Race from $1M to $2M

[joemandadman189]

Condensed Version
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2019 - $251,684 - We did it!
06/26/2021 - $504,398 / ~$657k (Investments and Emergency Fund / Personal Capital Net Worth)
07/15/2024 - $1,001,761 - we did it!
08/01/2024 - $1,003,304 / $1,133,580 (Including $18,325 in crypto)
08/30/2024 - $1,017,283 / $1,149K (including $16,717 in crypto)
09/30/2024 - $1,052,242 / $1,185K (including $19,123 in crypto)
11/01/2024 - $1,053,266 / $1.19M (including $21,455 in crypto)
12/01/2024 - $1,166,002 / $1.30M (including $31,258 in crypto)
12/31/2025 - $1,157,737 / $1.32M (including $31,695 in crypto) - Markets were down a bit and we paid off my truck loan (~$27k) accounting for some of the drop
01/31/2025 - $1,207,094 / $1.38M (including $36,125 in crypto) (+$49,357)

[JLee]

Code: [Select]

Year 2018 2019 2020 2021 2022 2023 2024 2025

Jan $260,262.67 $260,498.17 $355,540.40 $508,468.68 $672,003.95     $640,193.26 $904,111.46 $1,216,873.09
Feb $270,247.21 $282,677.81 $363,857.03 $509,567.53 $639,611.05     $671,819.16 $926,220.52 $1,244,012.34
Mar $274,832.08 $303,458.44 $338,355.26 $520,884.63 $634,640.78     $662,686.54 $954,443.92
Apr $270,627.23 $303,218.72 $293,271.53 $541,068.08 $659,611.56     $682,101.41 $991,145.41
May $278,368.36 $317,168.51 $347,245.32 $587,538.85 $626,633.66     $773,878.01 $1,040,713.88
Jun $274,359.32 $305,266.44 $364,417.41 $593,402.81 $633,264.00     $782,511.38 $1,078,933.51
Jul $274,608.95 $304,929.19 $371,252.51 $606,481.86 $603,185.63     $831,335.87 $1,111,742.53
Aug $280,692.80 $305,590.57 $393,995.98 $614,890.13 $637,566.93     $848,549.63 $1,116,994.66
Sep $294,559.30 $306,102.25 $449,017.88 $623,073.11 $639,963.91     $845,678.87 $1,153,321.69
Oct $294,744.86 $305,808.36 $448,674.02 $618,758.32 $592,457.62     $822,805.13 $1,179,666.91
Nov $268,666.52 $322,371.05 $447,910.61 $654,187.24 $631,130.76     $811,326.01 $1,189,756.08
Dec $280,335.80 $352,576.02 $480,614.30 $633,311.29 $652,812.65     $859,161.72 $1,224,811,35


[afuera]

Investments Only (as of 1/31/25)

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
January	$12,964	$53,694	$117,156	$286,460	$366,568	$554,279	$789,070	$1,023,691	$954,586	$1,202,797	$1,532,785
February	$14,893	$57,320	$130,755	$284,267	$388,104	$530,928	$829,754	$1,000,887	$947,661	$1,243,768	-
March	$22,065	$71,035	$150,924	$291,192	$415,305	$575,079	$873,947	$1,035,654	$971,612	$1,308,642	-
April	$24,785	$75,120	$161,757	$306,848	$429,917	$529,397	$925,944	$962,250	$990,639	$1,287,815	-
May	$26,931	$87,541	$171,174	$317,739	$416,867	$573,991	$938,401	$935,331	$1,002,016	$1,324,305	-
June	$29,021	$90,964	$191,558	$321,370	$458,412	$607,523	$952,115	$875,560	$1,052,128	$1,364,169	-
July	$31,341	$93,025	$210,018	$339,122	$459,062	$630,288	$962,887	$965,972	$1,106,098	$1,388,308	-
August	$34,251	$95,245	$220,293	$353,410	$466,936	$686,631	$998,422	$912,288	$1,086,297	$1,407,630	-
September	$39,854	$97,814	$231,801	$361,506	$481,531	$669,786	$970,317	$837,917	$1,039,276	$1,449,968	-
October	$42,018	$98,335	$242,954	$336,674	$499,757	$663,596	$1,023,332	$895,518	$1,006,297	$1,438,668	-
November	$45,987	$100,344	$256,324	$356,143	$528,712	$743,883	$1,025,096	$918,718	$1,105,904	$1,529,157	-
December	$49,877	$106,390	$265,731	$332,761	$548,679	$779,415	$1,062,376	$896,791	$1,174,920	$1,493,490	-

[hudsoncat]

	2018	2019	2020	2021	2022	2023	2024	2025
January	$222,019	$261,809	$403,264	$550,326	$775,790	$707,881	$988,431	$1,330,876
February	$236,831	$286,584	$414,417	$555,120	$740,206	$754,468	$1,005,722	$1,374,906
March	$234,104	$303,681	$388,201	$577,440	$732,898	$751,869	$1,066,926	-
April	$234,452	$314,939	$355,475	$606,455	$774,258	$781,814	$1,116,852	-
May	$241,470	$331,080	$398,672	$647,810	$714,112	$812,967	$1,100,877	-
June	$249,398	$320,926	$417,280	$654,138	$719,842	$822,222	$1,133,352	-
July	$253,884	$342,700	$424,818	$671,808	$668,503	$875,635	$1,188,285	-
August	$264,666	$354,784	$456,512	$693,782	$732,736	$907,972	$1,221,357	-
September	$276,905	$351,842	$491,411	$718,331	$709,518	$898,165	$1,246,349	-
October	$285,986	$360,853	$482,214	$700,515	$662,362	$865,823	$1,272,226	-
November	$267,359	$374,706	$475,471	$744,130	$698,468	$847,225	$1,294,788	-
December	$281,461	$391,293	$531,137	$754,319	$745,704	$930,012	$1,354,861	-

[Dogastrophe]

Investments only; Household combined.

	2019 ($)	2020 ($)	2021 ($)	2022 ($)	2023 ($)	2024 ($)	2025 ($)
January	-	496,255	674,413	898,547	902,687	1,180,214	1,529,672
February	-	472,573	700,728	880,646	903,228	1,254,552	-
March	-	444,067	732,652	901,213	928,990	1,290,713	-
April	-	495,051	762,029	848.393	982,455	1,268,968	-
May	-	524,063	759,955	843,438	990,932	1,312,895	-
June	-	524,530	796,116	789,251	1,032,315	1,346,093	-
July	330,406	552,296	826,664	856,647	1,070,543	1,381,045	-
August	437,870	632,115	866,404	848,320	1,080,553	1,383,528	-
September	443,081	617,959	827,075	813,668	1,033,191	1,414,017	-
October	452,295	604,646	873,651	865,508	1,045,192	1,456,834	-
November	483,711	664,577	898,767	905,357	1,118,401	1,536,553	-
December	484,963	674,843	925,511	860,954	1,140,987	1,534,207	-

Last month of work for a while

[pasadenafr]

Invested assets, long term savings and debts:

12/31/14       $51,962
12/31/15       $92,762
12/31/16      $163,900
12/31/17      $251,415
12/31/18      $330,093 - new job, nice retention bonus from previous job
12/31/19      $519,878 - pension lump sum after leaving old job (rolled into 401k)
12/31/20      $714,958
12/31/21      $993,847 - reached $1M on 11/03 and then, well... yeah.
12/31/22      $855,784
12/31/23    $1,184,285 - reached $1M again on 05/18
12/31/24    $1,547,428 - 50 years old!
---

01/31/25    $1,611,717


I rebalanced and started my gliding path towards retirement AA this week. The goal is to be at 76/24 by the end of this quarter. Not feeling great about the prospects of my portfolio in the near future, though.

Pasadenafr

[turketron]

		2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51	$1,008,596.87	$896,405.70	$1,174,870.51	$1,506,422.88
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13	$954,587.38	$956,408.33	$1,202,663.79	$1,553,328.80
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71	$949,999.72	$942,437.96	$1,254,741.17
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88	$999,856.70	$978,864.73	$1,303,051.03
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92	$874,326.67	$928,584.50	$995,095.52	$1,252,253.13
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37	$878,873.50	$916,075.45	$998,436.27	$1,315,895.86
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67	$907,568.86	$840,059.88	$1,064,698.17	$1,360,362.09
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19	$923,408.92	$915,283.13	$1,106,018.02	$1,385,504.20
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25	$950,899.02	$891,457.82	$1,086,863.98	$1,418,438.10
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62	$907,416.93	$822,036.27	$1,043,259.18	$1,452,428.81
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06	$963,453.56	$886,527.53	$1,022,278.77	$1,455,433.52
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82	$964,037.88	$938,630.06	$1,112,472.28	$1,541,661.65

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd
07/01/2023 - $1,565,500
08/01/2023 - $1,604,500
09/01/2023 - $1,582,200
10/01/2023 - $1,538,400
11/01/2023 - $1,513,300
12/01/2023 - $1,588,700
01/01/2024 - $1,646,500
02/01/2024 - $1,646,600
03/01/2024 - $1,697,800
04/01/2024 - $1,741,000
05/01/2024 - $1,695,900
06/01/2024 - $1,745,300
07/01/2024 - $1,761,300
08/01/2024 - $1,800,000
09/01/2024 - $1,815,000
10/01/2024 - $1,839,000
11/01/2024 - $1,830,700
12/01/2024 - $1.900,200
01/01/2025 - $1,852,000
02/01/2025 - $1,891,600

[Zamboni]

Zamboni's Solo Stache:

Year End
2012 - $233,131
2013 - $328,867
2014 - $374,288
2015 - $472,596
2016 - $602,542
2017 - $742,268
2018 - $739,256
2019 - $883,987
2020 - $879,522
2021 - $973,663
2022 - $1,073,612
2023 - $1,239,094
2024 - $1,374,408

Jan 2025 - $1,405,888

[Jack0Life]

Man, I haven't updated in 4 months.
We did an interesting thing in the last few months.
Bought a land next to a river toward the Gulf and bought a new camper and placed it there.
It was the cheapest way to have another place where we can get away for the weekend for peace and quiet.
It was fantastic and we were adding things and making progress until 2 hurricanes came and gone.
The camper were literally an inch away from hitting flood water. We were lucky, others were not.
Spent ~$100k for the land and the camper.

Rental       300,000- Paid off. Zillow has this house at $360k
Primary     253,561- Valued this house at $550k(Zillow $585k). Will sell for more.(LOL maybe)
                              $550k- minus selling fee and balance owed.
Assets        85,000-
Land          85,000- Land + camper. Spent $100k.
HSA           59,658
IRA-roth     172,776
IRA            127,623
Inx funds    213,131
401k          36,923
Wife 401k   120,190
Wife HSA    17,610
Wifes IRA    155,011
Cash          28,250
Etrade        29,458
Pension       30,120- I added this. Cash value of small pension I have.
Vanguard-   236,955 - Most are all CDs and MM all over 5% interests. Was thinking of moving some of this to some Index funds but I will leave it here as long as the interests are still over 5%.

$1,912,951 - Net Worth.
$1,659,390 - Without primary home.
$1,187,097- INVESTED.

Our goal has always been $1.5 million net worth.
People always talk about moving the goal post and I guess we are doing that too.
My wife wanted $2 millions last year when she started working again and I imagine we were going to get there end of 2026.
If the market just rise around 8% at the end of next year, we will hit at mark.
It's a bit crazy to think about how fast that was and we are on the conservative side.
70% SP500/ 30% CDs/MM.
No plan what so ever to join the $2 millions--> thread.

Included a pic of how close it got.
I actually moved the camper to the highest part of the land and jacked it up higher too or else water would have gotten in.
Water sat there for about 4 weeks and killed all the grass but it also got rid of all the ants.

Jan 31 2024.
Not much is new. Bracing for the tariffs.
Wife did get a transfer to a new department and she loves it.
It's 10x better than the old job and got a 12% raise.
She was going to work a couple of more years and call it quit but this job is a gift.
I told her my goal is to pay off the main house this house and call it quit. She can work as long as she wants.


Rental       300,000- Paid off. Zillow has this house at $360k
Primary     266,084- Valued this house at $550k(Zillow $585k). Will sell for more.(maybe LOL)
                              $550k- minus selling fee and balance owed.
                               I started paying down on this house. Rate will go up to 5.99% in Oct.
                              Still owe ~264k. I will use all my funds in the CDS to paid this down before the rates go
                              up. Still short about 30k so I'm working to paid that off.
Assets        85,000- 3 paid off cars. Some gold, other valuables.
Land          85,000- Land + camper. Spent $100k.
HSA           59,995
IRA-roth     173,322
IRA            128,282
Inx funds    216,481
401k          36,991
Wife 401k   100,623- This number was wrong on the last update(it was somewhere in the $80k. She just
                                got a nice 401k matching from last year.
Wife HSA    18,990
Wifes IRA    155,361
 Cash          32,041
Etrade        28,005
Pension       30,120- I added this. Cash value of small pension I have.
Vanguard-   229,536 - Most are all CDs and MM all over 5% interests. Was thinking of moving some of this to some Index funds but I will leave it here as long as the interests are still over 5%.

$1,935,755 - Net Worth.
$1,669,707 - Without primary home.
$1,145,546- INVESTED.

[fuzzy math]

Investments only

	2018	2019	2020	2021	2022	2023	2024	2025
January	-	$226,942	$401,746	$603,129	$905,792	$860,957	$1,139,972	$1,741,949
February	-	$249,796	$414,430	$610,412	$867,164	$930,363	$1,201,046	$1,752,412
March	-	$270,351	$412,631	$630,438	$856,028	$938,053	$1,287,113
April	-	$285,770	$393,815	$679,078	$900,389	$957,750	$1,340,771
May	-	$295,838	$414,524	$719,534	$837,895	$973,337	$1,329,973
June	$219,320	$283,393	$452,579	$737,483	$849,385	$968,752	$1,437,719
July	$228,483	$307,071	$471,455	$771,570	$798,307	$1,013,927	$1,501,155
August	$234,711	$315,942	$496,982	$784,835	$861,929	$1,059,239	$1,520,134
September	$245,993	$318,301	$529,603	$815,664	$837,259	$1,057,189	$1,559,409
October	$251,023	$334,301	$525,945	$795,014	$780,500	$1,011,786	$1,596,427
November	$238,881	$352,430	$528,082	$851,714	$844,902	$971,634	$1,635,242
December	$244,687	$370,715	$585,310	$880,980	$899,305	$1,079,203	$1,727,824

[Dr Kidstache]

Nov 2015: Crossed 0k TNW threshold
Apr 2017:  Crossed 250k TNW threshold
Apr 2019:  Crossed 500k TNW threshold
Sept 2021:Crossed $1mil invested 1st time but bought house
Dec 2024: TNW $1.53 mil  /  Investments $1,014,909  --> crossed $1mil invested again
Jan 2025: TNW $1.49 mil  /  Investments $991,519

Feb 2025: TNW $1.54 mil  /  Investments $1,003,898  ($12,379)

[Jaayse]

Investments only, solo journey (so far)

	2017	2018	2019	2020	2021	2022	2023	2024	2025
January	-	$232,213	$356,542	$500,087	$659,936	$861,393	$832,242	$1,060,161	$1,378,218
February	-	$245,447	$383,348	$502,244	$662,250	$822,224	$819,073	$1,116,561	-
March	-	$242,789	$394,563	$475,671	$684,929	$808,813	$844,327	$1,157,657	-
April	$164,900	$246,140	$403,461	$429,092	$711,168	$833,824	$854,615	$1,127,352	-
May	-	$318,398	$421,194	$474,155	$744,322	$774,884	$870,515	$1,175,613	-
June	-	$328,870	$409,591	$500,241	$758,305	$781,422	$933,698	$1,212,040	-
July	$180,808	$342,159	$435,981	$516,358	$776,059	$726,973	$966,972	$1,237,693	-
August	$189,280	$354,936	$443,135	$544,475	$790,664	$786,353	$954,423	$1,268,047	-
September	$193,727	$366,727	$441,101	$579,806	$814,231	$723,159	$919,923	$1,297,457	-
October	$209,968	$374,465	$452,232	$568,885	$794,659	$758,212	$905,160	$1,289,244	-
November	$220,602	$361,296	$466,688	$562,892	$834,154	$809,175	$994,923	$1,367,445	-
December	$225,918	$370,140	$482,944	$632,574	$824,757	$775,674	$1,045,897	$1,333,661	-

I realize that my money is a source of comfort to me when facing anxiety.  When I'm having a lot of anxiety, I tend to consume more financial content and consciously/unconsciously remind myself of how well I'm doing.  I'm sure many on this site have similar experiences, but I wonder how it will affect me when I start withdrawing or have a bad year after stopping the firehose of cash.  2022 wasn't too bad, but if I hadn't been adding money the whole time it would have definitely looked a lot worse.

[drumstache]

DATE      INVESTMENTS + EF
Jan 2015      $247,945   
May 2016      $328,980   
Jul 2017      $417,772   *Discovered MMM
Aug 2018      $491,708   
Jul 2019      $617,447   
Jul 2020      $727,000   
Jul 2021      $935,000   
Jul 2022      $877,000   
Jan 2023      $930,091
Dec 2024      $1,367,237  ($1,577,237 TNW)
Jan 2025      $1,346,385  ($1,556,385 TNW)
Feb 2025      $1,380,000  ($1,590,000 TNW)

[fuzzy math]

I realize that my money is a source of comfort to me when facing anxiety.  When I'm having a lot of anxiety, I tend to consume more financial content and consciously/unconsciously remind myself of how well I'm doing.  I'm sure many on this site have similar experiences, but I wonder how it will affect me when I start withdrawing or have a bad year after stopping the firehose of cash.  2022 wasn't too bad, but if I hadn't been adding money the whole time it would have definitely looked a lot worse.

I hear you @Jaayse. My progress was always the thing I used to justify putting myself in an extremely anxiety inducing situation. Now that the fire hose of cash has been turned off in my home (Feb is my last high contribution month), I'm feeling pretty disturbed to think that the anxiety might remain in my life but the money definitely won't keep increasing at the same pace. Just slowing down on contributions feels like a slippery slope towards withdrawls.

[charis]

I realize that my money is a source of comfort to me when facing anxiety.  When I'm having a lot of anxiety, I tend to consume more financial content and consciously/unconsciously remind myself of how well I'm doing.  I'm sure many on this site have similar experiences, but I wonder how it will affect me when I start withdrawing or have a bad year after stopping the firehose of cash.  2022 wasn't too bad, but if I hadn't been adding money the whole time it would have definitely looked a lot worse.

I hear you @Jaayse. My progress was always the thing I used to justify putting myself in an extremely anxiety inducing situation. Now that the fire hose of cash has been turned off in my home (Feb is my last high contribution month), I'm feeling pretty disturbed to think that the anxiety might remain in my life but the money definitely won't keep increasing at the same pace. Just slowing down on contributions feels like a slippery slope towards withdrawls.

I have similar experiences.  We have slowed down on contributions in 2024.  And then I mistakenly added an investment account twice when I changed from Mint to another tracking system, and somehow didn't discover that for several months.  So I "lost" 35k of the 'stache overnight.  The two circumstances combined have upped the $ anxiety this week.  Plus the Trump outlook is gloomy and volatile.   

[AFrugalGuy]

November 30, 2023: $1,265,857.28
December 31, 2023: $1,375,143.79 (+$177,313.28 or 14% from December 31, 2022)
January 31, 2024: $1,438,100.90 - first time cracking $1.4M!
February 29, 2024: $1,427,226.01
March 31, 2024: $1,451,464.67
April 30, 2024: $1,466,011.46
May 31, 2024: $1,447,917.73 ($15k+ increase in investments, but a decline in my DB pension's present value)
June 30, 2024: $1,468,763.53
July 31, 2024: $1,532,568.18 (increase in DB pension and increase in investment valuation) - first time cracking $1.5M!
August 31, 2024: $1,572,967.54 - first time cracking $2M in assets
September 30, 2024: $1,607,176.78 - first time cracking $1.6M!
October 31, 2024: $1,630,040.53
November 30, 2024: $1,656,340.87
December 31, 2024: $1,685,353.10 (+$308,556.66 or 22.4% from December 31, 2023)
January 31, 2025: $1,725,028.32 - first time cracking $1.7M!

[lampstache]

Investments only

	2017	2018	2019	2020	2021	2022	2023	2024	2025
January	$34,633	$56,928	$98,248	$176,153	$419,499	$643,917	$586,257	$808,772	$1,131,515
February	$40,740	$56,241	$115,926	$182,362	$433,878	$631,440	$641,711	$828,542	$1,157,675
March	???	$57,195	$123,445	$171,868	$481,671	$612,570	$643,961	$870,233	-
April	$41,346	$57,635	$129,678	$188,425	$503,015	$628,685	$673,394	$895,779	-
May	$41,840	$66,682	$136,527	$255,004	$536,515	$583,864	$671,053	$861,136	-
June	$45,227	$71,500	$132,945	$279,130	$570,802	$566,514	$689,810	$926,752	-
July	$45,862	$75,817	$142,557	$290,173	$570,802	$546,704	$727,315	$955,569	-
August	$47,377	$85,050	$150,420	$310,173	$568,446	$587,836	$753,046	$951,196	-
September	$47,669	$87,937	$146,310	$336,875	$596,208	$556,816	$752,227	$993,478	-
October	$50,397	$94,114	$150,536	$338,532	$590,085	$526,251	$733,159	$1,020,048	-
November	$52,288	$95,502	$155,627	$332,899	$625,776	$568,125	$720,868	$1,036,408	-
December	???	$93,596	$165,458	$396,311	$611,435	$602,563	$773,792	$1,164,911	-
Annual Gain	$22,295	$41,320	$77,905	$243,346	$224,418	$-57,660	$222,515	$322,743

[rebel_quietude]

2020         $1,019,917
APR 2021  $1,100, 966
AUG 2021 $1,200,662
JUN 2023 $1,303,602
DEC 2023 $1,405,881
FEB 2024 - $1,507,378
SEP 2024 - $1,704,157

Quick progress; go figure.

Liquid: $1.688M Equity: $118k

TNW JAN 2025: $1,806,290

[WesternAugust]

Finally hit 1.8 after hovering just under over the holidays. $400k growth in a year. Of that $100k was contributions. The rest were gains.

05/01/14 Cash & Investments: $135,000
02/21/21 Cash & Investments: $855,000
07/23/21 Cash & Investments: $1,010,510
09/02/21 Cash & Investments: $1,056,104
11/03/21 Cash & Investments: $1,097,920
01/03/22 Cash & Investments: $1,130,791
09/25/22 Cash & Investments: $970,496
11/04/22 Cash & Investments. $1,002,769
02/01/23 Cash & Investments: $1,109,044
04/20/23 Cash & Investments: $1,139,393
06/02/23 Cash & Investments: $1,175,438
06/14/23 Cash & Investments: $1,200,739
07/28/23 Cash & Investments: $1,253,933
11/15/23 Cash & Investments: $1,260,711
12/11/23 Cash & Investments: $1,301,887
12/28/23 Cash & Investments: $1,367,990
02/02/24 Cash & Investments: $1,400,428
03/01/24 Cash & Investments: $1,452,506
03/31/24 Cash & Investments: $1,495,773
05/10/24 Cash & Investments: $1,510,714
07/12/24 Cash & Investments: $1,609,593
09/23/24 Cash & Investments: $1,670,701
02/14/25 Cash & Investments. $1,812,986

[AnxietyFly]

Hello - Currently 45 with a $1,733,193. Good possibility I could be at 2,208,793 at the end of the year based on some expensive and time-consuming real estate investments I have been working on the last four years.  Keeping my fingers crossed.   
 

Turn 44 this year and it's been about two and half years since we hit the famous 1M mark. Weird how critical I have become even while pyling a lot of $$$ like never before.  A couple days ago we reached 1.5M mark again like we did at the beginning of 2022 before the big down turn.

Currently at about 1.6M and plan to be at 1.7 by the end of the year.  A couple more years and I can separate from my company.

[couponvan]

Hello - Currently 45 with a $1,733,193. Good possibility I could be at 2,208,793 at the end of the year based on some expensive and time-consuming real estate investments I have been working on the last four years.  Keeping my fingers crossed.   
 

Turn 44 this year and it's been about two and half years since we hit the famous 1M mark. Weird how critical I have become even while pyling a lot of $$$ like never before.  A couple days ago we reached 1.5M mark again like we did at the beginning of 2022 before the big down turn.

Currently at about 1.6M and plan to be at 1.7 by the end of the year.  A couple more years and I can separate from my company.

Don’t cross those fingers, just keep using them to build things and the $$ can be there!

[JLee]

Code: [Select]

Year 2018 2019 2020 2021 2022 2023 2024 2025

Jan $260,262.67 $260,498.17 $355,540.40 $508,468.68 $672,003.95     $640,193.26 $904,111.46 $1,216,873.09
Feb $270,247.21 $282,677.81 $363,857.03 $509,567.53 $639,611.05     $671,819.16 $926,220.52 $1,244,012.34
Mar $274,832.08 $303,458.44 $338,355.26 $520,884.63 $634,640.78     $662,686.54 $954,443.92 $1,220,949.22
Apr $270,627.23 $303,218.72 $293,271.53 $541,068.08 $659,611.56     $682,101.41 $991,145.41
May $278,368.36 $317,168.51 $347,245.32 $587,538.85 $626,633.66     $773,878.01 $1,040,713.88
Jun $274,359.32 $305,266.44 $364,417.41 $593,402.81 $633,264.00     $782,511.38 $1,078,933.51
Jul $274,608.95 $304,929.19 $371,252.51 $606,481.86 $603,185.63     $831,335.87 $1,111,742.53
Aug $280,692.80 $305,590.57 $393,995.98 $614,890.13 $637,566.93     $848,549.63 $1,116,994.66
Sep $294,559.30 $306,102.25 $449,017.88 $623,073.11 $639,963.91     $845,678.87 $1,153,321.69
Oct $294,744.86 $305,808.36 $448,674.02 $618,758.32 $592,457.62     $822,805.13 $1,179,666.91
Nov $268,666.52 $322,371.05 $447,910.61 $654,187.24 $631,130.76     $811,326.01 $1,189,756.08
Dec $280,335.80 $352,576.02 $480,614.30 $633,311.29 $652,812.65     $859,161.72 $1,224,811,35


[Dogastrophe]

Investments only; Household combined.

	2019 ($)	2020 ($)	2021 ($)	2022 ($)	2023 ($)	2024 ($)	2025 ($)
January	-	496,255	674,413	898,547	902,687	1,180,214	1,529,672
February	-	472,573	700,728	880,646	903,228	1,254,552	1,503,410
March	-	444,067	732,652	901,213	928,990	1,290,713	-
April	-	495,051	762,029	848.393	982,455	1,268,968	-
May	-	524,063	759,955	843,438	990,932	1,312,895	-
June	-	524,530	796,116	789,251	1,032,315	1,346,093	-
July	330,406	552,296	826,664	856,647	1,070,543	1,381,045	-
August	437,870	632,115	866,404	848,320	1,080,553	1,383,528	-
September	443,081	617,959	827,075	813,668	1,033,191	1,414,017	-
October	452,295	604,646	873,651	865,508	1,045,192	1,456,834	-
November	483,711	664,577	898,767	905,357	1,118,401	1,536,553	-
December	484,963	674,843	925,511	860,954	1,140,987	1,534,207	-

Last month of work for a while

[grantmeaname]

A big bonus and solid progress on the mortgage paydown (down to 5 figures!) more than offset the Trump selloff this month.

Total net worth

Year

Jan

Feb

Mar

|

Apr

May

Jun

|

Jul

Aug

Sep

|

Oct

Nov

Dec

2015

-$10k

-$10k

-$10k

|

-$10k

-$10k

-$10k

|

-$10k

-$10k

-$10k

|

-$9k

-$6k

-$5k

2016

-$3k

-$2k

-$0k

|

$1k

$3k

$4k

|

$6k

$7k

$9k

|

$9k

$11k

$13k

2017

$15k

$16k

$18k

|

$20k

$22k

$24k

|

$26k

$27k

$30k

|

$32k

$35k

$36k

2018

$45k

$44k

$53k

|

$56k

$55k

$52k

|

$63k

$62k

$65k

|

$75k

$72k

$73k

2019

$80k

$100k

$104k

|

$108k

$119k

$126k

|

$127k

$130k

$133k

|

$141k

$153k

$163k

2020

$167k

$162k

$156k

|

$187k

$196k

$208k

|

$228k

$242k

$246k

|

$252k

$287k

$303k

2021

$316k

$365k

$377k

|

$403k

$414k

$428k

|

$444k

$460k

$461k

|

$485k

$485k

$516k

2022

$489k

$567k

$586k

|

$540k

$551k

$518k

|

$566k

$564k

$535k

|

$566k

$600k

$587k

2023

$612k

$640k

$660k

|

$679k

$712k

$748k

|

$793k

$795k

$791k

|

$783k

$817k

$873k

2024

$873k

$1.000M

$1.039M

|

$1.038M

$1.053M

$1.100M

|

$1.104M

$1.148M

$1.163M

|

$1.184M

$1.248M

$1.241M

2025

$1.274M

$1.341M

-

|

-

-

-

|

-

-

-

|

-

-

-

Mortgage balance

Year

Jan

Feb

Mar

|

Apr

May

Jun

|

Jul

Aug

Sep

|

Oct

Nov

Dec

2022

-

-

-

|

-

-

-

|

-

-

-

|

-

-

$372k

2023

$361k

$353k

$349k

|

$347k

$346k

$344k

|

$343k

$341k

$338k

|

$321k

$311k

$302k

2024

$294k

$292k

$264k

|

$262k

$252k

$250k

|

$243k

$234k

$226k

|

$195k

$180k

$170k

2025

$167k

$99k

-

|

-

-

-

|

-

-

-

|

-

-

-

[dandypandys]

2017
Jan 1st: 252k
Dec 4th 322.5k   
2018
Jan 1st:316.5k  64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets hit)
Dec 1st $498.5   
2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Dec 31:  $843  UP 218,977 for 2021
2022
Feb 1st: $807
Jan 3: 769.5  DOWN 73,345 for 2022

2023
Dec 3rd: 902.5  UP 150,727 for 2023

2024:
Jan 4: 920.5
Jan 5th: 1,156,500 tnw UP 236k for 2024

2025
Jan 31st 1,182,700 tnw. WOOHOO are now officially 1M invested, a big goal was to get to that without including the condo.
Mar 1st 1,171,579 tnw

[hudsoncat]

	2018	2019	2020	2021	2022	2023	2024	2025
January	$222,019	$261,809	$403,264	$550,326	$775,790	$707,881	$988,431	$1,330,876
February	$236,831	$286,584	$414,417	$555,120	$740,206	$754,468	$1,005,722	$1,374,906
March	$234,104	$303,681	$388,201	$577,440	$732,898	$751,869	$1,066,926	$1,343,538
April	$234,452	$314,939	$355,475	$606,455	$774,258	$781,814	$1,116,852	-
May	$241,470	$331,080	$398,672	$647,810	$714,112	$812,967	$1,100,877	-
June	$249,398	$320,926	$417,280	$654,138	$719,842	$822,222	$1,133,352	-
July	$253,884	$342,700	$424,818	$671,808	$668,503	$875,635	$1,188,285	-
August	$264,666	$354,784	$456,512	$693,782	$732,736	$907,972	$1,221,357	-
September	$276,905	$351,842	$491,411	$718,331	$709,518	$898,165	$1,246,349	-
October	$285,986	$360,853	$482,214	$700,515	$662,362	$865,823	$1,272,226	-
November	$267,359	$374,706	$475,471	$744,130	$698,468	$847,225	$1,294,788	-
December	$281,461	$391,293	$531,137	$754,319	$745,704	$930,012	$1,354,861	-

Maxed an IRA this month, should max the other next month!

[turketron]

		2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51	$1,008,596.87	$896,405.70	$1,174,870.51	$1,506,422.88
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13	$954,587.38	$956,408.33	$1,202,663.79	$1,553,328.80
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71	$949,999.72	$942,437.96	$1,254,741.17	$1,532,807.91
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88	$999,856.70	$978,864.73	$1,303,051.03
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92	$874,326.67	$928,584.50	$995,095.52	$1,252,253.13
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37	$878,873.50	$916,075.45	$998,436.27	$1,315,895.86
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67	$907,568.86	$840,059.88	$1,064,698.17	$1,360,362.09
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19	$923,408.92	$915,283.13	$1,106,018.02	$1,385,504.20
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25	$950,899.02	$891,457.82	$1,086,863.98	$1,418,438.10
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62	$907,416.93	$822,036.27	$1,043,259.18	$1,452,428.81
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06	$963,453.56	$886,527.53	$1,022,278.77	$1,455,433.52
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82	$964,037.88	$938,630.06	$1,112,472.28	$1,541,661.65

Down a little!

[Apples]

March 2024: $1,008,621.69   
April 2024:  $993,941.18   
May 2024:  $1,011,440.30   
June 2024:  $1,032,180.34   
July 2024:  $1,056,086.06
August 2024:  $1,078,295.67
September 2024:  $1,091,255.49
October 2024:  $1,088,821.21
November 2024:  $1,119,020.43
December 2024: $1,129,727.97

January 2025:  $1,145,282.12
February 2025: $1,145,336.82

Lol January being a 5-paycheck month for me is the only reason our NW went up by a hair in February.  Just trucking along with lower savings.  Transferring some money from our local bank to Discover Savings for the high yield savings account.  (My family owns shares of the local bank, and I've had multiple generations of family members on the board, so I'm overly loyal to it.  But they cut our local branch and a lot of others, so now they've ticked me off.  Might as well go get real interest on our savings somewhere else.)

[AFrugalGuy]

November 30, 2023: $1,265,857.28
December 31, 2023: $1,375,143.79 (+$177,313.28 or 14% from December 31, 2022)
January 31, 2024: $1,438,100.90 - first time cracking $1.4M!
February 29, 2024: $1,427,226.01
March 31, 2024: $1,451,464.67
April 30, 2024: $1,466,011.46
May 31, 2024: $1,447,917.73 ($15k+ increase in investments, but a decline in my DB pension's present value)
June 30, 2024: $1,468,763.53
July 31, 2024: $1,532,568.18 (increase in DB pension and increase in investment valuation) - first time cracking $1.5M!
August 31, 2024: $1,572,967.54 - first time cracking $2M in assets
September 30, 2024: $1,607,176.78 - first time cracking $1.6M!
October 31, 2024: $1,630,040.53
November 30, 2024: $1,656,340.87
December 31, 2024: $1,685,353.10 (+$308,556.66 or 22.4% from December 31, 2023)
January 31, 2025: $1,725,028.32 - first time cracking $1.7M!
February 28, 2025: $1,747,685.97

[fuzzy math]

Investments only

	2018	2019	2020	2021	2022	2023	2024	2025
January	-	$226,942	$401,746	$603,129	$905,792	$860,957	$1,139,972	$1,741,949
February	-	$249,796	$414,430	$610,412	$867,164	$930,363	$1,201,046	$1,752,412
March	-	$270,351	$412,631	$630,438	$856,028	$938,053	$1,287,113	$1,722,573
April	-	$285,770	$393,815	$679,078	$900,389	$957,750	$1,340,771
May	-	$295,838	$414,524	$719,534	$837,895	$973,337	$1,329,973
June	$219,320	$283,393	$452,579	$737,483	$849,385	$968,752	$1,437,719
July	$228,483	$307,071	$471,455	$771,570	$798,307	$1,013,927	$1,501,155
August	$234,711	$315,942	$496,982	$784,835	$861,929	$1,059,239	$1,520,134
September	$245,993	$318,301	$529,603	$815,664	$837,259	$1,057,189	$1,559,409
October	$251,023	$334,301	$525,945	$795,014	$780,500	$1,011,786	$1,596,427
November	$238,881	$352,430	$528,082	$851,714	$844,902	$971,634	$1,635,242
December	$244,687	$370,715	$585,310	$880,980	$899,305	$1,079,203	$1,727,824

[lampstache]

Investments only

	2017	2018	2019	2020	2021	2022	2023	2024	2025
January	$34,633	$56,928	$98,248	$176,153	$419,499	$643,917	$586,257	$808,772	$1,131,515
February	$40,740	$56,241	$115,926	$182,362	$433,878	$631,440	$641,711	$828,542	$1,157,675
March	???	$57,195	$123,445	$171,868	$481,671	$612,570	$643,961	$870,233	$1,136,663
April	$41,346	$57,635	$129,678	$188,425	$503,015	$628,685	$673,394	$895,779	-
May	$41,840	$66,682	$136,527	$255,004	$536,515	$583,864	$671,053	$861,136	-
June	$45,227	$71,500	$132,945	$279,130	$570,802	$566,514	$689,810	$926,752	-
July	$45,862	$75,817	$142,557	$290,173	$570,802	$546,704	$727,315	$955,569	-
August	$47,377	$85,050	$150,420	$310,173	$568,446	$587,836	$753,046	$951,196	-
September	$47,669	$87,937	$146,310	$336,875	$596,208	$556,816	$752,227	$993,478	-
October	$50,397	$94,114	$150,536	$338,532	$590,085	$526,251	$733,159	$1,020,048	-
November	$52,288	$95,502	$155,627	$332,899	$625,776	$568,125	$720,868	$1,036,408	-
December	???	$93,596	$165,458	$396,311	$611,435	$602,563	$773,792	$1,164,911	-
Annual Gain	$22,295	$41,320	$77,905	$243,346	$224,418	$-57,660	$222,515	$322,743

[joemandadman189]

Condensed Version
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2019 - $251,684 - We did it!
06/26/2021 - $504,398 / ~$657k (Investments and Emergency Fund / Personal Capital Net Worth)
07/15/2024 - $1,001,761 - we did it!
08/01/2024 - $1,003,304 / $1,133,580 (Including $18,325 in crypto)
08/30/2024 - $1,017,283 / $1,149K (including $16,717 in crypto)
09/30/2024 - $1,052,242 / $1,185K (including $19,123 in crypto)
11/01/2024 - $1,053,266 / $1.19M (including $21,455 in crypto)
12/01/2024 - $1,166,002 / $1.30M (including $31,258 in crypto)
12/31/2025 - $1,157,737 / $1.32M (including $31,695 in crypto) - Markets were down a bit and we paid off my truck loan (~$27k) accounting for some of the drop
01/31/2025 - $1,207,094 / $1.38M (including $36,125 in crypto) (+$49,357)
03/03/2025 - $1,183,988 / $1.30M (including $28,885 in crypto ) (-$23,106)

[afuera]

Investments Only (as of 02/28/25)

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
January	$12,964	$53,694	$117,156	$286,460	$366,568	$554,279	$789,070	$1,023,691	$954,586	$1,202,797	$1,532,785
February	$14,893	$57,320	$130,755	$284,267	$388,104	$530,928	$829,754	$1,000,887	$947,661	$1,243,768	$1,504,083
March	$22,065	$71,035	$150,924	$291,192	$415,305	$575,079	$873,947	$1,035,654	$971,612	$1,308,642	-
April	$24,785	$75,120	$161,757	$306,848	$429,917	$529,397	$925,944	$962,250	$990,639	$1,287,815	-
May	$26,931	$87,541	$171,174	$317,739	$416,867	$573,991	$938,401	$935,331	$1,002,016	$1,324,305	-
June	$29,021	$90,964	$191,558	$321,370	$458,412	$607,523	$952,115	$875,560	$1,052,128	$1,364,169	-
July	$31,341	$93,025	$210,018	$339,122	$459,062	$630,288	$962,887	$965,972	$1,106,098	$1,388,308	-
August	$34,251	$95,245	$220,293	$353,410	$466,936	$686,631	$998,422	$912,288	$1,086,297	$1,407,630	-
September	$39,854	$97,814	$231,801	$361,506	$481,531	$669,786	$970,317	$837,917	$1,039,276	$1,449,968	-
October	$42,018	$98,335	$242,954	$336,674	$499,757	$663,596	$1,023,332	$895,518	$1,006,297	$1,438,668	-
November	$45,987	$100,344	$256,324	$356,143	$528,712	$743,883	$1,025,096	$918,718	$1,105,904	$1,529,157	-
December	$49,877	$106,390	$265,731	$332,761	$548,679	$779,415	$1,062,376	$896,791	$1,174,920	$1,493,490	-

Market is down a bit but up $250K YOY so can't really complain

[Dr Kidstache]

Nov 2015: Crossed 0k TNW threshold
Apr 2017:  Crossed 250k TNW threshold
Apr 2019:  Crossed 500k TNW threshold
Sept 2021:Crossed $1mil invested 1st time but bought house
Dec 2024: TNW $1.53 mil  /  Investments $1,014,909  --> crossed $1mil invested again
Jan 2025: TNW $1.49 mil  /  Investments $991,519
Feb 2025: TNW $1.54 mil  /  Investments $1,003,898 

Mar 2025: TNW $1.55 mil  /  Investments $993,648.71 ($10,249)

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd
07/01/2023 - $1,565,500
08/01/2023 - $1,604,500
09/01/2023 - $1,582,200
10/01/2023 - $1,538,400
11/01/2023 - $1,513,300
12/01/2023 - $1,588,700
01/01/2024 - $1,646,500
02/01/2024 - $1,646,600
03/01/2024 - $1,697,800
04/01/2024 - $1,741,000
05/01/2024 - $1,695,900
06/01/2024 - $1,745,300
07/01/2024 - $1,761,300
08/01/2024 - $1,800,000
09/01/2024 - $1,815,000
10/01/2024 - $1,839,000
11/01/2024 - $1,830,700
12/01/2024 - $1.900,200
01/01/2025 - $1,852,000
02/01/2025 - $1,891,600
03/01/2025 - $1,866,600

This is getting really long......might have to chop it down and start updating quarterly.

[grantmeaname]

The table mode is medium annoying to set up but very easy to update every month once it's set up.

[JupiterGreen]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd
07/01/2023 - $1,565,500
08/01/2023 - $1,604,500
09/01/2023 - $1,582,200
10/01/2023 - $1,538,400
11/01/2023 - $1,513,300
12/01/2023 - $1,588,700
01/01/2024 - $1,646,500
02/01/2024 - $1,646,600
03/01/2024 - $1,697,800
04/01/2024 - $1,741,000
05/01/2024 - $1,695,900
06/01/2024 - $1,745,300
07/01/2024 - $1,761,300
08/01/2024 - $1,800,000
09/01/2024 - $1,815,000
10/01/2024 - $1,839,000
11/01/2024 - $1,830,700
12/01/2024 - $1.900,200
01/01/2025 - $1,852,000
02/01/2025 - $1,891,600
03/01/2025 - $1,866,600

This is getting really long......might have to chop it down and start updating quarterly.

I'm assuming you've been withdrawing 4%, so is this all compounding? Or have you been living off of something else and/or adding to the stache?

[drumstache]

DATE      INVESTMENTS + EF
Jan 2015      $247,945   
May 2016      $328,980   
Jul 2017      $417,772   *Discovered MMM
Aug 2018      $491,708   
Jul 2019      $617,447   
Jul 2020      $727,000   
Jul 2021      $935,000   
Jul 2022      $877,000   
Jan 2023      $930,091
Dec 2024      $1,367,237  ($1,577,237 TNW)
Jan 2025      $1,346,385  ($1,556,385 TNW)
Feb 2025      $1,380,000  ($1,590,000 TNW)
Mar 2025      $1,350,232  ($1,560,232 TNW)

[2Birds1Stone]

I'm assuming you've been withdrawing 4%, so is this all compounding? Or have you been living off of something else and/or adding to the stache?

Closer to 2%.......we're like MMM ninjas. But yes, all compounding/investment growth......now it's heading in the other direction AND our expenses are set to increase significantly over the next couple of years.

[wealthviahealth]

For those that hit 1M in the last few months, anyone else catching themselves trying to “guard the fortress” that is the 1M vs embracing the dip as they normally would? Ive been pilling more cash and still investing but not at the same clip I had been. During times like these it’s natural to wish you had a bit more cash/stable investments but I think this is heightened for me since hitting the big milestone and not wanting to lose that status, as silly as it sounds.
Hit 1M in October and was around 1.1M at market peak before pull back, havent looked at portfolio to see the carnage but I am enjoying telling my self that it would say that I havent lost posting rights to this forum. :)

[charis]

For those that hit 1M in the last few months, anyone else catching themselves trying to “guard the fortress” that is the 1M vs embracing the dip as they normally would? Ive been pilling more cash and still investing but not at the same clip I had been. During times like these it’s natural to wish you had a bit more cash/stable investments but I think this is heightened for me since hitting the big milestone and not wanting to lose that status, as silly as it sounds.
Hit 1M in October and was around 1.1M at market peak before pull back, havent looked at portfolio to see the carnage but I am enjoying telling my self that it would say that I havent lost posting rights to this forum. :)

I'm feeling the opposite, I wish we had more cash to invest right now.  This is the first year that we haven't frontloaded the IRAs and another work retirement account, due to some increased home maintenance costs, and it's mildly annoying.

[Monocle Money Mouth]

For those that hit 1M in the last few months, anyone else catching themselves trying to “guard the fortress” that is the 1M vs embracing the dip as they normally would? Ive been pilling more cash and still investing but not at the same clip I had been. During times like these it’s natural to wish you had a bit more cash/stable investments but I think this is heightened for me since hitting the big milestone and not wanting to lose that status, as silly as it sounds.
Hit 1M in October and was around 1.1M at market peak before pull back, havent looked at portfolio to see the carnage but I am enjoying telling my self that it would say that I havent lost posting rights to this forum. :)

I haven't been as aggressive with investing in my taxable account. These are not normal times. I've sent more cash to my savings account in case we finally get a recession and I get laid off. The job I have now will not provide any severance and I don't want to get stuck selling shares if the economy and stock market are both in the shitter simultaneously.

I am still contributing the max in my 401(k) and only sending more money to my taxable account if my allocation is getting out of whack.

[JLee]

For those that hit 1M in the last few months, anyone else catching themselves trying to “guard the fortress” that is the 1M vs embracing the dip as they normally would? Ive been pilling more cash and still investing but not at the same clip I had been. During times like these it’s natural to wish you had a bit more cash/stable investments but I think this is heightened for me since hitting the big milestone and not wanting to lose that status, as silly as it sounds.
Hit 1M in October and was around 1.1M at market peak before pull back, havent looked at portfolio to see the carnage but I am enjoying telling my self that it would say that I havent lost posting rights to this forum. :)

I'm feeling the opposite, I wish we had more cash to invest right now.  This is the first year that we haven't frontloaded the IRAs and another work retirement account, due to some increased home maintenance costs, and it's mildly annoying.

Same, I fronted some cash for a family member and just sent some off to Vanguard, but I wish I had more available to take advantage of the sale.

[pasadenafr]

Invested assets, long term savings and debts:

12/31/14       $51,962
12/31/15       $92,762
12/31/16      $163,900
12/31/17      $251,415
12/31/18      $330,093 - new job, nice retention bonus from previous job
12/31/19      $519,878 - pension lump sum after leaving old job (rolled into 401k)
12/31/20      $714,958
12/31/21      $993,847 - reached $1M on 11/03 and then, well... yeah.
12/31/22      $855,784
12/31/23    $1,184,285 - reached $1M again on 05/18
12/31/24    $1,547,428 - 50 years old!
---

01/31/25    $1,611,717
02/28/25    $1,629,474 - ATH on 02/19 at $1,644,598 (for posterity.)


I missed last month's update. I'm gonna go ahead and guess that this number is going to be my HWM for a long time.

A lot of *stuff* has happened since my last update, the most important being A NEW JOB! Finally! It's a lateral move from a financial perspective, maybe even a small step backwards for this year, but the upside opportunity is much better, and most importantly, the job itself is a lot better. There was also an emergency trip to France for family stuff, and a lot of time trying to get ready for the new job, using up all my benefits and buying work-appropriate clothes and makeup (lol).

I've shuffled a lot of money around too, due to.... *stuff*, and my head is spinning a little bit. Thankfully it's done now and I'm back to passively watching my portfolio auto-rebalance to my scheduled lower-risk AA without my input, and I'm ok with it.

Pasadenafr

[Dave1442397]

I think we need a new thread due to Trumpenomics - how about "Race from $2M to $1M"?

[ToughMother]

I think we need a new thread due to Trumpenomics - how about "Race from $2M to $1M"?

This. I had just hit 2.0M net worth towards the end of last year but figured I'd be on a rollercoaster with the current administration so am staying right here in our nice group. (Plus the 2M+ people scare me a little.)

[dividendman]

I think we need a new thread due to Trumpenomics - how about "Race from $2M to $1M"?

This. I had just hit 2.0M net worth towards the end of last year but figured I'd be on a rollercoaster with the current administration so am staying right here in our nice group. (Plus the 2M+ people scare me a little.)

Haha... we're not scary. We may be joining you folks soon enough.

[Apples]

I just went and looked at the thread for the next NW level up out of curiosity.  Guys, they don't really post NW updates there.  It seems like ppl graduate from this thread and then NW updating is gone.  This won't be an issue for me for....lots of years, but I found it interesting.

[2Birds1Stone]

Because money is like water, once you have enough coming from the tap you stop caring about excess.