
100,647.74
Post by: snoot on April 30, 2019, 08:42:31 PM
01/2019 $101,315
02/2019 $116,294
03/2019 $121,914
04/2019 $126,008
05/2019 $171,195 (decided to start including house equity)
Post by: katthjul on May 01, 2019, 02:28:17 AM
Apr 2019: €104,580
Post by: ASW on May 01, 2019, 03:26:54 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | - | - |
| February | $49,800 | $96,439 | - | - |
| March | $55,707 | $107,387 | - | - |
| April | $64,352 | $110,960 | - | - |
| May | $68,097 | 117,622 | - | - |
| June | $72,976 | - | - | (Grad Goal) |
| July | $80,555 | - | - | |
| August | $85,858 | - | - | |
| September | $90,137 | - | - | |
| October | $93,806 | - | - | |
| November | $89,537 | - | - | |
| December | $92,795 | - | - |
Post by: ingrownstudentloans on May 01, 2019, 04:44:10 AM
I am tracking only IRA/401K/taxable accounts.4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (onetwomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
Post by: Raenia on May 01, 2019, 06:31:06 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
Just realized I've been in this race just about 2 years, and increased just under 100k in that time. Nice!
Post by: NextTime on May 01, 2019, 06:35:28 AM
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
Post by: Slow&Steady on May 01, 2019, 06:48:52 AM
01/31/18 $198,264.59
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
Sooo close!!!
Post by: ItsALongStory on May 01, 2019, 07:04:40 AM
01/31/18 $198,264.59Why the red font? That's jinxing it right there.
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
Sent from my Pixel 2 XL using Tapatalk
Post by: mustardstew on May 01, 2019, 07:07:31 AM
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
03/2019 - $130,444
04/2019 - $132,114
05/2019 - $134,870
Post by: Master of None on May 01, 2019, 07:19:39 AM
We just moved a little over 100k! I'm pumped to see how fast we can get to 250k.
4/1/19-$102,995.86
4/1/19-$102,995.86
5/1/19- $103,951.81
Post by: dogboyslim on May 01, 2019, 07:54:28 AM
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240
08/2017: $113,472
09/2017: $117,719
10/2017: $119,898
11/2017: $121,666
12/2017: $125,576
01/2018: $130,690
02/2018: $130,112
03/2018: $170,547
04/2018: $175,470
05/2018: $181,127
06/2018: $183,621
07/2018: $190,156
...
02/2019: $211,262
03/2019: $220,649
04/2019: $231,153
Post by: FI-REality on May 01, 2019, 07:57:59 AM
Goal of $250,000 by Sept of 2019.
Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Mar 1/19 - $197,862.10
Apr 1/19 - $204,808.88
May 1/19 - $208,362.35
Went a little crazy last month spending about $2,500 more than our budget; but thanks to the market we still came out ahead. This month looks like it will be a little crazy too with some more big house purchases that we've been putting off for the last 3 years, but hopefully not as bad as last month.
Also received a raise in April, of which the majority went right into FI savings. Looks like it will shave about year off my working years.
Post by: gillhamface on May 01, 2019, 08:06:24 AM
1/2019 $103,451
2/2019 $112,868
3/2019 $115,615
4/2019 $117,248
Saved Market Gains
5/2019 $123,948 $2440 $4260
Post by: NextTime on May 01, 2019, 08:54:48 AM
01/31/18 $198,264.59Why the red font? That's jinxing it right there.
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
Sent from my Pixel 2 XL using Tapatalk
I’m not important enough for the universe to come after me for something like this.
Post by: AcftW on May 01, 2019, 08:55:39 AM
$67,328 - Jan 2017
$119,626 - Jan 2018
$122,335 - Jan 2019
$123,106 - Feb 2019
$133,183 - Mar 2019
$140,212 - Apr 2019
$147,214 - May 2019
Post by: Check2400 on May 01, 2019, 11:49:45 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Nov. 1 2018 - 184,000
Dec. 1 2018 - 195,000
Jan. 1 2019 - 204,000
Feb. 1 2019 - 217,000
Mar 1 2019 - 226,000
April 1 2019 - 231,000
May 1, 2019 - 246,500
Tax disbursement, small tax return, and market gains. If I'm being honest I spent a good bit of money this month (garage stuff) because I knew that the surprise income would buffer the guilt/loss. Anyone else time purchases to coincide with bonuses/tax returns solely to not feel as guilty about the spending?
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: L2 on May 01, 2019, 01:58:29 PM
4/30/19 NW: $128,933.753/31/19 NW: $118,967.702/28/19 NW: $115,123.701/15/19 - $101,635.1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020): 204,027
Projected Graduation Goal NW (12/31/2020): $211,141.90
- The graduation goal is calculated by taking my projected total increase in 2019 and doubling it.
Projected Graduation Goal NW (12/31/2020): $211,887
- The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.
Projected Graduation Goal NW (12/31/2020): $224,080.24
- The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.
Due to the drastic change month over month, I hope I'm not making an error in my calculations lol.
Post by: LurkerStache on May 01, 2019, 05:57:24 PM
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
Jun 2018: 121,593.76
Jul 2018: 126,216.79
Aug 2018: 128,017.71
Mar 2019: 133,167.33
Apr 2019: 137,228.23
Post by: aaahhrealmarcus on May 01, 2019, 06:17:14 PM
Mar 2019: 99,517.98
Apr 2019: 105,061.55
Post by: Toad on May 01, 2019, 06:24:08 PM
Summary of accounts:
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.58% |
| April 1, 2018 | $9,260.83 | $82,902.34 | $49,913.25 | $142,076.42 | -0.48% |
| May 1, 2018 | $6,865.67 | $81,933.59 | $59,445.02 | $148,244.28 | +4.34% |
| June 1, 2018 | $6,764.50 | $83,959.71 | $66,115.73 | $156,839.94 | +5.80% |
| July 1, 2018 | $7,123.50 | $83,121.42 | $69,308.09 | $159,553.01 | +1.73% |
| August 1, 2018 | $14,732.56 | $86,652.82 | $72,329.18 | $173,714.56 | +8.88% |
| September 1, 2018 | $13,673.41 | $90,472.35 | $74,941.54 | $179,087.30 | +3.09% |
| October 1, 2018 | $16,854.55 | $91,794.30 | $75,717.00 | $184,365.85 | +2.95% |
| November 1, 2018 | $18,285.38 | $84,982.39 | $71,020.77 | $174,738.95 | -5.22% |
| December 1, 2018 | $17,708.68 | $91,239.50 | $71,548.00 | $180,496.18 | +3.29% |
| January 1, 2019 | $23,668.81 | $89,632.75 | $72,953.77 | $185,911.60 | +3.00% |
| February 1, 2019 | $22,665.56 | $94,290.71 | $78,618.00 | $195,691.08 | +5.26% |
| March 1, 2019 | $21,422.97 | $95,094.09 | $85,633.00 | $202,150.06 | +3.30% |
| April 1, 2019 | $21,553.38 | $96,284.88 | $93,816.00 | $211,654.26 | +4.70% |
| May 1, 2019 | $23,000.32 | $98,750.13 | $99,692.00 | $221,442.45 | +4.62% |
Another +$10k. No idea how, but I doubt this is sustainable. Looks likely I will hit my goal of $250k by the end of the year though barring any catastrophic market events.
Post by: FICurious on May 01, 2019, 07:23:45 PM
Apr 2011: $49k
Jan 2013: $80K >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014: $97k
Jan 2015: $100k >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016: $103k >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Feb 2019: $145k
Mar 2019: $147k
Apr 2019: $151K
May 2019: $154k >>>> Graduated trainee program. Whoopee!
Post by: EfficiencyNerd on May 02, 2019, 08:08:11 AM
May 2019 - $94,105
Post by: junga on May 02, 2019, 05:28:22 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Dec 30, 2018 : $128,407
Jan 31, 2019 : $139,828
March 1, 2019 : $145, 617
March 31, 2019 : $153,549
May 2, 2019 : $162,575
Post by: jojoguy on May 04, 2019, 02:24:14 AM
May 4, 2019 = 104,848.79
Post by: solon on May 04, 2019, 05:41:09 AM
1/2017 $88,615
1/2018 $132,155
1/2019 $177,349
2/2019 $188,332
3/2019 $187,634
4/2019 $197,461
5/2019 $194,010
Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Izybat on May 04, 2019, 10:15:42 AM
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
10/17 - $141,917.56
11/17 - $149,045.19
12/17 - $153,537.92
1/18 - $160,704.93
2/18 - $167,472.58
<stopped tracking for a long time - moved cross country>
1/19 - $181,982.57
2/19 - $189,253.74
3/19 - $198,403.80
4/19 - $202,932.19 - W00T! Broke $200k!
Post by: afah0447 on May 06, 2019, 04:29:29 AM
May-19 $114,911.36
Post by: lampstache on May 06, 2019, 07:42:12 AM
6/2017 - 45,227
1/2018 - 56,928
6/2018 - 71,500
1/2019 - 98,248
2/2019 - 115,926 (Big jump from tIRA contributions for 2018)
3/2019 - 123,445
4/2019 - 129,678
5/2019 - 136,527
Investments only!
Post by: CorpRaider on May 06, 2019, 12:11:40 PM
Post by: adamb on May 08, 2019, 07:51:48 AM
at my current savings amount I expect I'll get there in 3.5 years, but goal is to speed that up by any means possible :0
Post by: repman on May 08, 2019, 03:16:25 PM
Dez 2017 69,000€ a frugal month and a christmas paycheck !
Jan 2018 73,100€
Feb 2018 74,100€
Mar 2018 57,300€ some expenses and bad investment decisions
Apr 2018 58,800€
May 2018 62,285€
June 2018 65,500€
July 2018 71,538€
Aug 2018 76,500€
Sep 2018 78,600€
Oct 2018 81,500€
Nov 2018 83,980€
Dez 2018 86,500€
Jan 2019 90,900€ some boni
Feb 2019 94,200€
Mar 2019 100,317€ some extra boni
Apr 2019 101,170€
May 2019 105,211€
Goal: 250,000€ in December 2022
Retire:
plan: 3\1\2025 24 x Living Expenses(year)
is: now 8,5 x Living Expenses(year)
A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-
Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Post by: zee dot on May 09, 2019, 09:30:35 AM
03/2019 $152,786.73
04/2019 $147,266.80
Post by: Raymond Reddington on May 12, 2019, 05:40:51 PM
So I did pretty much the most unMustachian ever, and bought new F-150 and traded in my old Ford Escape. The Escape was great for a long time, but the new truck will allow me to get a lot more out of it when doing DIY projects and the like, and is a great vehicle for family get togethers since I can fit 6, while still getting the cargo carrying done. I took advantage of almost 20,000 in incentives and good negotiations to get the price down, on top of trading the Escape in for full KBB value, which meant more "equity" in the new truck up front (yes, I know, depreciating asset...there is no equity), and thus a lower principal balance, which will come in handy for extra payments here and there to get it paid off in much sooner than 6 years. I'm very happy with it though.
Outside of that, it was another banner month for investments. Pretax and post tax accounts continued to grow, and savings wasn't too significantly impacted by the truck purchase since it was 0 down with the trade-in, and I'd rather stay liquid right now. Promotion went through in early May, which is a significant leap in my base, which is nice too. School semester is finishing well, I have one last project and (maybe) a final depending on if I like the grade he offers me deal or no deal style, I can choose to sit for the exam or not. If we finish the group project strong, I will have survived the difficult class with flying colors, which will be a nice start to my grad school experience. Plus I should be able to look forward to a full tuition reimbursement as well.
Been trying to cut loose a bit more and have more fun with DW, even if it means slightly more spending. We had a really good month. Took a long walk in a nearby park, watched the sunset over the Hudson River, went to an anniversary party at a local brewery, I made it at the last minute to visit with her and her family out of state for her sister's baby shower despite having the group project hanging over my head, and got the 16 hours of driving done over two days by myself, we've cleaned up the house some (always an ongoing process as we are both super busy this time of year, but finally catching up), and soon we will get back to working on the house again. We've also had some good discussions about our respective qualities of life, and have agreed on a balance that works well for both of us. For me, that means me being more adventurous and less dollars-and-cents about fun, for her, that means recognizing how much I hate taking public transit through bad neighborhoods since I do it often during the work week, and finding more things to do in the surburbs or in our own neighborhood on weekends.
So it has meant walking back a bit since the investments have significant momentum for both of us, to draw the line at frugal, rather than extreme frugal, and continue to grow our wealth together while making sure we make time for fun and the occasional indulgences, provided they are things that make sense, make us happy, and won't ultimately lead to regret since we've carefully evaluated and agonized over them.
December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
December 2018: $219,103
January 2019: $224,363
February 2019: $229,741
March 2019: $235,165
April 2019: $243,051
Post by: mountain_air on May 13, 2019, 01:28:29 PM
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202,431
4/1/19 228,194
5/1/19 242,596
These market swings have been a little painful to watch, but upward and onward! Hope to graduate this thread next month if all goes well.
Post by: Lan Mandragoran on May 15, 2019, 08:59:41 AM
Joining a race yay!
106k August 3rd 2018 *this is about 6k higher than real... as we got rent 6 months in advance from one of our tenants
In the 9 months or so since this we've gone from 100k~ --> 149k. I'll take it :).
Post by: jojoguy on May 19, 2019, 04:08:04 PM
May 4, 2019 = $104,848.79
May 19, 2019 $104,598.06
Rough month so far.
Post by: daveed on May 23, 2019, 12:56:13 PM
TARGET DATE for $250k: May 2021.
Target date WAS going to be December 2020, but just enrolled in a grad school program this fall that I'm really excited about.
Will be updating 1x a month as we track our net worth.
Deets below:
1//2019 - $107,673.20
2//2019 - $116,133.78
3//2019 - $119538.07
4//2019 - $129090.20 -- market was up + new job and finally got paid wahoooooo
Looking forward to trying to keep up with you all! Hoping to also add a third column on here of savings rate % for the month.
Post by: Lews Therin on May 24, 2019, 08:31:16 AM
Too bad the higher that # gets, the less your income affects it. (i.E. market gains and losses can take out monthly increases or go insane and jump up six months of it)
Post by: dignam on May 30, 2019, 07:08:08 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Post by: Slow&Steady on May 31, 2019, 07:35:04 AM
2019 Stretch Goal = $160k (Invested Total) & $250k (Total NW)
I am using Invested Total for this race. Predicted Graduation = Jan 2022 or 4 year from start.
Code: [Select]
Month End 401K IRA Invested Total Home Value Rental Value Debt Total NW
Dec-13 $43,660 $0 $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0 $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0 $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Dec-18 $103,098 $3,861 $106,959 $240,000 $125,000 $296,155 $175,804
Jan-19 $110,710 $4,151 $114,861 $240,000 $125,000 $313,885* $165,976
Feb-19 $116,005 $4,295 $120,300 $240,000 $125,000 $309,693 $175,607
Mar-19 $119,846 $4,333 $124,179 $240,000 $125,000 $302,998 $186,181
Apr-19 $125,157 $5,322 $130,479 $240,000 $125,000 $311,402 $184,076
May-19 $120,825 $704 $121,529 $240,000 $125,000 $305,517 $181,012*I added $18k-19k of debt for the rental that I had not been tracking. I realized that if I was going to count the rental equity & mortgage, I probably should count the other rental debt too.
Sometimes it is sunshine and rainbows, sometimes you find out that you didn't have all the information that you thought you had and the market moves in the negative all in the same month. All the information is now accounted for (or it better be), a vehicle was traded in (decrease in debt by $6k), the rental will be put on the market in June (potential decrease in debt by $112k, hopefully), and regularly scheduled payments should decrease debt by another $6k by the end of the year. The debt side of this table should be below $190k by the end of the year, but that also throws off the goal invested total vs total NW. I have had so many curve balls thrown at me this month that I am just kind of sitting back and waiting to see what else can happen that alters my current plans, very much feels like making plans/goals is useless.
Post by: grantmeaname on May 31, 2019, 07:58:47 AM
Hi gang! Today I graduated to the $100k thread :) I'm gonna come hang out with y'allf or a few years, if you'll have me.We are at $113k today. The market pullback has been good to us. (Stocks are on sale!)
(Tomorrow rent comes out of my checking account and I temporarily ungraduate. But who's counting?)
We save about $5k a month. My 401(k) is ridiculously good (decent employer contribution, plus we can contribute up to 50% and up to the IRS limit of $56k, daily conversions of nondeductible contributions to Roth) so I put as much as I can into that, plus we throw about a quarter of SWMBO'S salary into an IRA.
Back of the envelope says we've lost $4k or so in the recent pullback, nothing worth crying over.
Post by: snoot on May 31, 2019, 01:06:19 PM
01/2019 $101,315
02/2019 $116,294
03/2019 $121,914
04/2019 $126,008
05/2019 $171,195 (added house equity)
06/2019 $172,670
Post by: katthjul on June 01, 2019, 02:50:56 AM
May 2019: €102,272
Well, at least I did not go under 100k.
I've reached the goal of €100k last month, so it's time to aim for 250k.
Apr 2019: €104,580
Congratulations on the milestone! I think you actually can notice the benefits of compounding after you crest that 100k point. Good progress and a great month's gains, too!
Thank you. It will be interesting to have the market decide most of the gains and losses.
Post by: Mainlander on June 01, 2019, 05:43:10 AM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
Contributions this month were erased, and then some. Next few months are gonna be a wash, buying a new home, and yet to sell existing home. On a positive note the new house is a slight upgrade from the old one, and not a huge leap. This should keep my wife off my back for a few more years and allow me to keep investing :)
Post by: mustardstew on June 01, 2019, 05:44:42 AM
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
03/2019 - $130,444
04/2019 - $132,114
05/2019 - $134,870
06/2019 - $130,798
Wow - been tracking a year. Funny how market affects the net worth. Frankly, I've been spinning my wheels paying down debt and paying lip service to curbing spending. With a little luck. But it's time to make more luck!
Post by: Neustache on June 01, 2019, 05:58:43 AM
09/05/18 154,000
10/01/18 168,330
12/01/18 163,458
01/01/19 155,535
02/01/19 166,939
03/01/19 174,622
04/01/19 177,810
05/01/19 200,000
06/01/19 195,345
Well!! I sure picked poor timing to dump our IRA money in late April. Ha! Oh well.
Post by: ItsALongStory on June 01, 2019, 07:12:07 AM
May-2019: $171694 + $9786 HSA is $181480 for a slight drop.Mar-19: Another solid month in the markets: $159,074.12 investments + $8928.66 HSA = $168002.78
I love these market gains :-) $176343 total, will add the detail later.
Detail: $176343 = $9434 HSA + $166908 in investments (Taxable + Roth IRA + 401k)
Went back and looked at my goal when I first joined this thread, I had set it for June 2020 with a stretch goal of January 2020. I am further ahead than anticipated but not by that much either.
Current overall total: $184512.48 which comprises of $9961.61 HSA and $174550.87 investments (Taxable + Roth IRA + 401k + ESPP for this quarter).
This means that reaching $250k by January 31st means ~$65.7k in gains or roughly what my overall annual savings including home equity look like. I doubt I will make it and hoping for a continuation of the stock market at its current pace would be the best year on record so that is also unlikely. We shall see what the future holds but there are really no bad outcomes while I'm still accumulating.
Will start saving a bit more through payroll deductions as of June so all is well.
Sent from my Pixel 2 XL using Tapatalk
Post by: dogboyslim on June 01, 2019, 07:44:51 AM
02/2016: $20,818
03/2016: $23,784
04/2016: $26,650
05/2016: $28,769
06/2016: $32,015
07/2016: $34,808
08/2016: $37,342
09/2016: $39,883
10/2016: $41,720
11/2016: $44,979
12/2016: $56,197
01/2017: $59,598
02/2017: $94,135
03/2017: $96,711
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240
08/2017: $113,472
09/2017: $117,719
10/2017: $119,898
11/2017: $121,666
12/2017: $125,576
01/2018: $130,690
02/2018: $130,112
03/2018: $170,547
04/2018: $175,470
05/2018: $181,127
06/2018: $183,621
07/2018: $190,156
...
02/2019: $211,262
03/2019: $220,649
04/2019: $231,153
05/2019: $230,149
Market erased contributions plus $1k. At least we had 5 purchase points this month that will help us later on. Pushed graduation out a month probably too. I also added back to 2016. Mrs. DBS asked about the history and I had to search too hard to find it, so keeping it here for posterity. 08/2018 - 01/2019 will just stay gone. Too much work to dig it up. I know it went down a lot due to some expenses and the market drop, and then came back up with my wife starting work again.
Post by: L2 on June 01, 2019, 09:11:19 AM
4/30/19 NW: $128,933.753/31/19 NW: $118,967.702/28/19 NW: $115,123.701/15/19 - $101,635.1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020): 204,027
Projected Graduation Goal NW (12/31/2020): $211,141.90
- The graduation goal is calculated by taking my projected total increase in 2019 and doubling it.
Projected Graduation Goal NW (12/31/2020): $211,887
- The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.
Projected Graduation Goal NW (12/31/2020): $224,080.24
- The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.
Due to the drastic change month over month, I hope I'm not making an error in my calculations lol.
5/31/19 NW: $133,788
Projected Graduation Goal NW (12/31/2020): $227,373
- The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.
Post by: Raenia on June 01, 2019, 10:57:10 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98 - Partly market drop, but mostly pulling out what was set aside as downpayment/closing costs on our house, which we closed on yesterday.
Post by: Epor on June 01, 2019, 12:01:14 PM
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
03/01/19 136520 1976 4739
04/01/19 139740 1976 1244
05/01/19 147985 1976 6269
06/01/19 138745 2715 -11955
Oh well.
Post by: LurkerStache on June 01, 2019, 02:22:38 PM
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
Jun 2018: 121,593.76
Jul 2018: 126,216.79
Aug 2018: 128,017.71
Mar 2019: 133,167.33
Apr 2019: 137,228.23
May 2019: 136,789.23
Post by: ASW on June 01, 2019, 04:50:49 PM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | - | - |
| February | $49,800 | $96,439 | - | - |
| March | $55,707 | $107,387 | - | - |
| April | $64,352 | $110,960 | - | - |
| May | $68,097 | 117,622 | - | - |
| June | $72,976 | $113,078 | - | (Grad Goal) |
| July | $80,555 | - | - | |
| August | $85,858 | - | - | |
| September | $90,137 | - | - | |
| October | $93,806 | - | - | |
| November | $89,537 | - | - | |
| December | $92,795 | - | - |
Post by: AcftW on June 02, 2019, 01:12:40 AM
$67,328 - Jan 2017
$119,626 - Jan 2018
$122,335 - Jan 2019
$123,106 - Feb 2019
$133,183 - Mar 2019
$140,212 - Apr 2019
$147,214 - May 2019
$140,219 - Jun 2019
Market was a bit unkind. Also off rotation so not much income.
Post by: junga on June 02, 2019, 09:10:46 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Dec 30, 2018 : $128,407
Jan 31, 2019 : $139,828
March 1, 2019 : $145, 617
March 31, 2019 : $153,549
May 2, 2019 : $162,575
June 2, 2019 : $164,396
Post by: felixbf on June 02, 2019, 10:46:50 PM
16 Jan 2019 162,583.74
25 Jan 2019 172,583.74
28 Feb 2019 176,485.53
31 Mar 2019 183,523.19
30 Apr 2019 185,542.11 - some unfortunate expenses turned up
31 May 2019 201,150.55 - Pay increase with a years back pay in OT and normal pay bumped me over to 200K FINALLY
07 June 2019 R 219,150.55 - Partial Performance bonus for the year(taxed @45% for some reason) and remainder to be paid out in next payslip... first time the company did this.. and a bit odd...double tax maybe.?? :(
Post by: SeattleStache on June 03, 2019, 07:56:16 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
December 2018: $194,973 (total NW $367,535)
January 2019: $210,742 (total NW $375,622)
February 2019: $220,342 (total NW $390,613)
March 2019: $222,125 (total NW $391,337)
April 2019: $228,200 (total NW $403,977)
May 2019: $223,933 (total NW $394,029)
The total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: ingrownstudentloans on June 03, 2019, 08:26:36 AM
I am tracking only IRA/401K/taxable accounts.5/31/2019 $157,215.34 (market pain decline despite adding close to $4,000 in my after-tax account.....stay the course)
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (onetwomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
Post by: Check2400 on June 03, 2019, 09:56:47 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Nov. 1 2018 - 184,000
Dec. 1 2018 - 195,000
Jan. 1 2019 - 204,000
Feb. 1 2019 - 217,000
Mar 1 2019 - 226,000
April 1 2019 - 231,000
May 1, 2019 - 246,500
June 1, 2019 - 235,500
Whew, I thought this would come after I graduated and I'd have to come skulking back to where I belong.
Those 250K+ people are elitists anyway.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: dogboyslim on June 03, 2019, 11:30:05 AM
...Why the red font? That's jinxing it right there.
03/31/19 $236,710.41
04/30/19 $246,138.25
Sent from my Pixel 2 XL using Tapatalk
I’m not important enough for the universe to come after me for something like this.
How do you feel about your new-found importance in the universe? ;)
Post by: FICurious on June 03, 2019, 11:40:22 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014: $97k
Jan 2015: $100k >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016: $103k >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Feb 2019: $145k
Mar 2019: $147k
Apr 2019: $151K
May 2019: $154k >>>> Graduated trainee program. Whoopee!
Jun 2019: $149,276
Post by: ItsALongStory on June 03, 2019, 02:04:45 PM
A 3 year trainee program?? Did that come with a huge raise or other perks?This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014: $97k
Jan 2015: $100k >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016: $103k >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Feb 2019: $145k
Mar 2019: $147k
Apr 2019: $151K
May 2019: $154k >>>> Graduated trainee program. Whoopee!
Jun 2019: $149,276
Sent from my Pixel 2 XL using Tapatalk
Post by: repman on June 04, 2019, 01:09:10 AM
Dez 2017 69,000€ a frugal month and a christmas paycheck !
Jan 2018 73,100€
Feb 2018 74,100€
Mar 2018 57,300€ some expenses and bad investment decisions
Apr 2018 58,800€
May 2018 62,285€
June 2018 65,500€
July 2018 71,538€
Aug 2018 76,500€
Sep 2018 78,600€
Oct 2018 81,500€
Nov 2018 83,980€
Dez 2018 86,500€
Jan 2019 90,900€ some boni
Feb 2019 94,200€
Mar 2019 100,317€ some extra boni
Apr 2019 101,170€
May 2019 105,211€
Jun 2019 113,334€
Goal: 250,000€ in December 2022
Retire:
plan: 3\1\2025 24 x Living Expenses(year)
is: now 8,7 x Living Expenses(year)
A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-
Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Post by: FI-REality on June 04, 2019, 05:57:44 AM
Goal of $250,000 by Sept of 2019.
Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Mar 1/19 - $197,862.10
Apr 1/19 - $204,808.88
May 1/19 - $208,362.35
Jun 1/19 - $201,804.03
Well, at least I'm still above 200...
Spent about $1,500 above budget to pay off credit cards.
We have a vacation coming up so we have stopped contributions for the month of June to cover costs. So next month will be purely market fluctuations... can't wait to see what happens.
Post by: gillhamface on June 04, 2019, 07:05:48 AM
1/2019 $103,451
2/2019 $112,868
3/2019 $115,615
4/2019 $117,248
5/2019 $123,948
Saved Market Gains
6/2019 $119,983 $1540 $-3965
Yeesh. Well, I kept putting the money away, but the market shows a negative right now. But I will keep putting more in. Sometimes it feels like my number isn't growing much, but I know it will over the long term.
Post by: FrugalByChance on June 04, 2019, 07:16:46 AM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Jan 2019 € 145 840.48
Feb 2019 € 151 827.59
Mar 2019 € 157 527.28 (€ 5 699.69 growth including € 1 440.00 deposits)
Apr 2019 € 164 309.47 (growth: € 6 782.19 deposits: € 950.00 )
May 2019 €158 997 24 (growth: -€5 312.23 deposits: € 3 350.00)
Post by: mountain_air on June 04, 2019, 12:47:51 PM
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202,431
4/1/19 228,194
5/1/19 242,596
6/1/19 241,727
The market crumbled thanks to this lovely trade war we are in the middle of. Should be a fun next few months i do declare.
Post by: daveed on June 04, 2019, 01:44:33 PM
1//2019 - $107,673.20
2//2019 - $116,133.78
3//2019 - $119538.07
4//2019 - $129090.20
5//2019 - $125,693.12 - 61% Savings Rate - market down. Ouch. Lowest savings rate in a very long time - bought tickets to visit Europe in August [Around $1800]. Not Mustachian at all. But looking forward to it. Bit of a buzzkill after such a big month in April. New 401k with new job, will take me until August to max out for the year. Best purchase of the month was a new $30 teapot that I use every single day for hot and iced tea.
Post by: solon on June 05, 2019, 09:20:45 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
2-2019 $188,332
3-2019 $187,634
4-2019 $197,461
5-2019 $194,010
6-2019 $186,414
Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: jojoguy on June 07, 2019, 07:01:32 AM
May 4, 2019 = $104,848.79
May 19, 2019 $104,598.06(Market downturn, but we contributed enough to our 401K to keep it above 104K)
June 7, 2019 $109,857.56(That sweet overtime, market upswing, and work quarter bonus!)
Significant but good changes have happened to us this month. Got rid of some ongoing bills that won`t be bothering us anymore. Totaling to the amount of $238 monthly added to our savings, and our bills(including food) are now down to a little over $1500. We have also just got our roof redone. We paid with my wife`s new Chase Sapphire card for the total of $5300(small house). The amazing thing was we had the cash on hand to pay, but we wanted the travel points and bonus travel points. So, in reality the roof only costed us about $4700. We`ll have it all paid by the next due statement. Really amazing past couple of weeks.
Post by: FICurious on June 10, 2019, 06:04:32 AM
A 3 year trainee program?? Did that come with a huge raise or other perks?This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014: $97k
Jan 2015: $100k >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016: $103k >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Feb 2019: $145k
Mar 2019: $147k
Apr 2019: $151K
May 2019: $154k >>>> Graduated trainee program. Whoopee!
Jun 2019: $149,276
Sent from my Pixel 2 XL using Tapatalk
It was yearly raises as long as you met training requirements and performance goals, though since I was previously a certain grade level I did not receive my first full pay raise from one grade to the next until this year.
This is with the US Federal Government. Palace Acquire (halfway down this page) https://www.afciviliancareers.com/students.php (https://www.afciviliancareers.com/students.php)
Post by: NextTime on June 10, 2019, 09:04:42 AM
01/31/18 $198,264.59
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
05/31/2019 $245,062.03 (actually recorded on 6/10 as I was on vacation)
Post by: ItsALongStory on June 10, 2019, 07:14:48 PM
I'm assuming you have virtually graduated by now if that 245k was from 5/31. Congrats!
01/31/18 $198,264.59
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
05/31/2019 $245,062.03 (actually recorded on 6/10 as I was on vacation)
Sent from my Pixel 2 XL using Tapatalk
Post by: NextTime on June 11, 2019, 09:11:48 AM
Post by: ardrum on June 13, 2019, 08:21:05 AM
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465
11/1/18 - $131,465
12/1/18 - $136,952
1/1/19 - $127,801
2/1/19 - $143,055
3/1/19 - $153,839
4/1/19 - $161,291
5/1/19 - $167,820
6/1/19 - $163,243
Post by: jojoguy on June 15, 2019, 01:45:51 PM
May 4, 2019 = $104,848.79
May 19, 2019 = $104,598.06
June 7, 2019 = $109,857.56
June 15, 2019 = $112,748.14
Post by: martyconlonontherun on June 19, 2019, 02:04:30 PM
Back filing a little bit.
I'm crashing two threads and this will be my joint account. I like my personal one since it's easier to motivate myself then my wife, but it still nice seeing the change in combined NW/Investments which is what matters.
30dh/30dw
Combined 120k income
Midwest City
09/01/2017: $65k Investments/$59k Net Worth
10/01/2017: $68.3k Investments/$65.6k Net Worth
10/27/2017: $72k Investments/$70.5k Net Worth
12/4/2017: $76.5k Investments/$81.9k Net Worth
12/29/2017: $79.1k Investments/$84.8k Net Worth
1/26/2018: $87.k Investments/$84.1k Net Worth (Down due to property taxes and change in Zillow for house
2/23/2018: $87.5k Investments/$88.3k NW
4/2/2018: $87.5k Investments/$95.3k Net Worth (Up due to Tax return)
5/6/2018: $92.1k Investments/$101.1k NW
5/28/2018: $95.0k Investments/$108.9k NW
6/30/2018: $97.9k investments/$130.8k NW (House Increase and added joint accounts/refreshed mint)
8/2/2018: $104k investments/$138.8k NW
9/2/2018: $109k investments/$136.4k NW (House went back to normal value - 'dropped' 7k on zillow - and prepaid for Eurotrip). Goal is $150k by year-end for a $65k bump
12/29/2018: $105k investments/$134.2k NW
2/28/2019: $122.5k Investments/$170k NW
3/31/2019: $125k Investments/$181k NW
4/30/2019: $132k Investments/$200k NW
5/31/2019: $130k Investments/$194k NW
Post by: BSL18 on June 20, 2019, 07:24:54 AM
2016/12/31: 17500$ invested (NW 43929$)
2017/06/30: 23500$ invested (NW 21600$) House foundation rebuild...
2017/12/31: 29713$ invested (NW 40492$)
2018/06/30: 41895$ invested (NW 68955$)
2018/10/30: 82642$ invested (NW 118669$) Work related 40k windfall
2019/01/01: 83406$ invested (NW 126961$)
2019/06/20: 102900$ invested (NW 145095$)
It seems I took too long to update and I've been kicked out of the sheet. Nevermind, I'll track here only.
A bit of back tracking here. As investment changes, started accelerated mortgage payment 3 months ago, target is to pay it in full in 2024 at worst (9 years mortgage). Also crossed the 100k invested total, which is what I track for this thread. We'll see in the next months/years if compounding really takes off after 100k, and if the market remains strong, but in any case, target is to save enough to offset any market loss in the next years and keep growing the NW.
Post by: dignam on June 26, 2019, 08:17:44 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2017 $207k
Two years since I joined this thread, graduation should happen in the next year!
Post by: dogboyslim on June 28, 2019, 02:13:10 PM
| 2016 | 2017 | 2018 | 2019 | |
| January | $20,310 | $59,598 | $130,690 | $172,016 |
| February | $20,818 | $94,135 | $130,112 | $210,931 |
| March | $23,784 | $96,711 | $170,547 | $220,649 |
| April | $26,650 | $100,313 | $175,470 | $231,153 |
| May | $28,769 | $104,001 | $181,127 | $230,149 |
| June | $32,015 | $107,339 | $183,621 | $244,641 |
| July | $34,808 | $111,240 | $190,156 | - |
| August | $37,342 | $113,472 | $162,706 | (Grad Target) |
| September | $39,883 | $117,719 | $165,350 | - |
| October | $41,720 | $119,898 | $160,600 | - |
| November | $44,979 | $121,666 | $165,845 | - |
| December | $56,197 | $125,576 | $160,236 | - |
Post by: junga on June 28, 2019, 05:08:17 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Dec 30, 2018 : $128,407
Jan 31, 2019 : $139,828
March 1, 2019 : $145, 617
March 31, 2019 : $153,549
May 2, 2019 : $162,575
June 2, 2019 : $164,396
Jun 28, 2019 : $173,404
Post by: Izybat on June 28, 2019, 06:33:08 PM
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
10/17 - $141,917.56
11/17 - $149,045.19
12/17 - $153,537.92
1/18 - $160,704.93
2/18 - $167,472.58
<stopped tracking for a long time - moved cross country>
1/19 - $181,982.57
2/19 - $189,253.74
3/19 - $198,403.80
4/19 - $202,932.19 - W00T! Broke $200k!
5/19 - $201,868.37
6/19 - $212,670.86
Post by: ItsALongStory on June 29, 2019, 07:36:31 AM
Great month where a new salary increase took effect. Super excited to see me get close to the year end goal of $200k already.
Sent from my Pixel 2 XL using Tapatalk
Post by: Cornel_Westside on June 29, 2019, 12:38:59 PM
04/2017 - $133,780 ( Savings Ratio 48.2%)
07/2017 - $147,452 ( Savings Ratio 39.1%)
10/2017 - $162,673 ( Savings Ratio 54.9%)
01/2018 - $193,174 ( Savings Ratio 63.3%)
02/2018 - $207,459 (Savings Ratio 67.7%)
05/2018 - $202,142 ( Savings Ratio 27.54%)
02/2019 - $215,000 (Savings Ratio 63.0%)
04/2019 - $221,150 (Savings Ratio 9%)
07/2019 - $238,090 (Savings Ratio 31.75%)
Again a low savings ratio for the last 3 months because of buying a ring and some travel. I'm still saving a decent amount, and I got a raise so I can save even more soon. Very positive future but not a lot to show for it in the last 3 months.
Post by: BeautifulDay on June 29, 2019, 01:44:01 PM
Net Worth Investment Assets (401k, IRAs, HSA)
Mar 2016 $28,361 $72,408
Jun 2016 $40,970 $79,977
Sep 2016 $57,895 $90,677
Dec 2016 $80,499 $96,796
Mar 2017 $99,766 $73,973
Jun 2017 $102,562 $93,148
Sep 2017 $112,554 $103,702
Dec 2017 $128,724 $116,626
Mar 2018 $133,930 $123,367
Jun 2018 $148,700 $135,564
Sep 2018 $160,509 $148,562
Dec 2018 $148,046 $134,289
Mar 2019 $177,957 $161,794
Jun 2019 $195,692 $177,840
Coming up on $200k and it feels good. I expect to graduate this thread this time next year.
Post by: jojoguy on June 29, 2019, 05:17:57 PM
May 4, 2019 = $104,848.79
May 19, 2019 = $104,598.06
June 7, 2019 = $109,857.56
June 15, 2019 = $112,748.14
June 29, 2019 = $116,258.11
Post by: ItsALongStory on June 29, 2019, 07:38:45 PM
Me too, darn near 200 and graduation targeted June 2020.
Net Worth Investment Assets (401k, IRAs, HSA)
Mar 2016 $28,361 $72,408
Jun 2016 $40,970 $79,977
Sep 2016 $57,895 $90,677
Dec 2016 $80,499 $96,796
Mar 2017 $99,766 $73,973
Jun 2017 $102,562 $93,148
Sep 2017 $112,554 $103,702
Dec 2017 $128,724 $116,626
Mar 2018 $133,930 $123,367
Jun 2018 $148,700 $135,564
Sep 2018 $160,509 $148,562
Dec 2018 $148,046 $134,289
Mar 2019 $177,957 $161,794
Jun 2019 $195,692 $177,840
Coming up on $200k and it feels good. I expect to graduate this thread this time next year.
Sent from my Pixel 2 XL using Tapatalk
Post by: Mainlander on June 30, 2019, 05:13:28 AM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
Good month in the market, and some home equity gained with down payment on our new house. Expenses are gonna be high this month, buying stuff for the new house. However, we hope to make some money on the sale of our old house.
Post by: Raenia on June 30, 2019, 06:36:02 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98
6/30/2019 - 208,303.52
Post by: SeattleStache on June 30, 2019, 11:11:21 AM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
December 2018: $194,973 (total NW $367,535)
January 2019: $210,742 (total NW $375,622)
February 2019: $220,342 (total NW $390,613)
March 2019: $222,125 (total NW $391,337)
April 2019: $228,200 (total NW $403,977)
May 2019: $223,933 (total NW $394,029)
June 2019: $238,000 (total NW $409,841)
The total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: LurkerStache on June 30, 2019, 11:27:35 AM
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
Jun 2018: 121,593.76
Jul 2018: 126,216.79
Aug 2018: 128,017.71
Mar 2019: 133,167.33
Apr 2019: 137,228.23
May 2019: 136,789.23
Jun 2019: 145,951.04
Post by: Epor on June 30, 2019, 12:17:15 PM
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
03/01/19 136520 1976 4739
04/01/19 139740 1976 1244
05/01/19 147985 1976 6269
06/01/19 138745 2715 -11955
07/01/19 151525 1976 10804
One-fifty!
Post by: ItsALongStory on June 30, 2019, 12:37:06 PM
That must be one risky investment with those g/l
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00(found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19129805 7876 10710
03/01/19136520 1976 4739
04/01/19139740 1976 1244
05/01/19147985 1976 6269
06/01/19138745 2715 -11955
07/01/19151525 1976 10804
One-fifty!
Sent from my Pixel 2 XL using Tapatalk
Post by: Epor on June 30, 2019, 01:29:59 PM
That must be one risky investment with those g/l
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00(found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19129805 7876 10710
03/01/19136520 1976 4739
04/01/19139740 1976 1244
05/01/19147985 1976 6269
06/01/19138745 2715 -11955
07/01/19151525 1976 10804
One-fifty!
Sent from my Pixel 2 XL using Tapatalk
Somewhat. All are mutual funds, about:
30% large
20% tech/nasdaq
45% mid and small
5% total idx
I'm slowly moving my small&mid to total index. My large caps are not really tech oriented, but all have google, alibaba, facebook etc as well, so I'll probably be reviewing those at year's end and change my auto-investing for 2020.
Post by: ASW on June 30, 2019, 02:15:06 PM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | - | - |
| February | $49,800 | $96,439 | - | - |
| March | $55,707 | $107,387 | - | - |
| April | $64,352 | $110,960 | - | - |
| May | $68,097 | 117,622 | - | - |
| June | $72,976 | $113,078 | - | (Grad Goal) |
| July | $80,555 | $124,700 | - | |
| August | $85,858 | - | - | |
| September | $90,137 | - | - | |
| October | $93,806 | - | - | |
| November | $89,537 | - | - | |
| December | $92,795 | - | - |
Post by: snoot on June 30, 2019, 05:07:36 PM
01/2019 $101,315
02/2019 $116,294
03/2019 $121,914
04/2019 $126,008
05/2019 $171,195 (added house equity)
06/2019 $172,670
07/2019 $182,019
Post by: SquashingDebt on June 30, 2019, 07:33:02 PM
June 2015: -$82,494 (finished grad school and got my first real job)
June 2016: -$54,365
June 2017: -$14,362
June 2018: $38,877
June 2019: $111,550
Post by: zeli2033 on June 30, 2019, 08:48:41 PM
8/31/17: - $63,378 (student loan debt)
[...]
8/31/18: $12,784
9/28/18: $22,476
10/31/18: $27,980
11/30/18: $36,219
12/31/18: $36,235
1/31/19: $52,928
2/28/19: $61,806
3/29/19: $72,482
4/30/19: $99,041 (paid off student loans)
5/31/19: $96,807
6/30/19: $106,071
Our lofty goal is to graduate from this thread before January 2021. Excited to see how that goes!
Post by: ItsALongStory on June 30, 2019, 11:27:50 PM
Adding myself to this race. Tracking our net worth (we don't have any debt/liabilities so by default it's investments/cash savings).Seems quite attainable based on some huge monthly increases this last year.
8/31/17: - $63,378 (student loan debt)
[...]
8/31/18: $12,784
9/28/18: $22,476
10/31/18: $27,980
11/30/18: $36,219
12/31/18: $36,235
1/31/19: $52,928
2/28/19: $61,806
3/29/19: $72,482
4/30/19: $99,041 (paid off student loans)
5/31/19: $96,807
6/30/19: $106,071
Our lofty goal is to graduate from this thread before January 2021. Excited to see how that goes!
Sent from my Pixel 2 XL using Tapatalk
Post by: mountain_air on July 01, 2019, 06:28:19 AM
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202,431
4/1/19 228,194
5/1/19 242,596
6/1/19 241,727
7/1/19 258,652
Hooray!!!>>>> I have graduated this thread! Now don't get all misty-eyed on me now, Ill see you all in the 250-500k soon enough. Onward and upward!
Post by: Slow&Steady on July 01, 2019, 06:38:40 AM
2019 Stretch Goal = $160k (Invested Total) & $215k (Total NW)
I am using Invested Total for this race. Predicted Graduation = Jan 2022 or 4 year from start.
Code: [Select]
Month End Invested Total Total NW
Dec-13 $43,660 $51,660
Dec-14 $52,943 $75,943
Dec-15 $55,622 $88,622
Dec-16 $69,570 $118,570
Dec-17 $97,461 $154,724
Dec-18 $106,959 $175,804
Jan-19 $114,861 $165,976
Feb-19 $120,300 $175,607
Mar-19 $124,179 $186,181
Apr-19 $130,479 $184,076
May-19 $121,529 $181,012
Jun-19 $129,146 $180,760We listed the rental house, so I adjusted the value (down ~$10K) to what we expect to get for the house. NW Goals have also been adjusted above to account for no longer (hopefully) having the rental house. Invested total will take another hit in Aug as I switch jobs and will lose some of my non-vested balance, guess I could just calculate that out now but I am lazy and the 401k administrator will do it for me in a few months.
Post by: Neustache on July 01, 2019, 08:07:41 AM
10/01/18 168,330
12/01/18 163,458
01/01/19 155,535
02/01/19 166,939
03/01/19 174,622
04/01/19 177,810
05/01/19 200,000
06/01/19 195,345
07/01/19 207,000
Woot! Hit over 200K again. Should stay above that even if the market dips a bit because of pension contribution that happens this month. Might hit 250K by the end of 2019, but we will see.
Post by: ingrownstudentloans on July 01, 2019, 08:13:23 AM
I am tracking only IRA/401K/taxable accounts.6/30/2019 $168,401.72 ($63,214.38 in one year...stay the course)
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105,187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (onetwomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
5/31/2019 $157,215.34 (market pain decline despite adding close to $4,000 in my after-tax account.....stay the course)
Post by: L2 on July 01, 2019, 09:50:38 AM
4/30/19 NW: $128,933.753/31/19 NW: $118,967.702/28/19 NW: $115,123.701/15/19 - $101,635.1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020): 204,027
Projected Graduation Goal NW (12/31/2020): $211,141.90
- The graduation goal is calculated by taking my projected total increase in 2019 and doubling it.
Projected Graduation Goal NW (12/31/2020): $211,887
- The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.
Projected Graduation Goal NW (12/31/2020): $224,080.24
- The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.
Due to the drastic change month over month, I hope I'm not making an error in my calculations lol.
5/31/19 NW: $133,788
Projected Graduation Goal NW (12/31/2020): $227,373
- The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.
6/30/19 NW: $141,921
Projected Graduation Goal NW (12/31/2020): $236,022
- The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.
I don't know how I'm doing this good..and frankly it makes me second guess my calc's even though I'm sure of them. This must be what generating passing income feels like, huh? Should be another good month as I'm expecting $2-3k in quarterly bonuses to paid out.
Post by: Check2400 on July 01, 2019, 10:25:58 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Nov. 1 2018 - 184,000
Dec. 1 2018 - 195,000
Jan. 1 2019 - 204,000
Feb. 1 2019 - 217,000
Mar 1 2019 - 226,000
April 1 2019 - 231,000
May 1, 2019 - 246,500
June 1, 2019 - 235,500
July 1, 2019 - 250,500
Thoughts on a graduate who isn't quite yet leaving.
Days in this race: 909
Total time: 2 years, 5 months, 28 days.
Days it feels like since I started-4, 5 months maybe?
Difference in feelings looking from month to month, and then looking at the full listed growth over 30 months: Wowza!
Things that have changed since I started the race: Went from 1 newborn to a toddler and baby. Went from wife's house and my condo to a large lot house we spent 6 months remodeling and financing.
Things that were consistent: Main job and side job income were largely unchanged. Vehicles are still clunking along. Childcare hasn't changed much adding a second. I keep expecting to have to buy a new truck, but keep finding ways to stretch it out.
Financial surprises: I got one lump chunk of change of 8 grand during this race, but also am not counting the cashing out of condo/house since that all went into the new house expenses. The downside surprises were a house that is a much higher mortgage and property tax rate, and I also have taken on the health insurance for the whole family, which is a pretty penny.
Last year was truly the first year that my non 401K savings went into a taxable account-prior to that is was always accounted for in either student loans, down payment/remodels, or hospitals baby bills.
150,000 over 30 months = 5 grand a month. I guarantee you I didn't save that much into direct savings.
Here is my advice, unsolicited, that I've boiled my savings success down to. Take it out of your hands. I can't do a Roth IRA contribution, but the day I paid off my last student loan was the same year I got a pay raise, and the math made it to where maxing my 401k made my take home the exact same. Every pay raise since then has been a direct to me pay raise.
The $30,000 I save on top of 401K largely comes from an end of year lump sum distribution, and I DCA it over the year because the rigidity helps me with the plan, avoids the emotional drops that I am willing to avoid at the expense of the spikes that average it out to an even or better financial decision.
My favorite view on this number, as I approach 37, is that were I to never add another dollar to my retirement, at age 59.5 I'll be at almost 1.2 million. If I only did the current 401k match til then, I'll have over 2.1 million. Current me has fully funded the 'traditional' 'early' retirement me fully (assuming yada yada risk, 7% inflation, doom etc.). That is pretty awesome. Everything going forward is buying extra retirement, and that is exciting.
I'm going to stick around, with permission, a month or two. $500 doesn't quite feel official to me. Or maybe I just want to stay as the bigger fish in a big pond for a bit longer. :)
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: Rodgers12 on July 01, 2019, 10:30:57 AM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784
05/31/2018: $156,979
06/30/2018: $161,462
07/31/2018: $165,899
08/31/2018: $167,980
09/30/2018: $170,675
10/31/2018: $166,320
11/30/2018: $169,814
12/31/2018: $167,124
01/31/2019: $177,652
02/28/2019: $187,313
03/31/2019: $196,426
04/30/2019: $214,442
05/31/2019: $209,319
06/30/2019: $219,920
After an 11 month hiatus, I am back!
Post by: FrugalByChance on July 01, 2019, 01:06:04 PM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Jan 2019 € 145 840.48
Feb 2019 € 151 827.59
Mar 2019 € 157 527.28 (€ 5 699.69 growth including € 1 440.00 deposits)
Apr 2019 € 164 309.47 (growth: € 6 782.19 deposits: € 950.00 )
May 2019 € 158 997.24 (growth: -€5 312.23 deposits: € 3 350.00)
Jun 2019 €166 992.69 (growth: €7 995.45 deposits: €3 200.00)
Post by: ingrownstudentloans on July 01, 2019, 01:26:32 PM
...
My favorite view on this number, as I approach 37, is that were I to never add another dollar to my retirement, at age 59.5 I'll be at almost 1.2 million. If I only did the current 401k match til then, I'll have over 2.1 million. Current me has fully funded the 'traditional' 'early' retirement me fully (assuming yada yada risk, 7% inflation, doom etc.). That is pretty awesome. Everything going forward is buying extra retirement, and that is exciting.
I'm going to stick around, with permission, a month or two. $500 doesn't quite feel official to me. Or maybe I just want to stay as the bigger fish in a big pond for a bit longer. :)https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
What an awesome summary, reflection and point of view - thank you. Congrats on the achievements, especially the new addition to the family. I have zero authority to say this, but stick around as long as you want!
Post by: FICurious on July 01, 2019, 02:23:50 PM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014: $97k
Jan 2015: $100k >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016: $103k >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Feb 2019: $145k
Mar 2019: $147k
Apr 2019: $151K
May 2019: $154k >>>> Graduated trainee program. Whoopee!
Jun 2019: $149,276
Jul 2019: $157,542
Post by: Toad on July 01, 2019, 09:32:34 PM
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.58% |
| April 1, 2018 | $9,260.83 | $82,902.34 | $49,913.25 | $142,076.42 | -0.48% |
| May 1, 2018 | $6,865.67 | $81,933.59 | $59,445.02 | $148,244.28 | +4.34% |
| June 1, 2018 | $6,764.50 | $83,959.71 | $66,115.73 | $156,839.94 | +5.80% |
| July 1, 2018 | $7,123.50 | $83,121.42 | $69,308.09 | $159,553.01 | +1.73% |
| August 1, 2018 | $14,732.56 | $86,652.82 | $72,329.18 | $173,714.56 | +8.88% |
| September 1, 2018 | $13,673.41 | $90,472.35 | $74,941.54 | $179,087.30 | +3.09% |
| October 1, 2018 | $16,854.55 | $91,794.30 | $75,717.00 | $184,365.85 | +2.95% |
| November 1, 2018 | $18,285.38 | $84,982.39 | $71,020.77 | $174,738.95 | -5.22% |
| December 1, 2018 | $17,708.68 | $91,239.50 | $71,548.00 | $180,496.18 | +3.29% |
| January 1, 2019 | $23,668.81 | $89,632.75 | $72,953.77 | $185,911.60 | +3.00% |
| February 1, 2019 | $22,665.56 | $94,290.71 | $78,618.00 | $195,691.08 | +5.26% |
| March 1, 2019 | $21,422.97 | $95,094.09 | $85,633.00 | $202,150.06 | +3.30% |
| April 1, 2019 | $21,553.38 | $96,284.88 | $93,816.00 | $211,654.26 | +4.70% |
| May 1, 2019 | $23,000.32 | $98,750.13 | $99,692.00 | $221,442.45 | +4.62% |
| June 1, 2019 | $26,815.91 | $92,621.16 | $93,848.70 | $213,285.77 | -3.68% |
| July 1, 2019 | $31,597.83 | $107,567.64 | $100,638.90 | $239,804.37 | +12.43% |
Massive gains this month although I must confess I cheated a bit. I cashed out $7k worth of AMEX MR points from my first year of churning (2/3 of my stash). Even without that, it was a good month, and my stretch goal of $250k before the end of the year doesn't look like much of a stretch anymore.
Edit: Oh yeah...also got married last month. Wedding cost < $500 :)
Post by: ItsALongStory on July 01, 2019, 10:44:21 PM
Sent from my Pixel 2 XL using Tapatalk
Post by: Toad on July 01, 2019, 11:26:04 PM
10k USD in Mr points?? Do you have a lot of business expenses?
Nope, none. I manufacture spend a ton (like around 50-80k/month currently -- probably averaged more like 20k/month my first year)
Post by: ItsALongStory on July 02, 2019, 07:40:42 AM
That is crazy, so this is all net of any fees you pay for MS?10k USD in Mr points?? Do you have a lot of business expenses?
Nope, none. I manufacture spend a ton (like around 50-80k/month currently -- probably averaged more like 20k/month my first year)
Sent from my Pixel 2 XL using Tapatalk
Post by: gillhamface on July 02, 2019, 08:15:10 AM
1/2019 $103,451
2/2019 $112,868
3/2019 $115,615
4/2019 $117,248
5/2019 $123,948
6/2019 $119,983
Saved Market Gains/Other
7/2019 $129,967 $1500 $9,984
Saw a bounce-back after a dip, so that felt good. Had a terrible spending month--but $$ went towards a very memorable trip to see my grandma and help her move. My goal of frugality is sometimes hard to balance with seeing family (we are so far away!) but I am trying to keep both those priorities top of mind.
Post by: mustardstew on July 02, 2019, 08:19:22 AM
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
03/2019 - $130,444
04/2019 - $132,114
05/2019 - $134,870
06/2019 - $130,798
07/2019 - $134,625
Yay market! And a little budgeting!
Post by: Master of None on July 02, 2019, 09:32:14 AM
We just moved a little over 100k! I'm pumped to see how fast we can get to 250k.
4/1/19-$102,995.86
5/1/19- $103,951.81
7/1/19- $110,074.26
Post by: zee dot on July 02, 2019, 10:38:34 AM
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
Post by: Toad on July 02, 2019, 05:47:11 PM
That is crazy, so this is all net of any fees you pay for MS?10k USD in Mr points?? Do you have a lot of business expenses?
Nope, none. I manufacture spend a ton (like around 50-80k/month currently -- probably averaged more like 20k/month my first year)
Sent from my Pixel 2 XL using Tapatalk
Yes and no -- it is far more convoluted than it appears on the surface. I really have much much more profit from this than my recent cash out. I am in the process of updating my numbers now so by the time you see this, it will likely be current, but check this out for more details:
https://forum.mrmoneymustache.com/throw-down-the-gauntlet/maximize-your-churning-(bank-account-credit-card)/
Post by: Steeze on July 04, 2019, 07:08:06 AM
Post by: solon on July 05, 2019, 05:48:20 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
2-2019 $188,332
3-2019 $187,634
4-2019 $197,461
5-2019 $194,010
6-2019 $186,414
7-2019 $196,934
The first half of this year I've been finishing my basement. That should be done by the time I post next month, which should make my networth go up quite a bit. I've been itching to post that bigger number!
Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: FI-REality on July 05, 2019, 05:54:10 AM
Goal of $250,000 by Sept of 2019.
Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Mar 1/19 - $197,862.10
Apr 1/19 - $204,808.88
May 1/19 - $208,362.35
Jun 1/19 - $201,804.03
July/19 - $208,148.78
All market gains, not bad at all. If the market would do this every month, I could retire already.
I had to hold back all my investment cash last month to help pay for a rather expensive vacation (that ended up being even more expensive than I thought). Holding back another half this month also to, hopefully, get the credit cards paid off.
Post by: lampstache on July 08, 2019, 02:22:10 PM
6/2017 - 45,227
1/2018 - 56,928
6/2018 - 71,500
1/2019 - 98,248
2/2019 - 115,926 (Big jump from tIRA contributions for 2018)
3/2019 - 123,445
4/2019 - 129,678
5/2019 - 136,527
Forgot about June!
7/2019 - 143,500
Investments only!
Post by: jojoguy on July 14, 2019, 09:13:39 AM
These are investments only between me and my wife`s 401ks, Traditional IRAs, and taxable brokerage accounts:
April 13, 2019 = $100,325.68
May 4, 2019 = $104,848.79
May 19, 2019 = $104,598.06
June 7, 2019 = $109,857.56
June 15, 2019 = $112,748.14
June 29, 2019 = $116,258.11
July 12, 2019 = $121,966.53 ($2,000 away from maxing out both of our IRAs for the year)
Post by: zeli2033 on July 15, 2019, 08:55:11 AM
6/30/19: $106,071
7/15/19: $109,270
The first half of July was spendy with last, expected prep we needed to do before baby gets here next month (pay some upfront birth costs, final items for kiddo, etc). The rest of this month should be smooth sailing with all excess funds going directly to savings. Really looking forward to that.
Post by: NextTime on July 16, 2019, 10:05:47 AM
01/31/18 $198,264.59
02/28/18 $204,079.63
03/31/18 $204,079.63
04/30/18 $206,310.31
05/31/18 $207,731.13
06/30/18 $209,452.69
07/31/18 $218,450.07
08/31/18 $224,242.78
09/30/18 $227,036.87
10/31/18 $214,106.68
11/30/18 $219,948.36
12/31/18 $206,666.96
01/31/19 $224,401.47
02/28/19 $231,997.45
03/31/19 $236,710.41
04/30/19 $246,138.25
05/31/19 $245,062.03 (recorded on 6/10 as I was on vacation)
06/30/19 $256,868.43 (recorded on 7/13 as I was on another vacation)
Well I made it! May stick around here for another month just to make sure, so I don't have to come slinking back to this thread.
Post by: UnexpectedExpenseExpector on July 18, 2019, 10:23:38 AM
2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77
2018 Jan: 48,429.84
2019
January: 79,517.63
February: 87,532.51
March: 91,151.25
April: 95,594.61
May: 97,569.98
June: 104,249.52
...
2021 Jul: 250,000 (GOAL)
Setting the goal to get out of here by July 2021. I may adjust as we progress.
Post by: Nederstash on July 19, 2019, 09:14:23 AM
Jul 19: 100741
Post by: jojoguy on July 22, 2019, 08:19:47 AM
Hi all, I just graduated the 10-100k thread! I'm 32F from the Netherlands, single, saving 1400 euro a month on a 3373 euro take home pay. Only debt is mortgage. My savings go to investments, extra mortgage payments and emergency fund (which I all count in my networth) but some of it gets set aside for fun stuff like a big holiday.
Jul 19: 100741
Being single and accomplishing this is huge! Congrats!
Post by: theskyisblue on July 22, 2019, 10:09:13 PM
Post by: ItsALongStory on July 22, 2019, 10:32:29 PM
PTF. I belong in this thread strictly on (retirement - debt). I'm hoping to deal with the debt so I can put more into savings / retirement and maybe someday graduate into the next thread (seems impossible but others here have done it)!It goes faster than you would ever imagine. Just keep making the right choices
Sent from my Pixel 2 XL using Tapatalk
Post by: Huskerfan on July 25, 2019, 06:52:14 PM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
Wish me luck:
Jul2019 $102000
Post by: Valvore on July 26, 2019, 12:48:38 PM
| 1-2019 = $82,000 |
| 2-2019 = $90,000 (maxed 2018 IRA) |
| 3-2019 = $102,600 (maxed DH 2018 IRA & 2018 HSA) |
| 4-2019 = $107,800 |
| 5-2019 = $111,100 |
| 6-2019 = $121,400 |
| 7-2019 = $127,700 |
| 8-2019 = $? |
Post by: ItsALongStory on July 26, 2019, 07:32:12 PM
VALVORE HAS ENTERED THE RACE!
1-2019 = $82,000 2-2019 = $90,000 (maxed 2018 IRA) 3-2019 = $102,600 (maxed DH 2018 IRA & 2018 HSA) 4-2019 = $107,800 5-2019 = $111,100 6-2019 = $121,400 7-2019 = $127,700 8-2019 = $?
Welcome!
Post by: jojoguy on July 28, 2019, 03:32:48 AM
April 13, 2019 = $100,325.68
May 4, 2019 = $104,848.79
May 19, 2019 = $104,598.06
June 7, 2019 = $109,857.56
June 15, 2019 = $112,748.14
June 29, 2019 = $116,258.11
July 12, 2019 = $121,966.53
July 28, 2019 = $125,262.57($1,000 away from maxing out both of our IRAs for the year)
We hit that halfway point to 250K.
Post by: ItsALongStory on July 28, 2019, 07:24:41 AM
These are investments only between me and my wife`s 401ks, Traditional IRAs, and taxable brokerage accounts:Won't take long at this rate.
April 13, 2019 = $100,325.68
May 4, 2019 = $104,848.79
May 19, 2019 = $104,598.06
June 7, 2019 = $109,857.56
June 15, 2019 = $112,748.14
June 29, 2019 = $116,258.11
July 12, 2019 = $121,966.53
July 28, 2019 = $125,262.57($1,000 away from maxing out both of our IRAs for the year)
We hit that halfway point to 250K.
Sent from my Pixel 2 XL using Tapatalk
Post by: Tyson on July 28, 2019, 02:19:42 PM
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Today - $128k
Shit.
Post by: 35andFI on July 28, 2019, 04:45:46 PM
Sept 2015 - $125k
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Today - $128k
Shit.
I'm really sorry to hear about the divorce... but your presentation made me lol.
Here's mine, measured on the first of each month shown:
Jan 2019 $88,323.07
Feb 2019 $97,575.00
Mar 2019 $105,804.17
Apr 2019 $110,146.48
May 2019 $118,815.81
Jun 2019 $116,686.93
Jul 2019 $127,984.34
Aug 2019 $133,729.46 (estimated)
Post by: SeattleStache on July 29, 2019, 12:55:46 PM
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
December 2018: $194,973 (total NW $367,535)
January 2019: $210,742 (total NW $375,622)
February 2019: $220,342 (total NW $390,613)
March 2019: $222,125 (total NW $391,337)
April 2019: $228,200 (total NW $403,977)
May 2019: $223,933 (total NW $394,029)
June 2019: $238,000 (total NW $409,841)
July 2019: $245,030 (total NW $418,493) so close!
The total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
Post by: dignam on July 30, 2019, 06:04:12 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2019 $207k
Jul 2019 $212k
Post by: Neustache on July 30, 2019, 06:49:09 AM
09/05/18 154,000
10/01/18 168,330
12/01/18 163,458
01/01/19 155,535
02/01/19 166,939
03/01/19 174,622
04/01/19 177,810
05/01/19 200,000
06/01/19 195,345
07/01/19 207,000
08/01/19 232,732
It's almost been a year, and we are up 78K from September of last year. Pension dump happened in late July which is why we increased so much this month. I don't know exact numbers, but I would think that about 45K are our contributions, 22K from pension dump and the rest are gains. Crazy! Barring any major downturns we will probably hit 250K in January when I fill our Roth IRA for 2020.
Post by: Slow&Steady on July 30, 2019, 07:27:04 AM
2019 Goal = $135k (Invested Total) & $170K (Total NW)
2019 Stretch Goal = $160k (Invested Total) & $200k (Total NW)
I am using Invested Total for this race. Predicted Graduation = Jan 2022 or 4 year from start.
We listed the rental house, so I adjusted the value to what we expect to get for the house. NW Goals have also been adjusted above to account for no longer (hopefully) having the rental house. Invested total will take another hit in Aug as I switch jobs and will lose my non-vested balance, this looks like close to $6k right now. With these changes the $135k invested total looks doable but the $160k (by end of 2019) seems completely out of reach at this moment.
| Month End | Invested Total | Total NW |
| Dec-13 | $43,660 | $51,660 |
| Dec-14 | $52,943 | $75,943 |
| Dec-15 | $55,622 | $88,622 |
| Dec-16 | $69,570 | $118,5708 |
| Dec-17 | $97,461 | $154,724 |
| Dec-18 | $106,959 | $175,804 |
| Jan-19 | $114,861 | $165,976 |
| Feb-19 | $120,300 | $175,607 |
| Mar-19 | $124,179 | $186,181 |
| Apr-19 | $130,479 | $184,076 |
| May-19 | $121,529 | $181,012 |
| Jun-19 | $129,146 | $180,781 |
| Ju1-19 | $133,289 | $159,104 |
Post by: zygote on July 30, 2019, 09:11:08 AM
For context: I'm 30 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.
3/18: $48,533.91 (found MMM and started tracking)
1/19: $69,733.94
8/19: $101,572.33
Post by: song gnos on July 31, 2019, 02:50:21 AM
January 2019 81.8k
February 2019 93.2k
March 2019 98.3k
April 2019 108.3k
May 2019 111.9k
June 2019 108.4k
July 2019 117k
Not sure what a realistic timeframe to 250k would be. Hopefully within Jan 2021.
Sent from my Moto Z (2) using Tapatalk
Post by: ItsALongStory on July 31, 2019, 07:06:24 AM
Graduated from race to 100k. So might as well start tracking.Welcome! 10k average per month is a great goal, definitely faster than average.
January 2019 81.8k
February 2019 93.2k
March 2019 98.3k
April 2019 108.3k
May 2019 111.9k
June 2019 108.4k
July 2019 117k
Not sure what a realistic timeframe to 250k would be. Hopefully within Jan 2021.
Sent from my Moto Z (2) using Tapatalk
Sent from my Pixel 2 XL using Tapatalk
Post by: Raenia on July 31, 2019, 07:45:05 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98
6/30/2019 - 208,303.52
7/31/2019 - 211,145.36
Post by: gillhamface on July 31, 2019, 07:57:00 AM
1/2019 $103,451
2/2019 $112,868
3/2019 $115,615
4/2019 $117,248
5/2019 $123,948
6/2019 $119,983
7/2019 $129,967
Saved Market Gains/Other
7/31/2019 $133,483 $1540 $1,976
Post by: mbk on July 31, 2019, 01:48:59 PM
Only retirement savings:
--------------------
12/31/16 107k
12/31/17 137k
12/31/18 110k
-------------------
07/31/19 163k
Post by: mustardstew on July 31, 2019, 02:53:10 PM
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
03/2019 - $130,444
04/2019 - $132,114
05/2019 - $134,870
06/2019 - $130,798
07/2019 - $134,625
08/2019 - $134,062
A few unexpected expense and annual fe-type deals... treading water this summer haha.
Post by: FrugalByChance on July 31, 2019, 03:07:52 PM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Jan 2019 € 145 840.48
Feb 2019 € 151 827.59
Mar 2019 € 157 527.28 (€ 5 699.69 growth including € 1 440.00 deposits)
Apr 2019 € 164 309.47 (growth: € 6 782.19 deposits: € 950.00 )
May 2019 € 158 997.24 (growth: -€5 312.23 deposits: € 3 350.00)
Jun 2019 € 166 992.69 (growth: € 7 995.45 deposits: € 3 200.00)
Jul 2019 € 173 557.53 (growth: € 6 564.84 deposits: € 4 300.00)
Post by: Mainlander on July 31, 2019, 06:47:40 PM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
Post by: junga on July 31, 2019, 07:31:08 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Dec 30, 2018 : $128,407
Jan 31, 2019 : $139,828
March 1, 2019 : $145, 617
March 31, 2019 : $153,549
May 2, 2019 : $162,575
June 2, 2019 : $164,396
Jun 28, 2019 : $173,404
July 31,2019 : $183,384
Post by: zeli2033 on July 31, 2019, 08:16:15 PM
6/30/19: $106,071
7/15/19: $109,270
7/31/19: $112,395
At the beginning of 2019, we decided to only contribute the max to our 401k so that we could finish paying off debt and could acquire cash for an efund in preparation for baby. Now that we've paid off debt and are well on our way to completing our efund amount, we decided to turn our contributions up to get as close to maxing as possible for this year. I'm hoping to see more significant jumps in net worth once those take effect.
Moving forward I'll likely be going to monthly tracking instead of biweekly.
Post by: ASW on August 01, 2019, 04:52:32 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | - | - |
| February | $49,800 | $96,439 | - | - |
| March | $55,707 | $107,387 | - | - |
| April | $64,352 | $110,960 | - | - |
| May | $68,097 | $117,622 | - | - |
| June | $72,976 | $113,078 | - | (Grad Goal) |
| July | $80,555 | $124,700 | - | |
| August | $85,858 | $129,322 | - | |
| September | $90,137 | - | - | |
| October | $93,806 | - | - | |
| November | $89,537 | - | - | |
| December | $92,795 | - | - |
Post by: Epor on August 01, 2019, 07:10:00 AM
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
03/01/19 136520 1976 4739
04/01/19 139740 1976 1244
05/01/19 147985 1976 6269
06/01/19 138745 2715 -11955
07/01/19 151525 1976 10804
08/01/19 155785 2000 2260
Post by: dogboyslim on August 01, 2019, 07:24:47 AM
Investments only. Valuation as of 7/31
| 2016 | 2017 | 2018 | 2019 | |
| January | $20,310 | $59,598 | $130,690 | $172,016 |
| February | $20,818 | $94,135 | $130,112 | $210,931 |
| March | $23,784 | $96,711 | $170,547 | $220,649 |
| April | $26,650 | $100,313 | $175,470 | $231,153 |
| May | $28,769 | $104,001 | $181,127 | $230,149 |
| June | $32,015 | $107,339 | $183,621 | $244,641 |
| July | $34,808 | $111,240 | $190,156 | $252,651 |
| August | $37,342 | $113,472 | $162,706 | - |
| September | $39,883 | $117,719 | $165,350 | - |
| October | $41,720 | $119,898 | $160,600 | - |
| November | $44,979 | $121,666 | $165,845 | - |
| December | $56,197 | $125,576 | $160,236 | - |
Post by: ingrownstudentloans on August 01, 2019, 08:30:23 AM
I am tracking only IRA/401K/taxable accounts.7/31/2019 $172,680.44
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105,187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (onetwomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
5/31/2019 $157,215.34 (market pain decline despite adding close to $4,000 in my after-tax account.....stay the course)
6/30/2019 $168,401.72 ($63,214.38 in one year...stay the course)
Post by: ItsALongStory on August 01, 2019, 09:03:08 AM
Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90
Oct-18: $152616
Nov-18: $145926
Dec-18: $150084
Jan-19: $142749
Feb-19: $159520
Mar-19: $168002
Apr-19: $176343
May-19: $184512
Jun-19: $181480
Jul-19: $197044
Aug-19: $204485 = $192056 Investments + $12429 HSA
Another solid month, initial goal was $200k by year end but just with contributions and a flat market I should reach $225k at the least. This has turned into a race to ~$450k now based on some changes in our plans so the faster we go the closer that slow traveling nirvana gets.
Post by: L2 on August 01, 2019, 09:04:55 AM
1/15/19 - $101,635.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
Post by: ItsALongStory on August 01, 2019, 09:16:26 AM
Cleaned up my formatting as to not clog the thread with quoted posts.
1/15/19 - $101,635.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
Encouraging to see you catch up to the projected grad date month over month, wouldn't be shocked to see you graduate in September of next year at this rate.
Post by: L2 on August 01, 2019, 09:56:42 AM
Cleaned up my formatting as to not clog the thread with quoted posts.
1/15/19 - $101,635.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
Encouraging to see you catch up to the projected grad date month over month, wouldn't be shocked to see you graduate in September of next year at this rate.
Thank you. I'm unsure on how I feel about my calculations as it includes "one time" income that has been generated this year, so it may be overstated some. I expect about another $8k in one time income before the end of the year and will revisit my projections at the beginning of 2020. Then again, if I can generate the one-off (bonus/side income) income this year, why can't I do it next year?! If I can get to $175k by year's end, I will feel pretty good about meeting the goal.
Post by: FI-REality on August 01, 2019, 10:12:30 AM
Goal of $250,000 by Sept of 2019.
Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Mar 1/19 - $197,862.10
Apr 1/19 - $204,808.88
May 1/19 - $208,362.35
Jun 1/19 - $201,804.03
July 1/19 - $208,148.78
Aug 1/19 - $207,281.37
Another month of no contributions in order to pay off credit cards; so it's all market... however, I also had to take some money out of our emergency fund to fix our car (don't worry, I got the parts 1/2 price and did the work myself).
Definitely not hitting my graduation target next month (projection shows me only at $210). Latest projections show me graduating in Oct of 2020... so 13 months longer than initially predicted.
My FIRE date is now showing March of 2035... haha.
Post by: Master of None on August 01, 2019, 10:25:14 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
Post by: repman on August 01, 2019, 12:29:11 PM
Dez 2017 69,000€ a frugal month and a christmas paycheck !
Jan 2018 73,100€
Feb 2018 74,100€
Mar 2018 57,300€ some expenses and bad investment decisions
Apr 2018 58,800€
May 2018 62,285€
Jun 2018 65,500€
Jul 2018 71,538€
Aug 2018 76,500€
Sep 2018 78,600€
Oct 2018 81,500€
Nov 2018 83,980€
Dez 2018 86,500€
Jan 2019 90,900€ some boni
Feb 2019 94,200€
Mar 2019 100,317€ some extra boni
Apr 2019 101,170€
May 2019 105,211€
Jun 2018 113,334€
Jul 2018 121,589€
Aug 2019 126,000€
Goal: 250,000€ in December 2022
Retire:
plan: 3\1\2025 25 x Living Expenses(year)
is: now 9,2 x Living Expenses(year)
A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-
Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Post by: katthjul on August 01, 2019, 12:58:40 PM
May 2019: €102,272
Jun 2019: €107.885
Jul 2019: €113.905
My results for June and July.
Post by: SquashingDebt on August 01, 2019, 06:19:01 PM
June 2016: -$54,365
June 2017: -$14,362
June 2018: $38,877
June 2019: $111,550
July 2019: $115,159
Conservative graduation goal = September 2021
(still need to decide on my stretch graduation goal)
Post by: FICurious on August 01, 2019, 09:45:01 PM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014: $97k
Jan 2015: $100k >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016: $103k >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Feb 2019: $145k
Mar 2019: $147k
Apr 2019: $151K
May 2019: $154k >>>> Graduated trainee program. Whoopee!
Jun 2019: $149,276
Jul 2019: $157,542
Aug 2019: $159,018
Post by: felixbf on August 05, 2019, 05:55:43 AM
Just pushing the numbers...should add another 15k+(hopefully) this Friday for my yearly performance bonus
16 Jan 2019 162,583.74
25 Jan 2019 172,583.74
28 Feb 2019 176,485.53
31 Mar 2019 183,523.19
30 Apr 2019 185,542.11 - some unfortunate expenses turned up
31 May 2019 201,150.55 - Pay increase with a years back pay in OT and normal pay bumped me over to 200K FINALLY
07 June 2019 R 219,150.55 - Partial Performance bonus for the year(taxed @45% for some reason) and remainder to be paid out in next payslip... first time the company did this.. and a bit odd...double tax maybe.?? :(
====================
July 225,148.67
August 237,421.80
Post by: solon on August 05, 2019, 09:20:16 AM
1-2017 $88,615
1-2018 $132,155
1-2019 $177,349
2-2019 $188,332
3-2019 $187,634
4-2019 $197,461
5-2019 $194,010
6-2019 $186,414
7-2019 $196,934
8-2019 $267,535
I finished my basement this month, and I'm using the new value of my house. I got an official appraisal, so I'm fairly confident of the value.
Moving on up!
Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: UnexpectedExpenseExpector on August 06, 2019, 10:31:56 PM
2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77
2018 Jan: 48,429.84
2019
January: 79,517.63
February: 87,532.51
March: 91,151.25
April: 95,594.61
May: 97,569.98
June: 104,249.52
July: 112,619.45
...
2021 Jul: 250,000 (GOAL)
Post by: Nederstash on August 07, 2019, 02:34:24 PM
Aug 19: 100432
Well, one month into my induction to this thread and the markets take a bit of a dive. Still above 100k, so no complaints! Also, I spent a fair bit on holiday in Iceland... if anyone has a chance to go, please do. What a country. Bizarre and beautiful nature. Icelandair has free layovers up to 7 days on their flights between Europe and the US/Canada, just a little tip for you all!
Post by: snoot on August 08, 2019, 12:44:12 PM
01/2018 $67,602
01/2019 $101,315
02/2019 $116,294
03/2019 $121,914
04/2019 $126,008
05/2019 $171,195 (added house equity)
06/2019 $172,670
07/2019 $182,019
08/2019 $185,632
Post by: Investment Viking on August 09, 2019, 08:49:31 AM
Post by: lcmac32 on August 09, 2019, 10:00:57 AM
Post by: Rodgers12 on August 11, 2019, 11:19:57 AM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784
05/31/2018: $156,979
06/30/2018: $161,462
07/31/2018: $165,899
08/31/2018: $167,980
09/30/2018: $170,675
10/31/2018: $166,320
11/30/2018: $169,814
12/31/2018: $167,124
01/31/2019: $177,652
02/28/2019: $187,313
03/31/2019: $196,426
04/30/2019: $214,442
05/31/2019: $209,319
06/30/2019: $219,920
07/31/2019: $224,398
Post by: Check2400 on August 12, 2019, 10:26:45 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Nov. 1 2018 - 184,000
Dec. 1 2018 - 195,000
Jan. 1 2019 - 204,000
Feb. 1 2019 - 217,000
Mar 1 2019 - 226,000
April 1 2019 - 231,000
May 1, 2019 - 246,500
June 1, 2019 - 235,500
July 1, 2019 - 250,500
Aug. 1, 2019 - 254,000
Had a vacation the first week of August, so I didn't post day one of the month, which may have made me post in the next thread. But as we sit here today, almost two weeks in, I am squarely back in the racing (back) to $250,000, having dipped down to $244,000 as of posting. Part of it vacation spending, most of it market losses.
I'll see y'all next month?
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: lebenohnegrenzen on August 21, 2019, 07:47:28 AM
Net Worth - Cash and Investments only
March 2019 $102,982.84
May 2019 $111,758.24
June 2019 $124,197.74
July 2019 $136,363.76
August 2019 $134,351.80
Post by: jojoguy on August 24, 2019, 04:09:50 PM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
Rough month. Me and the wife have maxed out our IRAs for the year just now and will probably be buying some discounted market prices soon, if God-willing.
Post by: 35andFI on August 27, 2019, 03:44:00 PM
First Post! Love these threads. Hopefully they push me to save more since we've been in a bit of a spending spree (house stuff and pre paying travel).
Net Worth - Cash and Investments only
March 2019 $102,982.84
May 2019 $111,758.24
June 2019 $124,197.74
July 2019 $136,363.76
August 2019 $134,351.80
Welcome to the forum! Looks like you’re moving right along.
Solid monthly savings you’ve got there!
Post by: dignam on August 29, 2019, 05:32:53 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2019 $207k
Jul 2019 $212k
Aug 2019 $207k [tough month; stocks slid and several unexpected expenses]
Post by: bw_94 on August 29, 2019, 05:41:50 AM
8/29/2019 - $105,163
Post by: SeattleStache on August 29, 2019, 07:53:35 AM
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.
January 2015: $98,619
January 2016: $101,235
December 2016: $140,779 (total NW $269,089)
January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)
January 2018: $203,876
December 2018: $194,973 (total NW $367,535)
January 2019: $210,742 (total NW $375,622)
February 2019: $220,342 (total NW $390,613)
March 2019: $222,125 (total NW $391,337)
April 2019: $228,200 (total NW $403,977)
May 2019: $223,933 (total NW $394,029)
June 2019: $238,000 (total NW $409,841)
July 2019: $245,030 (total NW $418,493)
August 2019: $254,416 (total NW 402,080)
Post by: jojoguy on August 29, 2019, 07:44:39 PM
I guess I belong here - just cracked 100k recently between cash, retirement, and post tax accounts.
8/29/2019 - $105,163
Welcome aboard!
Post by: ItsALongStory on August 29, 2019, 10:55:45 PM
I guess I belong here - just cracked 100k recently between cash, retirement, and post tax accounts.Welcome, always good to see people move up!
8/29/2019 - $105,163
Sent from my Pixel 2 XL using Tapatalk
Post by: bw_94 on August 30, 2019, 06:46:00 AM
Welcome, always good to see people move up!
Sent from my Pixel 2 XL using Tapatalk
Welcome aboard!
Thanks! Happy to be here. Good luck, all.
Post by: JAYSLOL on August 30, 2019, 07:32:23 AM
Sept 1 - 101.6k
Post by: ItsALongStory on August 30, 2019, 09:44:15 AM
Sent from my Pixel 2 XL using Tapatalk
Post by: JAYSLOL on August 30, 2019, 05:28:12 PM
At that rate you won't be here for very long then.
Sent from my Pixel 2 XL using Tapatalk
I’m projecting 4 years, hopefully a bit less, but it all depends how work/unforeseen expenses/market conditions are like.
Post by: Mainlander on August 30, 2019, 07:14:42 PM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
Decent month, despite the market turmoil. House sale closes next week, so we should pick up steam for the last 4 months of the year.
Post by: junga on August 31, 2019, 08:48:59 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Dec 30, 2018 : $128,407
Jan 31, 2019 : $139,828
March 1, 2019 : $145, 617
March 31, 2019 : $153,549
May 2, 2019 : $162,575
June 2, 2019 : $164,396
Jun 28, 2019 : $173,404
July 31,2019 : $183,384
Aug 31, 2019 : $186,347
Post by: Toad on August 31, 2019, 10:53:53 PM
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.58% |
| April 1, 2018 | $9,260.83 | $82,902.34 | $49,913.25 | $142,076.42 | -0.48% |
| May 1, 2018 | $6,865.67 | $81,933.59 | $59,445.02 | $148,244.28 | +4.34% |
| June 1, 2018 | $6,764.50 | $83,959.71 | $66,115.73 | $156,839.94 | +5.80% |
| July 1, 2018 | $7,123.50 | $83,121.42 | $69,308.09 | $159,553.01 | +1.73% |
| August 1, 2018 | $14,732.56 | $86,652.82 | $72,329.18 | $173,714.56 | +8.88% |
| September 1, 2018 | $13,673.41 | $90,472.35 | $74,941.54 | $179,087.30 | +3.09% |
| October 1, 2018 | $16,854.55 | $91,794.30 | $75,717.00 | $184,365.85 | +2.95% |
| November 1, 2018 | $18,285.38 | $84,982.39 | $71,020.77 | $174,738.95 | -5.22% |
| December 1, 2018 | $17,708.68 | $91,239.50 | $71,548.00 | $180,496.18 | +3.29% |
| January 1, 2019 | $23,668.81 | $89,632.75 | $72,953.77 | $185,911.60 | +3.00% |
| February 1, 2019 | $22,665.56 | $94,290.71 | $78,618.00 | $195,691.08 | +5.26% |
| March 1, 2019 | $21,422.97 | $95,094.09 | $85,633.00 | $202,150.06 | +3.30% |
| April 1, 2019 | $21,553.38 | $96,284.88 | $93,816.00 | $211,654.26 | +4.70% |
| May 1, 2019 | $23,000.32 | $98,750.13 | $99,692.00 | $221,442.45 | +4.62% |
| June 1, 2019 | $26,815.91 | $92,621.16 | $93,848.70 | $213,285.77 | -3.68% |
| July 1, 2019 | $31,597.83 | $107,567.64 | $100,638.90 | $239,804.37 | +12.43% |
| August 1, 2019 | $33,965.58 | $109,733.69 | $101,372.47 | $245,071.74 | +2.17% |
| September 1, 2019 | $34,060.56 | $107,178.92 | $100,816.28 | $242,055.76 | -1.70% |
Slight drop this month mainly due to a massive legal bill. 250k by year end is still well within my sights though.
Post by: ItsALongStory on September 01, 2019, 08:01:42 AM
Felt like bringing in the top level history:
Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90
Oct-18: $152616
Nov-18: $145926
Dec-18: $150084
Jan-19: $142749
Feb-19: $159520
Mar-19: $168002
Apr-19: $176343
May-19: $184512
Jun-19: $181480
Jul-19: $197044
Aug-19: $204485 = $192056 Investments + $12429 HSA
Another solid month, initial goal was $200k by year end but just with contributions and a flat market I should reach $225k at the least. This has turned into a race to ~$450k now based on some changes in our plans so the faster we go the closer that slow traveling nirvana gets.
Opened up a VG account this month but also cashed out some $$ from my taxable account (about $1200) for travel.
Sep-19: $204404 = $191599 + $500 VG + $12305 HSA
Post by: zygote on September 01, 2019, 10:31:42 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
It was a three paycheck month, so I'm still up despite a slightly lower/flat market this month. Glad I got to shovel in three paycheck's worth of VTSAX purchases!
Post by: Raenia on September 01, 2019, 10:33:34 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98
6/30/2019 - 208,303.52
7/31/2019 - 211,145.36
9/1/2019 - 206,812.25
Post by: Epor on September 02, 2019, 02:50:23 PM
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
03/01/19 136520 1976 4739
04/01/19 139740 1976 1244
05/01/19 147985 1976 6269
06/01/19 138745 2715 -11955
07/01/19 151525 1976 10804
08/01/19 155785 2000 2260
09/01/19 152835 2000 -4950
Post by: FICurious on September 03, 2019, 05:37:59 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014: $97k
Jan 2015: $100k >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016: $103k >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Feb 2019: $145k
Mar 2019: $147k
Apr 2019: $151K
May 2019: $154k >>>> Graduated trainee program. Whoopee!
Jun 2019: $149,276
Jul 2019: $157,542
Aug 2019: $159,018
Sep 2019: $158,064
Post by: gillhamface on September 03, 2019, 06:38:27 AM
1/2019 $103,451
2/2019 $112,868
3/2019 $115,615
4/2019 $117,248
5/2019 $123,948
6/2019 $119,983
7/2019 $129,967
8/2019 $133,483
Saved Market Gains/Other
9/2019 $159,828 $1500 $26,345
This looks like a really good month due to unexpected windfall (which we are throwing at index funds), but will not happen again. Otherwise it was a spendy month, and I'm worried about September. I am getting married and starting a new job, so hoping that these two stressors don't cause me to anxiety shop. Or, if I do, I have the control to re-set in the next two months as life calms down.
Post by: L2 on September 03, 2019, 06:56:14 AM
Cleaned up my formatting as to not clog the thread with quoted posts.08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877. I negotiated an early raise with my employer that went into effect at the beginning of August that is helping the projections slightly. With that extra $, I set up payroll deductions for my HSA account that is helping even more!
1/15/19 - $101,635.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
Post by: ItsALongStory on September 03, 2019, 07:27:33 AM
Sent from my Pixel 2 XL using Tapatalk
Post by: 35andFI on September 03, 2019, 09:29:22 AM
Feb-19 $97,575
Mar-19 $105,804
Apr-19 $110,146
May-19 $118,816
Jun-19 $116,687
Jul-19 $127,984
Aug-19 $131,602
Sep-19 $135,237
Just keep swimming...
Post by: ASW on September 03, 2019, 12:21:21 PM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | - | - |
| February | $49,800 | $96,439 | - | - |
| March | $55,707 | $107,387 | - | - |
| April | $64,352 | $110,960 | - | - |
| May | $68,097 | $117,622 | - | - |
| June | $72,976 | $113,078 | - | (Grad Goal) |
| July | $80,555 | $124,700 | - | |
| August | $85,858 | $129,322 | - | |
| September | $90,137 | $133,156 | - | |
| October | $93,806 | - | - | |
| November | $89,537 | - | - | |
| December | $92,795 | - | - |
Post by: snoot on September 03, 2019, 01:12:35 PM
01/2019 $101,315
02/2019 $116,294
03/2019 $121,914
04/2019 $126,008
05/2019 $171,195 (added house equity)
06/2019 $172,670
07/2019 $182,019
08/2019 $185,632
09/2019 $189,051
Post by: 35andFI on September 03, 2019, 02:39:36 PM
No major updates.
Your 2019 looks almost identical to mine.
...challenge accepted
Post by: zeli2033 on September 03, 2019, 08:26:14 PM
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527 (+ 4132)
We flipped the switch to try maxing our 401Ks the rest of the year since both DH and I have raises coming to us and we'll still have our e-fund taken care of this year. But it looks like my contributions lag in when they are deposited so this month looks a little lower than it should be. Should see it all settle out next month, however.
Post by: Huskerfan on September 03, 2019, 09:06:26 PM
I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $102000
Aug2019 — $106277
Post by: FI-REality on September 04, 2019, 06:02:44 AM
Goal of $250,000 by Oct of 2020.
Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Mar 1/19 - $197,862.10
Apr 1/19 - $204,808.88
May 1/19 - $208,362.35
Jun 1/19 - $201,804.03
July 1/19 - $208,148.78
Aug 1/19 - $207,281.37
Sept 1/19 - $208,499.76
Going no-where fast... back to where I was in May.
Anyway, I changed my graduation date from this month to Oct of next year. Projections show me getting close around that time
I'm still diverting money to pay off credit cards (been doing that since June)... hopefully they'll be paid off by the end of this month (although looking at my SO's credit card statement, it's not likely).
My SO is starting a new job next week (one day for 3 hours a week), so that should help with some cash-flow problems.
Also, my main RRSP's are being voted on to change the indexes they track (eg. - instead of tracking the S&P500 index, they want to track some unknown in-house index that is 'similar' without having to specifically name it - they want to do this with all my index funds). The vote is at the end of the month. I voted 'no' to the changes. If the vote goes through I will be switching companies and/or funds.
Post by: FrugalByChance on September 04, 2019, 07:03:44 AM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Jan 2019 € 145 840.48
Feb 2019 € 151 827.59
Mar 2019 € 157 527.28 (€ 5 699.69 growth including € 1 440.00 deposits)
Apr 2019 € 164 309.47 (growth: € 6 782.19 deposits: € 950.00 )
May 2019 € 158 997.24 (growth: -€5 312.23 deposits: € 3 350.00)
Jun 2019 € 166 992.69 (growth: € 7 995.45 deposits: € 3 200.00)
Jul 2019 € 173 557.53 (growth: € 6 564.84 deposits: € 4 300.00)
Aug 2019 € 171 327.19 (growth: -€ 2 230.34 deposits:€ 1 950.00)
Post by: JAYSLOL on September 04, 2019, 07:34:38 AM
Post by: Nederstash on September 04, 2019, 08:00:48 AM
Hey all, just graduated from the 10-100 race. A little background, I found MMM ~5 years ago, had basically zero net worth, took a year to get to 10k, 2 more to get to 50k, then from 50-100 in another 2.
Sept 1 - 101.6k
Hey, great to see you here! Up for another race? :)
Post by: JAYSLOL on September 04, 2019, 08:06:12 AM
Hey all, just graduated from the 10-100 race. A little background, I found MMM ~5 years ago, had basically zero net worth, took a year to get to 10k, 2 more to get to 50k, then from 50-100 in another 2.
Sept 1 - 101.6k
Hey, great to see you here! Up for another race? :)
You’re on! Congrats on edging me out into this one!
Post by: ingrownstudentloans on September 04, 2019, 08:11:30 AM
I am tracking only IRA/401K/taxable accounts.8/31/2019 $169,675.29
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105,187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (onetwomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
5/31/2019 $157,215.34 (market pain decline despite adding close to $4,000 in my after-tax account.....stay the course)
6/30/2019 $168,401.72 ($63,214.38 in one year...stay the course)
7/31/2019 $172,680.44
About to free up a significant amount of monthly cash by consolidating student loans, existing HELOC and car loan (facepunch....) into a fixed-rate HELOC and spreading them out over a longer period of time at a lower rate. Thanks significantly appreciating housing market!
I will use some of that to accelerate paying down HELOC amount and some to throw into investments and anticipate having an extra $1,500/month to add to the amounts reflected in this race.
Onward!
Post by: Master of None on September 04, 2019, 09:00:54 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
Post by: ASW on September 06, 2019, 08:22:42 PM
No major updates.
Your 2019 looks almost identical to mine.
...challenge accepted
You’re on!
Post by: jojoguy on September 08, 2019, 05:10:29 PM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65(Had a great recovery and a nice chunk added over the last couple of weeks)
We`ve done a little diversification this week. Put $8,000 into a high yield(2.4%) savings account and we`re keeping $3,000 in our checking account for immediate emergencies. Decided to put down $3,000 each into VBTLX(bonds) and VGSLX(real estate). We`ll probably put most of everything else into VTSAX and maybe some into VBIAX(a little more cushion) for the rest of the year. I had a seemingly outrageous goal at the beginning of this year for us to break 150K at the end of this year, and God-willing, it may possibly actually happen!
Post by: Check2400 on September 09, 2019, 09:07:52 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Nov. 1 2018 - 184,000
Dec. 1 2018 - 195,000
Jan. 1 2019 - 204,000
Feb. 1 2019 - 217,000
Mar 1 2019 - 226,000
April 1 2019 - 231,000
May 1, 2019 - 246,500
June 1, 2019 - 235,500
July 1, 2019 - 250,500
Aug. 1, 2019 - 244,000
Sept. 1, 2019 - 247,500
Had a typo in my number last month above, it was 244,000 not 254,000.
Up to $247,500 now? Hurray? Things have been real spendy lately for me, although I'm afraid the spending has only just begun. I definitely need to re-examine my income stream lately as it hasn't changed substantially in the fast few years.
Onward and up and down and up and down and upward!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: grantmeaname on September 09, 2019, 12:13:26 PM
We're at $130k right now and on track for $150 at year end. Maybe we can graduate next December if all goes well. (If all does not go well, the Buffett family buys more hamburger when hamburger is on sale, and will not cry.)Hi gang! Today I graduated to the $100k thread :) I'm gonna come hang out with y'allf or a few years, if you'll have me.We are at $113k today. The market pullback has been good to us. (Stocks are on sale!)
(Tomorrow rent comes out of my checking account and I temporarily ungraduate. But who's counting?)
Post by: katthjul on September 09, 2019, 12:42:21 PM
May 2019: €102,272
Jun 2019: €107.885
Jul 2019: €113.905
Aug 2019: €113.608
Post by: Neustache on September 10, 2019, 06:11:58 PM
09/05/18 154,000
10/01/18 168,330
12/01/18 163,458
01/01/19 155,535
02/01/19 166,939
03/01/19 174,622
04/01/19 177,810
05/01/19 200,000
06/01/19 195,345
07/01/19 207,000
08/01/19 232,732
09/10/19 232,200
Well....that was a flat month and 10 days. Oh well!
Post by: 35andFI on September 10, 2019, 06:22:39 PM
09/05/18 154,000
10/01/18 168,330
12/01/18 163,458
01/01/19 155,535
02/01/19 166,939
03/01/19 174,622
04/01/19 177,810
05/01/19 200,000
06/01/19 195,345
07/01/19 207,000
08/01/19 232,732
09/10/19 232,200
Well....that was a flat month and 10 days. Oh well!
Looks like somebody had a fun month ;)
At the rate you’re going looks like you won’t be with us for long!
Post by: BeautifulDay on September 12, 2019, 05:11:54 PM
Net Worth Investment Assets (401k, IRAs, HSA)
Mar 2016 $28,361 $72,408
Jun 2016 $40,970 $79,977
Sep 2016 $57,895 $90,677
Dec 2016 $80,499 $96,796
Mar 2017 $99,766 $73,973
Jun 2017 $102,562 $93,148
Sep 2017 $112,554 $103,702
Dec 2017 $128,724 $116,626
Mar 2018 $133,930 $123,367
Jun 2018 $148,700 $135,564
Sep 2018 $160,509 $148,562
Dec 2018 $148,046 $134,289
Mar 2019 $177,957 $161,794
Jun 2019 $195,692 $177,840
Sep 2019 $205,301 $187,600
Been averaging $50k per year, so one more year to go at least for my net worth.
Post by: ItsALongStory on September 15, 2019, 12:54:38 AM
Post by: Nederstash on September 15, 2019, 01:10:44 PM
Aug 19: 100432
Sep 19: 102822
Bit late... but hey it's still September. Honestly I expected worse this month, I haven't really been careful with my money. Still, pretty nice month! I hardly ever make any big jumps, just 1-2k a month with 2 2.5k bonuses a year. So I'm going to be here a while and hope for windfalls!
Post by: repman on September 16, 2019, 04:14:34 AM
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Post by: jojoguy on September 21, 2019, 08:16:12 PM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
Just threw another $3,000 into VTSAX
Post by: ardrum on September 25, 2019, 09:09:55 AM
2/1/18 - $103,481
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465
11/1/18 - $131,465
12/1/18 - $136,952
1/1/19 - $127,801
2/1/19 - $143,055
3/1/19 - $153,839
4/1/19 - $161,291
5/1/19 - $167,820
6/1/19 - $163,243
7/1/19 - $179,918
8/1/19 - $181,591
9/1/19 - $180,840
Post by: dignam on September 25, 2019, 09:30:38 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2019 $207k
Jul 2019 $212k
Aug 2019 $207k [tough month; stocks slid and several unexpected expenses]
Sep 2019 $213k
Post by: ItsALongStory on September 26, 2019, 07:13:02 AM
Who has captured the spreadsheet and is controlling it now?
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Still no resolution, I sure hope we don't have to start over from scratch.
Post by: Check2400 on September 26, 2019, 08:43:15 AM
Who has captured the spreadsheet and is controlling it now?
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Still no resolution, I sure hope we don't have to start over from scratch.
I believe @tarheeldan is the keeper of the gate and has helped in this regard before. I've sent the Tarred Heel Signal.
Post by: Mainlander on September 27, 2019, 05:41:41 PM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
With the new house purchases behind us, we are now back on track. Fortunately, the new house expenses weren’t reflected in our net worth, as we made more than expected from our old house sale. The majority of this months gain cane from new contributions, with the market contributing ~1k.
I expect October to be a great month, with a massive amount of overtime and ESP shares making their quarterly deposit. Pending any market turmoil, I hope to cross 200k this month 🤞.
Post by: tarheeldan on September 27, 2019, 09:09:34 PM
Who has captured the spreadsheet and is controlling it now?
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Still no resolution, I sure hope we don't have to start over from scratch.
I believe @tarheeldan is the keeper of the gate and has helped in this regard before. I've sent the Tarred Heel Signal.
Hi all! Not sure why the sharing settings might have changed. I thought it was weird I was getting those access requests. Anyway, it should be editable by anyone with the link again.
Post by: catprog on September 28, 2019, 01:09:28 AM
September 2019 101,671.46
Post by: grantmeaname on September 28, 2019, 06:51:46 AM
Post by: ItsALongStory on September 28, 2019, 07:01:29 AM
Nice, thanks!Who has captured the spreadsheet and is controlling it now?
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Still no resolution, I sure hope we don't have to start over from scratch.
I believe @tarheeldan is the keeper of the gate and has helped in this regard before. I've sent the Tarred Heel Signal.
Hi all! Not sure why the sharing settings might have changed. I thought it was weird I was getting those access requests. Anyway, it should be editable by anyone with the link again.
Sent from my Pixel 2 XL using Tapatalk
Post by: ItsALongStory on September 28, 2019, 07:39:54 AM
Felt like bringing in the top level history:
Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90
Oct-18: $152616
Nov-18: $145926
Dec-18: $150084
Jan-19: $142749
Feb-19: $159520
Mar-19: $168002
Apr-19: $176343
May-19: $184512
Jun-19: $181480
Jul-19: $197044
Aug-19: $204485
Sep-19: $204404
Oct-19: September is always a great month as bonus gets added to the stashe. This was a very good year but bonus wasn't as amazing as I had thought, still happy of course as it is still a variable pay that I am thankful for regardless. Rest of the year will slow down as I only have a little bit of pre-tax 401k room left and will then shift to after tax 401k fully. ESPP and HSA contributions will continue as is. All in all I'm expecting to contribute about $3.5-$4k per month so might not make graduation until February or so.
Oct-19: $225122
Post by: bw_94 on September 30, 2019, 05:40:12 AM
I guess I belong here - just cracked 100k recently between cash, retirement, and post tax accounts.
8/29/2019 - $105,163
9/30/2019 - $111,850 ($192,755)
[first number is liquid net worth, second number is total net worth]
Post by: zeli2033 on September 30, 2019, 10:28:27 AM
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973 (+8446)
Larger 401K contributions taken out mitigated the medical bills paid this month. Hoping those start to slow down soon...
Post by: zygote on September 30, 2019, 10:41:29 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
10/19: $107,279.56 (+2,910.87, +2.79%)
Post by: junga on September 30, 2019, 08:20:52 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Dec 30, 2018 : $128,407
Jan 31, 2019 : $139,828
March 1, 2019 : $145,617
March 31, 2019 : $153,549
May 2, 2019 : $162,575
June 2, 2019 : $164,396
Jun 28, 2019 : $173,404
July 31,2019 : $183,384
Aug 31, 2019 : $186,347
Sept 30, 2019 : $196,033
Post by: repman on October 01, 2019, 01:51:05 AM
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Post by: L2 on October 01, 2019, 10:43:15 AM
1/15/19 - $101,635.09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
Post by: JAYSLOL on October 01, 2019, 12:31:04 PM
Oct 1 - 106.2 (+4600)
Very solid start to my run from 100-250.
Post by: FICurious on October 01, 2019, 12:44:13 PM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014: $97k
Jan 2015: $100k >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016: $103k >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Feb 2019: $145k
Mar 2019: $147k
Apr 2019: $151K
May 2019: $154k >>>> Graduated trainee program. Whoopee!
Jun 2019: $149,276
Jul 2019: $157,542
Aug 2019: $159,018
Sep 2019: $158,064
Oct 2019: $161,255
Post by: Raenia on October 01, 2019, 01:19:28 PM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98
6/30/2019 - 208,303.52
7/31/2019 - 211,145.36
9/1/2019 - 206,812.25
9/30/2019 - 213,264.14
Post by: FrugalByChance on October 01, 2019, 01:35:32 PM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Jan 2019 € 145 840.48
Feb 2019 € 151 827.59
Mar 2019 € 157 527.28 (€ 5 699.69 growth including € 1 440.00 deposits)
Apr 2019 € 164 309.47 (growth: € 6 782.19 deposits: € 950.00 )
May 2019 € 158 997.24 (growth: -€5 312.23 deposits: € 3 350.00)
Jun 2019 € 166 992.69 (growth: € 7 995.45 deposits: € 3 200.00)
Jul 2019 € 173 557.53 (growth: € 6 564.84 deposits: € 4 300.00)
Aug 2019 € 171 327.19 (growth: -€ 2 230.34 deposits:€ 1 950.00)
Sep 2019 € 177 262. 62 ( growth: € 5 935.43 )
Post by: Tyson on October 01, 2019, 02:19:03 PM
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Today - $130
Shit.
Post by: philli14 on October 01, 2019, 04:39:14 PM
I'm super excited to join the next race. Hope 100-250 goes as smoothly as 10-100 did!
1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
Post by: Rodgers12 on October 01, 2019, 06:26:23 PM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784
05/31/2018: $156,979
06/30/2018: $161,462
07/31/2018: $165,899
08/31/2018: $167,980
09/30/2018: $170,675
10/31/2018: $166,320
11/30/2018: $169,814
12/31/2018: $167,124
01/31/2019: $177,652
02/28/2019: $187,313
03/31/2019: $196,426
04/30/2019: $214,442
05/31/2019: $209,319
06/30/2019: $219,920
07/31/2019: $224,398
08/31/2019: $224,550
09/30/2019: $233,153
Post by: Toad on October 01, 2019, 11:01:19 PM
| Date | Bank Accounts | Taxable Investments | IRAs and 401k | TOTAL | CHANGE |
| February 1, 2018 | $13,975.00 | $81,380.67 | $51,185.33 | $146,541.00 | |
| March 1, 2018 | $10,851.87 | $81,263.42 | $50,645.46 | $142,760.75 | -2.58% |
| April 1, 2018 | $9,260.83 | $82,902.34 | $49,913.25 | $142,076.42 | -0.48% |
| May 1, 2018 | $6,865.67 | $81,933.59 | $59,445.02 | $148,244.28 | +4.34% |
| June 1, 2018 | $6,764.50 | $83,959.71 | $66,115.73 | $156,839.94 | +5.80% |
| July 1, 2018 | $7,123.50 | $83,121.42 | $69,308.09 | $159,553.01 | +1.73% |
| August 1, 2018 | $14,732.56 | $86,652.82 | $72,329.18 | $173,714.56 | +8.88% |
| September 1, 2018 | $13,673.41 | $90,472.35 | $74,941.54 | $179,087.30 | +3.09% |
| October 1, 2018 | $16,854.55 | $91,794.30 | $75,717.00 | $184,365.85 | +2.95% |
| November 1, 2018 | $18,285.38 | $84,982.39 | $71,020.77 | $174,738.95 | -5.22% |
| December 1, 2018 | $17,708.68 | $91,239.50 | $71,548.00 | $180,496.18 | +3.29% |
| January 1, 2019 | $23,668.81 | $89,632.75 | $72,953.77 | $185,911.60 | +3.00% |
| February 1, 2019 | $22,665.56 | $94,290.71 | $78,618.00 | $195,691.08 | +5.26% |
| March 1, 2019 | $21,422.97 | $95,094.09 | $85,633.00 | $202,150.06 | +3.30% |
| April 1, 2019 | $21,553.38 | $96,284.88 | $93,816.00 | $211,654.26 | +4.70% |
| May 1, 2019 | $23,000.32 | $98,750.13 | $99,692.00 | $221,442.45 | +4.62% |
| June 1, 2019 | $26,815.91 | $92,621.16 | $93,848.70 | $213,285.77 | -3.68% |
| July 1, 2019 | $31,597.83 | $107,567.64 | $100,638.90 | $239,804.37 | +12.43% |
| August 1, 2019 | $33,965.58 | $109,733.69 | $101,372.47 | $245,071.74 | +2.17% |
| September 1, 2019 | $34,060.56 | $107,178.92 | $100,816.28 | $242,055.76 | -1.70% |
| October 1, 2019 | $41,940.06 | $111,460.07 | $102,729.37 | $256,129.50 | +5.81% |
My stretch goal set at the beginning of this year was 250k by year end. Mission accomplished. On to the next race for me. See everyone again hopefully soon!
Post by: repman on October 02, 2019, 01:19:45 AM
Dez 2017 69,000€ a frugal month and a christmas paycheck !
Jan 2018 73,100€
Feb 2018 74,100€
Mar 2018 57,300€ some expenses and bad investment decisions
Apr 2018 58,800€
May 2018 62,285€
Jun 2018 65,500€
Jul 2018 71,538€
Aug 2018 76,500€
Sep 2018 78,600€
Oct 2018 81,500€
Nov 2018 83,980€
Dez 2018 86,500€
Jan 2019 90,900€ some boni
Feb 2019 94,200€
Mar 2019 100,317€ some extra boni
Apr 2019 101,170€
May 2019 105,211€
Jun 2018 113,334€
Jul 2018 121,589€
Aug 2019 126,000€
Sep 2019 131,200€
Goal: 250,000€ in December 2022
Retire:
plan: 3\1\2025 25 x Living Expenses(year)
is: now 9,8 x Living Expenses(year)
A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-
Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
Post by: ASW on October 02, 2019, 06:37:02 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | - | - |
| February | $49,800 | $96,439 | - | - |
| March | $55,707 | $107,387 | - | - |
| April | $64,352 | $110,960 | - | - |
| May | $68,097 | $117,622 | - | - |
| June | $72,976 | $113,078 | - | (Grad Goal) |
| July | $80,555 | $124,700 | - | |
| August | $85,858 | $129,322 | - | |
| September | $90,137 | $133,156 | - | |
| October | $93,806 | $136,540 | - | |
| November | $89,537 | - | - | |
| December | $92,795 | - | - |
Post by: 35andFI on October 02, 2019, 07:15:30 AM
Feb-19 $97,575
Mar-19 $105,804
Apr-19 $110,146
May-19 $118,816
Jun-19 $116,687
Jul-19 $127,984
Aug-19 $131,602
Sep-19 $135,237
Oct-19 $139,487
Post by: ItsALongStory on October 02, 2019, 07:49:31 AM
Summary of accounts:Good luck in the next thread, hope to join you there in the next 5-6 months.
Date Bank Accounts Taxable Investments IRAs and 401k TOTAL CHANGE February 1, 2018 $13,975.00 $81,380.67 $51,185.33 $146,541.00 March 1, 2018 $10,851.87 $81,263.42 $50,645.46 $142,760.75 -2.58% April 1, 2018 $9,260.83 $82,902.34 $49,913.25 $142,076.42 -0.48% May 1, 2018 $6,865.67 $81,933.59 $59,445.02 $148,244.28 +4.34% June 1, 2018 $6,764.50 $83,959.71 $66,115.73 $156,839.94 +5.80% July 1, 2018 $7,123.50 $83,121.42 $69,308.09 $159,553.01 +1.73% August 1, 2018 $14,732.56 $86,652.82 $72,329.18 $173,714.56 +8.88% September 1, 2018 $13,673.41 $90,472.35 $74,941.54 $179,087.30 +3.09% October 1, 2018 $16,854.55 $91,794.30 $75,717.00 $184,365.85 +2.95% November 1, 2018 $18,285.38 $84,982.39 $71,020.77 $174,738.95 -5.22% December 1, 2018 $17,708.68 $91,239.50 $71,548.00 $180,496.18 +3.29% January 1, 2019 $23,668.81 $89,632.75 $72,953.77 $185,911.60 +3.00% February 1, 2019 $22,665.56 $94,290.71 $78,618.00 $195,691.08 +5.26% March 1, 2019 $21,422.97 $95,094.09 $85,633.00 $202,150.06 +3.30% April 1, 2019 $21,553.38 $96,284.88 $93,816.00 $211,654.26 +4.70% May 1, 2019 $23,000.32 $98,750.13 $99,692.00 $221,442.45 +4.62% June 1, 2019 $26,815.91 $92,621.16 $93,848.70 $213,285.77 -3.68% July 1, 2019 $31,597.83 $107,567.64 $100,638.90 $239,804.37 +12.43% August 1, 2019 $33,965.58 $109,733.69 $101,372.47 $245,071.74 +2.17% September 1, 2019 $34,060.56 $107,178.92 $100,816.28 $242,055.76 -1.70% October 1, 2019 $41,940.06 $111,460.07 $102,729.37 $256,129.50 +5.81%
My stretch goal set at the beginning of this year was 250k by year end. Mission accomplished. On to the next race for me. See everyone again hopefully soon!
Sent from my Pixel 2 XL using Tapatalk
Post by: Epor on October 02, 2019, 10:03:45 AM
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
03/01/19 136520 1976 4739
04/01/19 139740 1976 1244
05/01/19 147985 1976 6269
06/01/19 138745 2715 -11955
07/01/19 151525 1976 10804
08/01/19 155785 2000 2260
09/01/19 152835 2000 -4950
10/01/19 156450 2000 1615
Post by: katthjul on October 02, 2019, 02:45:51 PM
May 2019: €102,272
Jun 2019: €107.885
Jul 2019: €113.905
Aug 2019: €113.608
Sep 2019: €119.395
Post by: CorpRaider on October 02, 2019, 03:57:50 PM
12/13 ~ $3,000
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
12/18 ~ $180,000
01/19 ~ $188,000
02/19 ~ $194,000
03/19 ~ $198,000
09/19 ~ $230,000
Post by: Huskerfan on October 02, 2019, 06:09:48 PM
I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Numbers updated thru the last day of the month
Post by: ingrownstudentloans on October 02, 2019, 10:25:22 PM
I am tracking only IRA/401K/taxable accounts.9/30/2019 $159,620.62 (why do we fall???? So we can get back up)
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105,187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (onetwomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
5/31/2019 $157,215.34 (market pain decline despite adding close to $4,000 in my after-tax account.....stay the course)
6/30/2019 $168,401.72 ($63,214.38 in one year...stay the course)
7/31/2019 $172,680.44
8/31/2019 $169,675.29
Post by: Check2400 on October 03, 2019, 01:38:56 PM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Nov. 1 2018 - 184,000
Dec. 1 2018 - 195,000
Jan. 1 2019 - 204,000
Feb. 1 2019 - 217,000
Mar 1 2019 - 226,000
April 1 2019 - 231,000
May 1, 2019 - 246,500
June 1, 2019 - 235,500
July 1, 2019 - 250,500
Aug. 1, 2019 - 244,000
Sept. 1, 2019 - 247,500
Oct. 1 2019 251,000
Wait two days after the month rolls over and you go from graduating (a second time) to being back down close to $241,000.
In extremely frustrating news, my employer just cut our 401K program. Between my wife and I we earn too much to do a Roth IRA. Are there any tax advantaged savings left I can explore?
HELP!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: repman on October 04, 2019, 01:05:19 AM
I have restored the version of the spreadsheet from 9/29/2019, so you have to reenter some data. Somebody has messed up the structure. Please do not delete or sort rows or columns!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
I have done the same to the version of 03/10/2019 because again it has been destroyed by somebody :C
Post by: mbk on October 05, 2019, 09:18:39 AM
--------------------
12/31/16 107k
12/31/17 137k
12/31/18 110k
-------------------
07/31/19 163k
09/30/19 173k
Post by: mbk on October 05, 2019, 10:50:57 AM
Sept 2015 - $125k
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Today - $130
Shit.
Sorry to hear that.
Could you give more details.?
Post by: LurkerStache on October 05, 2019, 11:01:31 AM
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
Jun 2018: 121,593.76
Jul 2018: 126,216.79
Aug 2018: 128,017.71
Mar 2019: 133,167.33
Apr 2019: 137,228.23
May 2019: 136,789.23
Jun 2019: 145,951.04
Jul 2019: 149,701.37
Aug 2019: 145,919.64
Sep 2019: 159,555.47
Post by: zeli2033 on October 05, 2019, 03:18:07 PM
Wait two days after the month rolls over and you go from graduating (a second time) to being back down close to $241,000.
In extremely frustrating news, my employer just cut our 401K program. Between my wife and I we earn too much to do a Roth IRA. Are there any tax advantaged savings left I can explore?
HELP!https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Bummer on having the 401k program cut - that blows.
Are you already contributing to an HSA/do you have that option? That's an additional $7k that's tax-advantaged.
Another option to explore might be a backdoor roth if you don't have too much sitting in your IRAs. As I understand it, you will generate a tax bill based on total IRA funds but if it's not a huge amount, it might be worth it. I admittedly don't know much about it but might be another savings option before going the taxable account route.
Post by: jojoguy on October 06, 2019, 03:59:37 AM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
One year anniversary to MMM! We started with around $54,000 in our 401ks(After 15 years of doing very little in adding to it), and are up $90,000 in one year`s time.
Post by: grantmeaname on October 06, 2019, 06:19:33 AM
Post by: ItsALongStory on October 06, 2019, 07:27:01 AM
Sent from my Pixel 2 XL using Tapatalk
Post by: zee dot on October 06, 2019, 09:17:50 AM
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
I've been lax on tracking my finances, just needed a break. It was fun to see that an apartment in my building sold for 20k more than the last one which is what I use to determine value.
Post by: Nederstash on October 07, 2019, 04:07:17 AM
Aug 19: 100432
Sep 19: 102822
Oct 19: 103403
Post by: ardrum on October 07, 2019, 08:46:24 AM
2/1/18 - $103,481
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465
11/1/18 - $131,465
12/1/18 - $136,952
1/1/19 - $127,801
2/1/19 - $143,055
3/1/19 - $153,839
4/1/19 - $161,291
5/1/19 - $167,820
6/1/19 - $163,243
7/1/19 - $179,918
8/1/19 - $181,591
9/1/19 - $180,840
10/1/19 - $189,529
Post by: PassMMM on October 09, 2019, 10:36:36 AM
11/18: 101k
02/19: 109k
05/19: 123k
08/19: 132K
10/19: 151k
Post by: afah0447 on October 10, 2019, 01:09:31 AM
Oct-18 $86,248.66
Nov-18 $86,193.00
Dec-18 $86,602.12
Jan-19 $86,401.13
Feb-19 $91,467.65
Mar-19 $99,480.65
Apr-19 $110,876.19
May-19 $115,311.36
Jun-19 $116,902.12
Jul-19 $121,777.08
Aug-19 $130,490.53
Sep-19 $135,480.24
Oct-19 $138,023.29
Post by: BeautifulDay on October 12, 2019, 04:07:06 PM
Post by: 35andFI on October 12, 2019, 05:18:05 PM
Sep-18 $75,256.52
Oct-18 $86,248.66
Nov-18 $86,193.00
Dec-18 $86,602.12
Jan-19 $86,401.13
Feb-19 $91,467.65
Mar-19 $99,480.65
Apr-19 $110,876.19
May-19 $115,311.36
Jun-19 $116,902.12
Jul-19 $121,777.08
Aug-19 $130,490.53
Sep-19 $135,480.24
Oct-19 $138,023.29
@afah0447 Looks like you’re right there with @ASW and myself. Want to join our little race?
This month has been a spendy pants one for me...
Post by: afah0447 on October 12, 2019, 07:58:08 PM
Sure i'll join the race. I have entered my financial details into the google docs spreadsheet at the top of the page.
Cheers
Andy
Post by: 35andFI on October 13, 2019, 03:48:45 PM
Post by: Accrual on October 14, 2019, 01:25:55 PM
6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
Post by: Adblair0 on October 14, 2019, 02:08:57 PM
So the NW number is taken from Mint and includes my 401K, Vanguard personal account and the normal credit cards, checking and savings, etc. I'm only 26 years old and am not sure how far down the Mustachian path I'll go long term. I want to find a balance of smart spending while still indulging in luxuries occasionally, keeping my hobbies, but I also don't want to be working until I'm 60. I've always been called frugal by my family, but I'm nowhere close to a lot of people on this forum. The motivation to spend less is always a good thing!
Investments (401K, HSA and Vangaurd): $111,572.21
Cash: $3,511.25
CC Debt: -$3,240.32
In summary:
10/14/19 NW: $111,843.14
Cheers everyone, and good luck!
Post by: ItsALongStory on October 14, 2019, 04:41:25 PM
Sent from my Pixel 2 XL using Tapatalk
Post by: 35andFI on October 14, 2019, 05:08:40 PM
I stumbled across this website a while back and finally decided to jump in on the thread to help with motivation (it's crazy how easy it is to spend money...). I'll only include details on this first post (I always like reading through other people's) and then I'll try to stick with a quick number update. The biggest struggle I have had with saving money has been my love of cars and travel which unfortunately aren't the cheapest hobbies. We'll see if this thread can motivate me to be a little stricter with the spending.
So the NW number is taken from Mint and includes my 401K, Vanguard personal account and the normal credit cards, checking and savings, etc. I'm only 26 years old and am not sure how far down the Mustachian path I'll go long term. I want to find a balance of smart spending while still indulging in luxuries occasionally, keeping my hobbies, but I also don't want to be working until I'm 60. I've always been called frugal by my family, but I'm nowhere close to a lot of people on this forum. The motivation to spend less is always a good thing!
Investments (401K, HSA and Vangaurd): $111,572.21
Cash: $3,511.25
CC Debt: -$3,240.32
In summary:
10/14/19 NW: $111,843.14
Cheers everyone, and good luck!
Welcome!
Looks like you’re doing pretty good for 26.
Out of curiosity, why are you holding enough in cash to pay of the CC debt but haven’t paid it off?
Post by: JAYSLOL on October 14, 2019, 07:52:44 PM
I stumbled across this website a while back and finally decided to jump in on the thread to help with motivation (it's crazy how easy it is to spend money...). I'll only include details on this first post (I always like reading through other people's) and then I'll try to stick with a quick number update. The biggest struggle I have had with saving money has been my love of cars and travel which unfortunately aren't the cheapest hobbies. We'll see if this thread can motivate me to be a little stricter with the spending.
So the NW number is taken from Mint and includes my 401K, Vanguard personal account and the normal credit cards, checking and savings, etc. I'm only 26 years old and am not sure how far down the Mustachian path I'll go long term. I want to find a balance of smart spending while still indulging in luxuries occasionally, keeping my hobbies, but I also don't want to be working until I'm 60. I've always been called frugal by my family, but I'm nowhere close to a lot of people on this forum. The motivation to spend less is always a good thing!
Investments (401K, HSA and Vangaurd): $111,572.21
Cash: $3,511.25
CC Debt: -$3,240.32
In summary:
10/14/19 NW: $111,843.14
Cheers everyone, and good luck!
Welcome!
Looks like you’re doing pretty good for 26.
Out of curiosity, why are you holding enough in cash to pay of the CC debt but haven’t paid it off?
That just looks like a monthly balance to me, that’s what I do, keep pretty much exactly enough for the credit card auto payment to go through and cover whatever else comes out of my checking automatically. The rest gets invested. The balance sometime is more than my actual monthly spending because I’m still charging to the card but it doesn’t have to be paid off for almost an extra month, so a lot of the time I have like $3-4K balance on the card, even if my monthly charges are more like $2k. Oh, and welcome Adblair0
Post by: 35andFI on October 15, 2019, 04:05:42 AM
That just looks like a monthly balance to me, that’s what I do, keep pretty much exactly enough for the credit card auto payment to go through and cover whatever else comes out of my checking automatically. The rest gets invested. The balance sometime is more than my actual monthly spending because I’m still charging to the card but it doesn’t have to be paid off for almost an extra month, so a lot of the time I have like $3-4K balance on the card, even if my monthly charges are more like $2k. Oh, and welcome Adblair0
Aah good point :)
Post by: Check2400 on October 15, 2019, 01:51:51 PM
...I'm only 26 years old...
...Investments (401K, HSA and Vangaurd): $111,572.21...
Congratulations! If you never invest another penny for the rest of your traditional working life, you'll retire at 59 as a millionaire!
Now to shave a couple decades off of that timeline and you'll be set.
Post by: daveed on October 15, 2019, 02:54:53 PM
2/2019 - $116,133.78
3/2019 - $119538.07
4/2019 - $129090.20
5/2019 - $125,693.12
6/2019 - $138,641.02
7/2019 - $144,176.97 - decided NOT to buy a condo we were looking at and continue renting for the next year or two.
8/2019 - $138,441.20 - went on an expensive but valuable trip to Europe for two weeks + paid $6,000 for grad school tuition. Spent around $10,000 altogether in one month which is loco.
9/2019 - $144,935.02 - Saving rate around 65%. Spent a few hundred dollars on a birthday party which was well worth it. Currently working full time and going to school full time. The hustle is real. Not really sustainable but good for $$$ for the time being. Should cross the 150k mark in October, which will be a great milestone.
To be honest, kind of giving up on our target date for 250k now that I've started grad school. Will most likely stop working full time and switch to something chill that's part time at some point so I can focus on school. But I'll make up for it with an even better job after school. Great for life happiness and flexibility, not great on the initial shorter term agressive savings rates.
Was shooting for $250k by December 2020 but at this point thinking the 250k will more likely be sometime in 2022. Basically delaying everything by 2 years with grad school, but I think it's well worth it to invest in learning and growing in a formal education. The most badass thing with mustachianism and even this small chunk of FU money means that making the decision to do school more for fun than for money was a no brainer.
Just read this book - The Man Who Quit Money - and am completely inspired to live a more lean / minimalistic lifestyle - https://www.amazon.com/dp/B005GSZIN0/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1 . Highly recommend for those of you who like Early Retirement Extreme book.
Post by: grantmeaname on October 15, 2019, 09:51:13 PM
Post by: jojoguy on October 19, 2019, 07:07:33 PM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
Edit: I contemplated to add my immediate emergency funds of $3,000 to the tally.
Post by: 35andFI on October 19, 2019, 07:21:54 PM
Buuuuut getting LASIK, paid for a vacation, and fixed my bike!
Post by: dutty on October 20, 2019, 01:09:44 PM
Quote
12/15 -£2,61009/19 £109,170 (+£10,480 ~ +11% )
12/16 £5,250 (+£7,860 ~ +301%)
12/17 £10,810 (+£5,560 ~ +106%)
12/18 £68,620 (+£57,810 ~ +634%)
01/19 £68,210 (-£410 ~ -1%)
02/19 £64,060 (-£4,150 ~ -6%)
03/19 £74,350 (+£10,290 ~ +16%)
04/19 £69,650 (-£4,700 ~ -7%)
05/19 £68,950 (-£700 ~ -1%)
06/19 £76,850 (+£7,900 ~ +11%)
07/19 £79,180 (+£2,330 ~ +3%)
08/19 £98,690 (+£19,510 ~ +25%)
Post by: Anon in Alaska on October 21, 2019, 12:46:00 AM
It was only six years ago that I had to borrow $200 from a friend to stop a tax check from bouncing; because I did not have $200.
Post by: dignam on October 21, 2019, 08:10:45 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2019 $207k
Jul 2019 $212k
Aug 2019 $207k [tough month; stocks slid and several unexpected expenses]
Sep 2019 $213k
Oct 2019 $217k
Post by: daveed on October 22, 2019, 02:23:54 PM
Nice progress. and congrats on the Europe trip! I will check out a book by that author - The Unsettlers looks interesting.
Added it to Goodreads! Sounds cool!
Post by: ardrum on October 23, 2019, 02:45:19 PM
Post by: 35andFI on October 23, 2019, 02:53:46 PM
Crossed $200k today! Unreal! Whether it holds through to my 1st of the month update though is still up in the air. Still, about 2/3 through the 100k to 250k race!
Congratulations on the milestone!
Post by: ItsALongStory on October 23, 2019, 07:12:24 PM
Crossed $200k today! Unreal! Whether it holds through to my 1st of the month update though is still up in the air. Still, about 2/3 through the 100k to 250k race!Congrats, I also passed it recently. the finish line is in sight!
Sent from my Pixel 2 XL using Tapatalk
Post by: politenessman on October 27, 2019, 10:27:25 AM
I've just passed the $100k mark, so its off to $250k we go!
Going to reformat this a little:
401k Roth IRA Investment total
2019 Q2 $ 98,911 $ 1,049 $ 686 $ 100,646
2019 Q3 $ 119,001 $ 2,134 $ 1,156 $ 122,291
Now I can see my progress a little better.
Post by: Adblair0 on October 28, 2019, 11:09:57 AM
I stumbled across this website a while back and finally decided to jump in on the thread to help with motivation (it's crazy how easy it is to spend money...). I'll only include details on this first post (I always like reading through other people's) and then I'll try to stick with a quick number update. The biggest struggle I have had with saving money has been my love of cars and travel which unfortunately aren't the cheapest hobbies. We'll see if this thread can motivate me to be a little stricter with the spending.
So the NW number is taken from Mint and includes my 401K, Vanguard personal account and the normal credit cards, checking and savings, etc. I'm only 26 years old and am not sure how far down the Mustachian path I'll go long term. I want to find a balance of smart spending while still indulging in luxuries occasionally, keeping my hobbies, but I also don't want to be working until I'm 60. I've always been called frugal by my family, but I'm nowhere close to a lot of people on this forum. The motivation to spend less is always a good thing!
Investments (401K, HSA and Vangaurd): $111,572.21
Cash: $3,511.25
CC Debt: -$3,240.32
In summary:
10/14/19 NW: $111,843.14
Cheers everyone, and good luck!
Welcome!
Looks like you’re doing pretty good for 26.
Out of curiosity, why are you holding enough in cash to pay of the CC debt but haven’t paid it off?
That just looks like a monthly balance to me, that’s what I do, keep pretty much exactly enough for the credit card auto payment to go through and cover whatever else comes out of my checking automatically. The rest gets invested. The balance sometime is more than my actual monthly spending because I’m still charging to the card but it doesn’t have to be paid off for almost an extra month, so a lot of the time I have like $3-4K balance on the card, even if my monthly charges are more like $2k. Oh, and welcome Adblair0
Thanks!
That's a good question and I go back and forth with that a lot. I use my CC for day to day purchases and sometimes I let that spending get out of hand with dumb things. I try to keep both accounts separate since I don't want to start viewing that savings as money I can spend. However, I always go back to the fact that holding CC balance costs more due to the interest which causes me to just pay it off anyway. So the short version is that it's more of a mental thing where I'm trying to prevent myself from spending it. I just need to have more discipline with the CC spending. When I get better with time I should really try doing more what JAYSLOL says!
Cheers!
Post by: zygote on October 31, 2019, 09:42:07 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
10/19: $107,279.56 (+2,910.87, +2.79%)
11/19: $111,107.47 (+3,827.91, +3.57%)
Spent way too much this month, so my cash buffer is lower than usual, but the net worth is still up due to automatic contributions and a little help from the market.
Post by: daveed on October 31, 2019, 11:17:18 AM
As of yesterday I'm over $150,000 invested for the first time; maybe $250,000 net worth with paid for condo & car.
It was only six years ago that I had to borrow $200 from a friend to stop a tax check from bouncing; because I did not have $200.
Love this success story! In a very similar boat.
Post by: daveed on October 31, 2019, 11:21:09 AM
Sept 2015 - $125k
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Today - $130
Shit.
Whoa. Is that $130 or $130k?
Post by: zeli2033 on October 31, 2019, 12:12:50 PM
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196 (+10,223)
Post by: bw_94 on October 31, 2019, 03:27:49 PM
10/31/2019 - $118,110.47 ($198,064)
[first number is liquid net worth, second number is total net worth]
Post by: JAYSLOL on October 31, 2019, 03:33:30 PM
Oct 1 - 106.2k (+4600)
Nov 1 - 108.0k (+1800)
Weak month for me, but at least the numbers are going in the right direction. Was hoping to hit 115k by the end of the year, might still be doable
Post by: Valvore on October 31, 2019, 03:49:11 PM
VALVORE HAS ENTERED THE RACE!
1-2019 = $82,000 2-2019 = $90,000 (maxed 2018 IRA) 3-2019 = $102,600 (maxed DH 2018 IRA & 2018 HSA) 4-2019 = $107,800 5-2019 = $111,100 6-2019 = $121,400 7-2019 = $127,700
| 8-2019 = $135,200 |
| 9-2019 = $141,200 (extra 3k to IRA) |
| 10-2019 = $150,000 |
Gained 50K in just 7 months. I have no idea how we did that. Hoping to get to 165K by end of the year and looking to hit 200K by my birthday in May.
Post by: Raenia on October 31, 2019, 04:15:30 PM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98
6/30/2019 - 208,303.52
7/31/2019 - 211,145.36
9/1/2019 - 206,812.25
9/30/2019 - 213,264.14
10/31/2019 - 220,750.62
Post by: junga on October 31, 2019, 04:43:37 PM
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Dec 30, 2018 : $128,407
Jan 31, 2019 : $139,828
March 1, 2019 : $145,617
March 31, 2019 : $153,549
May 2, 2019 : $162,575
June 2, 2019 : $164,396
Jun 28, 2019 : $173,404
July 31,2019 : $183,384
Aug 31, 2019 : $186,347
Sept 30, 2019 : $196,033
Oct 31, 2019 : $202,222
Crossed the 200K mark. This feels amazing.
Post by: 35andFI on October 31, 2019, 07:57:38 PM
Feb-19 $97,575
Mar-19 $105,804
Apr-19 $110,146
May-19 $118,816
Jun-19 $116,687
Jul-19 $127,984
Aug-19 $131,602
Sep-19 $135,237
Oct-19 $139,487
Nov-19 $144,270
Post by: philli14 on October 31, 2019, 08:03:02 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
Post by: Mainlander on November 01, 2019, 03:23:47 AM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
Great month in October. Made substantial money last month from overtime, so all of the gains came from new contributions.
Post by: ASW on November 01, 2019, 04:16:10 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | - | - |
| February | $49,800 | $96,439 | - | - |
| March | $55,707 | $107,387 | - | - |
| April | $64,352 | $110,960 | - | - |
| May | $68,097 | $117,622 | - | - |
| June | $72,976 | $113,078 | - | (Grad Goal) |
| July | $80,555 | $124,700 | - | |
| August | $85,858 | $129,322 | - | |
| September | $90,137 | $133,156 | - | |
| October | $93,806 | $136,540 | - | |
| November | $89,537 | $142,714 | - | |
| December | $92,795 | - | - |
Post by: FICurious on November 01, 2019, 06:18:18 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014: $97k
Jan 2015: $100k >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016: $103k >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Feb 2019: $145k
Mar 2019: $147k
Apr 2019: $151K
May 2019: $154k >>>> Graduated trainee program. Whoopee!
Jun 2019: $149,276
Jul 2019: $157,542
Aug 2019: $159,018
Sep 2019: $158,064
Oct 2019: $161,255
Nov 2019: $164,825
My numbers don't include house value, which I'm glad because my Zillow estimate just shot up 12K, for no good known reason. It's bound to come back down..and that's arbitrary volatility that I can't live with! lol. Although, I also checked Redfin and that estimate is even 10k higher than Zillow! If I added my home equity to my investments, I'd be at $251K and moving on to the next race....
Post by: ItsALongStory on November 01, 2019, 07:00:32 AM
Nov-19: $239478Felt like bringing in the top level history:
Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90
Oct-18: $152616
Nov-18: $145926
Dec-18: $150084
Jan-19: $142749
Feb-19: $159520
Mar-19: $168002
Apr-19: $176343
May-19: $184512
Jun-19: $181480
Jul-19: $197044
Aug-19: $204485
Sep-19: $204404
Oct-19: September is always a great month as bonus gets added to the stashe. This was a very good year but bonus wasn't as amazing as I had thought, still happy of course as it is still a variable pay that I am thankful for regardless. Rest of the year will slow down as I only have a little bit of pre-tax 401k room left and will then shift to after tax 401k fully. ESPP and HSA contributions will continue as is. All in all I'm expecting to contribute about $3.5-$4k per month so might not make graduation until February or so.
Oct-19: $225122
Another great month, without a significant drop I might reach $250k by years end or perhaps end of January. Super stoked to see the power of compounding and savings automation take over. It should slow down a bit now that my 401k is full and hsa is also about done.
Sent from my Pixel 2 XL using Tapatalk
Post by: Master of None on November 01, 2019, 08:00:33 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119582.07
Post by: ASW on November 01, 2019, 08:09:19 AM
January 1, 2018 : $97,318
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Dec 30, 2018 : $128,407
Jan 31, 2019 : $139,828
March 1, 2019 : $145,617
March 31, 2019 : $153,549
May 2, 2019 : $162,575
June 2, 2019 : $164,396
Jun 28, 2019 : $173,404
July 31,2019 : $183,384
Aug 31, 2019 : $186,347
Sept 30, 2019 : $196,033
Oct 31, 2019 : $202,222
Crossed the 200K mark. This feels amazing.
@junga That's awesome. I am really fixated on the $200k mark...can't wait to catch up with you. You've had a huge year - congratulations!
Post by: Epor on November 01, 2019, 08:27:58 AM
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
03/01/19 136520 1976 4739
04/01/19 139740 1976 1244
05/01/19 147985 1976 6269
06/01/19 138745 2715 -11955
07/01/19 151525 1976 10804
08/01/19 155785 2000 2260
09/01/19 152835 2000 -4950
10/01/19 156450 2000 1615
11/01/19 163220 2000 4770
Post by: JAYSLOL on November 01, 2019, 09:09:42 AM
Oct 1 - 106.2k (+4600)
Nov 1 - 108.8k (+2600)
Updated my numbers from yesterday. I missed $800 when I added things up a day early, so it was a better month than I thought. Aiming to hit 115k by the end of 2019
Post by: ingrownstudentloans on November 01, 2019, 10:44:20 AM
I am tracking only IRA/401K/taxable accounts.10/31/2019 $178,498.23
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105,187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (onetwomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
5/31/2019 $157,215.34 (market pain decline despite adding close to $4,000 in my after-tax account.....stay the course)
6/30/2019 $168,401.72 ($63,214.38 in one year...stay the course)
7/31/2019 $172,680.44
8/31/2019 $169,675.29
9/30/2019 $169,620.62 (recalculated due to typo in tracker)
Post by: FrugalByChance on November 01, 2019, 04:30:59 PM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.Oct 2019 € 180 160.74 (growth: € 2 898.12)
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Jan 2019 € 145 840.48
Feb 2019 € 151 827.59
Mar 2019 € 157 527.28 (growth: € 5 699.69 deposits: € 1 440.00)
Apr 2019 € 164 309.47 (growth: € 6 782.19 deposits: € 950.00)
May 2019 € 158 997.24 (growth: -€ 5 312.23 deposits: € 3 350.00)
Jun 2019 € 166 992.69 (growth: € 7 995.45 deposits: € 3 200.00)
Jul 2019 € 173 557.53 (growth: € 6 564.84 deposits: € 4 300.00)
Aug 2019 € 171 327.19 (growth: -€ 2 230.34 deposits: € 1 950.00)
Sep 2019 € 177 262.62 (growth: € 5 935.43)
Post by: gillhamface on November 02, 2019, 08:24:07 AM
1/2019 $103,451
2/2019 $112,868
3/2019 $115,615
4/2019 $117,248
5/2019 $123,948
6/2019 $119,983
7/2019 $129,967
8/2019 $133,483
9/2019 $159,828
10/2019 $161,950
Saved Market Gains/Other
11/2019 $169,503 $1230 $6323
Post by: junga on November 02, 2019, 01:26:44 PM
January 1, 2018 : $97,318
February 2, 2018 : $104,695
March 1,2018 : $107,006
March 30, 2018 : $115,189
May 1, 2018 : $116,178
June 1, 2018 : $119,529
July 2, 2018 : $117,366
July 31, 2018 : $120,235
Aug 31, 2018 : $126,710
Sept 30, 2018 : $135,258
Dec 1, 2018 : $133,314
Dec 30, 2018 : $128,407
Jan 31, 2019 : $139,828
March 1, 2019 : $145,617
March 31, 2019 : $153,549
May 2, 2019 : $162,575
June 2, 2019 : $164,396
Jun 28, 2019 : $173,404
July 31,2019 : $183,384
Aug 31, 2019 : $186,347
Sept 30, 2019 : $196,033
Oct 31, 2019 : $202,222
Crossed the 200K mark. This feels amazing.
@junga That's awesome. I am really fixated on the $200k mark...can't wait to catch up with you. You've had a huge year - congratulations!
@ASW thank you. You are doing awesome as well. Crossing this mark was huge for us. My DW's new job provided a big boost. Couldn't have done it by myself. Best of luck.
Post by: jayzee on November 02, 2019, 07:49:29 PM
1/11/2019 - $198,410.93
Hope to hit $200K in the next two months but depends on my fledgling business's cashflow.
Post by: jojoguy on November 03, 2019, 06:17:54 AM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
We hit a milestone by breaking through $150,000!
Breakdown on our holdings:
My 401K = $65,325.07
Wife`s 401K = $51,043.63
My TIRA = $6,414.24
Wife`s TIRA = $6,435.25
Joint taxable account holdings = $20,940(This includes a Money Market Account for emergency funds that covers 6 months. Short term is reached. Our long term target is a year and a half to 2 years over time. We`re moving into CDs pretty soon.)
Immediate emergency funds in our bank = $3,000
Post by: ItsALongStory on November 03, 2019, 07:52:22 AM
Sent from my Pixel 2 XL using Tapatalk
Post by: Accrual on November 04, 2019, 07:55:35 AM
Cool thread.
6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
Post by: Huskerfan on November 04, 2019, 09:17:03 PM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
[/quote]
Numbers updated thru the last day of the month
[/quote]
Post by: afah0447 on November 05, 2019, 02:19:21 AM
Oct-18 $86,288.66
Nov-18 $86,233.00
Dec-18 $86,642.12
Jan-19 $86,441.13
Feb-19 $91,507.65
Mar-19 $99,520.65
Apr-19 $110,916.19
May-19 $115,351.36
Jun-19 $116,942.12
Jul-19 $121,817.08
Aug-19 $130,530.53
Sep-19 $135,520.24
Oct-19 $138,063.29
Nov-19 $143,974.69
Post by: catprog on November 05, 2019, 04:53:30 AM
October 2019 $104,093.65
Post by: Rodgers12 on November 06, 2019, 07:12:03 AM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784
05/31/2018: $156,979
06/30/2018: $161,462
07/31/2018: $165,899
08/31/2018: $167,980
09/30/2018: $170,675
10/31/2018: $166,320
11/30/2018: $169,814
12/31/2018: $167,124
01/31/2019: $177,652
02/28/2019: $187,313
03/31/2019: $196,426
04/30/2019: $214,442
05/31/2019: $209,319
06/30/2019: $219,920
07/31/2019: $224,398
08/31/2019: $224,550
09/30/2019: $233,153
10/31/2019: $245,588
November is a three payroll month, plus the hot start to Novembers market gains, currently over the $250k mark!
Post by: daveed on November 06, 2019, 02:51:57 PM
12//2018 $97,696.71
1//2019 $107,673.20
2//2019 $116,133.78
3//2019 $119,538.07
4//2019 $127,526.50
5//2019 $125,693.12
6//2019 $138,641.02
7//2019 $144,176.97
8//2019 $138,441.20
9//2019 $144,935.02
10//2019 $155,176.79 - 66% savings rate for the month. Overall good month. This ball just keeps on rolling faster and faster!
Expenses - fancy restaurants in Seattle during a grad school conference, and paid $300 to repair our muffler on our car. Car is worth around $1200 if we sold it today I think, but we're just committed to driving it into, and through the ground at this point. We treat it like a work truck. If we were *real* mustachian's we'd just sell the damn thing but we use it most weekends to visit family that's about a 30 minute drive away.
If market is OK we should end the year around $170k. Starting to get some anxiety with our level of investments in the market but just shooting to stay the course at this point. Continuing to work and VTSAX and chill for the most part. Should get $2500 tuition reimbursement from work this month which will be really nice!
Newest Mustachian thing I've been into lately is buying used clothes that are damaged and then repairing them with my sewing machine. I bought a torn merino wool Icebreaker tshirt -- around $70 new -- for $14 on Ebay including shipping. And sewed a patch in it. It's getting cold this month and been eyeing some sort of down jacket now that I'm using an electric bike to get around I don't stay as warm! Trying to find a nice used one on eBay.
Post by: grantmeaname on November 06, 2019, 05:12:20 PM
Post by: Cezil on November 07, 2019, 05:55:16 AM
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55 (+ 25,400.85)
Dec-2018: $72,493.16 (+ 14,221.61)
Jan-2019: $81,866.77 (+ 9,373.61)
Feb-2019: $87,222.31 (+ 5,355.54)
Mar-2019: $88,865.95 (+ 1,643.64)
Apr-2019: $93,050.94 (+ 4,184.99)
May-2019: $91,719.70 ( - 1,331.24)
Jun-2019: $95,665.54 (+ 3,945.84)
Jul-2019: $99,502.49 (+ $3,865.95)
Aug-2019: $98,338.71 (- $1,162.78)
Sep-2019: $102,459.81 (+ $4,120.10)
Oct-2019: $104,199.94 (+ 1,740.13)
Hi, I’m new here. Graduated the previous thread and then held my breath to make sure I didn’t go backwards before moving onward & up.
Post by: L2 on November 07, 2019, 05:25:26 PM
A little late this month but....1/15/19 - $101,635.09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
Note - in Oct I got a much larger year end bonus than expected. Also counted my extra paycheck (3 paycheck month in Nov) in the current NW. The increase seems crazy and I feel like I'm missing something but....maybe my investments are doing work?!
Post by: Trifle on November 09, 2019, 08:22:55 AM
Post by: Adblair0 on November 12, 2019, 10:16:03 AM
10/14/19 NW: $111,843.14
11/12/19 NW: $118,774.94
Post by: lcmac32 on November 12, 2019, 01:34:48 PM
401k
Nov. 12, 2019 $238,035.96
Post by: cupcakery on November 15, 2019, 06:50:39 PM
Net worth:
11/01/19: $233,622
We have a good shot of hitting $250k by January 1st as long as our investments keep doing well and we get decent holiday bonuses. Can't wait!
Post by: ItsALongStory on November 16, 2019, 06:47:53 AM
Post by: jojoguy on November 17, 2019, 05:37:02 PM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
Post by: Check2400 on November 18, 2019, 11:09:55 AM
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017 - 102,500
Apr. 1 2017 - 110,000
May 1 2017 - 112,500
June 1 2017 - 113,500
July 1 2017 - 120,500
Aug. 1 2017 - 131,000
Sept. 1 2017- 131,000
Oct. 1 2017- 131,500
Nov. 1 2017 - 135,000
Dec. 1 2017 - 140,000
Jan. 1 2018 - 160,000
Feb. 1 2018- 168,000
Mar. 1 2018- 168,000
April 1 2018- 169,000
May 1 2018 - 171,000
June 1 2018 - 178,000
July 1 2018 - 180,500
Aug. 1 2018 - 194,000
Sept 1 2018 - 200,500
Oct. 1 2018 - 200,800
Nov. 1 2018 - 184,000
Dec. 1 2018 - 195,000
Jan. 1 2019 - 204,000
Feb. 1 2019 - 217,000
Mar 1 2019 - 226,000
April 1 2019 - 231,000
May 1, 2019 - 246,500
June 1, 2019 - 235,500
July 1, 2019 - 250,500
Aug. 1, 2019 - 244,000
Sept. 1, 2019 - 247,500
Oct. 1 2019 - 251,000
Nov. 1 2019 - 255,500
Whelp. I guess I can't fight it anymore. I've graduated and stayed there. It has been fun, shorter than the time says it has been, and a pleasure. Here's to seeing all of you in the next race, and not back in this one!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: OtherJen on November 19, 2019, 06:22:26 PM
We're in the same boat. After finally compiling all of our financial accounts, we found out that we had crossed the 100K net worth threshold. We're still a little stunned. A decade ago, our home value had basically collapsed, husband was laid off, and I was a grad student. While we had no consumer debt then, we had almost no savings and a majorly underwater mortgage. I can only imagine what we can do going forward, now that we're scrutinizing everything closely.
April 2019: $115,953
November 2019: $133,268 in total net worth [investments + bank accounts + home value, minus remaining mortgage and current credit card balances (which are paid in full every month)].
More stunning (to me): this week, we crossed the 100K line in investments alone: $100,613.
Onward and upward. Thanks to all the good people here who have given so much helpful advice!
Post by: ItsALongStory on November 19, 2019, 08:55:04 PM
Whelp. I guess I can't fight it anymore. I've graduated and stayed there. It has been fun, shorter than the time says it has been, and a pleasure. Here's to seeing all of you in the next race, and not back in this one!https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Congrats, see you soon in the $250k-$500k thread!
Post by: dignam on November 20, 2019, 06:36:49 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2019 $207k
Jul 2019 $212k
Aug 2019 $207k [tough month; stocks slid and several unexpected expenses]
Sep 2019 $213k
Oct 2019 $217k
Nov 2019 $228k
I've been kind of spendy-pants lately, so going to try and reel that back in. Good to see net worth still growing though.
Post by: Wiggle on November 20, 2019, 08:47:11 AM
Nov 20 2019 - $159k
Post by: 35andFI on November 20, 2019, 01:00:56 PM
Post by: An Unassuming Moose on November 20, 2019, 03:18:10 PM
Nov 20, 2019 -- $113800
Post by: grantmeaname on November 20, 2019, 04:04:23 PM
Post by: ItsALongStory on November 28, 2019, 08:43:40 AM
Fingers crossed!
Post by: Neustache on November 28, 2019, 09:10:26 AM
09/05/18 154,000
10/01/18 168,330
12/01/18 163,458
01/01/19 155,535
02/01/19 166,939
03/01/19 174,622
04/01/19 177,810
05/01/19 200,000
06/01/19 195,345
07/01/19 207,000
08/01/19 232,732
09/10/19 232,200
11/28/19 252,000
I'm graduated! Not really sure how we increased so much in 2.5 months, as our contributions were not that much. I haven't really been paying attention. Thanks all to the encouragement and good luck to you all!
Post by: ItsALongStory on November 28, 2019, 11:29:01 AM
Congrats! See you soon.
09/05/18 154,000
10/01/18 168,330
12/01/18 163,458
01/01/19 155,535
02/01/19 166,939
03/01/19 174,622
04/01/19 177,810
05/01/19 200,000
06/01/19 195,345
07/01/19 207,000
08/01/19 232,732
09/10/19 232,200
11/28/19 252,000
I'm graduated! Not really sure how we increased so much in 2.5 months, as our contributions were not that much. I haven't really been paying attention. Thanks all to the encouragement and good luck to you all!
Sent from my Pixel 2 XL using Tapatalk
Post by: FI-REality on November 28, 2019, 11:37:46 AM
Goal of $250,000 by Oct of 2020.
Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Mar 1/19 - $197,862.10
Apr 1/19 - $204,808.88
May 1/19 - $208,362.35
Jun 1/19 - $201,804.03
July 1/19 - $208,148.78
Aug 1/19 - $207,281.37
Sept 1/19 - $208,499.76
Oct 1/19 - $211,674.53
Nov 1/19 - $212,459.24
Dec 1/19 - $215,264.49
Terrible month spending wise. My 20 year old car died (broken frame due to rust); could probably have repaired it by welding in new parts, but not worth it. So, I bought a 10 year old car. After car, taxes, registration, timing belt, new tires, etc., I spent a little over $7,000 out of my emergency fund (which is part of the totals in the values above). Yet somehow, I still came out in the black?!?! I calculated that my return for this month was 8.96%.
Post by: QuillScroll on November 29, 2019, 08:26:35 AM
11/29/2019 - 101K
Post by: Raenia on November 29, 2019, 09:25:34 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98
6/30/2019 - 208,303.52
7/31/2019 - 211,145.36
9/1/2019 - 206,812.25
9/30/2019 - 213,264.14
10/31/2019 - 220,750.62
11/29/2019 - 228,708.339
Post by: grantmeaname on November 29, 2019, 09:35:00 AM
I'm hoping over from the 10K - 100K thread, glad to join you all -Welcome Quill! We'll be out of here in no time :)
11/29/2019 - 101K
Post by: FrugalByChance on November 29, 2019, 05:41:24 PM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Jan 2019 € 145 840.48
Feb 2019 € 151 827.59
Mar 2019 € 157 527.28 (growth: € 5 699.69 deposits: € 1 440.00)
Apr 2019 € 164 309.47 (growth: € 6 782.19 deposits: € 950.00)
May 2019 € 158 997.24 (growth: -€ 5 312.23 deposits: € 3 350.00)
Jun 2019 € 166 992.69 (growth: € 7 995.45 deposits: € 3 200.00)
Jul 2019 € 173 557.53 (growth: € 6 564.84 deposits: € 4 300.00)
Aug 2019 € 171 327.19 (growth: -€ 2 230.34 deposits: € 1 950.00)
Sep 2019 € 177 262.62 (growth: € 5 935.43)
Oct 2019 € 180 160.74 (growth: € 2 898.12)
Nov 2019 € 189 075.68 (growth: € 8 914.94 deposits: € 3 735.00 )
Post by: philli14 on November 29, 2019, 07:52:48 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
End of 2019 goal: 125,000
End of 2020 goal: 175,000
End of 2021 goal: 225,000
June 2022 goal: 250,000
3 paychecks, good savings, good market month.
Post by: catprog on November 29, 2019, 08:04:20 PM
October 2019 $104,093.65
November 2019 $106,200.86
(only includes the managed fund and super. Does not include the HECS debt)
Post by: junga on November 29, 2019, 08:05:52 PM
01/02/2018: $104,695
01/03/2018: $107,006
30/03/2018: $115,189
01/05/2018: $116,178
01/06/2018: $119,529
02/07/2018: $117,366
31/07/2018: $120,235
31/08/2018: $126,710
30/09/2018: $135,258
01/12/2018: $133,314
30/12/2018: $128,407
31/01/2019: $139,828
01/03/2019: $145,617
31/03/2019: $153,549
02/05/2019: $162,575
02/06/2019: $164,396
28/06/2019: $173,404
31/07/2019: $183,384
31/08/2019: $186,347
30/09/2019: $196,033
31/10/2019: $202,222
28/11/2019: $210,924
We feel that the goal is within reach now!!
Post by: JAYSLOL on November 29, 2019, 09:15:31 PM
Oct 1 - 106.2k (+4600)
Nov 1 - 108.8k (+2600)
Dec 1 - 111.7 (+2900)
Probably won’t quite make it to 115 by the end of the year like I was hoping, but should get pretty close.
Post by: zeli2033 on November 30, 2019, 07:36:32 AM
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839 (+8643)
Post by: jiimmy on November 30, 2019, 09:42:36 AM
12-2019 $101,254
Post by: grantmeaname on November 30, 2019, 10:16:25 AM
Post by: vertkurt on November 30, 2019, 10:33:22 AM
*Total includes invested assets only.
I am joining from the 100k thread that I was able to graduate from this month. I'm not sure if it's possible, but I am going for a 2 year goal for this challenge.
Post by: Old Ball Coach on November 30, 2019, 10:35:13 AM
April 2018 - $52,917.42
May 2018 - $58,400.19
June 2018 - $59,686.34
July 2018 - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 - $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49
September 2019 - $87,380.98
October 2019 - $93,328.51
November 2019 - $103,159.50
And so it begins. Another journey. This one will move more quickly than the 10k-100k I believe with the power of compounding!
Big saving month and an even bigger month in the market.
Post by: junga on November 30, 2019, 11:08:08 AM
Post by: ItsALongStory on November 30, 2019, 01:46:34 PM
12/1/19 = 101,602
*Total includes invested assets only.
I am joining from the 100k thread that I was able to graduate from this month. I'm not sure if it's possible, but I am going for a 2 year goal for this challenge.
Welcome, most definitely possible. $150k over 24 months is just over $6k increase per month. You will see on the google sheet that plenty of people have graduated in that timeframe.
Post by: ItsALongStory on November 30, 2019, 01:47:18 PM
Hello! Recent graduate of the 100k thread here. Targeting 40k/yr of new contributions. Let's go!
12-2019 $101,254
Welcome and congrats on a big milestone!
Post by: ItsALongStory on November 30, 2019, 01:48:37 PM
November 2019 - $103,159.50
And so it begins. Another journey. This one will move more quickly than the 10k-100k I believe with the power of compounding!
Big saving month and an even bigger month in the market.
It certainly picks up between market helping out (usually) and being locked into the automated savings with opportunities to top it up whenever you get pay increases and/or bonuses.
Congrats on the huge $100k milestone too!
Post by: ItsALongStory on November 30, 2019, 01:54:29 PM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Jan 2019 € 145 840.48
Feb 2019 € 151 827.59
Mar 2019 € 157 527.28 (growth: € 5 699.69 deposits: € 1 440.00)
Apr 2019 € 164 309.47 (growth: € 6 782.19 deposits: € 950.00)
May 2019 € 158 997.24 (growth: -€ 5 312.23 deposits: € 3 350.00)
Jun 2019 € 166 992.69 (growth: € 7 995.45 deposits: € 3 200.00)
Jul 2019 € 173 557.53 (growth: € 6 564.84 deposits: € 4 300.00)
Aug 2019 € 171 327.19 (growth: -€ 2 230.34 deposits: € 1 950.00)
Sep 2019 € 177 262.62 (growth: € 5 935.43)
Oct 2019 € 180 160.74 (growth: € 2 898.12)
Nov 2019 € 189 075.68 (growth: € 8 914.94 deposits: € 3 735.00 )
Took a look at your net worth sheet. You project the number of months remaining but based on November growth it becomes much more attractive than the 5.5 years. Are you planning on staying in the Netherlands post-ER?
Post by: ItsALongStory on November 30, 2019, 02:03:16 PM
I knew i was getting real close, unfortunately no celebrations yet as I just added up my investments and am at $249894.69 as of today. My post-tax 401k will show up on Saturday or Sunday and assuming a flat market tomorrow I should make it out of this thread for the first (and hopefully last) time.
Fingers crossed!
Dec-19: $249741.51 = $14397.95 HSA + $6976.56 VG Taxable + $228367.10 Fidelity (Taxable, Roth IRA and 401k).
Did not make it but ecstatic with the progress since some RSUs will vest tomorrow that will put me over the top by a few k. This number also doesn't include any of our equity in vehicles, emergency fund etc so I will consider myself unofficially graduated.
Post by: Accrual on December 01, 2019, 05:36:43 AM
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $206k
Post by: peppermint on December 01, 2019, 08:58:33 AM
12/2019 - $107584.51
Post by: ItsALongStory on December 01, 2019, 09:16:06 AM
Hi everyone! I just graduated the 10-100K thread and this is my first post in the next one up.
12/2019 - $107584.51
Congrats and welcome!
Post by: jojoguy on December 01, 2019, 10:22:37 AM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
December 1, 2019 = $160,550.38
Post by: FICurious on December 01, 2019, 04:20:04 PM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014: $97k
Jan 2015: $100k >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016: $103k >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Feb 2019: $145k
Mar 2019: $147k
Apr 2019: $151K
May 2019: $154k >>>> Graduated trainee program. Whoopee!
Jun 2019: $149,276
Jul 2019: $157,542
Aug 2019: $159,018
Sep 2019: $158,064
Oct 2019: $161,255
Nov 2019: $164,825
Dec 2019: $169,167
Welcome to all the new members!
Post by: 35andFI on December 01, 2019, 06:16:39 PM
Feb-19 $97,575.00
Mar-19 $105,804.17
Apr-19 $110,146.48
May-19 $118,815.81
Jun-19 $116,686.93
Jul-19 $127,984.34
Aug-19 $131,602.10
Sep-19 $135,237.23
Oct-19 $139,487.25
Nov-19 $144,270.40
Dec-19 $152,659.87
I did better than expected this past month with my spending (under $1,000) and the market has been on a tear.
Post by: L2 on December 01, 2019, 06:35:47 PM
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288A little late this month but....1/15/19 - $101,635.09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
Updated the projection to exclude all potential bonuses, which accounted for the previously higher estimate. Need a combined $10k from pay raise, bonuses, churning, and investment gains to meet the goal. Still looking good!
Post by: ingrownstudentloans on December 02, 2019, 06:06:53 AM
I am tracking only IRA/401K/taxable accounts.11/30/2019 $192,486.52 (stretch goal - make this a 2 year race. It will be a real stretch, but that's what we are here for, right?)
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105,187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (onetwomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
5/31/2019 $157,215.34 (market pain decline despite adding close to $4,000 in my after-tax account.....stay the course)
6/30/2019 $168,401.72 ($63,214.38 in one year...stay the course)
7/31/2019 $172,680.44
8/31/2019 $169,675.29
9/30/2019 $169,620.62 (recalculated due to typo in tracker)
10/31/2019 $178,498.23
Post by: Rodgers12 on December 02, 2019, 07:05:01 AM
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784
05/31/2018: $156,979
06/30/2018: $161,462
07/31/2018: $165,899
08/31/2018: $167,980
09/30/2018: $170,675
10/31/2018: $166,320
11/30/2018: $169,814
12/31/2018: $167,124
01/31/2019: $177,652
02/28/2019: $187,313
03/31/2019: $196,426
04/30/2019: $214,442
05/31/2019: $209,319
06/30/2019: $219,920
07/31/2019: $224,398
08/31/2019: $224,550
09/30/2019: $233,153
10/31/2019: $245,588
11/30/2019: $258,296
Graduated to the next level! Looking back at my progress and seeing how fast the numbers climbed is truly amazing. It was a pleasure tracking and following along with everyone, see you at the next one!
Post by: Epor on December 02, 2019, 07:43:49 AM
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
03/01/19 136520 1976 4739
04/01/19 139740 1976 1244
05/01/19 147985 1976 6269
06/01/19 138745 2715 -11955
07/01/19 151525 1976 10804
08/01/19 155785 2000 2260
09/01/19 152835 2000 -4950
10/01/19 156450 2000 1615
11/01/19 163220 2000 4770
12/01/19 170360 524 6616
Post by: ItsALongStory on December 02, 2019, 07:46:36 AM
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
03/01/19 136520 1976 4739
04/01/19 139740 1976 1244
05/01/19 147985 1976 6269
06/01/19 138745 2715 -11955
07/01/19 151525 1976 10804
08/01/19 155785 2000 2260
09/01/19 152835 2000 -4950
10/01/19 156450 2000 1615
11/01/19 163220 2000 4770
12/01/19 170360 524 6616
Nice to see the market gives you those nice pushes in the back. I may steal your format actually, looks very clean.
Post by: Epor on December 02, 2019, 08:02:49 AM
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
03/01/19 136520 1976 4739
04/01/19 139740 1976 1244
05/01/19 147985 1976 6269
06/01/19 138745 2715 -11955
07/01/19 151525 1976 10804
08/01/19 155785 2000 2260
09/01/19 152835 2000 -4950
10/01/19 156450 2000 1615
11/01/19 163220 2000 4770
12/01/19 170360 524 6616
Nice to see the market gives you those nice pushes in the back. I may steal your format actually, looks very clean.
Thank you. I do this because when I started MMM (not that long ago) I would look at the races and see increases of thousands of dollars - specially on the races over 100k. I felt a little discouraged, because there was no way I could save 5k a month. But then I noticed one poster (not sure who) that displayed how much he saved, and how much the market gains were: I figured - "That I can do". So I copied his format.
Post by: ItsALongStory on December 02, 2019, 09:10:26 AM
How does the compounding number drop in certain months without a corresponding overall drop though?
Post by: ItsALongStory on December 02, 2019, 09:13:07 AM
Exactly, I'm on the cusp of the 250-500k thread. I want to target growing by 10k/month if I am to graduate in roughly 2 years. I can not save/contribute anywhere near 10k per month though so I will need the market's help.
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00(found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
Total Saved Market G/L
02/01/19129805 7876 10710
03/01/19136520 1976 4739
04/01/19139740 1976 1244
05/01/19147985 1976 6269
06/01/19138745 2715 -11955
07/01/19151525 1976 10804
08/01/19155785 2000 2260
09/01/19152835 2000 -4950
10/01/19156450 2000 1615
11/01/19163220 2000 4770
12/01/19170360 524 6616
Nice to see the market gives you those nice pushes in the back. I may steal your format actually, looks very clean.
Thank you. I do this because when I started MMM (not that long ago) I would look at the races and see increases of thousands of dollars - specially on the races over 100k. I felt a little discouraged, because there was no way I could save 5k a month. But then I noticed one poster (not sure who) that displayed how much he saved, and how much the market gains were: I figured - "That I can do". So I copied his format.
Sent from my Pixel 2 XL using Tapatalk
Post by: Master of None on December 02, 2019, 09:58:41 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
Post by: ItsALongStory on December 02, 2019, 06:01:32 PM
That inflection point is hilarious indeed. :-)
How does the compounding number drop in certain months without a corresponding overall drop though?
I'm not quite sure what you're asking there.
It's a stacked line chart, with one value reading total contributions, and the other reading total gains based on current portfolio value. If market were to drop below my level of contributions, it would look something like the picture below. The blue area (my contributions) would continue to rise, but the green area, which represents total portfolio value would be lower.
I see, that makes sense. Not sure what I was thinking.
Post by: afah0447 on December 03, 2019, 03:00:23 AM
Oct-18 $86,288.66
Nov-18 $86,233.00
Dec-18 $86,642.12
Jan-19 $86,441.13
Feb-19 $91,507.65
Mar-19 $99,520.65
Apr-19 $110,916.19
May-19 $115,351.36
Jun-19 $116,942.12
Jul-19 $121,817.08
Aug-19 $130,530.53
Sep-19 $135,520.24
Oct-19 $138,063.29
Nov-19 $143,974.69
Dec-19 $149,978.41
Post by: jayzee on December 03, 2019, 05:20:22 AM
1/11/2019 - $198,410.93
1/12/2019 - $204,597.01
Had set myself a goal to hit $200K before 1 Jan but the Australian market beat me to it.
Note: The values include superannuation (the Australian retirement account, which I contribute to personally because I'm self-employed), but do not include equity in my primary residence, which is mortgaged with 20%+ equity.
Post by: ItsALongStory on December 03, 2019, 09:09:47 AM
I knew i was getting real close, unfortunately no celebrations yet as I just added up my investments and am at $249894.69 as of today. My post-tax 401k will show up on Saturday or Sunday and assuming a flat market tomorrow I should make it out of this thread for the first (and hopefully last) time.
Fingers crossed!
Dec-19: $249741.51 = $14397.95 HSA + $6976.56 VG Taxable + $228367.10 Fidelity (Taxable, Roth IRA and 401k).
Did not make it but ecstatic with the progress since some RSUs will vest tomorrow that will put me over the top by a few k. This number also doesn't include any of our equity in vehicles, emergency fund etc so I will consider myself unofficially graduated.
Now that we've established that the top is in, it may take another few paychecks to reach 250k. :)
Post by: lcmac32 on December 03, 2019, 10:41:35 AM
401k
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Post by: Mainlander on December 04, 2019, 08:01:46 AM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
Another great month in the market. Added about $2k in new contributions.
Post by: Fishing4FI on December 04, 2019, 10:00:33 AM
My progress thus far:
August-18 $27,210
September-18 $30,963
October-18 $59,191
November-18 $60,036
December-18 $64,001
January-19 $63,048
February-19 $74,091
March-19 $78,283
April-19 $86,176
May-19 $97,974
June-19 $104,555
July-19 $104,361
August-19 $110,514
September-19 $137,274
October-19 $143,665
November-19 $151,239
December-19 $160,842
Post by: zygote on December 04, 2019, 12:14:36 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
10/19: $107,279.56 (+2,910.87, +2.79%)
11/19: $111,107.47 (+3,827.91, +3.57%)
12/19: $112,883.69 (+1,776.22, +1.60%)
Spent a lot this month so the lower gain is due to a decrease in my cash buffer. Contributions the same as always.
Post by: katthjul on December 05, 2019, 02:09:57 PM
May 2019: €102,272
Jun 2019: €107,885
Jul 2019: €113,905
Aug 2019: €113,608
Sep 2019: €119,395
Oct 2019: €122,728
Nov 2019: €127,996
Post by: Lamancha on December 05, 2019, 08:26:46 PM
Oct 2018- $145,500
Nov 2018- $26,000
Nov 2019- $106,180
Dec 2019- $116,263
I can finally join this race again after spending almost all of my money last year. Glad to be back.
Post by: ItsALongStory on December 05, 2019, 09:21:49 PM
Been watching it like a hawk, up to $250318 as of today! \o/I knew i was getting real close, unfortunately no celebrations yet as I just added up my investments and am at $249894.69 as of today. My post-tax 401k will show up on Saturday or Sunday and assuming a flat market tomorrow I should make it out of this thread for the first (and hopefully last) time.
Fingers crossed!
Dec-19: $249741.51 = $14397.95 HSA + $6976.56 VG Taxable + $228367.10 Fidelity (Taxable, Roth IRA and 401k).
Did not make it but ecstatic with the progress since some RSUs will vest tomorrow that will put me over the top by a few k. This number also doesn't include any of our equity in vehicles, emergency fund etc so I will consider myself unofficially graduated.
Now that we've established that the top is in, it may take another few paychecks to reach 250k. :)
See you all in the next thread!
Sent from my Pixel 2 XL using Tapatalk
Post by: Cezil on December 09, 2019, 07:55:54 AM
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55 (+ 25,400.85)
Dec-2018: $72,493.16 (+ 14,221.61)
Jan-2019: $81,866.77 (+ 9,373.61)
Feb-2019: $87,222.31 (+ 5,355.54)
Mar-2019: $88,865.95 (+ 1,643.64)
Apr-2019: $93,050.94 (+ 4,184.99)
May-2019: $91,719.70 ( - 1,331.24)
Jun-2019: $95,665.54 (+ 3,945.84)
Jul-2019: $99,502.49 (+ 3,865.95)
Aug-2019: $98,338.71 (- 1,162.78)
Sep-2019: $102,459.81 (+ 4,120.10)
Oct-2019: $104,199.94 (+ 1,740.13)
Nov-2019: $ 109,178.17 (+ 4,978.23)
Not a bad month. The market helped; 401k contributions were reduced to just the match percentage in order to stockpile money for possible rage quitting. Hasn’t happened yet, and my cash cushion holds about 8 [lean] months. If still employed by next year, the goal is to invest half my income all year. I expect some big jumps between now and February/March due to OT this month, raise/bonus, company 401k match, etc.. And overall I'm super eager to see what I end the year at and how much it has grown since the beginning of the year!
Post by: Valvore on December 09, 2019, 09:22:38 AM
VALVORE HAS ENTERED THE RACE!11-2019 = $155,850 (+$5,850)
1-2019 = $82,000 2-2019 = $90,000 (maxed 2018 IRA) 3-2019 = $102,600 (maxed DH 2018 IRA & 2018 HSA) 4-2019 = $107,800 (+$5,200) 5-2019 = $111,100 (+$3,300) 6-2019 = $121,400(+$10,300) 7-2019 = $127,700(+$6,300) 8-2019 = $135,200 (+$7,300) 9-2019 = $141,200 (extra 3k to IRA, +$6,000) 10-2019 = $150,000 (+$8,800)
Post by: mustardstew on December 14, 2019, 11:24:14 AM
06/2018 - $127,90812/2019 - $137,885
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
03/2019 - $130,444
04/2019 - $132,114
05/2019 - $134,870
06/2019 - $130,798
07/2019 - $134,625
08/2019 - $134,062...
Been a bit since updating... refinanced, and some other expenses, but - the market!!
Post by: jojoguy on December 15, 2019, 04:36:34 AM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
December 1, 2019 = $160,550.38
December 15, 2019 = $162,506.95
Post by: ItsALongStory on December 15, 2019, 01:43:44 PM
Been watching it like a hawk, up to $250318 as of today! \o/
See you all in the next thread!
Came back one more time to formally close out, as of today I am sitting at $256947 so with that extra buffer I am seeing you all soon in the next thread!
Post by: Nederstash on December 15, 2019, 05:21:43 PM
Jul 19: 100741
Aug 19: 100432
Sep 19: 102822
Oct 19: 103403
Nov 19: 105453
Dec 19: 109724
Post by: jasert39 on December 16, 2019, 11:56:01 AM
12/16/2019 - $102,141
Post by: 35andFI on December 16, 2019, 12:19:19 PM
Just graduated to this thread...
12/16/2019 - $102,141
Congrats! Welcome.
Post by: Huskerfan on December 17, 2019, 08:39:21 PM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Numbers updated thru the last day of the month
Post by: Wiggle on December 18, 2019, 09:32:32 AM
Dec 18 2019 - $166k
Had some market gains and extra income.
Post by: zee dot on December 18, 2019, 10:09:38 PM
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
Post by: Anon in Alaska on December 20, 2019, 06:54:35 AM
Up from $0 invested 5 years ago. Income under $30,000. If only I had done this 25 years ago.
Post by: daveed on December 20, 2019, 10:28:38 AM
12//2018 $97,696.71
1//2019 $107,673.20
2//2019 $116,133.78
3//2019 $119,538.07
4//2019 $127,526.50
5//2019 $125,693.12
6//2019 $138,641.02
7//2019 $144,176.97
8//2019 $138,441.20
9//2019 $144,935.02
10//2019 $155,176.79
11//2019 $165,030.63 - haven't calculated SR for the month.
Should finish the year around $170k depending on market fluctuations. Pretty good for one year. Really need to take the time to calculate savings rate + market gains overall to see how much of this is savings and how much is market gain. I think the 10k between October and November was about 50/50 savings/market gains.
November was relatively uneventful financially. Biggest "excess" expense is therapy, which I think is 100% worth the money. And can always cut down on eating out/food expenses. Want to start meal prepping 1x a week to avoid eating so many frozen burritos.
Post by: QuillScroll on December 23, 2019, 07:57:34 AM
12/23/2019 - 107000
Merry Christmas and Happy New Year everyone!!!
Post by: dignam on December 25, 2019, 06:21:28 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2019 $207k
Jul 2019 $212k
Aug 2019 $207k [tough month; stocks slid and several unexpected expenses]
Sep 2019 $213k
Oct 2019 $217k
Nov 2019 $228k
Dec 2019 $232k
It's been a very expensive year. Replaced aging, falling apart appliances in Q2. Water heater died this month, almost flooding the basement. Beater car was no longer safe to drive, so had to replace with a less beater of a car this month as well.
Barring a recession, should be able to graduate this thread in 2020!
Post by: Steeze on December 25, 2019, 10:00:13 AM
05/31/2017: $101,116
11/30/2019: $258,296
Graduated to the next level! Looking back at my progress and seeing how fast the numbers climbed is truly amazing. It was a pleasure tracking and following along with everyone, see you at the next one!
Congrats @Rodgers12 !
Post by: BSL18 on December 25, 2019, 01:02:47 PM
2016/12/31 17500$ invested (NW 43929$)
2017/06/30 23500$ invested (NW 21600$)
2017/12/31 29713$ invested (NW 40492$)
2018/06/30 41895$ invested (NW 68955$)
2019/01/01 83406$ invested (NW 126961$)
2019/06/20 102900$ invested (NW 145095$)
2020/01/01: 120491$ invested (NW 170734$) Nothing to see here, keep rowing...
Post by: jojoguy on December 28, 2019, 11:39:31 AM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
December 1, 2019 = $160,550.38
December 15, 2019 = $162,506.95
December 28, 2019 = $167,860.18
End of the year! I just looked at an old post from January 15th and I was at $82,000 back then. This has been an amazing year for us.
Post by: daveed on December 30, 2019, 10:25:15 AM
End of the year! I just looked at an old post from January 15th and I was at $82,000 back then. This has been an amazing year for us.
Impressive! Amazing to look back and see.
Post by: grantmeaname on December 31, 2019, 06:07:08 AM
We're at $130k right now and on track for $150 at year end. Maybe we can graduate next December if all goes well. (If all does not go well, the Buffett family buys more hamburger when hamburger is on sale, and will not cry.)
1/12/18 $50k
7/13/18 $63k
10/19/18 $75k
1/31/19 $80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
2019 has been very good to us - we more than doubled our net worth, including the massive start to the year to cancel out the December '18 dip.
We have a shot at graduating well before the end of '20 - my goal is to save $100k during the year so even without market help we should get there before December. And we may move to a much cheaper apartment (NYC -> Jersey City) which could have us saving more like $120k. In a really strong market we could double again in '20 and end up just past $300k in a year's time.
Post by: zeli2033 on December 31, 2019, 07:36:39 AM
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705 (+6866)
Doing a look back at 2019, we started the year at $36.2k net worth. Made quite a bit of progress this year, which is exciting! Assuming we're able to save according to plan in 2020, we're on track to graduate by January 2021 just with our savings contributions. Looking forward to seeing how the year shakes out!
Post by: catprog on December 31, 2019, 03:19:02 PM
September 2019 101,671.46
October 2019 $104,093.65
November 2019 $106,200.86
December 2019 $110,803.14
(only includes the managed fund and super. Does not include the HECS debt)
Post by: Epor on December 31, 2019, 03:22:22 PM
Jan-2020 $179,070.00
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
Total Saved Market G/L
02/01/19 129805 7876 10710
03/01/19 136520 1976 4739
04/01/19 139740 1976 1244
05/01/19 147985 1976 6269
06/01/19 138745 2715 -11955
07/01/19 151525 1976 10804
08/01/19 155785 2000 2260
09/01/19 152835 2000 -4950
10/01/19 156450 2000 1615
11/01/19 163220 2000 4770
12/01/19 170360 524 6616
01/01/20 179070 3938 4772
Post by: zygote on December 31, 2019, 04:10:43 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
10/19: $107,279.56 (+2,910.87, +2.79%)
11/19: $111,107.47 (+3,827.91, +3.57%)
12/19: $112,883.69 (+1,776.22, +1.60%)
1/20: $117,811.45 (+4,927.26, +4.37%)
Post by: Old Ball Coach on December 31, 2019, 04:34:51 PM
April 2018 - $52,917.42
May 2018 - $58,400.19
June 2018 - $59,686.34
July 2018 - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 - $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49
September 2019 - $87,380.98
October 2019 - $93,328.51
November 2019 - $103,159.50
December 2019 - $113,587.59
Another great month. Hoping to kick up the savings rate even more in 2020.
Post by: vertkurt on December 31, 2019, 04:40:52 PM
1/1/20 = 110,128
*Total includes invested assets only. 2.25 years in work force. SINK
Post by: philli14 on December 31, 2019, 04:51:44 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
End of 2019 goal: 125,000
End of 2020 goal: 175,000
End of 2021 goal: 225,000
June 2022 goal: 250,000
Ending off 2019 with a great jump! Market very friendly throughout 2019, 175k by the end of 2020 is very reasonable even if the market stays fairly flat
Post by: Accrual on January 01, 2020, 06:17:30 AM
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
Post by: L2 on January 01, 2020, 07:47:44 AM
1/15/19 - $101,635.12/31/19 NW: $185,673 - Projected Graduation Goal NW (12/31/2020): $244,374
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288
Happy New Years team. Let's kick 2020's butt!
Post by: FICurious on January 01, 2020, 09:15:26 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
2019 Gains: $38,083
December is always a spendy month. Very pleased with my gains this year, especially compared to prior years.
Post by: junga on January 01, 2020, 09:30:41 AM
01/01/2018: $097,318
01/02/2018: $104,695
01/03/2018: $107,006
30/03/2018: $115,189
01/05/2018: $116,178
01/06/2018: $119,529
02/07/2018: $117,366
31/07/2018: $120,235
31/08/2018: $126,710
30/09/2018: $135,258
01/12/2018: $133,314
30/12/2018: $128,407
31/01/2019: $139,828
01/03/2019: $145,617
31/03/2019: $153,549
02/05/2019: $162,575
02/06/2019: $164,396
28/06/2019: $173,404
31/07/2019: $183,384
31/08/2019: $186,347
30/09/2019: $196,033
31/10/2019: $202,222
28/11/2019: $210,924
01/01/2020: $221,074
Total 2019 Net worth increase : $92,667
Hoping for a stellar 2020!!
Post by: BeautifulDay on January 01, 2020, 09:50:28 AM
Net Worth Investment Assets (401k, IRAs, HSA)
Mar 2016 $28,361 $72,408
Jun 2016 $40,970 $79,977
Sep 2016 $57,895 $90,677
Dec 2016 $80,499 $96,796
Mar 2017 $99,766 $73,973
Jun 2017 $102,562 $93,148
Sep 2017 $112,554 $103,702
Dec 2017 $128,724 $116,626
Mar 2018 $133,930 $123,367
Jun 2018 $148,700 $135,564
Sep 2018 $160,509 $148,562
Dec 2018 $148,046 $134,289
Mar 2019 $177,957 $161,794
Jun 2019 $195,692 $177,840
Sep 2019 $205,301 $179,600
Dec 2019 $228,588 $206,182
Want to graduate with my investment accounts by the end of next year
Post by: ASW on January 01, 2020, 09:59:17 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | $153,292 | - |
| February | $49,800 | $96,439 | - | - |
| March | $55,707 | $107,387 | - | - |
| April | $64,352 | $110,960 | - | - |
| May | $68,097 | $117,622 | - | - |
| June | $72,976 | $113,078 | - | (Grad Goal) |
| July | $80,555 | $124,700 | - | |
| August | $85,858 | $129,322 | - | |
| September | $90,137 | $133,156 | - | |
| October | $93,806 | $136,540 | - | |
| November | $89,537 | $142,714 | - | |
| December | $92,795 | $147,950 | - | |
| Annual gain | $49,734 | $64,758 |
Post by: Fishing4FI on January 01, 2020, 10:03:52 AM
August-18 $27k
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
Post by: IOPsycho on January 01, 2020, 10:30:20 AM
1/1/19 - $115,519
2/1/19 - $125,765
3/1/19 - $121,496
4/1/19 - $129,189
5/1/19 - $133,823
6/1/19 - $133,192
7/1/19 - $142,847
8/1/19 - $145,849
9/1/19 - $160,520
10/1/19 - $162,860
11/1/19 - $164,284
12/1/19 - $171,020
1/1/2020 - $168,883
This year I put money toward my mortgage in a couple of months. Feeling good about my interest to principal ratio now so looking to do a bit more investing for 2020. I also love travel, that will continue in 2020 :)
Post by: peppermint on January 01, 2020, 12:01:58 PM
01/2020 - $110275.32
Post by: gillhamface on January 01, 2020, 03:24:07 PM
1/2018 $104,847
1/2019 $103,451
6/2019 $119,983
12/2019 $171,020
Saved Market Gains/Other
1/2020 $181,654 $4305 $6329
Post by: JAYSLOL on January 01, 2020, 06:21:31 PM
Oct 1 - 106.2k (+4600)
Nov 1 - 108.8k (+2600)
Dec 1 - 111.7 (+2900)
Jan 1 - 113.0 (+1300)
2019 was a good year, graduated from the 10-100 thread, hoping to graduate from this one by late 2023. Going to shoot for 150 by the end of 2020, which is doable if market trends continue, but damn hard if they don’t, we’ll see where things go.
Post by: ingrownstudentloans on January 02, 2020, 06:55:21 AM
I am tracking only IRA/401K/taxable accounts.12/31/2019 $209,508.94
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105,187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (onetwomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
5/31/2019 $157,215.34 (market pain decline despite adding close to $4,000 in my after-tax account.....stay the course)
6/30/2019 $168,401.72 ($63,214.38 in one year...stay the course)
7/31/2019 $172,680.44
8/31/2019 $169,675.29
9/30/2019 $169,620.62 (recalculated due to typo in tracker)
10/31/2019 $178,498.23
11/30/2019 $192,486.52 (stretch goal - make this a 2 year race. It will be a real stretch, but that's what we are here for, right?)
Post by: lcmac32 on January 02, 2020, 09:02:09 AM
401k
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Post by: edmundblackadder on January 02, 2020, 10:40:10 AM
End of year numbers:
18K cash (15K emergency fund)
142K in investments (20K in my IRA, 110 in my 403b, 10K in taxable, 1K in HSA)
Started the taxable and HSA this year (the HSA also has 2K they won't let me invest). Total net worth is 160K.
2019 is going to be about tracking expenses, I haven't done that very closely in a few years. If I can break 195K net worth by the end of the year, that will make me very happy.
2019 was an unstable year and I'm still recovering in some ways.
16K cash (11K emergency fund, 2K in a CD as the beginning of a CD ladder)
218K in investments (taxable account, tIRA, Roth IRA, rollover IRA, current 403b, HSA)
Total net worth is 234K. I'm pretty thrilled about that, given that I had some major unanticipated expenses and a lot of emotional upheaval this year. 2020 is going to be about continuing to track expenses and stick to my grocery budget. I can break 250K NW easy, and I'd love to get to 300K by the end of the year.
Since I had never rolled over a 403b before, I'm kind of baffled by the "rollover IRA" -- is there a way to combine that with my existing tIRA, just so I have fewer accounts?
Post by: snoot on January 02, 2020, 10:49:14 AM
01/2018 $67,602
01/2019 $101,315
02/2019 $116,294
03/2019 $121,914
04/2019 $126,008
05/2019 $171,195*
06/2019 $172,670
07/2019 $182,019
08/2019 $185,632
09/2019 $189,051
10/2019 $181,158**
11/2019 $185,633
12/2019 $191,001
* added house equity based on zillow estimate
** adjusted house equity to a more realistic number that I will keep the same going forward
Post by: Master of None on January 02, 2020, 11:58:02 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Post by: Raenia on January 02, 2020, 01:28:36 PM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98
6/30/2019 - 208,303.52
7/31/2019 - 211,145.36
9/1/2019 - 206,812.25
9/30/2019 - 213,264.14
10/31/2019 - 220,750.62
11/29/2019 - 228,708.339
1/2/2020 - 233,844.83
Post by: jayzee on January 02, 2020, 06:43:38 PM
1/12/2019 - $204,597.01
3/1/2020 - $205,467.05
Note: The values include superannuation (Australian retirement account, which I contribute to personally because I'm self-employed), but do not include equity in my primary residence, which is mortgaged with 20%+ equity.
Post by: Huskerfan on January 03, 2020, 07:33:02 AM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Numbers updated thru the last day of the month
Post by: wonkette on January 03, 2020, 10:20:05 AM
My official graduation date was probably sometime in November, which is amazing considering I got married and went on a honeymoon that month, neither of which were particularly mustashian. I really thank everyone in this group for keeping my fundamentals strong during a spendy year. See you in the next thread!
Post by: zee dot on January 03, 2020, 11:02:45 AM
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
I registered on this site on September 06, 2017, 01:10:11 PM.
The list above shows the power of the Mustache.
I wouldn't be here today without you guys.
Post by: M5 on January 03, 2020, 12:40:53 PM
1/3/20: $100,937.12
Post by: mustardstew on January 04, 2020, 06:27:29 AM
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
03/2019 - $130,444
04/2019 - $132,114
05/2019 - $134,870
06/2019 - $130,798
07/2019 - $134,625
08/2019 - $134,062
12/2019 - $137,885
01/2020 - $139,520
Post by: Mainlander on January 04, 2020, 06:25:56 PM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
An average gain to end the year. In 2019, I gained almost 80k in net worth. Amazing!!! I hope to complete this race around July of this year.
Post by: FrugalByChance on January 05, 2020, 12:01:01 PM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Dec 2018 € 135 400.00
Totals for 2018:
Growth € 18.847,34 (= 16,17%)
Deposits € 27.142,12
Returns -€ 8.294,78 (= -6,81%)
Jan 2019 € 145 840.48
Feb 2019 € 151 827.59
Mar 2019 € 157 527.28 (growth: € 5 699.69 deposits: € 1 440.00)
Apr 2019 € 164 309.47 (growth: € 6 782.19 deposits: € 950.00)
May 2019 € 158 997.24 (growth: -€ 5 312.23 deposits: € 3 350.00)
Jun 2019 € 166 992.69 (growth: € 7 995.45 deposits: € 3 200.00)
Jul 2019 € 173 557.53 (growth: € 6 564.84 deposits: € 4 300.00)
Aug 2019 € 171 327.19 (growth: -€ 2 230.34 deposits: € 1 950.00)
Sep 2019 € 177 262.62 (growth: € 5 935.43)
Oct 2019 € 180 160.74 (growth: € 2 898.12)
Nov 2019 € 189 075.68 (growth: € 8 914.94 deposits: € 3 735.00 )
Dec 2019 € 195 798.72 ( growth: €6 723.04 deposits: € 3 600.00)
Totals for 2019:
Growth: € 60 523.78 (= 44,70%)
Deposits: € 22 925.00
Returns: € 37 598.78 ( = 20,38%)
Post by: Nederstash on January 05, 2020, 01:23:22 PM
Aug 19: 100432
Sep 19: 102822
Oct 19: 103403
Nov 19: 105453
Dec 19: 109724
Jan 20: 111708
Post by: JAYSLOL on January 05, 2020, 08:57:54 PM
Jul 19: 100741
Aug 19: 100432
Sep 19: 102822
Oct 19: 103403
Nov 19: 105453
Dec 19: 109724
Jan 20: 111708
Nice! Going to be another really close race by the looks of things
Post by: Nederstash on January 06, 2020, 04:34:56 PM
Jul 19: 100741
Aug 19: 100432
Sep 19: 102822
Oct 19: 103403
Nov 19: 105453
Dec 19: 109724
Jan 20: 111708
Nice! Going to be another really close race by the looks of things
Hiya, my fellow 10-100k thread grad! You're in the lead right now, but don't get too comfy :D
Post by: UnexpectedExpenseExpector on January 07, 2020, 08:34:12 AM
2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77
2018 Jan: 48,429.84
2019
January: 79,517.63
February: 87,532.51
March: 91,151.25
April: 95,594.61
May: 97,569.98
June: 104,249.52
July: 112,619.45
August: 114,394.51
September: 122,813.72
October: 130,119.69
November: 136,676.15
December: 146,361.05
...
2021 Jul: 250,000 (GOAL)
Post by: FrugalFisherman10 on January 07, 2020, 09:32:59 AM
I just crossed $100k so I'm gettin' in!It's been one year since my last post in this thread (seems most of you post more often, maybe I should do that...)
I think the motivation to reach $250k will already be there for me, but hey this will keep me accountable.
anyway, I'm now at $157,512 per PersonalCapital. woo!
I'm back and I've got $250k net worth!
About $230k invested (no mortgage, house etc.,)
I have a cheap car worth about 3k and a pension worth probably $20k in today's dollars but I'm not including that.
Also, probably the most interesting piece of my financial picture is that this past year my net worth grew by more than my gross salary (savings + market gains) Pretty crazy.
Post by: Lamancha on January 07, 2020, 09:02:06 PM
Sept 2018- $142,000
Oct 2018- $145,500
Nov 2018- $26,000
Nov 2019- $106,180
Dec 2019- $116,263
I can finally join this race again after spending almost all of my money last year. Glad to be back.
Jan 2020- $130,855
Nice start to the year.
Post by: JAYSLOL on January 09, 2020, 04:07:40 PM
Jul 19: 100741
Aug 19: 100432
Sep 19: 102822
Oct 19: 103403
Nov 19: 105453
Dec 19: 109724
Jan 20: 111708
Nice! Going to be another really close race by the looks of things
Hiya, my fellow 10-100k thread grad! You're in the lead right now, but don't get too comfy :D
Too late, I’m curled up in front of the fireplace watching Netflix. :)
Post by: Cezil on January 10, 2020, 11:58:41 AM
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55 (+ 25,400.85)
Dec-2018: $72,493.16 (+ 14,221.61)
Dec-2019: $111,642.78 (+ 39,149.62)
Jan-2019: $81,866.77 (+ 9,373.61)
Feb-2019: $87,222.31 (+ 5,355.54)
Mar-2019: $88,865.95 (+ 1,643.64)
Apr-2019: $93,050.94 (+ 4,184.99)
May-2019: $91,719.70 ( - 1,331.24)
Jun-2019: $95,665.54 (+ 3,945.84)
Jul-2019: $99,502.49 (+ 3,865.95)
Aug-2019: $98,338.71 (- 1,162.78)
Sep-2019: $102,459.81 (+ 4,120.10)
Oct-2019: $104,199.94 (+ 1,740.13)
Nov-2019: $ 109,178.17 (+ 4,978.23)
Dec-2019: $111,642.78 (+ 2,464.61)
That was a great year! I paid off my medical debt (all that’s left is the mortgage), contributed over $13k to my 401k, maxed out my HSA contribution, and contributed more to my brokerage so it would grow in the market. And the market grew! All that hard work paid off with a leap of over $39,000 in one year. Here’s to another prosperous year!
Post by: jojoguy on January 14, 2020, 04:31:18 AM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
December 1, 2019 = $160,550.38
December 15, 2019 = $162,506.95
December 28, 2019 = $167,860.18
January 14,2020 = $170,102.78
Post by: ardrum on January 14, 2020, 10:21:54 AM
2/1/18 - $103,481
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465
11/1/18 - $131,465
12/1/18 - $136,952
1/1/19 - $127,801
2/1/19 - $143,055
3/1/19 - $153,839
4/1/19 - $161,291
5/1/19 - $167,820
6/1/19 - $163,243
7/1/19 - $179,918
8/1/19 - $181,591
9/1/19 - $180,840
10/1/19 - $189,529
11/1/19 - $203,386
12/1/19 - $211,067
1/1/20 - $224,167
Post by: An Unassuming Moose on January 15, 2020, 01:27:19 PM
January 15, 2020 -- $120900
Full throttle.
Post by: Steeze on January 16, 2020, 05:36:50 AM
01/16/20 - 251k
See you on the other side!
Post by: QuillScroll on January 16, 2020, 07:46:52 AM
12/23/2019 - 107000
01/16/2020 - 112410
Post by: grantmeaname on January 16, 2020, 08:51:54 AM
12/01/18 - 104kBye dude. Save us all seats!
01/16/20 - 251k
See you on the other side!
Post by: nyxst on January 16, 2020, 09:12:48 PM
Jan 2018 125k
Feb 2018 121k
Mar 2018 121k
Apr 2018 127k
May 2018 134k
June 2018 135k
July 2018 143k
Aug 2018 149k
Sept 2018 146k
Oct 2018 141k
Nov 2018 143k
Dec 2018 130k
Jan 2019 143k
Feb 2019 154k
Mar 2019 155k
Apr 2019 160k
May 2019 157k
June 2019 169k
July 2019 173k
Aug 2019 170k
Sept 2019 177k
Oct 2019 187k
Nov 2019 190k
Dec 2019 200k
Hoping for a good year and hitting that 250k this year!
Post by: Wiggle on January 20, 2020, 07:31:24 AM
Dec 18 2019 - $166k (+$7k)
Jan 20 2019 - $171k (+$5k)
Post by: CorpRaider on January 20, 2020, 12:10:28 PM
12/13 ~ $3,000
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
12/18 ~ $180,000
01/19 ~ $188,000
02/19 ~ $194,000
03/19 ~ $198,000
09/19 ~ $230,000
12/19 ~ $256,000
I think it took me 6 years to get through this challenge. Sheesh, I need to step it up. On to the next thread. Keep grinding everyone!
Post by: lcmac32 on January 22, 2020, 03:04:55 PM
Liquid Investments:
12/13 ~ $3,000
12/14 ~ $46,000
12/15 ~ $81,000
12/16 ~ $109,000
12/17 ~ $164,000
12/18 ~ $180,000
01/19 ~ $188,000
02/19 ~ $194,000
03/19 ~ $198,000
09/19 ~ $230,000
12/19 ~ $256,000
I think it took me 6 years to get through this challenge. Sheesh, I need to step it up. On to the next thread. Keep grinding everyone!
I believe this is the hardest one b/c it represents more than a doubling. 0-25k, 25-50k, 50-100k, 100-250k, 250-500k, 500k - 1M, etc. are doublings except 100-250k. It makes sense, but I think makes it one of the harder goals. Frugality can really help achieve those first few levels, but it diminishes in the later tiers; market returns start to be the key driver. (of course income increases always help and you can be more frugal up to a point, but if income is somewhat maxed and frugality has expenses down to a max low value then market will drive the rest.)
Post by: mbk on January 23, 2020, 04:28:51 PM
--------------------
12/31/16 107k
12/31/17 137k
12/31/18 110k
-------------------
07/31/19 163k
09/30/19 173k
12/31/19 204k
Post by: 35andFI on January 24, 2020, 10:20:11 AM
Jan 2019 $88,323.07
Feb 2019 $97,575.00
Mar 2019 $105,804.17
Apr 2019 $110,146.48
May 2019 $118,815.81
Jun 2019 $116,686.93
Jul 2019 $127,984.34
Aug 2019 $131,602.10
Sep 2019 $135,237.23
Oct 2019 $139,487.25
Nov 2019 $144,270.40
Dec 2019 $152,659.87
Jan 2020 $160,640.81
Almost halfway through the challenge!
Post by: dignam on January 24, 2020, 10:41:23 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2019 $207k
Jul 2019 $212k
Aug 2019 $207k [tough month; stocks slid and several unexpected expenses]
Sep 2019 $213k
Oct 2019 $217k
Nov 2019 $228k
Dec 2019 $232k
Jan 2020 $239k
Post by: BigIslandGuy on January 24, 2020, 11:46:40 AM
End of year goal is 150k net worth, which should be doable, except for the purchases and a potential job change this year. I might lose my 401k 100% match up to the first 6%. But I'll reach for 150k this year anyway!
Post by: BigIslandGuy on January 24, 2020, 11:51:14 AM
Forgot to update this...
Jan 2019 $88,323.07
Feb 2019 $97,575.00
Mar 2019 $105,804.17
Apr 2019 $110,146.48
May 2019 $118,815.81
Jun 2019 $116,686.93
Jul 2019 $127,984.34
Aug 2019 $131,602.10
Sep 2019 $135,237.23
Oct 2019 $139,487.25
Nov 2019 $144,270.40
Dec 2019 $152,659.87
Jan 2020 $160,640.81
Almost halfway through the challenge!
That's outstanding progress - congrats! You'll be graduating before too long :)
Post by: ColoAndy on January 29, 2020, 12:53:36 PM
January 29, 2020---$157,404.75
Post by: 35andFI on January 30, 2020, 07:41:03 PM
Forgot to update this...
Jan 2019 $88,323.07
Feb 2019 $97,575.00
Mar 2019 $105,804.17
Apr 2019 $110,146.48
May 2019 $118,815.81
Jun 2019 $116,686.93
Jul 2019 $127,984.34
Aug 2019 $131,602.10
Sep 2019 $135,237.23
Oct 2019 $139,487.25
Nov 2019 $144,270.40
Dec 2019 $152,659.87
Jan 2020 $160,640.81
Almost halfway through the challenge!
That's outstanding progress - congrats! You'll be graduating before too long :)
Thanks!
Post by: dignam on January 31, 2020, 06:31:36 AM
Throwing my hat into the ring... just crossed 100k in December 2019. As of today probably around 103k. Looking forward to a bonus in late Feb to help boost, but I want to purchase 2 depreciating assets later this year - a cargo trailer to convert into an RV/travel trailer, and a motorcycle to put in it, so I can be a digital nomad and live the RV / motorcycle lifestyle for the remainder of my working years (about 9-10 years until FIRE).
End of year goal is 150k net worth, which should be doable, except for the purchases and a potential job change this year. I might lose my 401k 100% match up to the first 6%. But I'll reach for 150k this year anyway!
Welcome! You'll be through this thread in no time. I'm sure I'll see you in the $250k-$500k thread soon.
Post by: zeli2033 on January 31, 2020, 10:19:40 AM
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400 (+12695)
Bonus helped us out this month. On the flip side, we have large expenses planned for the next couple of months so we won't be able to save as much. Good start to the year, though.
Post by: zygote on January 31, 2020, 10:26:10 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
10/19: $107,279.56 (+2,910.87, +2.79%)
11/19: $111,107.47 (+3,827.91, +3.57%)
12/19: $112,883.69 (+1,776.22, +1.60%)
1/20: $117,811.45 (+4,927.26, +4.37%)
2/20: $124,417.62 (+6,606.17, +5.61%)
Extra paycheck this month really helped! Chugging along.
Post by: philli14 on January 31, 2020, 05:17:49 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
Lost about 2k in value with the market dipping today, and still churned out a big gain on the month. Incredible market gains over the beginning of the month.
Post by: BigIslandGuy on January 31, 2020, 06:06:24 PM
1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
Lost about 2k in value with the market dipping today, and still churned out a big gain on the month. Incredible market gains over the beginning of the month.
Yes, my 1 share of Tesla stock has done quite well this month!! ;)
Post by: jiimmy on January 31, 2020, 09:09:21 PM
Hello! Recent graduate of the 100k thread here. Targeting 40k/yr of new contributions. Let's go!
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Welcome BigIslandGuy and ColoAndy!
Post by: Accrual on February 01, 2020, 06:13:31 AM
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
Post by: Huskerfan on February 01, 2020, 07:33:22 AM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Numbers updated thru the last day of the month
Looks like I had my first loss in nearly a year. I should have been higher but I’m sticking to my plan and avoid emotional moves with the market. I need to rethink large case viruses like SARS and Conorvirus. They tend to effect the market significantly. I almost went to safety to avoid any losses, but it got me this time. Something to keep in mind for the future I suppose.
Post by: Raenia on February 01, 2020, 07:57:22 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98
6/30/2019 - 208,303.52
7/31/2019 - 211,145.36
9/1/2019 - 206,812.25
9/30/2019 - 213,264.14
10/31/2019 - 220,750.62
11/29/2019 - 228,708.339
1/2/2020 - 233,844.83
2/1/2020 - 235,698.59
Post by: Old Ball Coach on February 01, 2020, 09:08:55 AM
April 2018 - $52,917.42
May 2018 - $58,400.19
June 2018 - $59,686.34
July 2018 - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 - $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49
September 2019 - $87,380.98
October 2019 - $93,328.51
November 2019 - $103,159.50
December 2019 - $113,587.59
January 2020 - $105,498.94
Added an $11,000 car loan this month. Still was able to climb back some from it. The last day of January in the market hurt, but still able to add more into our retirement accounts.
Post by: grantmeaname on February 01, 2020, 10:07:36 AM
I need to rethink large case viruses like SARS and Conorvirus. They tend to effect the market significantly. I almost went to safety to avoid any losses, but it got me this time. Something to keep in mind for the future I suppose.I couldn't disagree more. The market barely moved at all.
Post by: peppermint on February 01, 2020, 12:48:19 PM
01/2020 - $110275.32
02/2020 - $112541.25
Post by: Mainlander on February 01, 2020, 02:54:12 PM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
02/01/20: $220,276 ($9,616 gain)
Great gain to start the year. Compounding at its finest here.
Post by: Fishing4FI on February 02, 2020, 06:40:54 AM
It was at $177k before the market hit on the 1st but still overall positive gains.
We continue to truck on...
Jan 1 2020 update:
August-18 $27k
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
Post by: ASW on February 02, 2020, 07:35:18 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | $153,292 | - |
| February | $49,800 | $96,439 | $154,220 | - |
| March | $55,707 | $107,387 | - | - |
| April | $64,352 | $110,960 | - | - |
| May | $68,097 | $117,622 | - | - |
| June | $72,976 | $113,078 | - | (Grad Goal) |
| July | $80,555 | $124,700 | - | |
| August | $85,858 | $129,322 | - | |
| September | $90,137 | $133,156 | - | |
| October | $93,806 | $136,540 | - | |
| November | $89,537 | $142,714 | - | |
| December | $92,795 | $147,950 | - | |
| Annual gain | $49,734 | $64,758 |
Post by: Epor on February 02, 2020, 07:51:51 AM
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
Total Saved Market G/L
02/01/20 182780 4285 -575
Not bad!
Post by: L2 on February 02, 2020, 08:20:01 AM
1/15/19 - $101,635.1/31/20 NW: $191,143 - Projected Graduation Goal NW (12/31/2020): $244,397
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288
12/31/19 NW: $185,673 - Projected Graduation Goal NW (12/31/2020): $244,374
Post by: Lamancha on February 02, 2020, 04:50:46 PM
Dec 2019- 116,263
Jan 2020- 130,855
Feb 2020- 141,124
Post by: jayzee on February 02, 2020, 07:41:04 PM
1/12/2019 - $204,597.01
3/1/2020 - $205,467.05
3/2/202 - $224,053.54 [a few large freelance invoices got paid]
Note: The values include superannuation (Australian retirement account, which I contribute to personally because I'm self-employed), but do not include equity in my primary residence, which is mortgaged with 20%+ equity.
Post by: FICurious on February 02, 2020, 09:45:50 PM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Feb 2020: $170,818
Adding this so it doesn't fall behind too many pages: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
Post by: ingrownstudentloans on February 03, 2020, 06:59:17 AM
I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07 - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105,187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (onetwomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
5/31/2019 $157,215.34 (market pain decline despite adding close to $4,000 in my after-tax account.....stay the course)
6/30/2019 $168,401.72 ($63,214.38 in one year...stay the course)
7/31/2019 $172,680.44
8/31/2019 $169,675.29
9/30/2019 $169,620.62 (recalculated due to typo in tracker)
10/31/2019 $178,498.23
11/30/2019 $192,486.52 (stretch goal - make this a 2 year race. It will be a real stretch, but that's what we are here for, right?)
12/31/2019 $209,508.94
1/31/2020 $212,285.58
I am graduating myself from this race as I have decided to reevaluate what/how I am measuring things. My wife and I are about to purchase our third investment property, the downpayment for which will come from some of the above listed funds. Instead of knocking down my numbers to reflect this, and suffering the silly but realistic emotional reaction to such reduction, I have decided to use conservative valuations of the investment properties to determine the equity in the property and add that equity to my tracker.
Accordingly, my numbers are as follows (IRA/401K/taxable accounts/conservative equity in rental properties):
2/3/2020 $333,916.40.
Good luck to all - stay the course, and see you in the next race!
Post by: ColoAndy on February 03, 2020, 08:10:44 AM
Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
Post by: FrugalByChance on February 03, 2020, 08:11:23 AM
Adding this so it doesn't fall behind too many pages: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
It seems the data entry page has been re-ordered meaning that the names no longer match with the values.
I have named the last version that had the correct order as 'before reorder'. I'm not sure how to restore this without losing the changes made after this reorder.
Post by: MVal on February 03, 2020, 09:29:41 AM
8/27/18 - $138,916 (if you count the $2500 my sister owes me)
Been feeling that restless desperation again of wanting to be done with this already. I can't stand the thought of obligatory work for another 5-8 years. I'm truly contemplating quitting my job when I reach $150K NW. However, that target moves around in my head a lot with my emotions...sometimes I think I'll quit when my investments reach $150K or when I have over $20K liquid cash...or sometimes I promise myself I won't do it until I reach $200K NW.
......
I'm REALLY excited today because I hit a big milestone that has been painful to reach since my savings slowed down last year and market was lower than the last two years. As of today, I finally crossed $150K!!! I hit 100K at the end of May 2017, so this has been a long time coming.
3/13/19 $150,836
8/22/19 $161,185 Would have been $165K, but I bought my sister's old car recently. Still haven't sold my old car.
January was interesting with a near vertical climb on my investments' value...at one point I looked and had gained over $4K in two weeks. Then corona virus came and effectively wiped out all those gains last week. However, I'm still happy with my NW now at over $183K.
Next month I hit 10 years at my job. This could be the year I pull the plug. Although I'm still behind on my liquid fund I want to use for a sabbatical. Really hoping to buy a house soon too.
I'm envisioning a mid-way temporary retirement now...$225K would be my halfway point. I'd like to have my investments worth $200K+ and then $20K in cash so I could take a year off and reflect on coast for a minute.
Post by: junga on February 03, 2020, 06:27:17 PM
01/03/2019: $145,617
31/03/2019: $153,549
02/05/2019: $162,575
02/06/2019: $164,396
28/06/2019: $173,404
31/07/2019: $183,384
31/08/2019: $186,347
30/09/2019: $196,033
31/10/2019: $202,222
28/11/2019: $210,924
01/01/2020: $221,074 (+10,150)
03/02/2020: $226,108 (+5,034)
Post by: FICurious on February 03, 2020, 09:31:16 PM
Adding this so it doesn't fall behind too many pages: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
It seems the data entry page has been re-ordered meaning that the names no longer match with the values.
I have named the last version that had the correct order as 'before reorder'. I'm not sure how to restore this without losing the changes made after this reorder.
I just restored the version you called out. Looks like just Fishing4FI and SquashingDebt will need to re-input their data.
Post by: 35andFI on February 04, 2020, 07:28:10 AM
Feb 2019 $97,575.00
Mar 2019 $105,804.17
Apr 2019 $110,146.48
May 2019 $118,815.81
Jun 2019 $116,686.93
Jul 2019 $127,984.34
Aug 2019 $131,602.10
Sep 2019 $135,237.23
Oct 2019 $139,487.25
Nov 2019 $144,270.40
Dec 2019 $152,659.87
Jan 2020 $160,640.81
Feb 2020 $164,138.30
Been a bit spendy lately (dating & going out with friends) but still moving up which is comforting.
Post by: M5 on February 04, 2020, 10:27:57 AM
2/4/20: $104,293.89 (+3,356.77)
Post by: JAYSLOL on February 05, 2020, 09:15:33 PM
Oct 1 - 106.2k (+4600)
Nov 1 - 108.8k (+2600)
Dec 1 - 111.7 (+2900)
Jan 1 - 113.0 (+1300)
Feb 1 - 115.1 (+2100)
Forgot to update my numbers on the 1st. Not quite at the pace I was hoping, but not too far behind
Post by: jojoguy on February 07, 2020, 04:57:46 AM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
December 1, 2019 = $160,550.38
December 15, 2019 = $162,506.95
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 6, 2020 = $174,427.92
Post by: Anon in Alaska on February 07, 2020, 06:14:14 AM
Over $250,000 counting the condo but it's not liquid and I do have to live somewhere, so I'm staying here until I'm over $250,000 without counting it.
Post by: Cezil on February 07, 2020, 08:28:56 AM
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55 (+ 25,400.85)
Dec-2018: $72,493.16 (+ 14,221.61)
Dec-2019: $111,642.78 (+ 39,149.62)
Jan-2020: $115,567.59 (+ 3,924.81)
Post by: max9505672 on February 08, 2020, 08:31:19 AM
September 2017 : 96,516.00$
October 2017: 101,094.00$
November 2017: 108,329.00$
December 2017: 113,671.00$
January 2018: 116,483.00$
February 2018: 120,388.00$
March 2018: 122,384.00$
April 2018: 124,756.00$
May 2018: 132,196.00$
June 2018: 140,120.00$
July 2018: 142,531.00$
August 2018: 141,421.00$
September 2018: 145,407.00$
October 2018: 145,333.00$
November 2018: 143,847.00$
December 2018: 146,960.00$
January 2019: 141.918.00$
February 2019: 151,975.00$
March 2019: 160,083.00$
April 2019: 166,428.00$
May 2019: 181,934.00$
June 2019: 182,631.00$
July 2019: 191,725.00$
August 2019 : 195,653.00$
September 2019 : 207,126.00$
October 2019: 211,026.00$
November 2019: 222.,527.00$
December 2019: 232,302.00$
January 2020: 242,995.00$
February 2020: 261,451.00$
Finished this race in +/- 28 months!
Post by: grantmeaname on February 08, 2020, 10:39:08 AM
Post by: iamthepinky on February 08, 2020, 12:34:25 PM
2/1/2020 $ 100,928.81
All numbers are joint between my partner and I. We have almost exactly an 80/20 split at this point, i.e. 80% of that number is my NW, 20% is his. I manage both of our finances.
I had a big expense this month and unfortunately will also be writing a surprise $3000 check to uncle sam later this quarter (because I made a mistake on my withholding). But I still expect our growth to hold as our average monthly increase in 2019 was $5,329.
Post by: IOPsycho on February 08, 2020, 07:59:04 PM
Last 6 months:
8/1/19 - $145,849
9/1/19 - $160,520
10/1/19 - $162,860
11/1/19 - $164,284
12/1/19 - $171,020
1/1/2020 - $168,883
2/8/2020: $180,768
3 paycheck month in January :)
Post by: afah0447 on February 09, 2020, 12:17:31 AM
Oct-18 $86,288.66
Nov-18 $86,233.00
Dec-18 $86,642.12
Jan-19 $86,441.13
Feb-19 $91,507.65
Mar-19 $99,520.65
Apr-19 $110,916.19
May-19 $115,351.36
Jun-19 $116,942.12
Jul-19 $121,817.08
Aug-19 $130,530.53
Sep-19 $135,520.24
Oct-19 $138,063.29
Nov-19 $143,974.69
Dec-19 $149,978.41
Jan-20 $152,246.51
Feb-20 $155,073.89
Post by: Tyson on February 09, 2020, 01:59:19 PM
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Nov 2018 - $95k
Sept 2019 - $126k
Today - $151k
Divorce sucks. Not only does it take a big chunk of cash out of the stash, but support/maintenance to the ex really throttles how much you can save. I put away what I can, but most of the increases have been due to market gains instead of a high savings rate (which is impossible now).
Post by: lcmac32 on February 11, 2020, 09:29:52 AM
401k
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Post by: UnexpectedExpenseExpector on February 12, 2020, 03:06:10 PM
2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77
2018 Jan: 48,429.84
2019 Jan: 79,517.63
2020
January: 157,492.04
...
2021 Jul: 250,000 (GOAL)
Bigger than normal jump for January because it was a 3 paycheck month. I'm pretty happy with the increase though considering the market was mostly unchanged. Onward!
Post by: zee dot on February 12, 2020, 08:05:27 PM
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
I almost don't believe it but I double checked the numbers. Double whammy of generous paired with almost no spending in January and a raise.
Post by: UnexpectedExpenseExpector on February 13, 2020, 07:27:38 AM
Post by: dignam on February 14, 2020, 06:03:15 AM
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2019 $207k
Jul 2019 $212k
Aug 2019 $207k [tough month; stocks slid and several unexpected expenses]
Sep 2019 $213k
Oct 2019 $217k
Nov 2019 $228k
Dec 2019 $232k
Jan 2020 $239k
Feb 2020 $253k
Made it! Of course I could be back here if the market tanks, but I'll see you all in the $250-500k thread!
Post by: QuillScroll on February 14, 2020, 08:52:39 AM
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
Post by: Wiggle on February 14, 2020, 08:54:44 AM
Dec 18 2019 - $166k (+$7k)
Jan 20 2019 - $171k (+$5k)
Feb 14 2019 - $175k (+$4k)
Post by: grantmeaname on February 14, 2020, 09:38:32 AM
Post by: ColoAndy on February 15, 2020, 09:01:44 AM
February 15, 2020-----$160,890.80Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
Post by: An Unassuming Moose on February 15, 2020, 09:55:18 AM
January 15, 2020 -- $120900
February 15, 2020 -- $136916
Can't believe this market.
Post by: Queen Frugal on February 15, 2020, 11:13:53 AM
2018 - $78,121.71
2019 - $118,693.32
Jan/2019 - $118,495.49
Post by: UnexpectedExpenseExpector on February 15, 2020, 11:32:11 AM
Congrats @dignam . See you in the next thread!
Post by: Anette on February 15, 2020, 03:19:20 PM
We are at 176000€
Every month we are adding 1500€ and typically about 13000 once a year ( gift from parents) Makes a total of 31000 per year which we will try to top.
We are only counting ETF investments here. We have about 200000 equity in our house and still owe a good 200000 as well. As we live in the house we are not counting it. We may change that once we move into a smaller apartment and rent the house.
Post by: alcon835 on February 18, 2020, 07:01:38 AM
Feb/2020: $107,987
Post by: merlin7676 on February 18, 2020, 09:11:31 AM
Took my entire life (40 years) to hit 100K in May 2017...or since Dec 2015 when I started my financial journey with a net worth of $47,500.
From 100K to 150K took 15 months. From 150K to 200K (today) took another 18 months.
Projected to hit 250K in only 10 months now that I have enough to really make compounding work for me..plus I've upped my 401K contributions. Unfortunately I can't max it out since I've squeezed every last penny I can afford to savings...but between it and my other investments, I'm at a 37.57% savings rate so I'm feeling pretty good about that.
Post by: alcon835 on February 20, 2020, 06:49:49 AM
Hit the big 200K. Woo hoo
Took my entire life (40 years) to hit 100K in May 2017...or since Dec 2015 when I started my financial journey with a net worth of $47,500.
From 100K to 150K took 15 months. From 150K to 200K (today) took another 18 months.
Projected to hit 250K in only 10 months now that I have enough to really make compounding work for me..plus I've upped my 401K contributions. Unfortunately I can't max it out since I've squeezed every last penny I can afford to savings...but between it and my other investments, I'm at a 37.57% savings rate so I'm feeling pretty good about that.
That's AWESOME! You're killing it! Keep going!
Post by: snoot on February 20, 2020, 12:47:13 PM
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
02/2020 $202,698
Great work everyone.
Post by: jojoguy on February 22, 2020, 02:58:36 AM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
December 1, 2019 = $160,550.38
December 15, 2019 = $162,506.95
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 6, 2020 = $174,427.92
February 22, 2020 = $176,650.55
Post by: Mainlander on February 28, 2020, 07:08:00 PM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
02/01/20: $220,276 ($9,616 gain)
03/01/20: $216,826 ($3,450 loss)
Best month I’ve had in a while. Had about 20k cash sitting in investment accounts that I finally got invested. Should see a nice tax return in March, so it should be another good month.
Post by: catprog on February 29, 2020, 02:17:16 AM
October 2019 $104,093.65
November 2019 $106,200.86
December 2019 $110,803.14
January 2020 $114,203.83
February 2020 $110,981.42
Post by: jiimmy on February 29, 2020, 08:53:28 AM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Record highs are nice and all, but since I'm early in the accumulation phase, I find myself genuinely rooting for the market to go lower.
Welcome alcon835, Anette, and Queen Frugal
Post by: philli14 on February 29, 2020, 11:46:09 AM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
My first big market drop.. Happy to still be in the 100-250k race! Hoping to take advantage of this, continue pumping money into the brokerage.
Post by: FrugalByChance on February 29, 2020, 03:15:07 PM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
Feb 2019 € 151 827.59
Mar 2019 € 157 527.28 (growth: € 5 699.69 deposits: € 1 440.00)
Apr 2019 € 164 309.47 (growth: € 6 782.19 deposits: € 950.00)
May 2019 € 158 997.24 (growth: -€ 5 312.23 deposits: € 3 350.00)
Jun 2019 € 166 992.69 (growth: € 7 995.45 deposits: € 3 200.00)
Jul 2019 € 173 557.53 (growth: € 6 564.84 deposits: € 4 300.00)
Aug 2019 € 171 327.19 (growth: -€ 2 230.34 deposits: € 1 950.00)
Sep 2019 € 177 262.62 (growth: € 5 935.43)
Oct 2019 € 180 160.74 (growth: € 2 898.12)
Nov 2019 € 189 075.68 (growth: € 8 914.94 deposits: € 3 735.00 )
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019:
Growth: € 60 523.78 (= 44,70%)
Deposits: € 22 925.00
Returns: € 37 598.78 ( = 20,38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Some Corona-virus related losses and less new investments as I was re-evaluating different providers for costs, tax efficiency, and convenience.
With this figured out and my small company employer having been acquired by a large tech-company with better compensation, I should have a much better savings-rate going forward.
Post by: grantmeaname on February 29, 2020, 05:38:35 PM
Post by: alcon835 on March 01, 2020, 07:57:25 AM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Record highs are nice and all, but since I'm early in the accumulation phase, I find myself genuinely rooting for the market to go lower.
Welcome alcon835, Anette, and Queen Frugal
Thank you! And I completely agree. If I was looking towards RE, this would be pretty disconcerting. But at this stage every dollar I put in is packing a much bigger punch than it did a year ago.
Post by: peppermint on March 01, 2020, 08:15:30 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
The market dip definitely affected me, but I'm playing the long game here.
Post by: L2 on March 01, 2020, 10:56:55 AM
1/15/19 - $101,635.2/29/20 NW: $186,269 - Projected Graduation Goal NW (12/31/2020): $234,682.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288
12/31/19 NW: $185,673 - Projected Graduation Goal NW (12/31/2020): $244,374
1/31/20 NW: $191,143 - Projected Graduation Goal NW (12/31/2020): $244,397
This was my first month since I began focusing in and tracking my NW that I've became poorer. No panic..just a unique first experience. I will be closing on a house at the end of this month. Large portion of cash, will now be in equity, and I plan to count that going forward as this is a net worth thread.
Post by: Raenia on March 01, 2020, 11:21:36 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98
6/30/2019 - 208,303.52
7/31/2019 - 211,145.36
9/1/2019 - 206,812.25
9/30/2019 - 213,264.14
10/31/2019 - 220,750.62
11/29/2019 - 228,708.339
1/2/2020 - 233,844.83
2/1/2020 - 235,698.59
3/1/2020 - 222,032.57 - Rough month for the stock market, but staying the course.
Post by: zeli2033 on March 01, 2020, 01:39:28 PM
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457 (-6943)
Good ol' stock market, doing what it does. It was an interesting experience to max out our IRAs the day before things started their nice journey downward.
Post by: JAYSLOL on March 01, 2020, 04:05:54 PM
Oct 1 - 106.2k (+4600)
Nov 1 - 108.8k (+2600)
Dec 1 - 111.7 (+2900)
Jan 1 - 113.0 (+1300)
Feb 1 - 115.1 (+2100)
Mar 1 - 110.4 (-4700)
Was at 116.5 at the beginning of last week, dropped 6100 by Friday morning. Oh well, glad I wasn’t kicked back to the previous race.
Post by: Old Ball Coach on March 01, 2020, 05:58:46 PM
April 2018 - $52,917.42
May 2018 - $58,400.19
June 2018 - $59,686.34
July 2018 - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 - $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49
September 2019 - $87,380.98
October 2019 - $93,328.51
November 2019 - $103,159.50
December 2019 - $113,587.59
January 2020 - $105,498.94
February 2020 - $93,166.55
Ouch... That market drop really hurt.... I don't count our home value in our net worth so most of our money is in the market in our retirement accounts. This week-long free fall has really crushed us.
Since I broke the barrier into this club, am I allowed to stay? I will be back above the Mendoza line soon. Unless the market decides to crush us all.
Post by: grantmeaname on March 01, 2020, 06:40:48 PM
Florida or Scar?
Post by: junga on March 01, 2020, 07:22:44 PM
01/03/2019: $145,617
31/03/2019: $153,549
02/05/2019: $162,575
02/06/2019: $164,396
28/06/2019: $173,404
31/07/2019: $183,384
31/08/2019: $186,347
30/09/2019: $196,033
31/10/2019: $202,222
28/11/2019: $210,924
01/01/2020: $221,074 (+10,150)
03/02/2020: $226,108 (+5,034)
01/03/2020: $215,551 (-10,557)
OUCH! Oh well, we saw similar situation in 2018 but that boosted 2019 gain. Here's to a higher 2021.
Keep moving forward.
Post by: Fishing4FI on March 02, 2020, 10:40:49 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
Post by: Staunch Aim on March 02, 2020, 06:03:04 PM
| Date | Invested | Net | ||
| 2/1/2019 | $100,047.32 | $243,630.87 | ||
| 3/1/2019 | $105,434.50 | $270,922.05 | ||
| 4/1/2019 | $114,967.04 | $292,914.68 | ||
| 3/1/2020 | $157,729.02 | $344,058.04 |
Post by: zygote on March 02, 2020, 07:09:19 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
10/19: $107,279.56 (+2,910.87, +2.79%)
11/19: $111,107.47 (+3,827.91, +3.57%)
12/19: $112,883.69 (+1,776.22, +1.60%)
1/20: $117,811.45 (+4,927.26, +4.37%)
2/20: $124,417.62 (+6,606.17, +5.61%)
3/20: $118,287.76 (-6,129.86, -4.93%)
Well, the market drop ate my extra paycheck last month. But the good news is I forgot to make my February Roth contribution, so I did it now while the market is down. Fingers crossed it stays down long enough for some back pay that's coming straight to my 403b in a few weeks....
Post by: Huskerfan on March 03, 2020, 06:54:43 AM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Numbers updated thru the last day of the month
Coronavirus update; thus far I minimized losses in my account. I think I’m up to $125k for the first few days of March. I’ve been using a fairly good plan and avoid emotional moves with the market.
There was a moment I jumped back in according to the plan, but unfortunately lost 5%. Oh well. You win some and you lose some.
I hope others were able to make adjustments and protect their investments.
Post by: Epor on March 03, 2020, 09:33:33 AM
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
Total Saved Market G/L
02/01/20 182780 4285 -575
03/01/20 170715 2092 -14157
Ha!
Post by: M5 on March 03, 2020, 01:33:08 PM
2/4/20: $104,293.89 (+3,356.77)
3/3/20: $105,785.10 (+1,491.21)
Nice to still see a small gain after the markets crushed us. And we got to buy cheap!
Post by: jojoguy on March 03, 2020, 02:34:58 PM
1/3/20: $100,937.12
2/4/20: $104,293.89 (+3,356.77)
3/3/20: $105,785.10 (+1,491.21)
Nice to still see a small gain after the markets crushed us. And we got to buy cheap!
Hopefully, we're all buying at a nice discount right now. We`re investing $1,500 combined in our 401ks and $1,000 each into our IRAs this week.
Post by: FICurious on March 04, 2020, 05:22:32 PM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Feb 2020: $170,818
Mar 2020: $160,860
Post by: Lamancha on March 06, 2020, 06:17:32 PM
Nov 2019- 106,180
Dec 2019- 116,263
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
We were able to save a lot this month despite the market, but just found out that we have a 30k tax bill so net worth is going to take a huge hit April 15th.
Post by: alcon835 on March 06, 2020, 08:45:51 PM
I hit my goal of 100K at the end of last year. Looking to hit 250K by June 2021 or sooner! I am only tracking investing.
Feb/2020: $107,987
Feb/2020: $107,987
Mar/01/2020: $96,513 (-11,474)
That sudden drop in the market hurt A LOT.
And yet, I'm not worried. Recession, whether a blip or something more, means the market is on sale. On top of that, there are a few stocks that have been hit especially hard. Holding out a short while longer for them to keep dropping before I start buying them in bulk and holding out for the inevitable rebound.
Sucks that I'm below 100K, but for the first time I'm poised to take advantage of a down market.
Post by: Cezil on March 09, 2020, 07:03:43 AM
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55 (+ 25,400.85)
Dec-2018: $72,493.16 (+ 14,221.61)
Dec-2019: $111,642.78 (+ 39,149.62)
Jan-2020: $115,567.59 (+ 3,924.81)
Feb-2020: $111,573.16 (- 3,994.43)
The only changes I made were: 1) I contributed my full $6,000 to my Roth IRA for 2019 after I had my bonus money in hand for it, 2) I also increased my 401k contributions from 25% to 35%, and 3) I will also be setting up an automatic contribution to my Roth IRA for $500 at the end of every month going forward, starting with March.
People looked at me as though I had 2 heads when I even mentioned shoving in even more cash, and as the black sheep of..well, all my circles, I know I'm doing the right thing (also cause ya'll have taught me a lot over the years).
Post by: Steeze on March 10, 2020, 07:07:41 PM
Post by: Staunch Aim on March 10, 2020, 07:15:16 PM
Well, I made it in the 250k-500k thread for 2 whole months. Its good to be back .... good... to... be... back...
Oh - I guess you've been relegated? What's it like on the other side?
Post by: grantmeaname on March 10, 2020, 07:43:00 PM
Post by: Steeze on March 10, 2020, 07:43:34 PM
Well, I made it in the 250k-500k thread for 2 whole months. Its good to be back .... good... to... be... back...
Oh - I guess you've been relegated? What's it like on the other side?
Numbers are bigger, but still good people. They haven't let it get to their head yet I guess. I can only imagine what the 500k+ threads are like.
Post by: dignam on March 12, 2020, 09:22:46 AM
...
Jan 2020 $239k
Feb 2020 $253k
Made it! Of course I could be back here if the market tanks, but I'll see you all in the $250-500k thread!
I present to you all: my jinx. I'm back in this thread for probably a while. Guess I missed you all too much!
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2019 $207k
Jul 2019 $212k
Aug 2019 $207k [tough month; stocks slid and several unexpected expenses]
Sep 2019 $213k
Oct 2019 $217k
Nov 2019 $228k
Dec 2019 $232k
Jan 2020 $239k
Feb 2020 $253k
Mar 2020 $221k [COVID-19]
Post by: ZsaZsa on March 13, 2020, 07:35:53 AM
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
can anyone say "Welcome back?" or "Here we go again?"
P.S. as of 3/13/20...$209,201.71 Can I hear a chorus of "f@#~$%&*!!!"
Post by: grantmeaname on March 13, 2020, 09:58:48 AM
Post by: alcon835 on March 15, 2020, 03:27:25 PM
Stocks are on sale! Fuck yeah let's go!
Agreed! Pouring more into the market, especially those stocks who are selling at a deep, deep discount.
Post by: An Unassuming Moose on March 17, 2020, 06:40:29 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
Benefits and drawbacks of being leveraged 2.75 to 1.
I'll be back.
Post by: ASW on March 17, 2020, 11:39:32 AM
See you all on the other side!
Post by: FrugalByChance on March 31, 2020, 05:44:13 AM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
Feb 2019 € 151 827.59
Mar 2019 € 157 527.28 (growth: € 5 699.69 deposits: € 1 440.00)
Apr 2019 € 164 309.47 (growth: € 6 782.19 deposits: € 950.00)
May 2019 € 158 997.24 (growth: -€ 5 312.23 deposits: € 3 350.00)
Jun 2019 € 166 992.69 (growth: € 7 995.45 deposits: € 3 200.00)
Jul 2019 € 173 557.53 (growth: € 6 564.84 deposits: € 4 300.00)
Aug 2019 € 171 327.19 (growth: -€ 2 230.34 deposits: € 1 950.00)
Sep 2019 € 177 262.62 (growth: € 5 935.43)
Oct 2019 € 180 160.74 (growth: € 2 898.12)
Nov 2019 € 189 075.68 (growth: € 8 914.94 deposits: € 3 735.00 )
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019:
Growth: € 60 523.78 (= 44,70%)
Deposits: € 22 925.00
Returns: € 37 598.78 ( = 20,38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Some Corona-virus related losses and less new investments as I was re-evaluating different providers for costs, tax efficiency, and convenience.
With this figured out and my small company employer having been acquired by a large tech-company with better compensation, I should have a much better savings-rate going forward.
Better savings-rate was no match for COVID-19.
Post by: Mainlander on March 31, 2020, 04:24:04 PM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
02/01/20: $220,276 ($9,616 gain)
03/01/20: $216,826 ($3,450 loss)
04/01/20: $219,362 ($2,536 gain)
Finally experienced the first bull market of my investing career. The only saving grace for my numbers was a massive 17k tax return. While my investments took a beating I managed to stay surprisingly calm, and managed to buy a lot of investments for a good discount.
The world events on the other hand are a lot more concerning. Hope everyone stays safe over the next few months and continue to stay the course with their investment plans.
Post by: philli14 on March 31, 2020, 08:44:05 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
Somehow still in the 100k-250k race which is all I can ask for! Hoping to stay employed so I can keep investing at this opportune time.
Post by: JAYSLOL on March 31, 2020, 09:23:31 PM
Post by: Accrual on April 01, 2020, 04:00:13 AM
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
Post by: grantmeaname on April 01, 2020, 07:03:42 AM
1/12/18 $50k
7/13/18 $63k
10/19/18 $75k
1/31/19 $80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
We bought a LOT of stock in the first three months of the year, which explains how we are only down $7k. But we won't be saving quite as fast the next couple of months. Should still easily exit the year at $200k given a sideways or slightly down market.
We have to pay the govt about $9k by July - my tax withholding last year was way lower than the ultimate liability. And the better half lost her job. And we were doubled up apartments for two months which wasn't ideal, but we almost halved our rent going forward and our new neighborhood is rad.
Post by: FICurious on April 01, 2020, 08:48:51 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Feb 2020: $170,818
Mar 2020: $160,860
Apr 2020: $138,831
Post by: Epor on April 01, 2020, 10:08:22 AM
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
Total Saved Market G/L
02/01/20 182780 4285 -575
03/01/20 170715 2092 -14157
04/01/20 148065 2092 -24742
I'm still employed, and still contributing.
Post by: Fishing4FI on April 01, 2020, 10:15:53 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
Post by: zygote on April 01, 2020, 10:19:13 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
10/19: $107,279.56 (+2,910.87, +2.79%)
11/19: $111,107.47 (+3,827.91, +3.57%)
12/19: $112,883.69 (+1,776.22, +1.60%)
1/20: $117,811.45 (+4,927.26, +4.37%)
2/20: $124,417.62 (+6,606.17, +5.61%)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
Had a couple thousand dollars of back pay go straight into my 403b earlier this month, and still down a ton with the market. Grateful to still be getting a paycheck, though, and grateful to be able to buy these shares on sale.
If this keeps up, I'll probably drop below $100k next month. I know people are mentioning going back down to the previous race, but I'd rather stay here. I'm still contributing as much as ever, and any drops are only from the market. I feel like I earned entry into this thread with my contributions, and I have faith the market will bring me back up again. I just don't know when.
Post by: peppermint on April 01, 2020, 11:27:33 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
Hanging on.
Post by: alcon835 on April 01, 2020, 01:35:50 PM
Mar/01/2020: $96,513 (-11,474) [-10.62%]
Apr/01/2020: $90,626 (-5,887) [-6.09%]
Another tough month, but actually it's a bit higher than it was a few days ago. Expecting to ride this thing down at least another month or two.
Post by: catprog on April 01, 2020, 03:29:36 PM
September 2019 101,671.46
October 2019 $104,093.65
November 2019 $106,200.86
December 2019 $110,803.14
January 2020 $114,203.83
February 2020 $110,981.42
March 2020 $93,554.92
Just underneath 100k due to the market drop.
Post by: grantmeaname on April 01, 2020, 06:32:02 PM
Post by: zeli2033 on April 02, 2020, 06:39:16 PM
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287 (-11170)
Same story as everyone else. Grateful to still be employed and able to put money away.
Post by: Accrual on April 03, 2020, 08:05:11 AM
Is this net worth, or portfolio balance?
Thanks
Post by: dignam on April 03, 2020, 08:33:39 AM
Guys -
Is this net worth, or portfolio balance?
Thanks
Up to you - people do either or in this thread.
Post by: ZsaZsa on April 03, 2020, 12:18:11 PM
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71
4/3/20 $214,113.72 ...and we start the slow, painful climb back up.
Post by: Lamancha on April 03, 2020, 05:50:28 PM
Dec 2019- 116,263
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
Post by: alcon835 on April 04, 2020, 09:27:11 AM
Guys -
Is this net worth, or portfolio balance?
Thanks
@Accrual it is totally up to you. I personally do portfolio balance since that's the number I'm planning to use for retirement. I may change that once I start buying rental properties.
Post by: Queen Frugal on April 05, 2020, 07:02:34 AM
2018 - $78,121.71
2019 - $118,693.32
Jan/2020 - $118,495.49
Mar/2020 - $97,855.38 (-17.42%)
Given that the decrease is not due to my bad spending habits, I am staying put in this group for now.
I am planning on rebalancing some winners for some losers to match my IPS statement Monday thanks to my IPS (I am sure glad I committed to an IPS it's super helpful to keep me from making emotional decisions right now!) and I also topped off my HSA contributions for the year today.
Post by: Huskerfan on April 05, 2020, 07:01:53 PM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Numbers updated thru the last day of the month
Coronavirus update; thus far I minimized most losses in my account. I’ve been using a fairly good plan and avoid emotional moves with the market.
There was a moment I jumped back in according to the plan, but unfortunately lost 5%. Oh well. You win some and you lose some.
I hope others were able to make adjustments and protect their investments. Times are a bit strange right now; however, I anticipate we will recover once this virus moves on.
Keep safe everyone!
Post by: Huskerfan on April 05, 2020, 07:09:41 PM
I'm still employed, and still contributing.
Right now, that’s better than over 6mil people within the United States. I consider myself very lucky to be in that same company with you
Working
And
Contributing
Post by: junga on April 06, 2020, 05:12:41 PM
01/03/2019: $145,617
31/03/2019: $153,549
02/05/2019: $162,575
02/06/2019: $164,396
28/06/2019: $173,404
31/07/2019: $183,384
31/08/2019: $186,347
30/09/2019: $196,033
31/10/2019: $202,222
28/11/2019: $210,924
01/01/2020: $221,074 (+10,150)
03/02/2020: $226,108 (+5,034)
01/03/2020: $215,551 (-10,557)
06/06/2020: $197,168 (-18,383)
Post by: jojoguy on April 07, 2020, 04:44:10 AM
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
December 1, 2019 = $160,550.38
December 15, 2019 = $162,506.95
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 6, 2020 = $174,427.92
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
I went a while without checking our balances to keep our minds off of things. Not as bad as I was expecting, but we have still been contributing while getting some nice gains yesterday.
Post by: M5 on April 07, 2020, 10:46:32 AM
2/4/20: $104,293.89 (+3,356.77)
3/3/20: $105,785.10 (+1,491.21)
4/7/20: $102,299.07 (-3,486.03)
Still managing to hang with club.
Post by: Epor on April 07, 2020, 11:40:17 AM
I'm still employed, and still contributing.
Right now, that’s better than over 6mil people within the United States. I consider myself very lucky to be in that same company with you
Working
And
Contributing
Indeed. My company announced 1000 terminations and put another 1000 people on furlough, there but for the grace of God go I.
Post by: jiimmy on April 08, 2020, 09:22:25 AM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
Not bad!
Post by: mbk on April 09, 2020, 05:54:32 AM
--------------------
12/31/16 107k
12/31/17 137k
12/31/18 110k
12/31/19 204k
-------------------
03/31/20 170k
Post by: Cezil on April 09, 2020, 06:36:26 AM
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55 (+ 25,400.85)
Dec-2018: $72,493.16 (+ 14,221.61)
Dec-2019: $111,642.78 (+ 39,149.62)
Jan-2020: $115,567.59 (+ 3,924.81)
Feb-2020: $111,573.16 (- 3,994.43)
Mar-2020: $99,504.35 (- 12,068.81)
I'm invested pretty aggressively overall, intentionally. I'm not worried at all. I can hardly remember to look at the numbers anymore with so much other stuff going on, hence how late this update is. But I did set up an auto-invest in Vanguard for $600 each month, so there's that. ¯\_(ツ)_/¯
Post by: snoot on April 09, 2020, 11:28:08 AM
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
02/2020 $202,698
03/2020 $190,324
04/2020 $188,776
Grateful to still be working and contributing.
Post by: ColoAndy on April 19, 2020, 10:31:18 AM
Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
April 19, 2020------$153,349.63 Sighhh
Post by: jojoguy on April 20, 2020, 07:29:19 AM
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
December 1, 2019 = $160,550.38
December 15, 2019 = $162,506.95
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 6, 2020 = $174,427.92
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
April 20, 2020 = $169,633.96 (Big investment and recovery!)
Post by: QuillScroll on April 20, 2020, 07:52:10 AM
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
Post by: dignam on April 23, 2020, 06:22:19 AM
| Jun 2017 $112k Jul 2017 $115k Aug 2017 $111k [sold house and paid off student loans] Sep 2017 $117k Oct 2017 $121k Nov 2017 $125k Dec 2017 $126k [buying a house, lots of associated expenses] Jan 2018 $132k [stellar market] Feb 2018 $142k [closed on new house, 401k profit sharing lump sum] Mar 2018 $141k Apr 2018 $145k [paid off car] May 2018 $153k Jun 2018 $156k Aug 2018 $166k Sep 2018 $168k Nov 2018 $152k [Ouch! clearly I'm investing aggressively] Dec 2018 $149k | Jan 2019 $167k Feb 2019 $177k Mar 2019 $186k Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation] May 2019 $197k Jun 2019 $207k Jul 2019 $212k Aug 2019 $207k [tough month; stocks slid and several unexpected expenses] Sep 2019 $213k Oct 2019 $217k Nov 2019 $228k Dec 2019 $232k Jan 2020 $239k Feb 2020 $253k Mar 2020 $221k [COVID-19] Apr 2020 $239k |
Post by: PassMMM on April 24, 2020, 02:56:30 PM
10/1/19 - $145k
11/1/19 - $155k
12/1/19 - $166k
01/1/20 - $176k
02/1/20 - $197k (bonus)
03/1/20 - $201k
04/1/20 - $195k
Today - $215k
Markets were/are rough, but I moved out of my apartment at the end of march to move in with some family while my SO and I look for a house in the area. The savings from rent and quarantining. Happy to be able to WFH with a high income, fingers crossed I won'e be the next casualty in layoffs because work is slowwwwww. Would've like to be moving past the 250k mark soon, but honestly just happy to be healthy and employed these days.
Post by: MudPuppy on April 28, 2020, 08:33:37 AM
Household net for 2 adults:
05/01/2020: 203K (using employer sponsored retirement account balances from the end of FY19)
edited typo
Post by: jojoguy on April 29, 2020, 12:36:12 AM
Post by: grantmeaname on April 30, 2020, 06:36:26 AM
1/12/18 $50k4/30/20 $187k
7/13/18 $63k
10/19/18 $75k
1/31/19 $80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
The market is an absolute rocketship. I wish it would have stayed weak for longer.
Tomorrow I'll be at $177k after I pay rent and taxes :/
Post by: Queen Frugal on April 30, 2020, 07:04:09 AM
2018 - $78,122
2019 - $118,693
Jan/2020 - $118,495
Mar/2020 - $97,855
Apr/2020 - $104,648
I'm back in the club!!!
Because I know my income will be low this year thanks to the pandemic, and because I always want to meet a certain taxable income to maximize my tax planning, I converted $6800 of my IRA to my Roth IRA while my balance was down. I will probably convert more later but I want to see how the year goes. I rebalanced my holdings this morning. I also maxed out my Roth IRA contribution ($6000) in April so that is new money invested in April, meaning that what the gains from March to April is not due to the market, it is due to my hard work. I like it better when the market does the heavy lifting for me! But eventually it will do that again.
Post by: ZsaZsa on April 30, 2020, 11:01:27 AM
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71 Ouch!
4/3/20 $214,113.72
4/30/20 $241,361.42 Encouraging, regained 32,159.71 from the lowest point that I recorded.
Post by: FrugalByChance on April 30, 2020, 02:08:13 PM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Oct 2019 € 180 160.74 (growth: € 2 898.12)
Nov 2019 € 189 075.68 (growth: € 8 914.94 deposits: € 3 735.00 )
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019:
Growth: € 60 523.78 (= 44,70%)
Deposits: € 22 925.00
Returns: € 37 598.78 ( = 20,38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: € 21 652.26 deposits: € 3 798.78)
Markets bouncing back and just past another marker in this race.
Post by: junga on April 30, 2020, 05:38:07 PM
01/03/2019: $145,617
31/03/2019: $153,549
02/05/2019: $162,575
02/06/2019: $164,396
28/06/2019: $173,404
31/07/2019: $183,384
31/08/2019: $186,347
30/09/2019: $196,033
31/10/2019: $202,222
28/11/2019: $210,924
01/01/2020: $221,074 (+10,150)
03/02/2020: $226,108 (+5,034)
01/03/2020: $215,551 (-10,557)
06/04/2020: $197,168 (-18,383)
30/04/2020: $223,850 (+26,682)
We hope everyone is staying safe, healthy and positive.
We are just happy to be employed and healthy. We are grateful that this situation hasn't been as bad as it could have been. We were able to buy more stocks than regular which has fueled our recovery.
Post by: CanadianTeacher on April 30, 2020, 06:19:49 PM
My goal is to get to $250k in the next 2-3 years; however, as a teacher that jumps from temporary contract to temporary contract, there's a lot up in the air.
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
Post by: Epor on April 30, 2020, 07:41:52 PM
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
Total Saved Market G/L
02/01/20 182780 4285 -575
03/01/20 170715 2092 -14157
04/01/20 148065 2092 -24742
05/01/20 172135 2092 21978
I'm still employed and still contributing.
Post by: Mainlander on April 30, 2020, 08:00:43 PM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
02/01/20: $220,276 ($9,616 gain)
03/01/20: $216,826 ($3,450 loss)
04/01/20: $219,362 ($2,536 gain)
05/01/20: $236,819 ($17,457 gain)
Happy to still be working and saving. However, almost all of this gain is from the market recovering some of its covid losses. Between my cash balances in investment accounts, a large tax return, and rebalancing some bonds, I was fortunate to be able to buy approx 50k in equities at a nice discount.
Post by: philli14 on April 30, 2020, 08:19:40 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
Hoping to have hit the nadir. Grind on!
Post by: Sugaree on May 01, 2020, 04:35:51 AM
5/1/2015 $4,419.53
5/1/2016 $15,689.46
5/1/2017 $34,125.20
5/1/2018 $51,663.60
5/1/2019 $64,340.45
5/1/2020 $106,341.84
Post by: FICurious on May 01, 2020, 05:43:28 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Feb 2020: $170,818
Mar 2020: $160,860
Apr 2020: $138,831
May 2020: $152,580
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0) *Just put in your numbers. Do not sort.*
Post by: Fishing4FI on May 01, 2020, 06:30:16 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
Post by: ASW on May 01, 2020, 08:12:11 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | $153,292 | - |
| February | $49,800 | $96,439 | $154,220 | - |
| March | $55,707 | $107,387 | $121,400 | - |
| April | $64,352 | $110,960 | $132,182 | - |
| May | $68,097 | $117,622 | $152,737 | - |
| June | $72,976 | $113,078 | - | (Grad Goal) |
| July | $80,555 | $124,700 | - | |
| August | $85,858 | $129,322 | - | |
| September | $90,137 | $133,156 | - | |
| October | $93,806 | $136,540 | - | |
| November | $89,537 | $142,714 | - | |
| December | $92,795 | $147,950 | - | |
| Annual gain | $49,734 | $64,758 |
Post by: alcon835 on May 01, 2020, 08:18:01 AM
Jan 2020: $100,566
Feb 2020: $107,987 (+7,421) [+7.38%]
Mar 2020: $96,513 (-11,474) [-10.62%]
Apr 2020: $90,626 (-5,887) [-6.09%]
May 2020: $104,595 (+13,969) [+15.41%]
Year-to-date change: +$4,029 [+4.00%]
Back in the $100K club! Been quite a ride over the last 30 days and I doubt the whole thing is over. A pretty good mix of continuing my normal contributions, adding a few extra contributions into a down market, and the correction earlier this month. Almost back to where I was in February and hoping I don't fall back below $100K again!
I don't know if the worst is behind us or not, but I have to imagine that even if this turns into a full blown recession, the market has already taken most of its losses.
Post by: JAYSLOL on May 01, 2020, 08:39:25 AM
Oct 1 - 106.2k (+4,600)
Nov 1 - 108.8k (+2,600)
Dec 1 - 111.7 (+2,900)
Jan 1 - 113.0 (+1,300)
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
I’m back after being sentenced to a 30-day quarantine in the 10-100 thread :)
Post by: peppermint on May 01, 2020, 09:08:32 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
Post by: zygote on May 01, 2020, 09:53:25 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
10/19: $107,279.56 (+2,910.87, +2.79%)
11/19: $111,107.47 (+3,827.91, +3.57%)
12/19: $112,883.69 (+1,776.22, +1.60%)
1/20: $117,811.45 (+4,927.26, +4.37%)
2/20: $124,417.62 (+6,606.17, +5.61%)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
Thanks to the market for bringing me back up to February levels. The stimulus check also helped some.
Post by: Jim Fiction on May 03, 2020, 06:14:26 PM
9/29/17 - $11,511
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589
9/30/2019 - $83,292
10/31/2019 - $87,539
11/30/2019 - $98,502
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897
This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.
Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.
Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.
With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.
Looking forward to following along with everyone's progress!
Post by: alcon835 on May 03, 2020, 06:59:05 PM
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:
9/29/17 - $11,511
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589
9/30/2019 - $83,292
10/31/2019 - $87,539
11/30/2019 - $98,502
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897
This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.
Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.
Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.
With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.
Looking forward to following along with everyone's progress!
Congrats on making it to the 100K thread and also congrats on combining incomes! That's a HUGE step and one I suspect you will be glad you took. Based on your current net worth, I bet you'll be blowing out of here soon! haha
Post by: Huskerfan on May 03, 2020, 07:51:25 PM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
Numbers updated thru the last day of the month
Coronavirus update; thus far I minimized most losses in my account. I’ve been using a fairly good plan and avoid emotional moves with the market.
There was a moment I jumped back in according to the plan, but unfortunately lost 5%. Oh well. You win some and you lose some.
I hope others were able to make adjustments and protect their investments. Times are a bit strange right now; however, I anticipate we will recover once this virus moves on.
Keep safe everyone!
Post by: jayzee on May 03, 2020, 10:18:39 PM
1/11/2019 - $198,410.93
1/12/2019 - $204,597.01
3/1/2020 - $205,467.05
3/2/2020 - $224,053.54
3/3/2020 - $218,631.51
3/4/2020 - $218,115.59
3/5/2020 - $245,418.01
Note: The values include superannuation (Australian retirement account, which I contribute to personally because I'm self-employed), but do not include equity in my primary residence, which is mortgaged with 20%+ equity.
Post by: jojoguy on May 04, 2020, 06:37:40 AM
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
December 1, 2019 = $160,550.38
December 15, 2019 = $162,506.95
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 6, 2020 = $174,427.92
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
April 20, 2020 = $169,633.96
May 4, 2020 = $171,045.51
Post by: zeli2033 on May 04, 2020, 07:05:09 PM
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919 (+18632)
Some market recovery & DH's new job/raise hit. May will be another hard hit month (still incurring the cost from moving) but we should be getting back to a good place for saving going into the summer.
Post by: jiimmy on May 05, 2020, 07:12:05 PM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Post by: jojoguy on May 06, 2020, 04:08:26 AM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Welcome back!
Post by: Raenia on May 06, 2020, 06:19:54 AM
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98
6/30/2019 - 208,303.52
7/31/2019 - 211,145.36
9/1/2019 - 206,812.25
9/30/2019 - 213,264.14
10/31/2019 - 220,750.62
11/29/2019 - 228,708.339
1/2/2020 - 233,844.83
2/1/2020 - 235,698.59
3/1/2020 - 222,032.57
4/1/2020 - 197,303.41
5/2/2020 - 214,800.91
Treading water against the market, but regular contributions are still going in. Glad that the threatened decrease of hours at work hasn't hit me yet.
Post by: Cezil on May 06, 2020, 06:22:17 AM
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55 (+ 25,400.85)
Dec-2018: $72,493.16 (+ 14,221.61)
Dec-2019: $111,642.78 (+ 39,149.62)
Jan-2020: $115,567.59 (+ 3,924.81)
Feb-2020: $111,573.16 (- 3,994.43)
Mar-2020: $99,504.35 (- 12,068.81)
Apr-2020: $111,360.82 (+ 11,856.47)
Post by: M5 on May 07, 2020, 01:41:50 PM
2/4/20: $104,293.89 (+3,356.77)
3/3/20: $105,785.10 (+1,491.21)
4/7/20: $102,299.07 (-3,486.03)
5/7/20: $104,704.32 (+2,405.25)
Happy to still be hanging in there despite buying a house last week and doing some work before we move in.
Post by: snoot on May 07, 2020, 03:54:24 PM
01/2019 $101,315
01/2020 $196,633
02/2020 $202,698
03/2020 $190,324
04/2020 $188,776
05/2020 $200,351
Post by: Jim Fiction on May 10, 2020, 12:24:40 PM
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:
9/29/17 - $11,511
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589
9/30/2019 - $83,292
10/31/2019 - $87,539
11/30/2019 - $98,502
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897
This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.
Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.
Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.
With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.
Looking forward to following along with everyone's progress!
Congrats on making it to the 100K thread and also congrats on combining incomes! That's a HUGE step and one I suspect you will be glad you took. Based on your current net worth, I bet you'll be blowing out of here soon! haha
Thank you for the warm welcome, Alcon835! Just making it to this thread feels insane to me, given where I was a few short years ago.
Truth be told we probably could have combined things for "gauntlet" purposes sooner, but I really wanted to complete the 100K challenge on my "own". (As much as these things can be your own when you've been married for 5 years and have a kiddo). It was an important milestone for me. I'd love, love, love to graduate by year end, going to do what I can to make that happen. Having the second kiddo on the way complicates things a bit, but as long as the market cooperates and a few other things fall into place, I think we can get there.
Post by: Lamancha on May 10, 2020, 04:40:32 PM
Nov 2019- 106,180
Dec 2019- 116,263
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
Not bad considering we just pulled 30k out for taxes.
Post by: rachellynn99 on May 11, 2020, 02:56:00 AM
Jan 20:164,853
Feb : 174,570
March: 175,762
April: 146,344
May: 147,636
I haven't looked at my husband's portfolio since April. I'll try to look in May and hopefully have quite a bit of rebound for my June 1st update.
Post by: ColoAndy on May 11, 2020, 09:34:58 AM
Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote
April 19, 2020------$153,349.63 Sighhh
May 11, 2020------$157,000.40
Post by: Staunch Aim on May 14, 2020, 09:11:55 PM
| Date | Invested | Net | ||
| 2/1/2019 | $100,047.32 | $243,630.87 | ||
| 3/1/2019 | $105,434.50 | $270,922.05 | ||
| 4/1/2019 | $114,967.04 | $292,914.68 | ||
| 3/1/2020 | $157,729.02 | $344,058.04 | ||
| 5/1/2020 | $169,003.88 | $361,813.52 |
Post by: dignam on May 15, 2020, 06:17:01 AM
| Jun 2017 $112k Jul 2017 $115k Aug 2017 $111k [sold house and paid off student loans] Sep 2017 $117k Oct 2017 $121k Nov 2017 $125k Dec 2017 $126k [buying a house, lots of associated expenses] Jan 2018 $132k [stellar market] Feb 2018 $142k [closed on new house, 401k profit sharing lump sum] Mar 2018 $141k Apr 2018 $145k [paid off car] May 2018 $153k Jun 2018 $156k Aug 2018 $166k Sep 2018 $168k Nov 2018 $152k [Ouch! clearly I'm investing aggressively] Dec 2018 $149k | Jan 2019 $167k Feb 2019 $177k Mar 2019 $186k Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation] May 2019 $197k Jun 2019 $207k Jul 2019 $212k Aug 2019 $207k [tough month; stocks slid and several unexpected expenses] Sep 2019 $213k Oct 2019 $217k Nov 2019 $228k Dec 2019 $232k Jan 2020 $239k Feb 2020 $253k Mar 2020 $221k [COVID-19] Apr 2020 $239k May 2020 $244k |
Post by: grantmeaname on May 15, 2020, 06:58:05 AM
Post by: dignam on May 15, 2020, 08:03:25 AM
Ooh, you're almost outta here!
Ha yep! 2nd time's a charm?
Post by: An Unassuming Moose on May 15, 2020, 08:04:11 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,496.59
And we're back! Leveraging hit me hard on the down side, but I had some extra breathing room and the interest rate fell off a cliff, so I leveraged a bit more. Here's to the upswing being even more magnified!
Post by: grantmeaname on May 15, 2020, 11:26:52 AM
What you mean to say is you're nearly twice as good at graduating from this thread as most of its alums!Ooh, you're almost outta here!Ha yep! 2nd time's a charm?
Post by: jojoguy on May 17, 2020, 07:48:43 AM
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 4, 2020 = $171,045.51
May 17, 2020 = $173,750.12
Post by: zee dot on May 18, 2020, 10:41:21 AM
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
Post by: Alf91 on May 21, 2020, 02:32:09 PM
Jan - $122,000
Feb - $124,000
Mar - $111,000 :(
Apr - $119,000
May - $125,000 :)
Post by: ColoAndy on May 23, 2020, 07:17:55 AM
Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote
April 19, 2020------$153,349.63 Sighhh
May 11, 2020------$157,000.40
May 23, 2020------$160,142.85
Post by: bloodaxe on May 23, 2020, 03:52:15 PM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
Glad to join the race :)
Post by: grantmeaname on May 23, 2020, 05:28:40 PM
Post by: jojoguy on May 25, 2020, 10:21:32 AM
The market has been kind to us:
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
Glad to join the race :)
$28K in three months!? You`ll be moving into the next "Race to" thread by early next year if you keep that pace up! :P Welcome!
Post by: ZsaZsa on May 27, 2020, 01:34:22 PM
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71 Ouch!
4/3/20 $214,113.72
4/30/20 $241,361.42 Encouraging, regained 32,159.71 from the lowest point that I recorded.
5/27/20 $252,278.03 Still not back where we were in February, but it looks like it at least pushed us into the next race! Hope we stay there this time!
Post by: bloodaxe on May 29, 2020, 06:03:12 AM
The market has been kind to us:
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
Glad to join the race :)
$28K in three months!? You`ll be moving into the next "Race to" thread by early next year if you keep that pace up! :P Welcome!
It would be nice, but I think a lot of the gain has been because we put a lot into VTSAX late March. I wouldn't be upset if it kept happening though :)
Post by: jojoguy on May 29, 2020, 07:18:08 AM
The market has been kind to us:
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
Glad to join the race :)
$28K in three months!? You`ll be moving into the next "Race to" thread by early next year if you keep that pace up! :P Welcome!
It would be nice, but I think a lot of the gain has been because we put a lot into VTSAX late March. I wouldn't be upset if it kept happening though :)
It may have been the perfect time to do it!
Post by: jojoguy on May 29, 2020, 07:19:29 AM
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 4, 2020 = $171,045.51
May 17, 2020 = $173,750.12
May 29, 2020 = $187,647.52 ((WOW!))
Post by: grantmeaname on May 29, 2020, 09:07:19 AM
1/12/18 $ 50k5/31/20 $196k
7/13/18 $ 63k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
Two days ago my 401k hit $100k for the first time which was exciting. It consisted of $100.7k of contributions and -$700 of market returns - thanks for everything, market!
Just need 2% or one month of savings in a sideways market to roll over the odometer! And $250k at year end should be very doable - just need the market to drop no more than 5-10% between now and the end of the year.
Post by: philli14 on May 30, 2020, 09:48:04 AM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
Up almost 29k in the last two months is wild, and makes me feel extra fortunate that I'm (1) in my accumulation phase and not recently retired, and (2) still able to work and put away money at this time. Very very fortunate!
Post by: MudPuppy on May 30, 2020, 10:00:14 AM
05/2020: 203K
06/2020: 225K (market gains, three paycheck month)
Post by: junga on May 30, 2020, 06:04:56 PM
01/03/2019: $145,617
31/03/2019: $153,549
02/05/2019: $162,575
02/06/2019: $164,396
28/06/2019: $173,404
31/07/2019: $183,384
31/08/2019: $186,347
30/09/2019: $196,033
31/10/2019: $202,222
28/11/2019: $210,924
01/01/2020: $221,074 (+10,150)
03/02/2020: $226,108 (+5,034)
01/03/2020: $215,551 (-10,557)
06/04/2020: $197,168 (-18,383)
30/04/2020: $223,850 (+26,682)
30/05/2020: $236,967 (+13,117)
Post by: Mainlander on May 31, 2020, 06:10:39 AM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
02/01/20: $220,276 ($9,616 gain)
03/01/20: $216,826 ($3,450 loss)
04/01/20: $219,362 ($2,536 gain)
05/01/20: $236,819 ($17,457 gain)
06/01/20: $241,176 ($4,352 gain)
At the beginning of the year I predicted June to finish the race. There is a slight chance of that happening if the market continues to rebound.
Post by: FrugalByChance on May 31, 2020, 07:34:12 AM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Oct 2019 € 180 160.74 (growth: € 2 898.12)
Nov 2019 € 189 075.68 (growth: € 8 914.94 deposits: € 3 735.00 )
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019:
Growth: € 60 523.78 (= 44,70%)
Deposits: € 22 925.00
Returns: € 37 598.78 ( = 20,38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Post by: Jim Fiction on May 31, 2020, 02:35:52 PM
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:
9/29/17 - $11,511
6/30/18 - $36,000
1/31/19 - $53,028
6/30/2019 - $75,757
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897
This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.
Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.
Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.
With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.
Looking forward to following along with everyone's progress!
New Joint Tracker
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
Overall a good month, though there is plenty of fat to be cut. Too much on money spent on things going into my gullet: groceries, beer and restaurants.
Post by: Huskerfan on May 31, 2020, 09:19:02 PM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Numbers updated thru the last day of the month
I hope others were able to make adjustments and protect their investments. Times are a bit strange right now; however, I anticipate we will recover once this virus moves on.
Keep safe everyone!
Post by: JAYSLOL on May 31, 2020, 11:20:02 PM
Oct 1 - 106.2k (+4,600)
Nov 1 - 108.8k (+2,600)
Dec 1 - 111.7 (+2,900)
Jan 1 - 113.0 (+1,300)
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
Back up just above where I was at “The Top” back in Feb.
Post by: Sugaree on June 01, 2020, 04:15:44 AM
5/1/2016 $15,689.46
5/1/2017 $34,125.20
5/1/2018 $51,663.60
5/1/2019 $64,340.45
5/1/2020 $106,341.84
6/1/2020 $113,372.31 (+$7030.47 or +6.61%)
Post by: alcon835 on June 01, 2020, 08:39:06 AM
Jan 2020: $100,566
Feb 2020: $107,987 (+7,421) [+7.38%]
Mar 2020: $96,513 (-11,474) [-10.62%]
Apr 2020: $90,626 (-5,887) [-6.09%]
May 2020: $104,595 (+13,969) [+15.41%]
Jun 2020: $129,092 (+24,297) [+23.42% ]
Year-to-date change: +$28,526 [+28.36%]
A big bump for me this month, for a couple reasons:
- I hit my option vesting cliff. This was the biggest gainer for me. I am pretty conservative with how i'm pricing these (probably worth at least double what I have them at) since this is only paper money until we actually sell or go public. Still, this is a major part of my FIRE plan so I am adding the current value of my vested options as part of the race going forward.
- Three Paycheck Month. This wasn't as big of a deal for me as it was for others, but the third paycheck added a nice boost to my 401K.
- Company Match Started. In May, my company starting a 2.5% 401K match. That's a nice bump that is going to continue indefinitely.
- Market Recovery. The market recovered even more in May. My original investments haven't come back to February levels yet, but it's close! Plus the gains I've made from continued investing through the downturn have made up significantly for the loss.
Overall, I think I made the right choice to continue investing aggressively through the quarantine. I'm early enough in my journey that drops in the marketing don't impact my day-to-day life at all - except to add some anxiety! As things are going right now, I expect my investments to be above February levels by the end of June.
I have a bunch of quarantine cash I'm sitting on that I planned to start spending and investing in June, but the riots have me nervous. I may need that money for something more important than a few stocks and who knows how they'll effect the market (assuming they have any impact). Historically, protests/riots end on Monday when folks go back to work, so we'll see if unemployment frees people up to keep protesting/rioting. I'll re-evaluate the risk each week and start spending that cash once things are stable. DW and I are both itching to start working on our goals again.
Other than that, my big goal of getting to $250K by June of 2021 looks reasonable. I have valuable stock options steadily vesting over the next 12 months, a new employer match giving me a nice boost, and I'm in a good place financially to keep investing beyond the 401K/Roth IRA max. Plus, I expect my current investments to grow significantly over the next 12 months as certain market segments (travel, hospitality, and oil) recover.
Here's hoping July comes with more financial good news!
Post by: Epor on June 01, 2020, 10:24:32 AM
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
Total Saved Market G/L
02/01/20 182780 4285 -575
03/01/20 170715 2092 -14157
04/01/20 148065 2092 -24742
05/01/20 172135 2092 21978
06/01/20 185340 2092 11113
I'm still employed and still contributing.
Post by: snoot on June 01, 2020, 10:27:57 AM
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
02/2020 $202,698
03/2020 $190,324
04/2020 $188,776
05/2020 $200,351
06/2020 $220,593
Post by: zygote on June 01, 2020, 10:33:20 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
10/19: $107,279.56 (+2,910.87, +2.79%)
11/19: $111,107.47 (+3,827.91, +3.57%)
12/19: $112,883.69 (+1,776.22, +1.60%)
1/20: $117,811.45 (+4,927.26, +4.37%)
2/20: $124,417.62 (+6,606.17, +5.61%)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
Very grateful to still be working and contributing.
Post by: FICurious on June 01, 2020, 11:00:08 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Feb 2020: $170,818
Mar 2020: $160,860
Apr 2020: $138,831
May 2020: $152,580
Jun 2020: $159,404
The past few months we've been hitting some things we owe on very hard. It'd be nice to put that in the market, but feel better about where it is going instead. Once these things are taken care of, we should start zooming.
Post by: peppermint on June 01, 2020, 01:59:50 PM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
Feeling fortunate to keep moving forward.
Post by: L2 on June 01, 2020, 05:57:10 PM
1/15/19 - $101,635.Back in the game after a few month hiatus due to purchasing a house, COVID, not wanting to look at NW, etc. The results are surprisingly not depressing.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288
12/31/19 NW: $185,673 - Projected Graduation Goal NW (12/31/2020): $244,374
1/31/20 NW: $191,143 - Projected Graduation Goal NW (12/31/2020): $244,397
2/29/20 NW: $186,269 - Projected Graduation Goal NW (12/31/2020): $234,682.
5/31/20 NW: 214,832 - Projected Graduation Goal NW (12/31/2020): $247,374.
Post by: jiimmy on June 01, 2020, 06:38:29 PM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
June 1st, 2020 $115,759
I'm seeing a lot of record highs here. Many folks in the higher threads haven't recovered to all time highs yet. Although I think I'd still switch positions with them if offered the chance ;-)
Post by: MudPuppy on June 01, 2020, 06:51:20 PM
Post by: alcon835 on June 02, 2020, 07:48:52 AM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
June 1st, 2020 $115,759
I'm seeing a lot of record highs here. Many folks in the higher threads haven't recovered to all time highs yet. Although I think I'd still switch positions with them if offered the chance ;-)
@jimmy I think the biggest reason is, when we contribute it makes a larger impact than those in the higher threads. From what I've heard, once you get above $250K, it still matters that you put money in, but your investments start to grow faster than what you put in.
For us, we're still low enough that our investments + partial market recovery = enough to get us past our losses.
Post by: CanadianTeacher on June 02, 2020, 10:59:20 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
Post by: M5 on June 02, 2020, 11:27:48 AM
2/4/20: $104,293.89 (+3,356.77)
3/3/20: $105,785.10 (+1,491.21)
4/7/20: $102,299.07 (-3,486.03)
5/7/20: $104,704.32 (+2,405.25)
6/2/20: $107,248.26 (+2,543.94)
Post by: stacheasaurus on June 02, 2020, 01:35:39 PM
- Jan 2018: 116,000
- Jan 2019: 159,300
- Jan 2020: 229,400
- Current (Jun 2020): 264,000
So long as the market holds, I graduated!
Post by: Staunch Aim on June 02, 2020, 07:50:14 PM
May savings were slowed by my ignition controller going on out on the boiler and my fridge compressor biting the dust. The fridge forced a new fridge purchase and more expensive eating habits for 10 days while waiting for it to be delivered.
Managed to stop the bleeding by not paying !!$550!! dollars to have the HVAC company order and install a new ignition controller once they diagnosed the issue. I ordered the same part on amazon for $100 and installed myself.
Date Invested Net 2/1/2019 $100,047.32 $243,630.87 3/1/2019 $105,434.50 $270,922.05 4/1/2019 $114,967.04 $292,914.68 3/1/2020 $157,729.02 $344,058.04 5/1/2020 $169,003.88 $361,813.52 6/1/2020 $186,949.47 $383,276.04
Post by: ColoAndy on June 02, 2020, 08:59:13 PM
June 2, 2020------$164,950.82Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote
April 19, 2020------$153,349.63 Sighhh
May 11, 2020------$157,000.40
Post by: JAYSLOL on June 02, 2020, 10:16:07 PM
- Jan 2018: 116,000
- Jan 2019: 159,300
- Jan 2020: 229,400
- Current (Jun 2020): 264,000
So long as the market holds, I graduated!
Congrats!
Post by: ASW on June 03, 2020, 05:46:41 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | $153,292 | - |
| February | $49,800 | $96,439 | $154,220 | - |
| March | $55,707 | $107,387 | $121,400 | - |
| April | $64,352 | $110,960 | $132,182 | - |
| May | $68,097 | $117,622 | $152,737 | - |
| June | $72,976 | $113,078 | $165,000 | (Grad Goal) |
| July | $80,555 | $124,700 | - | |
| August | $85,858 | $129,322 | - | |
| September | $90,137 | $133,156 | - | |
| October | $93,806 | $136,540 | - | |
| November | $89,537 | $142,714 | - | |
| December | $92,795 | $147,950 | - | |
| Annual gain | $49,734 | $64,758 |
Post by: grantmeaname on June 03, 2020, 06:35:09 AM
Until the rent and $2k for airline tickets comes out of the account...
Post by: sportsportsports on June 03, 2020, 01:50:55 PM
01-2020 $82,260.85
02-2020 $83,005.15
03-2020 $83,326.38
04-2020 $95,827.22
05-2020 $104,082.90
Hell yeah. Now to see how much I can save while being on unemployment until I can find my next gig :)
Post by: grantmeaname on June 03, 2020, 01:53:03 PM
Post by: alcon835 on June 04, 2020, 06:40:40 AM
As of today, my wife and I are two hundred thousandaires!
Until the rent and $2k for airline tickets comes out of the account...
Congratulations @grantmeaname !!!
Post by: Fishing4FI on June 04, 2020, 06:45:46 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
Post by: Cezil on June 04, 2020, 07:10:44 AM
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55 (+ 25,400.85)
Dec-2018: $72,493.16 (+ 14,221.61)
Dec-2019: $111,642.78 (+ 39,149.62)
Jan-2020: $115,567.59 (+ 3,924.81)
Feb-2020: $111,573.16 (- 3,994.43)
Mar-2020: $99,504.35 (- 12,068.81)
Apr-2020: $111,360.82 (+ 11,856.47)
May-2020: $118,208.83 (+ 6,848.01)
Post by: zee dot on June 04, 2020, 04:03:49 PM
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
5/2020 $254,753.20
Sweet! I need to find the next thread and dip my toes in the water.
Peace out until the market goes down again!
Post by: alcon835 on June 05, 2020, 06:20:54 AM
Not a great time to be starting this race because I'm about to be laid off from my well paying but soul-sucking job at the end of this month (I was finally able to max out my 401k super comfortably, that's the part I'll miss). Thank you to COVID19 for giving me my second layoff in 12 months...but I'm still pretty amped to have graduated from the 100k challenge
01-2020 $82,260.85
02-2020 $83,005.15
03-2020 $83,326.38
04-2020 $95,827.22
05-2020 $104,082.90
Hell yeah. Now to see how much I can save while being on unemployment until I can find my next gig :)
It really sucks that you're going through a layoff. Hopefully you can get a nice severance + unemployment + CARS Act unemployment and then quickly find a solid job with fantastic benefits that's much better than the soul sucking one!
Post by: alcon835 on June 05, 2020, 06:22:23 AM
9/2017 (168,529.23)
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
5/2020 $254,753.20
Sweet! I need to find the next thread and dip my toes in the water.
Peace out until the market goes down again!
Congratulations, @zee dot!! I am really excited for you! Here is hoping you never have a reason to post in this thread again!
Post by: Master of None on June 05, 2020, 07:56:23 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
Post by: arob54600 on June 05, 2020, 10:20:18 AM
I am so happy to join this group!
It's been a goal for years, even though I haven't been too great about posting the last couple of years.
I started tracking alone, but since I have no intention of retiring alone, I thought I should add my spouses assets too. So that bump from May 2018 to present is slightly inflated.
November 17- 41195
December 17- 42526
January 18- 47966
February 18-47104
May 18 - 48521
June 2020-100,970
Post by: grantmeaname on June 05, 2020, 10:36:38 AM
Post by: Lamancha on June 05, 2020, 03:09:00 PM
Dec 2019- 116,263
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
Post by: Tyson on June 05, 2020, 04:15:08 PM
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Nov 2018 - $95k
Sept 2019 - $126k
Today - $152k
Post by: ColoAndy on June 06, 2020, 07:09:30 AM
June 2, 2020------$164,950.82Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote
April 19, 2020------$153,349.63 Sighhh
May 11, 2020------$157,000.40
June 6, 2020------$169,523.35
Post by: sportsportsports on June 08, 2020, 10:49:41 AM
welcome, sports thrice!
Thank you @grantmeaname! I appreciate the warm welcome!
It really sucks that you're going through a layoff. Hopefully you can get a nice severance + unemployment + CARS Act unemployment and then quickly find a solid job with fantastic benefits that's much better than the soul sucking one!
Thanks for the positive words, @alcon835! Unfortunately I believe the CARS Act unemployment might be ending before my last day, which is the end of this month. I received 60 days notice in lieu of a severance (essentially I think they received a PPP loan so that they were able to pay us for 8 more weeks instead of laying us off at the end of April)...my direct boss was very nice and essentially cut my workload to 25% so that I could start job searching. I'm already exhausted with it though, since I just went through a layoff and job search last summer. And then in addition, the burn out from the soul suck is still real, there are less jobs on the market (though that's starting to go back up now), etc, so I'm thinking about road tripping to some national/state parks with my mum in July to give myself a mental break, then kick it back into gear. Having a bit of a third-of-life crisis, if you can't tell!! But I'm confident I'll find something much better for me in the long run!
Post by: solon on June 08, 2020, 03:02:29 PM
While I've been in this race since August (due in part to pensions, home equity, & cash), my investment balance surpassed $100k this week.
Can you tell from the picture below when I discovered MMM & FIRE?
Charts like this make me smile. Good job, Dad!
Post by: dignam on June 09, 2020, 06:26:07 AM
| Jun 2017 $112k Jul 2017 $115k Aug 2017 $111k [sold house and paid off student loans] Sep 2017 $117k Oct 2017 $121k Nov 2017 $125k Dec 2017 $126k [buying a house, lots of associated expenses] Jan 2018 $132k [stellar market] Feb 2018 $142k [closed on new house, 401k profit sharing lump sum] Mar 2018 $141k Apr 2018 $145k [paid off car] May 2018 $153k Jun 2018 $156k Aug 2018 $166k Sep 2018 $168k Nov 2018 $152k [Ouch! clearly I'm investing aggressively] Dec 2018 $149k | Jan 2019 $167k Feb 2019 $177k Mar 2019 $186k Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation] May 2019 $197k Jun 2019 $207k Jul 2019 $212k Aug 2019 $207k [tough month; stocks slid and several unexpected expenses] Sep 2019 $213k Oct 2019 $217k Nov 2019 $228k Dec 2019 $232k Jan 2020 $239k Feb 2020 $253k Mar 2020 $221k [COVID-19] Apr 2020 $239k May 2020 $244k Jun 2020 $265k |
Back across the $250k threshold! Hopefully it sticks this time.
Post by: MudPuppy on June 09, 2020, 06:53:11 AM
Post by: Valvore on June 09, 2020, 03:07:12 PM
VALVORE HAS ENTERED THE RACE!12-2019 = $165,600 (+$9,750)
1-2019 = $82,000 2-2019 = $90,000 (maxed 2018 IRA) 3-2019 = $102,600 (maxed DH 2018 IRA & 2018 HSA) 4-2019 = $107,800 (+$5,200) 5-2019 = $111,100 (+$3,300) 6-2019 = $121,400(+$10,300) 7-2019 = $127,700(+$6,300) 8-2019 = $135,200 (+$7,300) 9-2019 = $141,200 (extra 3k to IRA, +$6,000) 10-2019 = $150,000 (+$8,800) 11-2019 = $155,850 (+$5,850)
1-2020 = $174,200 (+$8,600)
2-2020 = $170,900 (-$3,300) Coronavirus...
3-2020 = $154,150 (-$16,750) Pandemic Shutdown. lol crazy
4-2020 = $174,200 (+$19,950)
5-2020 = $192,500 (+$8,300)
Current $208,600
This year has been an absolute wild ride (financially and in every other way)
Post by: nyxst on June 12, 2020, 09:29:39 PM
Dec 2017 121k
Jan 2018 125k
Feb 2018 121k
Mar 2018 121k
Apr 2018 127k
May 2018 134k
June 2018 135k
July 2018 143k
Aug 2018 149k
Sept 2018 146k
Oct 2018 141k
Nov 2018 143k
Dec 2018 130k
Jan 2019 143k
Feb 2019 154k
Mar 2019 155k
Apr 2019 160k
May 2019 157k
June 2019 169k
July 2019 173k
Aug 2019 170k
Sept 2019 177k
Oct 2019 187k
Nov 2019 190k
Dec 2019 200k
Hoping for a good year and hitting that 250k this year!
Jan 2020 198K
Feb 2020 189kK
Mar 2020 166K
Apr 2020 189K
May 2020 210K
I invested what I could in March (tax return and a bit of savings, plus my normal amount each pay period) but mostly my diminishing returns have reappeared. We will see if it lasts!
Post by: ColoAndy on June 14, 2020, 08:47:20 PM
- Jan 2018: 116,000
- Jan 2019: 159,300
- Jan 2020: 229,400
- Current (Jun 2020): 264,000
So long as the market holds, I graduated!
Onward and upward!
Post by: jojoguy on June 15, 2020, 06:51:24 AM
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 4, 2020 = $171,045.51
May 17, 2020 = $173,750.12
May 29, 2020 = $187,647.52
June 15, 2020 = $192,048.67
Brushed right at $200K before the beginning selloff last week. Bummer.
Post by: grantmeaname on June 15, 2020, 07:15:58 AM
Are you hoping to graduate this year?
Post by: An Unassuming Moose on June 15, 2020, 07:45:46 PM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,496.59
June 15, 2020 -- $144,752.63
Swinging like a barn door in a hurricane. On the up this time.
Post by: jojoguy on June 16, 2020, 10:46:41 AM
Yeah, I'm at just about the same place. Stocks are on sale!
Are you hoping to graduate this year?
I stepped down from a higher paying position this year due to stress. I would be pleasantly surprised if I did break $250,000 by the end of the year, but I am thinking maybe $225K is more realistic. I don`t want to get my hopes up too much.
Post by: BeautifulDay on June 16, 2020, 09:11:33 PM
Net Worth Investment Assets (401k, IRAs, HSA)
Mar 2016 $28,361 $72,408
Jun 2016 $40,970 $79,977
Sep 2016 $57,895 $90,677
Dec 2016 $80,499 $96,796
Mar 2017 $99,766 $73,973
Jun 2017 $102,562 $93,148
Sep 2017 $112,554 $103,702
Dec 2017 $128,724 $116,626
Mar 2018 $133,930 $123,367
Jun 2018 $148,700 $135,564
Sep 2018 $160,509 $148,562
Dec 2018 $148,046 $134,289
Mar 2019 $177,957 $161,794
Jun 2019 $195,692 $177,840
Sep 2019 $205,301 $179,600
Dec 2019 $228,588 $206,182
Mar 2020 $194,288 $179,029
Jun 2020 $242,960 $216,928 **mid month
If I remember I’ll update my June number at the end of the month.
My goal this year was to graduate this thread with the investment accts by the end of the year. I’m thinking that won’t happen but I haven’t called anything right for 2020. Will have to wait and see.
Post by: bloodaxe on June 22, 2020, 03:29:13 PM
The market has been kind to us:
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
Glad to join the race :)
June 2020: 115,000
Post by: FrugalByChance on June 30, 2020, 11:06:53 AM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Oct 2019 € 180 160.74 (growth: € 2 898.12)
Nov 2019 € 189 075.68 (growth: € 8 914.94 deposits: € 3 735.00 )
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019:
Growth: € 60 523.78 (= 44,70%)
Deposits: € 22 925.00
Returns: € 37 598.78 ( = 20,38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Post by: zygote on June 30, 2020, 11:44:46 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
10/19: $107,279.56 (+2,910.87, +2.79%)
11/19: $111,107.47 (+3,827.91, +3.57%)
12/19: $112,883.69 (+1,776.22, +1.60%)
1/20: $117,811.45 (+4,927.26, +4.37%)
2/20: $124,417.62 (+6,606.17, +5.61%)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
Nothing new this month, just plugging along.
Post by: grantmeaname on June 30, 2020, 01:29:39 PM
1/12/18 $ 50k6/30/20 $208k
7/13/18 $ 63k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
Post by: MudPuppy on June 30, 2020, 03:12:06 PM
05/2020: 203K
06/2020: 225K
07/2020: 236k
Post by: JAYSLOL on June 30, 2020, 05:17:11 PM
Oct 1 - 106.2k (+4,600)
Nov 1 - 108.8k (+2,600)
Dec 1 - 111.7 (+2,900)
Jan 1 - 113.0 (+1,300)
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Post by: Sugaree on July 01, 2020, 03:59:48 AM
5/1/2016 $15,689.46
5/1/2017 $34,125.20
5/1/2018 $51,663.60
5/1/2019 $64,340.45
5/1/2020 $106,341.84
6/1/2020 $113,372.31 (+$7030.47 or +6.61%)
7/1/2020 $120,466.16 (+7093.85 or +6.26%)
Post by: Epor on July 01, 2020, 06:37:56 AM
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
Total Saved Market G/L
02/01/20 182780 4285 -575
03/01/20 170715 2092 -14157
04/01/20 148065 2092 -24742
05/01/20 172135 2092 21978
06/01/20 185340 2092 11113
07/01/20 193380 2092 8040
Post by: alcon835 on July 01, 2020, 07:02:36 AM
Jan 2020: $100,566
Feb 2020: $107,987 (+7,421) [+7.38%]
Mar 2020: $96,513 (-11,474) [-10.62%]
Apr 2020: $90,626 (-5,887) [-6.09%]
May 2020: $104,595 (+13,969) [+15.41%]
Jun 2020: $129,092 (+24,297) [+23.42% ]
Jul 2020: $136,291 (+7,199) [+5.57% ]
Year-to-date change: +$35,725 [+35.52%]
June definitely stuttered. Most of my gains were from option vesting and my own investments, though there was some small growth as well. I was pretty bullish at the beginning of June, but now I'm less so. Still, things aren't as terrible at this point and most of the organization I'm invested in are weathering it fairly well.
My job is steady as a rock, earning significant revenues in Q2, which is a huge blessing. Depending on how the numbers shake out in July, this could turn into one of our best quarters ever.
Here's hoping for good news in July!
Overview
| 2018 | 2019 | 2020 | 2021 | |
| January | $37,094 | $62,251 | $100,566 | - |
| April | $46,098 | $74,093 | $90,626 (COVID) | - |
| July | $59,013 | $82,898 | $136,291 | (Grad Goal) |
| October | $63,418 | $85,605 | - | - |
| Annual gain | $25,157 | $38,315 | - | - |
Post by: ASW on July 01, 2020, 07:21:17 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | $153,292 | - |
| February | $49,800 | $96,439 | $154,220 | - |
| March | $55,707 | $107,387 | $121,400 | - |
| April | $64,352 | $110,960 | $132,182 | - |
| May | $68,097 | $117,622 | $152,737 | - |
| June | $72,976 | $113,078 | $165,000 | (Grad Goal) |
| July | $80,555 | $124,700 | 168,340 | |
| August | $85,858 | $129,322 | - | |
| September | $90,137 | $133,156 | - | |
| October | $93,806 | $136,540 | - | |
| November | $89,537 | $142,714 | - | |
| December | $92,795 | $147,950 | - | |
| Annual gain | $49,734 | $64,758 |
Post by: Master of None on July 01, 2020, 07:41:22 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
Post by: peppermint on July 01, 2020, 08:34:32 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
Post by: CanadianTeacher on July 01, 2020, 10:15:30 AM
Might make a few dollars here and there over the summer. Hopefully I'll be able to minimize shrinkage of my savings as much as possible but it may be inevitable unless my investments do well or I find a good source of income.
If I'm employed throughout the entire time, I expect to reach $250,000 by July 2022 but I could see myself reaching it mid-late 2021 if my investments do well 🤞
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
Post by: L2 on July 01, 2020, 02:13:14 PM
1/15/19 - $101,635.06/30/20 NW: $223,370 - Projected Graduation Goal NW (12/31/2020): $251,263.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288
12/31/19 NW: $185,673 - Projected Graduation Goal NW (12/31/2020): $244,374
1/31/20 NW: $191,143 - Projected Graduation Goal NW (12/31/2020): $244,397
2/29/20 NW: $186,269 - Projected Graduation Goal NW (12/31/2020): $234,682.
5/31/20 NW: 214,832 - Projected Graduation Goal NW (12/31/2020): $247,374.
Post by: MudPuppy on July 01, 2020, 02:48:24 PM
2018 2019 2020 2021 January $49,303 $60,898 $136,893 - February $52,048 $71,098 $141,411 - March $53,600 $77,557 $139,993 - April $56,545 $81,086 $133,696 - May $52,774 $81,836 $153,560 - June $44,834 $79,012 $160,156 - July $41,258 $88,897 $169,495 - August $43,517 $94,848 - - September $48,733 $110,671 - Grad Goal October $49,642 $116,467 - November $52,012 $122,664 - December $56,889 $130,826 -
Despite 2020's craziness, it looks like I am ahead of schedule on my goal.
Some nice increase this most recent month!
Post by: Jim Fiction on July 01, 2020, 03:46:23 PM
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:
9/29/17 - $11,511
6/30/18 - $36,000
1/31/19 - $53,028
6/30/2019 - $75,757
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897
This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.
Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.
Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.
With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.
Looking forward to following along with everyone's progress!
New Joint Tracker
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
6/30/2020 - 114,288 227,585
Better month than last from an expense standpoint. Still plenty of room for improvement, though. This month I am really going to try and curb expenses. I picked off one low-hanging fruit already - cancelling a $6 streaming service so that's a start!
Post by: Staunch Aim on July 01, 2020, 06:42:21 PM
| Date | Invested | Net | ||
| 2/1/2019 | $100,047.32 | $243,630.87 | ||
| 3/1/2019 | $105,434.50 | $270,922.05 | ||
| 4/1/2019 | $114,967.04 | $292,914.68 | ||
| 3/1/2020 | $157,729.02 | $344,058.04 | ||
| 5/1/2020 | $169,003.88 | $361,813.52 | ||
| 6/1/2020 | $186,949.47 | $383,276.04 | ||
| 7/1/2020 | $190,979.72 | $391,899.41 |
Post by: junga on July 02, 2020, 06:24:05 AM
01/03/2019: $145,617
31/03/2019: $153,549
02/05/2019: $162,575
02/06/2019: $164,396
28/06/2019: $173,404
31/07/2019: $183,384
31/08/2019: $186,347
30/09/2019: $196,033
31/10/2019: $202,222
28/11/2019: $210,924
01/01/2020: $221,074 (+10,150)
03/02/2020: $226,108 (+5,034)
01/03/2020: $215,551 (-10,557)
06/04/2020: $197,168 (-18,383)
30/04/2020: $223,850 (+26,682)
30/05/2020: $236,967 (+13,117)
02/07/2020: $247,960 (+10,993)
We had hoped to graduate in April but the market condition was not favorable. We are almost there though.
But we can't complain since we have been in a fortunate situation.
Post by: Mainlander on July 02, 2020, 07:49:19 AM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
02/01/20: $220,276 ($9,616 gain)
03/01/20: $216,826 ($3,450 loss)
04/01/20: $219,362 ($2,536 gain)
05/01/20: $236,819 ($17,457 gain)
06/01/20: $241,176 ($4,352 gain)
07/01/20: $243,683 ($2,507 gain)
At one point in June I was briefly above the 250k mark. By the end of the month the only thing that gave me a modest gain was dividends paying out. While I am disappointed to not be moving to the next race, I am pleased that my dividends were reinvested at a lower price.
My quarterly EESP purchase hits in July, so expect a possibility of graduation this month, barring whatever the markets decide to do.
Post by: sportsportsports on July 02, 2020, 04:43:12 PM
01-2020 $82,260.85
02-2020 $83,005.15
03-2020 $83,326.38
04-2020 $95,827.22
05-2020 $104,082.90
06-2020 $108,773.96
Post by: snoot on July 02, 2020, 05:52:26 PM
01/2019 $101,315
01/2020 $196,633
02/2020 $202,698
03/2020 $190,324
04/2020 $188,776
05/2020 $200,351
06/2020 $220,593
07/2020 $227,293
Well done everyone!
Post by: JAYSLOL on July 02, 2020, 08:41:04 PM
Some nice increase this most recent month!
Thanks, I had a few bank bonuses come in, and I strangely got a $1,500 bonus at work in lieu of a raise.
Reminded me of this
Post by: MudPuppy on July 02, 2020, 08:54:13 PM
Post by: philli14 on July 03, 2020, 08:43:35 AM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
Chugging along
EDIT: bad math
Post by: MudPuppy on July 03, 2020, 09:19:03 AM
Post by: BeautifulDay on July 03, 2020, 11:31:19 PM
Net Worth Investment Assets (401k, IRAs, HSA)
Mar 2016 $28,361 $72,408
Jun 2016 $40,970 $79,977
Sep 2016 $57,895 $90,677
Dec 2016 $80,499 $96,796
Mar 2017 $99,766 $73,973
Jun 2017 $102,562 $93,148
Sep 2017 $112,554 $103,702
Dec 2017 $128,724 $116,626
Mar 2018 $133,930 $123,367
Jun 2018 $148,700 $135,564
Sep 2018 $160,509 $148,562
Dec 2018 $148,046 $134,289
Mar 2019 $177,957 $161,794
Jun 2019 $195,692 $177,840
Sep 2019 $205,301 $179,600
Dec 2019 $228,588 $206,182
Mar 2020 $194,288 $179,029
Jun 2020 $245,143 $218,176
As of today we’ve crossed the $250k line in net worth. This makes me so happy. From $28k in 2016 to $250k in 2020. Doesn’t seem possible. And yet we should be so much further along. Just bad decisions before we started working towards FI. But we are trying to make up for lost time now.
I’m going to stick around here until investments cross the line as well.
Post by: zeli2033 on July 04, 2020, 02:40:38 PM
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
Must. Stop. Spending. Money. Still investing maxes in 401(k) & HSA but other than that, extra cash is going to quarantine spendy-ness.
Post by: BSL18 on July 05, 2020, 04:35:52 AM
2016/12/31 17500$ invested (NW 43929$)
2017/06/30 23500$ invested (NW 21600$)
2017/12/31 29713$ invested (NW 40492$)
2018/06/30 41895$ invested (NW 68955$)
2018/12/31 83406$ invested (NW 126961$)
2019/06/30 102900$ invested (NW 145095$)
2019/12/31 120491$ invested (NW 170734$)
2020/06/30 139400$ invested (NW 200500$)
Post by: mbk on July 05, 2020, 07:59:26 AM
--------------------
12/31/16 107k
12/31/17 137k
12/31/18 110k
12/31/19 204k
-------------------
03/31/20 170k
06/30/20 220k
Post by: Lamancha on July 05, 2020, 08:39:41 PM
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Post by: M5 on July 06, 2020, 09:15:24 AM
2/4/20: $104,293.89 (+3,356.77)
3/3/20: $105,785.10 (+1,491.21)
4/7/20: $102,299.07 (-3,486.03)
5/7/20: $104,704.32 (+2,405.25)
6/2/20: $107,248.26 (+2,543.94)
7/6/20: $113,935.47 (+6687.21)
Post by: Fishing4FI on July 06, 2020, 10:11:53 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
Post by: Huskerfan on July 06, 2020, 06:11:35 PM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Numbers updated thru the last day of the month. Appears I lost a little this month. Oh well...
I hope others were able to make adjustments and protect their investments. Times are a bit strange right now; however, I anticipate we will recover once this virus moves on.
Keep safe everyone!
Post by: ColoAndy on July 12, 2020, 09:19:50 AM
July 12, 2020-----$168,681.81June 2, 2020------$164,950.82Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote
April 19, 2020------$153,349.63 Sighhh
May 11, 2020------$157,000.40
Post by: jojoguy on July 12, 2020, 02:33:33 PM
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 17, 2020 = $173,750.12
June 15, 2020 = $192,048.67
July 12, 2020 = $202,842.92 (200K! Woohoo!)
Post by: jiimmy on July 12, 2020, 04:46:49 PM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
June 1st, 2020 $115,759
July 1st, 2020 $121,201
Post by: Cezil on July 13, 2020, 06:11:01 AM
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55 (+ 25,400.85)
Dec-2018: $72,493.16 (+ 14,221.61)
Dec-2019: $111,642.78 (+ 39,149.62)
Jan-2020: $115,567.59 (+ 3,924.81)
Feb-2020: $111,573.16 (- 3,994.43)
Mar-2020: $99,504.35 (- 12,068.81)
Apr-2020: $111,360.82 (+ 11,856.47)
May-2020: $118,208.83 (+ 6,848.01)
Jun-2020: $122,592.19 (+ 4,383.36)
Post by: lcmac32 on July 13, 2020, 10:04:23 AM
401k
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
July 13, 2020 $245,429.85 (-$12,531,18)
Post by: An Unassuming Moose on July 16, 2020, 10:55:27 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
Well past the pre-covid peak, yet the market still has some recovery to do. This is encouraging.
Post by: lexde on July 17, 2020, 09:17:27 AM
As a basic introduction, I'm a 30-year-old attorney in a MCOL. I have always been on the frugal side but started diligently saving when I discovered MMM in September 2016. Since then, I worked hard to pay off my law school loans and maximize my career. I live below my means, drive a paid-off 2012 Toyota and rent 1/2 a 1950's duplex with my dog. I'm trying to get into house hacking and would like to eventually have a moderately-sized portfolio of rentals. My annual spend is under $40k per year, I am working to max out all of my retirement vehicles (401(k), HSA, rIRA, total $29,050.00).
07/17/2020: $103,981.86 (+$0.00)
Average monthly change in net worth since September 2016: $2,950.70
Average monthly change in net worth since January 2020: $5,112.70
Projected Graduation based on 2020 numbers: 29.33 months
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: alcon835 on July 17, 2020, 12:50:56 PM
Hi! I'm new, just graduated from the Race from 10k to 100k thread today. :-)
As a basic introduction, I'm a 30-year-old attorney in a MCOL. I have always been on the frugal side but started diligently saving when I discovered MMM in September 2016. Since then, I worked hard to pay off my law school loans and maximize my career. I live below my means, drive a paid-off 2012 Toyota and rent 1/2 a 1950's duplex with my dog. I'm trying to get into house hacking and would like to eventually have a moderately-sized portfolio of rentals. My annual spend is under $40k per year, I am working to max out all of my retirement vehicles (401(k), HSA, rIRA, total $29,050.00).
07/17/2020: $103,981.86 (+$0.00)
Average monthly change in net worth since September 2016: $2,950.70
Average monthly change in net worth since January 2020: $5,112.70
Projected Graduation based on 2020 numbers: 29.33 months
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Welcome! Looking forward to watching you blow past your goals :D
Post by: grantmeaname on July 17, 2020, 02:53:54 PM
Post by: Accrual on July 18, 2020, 02:14:04 PM
6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
Post by: ColoAndy on July 19, 2020, 08:44:39 PM
July 19, 2020-----$171,007.76July 12, 2020-----$168,681.81June 2, 2020------$164,950.82Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote
April 19, 2020------$153,349.63 Sighhh
May 11, 2020------$157,000.40
Post by: bloodaxe on July 23, 2020, 01:46:04 PM
The market has been kind to us:
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
Glad to join the race :)
June 2020: 115,000
July 2020: 125,000 halfway there!
Post by: catprog on July 24, 2020, 04:28:43 PM
September 2019 101,671.46
October 2019 $104,093.65
November 2019 $106,200.86
December 2019 $110,803.14
January 2020 $114,203.83
February 2020 $110,981.42
March 2020 $91,521.05
April 2020 $101,453.24
May 2020 $107,974.00
June 2020 $115,595.89 (dividend month)
Post by: spaghetti1awk on July 27, 2020, 11:12:29 AM
July 27, 2020: 161,836
Post by: QuillScroll on July 27, 2020, 11:14:40 AM
11/29/2019 - 101000
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
Posting after some gap -
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
Post by: 35andFI on July 28, 2020, 06:19:18 AM
Jan 2019 $88,323.07
Feb 2019 $97,575.00
Mar 2019 $105,804.17
Apr 2019 $110,146.48
May 2019 $118,815.81
Jun 2019 $116,686.93
Jul 2019 $127,984.34
Aug 2019 $131,602.10
Sep 2019 $135,237.23
Oct 2019 $139,487.25
Nov 2019 $144,270.40
Dec 2019 $152,659.87
Jan 2020 $160,640.81
Feb 2020 $164,138.30
Been a bit spendy lately (dating & going out with friends) but still moving up which is comforting.
Mar 2020 $155,416.96
Apr 2020 $139,647.77
May 2020 $160,299.16
Jun 2020 $170,029.43
Jul 2020 $174,449.14
Post by: MudPuppy on July 28, 2020, 09:21:01 AM
Household net for 2 adults:
05/2020: 203K
06/2020: 225K
07/2020: 236k
Technically a little early, but current NW is 252k! If the markets are kind and the expenses stay low, I might graduate in September!
Post by: alcon835 on July 28, 2020, 07:18:08 PM
Household net for 2 adults:
05/2020: 203K
06/2020: 225K
07/2020: 236k
Technically a little early, but current NW is 252k! If the markets are kind and the expenses stay low, I might graduate in September!
That's great!!!
Post by: lexde on July 31, 2020, 09:05:42 AM
07/31/2020: $106,885.86 (+$2,904.00)
The last two weeks were a bit crazy. Unexpected vet expenses (which are unfortunately a norm) but overall still a steady increase. Thankful that this was a three-paycheck month! Still staying the course, investing as heavily as I can, and saving up cash.
My average monthly expenses are about $3,100.00, which is not bad at all. I'd like to try to get it closer to $2,500.00, but there have been a number of emergencies this year already which have driven the numbers up. Without vet expenses, my monthly spend year to date has averaged $2,761.58 which is much more in line with where I'd like to be. Pup is worth every penny, though, and hopefully we are through the worst of it now.
I think I can drive my expenses down by incorporating more whole foods into my diet and cutting back on frozen components for convenience. Other than that, there's not too much else I can do. My biggest expenses are rent (paying for accommodations which are at my minimum standard); groceries (see above); electric/water (splitting with SO); internet (negotiated best deal on this); pet food/supplies (have best deal on this); veterinary (hopefully out of the worst of it); restaurants (cut way down); and transportation (paid off car; cheap to maintain; do small maintenance items myself).
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: grantmeaname on July 31, 2020, 09:12:17 AM
1/12/18 $ 50k7/31/20 $228k
7/13/18 $ 63k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
Really nice market returns this month and we kicked ass at saving. Unfortunately I'm breaking a lease today and just handed the landlord a $7k check, but it was a pretty number while it lasted.
Post by: dignam on July 31, 2020, 10:44:14 AM
1/12/18 $ 50k7/31/20 $228k
7/13/18 $ 63k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
Really nice market returns this month and we kicked ass at saving. Unfortunately I'm breaking a lease today and just handed the landlord a $7k check, but it was a pretty number while it lasted.
Nice! I'll see you in the next thread very soon.
Post by: grantmeaname on July 31, 2020, 12:38:31 PM
Post by: MudPuppy on July 31, 2020, 03:44:04 PM
Household net for 2 adults:
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
Not calling it graduated yet because I have large expenses next month, but I can smell it!
Post by: Mainlander on July 31, 2020, 04:26:09 PM
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
02/01/20: $220,276 ($9,616 gain)
03/01/20: $216,826 ($3,450 loss)
04/01/20: $219,362 ($2,536 gain)
05/01/20: $236,819 ($17,457 gain)
06/01/20: $241,176 ($4,352 gain)
07/01/20: $243,683 ($2,507 gain)
08/01/20: $253,789 ($10,106 gain)
GRADUATION!!! It took me 30 months to complete this race. At times it seemed like a crawl, but overall pleased with my progress. Keep up the good work everyone, and don’t get discouraged. No matter how small, all contributions add up over the long run.
Post by: jps on July 31, 2020, 04:46:53 PM
First month in the thread for me!
7/2020: $107,142
Post by: grantmeaname on July 31, 2020, 05:40:44 PM
Post by: ColoAndy on July 31, 2020, 08:45:41 PM
August 1, 2020---$172,795.36July 19, 2020-----$171,007.76July 12, 2020-----$168,681.81June 2, 2020------$164,950.82Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote
April 19, 2020------$153,349.63 Sighhh
May 11, 2020------$157,000.40
Post by: song gnos on July 31, 2020, 09:19:27 PM
Graduated from race to 100k. So might as well start tracking.Welp, back for my annual checkup as I remember that this exists.
January 2019 81.8k
February 2019 93.2k
March 2019 98.3k
April 2019 108.3k
May 2019 111.9k
June 2019 108.4k
July 2019 117k
Not sure what a realistic timeframe to 250k would be. Hopefully within Jan 2021.
Sent from my Moto Z (2) using Tapatalk
Odd not keeping track on a monthly basis. Everything is so automatic at this point.
July 2020 $189.5k
Still hoping that the market moves me to 250k by Jan of next year. Wishful thinking.
Sent from my Moto Z (2) using Tapatalk
Post by: Staunch Aim on July 31, 2020, 10:00:41 PM
| Date | Invested | Net | ||
| 2/1/2019 | $100,047.32 | $243,630.87 | ||
| 3/1/2019 | $105,434.50 | $270,922.05 | ||
| 4/1/2019 | $114,967.04 | $292,914.68 | ||
| 3/1/2020 | $157,729.02 | $344,058.04 | ||
| 5/1/2020 | $169,003.88 | $361,813.52 | ||
| 6/1/2020 | $186,949.47 | $383,276.04 | ||
| 7/1/2020 | $190,979.72 | $391,899.41 | ||
| 8/1/2020 | $204,593.74 | $400,580.69 |
Post by: Fishing4FI on August 01, 2020, 06:05:05 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
Post by: L2 on August 01, 2020, 06:20:49 AM
1/15/19 - $101,635.07/31/20 NW: $239,856.83 - Projected Graduation Goal NW (12/31/2020): $263,101.74
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288
12/31/19 NW: $185,673 - Projected Graduation Goal NW (12/31/2020): $244,374
1/31/20 NW: $191,143 - Projected Graduation Goal NW (12/31/2020): $244,397
2/29/20 NW: $186,269 - Projected Graduation Goal NW (12/31/2020): $234,682.
5/31/20 NW: 214,832 - Projected Graduation Goal NW (12/31/2020): $247,374.
06/30/20 NW: $223,370 - Projected Graduation Goal NW (12/31/2020): $251,263.
Received a few bonuses this month. Also got engaged, so progress will be slowed down some over the next year with some money going towards that. Its very hard to to get married reasonably in the traditional sense unless you cut a bunch of corners/DIY. I think fiance and myself came to a compromise we can both be satisfied with. Bonus - will get 50K + bump when it becomes official!
Post by: junga on August 01, 2020, 07:20:30 AM
01/03/2019: $145,617
31/03/2019: $153,549
02/05/2019: $162,575
02/06/2019: $164,396
28/06/2019: $173,404
31/07/2019: $183,384
31/08/2019: $186,347
30/09/2019: $196,033
31/10/2019: $202,222
28/11/2019: $210,924
01/01/2020: $221,074 (+10,150)
03/02/2020: $226,108 (+5,034)
01/03/2020: $215,551 (-10,557)
06/04/2020: $197,168 (-18,383)
30/04/2020: $223,850 (+26,682)
30/05/2020: $236,967 (+13,117)
02/07/2020: $247,960 (+10,993)
01/08/2020: $264,301 (+16,342)
YAY!! We have graduated from this race and moving on to the next. It took us 30 months. We learned that discipline and regular contribution to our investment portfolio has been the key.
It has been a fun rollercoaster ride past couple years. Good luck to everyone and see you all in the next race.
Post by: Epor on August 01, 2020, 07:37:30 AM
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
Total Saved Market G/L
02/01/20 182780 4285 -575
03/01/20 170715 2092 -14157
04/01/20 148065 2092 -24742
05/01/20 172135 2092 21978
06/01/20 185340 2484 11113
07/01/20 193380 2092 8040
08/01/20 206480 2484 10616 <<-- 200k !!
Post by: Accrual on August 01, 2020, 07:56:54 AM
6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
Post by: alcon835 on August 01, 2020, 10:18:22 AM
JULY UPDATE
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
02/01/20: $220,276 ($9,616 gain)
03/01/20: $216,826 ($3,450 loss)
04/01/20: $219,362 ($2,536 gain)
05/01/20: $236,819 ($17,457 gain)
06/01/20: $241,176 ($4,352 gain)
07/01/20: $243,683 ($2,507 gain)
08/01/20: $253,789 ($10,106 gain)
GRADUATION!!! It took me 30 months to complete this race. At times it seemed like a crawl, but overall pleased with my progress. Keep up the good work everyone, and don’t get discouraged. No matter how small, all contributions add up over the long run.
Congratulations!!!!!!!!
Post by: Staunch Aim on August 01, 2020, 10:30:31 AM
YAY!! We have graduated from this race and moving on to the next. It took us 30 months. We learned that discipline and regular contribution to our investment portfolio has been the key.
It has been a fun rollercoaster ride past couple years. Good luck to everyone and see you all in the next race.
Congrats!!
Post by: alcon835 on August 01, 2020, 10:33:16 AM
Jan 2020: $100,566
Feb 2020: $107,987 (+7,421) [+7.38%]
Mar 2020: $96,513 (-11,474) [-10.62%]
Apr 2020: $90,626 (-5,887) [-6.09%]
May 2020: $104,595 (+13,969) [+15.41%]
Jun 2020: $129,092 (+24,297) [+23.42% ]
Jul 2020: $136,291 (+7,199) [+5.57% ]
Aug 2020: $156,793 (+20,502) [+15.04% ]
Year-to-date change: +$56,227 [+55.91%]
The big jumps are somewhat misleading. I have a lot of stock options at my current job which are vesting every month. We're privately owned, so it's all funny money, but I expect us to sell in the next 2-3 years. Based on current projections, our value jumped from $10/share to $15/share so I updated my tracker to reflect that. While that was the biggest jump, I still saw 6% growth overall from direct investments and gains throughout the month, so it's not just funny money.
Still, it's pretty exciting to see my FIRE nest egg growing in a down market. I made some pretty aggressive changes in April and so far they've paid off. I expect the markets to trade sideways through the end of year as we wait for a vaccine. Even so, with my options plus my ongoing investments into my 401K, Roth IRA, and taxable accounts, I expect solid continued growth through the end of year. I hope to be at $200K by January.
Overview
| 2018 | 2019 | 2020 | 2021 | |
| January | $37,094 | $62,251 | $100,566 | - |
| April | $46,098 | $74,093 | $90,626 (COVID) | - |
| July | $59,013 | $82,898 | $136,291 | (Grad Goal) |
| October | $63,418 | $85,605 | - | - |
| Annual gain | $25,157 | $38,315 | - | - |
Post by: peppermint on August 01, 2020, 10:56:59 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
Post by: zygote on August 01, 2020, 11:17:33 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
8/20: $151,084.80 (+14,516.06, +10.63%)
Huge progress. It was a 3-paycheck month and I got a tax refund.
Post by: sportsportsports on August 01, 2020, 01:41:53 PM
02-2020 $83,005.15
03-2020 $83,326.38
04-2020 $95,827.22
05-2020 $104,082.90
06-2020 $108,773.96
07-2020 $118,687.61
Market correction really helped me out this month! Which is nice since I've now been officially unemployed for a month. Now the challenge: what can I save on unemployment while job searching (when I actually start getting unemployment checks, that is) and moving in 4 weeks. At least the rent will be cheaper!
Post by: snoot on August 01, 2020, 04:29:27 PM
01/2019 $101,315
01/2020 $196,633
02/2020 $202,698
03/2020 $190,324
04/2020 $188,776
05/2020 $200,351
06/2020 $220,593
07/2020 $227,293
08/2020 $235,376
Well done everyone!
Post by: grantmeaname on August 01, 2020, 04:52:10 PM
Post by: ASW on August 02, 2020, 09:11:53 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | $153,292 | - |
| February | $49,800 | $96,439 | $154,220 | - |
| March | $55,707 | $107,387 | $121,400 | - |
| April | $64,352 | $110,960 | $132,182 | - |
| May | $68,097 | $117,622 | $152,737 | - |
| June | $72,976 | $113,078 | $165,000 | (Grad Goal) |
| July | $80,555 | $124,700 | $168,340 | |
| August | $85,858 | $129,322 | $180,956 | |
| September | $90,137 | $133,156 | - | |
| October | $93,806 | $136,540 | - | |
| November | $89,537 | $142,714 | - | |
| December | $92,795 | $147,950 | - | |
| Annual gain | $49,734 | $64,758 |
Post by: FrugalByChance on August 02, 2020, 02:05:14 PM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Post by: Huskerfan on August 02, 2020, 02:57:29 PM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Numbers updated thru the last day of the month. Nice increase! Roughly a $50k increase in 12 months.
Post by: philli14 on August 02, 2020, 03:33:19 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
Keeping it rolling
Post by: Jim Fiction on August 02, 2020, 03:42:34 PM
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:
9/29/17 - $11,511
6/30/18 - $36,000
1/31/19 - $53,028
6/30/2019 - $75,757
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897
This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.
Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.
Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.
With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.
Looking forward to following along with everyone's progress!
New Joint Tracker
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
6/30/2020 - 114,288 227,585
7/31/2020 - 117,338 236,196
$4,000 in car repairs kept this from being a stellar month. Still, happy with our progress.
Post by: FICurious on August 02, 2020, 04:04:14 PM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Feb 2020: $170,818
Mar 2020: $160,860
Apr 2020: $138,831
May 2020: $152,580
Jun 2020: $159,404
July 2020: $163,752
Aug 2020: $170,531
Forgot to update last month. Almost to January numbers.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: alcon835 on August 02, 2020, 04:50:43 PM
I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Numbers updated thru the last day of the month. Nice increase! Roughly a $50k increase in 12 months.
Nice! I am like you, I don't plan to add all that other stuff until I graduate from this thread. If there isn't at least 250K in investments for me, the other stuff is too volatile and it'll leave me feeling disheartened watching it month-over-month.
Post by: Sugaree on August 03, 2020, 04:29:57 AM
5/1/2016 $15,689.46
5/1/2017 $34,125.20
5/1/2018 $51,663.60
5/1/2019 $64,340.45
5/1/2020 $106,341.84
6/1/2020 $113,372.31 (+$7030.47 or +6.61%)
7/1/2020 $120,466.16 (+$7093.85 or +6.26%)
8/3/2020 $127,953.51 (+$7487.46 or +6.22%)
I got to zero out the liabilities column from the first paycheck of July and had a good bit of extra money in the second paycheck, so I was really hoping to hit $130k, but I'll take it. This is the first time that I really feel like compound interest is really starting to show.
Post by: Master of None on August 03, 2020, 07:46:28 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
Post by: CanadianTeacher on August 03, 2020, 12:19:14 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
Post by: M5 on August 04, 2020, 10:32:19 AM
2/4/20: $104,293.89 (+3,356.77)
3/3/20: $105,785.10 (+1,491.21)
4/7/20: $102,299.07 (-3,486.03)
5/7/20: $104,704.32 (+2,405.25)
6/2/20: $107,248.26 (+2,543.94)
7/6/20: $113,935.47 (+6687.21)
8/4/20: $122,708.26 (+8772.79)
Post by: zeli2033 on August 04, 2020, 09:28:56 PM
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
7/31/20: $201,395 (+16,106)
Post by: Wiggle on August 06, 2020, 10:46:00 AM
Nov 20 2019 - $159k
Dec 18 2019 - $166k (+$7k)
Jan 20 2020 - $171k (+$5k)
Feb 14 2020 - $175k (+$4k)
Missed several months, haha was not happy to post losses due to COVID. Only up a relatively small in 6 months but climbed back out from the losses at least.
Aug 6 2020 - $185k.
Post by: Cezil on August 06, 2020, 11:37:32 AM
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55 (+ 25,400.85)
Dec-2018: $72,493.16 (+ 14,221.61)
Dec-2019: $111,642.78 (+ 39,149.62)
Jan-2020: $115,567.59 (+ 3,924.81)
Feb-2020: $111,573.16 (- 3,994.43)
Mar-2020: $99,504.35 (- 12,068.81)
Apr-2020: $111,360.82 (+ 11,856.47)
May-2020: $118,208.83 (+ 6,848.01)
Jun-2020: $122,592.19 (+ 4,383.36)
Jul-2020: $128,466.93 (+ 5,874.74)
Post by: JAYSLOL on August 06, 2020, 06:17:56 PM
Oct 1 - 106.2k (+4,600)
Nov 1 - 108.8k (+2,600)
Dec 1 - 111.7 (+2,900)
Jan 1 - 113.0 (+1,300)
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Almost forgot to update for Aug 1
Post by: jojoguy on August 07, 2020, 02:00:08 AM
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 17, 2020 = $173,750.12
June 15, 2020 = $192,048.67
July 12, 2020 = $202,842.92
August 7, 2020 = $216,923.19
Post by: Lamancha on August 07, 2020, 05:36:29 PM
Jan 2019- 29,000
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Aug 2020- 174,393
Another solid month. We also hit 100k in investments for the first time, the rest is in cash/CD's. I don't know why, but for some reason that is really exciting!!
Post by: rachellynn99 on August 08, 2020, 11:00:46 AM
It would be a stretch but I'm hoping to get to $250k by end of year...
Post by: frapa on August 11, 2020, 07:32:21 AM
It'll take a while to 250k...
Sent from my SM-G930F using Tapatalk
Post by: aliene on August 12, 2020, 01:12:56 AM
August 2020 - 101.700
Post by: alcon835 on August 12, 2020, 09:20:33 AM
Yes! I'm ready for this thread! We just hit 100k (euros) in our joint investment account.
August 2020 - 101.700
Congratulations and welcome to the thread!!
Post by: grantmeaname on August 12, 2020, 09:49:48 AM
Post by: cassafrass on August 12, 2020, 10:33:12 AM
About me: I'm a married 38 y.o. female and work as an academic scientist. I'm including our combined finances plus our home equity in our net worth. We live in a MCOL city and have 2 little kiddos. When I first discovered MMM, I tried to live as a pretty strict Mustachian, but have definitely loosened up my purse strings a bit in recent months. However, I'd say that my family is pretty frugal compared to the average. We live in an old, small house, drive used cars and generally aren't big consumers.
Our biggest recent financial development: After getting furloughed during the shut down, my husband decided to permanently ditch his job and start his own business. We had to invest a few thousand in startup costs which explains our net loss back in June.
Looking forward to getting to know you all!
Date | Net Worth | Annual Gain |
| Dec 2018 | $56,494 | - |
| Dec 2019 | $86,259 | $27,765 |
Date | Net Worth | Monthly Gain |
| Jan 2020 | $93,140 | $6,881 |
| Feb 2020 | $93,862 | $722 |
| Mar 2020 | $90,666 | ($3,196) |
| Apr 2020 | $101,232 | $10,566 |
| May 2020 | $108,998 | $7,766 |
| Jun 2020 | $106,480 | ($2,518) |
| Jul 2020 | $113,794 | $7,314 |
Projected Graduation: May 2023
Post by: grantmeaname on August 12, 2020, 03:00:27 PM
Post by: alcon835 on August 13, 2020, 07:40:11 AM
Post by: afah0447 on August 13, 2020, 08:36:11 PM
Oct-18 $86,288.66
Nov-18 $86,233.00
Dec-18 $86,642.12
Jan-19 $86,441.13
Feb-19 $91,507.65
Mar-19 $99,520.65
Apr-19 $110,916.19
May-19 $115,351.36
Jun-19 $116,942.12
Jul-19 $121,817.08
Aug-19 $130,530.53
Sep-19 $135,520.24
Oct-19 $138,063.29
Nov-19 $143,974.69
Dec-19 $149,978.41
Jan-20 $152,246.51
Feb-20 $155,073.89
Mar-20 $155,073.89
Apr-20 $174,853.54
May-20 $174,853.54
Jun-20 $185,608.87
Jul-20 $189,810.67
Aug-20 $198,923.35
Getting there slowly.
Post by: ColoAndy on August 15, 2020, 07:44:31 AM
August 14, 2020--$177,109.86July 12, 2020-----$168,681.81June 2, 2020------$164,950.82Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote
April 19, 2020------$153,349.63 Sighhh
May 11, 2020------$157,000.40
Post by: An Unassuming Moose on August 15, 2020, 10:03:49 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
Positive.
Post by: lexde on August 17, 2020, 11:30:28 AM
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34.00)
I went to the beach this past weekend and it was a great and fairly inexpensive way to reconnect with my family while keeping our distance. I bought a reusable cooler for $25 and will need to buy an umbrella eventually, but packing food and drinks from home made the trip fairly inexpensive. Other than that one outing, I have been spending minimally. I've still been eating out a bit more than I'd like to, but overall my spending has been in check and for items that I need. My dog is doing a lot better, my food expenses are fairly low since cutting animal products, and everything else has been going fairly well!
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: turketron on August 17, 2020, 12:16:25 PM
08/17/2020: $111,111.20 (+$4,225.34.00)
If I were you I would have been really tempted to dig up 9 cents worth of change and get rid of it somehow, just so I could say my Net Worth was $111,111.11. :D
Post by: QuillScroll on August 18, 2020, 07:18:06 AM
11/29/2019 - 101000
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
08/18/2020 - 164002
Post by: rachellynn99 on August 27, 2020, 09:26:59 AM
Getting closer. Maybe by the end of the year we can graduate to the $250 club.
Post by: ColoAndy on August 28, 2020, 09:26:12 PM
August 28, 2020--$182,107.05August 14, 2020--$177,109.86July 12, 2020-----$168,681.81June 2, 2020------$164,950.82Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote
April 19, 2020------$153,349.63 Sighhh
May 11, 2020------$157,000.40
Post by: BeautifulDay on August 29, 2020, 10:38:35 PM
See everyone in the next thread.
Net Worth Investment Assets (401k, IRAs, HSA)
Mar 2016 $28,361 $72,408
Jun 2016 $40,970 $79,977
Sep 2016 $57,895 $90,677
Dec 2016 $80,499 $96,796
Mar 2017 $99,766 $73,973
Jun 2017 $102,562 $93,148
Sep 2017 $112,554 $103,702
Dec 2017 $128,724 $116,626
Mar 2018 $133,930 $123,367
Jun 2018 $148,700 $135,564
Sep 2018 $160,509 $148,562
Dec 2018 $148,046 $134,289
Mar 2019 $177,957 $161,794
Jun 2019 $195,692 $177,840
Sep 2019 $205,301 $179,600
Dec 2019 $228,588 $206,182
Mar 2020 $194,288 $179,029
Jun 2020 $245,143 $218,176
Aug 2020 $282,396 $250,096
Post by: MudPuppy on August 30, 2020, 06:32:52 AM
Household net for 2 adults:
05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
I get to level up!
Post by: grantmeaname on August 30, 2020, 06:46:23 PM
Post by: FrugalByChance on August 31, 2020, 07:01:49 AM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427 24 (growth: €16 871.43 deposits: € 5 462.50)
Nice tailwind from the market.
Post by: philli14 on August 31, 2020, 06:34:37 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09:20: 170,460 (+12020)
Post by: L2 on August 31, 2020, 07:19:59 PM
1/15/19 - $101,635.8/31/20 NW: $254,524 - Projected Graduation Goal NW (12/31/2020): $273,120
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288
12/31/19 NW: $185,673 - Projected Graduation Goal NW (12/31/2020): $244,374
1/31/20 NW: $191,143 - Projected Graduation Goal NW (12/31/2020): $244,397
2/29/20 NW: $186,269 - Projected Graduation Goal NW (12/31/2020): $234,682.
5/31/20 NW: 214,832 - Projected Graduation Goal NW (12/31/2020): $247,374.
06/30/20 NW: $223,370 - Projected Graduation Goal NW (12/31/2020): $251,263.
07/31/20 NW: $239,856.83 - Projected Graduation Goal NW (12/31/2020): $263,101.74
Can't believe it. I guess this is the power of dollar cost averaging, especially when the market is going down (when COVID first hit). I did find a tweak i need to make in my calc - back when i was saving for a house down payment, extra money was going in Ally. Now the extra money is going in VTSAX, so i've been underestimating progress some by assuming lower returns! I'm going to stick around for 1 more month for good measure.
Post by: zeli2033 on August 31, 2020, 09:03:00 PM
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
7/31/20: $201,395
8/31/20: $222,183 (+20788)
WTF is the market doing? Wild.
Post by: Accrual on September 01, 2020, 04:21:57 AM
6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k
Post by: Sugaree on September 01, 2020, 04:35:22 AM
5/1/2016 $15,689.46
5/1/2017 $34,125.20
5/1/2018 $51,663.60
5/1/2019 $64,340.45
5/1/2020 $106,341.84
6/1/2020 $113,372.31 (+$7030.47 or +6.61%)
7/1/2020 $120,466.16 (+$7093.85 or +6.26%)
8/3/2020 $127,953.51 (+$7487.46 or +6.22%)
9/1/2020 $135,625.59 (+$7672.08 or +6.00%)
Post by: Fishing4FI on September 01, 2020, 05:00:58 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
Post by: Epor on September 01, 2020, 06:36:38 AM
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM 3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
Total Saved Market G/L
02/01/20 182780 4285 -575
03/01/20 170715 2092 -14157
04/01/20 148065 2092 -24742
05/01/20 172135 2092 21978
06/01/20 185340 2484 11113
07/01/20 193380 2092 8040
08/01/20 206480 2484 10616 <<-- 200k !!
09/01/20 226380 2092 17808
Unreal.
Post by: Jim Fiction on September 01, 2020, 07:39:00 AM
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:
9/29/17 - $11,511
6/30/18 - $36,000
1/31/19 - $53,028
6/30/2019 - $75,757
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897
This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.
Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.
Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.
With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.
Looking forward to following along with everyone's progress!
New Joint Tracker
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
6/30/2020 - 114,288 227,585
7/31/2020 - 117,338 236,196
8/31/2020 - 128,213 251,254
Well now! That happened a little faster than anticipated. I'll probably hang around this thread a little while longer. My wife is officially on maternity leave after the birth of our second child this month and who know's what will happen with the markets, so I don't want to leave this thread to quickly only to have to come right back!
Post by: alcon835 on September 01, 2020, 07:59:29 AM
Jan 2020: $100,566
Feb 2020: $107,987 (+7,421) [+7.38%]
Mar 2020: $96,513 (-11,474) [-10.62%]
Apr 2020: $90,626 (-5,887) [-6.09%]
May 2020: $104,595 (+13,969) [+15.41%]
Jun 2020: $129,092 (+24,297) [+23.42% ]
Jul 2020: $136,291 (+7,199) [+5.57% ]
Aug 2020: $156,793 (+20,502) [+15.04% ]
Sep 2020: $170,341 (+13,548) [+8.64%]
Year-to-date change: (+$69,775) [+69.38%]
Another big month, but the biggest news is all of my investments have fully recovered from February. It happened around mid-August and it's exciting to see them rising. Financially, this has been a great year and my preparations over the last decade have really put me in a position to take full advantage of the recovery. Over the next month or two I expect to start investing more money which should continue my nest egg's growth.
No idea what the future holds, but at the moment I'm feeling pretty good from a financial perspective. Everything else is a dumpster fire, through.
Overview
| 2018 | 2019 | 2020 | 2021 | |
| January | $37,094 | $62,251 | $100,566 | - |
| April | $46,098 | $74,093 | $90,626 (COVID) | - |
| July | $59,013 | $82,898 | $136,291 | (Grad Goal) |
| October | $63,418 | $85,605 | - | - |
| Annual gain | $25,157 | $38,315 | - | - |
Post by: alcon835 on September 01, 2020, 08:07:25 AM
Congratulations to @BeautifulDay, @MudPuppy, @L2, @Accrual, and @Jim Fiction!!!!!
Way to go!!! I see most of you plan to stick around another month or two - just in case. But even so, give yourselves freedom to celebrate this HUGE victory!!!!!
Post by: FICurious on September 01, 2020, 08:20:22 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Feb 2020: $170,818
Mar 2020: $160,860
Apr 2020: $138,831
May 2020: $152,580
Jun 2020: $159,404
July 2020: $163,752
Aug 2020: $170,531
Sep 2020: $176,184
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: ASW on September 01, 2020, 09:04:07 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | $153,292 | - |
| February | $49,800 | $96,439 | $154,220 | - |
| March | $55,707 | $107,387 | $121,400 | - |
| April | $64,352 | $110,960 | $132,182 | - |
| May | $68,097 | $117,622 | $152,737 | - |
| June | $72,976 | $113,078 | $165,000 | (Grad Goal) |
| July | $80,555 | $124,700 | $168,340 | |
| August | $85,858 | $129,322 | $180,956 | |
| September | $90,137 | $133,156 | $193,332 | |
| October | $93,806 | $136,540 | - | |
| November | $89,537 | $142,714 | - | |
| December | $92,795 | $147,950 | - | |
| Annual gain | $49,734 | $64,758 |
Post by: Master of None on September 01, 2020, 10:16:39 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
Post by: PassMMM on September 01, 2020, 10:46:00 AM
See you all in the next gauntlet page!
09/1/19 - $138k
10/1/19 - $145k
11/1/19 - $155k
12/1/19 - $166k
01/1/20 - $176k
02/1/20 - $197k (bonus)
03/1/20 - $201k
04/1/20 - $195k
05/1/20 - $215k
06/1/20 - $237k
07/1/20 - $286k
08/1/20 - $297k
09/1/20 - $345k
Markets were/are rough, but I moved out of my apartment at the end of march to move in with some family while my SO and I look for a house in the area. The savings from rent and quarantining. Happy to be able to WFH with a high income, fingers crossed I won'e be the next casualty in layoffs because work is slowwwwww. Would've like to be moving past the 250k mark soon, but honestly just happy to be healthy and employed these days.
Post by: aliene on September 01, 2020, 10:46:39 AM
August 2020 - 101.700
Sept 2020 - 109.200
Post by: mbk on September 01, 2020, 02:13:09 PM
I am using this challenge for my retirement savings.09/01/20 252k
--------------------
12/31/16 107k
12/31/17 137k
12/31/18 110k
12/31/19 204k
-------------------
03/31/20 170k
06/30/20 220k
Was expecting to reach the milestone sometime next year. But when I checked today, I found my retirement accounts totaled $252k. I am not sure how long the markets will keep me graduated.
Post by: sportsportsports on September 01, 2020, 02:16:27 PM
02-2020 $83,005.15
03-2020 $83,326.38
04-2020 $95,827.22
05-2020 $104,082.90
06-2020 $108,773.96
07-2020 $118,687.61
08-2020 $126,358.17
I truly don't know what's going on with the market but as I'm entering month 3 of unemployment due to COVID, I'll take it.
Post by: peppermint on September 01, 2020, 03:18:52 PM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
Just keep swimming
Post by: zygote on September 01, 2020, 06:46:30 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
8/20: $151,084.80 (+14,516.06, +10.63%)
9/20: $161,536.16 (+10,451.36, +6.92%)
Keep chugging along
Post by: CanadianTeacher on September 01, 2020, 08:13:20 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
Post by: grantmeaname on September 02, 2020, 07:10:55 AM
1/12/18 $ 50k8/31/20 $242k
7/13/18 $ 63k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
Post by: cassafrass on September 02, 2020, 08:47:38 AM
This month, we made the decision not to send the kids back to day care until at least the New Year, possibly longer. It will be tough to coordinate watching them while we both work full time, but it'll boost our ability to save quite a bit.
August's growth bumped up my projected graduation date by 6 months! (For those of you who are interested in such things: I'm calculating it based on a running average of our monthly growth).
See y'all next month!
Date | Net Worth | Annual Gain |
| Dec 2018 | $56,494 | - |
| Dec 2019 | $86,259 | $27,765 |
Date | Net Worth | Monthly Gain |
| Jan 2020 | $93,140 | $6,881 |
| Feb 2020 | $93,862 | $722 |
| Mar 2020 | $90,666 | ($3,196) |
| Apr 2020 | $101,232 | $10,566 |
| May 2020 | $108,998 | $7,766 |
| Jun 2020 | $106,480 | ($2,518) |
| Jul 2020 | $113,794 | $7,314 |
| Aug 2020 | $123,505 | $9,711 |
Projected Graduation: Nov 2022
Post by: snoot on September 02, 2020, 09:17:12 AM
01/2019 $101,315
01/2020 $196,633
02/2020 $202,698
03/2020 $190,324
04/2020 $188,776
05/2020 $200,351
06/2020 $220,593
07/2020 $227,293
08/2020 $235,376
09/2020 $253,388
Wow, the market kicked us over the $250k mark much earlier than I had expected. I'm kind of speechless right now. Net worth increased over $50k from May 1 - September 1.
Post by: JAYSLOL on September 02, 2020, 09:35:30 PM
Oct 1 - 106.2k (+4,600)
Nov 1 - 108.8k (+2,600)
Dec 1 - 111.7 (+2,900)
Jan 1 - 113.0 (+1,300)
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Hoping for a better month, but in 2020 if it’s not a red month I’m ok, lol
Post by: jps on September 03, 2020, 10:44:49 AM
Hi everyone,
First month in the thread for me!
7/2020: $107,142
7/2020: $107,142
8/2020: $117,360
Saw a nice $10K increase this last month.
Post by: jiimmy on September 03, 2020, 09:21:22 PM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
June 1st, 2020 $115,759
July 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Income is steady, and I'm actually working some overtime, which is very rare. I'm on pace for $40k of new contributions in 2020 and am aiming for ~16k of total spending.
Congrats to all the recent graduates!
Post by: Cezil on September 04, 2020, 06:41:10 AM
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55 (+ 25,400.85)
Dec-2018: $72,493.16 (+ 14,221.61)
Dec-2019: $111,642.78 (+ 39,149.62)
Jan-2020: $115,567.59 (+ 3,924.81)
Feb-2020: $111,573.16 (- 3,994.43)
Mar-2020: $99,504.35 (- 12,068.81)
Apr-2020: $111,360.82 (+ 11,856.47)
May-2020: $118,208.83 (+ 6,848.01)
Jun-2020: $122,592.19 (+ 4,383.36)
Jul-2020: $128,466.93 (+ 5,874.74)
Aug-2020: $137,931.07 (+ 9,464.14)
Post by: Lamancha on September 06, 2020, 06:35:38 PM
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Aug 2020- 174,393
Sept 2020-191,005
Post by: afah0447 on September 08, 2020, 02:55:38 AM
Oct-18 $86,288.66
Nov-18 $86,233.00
Dec-18 $86,642.12
Jan-19 $86,441.13
Feb-19 $91,507.65
Mar-19 $99,520.65
Apr-19 $110,916.19
May-19 $115,351.36
Jun-19 $116,942.12
Jul-19 $121,817.08
Aug-19 $130,530.53
Sep-19 $135,520.24
Oct-19 $138,063.29
Nov-19 $143,974.69
Dec-19 $149,978.41
Jan-20 $152,246.51
Feb-20 $155,073.89
Mar-20 $155,073.89
Apr-20 $174,853.54
May-20 $174,853.54
Jun-20 $185,608.87
Jul-20 $189,810.67
Aug-20 $198,923.35
Sep-20 $201,667.05
Post by: Huskerfan on September 08, 2020, 06:54:31 AM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Numbers updated thru the last day of the month. The increase seen here may vanish as some already was wiped away with last week’s decline. Just gotta remember this is a marathon, not a sprint. I already reached my “temp check” of getting to $150k by the end of 2020. So I’m happy about that
Post by: lexde on September 09, 2020, 10:01:25 PM
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34.00)
08/31/2020: $112,706.75 (+$1,595.55)
Took a mini-vacation and it was a really good time. Staying the course, looking at multi-unit homes to purchase, and developing my own book of business at work. I finally saw my IRA break $20K which is neat. 401(k) is climbing fairly steadily as well. Staying the course, auto-investing, and worrying about other things for now. :-)
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: lexde on September 11, 2020, 09:01:11 AM
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34.00)
08/31/2020: $112,706.75 (+$1,595.55)
09/11/2020: $114,004.80 (+$1,298.05)
Smaller gains this period, likely from some dips in the market. All good though, staying the course and continuing to max everything out. My IRA hit over $20K briefly which was exciting, too, but it's back down a bit for now.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: ColoAndy on September 12, 2020, 08:36:04 AM
September 12, 2020--$180,475.44August 28, 2020--$182,107.05August 14, 2020--$177,109.86July 12, 2020-----$168,681.81June 2, 2020------$164,950.82Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote
April 19, 2020------$153,349.63 Sighhh
May 11, 2020------$157,000.40
Post by: An Unassuming Moose on September 15, 2020, 08:22:28 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
Huge month. The market rose and took my heavily leveraged portfolio with it, the contract I've been working on all summer is starting to pay off, and my company finally paid back almost $20k in accrued expenses. I was quite surprised to see how close I appear to be to the end of this race. Some major financial moves lined up for the end of the year (house renovations, I live in a wreck with sagging floors) so I may yet fall a bit, but it will be temporary.
Post by: grantmeaname on September 16, 2020, 05:43:54 AM
How exactly is your portfolio heavily levered?
Post by: col_hati82 on September 16, 2020, 06:00:19 AM
01-2019: 111,495
01-2020: 141,007
02-2020: 143,396
03-2020: 139,741
04-2020: 131,844
05-2020: 137,746
06-2020: 140,276
07-2020: 142,668
08-2020: 150,719
09-2020: 153,315
Post by: An Unassuming Moose on September 16, 2020, 06:44:36 AM
Dang, that is amazing progress for one month.
How exactly is your portfolio heavily levered?
I have some lines of credit and a margin account that are at a low interest rate (prime), so I was able to borrow from those and invest in dividend stocks. The dividends coming in outweigh the cost of interest, and I keep the difference. I also get an advantage if the stock market goes up, since the shares I bought with borrowed money also appreciate and again, I keep the difference. I had deleveraged last November since the interest rates were getting close to my return from dividends. But since interest rates are down again, I bought back in in early April. So I magnified my return as the stock market recovered, and it's showing now. It is higher risk, since if the market falls I magnify my losses, but I can live with that.
Ben Felix explains the concept I'm using far better than I could:
https://www.youtube.com/watch?v=Ll3TCEz4g1k (https://www.youtube.com/watch?v=Ll3TCEz4g1k)
Post by: QuillScroll on September 16, 2020, 02:53:28 PM
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
08/18/2020 - 164002
09/16/2020 - 172639
Post by: Psyche on September 17, 2020, 09:57:51 AM
This is my individual net worth. The early numbers include a house and mortgage (Zillow insanity explains some of the movement) but I now rent (will be moving soon; re-buying did not make sense). I'm a single mom (with no child support*) and my annual income is around 60K, so I feel good about the progress I've made, even though my numbers aren't as impressive as some!
2013: $40,287 <- divorce: started off on my own (with debt from divorce)
2014: $42,874
2015: $65,235 <- found MMM (was always frugal, but amazed by FIRE!
2016: $77,445
2017: $121,655 <- paid off all the debt!
2018: $158,647
2019: $143,524 <- sold house for a profit, but goodbye Zillow inflation...
2020: $191,464
My personal fiscal year ends Aug 31, so that's the date all these numbers are from. Now I can start posting monthly (if I remember! :) ). I'm guessing it will take a couple of years to reach 250k, but who knows: heavily depends on the market. I'll do my part!
*Yes, I pursued all legal remedies. Turns out fleeing the country with felony warrants out for your arrest does put you beyond the reach of CPS. (Yes, both the divorce and disappearance were a blessing.)
Post by: lexde on September 25, 2020, 08:07:25 AM
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34.00)
08/31/2020: $112,706.75 (+$1,595.55)
09/11/2020: $114,004.80 (+$1,298.05)
09/25/2020: $113,644.95 (-$359.85)
First drop since starting on this thread! A combination of turbulence in the market, and the costs associated with closing on my first duplex which is set to take place on 10/15. Keeping at it, and still up for the month.
Still having some vet expenses, as well, but carrying on. :-)
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: bloodaxe on September 25, 2020, 02:12:53 PM
The market has been kind to us:
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
Glad to join the race :)
June 2020: 115,000
July 2020: 125,000 halfway there!
September 2020: 145,000. Looks like nw is increasing ~10k every month since the market crash.
Post by: grantmeaname on September 30, 2020, 06:40:11 AM
1/12/18 $ 50k9/30/20 $246k
7/13/18 $ 63k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
Post by: FrugalByChance on September 30, 2020, 07:34:40 AM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72 )
Markets and renovating the bathroom working against me.
Post by: zygote on September 30, 2020, 09:08:16 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
8/20: $151,084.80 (+14,516.06, +10.63%)
9/20: $161,536.16 (+10,451.36, +6.92%)
10/20: $151,832.73 (-9.703.43, -6.01%)
Easy come, easy go. The loss this month comes from a combination of paying for long-planned orthodontia up front (I had the cash and it got me a discount), along with market fluctuations.
Post by: philli14 on September 30, 2020, 08:54:39 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09/20: 170,460 (+12020)
1/10/20: 170,416 (-44)
The lost month
Post by: ASW on October 01, 2020, 04:52:57 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | $153,292 | - |
| February | $49,800 | $96,439 | $154,220 | - |
| March | $55,707 | $107,387 | $121,400 | - |
| April | $64,352 | $110,960 | $132,182 | - |
| May | $68,097 | $117,622 | $152,737 | - |
| June | $72,976 | $113,078 | $165,000 | (Grad Goal) |
| July | $80,555 | $124,700 | $168,340 | |
| August | $85,858 | $129,322 | $180,956 | |
| September | $90,137 | $133,156 | $193,332 | |
| October | $93,806 | $136,540 | $191,781 | |
| November | $89,537 | $142,714 | - | |
| December | $92,795 | $147,950 | - | |
| Annual gain | $49,734 | $64,758 |
Post by: Sugaree on October 01, 2020, 05:00:58 AM
5/1/2016 $15,689.46
5/1/2017 $34,125.20
5/1/2018 $51,663.60
5/1/2019 $64,340.45
5/1/2020 $106,341.84
6/1/2020 $113,372.31 (+$7030.47 or +6.61%)
7/1/2020 $120,466.16 (+$7093.85 or +6.26%)
8/3/2020 $127,953.51 (+$7487.46 or +6.22%)
9/1/2020 $135,625.59 (+$7672.08 or +6.00%)
10/1/2020 $137,342.47 (+$1716.88 or +1.27%)
Moving in a positive direction, which is honestly more than I was expecting this month.
Post by: FICurious on October 01, 2020, 05:34:33 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Feb 2020: $170,818
Mar 2020: $160,860
Apr 2020: $138,831
May 2020: $152,580
Jun 2020: $159,404
July 2020: $163,752
Aug 2020: $170,531
Sep 2020: $176,184
Oct 2020: $173,028
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
[/quote]
Post by: Epor on October 01, 2020, 05:41:45 AM
Code: [Select]
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
Total Saved Market G/L
02/01/20 182780 4285 -575
03/01/20 170715 2092 -14157
04/01/20 148065 2092 -24742
05/01/20 172135 2092 21978
06/01/20 185340 2484 11113
07/01/20 193380 2092 8040
08/01/20 206480 2484 10616 <<-- 200k !!
09/01/20 226380 2092 17808
10/01/20 222990 4493 -7883
I see friends and ex colleagues struggling without work, and have mixed feelings about my 'stache growing like this... any other year I would be ecstatic to have a 40k+ increase by Oct. But not this year.
Post by: Fishing4FI on October 01, 2020, 05:44:05 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
October-20 $234k
Post by: alcon835 on October 01, 2020, 06:52:47 AM
Jan 2020: $100,566
Feb 2020: $107,987 (+7,421) [+7.38%]
Mar 2020: $96,513 (-11,474) [-10.62%]
Apr 2020: $90,626 (-5,887) [-6.09%]
May 2020: $104,595 (+13,969) [+15.41%]
Jun 2020: $129,092 (+24,297) [+23.42% ]
Jul 2020: $136,291 (+7,199) [+5.57% ]
Aug 2020: $156,793 (+20,502) [+15.04% ]
Sep 2020: $170,341 (+13,548) [+8.64%]
Oct 2020: $170,871 (+530) [+0.49%]
Year-to-date change: (+$70,305) [+69.91%]
Well I'm shocked. I was certain 10/1 would be red. Sadly, it's all contributions. In addition to my 401K and Roth contributions (which are automated to max over 12-months) I opened a taxable brokerage to toss "extra" cash into each month. It's weird to be in a position where I need to take the tax hit on my investments because I am investing so much - I honestly didn't expect that would happen for a few more years. COVID has been surprisingly good to me financially, even as it takes away everything else. On top of that, my stock options continue to vest a little more each month, which is a significant boost thanks to their current valuation. My company is going through a professional valuation update right now and I expect the value of my options to get a good bump once I hear the outcome of that. Not sure exactly when I'll get the update, but I expect sometime in Q1.
I am in a really, really good place financially. Even on a down month I've been able to end up green because of how much I am contributing to the market. In addition, most of my plays should see a nice bump in October as earnings are announced - a nice reprieve from bloody September.
I complain, but I am up $70,000 for the year - almost double what I was up for the entire year in 2019 - and there is no sign of thing slowing down, if anything I hope to be up $100K by the end of year. I have nothing to complain about.
Overview
| 2018 | 2019 | 2020 | 2021 | |
| January | $37,094 | $62,251 | $100,566 | - |
| April | $46,098 | $74,093 | $90,626 (COVID) | - |
| July | $59,013 | $82,898 | $136,291 | (Grad Goal) |
| October | $63,418 | $85,605 | $170,871 | - |
| Annual gain | $25,157 | $38,315 | - | - |
Post by: col_hati82 on October 01, 2020, 06:54:44 AM
01-2020: 141,007
02-2020: 143,396
03-2020: 139,741
04-2020: 131,844
05-2020: 137,746
06-2020: 140,276
07-2020: 142,668
08-2020: 150,719
09-2020: 153,315
10-2020: 154,325
Post by: Accrual on October 01, 2020, 07:01:22 AM
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k
10/1/2020 - $250k
Post by: Jim Fiction on October 01, 2020, 08:09:31 AM
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:
9/29/17 - $11,511
6/30/18 - $36,000
1/31/19 - $53,028
6/30/2019 - $75,757
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897
This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.
Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.
Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.
With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.
Looking forward to following along with everyone's progress!
New Joint Tracker
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
6/30/2020 - 114,288 227,585
7/31/2020 - 117,338 236,196
8/31/2020 - 128,213 251,254
Well now! That happened a little faster than anticipated. I'll probably hang around this thread a little while longer. My wife is officially on maternity leave after the birth of our second child this month and who know's what will happen with the markets, so I don't want to leave this thread to quickly only to have to come right back!
New Joint Tracker
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
6/30/2020 - 114,288 227,585
7/31/2020 - 117,338 236,196
8/31/2020 - 128,213 251,254
9/30/2020 - 125,543 246,779
Well my decision to stay in the thread turned out to be the right one. Market downturn coupled with reduced income due to my wife's maternity leave and increased expenses led to a significant NW drop. That's ok though. We'll keep pressing on.
Post by: peppermint on October 01, 2020, 08:22:01 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
Post by: Master of None on October 01, 2020, 08:34:34 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
Post by: catprog on October 02, 2020, 06:38:40 AM
September 2019 101,671.46
October 2019 $104,093.65
November 2019 $106,200.86
December 2019 $110,803.14
January 2020 $114,203.83
February 2020 $110,981.42
March 2020 $91,521.05
April 2020 $101,453.24
May 2020 $107,974.00
June 2020 $115,595.89 (dividend month)
July 2020 $120,214.49
August 2020 $125,690.67
September 2020 $128,345.67
Post by: L2 on October 02, 2020, 07:29:07 AM
Survived (barely) at $250,469. Keep at it and see you all on the other side!1/15/19 - $101,635.8/31/20 NW: $254,524 - Projected Graduation Goal NW (12/31/2020): $273,120
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020): 204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020): $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020): $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020): $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020): $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020): $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288
12/31/19 NW: $185,673 - Projected Graduation Goal NW (12/31/2020): $244,374
1/31/20 NW: $191,143 - Projected Graduation Goal NW (12/31/2020): $244,397
2/29/20 NW: $186,269 - Projected Graduation Goal NW (12/31/2020): $234,682.
5/31/20 NW: 214,832 - Projected Graduation Goal NW (12/31/2020): $247,374.
06/30/20 NW: $223,370 - Projected Graduation Goal NW (12/31/2020): $251,263.
07/31/20 NW: $239,856.83 - Projected Graduation Goal NW (12/31/2020): $263,101.74
Can't believe it. I guess this is the power of dollar cost averaging, especially when the market is going down (when COVID first hit). I did find a tweak i need to make in my calc - back when i was saving for a house down payment, extra money was going in Ally. Now the extra money is going in VTSAX, so i've been underestimating progress some by assuming lower returns! I'm going to stick around for 1 more month for good measure.
Post by: grantmeaname on October 02, 2020, 07:43:50 AM
Post by: cassafrass on October 02, 2020, 08:06:54 AM
Date | Net Worth | Annual Gain |
| Dec 2018 | $56,494 | - |
| Dec 2019 | $86,259 | $27,765 |
Date | Net Worth | Monthly Gain |
| Jan 2020 | $93,140 | $6,881 |
| Feb 2020 | $93,862 | $722 |
| Mar 2020 | $90,666 | ($3,196) |
| Apr 2020 | $101,232 | $10,566 |
| May 2020 | $108,998 | $7,766 |
| Jun 2020 | $106,480 | ($2,518) |
| Jul 2020 | $113,794 | $7,314 |
| Aug 2020 | $123,505 | $9,711 |
| Sept 2020 | $127,257 | $3,752 |
Year-to-Date Gain: $34,117
Projected Graduation: Nov 2022
Post by: sportsportsports on October 02, 2020, 09:14:30 AM
02-2020 $83,005.15
03-2020 $83,326.38
04-2020 $95,827.22
05-2020 $104,082.90
06-2020 $108,773.96
07-2020 $118,687.61
08-2020 $126,358.17
09-2020 $123,712.57
Bit of a sad turn of events but figured that would happen. Saving has been tough this month with a move and being unemployed. Starting month 4, but as companies are entering Q4 hopefully jobs start opening up again!
Post by: Evasion on October 02, 2020, 08:38:03 PM
1 Sept 20 - 100,406
1 Oct 20 - 100,147
Well this was a difficult month but I feel confident enough to join this new race now! Took me about two years to get there, pretty happy about that. My objective is to graduate by mid 2023, ambitious version before 2023. I will have to stay disciplined and keep my job of course.
All amounts in AUD which gives me a slight advantage. I add up all assets, got no debt, don't own my house.
Looking forward to get to know everyone and race to the next magic number. Short term target - 110k in December, 140k in May 2021.
Post by: Kangourou on October 02, 2020, 09:49:08 PM
October 2020: AUD$112,301
Goal: mid 2023 with my current low wage, but actively looking for something better at the moment so it will hopefully be sooner than that
Post by: alcon835 on October 03, 2020, 07:07:01 AM
Post by: alcon835 on October 03, 2020, 07:09:09 AM
Post by: mbk on October 04, 2020, 11:40:23 AM
I am using this challenge for my retirement savings.--------------------
--------------------
12/31/16 107k
12/31/17 137k
12/31/18 110k
12/31/19 204k
-------------------
03/31/20 170k
06/30/20 220k
09/01/20 252k
Was expecting to reach the milestone sometime next year. But when I checked today, I found my retirement accounts totaled $252k. I am not sure how long the markets will keep me graduated.
10/01/20 247.7k
--------------------
Came down below 250k at the end of 3rd quarter
Post by: jiimmy on October 04, 2020, 03:11:06 PM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
June 1st, 2020 $115,759
July 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Post by: CanadianTeacher on October 04, 2020, 10:09:02 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
Post by: zeli2033 on October 05, 2020, 08:46:32 AM
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
7/31/20: $201,395
8/31/20: $222,183
9/30/20: $221,234 (-949)
Post by: aliene on October 07, 2020, 09:48:53 AM
Sept 2020 - 109.200 (+7,4%)
Oct 2020 - 111.200 (+1,8%)
Despite a monthly investment of 4k only +2k. Ah well, cheaper stocks
Post by: Cezil on October 08, 2020, 01:38:13 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | |
| January | - | $39,268.86 | $65,122.37 | $81,866.77 | $115,567.59 |
| February | - | $40,863.10 | $67,352.98 | $87,222.31 | $111,573.16 |
| March | - | $42,371.10 | $66,410.59 | $88,865.95 | $99,504.35 |
| April | - | $43,864.83 | $65,377.11 | $93,050.94 | $111,360.82 |
| May | - | $44,450.52 | $68,032.74 | $91,719.70 | $118,208.83 |
| June | - | $47,031.44 | $68,405.97 | $95,665.54 | $122,592.19 |
| July | - | $48,401.46 | $70,232.18 | $99,502.49 | $128,466.93 |
| August | - | $49,222.48 | $72,016.38 | $98,339.71 | $137,931.07 |
| September | - | $51,435.45 | $73,657.42 | $102,459.81 | $134,150.29 |
| October | - | $52,990.22 | $71,492.09 | $104,199.94 | - |
| November | - | $55,388.92 | $75,678.29 | $109,178.17 | - |
| December | $32,870.70 | $58,271.55 | $72,493.16 | $111,642.78 | - |
| Annual gain | $32,870.70 | $25,400.85 | $14,221.61 | $39,149.62 | - |
Post by: eav on October 08, 2020, 02:20:14 PM
February 2020: 76,776
March 2020: $81,737
April 2020: Scary
May 2020: 81,624
June 2020: 88,147
July 2020: 94,654
August: $100,788
September: $100,753
I'm new here! Just joining this month once I saw I could weather last month's turbulence to graduate to this thread. I'm excited to see just how fast the ball starts rolling!
Post by: Queen Frugal on October 08, 2020, 03:18:06 PM
MONTH NET WORTH
Sep 2020 $174641.53
Aug 2020 $173572.29
Jul 2020 $158027.24
Jun 2020 $146504.78
May 2020 $160850.95
Apr 2020 $160405.46
Mar 2020 $128356.12
Feb 2020 $137154.63
Jan 2020 $138807.80
Dec 2019 $129425.03
Nov 2019 $130213.74
Oct 2019 $135957.02
Sep 2019 $142588.49
Aug 2019 $124612.66
Jul 2019 $122631.81
Jun 2019 $124406.99
May 2019 $155032.27
Apr 2019 $118169.81
Mar 2019 $123620.86
Feb 2019 $111878.85
Post by: Lamancha on October 08, 2020, 06:05:42 PM
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Aug 2020- 174,393
Sept 2020-191,005
Oct 2020- 201,581
Post by: lexde on October 09, 2020, 08:22:08 AM
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34.00)
08/31/2020: $112,706.75 (+$1,595.55)
09/11/2020: $114,004.80 (+$1,298.05)
09/25/2020: $113,644.95 (-$359.85)
10/09/2020: $114,192.23 (+$547.28)
Really only a very small gain this month - but I'm totally fine with that. I am closing on my first duplex today, and closing costs (especially with FHA) are super expensive. I was happy to see that the appraisal came back $12.5K higher than contract price, which accounted for most of the cushion in my numbers this month. Once I get a tenant in, I'm looking at another ~$500 in cash flow each month which should get me to my goal even faster!
I do have a few large purchases to make this month (washer/dryer for both units, refinishing both bathrooms, total about $3K) but then I should be good to go. No other major CapEx for now.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: Psyche on October 09, 2020, 05:55:17 PM
Quote
2013: $40,287
2014: $42,874
2015: $65,235
2016: $77,445
2017: $121,655
2018: $158,647
2019: $143,524
2020: $191,464 (Aug 31)
09/30/20: $185,008
Just the market hopping around: I did add to investments.
There is a chance I may hit 200K by the end of this year (if I'm able to keep up an aggressive investment plan and the market doesn't lose value). That's officially my goal!
Post by: tacticalteam4 on October 11, 2020, 04:54:16 PM
Starting tracking this month, but have a data point from Feb of this year, before the crash
Feb ‘20: $73,400
...
Oct ‘20: $174,695
Post by: jojoguy on October 13, 2020, 04:32:48 AM
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 17, 2020 = $173,750.12
June 15, 2020 = $192,048.67
July 12, 2020 = $202,842.92
August 7, 2020 = $216,923.19
October 13, 2020 = $235,774.38(Maybe hitting the goal by year`s end?)
Post by: lcmac32 on October 13, 2020, 10:14:48 AM
401k
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
On a side note - I look forward to the time where the balance seems to just go crazy...that $100k+/year. The power of compounding/growth is picking up, but look forward to investments creating more gains than I can earn as income.
Post by: An Unassuming Moose on October 15, 2020, 09:00:51 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 --
Post by: QuillScroll on October 19, 2020, 12:01:13 PM
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
08/18/2020 - 164002
09/16/2020 - 172639
10/19/2020 - 187470
Post by: JAYSLOL on October 19, 2020, 07:40:12 PM
Oct 1 - 106.2k (+4,600)
Nov 1 - 108.8k (+2,600)
Dec 1 - 111.7 (+2,900)
Jan 1 - 113.0 (+1,300)
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Forgot to update for Oct 1, hopefully back on track by the end of the month, but it’s been a tougher year for sure.
Post by: bloodaxe on October 20, 2020, 07:02:35 AM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
Hope to be at 175,000 at the end of year. Graduation date hopefully July-August next year.
Post by: ardrum on October 27, 2020, 09:12:27 AM
2/1/18 - $103,481
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465
11/1/18 - $131,465
12/1/18 - $136,952
1/1/19 - $127,801
2/1/19 - $143,055
3/1/19 - $153,839
4/1/19 - $161,291
5/1/19 - $167,820
6/1/19 - $163,243
7/1/19 - $179,918
8/1/19 - $181,591
9/1/19 - $180,840
10/1/19 - $189,529
11/1/19 - $203,386
12/1/19 - $211,067
1/1/20 - $224,167 - my last update
2/1/20 - $218,786
3/1/20 - $200,569
4/1/20 - $145,628 - WOWZA!
5/1/20 - $174,405 - recovery is back on...
6/1/20 - $195,694
7/1/20 - $199,263
8/1/20 - $212,274
9/1/20 - $229,352
10/1/20 - $225,335 - October has been an overall very up month, even hitting $249k at one point! This has been a crazy year though so I feel like I could pass $250k this year or maybe I'll drop to the 100s again lol! All I can control is how much I save and invest and stay chill!
Post by: grantmeaname on October 29, 2020, 11:05:44 AM
7/13/18 $ 63k10/31/20 $252k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
9/30/20 $246k
Post by: Evasion on October 31, 2020, 04:59:31 AM
1 Sept 20 - 100,406
1 Oct 20 - 100,147
1 Nov 20 - 106,985
Slightly disappointed. I was hoping to break 110k thanks to a small windfall, but the market decided otherwise. I was fine with saving, could have done better. Feeling dedicated at the moment, will definitely break 110k by 1 Dec, hopefully 113k.
Post by: windytrail on October 31, 2020, 12:08:28 PM
Happy to join you on this journey! Been lurking here for several months and finally decided to go public. My stats:
6/1 - $111,116
7/1 - $128,000
8/1 - $136,000
9/1 - $144,858
10/1 - $147,009
11/1 - $150,073
Hard to make good gains the past couple of months, but on the bright side this week was a great time to buy.
Post by: FrugalByChance on October 31, 2020, 03:51:17 PM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72 )
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Post by: alcon835 on November 01, 2020, 07:53:54 AM
Jan 2020: $100,566
Feb 2020: $107,987 (+7,421) [+7.38%]
Mar 2020: $96,513 (-11,474) [-10.62%]
Apr 2020: $90,626 (-5,887) [-6.09%]
May 2020: $104,595 (+13,969) [+15.41%]
Jun 2020: $129,092 (+24,297) [+23.42% ]
Jul 2020: $136,291 (+7,199) [+5.57% ]
Aug 2020: $156,793 (+20,502) [+15.04% ]
Sep 2020: $170,341 (+13,548) [+8.64%]
Oct 2020: $170,871 (+530) [+0.49%]
Nov 2020: $177,966 (+7,095.45) [+4.15%]
Year-to-date change: (+$77,400) [+76.89%]
October was a weird month. Early on, I saw some significant year-over-year growth in all of my accounts. However, they ended in the red. In fact, this week I took one of the biggest one-week hits to my investments since March. I can only guess on what happened, but I think a lot of investors are selling off in fear of Tuesday's election. So how did I end the month in the green? Two things: (1) I received a commission check I've been waiting on since May (a VERY significant commission check) and (2) October was a three paycheck months for me. This let me invest significantly more than I normally do.
All in all, even though my investments were down for the month, my overall value is up going into November.
I have no idea what's coming. The presidential election will have some sort of fallout. The holiday boost is right around the corner. And November/December are usually the most profitable months of the year for my business. But it's also 2020; It's going to get weird, I'm sure.
I still hope to break 200K by the end of year. I'll only need an 11% gain on current levels to hit it and I expect my direct investments to take care of 3% of that. So we'll see! Maybe the markets will calm down after the presidential elections...or maybe we'll see a civil war. Good luck to all. Hopefully we won't need it.
Overview
| 2018 | 2019 | 2020 | 2021 | |
| January | $37,094 | $62,251 | $100,566 | - |
| April | $46,098 | $74,093 | $90,626 (COVID) | - |
| July | $59,013 | $82,898 | $136,291 | (Grad Goal) |
| October | $63,418 | $85,605 | $170,871 | - |
| Annual gain | $25,157 | $38,315 | - | - |
Post by: alcon835 on November 01, 2020, 07:58:04 AM
Bye y'all! I will see you all in the 250-500k thread soon!7/13/18 $ 63k10/31/20 $252k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
9/30/20 $246k
Congratulations @grantmeaname !!!!
Post by: Epor on November 01, 2020, 08:23:29 AM
Code: [Select]
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
Total Saved Market G/L
02/01/20 182780 4285 -575
03/01/20 170715 2092 -14157
04/01/20 148065 2092 -24742
05/01/20 172135 2092 21978
06/01/20 185340 2484 11113
07/01/20 193380 2092 8040
08/01/20 206480 2484 10616 <<-- 200k !!
09/01/20 226380 2092 17808
10/01/20 222990 4493 -7883
11/01/20 221090 524 -2424
Post by: peppermint on November 01, 2020, 08:23:50 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
Post by: zygote on November 01, 2020, 09:48:15 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
8/20: $151,084.80 (+14,516.06, +10.63%)
9/20: $161,536.16 (+10,451.36, +6.92%)
10/20: $151,832.73 (-9.703.43, -6.01%)
11/20: $152,166.82 (+334.09, 0.22%)
Contributed as much as usual this month, but stayed stagnant thanks to the market.
Post by: zeli2033 on November 01, 2020, 03:02:50 PM
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
7/31/20: $201,395
8/31/20: $222,183
9/30/20: $221,234
10/31/20: $225,329
Post by: CanadianTeacher on November 01, 2020, 08:05:04 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
Post by: Sugaree on November 02, 2020, 05:47:28 AM
5/1/2016 $15,689.46
5/1/2017 $34,125.20
5/1/2018 $51,663.60
5/1/2019 $64,340.45
5/1/2020 $106,341.84
6/1/2020 $113,372.31 (+$7030.47 or +6.61%)
7/1/2020 $120,466.16 (+$7093.85 or +6.26%)
8/3/2020 $127,953.51 (+$7487.46 or +6.22%)
9/1/2020 $135,625.59 (+$7672.08 or +6.00%)
10/1/2020 $137,342.47 (+$1716.88 or +1.27%)
11/2/2020 $136,857.08 (-$1000.24 or -0.73%)
A couple of big expenses and the market didn't do me any favors, other than giving me a few more days of buying at lower prices. C'est la vie.
Post by: Jim Fiction on November 02, 2020, 06:44:09 AM
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:
9/29/17 - $11,511
6/30/18 - $36,000
1/31/19 - $53,028
6/30/2019 - $75,757
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897
This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.
Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.
Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.
With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.
Looking forward to following along with everyone's progress!
New Joint Tracker
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
6/30/2020 - 114,288 227,585
7/31/2020 - 117,338 236,196
8/31/2020 - 128,213 251,254
9/30/2020 - 125,543 246,779
10/31/2020 - 130,200 251,727
Back over the hump despite poor market returns. We'll see how November goes before I move on to the next thread.
Post by: Fishing4FI on November 02, 2020, 08:43:44 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
October-20 $234k
November-20 $231k
Tough past couple months. I also bought a rental property month ago and have been putting $ into that which hasn't helped the immediate numbers. Income should start coming in in December so that should help future savings rates exponentially.
Post by: Psyche on November 02, 2020, 12:16:35 PM
Quote
End of each fiscal year (08/31)
2013: $40,287
2014: $42,874
2015: $65,235
2016: $77,445
2017: $121,655
2018: $158,647
2019: $137,632
2020: $187,023 (08/31/20)
09/30/20: $181,327
10/31/20: $180,649
Stocks on sale! Still buying in...
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0)
Post by: sportsportsports on November 02, 2020, 02:42:56 PM
02-2020 $83,005.15
03-2020 $83,326.38
04-2020 $95,827.22
05-2020 $104,082.90
06-2020 $108,773.96
07-2020 $118,687.61
08-2020 $126,358.17
09-2020 $123,712.57
10-2020 $122,624.17
Unfortunate loss due to the market not really helping me out, even though I was able to save cash while being on unemployment. Good news is: I will officially no longer be unemployed starting next Monday! 4 months was tough (and I'm very aware 4 months isn't as long as it could have been) but I'm glad it'll be over. Looking forward to being able to ramp up my savings again!
And if you see this before tomorrow and have yet to, please go vote! That is all :)
Post by: jps on November 02, 2020, 04:22:07 PM
8/2020: $117,360
9/2020: $116.8K
10/2020: $117.5K
Like everyone else here, looking pretty flat despite contributions. Onward!
Post by: tacticalteam4 on November 05, 2020, 09:53:16 AM
30m and 33f, married with joint finances. All figures are in retirement accounts and cash. Not reflective of net worth since we have a lot of student loan debt that will hopefully be forgiven under PSLF in the future. Apart from cash, rest is in equities (total market and large cap US mostly, with a small % in individual stocks). Have followed this thread and happy to join in on the fun.Nov 2020 $187,998+13,293
Feb 2020: $73,400
...
Oct 2020: $174,695
Post by: lexde on November 06, 2020, 07:34:06 AM
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34.00)
08/31/2020: $112,706.75 (+$1,595.55)
09/11/2020: $114,004.80 (+$1,298.05)
09/25/2020: $113,644.95 (-$359.85)
10/09/2020: $114,192.23 (+$547.28)
11/06/2020: $117,270.42 (+$3,078.19)
I forgot to update last paycheck with everything as crazy as it was with getting my apartment ready for leasing etc. I managed to save a lot of money on the work that was done and it's almost ready. I'm looking forward to getting my tenant in ASAP. Since I am living in one of the two units, it's cutting down my living expenses by quite a lot, and I will be generating positive cashflow once I move out of the unit.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: catprog on November 06, 2020, 02:27:43 PM
October 2019 $104,093.65
November 2019 $106,200.86
December 2019 $110,803.14
January 2020 $114,203.83
February 2020 $110,981.42
March 2020 $91,521.05
April 2020 $101,453.24
May 2020 $107,974.00
June 2020 $115,595.89 (dividend month)
July 2020 $120,214.49
August 2020 $125,690.67
September 2020 $128,345.67
October 2020 $136,440.30
Post by: Lamancha on November 06, 2020, 06:07:40 PM
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Aug 2020- 174,393
Sept 2020- 191,005
Oct 2020- 201,581
Nov 2020- 219,023
Post by: Lelyy on November 07, 2020, 09:30:44 AM
Below is a little history of my numbers.
* I am only counting my 457 & 401k **
2016: $6,222
2017: $25,604
2018: $42,277
2019: $75,560
2020
1/1/2020: $75,560
2/1/2020: $75,958 (+$398)
3/1/2020: $70,838 (-$5120)
4/1/2020: $60,843 (-$9,995)
5/1/2020: $69,088 (+$8,245)
6/1/2020: $77,048 (+$7,960)
7/1/2020: $80,663 (+$3,616)
8/1/2020: $86,713 (+$6,049)
9/1/2020: $93,441 (+$6,728)
10/1/2020 $91,312 (-$2,129)
11/01/2020 $93,362 (+$2,050)
11/06/2020 $100,357 (+6,5596)
Looking forward to this journey with all of you!
Post by: cassafrass on November 07, 2020, 04:53:48 PM
Date | Net Worth | Annual Gain |
| Dec 2018 | $56,494 | - |
| Dec 2019 | $86,259 | $27,765 |
Date | Net Worth | Monthly Gain |
| Jan 2020 | $93,140 | $6,881 |
| Feb 2020 | $93,862 | $722 |
| Mar 2020 | $90,666 | ($3,196) |
| Apr 2020 | $101,232 | $10,566 |
| May 2020 | $108,998 | $7,766 |
| Jun 2020 | $106,480 | ($2,518) |
| Jul 2020 | $113,794 | $7,314 |
| Aug 2020 | $123,505 | $9,711 |
| Sept 2020 | $127,257 | $3,752 |
| Oct 2020 | $132,660 | $5,403 |
Year-to-Date Gain: $39,520
Projected Graduation: Nov 2022
Post by: aliene on November 09, 2020, 11:43:21 PM
Sept 2020 - 109.200 (+7,4%)
Oct 2020 - 111.200 (+1,8%)
Nov 2020 - 118.900 (+6,9%)
Post by: Queen Frugal on November 10, 2020, 02:19:23 PM
Net worth includes equity in my house.
MONTH NET WORTH
Oct 2020 $192,818.49
Sep 2020 $179,270.37
Aug 2020 $175,230.18
Jul 2020 $162,543.10
Jun 2020 $151,810.30
May 2020 $159,900.93
Apr 2020 $159,930.23
Mar 2020 $128,789.81
Feb 2020 $137,424.69
Jan 2020 $138,554.25
Dec 2019 $129,620.93
Nov 2019 $130,397.93
Oct 2019 $138,322.67
Sep 2019 $144,719.32
Aug 2019 $127,600.46
Jul 2019 $130,028.85
Jun 2019 $130,829.52
May 2019 $157,659.16
Apr 2019 $120,995.60
Mar 2019 $125,944.92
Feb 2019 $114,219.22
Post by: ColoAndy on November 11, 2020, 08:43:03 AM
Time to clean up this mess a bit.September 12, 2020--$180,475.44August 28, 2020--$182,107.05August 14, 2020--$177,109.86July 12, 2020-----$168,681.81June 2, 2020------$164,950.82Joining in for accountability and motivation. Hoping to hit the goal by end of next year:
January 29, 2020---$157,404.75
February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote
April 19, 2020------$153,349.63 Sighhh
May 11, 2020------$157,000.40
January 29, 2020-----$157,404.75
February 3, 2020-----$157,171.27
April 19, 2020--------$153,349.63
May 11, 2020---------$157,000.40
June 2, 2020----------$164,950.82
July 12, 2020---------$168,681.81
August 14, 2020------$177,109.86
August 28, 2020------$182,107.05
September 12, 2020--$180,475.44
November 11, 2020---$192,778.07
Post by: spaghetti1awk on November 11, 2020, 04:08:14 PM
Just starting tracking and logging. Looking forward to watching this grow in the coming months and years:
July 27, 2020: 161,836
Updating- big jump from an inheritance, then got a raise at work, yay! I might be out of this thread actually, so I'll start updating in the next one. How exciting!
August 2020 $223,813.11
Sept 2020 $246,811.60
October 2020 $249,162.74
November 2020 $260,100.33
Post by: alcon835 on November 11, 2020, 04:20:01 PM
Post by: Psyche on November 11, 2020, 09:23:17 PM
Quote2013: $40,287
2014: $42,874
2015: $65,235
2016: $77,445
2017: $121,655
2018: $158,647
2019: $143,524
2020: $191,464 (Aug 31)
09/30/20: $185,008
Just the market hopping around: I did add to investments.
There is a chance I may hit 200K by the end of this year (if I'm able to keep up an aggressive investment plan and the market doesn't lose value). That's officially my goal!
Crossed 200K! I'm sure it's only temporary, but I'll enjoy this first time anyway... : )
11/11/20: $200,593
Post by: An Unassuming Moose on November 15, 2020, 01:42:57 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
New heights. Not long now.
Post by: philli14 on November 15, 2020, 12:45:47 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09/20: 170,460 (+12020)
1/10/20: 170,416 (-44)
1/11/20: 172,359 (+1943)
Post by: Cezil on November 16, 2020, 06:26:17 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $39,268.86 | $65,122.37 | $81,866.77 | $115,567.59 | - |
| February | - | $40,863.10 | $67,352.98 | $87,222.31 | $111,573.16 | - |
| March | - | $42,371.10 | $66,410.59 | $88,865.95 | $99,504.35 | - |
| April | - | $43,864.83 | $65,377.11 | $93,050.94 | $111,360.82 | - |
| May | - | $44,450.52 | $68,032.74 | $91,719.70 | $118,208.83 | - |
| June | - | $47,031.44 | $68,405.97 | $95,665.54 | $122,592.19 | - |
| July | - | $48,401.46 | $70,232.18 | $99,502.49 | $128,466.93 | - |
| August | - | $49,222.48 | $72,016.38 | $98,339.71 | $137,931.07 | - |
| September | - | $51,435.45 | $73,657.42 | $102,459.81 | $134,150.29 | - |
| October | - | $52,990.22 | $71,492.09 | $104,199.94 | $135,243.05 | - |
| November | - | $55,388.92 | $75,678.29 | $109,178.17 | - | - |
| December | $32,870.70 | $58,271.55 | $72,493.16 | $111,642.78 | - | - |
| Annual gain | $32,870.70 | $25,400.85 | $14,221.61 | $39,149.62 | - | - |
I have been on autopilot with this. I just realized that I have $100K more net worth than I did this month 4 years ago.
Post by: FICurious on November 16, 2020, 06:52:23 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Feb 2020: $170,818
Mar 2020: $160,860
Apr 2020: $138,831
May 2020: $152,580
Jun 2020: $159,404
July 2020: $163,752
Aug 2020: $170,531
Sep 2020: $176,184
Oct 2020: $173,028
Nov 2020: $173,502
Forgot to update for last month. Next month's update looking good so far.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: QuillScroll on November 16, 2020, 11:54:48 AM
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
08/18/2020 - 164002
09/16/2020 - 172639
10/19/2020 - 187470
11/16/2020 - 197938
Post by: jojoguy on November 17, 2020, 11:26:03 PM
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 17, 2020 = $173,750.12
June 15, 2020 = $192,048.67
July 12, 2020 = $202,842.92
August 7, 2020 = $216,923.19
October 13, 2020 = $235,774.38
November 18, 2020 = $248,196.54
Post by: alcon835 on November 18, 2020, 10:15:26 AM
Post by: spaghetti1awk on November 19, 2020, 12:38:51 PM
Congrats @spaghetti1awk !!!!
Thanks, @alcon835! I know it's not always going to be this fast of a climb, but it's been a pretty wild ride so far!
Post by: bloodaxe on November 20, 2020, 05:14:41 PM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
I think I can get to 180k this year.
Stock market has been up big since Biden was elected.
Post by: Huskerfan on November 22, 2020, 07:24:58 PM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687 (losses this month)
Oct2020 — $161159 (gains this month)
Numbers updated thru the last day of the month. The increase seen here may vanish as some already was wiped away with last week’s decline. Just gotta remember this is a marathon, not a sprint. I already reached my “temp check” of getting to $150k by the end of 2020. So I’m happy about that.
Oops: I forgot to post for a few months. Here’s my updates...
Post by: jojoguy on November 25, 2020, 08:01:22 AM
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 17, 2020 = $173,750.12
June 15, 2020 = $192,048.67
July 12, 2020 = $202,842.92
August 7, 2020 = $216,923.19
October 13, 2020 = $235,774.38
November 18, 2020 = $248,196.54
November 25, 2020 = $251,266.83
!!WOW!!
Post by: zeli2033 on November 28, 2020, 07:00:40 PM
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
7/31/20: $201,395
8/31/20: $222,183
9/30/20: $221,234
10/31/20: $225,329
11/28/20: $257,563 (+32234)
We have the market to thank for hitting our original goal a month early. Moving forward, we're switching gears on what we're tracking (removing cash savings/efund). We're going to stay put in this thread until we hit $250k invested.
11/28/20: $221,148
Post by: okisok on November 28, 2020, 08:16:23 PM
August 1: $99,157
September 1: $96,161
October 1: $92,650
November 1: $94,512
November 28: $104,403.57
Just made it to this thread! I started my MMM journey in 2017 with a NW of $11,000. I've averaged about $60k per year over the last three years. Less this year, due to Covid-related loss of commission, layoff, and starting a new job. The silver lining of this year was increased savings due to lowered spending during quarantine.
Everyone says the first 100k is the hardest, so I'm looking forward to the easy glide to $250k :)
Post by: mbk on November 29, 2020, 09:12:58 PM
I am using this challenge for my retirement savings.
--------------------
12/31/16 107k
12/31/17 137k
12/31/18 110k
12/31/19 204k
-------------------
03/31/20 170k
06/30/20 220k
09/01/20 252k
10/01/20 247.7k
11/30/20 278k
The last two months' contributions and the market upswing took the retirement account balances to $250k+ again.
Post by: windytrail on November 30, 2020, 10:08:58 AM
7/1 - $128,000
8/1 - $136,000
9/1 - $144,858
10/1 - $147,009
11/1 - $150,073
11/30 - $174,474
Wow, great month!
Post by: merlin7676 on November 30, 2020, 12:18:37 PM
05/31/17 $100,655.06
05/31/18 $140,317.76
05/31/19 $165,540.10
05/31/20 $192,719.68
11/30/20 $249,999.11
took longer than I would have liked but had a few expenses like buying a car, buying a house, etc. Still I'm pleased and 250 to 500 I'm ready to double down LOL
Post by: Optimiser on November 30, 2020, 02:49:10 PM
Here is where I'm coming from:
Jan 2017: -57,500
Feb 2017: -58,300
Mar 2017: -50,400
Apr 2017: -43,900
May 2017: -46,300
Jun 2017: -38,200
Jul 2017: -41,300
Aug 2017: -40,200
Sept 2017: -33,200
Oct 2017: -30,900
Nov 2017: -34,000
Dec 2017: -30,800
Jan 2018: -28,300
Feb 2018: -24,300
Mar 2018: -25,100
Apr 2018: -22,800
May 2018: -23,700
Jun 2018: -15,600
Jul 2018: -15,100
Aug 2018: -14,400
Sep 2018: -15,200
Oct 2018: -9,600
Nov 2018: -8,900
Dec 2018: -200
Jan 2019: 500
Feb 2019: 5,000
Mar 2019: 14,000
Mar 2019 $14,000
Apr 2019 $12,700
May 2019 $9,500
Jun 2019 $11,500
Jul 2019 $17,000
Aug 2019 $19,900
Sep 2019 $19,900
Oct 2019 $26,200
Nov 2019 $34,500
Dec 2019 $37,200
Jan 2020 $43,700
Feb 2020 $45,400
Mar 2020 $45,300
Apr 2020 $52,800
May 2020 $59,400
Jun 2020 $63,400
Jul 2020 $70,900
Aug 2020 $78,500
Sep 2020 $80,700
Oct 2020 $80,300
Nov 2020 $108,900
These numbers are counting pretty much everything: cash, credit cards, student loans, investment accounts, retirement accounts, home equity, & cars.
I am loving the tailwind of having compound interest work in my favor (and a crazy housing/stock market). My house is under contract is supposed to close this month which should improve my numbers a bit more. My wife recently started working part time again, and I am expecting to pass the CPA exam this month, so hopefully I can continue making progress. It looks like it took about 4 years to increase my net worth by $150k, hopefully the next $150k is even faster.
Post by: JAYSLOL on November 30, 2020, 06:43:38 PM
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
Slow progress this year
Post by: Evasion on December 01, 2020, 02:38:53 AM
1 Sept 20 - 100,406
1 Oct 20 - 100,147
1 Nov 20 - 106,985
1 Dec 20 - 116,193
A fantastic month mostly thanks to the market and everything kicking into gear. Building some advance on my targets and got my contract extended. I should be able to relax a little over the holidays. Expenses down which is great. Onwards and upwards.
Post by: catprog on December 01, 2020, 02:43:22 AM
September 2019 101,671.46
October 2019 $104,093.65
November 2019 $106,200.86
December 2019 $110,803.14
January 2020 $114,203.83
February 2020 $110,981.42
March 2020 $91,521.05
April 2020 $101,453.24
May 2020 $107,974.00
June 2020 $115,595.89 (dividend month)
July 2020 $120,214.49
August 2020 $125,690.67
September 2020 $128,345.67
October 2020 $136,440.30
November 2020 $152,559.17
Post by: FrugalByChance on December 01, 2020, 04:32:14 AM
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:Month Early Retirement Stash
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00)
Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020 € 198 632.07 (growth: € 2 833.35)
Feb 2020 € 193 987.01 (growth: -€ 4 645.06)
Mar 2020 € 179 084.86 (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020 € 200 737.12 (growth: €21 652.26 deposits: € 3 798.78)
May 2020 € 209 540.07 (growth: € 8 802.95 deposits: € 5 855.37)
Jun 2020 € 214 045.88 (growth: € 4 505.81 deposits: € 3 240.00)
Jul 2020 € 220 555.81 (growth: € 6 509.93 deposits: € 4 324.66)
Aug 2020 € 237 427.24 (growth: €16 871.43 deposits: € 5 462.50)
Sep 2020 € 235 543.53 (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020 € 238 322.92 (growth: € 2 779.39 deposits: € 4 400.00)
Nov 2020 € 262 121.50 (growth: €23 798.58 deposits: € 6 521.65)
Unexpected graduation? Did not expect to blow past the target this month already. Got a big push from the market.
Thanks for all the inspiration.
Post by: ASW on December 01, 2020, 04:35:30 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | $153,292 | - |
| February | $49,800 | $96,439 | $154,220 | - |
| March | $55,707 | $107,387 | $121,400 | - |
| April | $64,352 | $110,960 | $132,182 | - |
| May | $68,097 | $117,622 | $152,737 | - |
| June | $72,976 | $113,078 | $165,000 | (Grad Goal) |
| July | $80,555 | $124,700 | $168,340 | |
| August | $85,858 | $129,322 | $180,956 | |
| September | $90,137 | $133,156 | $193,332 | |
| October | $93,806 | $136,540 | $191,781 | |
| November | $89,537 | $142,714 | $213,280 | |
| December | $92,795 | $147,950 | - | |
| Annual gain | $49,734 | $64,758 |
Post by: Epor on December 01, 2020, 05:27:36 AM
Code: [Select]
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
Total Saved Market G/L
02/01/20 182780 4285 -575
03/01/20 170715 2092 -14157
04/01/20 148065 2092 -24742
05/01/20 172135 2092 21978
06/01/20 185340 2484 11113
07/01/20 193380 2092 8040
08/01/20 206480 2484 10616 <<-- 200k !!
09/01/20 226380 2092 17808
10/01/20 222990 4493 -7883
11/01/20 221090 524 -2424
12/01/20 251865 524 30251 <<-- Ticket to the 250-500k Race!
What a swing. Took me 34 mo to complete this race - I saved about 90000 in that period, the rest was the market.
I'll see all of you on the next race soon.
Post by: alcon835 on December 01, 2020, 06:37:05 AM
Jan 2020: $100,566
Feb 2020: $107,987 (+7,421) [+7.38%]
Mar 2020: $96,513 (-11,474) [-10.62%]
Apr 2020: $90,626 (-5,887) [-6.09%]
May 2020: $104,595 (+13,969) [+15.41%]
Jun 2020: $129,092 (+24,297) [+23.42% ]
Jul 2020: $136,291 (+7,199) [+5.57% ]
Aug 2020: $156,793 (+20,502) [+15.04% ]
Sep 2020: $170,341 (+13,548) [+8.64%]
Oct 2020: $170,871 (+530) [+0.49%]
Nov 2020: $177,966 (+7,095) [+4.15%]
Dec 2020: $200,741 (+22,775) [+12.79%]
Year-to-date change: (+$100,175) [+99.61%]
November was bonkers, y'all. Not only did the market jump significantly, but DW and I are now aggressively contributing to some taxable investment accounts. On top of that, I had a big jump when two months of 401K contributions all hit at the same time (there was a lag due to a change in paystub software....).
all-in-all, it turned into a ridiculously good month! And I've broken 200K! I'm not sure if it'll hold or not; everything depends on what the FDA decides in a few weeks. I imagine good news from them will come with another major bump to the market.
Overview
| 2018 | 2019 | 2020 | 2021 | |
| January | $37,094 | $62,251 | $100,566 | - |
| April | $46,098 | $74,093 | $90,626 (COVID) | - |
| July | $59,013 | $82,898 | $136,291 | (Grad Goal) |
| October | $63,418 | $85,605 | $170,871 | - |
| Annual gain | $25,157 | $38,315 | - | - |
Post by: FICurious on December 01, 2020, 06:49:15 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Feb 2020: $170,818
Mar 2020: $160,860
Apr 2020: $138,831
May 2020: $152,580
Jun 2020: $159,404
July 2020: $163,752
Aug 2020: $170,531
Sep 2020: $176,184
Oct 2020: $173,028
Nov 2020: $173,502
Dec 2020: $191,698
All market. Been aggressively tackling a car note and doing basement remodel.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: Lelyy on December 01, 2020, 07:06:30 AM
2017: $25,604
2018: $42,277
2019: $75,560
2020
1/1/2020: $75,560
2/1/2020: $75,958 (+$398)
3/1/2020: $70,838 (-$5120)
4/1/2020: $60,843 (-$9,995)
5/1/2020: $69,088 (+$8,245)
6/1/2020: $77,048 (+$7,960)
7/1/2020: $80,663 (+$3,616)
8/1/2020: $86,713 (+$6,049)
9/1/2020: $93,441 (+$6,728)
10/1/2020 $91,312 (-$2,129)
11/01/2020 $93,362 (+$2,050)
11/06/2020 $100,357 (+6,995)
12/01/2020 $107,586 (+7,229)
Post by: Fishing4FI on December 01, 2020, 07:13:38 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
October-20 $234k
November-20 $231k
December-20 $255k
Excellent gains this month, especially considering we're pouring $ into a rental. May or may not meet my EOY2020 goal of $269k but we'll see. I'll wait til next month to officially graduate into the other thread assuming the market sticks. Congrats my other fellow grads, looks like there's a fair amount of us this month.
Post by: Gingersnaps on December 01, 2020, 07:57:36 AM
Started this year on the race to 10k thread to start investing into S&S ISAs. Once I graduated there I moved to race to 100k and from then counted my pensions, investments accounts and shares - just money for FIRE basically. I don't include home value and cash etc
250k sounds pretty scary but I'm excited for the challenge
01/07/2020 - £75,523.86
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
Post by: philli14 on December 01, 2020, 08:29:05 AM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09/20: 170,460 (+12020)
1/10/20: 170,416 (-44)
1/11/20: 172,359 (+1943)
1/12/20: 193,043 (+20684)
Crazy year
Post by: Jim Fiction on December 01, 2020, 08:36:46 AM
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:
9/29/17 - $11,511
6/30/18 - $36,000
1/31/19 - $53,028
6/30/2019 - $75,757
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897
This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.
Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.
Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.
With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.
Looking forward to following along with everyone's progress!
New Joint Tracker
Solo NW Joint NW
4/30/2020 - 101,897 203,198
5/31/2020 - 109,544 218,023
6/30/2020 - 114,288 227,585
7/31/2020 - 117,338 236,196
8/31/2020 - 128,213 251,254
9/30/2020 - 125,543 246,779
10/31/2020 - 130,200 251,727
11/30/2020 - 141,260 266,097
That's more like it. Probably time to move on.
See ya'll soon in the next thread.
Post by: peppermint on December 01, 2020, 08:38:13 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
Post by: Sugaree on December 01, 2020, 08:53:10 AM
5/1/2016 $15,689.46
5/1/2017 $34,125.20
5/1/2018 $51,663.60
5/1/2019 $64,340.45
5/1/2020 $106,341.84
6/1/2020 $113,372.31 (+$7030.47 or +6.61%)
7/1/2020 $120,466.16 (+$7093.85 or +6.26%)
8/3/2020 $127,953.51 (+$7487.46 or +6.22%)
9/1/2020 $135,625.59 (+$7672.08 or +6.00%)
10/1/2020 $137,342.47 (+$1716.88 or +1.27%)
11/2/2020 $136,857.08 (-$1000.24 or -0.73%)
12/1/2020 $152,706.85 (+$15849.77 or +11.58%)
Huge month. Some of it had to do with the way that some of the contributions fell last month (contributions from the last paycheck in October didn't hit the accounts until a few days in November after I'd already run October's numbers). And there was a small bonus ($1200). I'm most excited about the fact that my retirement accounts, finally crossed the $100k mark and then some.
Post by: jps on December 01, 2020, 09:29:13 AM
7/2020: $107,142
8/2020: $117,360
9/2020: $116.8K
10/2020: $117.5K
11/2020: $133.8K
$16K or 13.9% increase since last month. Contributed a normal amount, but the rest was market gain after a couple slow months.
Post by: zygote on December 01, 2020, 09:54:13 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
8/20: $151,084.80 (+14,516.06, +10.63%)
9/20: $161,536.16 (+10,451.36, +6.92%)
10/20: $151,832.73 (-9.703.43, -6.01%)
11/20: $152,166.82 (+334.09, +0.22%)
12/20: $167,115.60 (+14,948.78, +9.82%)
Much better month, all thanks to the market. Spending and contributions as normal.
Post by: sportsportsports on December 01, 2020, 10:23:59 AM
02-2020 $83,005.15
03-2020 $83,326.38
04-2020 $95,827.22
05-2020 $104,082.90
06-2020 $108,773.96
07-2020 $118,687.61
08-2020 $126,358.17
09-2020 $123,712.57
10-2020 $122,624.17
11-2020 $135,680.66
Great uptick for me this month, along with the fact that I once again have a job! Downside is that I'm not eligible for my company's 401k until the start of my 7th month at the company...but hopefully I can use that extra cash to quickly max out my roth IRA, then possibly dump some of it into a new investment account, or keep it for a house downpayment, we will see!
Post by: SquashingDebt on December 01, 2020, 11:57:07 AM
I started in June 2019 with $111,550 (up from $95,651 the month prior) and am graduating with $252,566 as of the end of November.
I looked back - it took me 27 months to go from -$82,000 to zero, then 21 months for my first $100,000, and now 18 months for another $150,000. Pretty cool to see the power of compound interest/gains in action, though $40,000 of the most recent gains are from receiving more shares plus vesting of previous shares in my company's ESOP program.
Post by: Psyche on December 01, 2020, 09:23:02 PM
Quote
End of each fiscal year (08/31)
2013: $40,287
2014: $42,874
2015: $65,235
2016: $77,445
2017: $121,655
2018: $158,647
2019: $137,632
2020: $187,023 (08/31/20)
09/30/20: $181,327
10/31/20: $180,649
11/30/20: $205,086
Well this is just ridiculous... but I'll take it!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0)
Post by: aliene on December 02, 2020, 12:24:37 AM
August 2020 - 101.700
Sept 2020 - 109.200 (+7,4%)
Oct 2020 - 111.200 (+1,8%)
Nov 2020 - 118.900 (+6,9%)
Dec 2020 - 124.300 (+4,5%)
Post by: Master of None on December 02, 2020, 11:13:26 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
Post by: eav on December 02, 2020, 02:01:13 PM
October: $100,753
November: Forgot to check! ~$103,000
December: $110,900
This feels a bit crazy right now, but I'll take it! Excited to be starting back up on Roth IRA contributions for the new year soon!
Post by: cassafrass on December 02, 2020, 02:51:04 PM
Date | Net Worth | Annual Gain |
| Dec 2018 | $56,494 | - |
| Dec 2019 | $86,259 | $27,765 |
Date | Net Worth | Monthly Gain |
| Jan 2020 | $93,140 | $6,881 |
| Feb 2020 | $93,862 | $722 |
| Mar 2020 | $90,666 | ($3,196) |
| Apr 2020 | $101,232 | $10,566 |
| May 2020 | $108,998 | $7,766 |
| Jun 2020 | $106,480 | ($2,518) |
| Jul 2020 | $113,794 | $7,314 |
| Aug 2020 | $123,505 | $9,711 |
| Sept 2020 | $127,257 | $3,752 |
| Oct 2020 | $132,660 | $5,403 |
| Nov 2020 | $143,771 | $11,111 |
Year-to-Date Gain: $50,631
Projected Graduation: Aug 2022
Post by: tacticalteam4 on December 02, 2020, 09:32:17 PM
Feb 2020: $73,400
...
Oct 2020: $174,695
Nov 2020 $187,998+13,293
Dec 2020 $204,962+16,974
Post by: Staunch Aim on December 03, 2020, 08:44:33 AM
I'll be working to hit the 500K mark sometime in 2022. Hope to see you all in the next thread!
| Date | Invested | Net | ||
| 2/1/2019 | $100,047.32 | $243,630.87 | ||
| 3/1/2019 | $105,434.50 | $270,922.05 | ||
| 4/1/2019 | $114,967.04 | $292,914.68 | ||
| 3/1/2020 | $157,729.02 | $344,058.04 | ||
| 5/1/2020 | $169,003.88 | $361,813.52 | ||
| 6/1/2020 | $186,949.47 | $383,276.04 | ||
| 7/1/2020 | $190,979.72 | $391,899.41 | ||
| 8/1/2020 | $204,593.74 | $400,580.69 | ||
| 12/1/2020 | $250,111.64 | $459,725.47 |
Post by: alcon835 on December 03, 2020, 11:03:09 AM
Post by: lcmac32 on December 03, 2020, 02:21:33 PM
Just graduated from this challenge, a month earlier than I expected! (Thank you market gains!) Looks like I'm in good company!
I started in June 2019 with $111,550 (up from $95,651 the month prior) and am graduating with $252,566 as of the end of November.
I looked back - it took me 27 months to go from -$82,000 to zero, then 21 months for my first $100,000, and now 18 months for another $150,000. Pretty cool to see the power of compound interest/gains in action, though $40,000 of the most recent gains are from receiving more shares plus vesting of previous shares in my company's ESOP program.
I love the shorter and shorter amount of time to make milestones. Well, done!!!
Post by: lcmac32 on December 03, 2020, 02:28:26 PM
401k
Nov. 12, 2019 $238,035.96
Dec. 3, 2019 $240,880.64
Jan. 1, 2020 $249,417.11
Feb. 11, 2020 $257,961.03
Oct. 13, 2020 $277,374.19
Dec. 3, 2020 $296,200.72
So, I am $46k above the $250k mark, so I will graduate. I will post a year end balance in this group and then move over to the Race $250-$500k. Look forward to seeing you all there. You all inspire me to do more of what got me here: Earn, Save, Budget, Life Hack, etc. May you all be blessed with continued successes in 2020 and 2021.
Post by: Cezil on December 04, 2020, 06:40:59 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $39,268.86 | $65,122.37 | $81,866.77 | $115,567.59 | - |
| February | - | $40,863.10 | $67,352.98 | $87,222.31 | $111,573.16 | - |
| March | - | $42,371.10 | $66,410.59 | $88,865.95 | $99,504.35 | - |
| April | - | $43,864.83 | $65,377.11 | $93,050.94 | $111,360.82 | - |
| May | - | $44,450.52 | $68,032.74 | $91,719.70 | $118,208.83 | - |
| June | - | $47,031.44 | $68,405.97 | $95,665.54 | $122,592.19 | - |
| July | - | $48,401.46 | $70,232.18 | $99,502.49 | $128,466.93 | - |
| August | - | $49,222.48 | $72,016.38 | $98,339.71 | $137,931.07 | - |
| September | - | $51,435.45 | $73,657.42 | $102,459.81 | $134,150.29 | - |
| October | - | $52,990.22 | $71,492.09 | $104,199.94 | $135,243.05 | - |
| November | - | $55,388.92 | $75,678.29 | $109,178.17 | $150,933.68 | - |
| December | $32,870.70 | $58,271.55 | $72,493.16 | $111,642.78 | - | - |
| Annual gain | $32,870.70 | $25,400.85 | $14,221.61 | $39,149.62 | - | - |
Post by: lexde on December 04, 2020, 08:17:08 AM
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34.00)
08/31/2020: $112,706.75 (+$1,595.55)
09/11/2020: $114,004.80 (+$1,298.05)
09/25/2020: $113,644.95 (-$359.85)
10/09/2020: $114,192.23 (+$547.28)
11/06/2020: $117,270.42 (+$3,078.19)
12/04/2020: $126,995.87 (+$9,725.45)
I didn't update my balance again last paycheck. I'm finally settling into the new place, renter is in place and timely (!!) paying rent (she's awesome), and I don't need any more immediate work on the house, so we can cash flow a bit.
I learned a lesson re: selecting contractors though, and ended up paying for it both in time, money, and energy. Lesson learned, and I can happily move on from it without too much grief.
I'm trying to break down my race into smaller goals.
Q4 2020: $130k
Q1 2021: $145k
Q2 2021: $160k
Q3 2021: $175k
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.
This assumes steady growth rather than increased growth, which is fairly conservative. My NW grew by about 50k this year so it's not absurd to hope for 70k next year.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: Lamancha on December 04, 2020, 07:51:11 PM
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Aug 2020- 174,393
Sept 2020- 191,005
Oct 2020- 201,581
Nov 2020- 219,023
Dec 2020- 240,702
Post by: CanadianTeacher on December 05, 2020, 08:08:20 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
Post by: Huskerfan on December 05, 2020, 09:02:22 PM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Numbers updated thru the last day of the month. I already reached my “temp check” of getting to $150k by the end of 2020. So I’m happy about that. But the numbers seem to far exceed where I thought I’d be. I suppose that happens with over 35% gains this year. While I expected to be at $150k by 31Dec, I’m currently sitting around $190k I am about to consider tossing the hat in the safety columns for the remainder of the year, but there really isn’t a lot of bad news on the horizon aside from COVID number increases. With vaccine news, election news and Tesla moving the the S&P, I don’t see a true reason to push pause for the rest of the year.
Hopefully the numbers by the end of December are good as well.
Post by: ColoAndy on December 06, 2020, 11:59:01 AM
February 3, 2020------------$157,171.27
April 19, 2020----------------$153,349.63
May 11, 2020----------------$157,000.40
June 2, 2020-----------------$164,950.82
July 12, 2020----------------$168.681.81
August 14, 2020-------------$177,109.86
August 28, 2020-------------$182,107.05
September 12, 2020---------$180.475.44
November 11, 2020----------$192,778.07
December 5, 2020-----------$201,446.92
Post by: clynn on December 09, 2020, 08:23:52 AM
Nov 2020 $ 204,524.36
Post by: An Unassuming Moose on December 15, 2020, 11:50:09 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
For most of last week, I was actually out of this race. But the market fell a bit. Oh well. Goals for the new year I guess. At least my net worth is palindromic...
Post by: QuillScroll on December 16, 2020, 07:54:31 AM
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
08/18/2020 - 164002
09/16/2020 - 172639
10/19/2020 - 187470
11/16/2020 - 197938
12/15/2020 - 212337
Post by: Feivel2000 on December 16, 2020, 08:36:25 AM
Post by: lexde on December 17, 2020, 12:42:17 PM
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34)
08/31/2020: $112,706.75 (+$1,595.55)
09/11/2020: $114,004.80 (+$1,298.05)
09/25/2020: $113,644.95 (-$359.85)
10/09/2020: $114,192.23 (+$547.28)
11/06/2020: $117,270.42 (+$3,078.19)
12/04/2020: $126,995.87 (+$9,725.45)
12/18/2020: $128,658.77 (+$1,662.90)
I had to get some work done on my car and got 90% of my Christmas shopping done, still came up a bit short. I was counting on a Christmas bonus that my employer pulled out from underneath me to hit the 130K goal for Q4 2020. That's a whole other story, but in keeping perspective, I got very close and am thrilled with my progress this year. That was my last paycheck of the year, and my net worth has grown by $51,867.84 even with the insane expenses involved in buying and rehabbing my first property. I count myself INCREDIBLY lucky this year to remain gainfully employed and look forward to 2021!
Goals Breakdown
Q4 2020: $130k
Q1 2021: $145k
Q2 2021: $160k
Q3 2021: $175k
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: bloodaxe on December 20, 2020, 06:11:41 AM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
Might hit 190k before the end of the year.
Post by: life_travel on December 20, 2020, 10:16:21 PM
We have implemented a few things, life happened, good things , bad things. Anyway I am in my mid 40s with a partner, joint accounts and investments.
I am going to be tracking our investments , outside retirement accounts only. Money in retirement accounts can't be accessed for a few years yet, it's growing steadily so I'll just let it be.
Money in outside investments will buy us freedom . It may be a slow race as my full time work got affected by Covid and I haven't worked since April , AND once I go back I really want to be part-time. My partner works full time but is not on a high wage ( around 60K).
Anyway, here we go:
December 21 2020 - $140,390
Post by: lexde on December 30, 2020, 09:35:12 AM
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34)
08/31/2020: $112,706.75 (+$1,595.55)
09/11/2020: $114,004.80 (+$1,298.05)
09/25/2020: $113,644.95 (-$359.85)
10/09/2020: $114,192.23 (+$547.28)
11/06/2020: $117,270.42 (+$3,078.19)
12/04/2020: $126,995.87 (+$9,725.45)
12/18/2020: $128,658.77 (+$1,662.90)
12/18/2020: $130,003.35 (+$1,344.58)
Bit of an odd situation, work offered to cut a paper check today (12/30) vs. making me wait until 1/4 for a direct deposit to hit. So I took it, of course, and managed to hit my Q4 2020 goal by a hair's breadth! Of course, my 401(k) contribution won't hit until the 4th, so the jump in NW is slightly smaller than usual but will jump up again by the next time I measure. January 2021 will be a 3 paycheck month so I can't wait to get those gains. :-) I need to build my savings back up, so the second paycheck of the month should go almost completely into savings which will be nice.
My renter is great and pays early, and I don't anticipate too much capex over the next few months which should give me plenty of breathing room to grow my net worth a little more quickly than anticipated. In the meantime, I'm trying new recipes and weekend activities to pass the time and enjoy life a little more, too. :-)
Goals Breakdown
Q1 2021: $145k
Q2 2021: $160k
Q3 2021: $175k
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: edmundblackadder on December 30, 2020, 09:07:30 PM
End-of-year for 2020, and my last post in this thread, _holy bananas_.End of year numbers:
18K cash (15K emergency fund)
142K in investments (20K in my IRA, 110 in my 403b, 10K in taxable, 1K in HSA)
Started the taxable and HSA this year (the HSA also has 2K they won't let me invest). Total net worth is 160K.
2019 is going to be about tracking expenses, I haven't done that very closely in a few years. If I can break 195K net worth by the end of the year, that will make me very happy.
2019 was an unstable year and I'm still recovering in some ways.
16K cash (11K emergency fund, 2K in a CD as the beginning of a CD ladder)
218K in investments (taxable account, tIRA, Roth IRA, rollover IRA, current 403b, HSA)
Total net worth is 234K. I'm pretty thrilled about that, given that I had some major unanticipated expenses and a lot of emotional upheaval this year. 2020 is going to be about continuing to track expenses and stick to my grocery budget. I can break 250K NW easy, and I'd love to get to 300K by the end of the year.
34.5K cash (checking and emergency fund accounts)
303K investments (CDs, tIRA, Roth IRA, HSAs, 403bs)
Total net worth is 337.5K.
So, uh, that happened. I've been very lucky in this terrible year; the job I got last year has been stable and was a substantial raise; I moved to a slightly-cheaper apartment partway through the year; my previous apartment waived some rent for a few months because of construction issues; I did not travel so that expense was completely gone; I was able to donate to charity and candidates and bail funds and tip generously on takeout and grocery delivery, which I got more than usual to support local businesses. At this point, I basically have a year's expenses in cash, which both feels like overkill and an absolutely necessary luxury in a terrifyingly unstable world. I have been really good about tracking expenses; I overshot my grocery budget consistently, but not by _that_ much, and it was (a) about the same every month and (b) in no small amount to aforementioned generous tipping.
I feel completely unprepared to make predictions about 2021. I very much hope to have travel expenses again; I want to lean into donations and mutual aid as much as possible. I'll see y'all in the next thread.
Post by: zeli2033 on December 31, 2020, 09:27:49 AM
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
7/31/20: $201,395
8/31/20: $222,183
9/30/20: $221,234
10/31/20: $225,329
11/28/20:
12/31/20: $234,567 (+13419)
Hoping to hit $250k by end of Q1 2021.
Post by: philli14 on December 31, 2020, 10:57:01 AM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09/20: 170,460 (+12020)
1/10/20: 170,416 (-44)
1/11/20: 172,359 (+1943)
1/12/20: 193,043 (+20684)
1/01/21: 203,920 (+10877)
Pretty shocking, especially in the context of what 2020 has been. Beyond fortunate to be where I am right now, and to have been able to work all through the COVID environment.
Post by: zee dot on December 31, 2020, 02:15:57 PM
9/2017 (168,529.23)
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
2/2020 $233,248.37
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
5/2020 $254,753.20
6/2020 $267,135.65
7/2020 $285,722.37
8/2020 $304,363.96
9/2020 $153,230.49 (bought cabin)
10/2020 $161,197.31
11/2020 $192,106.43
Post by: Huskerfan on December 31, 2020, 06:03:33 PM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Numbers updated thru the last day of the month. I already reached my “temp check” of getting to $150k by the end of 2020. So I’m happy about that. But the numbers seem to far exceed where I thought I’d be. I suppose that happens with over 40% gains this year.
I was secretly pushing to hit $200k for the year, but it wasn’t in the cards. I made a few moves in TSP at the end of the year that were a bit misguided and away from my normal plan. Lesson learned.
The gains I made this year were pretty much one of the few only good things about 2020. I’ll hold onto that though. I’m happy for sure. My “temp check” had me hitting $179k for 2021. I’ll have to rewrite that and I think my goal is to hit $230k now. Here’s to a healthy and prosperous 2021!
Post by: alcon835 on January 01, 2021, 08:58:43 AM
Jan 2020: $100,566
Jan 2021: $215,994 (+115,428) [+114.77%] <- 2020 gains
Year-to-date change: (+$0) [+0.00%]
My stretch goal for 2020 was to get past the $200k mark - and I did it and then some. Depending on how the stock market moves and how soon things start going "back to normal", I suspect I will easily hit my goal of $250k by July. In Q4, the family made some decisions to dramatically increase our savings rate and I expect 2021 to show significant bumps because of it.
The other thing I'm excited about is seeing the big jumps post $200k. That's the point I've heard multiple folks says the yearly growth starts to overtake yearly contributions. Fingers crossed on that one!
Here's to a new year with the same old financial goals.
Overview
| 2018 | 2019 | 2020 | 2021 | |
| January | $37,094 | $62,251 | $100,566 | $215,994 |
| April | $46,098 | $74,093 | $90,626 (COVID) | - |
| July | $59,013 | $82,898 | $136,291 | (Grad Goal) |
| October | $63,418 | $85,605 | $170,871 | - |
| Annual gain | $25,157 | $38,315 | $115,428 | - |
Post by: peppermint on January 01, 2021, 09:16:11 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
Post by: ASW on January 01, 2021, 09:29:58 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | $153,292 | $227,655 |
| February | $49,800 | $96,439 | $154,220 | - |
| March | $55,707 | $107,387 | $121,400 | - |
| April | $64,352 | $110,960 | $132,182 | - |
| May | $68,097 | $117,622 | $152,737 | - |
| June | $72,976 | $113,078 | $165,000 | (Grad Goal) |
| July | $80,555 | $124,700 | $168,340 | |
| August | $85,858 | $129,322 | $180,956 | |
| September | $90,137 | $133,156 | $193,332 | |
| October | $93,806 | $136,540 | $191,781 | |
| November | $89,537 | $142,714 | $191,781 | |
| December | $92,795 | $147,950 | $213,280 | |
| Annual gain | $49,734 | $64,758 | $74,363 |
Post by: Optimiser on January 01, 2021, 10:08:00 AM
Dec 2017: -30,800
Dec 2018: -200
Dec 2019 $37,200
Nov 2020 $108,900
Dec 2020 $110,600
2020 was a wild ride, but we're up $73,400 from 2019!
Post by: zygote on January 01, 2021, 11:21:54 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
8/20: $151,084.80 (+14,516.06, +10.63%)
9/20: $161,536.16 (+10,451.36, +6.92%)
10/20: $151,832.73 (-9.703.43, -6.01%)
11/20: $152,166.82 (+334.09, +0.22%)
12/20: $167,115.60 (+14,948.78, +9.82%)
1/21: $192,139.61 (+25,024.01, +14.97%)
I'm very grateful for the progress this month. It was a 27 paycheck year, and I got the last one yesterday. I also got an unexpected windfall from my parents, meant to be an early inheritance pass-down. Going to use some of it on a fun vacation when travel is safe again, but investing most of it.
Post by: mckaylabaloney on January 01, 2021, 03:21:33 PM
| 2018 | 2019 | 2020 | 2021 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | - |
| March | $(161,395.88) | $(65,244.64) | $398.59 | - |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | - |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | - |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | - |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | - |
Very excited to be joining this thread! I still have six figures of student loans, but have been prioritizing retirement contributions for a few years, and it's definitely been paying off. I'm tracking total net worth.
If the markets are good this year, I may graduate next January. We'll see!
Post by: alcon835 on January 01, 2021, 04:22:10 PM
1/1/2021: $124,124.66
Very excited to be joining this thread! I still have six figures of student loans, but have been prioritizing retirement contributions for a few years, and it's definitely been paying off. I'm tracking total net worth.
If the markets are good this year, I may graduate next January. We'll see!
@ASW @alcon835 and others who are using tables comparing your year-to-year numbers -- how do you format those?
@mckaylabaloney - do a "quote" of my post and you'll see how it works. Use preview to validate everything formats correctly.
Post by: Gingersnaps on January 02, 2021, 08:26:59 AM
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
Happy new year all! Having issues with one pension figure as can't log on and assume offices shut until every one is back to work. So should be a touch higher, will catch up next month instead
Post by: mbk on January 02, 2021, 09:14:05 AM
I am using this challenge for my retirement savings.12/31/20 290k
--------------------
12/31/16 107k
12/31/17 137k
12/31/18 110k
12/31/19 204k
-------------------
03/31/20 170k
06/30/20 220k
09/01/20 252k
10/01/20 247.7k
11/30/20 278k
Considering myself graduated.
Post by: mckaylabaloney on January 02, 2021, 11:21:30 AM
@ASW @alcon835 and others who are using tables comparing your year-to-year numbers -- how do you format those?
@mckaylabaloney - do a "quote" of my post and you'll see how it works. Use preview to validate everything formats correctly.
Thank you!
Post by: FICurious on January 02, 2021, 11:33:35 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
01 Dec 2020: $191,698
01 Jan 2021: $200,820
+29,011 for 2020.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
[/quote]
Post by: Queen Frugal on January 02, 2021, 12:06:04 PM
2019 Investments $116,756.71 73% $49,430.81
2018 Investments $67,325.90
Goal: Graduate from this thread by year end 2022!
Post by: Evasion on January 03, 2021, 03:24:38 AM
1 Sept 20 - 100,406
1 Oct 20 - 100,147
1 Nov 20 - 106,985
1 Dec 20 - 116,193
1 Jan 20 - 118,784
Not such a good month but personal finance is not my priority at the moment. I've had a difficult year, and December is always a high spending month. Still on track with my plan, probably even a little early. Keen to get back on track and make even more progress in the next few months.
Post by: jiimmy on January 03, 2021, 09:54:32 AM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
June 1st, 2020 $115,759
July 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Missed a few months!
Nov 1, 2020 $140,562
Dec 1, 2020 $156,916
Jan 1, 2021 $165,589
Happy New Year!
Post by: windytrail on January 03, 2021, 01:20:12 PM
7/1 - $128,000
8/1 - $136,000
9/1 - $144,858
10/1 - $147,009
11/1 - $150,073
12/1 - $174,474
1/1 - $190,979
Very grateful for that end-of-year bonus!!!
Post by: Master of None on January 03, 2021, 03:02:32 PM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
1/3/21- $184,692.76
Post by: Warlord1986 on January 03, 2021, 08:14:09 PM
Investments: $73,781
State retirement system: $24,067
Savings account: $3,004
Total: $100,852
Boom, but I am awesome. :3
Post by: eav on January 04, 2021, 06:45:08 AM
November: Forgot to check! ~$103,000
December: $110,900
January 2021: $115,301
Looking back at where I was last year in the new year, my assets were at $67,561, so I'm very proud of that increase. Happy new year!
Post by: Sugaree on January 04, 2021, 08:14:14 AM
5/1/2016 $15,689.46
5/1/2017 $34,125.20
5/1/2018 $51,663.60
5/1/2019 $64,340.45
5/1/2020 $106,341.84
6/1/2020 $113,372.31 (+$7,030.47 or +6.61%)
7/1/2020 $120,466.16 (+$7,093.85 or +6.26%)
8/3/2020 $127,953.51 (+$7,487.46 or +6.22%)
9/1/2020 $135,625.59 (+$7,672.08 or +6.00%)
10/1/2020 $137,342.47 (+$1,716.88 or +1.27%)
11/2/2020 $136,857.08 (-$1,000.24 or -0.73%)
12/1/2020 $152,706.85 (+$15,849.77 or +11.58%)
1/4/2021 $161,879.87 (+$9,173.02 or +6.01%)
Not much to say. Pretty good month, especially considering holiday spending. I'm estimating a grad goal of 2/24/22.
Post by: lexde on January 04, 2021, 01:39:23 PM
07/17/2020: $103,981.86 (+$0.00)
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34)
08/31/2020: $112,706.75 (+$1,595.55)
09/11/2020: $114,004.80 (+$1,298.05)
09/25/2020: $113,644.95 (-$359.85)
10/09/2020: $114,192.23 (+$547.28)
11/06/2020: $117,270.42 (+$3,078.19)
12/04/2020: $126,995.87 (+$9,725.45)
12/18/2020: $128,658.77 (+$1,662.90)
12/18/2020: $130,003.35 (+$1,344.58)
01/04/2021: $132,674.01 (+$2,670.66)
SO's birthday is coming up so I may take a bit of a hit on that, but overall things are going really well and I'm on track to hit my Q1 goal of $145K.
Goals BreakdownQ4 2020: $130kReached 12/30!
Q1 2021: $145k
Q2 2021: $160k
Q3 2021: $175k
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: Fishing4FI on January 05, 2021, 05:47:00 AM
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
October-20 $234k
November-20 $231k
December-20 $255k
January-21 $264k
Graduated last month but I believe it will stick after this month. Took me roughly year and a half to complete this race. Onwards and upwards!
Post by: alcon835 on January 05, 2021, 07:34:43 AM
Post by: Sanitary Stache on January 05, 2021, 08:31:18 AM
5/31/2020 - $ 72,426
6/19/2020 - $ 82,681
8/6/2020 - $ 89,237
9/2/2020 - $ 93,346
10/6/2020 - $103,450
1/5/2021 - $114,837
Post by: JAYSLOL on January 06, 2021, 09:54:14 AM
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
2021
Jan 1 - 128.0 (+2000)
Well, 2020 is done and I only managed about half the usual increase compared to my last few years, but at least I’m still heading in the right direction. Hoping to get to 160 by the end of 2021
Post by: ColoAndy on January 07, 2021, 09:35:42 AM
January 29, 2020------------$157,404.75January 7, 2021--------------$207,111.50
February 3, 2020------------$157,171.27
April 19, 2020----------------$153,349.63
May 11, 2020----------------$157,000.40
June 2, 2020-----------------$164,950.82
July 12, 2020----------------$168.681.81
August 14, 2020-------------$177,109.86
August 28, 2020-------------$182,107.05
September 12, 2020---------$180.475.44
November 11, 2020----------$192,778.07
December 5, 2020-----------$201,446.92
Post by: tacticalteam4 on January 07, 2021, 02:14:32 PM
...
Oct 2020: $174,695
Nov 2020 $187,998 +13,293
Dec 2020 $204,962 +16,974
Jan 2021 $214,801 +9,389
Post by: Lamancha on January 07, 2021, 08:53:48 PM
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Aug 2020- 174,393
Sept 2020- 191,005
Oct 2020- 201,581
Nov 2020- 219,023
Dec 2020- 240,702
Jan 2021- 258,257
Looks like I graduated. I don't post much, but all of you are an inspiration. We really are doing it guys! Good luck everyone and see you in the next thread.
Post by: Psyche on January 07, 2021, 09:29:00 PM
Quote
End of each fiscal year (08/31)
2013: $40,287
2014: $42,874
2015: $65,235
2016: $77,445
2017: $121,655
2018: $158,647
2019: $137,632
2020: $187,023 (08/31/20)
09/30/20: $181,327
10/31/20: $180,649
11/30/20: $205,086
12/31/20: $233,235
My partner and I are just starting to combine finances, so I can't take credit for all of it anymore : ( But we'll certainly move a lot faster now! Meanwhile, thanks, Mr. Market.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0)
Post by: JAYSLOL on January 07, 2021, 09:33:35 PM
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Aug 2020- 174,393
Sept 2020- 191,005
Oct 2020- 201,581
Nov 2020- 219,023
Dec 2020- 240,702
Jan 2021- 258,257
Looks like I graduated. I don't post much, but all of you are an inspiration. We really are doing it guys! Good luck everyone and see you in the next thread.
Congrats! I’d say see you in the next thread, but with your speed I think you might not be there by the time I get there, lol
Post by: alcon835 on January 08, 2021, 07:29:59 AM
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Aug 2020- 174,393
Sept 2020- 191,005
Oct 2020- 201,581
Nov 2020- 219,023
Dec 2020- 240,702
Jan 2021- 258,257
Looks like I graduated. I don't post much, but all of you are an inspiration. We really are doing it guys! Good luck everyone and see you in the next thread.
That's awesome!!! Congratulations!!!!
Post by: CanadianTeacher on January 09, 2021, 09:59:07 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
Post by: Naomi on January 11, 2021, 11:08:35 PM
2021 net worth investments debt
jan $144,900 $367,500 $222,600
Post by: aliene on January 11, 2021, 11:44:21 PM
Sept 2020 - 109.200 (+7,4%)
Oct 2020 - 111.200 (+1,8%)
Nov 2020 - 118.900 (+6,9%)
Dec 2020 - 124.300 (+4,5%)
Jan 2021 - 130.900 (+5,3%)
Progress will go slower coming year. I'm only tracking investments and we're currently saving for our down payment and are lowering monthly investments.
Post by: Cezil on January 12, 2021, 06:44:14 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $39,268.86 | $65,122.37 | $81,866.77 | $115,567.59 | - |
| February | - | $40,863.10 | $67,352.98 | $87,222.31 | $111,573.16 | - |
| March | - | $42,371.10 | $66,410.59 | $88,865.95 | $99,504.35 | - |
| April | - | $43,864.83 | $65,377.11 | $93,050.94 | $111,360.82 | - |
| May | - | $44,450.52 | $68,032.74 | $91,719.70 | $118,208.83 | - |
| June | - | $47,031.44 | $68,405.97 | $95,665.54 | $122,592.19 | - |
| July | - | $48,401.46 | $70,232.18 | $99,502.49 | $128,466.93 | - |
| August | - | $49,222.48 | $72,016.38 | $98,339.71 | $137,931.07 | - |
| September | - | $51,435.45 | $73,657.42 | $102,459.81 | $134,150.29 | - |
| October | - | $52,990.22 | $71,492.09 | $104,199.94 | $135,243.05 | - |
| November | - | $55,388.92 | $75,678.29 | $109,178.17 | $150,933.68 | - |
| December | $32,870.70 | $58,271.55 | $72,493.16 | $111,642.78 | $159,144.91 | - |
| Annual gain | $32,870.70 | $25,400.85 | $14,221.61 | $39,149.62 | $47,502.13 | - |
Post by: cassafrass on January 12, 2021, 09:24:29 AM
Not sure what's in store for us in 2021. The kids will probably start back at daycare this spring which will be a hit to our savings rate. My husband and I are considering investing in a rental property (my preference) or a flip (his preference) this year if we can find a good deal. We'll see how things turn out.
A belated Happy New Year to all!
Date | Net Worth | Annual Gain |
| Dec 2018 | $56,494 | - |
| Dec 2019 | $86,259 | $27,765 |
| Dec 2020 | $154,779 | $68,520 |
Date | Net Worth | Monthly Gain |
| Jan 2021 | - | - |
| Feb 2021 | - | - |
| Mar 2021 | - | - |
| Apr 2021 | - | - |
| May 2021 | - | - |
| Jun 2021 | - | - |
| Jul 2021 | - | - |
| Aug 2021 | - | - |
| Sept 2021 | - | - |
| Oct 2021 | - | - |
| Nov 2021 | - | - |
| Dec 2021 | - | - |
2021 Gain: -
Projected Graduation: Apr 2022
Post by: ontheheel on January 13, 2021, 09:03:45 AM
Breakdown is roughly:
$110k rental properties (equity minus mortgages)
$118k Portfolio (mostly in pre tax accounts)
$41k Cash (Checking, savings, business checking)
-$16k Student Loan
-$12k Credit Card (we pay balances in full every month, unusually high this month due to MS prepaying expenses and odd due dates)
Plan for 2021 is to continue to max out TSP contributions, and max out my IRA, as well as padding our emergency fund and paying for an engine rebuild on my Jeep. 2022 will max out TSP, two IRAs, and start working on taxable account. Our rental properties cash flow about $500/mo, and now that we've got six months' rent saved in the business account, that money will start funding our next down payment on house number three.
Currently have a significant negative tax liability, but that will be harder to maintain as income increases in the next few years, and I run out of places to shelter money.
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241 (current)
While I effectively treaded water for two years, once our properties started performing, and we got serious with our budget again, things launched pretty quickly. Big market tailwinds in equity and property didn't hurt either.
Jumping in (totals are end of month totals):
July 2017 - $109,034
August 2017 - $116,145
September 2017 - $119,725
Snapshot in time, I'm looking at the following:
Liabilities:
$23k remaining on my wife's student loan
$81k remaining on investment property mortgage
Assets:
$27k equities (TSP, tIRA, ROTH IRA, Brokerage)
$11k cash
$188k rental property
Post by: alcon835 on January 13, 2021, 10:37:33 AM
Post by: An Unassuming Moose on January 15, 2021, 06:43:09 AM
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 --
First update of 2021, and I noticed several happy things! Firstly, I'm officially out of this race! Secondly, my net worth is now a whole 4 times what it was ten months ago at the bottom of the pandemic, which is absolutely insane and mildly terrifying. Thirdly, I received a letter from my city notifying me of new tax rates for this year. Apparently housing prices are at an all time high so the city took the liberty of assessing my house at $39k higher than previously. While I will pay more in property taxes, it does shift my net worth up from $263k to $302k, and pushes me well out of this race!
See you all in the next one!
Post by: QuillScroll on January 15, 2021, 07:17:57 AM
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
08/18/2020 - 164002
09/16/2020 - 172639
10/19/2020 - 187470
11/16/2020 - 197938
12/15/2020 - 212337
01/15/2021 - 230371
Progressing much faster than I thought thanks to market!!
Post by: Feivel2000 on January 15, 2021, 03:26:29 PM
110.053 €
+ 6.394 €
+ 6.394 €
What a crazy month! Markets are way up (even though they are cooling down right now), same for Crypto. Doesn't feel normal.
My projection says that I'll reach 250k in late 2025. 5% interest and constant savings sounds realistic to me, but heavily depends on the markets. So I set my goal to something I can control: I am shooting for a 50% savings rate in 2021. This will also be interesting, since I am remodelling my flat and there will definitely some higher costs on the horizon.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | 110.053 € | |||||
Feb | ||||||
Mar | ||||||
Apr | ||||||
May | ||||||
Jun | ||||||
Jul | 87.134 € | |||||
Aug | 88.989 € | |||||
Sept | 90.473 € | |||||
Oct | 90.093 € | |||||
Nov | 96.957 € | |||||
Dec | 103.130 € |
Spoiler: show
Post by: catprog on January 16, 2021, 01:35:56 AM
September 2019 101,671.46
October 2019 $104,093.65
November 2019 $106,200.86
December 2019 $110,803.14
January 2020 $114,203.83
February 2020 $110,981.42
March 2020 $91,521.05
April 2020 $101,453.24
May 2020 $107,974.00
June 2020 $115,595.89 (dividend month)
July 2020 $120,214.49
August 2020 $125,690.67
September 2020 $128,345.67
October 2020 $136,440.30
November 2020 $152,559.17
December 2020 $157,033.18
Post by: clynn on January 20, 2021, 07:04:43 AM
Jumping in!
Nov 2020 $ 204,524.36
Dec 2020 $213,875.86
Post by: bloodaxe on January 22, 2021, 07:19:50 AM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
Original graduation date was August 2021. Stock market has been doing well.
If I hit 250k in May it will be right around a year.
Post by: Old Ball Coach on January 26, 2021, 02:06:35 PM
April 2018 - $52,917.42
May 2018 - $58,400.19
June 2018 - $59,686.34
July 2018 - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 - $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49
September 2019 - $87,380.98
October 2019 - $93,328.51
November 2019 - $103,159.50
December 2019 - $113,587.59
January 2020 - $105,498.94
February 2020 - $93,166.55
.......
December 2020 - $149,450.82
Wow... Stepped away for what seemed like a few weeks and it's already 2021! It's no coincidence that my missing time started right when the lockdowns hit and I had to redo all of my teaching to make this new situation work.
Anyways, we've been steadily saving and the market continues its upward climb....
Post by: lexde on January 29, 2021, 02:45:45 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | − |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | − | − |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | − | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | − | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | − | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | − | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | − | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | − | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | − | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | − | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | − | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | − | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | − | − |
I'm switching to just a monthly calculation at the end of the month versus spamming this thread every paycheck. January was a 3 paycheck month, so I got a big bump. It looks like I jumped about $8,080.79 from the end of December to today, which is 6.2% of my net worth. Not bad! I'm over halfway to my Q1 goal, so it definitely looks like I will make it with some room to spare, barring major market volatility. I'm also really happy to have most of my emergency fund built back up, and am expecting a pretty fat tax refund from the IRS next month, since I focused on getting my AGI way down for 2020 and filed early.
Goals Breakdown
Q1 2021: $145k
Q2 2021: $160k
Q3 2021: $175k
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: life_travel on January 29, 2021, 06:58:03 PM
I am going to be tracking our investments , outside retirement accounts only. Money in retirement accounts can't be accessed for a few years yet, it's growing steadily so I'll just let it be.
Anyway, here we go:
December 21 2020 - $140,390
January 31, 2021 - $137, 700 ( went down due to individual share holding)
Post by: zeli2033 on January 29, 2021, 09:06:10 PM
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
7/31/20: $201,395
8/31/20: $222,183
9/30/20: $221,234
10/31/20: $225,329
11/28/20:
12/31/20: $234,567
1/29/21: $239,950 (+5383)
We're just plugging away at saving for a down payment. Investing the same amount each month but market is...marketing. Still hopefully on track for graduation at end of Q1.
Post by: windytrail on January 31, 2021, 12:12:28 PM
7/1 $128,000 +$16,884 +15.19%
8/1 $136,000 +$8,000 +6.25%
8/31 $144,858 +$8,858 +6.51%
9/30 $147,009 +$2,151 +1.48%
10/31 $150,073 +$3,064 +2.08%
11/30 $174,474 +$24,401 +16.26%
1/1 $190,979 +$16,505 +9.46%
1/30 $198,243 +$7,264 +3.80%
Post by: ASW on February 01, 2021, 05:02:18 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | $153,292 | $227,655 |
| February | $49,800 | $96,439 | $154,220 | $229,253 |
| March | $55,707 | $107,387 | $121,400 | - |
| April | $64,352 | $110,960 | $132,182 | - |
| May | $68,097 | $117,622 | $152,737 | - |
| June | $72,976 | $113,078 | $165,000 | (Grad Goal) |
| July | $80,555 | $124,700 | $168,340 | |
| August | $85,858 | $129,322 | $180,956 | |
| September | $90,137 | $133,156 | $193,332 | |
| October | $93,806 | $136,540 | $191,781 | |
| November | $89,537 | $142,714 | $191,781 | |
| December | $92,795 | $147,950 | $213,280 | |
| Annual gain | $49,734 | $64,758 | $74,363 |
Post by: Sugaree on February 01, 2021, 05:19:12 AM
5/1/2016 $15,689.46
5/1/2017 $34,125.20
5/1/2018 $51,663.60
5/1/2019 $64,340.45
5/1/2020 $106,341.84
6/1/2020 $113,372.31 (+$7,030.47 or +6.61%)
7/1/2020 $120,466.16 (+$7,093.85 or +6.26%)
8/3/2020 $127,953.51 (+$7,487.46 or +6.22%)
9/1/2020 $135,625.59 (+$7,672.08 or +6.00%)
10/1/2020 $137,342.47 (+$1,716.88 or +1.27%)
11/2/2020 $136,857.08 (-$1,000.24 or -0.73%)
12/1/2020 $152,706.85 (+$15,849.77 or +11.58%)
1/4/2021 $161,879.87 (+$9,173.02 or +6.01%)
2/1/2021 $162,883.32 (+$1,136.31 or +0.70%)
Post by: JAYSLOL on February 01, 2021, 06:22:48 AM
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mostly market gains this month, but I’ve spent a good chunk of January clearing out some clutter and selling things I don’t need which helped a bit too.
Goal for 2021 is to pass 160
Post by: alcon835 on February 01, 2021, 06:58:56 AM
Jan 2020: $100,566
Jan 2021: $215,994
Feb 2021: $228,464 (+12,470) [+5.77%]
Year-to-date change: (+$12,470) [+5.77%]
January was a bit of a rollercoaster. 100% of my "gains" came from contributions / speculation and 0% from growth - in fact if I was dependent on the market alone I'd be down a bit. The biggest push was some great news internally this last month that caused me to increase the value of my options. I expect another round of good news in a few weeks as our fiscal year ended on Sunday and I should know the year's final numbers soon. That should give me another nice boost in February (that plus a bonus I get either this month or next), but after that I'm not sure how the market is going to treat 2021. Biden isn't making any friends in the stock market and I made some big plays on oil last year.
Whatever happens, I'll keep with the plan - it's the only thing I've ever seen work and I have no reason to think a down month is something to be worried about.
Overview
| 2018 | 2019 | 2020 | 2021 | |
| January | $37,094 | $62,251 | $100,566 | $215,994 |
| April | $46,098 | $74,093 | $90,626 (COVID) | - |
| July | $59,013 | $82,898 | $136,291 | (Grad Goal) |
| October | $63,418 | $85,605 | $170,871 | - |
| Annual gain | $25,157 | $38,315 | $115,428 | - |
Post by: mckaylabaloney on February 01, 2021, 08:20:36 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | - |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | - |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | - |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | - |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | - |
Some market losses this month, but progress nonetheless due to regular monthly contributions and debt payments.
Post by: peppermint on February 01, 2021, 08:30:30 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
Post by: sportsportsports on February 01, 2021, 09:18:49 AM
05-2020 $104,082.90
06-2020 $108,773.96
07-2020 $118,687.61
08-2020 $126,358.17
09-2020 $123,712.57
10-2020 $122,624.17
11-2020 $135,680.66
12-2020 $142,532.46
01-2021 $145,047.96
Post by: zygote on February 01, 2021, 09:56:33 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
8/20: $151,084.80 (+14,516.06, +10.63%)
9/20: $161,536.16 (+10,451.36, +6.92%)
10/20: $151,832.73 (-9.703.43, -6.01%)
11/20: $152,166.82 (+334.09, +0.22%)
12/20: $167,115.60 (+14,948.78, +9.82%)
1/21: $192,139.61 (+25,024.01, +14.97%)
2/21: $196,290.67 (+4,151.06, +2.16%)
Post by: Optimiser on February 01, 2021, 11:40:14 AM
Got lucky with some GameStonk
2017 2018 2019 2020 2021 January -57,500 -28,300 500 43,700 129,400 February -58,300 -24,300 5,000 45,400 - March -50,400 -25,100 14,000 45,300 - April -43,900 -22,800 12,700 52,800 - May -46,300 -23,700 9,500 59,400 - June -38,200 -15,600 11,500 63,400 - July -41,300 -15,100 17,000 70,900 - August -40,200 -14,400 19,900 78,500 - September -33,200 -15,200 19,900 80,700 - October -30,900 -9,600 26,200 80,300 - November -34,000 -8,900 34,500 108,900 - December -30,800 -200 37,200 110,600 -
Post by: FICurious on February 02, 2021, 06:44:45 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
01 Feb 2021: $203,845
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: Master of None on February 02, 2021, 08:23:22 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
1/3/21- $184,692.76
2/2/21- $190,741.26
Post by: eav on February 02, 2021, 10:18:03 AM
November: Forgot to check! ~$103,000
December: $110,900
January 2021: $115,301
February 2021: $126,120
~6,000 of this growth is from RSUs vesting this month. Very pleased with the progress!
Also had my first bank bonus churning experience. No direct deposits needed, but had to go to the branch to close the account after 90 days. Net bonus was $190. Still deciding if it was worth it haha
Post by: Psyche on February 02, 2021, 06:41:49 PM
Quote
2013 2014 2015 2016 2017 2018 2019 2020 2021 Jan - $41,037 $48,036 $65,577 $86,475 $141,336 $116,979 $157,929 $223,873 Feb - $41,015 $51,314 $67,797 $90,501 $141,721 $129,606 $143,009 Mar - $42,610 $57,524 $69,263 $94,392 $143,731 $128,446 $127,955 Apr - $26,827 $57,082 $71,867 $99,758 $148,049 $137,863 $147,792 May - $36,560 $61,362 $74,214 $104,781 $151,911 $129,570 $156,479 Jun - $40,034 $67,763 $76,317 $108,963 $154,145 $143,333 $161,043 Jul - $40,504 $65,547 $79,519 $117,786 $153,976 $139,237 $172,228 Aug $40,287 $42,874 $65,235 $77,445 $121,655 $158,647 $137,632 $187,023 Sep $41,480 $38,691 $60,187 $79,971 $126,209 $159,28 $140,318 $181,327 Oct $41,146 $40,620 $61,857 $80,597 $130,084 $153,981 $145,147 $180,649 Nov $39,198 $42,661 $61,071 $84,161 $132,291 $118,711 $151,707 $205,086 Dec $41,053 $46,786 $64,910 $86,198 $137,954 $109,918 $156,396 $218,285
Thanks DadJokes and other posters for the table format! Took a while for me to figure out, but it's much tidier.
This was a great start to the new year. May it be a good one, and not only for our finances...
Quote
Thread leaderboard & graph:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0)
Post by: Gingersnaps on February 03, 2021, 05:03:06 AM
01/07/2020 - £75,523.86
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
Post by: kickel on February 03, 2021, 10:43:39 AM
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915
3/18: $140,688
4/18: $148,621
5/18: $153,220
6/18: $157,062
7/18: $166,413
8/18: $176,354
Wow it's been awhile, but here is my journey. Since my last post, I have purchased a house, bought and sold 3 different cars, and have changed jobs.
2/20: $227,902
3/20: $217,706
4/20 : $227,869
5/20: $235,038
6/20: $240,488
7/20: $276,744
8/20: $287,113
9/20: $283,134
10/20: $290,473
11/20: $278,794
12/20: $341,902
1/21: $365,033
Off to the next challenge!
Post by: Cezil on February 04, 2021, 05:19:17 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $39,268.86 | $65,122.37 | $81,866.77 | $115,567.59 | $163,613.18 |
| February | - | $40,863.10 | $67,352.98 | $87,222.31 | $111,573.16 | - |
| March | - | $42,371.10 | $66,410.59 | $88,865.95 | $99,504.35 | - |
| April | - | $43,864.83 | $65,377.11 | $93,050.94 | $111,360.82 | - |
| May | - | $44,450.52 | $68,032.74 | $91,719.70 | $118,208.83 | - |
| June | - | $47,031.44 | $68,405.97 | $95,665.54 | $122,592.19 | - |
| July | - | $48,401.46 | $70,232.18 | $99,502.49 | $128,466.93 | - |
| August | - | $49,222.48 | $72,016.38 | $98,339.71 | $137,931.07 | - |
| September | - | $51,435.45 | $73,657.42 | $102,459.81 | $134,150.29 | - |
| October | - | $52,990.22 | $71,492.09 | $104,199.94 | $135,243.05 | - |
| November | - | $55,388.92 | $75,678.29 | $109,178.17 | $150,933.68 | - |
| December | $32,870.70 | $58,271.55 | $72,493.16 | $111,642.78 | $159,144.91 | - |
| Annual gain | $32,870.70 | $25,400.85 | $14,221.61 | $39,149.62 | $47,502.13 | - |
Post by: cassafrass on February 04, 2021, 07:48:06 AM
Date | Net Worth | Annual Gain |
| Dec 2018 | $56,494 | - |
| Dec 2019 | $86,259 | $27,765 |
| Dec 2020 | $154,779 | $68,520 |
Date | Net Worth | Monthly Gain |
| Jan 2021 | $168,166 | $13,387 |
| Feb 2021 | - | - |
| Mar 2021 | - | - |
| Apr 2021 | - | - |
| May 2021 | - | - |
| Jun 2021 | - | - |
| Jul 2021 | - | - |
| Aug 2021 | - | - |
| Sept 2021 | - | - |
| Oct 2021 | - | - |
| Nov 2021 | - | - |
| Dec 2021 | - | - |
2021 Gain: $13,387
Projected Graduation: Dec 2021
Post by: philli14 on February 04, 2021, 02:54:38 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09/20: 170,460 (+12020)
1/10/20: 170,416 (-44)
1/11/20: 172,359 (+1943)
1/12/20: 193,043 (+20684)
1/01/21: 203,920 (+10877)
1/02/21: 208,614 (+4694)
Good start to the year.
Post by: Naomi on February 05, 2021, 01:12:44 AM
2021 net worth investments debt
jan $144,900 $367,500 $222,600
feb $155,700 $382,600 $226,900
Debt went up because we refinanced our house and my husband bought (0% for 15 months on credit card) a gravel bike.
Post by: ontheheel on February 05, 2021, 02:22:51 PM
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241
February $246
Was hoping to hit $250k by the end of January (and hit it for a day!), but took a small hit in the market right as the month closed out, as well as the Zestimate on my rental properties dropping a couple thousand.
Still, making progress and chugging along. Will likely cross $250 by the end of this month as paychecks and tax refund roll in. I have a ~$6k engine rebuild on my Jeep coming in April, but hope to have enough clearance to stay above $250k by that time.
Almost there!!
Post by: Huskerfan on February 06, 2021, 06:29:10 AM
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Numbers updated thru the last day of the month.
January was doing well for me. And then last week of Jan happened, and I took a hit which dropped me back to pretty much the same total from the end of December. Luckily there was a great bounce back on the first week of February, but I’m not counting that chicken until it hatches from the egg.
My unofficial goal is to pop up to $250k by the end of DEC 2021. It’s going to take some good gains and avoiding any larger drops. I’m excited to see how 2021 goes. The “meet my goal of 6% gains for the year” puts me at needing a total of around $230k. Obviously I’m trying to pump that number up a little. I’ll be happy to reach that goal, but very happy to reach the $250k.
Good luck to all
Post by: Nederstash on February 07, 2021, 09:43:07 AM
Sep 20 120,976
Oct 20 121,341
Nov 20 123,130
Dec 20 129,299
Jan 21 131,476
Feb 21 132,776
I'm not setting any specific goals for myself this year. I'm looking to buy a new house but the market is absolutely nuts right now. So I'm just stashing away my savings... not doing much investing.
Post by: aliene on February 08, 2021, 09:54:08 AM
August 2020 - 101.700
Sept 2020 - 109.200 (+7,4%)
Oct 2020 - 111.200 (+1,8%)
Nov 2020 - 118.900 (+6,9%)
Dec 2020 - 124.300 (+4,5%)
Jan 2021 - 130.900 (+5,3%)
Feb 2021 - 134.300 (+2,6%)
Progress will go slower coming year. I'm only tracking investments and we're currently saving for our down payment and are lowering monthly investments.
Post by: CanadianTeacher on February 11, 2021, 08:27:58 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
Post by: Feivel2000 on February 13, 2021, 03:04:20 AM
115.328 €
+ 5.275 €
+ 5.275 €
Another crazy month! Markets and especially Cryptos are way up.
I moved money from the "to-be-invested" bucked into stock-picks and crypto. I also increased my ER fund (for emergencies and remodeling) from money my bank owed me. It's not part of my assets.
I added some projection to the table, base on 5% interest and constant savings.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | ............... | ............... | ............... | ............... |
Feb | ............... | 115.328 € | ............... | ............... | 200.000 € | ............... |
Mar | ............... | ............... | ............... | ............... | ............... | ............... |
Apr | ............... | ............... | ............... | 175.000 € | ............... | ............... |
May | ............... | ............... | 150.000 € | ............... | ............... | ............... |
Jun | ............... | ............... | ............... | ............... | ............... | ............... |
Jul | 87.134 € | ............... | ............... | ............... | ............... | ............... |
Aug | 88.989 € | ............... | ............... | ............... | ............... | ............... |
Sept | 90.473 € | ............... | ............... | ............... | ............... | ............... |
Oct | 90.093 € | ............... | ............... | ............... | ............... | 250.000 € |
Nov | 96.957 € | ............... | ............... | ............... | ............... | ............... |
Dec | 103.130 € | ............... | ............... | ............... | ............... | ............... |
Spoiler: show
Post by: ColoAndy on February 18, 2021, 08:05:53 AM
January 29, 2020------------$157,404.75February 15, 2021-----------$212,745.11 (dropped $5k on a used car for my son).
February 3, 2020------------$157,171.27
April 19, 2020----------------$153,349.63
May 11, 2020----------------$157,000.40
June 2, 2020-----------------$164,950.82
July 12, 2020----------------$168.681.81
August 14, 2020-------------$177,109.86
August 28, 2020-------------$182,107.05
September 12, 2020---------$180.475.44
November 11, 2020----------$192,778.07
December 5, 2020-----------$201,446.92
Post by: zeli2033 on February 27, 2021, 08:29:01 AM
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
7/31/20: $201,395
8/31/20: $222,183
9/30/20: $221,234
10/31/20: $225,329
11/28/20:
12/31/20: $234,567
1/29/21: $239,950
2/27/21: $250,940 (+10,990)
Made it over the line by the skin of our teeth. But market is marketing so we'll see how everything shakes out next month before we officially move on to the next thread.
Post by: CanadianTeacher on February 27, 2021, 11:05:00 AM
anuary 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
Post by: Feivel2000 on February 28, 2021, 12:19:42 AM
114.165 €
+ 3.981 €
+ 3.981 €
I moved the day of updating the numbers to the last day of the month (instead of the 15th). Otherwise calculating the saveing rate would get confusing, if I save additional money after the 15th but before the 1st...
Unfortunately, the new stats are lower than those two weeks ago. But still, a good month with a 60.1% savings rate :).
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | ............... | ............... | ............... | ............... |
Feb | ............... | 114.165 € | ............... | ............... | 200.000 € | ............... |
Mar | ............... | ............... | ............... | ............... | ............... | ............... |
Apr | ............... | ............... | ............... | 175.000 € | ............... | ............... |
May | ............... | ............... | 150.000 € | ............... | ............... | ............... |
Jun | ............... | ............... | ............... | ............... | ............... | ............... |
Jul | 87.134 € | ............... | ............... | ............... | ............... | ............... |
Aug | 88.989 € | ............... | ............... | ............... | ............... | ............... |
Sept | 90.473 € | ............... | ............... | ............... | ............... | ............... |
Oct | 90.093 € | ............... | ............... | ............... | ............... | 250.000 € |
Nov | 96.957 € | ............... | ............... | ............... | ............... | ............... |
Dec | 103.130 € | ............... | ............... | ............... | ............... | ............... |
Spoiler: show
Post by: lexde on February 28, 2021, 06:29:27 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | − |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | − |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | − | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | − | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | − | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | − | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | − | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | − | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | − | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | − | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | − | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | − | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | − | − |
I got a $4.6K tax refund as a result of several different factors: I maxed my 401(k), which got my AGI below the threshold to get the rest of my $1,200.00 stimulus check, and purchased a new home which resulted in a lot of tax savings. I ended up putting the tax refund into my kitchen, and got a light reno completed including updated electrical/plumbing, installing a dishwasher (have not had one in years, will greatly increase value of unit when I move and rent it out), and reconfiguring the space to add a ton of counter and cabinet space. The progress is in my journal if anyone wants to see photos and eventual cost breakdowns.
I may not make my Q1 2021 goal since I am in between jobs and do not get paid until 4/1 (paid monthly, and my start date is 3/1). However, I hope that with my new job, I will be able to progress through this thread much faster than is anticipated below. Fingers crossed!
Goals Breakdown
Q1 2021: $145k
Q2 2021: $160k
Q3 2021: $175k
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: zygote on February 28, 2021, 10:10:02 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
8/20: $151,084.80 (+14,516.06, +10.63%)
9/20: $161,536.16 (+10,451.36, +6.92%)
10/20: $151,832.73 (-9.703.43, -6.01%)
11/20: $152,166.82 (+334.09, +0.22%)
12/20: $167,115.60 (+14,948.78, +9.82%)
1/21: $192,139.61 (+25,024.01, +14.97%)
2/21: $196,290.67 (+4,151.06, +2.16%)
3/21: $206,593.43 (+10,302.76, +5.25%)
Pretty light spending this month and normal savings/investments. Happy to have broken the $200k barrier!
Post by: bloodaxe on March 01, 2021, 04:47:49 AM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
Post by: ASW on March 01, 2021, 04:53:02 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | $153,292 | $227,655 |
| February | $49,800 | $96,439 | $154,220 | $229,253 |
| March | $55,707 | $107,387 | $121,400 | $243,738 |
| April | $64,352 | $110,960 | $132,182 | - |
| May | $68,097 | $117,622 | $152,737 | - |
| June | $72,976 | $113,078 | $165,000 | (Grad Goal) |
| July | $80,555 | $124,700 | $168,340 | |
| August | $85,858 | $129,322 | $180,956 | |
| September | $90,137 | $133,156 | $193,332 | |
| October | $93,806 | $136,540 | $191,781 | |
| November | $89,537 | $142,714 | $191,781 | |
| December | $92,795 | $147,950 | $213,280 | |
| Annual gain | $49,734 | $64,758 | $74,363 |
Post by: FICurious on March 01, 2021, 05:49:30 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
01 Feb 2021: $203,845
01 Mar 21: $210,555
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: alcon835 on March 01, 2021, 06:04:28 AM
Jan 2020: $100,566
Jan 2021: $215,994
Feb 2021: $228,464 (+12,470) [+5.77%]
Mar 2021: $241,785 (+13,321) [+5.83%]
Year-to-date change: (+$25,791) [+11.94%]
February turned out to be a great month for me financially. The biggest news is a significant raise to both my salary and my commission bonus. Beyond that, I'm also being offered more stock options in the company - the eventual sale of which is a big part of my FIRE timeline. This boost to my 2021 income means I should have a very easy time hitting both my savings goals for the year and my family's stretch goals. I am in an extremely lucky position and I don't take it for granted.
For the first two weeks of February, I thought I would break $250k, but the second two weeks weren't nearly as kind and I more or less stalled out. I don't think a major market correction is coming, so I'm pretty sure I'll Graduate in March or April. Graduating a full quarter early is a pretty exciting prospect! Regardless of that, I'm going to keep on keeping on. The market goes up and down month-over-month and day-over-day, but overall I expect the recovery to grow stronger as the stimulus passes the Senate and more vaccines go out. In the end, I am in an extremely good position for whatever the future brings.
Overview
| 2018 | 2019 | 2020 | 2021 | |
| January | $37,094 | $62,251 | $100,566 | $215,994 |
| April | $46,098 | $74,093 | $90,626 (COVID) | - |
| July | $59,013 | $82,898 | $136,291 | (Grad Goal) |
| October | $63,418 | $85,605 | $170,871 | - |
| Annual gain | $25,157 | $38,315 | $115,428 | - |
Post by: Sugaree on March 01, 2021, 06:51:36 AM
| Net Worth | 2019 | 2020 | 2021 |
| January | $49,378.04 | $90,928.02 | $161,747.01 |
| February | $50,300.10 | $93,896.81 | $162,883.32 |
| March | $59,373.49 | $100,165.23 | $173,923.10 |
| April | $59,558.47 | $94,297.23 | $ - |
| May | $64,340.45 | $106,341.84 | $ - |
| June | $64,940.28 | $113,372.31 | $ - |
| July | $70,156.02 | $120,466.05 | $ - |
| August | $74,302.64 | $127,953.51 | $ - |
| September | $74,328.43 | $135,625.59 | $ - |
| October | $78,067.76 | $137,857.32 | $ - |
| November | $81,274.16 | $136,857.08 | $ - |
| December | $88,148.59 | $152,706.85 | $ - |
| Annual gain | $38,770.55 | $61,778.83 | $ - |
Post by: ontheheel on March 01, 2021, 07:02:28 AM
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241
February $246
March $255
Done! I’ll see everyone in the next group! Good luck and keep pressing!
Post by: alcon835 on March 01, 2021, 07:28:37 AM
Post by: ASW on March 01, 2021, 07:33:36 AM
2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143
2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234
2021
January $241
February $246
March $253
Done! I’ll see everyone in the next group! Good luck and keep pressing!
Post by: Optimiser on March 01, 2021, 07:39:14 AM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | -57,500 | -28,300 | 500 | 43,700 | 129,400 |
| February | -58,300 | -24,300 | 5,000 | 45,400 | 119,000 |
| March | -50,400 | -25,100 | 14,000 | 45,300 | - |
| April | -43,900 | -22,800 | 12,700 | 52,800 | - |
| May | -46,300 | -23,700 | 9,500 | 59,400 | - |
| June | -38,200 | -15,600 | 11,500 | 63,400 | - |
| July | -41,300 | -15,100 | 17,000 | 70,900 | - |
| August | -40,200 | -14,400 | 19,900 | 78,500 | - |
| September | -33,200 | -15,200 | 19,900 | 80,700 | - |
| October | -30,900 | -9,600 | 26,200 | 80,300 | - |
| November | -34,000 | -8,900 | 34,500 | 108,900 | - |
| December | -30,800 | -200 | 37,200 | 110,600 | - |
Rode the Gamestonk wave back down before cashing out
Post by: mckaylabaloney on March 01, 2021, 07:48:58 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | - |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | - |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | - |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | - |
Congrats @ontheheel!
Post by: peppermint on March 01, 2021, 08:54:35 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
Post by: Psyche on March 01, 2021, 10:00:38 AM
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| Jan | - | $41,037 | $48,036 | $65,577 | $86,475 | $141,336 | $116,979 | $157,929 | $223,873 |
| Feb | - | $41,015 | $51,314 | $67,797 | $90,501 | $141,721 | $129,606 | $143,009 | $239,134 |
| Mar | - | $42,610 | $57,524 | $69,263 | $94,392 | $143,731 | $128,446 | $127,955 | |
| Apr | - | $26,827 | $57,082 | $71,867 | $99,758 | $148,049 | $137,863 | $147,792 | |
| May | - | $36,560 | $61,362 | $74,214 | $104,781 | $151,911 | $129,570 | $156,479 | |
| Jun | - | $40,034 | $67,763 | $76,317 | $108,963 | $154,145 | $143,333 | $161,043 | |
| Jul | - | $40,504 | $65,547 | $79,519 | $117,786 | $153,976 | $139,237 | $172,228 | |
| Aug | $40,287 | $42,874 | $65,235 | $77,445 | $121,655 | $158,647 | $137,632 | $187,023 | |
| Sep | $41,480 | $38,691 | $60,187 | $79,971 | $126,209 | $159,28 | $140,318 | $181,327 | |
| Oct | $41,146 | $40,620 | $61,857 | $80,597 | $130,084 | $153,981 | $145,147 | $180,649 | |
| Nov | $39,198 | $42,661 | $61,071 | $84,161 | $132,291 | $118,711 | $151,707 | $205,086 | |
| Dec | $41,053 | $46,786 | $64,910 | $86,198 | $137,954 | $109,918 | $156,396 | $218,285 |
Crazy how close I am to 250K. Clearly there are many ups & downs to come: can't expect this run to last. But in addition to the market flutters, I have been making large contributions, and those I get to keep : )
Quote
Thread leaderboard & graph:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0)
Post by: zee dot on March 01, 2021, 10:06:32 AM
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
2/2020 $233,248.37
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
5/2020 $254,753.20
6/2020 $267,135.65
7/2020 $285,722.37
8/2020 $304,363.96
9/2020 $153,230.49 (bought cabin)
10/2020 $161,197.31
11/2020 $192,106.43
12/2020 $205,038.87
01/2021 $not handy
02/2021 $232,317.39 (bonus)
Post by: eav on March 01, 2021, 12:18:52 PM
November: Forgot to check! ~$103,000
December: $110,900
January 2021: $115,301
February 2021: $126,120
March 2021: $131,985
Post by: windytrail on March 01, 2021, 03:43:50 PM
7/1 $128,000 +$16,884 +15.19%
8/1 $136,000 +$8,000 +6.25%
8/31 $144,858 +$8,858 +6.51%
9/30 $147,009 +$2,151 +1.48%
10/31 $150,073 +$3,064 +2.08%
11/30 $174,474 +$24,401 +16.26%
1/1 $190,979 +$16,505 +9.46%
1/30 $198,243 +$7,264 +3.80%
3/1 $208,141.90 +$9,899 +4.99%
Post by: JAYSLOL on March 01, 2021, 05:38:31 PM
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)
Post by: Master of None on March 02, 2021, 09:10:23 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
1/3/21- $184,692.76
2/2/21- $190,741.26
3/2/21- $200,580.85
Post by: jiimmy on March 02, 2021, 06:32:41 PM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
June 1st, 2020 $115,759
July 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
50% through the race, and 70% done if we're counting from zero.
Nice progress y'all, keep it up!
Post by: Huskerfan on March 03, 2021, 05:52:45 AM
QuoteModifyRemove
I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Numbers updated thru the last day of the month.
February turned out pretty good. I’d love to pull similar numbers in March, but I am sticking to my strategy and my exposure to the S Funds are going to be limited for most of the month. I am considering to update that information and switch the S Fund around 12 March in anticipation of the next stimulus Bill being passed.
My unofficial goal is to pop up to $250k by the end of DEC 2021. It’s going to take some good gains and avoiding any larger drops. I’m excited to see how 2021 goes. The “meet my goal of 6% gains for the year” puts me at needing a total of around $230k. Obviously I’m trying to pump that number up a little. I’ll be happy to reach that goal, but very happy to reach the $250k.
Good luck to all
Post by: Cezil on March 03, 2021, 07:43:08 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $39,268.86 | $65,122.37 | $81,866.77 | $115,567.59 | $163,613.18 |
| February | - | $40,863.10 | $67,352.98 | $87,222.31 | $111,573.16 | $167,970.17 |
| March | - | $42,371.10 | $66,410.59 | $88,865.95 | $99,504.35 | - |
| April | - | $43,864.83 | $65,377.11 | $93,050.94 | $111,360.82 | - |
| May | - | $44,450.52 | $68,032.74 | $91,719.70 | $118,208.83 | - |
| June | - | $47,031.44 | $68,405.97 | $95,665.54 | $122,592.19 | - |
| July | - | $48,401.46 | $70,232.18 | $99,502.49 | $128,466.93 | - |
| August | - | $49,222.48 | $72,016.38 | $98,339.71 | $137,931.07 | - |
| September | - | $51,435.45 | $73,657.42 | $102,459.81 | $134,150.29 | - |
| October | - | $52,990.22 | $71,492.09 | $104,199.94 | $135,243.05 | - |
| November | - | $55,388.92 | $75,678.29 | $109,178.17 | $150,933.68 | - |
| December | $32,870.70 | $58,271.55 | $72,493.16 | $111,642.78 | $159,144.91 | - |
| Annual gain | $32,870.70 | $25,400.85 | $14,221.61 | $39,149.62 | $47,502.13 | - |
Post by: life_travel on March 04, 2021, 03:33:48 AM
January 31, 2021 - $137,700 ( went down due to individual share holding)
February 28, 2021 - $146,500
Post by: zee dot on March 04, 2021, 06:52:06 AM
What would 2016 you say if they heard 2021 you had $168k?
Post by: Naomi on March 05, 2021, 12:52:11 AM
jan $144,900 $367,500 $222,600
feb $155,700 $382,600 $226,900
mar $154,900 $381,900 $227,000
Post by: jdhansen on March 06, 2021, 10:09:59 AM
2/6/2021 $110,058
3/6/2021 $129,663
Post by: clynn on March 08, 2021, 05:48:40 AM
Jumping in!
Nov 2020 $ 204,524.36
Dec 2020 $213,875.86
Jan 2021 $213,646.10
Feb 2021 $223,561.66
Post by: Gingersnaps on March 10, 2021, 03:30:55 AM
Next month should be better as I stuck a chunk of my bonus into my pension - hooray for tax efficiency!
01/07/2020 - £75,523.86
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
Post by: tacticalteam4 on March 15, 2021, 06:58:58 PM
Feb 2020: $73,400
...
Oct 2020: $174,695
Nov 2020: $187,998 +13,293
Dec 2020: $204,962 +16,974
Jan 2021: $214,801 +9,389
Feb 2021: ?
Mar 2021: $247,632 +32,831 over two months
Post by: alcon835 on March 17, 2021, 08:51:39 AM
It looks like the stimulus check put us over $250k...lol
I'll still give it until the end of the month.
I'm in a similar position. I hit $250k last week, but I'm sort of holding my breath through the end of March! LOL
Post by: marty998 on March 19, 2021, 09:29:36 PM
Feb 2020: $73,400
...
Oct 2020: $174,695
Nov 2020: $187,998 +13,293
Dec 2020: $204,962 +16,974
Jan 2021: $214,801 +9,389
Feb 2021: ?
Mar 2021: $247,632 +32,831 over two months
This is quite remarkable! The sort of movement seen by people with 2-3 times the amount (compounding on a bigger pile).
Well done!
Post by: philli14 on March 25, 2021, 12:55:16 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09/20: 170,460 (+12020)
1/10/20: 170,416 (-44)
1/11/20: 172,359 (+1943)
1/12/20: 193,043 (+20684)
1/01/21: 203,920 (+10877)
1/02/21: 208,614 (+4694)
1/03/21: 220,643 (+12029)
Forgot to update on here. The trend continues in the right direction.
Post by: CanadianTeacher on March 28, 2021, 02:08:12 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
Post by: lexde on March 29, 2021, 05:49:47 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | − |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | − |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | − | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | − | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | − | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | − | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | − | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | − | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | − | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | − | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | − | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | − | − |
Big gain in March, just a few hundred dollars shy of my Q2 goal (may hit it with outstanding reimbursable expenses, if so I'll just come back and edit this post).
Goals Breakdown
Q2 2021: $160k
Q3 2021: $175k
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: HabitualLineStepper on March 30, 2021, 04:48:25 PM
March 30, 2021: $142,873.41
Post by: life_travel on March 30, 2021, 10:41:11 PM
January 31, 2021 - $137,700 ( went down due to individual share holding)
February 28, 2021 - $146,500
March 30, 2021 - $152,700
Post by: zeli2033 on March 31, 2021, 09:18:38 AM
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
7/31/20: $201,395
8/31/20: $222,183
9/30/20: $221,234
10/31/20: $225,329
11/28/20:
12/31/20: $234,567
1/29/21: $239,950
2/27/21: $250,940
3/31/21: $261,224 (+10,284)
Looks like we're officially staying put over the 250k line so we're movin' on to the next thread. Exciting that investments are still going up while our cash is getting depleted as we move forward with buying a house.
Post by: alcon835 on March 31, 2021, 10:37:09 AM
Post by: Sugaree on April 01, 2021, 04:22:57 AM
| Net Worth | 2019 | 2020 | 2021 |
| January | $49,378.04 | $90,928.02 | $161,747.01 |
| February | $50,300.10 | $93,896.81 | $162,883.32 |
| March | $59,373.49 | $100,165.23 | $173,923.10 |
| April | $59,558.47 | $94,297.23 | $183,031.09 |
| May | $64,340.45 | $106,341.84 | $ - |
| June | $64,940.28 | $113,372.31 | $ - |
| July | $70,156.02 | $120,466.05 | $ - |
| August | $74,302.64 | $127,953.51 | $ - |
| September | $74,328.43 | $135,625.59 | $ - |
| October | $78,067.76 | $137,857.32 | $ - |
| November | $81,274.16 | $136,857.08 | $ - |
| December | $88,148.59 | $152,706.85 | $ - |
| Annual gain | $38,770.55 | $61,778.83 | $ - |
Good progress, though I have a couple of larger expenses coming up next month, so I kind of expect next month to have a dip. One big, big, big change this month is that my husband and I each received an early inheritance of property. I'm not including this in my numbers yet because I'm still processing it. And it feels a little unfair to include it because it's not something that we've earned.
Post by: bloodaxe on April 01, 2021, 05:02:22 AM
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28 biggest month to month jump. 19k increase!
Post by: FICurious on April 01, 2021, 05:21:24 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
01 Feb 2021: $203,845
01 Mar 21: $210,555
01 Apr 21: $214,681
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: alcon835 on April 01, 2021, 06:57:26 AM
Jan 2020: $100,566
Jan 2021: $215,994
Feb 2021: $228,464 (+12,470) [+5.77%]
Mar 2021: $241,785 (+13,321) [+5.83%]
Apr 2021: $258,131 (+16,346) [+6.76%] - Goal Achieved!!!
Year-to-date change: (+$42,137) [+19.50%]
Well holy crap, I did it!!! I remember setting a graduation goal of July 2021 and thinking, "that's probably a bit aggressive", but here I am, April of 2021 with over $250k!
The truth is, I'm lucky in many ways. I sacrificed in college and got through it debt free. I found budgeting early in life and stuck too it. I've had an emergency fund for as long as I can remember and never had an emergency so large that cash-on-hand couldn't cover it. My wife's health issues, while chronic, aren't damaging to our finances (especially with Obamacare as a fall back). My career path exploded in opportunity a few years after I started, opening the door for significant pay bumps.
It's not fair, to have grown over 150k in net worth while so many others I know are struggling. But the truth is, I've sacrificed for over a decade to be in a position to take advantage of these opportunities - and I can tell you the rewards are very much worth it. Here's to a frugal lifestyle, debt freedom, strong savings, a budget, and an ability to accurately evaluate risk!
Instead of going to the 500k race, I'm pivoting to the Race to 100% FI thread. My NW is quite a bit higher than my overall investments and I want to start tracking that instead. Plus, a few of the risks I've taken are likely to pay out significantly in the next 18 months, and I'd rather those numbers kept private. If you want to keep up with me, you'll find me over here https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-to-100-fi/ (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-to-100-fi/).
Thank you everyone for your encouragement and for sharing your growth, your struggles, and the amazing success of so many! You keep me going on the hard months and make me so excited for my eventual FIRE!
Overview
| 2018 | 2019 | 2020 | 2021 | |
| January | $37,094 | $62,251 | $100,566 | $215,994 |
| April | $46,098 | $74,093 | $90,626 (COVID) | $258,131 (Graduation!) |
| July | $59,013 | $82,898 | $136,291 | |
| October | $63,418 | $85,605 | $170,871 | - |
| Annual gain | $25,157 | $38,315 | $115,428 | - |
Post by: mckaylabaloney on April 01, 2021, 07:55:11 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | - |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | - |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | - |
Congrats @zeli2033, @DadJokes, and @alcon835!
Post by: Optimiser on April 01, 2021, 08:35:56 AM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | -57,500 | -28,300 | 500 | 43,700 | 129,400 |
| February | -58,300 | -24,300 | 5,000 | 45,400 | 119,000 |
| March | -50,400 | -25,100 | 14,000 | 45,300 | 143,100 |
| April | -43,900 | -22,800 | 12,700 | 52,800 | - |
| May | -46,300 | -23,700 | 9,500 | 59,400 | - |
| June | -38,200 | -15,600 | 11,500 | 63,400 | - |
| July | -41,300 | -15,100 | 17,000 | 70,900 | - |
| August | -40,200 | -14,400 | 19,900 | 78,500 | - |
| September | -33,200 | -15,200 | 19,900 | 80,700 | - |
| October | -30,900 | -9,600 | 26,200 | 80,300 | - |
| November | -34,000 | -8,900 | 34,500 | 108,900 | - |
| December | -30,800 | -200 | 37,200 | 110,600 | - |
Stimmy + Tax refund + the market ??? = Up $24,100!
Post by: Gingersnaps on April 01, 2021, 09:10:07 AM
01/07/2020 - £75,523.86
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
Post by: ASW on April 01, 2021, 09:29:37 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $38,800 | $88,534 | $153,292 | $227,655 |
| February | $49,800 | $96,439 | $154,220 | $229,253 |
| March | $55,707 | $107,387 | $121,400 | $243,738 |
| April | $64,352 | $110,960 | $132,182 | $252,411 |
| May | $68,097 | $117,622 | $152,737 | - |
| June | $72,976 | $113,078 | $165,000 | (Grad Goal) |
| July | $80,555 | $124,700 | $168,340 | |
| August | $85,858 | $129,322 | $180,956 | |
| September | $90,137 | $133,156 | $193,332 | |
| October | $93,806 | $136,540 | $191,781 | |
| November | $89,537 | $142,714 | $191,781 | |
| December | $92,795 | $147,950 | $213,280 | |
| Annual gain | $49,734 | $64,758 | $74,363 |
Post by: windytrail on April 01, 2021, 10:03:02 AM
1/2017 -$19,000 +$22,000
1/2018 $9,000 +$28,000
1/2019 $29,500 +$20,500 +227.78%
1/2020 $70,500 +$41,000 +138.98%
6/1/2020 $111,116 +$40,616 +57.61%
7/1/2020 $128,000 +$16,884 +15.19%
8/1/2020 $136,000 +$8,000 +6.25%
8/31/2020 $144,858 +$8,858 +6.51%
9/30/2020 $147,009 +$2,151 +1.48%
10/31/2020 $150,073 +$3,064 +2.08%
11/30/2020 $174,474 +$24,401 +16.26%
1/1/2021 $190,979 +$16,505 +9.46%
2/1/2021 $198,243 +$7,264 +3.80%
3/1/2021 $208,142 +$9,899 +4.99%
4/1/2021 $220,468.33 +$12,326 +5.92%
Post by: zygote on April 01, 2021, 10:07:03 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76
3/21: $206,593.43
4/21: $211,501.00 (+$4,907.57, +2.38%)
I hemorrhaged money this month. A lot of regular "lumpy" expenses came due, the biggest of which was my annual CSA fee. I also had a $1400 vet bill, but at least that was offset by the stimulus.
Kind of crazy that my net worth still went up so much this month. I'm getting to the point where the market is starting to matter more than my spending.
Post by: peppermint on April 01, 2021, 01:09:38 PM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
Post by: eav on April 01, 2021, 02:45:41 PM
November: Forgot to check! ~$103,000
December: $110,900
January 2021: $115,301
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614
Post by: philli14 on April 01, 2021, 03:07:05 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09/20: 170,460 (+12020)
1/10/20: 170,416 (-44)
1/11/20: 172,359 (+1943)
1/12/20: 193,043 (+20684)
1/01/21: 203,920 (+10877)
1/02/21: 208,614 (+4694)
1/03/21: 220,643 (+12029)
1/04/21: 229,518 (+8875)
Post by: Master of None on April 02, 2021, 09:11:15 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
1/3/21- $184,692.76
2/2/21- $190,741.26
3/2/21- $200,580.85
4/2/21- $208,094.81
Post by: zeli2033 on April 02, 2021, 10:42:32 AM
These threads have been such a motivating aspect of continuing to keep the gas on the savings pedal. Looking forward to more tracking with more folks in the next threads (for whichever gauntlets you choose to chase :)
Post by: Huskerfan on April 02, 2021, 11:59:44 AM
I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Numbers updated thru the last day of the month.
March was not as good in returns as February, but I still made over $10K in returns and limit my exposure to some of the larger losses that took place in March. I am for the most part sticking to my strategy, and will be in the C Fund for most of April.
My unofficial goal is to pop up to $250k by the end of DEC 2021. It’s going to take some good gains and avoiding any larger drops. I’m excited to see how 2021 goes. The “meet my goal of 6% gains for the year” puts me at needing a total of around $230k. Obviously I’m trying to pump that number up a little. I’ll be happy to reach that goal, but very happy to reach the $250k.
Good luck to all
Post by: jdhansen on April 02, 2021, 09:23:24 PM
2/6/2021 $110,058
3/6/2021 $129,663
4/2/2021 $144,239
Post by: Dave15 on April 03, 2021, 07:34:36 AM
25-12-2018 € 41.939,62
26-12-2019 € 64.000,00
03-02-2020 € 72.170,00
28-02-2020 € 74.154,00
25-03-2020 € 71.579,00
09-05-2020 € 76.221,00
01-06-2020 € 78.816,00
02-08-2020 € 82.500,00
26-10-2020 € 91.218,00
01-12-2020 € 100.247,00
28-01-2021 € 109.370,00
28-02-2021 € 110.989,00
03-04-2021 € 115.248,00
This post is long overdue- it suddenly dawned on me that I hadn't updated on here since I first crossed the 100k mark in early december. So here goes: tracking personal NW only, and here to keep myself accountable. I'm a former sporadic poster in the save to 50k thread and the race from 10-100k thread, and always liked reading updates of people in roughly the same boat.
Best of luck and happy stashing!
Post by: spaniard999 on April 03, 2021, 09:32:25 AM
Crossed the 250k mark in the middle of the pandemic last year
May 2020 $234,586.77
June 2020 $242,311.73
July 2020 $255,042.47
August 2020 $272,939.45
September 2020 $276,785.26
October 2020 $296,758.02
November 2020 $331,082.01
December 2020 $350,691.53
January 2021 $377,255.20
February 2021 $390,148.76
March 2021 $407,602.60
April 2021 $428,580.43
Post by: clynn on April 03, 2021, 09:38:04 AM
Jumping in!
Nov 2020 $ 204,524.36
Dec 2020 $213,875.86
Jan 2021 $213,646.10
Feb 2021 $223,561.66
March 2021 $242,171.04
Almost there! Might even graduate next month!
[/quote]
Post by: sportsportsports on April 03, 2021, 02:33:51 PM
05-2020 $104,082.90
06-2020 $108,773.96
07-2020 $118,687.61
08-2020 $126,358.17
09-2020 $123,712.57
10-2020 $122,624.17
11-2020 $135,680.66
12-2020 $142,532.46
01-2021 $145,047.96
02-2021 $153,610.47
03-2021 $161,289.78
Not displeased since with where I am since I went through over 4 months of unemployment last year due to Covid. Right now I'm stock piling cash because, although I started my new job in November and was able to start an HSA in January, I'm not eligible for my company's 401k until June (the start of my 7th month at the company) so I'm planning on trying to max it out in the back half of the year and use the cash to live on. Basically, I'm just saving the money that would ordinarily have been going into my 401k to use later. Hopefully that works. Ideally I'd like to be around $200k by the end this year! I think this is an attainable goal but I guess time will tell.
Post by: Naomi on April 04, 2021, 05:41:59 AM
jan $144,900 $367,500 $222,600
feb $155,700 $382,600 $226,900
mar $154,900 $381,900 $227,000
apr $180,600 $404,800 $224,200
Post by: Nederstash on April 04, 2021, 03:12:36 PM
Oct 20 121,341
Nov 20 123,130
Dec 20 129,299
Jan 21 131,476
Feb 21 132,776
Mar 21 133456
Apr 21 136055
Steadily plodding away...
Post by: Feivel2000 on April 05, 2021, 11:05:37 AM
123.950 €
+ 9.916 €
+ 9.916 €
I updated the numbers for my Unit-Linked Life Insurance, that's a big part of the increase.
I had a 54.4% savings rate last month.
The projections, based on 5% interest and constant savings, moved. Everything might happen a month earlier:
150.000 € -> April 2022
200.000 € -> January 2024
250.000 € -> September 2025
Next month my base-income rises, to keep my 50% savings rate, I will have to update what I constantly save, which will hopefully reduce the needed time further. At the same time, remodelling my flat will be more expansive than planned. The kitchen will be financed (at 0%). I will add that dept here as liability, but paying it down won't count as savings.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | ............... | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | ............... | ............... | ............... | ............... |
Mar | ............... | 123.950 € | ............... | ............... | ............... | ............... |
Apr | ............... | ............... | 150.000 € | ............... | ............... | ............... |
May | ............... | ............... | ............... | ............... | ............... | ............... |
Jun | ............... | ............... | ............... | ............... | ............... | ............... |
Jul | 87.134 € | ............... | ............... | ............... | ............... | ............... |
Aug | 88.989 € | ............... | ............... | ............... | ............... | ............... |
Sept | 90.473 € | ............... | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | ............... | ............... | ............... | ............... | ............... |
Nov | 96.957 € | ............... | ............... | ............... | ............... | ............... |
Dec | 103.130 € | ............... | ............... | ............... | ............... | ............... |
Spoiler: show
Post by: Cezil on April 09, 2021, 05:30:49 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | - | $39,268.86 | $65,122.37 | $81,866.77 | $115,567.59 | $163,613.18 |
| February | - | $40,863.10 | $67,352.98 | $87,222.31 | $111,573.16 | $167,970.17 |
| March | - | $42,371.10 | $66,410.59 | $88,865.95 | $99,504.35 | $176,616.97 |
| April | - | $43,864.83 | $65,377.11 | $93,050.94 | $111,360.82 | - |
| May | - | $44,450.52 | $68,032.74 | $91,719.70 | $118,208.83 | - |
| June | - | $47,031.44 | $68,405.97 | $95,665.54 | $122,592.19 | - |
| July | - | $48,401.46 | $70,232.18 | $99,502.49 | $128,466.93 | - |
| August | - | $49,222.48 | $72,016.38 | $98,339.71 | $137,931.07 | - |
| September | - | $51,435.45 | $73,657.42 | $102,459.81 | $134,150.29 | - |
| October | - | $52,990.22 | $71,492.09 | $104,199.94 | $135,243.05 | - |
| November | - | $55,388.92 | $75,678.29 | $109,178.17 | $150,933.68 | - |
| December | $32,870.70 | $58,271.55 | $72,493.16 | $111,642.78 | $159,144.91 | - |
| Annual gain | $32,870.70 | $25,400.85 | $14,221.61 | $39,149.62 | $47,502.13 | - |
@Cezil - that is neat to see laid out
What would 2016 you say if they heard 2021 you had $168k?
@zee dot
I had to take some time to think about this. Honestly, back then, I think deep down I would have been very disappointed that in 5 years, I’d only gotten “that far”. I might have even let that squash the desire I had for trying so hard. I can feel whispers of that voice in the back of my head still as I struggle to accept that quitting my job in the next few months and taking a year or two off would be okay. “But I’m not at my goal and I despise work. I’ve been job searching for 2 years and nothing has sparked my interest. I must be broken. How will I ever earn money again?” on top of new compounding health issues. It’s been an interesting journey and will continue to be.
Post by: Psyche on April 09, 2021, 09:12:18 PM
Good luck to everyone!
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
| Jan | - | $41,037 | $48,036 | $65,577 | $86,475 | $141,336 | $116,979 | $157,929 | $223,873 |
| Feb | - | $41,015 | $51,314 | $67,797 | $90,501 | $141,721 | $129,606 | $143,009 | $239,134 |
| Mar | - | $42,610 | $57,524 | $69,263 | $94,392 | $143,731 | $128,446 | $127,955 | $264,278 |
| Apr | - | $26,827 | $57,082 | $71,867 | $99,758 | $148,049 | $137,863 | $147,792 | |
| May | - | $36,560 | $61,362 | $74,214 | $104,781 | $151,911 | $129,570 | $156,479 | |
| Jun | - | $40,034 | $67,763 | $76,317 | $108,963 | $154,145 | $143,333 | $161,043 | |
| Jul | - | $40,504 | $65,547 | $79,519 | $117,786 | $153,976 | $139,237 | $172,228 | |
| Aug | $40,287 | $42,874 | $65,235 | $77,445 | $121,655 | $158,647 | $137,632 | $187,023 | |
| Sep | $41,480 | $38,691 | $60,187 | $79,971 | $126,209 | $159,028 | $140,318 | $181,327 | |
| Oct | $41,146 | $40,620 | $61,857 | $80,597 | $130,084 | $153,981 | $145,147 | $180,649 | |
| Nov | $39,198 | $42,661 | $61,071 | $84,161 | $132,291 | $118,711 | $151,707 | $205,086 | |
| Dec | $41,053 | $46,786 | $64,910 | $86,198 | $137,954 | $109,918 | $156,396 | $218,285 |
Quote
Thread leaderboard & graph:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 (https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0)
Post by: lexde on April 11, 2021, 03:29:25 PM
2016 2017 2018 2019 2020 2021 2022 January − −$25,455.84 $5,425.45 $39,221.40 $76,790.93 $138,796.70 − February − −$22,211.80 $10,258.54 $41,947.65 $77,246.03 $141,911.87 − March − −$19,748.45 $12,154.74 $50,162.54 $76,283.98 $159,641.31 − April − −$17,692.62 $17,827.73 $52,085.36 $83,523.93 − − May − −$15,363.27 $21,148.77 $52,418.09 $90,891.71 − − June − −$12,546.11 $20,530.98 $56,440.85 $96,777.80 − − July − −$7,715.53 $24,663.52 $61,918.23 $106,276.69 − − August − −$6,251.56 $27,622.02 $65,774.08 $111,956.75 − − September −$31,750.11 −$4,513.77 $29,931.25 $65,412.44 $115,923.95 − − October −$31,013.64 −$3,364.19 $29,468.94 $65,446.06 $113,835.48 − − November −$29,306.63 −$1,057.38 $31,897.24 $62,347.29 $121,943.18 − − December −$27,015.16 $2,474.33 $33,203.90 $68,192.96 $130,715.91 − − Annual Gain $4,734.95 $27,930.17 $27,778.45 $28,971.56 $53,924.98 − −
Big gain in March, just a few hundred dollars shy of my Q2 goal (may hit it with outstanding reimbursable expenses, if so I'll just come back and edit this post).
Goals BreakdownQ4 2020: $130kReached 12/30!Q1 2021: $145kReached 3/29!Q2 2021: $160kReached 4/11!
Q3 2021: $175k
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Current NW: $161,788.00.
Hit my Q2 NW goal 11 days into the quarter. :-) At this rate, I will be around 200K at the end of Q3 and should graduate this thread sometime around September.
Post by: QuillScroll on April 11, 2021, 05:11:29 PM
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
08/18/2020 - 164002
09/16/2020 - 172639
10/19/2020 - 187470
11/16/2020 - 197938
12/15/2020 - 212337
01/15/2021 - 230371
04/10/2021 - 250935
Just over the mark. Will stay in this thread, see what the market does in the next month before moving on to next thread!!
Post by: JAYSLOL on April 11, 2021, 08:21:23 PM
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)
Apr 1 - 132.5 (+1000)
Hmm, slow going so far, shooting for slow start, fast finish this year. End of year goal is 160
Post by: Nederstash on April 14, 2021, 07:00:54 AM
2020
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)
Apr 1 - 132.5 (+1000)
Hmm, slow going so far, shooting for slow start, fast finish this year. End of year goal is 160
Hey, we're still neck-and-neck! Though I expect to finish the year at 148.
Post by: Nederstash on April 14, 2021, 07:02:12 AM
11/29/2019 - 101000
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
08/18/2020 - 164002
09/16/2020 - 172639
10/19/2020 - 187470
11/16/2020 - 197938
12/15/2020 - 212337
01/15/2021 - 230371
04/10/2021 - 250935
Just over the mark. Will stay in this thread, see what the market does in the next month before moving on to next thread!!
Congrats!! Super well done!
Post by: JAYSLOL on April 14, 2021, 06:02:58 PM
2020
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)
Apr 1 - 132.5 (+1000)
Hmm, slow going so far, shooting for slow start, fast finish this year. End of year goal is 160
Hey, we're still neck-and-neck! Though I expect to finish the year at 148.
Yeah, we are still very close, my goal of 160 is definitely on the optimistic-side, might still be very close by the end of the year. Best of luck!
Post by: ResolLaTot on April 22, 2021, 08:50:21 AM
2021
April $149,154
Post by: 35andFI on April 22, 2021, 10:15:46 AM
Jan 2019 $88,323.07
Feb 2019 $97,575.00
Mar 2019 $105,804.17
Apr 2019 $110,146.48
May 2019 $118,815.81
Jun 2019 $116,686.93
Jul 2019 $127,984.34
Aug 2019 $131,602.10
Sep 2019 $135,237.23
Oct 2019 $139,487.25
Nov 2019 $144,270.40
Dec 2019 $152,659.87
Jan 2020 $160,640.81
Feb 2020 $164,138.30
Mar 2020 $155,416.96
Apr 2020 $139,647.77
May 2020 $160,299.16
Jun 2020 $170,029.43
Jul 2020 $174,449.14
Aug 2020 $187,530.68
Sep 2020 $203,000.99
Oct 2020 $199,803.23
Nov 2020 $198,784.09
Dec 2020 $223,921.98
Jan 2021 $242,306.83
Feb 2021 $247,596.01
Mar 2021 $254,075.59
Apr 2021 $269,736.41
And I'm out!!
Post by: Anon in Alaska on April 23, 2021, 06:36:59 AM
Vanguard up from $173,884 at the end of 20201, $147,117 at the end of 2019, $119,391 at the end of 2018, $101,027 at the end of 2017, $75,607 at the end of 2016 and $2,400 at the end of 2015.
I'm surprised by how much I have considering how little I've put in. (Purchases $103,700, returns $97,594).
Post by: bloodaxe on April 26, 2021, 09:06:46 AM
March 2020: 78,000April 26, 2021: 252,949.69
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
Well, the race is over for me. Took around 11 months. Lots of luck in the stock market.
My income was ~180k and SR was ~84%.
See everyone on the other side.
Post by: margaretstewart.work on April 27, 2021, 09:55:32 AM
April 2021, hit 150,000; aged 31. Have included all cash, RRSP, TFSA, a very low conservative vehicle estimate. Not including substantial points accounts, but those will help in reducing grocery expenses for the next few years, allowing me to continue savings. Next estimate will include pension, as I don't have that number on hand right now.
I"m feeling really good about these numbers. I have no student debt, no car debt, no credit card debt. Most of my peers have several of those types of debt, and, pre-covid at least, ate out and ordered in several times a week. It adds up. I dont feel burdened by my choices, I eat a varied and healthy diet, and have enough activities and entertainment in my life.
Post by: JAYSLOL on April 28, 2021, 10:01:24 AM
Jan 2019 $88,323.07
Feb 2019 $97,575.00
Mar 2019 $105,804.17
Apr 2019 $110,146.48
May 2019 $118,815.81
Jun 2019 $116,686.93
Jul 2019 $127,984.34
Aug 2019 $131,602.10
Sep 2019 $135,237.23
Oct 2019 $139,487.25
Nov 2019 $144,270.40
Dec 2019 $152,659.87
Jan 2020 $160,640.81
Feb 2020 $164,138.30
Mar 2020 $155,416.96
Apr 2020 $139,647.77
May 2020 $160,299.16
Jun 2020 $170,029.43
Jul 2020 $174,449.14
Aug 2020 $187,530.68
Sep 2020 $203,000.99
Oct 2020 $199,803.23
Nov 2020 $198,784.09
Dec 2020 $223,921.98
Jan 2021 $242,306.83
Feb 2021 $247,596.01
Mar 2021 $254,075.59
Apr 2021 $269,736.41
And I'm out!!
Nice! You made quick work of this!
Post by: lexde on April 29, 2021, 01:02:39 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | − |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | − |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,733.43 | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | − | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | − | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | − | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | − | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | − | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | − | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | − | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | − | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | − | − |
+$19,092.12
Another really solid month financially, but a really difficult month personally. Onward and upward.
Goals Breakdown
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: RWD on April 29, 2021, 01:38:15 PM
+$19,092.12Fixed that for you
Projected Graduation date: December 2021
Post by: lexde on April 29, 2021, 04:40:36 PM
True! That was my original projected date before the new job. :-)+$19,092.12Fixed that for you
Projected Graduation date: December 2021
Post by: clynn on April 30, 2021, 09:28:10 AM
Jumping in!
Nov 2020 $ 204,524.36
Dec 2020 $213,875.86
Jan 2021 $213,646.10
Feb 2021 $223,561.66
March 2021 $242,171.04
April 2021: $255,117
I guess this means I'm graduating! That was fast! See you all on the other side!
Post by: windytrail on April 30, 2021, 09:55:35 AM
1/2017 -$19,000 +$22,000
1/2018 $9,000 +$28,000
1/2019 $29,500 +$20,500 +228%
1/2020 $70,500 +$41,000 +139%
6/1/2020 $111,116 +$40,616 +58%
7/1/2020 $128,000 +$16,884 +15%
8/1/2020 $136,000 +$8,000 +6%
8/31/2020 $144,858 +$8,858 +7%
9/30/2020 $147,009 +$2,151 +1%
10/31/2020 $150,073 +$3,064 +2%
11/30/2020 $174,474 +$24,401 +16%
1/1/2021 $190,979 +$16,505 +9%
2/1/2021 $198,243 +$7,264 +4%
3/1/2021 $208,142 +$9,899 +5%
4/1/2021 $220,468 +$12,326 +6%
5/1/2021 $238,094 +$17,626 +8%
Almost there! If things go well, could reach the goal on the one year anniversary of joining this thread.
Post by: JAYSLOL on April 30, 2021, 12:25:41 PM
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)
Apr 1 - 132.5 (+1000)
May 1 - 132.4 (-100)
Would have been a good month but paid cash for a used car
Post by: philli14 on April 30, 2021, 10:14:06 PM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09/20: 170,460 (+12020)
1/10/20: 170,416 (-44)
1/11/20: 172,359 (+1943)
1/12/20: 193,043 (+20684)
1/01/21: 203,920 (+10877)
1/02/21: 208,614 (+4694)
1/03/21: 220,643 (+12029)
1/04/21: 229,518 (+8875)
1/05/21: 245,137 (+15619)
A little startling how close I am to leaving this thread, feel very fortunate.
Post by: Feivel2000 on May 01, 2021, 07:14:51 AM
122.597 €
-2.965 €
-2.965 €
In practice, this was a good month, in theory it looks bad. I bought a kitchen and financed it (at 0%, I think this is fine...). I added the kitchen debt to my debt, of course. So my networth took a hit. (In theory the active side increased, but I don't want to fool myself by thinking my kitchen is an asset or investment.)
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | ............... | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | ............... | ............... | ............... | ............... |
Mar | ............... | 123.950 € | ............... | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 150.000 € | ............... | ............... | ............... |
May | ............... | ............... | ............... | ............... | ............... | ............... |
Jun | ............... | ............... | ............... | ............... | ............... | ............... |
Jul | 87.134 € | ............... | ............... | ............... | ............... | ............... |
Aug | 88.989 € | ............... | ............... | ............... | ............... | ............... |
Sept | 90.473 € | ............... | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | ............... | ............... | ............... | ............... | ............... |
Nov | 96.957 € | ............... | ............... | ............... | ............... | ............... |
Dec | 103.130 € | ............... | ............... | ............... | ............... | ............... |
Spoiler: show
Post by: MudPuppy on May 01, 2021, 07:22:36 AM
Post by: zygote on May 01, 2021, 08:40:47 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76
3/21: $206,593.43
4/21: $211,501.00 (+$4,907.57, +2.38%)
5/21: $223,080.37 (+11,579.37, +5.47%)
Good month for me! Getting closer. If my current pace holds, I should be there in August, 2 years after I first joined this thread.
Post by: jiimmy on May 01, 2021, 08:42:16 AM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
June 1st, 2020 $115,759
July 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
Apr 1st, 2021 $182,975
May 1st, 2021 $194,917
It's quite the cherry-pick, but +100k in 13 months, woo hoo!
Post by: eav on May 01, 2021, 08:46:25 AM
November: Forgot to check! ~$103,000
December: $110,900
January 2021: $115,301
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614
May 2021: $143,399 (also, no more student loans!)
Post by: peppermint on May 01, 2021, 08:58:10 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
Post by: Optimiser on May 01, 2021, 09:53:19 AM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | -57,500 | -28,300 | 500 | 43,700 | 129,400 |
| February | -58,300 | -24,300 | 5,000 | 45,400 | 119,000 |
| March | -50,400 | -25,100 | 14,000 | 45,300 | 143,100 |
| April | -43,900 | -22,800 | 12,700 | 52,800 | 142,300 |
| May | -46,300 | -23,700 | 9,500 | 59,400 | - |
| June | -38,200 | -15,600 | 11,500 | 63,400 | - |
| July | -41,300 | -15,100 | 17,000 | 70,900 | - |
| August | -40,200 | -14,400 | 19,900 | 78,500 | - |
| September | -33,200 | -15,200 | 19,900 | 80,700 | - |
| October | -30,900 | -9,600 | 26,200 | 80,300 | - |
| November | -34,000 | -8,900 | 34,500 | 108,900 | - |
| December | -30,800 | -200 | 37,200 | 110,600 | - |
Post by: Naomi on May 02, 2021, 03:03:54 AM
2021 net worth investments debt
jan $144,900 $367,500 $222,600
feb $155,700 $382,600 $226,900
mar $154,900 $381,900 $227,000
apr $180,600 $404,800 $224,200
may $197,500 $419,500 $222,200
Post by: mckaylabaloney on May 02, 2021, 08:06:09 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | - |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | - |
Congrats @eav on getting rid of the student loans!
Post by: CanadianTeacher on May 02, 2021, 09:09:36 AM
anuary 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
Post by: jdhansen on May 02, 2021, 12:48:49 PM
3/6/2021 $129,663
4/2/2021 $144,239
5/2/2021 $168,072
Progress is continuing much faster than I had anticipated. Not sure where the growth is coming from but we will take it. Haven't changed our savings rate, unless the DW is secretly putting money into our accounts when I'm not looking and if she is, I won't complian.
Post by: haypug16 on May 02, 2021, 07:36:18 PM
I have just graduated from the 10k-100k race so here I am. :) Current goal is to finish this race in July 2023. Hoping to push it and cross the finish line sooner but as things look right now that's were I'm at.
April 2021 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
3/31/2020 $22,896.16 - 3 years in
3/31/2021 $92,842.32 - 4 years in
4/30/2021 $100,212.15 - Current balance
Post by: Sugaree on May 03, 2021, 04:26:54 AM
| Net Worth | 2019 | 2020 | 2021 |
| January | $49,378.04 | $90,928.02 | $161,747.01 |
| February | $50,300.10 | $93,896.81 | $162,883.32 |
| March | $59,373.49 | $100,165.23 | $173,923.10 |
| April | $59,558.47 | $94,297.23 | $183,031.09 |
| May | $64,340.45 | $106,341.84 | $186,124.71 |
| June | $64,940.28 | $113,372.31 | $ - |
| July | $70,156.02 | $120,466.05 | $ - |
| August | $74,302.64 | $127,953.51 | $ - |
| September | $74,328.43 | $135,625.59 | $ - |
| October | $78,067.76 | $137,857.32 | $ - |
| November | $81,274.16 | $136,857.08 | $ - |
| December | $88,148.59 | $152,706.85 | $ - |
| Annual gain | $38,770.55 | $61,778.83 | $ - |
Had a larger-than-normal spending month, so any forward progress is good news this month.
Post by: FICurious on May 03, 2021, 06:08:35 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
01 Feb 2021: $203,845
01 Mar 21: $210,555
01 Apr 21: $214,681
1 May 21: $222,830
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: Master of None on May 03, 2021, 08:01:09 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
1/3/21- $184,692.76
2/2/21- $190,741.26
3/2/21- $200,580.85
4/2/21- $208,094.81
5/3/21- $217,401.97
Post by: okisok on May 03, 2021, 06:06:17 PM
July 1: $94,885
August 1: $99,157
September 1: $96,161
October 1: $92,650
November 1: $94,512
November 28: $104,403.57
Just made it to this thread! I started my MMM journey in 2017 with a NW of $11,000. I've averaged about $60k per year over the last three years. Less this year, due to Covid-related loss of commission, layoff, and starting a new job. The silver lining of this year was increased savings due to lowered spending during quarantine.
Everyone says the first 100k is the hardest, so I'm looking forward to the easy glide to $250k :)
Dec 1 2020 $103, 694
Jan 1 2021 $106,123
Feb 1 2021 $107,022
Mar 1 2021 $109,254
Apr 1 2021 $114, 473
May 1 2021 $120,521
It has been easier than I thought. A lot of market gains, for sure. The rest is tight budgeting and good use of any 'found' money. Gaming my grocery bill, utility bills, etc, to see how low I can go. Already put April's extra paycheck straight into savings and planning on doing the same with December's. I can feel the progress!
Post by: Nederstash on May 08, 2021, 03:33:36 AM
Oct 20 121,341
Nov 20 123,130
Dec 20 129,299
Jan 21 131,476
Feb 21 132,776
Mar 21 133456
Apr 21 136055
May 21 138224
Post by: Cezil on May 10, 2021, 06:57:08 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $39,268.86 | $65,122.37 | $81,866.77 | $115,567.59 | $163,613.18 | - |
| February | - | $40,863.10 | $67,352.98 | $87,222.31 | $111,573.16 | $167,970.17 | - |
| March | - | $42,371.10 | $66,410.59 | $88,865.95 | $99,504.35 | $176,616.97 | - |
| April | - | $43,864.83 | $65,377.11 | $93,050.94 | $111,360.82 | $180,431.85 | - |
| May | - | $44,450.52 | $68,032.74 | $91,719.70 | $118,208.83 | - | - |
| June | - | $47,031.44 | $68,405.97 | $95,665.54 | $122,592.19 | - | - |
| July | - | $48,401.46 | $70,232.18 | $99,502.49 | $128,466.93 | - | - |
| August | - | $49,222.48 | $72,016.38 | $98,339.71 | $137,931.07 | - | - |
| September | - | $51,435.45 | $73,657.42 | $102,459.81 | $134,150.29 | - | - |
| October | - | $52,990.22 | $71,492.09 | $104,199.94 | $135,243.05 | - | - |
| November | - | $55,388.92 | $75,678.29 | $109,178.17 | $150,933.68 | - | - |
| December | $32,870.70 | $58,271.55 | $72,493.16 | $111,642.78 | $159,144.91 | - | - |
| Annual gain | $32,870.70 | $25,400.85 | $14,221.61 | $39,149.62 | $47,502.13 | - | - |
Post by: zee dot on May 11, 2021, 11:25:40 AM
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
2/2020 $233,248.37
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
5/2020 $254,753.20
6/2020 $267,135.65
7/2020 $285,722.37
8/2020 $304,363.96
9/2020 $153,230.49 (bought cabin)
10/2020 $161,197.31
11/2020 $192,106.43
12/2020 $205,038.87
01/2021 $not handy
02/2021 $232,317.39 (bonus)
03/2021 $222,866.68
04/2021 $224,317.47
Post by: Em-Dog on May 11, 2021, 02:37:32 PM
May-21 $190,532.59
Apr-21 $183,963.28
Mar-21 $135,298.29
Feb-21 $129,160.10 * Paid off student loans!
Jan-21 $117,963.53
Dec-20 $118,877.17
Nov-20 $95,120.05 * Was previously saving cash for a downpayment $100k but realized we shouldn't buy in this HCOL area and I missed out on a lot of market gains by holding the cash, so I've slowly been funneling it to my brokerage account (Hence the big jumps from here forward)
Oct-20 $69,866.30
Sep-20 $69,042.70
Aug-20 $69,345.30
Jul-20 $63,678.34
Jun-20 $58,783.50
May-20 $55,517.05
Apr-20 $50,763.20 * Started reading MMM and saving more, but was saving cash {Facepalm}
Mar-20 $45,431.00
Feb-20 $48,605.23
Jan-20 $52,635.65
Dec-19 $51,547.28
Nov-19 $46,935.09
Oct-19 $43,731.91
Sep-19 $41,343.22
Aug-19 $30,641.97
Jul-19 $31,357.67
Jun-19 $27,726.36
May-19 $24,272.62
Apr-19 $25,628.40
Mar-19 $23,011.13
Feb-19 $28,143.54
Jan-19 $19,460.94
Dec-18 $16,589.29
Nov-18 $16,332.01
Oct-18 $16,043.81
Sep-18 $17,379.82
Aug-18 $17,375.18
Jul-18 $17,057.21
Jun-18 $16,624.53
May-18 $16,646.19
Apr-18 $13,641.43
Mar-18 $12,258.67
Feb-18 $12,413.65
Jan-18 $11,592.01
Dec-17 $9,918.12
Nov-17 $7,398.48
Oct-17 $6,064.22
Sep-17 $4,759.59 * Started contributing to my 401k
Only counting my 401k and taxable brokerage account here, but I want in and some accountability. No debt!
Post by: Huskerfan on May 11, 2021, 10:11:17 PM
My stats:
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
Numbers updated thru the last day of the month.
April returns were better than March (slightly). I am for the most part sticking to my strategy, and will be in the laying low for the first part of May.
My unofficial goal is to pop up to $250k by the end of DEC 2021. It’s going to take some good gains and avoiding any larger drops. I’m excited to see how 2021 goes. The “meet my goal of 6% gains for the year” puts me at needing a total of around $230k. Obviously I’m trying to pump that number up a little. I’ll be happy to reach that goal, but very happy to reach the $250k.
Good luck to all
Post by: YarnBudget on May 16, 2021, 09:02:13 AM
EOY 2019 = $32,211.58
EOY 2020 = $79,741.14
Jan 2021 = $82,136.05 (+$2,394.91)
Feb 2021 = $87,168.43 (+$5,032.38)
Mar 2021 = $94,241.61 (+$7,073.18)
Apr 2021 = $102,121.70 (+$7,880.09)
Projected graduation date is August of 2024, so I think my stretch goal will be to graduate in under three years in March of 2024.
Post by: GatorNation on May 18, 2021, 01:28:10 PM
Jan 1, 2020- ($106,695.56)
Dec 1, 2020- $16,441.11
Jan 1, 2021- $26,005.07
Feb 1, 2021- $38,479.28
Mar 1, 2021- $50,563.25
Apr 1, 2021- $78,703.27
May 1, 2021- $97,225.14
May 15, 2021- $101,183.45.
Post by: Em-Dog on May 18, 2021, 02:29:10 PM
Post by: ResolLaTot on May 21, 2021, 10:32:25 AM
Can't shed an ever mounting desire to GTFO of work for a year. So I'm jumping into THIS race to keep me from jumping out of the rat race too soon. I'm only tracking investment accounts. keeping my savings/checking mentally earmarked as an emergency-sabbatical fund. I front loaded my 401k contributions to max out at end of May. My stretch goal for December 2021 is 175k.
2021
April = $149,154
May. = $153,211
I have one more contribution to max 401k for 2021, then it's on to max HSA in June. Progress will slow in July unless I begin to make monthly taxable brokerage contributions.
Post by: Dave15 on May 24, 2021, 05:39:53 AM
03-04-2021 € 115.248,00
This post is long overdue- it suddenly dawned on me that I hadn't updated on here since I first crossed the 100k mark in early december. So here goes: tracking personal NW only, and here to keep myself accountable. I'm a former sporadic poster in the save to 50k thread and the race from 10-100k thread, and always liked reading updates of people in roughly the same boat.
Best of luck and happy stashing!
25-6-2018 € 29.879,12 ------> Started Tracking
25-12-2018 € 41.939,62
26-12-2019 € 64.000,00
03-02-2020 € 72.170,00
28-02-2020 € 74.154,00
25-03-2020 € 71.579,00
09-05-2020 € 76.221,00
01-06-2020 € 78.816,00
02-08-2020 € 82.500,00
26-10-2020 € 91.218,00
01-12-2020 € 100.247,00
28-01-2021 € 109.370,00
28-02-2021 € 110.989,00
03-04-2021 € 115.248,00
25-04-2021 € 118.816,00
24-05-2021 € 119.366,00
Heavy expenses due to upcoming wedding and honeymoon in september. Extra vacation pay came in to save the day, otherwise I'd be down a bit in NW. Stock market also not helping with the numbers game- but in the long run it's only positive for me.
Post by: QuillScroll on May 28, 2021, 11:53:28 AM
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
08/18/2020 - 164002
09/16/2020 - 172639
10/19/2020 - 187470
11/16/2020 - 197938
12/15/2020 - 212337
01/15/2021 - 230371
04/10/2021 - 250935
05/28/2021 - 254366
Think I have truly graduated from this thread unless markets go for a toss. Thanks to all your support.
See you soon on the other side!
Post by: JCGreen on May 28, 2021, 01:03:38 PM
Net worth:
2017: 2019 2020 2021
Dec2017:$7800 Jan2019: $27,100 (+3140) Jan2020:$45,839 (+$2003) Jan2021:$89,090 (+$6,321)
2018 Feb2019: $29,443 (+2343) Feb2020:$43,345 (-$2494) Feb2021:$86,608 (-$2482)
Apr2018:$13,200 Mar2019: $31,603 (+2160) Mar2020:$39,081 (-$4264) Mar2021:$98,860 (+$12,259)
Aug2018:$22,800 Apr2019: $33,959 (+2356) Apr2020:$47,551 (+$9470) Apr2021: $106,604 (+$7428):
Sep2018: $23,645 May2019: $33,933 (-$26) May2020:$51,613 (+$4,061)
Oct2018: $23,658 Jun2019: $37,928 (+3995) Jun2020:$56,760 (+$5147)
Nov2018: $23,948 (+$290) Jul2019: $39,736 (+1808) Jul2020:$61,567 (+$4,807)
Dec2018: $23,960 (+12) Aug2019: $39,918 (+182) Aug2020:$68,102 (+$6,535)
Sep2019: $34,179 (-5739) Sep2020:$68,212(+$109)
Oct2019: $38,091 (+3912) Oct2020:$68,976 (+$763)
Nov2019: $39,867 (+1776) Nov2020:$76,790 (+$7,814)
Dec2019: $43836 (+$3968) Dec2020:$82,778 (+$5,987)
May2021: $107,294.44 (+$690.38) Not a lot of growth in the market this month, but also paid some medical bills out of my HSA - more bills likely to come.
Post by: Feivel2000 on May 30, 2021, 08:34:27 AM
120.440 €
-2.157 €
-2.157 €
Even though I got a money present and saved additional 2200€, I could not out-save the crypto-devaluation.
I got a raise and will save additional 50€ from next month on, to reach my 50% savings-rate goal. So starting next month, I will save at least 1.662 € per month.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | ............... | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | ............... | ............... | ............... | ............... |
Mar | ............... | 123.950 € | ............... | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 150.000 € | ............... | ............... | ............... |
May | ............... | 120.440 € | ............... | ............... | ............... | ............... |
Jun | ............... | ............... | ............... | ............... | ............... | ............... |
Jul | 87.134 € | ............... | ............... | ............... | ............... | ............... |
Aug | 88.989 € | ............... | ............... | ............... | ............... | ............... |
Sept | 90.473 € | ............... | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | ............... | ............... | ............... | ............... | ............... |
Nov | 96.957 € | ............... | ............... | ............... | ............... | ............... |
Dec | 103.130 € | ............... | ............... | ............... | ............... | ............... |
Spoiler: show
Post by: jdhansen on May 30, 2021, 10:31:40 AM
Feb 2021 $129,663
Mar 2021 $144,239
Apr 2021 $168,072
May 2021 $167,435
The first month with a decrease from the previous months, mostly due to having to pay for car repairs, luckily it was on a minor decrease. Hopefully, June will show growth again.
Post by: zygote on May 31, 2021, 09:15:51 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76
3/21: $206,593.43
4/21: $211,501.00 (+$4,907.57, +2.38%)
5/21: $223,080.37 (+$11,579.37, +5.47%)
6/21: $226,044.45 (+$2,964.08, +1.33%)
Slower growth this month. It's from a combination of the market slowing down and a big spending month. A lot of things that were deferred for covid are finally coming up again, so the next few months will probably be similar. But it's all planned spending for things I'm excited about, so oh well.
Post by: philli14 on May 31, 2021, 09:30:15 AM
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)
1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09/20: 170,460 (+12020)
1/10/20: 170,416 (-44)
1/11/20: 172,359 (+1943)
1/12/20: 193,043 (+20684)
1/01/21: 203,920 (+10877)
1/02/21: 208,614 (+4694)
1/03/21: 220,643 (+12029)
1/04/21: 229,518 (+8875)
1/05/21: 245,137 (+15619)
1/05/21: 250,988 (+5831)
Despite a spendy month it has happened! See you all in the next thread.
Post by: Em-Dog on May 31, 2021, 10:12:33 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | - | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | - | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | - | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | - | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | - | - | |
| June | $16,625 | $27,726 | $58,784 | - | - | - | |
| July | $17,057 | $31,358 | $63,678 | - | - | - | |
| August | $17,375 | $30,624 | $69,345 | - | - | - | |
| September | $17,380 | $41,343 | $69,043 | - | - | - | |
| October | $16,044 | $43,732 | $69,866 | - | - | - | |
| November | $16,332 | $46,935 | $95,120 | - | - | - | |
| December | $16,589 | $51,547 | $118,877 | Graduation Goal | - | - |
Congrats @philli14 & @QuillScroll and welcome @Feivel2000 & @JCGreen!!
Post by: jiimmy on May 31, 2021, 07:39:44 PM
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Jun 1st, 2020 $115,759
Jul 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
Apr 1st, 2021 $182,975
May 1st, 2021 $194,917
Jun 1st, 2021 $199,915
These numbers are getting large, and are making me feel quite fortunate. NW is 12 years of current spending, so nearly halfway to a 4% WD.
Post by: CanadianTeacher on May 31, 2021, 10:51:05 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $188,917.59 (+5.38%)
Post by: Feivel2000 on June 01, 2021, 02:08:39 AM
Post by: Sugaree on June 01, 2021, 05:25:06 AM
| Net Worth | 2019 | 2020 | 2021 |
| January | $49,378.04 | $90,928.02 | $161,747.01 |
| February | $50,300.10 | $93,896.81 | $162,883.32 |
| March | $59,373.49 | $100,165.23 | $173,923.10 |
| April | $59,558.47 | $94,297.23 | $183,031.09 |
| May | $64,340.45 | $106,341.84 | $186,124.71 |
| June | $64,940.28 | $113,372.31 | $189,866.01 |
| July | $70,156.02 | $120,466.05 | $ - |
| August | $74,302.64 | $127,953.51 | $ - |
| September | $74,328.43 | $135,625.59 | $ - |
| October | $78,067.76 | $137,857.32 | $ - |
| November | $81,274.16 | $136,857.08 | $ - |
| December | $88,148.59 | $152,706.85 | $ - |
| Annual gain | $38,770.55 | $61,778.83 | $ - |
A so-so month. I'm leaving for vacation in a few days, so I feel like I've been spending So. Much. Money. getting ready for that. I'm sure next month will be a losing month because all the actual vacation expenses will be reflected in that.
Post by: mckaylabaloney on June 01, 2021, 08:37:10 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | - |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | - |
A better month than I expected, considering the iffy stock market. I did hit a huge personal milestone this month, in that my student loans finally dropped into five figures (in 2017 I had ~$225k of debt and now I'm at ~$99k). That's still........so much lol, but it feels great nonetheless.
Post by: Optimiser on June 01, 2021, 09:17:42 AM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | -57,500 | -28,300 | 500 | 43,700 | 129,400 |
| February | -58,300 | -24,300 | 5,000 | 45,400 | 119,000 |
| March | -50,400 | -25,100 | 14,000 | 45,300 | 143,100 |
| April | -43,900 | -22,800 | 12,700 | 52,800 | 142,300 |
| May | -46,300 | -23,700 | 9,500 | 59,400 | 150,800 |
| June | -38,200 | -15,600 | 11,500 | 63,400 | - |
| July | -41,300 | -15,100 | 17,000 | 70,900 | - |
| August | -40,200 | -14,400 | 19,900 | 78,500 | - |
| September | -33,200 | -15,200 | 19,900 | 80,700 | - |
| October | -30,900 | -9,600 | 26,200 | 80,300 | - |
| November | -34,000 | -8,900 | 34,500 | 108,900 | - |
| December | -30,800 | -200 | 37,200 | 110,600 | - |
Post by: peppermint on June 01, 2021, 10:22:49 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
Post by: Huskerfan on June 01, 2021, 12:23:34 PM
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Numbers updated thru the last day of the month.
I stuck to my strategy, and laid low for the first part of May. And popped back in for some gains when I was read to do so. A similar strategy is in place in June, as its mostly a month I tend to stay in safety.
It appears I’ll be hitting the $250K goal I set for myself to hit in December 2021 —many months ahead of schedule. So with that; I guess a new goal will be $280k. I’ve pulled in gains above the 20% mark thus far for the year. So hopefully I can keep the trend going and perhaps gain another 10%. I’m excited to see how the next 7 months treat my accounts.
Post by: Master of None on June 01, 2021, 02:40:46 PM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
1/3/21- $184,692.76
2/2/21- $190,741.26
3/2/21- $200,580.85
4/2/21- $208,094.81
5/3/21- $217,401.97
6/1/21- $223,808.63
Post by: FICurious on June 02, 2021, 06:11:03 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
01 Feb 2021: $203,845
01 Mar 21: $210,555
01 Apr 21: $214,681
1 May 21: $222,830
1 Jun 21: $226,661
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: windytrail on June 02, 2021, 10:34:45 AM
1/2017 -$19,000 +$22,000
1/2018 $9,000 +$28,000
1/2019 $29,500 +$20,500 +228%
1/2020 $70,500 +$41,000 +139%
6/1/2020 $111,116 +$40,616 +58%
7/1/2020 $128,000 +$16,884 +15%
8/1/2020 $136,000 +$8,000 +6%
8/31/2020 $144,858 +$8,858 +7%
9/30/2020 $147,009 +$2,151 +1%
10/31/2020 $150,073 +$3,064 +2%
11/30/2020 $174,474 +$24,401 +16%
1/1/2021 $190,979 +$16,505 +9%
2/1/2021 $198,243 +$7,264 +4%
3/1/2021 $208,142 +$9,899 +5%
4/1/2021 $220,468 +$12,326 +6%
5/1/2021 $238,094 +$17,626 +8%
6/1/2021 $246,170 +$8,076 +3%
Almost there...
Post by: Nederstash on June 02, 2021, 03:07:08 PM
Oct 20 121,341
Nov 20 123,130
Dec 20 129,299
Jan 21 131,476
Feb 21 132,776
Mar 21 133,456
Apr 21 136,055
May 21 138,224
Jun 21 142,989
Post by: JAYSLOL on June 03, 2021, 10:26:55 PM
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)
Apr 1 - 132.5 (+1000)
May 1 - 132.4 (-100)
June 1 - 134.8 (+2400)
Still slow going for me, but June (and the rest of the year) should be better. I still think I have a shot to get to 160 by the end of the year, but it’ll take some real work now (and no market crash)
Post by: JAYSLOL on June 03, 2021, 10:36:17 PM
Sep 20 120,976
Oct 20 121,341
Nov 20 123,130
Dec 20 129,299
Jan 21 131,476
Feb 21 132,776
Mar 21 133,456
Apr 21 136,055
May 21 138,224
Jun 21 142,989
Looks like you are on track to beat your goal of 148 way early! Congrats!
Post by: Naomi on June 04, 2021, 12:24:58 AM
2021 net worth investments debt
jan $144,900 $367,500 $222,600
feb $155,700 $382,600 $226,900
mar $154,900 $381,900 $227,000
apr $180,600 $404,800 $224,200
may $197,500 $419,500 $222,200
jun $208,100 $430,600 $ 222,500
Post by: Cezil on June 04, 2021, 05:26:59 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $39,268.86 | $65,122.37 | $81,866.77 | $115,567.59 | $163,613.18 | - |
| February | - | $40,863.10 | $67,352.98 | $87,222.31 | $111,573.16 | $167,970.17 | - |
| March | - | $42,371.10 | $66,410.59 | $88,865.95 | $99,504.35 | $176,616.97 | - |
| April | - | $43,864.83 | $65,377.11 | $93,050.94 | $111,360.82 | $180,431.85 | - |
| May | - | $44,450.52 | $68,032.74 | $91,719.70 | $118,208.83 | $185,387.67 | - |
| June | - | $47,031.44 | $68,405.97 | $95,665.54 | $122,592.19 | - | - |
| July | - | $48,401.46 | $70,232.18 | $99,502.49 | $128,466.93 | - | - |
| August | - | $49,222.48 | $72,016.38 | $98,339.71 | $137,931.07 | - | - |
| September | - | $51,435.45 | $73,657.42 | $102,459.81 | $134,150.29 | - | - |
| October | - | $52,990.22 | $71,492.09 | $104,199.94 | $135,243.05 | - | - |
| November | - | $55,388.92 | $75,678.29 | $109,178.17 | $150,933.68 | - | - |
| December | $32,870.70 | $58,271.55 | $72,493.16 | $111,642.78 | $159,144.91 | - | - |
| Annual gain | $32,870.70 | $25,400.85 | $14,221.61 | $39,149.62 | $47,502.13 | - | - |
1) I've crossed the halfway point in this race. Hooray! (Took just under 2 years) (Combined NW with my SO [recently unemployed] has now passed $300k)
2) The nice, steady increase has made it much more difficult to consider quitting in July or August to take a gap year. Part time is not an option at my cog-in-the-machine job, but I just don't feel like working anymore, period.
Post by: ohyonghao on June 06, 2021, 04:39:33 AM
May 2015: $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
July 2016: $207,370.73
August 2016: $210,598.32
September 2016: $211,858.91
October 2016: $217,642.90
November 2016: $219,133.69
December 2016: $195,225.97
January 2017: $194,385.56
February 2017: $203,588.68
...
May 2021: $275,174.89
A lot has gone on since I last posted in 2017. I was laid off all of a sudden in April of 2017, started college for the first time in June of 2017, and graduated with a BS in CS and Math in June of 2020. I started my Masters in June of 2020 also and accepted my first post college job and started in March of 2021. Somewhere amongst all this I apparently graduated this forum thread.
One of the biggest things that FI has gotten me was the ability to 100% focus on school and not worry so much about money. Certainly it was in the back of my mind, but I just lived according to mustachian principles, and worked hard towards my goal. I took out student loans because I'm good with numbers and that total you see above is net worth, meaning that's AFTER subtracting the loans. I don't care so much about debt free as I do about a positive balance sheet. The hardest part came last year, having just graduated college, unable to find work, and the market tanks. It was tough but I kept moving forward. Big thanks to my sweetheart and her support. She found work while I was in school that most months covered our expenses, which was especially useful last Summer.
It's been good reading the last few pages here and seeing everyone's progress. Hope to see you all soon in the next thread!
Post by: alcon835 on June 06, 2021, 08:29:17 AM
...A lot has gone on since I last posted in 2017. I was laid off all of a sudden in April of 2017, started college for the first time in June of 2017, and graduated with a BS in CS and Math in June of 2020. I started my Masters in June of 2020 also and accepted my first post college job and started in March of 2021. Somewhere amongst all this I apparently graduated this forum thread.
One of the biggest things that FI has gotten me was the ability to 100% focus on school and not worry so much about money...
WOW!!! Congrats!!!
What a testament to the true reason we do all of this - so that we can achieve our lifestyle goals without freaking out about money. Being able to go to school and live off of your savings after a layoff is pretty amazing!
Post by: jps on June 08, 2021, 02:57:15 PM
End of Month Balance
7/2020: $107,142
8/2020: $117,360
9/2020: $116.8K
10/2020: $117.5K
11/2020: $133.8K
As of today, our balances are at $192K. I haven't updated here in a while, because I'm not really one to track numbers every month, as much as I like to think I am. We're sitting at 44% increase in investments since early Dec 2020, and about 100% increase since 365 days ago. Wow. I know market conditions have been bonkers lately, but even still very early into my investing career I feel like the snowball has started and I won't soon be able to stop it.
Post by: life_travel on June 16, 2021, 06:28:54 PM
December 21, 2020 - $140,390
January 31, 2021 - $137,700 ( went down due to individual share holding)
February 28, 2021 - $146,500
March 30, 2021 - $152,700
Forgot all about this race.. Anyway, things are ticking along, we are not really adding anything ( due to reduced work), the growth is organic , from investments already in.
April 2021 - $153,300
May 2021 - $159,000
Post by: StartingEarly on June 17, 2021, 08:19:53 AM
Post by: JCGreen on June 26, 2021, 09:58:57 AM
Hi All, I am new to this thread - Just jumped ship from the race 10k-100kJun2021: $111,827.02 (+$4532.58) Very happy with this amount of growthNet worth:
2018: 2019 2020 2021
Jan $27,100 $45,839 $89,090
Feb $29,443 $43,345 $86,608
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760
Jul $39,736 $61,567
Aug $22,800 $39,918 $68,102
Sep $23,645 $34,179 $68,212
Oct $23,658 $38,091 $68,976
Nov $23,948 $39,867 $76,790
Dec $23,960 $43836 $82,778
Post by: Optimiser on June 30, 2021, 05:27:08 PM
2017 2018 2019 2020 2021 January -57,500 -28,300 500 43,700 129,400 February -58,300 -24,300 5,000 45,400 119,000 March -50,400 -25,100 14,000 45,300 143,100 April -43,900 -22,800 12,700 52,800 142,300 May -46,300 -23,700 9,500 59,400 150,800 June -38,200 -15,600 11,500 63,400 148,700 July -41,300 -15,100 17,000 70,900 - August -40,200 -14,400 19,900 78,500 - September -33,200 -15,200 19,900 80,700 - October -30,900 -9,600 26,200 80,300 - November -34,000 -8,900 34,500 108,900 - December -30,800 -200 37,200 110,600 -
Post by: jiimmy on June 30, 2021, 07:59:03 PM
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Jun 1st, 2020 $115,759
Jul 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
Apr 1st, 2021 $182,975
May 1st, 2021 $194,917
Jun 1st, 2021 $199,915
Jul 1st, 2021 $204,771
$45,229 left. Seems do-able.
Post by: Sugaree on July 01, 2021, 05:38:24 AM
| Net Worth | 2019 | 2020 | 2021 |
| January | $49,378.04 | $90,928.02 | $161,747.01 |
| February | $50,300.10 | $93,896.81 | $162,883.32 |
| March | $59,373.49 | $100,165.23 | $173,923.10 |
| April | $59,558.47 | $94,297.23 | $183,031.09 |
| May | $64,340.45 | $106,341.84 | $186,124.71 |
| June | $64,940.28 | $113,372.31 | $194,364.35 |
| July | $70,156.02 | $120,466.05 | $ - |
| August | $74,302.64 | $127,953.51 | $ - |
| September | $74,328.43 | $135,625.59 | $ - |
| October | $78,067.76 | $137,857.32 | $ - |
| November | $81,274.16 | $136,857.08 | $ - |
| December | $88,148.59 | $152,706.85 | $ - |
| Annual gain | $38,770.55 | $61,778.83 | $ - |
Went on vacation, and went over budget, so an increase is nice. I was hoping to graduate by the end of the year, but it's looking like that is going to be more realistic sometime around January or February. I'm also expecting some large medical bills for Mr. Sugaree in the next few months, so that's going to be a small setback too.
Post by: FICurious on July 01, 2021, 08:22:26 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
01 Feb 2021: $203,845
01 Mar 21: $210,555
01 Apr 21: $214,681
1 May 21: $222,830
1 Jun 21: $226,661
1 July 21: $228,336
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: peppermint on July 01, 2021, 08:36:16 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84
We bought a house, so that's why there is the big drop! Maybe I'll transition this to investments only sometime. Even with that, it's impressive to me I'm only set back to where I was ~10 months ago.
Post by: Em-Dog on July 01, 2021, 08:42:36 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | - | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | - | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | - | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | - | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | - | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | - | - | |
| July | $17,057 | $31,358 | $63,678 | Graduation Goal | - | - | |
| August | $17,375 | $30,624 | $69,345 | - | - | - | |
| September | $17,380 | $41,343 | $69,043 | - | - | - | |
| October | $16,044 | $43,732 | $69,866 | - | - | - | |
| November | $16,332 | $46,935 | $95,120 | - | - | - | |
| December | $16,589 | $51,547 | $118,877 | - | - | - | |
| Annual Gain | $6,671 | $34,958 | $67,330 | $128,880 | - | - | |
| Contributions | $8,100 | $30,491 | $53,064 | $108,252 | - | - | |
| Returns | ($1,429) | $4,467 | $14,266 | $20,628 | - | - |
Post by: mckaylabaloney on July 01, 2021, 10:09:54 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | - |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | - |
The big jump this month is kind of illusory: I refinanced my home in June at a value much higher than I had previously been estimating, so my home equity shot up this month for no reason attributable to me. Still, even accounting for that, it's extremely wild to see where I am now compared to just one year ago.
Post by: haypug16 on July 01, 2021, 11:11:00 AM
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
3/31/2020 $22,896.16 - 3 years in
3/31/2021 $92,842.32 - 4 years in
4/30/2021 $100,212.15 - Join this race
5/31/2021 $103,329.82
6/30/2021 $108,949.13 - Increase of $5,619.31 in June
I'm averaging a monthly NW increase of just over $5k. That's $60k a year and considering my salary is "only"$73K that's pretty great. Hopefully this can continue through the rest of the year. :)
Post by: ResolLaTot on July 01, 2021, 12:47:40 PM
Can't shed an ever mounting desire to GTFO of work for a year. So I'm jumping into THIS race to keep me from jumping out of the rat race too soon. I'm only tracking investment accounts. keeping my savings/checking mentally earmarked as an emergency-sabbatical fund. I front loaded my 401k contributions to max out at end of May. My stretch goal for December 2021 is 175k.
2021
April = $149,154
May. = $153,211
I have one more contribution to max 401k for 2021, then it's on to max HSA in June. Progress will slow in July unless I begin to make monthly taxable brokerage contributions
2021
April = $149,154
May. = $153,211
June 30 = $162,003
Whoo, that concludes my tax advantaged contributions for the year! Everything from now till 2022 will be down to growth.
Post by: JAYSLOL on July 01, 2021, 01:11:23 PM
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)
Apr 1 - 132.5 (+1000)
May 1 - 132.4 (-100)
June 1 - 134.8 (+2400)
July 1 - 137.3 (+2500)
Post by: windytrail on July 01, 2021, 02:03:31 PM
1/2016 -$41,000
1/2017 -$19,000 +$22,000
1/2018 $9,000 +$28,000
1/2019 $29,500 +$20,500 +228%
1/2020 $70,500 +$41,000 +139%
6/1/2020 $111,116 +$40,616 +58%
7/1/2020 $128,000 +$16,884 +15%
8/1/2020 $136,000 +$8,000 +6%
8/31/2020 $144,858 +$8,858 +7%
9/30/2020 $147,009 +$2,151 +1%
10/31/2020 $150,073 +$3,064 +2%
11/30/2020 $174,474 +$24,401 +16%
1/1/2021 $190,979 +$16,505 +9%
2/1/2021 $198,243 +$7,264 +4%
3/1/2021 $208,142 +$9,899 +5%
4/1/2021 $220,468 +$12,326 +6%
5/1/2021 $238,094 +$17,626 +8%
6/1/2021 $246,170 +$8,076 +3%
7/1/2021 $254,478 +$8,308 +3%
On to the next race. This one took about 15 months. See you all there very soon!
Post by: mckaylabaloney on July 01, 2021, 02:08:54 PM
Post by: zygote on July 01, 2021, 03:18:13 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76
3/21: $206,593.43
4/21: $211,501.00 (+$4,907.57, +2.38%)
5/21: $223,080.37 (+$11,579.37, +5.47%)
6/21: $226,044.45 (+$2,964.08, +1.33%)
7/21: $233,579.18 (+$7,534.73, +3.33%)
Went on vacation this month and spent a lot of money, so it's fun to see such a big increase in spite of that.
Post by: Sanitary Stache on July 02, 2021, 07:26:26 AM
I can't find where I have ever updated my progress in this race. I guess I thought this would take so long I should space out my updates a little bit. This is just cash and investments and some of this cash is EF and some is sinking fund for house projects, so I'm not sure if we will keep up this progress. And this is a surprising accumulation for 6 months!
5/31/2020 - $ 72,426
6/19/2020 - $ 82,681
8/6/2020 - $ 89,237
9/2/2020 - $ 93,346
10/6/2020 - $103,450
1/5/2021 - $114,837
7/2/2021 - $169,009
Post by: Gingersnaps on July 02, 2021, 10:06:46 AM
My work share scheme matured with great gains so that's been reinvested now. Did need a new (to us) car for the kiddo but save for that separately in cash so doesn't affect these numbers.
Still on fully paid maternity leave at the moment so things will change in the next few months, she's worth it though.
Great to see some big updates here, always enjoy seeing people come back with infrequent updates showing that they've remained committed
01/07/2020 - £75,523.86
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86
Post by: jdhansen on July 03, 2021, 02:28:42 PM
Jan 2021 $110,058
Feb 2021 $129,663
Mar 2021 $144,239
Apr 2021 $168,072
May 2021 $167,435
June 2021 $201,247
Post by: CanadianTeacher on July 04, 2021, 07:35:13 AM
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
Unemployed now. No contract prospects lined up right now. Hopefully I get something so I can continue this momentum.
Post by: Huskerfan on July 05, 2021, 03:54:41 PM
Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Jun2021 — $252084
Numbers updated thru the last day of the month.
I stuck to my strategy, and laid low for the majority of June. And popped back in for some gains when I was ready to do so. .
I hit the $250K goal I set for myself to hit in December 2021 —many months ahead of schedule. So with that; I guess a new goal will be $280k. I’ve pulled in gains above the 20% mark thus far for the year. So hopefully I can keep the trend going and perhaps gain another 10%. I’m excited to see how the next 7 months treat my accounts.
Post by: sportsportsports on July 06, 2021, 12:45:36 PM
- 02-2021 $153,472.01
- 03-2021 $161,151.32
- 04-2021 $171,644.21
05-2020 $104,082.90 05-2021 $177,685.41
06-2020 $108,773.96 06-2021 $184,210.64
07-2020 $118,687.61 -
08-2020 $126,358.17 -
09-2020 $123,712.57 -
10-2020 $122,624.17 -
11-2020 $135,680.66 -
12-2020 $142,532.46 -
I had set a small goal for myself to be at $200k before the end of the year, and at this rate it looks like it'll happen sooner than that! I'm pleased with this progress, and it helps that I'm now finally eligible for my companies 401k. I'm going to have a bit of a mess on my hands over the next few months as my company has been acquired and we're moving to their benefits structure, but hopefully by the end of the year I'll have all my retirement accounts sorted out.
Post by: LipFoliage303 on July 06, 2021, 09:52:04 PM
7/2021 = $123,700
Post by: lexde on July 08, 2021, 09:55:21 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | − |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | − |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | − | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | − | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | − | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | − | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | − | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | − | − |
Bit of a rocky start but doing really well overall. I had some big expenditures and a lot has happened since April that I don't really want to get into here. Still making good progress, and should continue back on the path.
Goals Breakdown
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: Nederstash on July 10, 2021, 11:20:04 AM
Oct 20 121,341
Nov 20 123,130
Dec 20 129,299
Jan 21 131,476
Feb 21 132,776
Mar 21 133,456
Apr 21 136,055
May 21 138,224
Jun 21 142,989
Jul 21 144,812
Post by: Feivel2000 on July 12, 2021, 12:02:27 AM
Well, I am around 124.000 €, slightly above my March numbers.
I am confident to hit 125.000 € (the small half-time) this month.
Post by: rubberduck on July 13, 2021, 01:06:00 PM
It wouldn't have been possible, though, without my SO (who on the whole is even more financially responsible than me, albeit with a more conservative approach, holding 100 % in cash), without my grandma (who was able to burn through cash like nothing else, always convinced of having superior money handling abilities, yet in her generosity leaving me a single bedroom condo, which---not having any use for it myself with a family of four---I was able to sell for a good price), nor without my dad and his support.
After discovering MMM early 2016 most of the advice really resonated with me. I took up biking to work again (10 km commute), revoked some costly pension insurance plans (the contracts were already 5 years old or even more, but I was able to find formal errors in the paperwork), finally started saving 40 to 50% of my paycheck in index funds (while having carried only 10 K investments in the years before), then decided to switch to a 60% part-time schedule for well over a year, invested almost all of my inheritance, went into parental leave in 2020 again (9 months total, no pay). Yes, we did make some costly decisions, but always in return for stress reduction: Bought a used car in 2016 (10 K, cash) for the 20 min kindergarten commute (with a bike carrier, so I would drive there, then ride to work, and my SO could pick up the kids on her way home). Relocated, with 50% increase in rent, so our older son could visit a suitable school; now he's got a 50 m walk to school. Rented a lot and built a cabin at a lake 1.5 hrs from home (~20K, paid for in cash). Bought a small sail-boat (almost 40 years old, there's nothing more to depreciate) for the lake; really helps me re-charge my batteries. All the while, I never cashed out on any market gains, and neither did I bat an eye when Covid hit the markets.
Finally throwing down the gauntlet instead of only bragging about the lucky run I had these past 5 years, I am aiming to reach 500 K in 2028. See you around in the race from 250 K to 500 K.
Post by: ColoAndy on July 26, 2021, 08:27:38 AM
July 26, 2021----------------$224,613.90January 29, 2020------------$157,404.75February 15, 2021-----------$212,745.11 (dropped $5k on a used car for my son).
February 3, 2020------------$157,171.27
April 19, 2020----------------$153,349.63
May 11, 2020----------------$157,000.40
June 2, 2020-----------------$164,950.82
July 12, 2020----------------$168.681.81
August 14, 2020-------------$177,109.86
August 28, 2020-------------$182,107.05
September 12, 2020---------$180.475.44
November 11, 2020----------$192,778.07
December 5, 2020-----------$201,446.92
Post by: lexde on July 28, 2021, 11:11:48 PM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | − |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | − |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | $208,659.05 | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | − | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | − | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | − | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | − | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | − | − |
Posting a little early for August 1, but my paycheck came in a few days early. Still working on my payment pipeline, but I have a lot of A/R from settled cases that are awaiting payment so I'm not worried. Looks like I may be graduating around October or November 2021 - we will see! I'm going to continue to hustle.
Goals Breakdown
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: mckaylabaloney on July 29, 2021, 08:20:54 AM
Separately, not sure if you care, but I think your annual gains row may not capture all of your gains? Depends on the dates you're calculating things, but if the numbers in your table all represent your numbers on the first of each month, you're only capturing 11 months of gains for each year. In 2020, for example, your annual gain of $53,924.98 is the difference between your December number and your January number -- but if those are both the first of the month (i.e. January 1-December 1), you're missing all your December gains. To capture those as well, your annual gain should be January 1-January 1 (of the following year). So for 2020 (again, I'm assuming all your numbers are first of the month, which may not be right), your annual gain would actually be ~$62k.
Post by: lexde on July 29, 2021, 07:33:50 PM
@lexde I love seeing how quickly you're progressing now! So exciting.You are completely right and it never occurred to me. Thank you!
Separately, not sure if you care, but I think your annual gains row may not capture all of your gains? Depends on the dates you're calculating things, but if the numbers in your table all represent your numbers on the first of each month, you're only capturing 11 months of gains for each year. In 2020, for example, your annual gain of $53,924.98 is the difference between your December number and your January number -- but if those are both the first of the month (i.e. January 1-December 1), you're missing all your December gains. To capture those as well, your annual gain should be January 1-January 1 (of the following year). So for 2020 (again, I'm assuming all your numbers are first of the month, which may not be right), your annual gain would actually be ~$62k.
The progress is definitely exciting but a little scary too. I'm just hoping I can hang on to this for a few years and set myself up for long-term success.
Post by: JCGreen on July 30, 2021, 08:21:29 PM
I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 135k by end of year.Jul2021: $116,998.72 (+$5,171.70) Not a bad month! Congrats to everyone that graduated last month!Net worth:
2018: 2019 2020 2021
Jan $27,100 $45,839 $89,090
Feb $29,443 $43,345 $86,608
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760 $111,827
Jul $39,736 $61,567
Aug $22,800 $39,918 $68,102
Sep $23,645 $34,179 $68,212
Oct $23,658 $38,091 $68,976
Nov $23,948 $39,867 $76,790
Dec $23,960 $43836 $82,778
Post by: JAYSLOL on July 31, 2021, 01:16:35 PM
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)
Apr 1 - 132.5 (+1000)
May 1 - 132.4 (-100)
June 1 - 134.8 (+2400)
July 1 - 137.3 (+2500)
Aug 1 - 141.2 (+3900)
July was the strongest month so far this year, momentum is building!
Post by: CanadianTeacher on July 31, 2021, 03:03:00 PM
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
Almost at $200,000 :)
Post by: peppermint on August 01, 2021, 09:28:11 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84
08/2021 - $142046.81
Post by: mckaylabaloney on August 01, 2021, 09:49:29 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234.012.81 |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | - |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | - |
Some great news this month: I finally became eligible for my employer's 401k matches, and though I had thought I was going to be on a six-year vesting schedule, it turns out their contributions are safe harbor matches and vest immediately. Really good surprise.
Post by: zygote on August 01, 2021, 02:11:42 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76
3/21: $206,593.43
4/21: $211,501.00 (+$4,907.57, +2.38%)
5/21: $223,080.37 (+$11,579.37, +5.47%)
6/21: $226,044.45 (+$2,964.08, +1.33%)
7/21: $233,579.18 (+$7,534.73, +3.33%)
8/21: $237,466.31 (+$3,887.13, +1.66%)
Post by: jdhansen on August 01, 2021, 09:41:35 PM
Feb 2021 $129,663
Mar 2021 $144,239
Apr 2021 $168,072
May 2021 $167,435
June 2021 $201,247
July 2021 $204,703
Post by: Sugaree on August 02, 2021, 05:53:02 AM
| Net Worth | 2019 | 2020 | 2021 |
| January | $49,378.04 | $90,928.02 | $161,747.01 |
| February | $50,300.10 | $93,896.81 | $162,883.32 |
| March | $59,373.49 | $100,165.23 | $173,923.10 |
| April | $59,558.47 | $94,297.23 | $183,031.09 |
| May | $64,340.45 | $106,341.84 | $186,124.71 |
| June | $64,940.28 | $113,372.31 | $194,364.35 |
| July | $70,156.02 | $120,466.05 | $197,286.96 |
| August | $74,302.64 | $127,953.51 | $ - |
| September | $74,328.43 | $135,625.59 | $ - |
| October | $78,067.76 | $137,857.32 | $ - |
| November | $81,274.16 | $136,857.08 | $ - |
| December | $88,148.59 | $152,706.85 | $ - |
| Annual gain | $38,770.55 | $61,778.83 | $ - |
I'm not that upset considering that a couple of larger-than-expected bills hit this month (seriously why does an MRI cost $328 one place but $4200 somewhere else?). I was hoping to graduate by the end of the year, but it's starting to look like it may be closer to February. Which will put me right at 3X salary by the time I hit 40. Though that 3X won't be specifically retirement savings, so I still feel quite a bit behind.
Post by: Gingersnaps on August 02, 2021, 07:53:23 AM
Plodding on this month, my pay has started to drop on maternity leave so may slow down from here - but looking forward to hitting £150k
01/07/2020 - £75,523.86
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86
01/08/2021 - £149,419.96
Post by: Em-Dog on August 02, 2021, 07:56:23 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
| January | $11,592 | $19,461 | $52,636 | $117,964 | - | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | - | - | |
| March | $12,259 | $23,011 | $45,431 | $135,298 | - | - | |
| April | $13,641 | $25,628 | $50,763 | $183,963 | - | - | |
| May | $16,646 | $24,273 | $55,517 | $213,448 | - | - | |
| June | $16,625 | $27,726 | $58,784 | $247,758 | - | - | |
| July | $17,057 | $31,358 | $63,678 | $259,587 | - | - | |
| August | $17,375 | $30,624 | $69,345 | - | - | - | |
| September | $17,380 | $41,343 | $69,043 | - | - | - | |
| October | $16,044 | $43,732 | $69,866 | - | - | - | |
| November | $16,332 | $46,935 | $95,120 | - | - | - | |
| December | $16,589 | $51,547 | $118,877 | - | - | - | |
| Annual Gain | $6,671 | $34,958 | $67,330 | $140,710 | - | - |
Post by: jps on August 02, 2021, 09:03:42 PM
End of Month Balance8/2021: $204K
7/2020: $107,142
8/2020: $117,360
9/2020: $116.8K
10/2020: $117.5K
11/2020: $133.8K
6/2021: $192K
Finally broke the $200K milestone. The past 12 months have us at almost $100K increase, which is kinda nuts to think about and makes me feel like there has been some really wild market upswing because we haven't come close to contributing that much.
Post by: Feivel2000 on August 03, 2021, 07:33:20 AM
127.401 €
+3.346 €
+3.346 €
A good month. Got a tax refund and invested most of it. In addition I booked some holidays and have to refund myself from my medium term savings account.
When I bought my mining pc in mid May, the Bitcoin was at 37.000€, so the pc cost me roughly 36 milli-Bitcoin (mBTC). I am going to measure the mining results against the direct investment. I am assuming roughly 3 mBTC per month. The first 2,5 months the pc wasn't running all the time.
We will see...
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | ............... | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | ............... | ............... | ............... | ............... |
Mar | ............... | 123.950 € | ............... | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 150.000 € | ............... | ............... | ............... |
May | ............... | 120.440 € | ............... | ............... | ............... | ............... |
Jun | ............... | 124.056 € | ............... | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | ............... | ............... | ............... | ............... |
Aug | 88.989 € | ............... | ............... | ............... | ............... | ............... |
Sept | 90.473 € | ............... | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | ............... | ............... | ............... | ............... | ............... |
Nov | 96.957 € | ............... | ............... | ............... | ............... | ............... |
Dec | 103.130 € | ............... | ............... | ............... | ............... | ............... |
Spoiler: show
Post by: FICurious on August 04, 2021, 05:42:55 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
01 Feb 2021: $203,845
01 Mar 21: $210,555
01 Apr 21: $214,681
1 May 21: $222,830
1 Jun 21: $226,661
1 July 21: $228,336
1 Aug 21: $225,473
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: Nederstash on August 08, 2021, 07:04:24 AM
Oct 20 121,341
Nov 20 123,130
Dec 20 129,299
Jan 21 131,476
Feb 21 132,776
Mar 21 133,456
Apr 21 136,055
May 21 138,224
Jun 21 142,989
Jul 21 144,812
Aug 21 142,185
Had some maintenance on the house, so my cashflow took a nosedive. Not to worry, I'd been saving up for it for a while. Ah, the ease of planning.
Post by: CanadianTeacher on August 28, 2021, 11:55:07 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
Don't have a teaching contract yet this year :( I'm still on the sublist and should be able to make gains each month (notwithstanding market fluctuations); however I can really pick up a contract anytime during the year. Such is the life of a teacher without a permanent contract.
My hope was to make it $250,000 by the end of this school year. It will definitely be tougher without a full year contract, but we'll see.
Post by: JCGreen on August 29, 2021, 02:06:00 PM
I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 135k by end of year.Aug2021: $122191.09 (+$5,192.37) Not a bad month! Congrats to @Em-Dog for GraduatingNet worth:
2018: 2019 2020 2021
Jan $27,100 $45,839 $89,090
Feb $29,443 $43,345 $86,608
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760 $111,827
Jul $39,736 $61,567 $116,999
Aug $22,800 $39,918 $68,102
Sep $23,645 $34,179 $68,212
Oct $23,658 $38,091 $68,976
Nov $23,948 $39,867 $76,790
Dec $23,960 $43836 $82,778
Post by: lexde on August 30, 2021, 11:50:22 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | − |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | − |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | $208,659.05 | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | $242,060.40 | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | − | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | − | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | − | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | − | − |
Posting a little early for September 1, but my paycheck came in and all of my bills are pre-paid. Over the course of August I was able to free up a lot of the A/R I had outstanding. Looks like I'm on track to graduate on 10/1. Still working hard and very grateful for a big month this month.
Big net worth increase this month at +$33,401.35.
Goals Breakdown
Q3 2022: $250k.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: Tyson on August 31, 2021, 03:18:01 PM
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Nov 2018 - $95k
Sept 2019 - $126k
Sept 2020 - $164k
Sept 2021 - $214k
Post by: Optimiser on August 31, 2021, 10:34:27 PM
2017 2018 2019 2020 2021 January -57,500 -28,300 500 43,700 129,400 February -58,300 -24,300 5,000 45,400 119,000 March -50,400 -25,100 14,000 45,300 143,100 April -43,900 -22,800 12,700 52,800 142,300 May -46,300 -23,700 9,500 59,400 150,800 June -38,200 -15,600 11,500 63,400 148,700 July -41,300 -15,100 17,000 70,900 143,200 August -40,200 -14,400 19,900 78,500 174,300 September -33,200 -15,200 19,900 80,700 - October -30,900 -9,600 26,200 80,300 - November -34,000 -8,900 34,500 108,900 - December -30,800 -200 37,200 110,600 -
Looks like I didn't post last month, which makes sense because I was doing a tech detox of sorts. Bought a house from some relatives this month so not quite an arm's length transaction. Both parties thought the price seemed fair though. As far as I know the lender didn't do an appraisal, so I'm just going to go with the average Zillow and Redfin like I did with my last house. Good month for my stonks too.
Post by: mckaylabaloney on September 01, 2021, 06:47:27 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234.012.81 |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | - |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | - |
Optimistic that I may graduate next month! We'll see what the markets do.
Post by: Alf91 on September 01, 2021, 06:54:12 AM
Post by: peppermint on September 01, 2021, 08:27:53 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84
08/2021 - $142046.81
09/2021 - $140320.59
Post by: jps on September 01, 2021, 09:48:42 AM
End of Month Balance8/2021: $218K
7/2020: $107,142
8/2020: $117,360
9/2020: $116.8K
10/2020: $117.5K
11/2020: $133.8K
6/2021: $192K
7/2021: $204K
Big upswing this month - looks like at this rate I might get out of this club by the end of the year!
Post by: FICurious on September 01, 2021, 07:49:53 PM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
01 Feb 2021: $203,845
01 Mar 21: $210,555
01 Apr 21: $214,681
1 May 21: $222,830
1 Jun 21: $226,661
1 July 21: $228,336
1 Aug 21: $225,473
1 Sep 21: $229,776
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: Gingersnaps on September 02, 2021, 05:45:10 AM
01/07/2020 - £75,523.86
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86
01/08/2021 - £149,419.96
01/09/2021 - £155,711.83
Post by: Sugaree on September 02, 2021, 06:55:05 AM
| Net Worth | 2019 | 2020 | 2021 |
| January | $49,378.04 | $90,928.02 | $161,747.01 |
| February | $50,300.10 | $93,896.81 | $162,883.32 |
| March | $59,373.49 | $100,165.23 | $173,923.10 |
| April | $59,558.47 | $94,297.23 | $183,031.09 |
| May | $64,340.45 | $106,341.84 | $186,124.71 |
| June | $64,940.28 | $113,372.31 | $194,364.35 |
| July | $70,156.02 | $120,466.05 | $197,286.96 |
| August | $74,302.64 | $127,953.51 | $205,953.08 |
| September | $74,328.43 | $135,625.59 | $ - |
| October | $78,067.76 | $137,857.32 | $ - |
| November | $81,274.16 | $136,857.08 | $ - |
| December | $88,148.59 | $152,706.85 | $ - |
| Annual gain | $38,770.55 | $61,778.83 | $ - |
Always a cause for celebration when the far left digit changes!
Post by: bcbaseballman on September 02, 2021, 08:30:30 AM
2018 2019 2020 2021
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017
8/31: 5,651.70 8/30: 27,199 8/31: 71,970
9/31: 8,039.01 9/31: 30,664 9/30: 72,466
10/31: 7,803.49 10/31: 33,343 10/31: 72,288
11/30: 9,531.28 11/30: 35,249 11/30: 80,093
12/31: 9,296.79 12/31: 39,079 12/31: 84,002
Gain: 15,245.84 29,783 44,943
8/31/2021: 133,097
Hello all time for me to join this thread! I am generally a slow and steady growth person. My goal is to graduated this thread before my 35th birthday which is in about 2.5 years.
I sold my pervious house for allot more than what I was expecting to get out of it. Have the new house in the refinance process to cover the construction loans needed to update it.
Now it is time to build my EF back up as allot of it was used on the updating of the new house.
Looking forward to keep this progress going.
Post by: jiimmy on September 02, 2021, 10:29:13 AM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Jun 1st, 2020 $115,759
Jul 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
Apr 1st, 2021 $182,975
May 1st, 2021 $194,917
Jun 1st, 2021 $199,915
Jul 1st, 2021 $204,771
$45,229 left. Seems do-able.
Aug 1st, 2021 $208,983
Sep 1st, 2021 $216,171
$33,829 to go!
Post by: JAYSLOL on September 03, 2021, 07:42:44 AM
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)
Apr 1 - 132.5 (+1000)
May 1 - 132.4 (-100)
June 1 - 134.8 (+2400)
July 1 - 137.3 (+2500)
Aug 1 - 141.2 (+3900)
Sept 1 - 144.9 (+3700)
Post by: Feivel2000 on September 04, 2021, 12:53:29 PM
134.533 €
+ 7.131 €
+ 7.131 €
Another crazy crypto month. I am now starting to pay back my bigger mortage. That lead to a crazy savings rate of 70%. But this number is not realistic. It was only possible due to credit cards and getting some money (over 1000€) from my short-terms-savings-account. It is now lower than it was at the beginning of the year. It is no income, but clearly, it is nothing I could do every month...
Maybe I should include my short-terms-savings-account in the net worth. That way, I would just reduce the account... Or I have to see the taken money as income. It's complicated...
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | ............... | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | ............... | ............... | ............... | ............... |
Mar | ............... | 123.950 € | ............... | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 150.000 € | ............... | ............... | ............... |
May | ............... | 120.440 € | ............... | ............... | ............... | ............... |
Jun | ............... | 124.056 € | ............... | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | ............... | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | ............... | ............... | ............... | ............... |
Sept | 90.473 € | ............... | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | ............... | ............... | ............... | ............... | ............... |
Nov | 96.957 € | ............... | ............... | ............... | ............... | ............... |
Dec | 103.130 € | ............... | ............... | ............... | ............... | ............... |
Spoiler: show
Post by: jdhansen on September 04, 2021, 01:11:48 PM
Feb 2021 $129,663
Mar 2021 $144,239
Apr 2021 $168,072
May 2021 $167,435
June 2021 $201,247
July 2021 $204,703
Aug 2021 $210,924
Progress continues
Post by: JAYSLOL on September 04, 2021, 02:38:57 PM
Jan 2021 $110,058
Feb 2021 $129,663
Mar 2021 $144,239
Apr 2021 $168,072
May 2021 $167,435
June 2021 $201,247
July 2021 $204,703
Aug 2021 $210,924
Progress continues
Wow, that’s some great progress, you are taking this race really seriously! Wish I could get to that kind of pace!
Post by: zygote on September 05, 2021, 08:19:28 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
4/21: $211,501.00 (+$4,907.57, +2.38%)
5/21: $223,080.37 (+$11,579.37, +5.47%)
6/21: $226,044.45 (+$2,964.08, +1.33%)
7/21: $233,579.18 (+$7,534.73, +3.33%)
8/21: $237,466.31 (+$3,887.13, +1.66%)
9/21: $245,186.52 (+$11,607.34, +4.97%)
Spent like crazy this month, so the market must have helped me. Always a nice surprise!
Post by: YarnBudget on September 05, 2021, 01:23:44 PM
EOY 2019 = $32,211.58
EOY 2020 = $79,741.14
Jan 2021 = $82,136.05 (+$2,394.91)
Feb 2021 = $87,168.43 (+$5,032.38)
Mar 2021 = $94,241.61 (+$7,073.18)
Apr 2021 = $102,121.70 (+$7,880.09)
May 2021 = $104,928.25 (+$2,806.55)
Jun 2021 = $110,228.32 (+5,354.13)
Jul 2021 = $115,021.99 (+$4,739.61)
Aug 2021 = $120,726.40 (+$5,704.41)
Should break $130k by the end of the year on contributions alone, which is super exciting!
Post by: dizzy on September 07, 2021, 12:58:40 PM
I turn 40 next month and making up for lost time. Definitely a lean/barista FIRE type over here. I guess I'm already pretty close for barista, I don't have any specific plan of quitting right now, I like my general areas of work (acupuncture and music) and I'll always do at least SOMETHING in them, and my fiance is trying to get his footing in a job he likes (he's trying to figure that out).
I do know I would like some schedule flexibility though for doing thru hikes again and I've set myself a rough goal of doing the CDT in the next 5 years to complete my triple crown. But I just got a promotion and working 5 days a week at just one place for the first time in my life, so trying to ride that out and see how it feels for a minute.
I am trying to save up $50k in taxable/etc for potential student loan tax bomb though when that's forgiven (I base my actions on current data, I am not a person in fear of all debt- I just make a plan) so definitely aiming for some extra stuff in the bank.
9/7/21 $101,806
Post by: TyGuy on September 08, 2021, 11:18:00 AM
2016 2017 2018 2019 2020 2021 2022 January − −$25,455.84 $5,425.45 $39,221.40 $76,790.93 $138,796.70 − February − −$22,211.80 $10,258.54 $41,947.65 $77,246.03 $141,911.87 − March − −$19,748.45 $12,154.74 $50,162.54 $76,283.98 $159,641.31 − April − −$17,692.62 $17,827.73 $52,085.36 $83,523.93 $178,681.60 − May − −$15,363.27 $21,148.77 $52,418.09 $90,891.71 $169,453.64 − June − −$12,546.11 $20,530.98 $56,440.85 $96,777.80 $185,926.98 − July − −$7,715.53 $24,663.52 $61,918.23 $106,276.69 $189,695.59 − August − −$6,251.56 $27,622.02 $65,774.08 $111,956.75 $208,659.05 − September −$31,750.11 −$4,513.77 $29,931.25 $65,412.44 $115,923.95 $242,060.40 − October −$31,013.64 −$3,364.19 $29,468.94 $65,446.06 $113,835.48 − − November −$29,306.63 −$1,057.38 $31,897.24 $62,347.29 $121,943.18 − − December −$27,015.16 $2,474.33 $33,203.90 $68,192.96 $130,715.91 − − Annual Gain $4,734.95 $27,930.17 $27,778.45 $28,971.56 $53,924.98 − −
Posting a little early for September 1, but my paycheck came in and all of my bills are pre-paid. Over the course of August I was able to free up a lot of the A/R I had outstanding. Looks like I'm on track to graduate on 10/1. Still working hard and very grateful for a big month this month.
Big net worth increase this month at +$33,401.35.
Goals BreakdownQ4 2020: $130kReached 12/30/20!Q1 2021: $145kReached 03/29/21!Q2 2021: $160kReached 05/29/21!Q3 2021: $175kReached 06/29/21!Q4 2021: $200kReached 07/30/21!Q1 2022: $215kReached 08/30/21!Q2 2022: $230kReached 08/30/21!
Q3 2022: $250k.
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
I've been lurking on this form for the past few months as I finish up the race to 100k. Your progress this year has been insane, anything specific you've been doing, or have you been seeing significant returns from the market?
Post by: lexde on September 08, 2021, 01:02:09 PM
I've been lurking on this form for the past few months as I finish up the race to 100k. Your progress this year has been insane, anything specific you've been doing, or have you been seeing significant returns from the market?Hey! :-)
My gains have been exclusively from employment opportunities. I went from making about 80k from 2018-2019 to 110k per year from 2019-2021 to a job making around 350k (variable) in March, with no lifestyle inflation (with a few exceptions, I live basically the same as I did when I was making 65k in 2016). So unfortunately it's nothing besides pure luck, and I'm not sure how long I will have the opportunity so I'm just socking away as much as I can for as long as I can.
I am seeing decent returns in the market (I have a duplex I purchased in 10/2020 and rent half out to cut my living expenses a bit) and am invested primarily in large-cap funds (VTSAX equivalent) which have been solid performers but the majority of my NW increase is from bigger paychecks.
Post by: TyGuy on September 08, 2021, 05:14:18 PM
I've been lurking on this form for the past few months as I finish up the race to 100k. Your progress this year has been insane, anything specific you've been doing, or have you been seeing significant returns from the market?Hey! :-)
My gains have been exclusively from employment opportunities. I went from making about 80k from 2018-2019 to 110k per year from 2019-2021 to a job making around 350k (variable) in March, with no lifestyle inflation (with a few exceptions, I live basically the same as I did when I was making 65k in 2016). So unfortunately it's nothing besides pure luck, and I'm not sure how long I will have the opportunity so I'm just socking away as much as I can for as long as I can.
I am seeing decent returns in the market (I have a duplex I purchased in 10/2020 and rent half out to cut my living expenses a bit) and am invested primarily in large-cap funds (VTSAX equivalent) which have been solid performers but the majority of my NW increase is from bigger paychecks.
You are amazing! Congrats on the new job opportunity, seems like it will pay magnitudes of dividends down the road, even if you are in the position for a short period of time! I look forward to watching your continued performance and I plan to obtain my first rental within the next year!
Post by: Cezil on September 13, 2021, 08:46:51 AM
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | - | $39,268.86 | $65,122.37 | $81,866.77 | $115,567.59 | $163,613.18 | - |
| February | - | $40,863.10 | $67,352.98 | $87,222.31 | $111,573.16 | $167,970.17 | - |
| March | - | $42,371.10 | $66,410.59 | $88,865.95 | $99,504.35 | $176,616.97 | - |
| April | - | $43,864.83 | $65,377.11 | $93,050.94 | $111,360.82 | $180,431.85 | - |
| May | - | $44,450.52 | $68,032.74 | $91,719.70 | $118,208.83 | $185,387.67 | - |
| June | - | $47,031.44 | $68,405.97 | $95,665.54 | $122,592.19 | $188,355.33 | - |
| July | - | $48,401.46 | $70,232.18 | $99,502.49 | $128,466.93 | $189,493.45 | - |
| August | - | $49,222.48 | $72,016.38 | $98,339.71 | $137,931.07 | $191,267.39 | - |
| September | - | $51,435.45 | $73,657.42 | $102,459.81 | $134,150.29 | - | - |
| October | - | $52,990.22 | $71,492.09 | $104,199.94 | $135,243.05 | - | - |
| November | - | $55,388.92 | $75,678.29 | $109,178.17 | $150,933.68 | - | - |
| December | $32,870.70 | $58,271.55 | $72,493.16 | $111,642.78 | $159,144.91 | - | - |
| Annual gain | $32,870.70 | $25,400.85 | $14,221.61 | $39,149.62 | $47,502.13 | - | - |
Well, I did it. A lot of shit went down, I quit my job in August, got my last paycheck on 9/3, and from here on out, we'll see what happens to the Net Worth. I have a year, more or less, saved up in my money market. It's just a very weird feeling right now, especially in the middle of being diagnosed with shit, but I'm convinced it was mostly stress that induced these new chronic issues. Now I need to take significant time to learn to live with this before I make any future work commitments.
Post by: life_travel on September 17, 2021, 03:54:26 PM
December 21, 2020 - $140,390
January 31, 2021 - $137,700 ( went down due to individual share holding)
February 28, 2021 - $146,500
March 30, 2021 - $152,700
April 2021 - $153,300
May 2021 - $159,000
June 2021 - $155,000
July 2021 - $158,400
August 2021 - $164,900
Just updated last 3 months as life got in a way and I forgot about this thread.
Note: we are not adding to this account , so all of it it's pretty much organic growth. I would love to shove big amounts again, oh I miss actually buying ETFs, but I've gone to part-time and soon planning to quit that job due to mental health , so we are going to be on 1 1/4 income for a while ( I do have another casual job 1 day per week). I may even turn dividend reinvestment plan off , so we get dividends pay out if we struggle with our income.
So it's going to be a progress at a snail's pace BUT it's still amazing that our little crop that we managed to plant
in better years is now producing "harvest"( growth) every year.
Post by: Sanitary Stache on September 24, 2021, 09:55:31 AM
6/19/2020 - $ 82,681
8/6/2020 - $ 89,237
9/2/2020 - $ 93,346
10/6/2020 - $103,450
1/5/2021 - $114,837
7/2/2021 - $169,009
9/24/2021 - $173,134
From November 2011 to April 2012 I saved $10,000. This was the first time I have ever saved money. I spent it all hiking the Appalachian Trail.
Now I have saved $100,000 from May 2020 to September 2021! I have no plans to spend it.
Since the Pandemic started we have saved $100,000. I am no quite sure who to tell that would be really excited for me except this forum).
Post by: jdhansen on September 28, 2021, 09:26:17 PM
Jan 2021 $110,058
Feb 2021 $129,663
Mar 2021 $144,239
Apr 2021 $168,072
May 2021 $167,435
June 2021 $201,247
July 2021 $204,703
Aug 2021 $210,924
Progress continues
Wow, that’s some great progress, you are taking this race really seriously! Wish I could get to that kind of pace!
Thank you, my DW would say I take it a bit too seriously at times, but I'm pretty serious about retiring after my youngest goes off to college and being FI and every week I get a little closer to that goal. Of course all we need is a Stock Market crash and these numbers will go back a bit, but the foundation is being built.
Post by: lexde on September 29, 2021, 02:24:34 PM
See you on the other side. :-)
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| January | − | −$25,455.84 | $5,425.45 | $39,221.40 | $76,790.93 | $138,796.70 | − |
| February | − | −$22,211.80 | $10,258.54 | $41,947.65 | $77,246.03 | $141,911.87 | − |
| March | − | −$19,748.45 | $12,154.74 | $50,162.54 | $76,283.98 | $159,641.31 | − |
| April | − | −$17,692.62 | $17,827.73 | $52,085.36 | $83,523.93 | $178,681.60 | − |
| May | − | −$15,363.27 | $21,148.77 | $52,418.09 | $90,891.71 | $169,453.64 | − |
| June | − | −$12,546.11 | $20,530.98 | $56,440.85 | $96,777.80 | $185,926.98 | − |
| July | − | −$7,715.53 | $24,663.52 | $61,918.23 | $106,276.69 | $189,695.59 | − |
| August | − | −$6,251.56 | $27,622.02 | $65,774.08 | $111,956.75 | $208,659.05 | − |
| September | −$31,750.11 | −$4,513.77 | $29,931.25 | $65,412.44 | $115,923.95 | $242,060.40 | − |
| October | −$31,013.64 | −$3,364.19 | $29,468.94 | $65,446.06 | $113,835.48 | $268,498.64 | − |
| November | −$29,306.63 | −$1,057.38 | $31,897.24 | $62,347.29 | $121,943.18 | − | − |
| December | −$27,015.16 | $2,474.33 | $33,203.90 | $68,192.96 | $130,715.91 | − | − |
| Annual Gain | $4,734.95 | $27,930.17 | $27,778.45 | $28,971.56 | $53,924.98 | − | − |
Another big net worth increase this month at +$28,094.72
Goals Breakdown
Projected Graduation date: December 2022
Prior Progress: Race from 10 to 100k! (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-10-to-100k!!/msg2665900/#msg2665900)
Post by: RWD on September 29, 2021, 03:14:16 PM
Goals BreakdownCongrats! You're going to need some more aggressive goals, haha.Q3 2022: $250k.Reached 9/29/21!
Post by: JAYSLOL on September 29, 2021, 05:35:40 PM
Well, it looks like I've graduated.
See you on the other side. :-)
Congrats! At that pace I doubt I’ll see you in the next race by the time I get there!
Post by: sportsportsports on September 30, 2021, 01:53:55 PM
Luckily, I got a new job that I'll be starting next month that came with a 40% pay raise, bringing my base salary to $118k, so that should help and hopefully get me across that line before May!
01-2021 $144,909.50
02-2021 $153,472.01
03-2021 $161,151.32
04-2021 $171,644.21
05-2021 $177,685.41
06-2021 $184,210.64
07-2021 $191,583.68
08-2021 $189,323.50
09-2021 $197,384.18
Post by: Feivel2000 on October 01, 2021, 01:01:38 AM
133.571 €
-961 €
-961 €
This month, I couldn't out-save the losses (heavy in crypto, lightly in ETFs).
But generally I am on a good track.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | ............... | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | ............... | ............... | ............... | ............... |
Mar | ............... | 123.950 € | ............... | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 150.000 € | ............... | ............... | ............... |
May | ............... | 120.440 € | ............... | ............... | ............... | ............... |
Jun | ............... | 124.056 € | ............... | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | ............... | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | ............... | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | ............... | ............... | ............... | ............... | ............... |
Nov | 96.957 € | ............... | ............... | ............... | ............... | ............... |
Dec | 103.130 € | ............... | ............... | ............... | ............... | ............... |
Spoiler: show
Post by: Sugaree on October 01, 2021, 04:17:25 AM
| Net Worth | 2019 | 2020 | 2021 |
| January | $49,378.04 | $90,928.02 | $161,747.01 |
| February | $50,300.10 | $93,896.81 | $162,883.32 |
| March | $59,373.49 | $100,165.23 | $173,923.10 |
| April | $59,558.47 | $94,297.23 | $183,031.09 |
| May | $64,340.45 | $106,341.84 | $186,124.71 |
| June | $64,940.28 | $113,372.31 | $194,364.35 |
| July | $70,156.02 | $120,466.05 | $197,286.96 |
| August | $74,302.64 | $127,953.51 | $205,953.08 |
| September | $74,328.43 | $135,625.59 | $201,884.29 |
| October | $78,067.76 | $137,857.32 | $ - |
| November | $81,274.16 | $136,857.08 | $ - |
| December | $88,148.59 | $152,706.85 | $ - |
| Annual gain | $38,770.55 | $61,778.83 | $ - |
I knew this wasn't going to be a fun update, but ouch.
If there's any silver lining to this then it's that I'm finally to a point where market swings are making as much or more difference than what I'm contributing every month.
Post by: Gingersnaps on October 01, 2021, 04:57:41 AM
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86
01/08/2021 - £149,419.96
01/09/2021 - £155,711.83
01/10/2021 - £156,288.35
markets not too kind this month
Post by: peppermint on October 01, 2021, 08:31:32 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
Ugh. The markets plus other expenses (house, went out of the country this summer to visit family for the first time since pre-COVID) meant that it hasn't been a great couple months. Onward and upward...
Post by: zygote on October 01, 2021, 10:07:37 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
4/21: $211,501.00 (+$4,907.57, +2.38%)
5/21: $223,080.37 (+$11,579.37, +5.47%)
6/21: $226,044.45 (+$2,964.08, +1.33%)
7/21: $233,579.18 (+$7,534.73, +3.33%)
8/21: $237,466.31 (+$3,887.13, +1.66%)
9/21: $245,186.52 (+$7,720.21, +3.25%)
10/21: $237,827.57 (-$7,358.95, -3.00%)
So close and yet so far. Hopefully the markets turn back around soon.
Post by: mckaylabaloney on October 01, 2021, 10:49:47 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234.012.81 |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | - |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | - |
Bad month in the markets, obviously. nbd.
Post by: GatorNation on October 01, 2021, 12:39:41 PM
I have now graduated to this thread.
Jan 1, 2020- ($106,695.56)
Dec 1, 2020- $16,441.11
Jan 1, 2021- $26,005.07
Feb 1, 2021- $38,479.28
Mar 1, 2021- $50,563.25
Apr 1, 2021- $78,703.27
May 1, 2021- $97,225.14
May 15, 2021- $101,183.45.
Have not updated recently, but here are my numbers since May 15, 2021.
Jun 1, 2021- $105,467.38
Jul 1, 2021- $140,772.33
Aug 1, 2021- $156,162.34
Sep 1, 2021- $168,711.69
Oct 1, 2021- $184,767.41
Post by: jdhansen on October 02, 2021, 09:35:22 AM
Feb 2021 $129,663
Mar 2021 $144,239
Apr 2021 $168,072
May 2021 $167,435
June 2021 $201,247
July 2021 $204,703
Aug 2021 $210,924
Sep 2021 $204,709
As others have said, the market had a down month, but those are going to happen. We will just keep marching along.
Post by: CanadianTeacher on October 02, 2021, 03:33:18 PM
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: 201,763.82 (-0.2%)
Down this month mostly due to markets. Spent most of the month as a substitute teacher. Got a year long contract in the last month of September, so it may be possible for me to reach $250k by the end of the school year (June) 🤞
Post by: JAYSLOL on October 02, 2021, 09:13:50 PM
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)
Apr 1 - 132.5 (+1000)
May 1 - 132.4 (-100)
June 1 - 134.8 (+2400)
July 1 - 137.3 (+2500)
Aug 1 - 141.2 (+3900)
Sept 1 - 144.9 (+3700)
Oct 1 - 146.5 (+1600)
Post by: bcbaseballman on October 04, 2021, 11:19:56 AM
2018 2019 2020 2021
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097
9/31: 8,039.01 9/31: 30,664 9/30: 72,466
10/31: 7,803.49 10/31: 33,343 10/31: 72,288
11/30: 9,531.28 11/30: 35,249 11/30: 80,093
12/31: 9,296.79 12/31: 39,079 12/31: 84,002
Gain: 15,245.84 29,783 44,943
9/30/2021: $129,725
Hurray for a stock market drop. lol
onward and upward!
Post by: mgardner88 on October 08, 2021, 09:31:26 AM
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
Im going to give myself a goal to graduate this thread by 1/2024. Extremely optimistic? Yes but what good goals aren't?
Post by: JAYSLOL on October 08, 2021, 02:18:53 PM
Just graduated from the 100k thread, barely clinging on at $101,351. Excited to get more of a foothold in this challenge.
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
Im going to give myself a goal to graduate this thread by 1/2024. Extremely optimistic? Yes but what good goals aren't?
Welcome and good luck!
Post by: jiimmy on October 08, 2021, 09:27:38 PM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Jun 1st, 2020 $115,759
Jul 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
Apr 1st, 2021 $182,975
May 1st, 2021 $194,917
Jun 1st, 2021 $199,915
Jul 1st, 2021 $204,771
Aug 1st, 2021 $208,983
Sep 1st, 2021 $216,171
Oct 1st, 2021 $211,793
Quitting the job this winter, Jan/Feb/Mar timeframe. Maybe I’ll graduate by then. Investing a little over $4K/mo, so it’s possible. Will need some help from Mr Market.
Post by: DieHard_772 on October 09, 2021, 11:57:34 AM
My first post on here. Pleased to be on this thread:
2021
1/28/21 - $79,429
2/28/21 - $83,727
3/28/21 - $88,303
4/28/21 - $91,120
5/28/21 - $93,394
6/28/21 - $96,779
7/28/21 - $99,024
8/28/21 - $101,830
9/28/21 - $102,641
10/28/21 -
11/28/21 -
12/28/21 -
Target to Reach 250k: I'm hoping by the end of 2025, which assumes an average of monthly growth of $3000. It feels optimistically doable :)
Post by: betsbillabong on October 09, 2021, 06:46:28 PM
October 2021: $139,634
Post by: DieHard_772 on October 11, 2021, 07:03:35 AM
Just graduated from the 100k thread, barely clinging on at $101,351. Excited to get more of a foothold in this challenge.
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
Im going to give myself a goal to graduate this thread by 1/2024. Extremely optimistic? Yes but what good goals aren't?
Way to go and congrats @mgardner88
Post by: mgardner88 on October 11, 2021, 09:43:58 AM
Just graduated from the 100k thread, barely clinging on at $101,351. Excited to get more of a foothold in this challenge.
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
Im going to give myself a goal to graduate this thread by 1/2024. Extremely optimistic? Yes but what good goals aren't?
Way to go and congrats @mgardner88
Thanks you @DieHard_772 happy to be here :)
Post by: JCGreen on October 12, 2021, 09:12:39 PM
Sep2021: $122,191.09 (-$299.71) Looks like I went the wrong direction this last month, mostly due to market
I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 135k by end of year.Net worth:
2018: 2019 2020 2021
Jan $27,100 $45,839 $89,090
Feb $29,443 $43,345 $86,608
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760 $111,827
Jul $39,736 $61,567 $116,999
Aug $22,800 $39,918 $68,102 $122,191
Sep $23,645 $34,179 $68,212
Oct $23,658 $38,091 $68,976
Nov $23,948 $39,867 $76,790
Dec $23,960 $43836 $82,778
Post by: DieHard_772 on October 13, 2021, 05:58:25 AM
Sep2021: $122,191.09 (-$299.71) Looks like I went the wrong direction this last month, mostly due to market
I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 135k by end of year.Net worth:
2018: 2019 2020 2021
Jan $27,100 $45,839 $89,090
Feb $29,443 $43,345 $86,608
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760 $111,827
Jul $39,736 $61,567 $116,999
Aug $22,800 $39,918 $68,102 $122,191
Sep $23,645 $34,179 $68,212
Oct $23,658 $38,091 $68,976
Nov $23,948 $39,867 $76,790
Dec $23,960 $43836 $82,778
@JCGreen looks to me like you went UP ;)
Post by: mgardner88 on October 13, 2021, 10:33:10 AM
Just graduated from the 100k thread, barely clinging on at $101,351. Excited to get more of a foothold in this challenge.
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
Im going to give myself a goal to graduate this thread by 1/2024. Extremely optimistic? Yes but what good goals aren't?
Welcome and good luck!
Thank you!
Post by: Nederstash on October 18, 2021, 02:19:19 PM
Oct 20 121,341
Nov 20 123,130
Dec 20 129,299
Jan 21 131,476
Feb 21 132,776
Mar 21 133,456
Apr 21 136,055
May 21 138,224
Jun 21 142,989
Jul 21 144,812
Aug 21 142,185
Sep 21 unknown - busy switching jobs
Oct 21 152,821
Post by: JAYSLOL on October 20, 2021, 07:42:25 PM
Sep 20 120,976
Oct 20 121,341
Nov 20 123,130
Dec 20 129,299
Jan 21 131,476
Feb 21 132,776
Mar 21 133,456
Apr 21 136,055
May 21 138,224
Jun 21 142,989
Jul 21 144,812
Aug 21 142,185
Sep 21 unknown - busy switching jobs
Oct 21 152,821
Welcome back, nice progress! You’re still ahead, as I’m right around the 150k mark. Hope the new job is going well
Post by: CanadianTeacher on October 30, 2021, 09:01:36 AM
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
Not a bad month, recovered fully from last months dip and then some. Expect next month to be pretty flat as I’m making a big technology purchase; although markets could either put me in the positive or negative.
Post by: betsbillabong on October 30, 2021, 11:33:02 AM
November 1, 2021: $153,293
I'm hoping to graduate from this thread by the end of 2024! I'm a single parent making ~75K in a HCOL city, so I'm happy with this progress, especially as the home appreciation (not included here) is a big part of my retirement plan. It's also great to see my investments as more than half of my net worth.
Are any of you including your home in your net worth, and why or why not?
Post by: JAYSLOL on October 30, 2021, 04:06:05 PM
October 1, 2021: $139,634
November 1, 2021: $153,293
I'm hoping to graduate from this thread by the end of 2024! I'm a single parent making ~75K in a HCOL city, so I'm happy with this progress, especially as the home appreciation (not included here) is a big part of my retirement plan. It's also great to see my investments as more than half of my net worth.
Are any of you including your home in your net worth, and why or why not?
I’m not including home value, because I don’t own my home unfortunately, but I also don’t count any household possessions or cars etc I own that are technically part of my net worth, but I don’t include them in these numbers because even though they have some value, they aren’t an investment for me and I wouldn’t plan on selling them to live off of, so tracking their value is somewhat meaningless.
For me, if I bought a home, any appreciation in value also wouldn’t be worth tracking as I wouldn’t plan to sell it, but I can see tracking home value if I planned to buy and then downsize or move to a LCOL area as part of my retirement plans. BTW, you are doing incredible for anyone in a HCOL area, and double incredible for a single parent, so nice job
Post by: JAYSLOL on October 30, 2021, 04:21:56 PM
Jan 1st - 113,000
Feb 1st - 115,100 (+2,100)
Mar 1st - 110,400 (-4,700)
Apr 1st - 98,600 (-11,800)
May 1st - 107,500 (+8900)
June 1st - 115,500 (+8000)
July 1st - 118,400 (+2900)
Aug 1st - 127,300 (+8900)
Sept 1st - 128,800 (+1500)
Oct 1st - 126,300 (-2500)
Nov 1st - 123,000 (-3300)
Dec 1st - 126,000 (+3000)
2021
Jan 1st - 128,000 (+2000)
Feb 1st - 131,400 (+3400)
Mar 1st - 131,500 (+100)
Apr 1st - 132,500 (+1000)
May 1st - 132,400 (-100)
June 1st - 134,800 (+2400)
July 1st - 137,300 (+2500)
Aug 1st - 141,200 (+3900)
Sept 1st - 144,900 (+3700)
Oct 1st - 146,500 (+1600)
Nov 1st - 152,600 (+6100)
Starting to really post some good numbers (combo of market recovery and saving), very cool to pass the $150k mark. My goal at the beginning of the year was to hit $160k by the end of 2021, it’s going to be close, not sure if I’ll make it but I’m really pushing hard
Post by: betsbillabong on October 31, 2021, 09:46:43 AM
October 1, 2021: $139,634
November 1, 2021: $153,293
I'm hoping to graduate from this thread by the end of 2024! I'm a single parent making ~75K in a HCOL city, so I'm happy with this progress, especially as the home appreciation (not included here) is a big part of my retirement plan. It's also great to see my investments as more than half of my net worth.
Are any of you including your home in your net worth, and why or why not?
I’m not including home value, because I don’t own my home unfortunately, but I also don’t count any household possessions or cars etc I own that are technically part of my net worth, but I don’t include them in these numbers because even though they have some value, they aren’t an investment for me and I wouldn’t plan on selling them to live off of, so tracking their value is somewhat meaningless.
For me, if I bought a home, any appreciation in value also wouldn’t be worth tracking as I wouldn’t plan to sell it, but I can see tracking home value if I planned to buy and then downsize or move to a LCOL area as part of my retirement plans. BTW, you are doing incredible for anyone in a HCOL area, and double incredible for a single parent, so nice job
Thanks! I was helped by subsidized university housing my first few years, though actually the same amount of money went out because the $1500 for preschool was on top of my $1200 rent. I can totally see not including home value and that's why I haven't here, but the reality is that I can't afford to stay in the house and make $2700 payments when I'm not earning. The appreciation here in Boulder County averages 5-10% over the last 40 years so it would be irresponsible not to think of it as an asset in my own calculations.
It's frustrating to me that single folks only have half the capital appreciation write-off as a married couple. I have to buy in the same $600K plus housing market as everyone else and I'm not sure what I'll do when I am up to my $250K limit. Thinking I will live off Roth for a year quite minimally so that I can keep my taxable low and qualify for 0% capital gains. But I'll cross that bridge when I need to in a few years.
Also, seems like we are at about the same level so it will be fun to follow one another's progress!
Post by: Feivel2000 on October 31, 2021, 01:01:49 PM
143.292 €
+ 9.721 €
+ 9.721 €
Ah, it's crazy. Over 10% of my net worth is in crypto... more a testament to the crazy crypto gains than my investment strategy...
Now I have to decide: double down or rebalance? I have the feeling, that crypto is a possible short cut. A dangerous thought. On the other hand, I had multiple opportunities to buy whole bitcoins and didn't...
No quick decisions for me for now. Slow and steady...
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | ............... | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | ............... | ............... | ............... | ............... |
Mar | ............... | 123.950 € | ............... | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 150.000 € | ............... | ............... | ............... |
May | ............... | 120.440 € | ............... | ............... | ............... | ............... |
Jun | ............... | 124.056 € | ............... | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | ............... | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | ............... | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | ............... | ............... | ............... | ............... |
Nov | 96.957 € | ............... | ............... | ............... | ............... | ............... |
Dec | 103.130 € | ............... | ............... | ............... | ............... | ............... |
Post by: JCGreen on October 31, 2021, 02:57:50 PM
Oct2021: $130,532.28(+$8640.90) The market was much kinder this month than last. If the market holds, I will likely meet my goals next month.
I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 135k by end of year.Net worth:
2018: 2019 2020 2021
Jan $27,100 $45,839 $89,090
Feb $29,443 $43,345 $86,608
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760 $111,827
Jul $39,736 $61,567 $116,999
Aug $22,800 $39,918 $68,102 $122,191
Sep $23,645 $34,179 $68,212 $121,891
Oct $23,658 $38,091 $68,976
Nov $23,948 $39,867 $76,790
Dec $23,960 $43836 $82,778
Post by: Sugaree on November 01, 2021, 05:00:53 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $ - |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | Grad Goal |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $ - |
| June | $64,940.28 | $113,372.31 | $194,364.35 | $ - |
| July | $70,156.02 | $120,466.05 | $197,286.96 | $ - |
| August | $74,302.64 | $127,953.51 | $205,953.08 | $ - |
| September | $74,328.43 | $135,625.59 | $201,884.29 | $ - |
| October | $78,067.76 | $137,857.32 | $215,701.01 | $ - |
| November | $81,274.16 | $136,857.08 | $ - | $ - |
| December | $88,148.59 | $152,706.85 | $ - | $ - |
| Annual gain | $38,770.55 | $61,778.83 | $ - | $ - |
Post by: bcbaseballman on November 01, 2021, 07:56:08 AM
2018 2019 2020 2021
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725
10/31: 7,803.49 10/31: 33,343 10/31: 72,288
11/30: 9,531.28 11/30: 35,249 11/30: 80,093
12/31: 9,296.79 12/31: 39,079 12/31: 84,002
Gain: 15,245.84 29,783 44,943
10/31: 135,443
We have the majority of our Christmas shopping done already. Hoping that we can save a good amount over the next couple of months and get close to the 140k mark!
Post by: peppermint on November 01, 2021, 08:18:13 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
Feeling back on track!
Post by: mckaylabaloney on November 01, 2021, 08:28:45 AM
| 2018 | 2019 | 2020 | 2021 | |
| January | $(170,956.12) | $(80,750.78) | $(4,484.13) | $124,124.66 |
| February | $(166,849.63) | $(72,922.02) | $(4,647.56) | $125,821.73 |
| March | $(161,395.88) | $(65,244.64) | $398.59 | $136,847.83 |
| April | $(156,590.44) | $(57,807.71) | $(9,003.54) | $145,677.69 |
| May | $(159,977.61) | $(52,358.05) | $8,209.01 | $164,438.72 |
| June | $(154,655.48) | $(52,769.97) | $19,606.73 | $171,195.96 |
| July | $(149,000.22) | $(39,802.87) | $26,480.37 | $219,072.34 |
| August | $(143,758.38) | $(35,751.08) | $40,657.65 | $234.012.81 |
| September | $(139,839.66) | $(45,074.66) | $52,868.32 | $241,148.85 |
| October | $(136,009.14) | $(54,949.47) | $53,926.77 | $241,206.12 |
| November | $(137,519.76) | $(53,156.01) | $61,241.09 | $252,403.51 |
| December | $(132,193.25) | $(52,946.03) | $78,742.07 | - |
| Annual gain | $90,205.34 | $75,902.65 | $128,972.79 | - |
Well then! Looks like it's time for me to move on. A little overwhelmed by how quickly this went, but of course part of that was due to rapid increases in my home's value (I'm tracking total NW). Still, it is crazy to look at this chart and see where I was just a few years ago.
Good work & keep going, all -- see you in the next thread.
Post by: Master of None on November 01, 2021, 08:29:05 AM
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
1/3/21- $184,692.76
2/2/21- $190,741.26
3/2/21- $200,580.85
4/2/21- $208,094.81
5/3/21- $217,401.97
6/1/21- $223,808.63
11/1/21- $252,522.91- Been away from the forum for a few months, but I wanted to jump in and and celebrate. Looks like I've graduated for the time being...hopefully we stay above $250k!
Post by: jiimmy on November 01, 2021, 08:32:06 AM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Jun 1st, 2020 $115,759
Jul 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
Apr 1st, 2021 $182,975
May 1st, 2021 $194,917
Jun 1st, 2021 $199,915
Jul 1st, 2021 $204,771
Aug 1st, 2021 $208,983
Sep 1st, 2021 $216,171
Oct 1st, 2021 $211,793
Nov 1st, 2021 $225,854
Post by: zygote on November 01, 2021, 08:51:14 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
4/21: $211,501.00 (+$4,907.57, +2.38%)
5/21: $223,080.37 (+$11,579.37, +5.47%)
6/21: $226,044.45 (+$2,964.08, +1.33%)
7/21: $233,579.18 (+$7,534.73, +3.33%)
8/21: $237,466.31 (+$3,887.13, +1.66%)
9/21: $245,186.52 (+$7,720.21, +3.25%)
10/21: $237,827.57 (-$7,358.95, -3.00%)
11/21: $254,300,88 ($16,473.31, 6.93%)
Wow, looks like I've potentially graduated! All thanks to the market, because I spent a lot this month. We'll see if it holds for December, or I may be back...
Post by: sportsportsports on November 01, 2021, 11:25:11 AM
01-2021 $144,909.50
02-2021 $153,472.01
03-2021 $161,151.32
04-2021 $171,644.21
05-2021 $177,685.41
06-2021 $184,210.64
07-2021 $191,583.68
08-2021 $189,323.50
09-2021 $197,384.18
10-2021 $212,350.59
Post by: Optimiser on November 02, 2021, 08:09:55 AM
| 2017 | 2018 | 2019 | 2020 | 2021 | |
| January | -57,500 | -28,300 | 500 | 43,700 | 129,400 |
| February | -58,300 | -24,300 | 5,000 | 45,400 | 119,000 |
| March | -50,400 | -25,100 | 14,000 | 45,300 | 143,100 |
| April | -43,900 | -22,800 | 12,700 | 52,800 | 142,300 |
| May | -46,300 | -23,700 | 9,500 | 59,400 | 150,800 |
| June | -38,200 | -15,600 | 11,500 | 63,400 | 148,700 |
| July | -41,300 | -15,100 | 17,000 | 70,900 | 143,200 |
| August | -40,200 | -14,400 | 19,900 | 78,500 | 174,300 |
| September | -33,200 | -15,200 | 19,900 | 80,700 | 166,000 |
| October | -30,900 | -9,600 | 26,200 | 80,300 | 179,100 |
| November | -34,000 | -8,900 | 34,500 | 108,900 | - |
| December | -30,800 | -200 | 37,200 | 110,600 | - |
Post by: mgardner88 on November 02, 2021, 09:12:10 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
Great gains this month, my husband started a new job so he missed out on two weeks of 401k contributions, which is unfortunate but it didnt slow us down much. Feel pretty confident we wont slip back under 100k at this point so we are here for the long haul. Love reading all the progress happening here. Way to go everyone. So inspiring :)
Post by: YarnBudget on November 02, 2021, 01:45:27 PM
EOY 2020 = $79,741.14
Jan 2021 = $82,136.05 (+$2,394.91)
Feb 2021 = $87,168.43 (+$5,032.38)
Mar 2021 = $94,241.61 (+$7,073.18)
Apr 2021 = $102,121.70 (+$7,880.09)
May 2021 = $104,928.25 (+$2,806.55)
Jun 2021 = $110,228.32 (+5,354.13)
Jul 2021 = $115,021.99 (+$4,739.61)
Aug 2021 = $120,726.40 (+$5,704.41)
Sep 2021 = $119,185. 67 (-$1,540.51)
Oct 2021 = $128,967.67 (+$9,781.78)
Been an interesting couple of months. Keeping savings steady and just watching the market do its thing.
Post by: Ensheneer on November 03, 2021, 07:16:17 AM
19th October, 2021 - 200,000 EUR
03rd November, 2021 - 204,755 EUR
Goal: 300,000 EUR in April 2024
Post by: jdhansen on November 03, 2021, 08:59:19 PM
Feb 2021 $129,663
Mar 2021 $144,239
Apr 2021 $168,072
May 2021 $167,435
June 2021 $201,247
July 2021 $204,703
Aug 2021 $210,924
Sep 2021 $204,709
Oct 2021 $214,760 - back on track and heading towards the goal.
Welcome @Ensheneer to the race and the forum. Lots of smart people here willing to share advice on all manner of topics.
Post by: JAYSLOL on November 04, 2021, 09:52:02 AM
I'm excited to submit my first post to the forum! On the one hand, we are late bloomers having first heard about the FIRE movement about a year ago at age 43. On the other hand, we have been saving our whole lives, which has given us a bit of a head start. We had been "investing" in life insurance and money market accounts and other types of CDs for years. Over the last year, we have poured most of our liquid assets into an msci world ETF. I will track our depot account level here. We are well on our way to 250k and I'm happy to have this chance for financial independence before the age of 67! Looking forward to seeing everyone's progress on this board!
19th October, 2021 - 200,000 EUR
03rd November, 2021 - 204,755 EUR
Goal: 300,000 EUR in April 2024
Welcome!
Post by: JAYSLOL on November 04, 2021, 09:56:04 AM
Also, seems like we are at about the same level so it will be fun to follow one another's progress!
Absolutely!
Post by: Sanitary Stache on November 04, 2021, 02:04:22 PM
6/19/2020 - $ 82,681
8/6/2020 - $ 89,237
9/2/2020 - $ 93,346
10/6/2020 - $ 103,450
1/5/2021 - $ 114,837
7/2/2021 - $ 169,009
9/24/2021 - $ 173,134
11/4/2021 - $ 182,341
Mostly the VTSAX share price going up.
Post by: haypug16 on November 05, 2021, 01:26:25 PM
October 2021 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
3/31/2020 $22,896.16 - 3 years in
3/31/2021 $92,842.32 - 4 years in
4/30/2021 $100,212.15 - Join this race
5/31/2021 $103,329.82
6/30/2021 $108,949.13
10/31/2021 $124,874.40
Goal to finish this race July 2023
Post by: FICurious on November 08, 2021, 07:21:07 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
01 Feb 2021: $203,845
01 Mar 21: $210,555
01 Apr 21: $214,681
1 May 21: $222,830
1 Jun 21: $226,661
1 July 21: $228,336
1 Aug 21: $225,473
1 Sep 21: $229,776
Missed a month!
1 Oct 21: $228,671
1 Nov 21: $239,209
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: MommyCake on November 12, 2021, 05:49:05 AM
Investments only:
9/4/18 73,600
10/4/18 75,950
11/7/18 75,960
10/7/21 96,760
11/12/21 101,000
I took some time off from tracking but I'm back and focused again. Based on current deposits it will take 5 years to get to 250k so I think I need to increase....
Post by: TerrierTown on November 14, 2021, 04:28:42 PM
01 Jun 2019 NW £44,112
01 Jul 2019 NW £46,737 (+£2,625)
02 Apr 2020 NW £61,865 (+£15,128)
15 Aug 2020 NW £73,912 (+£12,047)
15 Dec 2020 NW £80,781 (+£6,869)
17 Jan 2021 NW £83,923 (+£3,142)
17 Feb 2021 NW £86,418 (+£2,495)
17 Mar 2021 NW £89,618 (+£3,200)
16 Jun 2021 NW £94,039 (+£4,421)
16 Sep 2021 NW £97,382 (+£3,343)
15 Oct 2021 NW £99,683 (+£2,301)
15 Nov 2021 NW £103,629 (+£3,946) - biggest monthly increase so far (started using side hustles more)
Post by: JAYSLOL on November 15, 2021, 09:12:15 PM
Hey everyone, just graduated the other thread. Happy to reach such a milestone! Here's my progress so far; doing this has helped me stay on track:
01 Jun 2019 NW £44,112
01 Jul 2019 NW £46,737 (+£2,625)
02 Apr 2020 NW £61,865 (+£15,128)
15 Aug 2020 NW £73,912 (+£12,047)
15 Dec 2020 NW £80,781 (+£6,869)
17 Jan 2021 NW £83,923 (+£3,142)
17 Feb 2021 NW £86,418 (+£2,495)
17 Mar 2021 NW £89,618 (+£3,200)
16 Jun 2021 NW £94,039 (+£4,421)
16 Sep 2021 NW £97,382 (+£3,343)
15 Oct 2021 NW £99,683 (+£2,301)
15 Nov 2021 NW £103,629 (+£3,946) - biggest monthly increase so far (started using side hustles more)
Cool, welcome, what kind of side hustles are working for you?
Post by: TerrierTown on November 16, 2021, 11:43:15 AM
Cool, welcome, what kind of side hustles are working for you?
Thanks. I like Prolific and UserTesting; can make about £100 a week (UK) doing these, so it's nothing huge but certainly helps!
Post by: CanadianTeacher on November 27, 2021, 01:47:45 PM
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 --> side hustles and Amazon affiliate income certainly helped this month. (+2.5%)
Still going strong despite the market tumbling at the end of the week.
Post by: Stubblestache on November 30, 2021, 08:30:37 AM
Cool, welcome, what kind of side hustles are working for you?
Thanks. I like Prolific and UserTesting; can make about £100 a week (UK) doing these, so it's nothing huge but certainly helps!
Wow you make a hundred quid a week from these? I thought they were the kind of thing where you fill out a hundred surveys and get paid 25p!
Post by: Stubblestache on November 30, 2021, 09:00:33 AM
Just read over the last 10 pages or so - some of y'all savings rates are astounding! Very inspiring everyone!
Look forward to getting stuck in!
July 2018 - £20,385
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Post by: JAYSLOL on November 30, 2021, 11:23:49 AM
Hello hello, I've graduated from the 10k-100k thread. Excited to be here (and in some disbelief). Just tried and failed to make a table to keep my records a bit neater but it was all over the place, so will have to go with a truncated version instead :D
Just read over the last 10 pages or so - some of y'all savings rates are astounding! Very inspiring everyone!
Look forward to getting stuck in!
July 2018 - £20,385
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Welcome!
Post by: JAYSLOL on November 30, 2021, 11:32:25 AM
Jan 1st - 113,000
Feb 1st - 115,100 (+2,100)
Mar 1st - 110,400 (-4,700)
Apr 1st - 98,600 (-11,800)
May 1st - 107,500 (+8900)
June 1st - 115,500 (+8000)
July 1st - 118,400 (+2900)
Aug 1st - 127,300 (+8900)
Sept 1st - 128,800 (+1500)
Oct 1st - 126,300 (-2500)
Nov 1st - 123,000 (-3300)
Dec 1st - 126,000 (+3000)
2021
Jan 1st - 128,000 (+2000)
Feb 1st - 131,400 (+3400)
Mar 1st - 131,500 (+100)
Apr 1st - 132,500 (+1000)
May 1st - 132,400 (-100)
June 1st - 134,800 (+2400)
July 1st - 137,300 (+2500)
Aug 1st - 141,200 (+3900)
Sept 1st - 144,900 (+3700)
Oct 1st - 146,500 (+1600)
Nov 1st - 152,600 (+6100)
Dec 1st - 156,600 (+4000)
Only one month left to hit my 2021 goal of $160k. Market better stop playin with me, lol. Plan is to ramp up selling all the clutter from my place to the max this month because I need to do that anyway, and it’ll help make up for any market shenanigans holding me back from my goal
Post by: Feivel2000 on November 30, 2021, 02:47:50 PM
144.693 €
+ 1.401 €
+ 1.401 €
A not-so-good-month. You guessed it, the problem was the losses at the end of the month.
I will survive...
I am moving in with my girlfriend, this will be interesting.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | ............... | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | ............... | ............... | ............... | ............... |
Mar | ............... | 123.950 € | ............... | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 150.000 € | ............... | ............... | ............... |
May | ............... | 120.440 € | ............... | ............... | ............... | ............... |
Jun | ............... | 124.056 € | ............... | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | ............... | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | ............... | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | ............... | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | ............... | ............... | ............... | ............... |
Dec | 103.130 € | ............... | ............... | ............... | ............... | ............... |
Post by: JCGreen on November 30, 2021, 09:25:10 PM
Nov2021: $133,719.97(+$3,187.69) Pretty close to my year end goal! Hopefully the market hold ☺
I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 135k by end of year.Net worth:
2018: 2019 2020 2021
Jan $27,100 $45,839 $89,090
Feb $29,443 $43,345 $86,608
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760 $111,827
Jul $39,736 $61,567 $116,999
Aug $22,800 $39,918 $68,102 $122,191
Sep $23,645 $34,179 $68,212 $121,891
Oct $23,658 $38,091 $68,976 $130,532
Nov $23,948 $39,867 $76,790
Dec $23,960 $43836 $82,778
Post by: Sugaree on December 01, 2021, 04:46:48 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $ - |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | Grad Goal |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $ - | $ - |
Any gain is good this week, right? I did adjust the numbers because I realized that I skipped a month sometime over the summer and changed the annual gain amount to run 1 January through the following 1 January.
Post by: bcbaseballman on December 01, 2021, 07:30:37 AM
2018 2019 2020 2021
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443
11/30: 9,531.28 11/30: 35,249 11/30: 80,093
12/31: 9,296.79 12/31: 39,079 12/31: 84,002
Gain: 15,245.84 29,783 44,943
11/30: 132,452
We spent way to much money this month. All of our christmas shopping should be done now though. So hopefully we will spend very little in december.
Post by: Ensheneer on December 01, 2021, 08:28:33 AM
I'm excited to submit my first post to the forum! On the one hand, we are late bloomers having first heard about the FIRE movement about a year ago at age 43. On the other hand, we have been saving our whole lives, which has given us a bit of a head start. We had been "investing" in life insurance and money market accounts and other types of CDs for years. Over the last year, we have poured most of our liquid assets into an msci world ETF. I will track our depot account level here. We are well on our way to 250k and I'm happy to have this chance for financial independence before the age of 67! Looking forward to seeing everyone's progress on this board!
@jdhansen @JAYSLOL Thank you for the welcome!
19th October, 2021 - 200,000 EUR
03rd November, 2021 - 204,755 EUR
01st December, 2021 - 208,169 EUR
Goal: 300,000 EUR in April 2024
I was contemplating the saying, "The harder I work, the luckier I get." That, or similar, was the mantra I grew up with. Sometimes I have the urge to "work harder" on FIRE. Actually, there is nothing to do but set the target contributions and wait.
Post by: peppermint on December 01, 2021, 09:36:13 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
Not thrilled with that finish, but will keep on going.
Post by: jiimmy on December 01, 2021, 09:59:07 AM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Jun 1st, 2020 $115,759
Jul 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
Apr 1st, 2021 $182,975
May 1st, 2021 $194,917
Jun 1st, 2021 $199,915
Jul 1st, 2021 $204,771
Aug 1st, 2021 $208,983
Sep 1st, 2021 $216,171
Oct 1st, 2021 $211,793
Nov 1st, 2021 $225,854
Dec 1st, 2021 $224,346
Post by: mgardner88 on December 02, 2021, 01:58:37 PM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
Post by: eav on December 03, 2021, 06:46:17 AM
October: $100,753
November: Forgot to check! ~$103,000
December: $110,900
January 2021: $115,301
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614
May 2021: $143,399
*spent 15k on a house DP, my race #'s do not include new-found home equity*
Dec 2021: $155,344
Post by: TerrierTown on December 03, 2021, 08:39:35 AM
Cool, welcome, what kind of side hustles are working for you?
Thanks. I like Prolific and UserTesting; can make about £100 a week (UK) doing these, so it's nothing huge but certainly helps!
Wow you make a hundred quid a week from these? I thought they were the kind of thing where you fill out a hundred surveys and get paid 25p!
Yeah I usually make about £10 per day or so. User testing is £7 per task so if you qualify for a few in a day, you're winning.
Post by: jdhansen on December 04, 2021, 11:28:46 PM
Feb 2021 $129,663
Mar 2021 $144,239
Apr 2021 $168,072
May 2021 $167,435
June 2021 $201,247
July 2021 $204,703
Aug 2021 $210,924
Sep 2021 $204,709
Oct 2021 $214,760
Nov 2021 $207,352
Seem to be stuck in a bit and up and down due to markets. Christmas shopping is complete and aiming to end the year at higher than our October total. Will be interesting to see what the markets do over the next month.
Post by: FICurious on December 06, 2021, 06:26:14 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
01 Feb 2021: $203,845
01 Mar 21: $210,555
01 Apr 21: $214,681
1 May 21: $222,830
1 Jun 21: $226,661
1 July 21: $228,336
1 Aug 21: $225,473
1 Sep 21: $229,776
1 Oct 21: $228,671
1 Nov 21: $239,209
1 Dec 21: $234,136
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: TerrierTown on December 15, 2021, 05:57:58 AM
15 Dec 2020 NW £80,781 (+£6,869)
17 Jan 2021 NW £83,923 (+£3,142)
17 Feb 2021 NW £86,418 (+£2,495)
17 Mar 2021 NW £89,618 (+£3,200)
16 Jun 2021 NW £94,039 (+£4,421)
16 Sep 2021 NW £97,382 (+£3,343)
15 Oct 2021 NW £99,683 (+£2,301)
15 Nov 2021 NW £103,629 (+£3,946) - biggest monthly increase so far
15 Dec 2021 NW £105.139 (+1,510)
Post by: JAYSLOL on December 22, 2021, 09:37:17 AM
2020
Well, 2020 is done and I only managed about half the usual increase compared to my last few years, but at least I’m still heading in the right direction. Hoping to get to 160 by the end of 2021
So back in Jan I set myself the goal to go from$128k to $160k invested net worth by the end of 2021, wasn’t sure if I could do it, but the markets have been very kind and I’ve been saving like crazy, and today it finally happened just in time for the end of the year. Now I get to ponder a goal for 2022. I’m thinking $200k, which will be very hard, but I’m going for it
Post by: Stubblestache on December 31, 2021, 02:14:15 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
2021
Jan 2021 - £103,255
Tough month in the markets, particularly crypto. But swings and roundabouts, still above the 100k mark.
Happy New Year all, I hope you smash through your savings and investments goals in 2022!
Post by: CanadianTeacher on December 31, 2021, 01:07:31 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
Post by: jdhansen on December 31, 2021, 03:19:46 PM
Feb 2021 $129,663
Mar 2021 $144,239
Apr 2021 $168,072
May 2021 $167,435
June 2021 $201,247
July 2021 $204,703
Aug 2021 $210,924
Sep 2021 $204,709
Oct 2021 $214,760
Nov 2021 $207,352
Dec 2021 $221,090
This has been an amazing year and caught me by surprise when I was comparing the start of the year to the end of the year. Guess I got so lost in the day-to-day never noticed the big picture. Here is hoping that growth continues for us all and there will be many graduations in 2022. Happy New Year everyone!
Post by: JAYSLOL on December 31, 2021, 06:24:40 PM
Jan 1st - $128,000 (+2000)
Feb 1st - $131,400 (+3400)
Mar 1st - $131,500 (+100)
Apr 1st - $132,500 (+1000)
May 1st - $132,400 (-100)
June 1st - $134,800 (+2400)
July 1st - $137,300 (+2500)
Aug 1st - $141,200 (+3900)
Sept 1st - $144,900 (+3700)
Oct 1st - $146,500 (+1600)
Nov 1st - $152,600 (+6100)
Dec 1st - $156,600 (+4000)
End of 2021 - $162,300 (+5700)
Made it past my goal of 160k for 2021, goal for 2022 is to get past 200k
Post by: jiimmy on January 01, 2022, 08:04:07 AM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Jun 1st, 2020 $115,759
Jul 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
Apr 1st, 2021 $182,975
May 1st, 2021 $194,917
Jun 1st, 2021 $199,915
Jul 1st, 2021 $204,771
Aug 1st, 2021 $208,983
Sep 1st, 2021 $216,171
Oct 1st, 2021 $211,793
Nov 1st, 2021 $225,854
Dec 1st, 2021 $224,346
Jan 1st, 2022 $235,137
Post by: peppermint on January 01, 2022, 10:08:05 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
Post by: Ensheneer on January 01, 2022, 10:21:04 AM
03rd November, 2021 - 204,755 EUR
01st December, 2021 - 208,169 EUR
01st January, 2022 - 216,661 EUR
Goal: 300,000 EUR in April 2024
Post by: JCGreen on January 01, 2022, 01:35:21 PM
Dec2021: $139,448.69(+$5,728.72) I have met my yearly goal. Most gains are due to the stock market, as the gains are more than my take home pay this year.
I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 135k by end of year.Net worth:
2018: 2019 2020 2021
Jan $27,100 $45,839 $89,090
Feb $29,443 $43,345 $86,608
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760 $111,827
Jul $39,736 $61,567 $116,999
Aug $22,800 $39,918 $68,102 $122,191
Sep $23,645 $34,179 $68,212 $121,891
Oct $23,658 $38,091 $68,976 $130,532
Nov $23,948 $39,867 $76,790 $133,720
Dec $23,960 $43836 $82,778
Post by: hal on January 01, 2022, 09:53:46 PM
Loved the format that I saw another user use, so I'm going to steal it.
Liquid net worth, measured at month end
| Networth | 2019 | 2020 | 2021 | 2022 |
| January | $49,671.41 | $89,734.74 | $ - | |
| February | $52,154.69 | $97,368.00 | $ - | |
| March | $51,335.72 | $107,819.45 | $ - | |
| April | $49,734.90 | $118,117.31 | $ - | |
| May | $49,879.73 | $123,915.09 | $ - | |
| June | $44,423.16 | $130,783.23 | $ - | |
| July | $43,823.37 | $129,896.18 | $ - | |
| August | $39,708.84 | $44,173.61 | $133,609.86 | $ - |
| September | $41,692.39 | $44,286.81 | $139,064.22 | $ - |
| October | $43,862.27 | $64,244.96 | $147,259.49 | $ - |
| November | $46,060.79 | $73,507.69 | $149,014.05 | $ - |
| December | $49,041.98 | $81,093.53 | $158,565.77 | $ - |
| Annual Gain | $- | $32,051.55 | $77,472.24 | $ - |
| Savings Rate | 21.42% | 40.87% | 49.25% | $ - |
No idea when I project to get to $250k, but if job promotions align right and my wife and I keep a good savings rate, it could happen in 2023 at some point.
Post by: Feivel2000 on January 02, 2022, 11:15:13 AM
143.712 €
-981 €
-981 €
While I got a small bonus and I managed to invest 50% despite my move, I end up with less NW than last month. Mostly due to losses in crypto.
In 2021 I was able to increase my NW by ~40.000€. I saved roughly 26.500€ and the other 13.500€ were market gains. If you think about it... I had more than 1.000€ of gains per month, that is more money than many people, even in Germany, have available per month... That is amazing.
The next year my monthly savings rate will probably decrease, I hit my goal of 50% (55%, to be precisely), but now I feel like I should prioritize building a reasonable emergency fund.
My remaining savings will go mostly into paying off my flat (fixed rates...) and crypto. I don't trust the stock markets currently... top is in ;-).
Not really, but my best chance for a really early retirement is crypto. I would feel comfortable with crypto around 30% of my invested assets, currently it is below 15%.
My stock picks are mostly duds. I think I'll sell them off and move the money to other assets, probably ETFs. I will only keep stocks I am really comfortable with.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | ............... | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | ............... | ............... | ............... | ............... |
Mar | ............... | 123.950 € | ............... | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 150.000 € | ............... | ............... | ............... |
May | ............... | 120.440 € | ............... | ............... | ............... | ............... |
Jun | ............... | 124.056 € | ............... | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | ............... | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | ............... | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | ............... | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | ............... | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | ............... | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | ............... | ............... | ............... | ............... |
Post by: GatorNation on January 02, 2022, 02:06:43 PM
I have now graduated to this thread.
Jan 1, 2020- ($106,695.56)
Dec 1, 2020- $16,441.11
Jan 1, 2021- $26,005.07
Feb 1, 2021- $38,479.28
Mar 1, 2021- $50,563.25
Apr 1, 2021- $78,703.27
May 1, 2021- $97,225.14
May 15, 2021- $101,183.45.
Have not updated recently, but here are my numbers since May 15, 2021.
Jun 1, 2021- $105,467.38
Jul 1, 2021- $140,772.33
Aug 1, 2021- $156,162.34
Sep 1, 2021- $168,711.69
Oct 1, 2021- $184,767.41
Nov 1, 2021- $198,214.45
Dec 1, 2021- $203,391.38
Jan 1, 2022- $244,015.04
Almost to the next thread!
Post by: Sugaree on January 03, 2022, 05:24:23 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | Grad Goal |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $ - |
Back on track to reach my grad goal on time thanks to that nice little Santa Claus rally. I'm somewhat surprised that 2021's increase was actually less than 2020's, but I did work a ton more OT in 2020. However, my NW did increase by more than my base salary so I can live with that.
Post by: FICurious on January 03, 2022, 07:54:03 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Dec 2021: $234,136
1 Jan 22: $241,685
Happy New Year! Looks like 2021 was a stellar year for my accounts overall with gains of $41k! I try not to set too many goals and just let the magic happen, but looks like I'll be hitting 250 in the next month or so. If anyone wants to take over this tracker, feel free! It's pretty low maintenance and I just added new columns to it last month, so there's little to do other than make sure it gets shared.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: eav on January 03, 2022, 07:57:45 AM
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614
May 2021: $143,399
*spent 15k on a house DP, my race #'s do not include new-found home equity*
Dec 2021: $155,344
Jan 2022: $159,501
YoY increase of $44,200 in liquid assets. I'm happy with my progress this year given making a home purchase and undergoing all of the expected and unexpected expenses surrounding that. Happy New Year!
Post by: bcbaseballman on January 03, 2022, 08:51:51 AM
2018 2019 2020 2021
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677
Gain: 15,245.84 29,783 44,923 55,655
12/31/2021: $139,677
This was a great year for me. Sold our old home for way more than what i was expecting. Did not get as much invested as i wanted to but life happens.
My goal for next year is to reach: 180,000
Post by: mgardner88 on January 05, 2022, 09:01:17 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
Added $55,500 to our accounts this year. Yearly goal: 180k by 12/2022. Thread goal: graduate this thread by 12/2023. We maxed out our retirement accounts this year. for the first time ever.. huge for us. Life changing in fact, we have never been high income earners and make less than 90k combined in a HCOL state. Here's to 2022!!
Post by: Gingersnaps on January 11, 2022, 12:27:03 PM
01/07/2020 - £75,523.86
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86
01/08/2021 - £149,419.96
01/09/2021 - £155,711.83
01/10/2021 - £156,288.35
01/11/2021 - £164,134.53
01/12/2021 - £165,717.17
01/01/2022 - £171,598.80
Post by: TerrierTown on January 18, 2022, 05:59:37 AM
01 Jun 2019 NW £44,112 - started MMM
15 Dec 2020 NW £80,781 (+£6,869)
17 Jan 2021 NW £83,923 (+£3,142)
17 Feb 2021 NW £86,418 (+£2,495)
17 Mar 2021 NW £89,618 (+£3,200)
16 Jun 2021 NW £94,039 (+£4,421)
16 Sep 2021 NW £97,382 (+£3,343)
15 Oct 2021 NW £99,683 (+£2,301)
15 Nov 2021 NW £103,629 (+£3,946) - biggest monthly increase so far
15 Dec 2021 NW £105.139 (+1,510)
18 Jan 2022 NW £107,189 (+ £2,050)
Post by: CanadianTeacher on January 28, 2022, 09:26:10 PM
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
Markets didn't give me a good start to 2022 :( Still possible to reach $250,000 by the end of the school year but it may not happen until the Fall now.
Post by: JCGreen on January 30, 2022, 08:53:55 PM
Jan2022: $130,904.11 (-$8,544.58) Bad month in the stock market, also paid ~3k in vet bills. Not a great month, but I think next month is going to be better
I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 135k by end of year.Net worth:
2018: 2019 2020 2021
Jan $27,100 $45,839 $89,090
Feb $29,443 $43,345 $86,608
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760 $111,827
Jul $39,736 $61,567 $116,999
Aug $22,800 $39,918 $68,102 $122,191
Sep $23,645 $34,179 $68,212 $121,891
Oct $23,658 $38,091 $68,976 $130,532
Nov $23,948 $39,867 $76,790 $133,720
Dec $23,960 $43,836 $82,778 $139,448
Post by: Stubblestache on January 31, 2022, 01:43:40 AM
July 2018 - £20,385
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915 - eeeeek I've dipped below the threshold. I could probably get creative with my accounting and find another 8k in cash that I've never included before but that would feel like cheating.
Will you guys let me still hang out here please?
Post by: jdhansen on January 31, 2022, 07:14:50 PM
Jan 2022 $214,407
Ouch, markets going down is a bit of a new experience but we will ride this out and keep saving. Just means I get to hang out with this group for a little bit longer than before.
On the positive front just got word my promotion went through and we should be able to ramp up the savings a bit more once the new pay scale kicks in.
@Stubblestache You can stay as long as you like. I'm sure the markets will recover or your natural savings rate will get you back over the threshold sooner than you think.
Post by: FICurious on February 01, 2022, 05:48:11 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
A down month. Hoping for a nice rebound.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: peppermint on February 01, 2022, 07:00:33 AM
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
Post by: JAYSLOL on February 01, 2022, 07:13:27 AM
Jan 1st - $162,300
Feb 1st - $160,600 (-1700)
Goal for 2022 is to contribute $100/day to retirement accounts and savings, and hit $200k by the end of the year.
Post by: JAYSLOL on February 01, 2022, 07:15:56 AM
July 2018 - £20,385
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915 - eeeeek I've dipped below the threshold. I could probably get creative with my accounting and find another 8k in cash that I've never included before but that would feel like cheating.
Will you guys let me still hang out here please?
Well, you still qualify if you converted into dollars, so you definitely belong here
Post by: bcbaseballman on February 01, 2022, 10:53:27 AM
2018 2019 2020 2021
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677
Gain: 15,245.84 29,783 44,923 55,655
1/31/2022: 137,128
Post by: Feivel2000 on February 01, 2022, 11:52:27 AM
138.241 €
-5.470 €
25% Savings Rate
-5.470 €
25% Savings Rate
Uff.
The worst thing is that I don't have the funds to invest more in Bitcoin.
Thinking about shifting funds from my underperforming stocks towards my uninvested account, so I have a little bit of reserves be able to react to such great buying opportunities.
I also got a raise of 11.5% (starting in April). That's very nice and "needed".
Savings rate just 25% this month. But currently not my focus.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | ............... | ............... | ............... | ............... |
Mar | ............... | 123.950 € | ............... | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 150.000 € | ............... | ............... | ............... |
May | ............... | 120.440 € | ............... | ............... | ............... | ............... |
Jun | ............... | 124.056 € | ............... | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | ............... | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | ............... | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | ............... | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | ............... | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | ............... | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | ............... | ............... | ............... | ............... |
Post by: Sugaree on February 02, 2022, 05:08:58 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | Grad Goal |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $ - |
Worst month in a while. Not totally due to market movement though. There was a project at the house that I'd been saving for for awhile and that finally got done this month. If I can get all the paperwork in place then I'll get half of it back on my state taxes next year. Grad goal is looking unlikely unless there is huge upward movement this month. It is what it is.
Post by: jiimmy on February 02, 2022, 09:59:28 AM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Jun 1st, 2020 $115,759
Jul 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
Apr 1st, 2021 $182,975
May 1st, 2021 $194,917
Jun 1st, 2021 $199,915
Jul 1st, 2021 $204,771
Aug 1st, 2021 $208,983
Sep 1st, 2021 $216,171
Oct 1st, 2021 $211,793
Nov 1st, 2021 $225,854
Dec 1st, 2021 $224,346
Jan 1st, 2022 $235,137
Feb 1st, 2022 $229,084
The career has been left behind! To finish this race I'll need some market gains!
Post by: okisok on February 02, 2022, 06:03:51 PM
Feb 1 2022 $118,874
Savings rate has slowed way down since I purchased a house in late 2021. A few minor repairs, tools, investing in some money-saving upgrades that will pay out in the future but took away from the savings amount upfront. I'm just letting the money add up without worrying about graduating right now.
Post by: hal on February 03, 2022, 12:28:21 PM
Liquid net worth, measured at month end
| Networth | 2019 | 2020 | 2021 | 2022 |
| January | $49,671.41 | $89,734.74 | $164,087.20 | |
| February | $52,154.69 | $97,368.00 | $ - | |
| March | $51,335.72 | $107,819.45 | $ - | |
| April | $49,734.90 | $118,117.31 | $ - | |
| May | $49,879.73 | $123,915.09 | $ - | |
| June | $44,423.16 | $130,783.23 | $ - | |
| July | $43,823.37 | $129,896.18 | $ - | |
| August | $39,708.84 | $44,173.61 | $133,609.86 | $ - |
| September | $41,692.39 | $44,286.81 | $139,064.22 | $ - |
| October | $43,862.27 | $64,244.96 | $147,259.49 | $ - |
| November | $46,060.79 | $73,507.69 | $149,014.05 | $ - |
| December | $49,041.98 | $81,093.53 | $158,565.77 | $ - |
| Annual Gain | $- | $32,051.55 | $77,472.24 | $ - |
| Savings Rate | 21.42% | 40.87% | 49.25% | 65.51% (so far) |
Post by: JAYSLOL on February 03, 2022, 03:54:02 PM
Not a great month in the markets, but did get some good contributions in with HSA especially. Wife is now maxing out her 401k, too.
Liquid net worth, measured at month end
Networth 2019 2020 2021 2022 January $49,671.41 $89,734.74 $164,087.20 February $52,154.69 $97,368.00 $ - March $51,335.72 $107,819.45 $ - April $49,734.90 $118,117.31 $ - May $49,879.73 $123,915.09 $ - June $44,423.16 $130,783.23 $ - July $43,823.37 $129,896.18 $ - August $39,708.84 $44,173.61 $133,609.86 $ - September $41,692.39 $44,286.81 $139,064.22 $ - October $43,862.27 $64,244.96 $147,259.49 $ - November $46,060.79 $73,507.69 $149,014.05 $ - December $49,041.98 $81,093.53 $158,565.77 $ - Annual Gain $- $32,051.55 $77,472.24 $ - Savings Rate 21.42% 40.87% 49.25% 65.51% (so far)
Wow, your 2021 50% savings rate was great, 65% is crazy good, are you trying to keep it at that level? I haven’t quite cracked 50% yet, I’m hoping to get really close this year though
Post by: hal on February 03, 2022, 07:51:31 PM
Not a great month in the markets, but did get some good contributions in with HSA especially. Wife is now maxing out her 401k, too.
Liquid net worth, measured at month end
Networth 2019 2020 2021 2022 January $49,671.41 $89,734.74 $164,087.20 February $52,154.69 $97,368.00 $ - March $51,335.72 $107,819.45 $ - April $49,734.90 $118,117.31 $ - May $49,879.73 $123,915.09 $ - June $44,423.16 $130,783.23 $ - July $43,823.37 $129,896.18 $ - August $39,708.84 $44,173.61 $133,609.86 $ - September $41,692.39 $44,286.81 $139,064.22 $ - October $43,862.27 $64,244.96 $147,259.49 $ - November $46,060.79 $73,507.69 $149,014.05 $ - December $49,041.98 $81,093.53 $158,565.77 $ - Annual Gain $- $32,051.55 $77,472.24 $ - Savings Rate 21.42% 40.87% 49.25% 65.51% (so far)
Wow, your 2021 50% savings rate was great, 65% is crazy good, are you trying to keep it at that level? I haven’t quite cracked 50% yet, I’m hoping to get really close this year though
Thanks! The goal for the year overall is ~55% or so, but stretch for 60-62%. January is likely to be a higher SR month because it's cheaper (no holidays or travel) and my SO and I have companies that contribute to our HSAs at the start of the year. I'm also lucky to have just gotten a promotion that kicked in at the start of the year.
50% will be a big accomplishment, I think you can do it!!
Post by: Stubblestache on February 07, 2022, 01:44:56 AM
Post by: JAYSLOL on February 07, 2022, 06:03:49 AM
Not a great month in the markets, but did get some good contributions in with HSA especially. Wife is now maxing out her 401k, too.
Liquid net worth, measured at month end
Networth 2019 2020 2021 2022 January $49,671.41 $89,734.74 $164,087.20 February $52,154.69 $97,368.00 $ - March $51,335.72 $107,819.45 $ - April $49,734.90 $118,117.31 $ - May $49,879.73 $123,915.09 $ - June $44,423.16 $130,783.23 $ - July $43,823.37 $129,896.18 $ - August $39,708.84 $44,173.61 $133,609.86 $ - September $41,692.39 $44,286.81 $139,064.22 $ - October $43,862.27 $64,244.96 $147,259.49 $ - November $46,060.79 $73,507.69 $149,014.05 $ - December $49,041.98 $81,093.53 $158,565.77 $ - Annual Gain $- $32,051.55 $77,472.24 $ - Savings Rate 21.42% 40.87% 49.25% 65.51% (so far)
Wow, your 2021 50% savings rate was great, 65% is crazy good, are you trying to keep it at that level? I haven’t quite cracked 50% yet, I’m hoping to get really close this year though
Thanks! The goal for the year overall is ~55% or so, but stretch for 60-62%. January is likely to be a higher SR month because it's cheaper (no holidays or travel) and my SO and I have companies that contribute to our HSAs at the start of the year. I'm also lucky to have just gotten a promotion that kicked in at the start of the year.
50% will be a big accomplishment, I think you can do it!!
I hope so! It would be a very big milestone for me. If I crank up some side hustles I’ll be in better shape to do it. In the past I’ve only tracked NW increase, but this year I’ve decided to track savings and savings rate more closely to encourage myself to save and invest a little harder
Post by: TerrierTown on February 16, 2022, 12:43:41 AM
17 Feb 2021 NW £86,418 (+£2,495)
17 Mar 2021 NW £89,618 (+£3,200)
16 Jun 2021 NW £94,039 (+£4,421)
16 Sep 2021 NW £97,382 (+£3,343)
15 Oct 2021 NW £99,683 (+£2,301)
15 Nov 2021 NW £103,629 (+£3,946) - biggest monthly increase so far
15 Dec 2021 NW £105.139 (+1,510)
18 Jan 2022 NW £107,189 (+ £2,050)
16 Feb 2022 NW £110,250 (+ £3,061)
Post by: CanadianTeacher on February 21, 2022, 11:06:28 AM
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
The right trajectory but still not recovered to my December balance. Hopefully the markets are better this month.... not sure if I'll make it to $250,000 by the end of June as initially planned.
Post by: JCGreen on February 26, 2022, 03:49:19 PM
Feb2022: $131,274.39 (+$370.28) Bad month in the stock market, also paid ~3k in vet bills. Not a great month, but I think next month is going to be better
I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 150k by Jun 2022.Net worth:
2018: 2019 2020 2021 2022
Jan $27,100 $45,839 $89,090 $130,904
Feb $29,443 $43,345 $86,608
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760 $111,827
Jul $39,736 $61,567 $116,999
Aug $22,800 $39,918 $68,102 $122,191
Sep $23,645 $34,179 $68,212 $121,891
Oct $23,658 $38,091 $68,976 $130,532
Nov $23,948 $39,867 $76,790 $133,720
Dec $23,960 $43,836 $82,778 $139,448
Post by: Stubblestache on February 28, 2022, 01:52:38 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Feb 2022 - £91,765
Had to rebuild my cash buffer to six months expenses (not included in total) but still managed to put £1.1k into investments. One more month of this and I'll accept defeat and head back to the 10-100k thread :D
Post by: Feivel2000 on March 01, 2022, 12:41:43 AM
138.954 €
+ 713 €
33% Savings Rate
+ 713 €
33% Savings Rate
Finally I am not in the reds, at least after adding my savings... To speed up the road to FIRE, I took out a 30.000€ loan at 2.49% which will go mostly into crypto. It is risky, but worth the risk.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | ............... | ............... | ............... |
Mar | ............... | 123.950 € | ............... | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 150.000 € | ............... | ............... | ............... |
May | ............... | 120.440 € | ............... | ............... | ............... | ............... |
Jun | ............... | 124.056 € | ............... | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | ............... | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | ............... | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | ............... | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | ............... | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | ............... | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | ............... | ............... | ............... | ............... |
Post by: JAYSLOL on March 01, 2022, 05:17:13 AM
Jan 1st - $162,300
Feb 1st - $160,600 (-1700)
Mar 1st - $161,100 (+500)
Post by: Sugaree on March 01, 2022, 07:19:25 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $ - |
This was my projected graduation date, but didn't make it. Ended up slightly ahead (but not yet back to Dec levels) due to a larger than normal cash influx this month. But also had a bunch of vet bills and have a large annual insurance bill coming up. All that to say next month isn't looking great either. C'est la vie. I'll get there when I get there.
Post by: bcbaseballman on March 01, 2022, 07:23:47 AM
2018 2019 2020 2021 2022
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677
Gain: 15,245.84 29,783 44,923 55,655
2/28/2022: 132,607
I have been in a rut here lately. Not only have the markets not been good but I also have been spending way more than what I should. Really need to get back on track and move forward again.
Post by: peppermint on March 01, 2022, 08:16:01 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
The markets were not kind this month!
Post by: jdhansen on March 01, 2022, 10:30:09 PM
Jan 2022 $214,407
Feb 2022 $209,219
Seems the markets are going to keep pushing me in the wrong direction. Oh well, buying stocks for less than they were and it can't go down forever :)
Post by: FICurious on March 02, 2022, 08:24:40 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
A down month another month.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: GatorNation on March 02, 2022, 10:06:52 AM
Dec 1, 2020- $16,441.11
Jan 1, 2021- $26,005.07
Feb 1, 2021- $38,479.28
Mar 1, 2021- $50,563.25
Apr 1, 2021- $78,703.27
May 1, 2021- $97,225.14
Jun 1, 2021- $105,467.38
Jul 1, 2021- $140,772.33
Aug 1, 2021- $156,162.34
Sep 1, 2021- $168,711.69
Oct 1, 2021- $184,767.41
Nov 1, 2021- $198,214.45
Dec 1, 2021- $203,391.38
Jan 1, 2022- $244,015.04
Feb 1, 2022- $244,284.96
March 1, 2022- $248,311.22
Almost no increase since the beginning of the year due to stock market losses.
Post by: CTEC_Stache on March 03, 2022, 06:20:03 AM
2021 2022
JAN - $51,061
FEB - $49,155
MAR - $113,346 (windfall)
APR -
MAY -
JUN -
JUL $61,529
AUG $50,910
SEP $50,508
OCT $54,173
NOV $53,802
DEC $51,533
Post by: mgardner88 on March 03, 2022, 08:56:23 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
Well there it is. Lol, we were out of the state most of February and i didnt even bother looking at the market so im not entirely sure how much it fell in February. We just keep chugging along with our contributions.
Post by: hal on March 07, 2022, 04:55:25 PM
Still invested around $7,500 this month...but of course the markets didn't do that well. Stocks were on sale, I guess :)
---
Liquid net worth, measured at month end
| Networth | 2019 | 2020 | 2021 | 2022 |
| January | $49,671.41 | $89,734.74 | $164,087.20 | |
| February | $52,154.69 | $97,368.00 | $164,957.62 | |
| March | $51,335.72 | $107,819.45 | $ - | |
| April | $49,734.90 | $118,117.31 | $ - | |
| May | $49,879.73 | $123,915.09 | $ - | |
| June | $44,423.16 | $130,783.23 | $ - | |
| July | $43,823.37 | $129,896.18 | $ - | |
| August | $39,708.84 | $44,173.61 | $133,609.86 | $ - |
| September | $41,692.39 | $44,286.81 | $139,064.22 | $ - |
| October | $43,862.27 | $64,244.96 | $147,259.49 | $ - |
| November | $46,060.79 | $73,507.69 | $149,014.05 | $ - |
| December | $49,041.98 | $81,093.53 | $158,565.77 | $ - |
| Annual Gain | $- | $32,051.55 | $77,472.24 | $ - |
| Savings Rate | 21.42% | 40.87% | 49.25% | 59.98% (so far) |
Post by: hal on March 07, 2022, 05:00:15 PM
I posted about two months ago in the $250k - $500k for my total NW including equity in my home and the current value of my pension. At the same time I posted in the $10k - $100k thread and was only tracking liquid assets instead of NW. These liquid assets include: my 403(b), DW 401(k), my rIRA, a couple of taxable brokerage accounts, and cash. I started actively tracking my NW and assets in late 2019 but the model and format that I have used has evolved quite a bit since then; for example, in 2019 I didn't differentiate between liquid assets and total assets so I don't have this information prior to July of last year. Due to an inheritance windfall I have graduated to this thread. I'm dealing with some guilt from inheriting money from my grandpa but I'm hoping that putting the money to work for my family and our future will help with that.
2021 2022
JAN - $51,061
FEB - $49,155
MAR - $113,346 (windfall)
APR -
MAY -
JUN -
JUL $61,529
AUG $50,910
SEP $50,508
OCT $54,173
NOV $53,802
DEC $51,533
Sorry for your loss. I think you are doing the right thing with the inheritance. Investing inheritance, rather than doing something irresponsible, is a way of being a good steward of your grandfather's legacy. It may just so happen that your own investing could lead to passing wealth on to others one day.
Post by: CTEC_Stache on March 08, 2022, 06:29:42 AM
I posted about two months ago in the $250k - $500k for my total NW including equity in my home and the current value of my pension. At the same time I posted in the $10k - $100k thread and was only tracking liquid assets instead of NW. These liquid assets include: my 403(b), DW 401(k), my rIRA, a couple of taxable brokerage accounts, and cash. I started actively tracking my NW and assets in late 2019 but the model and format that I have used has evolved quite a bit since then; for example, in 2019 I didn't differentiate between liquid assets and total assets so I don't have this information prior to July of last year. Due to an inheritance windfall I have graduated to this thread. I'm dealing with some guilt from inheriting money from my grandpa but I'm hoping that putting the money to work for my family and our future will help with that.
2021 2022
JAN - $51,061
FEB - $49,155
MAR - $113,346 (windfall)
APR -
MAY -
JUN -
JUL $61,529
AUG $50,910
SEP $50,508
OCT $54,173
NOV $53,802
DEC $51,533
Sorry for your loss. I think you are doing the right thing with the inheritance. Investing inheritance, rather than doing something irresponsible, is a way of being a good steward of your grandfather's legacy. It may just so happen that your own investing could lead to passing wealth on to others one day.
Thank you, I put a small amount into a completely separate account that I plan to stay away from if possible. My intent for this account is to give it to my son (or split it with future children) when a certain age is reached, a sort of legacy from his great-grandfather.
Post by: CanadianTeacher on March 20, 2022, 08:52:05 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
Post by: mgardner88 on March 30, 2022, 02:22:33 PM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
Got paid a little early because of the holiday. Happy things are moving in the right direction for now :)
Post by: Stubblestache on March 31, 2022, 02:25:36 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Weeee, I'm back in the club again after a few months out. Feels good.
Needed this boost tbh. With soaring cost of living and all the bad things that are happening in the world at the moment, I've felt very despondent towards saving and investing.
Post by: Sugaree on April 01, 2022, 04:49:23 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $ - |
It's forward progress so I'll take it. The "expert" on Bloomberg radio this morning said that if you were only down 5% this quarter then you were doing okay. That's about where my returns were this quarter with new contributions increasing my overall number. I think that the last of my really big, needle-moving expenses are done for the year so that will help going forward. Still hoping to graduate into the next group by the end of the year, but just taking it one month at a time right now.
Post by: bcbaseballman on April 01, 2022, 07:28:11 AM
2018 2019 2020 2021 2022
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677
Gain: 15,245.84 29,783 44,923 55,655
3/31/2022: 141,282.73
This is an exciting month. Its the first time my retirement accounts have been over 100k!
Post by: Lomonossov on April 01, 2022, 07:59:25 AM
I just graduated from the previous thread and would like to sign up to this one. where I will be quite a long time it seems. I'm tracking absolutely everything I own to my name (including home equity, tax sheltered accounts, company pension plans blocked till I'm 60 and so on).
Date Assets Liabilities Net Worth Change
Jul-20 € 154,083 -€ 107,156 € 46,927
Aug-20 € 156,086 -€ 106,907 € 49,179 + € 2,252
Sep-20 € 158,311 -€ 106,652 € 51,659 + € 2,480
Oct-20 € 161,908 -€ 106,401 € 55,507 + € 3,848
Nov-20 € 164,136 -€ 106,193 € 57,943 + € 2,436
Dec-20 € 166,152 -€ 105,859 € 60,292 + € 2,349
Jan-21 € 168,637 -€ 105,476 € 63,161 + € 2,869
Feb-21 € 170,852 -€ 105,174 € 65,678 + € 2,517
Mar-21 € 177,699 -€ 104,871 € 72,828 + € 7,150
Apr-21 € 180,165 -€ 104,594 € 75,572 + € 2,743
May-21 € 183,898 -€ 104,415 € 79,483 + € 3,912
Jun-21 € 186,463 -€ 104,102 € 82,361 + € 2,877
Jul-21 € 188,150 -€ 103,681 € 84,469 + € 2,108
Aug-21 € 190,178 -€ 103,628 € 86,550 + € 2,082
Sep-21 € 191,146 -€ 103,060 € 88,086 + € 1,536
Oct-21 € 194,034 -€ 102,821 € 91,214 + € 3,127
Nov-21 € 195,237 -€ 102,751 € 92,486 + € 1,273
Dec-21 € 197,291 -€ 102,508 € 94,783 + € 2,297
Jan-22 € 197,554 -€ 101,886 € 95,668 + € 885
Feb-22 € 197,957 -€ 101,600 € 96,357 + € 689
Mar-22 € 202,868 -€ 101,562 € 101,306 + € 4,949
I'm becoming a parent this year so I guess the savings rate will plummet from the current 40% to something closer to 25% or 30%. Let's see if market helps us o punish us going forward.
Nice to be around here.
Post by: peppermint on April 01, 2022, 01:11:33 PM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
Post by: JCGreen on April 01, 2022, 05:41:00 PM
Mar2022: $139,662.92 (+$8,388.53) Good month in the stock market, I quit my current job and have a couple weeks before I start my next job so I wouldn't expect more money addition from me in the next two months. Also looking for new housing so that could cause a decrease.
I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 150k by Jun 2022.Net worth:
2018: 2019 2020 2021 2022
Jan $27,100 $45,839 $89,090 $130,904
Feb $29,443 $43,345 $86,608 $131,274
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760 $111,827
Jul $39,736 $61,567 $116,999
Aug $22,800 $39,918 $68,102 $122,191
Sep $23,645 $34,179 $68,212 $121,891
Oct $23,658 $38,091 $68,976 $130,532
Nov $23,948 $39,867 $76,790 $133,720
Dec $23,960 $43,836 $82,778 $139,448
Post by: SouthAmericanHusky on April 01, 2022, 09:38:45 PM
09/2021 - $97,500.00
10/2021 - $110,300.00
11/2021 - $115,800.00
12/2021 - $116,900.00
01/2022 - $124,400.00
02/2022 - $129,500.00
03/2022 - $134,900.00
04/2022 - $146,400.00
Post by: jdhansen on April 02, 2022, 09:40:52 AM
Dec 2021 $221,090
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Post by: FICurious on April 03, 2022, 10:45:57 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Apr 2022: $231,997
Received a job offer with a 45% raise! Hopeful to start at the end of the month.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: TerrierTown on April 08, 2022, 07:59:02 AM
17 Feb 2021 NW £86,418 (+£2,495)
17 Mar 2021 NW £89,618 (+£3,200)
16 Jun 2021 NW £94,039 (+£4,421)
16 Sep 2021 NW £97,382 (+£3,343)
15 Oct 2021 NW £99,683 (+£2,301)
15 Nov 2021 NW £103,629 (+£3,946) - biggest monthly increase so far
15 Dec 2021 NW £105.139 (+1,510)
18 Jan 2022 NW £107,189 (+ £2,050)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901) - Received work bonus
Starting a visa application to get my foreign girlfriend to the UK so had a lot of costs this month; also planned a trip for both of us, so an expensive month. Happy to see it's still increasing!
Post by: JAYSLOL on April 09, 2022, 10:14:20 PM
Jan 1st - $162,300
Feb 1st - $160,600 (-1700)
Mar 1st - $161,100 (+500)
Apr 1st - $163,800 (+$2700)
Hoping to hit $200k by the end of the year, but I’d settle for missing that target if markets remain lower all year so I can load up while it’s a bit cheaper
Post by: Stubblestache on April 11, 2022, 03:03:01 AM
Hi people!
I just graduated from the previous thread and would like to sign up to this one. where I will be quite a long time it seems. I'm tracking absolutely everything I own to my name (including home equity, tax sheltered accounts, company pension plans blocked till I'm 60 and so on).
Date Assets Liabilities Net Worth Change
Jul-20 € 154,083 -€ 107,156 € 46,927
Aug-20 € 156,086 -€ 106,907 € 49,179 + € 2,252
Sep-20 € 158,311 -€ 106,652 € 51,659 + € 2,480
Oct-20 € 161,908 -€ 106,401 € 55,507 + € 3,848
Nov-20 € 164,136 -€ 106,193 € 57,943 + € 2,436
Dec-20 € 166,152 -€ 105,859 € 60,292 + € 2,349
Jan-21 € 168,637 -€ 105,476 € 63,161 + € 2,869
Feb-21 € 170,852 -€ 105,174 € 65,678 + € 2,517
Mar-21 € 177,699 -€ 104,871 € 72,828 + € 7,150
Apr-21 € 180,165 -€ 104,594 € 75,572 + € 2,743
May-21 € 183,898 -€ 104,415 € 79,483 + € 3,912
Jun-21 € 186,463 -€ 104,102 € 82,361 + € 2,877
Jul-21 € 188,150 -€ 103,681 € 84,469 + € 2,108
Aug-21 € 190,178 -€ 103,628 € 86,550 + € 2,082
Sep-21 € 191,146 -€ 103,060 € 88,086 + € 1,536
Oct-21 € 194,034 -€ 102,821 € 91,214 + € 3,127
Nov-21 € 195,237 -€ 102,751 € 92,486 + € 1,273
Dec-21 € 197,291 -€ 102,508 € 94,783 + € 2,297
Jan-22 € 197,554 -€ 101,886 € 95,668 + € 885
Feb-22 € 197,957 -€ 101,600 € 96,357 + € 689
Mar-22 € 202,868 -€ 101,562 € 101,306 + € 4,949
I'm becoming a parent this year so I guess the savings rate will plummet from the current 40% to something closer to 25% or 30%. Let's see if market helps us o punish us going forward.
Nice to be around here.
welcome to the thread - when I graduated with a 5k buffer just before the new year, I was immediately dropped below 100k for the next few months! Here's hoping it works out better for you :D
And congratulations on soon becoming a parent! I'm not long a parent myself. Finances certainly take a hit, but it is absolutely worth it.
Post by: Sanitary Stache on April 12, 2022, 01:29:50 PM
6/19/2020 - $ 82,681
8/6/2020 - $ 89,237
9/2/2020 - $ 93,346
10/6/2020 - $ 103,450
1/5/2021 - $ 114,837
7/2/2021 - $ 169,009
9/24/2021 - $ 173,134
11/4/2021 - $ 182,341
4/12/2022 - $ 178,490
This is the first time it has gone down since I last looked. We have been spending on a house project and I am working part time, but we also got a big bump from the child tax credit.
Post by: RNfi2021 on April 18, 2022, 10:28:44 AM
Dec 2018- ~8000
Dec 2019- ~12000
Dec 2020- ~18000
Jun 2021- 19883.72
Jul 2021- 21574.92
Aug 2021-25731.53
Sep 2021- 32633.08
Oct 2021- 42008.1
Nov 2021- 53009.99
Dec 2021- 59100.38
Jan 2022- 71195.56
Feb 2022- 78553.92
Mar 2022- 86920.79
April 1st 2022- 101316.33
April 18th, 2022- 104181.97 (cashed in tax retuns)
Discovered financial independence as an option in April 2021, 1 year later hit 100k! Road to 250k begins!
Post by: Stubblestache on April 29, 2022, 01:47:31 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
Wasn't expecting almost 3k up this month, as am still building cash buffer so had to prioritise that over investments. Thanks Mr Market!
It's wild that in the first four months of 2022, I've already blown past the annual gain I made throughout 2019. (Though I am almost flat to EOY 2021, but it's still a fun metric) Thanks Mr Market x2!
Post by: CanadianTeacher on May 01, 2022, 02:17:35 PM
In order to make up for these hits, I plan on drastically reducing my discretionary spending over the next two months and doing other things to save money (e.g. eat food from the freezer and pantry - I got lots!) I'm about 1.5 weeks into this spending diet and things are going good. Have to spend several hundred dollars on new tires for my car but that's something I can't neglect.
It's hard to see my accounts at the same place they were back in November... it's been a tough year for me and I want to see something out of it, hence my drastic measures. Hopefully my investments don't take too much more of a hit.
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
Post by: JAYSLOL on May 01, 2022, 05:49:28 PM
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
Yeah, markets are down, all good, aggressively adding to all our investment accounts no matter what. Hopefully it goes even lower for when my tax return shows up in the next week or so
Post by: bcbaseballman on May 02, 2022, 08:09:23 AM
2018 2019 2020 2021 2022
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677
Gain: 15,245.84 29,783 44,923 55,655
4/30: $138,395
Same story markets hurt my net worth but I did get some extra money invested that I normally would not so there is a silver lining to it all.
Post by: jdhansen on May 03, 2022, 10:29:22 PM
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
Seems the stock market gives and then takes. Kind of a strange feeling to be stuck in this zone between 200K and 220K. Still just saving and putting the money in as planned. Will be worth it years from now when its needed and we have recovered from this down period.
Post by: Sugaree on May 04, 2022, 04:31:51 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $ - |
Oof.
Post by: Feivel2000 on May 05, 2022, 07:58:52 AM
147.293 €
-3.066 €
33% Savings Rate
-3.066 €
33% Savings Rate
After getting beyond 150.000 € last month, thanks to a credit fueled crypto-boost, I am back under 150.000 €.
I see, I am not alone. But I am VERY unhappy about my stock picks. It's mostly tech stocks where I bought the hype. It's just a very, very small portion, but it proves that I can't stock pick, at least not without putting in the work. And I am not willing to put in the work.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | ............... | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 147.293 € | ............... | ............... | ............... |
May | ............... | 120.440 € | ............... | ............... | ............... | ............... |
Jun | ............... | 124.056 € | ............... | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | ............... | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | ............... | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | ............... | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | ............... | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | ............... | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | ............... | ............... | ............... | ............... |
Post by: mgardner88 on May 05, 2022, 10:05:17 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
Post by: hal on May 05, 2022, 03:05:30 PM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Apr 2022: $231,997
Received a job offer with a 45% raise! Hopeful to start at the end of the month.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Wow, congrats on the new job! That really shows the benefits of job hopping.
Post by: hal on May 05, 2022, 03:15:04 PM
Last month was a walloping in the markets, but I'm sticking to the path. I figured out the number amount I need to be hitting about 58-60% SR for the year and will keep on investing regularly, regardless of the market news. Rather than focus on the doom and gloom, I am working on a plan to job hop and hopefully increase my compensation, by summer's end (I hope).
Glad to see everyone's updates :)
---
Liquid net worth, measured at month end
| Networth | 2019 | 2020 | 2021 | 2022 |
| January | $49,671.41 | $89,734.74 | $163,978.31 | |
| February | $52,154.69 | $97,368.00 | $165,121.97 | |
| March | $51,335.72 | $107,819.45 | $180,608.24 | |
| April | $49,734.90 | $118,117.31 | $174,799.44 | |
| May | $49,879.73 | $123,915.09 | $ - | |
| June | $44,423.16 | $130,783.23 | $ - | |
| July | $43,823.37 | $129,896.18 | $ - | |
| August | $39,708.84 | $44,173.61 | $133,609.86 | $ - |
| September | $41,692.39 | $44,286.81 | $139,064.22 | $ - |
| October | $43,862.27 | $64,244.96 | $147,259.49 | $ - |
| November | $46,060.79 | $73,507.69 | $149,128.59 | $ - |
| December | $49,041.98 | $81,093.53 | $158,680.31 | $ - |
| Annual Gain | $- | $32,051.55 | $77,586.78 | $ - |
| Savings Rate | 21.42% | 40.87% | 49.25% | 59.83% (so far) |
Post by: Gingersnaps on May 11, 2022, 02:53:58 AM
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86
01/08/2021 - £149,419.96
01/09/2021 - £155,711.83
01/10/2021 - £156,288.35
01/11/2021 - £164,134.53
01/12/2021 - £165,717.17
01/01/2022 - £171,598.80
01/04/2022 - £172,645.88
Post by: CTEC_Stache on May 12, 2022, 11:50:03 AM
2021 | 2022 | |
| JAN | - | $51,061 |
| FEB | - | $49,155 |
| MAR | - | $113,346 |
| APR | - | $110,177 |
| MAY | - | $104,247 |
| JUN | - | $ - |
| JUL | $61,529 | $ - |
| AUG | $50,910 | $ - |
| SEP | $50,508 | $ - |
| OCT | $54,173 | $ - |
| NOV | $53,802 | $ - |
| DEC | $51,533 | $ - |
Post by: TerrierTown on May 20, 2022, 02:57:58 PM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901) - Received work bonus
20 May 2022 NW £114,875 (- £276)
Post by: CanadianTeacher on May 29, 2022, 09:11:48 AM
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
Due to rocky nature of my savings so far this year, I cut back 100% of my discretionary spending and had little in grocery bills as I started eating what I had in the pantry and freezer. I also upped my side-hustle game and made around $1000 this month from my various side gigs.
I've loosened the purse strings a little this weekend but hope to continue with frugalness throughout June to get me to the summer. Don't really feel like spending my two month vacations staying at home being super frugal so the plan is to give myself some budget room though these two months of frugalness.
Markets still volatile. Last week helped me from reporting $0 gain this month despite my frugalness. Hopefully things get better soon. The current market situation has derailed my plans to buy a condo or house.
Goal of reaching $250,000 net worth by the summer has certainly been derailed. New projected date is December 31st or early in the new year.
Post by: Stubblestache on May 31, 2022, 01:36:22 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950
juuuuuuust about still part of the 100-250 club :)
Post by: jdhansen on May 31, 2022, 11:30:38 PM
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
May 2022 $209,506
Seems like we are just crawling along this year after the crazy 2021 we had. But we are at least back to Feb 2022 levels so we are heading in the right direction.
Post by: Feivel2000 on June 01, 2022, 12:41:37 AM
138.668 €
-8.625 €
~33% Savings Rate
-8.625 €
~33% Savings Rate
A month to forget...
I invested a little bit of additional money.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | ............... | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 147.293 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | ............... | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | ............... | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | ............... | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | ............... | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | ............... | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | ............... | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | ............... | ............... | ............... | ............... |
Post by: mgardner88 on June 01, 2022, 08:04:21 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
We have added around $17k to the market since February, seen a very rocky 6k increase in our net worth. But an increase is an increase. Hopefully next month we will be back where we topped out in late march :)
Post by: Sugaree on June 01, 2022, 08:27:45 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $ - |
And the bleeding continues.....
The TSP site is FUBAR'd today, so a major component of that total is 6 days behind. I suspect that the real number is still a bit negative, but less so than what is shown here.
Post by: peppermint on June 01, 2022, 08:45:16 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
Post by: bcbaseballman on June 01, 2022, 11:06:45 AM
2018 2019 2020 2021 2022
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: $138,395
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677
Gain: 15,245.84 29,783 44,923 55,655
5/31: 137,158
Post by: FICurious on June 02, 2022, 07:07:55 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2020: $219,682
Missed a month and continuing to take some hits.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: JAYSLOL on June 03, 2022, 12:57:26 PM
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
May was a good month for saving, let’s see how the summer months go this year
Post by: MommyCake on June 08, 2022, 05:29:04 AM
9/4/18 73,600
10/4/18 75,950
11/7/18 75,960
10/7/21 96,760
11/12/21 101,000
6/8/22 119,755
I made SOME progress....Need to get back to tracking monthly
Post by: TerrierTown on June 16, 2022, 05:30:20 AM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901) - Received work bonus
20 May 2022 NW £114,875 (- £276)
16 Jun 2022 NW £115,137 (+ £262)
Post by: TerrierTown on June 27, 2022, 01:21:27 AM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901) - Received work bonus
20 May 2022 NW £114,875 (- £276)
27 Jun 2022 NW £115,682 (+£807)
Post by: Stubblestache on June 30, 2022, 01:28:43 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950
Jun 22 - £94,828
Predictable fall from the 100-250 club in sterling terms, I'll just convert it to dollars then I've got $115k :D
Post by: jdhansen on July 01, 2022, 09:23:29 PM
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
May 2022 $209,506
Jun 2022 $197,749
Seems being so in the market continues to take us in the wrong direction. Going to need to get back on track with our saving and tracking plans.
Post by: Gingersnaps on July 02, 2022, 04:23:32 AM
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86
01/08/2021 - £149,419.96
01/09/2021 - £155,711.83
01/10/2021 - £156,288.35
01/11/2021 - £164,134.53
01/12/2021 - £165,717.17
01/01/2022 - £171,598.80
01/04/2022 - £172,645.88
01/07/2022 - £166,566.73
Post by: CanadianTeacher on July 02, 2022, 10:52:48 AM
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
Well this school year didn't result in me getting much further ahead financially :( My investments have taken a beating. On the plus side, I've been quite frugal over the past two months and have grown the cash portion of my portfolio which I'll need for a downpayment on a house in the next 2 years (was hoping my investments would allow me to do this sooner, but that's not happening).
Post by: zygote on July 02, 2022, 12:57:15 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300,88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)
I've been saving and spending as much as always, but I'm basically 100% stocks so the market has really been hurting my net worth. I kept posting in the 250 to 500k thread in the hopes that the dip would be short lived, but I think I've got to admit I'm back under 250k for the time being. At this point, it would take a pretty big rebound for me to get back over the threshold.
Post by: JAYSLOL on July 02, 2022, 08:17:23 PM
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Post by: FICurious on July 03, 2022, 12:54:39 PM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Continuing to take hits.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: Sugaree on July 05, 2022, 04:53:17 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $ - |
Oof.
Post by: bcbaseballman on July 05, 2022, 08:08:49 AM
2018 2019 2020 2021 2022
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677
Gain: 15,245.84 29,783 44,923 55,655
6/30: 131,596
And we continue to go downward. . .
Overall spending this month was really good though so this is all retirment account activity.
Post by: mgardner88 on July 06, 2022, 02:33:00 PM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
Keeping at the same contribution each month, spending is about the same, maybe even a bit lower than usual. Hard to watch the money "disappear" but we will continue to keep on trucking.
Post by: Feivel2000 on July 07, 2022, 12:26:53 AM
128.938 €
-9.730 €
31,5% Savings Rate
-9.730 €
31,5% Savings Rate
Had to get out of an AltCoin, maybe at the worst moment, or maybe before it falls to 0... Could not risk losing all --> I was overexposed.
Next month will be interesting. I might fall below the NetWorth from a year ago...
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | ............... | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 147.293 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | ............... | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | ............... | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | ............... | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | ............... | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | ............... | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | ............... | ............... | ............... | ............... |
Post by: BiscuitsandGuy on July 08, 2022, 08:46:21 PM
Post by: TerrierTown on July 17, 2022, 03:42:03 PM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901)
20 May 2022 NW £114,875 (- £276)
27 Jun 2022 NW £115,682 (+£807)
17 Jul 2022 NW £118,831 (+ £3,149) - lots of sign up offers this month added a lot to net worth
Post by: Sanitary Stache on July 19, 2022, 02:35:44 PM
6/19/2020 - $ 82,681
8/6/2020 - $ 89,237
9/2/2020 - $ 93,346
10/6/2020 - $ 103,450
1/5/2021 - $ 114,837
7/2/2021 - $ 169,009
9/24/2021 - $ 173,134
11/4/2021 - $ 182,341
7/19/2022 -$ 157,261
Spent about $12,000 creating a second bathroom in the house and took off time from work to do it. I have also heard the stock market lost value. I expect this will go down before it goes back up since I still have some savings to spend.
Post by: song gnos on July 27, 2022, 10:00:47 AM
Graduated from race to 100k. So might as well start tracking.Welp, back for my annual checkup as I remember that this exists.
January 2019 81.8k
February 2019 93.2k
March 2019 98.3k
April 2019 108.3k
May 2019 111.9k
June 2019 108.4k
July 2019 117k
Not sure what a realistic timeframe to 250k would be. Hopefully within Jan 2021.
Sent from my Moto Z (2) using Tapatalk
Odd not keeping track on a monthly basis. Everything is so automatic at this point.
July 2020 $189.5k
Still hoping that the market moves me to 250k by Jan of next year. Wishful thinking.
Sent from my Moto Z (2) using Tapatalk
Back after 2 years of absence. Skipped 2021.
Not exactly sure when I passed the 250k mark.
Currently at $372,000 2022YTD. Purchasing a home at the right time helped. Guess I'm graduating onto the next one!
Post by: Stubblestache on July 29, 2022, 12:54:01 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950
Jun 22 - £94,828
July 22 - £104,023
Back in the big girls' club
Post by: mgardner88 on July 29, 2022, 10:44:22 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
*looks around suspiciously* Hmmmm. Off Monday so put my numbers in a little early.
Post by: JAYSLOL on July 29, 2022, 03:23:18 PM
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Also updating my numbers a little early. Darn recovery, I was really starting to enjoy the 20+% discount. I scrapped a nw goal for this year in favour of a savings goal. The problem with a nw goal is that when the market is way up I slack off because I’m already ahead, and when the market isn’t doing well it’s not super motivating to see myself literally moving backwards. Savings goal this year is keeping me better motivated than I’ve ever been
Post by: CanadianTeacher on July 30, 2022, 09:44:35 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
Post by: jdhansen on July 31, 2022, 02:30:06 PM
Dec 2021 $221,090
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
May 2022 $209,506
Jun 2022 $197,749
Jul 2022 $206,392
Post by: JCGreen on July 31, 2022, 06:10:58 PM
Jul2022: $116,505.83 : Bought a house and changed jobs so I've been a little busy since I have updated. I think the most of the networth decrease is from buying the house (not yet included in net worth) but I am sure the stock market being down hasn't helped.
I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 150k by Jun 2022.Net worth:
2018: 2019 2020 2021 2022
Jan $27,100 $45,839 $89,090 $130,904
Feb $29,443 $43,345 $86,608 $131,274
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760 $111,827
Jul $39,736 $61,567 $116,999 $116,506
Aug $22,800 $39,918 $68,102 $122,191
Sep $23,645 $34,179 $68,212 $121,891
Oct $23,658 $38,091 $68,976 $130,532
Nov $23,948 $39,867 $76,790 $133,720
Dec $23,960 $43,836 $82,778 $139,448
Post by: FICurious on August 01, 2022, 06:06:48 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: cassafrass on August 01, 2022, 06:50:26 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $40,680 | $93,140 | $168,166 | $229,844 |
| February | $42,496 | $92,053 | $168,632 | $232,054 |
| March | $46,476 | $90,666 | $178,514 | $246,053 |
| April | $48,755 | $101,232 | $184,396 | $242,747 |
| May | $54,753 | $108,998 | $188,411 | $246,922 |
| June | $61,471 | $115,028 | $217,944 | $240,793 |
| July | $61,645 | $113,794 | $220,030 | $248,841 |
| August | $79,153 | $123,505 | $221,966 | $ - |
| September | $78,338 | $127,257 | $219,463 | $ - |
| October | $73,878 | $131,185 | $223,178 | $ - |
| November | $81,073 | $144,125 | $222,822 | $ - |
| December | $87,448 | $153,550 | $230,406 | $ - |
| Annual gain | $46,768 | $66,062 | $76,856 | $ - |
Post by: bcbaseballman on August 01, 2022, 07:34:42 AM
2018 2019 2020 2021 2022
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677
Gain: 15,245.84 29,783 44,923 55,655
7/31: 138,747
Post by: Sugaree on August 01, 2022, 08:08:43 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $ - |
At least we're moving in the right direction again. I keep reminding myself that wealth is built during bear markets, but it's not nearly as much fun to watch balances go down each month. Especially when I was so close to graduating out of this thread.
Post by: shrimpwd on August 01, 2022, 08:43:21 AM
I'm going to make a prediction/goal of 250k by the end of 2025. Seems like a stretch at the moment, but... I'm up for a challenge!
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | - | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | - | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | - | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | - | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | - | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | - | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | - | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | - | - | - |
| September | - | - | $23,312 | $67,274 | - | - | - | - |
| October | - | - | $24,777 | $67,897 | - | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | - | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | - | - | - | - |
Post by: JAYSLOL on August 01, 2022, 02:25:50 PM
Hello! After a few years of playing around in the 10-100k race, I am finally moving up to this one. Originally counted 401K balance, then added my ROTH numbers when I began investing in Vanguard. Now that I've purchased my first I-Bonds, I figure it should go in my total investments as well. Still feels odd, breaking into 6 digits. Hopefully I get more comfortable with it over the next few years.
I'm going to make a prediction/goal of 250k by the end of 2025. Seems like a stretch at the moment, but... I'm up for a challenge!
2018 2019 2020 2021 2022 2023 2024 2025 January $6,455 - $14,460 $34,473 $77,625 - - - February - - $14,991 $36,257 $83,384 - - - March - - $14,632 $38,256 $85,694 - - - April - $10,960 $13,884 $47,021 $93,539 - - - May - - $17,011 $52,533 $86,952 - - - June - - $19,255 $54,094 $89,131 - - - July - - $20,358 $55,927 $83,281 - - - August - - $21,993 $58,821 $101,031 - - - September - - $23,312 $67,274 - - - - October - - $24,777 $67,897 - - - - November - $13,466 $26,407 $72,781 - - - - December $9,518 - $30,697 $73,730 - - - -
Welcome! That’s an impressive run from $15k - $100k in just 2.5 years, I think you underestimate how fast you are going to smash this next milestone with that kind of momentum. The next $150k is usually goes faster than the first $100k from what I’ve heard.
Post by: peppermint on August 01, 2022, 08:15:23 PM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
Post by: Feivel2000 on August 02, 2022, 02:21:31 AM
130.726 €
+1.788 €
31,5% Savings Rate
+1.788 €
31,5% Savings Rate
Even though I had a total loss of 2k in an fringe-investment, I could end the month with a small plus.
I will increase my ETF investments from this month going forward.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | ............... | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 147.293 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | ............... | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | ............... | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | ............... | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | ............... | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | ............... | ............... | ............... | ............... |
Post by: zygote on August 02, 2022, 09:30:29 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)
8/22: $246,154.19 (+$20,473.96, +9.07%)
And so the roller coaster continues...
Post by: Rimu05 on August 02, 2022, 12:42:55 PM
JAN 2022: 40,699.37
MAR 2022: 87,840.41
JUN 2022: 86,153.42
AUG 2022: 100,611.5
Post by: MommyCake on August 09, 2022, 07:48:37 AM
Investments only:
9/4/18 73,600
10/4/18 75,950
11/7/18 75,960
10/7/21 96,760
11/12/21 101,000
6/8/22 119,755
8/9/22 120,000
I am struggling to make progress, it seems my deposits get wiped out by the market.
Post by: TerrierTown on August 16, 2022, 06:40:51 AM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901)
20 May 2022 NW £114,875 (- £276)
27 Jun 2022 NW £115,682 (+£807)
17 Jul 2022 NW £118,831 (+ £3,149) - lots of sign up offers this month added a lot to net worth
16 Aug 2022 NW £122,949 (+ £4,118) - lots of sign up offers this month added a lot to net worth
Post by: lifeisshort123 on August 28, 2022, 06:01:05 PM
Post by: JAYSLOL on August 28, 2022, 06:31:27 PM
I am struggling to make progress, it seems my deposits get wiped out by the market.
If you are making deposits, then you making progress! If the value of what you have stays the same or goes down a bit, but you own more shares, that’s still progress! I still track net worth, but I switched from caring about a net worth goal to caring about a savings goal for this year, and it’s done wonders for my sense of progress in these up and down times. I’m no longer trying to hit a certain amount in my accounts by the end of the year, but I am trying to hit a goal of an amount saved to accounts, it’s much easier to keep motivated that way. Good luck!
Post by: Stubblestache on August 31, 2022, 02:46:41 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950
Jun 22 - £94,828
July 22 - £104,023
Aug 22 - £105,523
well its headed in the right direction despite the world falling to shit, I guess.
Post by: shrimpwd on August 31, 2022, 10:46:12 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | - | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | - | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | - | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | - | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | - | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | - | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | - | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | - | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | - | - | - |
| October | - | - | $24,777 | $67,897 | - | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | - | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | - | - | - | - |
I managed to just hang in here with the market swings. NW went up almost 3K despite investments going down 700. Now that I've managed to stay in here two months running, I don't want to leave!
Post by: Sugaree on September 01, 2022, 05:50:09 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $ - |
Some of this can be explained by a large-ish purchase that I'd been saving for (but came in way under budget for). But mostly just the market going down. It's somewhat disheartening, but I know that this is the time when I'm really building wealth.
Post by: FICurious on September 01, 2022, 05:56:37 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972
Sep 2022: $212,109
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: JAYSLOL on September 01, 2022, 06:55:58 AM
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
A week ago I was touching $175k, wild stuff
Post by: bcbaseballman on September 01, 2022, 07:18:21 AM
2018 2019 2020 2021 2022
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677
Gain: 15,245.84 29,783 44,923 55,655
8/30: 133,694
This has been a crazy year. On paper it looks like I have not done anything but my shares say differently. Hopefully the rest of this year goes better and I can get up to my goal of 150k.
Post by: mgardner88 on September 01, 2022, 08:01:28 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
I am just happy there was an increase at all. Up until last week these numbers were looking pretty good.
Post by: peppermint on September 01, 2022, 08:22:10 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
Post by: zygote on September 01, 2022, 07:49:59 PM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)
8/22: $246,154.19 (+$20,473.96, +9.07%)
9/22: $240,189.31 (+$5,964.88, -2.42%)
The market giveth, the market taketh away. Annoyingly, one of the funds in my retirement account just got switched over to a new one, so I can't easily track my increasing number of shares to make myself feel better. :P
Post by: JAYSLOL on September 01, 2022, 09:35:58 PM
Annoyingly, one of the funds in my retirement account just got switched over to a new one, so I can't easily track my increasing number of shares to make myself feel better. :P
Oh man, I’ve been dealing with the same thing, basically Jan 1st this year I switch funds in our main retirement accounts and they’ve both reset the “book value” to the entire amount from the switch rather than what we’ve actually put it, so basically at the very Top of the market, DW has been bothered by it a lot saying we made a bad choice switching funds lol, but it’s just the market and the result of not being able to track before the switch
Post by: jdhansen on September 01, 2022, 10:35:06 PM
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
May 2022 $209,506
Jun 2022 $197,749
Jul 2022 $206,392
Aug 2022 $203,475
Well market goes up and market goes down but we seem to be holding in the right at the same range. Just going to keep trucking and see how this all ends up.
Post by: cassafrass on September 02, 2022, 07:29:08 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $40,680 | $93,140 | $168,166 | $229,844 |
| February | $42,496 | $92,053 | $168,632 | $232,054 |
| March | $46,476 | $90,666 | $178,514 | $246,053 |
| April | $48,755 | $101,232 | $184,396 | $242,747 |
| May | $54,753 | $108,998 | $188,411 | $246,922 |
| June | $61,471 | $115,028 | $217,944 | $240,793 |
| July | $61,645 | $113,794 | $220,030 | $248,841 |
| August | $79,153 | $123,505 | $221,966 | $245,296 |
| September | $78,338 | $127,257 | $219,463 | $ - |
| October | $73,878 | $131,185 | $223,178 | $ - |
| November | $81,073 | $144,125 | $222,822 | $ - |
| December | $87,448 | $153,550 | $230,406 | $ - |
| Annual gain | $46,768 | $66,062 | $76,856 | $ - |
Post by: Feivel2000 on September 03, 2022, 05:20:17 AM
129.533 €
-1.193 €
38,6% Savings Rate
-1.193 €
38,6% Savings Rate
Again a small loss, while increasing the savings rate and saving. More shares/coins, I guess?
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | ............... | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 147.293 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | ............... | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | ............... | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | ............... | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | ............... | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | ............... | ............... | ............... | ............... |
Post by: Gingersnaps on September 04, 2022, 02:56:25 PM
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86
01/08/2021 - £149,419.96
01/09/2021 - £155,711.83
01/10/2021 - £156,288.35
01/11/2021 - £164,134.53
01/12/2021 - £165,717.17
01/01/2022 - £171,598.80
01/04/2022 - £172,645.88
01/07/2022 - £166,566.73
01/09/2022 - £181,131.08
Post by: CanadianTeacher on September 05, 2022, 07:24:07 PM
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
Quite the rolller coaster ride this year.
Post by: Baguettestache on September 26, 2022, 06:10:59 AM
Let's get back to over 200k 💪🏻
Post by: Sanitary Stache on September 29, 2022, 08:12:58 AM
6/19/2020 - $ 82,681
8/6/2020 - $ 89,237
9/2/2020 - $ 93,346
10/6/2020 - $ 103,450
1/5/2021 - $ 114,837
7/2/2021 - $ 169,009
9/24/2021 - $ 173,134
11/4/2021 - $ 182,341
7/19/2022 -$ 157,261
9/29/2022 $ 153,313
It is disconcerting when the number goes down. It makes me feel like I am not saving at all. And maybe I haven't. I saved $9,000 to my 457 b this year, but depleted cash savings accounts (for purchases of bathroom renovation, induction stove, and e bikes) by about $12,000.
When I don't look at these numbers I do feel good about continuing to buy into the index fund as the price goes down.
Post by: Stubblestache on September 30, 2022, 03:06:11 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950
Jun 22 - £94,828
July 22 - £104,023
Aug 22 - £105,523
Sept 22 - £105,785
with how bad things are, especially in the UK, I'll take being flat on the month!
Post by: JAYSLOL on September 30, 2022, 11:23:58 AM
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
$3000 contributed to accounts in sept, NW went up $100, at least I’m getting a discount
Post by: shrimpwd on September 30, 2022, 11:11:16 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | - | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | - | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | - | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | - | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | - | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | - | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | - | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | - | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | - | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | - | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | - | - | - | - |
Not the smoothest of months, but at least stocks are on sale?
Post by: peppermint on October 01, 2022, 02:57:36 PM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
Ugh! Looks like others here in the same boat.
Post by: jdhansen on October 01, 2022, 11:25:39 PM
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
May 2022 $209,506
Jun 2022 $197,749
Jul 2022 $206,392
Aug 2022 $203,475
Sep 2022 $193,589
Well just like that we are back below the 200K mark. Just going to keep staying the course as at some point the markets will get back into a growth mode so might as well buy some discounted shares.
Post by: Sugaree on October 03, 2022, 06:06:11 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $ - |
This is only a stock sale...
This is only a stock sale...
This is only a stock sale...
Post by: zygote on October 03, 2022, 07:31:19 AM
3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)
8/22: $246,154.19 (+$20,473.96, +9.07%)
9/22: $240,189.31 (+$5,964.88, -2.42%)
10/22: $221,181.52 (-$19,007.79, -7.91%)
Ouch. Still can't easily track the increase in number of shares due to my retirement plan's fund switch, but I can at least see that my investment balance is still higher than my total contributions (for now).
Post by: bcbaseballman on October 03, 2022, 11:23:37 AM
2018 2019 2020 2021 2022
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677
Gain: 15,245.84 29,783 44,923 55,655
9/30: 126,048
Post by: Stubblestache on October 03, 2022, 01:50:02 PM
$3000 contributed to accounts in sept, NW went up $100, at least I’m getting a discount
very similar, painful to see but it'll definitely pay off!
Post by: FICurious on October 03, 2022, 07:36:29 PM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972
Sep 2022: $212,109
Oct 2022: $196,192
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
[/quote]
Post by: Feivel2000 on October 04, 2022, 04:04:20 AM
127.691 €
-3.377 €
34,6% Savings Rate
-3.377 €
34,6% Savings Rate
Another reduction. Back where I was in July 2021... Would need a 5-10% years-end-rally to come out of this year with +/- 0.
:-(
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | ............... | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 147.293 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | 127.691 € | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | ............... | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | ............... | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | ............... | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | ............... | ............... | ............... | ............... |
Post by: mgardner88 on October 04, 2022, 01:14:39 PM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
*sad trombone*
Post by: Gingersnaps on October 06, 2022, 02:16:18 PM
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86
01/08/2021 - £149,419.96
01/09/2021 - £155,711.83
01/10/2021 - £156,288.35
01/11/2021 - £164,134.53
01/12/2021 - £165,717.17
01/01/2022 - £171,598.80
01/04/2022 - £172,645.88
01/07/2022 - £166,566.73
01/09/2022 - £181,131.08
01/10/022 - £178,688.96
Post by: EchoStache on October 07, 2022, 06:20:07 AM
Post by: JAYSLOL on October 07, 2022, 07:09:09 AM
I considered posting here as my assets are in the ballpark but I'm wondering whether to include home value or not. I realize its a part of net worth, but short of paying it off completely to eliminate the monthly principal and interest portion of the payment, it doesn't really contribute to FI. So was thinking maybe I will only post/track invested assets. Then again, I suppose the equity could unexpectedly contribute to FI, such as selling and downsizing.
Either is fine, technically home equity is a part of your overall net worth, but if you aren’t as concerned with your technical net worth as you are your FI number, it’s more fun to track that. I don’t own a home at the moment, so I’m only tracking retirement accounts, but I think even if I did buy I wouldn’t include it in my numbers here because I care more about reaching FI than a specific NW
Post by: mgardner88 on October 07, 2022, 08:36:15 AM
I considered posting here as my assets are in the ballpark but I'm wondering whether to include home value or not. I realize its a part of net worth, but short of paying it off completely to eliminate the monthly principal and interest portion of the payment, it doesn't really contribute to FI. So was thinking maybe I will only post/track invested assets. Then again, I suppose the equity could unexpectedly contribute to FI, such as selling and downsizing.
I dont include my home value because i dont plan on selling anytime soon. We have loose plans to downsize and move somewhere cheaper once the kids are all grown but i dont consider it solid enough to add it to my numbers. Everyone is different though.
Post by: EchoStache on October 08, 2022, 07:52:54 AM
Net Worth:
January 2020: $30,773
January 2021: $82,262 (+$51,489...more progress in one year than previous 48 years)
January 2022: $161,480 (+$79,218)
October 1 2022 $236,098 (+$74,618....considering a long distance move, furnishing a new home, and the market, I feel good about this)
I have $30k in students loans still technically figured in my net worth, although this has been tentatively(almost surely?) forgiven/cancelled. Once this is official I will be well past the 250k milestone. I will likely cross that line before the loans are officially cancelled.
Post by: Baguettestache on October 23, 2022, 03:48:35 AM
I was close to 210k (€) in April, now at 172k (beginning of September). As other said the market is eating my monthly deposits but hey, I keep on buying.
Let's get back to over 200k 💪🏻
+4600€ invested in October and yet I'm down to a networth of 160k (-12k!!). I'm not gonna lie this feels like going backwards
Post by: TerrierTown on October 24, 2022, 05:13:13 PM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901)
20 May 2022 NW £114,875 (- £276)
27 Jun 2022 NW £115,682 (+£807)
17 Jul 2022 NW £118,831 (+ £3,149) - lots of sign up offers this month added a lot to net worth
16 Aug 2022 NW £122,949 (+ £4,118) - lots of sign up offers this month added a lot to net worth
25 Oct 2022 NW £126,121 (+ £3,172)
Post by: cassafrass on October 27, 2022, 02:06:13 PM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $40,680 | $93,140 | $168,166 | $229,844 |
| February | $42,496 | $92,053 | $168,632 | $232,054 |
| March | $46,476 | $90,666 | $178,514 | $246,053 |
| April | $48,755 | $101,232 | $184,396 | $242,747 |
| May | $54,753 | $108,998 | $188,411 | $246,922 |
| June | $61,471 | $115,028 | $217,944 | $240,793 |
| July | $61,645 | $113,794 | $220,030 | $248,841 |
| August | $79,153 | $123,505 | $221,966 | $245,296 |
| September | $78,338 | $127,257 | $219,463 | $245,866 |
| October | $73,878 | $131,185 | $223,178 | $ - |
| November | $81,073 | $144,125 | $222,822 | $ - |
| December | $87,448 | $153,550 | $230,406 | $ - |
| Annual gain | $46,768 | $66,062 | $76,856 | $ - |
Post by: EchoStache on October 28, 2022, 07:00:08 AM
Net Worth:
January 2020: $30,773
January 2021: $82,262 (+$51,489...more progress in one year than previous 48 years)
January 2022: $161,480 (+$79,218)
October 1 2022 $236,098 (+$74,618....considering a long distance move, furnishing a new home, and the market, I feel good about this)
10/28/2022: $249,795. Doh! Hang on, checking the couch cushions for change.
Post by: Turtle on October 28, 2022, 07:51:26 AM
Net Worth:
January 2020: $30,773
January 2021: $82,262 (+$51,489...more progress in one year than previous 48 years)
January 2022: $161,480 (+$79,218)
October 1 2022 $236,098 (+$74,618....considering a long distance move, furnishing a new home, and the market, I feel good about this)
10/28/2022: $249,795. Doh! Hang on, checking the couch cushions for change.
So close!
Post by: EchoStache on October 28, 2022, 04:10:46 PM
Edit:
$251,665. Good luck everyone with completing this step and hope to see you all soon in the 250-500 thread.
Post by: JAYSLOL on October 28, 2022, 08:16:33 PM
Don't have an exact total, but today's rally put me around $251,000. I'll edit this post with exact numbers when Mint updates. Cya in the 250+ thread!Congrats! I’d say see you in the 250-500 race, but seeing how long (short) this one took you, you might be racing to $1m by the time I get there haha
Post by: Stubblestache on October 28, 2022, 11:23:49 PM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950
Jun 22 - £94,828
July 22 - £104,023
Aug 22 - £105,523
Sep 22 - £105,785
Oct 22 - £104,315
Rough year, adding and not getting anywhere.
Post by: Feivel2000 on October 31, 2022, 07:33:15 AM
130.454 €
+2.763 €
39,4% Savings Rate
+2.763 €
39,4% Savings Rate
Finally a plus at the end of the month!
Count me in for a year-ends-rally. Would like to end the year with more than I had 12 months ago :).
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | ............... | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 147.293 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | 127.691 € | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | 130.454 € | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | ............... | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | ............... | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | ............... | ............... | ............... | ............... |
Post by: Sugaree on November 01, 2022, 06:09:08 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220, 532.58 |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $ - |
Finally moving in the right direction again.
Post by: bcbaseballman on November 01, 2022, 07:32:05 AM
2018 2019 2020 2021 2022
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30:126,048
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677
Gain: 15,245.84 29,783 44,923 55,655
10/31: 133,795
Congrates @UltraStache on destroying this thread!
It is frustrating being in around the same place as last year but I know these years happen. Just want it to jump start again so it actually feels like I am gaining.
Post by: shrimpwd on November 01, 2022, 07:52:27 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | - | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | - | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | - | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | - | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | - | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | - | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | - | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | - | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | - | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | - | - | - | - |
Back up to this race. Also have a large windfall of dry powder, once I've fully decided on exact plans.
Post by: mgardner88 on November 01, 2022, 07:59:13 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
What a bumpy ride
Post by: JAYSLOL on November 01, 2022, 08:21:45 AM
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Between contributions and market increase October was a pretty good month for NW
Post by: EchoStache on November 01, 2022, 01:08:15 PM
2018 2019 2020 2021 2022
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30:126,048
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677
Gain: 15,245.84 29,783 44,923 55,655
10/31: 133,795
Congrates @UltraStache on destroying this thread!
It is frustrating being in around the same place as last year but I know these years happen. Just want it to jump start again so it actually feels like I am gaining.
Thanks bud. Well, take heart in the fact that the shares you've been buying this year are some of the most valuable you will ever buy due to the substantially discounted purchase price! If you aren't RE'ing *very* soon, this downturn is the best case scenario for accumulators!
Post by: EchoStache on November 01, 2022, 01:10:47 PM
Don't have an exact total, but today's rally put me around $251,000. I'll edit this post with exact numbers when Mint updates. Cya in the 250+ thread!Congrats! I’d say see you in the 250-500 race, but seeing how long (short) this one took you, you might be racing to $1m by the time I get there haha
You have until the end of 2024 to join me there before I move on! You can do it!!!
Post by: JAYSLOL on November 01, 2022, 01:16:59 PM
Don't have an exact total, but today's rally put me around $251,000. I'll edit this post with exact numbers when Mint updates. Cya in the 250+ thread!Congrats! I’d say see you in the 250-500 race, but seeing how long (short) this one took you, you might be racing to $1m by the time I get there haha
You have until the end of 2024 to join me there before I move on! You can do it!!!
Ok, that should be doable, I’ll add getting to the 250-500 thread in time for your graduation to my financial goals list. I’m aiming for fairly early 2024 to graduate, so that gives me some buffer
Post by: peppermint on November 02, 2022, 08:17:46 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
Post by: FICurious on November 02, 2022, 10:08:54 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972
Sep 2022: $212,109
Oct 2022: $196,192
Nov 2022: $208,958
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: jdhansen on November 05, 2022, 12:35:02 PM
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
May 2022 $209,506
Jun 2022 $197,749
Jul 2022 $206,392
Aug 2022 $203,475
Sept 2022 $193,589
Oct 2022 $208,704
Post by: Lilium on November 09, 2022, 03:58:27 PM
2022 11 $234,446
I've had it so compartmentalized in my head that I am pleasantly surprised at the total. Race-wise, I'm more of a caboose than a 4-min miler, so I'll probably be here a while yet (unless of course, markets pick up).
Post by: CanadianTeacher on November 11, 2022, 07:39:53 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
Post by: cassafrass on November 11, 2022, 07:55:04 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 |
| January | $40,680 | $93,140 | $168,166 | $229,844 |
| February | $42,496 | $92,053 | $168,632 | $232,054 |
| March | $46,476 | $90,666 | $178,514 | $246,053 |
| April | $48,755 | $101,232 | $184,396 | $242,747 |
| May | $54,753 | $108,998 | $188,411 | $246,922 |
| June | $61,471 | $115,028 | $217,944 | $240,793 |
| July | $61,645 | $113,794 | $220,030 | $248,841 |
| August | $79,153 | $123,505 | $221,966 | $245,296 |
| September | $78,338 | $127,257 | $219,463 | $245,866 |
| October | $73,878 | $131,185 | $223,178 | $256,208 |
| November | $81,073 | $144,125 | $222,822 | $ - |
| December | $87,448 | $153,550 | $230,406 | $ - |
| Annual gain | $46,768 | $66,062 | $76,856 | $ - |
Post by: Fifo on November 12, 2022, 08:02:06 AM
This only includes my liquid savings/investments.
2017: $6,539
2018: $18,547
2019: $36,489
2020: $61,099
2021: $103,151
| 2022 | 2023 | |
| January | $102,690 | |
| February | $105,595 | |
| March | $107,269 | |
| April | $108,030 | |
| May | $104,108 | |
| June | $100,594 | |
| July | $101,599 | |
| August | $106,675 | |
| September | $104,663 | |
| October | $110,356 | |
| November | ||
| December | ||
Post by: Stubblestache on November 30, 2022, 01:46:14 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950
Jun 22 - £94,828
July 22 - £104,023
Aug 22 - £105,523
Sep 22 - £105,785
Oct 22 - £104,315
Nov 22 - £106,267
Bit of uncertainty around work so have bolstered my cash at hand. If that passes without incident (fingers crossed!) then I'll be able to add it all to this total in a few months.
Post by: Fifo on November 30, 2022, 08:57:14 AM
2017: $6,539
2018: $18,547
2019: $36,489
2020: $61,099
2021: $103,151
| 2022 | 2023 | |
| January | $102,690 | |
| February | $105,595 | |
| March | $107,269 | |
| April | $108,030 | |
| May | $104,108 | |
| June | $100,594 | |
| July | $101,599 | |
| August | $106,675 | |
| September | $104,663 | |
| October | $110,356 | |
| November | $115,708 | |
| December | ||
Post by: JAYSLOL on November 30, 2022, 08:59:06 AM
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
Wow, seems like all those contributions while the market was completely tanked are helping big time as it comes back up. Another month like this and I could see $200k by the end of the year, although I honestly won’t be disappointed if the market doesn’t come back up too quickly. I could use as much time with lower prices as I can get in this phase
Post by: mgardner88 on November 30, 2022, 09:05:47 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324) *edited because i forgot an account... highest monthly increase to date
Happy to see the second month of positive numbers, been keeping tracking of shares owned this past few months as well, helps me see the bigger picture. Happy holidays everyone!
Post by: shrimpwd on November 30, 2022, 04:55:11 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | - | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | - | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | - | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | - | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | - | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | - | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | - | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | - | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | - | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | - | - | - |
I'm actually a little surprised that the investments went up this month. Almost completely market growth. I'm still not certain exactly how I'm going to continue funding, now that I don't have deposits to the workplace 401K.
Post by: TerrierTown on December 01, 2022, 03:16:23 AM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901)
20 May 2022 NW £114,875 (- £276)
27 Jun 2022 NW £115,682 (+£807)
17 Jul 2022 NW £118,831 (+ £3,149) - lots of sign up offers this month added a lot to net worth
16 Aug 2022 NW £122,949 (+ £4,118) - lots of sign up offers this month added a lot to net worth
25 Oct 2022 NW £126,121 (+ £3,172)
01 Dec 2022 NW £128,399 (+ £2,278)
Post by: Sugaree on December 01, 2022, 06:26:26 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $ - |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $ - | $ - |
A little more movement in the right direction.
Post by: peppermint on December 01, 2022, 08:17:39 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
Post by: bcbaseballman on December 02, 2022, 08:22:40 AM
2018 2019 2020 2021 2022
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677
Gain: 15,245.84 29,783 44,923 55,655
11/30: 139,717
I am getting back close to my highest networth again!
Post by: jdhansen on December 03, 2022, 04:14:46 PM
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
May 2022 $209,506
Jun 2022 $197,749
Jul 2022 $206,392
Aug 2022 $203,475
Sept 2022 $193,589
Oct 2022 $208,704
Nov 2022 $226,057
I had stopped paying attention and just focus on our plan and just like that looks like we are back to an all-time high. Hopefully, this tread will continue.
Post by: FICurious on December 05, 2022, 06:00:39 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972
Sep 2022: $212,109
Oct 2022: $196,192
Nov 2022: $208,958
Dec 2022: $222,848
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: Baguettestache on December 06, 2022, 09:43:18 AM
April: 209k€
May: 168k€
June: 175k€
July: 147k€
September: 172k€
October: 160k€
December: 172k€
Post by: Feivel2000 on December 12, 2022, 02:59:40 AM
131.327 €
+874 €
44,5% Savings Rate
+874 €
44,5% Savings Rate
I am afraid, I will not end the year with a plus. But my savings rate was good, so... the upswing will be great. If it ever happens :)
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | ............... | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 147.293 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | 127.691 € | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | 130.454 € | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | 131.327 € | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | ............... | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | ............... | ............... | ............... | ............... |
Post by: Optimiser on December 14, 2022, 11:04:21 AM
2017 2018 2019 2020 2021 2022 January -57,500 -28,300 500 43,700 129,400 186,900 February -58,300 -24,300 5,000 45,400 119,000 179,700 March -50,400 -25,100 14,000 45,300 143,100 208,800 April -43,900 -22,800 12,700 52,800 142,300 202,400 May -46,300 -23,700 9,500 59,400 150,800 199,111 June -38,200 -15,600 11,500 63,400 148,700 254,000 July -41,300 -15,100 17,000 70,900 143,200 298,800 August -40,200 -14,400 19,900 78,500 174,300 279,000 September -33,200 -15,200 19,900 80,700 166,000 295,900 October -30,900 -9,600 26,200 80,300 179,100 301,700 November -34,000 -8,900 34,500 108,900 186,600 300,800 December -30,800 -200 37,200 110,600 186,900 -
It's been a little over a year since I've posted an update here, but I've been keeping track on a spreadsheet. I got a new job back in Feb. with a significant raise, and my MIL died so we got some inheritance as well. See you all in the race to 500k!
Post by: DieHard_772 on December 16, 2022, 07:13:33 PM
Hey All!
My first post on here. Pleased to be on this thread:
2021
1/28/21 - $79,429
2/28/21 - $83,727
3/28/21 - $88,303
4/28/21 - $91,120
5/28/21 - $93,394
6/28/21 - $96,779
7/28/21 - $99,024
8/28/21 - $101,830
9/28/21 - $102,641
10/28/21 -
11/28/21 -
12/28/21 -
Target to Reach 250k: I'm hoping by the end of 2025, which assumes an average of monthly growth of $3000. It feels optimistically doable :)
Hey All!
It's been over a year since I posted here. We held on through the 2022 market slump at least, maxing out our accounts and buying
at last year's prices. Glad to see some progress happening
2021
1/28/21 - $79,429
2/28/21 - $83,727
3/28/21 - $88,303
4/28/21 - $91,120
5/28/21 - $93,394
6/28/21 - $96,779
7/28/21 - $99,024
8/28/21 - $101,830
9/28/21 - $102,641
10/28/21 - $103,926
11/28/21 - $102,885
12/28/21 - $104,673
1/28/22 - $104,762
2/28/22 - $103,300
3/28/22 - $105,700
4/28/22 - $102,853
5/28/22 - $103,282
6/28/22 - $100,458
7/28/22 - $105,046
8/28/22 - $109,546
9/28/22 - $106,293
10/28/22 - $110,186
11/28/22 - $114,523
Post by: DieHard_772 on December 16, 2022, 07:17:23 PM
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
Wow, seems like all those contributions while the market was completely tanked are helping big time as it comes back up. Another month like this and I could see $200k by the end of the year, although I honestly won’t be disappointed if the market doesn’t come back up too quickly. I could use as much time with lower prices as I can get in this phase
I'm with you, @JAYSLOL . It's been nice to buy at discounts... buying VTSAX below $100 is certainly preferable to $118 like it was at the beginning of the year. Though if all goes as designed, some day $118 will look like a steal, too.
Post by: CanadianTeacher on December 25, 2022, 01:25:00 PM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
At least I can say I made progress this year but it was tough. Have af few big expenses in the pipeline so may not be reaching the $250,000 goal anytime soon unfortunately.
Post by: Stubblestache on December 30, 2022, 03:49:07 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950
Jun 22 - £94,828
July 22 - £104,023
Aug 22 - £105,523
Sep 22 - £105,785
Oct 22 - £104,315
Nov 22 - £106,267
Dec 22 - £103,544
So long 2022, what a shitty, shitty year
Post by: JAYSLOL on December 30, 2022, 10:38:44 AM
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
Jan 1st - $193,000 (+$3,500)
Well, that’s it for 2022, $30.7k increase is not bad considering the market. If the market recovers to at least the old high by the end of 2023 then I’m hoping to graduate by the end of the year, which would be incredibly exciting, but if the market stays lower I won’t be too disappointed since in the long run it’ll be a good thing for me
Post by: bcbaseballman on December 30, 2022, 10:21:32 PM
2018 2019 2020 2021 2022
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31:
Gain: 15,245.84 29,783 44,923 55,655
12/31: 135,251.73
Post by: Baguettestache on December 31, 2022, 08:54:49 AM
January 2022: 191k€
April: 209k€
May: 168k€
June: 175k€
July: 147k€
September: 172k€
October: 160k€
December: 172k€
Still exactly 172k on the 31st of December, it's a strange feeling to invest money all year round and end the year with less than when I started but I own much more stocks now and that's the important part I think.
Also I survived 2 rounds of layoffs and I'm grateful for that.
Post by: jdhansen on December 31, 2022, 04:40:43 PM
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
May 2022 $209,506
Jun 2022 $197,749
Jul 2022 $206,392
Aug 2022 $203,475
Sept 2022 $193,589
Oct 2022 $208,704
Nov 2022 $226,057
Dec 2022 $220,122
Well, this has been a crazy year but in the end a year from when I joined I am at the same level, given the way the stock market has been I think that means a good year. Going to just keep plugging along and see how 2023 treats us.
Post by: Fifo on January 01, 2023, 04:13:26 AM
This only includes my liquid savings/investments.
2017: $6,539
2018: $18,547
2019: $36,489
2020: $61,099
2021: $103,151
2022 2023 January $102,690 February $105,595 March $107,269 April $108,030 May $104,108 June $100,594 July $101,599 August $106,675 September $104,663 October $110,356 November $115,708 December $116,633
Post by: peppermint on January 01, 2023, 09:40:09 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
Ugh! Well, I'm not thrilled about how things have gone financially, but will just keep on plugging in 2023.
Post by: shrimpwd on January 01, 2023, 11:20:12 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | - | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | - | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | - | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | - | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | - | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | - | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | - | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | - | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | - | - | - |
That's more like what I expected to see. I'm not expecting this number to move very fast for the next few months...
Post by: Feivel2000 on January 02, 2023, 05:09:14 AM
130.556 €
-4.606 €
-4.606 €
So this year was not very good... But overall I had a 40% savings rate.
That's something, I would say.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | ............... | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | ............... | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 147.293 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | 127.691 € | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | 130.454 € | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | 131.327 € | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | 130.556 € | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | -13.156 € | ............... | ............... | ............... |
Post by: FICurious on January 02, 2023, 02:03:11 PM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972
Sep 2022: $212,109
Oct 2022: $196,192
Nov 2022: $208,958
Dec 2022: $222,848
Jan 2023: $215,911
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: Sugaree on January 03, 2023, 06:19:06 AM
| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $ - |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $ - |
At least it's not down for the year?
Post by: Feivel2000 on January 04, 2023, 01:57:06 AM
At least it's not down for the year?
That's quite an accomplishment.
Post by: RNfi2021 on January 05, 2023, 08:23:22 AM
Dec 2018- ~8000
Dec 2019- ~12000
Dec 2020- ~18000
Jun 2021- 19883.72
Jul 2021- 21574.92
Aug 2021-25731.53
Sep 2021- 32633.08
Oct 2021- 42008.1
Nov 2021- 53009.99
Dec 2021- 59100.38
Jan 2022- 71195.56
Feb 2022- 78553.92
Mar 2022- 86920.79
April 1st 2022- 101316.33
January 1st, 2023- 154590.22
Starting this year with 150k! Goal for 250 is mid 2024!
Post by: mgardner88 on January 05, 2023, 11:41:46 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3.910) no contributions the last month of the year, hit our 401k max so diverted that money to our vacation fund for the year. +$30,161 for the year, not bad considering...
Post by: JCGreen on January 05, 2023, 08:20:11 PM
I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 150k by Jun 2023.Dec2022: Its been about 6 months since I posted last - I have kept up with my finances - just haven't posted on here for a while. Bought a house and got married, so the way my finances are being reported has changed a little, but I am reporting my individual retirement type accounts only and nothing for the house (probably worth less than we paid for it any way). Not a 100% direct comparison now that we have joined finances, but as close as I am going to get. Markets have been a little bit of a roller coaster and due to some housing costs I have not been contributing, but start with this next paycheck. I didn't meet my goal of hitting $150k by June of this year, so I will update my goal to June of 2023.Net worth:
2018: 2019 2020 2021 2022
Jan $27,100 $45,839 $89,090 $130,904
Feb $29,443 $43,345 $86,608 $131,274
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760 $111,827
Jul $39,736 $61,567 $116,999 $116,506
Aug $22,800 $39,918 $68,102 $122,191 $112,484
Sep $23,645 $34,179 $68,212 $121,891 $102,747
Oct $23,658 $38,091 $68,976 $130,532 $107,350
Nov $23,948 $39,867 $76,790 $133,720 $115,854
Dec $23,960 $43,836 $82,778 $139,448 $110,004
Post by: Gingersnaps on January 08, 2023, 01:38:52 PM
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86
01/08/2021 - £149,419.96
01/09/2021 - £155,711.83
01/10/2021 - £156,288.35
01/11/2021 - £164,134.53
01/12/2021 - £165,717.17
01/01/2022 - £171,598.80
01/04/2022 - £172,645.88
01/07/2022 - £166,566.73
01/09/2022 - £181,131.08
01/10/2022 - £178,688.96
01/01/2023 - £182,268.94
Post by: sportsportsports on January 19, 2023, 09:02:42 AM
01-2022 $219,786.85
02-2022 $222,730.67
03-2022 $229,390.39
04-2022 $217,373.34
05-2022 $212,224.37
06-2022 $207,075.40
07-2022 $226,086.23
08-2022 $223,375.11
09-2022 $219,752.26
10-2022 $225,448.41
11-2022 $233,349.27
12-2022 $241,250.12
Post by: Sugaree on January 24, 2023, 07:24:56 AM
Post by: Tyson on January 24, 2023, 09:59:01 AM
I have a little confession to make. I have (had) two paid-off houses that I've never included in my net worth for these challenges because reasons. Well, I sold one of those houses and it closed yesterday. So, that's going to bump me from ~$245k to well above $250k once the check clears. So, I guess I'll be joining the next race. Good luck all.
Congrats!
Post by: JAYSLOL on January 24, 2023, 11:13:53 AM
Post by: Rimu05 on January 24, 2023, 11:41:50 AM
Until the markets stablized, I'll probably be inbetween this thread and the race to 100K
JAN 2022: 40,699.37
MAR 2022: 87,840.41
JUN 2022: 86,153.42
AUG 2022: 100,611.5
JAN 2023: 109,070.31
Post by: eav on January 27, 2023, 12:52:29 PM
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614
May 2021: $143,399
*spent 15k on a house down payment, my race #'s do not include new-found home equity*
Dec 2021: $155,344
Jan 2022: $159,501
Jan 2023: $190,798
Wow, it's been a year since I posted! Cash flowed a 25k home improvement project for water remediation in early 2022. All that considered, I'm happy with my progress (numbers still don't count home equity).
Post by: CanadianTeacher on January 28, 2023, 11:43:07 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
Post by: Stubblestache on January 31, 2023, 02:28:25 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683.
Things are looking up again. Crypto investments down a little bit, but stonks are on the way back up. Had some major house expenses that couldn't be avoided.
Wishing everyone here a happy and prosperous 2023!
Post by: Stubblestache on January 31, 2023, 02:34:28 AM
Looks like I finally made it (thanks to the markets this month)! With one caveat.... I have a big $8000 expense coming up in February (Invisalign). So I'm sure I'll be downgraded next month and will have to stick around for the next few months. But it's a nice feeling :)
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
oh wow big achievement congratulations! And life improvement expenditure like invisaline, lazer eye surgery etc is well worth it, so a hit worth taking to your saving rate.
Post by: Lilium on January 31, 2023, 05:19:21 AM
2022 12 - Company changed who held our 401k's - no access to account
2022 11 $234,446
2023 01 $253,622
Pleasantly surprised. Mostly just an uptick in the market though, I probably added less than 3k for the months of Dec/Jan. Numbers are 401k, Roth IRA, and cash savings.
Post by: mgardner88 on January 31, 2023, 11:55:05 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
Post by: TerrierTown on February 01, 2023, 04:07:07 AM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901)
20 May 2022 NW £114,875 (- £276)
27 Jun 2022 NW £115,682 (+£807)
17 Jul 2022 NW £118,831 (+ £3,149) - lots of sign up offers this month added a lot to net worth
16 Aug 2022 NW £122,949 (+ £4,118) - lots of sign up offers this month added a lot to net worth
25 Oct 2022 NW £126,121 (+ £3,172)
01 Dec 2022 NW £128,399 (+ £2,278)
01 Feb 2022 NW £125,445 (- £2,954) - wedding and visa applications costs
Post by: peppermint on February 01, 2023, 08:10:00 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
Post by: bcbaseballman on February 01, 2023, 08:15:05 AM
2018 2019 2020 2021 2022 2023
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31:
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251
Gain: 15,245.84 29,783 44,923 55,655 -4,416
1/31/2023: 144,932
Post by: JAYSLOL on February 01, 2023, 08:57:18 AM
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
2023
Jan 1st - $193,000 (+$3,500)
Feb 1st - $201,700 (+$8,700)
Jan, Feb & Mar are always my lowest earning and saving months, I saved less than $2k so far this year so like 80% of my increase has been market gains
Post by: FICurious on February 01, 2023, 10:34:20 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972
Sep 2022: $212,109
Oct 2022: $196,192
Nov 2022: $208,958
Dec 2022: $222,848
Jan 2023: $215,911
Feb 2023: $232,493
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: Tyson on February 01, 2023, 06:33:35 PM
Sept 2015 - $125k
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Nov 2018 - $95k
Sept 2019 - $126k
Sept 2020 - $164k
Sept 2021 - $214k
Sept 2022 - $205k
Today - $229k
Post by: Feivel2000 on February 02, 2023, 06:25:01 AM
139.708 €
+9.151 €
+9.151 €
That was a fun month.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | 139.708 € | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | ............... | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 147.293 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | 127.691 € | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | 130.454 € | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | 131.327 € | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | 130.556 € | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | -13.156 € | ............... | ............... | ............... |
Post by: jdhansen on February 02, 2023, 09:00:23 PM
Dec 2022 $220,122
Feb 2023 $240,104
Looks like this year is off to a good start. Lets see if we can keep this trend on track to graduation.
Post by: DieHard_772 on February 03, 2023, 10:02:30 AM
1/28/21 - $79,429
2/28/21 - $83,727
3/28/21 - $88,303
4/28/21 - $91,120
5/28/21 - $93,394
6/28/21 - $96,779
7/28/21 - $99,024
8/28/21 - $101,830
9/28/21 - $102,641
10/28/21 - $103,926
11/28/21 - $102,885
12/28/21 - $104,673
1/28/22 - $104,762
2/28/22 - $103,300
3/28/22 - $105,700
4/28/22 - $102,853
5/28/22 - $103,282
6/28/22 - $100,458
7/28/22 - $105,046
8/28/22 - $109,546
9/28/22 - $106,293
10/28/22 - $110,186
11/28/22 - $114,523
12/29/22 - $115,943
1/28/23 - $126,226
Last month our NW shot up by over $10k for the first time. Score!
Thank you, stock market.
It has grown an additional $4k since then due to market movements as well as adding to our savings.
After going through 2022, I am reminded not to get attached. We don't know where the market will go next.
However, it's good to appreciate progress!
Post by: DieHard_772 on February 03, 2023, 10:05:36 AM
139.708 €
+9.151 €
That was a fun month.
Indeed @Feivel2000
Post by: shinn497 on February 03, 2023, 09:22:54 PM
I'll just include my retirement fund and not my total NW.
I've already been tracking this so I have data from when I was doing the 10k to 100k
Lez do iiiit
Oct 2021 101000
Nov 2021 107000
Dec 2021 108000
Jan 2022 113000
Feb 2022 111000
March 2022 110000
April 2022 114500
May 2022 113500
June 2022 109000
July 2022 106000
August 2022 112400
September 2022 110000
October 2022 106000
November 2022 115800
December 2022 119092
Jan 2022 124200
Feb 2022 135000
Post by: shrimpwd on February 07, 2023, 11:17:13 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | - | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | - | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | - | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | - | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | - | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | - | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | - | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | - | - | - |
Market going up...
Post by: M5 on February 07, 2023, 12:58:57 PM
02/07/23: $109,222
Post by: Ensheneer on February 10, 2023, 06:36:50 AM
Hi Everyone, we‘re still contributing every month. Pretty soon I‘ll be able to report a higher Watermark!I'm excited to submit my first post to the forum! On the one hand, we are late bloomers having first heard about the FIRE movement about a year ago at age 43. On the other hand, we have been saving our whole lives, which has given us a bit of a head start. We had been "investing" in life insurance and money market accounts and other types of CDs for years. Over the last year, we have poured most of our liquid assets into an msci world ETF. I will track our depot account level here. We are well on our way to 250k and I'm happy to have this chance for financial independence before the age of 67! Looking forward to seeing everyone's progress on this board!
@jdhansen @JAYSLOL Thank you for the welcome!
19th October, 2021 - 200,000 EUR
03rd November, 2021 - 204,755 EUR
01st December, 2021 - 208,169 EUR
Goal: 300,000 EUR in April 2024
I was contemplating the saying, "The harder I work, the luckier I get." That, or similar, was the mantra I grew up with. Sometimes I have the urge to "work harder" on FIRE. Actually, there is nothing to do but set the target contributions and wait.
Until then, all the best!
Post by: TerrierTown on February 17, 2023, 12:46:10 PM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901)
20 May 2022 NW £114,875 (- £276)
27 Jun 2022 NW £115,682 (+£807)
17 Jul 2022 NW £118,831 (+ £3,149) - lots of sign up offers this month added a lot to net worth
16 Aug 2022 NW £122,949 (+ £4,118) - lots of sign up offers this month added a lot to net worth
25 Oct 2022 NW £126,121 (+ £3,172)
01 Dec 2022 NW £128,399 (+ £2,278)
01 Feb 2023 NW £125,445 (- £2,954) - wedding and visa applications costs
17 Feb 2023 NW £128,445 (+£3,000)
Post by: JCGreen on February 24, 2023, 01:09:51 PM
I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 150k by Jun 2023.Jan2023: Not as high as this time last year, but Going in the right direction ☺Net worth:
2018: 2019 2020 2021 2022 2023
Jan $27,100 $45,839 $89,090 $130,904 $121089
Feb $29,443 $43,345 $86,608 $131,274
Mar $31,603 $39,081 $98,860
Apr $13,200 $33,959 $47,551 $106,604
May $33,933 $51,613 $107,294
Jun $37,928 $56,760 $111,827
Jul $39,736 $61,567 $116,999 $116,506
Aug $22,800 $39,918 $68,102 $122,191 $112,484
Sep $23,645 $34,179 $68,212 $121,891 $102,747
Oct $23,658 $38,091 $68,976 $130,532 $107,350
Nov $23,948 $39,867 $76,790 $133,720 $115,854
Dec $23,960 $43,836 $82,778 $139,448 $110,004
Post by: CanadianTeacher on February 25, 2023, 08:30:54 AM
anuary 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
Post by: Stubblestache on February 28, 2023, 01:39:09 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Feb 2023 - £110,760
Things moving in the right direction again after a year in the wilderness
Post by: jiimmy on February 28, 2023, 01:19:58 PM
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Jun 1st, 2020 $115,759
Jul 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
Apr 1st, 2021 $182,975
May 1st, 2021 $194,917
Jun 1st, 2021 $199,915
Jul 1st, 2021 $204,771
Aug 1st, 2021 $208,983
Sep 1st, 2021 $216,171
Oct 1st, 2021 $211,793
Nov 1st, 2021 $225,854
Dec 1st, 2021 $224,346
Jan 1st, 2022 $235,137
Feb 1st, 2022 $229,084
The career has been left behind! To finish this race I'll need some market gains!
Feb 1st, 2023 $212k
Not there yet!
Post by: FICurious on March 01, 2023, 07:01:44 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972
Sep 2022: $212,109
Oct 2022: $196,192
Nov 2022: $208,958
Dec 2022: $222,848
Jan 2023: $215,911
Feb 2023: $232,493
Mar 2023: $227,514
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: JAYSLOL on March 01, 2023, 07:54:12 AM
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
2023
Jan 1st - $193,000 (+$3,500)
Feb 1st - $201,700 (+$8,700)
Mar 1st - $199,400 (-$2,300)
Post by: bcbaseballman on March 01, 2023, 08:46:47 AM
2018 2019 2020 2021 2022 2023
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251
Gain: 15,245.84 29,783 44,923 55,655 -4,416
2-28-2023: $149,381
Post by: peppermint on March 01, 2023, 08:59:31 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
Had some big expenses and the market went down a bit.
Post by: Finances_With_Purpose on March 01, 2023, 01:32:12 PM
2.1.23 (or thereabouts): $181,586.
Here's hoping for $250k by 2024. (One can start off optimistically, at least.)
Post by: Feivel2000 on March 01, 2023, 02:37:19 PM
142.382 €
+2.674 €
+2.674 €
I am almost where I was in December 2021...
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | 139.708 € | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | 142.382 € | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | ............... | ............... | ............... |
Apr | ............... | 122.597 € | 147.293 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | 127.691 € | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | 130.454 € | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | 131.327 € | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | 130.556 € | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | -13.156 € | ............... | ............... | ............... |
Post by: shrimpwd on March 01, 2023, 04:57:21 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | - | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | - | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | - | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | - | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | - | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | - | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | - | - | - |
Boring months are okay...
Post by: FrugalFukuoka on March 01, 2023, 06:36:12 PM
We've got a big move coming up to one of the most expensive locations to live in the world.. but it comes with a pay bump that should cover for the increase in living cost and over time reduce our tax burden. If all goes well I'll be hitting 220k this year, but as I am holding a lot of cash in JPY right now FX is being a big pain in the butt (hence the drop in March just now which is all FX loss :')).
| | 2020 | 2021 | 2022 | 2023 |
|----------|----------|----------|----------|----------|
| January | $35,800 | $72,268 | $113,961 | $168,896 |
| February | $37,608 | $73,771 | $120,440 | $189,374 |
| March | $41,735 | $80,126 | $118,341 | $176,853 |
| April | $41,673 | $81,821 | $125,182 | |
| May | $45,178 | $87,008 | $115,157 | |
| June | $51,127 | $89,574 | $114,029 | |
| July | $53,320 | $92,983 | $104,767 | |
| August | $56,781 | $95,877 | $115,084 | |
| September| $61,376 | $101,957 | $163,661 | |
| October | $61,503 | $98,956 | $155,795 | |
| November | $60,956 | $106,875 | $159,137 | |
| December | $66,804 | $112,890 | $167,896 | |
Post by: jdhansen on March 01, 2023, 09:26:56 PM
Dec 2022 $220,122
Feb 2023 $240,104
Mar 2023 $224,442
Up and down we seem to go, but at least the trend is still in the positive direction from the end of last year.
Post by: Baguettestache on March 02, 2023, 02:14:50 AM
January: 191k€
April: 209k€
May: 168k€
June: 175k€
July: 147k€
September: 172k€
October: 160k€
December: 172k€
2023:
january: 195k€
march: 202k€
Post by: Baguettestache on March 02, 2023, 02:19:01 AM
I am almost where I was in December 2021...
You own much more assets now than you did in December 2021, don't you?
I'm starting to enjoy this market a lot: I've been accumulating at these low prices for the past 2 years. My networth doesn't grow much but I have much more assets, which means that when their prices will rise again, so will my networth. We're the guys with a networth < 250k, we benefit a lot from lower priced assets!
Post by: Tyson on March 02, 2023, 12:50:17 PM
I am almost where I was in December 2021...
You own much more assets now than you did in December 2021, don't you?
I'm starting to enjoy this market a lot: I've been accumulating at these low prices for the past 2 years. My networth doesn't grow much but I have much more assets, which means that when their prices will rise again, so will my networth. We're the guys with a networth < 250k, we benefit a lot from lower priced assets!
Yep, that's how I look at it too. I'm so glad I'm in accumulation mode while the markets are down. Stocks are on sale!
Post by: mgardner88 on March 02, 2023, 01:11:33 PM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)-- nice even number this month
Post by: 0tp on March 11, 2023, 11:15:03 AM
NW needle hasn't moved as fast as it used to for reasons above and market correction (pretty much 100% VTI portfolio here).
On a side note, I've been acting a little irrationally with money. I'm still saving a decent amount (~50-60%SR), but I'm only contributing the minimum for company match right now to my 401K ever since I started at my new job last september. It's hard to say if it's due to the paycut, macroeconomy anxieties... Another thing is I found a new career path where part time work is potentially a reality in 5 yrs, so I think I might do a high-paid (50-80K counts as that for me :)) coast/barista fire instead of needing to rely on roth ladders and all that. Regardless, I think I'll try and get my self to start contributing the max again soon.
| Date | Bank | Brokerage | 401k | Roth | Student loans | Net |
| 12/1/2019 | 11K | 0 | 16K | 1K | -26K | 2K |
| 7/4/2020 | 4K | 10K | 30K | 12K | -20K | 35K |
| 12/29/2020 | 2K | 20K | 53K | 16K | -20K | 71K |
| 4/26/2020 | 4,7K | 32K | 68K | 20K | -20K | 106K |
| 3/11/2023 | 7.4K | 50.5K | 101K | 21.3K | -41k | 139K |
Post by: JAYSLOL on March 31, 2023, 03:27:15 PM
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
2023
Jan 1st - $193,000 (+$3,500)
Feb 1st - $201,700 (+$8,700)
Mar 1st - $199,400 (-$2,300)
Apr 1st - $196,100 (-$3,300)
Bought a vehicle in cash, and some other large expenses came up, would have been a great month otherwise. I’d like to hit $240k by the end of the year, and need to really focus on tightening things up.
Post by: peppermint on April 01, 2023, 09:21:37 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
04/2023 - $190307.96
Feeling excited about getting close to 200!
Post by: TyGuy on April 01, 2023, 04:04:07 PM
Student Loan Debt
01/12/19: $43,762
05/04/20: $21,456
04/01/23: $21,456 (currently at 0% interest)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
09/01/20: $13,497 (NW after purchase of first home)
09/02/21: $57,319 ($43,822)
09/01/22: $77,432 ($20,113)
04/01/23: $105,349 ($27,917)
Post by: CanadianTeacher on April 02, 2023, 01:20:54 AM
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15
January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14
January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)
January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86 (+1.2%)
March 2022: $227,763.33 (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022: $235,770.22
January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023: $261,341.44
Post by: Feivel2000 on April 02, 2023, 03:10:19 AM
I am almost where I was in December 2021...
You own much more assets now than you did in December 2021, don't you?
I'm starting to enjoy this market a lot: I've been accumulating at these low prices for the past 2 years. My networth doesn't grow much but I have much more assets, which means that when their prices will rise again, so will my networth. We're the guys with a networth < 250k, we benefit a lot from lower priced assets!
Yep, that's how I look at it too. I'm so glad I'm in accumulation mode while the markets are down. Stocks are on sale!
I could even increase the money I was investing, so more shares from more saving and lower prices..
145.986 €
+3.604 €
+3.604 €
A very good month, I could invest a lot thanks to a tax refund.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | 139.708 € | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | 142.382 € | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | 145.986 € | ............... | ............... |
Apr | ............... | 122.597 € | 147.293 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | 127.691 € | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | 130.454 € | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | 131.327 € | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | 130.556 € | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | -13.156 € | ............... | ............... | ............... |
Post by: JAYSLOL on April 02, 2023, 09:46:12 AM
Notwithstanding terrible market performance next month, it looks like I’ve graduated from this thread.
Congrats! I’ll hopefully join you there about this time next year if all goes well
Post by: shrimpwd on April 02, 2023, 10:56:42 AM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | - | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | - | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | - | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | - | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | - | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | - | - | - |
Just coasting along...
Post by: Stubblestache on April 03, 2023, 01:44:44 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Feb 2023 - £110,760
Mar 2023 - £113,114
been feeling a bit demoralised with it all lately. Just going to keep on plugging away, as ever.
Post by: bcbaseballman on April 03, 2023, 07:35:47 AM
2018 2019 2020 2021 2022 2023
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251
Gain: 15,245.84 29,783 44,923 55,655 -4,416
3/31: 150,830
Was s bid spending month as we went on a spring break vacation. Now to have a low spend month and really get this growing again!
Post by: FICurious on April 03, 2023, 07:37:30 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972
Sep 2022: $212,109
Oct 2022: $196,192
Nov 2022: $208,958
Dec 2022: $222,848
Jan 2023: $215,911
Feb 2023: $232,493
Mar 2023: $227,514
Apr 2023: $228,679
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: mgardner88 on April 03, 2023, 09:25:11 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
Not bad for us spending the second half of the month in Italy, low spend this month as we are headed to Peru in May. Nice to see the last 3 months have been positive after the turbulence.
Post by: Sanitary Stache on April 10, 2023, 10:10:21 AM
6/19/2020 $ 82,681
8/6/2020 $ 89,237
9/2/2020 $ 93,346
10/6/2020 $ 103,450
1/5/2021 $ 114,837
7/2/2021 $ 169,009
9/24/2021 $ 173,134
11/4/2021 $ 182,341
7/19/2022 $ 157,261
9/29/2022 $ 153,313
4/10/2023 $ 188,800
It is starting to feel like I'll make it to the next goal in the next 18 months.
Post by: Fifo on April 16, 2023, 07:19:21 AM
2017: $6,539
2018: $18,547
2019: $36,489
2020: $61,099
2021: $103,151
| 2022 | 2023 | |
| January | $102,690 | $119,041 |
| February | $105,595 | $124,353 |
| March | $107,269 | $128,884 (+$4,531) |
| April | $108,030 | |
| May | $104,108 | |
| June | $100,594 | |
| July | $101,599 | |
| August | $106,675 | |
| September | $104,663 | |
| October | $110,356 | |
| November | $115,708 | |
| December | $116,633 | |
Post by: eav on April 24, 2023, 12:40:47 PM
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614
May 2021: $143,399
*spent 15k on a house down payment, my race #'s do not include new-found home equity*
Dec 2021: $155,344
Jan 2022: $159,501
Jan 2023: $190,798
April 2023: $202,034
chugging along...keeping up with my inconsistent posting schedule! Part of the jump these last few months was a total goof in my spreadsheet.
Post by: MommyCake on April 25, 2023, 01:19:14 PM
9/4/18 73,600
10/4/18 75,950
11/7/18 75,960
10/7/21 96,760
11/12/21 101,000
6/8/22 119,755
8/9/22 120,000
4/25/23 128,500
Not doing well at all.
Post by: Serendip on April 27, 2023, 06:11:58 PM
April '23 : $100,655
Post by: Stubblestache on April 28, 2023, 01:49:20 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Feb 2023 - £110,760
Mar 2023 - £113,114
Apr 2023 - £115,232
Serious hit to my cash piles last few months from unexpected expenses. Will have to rebuild them so only managed a token amount in the tracker this month.
Post by: Stubblestache on April 28, 2023, 01:50:08 AM
Tentatively squeaking my way into this race after five+ years in the 10-100,000 thread. Happy to finally be here!
April '23 : $100,655
Welcome to the next race! congratulations!
Post by: JAYSLOL on April 28, 2023, 07:53:11 AM
Tentatively squeaking my way into this race after five+ years in the 10-100,000 thread. Happy to finally be here!
April '23 : $100,655
The $100k mark is awesome! Congrats and welcome!
Post by: Serendip on April 28, 2023, 08:15:50 AM
I am very pleased to be here and will start plugging away. I'm on a low-buy year (so am saving more than normal) but still will likely be here for quite a while so I'll settle myself in :)
Post by: Fifo on April 30, 2023, 01:52:31 AM
2017: $6,539
2018: $18,547
2019: $36,489
2020: $61,099
2021: $103,151
| 2022 | 2023 | |
| January | $102,690 | $119,041 |
| February | $105,595 | $124,353 |
| March | $107,269 | $128,884 (+$4,531) |
| April | $108,030 | $132,110 (+$2,935) |
| May | $104,108 | |
| June | $100,594 | |
| July | $101,599 | |
| August | $106,675 | |
| September | $104,663 | |
| October | $110,356 | |
| November | $115,708 | |
| December | $116,633 | |
Post by: RetireOrDieTrying on April 30, 2023, 09:25:36 AM
I have money squirrelled away in several places, and I don't really keep a running tally ('til now!), so I'll just show the progress from the last month and maintain from there. The numbers (and my case study) will show I'm obviously very late to the retirement savings game.
31-Mar-2023: $146,850
30-Apr-2023: $160,626 (+ $13,776)
Post by: shrimpwd on April 30, 2023, 12:52:55 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | - | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | - | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | - | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | - | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | - | - | - |
Stagnant, but only because of the way the month fell...
Post by: mgardner88 on April 30, 2023, 01:38:40 PM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
Contributions will slow considerably after this month.. buying a new (used) car and prepaying for some travel in 2024. Will pick back up at the end of summer. :)
Post by: FrugalFukuoka on April 30, 2023, 11:01:06 PM
Started reading MMM in Dec19, been coming along nicely.
We've got a big move coming up to one of the most expensive locations to live in the world.. but it comes with a pay bump that should cover for the increase in living cost and over time reduce our tax burden. If all goes well I'll be hitting 220k this year, but as I am holding a lot of cash in JPY right now FX is being a big pain in the butt (hence the drop in March just now which is all FX loss :')).
| | 2020 | 2021 | 2022 | 2023 |
|----------|----------|----------|----------|----------|
| January | $35,800 | $72,268 | $113,961 | $168,896 |
| February | $37,608 | $73,771 | $120,440 | $189,374 |
| March | $41,735 | $80,126 | $118,341 | $176,853 |
| April | $41,673 | $81,821 | $125,182 | $149,615 |
| May | $45,178 | $87,008 | $115,157 | $158,254 |
| June | $51,127 | $89,574 | $114,029 | |
| July | $53,320 | $92,983 | $104,767 | |
| August | $56,781 | $95,877 | $115,084 | |
| September| $61,376 | $101,957 | $163,661 | |
| October | $61,503 | $98,956 | $155,795 | |
| November | $60,956 | $106,875 | $159,137 | |
| December | $66,804 | $112,890 | $167,896 | |
Updated my numbers for April and May post the move which was expensive. Expecting another 22k or so to be returned so our net moving cost is slightly positive. Now all we need to do next is finding ways to reduce expenses here and max savings.
Post by: bcbaseballman on May 01, 2023, 08:52:39 AM
2018 2019 2020 2021 2022 2023
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251
Gain: 15,245.84 29,783 44,923 55,655 -4,416
4/30: 152,583
Any month that is positive is a good month.
Not exactly where i would like my numbers to be but that it ok.
Post by: JAYSLOL on May 02, 2023, 08:11:13 AM
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
2023
Jan 1st - $193,000 (+$3,500)
Feb 1st - $201,700 (+$8,700)
Mar 1st - $199,400 (-$2,300)
Apr 1st - $196,100 (-$3,300)
May 1st - $206,400 (+$10,300)
Getting back on track, still lots of work to do
Post by: FICurious on May 02, 2023, 12:27:57 PM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972
Sep 2022: $212,109
Oct 2022: $196,192
Nov 2022: $208,958
Dec 2022: $222,848
Jan 2023: $215,911
Feb 2023: $232,493
Mar 2023: $227,514
Apr 2023: $228,679
May 2023: $229,715
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: Avolonte on May 04, 2023, 06:46:15 PM
12/31/18 $30,983
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
1/31/23 $187,531
2/28/23 $182,985
3/31/23 $192,219
4/30/23 $199,203
Post by: Feivel2000 on May 07, 2023, 07:00:26 AM
143.015 €
-2.970 €
-2.970 €
Technically, my savings rate was -100% this month. I bought a car using an account I see as part of my net worth. At the same time I don't add my car to the net worth.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Jan | ............... | 110.053 € | 138.241 € | 139.708 € | 200.000 € | ............... |
Feb | ............... | 115.328 € | 138.954 € | 142.382 € | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | 145.986 € | ............... | ............... |
Apr | ............... | 122.597 € | 147.293 € | 143.015 € | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | 127.691 € | ............... | ............... | 250.000 € |
Oct | 90.093 € | 143.292 € | 130.454 € | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | 131.327 € | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | 130.556 € | ............... | ............... | ............... |
Change | ~20.000 € | +40.582 € | -13.156 € | ............... | ............... | ............... |
Post by: JAYSLOL on May 07, 2023, 09:27:32 AM
I'm new to this thread; first time in my life I’m in the 100K club! I just broke $100k. Should take me about 5 years to get to $250k.
This is my net worth which also includes my house along with about $14k of personal property assets.
5/1/2023 $104,000
Congrats on hitting $100k, welcome to the club!! I’m at around $200k now, but I’ve been here for a bunch of years so by the time I graduate, I’ll have been here around 5 years also.
Post by: TyGuy on May 11, 2023, 10:07:24 AM
Student Loan Debt
01/12/19: $43,762
05/04/20: $21,456
04/01/23: $21,456
05/01/23: $21,456 (currently at 0% interest)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
09/01/20: $13,497 (NW after purchase of first home)
09/02/21: $57,319 ($43,822)
09/01/22: $77,432 ($20,113)
04/01/23: $105,349 ($27,917)
05/01/23: $111,080 ($5,731)
Post by: EchoStache on May 14, 2023, 04:41:25 PM
So here I am:
Net Worth:
01/2020: $30,773
01/2021: $82,262
01/2022: $161,480
10/2022: $236,098
11/2022: $251,665
12/2022: $278,442
03/2023: $297,693
Stache only:
04/2023: $204,532
05/2023: $212,593
$250k goal: August 2023.
Post by: FICurious on May 15, 2023, 06:10:23 AM
Post by: RNfi2021 on May 26, 2023, 12:22:33 PM
Dec 2017- ~7000
Dec 2018- ~8000
Dec 2019- ~12000
Dec 2020- ~18000
Jun 2021- 19883.72
Jul 2021- 21574.92
Aug 2021-25731.53
Sep 2021- 32633.08
Oct 2021- 42008.1
Nov 2021- 53009.99
Dec 2021- 59100.38
Jan 2022- 71195.56
Feb 2022- 78553.92
Mar 2022- 86920.79
April 1st 2022- 101316.33
January 1st, 2023- 154590.22
May 26th, 2023- 206065.5
Broke the 200k barrier! 250k possible by the end of year???
Post by: poetdereves on May 30, 2023, 10:19:20 AM
7/1/2022 $104,281.96
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
This includes choosing to pay cash to replace a car in January 2023. With no impending large purchases and coasting with our automatic investments at this point, we should add ~$7,500 to our NW per month for the next year. We have a small amount of student loans and a 0% car payment that will both disappear within a year. After that, we will be adding ~$10k each month to our NW.
Post by: Stubblestache on May 31, 2023, 02:20:07 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Feb 2023 - £110,760
Mar 2023 - £113,114
Apr 2023 - £115,232
May 2023 - £115,679
Lacklustre month but it's going the right way I guess.
Post by: mgardner88 on May 31, 2023, 08:46:02 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023 $181,632 (+3,855)- edited, forgot husbands contribution
Only contributing enough to get the match, so glad its headed in a positive direction at least.
Post by: EchoStache on May 31, 2023, 04:38:21 PM
Stache only:
01/2021: $38,706
01/2022: $100,025
01/2023: $179,454
04/2023: $204,532
05/2023: $212,593
06/2023: $232,349
Post by: shrimpwd on May 31, 2023, 07:01:31 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | - | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | - | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | - | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | - | - | - |
I guess that's what happens when you move a bunch into CDs and add it to investments...
Post by: JAYSLOL on June 01, 2023, 07:43:55 AM
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
2023
Jan 1st - $193,000 (+$3,500)
Feb 1st - $201,700 (+$8,700)
Mar 1st - $199,400 (-$2,300)
Apr 1st - $196,100 (-$3,300)
May 1st - $206,400 (+$10,300)
June 1st - $206,400 (+/- $0)
Huh. No change this month. I’ll have to do better.
Post by: Serendip on June 01, 2023, 08:01:14 AM
April '23 : $100,655
May '23 : $102,304
*Will be off work for almost a month so I don't anticipate much change for June but will get creative in order to not dip into this and maybe even bump it up if possible (I have a separate stash for my trip..just have to keep my costs low)
Post by: RetireOrDieTrying on June 01, 2023, 08:39:36 AM
30-Apr-2023: $160,626 (+ $13,776)
31-May-2023: $171,218 (+$10,592)
Post by: peppermint on June 01, 2023, 12:37:31 PM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
04/2023 - $190307.96
06/2023 - $189523.66
Ugh. We have had some house repair and travel expenses that put a dent in ability to save.
Post by: eav on June 01, 2023, 01:03:15 PM
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614
May 2021: $143,399
*spent 15k on a house down payment, my race #'s do not include new-found home equity*
Dec 2021: $155,344
Jan 2022: $159,501
Jan 2023: $190,798
April 2023: $202,034
June 2023: $224,746
Consistently inconsistent with updates! But this jump was mainly due to rsus/bonus vesting.
Post by: FICurious on June 02, 2023, 06:01:12 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972
Sep 2022: $212,109
Oct 2022: $196,192
Nov 2022: $208,958
Dec 2022: $222,848
Jan 2023: $215,911
Feb 2023: $232,493
Mar 2023: $227,514
Apr 2023: $228,679
May 2023: $229,715
Jun 2023: $227,487
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: poetdereves on June 06, 2023, 09:37:45 AM
7/1/2022 $104,281.96
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19 (+$12,670.57)
Post by: TyGuy on June 06, 2023, 12:27:04 PM
Student Loan Debt
01/12/19: $43,762
05/04/20: $21,456
04/01/23: $21,456
05/01/23: $21,456
06/01/23: $21,456 (currently at 0% interest)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
09/01/20: $13,497 (NW after purchase of first home)
09/02/21: $57,319 ($43,822)
09/01/22: $77,432 ($20,113)
04/01/23: $105,349 ($27,917)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
Post by: Avolonte on June 07, 2023, 09:05:05 AM
Never thought to join this thread until now, but it's been inspirational to me to see everyone's progress. I've been keeping monthly numbers since 2021, but will start here with 2023. Hoping to graduate by year end, but it will be tough!
12/31/18 $30,983
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
1/31/23 $187,531
2/28/23 $182,985
3/31/23 $192,219
4/30/23 $199,203
6/5/23 $207,673
Post by: Ensheneer on June 12, 2023, 01:46:47 PM
19th October, 2021 - 200,000 EUR
03rd November, 2021 - 204,755 EUR
01st December, 2021 - 208,169 EUR
01st January, 2022 - 216,661 EUR
12th June, 2023 - 216,830 EUR
Goal: 300,000 EUR in April 2024
Post by: Ensheneer on June 15, 2023, 12:24:15 AM
I'm new to this thread; first time in my life I’m in the 100K club! I just broke $100k. Should take me about 5 years to get to $250k.
This is my net worth which also includes my house along with about $14k of personal property assets.
5/1/2023 $104,000
Congratulations! They say the first 100k is the hardest!
Post by: EchoStache on June 15, 2023, 05:25:15 PM
I left this thread when my net worth exceeded $250k. I have about $100k in home equity and an expensive paid for car. Neither of those contribute to my FI goal, so I've decided only to track my stache and not my net worth in regards to these goal threads.
So here I am:
Net Worth:
01/2020: $30,773
01/2021: $82,262
01/2022: $161,480
10/2022: $236,098
11/2022: $251,665
12/2022: $278,442
03/2023: $297,693
Stache only:
04/2023: $204,532
05/2023: $212,593
$250k goal: August 2023.
I came back to this thread a couple months ago. Moving on a bit quicker than expected.
Stache:
06/15/2023: $256,339
Good luck all, hope to see you in the 250-500 thread soon!
Post by: Ensheneer on June 18, 2023, 12:49:04 PM
I left this thread when my net worth exceeded $250k. I have about $100k in home equity and an expensive paid for car. Neither of those contribute to my FI goal, so I've decided only to track my stache and not my net worth in regards to these goal threads.
So here I am:
Net Worth:
01/2020: $30,773
01/2021: $82,262
01/2022: $161,480
10/2022: $236,098
11/2022: $251,665
12/2022: $278,442
03/2023: $297,693
Stache only:
04/2023: $204,532
05/2023: $212,593
$250k goal: August 2023.
I came back to this thread a couple months ago. Moving on a bit quicker than expected.
Stache:
06/15/2023: $256,339
Good luck all, hope to see you in the 250-500 thread soon!
Congratulations!! Hope to see you there soon.
Post by: Sanitary Stache on June 27, 2023, 11:31:34 AM
6/19/2020 $ 82,681
8/6/2020 $ 89,237
9/2/2020 $ 93,346
10/6/2020 $ 103,450
1/5/2021 $ 114,837
7/2/2021 $ 169,009
9/24/2021 $ 173,134
11/4/2021 $ 182,341
7/19/2022 $ 157,261
9/29/2022 $ 153,313
4/10/2023 $ 188,800
6/27/2023 $ 207,700
I am thinking I'll "graduate" by December.
My "Coast FI" number is 200,000 invested and I am currently at $167,000 invested. I may not move onto the next thread once I hit that Coast FI number.
Post by: Zamboni on June 27, 2023, 11:52:12 AM
Post by: Stubblestache on June 30, 2023, 01:43:57 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Feb 2023 - £110,760
Mar 2023 - £113,114
Apr 2023 - £115,232
May 2023 - £115,679
June 2023 - £119,332
Great to start seeing some proper intermonth movements again. I know, I know, it's better when prices are falling because we can buy more stock, but after a year of that I was getting pretty dispirited!
Post by: Fifo on June 30, 2023, 07:08:21 AM
2017: $6,539
2018: $18,547
2019: $36,489
2020: $61,099
2021: $103,151
| 2022 | 2023 | |
| January | $102,690 | $119,041 |
| February | $105,595 | $124,353 |
| March | $107,269 | $128,884 (+$4,531) |
| April | $108,030 | $132,08 (+$2,933) |
| May | $104,108 | $134,148 (+$2,040) |
| June | $100,594 | $140,664 (+$6,516) |
| July | $101,599 | |
| August | $106,675 | |
| September | $104,663 | |
| October | $110,356 | |
| November | $115,708 | |
| December | $116,633 | |
Was helped a lot by the market this month. I was... more than a little loose with my spending this month. Will try to bring myself back on track in July!
Post by: Ensheneer on July 01, 2023, 07:05:51 AM
After 18 months, finally, a new all-time-high has been reached in our depot!! Yeah!01st July, 2023 - 221,401 EUR
19th October, 2021 - 200,000 EUR
03rd November, 2021 - 204,755 EUR
01st December, 2021 - 208,169 EUR
01st January, 2022 - 216,661 EUR
12th June, 2023 - 216,830 EUR
Goal: 300,000 EUR in April 2024
Post by: RetireOrDieTrying on July 01, 2023, 11:35:19 AM
30-Apr-2023: $160,626 (+ $13,776)
31-May-2023: $171,218 (+$10,592)
30-Jun-2023: $186,218 (+$15,000)
I fully expect July to be an absolute bloodbath, with dental and auto repair looming large.
Post by: peppermint on July 01, 2023, 05:37:34 PM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
04/2023 - $190307.96
06/2023 - $189523.66
07/2023 - $197800.59
I want it over that 200 hump!
Post by: JAYSLOL on July 01, 2023, 11:23:20 PM
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
2023
Jan 1st - $193,000 (+$3,500)
Feb 1st - $201,700 (+$8,700)
Mar 1st - $199,400 (-$2,300)
Apr 1st - $196,100 (-$3,300)
May 1st - $206,400 (+$10,300)
June 1st - $206,400 (+/- $0)
July 1st - $212,400 (+$6,000)
Post by: TyGuy on July 02, 2023, 06:37:10 PM
01/12/19: $43,762
05/04/20: $21,456
04/01/23: $21,456
05/01/23: $21,456
06/01/23: $21,456
07/01/23: $21,456 (currently at 0% interest)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
09/01/20: $13,497 (NW after purchase of first home)
09/02/21: $57,319 ($43,822)
09/01/22: $77,432 ($20,113)
04/01/23: $105,349 ($27,917)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
07/01/23: $126,069 ($13,220)
This was my single best month to date! I went back through my spreadsheet and found my previous highest single month gain to be 10.6K. I was helped in part by the markets, 3 paycheck month, and very low spending in June. I hope to keep up the progress through the next several months, though it is very unlikely that I will top this month!
Post by: Avolonte on July 03, 2023, 10:41:10 AM
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
1/31/23 $187,531
2/28/23 $182,985
3/31/23 $192,219
4/30/23 $199,203
5/31/23 $207,673
6/30/23 $217,473
Wow. In April, I thought hitting $250k by the end of the year was a stretch goal. Now it seems we might hit that early?! Anyway, this is due to DH getting a new job and contributing to retirement plans (none at previous job), and market gains. Keep up the excellent work everyone!
Post by: shrimpwd on July 03, 2023, 09:36:52 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | - | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | - | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | - | - | - |
Market is being nice to us this month.
In other news, my current networth spreadsheet needs a total overhaul... About a quarter of the categories need to be redefined and clustered differently - and I'm not sure how I'm going to track the owner financing...
Post by: Serendip on July 04, 2023, 10:00:56 AM
This was my single best month to date! I went back through my spreadsheet and found my previous highest single month gain to be 10.6K. I was helped in part by the markets, 3 paycheck month, and very low spending in June. I hope to keep up the progress through the next several months, though it is very unlikely that I will top this month!
Congrats--that is indeed an epic month!
Post by: Serendip on July 04, 2023, 10:03:32 AM
May '23 : $102,304
June '23 : $104,200
--just had a month off of work so won't have much savings coming in for July but I stayed within my budgeted amounts for the trips I had so am happy about that. I might still be able to stash away a chunk once I start working again at the end of the week.
Post by: FICurious on July 05, 2023, 06:26:35 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972
Sep 2022: $212,109
Oct 2022: $196,192
Nov 2022: $208,958
Dec 2022: $222,848
Jan 2023: $215,911
Feb 2023: $232,493
Mar 2023: $227,514
Apr 2023: $228,679
May 2023: $229,715
Jun 2023: $227,487
July 2023: $239,754
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: eav on July 05, 2023, 08:36:31 AM
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614
May 2021: $143,399
*spent 15k on a house down payment, my race #'s do not include new-found home equity*
Dec 2021: $155,344
Jan 2022: $159,501
Jan 2023: $190,798
April 2023: $202,034
June 2023: $224,746
July 2023: $237,556
Market is being very kind! Also total NW is now over 250k, however my race is tracking liquid assets.
Post by: mgardner88 on July 05, 2023, 09:05:04 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
This is my 3rd year anniversary of tracking our NW. +$142,000 added in that time. This is a huge amount of money to us. Still alot of stuff i would like to fine tune but most everything is on autopilot now. Hope everyone is having an awesome summer :)
Post by: poetdereves on July 05, 2023, 06:47:12 PM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20 (+$12,074.38)
Post by: bcbaseballman on July 07, 2023, 08:09:13 AM
2018 2019 2020 2021 2022 2023
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251
Gain: 15,245.84 29,783 44,923 55,655 -4,416
6/30: 162,074
Post by: Baguettestache on July 08, 2023, 03:18:38 AM
2022:
January: 191k€
April: 209k€
May: 168k€
June: 175k€
July: 147k€
September: 172k€
October: 160k€
December: 172k€
2023:
january: 195k€
march: 202k€
may: 224k€
july: 244 k€
Close to 250k€ and already above $250k (268 to be exact)!!
Post by: MommyCake on July 18, 2023, 05:23:39 AM
9/4/18 73,600
10/4/18 75,950
11/7/18 75,960
10/7/21 96,760
11/12/21 101,000
6/8/22 119,755
8/9/22 120,000
4/25/23 128,500
7/18/23 139,280
For me, the progress has not been too bad the past 3 months. I just upped my deferred compensation by 2% so hopefully that will help.
Post by: RetireOrDieTrying on July 18, 2023, 06:44:30 AM
12/31/18 $30,983
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
1/31/23 $187,531
2/28/23 $182,985
3/31/23 $192,219
4/30/23 $199,203
5/31/23 $207,673
6/30/23 $217,473
Wow. In April, I thought hitting $250k by the end of the year was a stretch goal. Now it seems we might hit that early?! Anyway, this is due to DH getting a new job and contributing to retirement plans (none at previous job), and market gains. Keep up the excellent work everyone!
You can really see that acceleration in your numbers. That must feel good! :)
Post by: RetireOrDieTrying on July 18, 2023, 06:45:24 AM
2018 2019 2020 2021 2022 2023
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251
Gain: 15,245.84 29,783 44,923 55,655 -4,416
6/30: 162,074
From six grand in the hole to over $160k in 5.5 years. What a turnaround!
Post by: Serendip on July 27, 2023, 09:56:04 AM
May '23 : $102,304
June '23 : $104,200
July '23 : $108,200
Very happy with this month.
I have had such a patchwork summer work-wise that heading upwards (even in spite of that) feels fabulous!
(Some of this came from accounts that I had small amounts in and I transferred them into my tracking ones)
Post by: Avolonte on July 30, 2023, 08:08:05 PM
12/31/18 $30,983
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
1/31/23 $187,531
2/28/23 $182,985
3/31/23 $192,219
4/30/23 $199,203
5/31/23 $207,673
6/30/23 $217,473
7/30/23 $228,522
Yeah, I can hardly believe we are pulling this off, but I am surprised and grateful @RetireOrDieTrying!
Post by: RetireOrDieTrying on July 31, 2023, 03:31:44 PM
31-Mar-2023: $146,850
30-Apr-2023: $160,626 (+ $13,776)
31-May-2023: $171,218 (+$10,592)
30-Jun-2023: $186,218 (+$15,000)
I fully expect July to be an absolute bloodbath, with dental and auto repair looming large.
As expected, July was very challenging, with $11k in dental and $15k of vehicle expense all landing within a 3-week span.
31-Jul-2023: $183,557 (-$2,661)
Post by: shrimpwd on July 31, 2023, 07:52:38 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | - | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | - | - | - |
Maybe I shouldn't include CDs? This is the last large investment I had planned, but this is crazy... I don't feel like a few months was enough time in this race. Also, technically beyond FI and earlier this year I went semi-RE... (starting my own small business, part-time)
If I remove CDs, I'm at 140...
Post by: Stubblestache on August 01, 2023, 02:55:07 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Feb 2023 - £110,760
Mar 2023 - £113,114
Apr 2023 - £115,232
May 2023 - £115,679
June 2023 - £119,332
July 2023 - £124,897
Got a pay rise and my personal investment account rose to over 100k for the first time. Exciting times.
Post by: JAYSLOL on August 01, 2023, 06:36:12 AM
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
2023
Jan 1st - $193,000 (+$3,500)
Feb 1st - $201,700 (+$8,700)
Mar 1st - $199,400 (-$2,300)
Apr 1st - $196,100 (-$3,300)
May 1st - $206,400 (+$10,300)
June 1st - $206,400 (+/- $0)
July 1st - $212,400 (+$6,000)
Aug 1st - $226,000 (+$13,600)
New projections say I might graduate around the end of the year if the market holds up.
Post by: FICurious on August 01, 2023, 07:09:24 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Jan 2023: $215,911
Feb 2023: $232,493
Mar 2023: $227,514
Apr 2023: $228,679
May 2023: $229,715
Jun 2023: $227,487
July 2023: $239,754
Aug 2023: $248,388
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: Ensheneer on August 01, 2023, 07:55:42 AM
03rd November, 2021 - 204,755 EUR
01st December, 2021 - 208,169 EUR
01st January, 2022 - 216,661 EUR
12th June, 2023 - 216,830 EUR
01st July, 2023 - 221,401 EUR
01st Aug, 2023 - 228,991 EUR
Goal: 300,000 EUR in April 2024
The goal was set in 2021 and it seems a little unrealistic at this point, but could still be possible.
Post by: TyGuy on August 01, 2023, 11:01:59 AM
Aug 2023: $248,388
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Looks like you could be graduating next month!! @FICurious
Post by: TyGuy on August 01, 2023, 11:06:41 AM
01/12/19: $43,762
05/04/20: $21,456
04/01/23: $21,456
05/01/23: $21,456
06/01/23: $21,456
07/01/23: $21,456
08/01/23: $21,456 (currently at 0% interest)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
09/01/20: $13,497 (NW after purchase of first home)
09/02/21: $57,319 ($43,822)
09/01/22: $77,432 ($20,113)
04/01/23: $105,349 ($27,917)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
07/01/23: $126,069 ($13,220)
08/01/23: $134,332 ($8,263)
July provided me another month with very little expenses, leading me to another large monthly increase. Looks like my spending will be up in August, but the progress made over the past two months will help propel me forward! Congrats to everyone else making large advances towards the finish line!
Post by: FICurious on August 02, 2023, 10:56:30 AM
Aug 2023: $248,388
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Looks like you could be graduating next month!! @FICurious
Thanks! I've been close before so we'll see. I'm ready to move on for sure.
Post by: eav on August 02, 2023, 01:14:45 PM
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614
May 2021: $143,399
*spent 15k on a house down payment, my race #'s do not include new-found home equity*
Dec 2021: $155,344
Jan 2022: $159,501
Jan 2023: $190,798
April 2023: $202,034
June 2023: $224,746
July 2023: $237,556
August 2023: $247,021
A bit of stock vesting and market craziness. Potentially only one more month here, but we'll see!
Post by: bcbaseballman on August 03, 2023, 08:06:56 AM
2018 2019 2020 2021 2022 2023
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251
Gain: 15,245.84 29,783 44,923 55,655 -4,416
7/30: 167,006
Post by: Baguettestache on August 05, 2023, 02:32:38 AM
January: 191k€
April: 209k€
May: 168k€
June: 175k€
July: 147k€
September: 172k€
October: 160k€
December: 172k€
2023:
january: 195k€
march: 202k€
may: 224k€
july: 244 k€
august: 249k€
I'm 931,5€ away from graduating!!! 😁
Post by: poetdereves on August 06, 2023, 12:49:49 PM
7/1/2022 $104,281.96
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33 (+$12,588.13)
Post by: mgardner88 on August 08, 2023, 08:53:49 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
Hoping to hit 200k next month! How exciting
Post by: lcmac32 on August 16, 2023, 12:25:00 PM
Post by: FrugalFukuoka on August 20, 2023, 06:08:00 AM
Started reading MMM in Dec19, been coming along nicely.
We've got a big move coming up to one of the most expensive locations to live in the world.. but it comes with a pay bump that should cover for the increase in living cost and over time reduce our tax burden. If all goes well I'll be hitting 220k this year, but as I am holding a lot of cash in JPY right now FX is being a big pain in the butt (hence the drop in March just now which is all FX loss :')).
| | 2020 | 2021 | 2022 | 2023 |
|----------|----------|----------|----------|----------|
| January | $35,800 | $72,268 | $113,961 | $168,896 |
| February | $37,608 | $73,771 | $120,440 | $189,374 |
| March | $41,735 | $80,126 | $118,341 | $176,853 |
| April | $41,673 | $81,821 | $125,182 | $149,615 |
| May | $45,178 | $87,008 | $115,157 | $158,254 |
| June | $51,127 | $89,574 | $114,029 | $158,977 |
| July | $53,320 | $92,983 | $104,767 | $163,445 |
| August | $56,781 | $95,877 | $115,084 | |
| September| $61,376 | $101,957 | $163,661 | |
| October | $61,503 | $98,956 | $155,795 | |
| November | $60,956 | $106,875 | $159,137 | |
| December | $66,804 | $112,890 | $167,896 | |
Updated my numbers for June and July. Expecting pending funds to come through in Sep and Nov, which should set us well ahead of where we were last year, which is nice after being stuck at the same numbers for quite a while!
Post by: Serendip on August 28, 2023, 10:29:45 AM
May '23 : $102,304
June '23 : $104,200
July '23 : $108,200
Aug '23 : $107,850
Took three weeks off and was on vacation (spent reasonably by camping, etc but still..) Thankful I didn't drop down further but obviously not the direction I like to see.
Post by: Stubblestache on August 31, 2023, 02:15:49 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Feb 2023 - £110,760
Mar 2023 - £113,114
Apr 2023 - £115,232
May 2023 - £115,679
June 2023 - £119,332
July 2023 - £124,897
Aug 2023 - £124,736
Pretty volatile month in the markets, happy to be flat tbh. It is absolutely wild how much a few % in the S&P now directly correlates to a few thousand pounds movement in my portfolio.
Post by: JAYSLOL on August 31, 2023, 01:44:22 PM
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
2023
Jan 1st - $193,000 (+$3,500)
Feb 1st - $201,700 (+$8,700)
Mar 1st - $199,400 (-$2,300)
Apr 1st - $196,100 (-$3,300)
May 1st - $206,400 (+$10,300)
June 1st - $206,400 (+/- $0)
July 1st - $212,400 (+$6,000)
Aug 1st - $226,000 (+$13,600)
Sept 1st - $228,600 (+$2,600)
Post by: Ensheneer on September 01, 2023, 01:48:41 AM
19th October, 2021 - 200,000 EUR01st September, 2023 - 235,113 EUR
03rd November, 2021 - 204,755 EUR
01st December, 2021 - 208,169 EUR
01st January, 2022 - 216,661 EUR
12th June, 2023 - 216,830 EUR
01st July, 2023 - 221,401 EUR
01st Aug, 2023 - 228,991 EUR
Goal: 300,000 EUR in April 2024
The goal was set in 2021 and it seems a little unrealistic at this point, but could still be possible.
Post by: Ensheneer on September 01, 2023, 02:18:19 AM
Popping back in this thread just to cheer everyone on. This felt like the hardest one to get past for me. You got's this!!!! See you soon in $250-500k thread. At $388,000 in there so it I expect to see a lot of you there before I complete that challenge.Thanks, I appreciate that. Nothing happened in our account for 18 months even though we were contributing every month. It's nice to finally see new highs. See you in 250-500 very soon I hope!
Post by: FICurious on September 01, 2023, 06:03:45 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Jan 2023: $215,911
Feb 2023: $232,493
Mar 2023: $227,514
Apr 2023: $228,679
May 2023: $229,715
Jun 2023: $227,487
July 2023: $239,754
Aug 2023: $248,388
Sep 2023: $239,845
Had some expenses come out for a vacation and down markets. I'll get out of this sub some day, but not this day.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: bcbaseballman on September 01, 2023, 07:23:45 AM
2018 2019 2020 2021 2022 2023
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31:167,006
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251
Gain: 15,245.84 29,783 44,923 55,655 -4,416
8/31: 164,711
Down slightly but nothing to worry about.
Post by: peppermint on September 01, 2023, 10:34:13 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
04/2023 - $190307.96
06/2023 - $189523.66
07/2023 - $197800.59
09/2023 - $197427.93
We had a lot of expenses so will just keep swimming.
Post by: eav on September 01, 2023, 11:14:31 AM
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614
May 2021: $143,399
*spent 15k on a house down payment, my race #'s do not include new-found home equity*
Dec 2021: $155,344
Jan 2022: $159,501
Jan 2023: $190,798
April 2023: $202,034
June 2023: $224,746
July 2023: $237,556
August 2023: $247,021
September 2023: $242,241
So much for one month left, I pre-paid for a surprise Euro vacation for my SO's 30th this month.
Post by: shrimpwd on September 01, 2023, 12:41:22 PM
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| January | $6,455 | - | $14,460 | $34,473 | $77,625 | $107,916 | - | - |
| February | - | - | $14,991 | $36,257 | $83,384 | $114,364 | - | - |
| March | - | - | $14,632 | $38,256 | $85,694 | $112,955 | - | - |
| April | - | $10,960 | $13,884 | $47,021 | $93,539 | $118,460 | - | - |
| May | - | - | $17,011 | $52,533 | $86,952 | $118,924 | - | - |
| June | - | - | $19,255 | $54,094 | $89,131 | $226,232 | - | - |
| July | - | - | $20,358 | $55,927 | $83,281 | $234,961 | - | - |
| August | - | - | $21,993 | $58,821 | $101,031 | $290,312 | - | - |
| September | - | - | $23,312 | $67,274 | $100,303 | $288,681 | - | - |
| October | - | - | $24,777 | $67,897 | $93,821 | - | - | - |
| November | - | $13,466 | $26,407 | $72,781 | $104,050 | - | - | - |
| December | $9,518 | - | $30,697 | $73,730 | $109,646 | - | - | - |
Small downward trend in the markets. NW is back to where it was 2 months ago. Not bad, when not making money.
Post by: TyGuy on September 01, 2023, 08:23:22 PM
01/12/19: $43,762
05/04/20: $21,456
04/01/23: $21,456
05/01/23: $21,456
06/01/23: $21,456
07/01/23: $21,456
08/01/23: $21,456
09/01/23: $21,456
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
09/01/20: $13,497 (NW after purchase of first home)
09/02/21: $57,319 ($43,822)
09/01/22: $77,432 ($20,113)
04/01/23: $105,349 ($27,917)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
07/01/23: $126,069 ($13,220)
08/01/23: $134,332 ($8,263)
09/01/23: $133,481 (-$851)
Happy to be nearly flat on the month. September should be a high savings month for me!
Post by: mgardner88 on September 06, 2023, 08:25:42 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
Bumpy
Post by: poetdereves on September 06, 2023, 09:17:58 AM
7/1/2022 $104,281.96
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06 (+$4680.73)
Post by: TerrierTown on September 07, 2023, 05:37:32 AM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901)
20 May 2022 NW £114,875 (- £276)
27 Jun 2022 NW £115,682 (+£807)
17 Jul 2022 NW £118,831 (+ £3,149) - lots of sign up offers this month added a lot to net worth
16 Aug 2022 NW £122,949 (+ £4,118) - lots of sign up offers th07is month added a lot to net worth
25 Oct 2022 NW £126,121 (+ £3,172)
01 Dec 2022 NW £128,399 (+ £2,278)
01 Feb 2023 NW £125,445 (- £2,954) - wedding and visa applications costs
17 Feb 2023 NW £128,445 (+£3,000)
07 Sep 2023 NW £150,941 (+22,496) - Thanks mostly to £20K increase in property value.
Post by: Avolonte on September 11, 2023, 07:04:14 AM
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
1/31/23 $187,531
2/28/23 $182,985
3/31/23 $192,219
4/30/23 $199,203
5/31/23 $207,673
6/30/23 $217,473
7/31/23 $228,522
8/31/23 $230,117 - Spendy month! Back at it.
Post by: Stubblestache on September 29, 2023, 02:07:55 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Feb 2023 - £110,760
Mar 2023 - £113,114
Apr 2023 - £115,232
May 2023 - £115,679
June 2023 - £119,332
July 2023 - £124,897
Aug 2023 - £124,736
Sept 2023 - £124,650
Going to have to start cutting back investment level temporarily because of a change in work circumstances. Rubbish.
Post by: peppermint on October 01, 2023, 09:54:29 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
04/2023 - $190307.96
06/2023 - $189523.66
07/2023 - $197800.59
09/2023 - $197427.93
10/2023 - $192227.32
Post by: Baguettestache on October 01, 2023, 12:29:32 PM
2022:
January: 191k€
April: 209k€
May: 168k€
June: 175k€
July: 147k€
September: 172k€
October: 160k€
December: 172k€
2023:
january: 195k€
march: 202k€
may: 224k€
july: 244 k€
august: 249k€
I'm 931,5€ away from graduating!!! 😁
Graduated!! 😁
253k in end of September!
Post by: bcbaseballman on October 02, 2023, 07:18:11 AM
2018 2019 2020 2021 2022 2023
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251
Gain: 15,245.84 29,783 44,923 55,655 -4,416
9/30: 159,407
Post by: TyGuy on October 02, 2023, 04:57:28 PM
01/12/19: $43,762
05/04/20: $21,456
09/01/23: $21,456
10/01/23: $21,456
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
09/01/20: $13,497 (NW after purchase of first home)
09/02/21: $57,319 ($43,822)
09/01/22: $77,432 ($20,113)
04/01/23: $105,349 ($27,917)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
07/01/23: $126,069 ($13,220)
08/01/23: $134,332 ($8,263)
09/01/23: $133,481 (-$851)
10/01/23: $129,935 (-$3,546)
Post by: FICurious on October 03, 2023, 06:18:51 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Jan 2023: $215,911
Feb 2023: $232,493
Mar 2023: $227,514
Apr 2023: $228,679
May 2023: $229,715
Jun 2023: $227,487
July 2023: $239,754
Aug 2023: $248,388
Sep 2023: $239,845
Oct 2023: $231,295
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: Serendip on October 03, 2023, 10:44:14 AM
April '23 : $100,655
May '23 : $102,304
June '23 : $104,200
July '23 : $108,200
Aug '23 : $107,850
Sept '23: $105,270
Things will turn around-- investments went down but also had a few big expenditures.
Looking forward to seeing numbers climbing by next months update.
Post by: mgardner88 on October 04, 2023, 08:28:05 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
Post by: poetdereves on October 05, 2023, 09:24:50 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/102023 $188,633.94 (-$3,546.12)
Post by: JAYSLOL on October 11, 2023, 10:20:32 AM
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
2023
Jan 1st - $193,000 (+$3,500)
Feb 1st - $201,700 (+$8,700)
Mar 1st - $199,400 (-$2,300)
Apr 1st - $196,100 (-$3,300)
May 1st - $206,400 (+$10,300)
June 1st - $206,400 (+/- $0)
July 1st - $212,400 (+$6,000)
Aug 1st - $226,000 (+$13,600)
Sept 1st - $228,600 (+$2,600)
Oct 1st - $220,400 (-$8,200)
For some reason I wasn’t excited to update this back on Oct 1st. Ouch. It’s bumped back up a bit in the last week though. I guess I’m getting to the stage where 3-4% drops feel more brutal than they really are
Post by: Rimu05 on October 15, 2023, 02:49:52 PM
Until the markets stablized, I'll probably be inbetween this thread and the race to 100K
JAN 2022: 40,699.37
MAR 2022: 87,840.41
JUN 2022: 86,153.42
AUG 2022: 100,611.5
JAN 2023: 109,070.31
Oct 2023: 147,632.73
Been a ridiculously spendy 12 months for me. Planning to challenge no buy for 6 months.
Post by: Stubblestache on October 31, 2023, 03:40:02 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Feb 2023 - £110,760
Mar 2023 - £113,114
Apr 2023 - £115,232
May 2023 - £115,679
June 2023 - £119,332
July 2023 - £124,897
Aug 2023 - £124,736
Sept 2023 - £124,650
Oct 2023 - £121,285
These equity drops have been brutal and have coincided perfectly with me not being able to invest as much a month because of a change in work sitch. Bastards!
Post by: FICurious on November 01, 2023, 06:04:08 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Jan 2023: $215,911
Feb 2023: $232,493
Mar 2023: $227,514
Apr 2023: $228,679
May 2023: $229,715
Jun 2023: $227,487
July 2023: $239,754
Aug 2023: $248,388
Sep 2023: $239,845
Oct 2023: $231,295
November 2023: $224,308
I used to enjoy doing these updates.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: bcbaseballman on November 01, 2023, 07:30:32 AM
2018 2019 2020 2021 2022 2023
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251
Gain: 15,245.84 29,783 44,923 55,655 -4,416
10/31: 157,578
Markets strike again. I just keep telling myself that it has to eventually go back up again.
Post by: eav on November 01, 2023, 09:37:19 AM
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614
May 2021: $143,399
*spent 15k on a house down payment, my race #'s do not include new-found home equity*
Dec 2021: $155,344
Jan 2022: $159,501
Jan 2023: $190,798
April 2023: $202,034
June 2023: $224,746
July 2023: $237,556
August 2023: $247,021
September 2023: $242,241
October 2023: $234,328
November 2023: $243,383
We'll see what the market holds next month! Planning a trip overseas and cash flowing a wedding is really putting a damper on this race LOL
Post by: peppermint on November 01, 2023, 10:21:42 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
04/2023 - $190307.96
06/2023 - $189523.66
07/2023 - $197800.59
09/2023 - $197427.93
10/2023 - $192227.32
11/2023 - $191223.48
Post by: JAYSLOL on November 01, 2023, 05:54:56 PM
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
2023
Jan 1st - $193,000 (+$3,500)
Feb 1st - $201,700 (+$8,700)
Mar 1st - $199,400 (-$2,300)
Apr 1st - $196,100 (-$3,300)
May 1st - $206,400 (+$10,300)
June 1st - $206,400 (+/- $0)
July 1st - $212,400 (+$6,000)
Aug 1st - $226,000 (+$13,600)
Sept 1st - $228,600 (+$2,600)
Oct 1st - $220,400 (-$8,200)
Nov 1st - $228,700 (+$8,300)
Most of this gain was a change in tracking accounts and now including about $5k I had on the sidelines I hadn’t been including for some reason.
Post by: TyGuy on November 04, 2023, 01:36:13 PM
01/12/19: $43,762
05/04/20: $21,456
09/01/23: $21,456
10/01/23: $21,456
11/01/23: $21,601 (Will be forgiven in ~5 years, paying the minimum)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
09/01/20: $13,497 (NW after purchase of first home)
09/02/21: $57,319 ($43,822)
09/01/22: $77,432 ($20,113)
04/01/23: $105,349 ($27,917)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
07/01/23: $126,069 ($13,220)
08/01/23: $134,332 ($8,263)
09/01/23: $133,481 (-$851)
10/01/23: $129,935 (-$3,546)
11/01/23: $130,515 ($580)
Happy to be moving forward again! Since the first day of the month, I am already up $8,000 due to market swings and an additional paycheck. November may be a very good month if things continue this way!
Post by: Serendip on November 04, 2023, 06:38:39 PM
April '23 : $100,655
May '23 : $102,304
June '23 : $104,200
July '23 : $108,200
Aug '23 : $107,850
Sept '23: $105,270
Oct '23: $106,800
Had some big costs last month (we adopted a dog!) but still managed to save a bit so am pleased with that.
Post by: mgardner88 on November 06, 2023, 05:32:38 PM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
So close to 200k i can taste it! Seems like its been dangling just out of reach for months....
Post by: poetdereves on November 06, 2023, 06:59:30 PM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37 (+$13,435.43)
Post by: Avolonte on November 10, 2023, 09:23:31 PM
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
1/31/23 $187,531
2/28/23 $182,985
3/31/23 $192,219
4/30/23 $199,203
5/31/23 $207,673
6/30/23 $217,473
7/31/23 $228,522
8/31/23 $230,117
9/30/23 $222,778
10/31/23 $219,563
We overspent on vacation and retirement accounts are down, but we are back at it!
Post by: Ensheneer on November 23, 2023, 04:58:01 AM
03rd November, 2021 - 204,755 EUR
01st December, 2021 - 208,169 EUR
01st January, 2022 - 216,661 EUR
12th June, 2023 - 216,830 EUR
01st July, 2023 - 221,401 EUR
01st Aug, 2023 - 228,991 EUR
01st September, 2023 - 235,113 EUR
22nd November, 2023 - 238,054 EUR
Finally, a new daily high!
Post by: JAYSLOL on November 24, 2023, 07:26:32 AM
Post by: DieHard_772 on November 24, 2023, 09:17:32 AM
I realize there is no point in comparing myself, but I'm only human, so there you go.
Meanwhile, we continue making progress:
1/28/21 - $79,429
2/28/21 - $83,727
3/28/21 - $88,303
4/28/21 - $91,120
5/28/21 - $93,394
6/28/21 - $96,779
7/28/21 - $99,024
8/28/21 - $101,830
9/28/21 - $102,641
10/28/21 - $103,926
11/28/21 - $102,885
12/28/21 - $104,673
1/28/22 - $104,762
2/28/22 - $103,300
3/28/22 - $105,700
4/28/22 - $102,853
5/28/22 - $103,282
6/28/22 - $100,458
7/28/22 - $105,046
8/28/22 - $109,546
9/28/22 - $106,293
10/28/22 - $110,186
11/28/22 - $114,523
12/29/22 - $115,943
1/28/23 - $126,226
3/2/23 - $129,906
3/28/23 - $127,530
4/28/23 - $134,145
5/28/23 - $135,861
6/28/23 - $141,030
7/28/23 - $156,490
8/28/23 - $155,956
9/28/23 - $155,866
10/28/23- $154,276
11/24/23 - $164,319
$50k in one year!
Post by: DieHard_772 on November 24, 2023, 09:20:21 AM
19th October, 2021 - 200,000 EUR
03rd November, 2021 - 204,755 EUR
01st December, 2021 - 208,169 EUR
01st January, 2022 - 216,661 EUR
12th June, 2023 - 216,830 EUR
01st July, 2023 - 221,401 EUR
01st Aug, 2023 - 228,991 EUR
01st September, 2023 - 235,113 EUR
22nd November, 2023 - 238,054 EUR
Finally, a new daily high!
Way to stick with it, @Ensheneer
Post by: DieHard_772 on November 24, 2023, 09:20:48 AM
Just touched $250k, if it sticks for Nov 1 I’ll consider myself graduated.
Nice job @JAYSLOL
Post by: DieHard_772 on November 24, 2023, 09:21:52 AM
12/31/18 $30,983
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
1/31/23 $187,531
2/28/23 $182,985
3/31/23 $192,219
4/30/23 $199,203
5/31/23 $207,673
6/30/23 $217,473
7/31/23 $228,522
8/31/23 $230,117
9/30/23 $222,778
10/31/23 $219,563
We overspent on vacation and retirement accounts are down, but we are back at it!
Nearly $200k in under 5 years. Incredible! @Avolonte
Post by: halfling on November 24, 2023, 08:33:46 PM
Post by: JAYSLOL on November 24, 2023, 11:11:26 PM
I recall hitting $100K NW in ~February 2021. Now late 2023 and somehow, as if by magic, at... $249,453! Grrrr! :D
So close!! We are neck and neck, took you less than half the time to go from 100-250 than me, so well done!
Post by: halfling on November 25, 2023, 12:51:11 PM
I recall hitting $100K NW in ~February 2021. Now late 2023 and somehow, as if by magic, at... $249,453! Grrrr! :D
So close!! We are neck and neck, took you less than half the time to go from 100-250 than me, so well done!
Congratulations!! I got a raise last year and a new 401K matching scheme that really helped out.
Post by: Sanitary Stache on November 28, 2023, 11:07:25 AM
6/19/2020 $ 82,681
8/6/2020 $ 89,237
9/2/2020 $ 93,346
10/6/2020 $ 103,450
1/5/2021 $ 114,837
7/2/2021 $ 169,009
9/24/2021 $ 173,134
11/4/2021 $ 182,341
7/19/2022 $ 157,261
9/29/2022 $ 153,313
4/10/2023 $ 188,800
11/28/2023 $ 248,877
This is cash and investments. Investments are at $202,965. The cash is EF, savings for roof replacement, and other sinking funds. I am surprised at how high this number has gotten, but it will go down as we spend the cash, so I am not thinking I'll be leaving the thread for quite a few more months.
Post by: Stubblestache on November 30, 2023, 03:47:12 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Feb 2023 - £110,760
Mar 2023 - £113,114
Apr 2023 - £115,232
May 2023 - £115,679
June 2023 - £119,332
July 2023 - £124,897
Aug 2023 - £124,736
Sept 2023 - £124,650
Oct 2023 - £121,285
Nov 2023 £128,190
Post by: MommyCake on November 30, 2023, 05:33:40 AM
9/4/18 73,600
10/4/18 75,950
11/7/18 75,960
10/7/21 96,760
11/12/21 101,000
6/8/22 119,755
8/9/22 120,000
4/25/23 128,500
7/18/23 139,280
11/30/23 146,900
still slowly plodding along.
Post by: Trifle on November 30, 2023, 07:04:52 AM
still slowly plodding along.
You're doing great @MommyCake. You've got this!
Seriously everyone -- I think this Race is the hardest of them all psychologically. The gains feel slow, and the dips feel big. You're all doing a great job. Just gotta keep on.
Post by: mgardner88 on November 30, 2023, 11:08:16 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
Finally over that 200k mark. slow process, not just because of the markets but because we have slowed contributions. Hoping to graduate this thread by the end of the year. Great job everyone!
Post by: Avolonte on November 30, 2023, 08:42:23 PM
12/31/18 $30,983
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
1/31/23 $187,531
2/28/23 $182,985
3/31/23 $192,219
4/30/23 $199,203
5/31/23 $207,673
6/30/23 $217,473
7/31/23 $228,522
8/31/23 $230,117
9/30/23 $222,778
10/31/23 $219,563
We overspent on vacation and retirement accounts are down, but we are back at it!
11/30/23 $247,386
Wow--what?! I have no idea how this happened, but I'll take it. I think this is just market fluctuations; we didn't do anything special this month. Thanks to everyone for the encouragement. We can all do this!
Post by: FrugalFukuoka on November 30, 2023, 09:32:50 PM
Started reading MMM in Dec19, been coming along nicely.
We've got a big move coming up to one of the most expensive locations to live in the world.. but it comes with a pay bump that should cover for the increase in living cost and over time reduce our tax burden. If all goes well I'll be hitting 220k this year, but as I am holding a lot of cash in JPY right now FX is being a big pain in the butt (hence the drop in March just now which is all FX loss :')).
| | 2020 | 2021 | 2022 | 2023 |
|----------|----------|----------|----------|----------|
| January | $35,800 | $72,268 | $113,961 | $168,896 |
| February | $37,608 | $73,771 | $120,440 | $189,374 |
| March | $41,735 | $80,126 | $118,341 | $176,853 |
| April | $41,673 | $81,821 | $125,182 | $149,615 |
| May | $45,178 | $87,008 | $115,157 | $158,254 |
| June | $51,127 | $89,574 | $114,029 | $158,977 |
| July | $53,320 | $92,983 | $104,767 | $163,445 |
| August | $56,781 | $95,877 | $115,084 | $165,270 |
| September| $61,376 | $101,957 | $163,661 | $179,853 |
| October | $61,503 | $98,956 | $155,795 | $173,014 |
| November | $60,956 | $106,875 | $159,137 | $208,899 |
| December | $66,804 | $112,890 | $167,896 | |
Updated my numbers for Aug to Nov. Finally over the 200k mark! Big one for us, and feels good to reach it after this year.
Post by: FICurious on December 01, 2023, 06:11:14 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Jan 2023: $215,911
Feb 2023: $232,493
Mar 2023: $227,514
Apr 2023: $228,679
May 2023: $229,715
Jun 2023: $227,487
July 2023: $239,754
Aug 2023: $248,388
Sep 2023: $239,845
Oct 2023: $231,295
Nov 2023: $224,308
Dec 2023: $243,129
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: JAYSLOL on December 01, 2023, 07:58:36 AM
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100 (-$6100)
Aug 1st - $166,900 (+$7800)
Sept 1st -$166,500 (-$400)
Oct 1st - $166,600 (+$100)
Nov 1st - $176,700 (+$10,100)
Dec 1st - $189,500 (+$12,800)
2023
Jan 1st - $193,000 (+$3,500)
Feb 1st - $201,700 (+$8,700)
Mar 1st - $199,400 (-$2,300)
Apr 1st - $196,100 (-$3,300)
May 1st - $206,400 (+$10,300)
June 1st - $206,400 (+/- $0)
July 1st - $212,400 (+$6,000)
Aug 1st - $226,000 (+$13,600)
Sept 1st - $228,600 (+$2,600)
Oct 1st - $220,400 (-$8,200)
Nov 1st - $228,700 (+$8,300)
Dec 1st - $251,000 (+$22,300)
Crazy month, I’m going to consider myself graduated, after 4 years and 3 months it was quite the ride to get here. I know there’s a good chance the market can swing be back here at a moments notice, but hopefully I’ll continue the steady beat upwards. See you in the next one.
Post by: peppermint on December 01, 2023, 08:38:10 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
04/2023 - $190307.96
06/2023 - $189523.66
07/2023 - $197800.59
09/2023 - $197427.93
10/2023 - $192227.32
11/2023 - $191223.48
12/2023 - $201869.96
Post by: bcbaseballman on December 01, 2023, 08:58:08 AM
2018 2019 2020 2021 2022 2023
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251
Gain: 15,245.84 29,783 44,923 55,655 -4,416
11/30: 168,012
Post by: TyGuy on December 01, 2023, 10:46:38 AM
01/12/19: $43,762
05/04/20: $21,456
09/01/23: $21,456
10/01/23: $21,456
11/01/23: $21,601
12/01/23: $21,536 (Will be forgiven in ~5 years, paying the minimum)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
09/01/20: $13,497 (NW after purchase of first home)
09/02/21: $57,319 ($43,822)
09/01/22: $77,432 ($20,113)
04/01/23: $105,349 ($27,917)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
07/01/23: $126,069 ($13,220)
08/01/23: $134,332 ($8,263)
09/01/23: $133,481 (-$851)
10/01/23: $129,935 (-$3,546)
11/01/23: $130,515 ($580)
12/01/23: $143,548 ($13,033)
November was nearly my largest single month gain. I did not invest as much as I normally do in November but I expect to make up for it in December with a 3 paycheck month. Nice to see everyone else making significant progress forward!
Post by: eav on December 01, 2023, 02:26:42 PM
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614
May 2021: $143,399
*spent 15k on a house down payment, my race #'s do not include new-found home equity*
Dec 2021: $155,344
Jan 2022: $159,501
Jan 2023: $190,798
April 2023: $202,034
June 2023: $224,746
July 2023: $237,556
August 2023: $247,021
September 2023: $242,241
October 2023: $234,328
November 2023: $243,383
December 2023: $263,244
Can't really believe the upswing this month, but I've graduated! Took 3 years to go from 100k to 250k in liquid assets.
Post by: Trifle on December 02, 2023, 11:16:57 AM
Post by: FrugalFukuoka on December 03, 2023, 12:31:26 AM
Congratulations @JAYSLOL and @eav !!
Second that! Amazing milestone.
Post by: poetdereves on December 04, 2023, 07:41:27 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68 (+$7,617.31)
Post by: Stubblestache on December 22, 2023, 02:39:01 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Feb 2023 - £110,760
Mar 2023 - £113,114
Apr 2023 - £115,232
May 2023 - £115,679
June 2023 - £119,332
July 2023 - £124,897
Aug 2023 - £124,736
Sept 2023 - £124,650
Oct 2023 - £121,285
Nov 2023 £128,190
Dec 2023 £134,519
End of year wrap up... drum rolllllllll please
Jan 2023 - £109,683
Dec 2022 - £134,519
- Annual gain 2023 £24,836
It's been a funny old year for this race. I've had some major new unavoidable expenses and have had to put in just cursory amounts some months, but it's good to see that even with that slow and steady approach, I've managed to squirrel away 25 grand over the year. The biggest help has been my employer matched contributions at 10%. Can't go too wrong if I'm putting away 20% of my wages every month before my paycheck even lands...
Some quick napkin maths tells me if I stick to this rate I can expect to be in the next race within five years (4.64 years to be precise).
Merry Christmas and a prosperous, Happy New Year fellow Mustachians!
Post by: DieHard_772 on December 23, 2023, 02:43:25 PM
Started reading MMM in Dec19, been coming along nicely.
We've got a big move coming up to one of the most expensive locations to live in the world.. but it comes with a pay bump that should cover for the increase in living cost and over time reduce our tax burden. If all goes well I'll be hitting 220k this year, but as I am holding a lot of cash in JPY right now FX is being a big pain in the butt (hence the drop in March just now which is all FX loss :')).
| | 2020 | 2021 | 2022 | 2023 |
|----------|----------|----------|----------|----------|
| January | $35,800 | $72,268 | $113,961 | $168,896 |
| February | $37,608 | $73,771 | $120,440 | $189,374 |
| March | $41,735 | $80,126 | $118,341 | $176,853 |
| April | $41,673 | $81,821 | $125,182 | $149,615 |
| May | $45,178 | $87,008 | $115,157 | $158,254 |
| June | $51,127 | $89,574 | $114,029 | $158,977 |
| July | $53,320 | $92,983 | $104,767 | $163,445 |
| August | $56,781 | $95,877 | $115,084 | $165,270 |
| September| $61,376 | $101,957 | $163,661 | $179,853 |
| October | $61,503 | $98,956 | $155,795 | $173,014 |
| November | $60,956 | $106,875 | $159,137 | $208,899 |
| December | $66,804 | $112,890 | $167,896 | |
Updated my numbers for Aug to Nov. Finally over the 200k mark! Big one for us, and feels good to reach it after this year.
@FrugalFukuoka Hell yeah. Way to go
Post by: DieHard_772 on December 23, 2023, 02:44:29 PM
January 2021: $115,301
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614
May 2021: $143,399
*spent 15k on a house down payment, my race #'s do not include new-found home equity*
Dec 2021: $155,344
Jan 2022: $159,501
Jan 2023: $190,798
April 2023: $202,034
June 2023: $224,746
July 2023: $237,556
August 2023: $247,021
September 2023: $242,241
October 2023: $234,328
November 2023: $243,383
December 2023: $263,244
Can't really believe the upswing this month, but I've graduated! Took 3 years to go from 100k to 250k in liquid assets.
Bravo! @eav
Post by: Serendip on December 24, 2023, 09:33:04 AM
Just touched $250k, if it sticks for Dec 1 I’ll consider myself graduated.
Congrats! Hope it stuck and that you are entering the new year in a new challenge :)
Post by: Serendip on December 24, 2023, 09:36:37 AM
April '23 : $100,655
May '23 : $102,304
June '23 : $104,200
July '23 : $108,200
Aug '23 : $107,850
Sept '23: $105,270
Oct '23: $106,800
Dec '23: $110,000
A very strange year financially, I did not have the progress anticipated but instead had a few life-altering experiences, was outdoors in nature a huge amount, did not work that much and adopted a dog. So it was just a different year than I expected.
Wishing you all a bright start to 2024 and congrats to everyone who graduated or had some positive moments throughout the year.
Post by: DieHard_772 on December 25, 2023, 12:54:13 PM
A very strange year financially, I did not have the progress anticipated but instead had a few life-altering experiences, was outdoors in nature a huge amount, did not work that much and adopted a dog. So it was just a different year than I expected.
Wishing you all a bright start to 2024 and congrats to everyone who graduated or had some positive moments throughout the year.
Adopted a dog? Spent time outdoors? Sounds pleasant. @Serendip
Post by: Serendip on December 29, 2023, 11:16:21 AM
A very strange year financially, I did not have the progress anticipated but instead had a few life-altering experiences, was outdoors in nature a huge amount, did not work that much and adopted a dog. So it was just a different year than I expected.
Wishing you all a bright start to 2024 and congrats to everyone who graduated or had some positive moments throughout the year.
Adopted a dog? Spent time outdoors? Sounds pleasant. @Serendip
Very true @DieHard_772 --I honestly can't complain!
Post by: DieHard_772 on December 29, 2023, 01:05:01 PM
1/28/21 - $79,429
2/28/21 - $83,727
3/28/21 - $88,303
4/28/21 - $91,120
5/28/21 - $93,394
6/28/21 - $96,779
7/28/21 - $99,024
8/28/21 - $101,830
9/28/21 - $102,641
10/28/21 - $103,926
11/28/21 - $102,885
12/28/21 - $104,673
1/28/22 - $104,762
2/28/22 - $103,300
3/28/22 - $105,700
4/28/22 - $102,853
5/28/22 - $103,282
6/28/22 - $100,458
7/28/22 - $105,046
8/28/22 - $109,546
9/28/22 - $106,293
10/28/22 - $110,186
11/28/22 - $114,523
12/29/22 - $115,943
1/28/23 - $126,226
3/2/23 - $129,906
3/28/23 - $127,530
4/28/23 - $134,145
5/28/23 - $135,861
6/28/23 - $141,030
7/28/23 - $156,490
8/28/23 - $155,956
9/28/23 - $155,866
10/28/23- $154,276
11/28/23 - $166,065
12/28/23 - $175,922
We are approaching $100k NW growth in three years, which is rad.
Our NW over that time reflects the various markets of the past three years: the up market in 2021, which helped our NW; the bear market in 2022, in which NW didn't change all that much; then the bull market this year, in which NW shot up 40%.
The volatility is the price of long-term investing success!
So proud of us for sticking it out.
Post by: DieHard_772 on December 29, 2023, 01:06:46 PM
A very strange year financially, I did not have the progress anticipated but instead had a few life-altering experiences, was outdoors in nature a huge amount, did not work that much and adopted a dog. So it was just a different year than I expected.
Wishing you all a bright start to 2024 and congrats to everyone who graduated or had some positive moments throughout the year.
Adopted a dog? Spent time outdoors? Sounds pleasant. @Serendip
Very true @DieHard_772 --I honestly can't complain!
@Serendip No need! Some years will be more about net worth growth. Some will be about other things. For myself, I ran across the Golden Gate Bridge twice this year... that's my 2023 claim to fame! (though our growth of NW also doesn't hurt)
Post by: FrugalFukuoka on December 29, 2023, 07:09:36 PM
Started reading MMM in Dec19, been coming along nicely.
We've got a big move coming up to one of the most expensive locations to live in the world.. but it comes with a pay bump that should cover for the increase in living cost and over time reduce our tax burden. If all goes well I'll be hitting 220k this year, but as I am holding a lot of cash in JPY right now FX is being a big pain in the butt (hence the drop in March just now which is all FX loss :')).
| | 2020 | 2021 | 2022 | 2023 |
|----------|----------|----------|----------|----------|
| January | $35,800 | $72,268 | $113,961 | $168,896 |
| February | $37,608 | $73,771 | $120,440 | $189,374 |
| March | $41,735 | $80,126 | $118,341 | $176,853 |
| April | $41,673 | $81,821 | $125,182 | $149,615 |
| May | $45,178 | $87,008 | $115,157 | $158,254 |
| June | $51,127 | $89,574 | $114,029 | $158,977 |
| July | $53,320 | $92,983 | $104,767 | $163,445 |
| August | $56,781 | $95,877 | $115,084 | $165,270 |
| September| $61,376 | $101,957 | $163,661 | $179,853 |
| October | $61,503 | $98,956 | $155,795 | $173,014 |
| November | $60,956 | $106,875 | $159,137 | $208,899 |
| December | $66,804 | $112,890 | $167,896 | $219,415 |
Updated my numbers for Aug to Nov. Finally over the 200k mark! Big one for us, and feels good to reach it after this year.
@FrugalFukuoka Hell yeah. Way to go
Thanks!
I added my December numbers now too, somehow I ended up hitting my target number of 220k with only 600USD short. Thanks to the stock market, and we'll see how that works out for the coming year, but if it stays flat I'll be graduating this thread in 2024!
Post by: FrugalFukuoka on December 29, 2023, 07:11:28 PM
1/28/21 - $79,429
2/28/21 - $83,727
3/28/21 - $88,303
4/28/21 - $91,120
5/28/21 - $93,394
6/28/21 - $96,779
7/28/21 - $99,024
8/28/21 - $101,830
9/28/21 - $102,641
10/28/21 - $103,926
11/28/21 - $102,885
12/28/21 - $104,673
1/28/22 - $104,762
2/28/22 - $103,300
3/28/22 - $105,700
4/28/22 - $102,853
5/28/22 - $103,282
6/28/22 - $100,458
7/28/22 - $105,046
8/28/22 - $109,546
9/28/22 - $106,293
10/28/22 - $110,186
11/28/22 - $114,523
12/29/22 - $115,943
1/28/23 - $126,226
3/2/23 - $129,906
3/28/23 - $127,530
4/28/23 - $134,145
5/28/23 - $135,861
6/28/23 - $141,030
7/28/23 - $156,490
8/28/23 - $155,956
9/28/23 - $155,866
10/28/23- $154,276
11/28/23 - $166,065
12/28/23 - $175,922
We are approaching $100k NW growth in three years, which is rad.
Our NW over that time reflects the various markets of the past three years: the up market in 2021, which helped our NW; the bear market in 2022, in which NW didn't change all that much; then the bull market this year, in which NW shot up 40%.
The volatility is the price of long-term investing success!
So proud of us for sticking it out.
Nice work! And right you are, sticking it out sounds easier then it is, so great job sticking it out!
Post by: JAYSLOL on December 30, 2023, 07:42:18 AM
Just touched $250k, if it sticks for Dec 1 I’ll consider myself graduated.
Congrats! Hope it stuck and that you are entering the new year in a new challenge :)
Thanks! I managed to stay above 250, and I’ll be hitting the new year hard with some ambitious savings goals. Despite NW going up faster than ever, it was a bit of a lax year for savings compared to 2022, so I need to refocus on that
Post by: DieHard_772 on December 30, 2023, 12:17:17 PM
We are approaching $100k NW growth in three years, which is rad.
Our NW over that time reflects the various markets of the past three years: the up market in 2021, which helped our NW; the bear market in 2022, in which NW didn't change all that much; then the bull market this year, in which NW shot up 40%.
The volatility is the price of long-term investing success!
So proud of us for sticking it out.
Nice work! And right you are, sticking it out sounds easier then it is, so great job sticking it out!
Many thanks @FrugalFukuoka
Post by: Tyson on December 30, 2023, 04:22:36 PM
Sept 2015 - $125k
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Nov 2018 - $95k
Sept 2019 - $126k
Sept 2020 - $164k
Sept 2021 - $214k
Sept 2022 - $205k
Today - $283k
I'm out! See you all in the 250k to 500k thread!
Post by: Avolonte on December 30, 2023, 05:47:32 PM
12/31/19 $32,929
12/31/20 $78,996
12/31/21 $135,973
12/31/22 $166,864
1/31/23 $187,531
2/28/23 $182,985
3/31/23 $192,219
4/30/23 $199,203
5/31/23 $207,673
6/30/23 $217,473
7/31/23 $228,522
8/31/23 $230,117
9/30/23 $222,778
10/31/23 $219,563
11/30/23 $247,386
12/31/23 $259,121
We've graduated! When I started to post here in the spring, I thought it would take at least a year to make it to $250k. We did save a lot, but also the market has been kind to us :)
I'll see you all in the next thread--hopefully sooner than you think!
Post by: FrugalFukuoka on December 30, 2023, 06:23:02 PM
Post by: Fifo on December 31, 2023, 10:32:10 AM
2017: $6,539
2018: $18,547
2019: $36,489
2020: $61,099
2021: $103,151
| 2022 | 2023 | |
| January | $102,690 | $119,041 |
| February | $105,595 | $124,353 |
| March | $107,269 | $128,884 (+$4,531) |
| April | $108,030 | $132,08 (+$2,933) |
| May | $104,108 | $134,148 (+$2,040) |
| June | $100,594 | $140,664 (+$6,516) |
| July | $101,599 | $145,998 (+$5,333) |
| August | $106,675 | $147,306 (+$1,308) |
| September | $104,663 | $147,883 (+$576) |
| October | $110,356 | $144,980 (-$2,903) |
| November | $115,708 | $153,486 (+$8,505) |
| December | $116,633 | $160,620 (+$7,134) |
The market is been amazingly kind the last two months - DCA-ing low for the past 2-3 years, but seeing the boost on my investments in the last two months has also felt great!
Great job, everybody! Proud of all of us for working towards our goals!!
Post by: Feivel2000 on December 31, 2023, 12:18:22 PM
166.635 €
+ 5.433 €
+ 5.433 €
Y2Y my net worth increased by 36.079 €. I am very happy with that result.
I ended the year with an 30% savings rate. A step down from the 40% last year, but definitely okay. The one month with -100% was pulling it down. But it happened.
I missed a few months... over half a year. Well, my son was born, I think that's an acceptable excuse.
My projection is that I finish next year with 200.000 € and that I will graduate in March 2026 to the next thread. My goals will be more about my savings rate, since I can't control the market ;-).
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | |
Jan | ............... | 110.053 € | 138.241 € | 139.708 € | ............... | ............... | ............... |
Feb | ............... | 115.328 € | 138.954 € | 142.382 € | ............... | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | 145.986 € | ............... | ............... | 250.000 € |
Apr | ............... | 122.597 € | 147.293 € | 143.015 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | 143.075 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | 144.937 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | 147.484 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | 145.789 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | 127.691 € | 145.605 € | ............... | ............... | ............... |
Oct | 90.093 € | 143.292 € | 130.454 € | 150.725 € | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | 131.327 € | 161.202 € | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | 130.556 € | 166.635 € | 200.000 € | ............... | ............... |
Change | ~20.000 € | +40.582 € | -13.156 € | +36.079 € | ............... | ............... | ............... |
Post by: bcbaseballman on January 01, 2024, 09:29:09 AM
2018 2019 2020 2021 2022 2023
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717 11/30: 168,012
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251 12/31: 174,941
Gain: 15,245.84 29,783 44,923 55,655 -4,416 39,690
12/31: 174,941
Was a good year overall. Some up and some downs but up overall!
I did negition a nice raise for this next year and my contributions will just about double.
Excited for the progress of next year and goal is to get over the 225k mark.
Post by: peppermint on January 01, 2024, 09:55:11 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
04/2023 - $190307.96
06/2023 - $189523.66
07/2023 - $197800.59
09/2023 - $197427.93
10/2023 - $192227.32
11/2023 - $191223.48
12/2023 - $201869.96
01/2024 - $215036.13
Feeling pretty good about that. Hoping for more progress in 2024!
Post by: DieHard_772 on January 01, 2024, 03:01:08 PM
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
04/2023 - $190307.96
06/2023 - $189523.66
07/2023 - $197800.59
09/2023 - $197427.93
10/2023 - $192227.32
11/2023 - $191223.48
12/2023 - $201869.96
01/2024 - $226667.59
Feeling pretty good about that. Hoping for more progress in 2024!
Way to go @peppermint . Onward and upward!
Post by: DieHard_772 on January 01, 2024, 03:03:36 PM
The market is been amazingly kind the last two months - DCA-ing low for the past 2-3 years, but seeing the boost on my investments in the last two months has also felt great!
Great job, everybody! Proud of all of us for working towards our goals!!
@Fifo
By "DCA-ing low" are you are saying the 2022 bear market was a slog? If so, agreed. 2023 was far more "fun" from the point of view of looking at investment returns, especially the past few months.
Nice job yourself!
Post by: Ensheneer on January 01, 2024, 11:47:08 PM
19th October, 2021 - 200,000 EURHappy New Year!
03rd November, 2021 - 204,755 EUR
01st December, 2021 - 208,169 EUR
01st January, 2022 - 216,661 EUR
12th June, 2023 - 216,830 EUR
01st July, 2023 - 221,401 EUR
01st Aug, 2023 - 228,991 EUR
01st September, 2023 - 235,113 EUR
22nd November, 2023 - 238,054 EUR
01st January, 2024 - 251,449 EUR
Hard to believe, but we've graduated! Thanks everybody and we'll see you in the next thread!
Post by: FICurious on January 02, 2024, 07:58:15 AM
This will track only my investments and savings.
Apr 2011: $49k
Jan 2013: $80K
Jan 2014: $97k
Jan 2015: $100k
Jan 2016: $103k
Jan 2017: $108k
Jan 2018: $127k
Jan 2019: $133k
Jan 2020: $171,809
Jan 2021: $200,820
Jan 2022: $241,685
Jan 2023: $215,911
Feb 2023: $232,493
Mar 2023: $227,514
Apr 2023: $228,679
May 2023: $229,715
Jun 2023: $227,487
July 2023: $239,754
Aug 2023: $248,388
Sep 2023: $239,845
Oct 2023: $231,295
Nov 2023: $224,308
Dec 2023: $243,129
Jan 2024: $260,470
Joining the group of year-end graduates. This year had a lot of ups and downs, so it's nice to end on a positive note. I'm not as frugal as some and not as aggressive putting money in the market as others. I just do what I can and enjoy my money/life.
Someone might want to take up the mantle of the monthly tracker.
Blessings and Prosperity for 2024 to you all.
Monthly Google Doc Tracker: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0 *Just put in your numbers. Do not sort.*
Post by: mgardner88 on January 02, 2024, 09:42:08 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
Happy New Year Everyone! Nice to end on a positive note. $68,684 added this year. $171,562 added since we started tracking 3.5 years ago. I initially had hoped to graduate this thread by this month but we fell short, it was a stretch goal for sure. Think we will make it there by July. Cheers to a good year!
Post by: TyGuy on January 02, 2024, 02:33:46 PM
01/12/19: $43,762
05/04/20: $21,456
09/01/23: $21,456
10/01/23: $21,456
11/01/23: $21,456
12/01/23: $21,456
01/01/24: $21,456 (Will be forgiven in ~5 years, paying the minimum)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447 ($31,512)
01/01/21: $21,735 ($20,288)
01/01/22: $63,049 ($41,314)
01/01/23: $87,715 ($24,666)
04/01/23: $105,349 ($17,634)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
07/01/23: $126,069 ($13,220)
08/01/23: $134,332 ($8,263)
09/01/23: $133,481 (-$851)
10/01/23: $129,935 (-$3,546)
11/01/23: $130,515 ($580)
12/01/23: $143,548 ($13,033)
01/01/24: $157,250 ($13,702)
What a month, and what a crazy finish to the year! December gave me my single, highest monthly increase since I began tracking! My net worth increased by ~69.5k over the course of 2023. I am hopeful that will be within striking distance of graduating this thread by the time 2024 finishes. It brings me joy to see other folks graduating from this thread and the see the significant progress everyone has made this year. I hope 2024 brings the same for all of us!
Post by: poetdereves on January 05, 2024, 10:09:52 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221.242.93 (+$11,556.25)
Post by: Rimu05 on January 13, 2024, 09:20:47 PM
Until the markets stablized, I'll probably be inbetween this thread and the race to 100K
JAN 2022: 40,699.37
MAR 2022: 87,840.41
JUN 2022: 86,153.42
AUG 2022: 100,611.5
JAN 2023: 109,070.31
Oct 2023: 147,632.73
Been a ridiculously spendy 12 months for me. Planning to challenge no buy for 6 months.
Jan 2023: 176,026
Post by: Navion33 on January 14, 2024, 12:07:54 AM
2021 2022 2023 2024
Jan $18,494.33 $49,248.22 $75,155.84 $123,888.79
Feb $20,451.68 $48,445.91 $84,755.69
Mar $23,272.86 $51,347.50 $87,745.47
Apr $28,497.59 $58,705.10 $91,007.48
May $28,956.53 $58,933.16 $95,237.78
Jun $27,828.91 $57,209.28 $98,801.34
Jul $28,690.27 $54,953.80 $103,818.14
Aug $32,347.00 $61,071.19 $109,734.16
Sep $39,802.66 $62,606.82 $110,836.13
Oct $40,630.55 $66,586.37 $109,571.01
Nov $49,077.01 $69,165.71 $110,909.87
Dec $50,604.08 $73,198.92 $121,166.07
Post by: DieHard_772 on January 28, 2024, 05:10:24 PM
1/28/21 - $79,429
2/28/21 - $83,727
3/28/21 - $88,303
4/28/21 - $91,120
5/28/21 - $93,394
6/28/21 - $96,779
7/28/21 - $99,024
8/28/21 - $101,830
9/28/21 - $102,641
10/28/21 - $103,926
11/28/21 - $102,885
12/28/21 - $104,673
1/28/22 - $104,762
2/28/22 - $103,300
3/28/22 - $105,700
4/28/22 - $102,853
5/28/22 - $103,282
6/28/22 - $100,458
7/28/22 - $105,046
8/28/22 - $109,546
9/28/22 - $106,293
10/28/22 - $110,186
11/28/22 - $114,523
12/29/22 - $115,943
1/28/23 - $126,226
3/2/23 - $129,906
3/28/23 - $127,530
4/28/23 - $134,145
5/28/23 - $135,861
6/28/23 - $141,030
7/28/23 - $156,490
8/28/23 - $155,956
9/28/23 - $155,866
10/28/23- $154,276
11/28/23 - $166,065
12/28/23 - $175,922
1/28/24 - $181,018
$100k growth in 3 years! Note: this doesn't include our checking accounts or miscellaneous cash. Add that in, and we are close to multiple six figures. $200k here we come.
I'm very appreciative of our progress. It was a team effort. We wouldn't be this far without my wife's participation.
Post by: DieHard_772 on January 28, 2024, 05:12:27 PM
Student Loan Debt
01/12/19: $43,762
05/04/20: $21,456
09/01/23: $21,456
10/01/23: $21,456
11/01/23: $21,456
12/01/23: $21,456
01/01/24: $21,456 (Will be forgiven in ~5 years, paying the minimum)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447 ($31,512)
01/01/21: $21,735 ($20,288)
01/01/22: $63,049 ($41,314)
01/01/23: $87,715 ($24,666)
04/01/23: $105,349 ($17,634)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
07/01/23: $126,069 ($13,220)
08/01/23: $134,332 ($8,263)
09/01/23: $133,481 (-$851)
10/01/23: $129,935 (-$3,546)
11/01/23: $130,515 ($580)
12/01/23: $143,548 ($13,033)
01/01/24: $157,250 ($13,702)
What a month, and what a crazy finish to the year! December gave me my single, highest monthly increase since I began tracking! My net worth increased by ~69.5k over the course of 2023. I am hopeful that will be within striking distance of graduating this thread by the time 2024 finishes. It brings me joy to see other folks graduating from this thread and the see the significant progress everyone has made this year. I hope 2024 brings the same for all of us!
Awesome progress @TyGuy
Post by: DieHard_772 on January 28, 2024, 05:15:48 PM
Joining this challenge as it would help me aim towards increasing my networth. My estimate, if excluding any major "downturn" in the market or correction, I can reach that number in between 3 to 4 years. Some people say that networth exponentially goes up after a certain amount, so I'm wondering if I'm that might decrease the time to get there, but I won't keep my hopes up.
2021 2022 2023 2024
Jan $18,494.33 $49,248.22 $75,155.84 $123,888.79
Feb $20,451.68 $48,445.91 $84,755.69
Mar $23,272.86 $51,347.50 $87,745.47
Apr $28,497.59 $58,705.10 $91,007.48
May $28,956.53 $58,933.16 $95,237.78
Jun $27,828.91 $57,209.28 $98,801.34
Jul $28,690.27 $54,953.80 $103,818.14
Aug $32,347.00 $61,071.19 $109,734.16
Sep $39,802.66 $62,606.82 $110,836.13
Oct $40,630.55 $66,586.37 $109,571.01
Nov $49,077.01 $69,165.71 $110,909.87
Dec $50,604.08 $73,198.92 $121,166.07
Way to go @Navion33. With time, changing market conditions, and the magic of compounding, there will be points where growth becomes much more pronounced, as you may already be noticing. In the meantime, we just keep shoveling what we can into the stash!
Post by: DieHard_772 on January 28, 2024, 05:17:19 PM
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
Happy New Year Everyone! Nice to end on a positive note. $68,684 added this year. $171,562 added since we started tracking 3.5 years ago. I initially had hoped to graduate this thread by this month but we fell short, it was a stretch goal for sure. Think we will make it there by July. Cheers to a good year!
Fantastic @mgardner88 . You are ripping it up.
Post by: Serendip on January 29, 2024, 11:04:13 AM
April '23 : $100,655
May '23 : $102,304
June '23 : $104,200
July '23 : $108,200
Aug '23 : $107,850
Sept '23: $105,270
Oct '23: $106,800
Dec '23: $110,000
Jan '24: $113,500
A very good month for me, a combination of low-spending and a jump up in my investments.
Whatever it is--I'll take it!
Post by: mgardner88 on January 30, 2024, 10:38:14 AM
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
Happy New Year Everyone! Nice to end on a positive note. $68,684 added this year. $171,562 added since we started tracking 3.5 years ago. I initially had hoped to graduate this thread by this month but we fell short, it was a stretch goal for sure. Think we will make it there by July. Cheers to a good year!
Fantastic @mgardner88 . You are ripping it up.
Thank you! I'm really just along for the ride lol
Post by: mgardner88 on January 30, 2024, 10:47:36 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
I really like looking back at these numbers, for all the fear and uncertainty I feel at times I have only gone down in net-worth 5 times in the last four years. Makes me wonder what all the worry was about in the grand scheme of things.
Post by: Stubblestache on January 30, 2024, 11:29:27 PM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Dec 2022 - £134,519
- Annual gain 2023 £24,836
Jan 2024 - £124,775 - house reno money came out
Had to take £15k out of investments to pay for a much needed house renovation. Always hurts to see the number go down but well worth it and means I'll be able to live in my home forever rather than needing to move.
Post by: Fifo on January 31, 2024, 10:32:22 AM
2017: $6,539
2018: $18,547
2019: $36,489
2020: $61,099
2021: $103,151
| 2022 | 2023 | 2024 | |
| January | $102,690 | $119,041 | $167,218 (+$6,598) |
| February | $105,595 | $124,353 | |
| March | $107,269 | $128,884 | |
| April | $108,030 | $132,108 | |
| May | $104,108 | $134,148 | |
| June | $100,594 | $140,664 | |
| July | $101,599 | $145,998 | |
| August | $106,675 | $147,306 | |
| September | $104,663 | $147,883 | |
| October | $110,356 | $144,980 | |
| November | $115,708 | $153,486 | |
| December | $116,633 | $160,620 | |
| Increase | $13,943 | $41,579 | |
Looking at the numbers, it just occurred to me for the first time that my NW in Jan has increased by more than what I'd have been able to save with just my salary alone. And it feels amazing!
Hope everyone's had an amazing January as well!
Post by: Fifo on January 31, 2024, 10:34:46 AM
The market is been amazingly kind the last two months - DCA-ing low for the past 2-3 years, but seeing the boost on my investments in the last two months has also felt great!
Great job, everybody! Proud of all of us for working towards our goals!!
@Fifo
By "DCA-ing low" are you are saying the 2022 bear market was a slog? If so, agreed. 2023 was far more "fun" from the point of view of looking at investment returns, especially the past few months.
Nice job yourself!
Yes, exactly that! I've had to change my mindset to look at my savings rate (something I can control) instead of worrying about my NW which is very susceptible to market flux at this point of time!
Post by: JAYSLOL on January 31, 2024, 11:28:07 AM
The market is been amazingly kind the last two months - DCA-ing low for the past 2-3 years, but seeing the boost on my investments in the last two months has also felt great!
Great job, everybody! Proud of all of us for working towards our goals!!
@Fifo
By "DCA-ing low" are you are saying the 2022 bear market was a slog? If so, agreed. 2023 was far more "fun" from the point of view of looking at investment returns, especially the past few months.
Nice job yourself!
Yes, exactly that! I've had to change my mindset to look at my savings rate (something I can control) instead of worrying about my NW which is very susceptible to market flux at this point of time!
Yeah, I made that shift in 2022, I still track NW, but focus a lot more on savings rate and meeting my goal each month now that the market can make me feel lazy if it goes up and frustrated when it goes down. Better just to focus on what I can control and let the swings happen
Post by: bcbaseballman on February 01, 2024, 07:08:18 AM
2018 2019 2020 2021 2022 2023
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717 11/30: 168,012
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251 12/31: 174,941
Gain: 15,245.84 29,783 44,923 55,655 -4,416 39,690
1/31: 182,741
Staring the new year off right!
Post by: peppermint on February 01, 2024, 10:18:32 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
04/2023 - $190307.96
06/2023 - $189523.66
07/2023 - $197800.59
09/2023 - $197427.93
10/2023 - $192227.32
11/2023 - $191223.48
12/2023 - $201869.96
01/2024 - $215036.13
02/2024 - $216710.63
Post by: poetdereves on February 04, 2024, 07:44:00 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06 (+$11,684.13)
Post by: TyGuy on February 04, 2024, 10:36:21 AM
01/12/19: $43,762
05/04/20: $21,456
09/01/23: $21,456
10/01/23: $21,456
11/01/23: $21,456
12/01/23: $21,456
01/01/24: $21,456
02/01/24: $21,322 (Will be forgiven in ~5 years; paying the minimum)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447 ($31,512)
01/01/21: $21,735 ($20,288)
01/01/22: $63,049 ($41,314)
01/01/23: $87,715 ($24,666)
04/01/23: $105,349 ($17,634)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
07/01/23: $126,069 ($13,220)
08/01/23: $134,332 ($8,263)
09/01/23: $133,481 (-$851)
10/01/23: $129,935 (-$3,546)
11/01/23: $130,515 ($580)
12/01/23: $143,548 ($13,033)
01/01/24: $157,250 ($13,702)
02/01/24: $162,835 ($5,585)
Another healthy month, I'm using the momentum to keep myself motivated and keep my savings rate high!
Post by: Feivel2000 on February 07, 2024, 02:07:18 AM
181.321 €
+ 12.553 €
+ 12.553 €
The big jump is the new evaluation of my life insurance. But the markets did their part as well. On my way to reach the 200k by the end of the year. But since I can't controll the markets, I will focus on reaching my 40% savings rate (stretch-)goal.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | |
Jan | ............... | 110.053 € | 138.241 € | 139.708 € | 181.321 € | ............... | ............... |
Feb | ............... | 115.328 € | 138.954 € | 142.382 € | ............... | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | 145.986 € | ............... | ............... | 250.000 € |
Apr | ............... | 122.597 € | 147.293 € | 143.015 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | 143.075 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | 144.937 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | 147.484 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | 145.789 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | 127.691 € | 145.605 € | ............... | ............... | ............... |
Oct | 90.093 € | 143.292 € | 130.454 € | 150.725 € | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | 131.327 € | 161.202 € | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | 130.556 € | 166.635 € | 200.000 € | ............... | ............... |
Change | ~20.000 € | +40.582 € | -13.156 € | +36.079 € | ............... | ............... | ............... |
Post by: MommyCake on February 24, 2024, 07:16:58 AM
9/4/18 73,600
10/4/18 75,950
11/7/18 75,960
10/7/21 96,760
11/12/21 101,000
6/8/22 119,755
8/9/22 120,000
4/25/23 128,500
7/18/23 139,280
11/30/23 146,900
2/23/24 164,990
Upping my contributions has definitely helped
Post by: Rimu05 on February 26, 2024, 03:40:52 PM
Until the markets stablized, I'll probably be inbetween this thread and the race to 100K
JAN 2022: 40,699.37
MAR 2022: 87,840.41
JUN 2022: 86,153.42
AUG 2022: 100,611.5
JAN 2023: 109,070.31
Oct 2023: 147,632.73
Been a ridiculously spendy 12 months for me. Planning to challenge no buy for 6 months.
Jan 2024: 176,026
Feb 2024: 192,902
I may reach for the stars and try to get to $250K, but we'll see.
Post by: Stubblestache on February 29, 2024, 01:59:16 AM
July 2018 - £20,385
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Dec 2023 - £134,519
- Annual gain 2023 £24,836
Jan 2024 - £124,775 - house reno money came out
Feb 2024. - £130,454
Post by: mgardner88 on February 29, 2024, 08:43:18 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
Post by: Serendip on February 29, 2024, 12:08:58 PM
April '23 : $100,655
May '23 : $102,304
June '23 : $104,200
July '23 : $108,200
Aug '23 : $107,850
Sept '23: $105,270
Oct '23: $106,800
Dec '23: $110,000
Jan '24: $113,500
Feb '24: $116,950
Another good month for me--some investments going up and down so not totally reliable but a nice little leap.
Post by: Fifo on March 01, 2024, 06:40:26 AM
2017: $6,539
2018: $18,547
2019: $36,489
2020: $61,099
2021: $103,151
| 2022 | 2023 | 2024 | |
| January | $102,690 | $119,041 | $165,464 (+$4,844) |
| February | $105,595 | $124,353 | $179,794 (+$14,330) |
| March | $107,269 | $128,884 | |
| April | $108,030 | $132,108 | |
| May | $104,108 | $134,148 | |
| June | $100,594 | $140,664 | |
| July | $101,599 | $145,998 | |
| August | $106,675 | $147,306 | |
| September | $104,663 | $147,883 | |
| October | $110,356 | $144,980 | |
| November | $115,708 | $153,486 | |
| December | $116,633 | $160,620 | |
| Increase | $13,943 | $41,579 | |
Post by: peppermint on March 01, 2024, 08:25:19 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
04/2023 - $190307.96
06/2023 - $189523.66
07/2023 - $197800.59
09/2023 - $197427.93
10/2023 - $192227.32
11/2023 - $191223.48
12/2023 - $201869.96
01/2024 - $215036.13
02/2024 - $216710.63
03/2024 - $224451.67
Post by: bcbaseballman on March 01, 2024, 08:35:58 AM
2018 2019 2020 2021 2022 2023 2024
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932 1/31: 182,741
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717 11/30: 168,012
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251 12/31: 174,941
Gain: 15,245.84 29,783 44,923 55,655 -4,416 39,690
2/29: 194,032
Getting so close to that 200k mark.
My goal is to hit 250k by the end of the year.
Post by: TyGuy on March 03, 2024, 11:45:03 AM
01/12/19: $43,762
05/04/20: $21,456
09/01/23: $21,456
10/01/23: $21,456
11/01/23: $21,456
12/01/23: $21,456
01/01/24: $21,456
02/01/24: $21,322
03/01/24: $21,161 (Will be forgiven in ~5 years; paying the minimum)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447 ($31,512)
01/01/21: $21,735 ($20,288)
01/01/22: $63,049 ($41,314)
01/01/23: $87,715 ($24,666)
04/01/23: $105,349 ($17,634)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
07/01/23: $126,069 ($13,220)
08/01/23: $134,332 ($8,263)
09/01/23: $133,481 (-$851)
10/01/23: $129,935 (-$3,546)
11/01/23: $130,515 ($580)
12/01/23: $143,548 ($13,033)
01/01/24: $157,250 ($13,702)
02/01/24: $162,835 ($5,585)
03/01/24: $176,903 ($14,068)
My tax return this year was larger than normal, helping to contribute to my growth this past month. February was my single highest month over month growth since I started tracking exactly 5 years ago. In the five years since I began tracking, my net worth has increased by over 200k, I bought my first home (now with substantial equity not tracked here), and I am preparing to begin a new, higher pay job in April. I feel amazed when I look back at the progress I have made and now have the added effect of having large amounts of money invested, pushing me forward over the next 5 years! Glad to see everyone else showing healthy progress thus far in 2024!
Post by: Feivel2000 on March 03, 2024, 12:29:47 PM
204.639 €
+ 23.471 €
+ 23.471 €
The increase is absolutely crazy. Mostly driven by markets and crypto. But I added a good chunk of savings as well (over 50% of my take home, thanks to a bis additional payment).
So I already hit my December goal. Let's see if the goal is still met in December. 250k seems closer than March 2026...
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | |
Jan | ............... | 110.053 € | 138.241 € | 139.708 € | 181.168 € | ............... | ............... |
Feb | ............... | 115.328 € | 138.954 € | 142.382 € | 204.639 € | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | 145.986 € | ............... | ............... | 250.000 € |
Apr | ............... | 122.597 € | 147.293 € | 143.015 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | 143.075 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | 144.937 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | 147.484 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | 145.789 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | 127.691 € | 145.605 € | ............... | ............... | ............... |
Oct | 90.093 € | 143.292 € | 130.454 € | 150.725 € | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | 131.327 € | 161.202 € | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | 130.556 € | 166.635 € | 200.000 € | ............... | ............... |
Change | ~20.000 € | +40.582 € | -13.156 € | +36.079 € | ............... | ............... | ............... |
Post by: poetdereves on March 06, 2024, 09:38:26 AM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58 (+$16,822.52)
Post by: DieHard_772 on March 09, 2024, 01:17:52 PM
2/28/21 - $83,727
3/28/21 - $88,303
4/28/21 - $91,120
5/28/21 - $93,394
6/28/21 - $96,779
7/28/21 - $99,024
8/28/21 - $101,830
9/28/21 - $102,641
10/28/21 - $103,926
11/28/21 - $102,885
12/28/21 - $104,673
1/28/22 - $104,762
2/28/22 - $103,300
3/28/22 - $105,700
4/28/22 - $102,853
5/28/22 - $103,282
6/28/22 - $100,458
7/28/22 - $105,046
8/28/22 - $109,546
9/28/22 - $106,293
10/28/22 - $110,186
11/28/22 - $114,523
12/29/22 - $115,943
1/28/23 - $126,226
3/2/23 - $129,906
3/28/23 - $127,530
4/28/23 - $134,145
5/28/23 - $135,861
6/28/23 - $141,030
7/28/23 - $156,490
8/28/23 - $155,956
9/28/23 - $155,866
10/28/23- $154,276
11/28/23 - $166,065
12/28/23 - $175,922
1/28/24 - $181,018
2/28/24 - $184,698
Steady progress.
Meanwhile, when checking accounts are added our NW is a hair's length away from $200k!
Post by: Trifle on March 18, 2024, 01:23:07 AM
Post by: MommyCake on March 25, 2024, 05:45:17 AM
9/4/18 73,600
10/4/18 75,950
11/7/18 75,960
10/7/21 96,760
11/12/21 101,000
6/8/22 119,755
8/9/22 120,000
4/25/23 128,500
7/18/23 139,280
11/30/23 146,900
2/23/24 164,990
3/25/24 170,500
Seems like there were gains last week ; still plugging along
Post by: Serendip on March 25, 2024, 09:52:14 AM
April '23 : $100,655
May '23 : $102,304
June '23 : $104,200
July '23 : $108,200
Aug '23 : $107,850
Sept '23: $105,270
Oct '23: $106,800
Dec '23: $110,000
Jan '24: $113,500
Feb '24: $116,950
Mar '24: $119,350
*anticipating a drop as I'll likely owe more taxes than I prepared for. But overall happy with the way things are going (most of the growth this year is investments going up as my savings amount hasn't changed much)
Post by: Rimu05 on March 26, 2024, 09:13:10 AM
Until the markets stablized, I'll probably be inbetween this thread and the race to 100K
JAN 2022: 40,699.37
MAR 2022: 87,840.41
JUN 2022: 86,153.42
AUG 2022: 100,611.5
JAN 2023: 109,070.31
Oct 2023: 147,632.73
Been a ridiculously spendy 12 months for me. Planning to challenge no buy for 6 months.
Jan 2024: 176,026
Feb 2024: 192,902
I may reach for the stars and try to get to $250K, but we'll see.
March 2024: 216,138.71
Got my yearly bonus and the no buy has been good. I did have to fly out for an emergency but net worth has gotten a market boost too.
Post by: Stubblestache on March 28, 2024, 03:37:11 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Dec 2023 - £134,519
- Annual gain 2023 £24,836
Jan 2024 - £124,775 - house reno money came out
Feb 2024. - £130,454
Mar 2024 - £136,887
Post by: mgardner88 on March 29, 2024, 08:46:51 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
Almost the exact same gains as last month, weird lol. Anyway Monday is a holiday, so I got paid a little early this month. Looks like I may be graduating from this race soon, if all things go well. I've been here for 2.5 years.
Post by: FrugalFukuoka on March 29, 2024, 07:32:48 PM
Started reading MMM in Dec19, been coming along nicely.
We've got a big move coming up to one of the most expensive locations to live in the world.. but it comes with a pay bump that should cover for the increase in living cost and over time reduce our tax burden. If all goes well I'll be hitting 220k this year, but as I am holding a lot of cash in JPY right now FX is being a big pain in the butt (hence the drop in March just now which is all FX loss :')).
| | 2020 | 2021 | 2022 | 2023 | 2024 |
|----------|----------|----------|----------|----------|----------|
| January | $35,800 | $72,268 | $113,961 | $168,896 | $224,320 |
| February | $37,608 | $73,771 | $120,440 | $189,374 | $226,758 |
| March | $41,735 | $80,126 | $118,341 | $176,853 | $253,784 |
| April | $41,673 | $81,821 | $125,182 | $149,615 | |
| May | $45,178 | $87,008 | $115,157 | $158,254 | |
| June | $51,127 | $89,574 | $114,029 | $158,977 | |
| July | $53,320 | $92,983 | $104,767 | $163,445 | |
| August | $56,781 | $95,877 | $115,084 | $165,270 | |
| September| $61,376 | $101,957 | $163,661 | $179,853 | |
| October | $61,503 | $98,956 | $155,795 | $173,014 | |
| November | $60,956 | $106,875 | $159,137 | $208,899 | |
| December | $66,804 | $112,890 | $167,896 | $219,415 | |
Holy cow.. We graduated the thread!
Despite a big unexpected expense back in February things have been going quite well. Market gains have definitely pushed this way beyond expectations. I'll give it another 2 months before I move on to the next thread, never know where the market will take us next.
Post by: TyGuy on March 30, 2024, 08:58:09 AM
Holy cow.. We graduated the thread!
Despite a big unexpected expense back in February things have been going quite well. Market gains have definitely pushed this way beyond expectations. I'll give it another 2 months before I move on to the next thread, never know where the market will take us next.
What an accomplishment! I hope to see you over on the next thread in the coming year, cheers! @FrugalFukuoka
Post by: DieHard_772 on March 30, 2024, 12:12:31 PM
That's awesome @DieHard_772! Great job. If I remember right you're trying to graduate this thread by the end of next year? You might make that goal early my friend. Go go go!
@Trifle Many thanks!
Post by: DieHard_772 on March 30, 2024, 12:22:24 PM
2/28/21 - $83,727
3/28/21 - $88,303
4/28/21 - $91,120
5/28/21 - $93,394
6/28/21 - $96,779
7/28/21 - $99,024
8/28/21 - $101,830
9/28/21 - $102,641
10/28/21 - $103,926
11/28/21 - $102,885
12/28/21 - $104,673
1/28/22 - $104,762
2/28/22 - $103,300
3/28/22 - $105,700
4/28/22 - $102,853
5/28/22 - $103,282
6/28/22 - $100,458
7/28/22 - $105,046
8/28/22 - $109,546
9/28/22 - $106,293
10/28/22 - $110,186
11/28/22 - $114,523
12/29/22 - $115,943
1/28/23 - $126,226
3/2/23 - $129,906
3/28/23 - $127,530
4/28/23 - $134,145
5/28/23 - $135,861
6/28/23 - $141,030
7/28/23 - $156,490
8/28/23 - $155,956
9/28/23 - $155,866
10/28/23- $154,276
11/28/23 - $166,065
12/28/23 - $175,922
1/28/24 - $181,018
2/28/24 - $184,698
3/28/24 - $190,105
Forward motion continues.
On a related note, yesterday we reached $200k when including checking accounts. Yee haw!
Post by: DieHard_772 on March 30, 2024, 12:42:55 PM
Started reading MMM in Dec19, been coming along nicely.
We've got a big move coming up to one of the most expensive locations to live in the world.. but it comes with a pay bump that should cover for the increase in living cost and over time reduce our tax burden. If all goes well I'll be hitting 220k this year, but as I am holding a lot of cash in JPY right now FX is being a big pain in the butt (hence the drop in March just now which is all FX loss :')).
| | 2020 | 2021 | 2022 | 2023 | 2024 |
|----------|----------|----------|----------|----------|----------|
| January | $35,800 | $72,268 | $113,961 | $168,896 | $224,320 |
| February | $37,608 | $73,771 | $120,440 | $189,374 | $226,758 |
| March | $41,735 | $80,126 | $118,341 | $176,853 | $253,784 |
| April | $41,673 | $81,821 | $125,182 | $149,615 | |
| May | $45,178 | $87,008 | $115,157 | $158,254 | |
| June | $51,127 | $89,574 | $114,029 | $158,977 | |
| July | $53,320 | $92,983 | $104,767 | $163,445 | |
| August | $56,781 | $95,877 | $115,084 | $165,270 | |
| September| $61,376 | $101,957 | $163,661 | $179,853 | |
| October | $61,503 | $98,956 | $155,795 | $173,014 | |
| November | $60,956 | $106,875 | $159,137 | $208,899 | |
| December | $66,804 | $112,890 | $167,896 | $219,415 | |
Holy cow.. We graduated the thread!
Despite a big unexpected expense back in February things have been going quite well. Market gains have definitely pushed this way beyond expectations. I'll give it another 2 months before I move on to the next thread, never know where the market will take us next.
@FrugalFukuoka Looks like you gained over $50k in the past six months! Regardless of what happens in the next few months, keep in mind that you still reached the goal.
Post by: FrugalFukuoka on March 30, 2024, 07:10:20 PM
Holy cow.. We graduated the thread!
Despite a big unexpected expense back in February things have been going quite well. Market gains have definitely pushed this way beyond expectations. I'll give it another 2 months before I move on to the next thread, never know where the market will take us next.
What an accomplishment! I hope to see you over on the next thread in the coming year, cheers! @FrugalFukuoka
Thank you! Hope to see you there too this year!
Holy cow.. We graduated the thread!
Despite a big unexpected expense back in February things have been going quite well. Market gains have definitely pushed this way beyond expectations. I'll give it another 2 months before I move on to the next thread, never know where the market will take us next.
@FrugalFukuoka Looks like you gained over $50k in the past six months! Regardless of what happens in the next few months, keep in mind that you still reached the goal.
Appreciate the highlight, that alone is a bit surreal for sure. I still vividly remember my days 7 years ago living from paycheck to paycheck..
Post by: Fifo on March 31, 2024, 07:39:43 AM
2017: $6,539
2018: $18,547
2019: $36,489
2020: $61,099
2021: $103,151
| 2022 | 2023 | 2024 | |
| January | $102,690 | $119,041 | $165,464 (+$4,844) |
| February | $105,595 | $124,353 | $179,794 (+$14,330) |
| March | $107,269 | $128,884 | $187,949 (+$8,155) |
| April | $108,030 | $132,108 | |
| May | $104,108 | $134,148 | |
| June | $100,594 | $140,664 | |
| July | $101,599 | $145,998 | |
| August | $106,675 | $147,306 | |
| September | $104,663 | $147,883 | |
| October | $110,356 | $144,980 | |
| November | $115,708 | $153,486 | |
| December | $116,633 | $160,620 | |
| Increase | $13,943 | $41,579 | |
Post by: bcbaseballman on April 01, 2024, 07:24:31 AM
2018 2019 2020 2021 2022 2023 2024
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932 1/31: 182,741
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381 2/29: 194,032
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717 11/30: 168,012
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251 12/31: 174,941
Gain: 15,245.84 29,783 44,923 55,655 -4,416 39,690
3/31: 206,283
A very nice bump for this month. I recieved my first commision check from my company this month so that is where allot of this came from. Hopefully will only increase with time!
Post by: peppermint on April 01, 2024, 07:53:12 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
04/2023 - $190307.96
06/2023 - $189523.66
07/2023 - $197800.59
09/2023 - $197427.93
10/2023 - $192227.32
11/2023 - $191223.48
12/2023 - $201869.96
01/2024 - $215036.13
02/2024 - $216710.63
03/2024 - $224451.67
04/2024 - $231106.04
Post by: TyGuy on April 01, 2024, 12:54:06 PM
01/12/19: $43,762
05/04/20: $21,456
01/01/24: $21,456
02/01/24: $21,322
03/01/24: $21,161
04/01/24: $20,909 (Will be forgiven in ~5 years; paying the minimum)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447 ($31,512)
01/01/21: $21,735 ($20,288)
01/01/22: $63,049 ($41,314)
01/01/23: $87,715 ($24,666)
04/01/23: $105,349 ($17,634)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
07/01/23: $126,069 ($13,220)
08/01/23: $134,332 ($8,263)
09/01/23: $133,481 (-$851)
10/01/23: $129,935 (-$3,546)
11/01/23: $130,515 ($580)
12/01/23: $143,548 ($13,033)
01/01/24: $157,250 ($13,702)
02/01/24: $162,835 ($5,585)
03/01/24: $176,903 ($14,068)
04/01/24: $186,666 ($9,763)
WOW! The past five months have been truly remarkable, it will be difficult to see the progress slow at some point in the near future but I am enjoying it while it lasts! I am nearly to half way to my yearly goal and we've only just begun the second quarter of the year. I look forward to see the first numeral in my net worth becoming a 2!
Post by: Feivel2000 on April 01, 2024, 01:28:37 PM
212.514 €
+ 8.029 €
+ 8.029 €
Another pretty substantial month, including a savings rate of 40%.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | |
Jan | ............... | 110.053 € | 138.241 € | 139.708 € | 181.015 € | ............... | ............... |
Feb | ............... | 115.328 € | 138.954 € | 142.382 € | 204.486 € | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | 145.986 € | 212.514 € | ............... | 250.000 € |
Apr | ............... | 122.597 € | 147.293 € | 143.015 € | ............... | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | 143.075 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | 144.937 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | 147.484 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | 145.789 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | 127.691 € | 145.605 € | ............... | ............... | ............... |
Oct | 90.093 € | 143.292 € | 130.454 € | 150.725 € | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | 131.327 € | 161.202 € | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | 130.556 € | 166.635 € | 200.000 € | ............... | ............... |
Change | ~20.000 € | +40.582 € | -13.156 € | +36.079 € | ............... | ............... | ............... |
Post by: DieHard_772 on April 02, 2024, 06:15:17 AM
Appreciate the highlight, that alone is a bit surreal for sure. I still vividly remember my days 7 years ago living from paycheck to paycheck..
@FrugalFukuoka I've been there. This way is so much sweeter.
Post by: LittleWanderer on April 02, 2024, 08:49:35 AM
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000
January 2024 - $99,131
February 2024 - $102,401
March 2024 - $108,679
Hello! I am excited to move into this thread from the race to 100K. :) It took me 7 years to go from zero to $100K. Not sure what'll happen with $250, but I'm just thrilled to be here as a relatively low earner single person spending close to an entire paycheck on rent. It's bananas how much my 401K grew in the last half of a year.
Post by: Serendip on April 02, 2024, 11:31:36 AM
March 2024 - $108,679
Hello! I am excited to move into this thread from the race to 100K. :) It took me 7 years to go from zero to $100K. Not sure what'll happen with $250, but I'm just thrilled to be here as a relatively low earner single person spending close to an entire paycheck on rent. It's bananas how much my 401K grew in the last half of a year.
Welcome @LittleWanderer --I remember you from the race to 100,000 thread and love having another (relatively) low earner in the race! congrats on all your progess :)
Post by: Stubblestache on April 02, 2024, 02:44:53 PM
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000
January 2024 - $99,131
February 2024 - $102,401
March 2024 - $108,679
Hello! I am excited to move into this thread from the race to 100K. :) It took me 7 years to go from zero to $100K. Not sure what'll happen with $250, but I'm just thrilled to be here as a relatively low earner single person spending close to an entire paycheck on rent. It's bananas how much my 401K grew in the last half of a year.
Welcome to the race :) Look forward to seeing your progress here!
Post by: mgardner88 on April 03, 2024, 08:54:46 AM
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000
January 2024 - $99,131
February 2024 - $102,401
March 2024 - $108,679
Hello! I am excited to move into this thread from the race to 100K. :) It took me 7 years to go from zero to $100K. Not sure what'll happen with $250, but I'm just thrilled to be here as a relatively low earner single person spending close to an entire paycheck on rent. It's bananas how much my 401K grew in the last half of a year.
Welcome!!!
Post by: Vindicated on April 03, 2024, 09:41:29 AM
When I started my MMM journey in September 2016 I was at -$78k. That's over $300k swing in less than 8 years.
I guess I'm moving to the $250k+ thread now...
Post by: DieHard_772 on April 03, 2024, 11:51:00 AM
We surpassed $250k NW this month, up about $50k since December!
When I started my MMM journey in September 2016 I was at -$78k. That's over $300k swing in less than 8 years.
I guess I'm moving to the $250k+ thread now...
Way to go @Vindicated ! That's awesome
Post by: poetdereves on April 08, 2024, 12:17:10 PM
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25 (+$979.97)
HIT 250k!!!! Wasn’t sure it would happen this month since we had to write a check for almost $9k to pay taxes, had our two year old b day party with a bunch of family in town, and had to replace a washer in our home and a dishwasher in a rental. Even with all of that, still got enough of an upward tick to move us to the next level. Good luck to all of you on the race to $250k and beyond!
Post by: TerrierTown on April 14, 2024, 07:44:36 AM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901)
20 May 2022 NW £114,875 (- £276)
27 Jun 2022 NW £115,682 (+£807)
17 Jul 2022 NW £118,831 (+ £3,149) - lots of sign up offers this month added a lot to net worth
16 Aug 2022 NW £122,949 (+ £4,118) - lots of sign up offers th07is month added a lot to net worth
25 Oct 2022 NW £126,121 (+ £3,172)
01 Dec 2022 NW £128,399 (+ £2,278)
01 Feb 2023 NW £125,445 (- £2,954) - wedding and visa applications costs
17 Feb 2023 NW £128,445 (+£3,000)
07 Sep 2023 NW £150,941 (+22,496) - Thanks mostly to £20K increase in property value.
14 Apr 2024 NW £180,000 (+ £29,059)
Post by: Stubblestache on April 30, 2024, 01:43:22 AM
- Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
- Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
- Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
- Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
- Annual gain 2022 £11,629 BUT still down on Dec 2021. Awful year.
Jan 2023 - £109,683
Dec 2023 - £134,519
- Annual gain 2023 £24,836
Jan 2024 - £124,775 - house reno money came out
Feb 2024. - £130,454
Mar 2024 - £136,887
Apr 2024 - £136,997
Small gain this month despite putting in £1,300 or so fresh cash (mostly through employer contribution pension).
Slight change of strategy for next few months as I want to double my emergency cash pile and maintain it at that doubled level. It occurs to me that with inflation, my emergency stache is not the buffer it once was!
This does mean less will be going into the investment pot, but a worthwhile short term tactic.
Keep rolling everyone!
Post by: Stubblestache on April 30, 2024, 01:44:10 AM
7/1/2022 $104,281.96
8/1/2022 $130,183.28
9/1/2022 $127,931.79
10/1/2022 $128,898.99
11/1/2022 MISSED
12/1/2022 $141,418.82
1/1/2023 $121,714.98
2/1/2023 $142,417.22
3/1/2023 $134,691.79
4/1/2023 $142,945.07
5/1/2023 $149,890.62
6/1/2023 $162,561.19
7/1/2023 $174,911.20
8/1/2023 $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25 (+$979.97)
HIT 250k!!!! Wasn’t sure it would happen this month since we had to write a check for almost $9k to pay taxes, had our two year old b day party with a bunch of family in town, and had to replace a washer in our home and a dishwasher in a rental. Even with all of that, still got enough of an upward tick to move us to the next level. Good luck to all of you on the race to $250k and beyond!
fantastic work! Well done! Cant wait to join you in the next one.
Post by: LittleWanderer on April 30, 2024, 08:12:25 AM
HIT 250k!!!! Wasn’t sure it would happen this month since we had to write a check for almost $9k to pay taxes, had our two year old b day party with a bunch of family in town, and had to replace a washer in our home and a dishwasher in a rental. Even with all of that, still got enough of an upward tick to move us to the next level. Good luck to all of you on the race to $250k and beyond!
Woo hoo!!! Congratulations! :)
Post by: LittleWanderer on April 30, 2024, 08:14:45 AM
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000
January 2024 - $99,131
February 2024 - $102,401
March 2024 - $108,679
April 2024 - $107,258
Increased my 401K contribution by a couple of percentage points. Not that it did anything for me this month. Haha.
Post by: Serendip on April 30, 2024, 10:21:48 AM
..
April '23 : $100,655
May '23 : $102,304
June '23 : $104,200
July '23 : $108,200
Aug '23 : $107,850
Sept '23: $105,270
Oct '23: $106,800
Dec '23: $110,000
Jan '24: $113,500
Feb '24: $116,950
Mar '24: $119,350
Apr '24: $115,700
*bummer but expected drop. Owed more taxes than I planned for and some investments went down. All good. Onwards and hopefully upwards.
Post by: peppermint on May 01, 2024, 07:43:36 AM
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08
11/2022 - $168746.65
12/2022 - $178013.29
01/2023 - $176855.80
02/2023 - $187728.88
03/2023 - $184997.11
04/2023 - $190307.96
06/2023 - $189523.66
07/2023 - $197800.59
09/2023 - $197427.93
10/2023 - $192227.32
11/2023 - $191223.48
12/2023 - $201869.96
01/2024 - $215036.13
02/2024 - $216710.63
03/2024 - $224451.67
04/2024 - $231106.04
05/2024 - $225757.61
Ugh. Onwards and upwards...
Post by: mgardner88 on May 01, 2024, 09:45:58 AM
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
Darn lol, jinxed myself.
Post by: Feivel2000 on May 02, 2024, 01:15:46 AM
205.879 €
- 6.636 €
- 6.636 €
Again a savings rate of 40%, but I couldn't out-save the market (especially crypto-market) losses.
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | |
Jan | ............... | 110.053 € | 138.241 € | 139.708 € | 181.015 € | ............... | ............... |
Feb | ............... | 115.328 € | 138.954 € | 142.382 € | 204.486 € | ............... | ............... |
Mar | ............... | 123.950 € | 150.359 € | 145.986 € | 212.514 € | ............... | 250.000 € |
Apr | ............... | 122.597 € | 147.293 € | 143.015 € | 205.879 € | ............... | ............... |
May | ............... | 120.440 € | 138.668 € | 143.075 € | ............... | ............... | ............... |
Jun | ............... | 124.056 € | 128.938 € | 144.937 € | ............... | ............... | ............... |
Jul | 87.134 € | 127.401 € | 130.726 € | 147.484 € | ............... | ............... | ............... |
Aug | 88.989 € | 134.533 € | 129.533 € | 145.789 € | ............... | ............... | ............... |
Sept | 90.473 € | 133.571 € | 127.691 € | 145.605 € | ............... | ............... | ............... |
Oct | 90.093 € | 143.292 € | 130.454 € | 150.725 € | ............... | ............... | ............... |
Nov | 96.957 € | 144.693 € | 131.327 € | 161.202 € | ............... | ............... | ............... |
Dec | 103.130 € | 143.712 € | 130.556 € | 166.635 € | 200.000 € | ............... | ............... |
Change | ~20.000 € | +40.582 € | -13.156 € | +36.079 € | ............... | ............... | ............... |
Post by: TyGuy on May 05, 2024, 02:05:09 PM
01/12/19: $43,762
05/04/20: $21,456
01/01/24: $21,456
02/01/24: $21,322
03/01/24: $21,161
04/01/24: $20,909
05/01/24: $20,787 (Will be forgiven in ~5 years; paying the minimum)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447 ($31,512)
01/01/21: $21,735 ($20,288)
01/01/22: $63,049 ($41,314)
01/01/23: $87,715 ($24,666)
04/01/23: $105,349 ($17,634)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
07/01/23: $126,069 ($13,220)
08/01/23: $134,332 ($8,263)
09/01/23: $133,481 (-$851)
10/01/23: $129,935 (-$3,546)
11/01/23: $130,515 ($580)
12/01/23: $143,548 ($13,033)
01/01/24: $157,250 ($13,702)
02/01/24: $162,835 ($5,585)
03/01/24: $176,903 ($14,068)
04/01/24: $186,666 ($9,763)
05/01/24: $190,354 ($3,688)
Continuing Upward!
Post by: TerrierTown on May 06, 2024, 04:44:55 AM
17 Jul 2022 NW £118,831 (+ £3,149) - lots of sign up offers this month added a lot to net worth
16 Aug 2022 NW £122,949 (+ £4,118) - lots of sign up offers th07is month added a lot to net worth
25 Oct 2022 NW £126,121 (+ £3,172)
01 Dec 2022 NW £128,399 (+ £2,278)
01 Feb 2023 NW £125,445 (- £2,954) - wedding and visa applications costs
17 Feb 2023 NW £128,445 (+£3,000)
07 Sep 2023 NW £150,941 (+22,496) - Thanks mostly to £20K increase in property value.
14 Apr 2024 NW £180,000 (+ £29,059)
06 May 2024 NW £181,365 (+ £1,365) - Paid for council tax for the year (£1688), solicitor fees (£390) and driving lessons (£350)
Post by: bcbaseballman on May 08, 2024, 07:40:53 AM
2018 2019 2020 2021 2022 2023 2024
1/31: (5949.05) 1/31: 13,493.35 1/31: 44,514 1/31: 85,576 1/31: 137,128 1/31: 144,932 1/31: 182,741
2/28: (5288.30) 2/28: 15,766.50 2/29: 48,891 2/28: 86,616 2/28: 132,607 2/28: 149,381 2/29: 194,032
3/31: (4273.93) 3/31: 19,286 3/31: 46,104 3/31: 94,009 3/31: 141,282 3/31: 150,830 3/31: 206,283
4/30: (2592.07) 4/30: 19,283 4/30: 52,720 4/30: 96,128 4/30: 138,395 4/30: 152,583
5/31: (629.70) 5/31: 18,676 5/31: 55,177 5/31: 95,056 5/31: 137,158 5/31: 153,509
6/30: 1,206.77 6/30: 22,362 6/30: 59,720 6/30: 96,201 6/30: 131,597 6/30: 162,074
7/31: 2,703.97 7/31: 24,646 7/31: 65,792 7/31: 97,017 7/31: 137,745 7/31: 167,006
8/31: 5,651.70 8/30: 27,199 8/31: 71,970 8/30: 133,097 8/30: 133,694 8/31: 164,711
9/31: 8,039.01 9/31: 30,664 9/30: 72,466 9/30: 129,725 9/30: 126,048 9/30: 159,407
10/31: 7,803.49 10/31: 33,343 10/31: 72,288 10/31: 135,443 10/31: 133,795 10/31: 157,578
11/30: 9,531.28 11/30: 35,249 11/30: 80,093 11/30: 132,452 11/30: 139,717 11/30: 168,012
12/31: 9,296.79 12/31: 39,079 12/31: 84,002 12/31: 139,677 12/31: 135,251 12/31: 174,941
Gain: 15,245.84 29,783 44,923 55,655 -4,416 39,690
4/30 : 203,318
Post by: TerrierTown on May 09, 2024, 12:34:57 PM
Jan NT - - - -
Feb NT - - - -
Mar NT - - - -
Apr £180,000 - - - -
May £181,365 - - - -
Jun - - - - -
Jul - - - - -
Aug - - - - -
Sep - - - - -
Oct - - - - -
Nov - - - - -
Dec - - - - -
Post by: DieHard_772 on May 11, 2024, 01:14:06 PM
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000
January 2024 - $99,131
February 2024 - $102,401
March 2024 - $108,679
Hello! I am excited to move into this thread from the race to 100K. :) It took me 7 years to go from zero to $100K. Not sure what'll happen with $250, but I'm just thrilled to be here as a relatively low earner single person spending close to an entire paycheck on rent. It's bananas how much my 401K grew in the last half of a year.
@LittleWanderer That is impressive progress!
Post by: DieHard_772 on May 11, 2024, 01:16:11 PM
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)
1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)
1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
Darn lol, jinxed myself.
Lol @mgardner88. I've been there. Soon enough!
Post by: DieHard_772 on May 11, 2024, 01:34:51 PM
Student Loan Debt
01/12/19: $43,762
05/04/20: $21,456
01/01/24: $21,456
02/01/24: $21,322
03/01/24: $21,161
04/01/24: $20,909
05/01/24: $20,787 (Will be forgiven in ~5 years; paying the minimum)
Net Worth:
03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447 ($31,512)
01/01/21: $21,735 ($20,288)
01/01/22: $63,049 ($41,314)
01/01/23: $87,715 ($24,666)
04/01/23: $105,349 ($17,634)
05/01/23: $111,080 ($5,731)
06/01/23: $112,849 ($1,769)
07/01/23: $126,069 ($13,220)
08/01/23: $134,332 ($8,263)
09/01/23: $133,481 (-$851)
10/01/23: $129,935 (-$3,546)
11/01/23: $130,515 ($580)
12/01/23: $143,548 ($13,033)
01/01/24: $157,250 ($13,702)
02/01/24: $162,835 ($5,585)
03/01/24: $176,903 ($14,068)
04/01/24: $186,666 ($9,763)
05/01/24: $190,354 ($3,688)
Continuing Upward!
Bravo @TyGuy
Post by: YarnBudget on May 16, 2024, 05:54:26 AM
EOY 2019 = $32,211.58
EOY 2020 = $79,741.14
EOY 2021 = $137,899.88
EOY 2022 = $141,965.79
EOY 2023 = $214,272.39
Jan 2024 = $220,715.53 (+$6,443.14)
Feb 2024 = $231,709.07 (+$10,993.54)
Mar 2024 = $242,909.50 (+$11,200.43)
Apr 2024 = $236,738.55 (-$6,170.95)
Current = $247,393.99
Post by: Vindicated on May 17, 2024, 06:30:16 AM
Post by: FrugalFukuoka on May 18, 2024, 05:07:32 AM
I've been absolutely shit about posting over the past couple of years, but I have popped in every once in a while to see how you all were doing and it's been super inspiring. I wanted to jump back in because I'm on tenterhooks waiting to see if I finally graduate at the end of this month, and I can't share this excitement with anyone I know in meatspace, so here you go:
EOY 2019 = $32,211.58
EOY 2020 = $79,741.14
EOY 2021 = $137,899.88
EOY 2022 = $141,965.79
EOY 2023 = $214,272.39
Jan 2024 = $220,715.53 (+$6,443.14)
Feb 2024 = $231,709.07 (+$10,993.54)
Mar 2024 = $242,909.50 (+$11,200.43)
Apr 2024 = $236,738.55 (-$6,170.95)
Current = $247,393.99
Keep it up! Nice one.