Author Topic: Race from 100 to 250k  (Read 1285043 times)

M5

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Re: Race from 100 to 250k
« Reply #3100 on: July 06, 2020, 09:15:24 AM »
1/3/20: $100,937.12
2/4/20: $104,293.89 (+3,356.77)
3/3/20: $105,785.10 (+1,491.21)
4/7/20: $102,299.07 (-3,486.03)
5/7/20: $104,704.32 (+2,405.25)
6/2/20: $107,248.26 (+2,543.94)
7/6/20: $113,935.47 (+6687.21)
« Last Edit: July 06, 2020, 10:47:47 AM by M5 »

Fishing4FI

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Re: Race from 100 to 250k
« Reply #3101 on: July 06, 2020, 10:11:53 AM »
August-18    $27k
September-18    $31k
October-18    $59k
November-18    $60k
December-18    $64k
January-19    $63k
February-19    $74k
March-19    $78k
April-19    $86k
May-19    $98k
June-19    $104k
July-19    $104k
August-19    $110k
September-19    $137k
October-19    $143k
November-19    $151k
December-19    $160k
January-20       $169k
February-20    $175k
March-20       $168k
April-20        $156k
May-20        $180k
June-20         $190k
July-20          $200k

Huskerfan

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Re: Race from 100 to 250k
« Reply #3102 on: July 06, 2020, 06:11:35 PM »
I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.

My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581


Numbers updated thru the last day of the month.  Appears I lost a little this month. Oh well...

I hope others were able to make adjustments and protect their investments. Times are a bit strange right now; however, I anticipate we will recover once this virus moves on. 
Keep safe everyone!

ColoAndy

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Re: Race from 100 to 250k
« Reply #3103 on: July 12, 2020, 09:19:50 AM »
Joining in for accountability and motivation.  Hoping to hit the goal by end of next year:

January 29, 2020---$157,404.75

February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote

April 19, 2020------$153,349.63    Sighhh

May 11, 2020------$157,000.40
June 2, 2020------$164,950.82
July 12, 2020-----$168,681.81

jojoguy

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Re: Race from 100 to 250k
« Reply #3104 on: July 12, 2020, 02:33:33 PM »
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 17, 2020 = $173,750.12
June 15, 2020 = $192,048.67
July 12, 2020 = $202,842.92 (200K! Woohoo!)

jiimmy

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Re: Race from 100 to 250k
« Reply #3105 on: July 12, 2020, 04:46:49 PM »
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
June 1st, 2020 $115,759

July 1st, 2020 $121,201

Cezil

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Re: Race from 100 to 250k
« Reply #3106 on: July 13, 2020, 06:11:01 AM »
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55   (+ 25,400.85)
Dec-2018: $72,493.16   (+ 14,221.61)
Dec-2019: $111,642.78   (+ 39,149.62)


Jan-2020:   $115,567.59   (+ 3,924.81)
Feb-2020:   $111,573.16   (- 3,994.43)
Mar-2020:   $99,504.35   (- 12,068.81)
Apr-2020:   $111,360.82   (+ 11,856.47)
May-2020:   $118,208.83  (+ 6,848.01)

Jun-2020:   $122,592.19  (+ 4,383.36)

lcmac32

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Re: Race from 100 to 250k
« Reply #3107 on: July 13, 2020, 10:04:23 AM »
Update #5 (tracking 401k only)    As I predicted in prior comments I stayed in the group because I didn't want to go back and forth.  I am fine with staying around for a bit, and will join the $250-500k group once I am $20-40k above the $250k mark.  No need to flip back and forth when market fluctuations come along.                         
                                 401k
Nov. 12, 2019         $238,035.96
Dec.   3, 2019         $240,880.64
Jan.   1, 2020          $249,417.11
Feb. 11, 2020          $257,961.03
July 13, 2020           $245,429.85 (-$12,531,18)

An Unassuming Moose

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Re: Race from 100 to 250k
« Reply #3108 on: July 16, 2020, 10:55:27 AM »
Nov 20, 2019 -- $113,800
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424

Well past the pre-covid peak, yet the market still has some recovery to do. This is encouraging.

lexde

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Re: Race from 100 to 250k
« Reply #3109 on: July 17, 2020, 09:17:27 AM »
Hi! I'm new, just graduated from the Race from 10k to 100k thread today. :-)

As a basic introduction, I'm a 30-year-old attorney in a MCOL. I have always been on the frugal side but started diligently saving when I discovered MMM in September 2016. Since then, I worked hard to pay off my law school loans and maximize my career. I live below my means, drive a paid-off 2012 Toyota and rent 1/2 a 1950's duplex with my dog. I'm trying to get into house hacking and would like to eventually have a moderately-sized portfolio of rentals. My annual spend is under $40k per year, I am working to max out all of my retirement vehicles (401(k), HSA, rIRA, total $29,050.00).

07/17/2020: $103,981.86 (+$0.00)

Average monthly change in net worth since September 2016: $2,950.70
Average monthly change in net worth since January 2020: $5,112.70

Projected Graduation based on 2020 numbers: 29.33 months
Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!

alcon835

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Re: Race from 100 to 250k
« Reply #3110 on: July 17, 2020, 12:50:56 PM »
Hi! I'm new, just graduated from the Race from 10k to 100k thread today. :-)

As a basic introduction, I'm a 30-year-old attorney in a MCOL. I have always been on the frugal side but started diligently saving when I discovered MMM in September 2016. Since then, I worked hard to pay off my law school loans and maximize my career. I live below my means, drive a paid-off 2012 Toyota and rent 1/2 a 1950's duplex with my dog. I'm trying to get into house hacking and would like to eventually have a moderately-sized portfolio of rentals. My annual spend is under $40k per year, I am working to max out all of my retirement vehicles (401(k), HSA, rIRA, total $29,050.00).

07/17/2020: $103,981.86 (+$0.00)

Average monthly change in net worth since September 2016: $2,950.70
Average monthly change in net worth since January 2020: $5,112.70

Projected Graduation based on 2020 numbers: 29.33 months
Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!

Welcome! Looking forward to watching you blow past your goals :D

grantmeaname

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Re: Race from 100 to 250k
« Reply #3111 on: July 17, 2020, 02:53:54 PM »
Hell yeah! Welcome lexde!

Accrual

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Re: Race from 100 to 250k
« Reply #3112 on: July 18, 2020, 02:14:04 PM »
6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k


ColoAndy

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Re: Race from 100 to 250k
« Reply #3113 on: July 19, 2020, 08:44:39 PM »
Joining in for accountability and motivation.  Hoping to hit the goal by end of next year:

January 29, 2020---$157,404.75

February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote

April 19, 2020------$153,349.63    Sighhh

May 11, 2020------$157,000.40
June 2, 2020------$164,950.82
July 12, 2020-----$168,681.81
July 19, 2020-----$171,007.76

bloodaxe

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Re: Race from 100 to 250k
« Reply #3114 on: July 23, 2020, 01:46:04 PM »
The market has been kind to us:

March 2020: 78,000
April 2020: 91,000
May 2020: 106,000

Glad to join the race :)

June 2020: 115,000

July 2020: 125,000 halfway there!

catprog

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Re: Race from 100 to 250k
« Reply #3115 on: July 24, 2020, 04:28:43 PM »

September 2019 101,671.46
October 2019 $104,093.65
November 2019 $106,200.86
December 2019 $110,803.14
January 2020 $114,203.83
February 2020 $110,981.42
March 2020 $91,521.05
April 2020 $101,453.24
May 2020 $107,974.00
June 2020 $115,595.89 (dividend month)



spaghetti1awk

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Re: Race from 100 to 250k
« Reply #3116 on: July 27, 2020, 11:12:29 AM »
Just starting tracking and logging. Looking forward to watching this grow in the coming months and years:

July 27, 2020: 161,836

QuillScroll

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Re: Race from 100 to 250k
« Reply #3117 on: July 27, 2020, 11:14:40 AM »
11/29/2019 - 101000
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054

Posting after some gap -
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240

35andFI

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Re: Race from 100 to 250k
« Reply #3118 on: July 28, 2020, 06:19:18 AM »
Jan 2019   $88,323.07
Feb 2019   $97,575.00
Mar 2019   $105,804.17
Apr 2019   $110,146.48
May 2019   $118,815.81
Jun 2019   $116,686.93
Jul 2019   $127,984.34
Aug 2019   $131,602.10
Sep 2019   $135,237.23
Oct 2019   $139,487.25
Nov 2019   $144,270.40
Dec 2019   $152,659.87
Jan 2020   $160,640.81
Feb 2020   $164,138.30

Been a bit spendy lately (dating & going out with friends) but still moving up which is comforting.

Mar 2020   $155,416.96
Apr 2020   $139,647.77
May 2020   $160,299.16
Jun 2020   $170,029.43
Jul 2020   $174,449.14

MudPuppy

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Re: Race from 100 to 250k
« Reply #3119 on: July 28, 2020, 09:21:01 AM »
Household net for 2 adults:

05/2020: 203K
06/2020: 225K
07/2020: 236k

Technically a little early, but current NW is 252k! If the markets are kind and the expenses stay low, I might graduate in September!

alcon835

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Re: Race from 100 to 250k
« Reply #3120 on: July 28, 2020, 07:18:08 PM »
Household net for 2 adults:

05/2020: 203K
06/2020: 225K
07/2020: 236k

Technically a little early, but current NW is 252k! If the markets are kind and the expenses stay low, I might graduate in September!

That's great!!!

lexde

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Re: Race from 100 to 250k
« Reply #3121 on: July 31, 2020, 09:05:42 AM »
07/17/2020: $103,981.86 (+$0.00)
07/31/2020: $106,885.86 (+$2,904.00)

The last two weeks were a bit crazy. Unexpected vet expenses (which are unfortunately a norm) but overall still a steady increase. Thankful that this was a three-paycheck month! Still staying the course, investing as heavily as I can, and saving up cash.

My average monthly expenses are about $3,100.00, which is not bad at all. I'd like to try to get it closer to $2,500.00, but there have been a number of emergencies this year already which have driven the numbers up. Without vet expenses, my monthly spend year to date has averaged $2,761.58 which is much more in line with where I'd like to be. Pup is worth every penny, though, and hopefully we are through the worst of it now.

I think I can drive my expenses down by incorporating more whole foods into my diet and cutting back on frozen components for convenience. Other than that, there's not too much else I can do. My biggest expenses are rent (paying for accommodations which are at my minimum standard); groceries (see above); electric/water (splitting with SO); internet (negotiated best deal on this); pet food/supplies (have best deal on this); veterinary (hopefully out of the worst of it); restaurants (cut way down); and transportation (paid off car; cheap to maintain; do small maintenance items myself).



Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!

grantmeaname

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Re: Race from 100 to 250k
« Reply #3122 on: July 31, 2020, 09:12:17 AM »
1/12/18   $ 50k
7/13/18   $ 63k
10/19/18  $ 75k
1/31/19   $ 80k
2/28/19   $100k
5/31/19   $119k
8/30/19   $130k
12/31/19  $163k
3/31/20   $156k
4/30/20   $187k
5/31/20   $196k
6/30/20   $208k
  7/31/20   $228k
Really nice market returns this month and we kicked ass at saving. Unfortunately I'm breaking a lease today and just handed the landlord a $7k check, but it was a pretty number while it lasted.

dignam

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Re: Race from 100 to 250k
« Reply #3123 on: July 31, 2020, 10:44:14 AM »
1/12/18   $ 50k
7/13/18   $ 63k
10/19/18  $ 75k
1/31/19   $ 80k
2/28/19   $100k
5/31/19   $119k
8/30/19   $130k
12/31/19  $163k
3/31/20   $156k
4/30/20   $187k
5/31/20   $196k
6/30/20   $208k
  7/31/20   $228k
Really nice market returns this month and we kicked ass at saving. Unfortunately I'm breaking a lease today and just handed the landlord a $7k check, but it was a pretty number while it lasted.

Nice!  I'll see you in the next thread very soon.

grantmeaname

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Re: Race from 100 to 250k
« Reply #3124 on: July 31, 2020, 12:38:31 PM »
Hoping so! With a sideways or slightly down market we'll be there by the end of the year!

MudPuppy

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Re: Race from 100 to 250k
« Reply #3125 on: July 31, 2020, 03:44:04 PM »

Household net for 2 adults:

05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k


Not calling it graduated yet because I have large expenses next month, but I can smell it!

« Last Edit: July 31, 2020, 04:27:30 PM by MudPuppy »

Mainlander

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Re: Race from 100 to 250k
« Reply #3126 on: July 31, 2020, 04:26:09 PM »
JULY UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175 
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
02/01/20: $220,276 ($9,616 gain)
03/01/20: $216,826 ($3,450 loss)
04/01/20: $219,362 ($2,536 gain)
05/01/20: $236,819 ($17,457 gain)
06/01/20: $241,176 ($4,352 gain)
07/01/20: $243,683 ($2,507 gain)
08/01/20: $253,789 ($10,106 gain)

 GRADUATION!!! It took me 30 months to complete this race. At times it seemed like a crawl, but overall pleased with my progress. Keep up the good work everyone, and don’t get discouraged. No matter how small, all contributions add up over the long run.

jps

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Re: Race from 100 to 250k
« Reply #3127 on: July 31, 2020, 04:46:53 PM »
Hi everyone,

First month in the thread for me!

7/2020: $107,142

grantmeaname

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Re: Race from 100 to 250k
« Reply #3128 on: July 31, 2020, 05:40:44 PM »
Welcome JPS!

ColoAndy

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Re: Race from 100 to 250k
« Reply #3129 on: July 31, 2020, 08:45:41 PM »
Joining in for accountability and motivation.  Hoping to hit the goal by end of next year:

January 29, 2020---$157,404.75

February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote

April 19, 2020------$153,349.63    Sighhh

May 11, 2020------$157,000.40
June 2, 2020------$164,950.82
July 12, 2020-----$168,681.81
July 19, 2020-----$171,007.76
August 1, 2020---$172,795.36

song gnos

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Re: Race from 100 to 250k
« Reply #3130 on: July 31, 2020, 09:19:27 PM »
Graduated from race to 100k. So might as well start tracking.

January 2019 81.8k
February 2019 93.2k
March 2019 98.3k
April 2019 108.3k
May 2019 111.9k
June 2019 108.4k
July 2019 117k

Not sure what a realistic timeframe to 250k would be. Hopefully within Jan 2021.



Sent from my Moto Z (2) using Tapatalk
Welp, back for my annual checkup as I remember that this exists.
Odd not keeping track on a monthly basis. Everything is so automatic at this point.

July 2020 $189.5k

Still hoping that the market moves me to 250k by Jan of next year. Wishful thinking.

Sent from my Moto Z (2) using Tapatalk


Staunch Aim

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Re: Race from 100 to 250k
« Reply #3131 on: July 31, 2020, 10:00:41 PM »
Markets helped out his month, but savings was low, largely due to 3K worth of construction supplies for an outbuilding I'm putting up in the backyard.  The only purchase left on that will be siding, glass, paint and locksets.  I'm holding out hope that I can graduate by year end, but I'll really need to buckle down through the last third of the year.

DateInvestedNet
2/1/2019$100,047.32$243,630.87
3/1/2019$105,434.50$270,922.05
4/1/2019$114,967.04$292,914.68
3/1/2020$157,729.02$344,058.04
5/1/2020$169,003.88$361,813.52
6/1/2020$186,949.47$383,276.04
7/1/2020$190,979.72$391,899.41
8/1/2020$204,593.74$400,580.69
« Last Edit: August 01, 2020, 06:19:45 AM by Staunch Aim »

Fishing4FI

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Re: Race from 100 to 250k
« Reply #3132 on: August 01, 2020, 06:05:05 AM »
August-18    $27k
September-18    $31k
October-18    $59k
November-18    $60k
December-18    $64k
January-19    $63k
February-19    $74k
March-19    $78k
April-19    $86k
May-19    $98k
June-19    $104k
July-19    $104k
August-19    $110k
September-19    $137k
October-19    $143k
November-19    $151k
December-19    $160k
January-20       $169k
February-20    $175k
March-20       $168k
April-20        $156k
May-20        $180k
June-20         $190k
July-20          $200k
August-20     $217k

L2

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Re: Race from 100 to 250k
« Reply #3133 on: August 01, 2020, 06:20:49 AM »
1/15/19 - $101,635.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020):  204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020):  $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020):  $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020):  $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020):  $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020):  $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288
12/31/19 NW: $185,673 - Projected Graduation Goal NW (12/31/2020): $244,374
1/31/20 NW: $191,143 - Projected Graduation Goal NW (12/31/2020): $244,397
2/29/20 NW: $186,269 - Projected Graduation Goal NW (12/31/2020): $234,682.
5/31/20 NW: 214,832 - Projected Graduation Goal NW (12/31/2020): $247,374.
06/30/20 NW: $223,370 - Projected Graduation Goal NW (12/31/2020): $251,263.
07/31/20 NW: $239,856.83 - Projected Graduation Goal NW (12/31/2020): $263,101.74
Received a few bonuses this month. Also got engaged, so progress will be slowed down some over the next year with some money going towards that. Its very hard to to get married reasonably in the traditional sense unless you cut a bunch of corners/DIY. I think fiance and myself came to a compromise we can both be satisfied with. Bonus - will get 50K + bump when it becomes official!

junga

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Re: Race from 100 to 250k
« Reply #3134 on: August 01, 2020, 07:20:30 AM »
31/01/2019:  $139,828
01/03/2019:  $145,617
31/03/2019:  $153,549
02/05/2019:  $162,575
02/06/2019:  $164,396
28/06/2019:  $173,404
31/07/2019:  $183,384
31/08/2019:  $186,347
30/09/2019:  $196,033
31/10/2019:  $202,222
28/11/2019:  $210,924

01/01/2020:  $221,074 (+10,150)
03/02/2020:  $226,108 (+5,034)
01/03/2020:  $215,551 (-10,557)
06/04/2020:  $197,168 (-18,383)
30/04/2020:  $223,850 (+26,682)
30/05/2020:  $236,967 (+13,117)
02/07/2020:  $247,960 (+10,993)
01/08/2020:  $264,301 (+16,342)

YAY!! We have graduated from this race and moving on to the next. It took us 30 months. We learned that discipline and regular contribution to our investment portfolio has been the key.
It has been a fun rollercoaster ride past couple years. Good luck to everyone and see you all in the next race.

Epor

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Re: Race from 100 to 250k
« Reply #3135 on: August 01, 2020, 07:37:30 AM »
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM   3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
                Total       Saved      Market G/L
02/01/20 182780      4285         -575
03/01/20 170715      2092       -14157
04/01/20 148065      2092       -24742
05/01/20 172135      2092        21978
06/01/20 185340      2484        11113
07/01/20 193380      2092         8040
08/01/20 206480      2484        10616    <<-- 200k !!

Accrual

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Re: Race from 100 to 250k
« Reply #3136 on: August 01, 2020, 07:56:54 AM »

6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k


alcon835

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Re: Race from 100 to 250k
« Reply #3137 on: August 01, 2020, 10:18:22 AM »
JULY UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175 
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
02/01/20: $220,276 ($9,616 gain)
03/01/20: $216,826 ($3,450 loss)
04/01/20: $219,362 ($2,536 gain)
05/01/20: $236,819 ($17,457 gain)
06/01/20: $241,176 ($4,352 gain)
07/01/20: $243,683 ($2,507 gain)
08/01/20: $253,789 ($10,106 gain)

 GRADUATION!!! It took me 30 months to complete this race. At times it seemed like a crawl, but overall pleased with my progress. Keep up the good work everyone, and don’t get discouraged. No matter how small, all contributions add up over the long run.

Congratulations!!!!!!!!

Staunch Aim

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Re: Race from 100 to 250k
« Reply #3138 on: August 01, 2020, 10:30:31 AM »
YAY!! We have graduated from this race and moving on to the next. It took us 30 months. We learned that discipline and regular contribution to our investment portfolio has been the key.
It has been a fun rollercoaster ride past couple years. Good luck to everyone and see you all in the next race.

Congrats!!

alcon835

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Re: Race from 100 to 250k
« Reply #3139 on: August 01, 2020, 10:33:16 AM »
Note: all numbers are from the 1st of the month. Only tracking investments, no savings, assets, etc.

Jan 2020: $100,566
Feb 2020: $107,987 (+7,421) [+7.38%]
Mar 2020: $96,513 (-11,474) [-10.62%]
Apr 2020: $90,626 (-5,887) [-6.09%]
May 2020: $104,595 (+13,969) [+15.41%]
Jun 2020: $129,092 (+24,297) [+23.42% ]
Jul 2020: $136,291 (+7,199) [+5.57% ]
Aug 2020: $156,793 (+20,502) [+15.04% ]

Year-to-date change: +$56,227 [+55.91%]

The big jumps are somewhat misleading. I have a lot of stock options at my current job which are vesting every month. We're privately owned, so it's all funny money, but I expect us to sell in the next 2-3 years. Based on current projections, our value jumped from $10/share to $15/share so I updated my tracker to reflect that. While that was the biggest jump, I still saw 6% growth overall from direct investments and gains throughout the month, so it's not just funny money.

Still, it's pretty exciting to see my FIRE nest egg growing in a down market. I made some pretty aggressive changes in April and so far they've paid off. I expect the markets to trade sideways through the end of year as we wait for a vaccine. Even so, with my options plus my ongoing investments into my 401K, Roth IRA, and taxable accounts, I expect solid continued growth through the end of year. I hope to be at $200K by January.


Overview
                       2018                2019                2020                2021               
January$37,094$62,251$100,566-
April$46,098$74,093$90,626 (COVID)-
July$59,013$82,898$136,291(Grad Goal)
October$63,418$85,605--
Annual gain$25,157$38,315--

peppermint

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Re: Race from 100 to 250k
« Reply #3140 on: August 01, 2020, 10:56:59 AM »
12/2019 - $107584.51
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05

zygote

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Re: Race from 100 to 250k
« Reply #3141 on: August 01, 2020, 11:17:33 AM »
For context: I'm 31 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
8/20: $151,084.80 (+14,516.06, +10.63%)

Huge progress. It was a 3-paycheck month and I got a tax refund.

sportsportsports

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Re: Race from 100 to 250k
« Reply #3142 on: August 01, 2020, 01:41:53 PM »
01-2020   $82,260.85
02-2020   $83,005.15
03-2020   $83,326.38
04-2020   $95,827.22
05-2020   $104,082.90
06-2020   $108,773.96
07-2020   $118,687.61

Market correction really helped me out this month! Which is nice since I've now been officially unemployed for a month. Now the challenge: what can I save on unemployment while job searching (when I actually start getting unemployment checks, that is) and moving in 4 weeks. At least the rent will be cheaper!

snoot

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Re: Race from 100 to 250k
« Reply #3143 on: August 01, 2020, 04:29:27 PM »
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
02/2020 $202,698
03/2020 $190,324
04/2020 $188,776
05/2020 $200,351
06/2020 $220,593
07/2020 $227,293
08/2020 $235,376

Well done everyone!

grantmeaname

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Re: Race from 100 to 250k
« Reply #3144 on: August 01, 2020, 04:52:10 PM »
Nice snoot!

ASW

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Re: Race from 100 to 250k
« Reply #3145 on: August 02, 2020, 09:11:53 AM »
                       2018                2019                2020                2021               
January     $38,800$88,534$153,292-
February$49,800$96,439$154,220-
March$55,707$107,387$121,400-
April$64,352$110,960$132,182-
May$68,097$117,622$152,737-
June$72,976$113,078$165,000(Grad Goal)
July$80,555$124,700$168,340
August$85,858$129,322$180,956
September$90,137$133,156-
October$93,806$136,540-
November$89,537$142,714-
December$92,795$147,950-
Annual gain$49,734$64,758
« Last Edit: September 01, 2020, 09:02:47 AM by ASW »

FrugalByChance

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    • Net Worth Progress
Re: Race from 100 to 250k
« Reply #3146 on: August 02, 2020, 02:05:14 PM »
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016   €  58 971.00
Jan 2017   €  86 368.00
Jan 2018   € 119 817.00
Jan 2019   € 145 840.48
...
Dec 2019   € 195 798.72   (growth:  € 6 723.04 deposits:  € 3 600.00)
Totals for 2019: growth:  € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)

Jan 2020  € 198 632.07   (growth:  € 2 833.35)
Feb 2020  € 193 987.01   (growth: -€ 4 645.06)
Mar 2020  € 179 084.86   (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020  € 200 737.12   (growth:  €21 652.26 deposits: € 3 798.78)
May 2020  € 209 540.07   (growth:  € 8 802.95 deposits: € 5 855.37)
Jun 2020  € 214 045.88   (growth:  € 4 505.81 deposits: € 3 240.00)


Jul 2020  € 220 555.81  (growth:  € 6 509.93 deposits: € 4 324.66)

Huskerfan

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Re: Race from 100 to 250k
« Reply #3147 on: August 02, 2020, 02:57:29 PM »
I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.

My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652


Numbers updated thru the last day of the month.  Nice increase!  Roughly a $50k increase in 12 months.

philli14

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Re: Race from 100 to 250k
« Reply #3148 on: August 02, 2020, 03:33:19 PM »
1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)

1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)

1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)

Keeping it rolling

Jim Fiction

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Re: Race from 100 to 250k
« Reply #3149 on: August 02, 2020, 03:42:34 PM »
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:

9/29/17 - $11,511
6/30/18 - $36,000
1/31/19 - $53,028
6/30/2019 - $75,757
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897

This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.

Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.

Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.

With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.

Looking forward to following along with everyone's progress!

New Joint Tracker

                  Solo NW      Joint NW
4/30/2020 - 101,897        203,198
5/31/2020 - 109,544        218,023
6/30/2020 - 114,288        227,585
7/31/2020 - 117,338        236,196

$4,000 in car repairs kept this from being a stellar month. Still, happy with our progress.