Author Topic: Race from 100 to 250k  (Read 1261715 times)

Psyche

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Re: Race from 100 to 250k
« Reply #3450 on: March 01, 2021, 10:00:38 AM »
Congratulations, @ontheheel!

                  2013              2014              2015              2016              2017              2018              2019              2020              2021         
Jan      - $41,037 $48,036 $65,577 $86,475 $141,336 $116,979 $157,929 $223,873
Feb      - $41,015 $51,314 $67,797 $90,501 $141,721 $129,606 $143,009 $239,134
Mar      - $42,610 $57,524 $69,263 $94,392 $143,731 $128,446 $127,955  
Apr      - $26,827 $57,082 $71,867 $99,758 $148,049 $137,863 $147,792    
May      - $36,560 $61,362 $74,214 $104,781 $151,911 $129,570 $156,479    
Jun      - $40,034 $67,763 $76,317 $108,963 $154,145 $143,333 $161,043  
Jul      - $40,504 $65,547 $79,519 $117,786 $153,976 $139,237 $172,228  
Aug $40,287 $42,874 $65,235 $77,445 $121,655 $158,647 $137,632 $187,023  
Sep $41,480 $38,691 $60,187 $79,971 $126,209 $159,28 $140,318 $181,327  
Oct $41,146 $40,620 $61,857 $80,597 $130,084 $153,981 $145,147 $180,649  
Nov $39,198 $42,661 $61,071 $84,161 $132,291 $118,711 $151,707 $205,086  
Dec $41,053 $46,786 $64,910 $86,198 $137,954 $109,918 $156,396 $218,285  

Crazy how close I am to 250K.  Clearly there are many ups & downs to come: can't expect this run to last.  But in addition to the market flutters, I have been making large contributions, and those I get to keep : )


Quote
Thread leaderboard & graph:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
« Last Edit: March 01, 2021, 10:12:27 AM by Psyche »

zee dot

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Re: Race from 100 to 250k
« Reply #3451 on: March 01, 2021, 10:06:32 AM »
9/2017 (168,529.23)
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
2/2020 $233,248.37
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
5/2020 $254,753.20
6/2020 $267,135.65
7/2020 $285,722.37
8/2020 $304,363.96
9/2020 $153,230.49 (bought cabin)
10/2020 $161,197.31
11/2020 $192,106.43
12/2020 $205,038.87
01/2021 $not handy
02/2021 $232,317.39 (bonus)

eav

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Re: Race from 100 to 250k
« Reply #3452 on: March 01, 2021, 12:18:52 PM »
October: $100,753
November: Forgot to check! ~$103,000
December: $110,900
January 2021: $115,301
February 2021: $126,120
March 2021: $131,985

windytrail

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Re: Race from 100 to 250k
« Reply #3453 on: March 01, 2021, 03:43:50 PM »
6/1   $111,116      
7/1   $128,000   +$16,884   +15.19%
8/1   $136,000   +$8,000   +6.25%
8/31   $144,858   +$8,858   +6.51%
9/30   $147,009   +$2,151   +1.48%
10/31   $150,073   +$3,064   +2.08%
11/30   $174,474   +$24,401   +16.26%
1/1   $190,979   +$16,505   +9.46%
1/30   $198,243   +$7,264   +3.80%
3/1   $208,141.90   +$9,899   +4.99%

JAYSLOL

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Re: Race from 100 to 250k
« Reply #3454 on: March 01, 2021, 05:38:31 PM »
2020
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)

2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)


Master of None

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Re: Race from 100 to 250k
« Reply #3455 on: March 02, 2021, 09:10:23 AM »
4/1/19-$102,995.86
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
1/3/21- $184,692.76
2/2/21- $190,741.26
3/2/21- $200,580.85

jiimmy

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Re: Race from 100 to 250k
« Reply #3456 on: March 02, 2021, 06:32:41 PM »
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
June 1st, 2020 $115,759
July 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589

Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421

50% through the race, and 70% done if we're counting from zero.

Nice progress y'all, keep it up!

Huskerfan

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Re: Race from 100 to 250k
« Reply #3457 on: March 03, 2021, 05:52:45 AM »

QuoteModifyRemove
I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.

My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863


Numbers updated thru the last day of the month. 
February turned out pretty good. I’d love to pull similar numbers in March, but I am sticking to my strategy and my exposure to the S Funds are going to be limited for most of the month.  I am considering to update that information and switch the S Fund around 12 March in anticipation of the next stimulus Bill being passed.


My unofficial goal is to pop up to $250k by the end of DEC 2021. It’s going to take some good gains and avoiding any larger drops.  I’m excited to see how 2021 goes.  The “meet my goal of 6% gains for the year” puts me at needing a total of around $230k.  Obviously I’m trying to pump that number up a little.  I’ll be happy to reach that goal, but very happy to reach the $250k.

Good luck to all

Cezil

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Re: Race from 100 to 250k
« Reply #3458 on: March 03, 2021, 07:43:08 AM »
                       2016                2017                2018                2019                2020                2021               
January     -$39,268.86$65,122.37$81,866.77$115,567.59$163,613.18
February-$40,863.10$67,352.98$87,222.31$111,573.16$167,970.17
March-$42,371.10$66,410.59$88,865.95$99,504.35-
April-$43,864.83$65,377.11$93,050.94$111,360.82-
May-$44,450.52$68,032.74$91,719.70$118,208.83-
June-$47,031.44$68,405.97$95,665.54$122,592.19-
July-$48,401.46$70,232.18$99,502.49$128,466.93-
August-$49,222.48$72,016.38$98,339.71$137,931.07-
September-$51,435.45$73,657.42$102,459.81$134,150.29-
October-$52,990.22$71,492.09$104,199.94$135,243.05-
November-$55,388.92$75,678.29$109,178.17$150,933.68-
December$32,870.70 $58,271.55$72,493.16$111,642.78$159,144.91-
Annual gain$32,870.70$25,400.85$14,221.61$39,149.62$47,502.13-

life_travel

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Re: Race from 100 to 250k
« Reply #3459 on: March 04, 2021, 03:33:48 AM »
December 21, 2020 - $140,390
January 31, 2021   -  $137,700 ( went down due to individual share holding)
February 28, 2021 -  $146,500

zee dot

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Re: Race from 100 to 250k
« Reply #3460 on: March 04, 2021, 06:52:06 AM »
@Cezil - that is neat to see laid out
What would 2016 you say if they heard 2021 you had $168k?

Naomi

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Re: Race from 100 to 250k
« Reply #3461 on: March 05, 2021, 12:52:11 AM »
2021   net worth     investments    debt
jan   $144,900     $367,500       $222,600
feb    $155,700    $382,600       $226,900
mar   $154,900    $381,900       $227,000

jdhansen

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Re: Race from 100 to 250k
« Reply #3462 on: March 06, 2021, 10:09:59 AM »
Just Graduated from the previous thread and ready to keep the running going.  Only tracking Savings and Investments.  Have a feeling growth is going to be a bit slower after this update with the expense of moving and prepping our previous home for sale.  Hopefully, that goes through smoothly so we can make up for lowering the rate of savings while we get stabilized and situtated.

2/6/2021    $110,058
3/6/2021    $129,663

clynn

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Re: Race from 100 to 250k
« Reply #3463 on: March 08, 2021, 05:48:40 AM »
Jumping in!

Nov 2020  $ 204,524.36
Dec 2020 $213,875.86


Jan 2021 $213,646.10
Feb 2021 $223,561.66

Gingersnaps

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Re: Race from 100 to 250k
« Reply #3464 on: March 10, 2021, 03:30:55 AM »
It's my last week at work before maternity leave so I'm late with my update and haven't got all my info. Looks like there were some market dips so no huge progress.
Next month should be better as I stuck a chunk of my bonus into my pension - hooray for tax efficiency!

01/07/2020 - £75,523.86
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35

tacticalteam4

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Re: Race from 100 to 250k
« Reply #3465 on: March 15, 2021, 06:58:58 PM »

Feb 2020: $73,400
...
Oct 2020: $174,695
Nov 2020: $187,998 +13,293
Dec 2020: $204,962 +16,974
Jan 2021: $214,801 +9,389
Feb 2021: ?
Mar 2021: $247,632 +32,831 over two months


alcon835

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Re: Race from 100 to 250k
« Reply #3466 on: March 17, 2021, 08:51:39 AM »
It looks like the stimulus check put us over $250k...lol

I'll still give it until the end of the month.

I'm in a similar position. I hit $250k last week, but I'm sort of holding my breath through the end of March! LOL

marty998

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Re: Race from 100 to 250k
« Reply #3467 on: March 19, 2021, 09:29:36 PM »

Feb 2020: $73,400
...
Oct 2020: $174,695
Nov 2020: $187,998 +13,293
Dec 2020: $204,962 +16,974
Jan 2021: $214,801 +9,389
Feb 2021: ?
Mar 2021: $247,632 +32,831 over two months

This is quite remarkable! The sort of movement seen by people with 2-3 times the amount (compounding on a bigger pile).

Well done!

philli14

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Re: Race from 100 to 250k
« Reply #3468 on: March 25, 2021, 12:55:16 PM »
1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)

1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)

1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09/20: 170,460 (+12020)
1/10/20: 170,416 (-44)
1/11/20: 172,359 (+1943)
1/12/20: 193,043 (+20684)

1/01/21: 203,920 (+10877)
1/02/21: 208,614 (+4694)
1/03/21: 220,643 (+12029)

Forgot to update on here. The trend continues in the right direction.

CanadianTeacher

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Re: Race from 100 to 250k
« Reply #3469 on: March 28, 2021, 02:08:12 PM »
Completing April's totals early as it's spring bank and I just balanced all my accounts.

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62

October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)

lexde

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Re: Race from 100 to 250k
« Reply #3470 on: March 29, 2021, 05:49:47 PM »
2016201720182019202020212022
January−$25,455.84 $5,425.45$39,221.40 $76,790.93$138,796.70
February−$22,211.80$10,258.54 $41,947.65 $77,246.03 $141,911.87
March−$19,748.45 $12,154.74 $50,162.54 $76,283.98 $159,641.31
April−$17,692.62 $17,827.73 $52,085.36 $83,523.93
May−$15,363.27$21,148.77$52,418.09$90,891.71
June−$12,546.11 $20,530.98 $56,440.85 $96,777.80
July−$7,715.53$24,663.52$61,918.23$106,276.69
August−$6,251.56 $27,622.02$65,774.08 $111,956.75
September−$31,750.11−$4,513.77$29,931.25 $65,412.44 $115,923.95
October−$31,013.64−$3,364.19 $29,468.94 $65,446.06 $113,835.48
November−$29,306.63 −$1,057.38$31,897.24$62,347.29$121,943.18
December−$27,015.16 $2,474.33 $33,203.90 $68,192.96 $130,715.91
Annual Gain$4,734.95$27,930.17$27,778.45$28,971.56$53,924.98

Big gain in March, just a few hundred dollars shy of my Q2 goal (may hit it with outstanding reimbursable expenses, if so I'll just come back and edit this post).

Goals Breakdown
Q4 2020: $130k Reached 12/30!
Q1 2021: $145k Reached 3/29!
Q2 2021: $160k
Q3 2021: $175k
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.



Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!

HabitualLineStepper

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Re: Race from 100 to 250k
« Reply #3471 on: March 30, 2021, 04:48:25 PM »
Ok, I am in

March 30, 2021:  $142,873.41

life_travel

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Re: Race from 100 to 250k
« Reply #3472 on: March 30, 2021, 10:41:11 PM »
December 21, 2020   - $140,390
January 31, 2021      - $137,700 ( went down due to individual share holding)
February 28, 2021    - $146,500
March 30, 2021        - $152,700

zeli2033

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Re: Race from 100 to 250k
« Reply #3473 on: March 31, 2021, 09:18:38 AM »
March Update

6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
7/31/20: $201,395
8/31/20: $222,183
9/30/20: $221,234
10/31/20: $225,329
11/28/20: $257,563 $221,148 (no longer counting cash)
12/31/20: $234,567
1/29/21: $239,950
2/27/21: $250,940
3/31/21: $261,224 (+10,284)

Looks like we're officially staying put over the 250k line so we're movin' on to the next thread. Exciting that investments are still going up while our cash is getting depleted as we move forward with buying a house.

alcon835

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Re: Race from 100 to 250k
« Reply #3474 on: March 31, 2021, 10:37:09 AM »
Congratulations @zeli2033 !!!!!

Sugaree

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Re: Race from 100 to 250k
« Reply #3475 on: April 01, 2021, 04:22:57 AM »

Net Worth201920202021
January          $49,378.04          $90,928.02        $161,747.01
February$50,300.10$93,896.81$162,883.32
March$59,373.49$100,165.23$173,923.10
April$59,558.47$94,297.23$183,031.09
May$64,340.45$106,341.84$     -   
June$64,940.28$113,372.31$     -   
July$70,156.02$120,466.05$     -   
August$74,302.64$127,953.51$     -   
September$74,328.43$135,625.59$     -   
October$78,067.76$137,857.32$     -   
November$81,274.16$136,857.08$     -   
December$88,148.59$152,706.85$     -     
   
Annual gain$38,770.55$61,778.83$     -   



Good progress, though I have a couple of larger expenses coming up next month, so I kind of expect next month to have a dip.  One big, big, big change this month is that my husband and I each received an early inheritance of property.  I'm not including this in my numbers yet because I'm still processing it.  And it feels a little unfair to include it because it's not something that we've earned. 

bloodaxe

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Re: Race from 100 to 250k
« Reply #3476 on: April 01, 2021, 05:02:22 AM »
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068

April 2021: 233,785.28 biggest month to month jump. 19k increase!

FICurious

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Re: Race from 100 to 250k
« Reply #3477 on: April 01, 2021, 05:21:24 AM »

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K 
Jan 2014:  $97k
Jan 2015:  $100k   
Jan 2016:  $103k   
Jan 2017:  $108k
Jan 2018:  $127k
Jan 2019:  $133k
Jan 2020: $171,809   
Jan 2021: $200,820
01 Feb 2021: $203,845
01 Mar 21: $210,555


01 Apr 21: $214,681


Monthly Google Doc Tracker:  https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0    *Just put in your numbers. Do not sort.*

alcon835

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Re: Race from 100 to 250k
« Reply #3478 on: April 01, 2021, 06:57:26 AM »
Note: all numbers are from the 1st of the month. Only tracking investments, no savings, assets, etc.

Jan 2020: $100,566
Jan 2021: $215,994
Feb 2021: $228,464 (+12,470) [+5.77%]
Mar 2021: $241,785 (+13,321) [+5.83%]
Apr 2021: $258,131 (+16,346) [+6.76%] - Goal Achieved!!!

Year-to-date change: (+$42,137) [+19.50%]

Well holy crap, I did it!!! I remember setting a graduation goal of July 2021 and thinking, "that's probably a bit aggressive", but here I am, April of 2021 with over $250k!

The truth is, I'm lucky in many ways. I sacrificed in college and got through it debt free. I found budgeting early in life and stuck too it. I've had an emergency fund for as long as I can remember and never had an emergency so large that cash-on-hand couldn't cover it. My wife's health issues, while chronic, aren't damaging to our finances (especially with Obamacare as a fall back). My career path exploded in opportunity a few years after I started, opening the door for significant pay bumps.

It's not fair, to have grown over 150k in net worth while so many others I know are struggling. But the truth is, I've sacrificed for over a decade to be in a position to take advantage of these opportunities - and I can tell you the rewards are very much worth it. Here's to a frugal lifestyle, debt freedom, strong savings, a budget, and an ability to accurately evaluate risk! 

Instead of going to the 500k race, I'm pivoting to the Race to 100% FI thread. My NW is quite a bit higher than my overall investments and I want to start tracking that instead. Plus, a few of the risks I've taken are likely to pay out significantly in the next 18 months, and I'd rather those numbers kept private. If you want to keep up with me, you'll find me over here https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-to-100-fi/.

Thank you everyone for your encouragement and for sharing your growth, your struggles, and the amazing success of so many! You keep me going on the hard months and make me so excited for my eventual FIRE!

Overview
                       2018                2019                2020                2021               
January$37,094$62,251$100,566$215,994
April$46,098$74,093$90,626 (COVID)$258,131 (Graduation!)
July$59,013$82,898$136,291(Grad Goal)
October$63,418$85,605$170,871-
Annual gain$25,157$38,315$115,428-

mckaylabaloney

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Re: Race from 100 to 250k
« Reply #3479 on: April 01, 2021, 07:55:11 AM »
                       2018                2019                2020                2021               
January     $(170,956.12)$(80,750.78)$(4,484.13)$124,124.66
February$(166,849.63)$(72,922.02)$(4,647.56)$125,821.73
March$(161,395.88)$(65,244.64)$398.59$136,847.83
April$(156,590.44)$(57,807.71)$(9,003.54)$145,677.69
May$(159,977.61)$(52,358.05)$8,209.01-
June$(154,655.48)$(52,769.97)$19,606.73-
July$(149,000.22)$(39,802.87)$26,480.37-
August$(143,758.38)$(35,751.08)$40,657.65-
September$(139,839.66)$(45,074.66)$52,868.32-
October$(136,009.14)$(54,949.47)$53,926.77-
November$(137,519.76)$(53,156.01)$61,241.09-
December$(132,193.25)$(52,946.03)$78,742.07-
Annual gain$90,205.34$75,902.65$128,972.79-

Congrats @zeli2033, @DadJokes, and @alcon835!

Optimiser

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Re: Race from 100 to 250k
« Reply #3480 on: April 01, 2021, 08:35:56 AM »
                       2017                2018                2019                2020                2021               
January     -57,500-28,30050043,700129,400
February-58,300-24,3005,00045,400119,000
March-50,400-25,10014,00045,300143,100
April-43,900-22,80012,70052,800-
May-46,300-23,7009,50059,400-
June-38,200-15,60011,50063,400-
July-41,300-15,10017,00070,900-
August-40,200-14,40019,90078,500-
September-33,200-15,20019,90080,700-
October-30,900-9,60026,20080,300-
November-34,000-8,90034,500108,900-
December-30,800-20037,200110,600-

Stimmy + Tax refund + the market ??? = Up $24,100!

Gingersnaps

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Re: Race from 100 to 250k
« Reply #3481 on: April 01, 2021, 09:10:07 AM »
Half way to 250k! Bonuses helped this month

01/07/2020 - £75,523.86
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43

ASW

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  • Posts: 59
  • Location: USA
Re: Race from 100 to 250k
« Reply #3482 on: April 01, 2021, 09:29:37 AM »
Yayyy!  Finished a couple of months early.  See you all in the next thread!

                       2018                2019                2020                2021               
January     $38,800$88,534$153,292$227,655
February$49,800$96,439$154,220$229,253
March$55,707$107,387$121,400$243,738
April$64,352$110,960$132,182$252,411
May$68,097$117,622$152,737-
June$72,976$113,078$165,000(Grad Goal)
July$80,555$124,700$168,340
August$85,858$129,322$180,956
September$90,137$133,156$193,332
October$93,806$136,540$191,781
November$89,537$142,714$191,781
December$92,795$147,950$213,280
Annual gain$49,734$64,758$74,363

windytrail

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  • Location: Seattle, WA
Re: Race from 100 to 250k
« Reply #3483 on: April 01, 2021, 10:03:02 AM »
1/2016   -$41,000      
1/2017   -$19,000   +$22,000   
1/2018   $9,000   +$28,000   
1/2019   $29,500   +$20,500   +227.78%
1/2020   $70,500   +$41,000   +138.98%
6/1/2020   $111,116   +$40,616   +57.61%
7/1/2020   $128,000   +$16,884   +15.19%
8/1/2020   $136,000   +$8,000   +6.25%
8/31/2020   $144,858   +$8,858   +6.51%
9/30/2020   $147,009   +$2,151   +1.48%
10/31/2020   $150,073   +$3,064   +2.08%
11/30/2020   $174,474   +$24,401   +16.26%
1/1/2021   $190,979   +$16,505   +9.46%
2/1/2021   $198,243   +$7,264   +3.80%
3/1/2021   $208,142   +$9,899   +4.99%
4/1/2021   $220,468.33   +$12,326   +5.92%

zygote

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  • Posts: 495
Re: Race from 100 to 250k
« Reply #3484 on: April 01, 2021, 10:07:03 AM »
For context: I'm 31 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76
3/21: $206,593.43
4/21: $211,501.00 (+$4,907.57, +2.38%)

I hemorrhaged money this month. A lot of regular "lumpy" expenses came due, the biggest of which was my annual CSA fee. I also had a $1400 vet bill, but at least that was offset by the stimulus.

Kind of crazy that my net worth still went up so much this month. I'm getting to the point where the market is starting to matter more than my spending.

peppermint

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Re: Race from 100 to 250k
« Reply #3485 on: April 01, 2021, 01:09:38 PM »
12/2019 - $107584.51
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94

eav

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Re: Race from 100 to 250k
« Reply #3486 on: April 01, 2021, 02:45:41 PM »
October: $100,753
November: Forgot to check! ~$103,000
December: $110,900
January 2021: $115,301
February 2021: $126,120
March 2021: $131,985
April 2021: $137,614

philli14

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Re: Race from 100 to 250k
« Reply #3487 on: April 01, 2021, 03:07:05 PM »
1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)

1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)

1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09/20: 170,460 (+12020)
1/10/20: 170,416 (-44)
1/11/20: 172,359 (+1943)
1/12/20: 193,043 (+20684)

1/01/21: 203,920 (+10877)
1/02/21: 208,614 (+4694)
1/03/21: 220,643 (+12029)
1/04/21: 229,518 (+8875)

Master of None

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Re: Race from 100 to 250k
« Reply #3488 on: April 02, 2021, 09:11:15 AM »
4/1/19-$102,995.86
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
1/3/21- $184,692.76
2/2/21- $190,741.26
3/2/21- $200,580.85
4/2/21- $208,094.81

zeli2033

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Re: Race from 100 to 250k
« Reply #3489 on: April 02, 2021, 10:42:32 AM »
Congrats to fellow recent graduates @DadJokes , @alcon835  and @ASW !

These threads have been such a motivating aspect of continuing to keep the gas on the savings pedal. Looking forward to more tracking with more folks in the next threads (for whichever gauntlets you choose to chase :)

Huskerfan

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Re: Race from 100 to 250k
« Reply #3490 on: April 02, 2021, 11:59:44 AM »
QuoteModifyRemove
I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.

My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977


Numbers updated thru the last day of the month. 
March was not as good in returns as February, but I still made over $10K in returns and limit my exposure to some of the larger losses that took place in March. I am for the most part sticking to my strategy, and will be in the C Fund for most of April.


My unofficial goal is to pop up to $250k by the end of DEC 2021. It’s going to take some good gains and avoiding any larger drops.  I’m excited to see how 2021 goes.  The “meet my goal of 6% gains for the year” puts me at needing a total of around $230k.  Obviously I’m trying to pump that number up a little.  I’ll be happy to reach that goal, but very happy to reach the $250k.

Good luck to all

jdhansen

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Re: Race from 100 to 250k
« Reply #3491 on: April 02, 2021, 09:23:24 PM »
Another solid month of growth as we keep going.  Congrats to those who have graduated and welcome to the new members

2/6/2021    $110,058
3/6/2021    $129,663
4/2/2021    $144,239
 

Dave15

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Re: Race from 100 to 250k
« Reply #3492 on: April 03, 2021, 07:34:36 AM »
25-6-2018            € 29.879,12 ------> Started Tracking
25-12-2018          € 41.939,62
26-12-2019          € 64.000,00
03-02-2020          € 72.170,00
28-02-2020          € 74.154,00
25-03-2020          € 71.579,00
09-05-2020          € 76.221,00
01-06-2020          € 78.816,00
02-08-2020          € 82.500,00
26-10-2020          € 91.218,00
01-12-2020          € 100.247,00
28-01-2021          € 109.370,00
28-02-2021          € 110.989,00
03-04-2021          € 115.248,00

This post is long overdue- it suddenly dawned on me that I hadn't updated on here since I first crossed the 100k mark in early december. So here goes: tracking personal NW only, and here to keep myself accountable. I'm a former sporadic poster in the save to 50k thread and the race from 10-100k thread, and always liked reading updates of people in roughly the same boat.

Best of luck and happy stashing!

spaniard999

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Re: Race from 100 to 250k
« Reply #3493 on: April 03, 2021, 09:32:25 AM »
I don't think I updated mine either.
Crossed the 250k mark in the middle of the pandemic last year


May 2020 $234,586.77
June 2020 $242,311.73
July 2020   $255,042.47
August 2020   $272,939.45
September 2020   $276,785.26
October 2020   $296,758.02
November 2020   $331,082.01
December 2020   $350,691.53
January 2021   $377,255.20
February 2021   $390,148.76
March 2021   $407,602.60
April 2021   $428,580.43

clynn

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Re: Race from 100 to 250k
« Reply #3494 on: April 03, 2021, 09:38:04 AM »
Jumping in!

Nov 2020  $ 204,524.36
Dec 2020 $213,875.86
Jan 2021 $213,646.10
Feb 2021 $223,561.66
March 2021 $242,171.04


Almost there! Might even graduate next month!


[/quote]

sportsportsports

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    • The Algorithm for Adventure - Blog
Re: Race from 100 to 250k
« Reply #3495 on: April 03, 2021, 02:33:51 PM »
Whoops, Realized I missed posting last month. But I've made some decent progress, so that's nice! (thank you stimulus

05-2020  $104,082.90
06-2020  $108,773.96
07-2020  $118,687.61
08-2020  $126,358.17
09-2020  $123,712.57
10-2020  $122,624.17
11-2020  $135,680.66
12-2020  $142,532.46
01-2021  $145,047.96
02-2021  $153,610.47
03-2021  $161,289.78

Not displeased since with where I am since I went through over 4 months of unemployment last year due to Covid. Right now I'm stock piling cash because, although I started my new job in November and was able to start an HSA in January, I'm not eligible for my company's 401k until June (the start of my 7th month at the company) so I'm planning on trying to max it out in the back half of the year and use the cash to live on. Basically, I'm just saving the money that would ordinarily have been going into my 401k to use later. Hopefully that works. Ideally I'd like to be around $200k by the end this year! I think this is an attainable goal but I guess time will tell.

Naomi

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Re: Race from 100 to 250k
« Reply #3496 on: April 04, 2021, 05:41:59 AM »
2021   net worth     investments    debt
jan    $144,900     $367,500       $222,600
feb    $155,700     $382,600       $226,900
mar   $154,900     $381,900       $227,000
apr    $180,600     $404,800       $224,200

Nederstash

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Re: Race from 100 to 250k
« Reply #3497 on: April 04, 2021, 03:12:36 PM »
Sep 20 120,976
Oct 20 121,341
Nov 20 123,130
Dec 20 129,299
Jan 21 131,476
Feb 21 132,776
Mar 21 133456
Apr 21 136055

Steadily plodding away...

Feivel2000

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  • Age: 39
  • Location: Germany
Re: Race from 100 to 250k
« Reply #3498 on: April 05, 2021, 11:05:37 AM »
123.950 €
+ 9.916 €

I updated the numbers for my Unit-Linked Life Insurance, that's a big part of the increase.
I had a 54.4% savings rate last month.

The projections, based on 5% interest and constant savings, moved. Everything might happen a month earlier:

150.000 € -> April 2022
200.000 € -> January 2024
250.000 € -> September 2025

Next month my base-income rises, to keep my 50% savings rate, I will have to update what I constantly save, which will hopefully reduce the needed time further. At the same time, remodelling my flat will be more expansive than planned. The kitchen will be financed (at 0%). I will add that dept here as liability, but paying it down won't count as savings.


2020
2021
2022
2023
2024
2025
Jan
...............
110.053 €
...............
...............
200.000 €
...............
Feb
...............
115.328 €
...............
...............
...............
...............
Mar
...............
123.950 €
...............
...............
...............
...............
Apr
...............
...............
150.000 €
...............
...............
...............
May
...............
...............
...............
...............
...............
...............
Jun
...............
...............
...............
...............
...............
...............
Jul
87.134 €
...............
...............
...............
...............
...............
Aug
88.989 €
...............
...............
...............
...............
...............
Sept
90.473 €
...............
...............
...............
...............
250.000 €
Oct
90.093 €
...............
...............
...............
...............
...............
Nov
96.957 €
...............
...............
...............
...............
...............
Dec
103.130 €
...............
...............
...............
...............
...............


Spoiler: show
        Assets
             
         Debts
             
Flat
+ 84.000 €
Mortage
-75.948 €
Unit-Linked Life Insurance
+ 53.330 €
Fixed-Term Deposit
+ 2.000 €
ETFs
+ 34.727 €
Stockpicks
+ 9.430 €
Peer-To-Peer
+ 2.624 €
Crypto
+ 12.943 €
to-be-invested
+ 713 €
« Last Edit: April 05, 2021, 11:09:15 AM by Feivel2000 »

Cezil

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Re: Race from 100 to 250k
« Reply #3499 on: April 09, 2021, 05:30:49 AM »
                       2016                2017                2018                2019                2020                2021               
January     -$39,268.86$65,122.37$81,866.77$115,567.59$163,613.18
February-$40,863.10$67,352.98$87,222.31$111,573.16$167,970.17
March-$42,371.10$66,410.59$88,865.95$99,504.35$176,616.97
April-$43,864.83$65,377.11$93,050.94$111,360.82-
May-$44,450.52$68,032.74$91,719.70$118,208.83-
June-$47,031.44$68,405.97$95,665.54$122,592.19-
July-$48,401.46$70,232.18$99,502.49$128,466.93-
August-$49,222.48$72,016.38$98,339.71$137,931.07-
September-$51,435.45$73,657.42$102,459.81$134,150.29-
October-$52,990.22$71,492.09$104,199.94$135,243.05-
November-$55,388.92$75,678.29$109,178.17$150,933.68-
December$32,870.70 $58,271.55$72,493.16$111,642.78$159,144.91-
Annual gain$32,870.70$25,400.85$14,221.61$39,149.62$47,502.13-

@Cezil - that is neat to see laid out
What would 2016 you say if they heard 2021 you had $168k?

@zee dot
I had to take some time to think about this.  Honestly, back then, I think deep down I would have been very disappointed that in 5 years, I’d only gotten “that far”.  I might have even let that squash the desire I had for trying so hard.  I can feel whispers of that voice in the back of my head still as I struggle to accept that quitting my job in the next few months and taking a year or two off would be okay.  “But I’m not at my goal and I despise work.  I’ve been job searching for 2 years and nothing has sparked my interest.  I must be broken.  How will I ever earn money again?” on top of new compounding health issues.  It’s been an interesting journey and will continue to be.