Race from 100 to 250k

[2Birds1Stone]

$141,000 - Thanks to a nice drop in the markets over the past months -_- Hoping to get to $200,000 by Dec 31st 2016.

[Pooplips]

I have graduated from the 10k - 100k thread!

1/31/16 - $101,376.00

[johnny847]

I too have just graduated from the 10k-100k thread.

1/31/16 - 100,310.75.

[McStache]

And I, three, have also recently graduated from the 10k-100k thread (and feared the markets would bump me back to that range before I even got a chance to start this race!)

December 2015:   $101,290
January 2016:      $102,333

Not a big jump this month despite putting in ~5k, but at least it's positive

[YoungGranny]

Sept 1: $81,575
Oct 1: $100,687
Nov1: $105,779
Dec 1: $108,880 (+$3,300)
Jan 1: $111,133 (+$2,253)

Feb 1: $125,298 (+$14,165)

Super happy with a positive number with how the market ended up this month - increase was due to my 401k match being contributed annually, & an annual bonus. Everyone is talking about all the fun things they're going to do with their bonuses and my fun thing was maxing out my roth IRA contribution for the year =P

[2Birds1Stone]

I have graduated from the 10k - 100k thread!

1/31/16 - $101,376.00

That's freakin awesome!!

[Apples]

Nov. 1 2015:  $101,701.11 --- gain of $8,228.48
Dec 1 2015:  $106,488.64 --- gain of $4,787.53
Jan. 1 2016  $107,709.77 --- gain of $1,221.14

Feb. 1 2016  $106,318.40 --- loss of $1,402.91

Womp womp.  Over half of our assets are in the stock market, and it's being "volatile" right now.  I was a teenager during the 2008 crash, so if there is a long downhill slide it will be my first!  We also spent a chunk of money on a vacation, which was nice but didn't help for the purposes of this thread :p

[SeattleStache]

Retirement only:
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
January 2016: $101,235

(Overall NW = $177,235)

Still hard to watch those decreasing values with the market lately but staying strong!

[ohyonghao]

Numbers are now in:
May 2015:  $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88

Looks like even a bad month in the stock market couldn't hold us back.  This month we end with 2 weeks of vacation internationally, the numbers may come out a bit late.

[Uncle Scrooge]

Jan 1, 2015:     $125,000
Feb 1, 2015:     $129,700
March 1,2015:  $134,400
April 1,2015:     $147,700
May 1,2015:     $153,000
June 1,2015:    $155,600
July 1,2015:     $141,600
August 1,2015 $145,700
Sept 1, 2015   $145,240
Oct 1, 2015     $144,100
Nov 1,2015     $157,000
December 1,2015 $157,600
January 1, 2016: $160,400

Feb 1, 2016: $160,200

Yearly car insurance paid in full for DW and myself, and first 6 months of property taxes paid with CC to get reward points. Unfortunately NW didn't move too much even though we still invested a bit of surplus money.

[Teacherstache]

January 2015 = $138,250
August 2015 = $162,400
November 2015 = $173,500
December 2015 = $178,800

January 2016 = $191,200

This month we decided to add the current condition value of a classic sports car that is a project for DH. He will be finishing it in the next year or two, driving it for a year or two, then selling it. It is an appreciating asset. We do not include our regular cars in our net worth figure. This is $10,000 of the monthly increase.

[FIreDrill]

Been going for a wild ride with the stock market.  In December we added 15k to the equity in our house due to a rising local market.  We are flirting with 200k but depending on the market it may be a while before we hit 250k.  About 135k of our stash is in investments so a 10% hit could set us back a month or two.


End of
Jan 2015:                $113,226
Feb 2015:                $120,796
March 2015:            $125,852
April 2015:              $134,096
May 2015:               $147,916
June 2015:              $151,413
July 2015:               $159,678
August 2015:          $152,854
September 2015:    $157,447
October 2015:         $171,938
November 2015:      $181,198
December 2015:      $203,468
January 2016:          $198,042



SS

[Icecreamarsenal]

My invested assets only, both tax-advantaged and taxable, not including home, business, or any other equity.
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k

I'm psyched to hopefully get to 250, hope to hit 300 by the end of 2016.  That October to November drop was the awesome performance of my index funds this year.  Negative returns overall.  But f it, beast-mode savings is the only aspect I can control.  Let's do this, people!

Hit 447k this month from a house sale...but for ease I do not use home equity as part of my calculation for F.I.  Will likely drop down to the low 300s next month.

[Guava]

It has been awhile since I posted. I am happy to say I am not to far off from where I was in October despite several thousand dollars in medical bills and not working.

November 2015: $113,552
December 2015: $116,576
January 2015: $115,782

[YoungGranny]

Sept 1: $81,575
Oct 1: $100,687
Nov1: $105,779
Dec 1: $108,880 (+$3,300)
Jan 1: $111,133 (+$2,253)
Feb 1: $125,298 (+$14,165)

Feb 29: $130,782 (+5,484)

Pretty happy with my progress lately - been increasing my NW faster than I originally thought I could. Going to keep staying the course & I can't wait to see where I end at year end :)

[PFHC]

Aug 2015: $133,000.
Sept 30, 2015: $147,097
Oct 28, 2015: $153,200
Nov 30, 2015: $155,986
Dec 31, 2015: $154,299
Jan, 2016: $156,663

Feb 2016: $158,332 + $15,000 pension. Last expense paid on the kitchen two days ago. We should start trending upwards at a good rate, now. Planning an appraisal sometime mid-sping/early summer.

[2Birds1Stone]

$141,000 - Thanks to a nice drop in the markets over the past months -_- Hoping to get to $200,000 by Dec 31st 2016.

Up to $148k investable assets as of today.

[FrugalFan]

Personal investments only:

Jul 2015   196,553
Aug 2015  192,205
Sep 2015 188,724
Oct 2015  207,028
Nov 2015 240,500

Whoa I didn't think we'd get that close this year! Makes me want to push to get to 250k before the new year! This does include 7500 in RESP's for our kids. And it will drop by about 3.4 k in deferred sales charges as I am in the process of moving our investments from Edward Jones to Questrade.

Haven't updated in a while.

Jul 2015   196,553
Aug 2015  192,205
Sep 2015 188,724
Oct 2015  207,028
Nov 2015 240,500
Dec 2015 248,758
Jan 2015 245,452
Feb 2015 249,608

The last three months have been a challenge because of deferred sales charges and transfer fees (about 4 k total) and market losses right after transferring a huge lump sum. So the totals have not budged a lot considering we invested over 30 k between November and February. This total includes 21 k in RESP for the kids, so I will stay in this group until our own personal investments reach 250k, hopefully by this summer.

[SeattleStache]

Retirement only, does not include real estate or emergency savings:
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826
January 2016: $101,235
February 2016: $101,464.

[McStache]

December 2015:   $101,290
January 2016:      $102,333
February 2016:     $107,201

[ender]

Currently waiting on an IRA rollover so it's hard to update this :(

But getting close!

[FiguringItOut]

2015
June $105,555
July  $111,700
Aug  $112,494
Sep  $109,536
Oct   $117,581
Nov  $121,142
Dec  $128,574

2016
Jan  $125,464
Feb $128,024

[SpareChange]

Another grad from the 10k-100k thread. Just by a nose coming in at $100,095.24. Very glad to be here :).

[Pooplips]

1/31/16 - $101,376.00
3/1/2016 - $102,990.00

An Up month is a good month.

[use2betrix]

I need to get in on this, just been avoiding it purposefully lol. I hit 100k in October/November 2015 but then paid cash for a not very mustachian wedding.

With that behind me l, I'm ready to move forward! I may be paying off my tow vehicle for the trailer I live full time in, which I'm unsure if I will include in my net worth or not. Probably not. It's value is around 45k (not easy to find a reliable vehicle that can tow 16k lbs and double as a daily driver). This month I should have 20-22k savings so paying the 35k I owe on the tow vehicle won't put a huge dent, just slow me down more or less.

November 1, 2015 - 100k
March 1, 2016 - 115k

[ohyonghao]

Numbers are now in:
May 2015:  $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30

The most surprising part of this was how little the vacation affected our net worth.  I hear of people spending $5,000/year on vacations, we barely went over $1,000.  Quite a few homes have been sold recently in our neighborhood which accounts for the large rise in home equity we experienced this month, rising around $6,600.  The current zestimate is still $15k below what houses have been going for, so I still feel confident in this number.

Our stocks, on the other hand, had a bit more exciting ride and finished out nearly flat.  Investments are still on automatic, and it's been great to see the turbulence.  Really enjoyed MMM's article today, just reiterating to hold true on the course rather than jumping ship at the first sign of trouble.

[johnny847]

1/31/16 - 100,310.75.
2/29/16 - 100,866.78

Investments were down a bit this month. I also prepaid my taxes for $534 (I donated $534 fee free on a cc and I get all of it back on my taxes when I file next year). And I spent a bunch of money on gift cards for my reselling side hustle.

[Uncle Scrooge]

Jan 1, 2015:     $125,000
Feb 1, 2015:     $129,700
March 1,2015:  $134,400
April 1,2015:     $147,700
May 1,2015:     $153,000
June 1,2015:    $155,600
July 1,2015:     $141,600
August 1,2015 $145,700
Sept 1, 2015   $145,240
Oct 1, 2015     $144,100
Nov 1,2015     $157,000
December 1,2015 $157,600
January 1, 2016: $160,400
February 1,2016: $160,200

March 1,2016: $170,300

[robotclown]

You guys are fast.  Here's mine:

Mar 15:   97K
Jun 15:  104K
Sep 15: 105K
Dec 15:  113K
Mar 16:  117K

[Icecreamarsenal]

1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k <---Looks like I made it, thanks to a home sale.  This includes subtracting 120k down on next property.  God bless frothy real estate.
2/16: 314k
3/16:

[Guava]

November 2015: $113,552
December 2015: $116,576
January 2016: $115,782

February 2016: $117,693

Still not working and still accumulating medical bills but my frugal living has let me save some of my disability check!

[Teacherstache]

January 2015 = $138,250
August 2015 = $162,400
November 2015 = $173,500
December 2015 = $178,800
January 2016 = $191,200

February 2016 = $196,400. Closing in on $200,000!

[turketron]

April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56

Jan 1 2016: $141,251.00

Forgot February, I haven't been checking it as often since the market dropped. It's been pretty much stagnant since:
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39

[FIreDrill]

Rode the market back over 200k.  We are even a couple grand higher than the end of Feb right now.  Hopefully with the amount that we are contributing we will be able to stay over 200k from here on out.  Got to love market movements!  Oh, our invested assets are now over 150k as well.  That was a fun milestone to hit :)

End of
Jan 2015:                $113,226
Feb 2015:                $120,796
Mar 2015:                $125,852
Apr 2015:                $134,096
May 2015:               $147,916
Jun 2015:                $151,413
Jul 2015:                 $159,678
Aug 2015:               $152,854
Sep 2015:               $157,447
Oct 2015:                $171,938
Nov 2015:               $181,198
Dec 2015:               $203,468
Jan 2016:                $198,042
Feb 2016:                $206,381


The finish line is in sight!  Okay, more like a finish line to another starting line... lol

SS

[codemonkey]

This is for our Investment Accounts only.

January 2015:   $77,300
July 2015:         $115,800
January 2016:   $124,100
February 2016: $127,500
March 2016:     $141,700

[BarbeRiche]

February 2016 : 140k
March     2016 : 152.8k

[Prairie Gal]

Sep 1, 2015   100,370   
Oct 1, 2015   101,552   1,182
Nov 1, 2015   105,260   3,708
Dec 1, 2015   107,316   2,056
Jan 1, 2016   108,641   1,325
Feb 1, 2016   107,917   -724
Mar 1, 2016   112,893   4,976

* Cash and investments. House is paid off, worth approximately $250,000.

[ender]

Some of you guys have ridiculous increase each month!

[Vertical Mode]

Some of you guys have ridiculous increase each month!

Second that. I feel like the tortoise here ;-) Of course, we're all only really racing ourselves.

[BarbeRiche]

Some of you guys have ridiculous increase each month!

Second that. I feel like the tortoise here ;-) Of course, we're all only really racing ourselves.

Everybody has their own way to calculate as well which can make a big difference of course.

Some include increase in home value, mortgage principal.  Is it one or two income household etc.

Lots of time left for 2016 gogogogogo

[jbjr]

So here are my starting numbers. For the thread not investing thankfully. This will be invested assets only. No home equity, cash, or other assets. Though it does include two 529 plans (so this number may start going down next year when the oldest starts college).

March 3 2016 - $180,741

[ender]

Some of you guys have ridiculous increase each month!

Second that. I feel like the tortoise here ;-) Of course, we're all only really racing ourselves.

Everybody has their own way to calculate as well which can make a big difference of course.

Some include increase in home value, mortgage principal.  Is it one or two income household etc.

Lots of time left for 2016 gogogogogo

I'm hoping we get there this year. I "lost" about $5k when I rolled my 401k over and it took about 3 weeks to process, during which the market went up ~6% or so.

Bad timing haha. But a blip in the grand scheme of things, hopefully.

[bkmnky72]

I'm signing in with my NW based on my investible assets at $131K as of today.

[the_gastropod]

Wohoo! Just hit $100,300 today. Hoping I can hit $250 by the end of 2017.

[ohyonghao]

Wohoo! Just hit $100,300 today. Hoping I can hit $250 by the end of 2017.

Congratulations on joining the club here!  Lofty goals, look forward to seeing your updates.

[CanIndian]

I hit 100k last week and graduated from the 10-100k thread.
107K as of today, and expected to be 109k by end of march with another paycheck still in the month.

Dec 2013: ~10,000
Dec 2014: ~50,000
July 2015: $74,250
Dec 2015: $88,329
Mar 20th  2016: $107,112

Took me 27 months to go from 10-100k. Hoping to get to 250k in 24 months, Mar 2018.
Intermediary goals are 150k by Dec 2016 and 200K by Aug 2017.

Let us roll along.

[BBub]

Congrats CanIndian.  You'll get there - maybe faster than you think. 

Getting from 0-100k is often arduous because there's a good bit of initial drag before real progress is made, i.e. buying that first house, buying a car (if applicable), reducing debt and generally getting situated.  By the time $100k is reached the lifestyle is pretty much optimized and on autopilot, cash is flowing in regularly and a rising market begins to propel you along faster.

[ohyonghao]

For the sake of simplicity, I'm just going to use my Mint numbers (which include estimated vehicle/home value). They are likely inflated a bit (Zillow is optimistic) but it gives me an easily tracked reference without having to make a spreadsheet. :P

Code: [Select]

August 2015 $248,737.62 -$143,484.78 $105,252.84
September 2015 $249,761.04 -$159,507.25 $90,253.79
October 2015 $266,557.35 -$151,064.75 $115,492.60
November 2015 $271,201.85 -$150,368.41 $120,833.44
December 2015 $271,845.32 -$148,613.59 $123,231.73
January 2016 $272,798.52 -$148,222.89 $124,575.63
February 2016 $279,454.78 -$145,555.38 $133,899.40
March 2016 $292,126.61 -$145,803.30 $146,323.31
I can't get my HSA into Mint for some reason, so I'm at roughly $148k.

I'm not familiar with Mint, I use Personal Capital, but can you add a manual account until they get the link working?

I use YNAB for my actual numbers, but Personal Capital makes checking my accounts easy so I know which ones I should pull for the week.

My numbers are looking well for March, unfortunately they may not be going up as fast going forward as I received notice that my contract is ending at the end of the month.  Thank's to all of MMM's principles that I have enacted it is a bright future still, with enough in unemployment income and balances to last 6 months before even touching investments.  It's nice having some fuck you money, and keeping my expenses down means it lasts that much longer.  Since part of it obviously continues towards my mortgage my net worth should continue to rise during this period.

[dandypandys]

Wow cool, i can be in this race! Aged 40.
Mint is randomly not updating my retirement fund over last couple of days annoyingly, but i am taking it from there too.
This includes all except a few gold and silver coins and my older Subaru.


February 2016   $152,250.48
March 2016   $161,803.55

[moneysaver]

I will join in on the fun.  I am currently at $222000 and would like to hit $250,000 by next Christmas. This is done on a teacher's salary of about $60,000 a year.  I will be using net worth to include house value ( I know some people are unsure if they will count that or not).