Author Topic: Race from 100 to 250k  (Read 859248 times)

Gardo

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Re: Race from 100 to 250k
« Reply #2200 on: January 21, 2019, 05:54:08 PM »
Quarter StockBondCash  +House
Q3 2016:  $112,200     $165,800
Q4 2016:  $124,300     $178,500
Q1 2017:  $148,300     $203,300
Q2 2017:  $160,548     $217,018
Q3 2017:  $178,042     $235,102
Q4 2017:  $203,082     $260,736
Q1 2018:  $213,941     $272,491
Q2 2018:  $223,802     $283,554
Q3 2018:  $235,666     $296,330
Q4 2018:  $229,947     $291,293

First down quarter! The market had to try very hard to pull that off, combined with an unusually high quarter of spending. Down markets are good at this stage, hopefully I am unable to leave this thread until 2020!

<(~)`(~)> Here's to a rough and tumble 2019! (does that look like glasses clinking?) May we have another four quarters of 15% losses!

What is House dollars?

Gardo

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Re: Race from 100 to 250k
« Reply #2201 on: January 21, 2019, 05:59:39 PM »

20170529:  $103.6K
20171231:  $126.5K
20181231:  $139.2K
20190121:  $150.4K

Gardo

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Re: Race from 100 to 250k
« Reply #2202 on: January 21, 2019, 06:16:46 PM »
I really enjoyed reading the 10-100k thread. Let's start a race to a quarter million!

Net worth:

Jan 1, 2015:    $110,000
Feb 1, 2015:    $114,700
March 1,2015:  $119,400
April 1,2015:    $132,700
May 1,2015:     $138,000
     

So these races are net worth?  I thought we are listing just Retirement Account.

Blahhhh456

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Re: Race from 100 to 250k
« Reply #2203 on: January 21, 2019, 07:51:59 PM »
I really enjoyed reading the 10-100k thread. Let's start a race to a quarter million!

Net worth:

Jan 1, 2015:    $110,000
Feb 1, 2015:    $114,700
March 1,2015:  $119,400
April 1,2015:    $132,700
May 1,2015:     $138,000
     

So these races are net worth?  I thought we are listing just Retirement Account.

It is up to you which you want to report. Some of us report net worth and others just report their invested assets.

fuzzy math

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Re: Race from 100 to 250k
« Reply #2204 on: January 22, 2019, 07:52:00 AM »

June 2018.  $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018.  $251,023
Nov 2018 238,881
Dec 2018 244,687 
Jan 2019 226,942  (actually got paid early for Xmas on the actual LOW day for the month, woot!!!)





daverr7

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Re: Race from 100 to 250k
« Reply #2205 on: January 23, 2019, 06:31:44 PM »
Hello, joining in!

Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.

Investments:
5/1/2018: $192,000
6/1/2018: $200,737
7/1/2018: $205,121
8/1/2018: $213,771
9/1/2018: $222,070
10/1/2018: $225,027
11/1/2018: $216,074

12/1/2018: $219,241
1/1/2019: $211,253

dignam

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Re: Race from 100 to 250k
« Reply #2206 on: January 28, 2019, 07:00:30 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k [...]
Jan 2019 $167k


SeattleStache

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Re: Race from 100 to 250k
« Reply #2207 on: January 28, 2019, 10:18:49 AM »
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
December 2018: $194,973 (total NW $367,535)

January 2019: $210,742 (total NW $375,622)

The total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2208 on: January 30, 2019, 08:52:16 PM »
Brand new to this forum, this is literally my first post. Excited to see this take off towards 250k and beyond. Started professional career in this country back 2012 at 31 years old, effectively starting from scratch. Super fortunate to have gotten a great opportunity in 2016 that has really allowed me to catch up a number of years in a short time span. My wife has been retired nearly 15 years, she is significantly older than me and she is therefore not interested in planning for the future. This is 100% a solo effort.

Edited: Added a lot more detail from what I could find on Mint.

Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90

I currently max out 401k, my Roth IRA and my ESPP which is pretty much all I can get away with due to S/O not being on board (which is somewhat understandable as she is on a pension already and significantly older than me). I also put about $4400 per year in HSA currently and may consider maxing that out soon as well. We could do with more of an EF buffer but again, she sees no value in it as she considers her income '100% guaranteed'. It is for the most part as the retirement fund she is relying on has done really well.

All done for the month
Oct-18: $149116 + $3500  in HSA which I'm including for the first time. = $152616

Graduation Target is June 2020 but January 2020 is my stretch goal.

Nov-18: $142004 + $3922 in HSA = $145926 Slightly lower drop vs what I had expected but I had some one time expenses and my tax advantaged savings vehicles are full for the year.

Dec-18: $145596.37 Investments incl 401k + $5265.18 HSA = $150861.55

Not a bad month, hope to eclipse the all time high next month and maybe even hit $155k.

Jan-19: $136537 + $6212 in HSA = $142749 Oh well, dropped significantly but still early in accumulation stage so monthly monitoring probably doesn't even make that much sense.

Excited to start contributing to my 401k again in January and to have taken advantage of the stock market pullback through ESPP.

My goal is to hit $210k as a stretch goal at the end of 2019.

Feb-19: Exciting end to this month and a big jump due to ESPP and some employer sponsored HSA contributions means I ended with $159520 split between 401k/Taxable/Roth/ESPP of $151306 and $8214 in HSA (most of this is invested though).

Edited with today's investment returns.
« Last Edit: January 31, 2019, 09:41:11 PM by ItsALongStory »

Slow&Steady

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Re: Race from 100 to 250k
« Reply #2209 on: January 31, 2019, 07:25:03 AM »
2019 Goal = $135k (Invested Total) & $222K (Total NW)
2019 Stretch Goal = $160k (Invested Total) & $250k (Total NW)

I do not plan to leave this race until the Invested Total is above $250k.

Code: [Select]
Month End 401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Dec-18 $103,098 $3,861 $106,959 $240,000 $125,000 $296,155 $175,804
Jan-19 $110,710 $4,151 $114,861 $240,000 $125,000 $313,885* $165,976

*I added $18k-19k of debt for the rental that I had not been tracking.  I realized that if I was going to count the rental equity & mortgage, I probably should count the other rental debt too. 

Invested total is still down about $4k (not counting new contributions) from the 2018 month end high that I have recorded but it is $11k over my Jan-18 numbers. Which is about equal to contributions for 2018, so I am claiming that 2018 was not negative (just flat), for me anyways.

Stimpy

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Re: Race from 100 to 250k
« Reply #2210 on: January 31, 2019, 01:14:01 PM »
DateFIREMediTotal NW% IncreaseNotes
6/1/2017$115,738 -
12/31/2017$130,952.23~5.58%- Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018$135,011.70~ 3.10%
2/28/2018$135,864.07~ 0.63%
3/30/2018$138,236.93~2.39%
4/31/2018$146,471.66~5.96%
5/31/2018$149,243.29~ 1.89%
6/29/2018$138,672.35$10,383.62$149,055.97~-.13%
7/31/2018$143,601.47$11,999.00$155,600.47~4.39%
8/31/2018$170,882.66$33,529.66203,882.32~31.37%
9/28/2018$175,228.25$33,941.00209,136.25~2.33%
10/31/2018$173,675.18$37,549.95$211,225.13~0.98%
11/30/2018$175,846.66 $43663.51$219,510.17~3.92%
12/31/2018$177,341.32 $46,719.18$224,060.50~2.07%%
Numbers based on Mint

1/31/2019 Fire: $200,473.39 + Medi  $56,820.70 = $257,294.09 ~14.83%

Well look at that, I expected it to be just under 250k due to a surprise check, but stocks bumped me up a little tiny tiny bit.  (Ok more then a bit)  So I'll take it, twas a enjoyable experience that will continue in the next threat.  I mean thread.

Good luck to everyone, and see ya all up there soon!
« Last Edit: January 31, 2019, 01:20:34 PM by stimepy »

Izybat

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Re: Race from 100 to 250k
« Reply #2211 on: January 31, 2019, 03:08:20 PM »
It's been a long hiatus since I posted on this thread and I decided not to go digging for my history, so starting from where I am:

1/31/2019 $181,982.57

We got a bigger bump than usual this month, not only because the markets did well, but because my husband's company pays out a year's worth of 401K matching on Dec 31, which really hits the market on Jan 1.

I'm so happy to be back on track. We moved across the country this past year and haven't sold our old house yet. Once that sells, we'll see what happens (not sure if we'll make any money on it yet or not.)

dcozad999

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Re: Race from 100 to 250k
« Reply #2212 on: January 31, 2019, 03:37:32 PM »
2/1/2018    $198,264.59
3/1/2018    $204,079.63
4/1/2018    ???
5/1/2018    $206,310.31
6/1/2018    $207,731.13
7/1/2018    $209,452.69
8/1/2018    $218,450.07
9/1/2018    $224,242.78
10/1/2018  $227,036.87
11/1/2018  $214,106.68
12/1/2018  $219,948.36
1/1/2019    $206,666.96
2/1/2019    $224,401.47
« Last Edit: February 01, 2019, 10:19:44 AM by dcozad999 »

Raenia

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Re: Race from 100 to 250k
« Reply #2213 on: January 31, 2019, 04:11:42 PM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99

1/31/2019 - 191,369.58

dreadmoose

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Re: Race from 100 to 250k
« Reply #2214 on: January 31, 2019, 04:17:44 PM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764    
   May 1       $129,950    
   June 1       $149,174    
   July 1       $154,992            
   Aug 1       $167,846            
   Sep 1       $180,482            
   Oct 1       $185,098            
   Nov 1       $194,857            
   Dec 1       $205,773           
   Jan 1       $212,860           
   Feb 1       $230,743           (+17,883)

Stock market came back pretty decently while I added as much as I could as well.

I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).

Neustache

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Re: Race from 100 to 250k
« Reply #2215 on: January 31, 2019, 04:20:42 PM »

09/05/18     154,000
10/01/18     168,330
12/01/18     163,458
01/01/18     155,535
02/01/18     166,939

Well, that was a bit of a bump back up!  Hopefully will cross 170K next month after throwing some savings into retirement accounts - waiting to see how much we owe on taxes first. 




Steeze

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Re: Race from 100 to 250k
« Reply #2216 on: January 31, 2019, 06:54:40 PM »

05-01-18 - $55,766
06-01-18 - $60,028
07-01-18 - $66,306
08-01-18 - $74,667
09-01-18 - $83,868
10-01-18 - $93,108
11-01-18 - $93,084
12-01-18 - $104,317
01-01-19 - $117,581

02-01-19 - $134,761

DW & I both had triple paychecks this month and a favorable market made it our best month on record. Hoping to keep the momentum up! Cheers!

Goal is to hit 250k by April 1 2020, Stretch goal Jan 1st 2020. Good luck to all !!!

Milkm4n

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Re: Race from 100 to 250k
« Reply #2217 on: January 31, 2019, 07:05:52 PM »
JANUARY UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434 ($11,655 increase)

  Biggest increase since I began tracking my net worth 🤑. This is why I like the down months, because it makes months like this possible. The next few months are looking good with lots of overtime and a good tax return. Goal for 2019 is 180k, with a stretch goal of 190k.

FrugalByChance

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Re: Race from 100 to 250k
« Reply #2218 on: February 01, 2019, 02:45:16 AM »
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016     58,971.00
...
Jan 2017     86 368.00
...
Jan 2018    119 817.00
Feb 2018    118 464.00
Mar 2018    115 094.00
Apr 2018    122 622.00
May 2018    128 787.00
Jun 2018    130 283.31
Jul 2018    135 595.00
Aug 2018    138 342.00
Sep 2018    139 524.74
Oct 2018    138 230.42
Nov 2018    144 029.86
Dec 2018    135 400.00

 
Totals for 2018:
Growth    18.847,34   (= 16,17%)
Deposits 27.142,12   
Returns -  8.294,78   (= -6,81%)


Jan 2018    145 840.48

mustardstew

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Re: Race from 100 to 250k
« Reply #2219 on: February 01, 2019, 05:17:34 AM »
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019

02/2019 - $126,896

Epor

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Re: Race from 100 to 250k
« Reply #2220 on: February 01, 2019, 07:12:09 AM »
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM   3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
                Total       Saved       Market G/L
02/01/19 129805      7876       10710

Very good start.

L2

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Re: Race from 100 to 250k
« Reply #2221 on: February 01, 2019, 07:52:02 AM »
1/15/19 - $101,635.
1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020):  204,027

Blahhhh456

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Re: Race from 100 to 250k
« Reply #2222 on: February 01, 2019, 08:01:53 AM »


Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00
Sept 1, 2018 - $243,320
Oct 1, 2018 - $247,758
Nov 1, 2018 - $233,686
Dec 1, 2018 - $241,845
Jan 1, 2019 - $224,733
Feb 1, 2019 - $253,171.02 - wow, what a month. I have maxed out my IRA for the year and some market gains have helped a bit. It was a fun roller coaster ride to the end with some intense drops and corkscrews!! Good luck and I will see you on the next thread race!! 

coffeefueled

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Re: Race from 100 to 250k
« Reply #2223 on: February 01, 2019, 09:58:21 AM »
Aug2018: 208,651
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Jan2019: 209,471

Feb2019: 221,436

I'm hoping I can hit 250K by mid-year unless we hit another big downswing.

Check2400

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Re: Race from 100 to 250k
« Reply #2224 on: February 01, 2019, 10:09:18 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500
Aug. 1  2018 -  194,000
Sept 1  2018 -  200,500
Oct. 1  2018 -  200,800
Nov. 1 2018 -  184,000
Dec. 1 2018 -  195,000
Jan. 1 2019 -  204,000
Feb. 1 2019 -  217,000

My EOY for 2018 goal was $215,000, so it took me an extra month to get there.  No complaints.  I switched the entire family to my emplyer's health insurance starting this year, so I'm losing an extra $600+ a month in income, which makes a big difference. 

I spend too much time doing the math on how long to retire, even though the end date never really changes.  I'm working to set middle goals, which is why I like this thread.   Still hoping for a graduation before 2020!


tjrssibelle

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Re: Race from 100 to 250k
« Reply #2225 on: February 01, 2019, 10:26:13 AM »




Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k
Jul 2018 - $232.53 k
Aug 2018 - $239.87 k
Sep 2018 - $242.39 k; so close
Oct 2018 - $230.33 k
Nov 2018 - $238.53 k
Dec 2018 - $227.08k

Sent from my SM-N920V using Tapatalk

Jan 2019 - $255.83k; gains and maxed IRA helped the push over, finally. See you guys in the next one

Sent from my SM-N920V using Tapatalk


junga

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Re: Race from 100 to 250k
« Reply #2226 on: February 01, 2019, 12:22:56 PM »
January 1, 2018         : $97,318
February 2, 2018        : $104,695
March 1,2018             : $107,006
March 30, 2018          : $115,189
May 1, 2018               : $116,178
June 1, 2018              : $119,529
July 2, 2018               : $117,366
July 31, 2018             : $120,235
Aug 31, 2018             : $126,710
Sept 30, 2018            : $135,258
Dec 1, 2018               : $133,314
Dec 30, 2018             : $128,407
Jan 31, 2018              : $139,828

BSL18

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Re: Race from 100 to 250k
« Reply #2227 on: February 01, 2019, 01:40:08 PM »
Hmmmm.. anybody still around in February?? Everyone seems to be catching up on last year's losses and graduating!

Cornel_Westside

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Re: Race from 100 to 250k
« Reply #2228 on: February 01, 2019, 02:41:51 PM »
03/2017 - $130,500
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
01/2018 - $193,174 (+17419 - Saved $3452, Market Gains $13967, Savings Ratio 63.3%)
02/2018 - $207,459 (+14285 - Saved $3693, Market Gains $10592, Savings Ratio 67.7%)
05/2018 - $202,142 (-5317 - Saved $3298, Market Gains $-8615, Savings Ratio 27.54%)
02/2019 - $215,000 (+10266 - Saved $4816, Market Gains $5450, Savings Ratio 63.0%)

Haven't posted in a while. 2018 was rough on stocks - I lost about 22k in the market while saving 35k that year. But that's the short term. Long term I'm doing great. Locked in at a well paying job and I'm simply putting money in the market while I'm young.

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2229 on: February 01, 2019, 05:44:05 PM »
Hmmmm.. anybody still around in February?? Everyone seems to be catching up on last year's losses and graduating!

Was just thinking the same thing, I'm here for another 10 months if this January performance repeats itself for the rest of the year :) Realistically though probably another 16 months.

Raenia

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Re: Race from 100 to 250k
« Reply #2230 on: February 01, 2019, 06:12:48 PM »
Hmmmm.. anybody still around in February?? Everyone seems to be catching up on last year's losses and graduating!

I'll be here a while yet - probably another year or so at least.

fuzzy math

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Re: Race from 100 to 250k
« Reply #2231 on: February 01, 2019, 07:19:28 PM »
Regular contributions of $5k a month. variations are due to market fluctuations

June 2018.  $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018.  $251,023
Nov 2018 238,881
Dec 2018 244,687 
Jan 2019 226,942 
Feb 2019 249,796

BiggerFishToFI

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Re: Race from 100 to 250k
« Reply #2232 on: February 02, 2019, 06:21:01 AM »
Month   Networth   Investments
12/31/16   $115,671   $64,692
01/31/17   $119,371   $66,070
02/28/17   $124,835   $67,186
03/31/17   $129,469   $67,472
04/30/17   $125,786   $67,858
05/31/17   $134,698   $70,822
06/30/17   $140,666   $82,983
07/31/17   $153,716   $92,589
08/31/17   $159,027   $96,256
09/30/17   $168,105   $100,416
10/31/17   $181,050   $106,552
11/30/17   $192,875   $111,570
12/31/17   $209,837   $123,158
01/31/18   $226,173   $140,791
02/28/18   $227,345   $139,409
03/31/18   $230,611   $140,661
04/30/18   $240,326   $148,934
05/31/18   $252,234   $157,561
06/30/18   $254,345   $163,327
07/31/18   $285,203   $176,231
08/31/18   $293,078   $186,348
09/30/18   $302,203   $206,186
10/31/18   $257,935   $201,993
11/30/18   $269,801   $212,861
12/31/18   $279,156   $201,937
01/31/19   $311,711   $251,061

After several mediocre months, YUGE leap this month and officially one quarter MILLION DOLLARS INVESTED!!!!

Includes maxing out Roth IRAs (12k) + 9k contribution to taxable + big 401k match contributions (Xmas bonus). Luckily these all were perfectly timed near the bottom (or so-called bottom?)

See you all on the other side

snoot

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Re: Race from 100 to 250k
« Reply #2233 on: February 02, 2019, 07:05:04 AM »
Hello everyone! I just graduated to this thread last month. Gunning for a December 2020 graduation from this thread...

01/2018 $67,602
01/2019 $101,315
02/2019 $116,294

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2234 on: February 02, 2019, 09:48:49 AM »
Hello everyone! I just graduated to this thread last month. Gunning for a December 2020 graduation from this thread...

01/2018 $67,602
01/2019 $101,315
02/2019 $116,294
Welcome! Looks like this year is off to a great start for you!

We have a spreadsheet where you can also track your progress if you wish.

Sent from my Pixel 2 XL using Tapatalk


Staunch Aim

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Re: Race from 100 to 250k
« Reply #2235 on: February 02, 2019, 12:55:32 PM »
Hello Racers!

Here I am at the starting line - I hit the $100K invested threshold for the first time yesterday!!! 

I figure it was ~4 years from -20K to 100K and my admittedly ambitious goal is 250K invested by the end of 2020. 

Anyone have a starting pistol?

DateInvestedNet
2/1/2019$100,047.32$243,630.87






RePatriot

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Re: Race from 100 to 250k
« Reply #2236 on: February 03, 2019, 07:41:17 AM »
Month   Networth   Investments
12/31/16   $115,671   $64,692
01/31/17   $119,371   $66,070
02/28/17   $124,835   $67,186
03/31/17   $129,469   $67,472
04/30/17   $125,786   $67,858
05/31/17   $134,698   $70,822
06/30/17   $140,666   $82,983
07/31/17   $153,716   $92,589
08/31/17   $159,027   $96,256
09/30/17   $168,105   $100,416
10/31/17   $181,050   $106,552
11/30/17   $192,875   $111,570
12/31/17   $209,837   $123,158
01/31/18   $226,173   $140,791
02/28/18   $227,345   $139,409
03/31/18   $230,611   $140,661
04/30/18   $240,326   $148,934
05/31/18   $252,234   $157,561
06/30/18   $254,345   $163,327
07/31/18   $285,203   $176,231
08/31/18   $293,078   $186,348
09/30/18   $302,203   $206,186
10/31/18   $257,935   $201,993
11/30/18   $269,801   $212,861
12/31/18   $279,156   $201,937
01/31/19   $311,711   $251,061

After several mediocre months, YUGE leap this month and officially one quarter MILLION DOLLARS INVESTED!!!!

Includes maxing out Roth IRAs (12k) + 9k contribution to taxable + big 401k match contributions (Xmas bonus). Luckily these all were perfectly timed near the bottom (or so-called bottom?)

See you all on the other side
Regular contributions of $5k a month. variations are due to market fluctuations

June 2018.  $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018.  $251,023
Nov 2018 238,881
Dec 2018 244,687 
Jan 2019 226,942 
Feb 2019 249,796
Congrats to both of you on your hard work and official graduation from the thread!

I'm joining this thread a little late.
2/1- $149253.56

After front loading our 2019 IRAs, we should be investing roughly $2500 a month to max pretax space.  Hopefully we can throw more in our brokerage account over time.  I'm (hopefully) going back to school in Fall 2021 and would like to be closing in on 250k then.

CorpRaider

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Re: Race from 100 to 250k
« Reply #2237 on: February 04, 2019, 06:44:07 AM »
Liquid Investments: 

12/14 ~    $46,000
12/15 ~    $81,000
12/16 ~  $109,000
12/17 ~  $164,000     
01/18 ~  $174,000
02/18 ~  $172,000
03/18 ~  $175,000
04/18 ~  $180,000
05/18 ~  $184,000
06/18 ~  $174,000
07/18 ~  $183,000
08/18 ~  $186,000
09/18 ~  $188,000
10/18 ~  $179,000
11/18 ~  $184,000
12/18 ~  $180,000
01/18 ~  $188,000

moonpalace

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Re: Race from 100 to 250k
« Reply #2238 on: February 04, 2019, 07:57:29 AM »
01/2017:  $42,000
....
01/2018:  $143,602
02/2018:  $151,025
03/2018:  $158,208
04/2018:  $161,505
05/2018:  $171,200
06/2018:  $186,416
07/2018:  $190,600
08/2018:  $201,789
09/2018:  $214,798
10/2018:  $223,764
11/2018:  $221,810
12/2018:  $230,270
01/2019:  $226,818
02/2019:  $242,032

Link to group spreadsheet

moonpalace

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Re: Race from 100 to 250k
« Reply #2239 on: February 04, 2019, 01:43:11 PM »
I'm thinking maybe another 3 months for me, but who knows what the market will do? I'm just amazed at how nonchalant I can be about these kind of numbers. Growing up, this sort of wealth seemed so unattainable.

I was just having that same thought! Heck, until 3 years ago (age 40) I was hovering around zero net worth, and if you had told me then that I'd soon be adding about $100k NW per year, with some months up to $15k, I never would've believed it!

Epor

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Re: Race from 100 to 250k
« Reply #2240 on: February 04, 2019, 03:07:46 PM »
1/15/19 - $101,635.
1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020):  204,027

Is that 204,027 your projected NW on 12/31/2020? Hummmm... I'm afraid you will need extra 45,973 to graduate this race 😊. You should keep the 2020 goal, I think you can do it.


L2

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Re: Race from 100 to 250k
« Reply #2241 on: February 04, 2019, 05:39:35 PM »
1/15/19 - $101,635.
1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020):  204,027

Is that 204,027 your projected NW on 12/31/2020? Hummmm... I'm afraid you will need extra 45,973 to graduate this race 😊. You should keep the 2020 goal, I think you can do it.

I've got some real work to do indeed!! Shoot for the stars, land on the moon ;)

Toad

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Re: Race from 100 to 250k
« Reply #2242 on: February 05, 2019, 12:34:32 AM »
Summary of accounts:

   Date      Bank Accounts      Taxable Investments      IRAs and 401k      TOTAL      CHANGE   
   February 1, 2018      $13,975.00      $81,380.67      $51,185.33      $146,541.00   
   February 16, 2018      $13,812.30      $82,021.39      $51,242.74      $147,076.43      +0.37%   
   March 1, 2018      $10,851.87      $81,263.42      $50,645.46      $142,760.75      -2.93%   
   March 16, 2018      $10,400.70      $86,537.43      $51,975.87      $148,914.00      +4.31%   
   April 1, 2018      $9,260.83      $82,902.34      $49,913.25      $142,076.42      -4.59%   
   April 16, 2018      $9,024.81      $84,219.71      $56,999.42      $150,243.94      +5.75%   
   May 1, 2018      $6,865.67      $81,933.59      $59,445.02      $148,244.28      -1.33%   
   May 16, 2018      $7,083.48      $82,866.54      $62,421.20      $152,371.22      +2.78%   
   June 1, 2018      $6,764.50      $83,959.71      $66,115.73      $156,839.94      +2.93%   
   June 16, 2018      $6,879.10      $83,700.80      $69,304.41      $159,884.31      +1.94%   
   July 1, 2018      $7,123.50      $83,121.42      $69,308.09      $159,553.01      -0.21%   
   July 16, 2018      $10,719.90      $85,129.69      $71,826.92      $167,676.51      +5.09%   
   August 1, 2018      $14,732.56      $86,652.82      $72,329.18      $173,714.56      +3.60%   
   August 16, 2018      $13,196.71      $87,191.11      $73,238.38      $173,626.20      -0.05%   
   September 1, 2018      $13,673.41      $90,472.35      $74,941.54      $179,087.30      +3.15%   
   September 16, 2018      $15,374.17      $91,006.68      $75,107.00      $181,487.85      +1.34%   
   October 1, 2018      $16,854.55      $91,794.30      $75,717.00      $184,365.85      +1.59%   
   October 16, 2018      $16,612.47      $88,368.57      $73,031.47      $178,012.51      -3.45%   
   November 1, 2018      $18,285.38      $84,982.39      $71,020.77      $174,288.54      -2.09%   
   November 16, 2018      $18,662.38      $90,062.64      $71,356.00      $180,081.02      +3.06%   
   December 1, 2018      $17,708.68      $91,239.50      $71,548.00      $180,496.18      +0.23%   
   December 16, 2018      $20,409.16      $89,632.75      $72,123.11      $182,165.02      +0.92%   
   January 1, 2019      $23,668.81      $89,632.75      $72,953.77      $185,911.60      +2.06%   
   January 16, 2019      $25,068.47      $92,552.05      $73,024.63      $190,645.15      +2.55%   
   February 1, 2019      $22,665.56      $94,290.71      $78,618.00      $195,574.27      +2.59%   

Surprisingly good start to 2019 considering most of my position in the market is defensive now (AGG).

solon

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Re: Race from 100 to 250k
« Reply #2243 on: February 05, 2019, 05:54:21 AM »

 1/2017  $88,615
 1/2018 $132,155
 2/2018 $138,015
 3/2018 $137,779
 4/2018 $148,093
 5/2018 $158,814
 6/2018 $161,284
 7/2018 $160,446
 8/2018 $168,222
 9/2018 $184,258
10/2018 $189,536
11/2018 $184,146
12/2018 $182,675
01/2019 $177,349
02/2019 $188,332


In February 2017 we had a networth of $88k and I thought, wouldn't it be fun to have $200k in two years? Didn't quite make it, but got pretty close.

Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

ingrownstudentloans

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Re: Race from 100 to 250k
« Reply #2244 on: February 05, 2019, 06:38:50 AM »
I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07  - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)

ardrum

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Re: Race from 100 to 250k
« Reply #2245 on: February 06, 2019, 05:17:44 AM »
2/1/18   $103,481
3/1/18   $100,568
4/1/18   $103,798
5/1/18   $108,542
6/1/18   $117,139
7/1/18   $121,565
8/1/18   $126,719
9/1/18   $136,714
10/1/18   $139,465
11/1/18   $131,465
12/1/18   $136,952
1/1/19   $127,801
2/1/19   $143,055

Raymond Reddington

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Re: Race from 100 to 250k
« Reply #2246 on: February 10, 2019, 03:09:14 PM »
January recap: January spending was extremely elevated, but market returns more than covered what took place, so my net possessions increased, though not to their November levels. Some of the spending will hit in February (since it was charged on credit cards where the bill comes this month), but a small price to pay for a timing issue that ultimately will mean not a penny spent in interest, and redeeming cash back this month as the rewards balance is over $50 again.

The big (and good) news is that I did get into the graduate school program I wanted to, and am eligible for a 40% tuition discount and partial tuition reimbursement upon earning a B- or better at end of semester, provided I get the paperwork filled out properly. That was by far my biggest expense for January (tuition), despite getting the discount processed and the application fee waived. Classes have begun, I am reminded at how out of practice I am in math, although I am working to understand the concepts, as really that's the bulk of what's being taught, not so much the calculations. It's definitely an ongoing adjustment getting used to school again, but I think that I can do it, and am working through the kinks to do so.

Other big expenses included new tires for the car, and another oil tank refill. Despite keeping the heat on 63, it really does seem to be once a month. Can't wait to progress with the house renovations so we can start putting more insulation in this old thing and replacing drafty windows.

I sold off the last of my investment positions that I wasn't particularly thrilled to hold and reallocated the proceeds elsewhere, and also moved some things into Vanguard I had been wanting to for some time, so that was a positive. I continue to save enough that it hurts, although sometimes it feels like investing is just a form of spending as I siphon money off to the market, it does feel tight here sometimes. I am sticking with that, since it's "supposed to hurt," and this will be a good year to measure the dividend growth strategy I'm using in my taxable account, to see how much more income I make as most companies raise their dividends around this time of year.

The damn basement project is still hanging over our heads - we have a contractor who's agreed to do the work but no specifics on timing yet. Hopefully this week or next. Still scouting out credit cards for my wife, hasn't been much free time of late with school and all. On the plus side, I did get a small piece of overtime. It's nothing, but $115 is still $115. It'll be in my next check.

December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
December 2018: $219,103
January 2019: $224,363
« Last Edit: February 10, 2019, 03:12:21 PM by Raymond Reddington »

FI-REality

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Re: Race from 100 to 250k
« Reply #2247 on: February 11, 2019, 06:09:46 AM »
Goal of $250,000 by Sept of 2019.

Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03
May 1/18 - $180,806.91
June 1/18 - $186,975.44
July 1/18 - $188,096.17
Aug 1/18 - $189,047.27
Sep 1/18 - $191,274.33
Oct 1/18 - $191,853.58
Nov 1/18 - $183,173.07
Dec 1/18 - $187,071.61
Jan 1/19 - $183,804.03

Feb 1/19 - $192,428.69

Looks like I'm now on track to hit $200k by May.  My goal of $250k by Sept/2019 is gone... looks more likely to happen around Sept/2020 now.

Also, my wife has quit her job for good to stay at home and raise the little ones.  We'll be saving less each month; but hopefully with a bigger child benefit cheque.
« Last Edit: February 11, 2019, 06:16:24 AM by FI-REality »

LPG

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Re: Race from 100 to 250k
« Reply #2248 on: February 12, 2019, 04:39:17 PM »
Today's good stock market day pushed me right on through! Thanks to my continued investing through the correction and the fact that the markets have mostly recovered since Q4 2018 I hit a new personal NW record today. And it's a personal NW record that signifies my graduation from this group!

Here's my NW table going back to August:
8/2/2018           232,044
9/25/2018           249,578
10/23/2018   236,854
12/25/2018   220,631
12/31/18           229,086
1/23/2019           241,773
1/30/2019           243,650
2/5/2019           248,145
2/12/2019           251,448

Woohoo! Time to go celebrate in the most Mustachian way I can imagine. By getting together with all of my closest friends and buying more index funds.

Milkm4n

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Re: Race from 100 to 250k
« Reply #2249 on: February 13, 2019, 09:24:56 AM »
Congrats, looks like you are in the big leagues now