Author Topic: Race from $1M to $2M  (Read 434761 times)

Trifele

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Re: Race from $1M to $2M
« Reply #1700 on: October 01, 2021, 04:05:46 AM »
First down month in a while. 

                LNW   /  TNW
4/1/21     $1,004 / $1,673
5/1/21     $1,027 / $1,737
6/1/21     $1,030 / $1,741
7/1/21     $1,034 / $1,746
8/1/21     $1,037 / $1,751
9/1/21     $1,043 / $1,759
10/1/21   $1,007 / $1,719

UnleashHell

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Re: Race from $1M to $2M
« Reply #1701 on: October 01, 2021, 04:09:03 AM »



Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 


mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761
Apr-21 nw 892 Liquid 800
May-21 nw 914 liquid 816
jun-21 nw 943 liquid 821
Jul-21 nw 969 liquid 822
Aug-21 nw 1,030 liquid 848
Sep-21 nw 1,009 liquid 818


Well thats not the greatest welcome for my first month in this club... guess the top is in!

Arbitrage

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Re: Race from $1M to $2M
« Reply #1702 on: October 01, 2021, 04:43:11 AM »
Liquid NW / Total NW

1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
1/1/19: $765k / 1.152M
1/1/20: $1.049M / 1.531M
4/1/20: $810k / 1.278M
7/1/20: $1.042M / 1.524M
10/1/20: $1.138M / 1.641M
1/1/21: $1.370M / 1.883M
2/1/21: $1.392M / 1.914M
3/1/21: $1.451M / 1.973M
4/1/21: $1.434M / 2.010M
5/1/21: $1.476M / 2.053M
6/1/21: $1.519M / 2.086M
7/1/21: $1.510M / 2.124M
8/1/21: $1.510M / 2.125M
9/1/21: $1.942M / 2.135M
10/1/21: $1.884M / 2.076M

Not a good month for the investments.  Thankfully, still a pretty good month for coast-FIRE life.  Not taking credit yet for the purported price increase on the house we just bought 6 months ago.  Maybe after 12 months have gone by.

3Mer

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Re: Race from $1M to $2M
« Reply #1703 on: October 01, 2021, 07:24:38 AM »
Month End Updates

Liquid assets / Net worth

Jan 2018  $415.5K / $508K
Dec 2018  $476.8K / $554K
Dec 2019   $621.3K / $703.1K
Dec 2020   $804.3K / $889.2K
Jan 2021   $809.6K / $895K
Feb 2021   $829.7K / $915.7K
Mar 2021   $855K / $941.5K
Apr 2021   $892K / $979.8K
May 2021  $903.9K / $991.7K
Jun 2021   $916.2K / $1004.7K
July 2021  $927.6K / $1016.9K
Aug 2021  $946K / $1035.8K
Sept 2021 $920.2K / $1010.4K

JGS1980

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Re: Race from $1M to $2M
« Reply #1704 on: October 01, 2021, 07:27:21 AM »
Quarterly Update:

July-18     $704,760.25 (+54,904)
Oct-18      $768,090.42 (+63,330)
Jan-19      $761,423.60 (-06,666)
April-19    $865,799.27 (+104,376)
July-19     $930,912.06 (+65,112)
Oct-19     $958,784.74 (+27,872)
Jan-20     $1,094,606 (+135,821)
April-20   $931,456 (-163,150 for the quarter)
July-20    $1,128,599 (+197,143)
Oct-20     $1,233,581 (+104,981) *Milestone reached -over 1 million in liquid investments.
Jan-21     $1,468,865 (+235,284)
April-21   $1,594,119 (+125,254)
July-21    $1,714,855 (+120,736)
Oct-21     $1,729,455 (+14,599) *Milestone reached -over 1.5 million in liquid investments.

JGS
« Last Edit: October 01, 2021, 10:24:56 AM by JGS1980 »

Watchmaker

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Re: Race from $1M to $2M
« Reply #1705 on: October 01, 2021, 08:03:01 AM »
               TNW            IA
Jun-05    -0.02 MM
Aug-13    0.15 MM
Sep-16    0.50 MM
Jul-19      1.02 MM
Nov-19    1.08 MM
Apr-20     1.04 MM
May-20    1.13 MM
Aug-20    1.28 MM     1.22 MM
Sept-20   1.28 MM     1.15 MM
Nov-20    1.51 MM     1.38 MM
Dec-20    1.55 MM     1.42 MM
Jan-21     1.57 MM     1.44 MM
Feb-21     1.60 MM    1.47 MM
Mar-21     1.64 MM    1.51 MM
Apr-21     1.76 MM     1.63 MM
May-21    1.82 MM     1.69 MM
Jun-21     1.81 MM     1.68 MM
Jul-21      1.82 MM     1.69 MM
Aug-21     1.85 MM    1.72 MM
Sept-21    1.83 MM    1.70 MM

The plateau continues. October may be flat as well, but November should see a nice jump with profit sharing. Still, up $530k from 12 months ago, so I'm not complaining.

on the road

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Re: Race from $1M to $2M
« Reply #1706 on: October 01, 2021, 09:24:38 AM »
Welcome to the newcomers joining the thread! Congratulations!


Liquid net worth

Aug 2020     $1,217K     Aug 2021     $1,860K
Sep 2020     $1,260K     Sep 2021     $1,906K
Oct 2020     $1,265K     Oct 2021     $1,866K
Nov 2020     $1,253K
Dec 2020     $1,375K
Jan 2021     $1,428K
Feb 2021     $1,463K
Mar 2021     $1,501K
Apr 2021     $1,720K
May 2021     $1,793K
Jun 2021     $1,828K
Jul 2021     $1,841K


dreadmoose

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Re: Race from $1M to $2M
« Reply #1707 on: October 01, 2021, 10:01:28 AM »
                       2016                2017                2018                2019                2020                2021                2022               
January 
--$25,189$116,236$230,742$402,238$820,660-
February 
--$24,977$122,183$244,321$389,937$858,606--
March 
Found MMM->
-$21,759$122,763$252,749$359,271$895,439-
April 
--$15,838$129,950$263,657$441,401$977,817-
May 
-$7,447$149,174$252,690$482,281$1,236,938-
June 
-$16,623$154,992$287,639$499,025$1,273,559-
July 
-$19,048$27,638$167,846$299,427$540,432$1,314,180-
August 
-$18,739$39,025$180,481$313,257$571,960$1,368,388-
September 
-$21,536$49,626$185,098$321,358$582,947$1,333,026
October 
-$25,832$59,438$194,857$336,179$582,543--
November 
-$25,621$71,949$205,772$351,985$658,773--
December 
-$25,405$110,473$212,859$385,426$796,160--

Saved $12,450 and went down (down? that's new) by $35,362. Nice reminder that the stock market doesn't always go up, I'm in the "excited to see a slight sale" stage of accumulation so anything less than stock market failure isn't too concerning.

Can't seem to sell my old condo as zero new condo sales have happened in my city for over a month now. That'll slow me down for a bit.

Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point
« Last Edit: October 01, 2021, 12:15:25 PM by dreadmoose »

YoungGranny

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Re: Race from $1M to $2M
« Reply #1708 on: October 01, 2021, 11:21:33 AM »


NW (approx):

5/2012: -$20k - graduated college with some debt
10/2016: $300k - married my DH and made plans to TAKE OVER THE WORLD er uh.... just FIRE ;)
12/2017: $500k - graduated the '250-500k thread'
12/2020: $1,000k - hit millionaire status this month. DH left the workplace in June to stay home with our daughter.
Q121: $1,045k
Q221: $1,106k 

Q321: $1,111k - this is going to take FOREVER ;)

RWD

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Re: Race from $1M to $2M
« Reply #1709 on: October 01, 2021, 04:06:23 PM »
10/1/2020 - 0.96m
1/1/2021 - 1.08m
4/1/2021 - 1.17m
7/1/2021 - 1.25m
10/1/2021 - 1.25m

Flat this quarter...

TempusFugit

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Re: Race from $1M to $2M
« Reply #1710 on: October 01, 2021, 04:16:56 PM »
                 LNW    /  TNW
EOY 2018 -  877K  / 1.02M
EOY 2019 - 1.12M / 1.275M
EOY 2020 - 1.33M / 1.5M
EQ1 2021 - 1.39M / 1.59M
EQ2 2021 - 1.50M / 1.70M
EQ3 2021 - 1.53M / 1.73M

That last week didn't help at all.  Got some back today, but these numbers are for end of day September 30.   Still going in the right direction, so no complaints I guess.  If I can finish the year up by 250K, that will be all I could hope for. 

I'm not confident that it will happen, given the continuing nonsense at the federal level.  Free money!  It costs zero as long as we take it from someone else, right?  No company will raise prices or lower wages just because the cost of doing business goes up, right?  Nah, that's crazy talk. 

Ladychips

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Re: Race from $1M to $2M
« Reply #1711 on: October 01, 2021, 08:13:03 PM »
12/16 - $360,891     $570,338
12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159

01/21 - $873,464     $1,163,867
02/21 - $904,761     $1,197,361
03/21 - $937,653     $1,230,984
04/21 - $992,853     $1,288,099
05/21 - $1,001,090  $1,297,835
06/21 - $1,028,157  $1,326,302
07/21 - $1,065,833  $1,365,255
08/21 - $1,054,280   $1,354,989


09/21 - $1,011,867  $1,313,685

Been a tough couple of months for a girl who just retired.  I've always been steady since I first started investing.  The tech blowup, 2008, covid - none of that even made me twitch.  Now, I am having to frequently remind myself that 4% works, and even if it doesn't, I'm not withdrawing that much.  And I have plenty of room to cut back.  Not adding to the stash apparently makes a difference in my mindset.

All that being said, it's just a new situation i need to adjust to.  I'm not thinking of doing anything crazy.  Just dealing with thoughts I've never had before.  Good times!!  Regardless, it beats the hell out of working for a living!

Zoot

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Re: Race from $1M to $2M
« Reply #1712 on: October 03, 2021, 05:10:39 AM »
The market giveth, and the market taketh away:

HISTORY:
Month/YearLiquid AssetsTotal Net Worth
Jan-17
$604K
$883K
Jan-18$836K$1,095K
Jan-19$872K$1,158K
Jan-20$1,122K$1,438K

YTD:
Month/YearLiquid AssetsTotal Net Worth
Jan-21$1,391K$1,721K
Feb-21$1,401K$1,730K
Mar-21$1,440K$1,775K
Apr-21$1,523K$1,860K
May-21$1,527K$1,858K
Jun-21$1,564K$1,907K
Jul-21$1,598K$1,947K
Aug-21$1,648K$2,000K
Sep-21$1,599K$1,945K

I never did get around to poking my head into the $2M-to-$4M thread, so I guess I'll wait a while.  ;)

leighb

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Re: Race from $1M to $2M
« Reply #1713 on: October 03, 2021, 06:40:03 PM »
Net worth minus primary:

2014: 512K
2015: 467K
2016: 514K
2017: 632K
2018: 697K
2019: 915K
2020: 1052K
_______________
1/21: 1.14M
2/21: 1.16M
3/21: 1.17M
4/21: 1.25M
5/21: 1.26M
6/21: 1.25M
7/21: 1.29M
8/21: 1.29M
9/21: 1.31M
10/21: 1.30M - like others, this month sees a small dip

Lucky Recardito

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Re: Race from $1M to $2M
« Reply #1714 on: October 04, 2021, 11:23:24 AM »
Net worth progress (includes home equity; does not include roughly $40k in cash; does not include 529s for 2 kids)

10/1/18 $502K

01/1/19 $480K
04/1/19 $546K
07/1/19 $579K
10/1/19 $586K

1/1/20 $650K
4/1/20 $678K
7/1/20 $689K
10/1/20 $751K

1/1/21 $880K
4/1/21 $945K
6/1/21 $1,012K

Expected graduation: Early 2028

Timeline guesstimate accounts for some leaner savings years ahead; baby #2 arrived in March, so we're headed toward the dreaded "double-daycare" valley of desolation very soon. But we'll get where we're headed eventually!

Net worth progress (includes home equity; does not include roughly $40k in cash; does not include 529s for 2 kids)

10/1/18 $502K

01/1/19 $480K
04/1/19 $546K
07/1/19 $579K
10/1/19 $586K

1/1/20 $650K
4/1/20 $678K
7/1/20 $689K
10/1/20 $751K

1/1/21 $880K
4/1/21 $945K
7/1/21 $1,046K
10/1/21 $1,063K

Expected graduation: Early 2028 Late 2027

thedigitalone

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Re: Race from $1M to $2M
« Reply #1715 on: October 04, 2021, 04:32:15 PM »
                LNW         TNW   
12/2019    $0.96M     $1.43M
12/2020    $1.39M     $1.91M

01/2021    $1.43M     $1.96M
02/2021    $1.45M     $2.00M
03/2021    $1.50M     $2.05M
04/2021    $1.48M     $2.049M
06/2021    $1.58M     $2.29M
07/2021    $1.63M     $2.45M
08/2021    $1.69M     $2.49M
09/2021    $1.74M     $2.53M
10/2021    $1.67M     $2.46M

Down month, back below $2.5M NW, bummer.

alex2918

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Re: Race from $1M to $2M
« Reply #1716 on: October 06, 2021, 11:37:48 AM »
I am long time reader but first time poster. I have read
about Mr. Money Mustache and this forum from a book.
I was waiting for my 1 M :) before I join this forum.
Unlike many of you I am not so young. I am almost 50.

      Real
      Estate   LNW    TNW
Dec-2020   352   547   899
Jan-2021   352   561   913
Feb-2021   391   520   908
Mar-2021   391   528   919
Apr-2021   392   541   933
May-2021   426   564   990
June-2021   429   579   1008
July-2021   400   614   1014
Augt-2021   400   635   1035
Augt-2021   403   616   1019

Trifele

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Re: Race from $1M to $2M
« Reply #1717 on: October 07, 2021, 03:06:35 AM »
Welcome @alex2918!  What are your retirement plans?

alex2918

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Re: Race from $1M to $2M
« Reply #1718 on: October 07, 2021, 07:14:35 AM »
Trifele, thank you.

I am planning to retire when my younger daughter finishes college in 9 years, I will be 58 then. If I can get to FIRE status before that I can go part time before that.

Zamboni

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Re: Race from $1M to $2M
« Reply #1719 on: October 07, 2021, 03:06:34 PM »
                     LNW           TNW
Nov 2019     $1.02MM     $1.18MM
Dec 2019     $1.02MM     $1.24MM
Jan 2020      $1.11MM     $1.27MM
Apr 2020      $1.01MM     $1.18MM     & happy to be alive!
July 2020     $1.06MM     $1.23MM     (+$50K)   
Aug 2020     $1.11MM    $1.28MM     (+$50K)   
Sep 2020     $1.15MM    $1.33MM     (+$50K)
Oct 2020      $1.17MM    $1.36MM     (+$30K)
Nov 2020     $1.22MM     $1.51MM    (+$50K)
Dec 2020     $1.26MM     $1.55MM    (+$40K)
Jan 2021     $1.28MM     $1.56MM     (+$10K)
Feb 2021     $1.30MM     $1.58MM     (+$20K)
Aug 2021     $1.42MM     $1.79MM     (+$120K)
Sept 2021    $1.42MM     $1.79MM     (+$0)

Seems kind of anti-climatic compared to last month . . . but investment accts are still up $270K year over year, so no complaints from me. At this point I'm trying to just ignore any theoretical home equity increase, like a lot of folks here, because I'm not convinced that is completely real.

talltexan

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Re: Race from $1M to $2M
« Reply #1720 on: October 12, 2021, 06:31:02 AM »
Indeed it's kind of strange how we ignore the value of real estate that we might not sell for seven years, but we're so anxious to mark-to-market assets in a retirement account that will be there for thirty years or more.

TempusFugit

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Re: Race from $1M to $2M
« Reply #1721 on: October 12, 2021, 01:13:36 PM »
Indeed it's kind of strange how we ignore the value of real estate that we might not sell for seven years, but we're so anxious to mark-to-market assets in a retirement account that will be there for thirty years or more.

LOL.  Yep.  Stocks are probably overvalued by 20% just like real estate. Everything is in bubble mode.

I guess the only “real” difference is that for stock holdings we have basically standing offers for immediate sale at a specific price whereas our real estate value is being estimated based on similar stuff assuming all things being equal. 

rebel_quietude

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Re: Race from $1M to $2M
« Reply #1722 on: October 12, 2021, 09:24:56 PM »
Trifele, thank you.

I am planning to retire when my younger daughter finishes college in 9 years, I will be 58 then. If I can get to FIRE status before that I can go part time before that.

@alex2918  Ooo, do we have a new member of the class of 2030? Take a look!

https://forum.mrmoneymustache.com/welcome-to-the-forum/'class-of'cohort-what-year-will-you-fire/

talltexan

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Re: Race from $1M to $2M
« Reply #1723 on: October 19, 2021, 04:59:07 AM »
I have a co-worker who was concerned about his son's college costs (this is son's senior year in HS).

Son just announced he was signing up with US Army, so now co-worker will be retiring in about 100 days.

Weisass

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Re: Race from $1M to $2M
« Reply #1724 on: October 22, 2021, 06:46:47 AM »
Looking forward to joining this thread shortly…. How did y’all celebrate your entry into the two comma club?

TempusFugit

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Re: Race from $1M to $2M
« Reply #1725 on: October 23, 2021, 10:08:57 AM »
Looking forward to joining this thread shortly…. How did y’all celebrate your entry into the two comma club?

Funny thing is that every little (or not so little) milestone I’ve passed has been a little underwhelming after the initial 20 minute “high” of crossing the goalposts.  When I crossed the $1M net worth number, it felt great for a minute but then it was quickly about wanting to have $1M in invested assets, and then it was about having 1.25 because we all know the market was in a bubble and none of it was “real”, and then when it was 1.5... well you get my point.   

I think probably most of us still struggle with the “when is it enough” mentality, so I’m trying now to be a little freer with my money.  If we weren’t in this supply chain mess, I would be shopping for a new car. I’ve had my current vehicle for 14 years and now that my stash is at a size where relatively minor market moves result in multiple tens of thousands of dollars change in my net worth, it is becoming much easier to imagine spending a few on a new vehicle without feeling like I’ve done something stupid.   

Dave1442397

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Re: Race from $1M to $2M
« Reply #1726 on: October 23, 2021, 03:03:45 PM »
Looking forward to joining this thread shortly…. How did y’all celebrate your entry into the two comma club?

Funny thing is that every little (or not so little) milestone I’ve passed has been a little underwhelming after the initial 20 minute “high” of crossing the goalposts.  When I crossed the $1M net worth number, it felt great for a minute but then it was quickly about wanting to have $1M in invested assets, and then it was about having 1.25 because we all know the market was in a bubble and none of it was “real”, and then when it was 1.5... well you get my point.   

I think probably most of us still struggle with the “when is it enough” mentality, so I’m trying now to be a little freer with my money.  If we weren’t in this supply chain mess, I would be shopping for a new car. I’ve had my current vehicle for 14 years and now that my stash is at a size where relatively minor market moves result in multiple tens of thousands of dollars change in my net worth, it is becoming much easier to imagine spending a few on a new vehicle without feeling like I’ve done something stupid.

We just bought a new car. It's the first time we've bought new since 2003, but with used car prices being nuts right now, I figured I'd either lease a car for three years or, as it turned out, buy a car at 1.9% APR for six years. The dealer had a $10k markup on a $38k Toyota Venza, which I just laughed at. We paid MSRP, but with cars in short supply, I can deal with that. The car we bought had 4 miles on the odo, and had just arrived at the dealership that day. They had two other Venzas in stock, one of which was a demo model with 1300 miles (they said). They had both been sold by the time I checked the website a couple of days later.

So now we have one new car, and two 2011 cars, one of which is going to our daughter, who just got her license. I've been putting less than 2,000 miles a year on my car (now at 68k), so I'm planning on keeping it until it dies.

Extramedium

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Re: Race from $1M to $2M
« Reply #1727 on: October 24, 2021, 09:14:54 PM »
Well, I guess it's time for me to move from lurker to participant of this thread. 

We have some commercial real estate investments, 529s, (and home equity) that technically push our total net worth well over $2MM, but I'm most interested in counting "investable assets" or "liquid net worth", though those terms don't seem that well defined to me.  So these are the category on Personal Capital listed as "investments".  They include index funds, stocks and bonds in 401k, HSA, Roth, and taxable brokerage accounts.

2/21/15     $400k 
5/28/17     $500k    (2 years, 3 months)
12/11/17   $600k    (6 months, 2 weeks)
2/22/19     $800k    (1 year, 2 months)
12/21/19   $1M       (10 months)
8/19/20     $1.1M    (8 months)
1/6/21       $1.2M    (5 months)
4/15/21     $1.3M    (3 months)
10/21/21   $1.4M    (6 months -took some withdraws to support us during an unpaid sabbatical)

It's great fun to have somewhere to celebrate milestones without risk of offending!  Thanks

Freedomin5

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Re: Race from $1M to $2M
« Reply #1728 on: October 25, 2021, 02:04:32 AM »
I’ll be updating quarterly, so here is our December number.

Nov 2019: 1.001M
Dec 2019: 1.013M

So the whole updating quarterly thing went out the window, but a recent peek at our numbers suggest that we are half way there.

talltexan

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Re: Race from $1M to $2M
« Reply #1729 on: October 28, 2021, 06:13:44 AM »
A friend of mine is an accountant (we have the same employer), but he told me it's his routine to do monthly net worth statements for his household. I imagine it's just a step in paying the bills.

Weisass

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Re: Race from $1M to $2M
« Reply #1730 on: October 28, 2021, 07:36:51 PM »
Peeking in to say hello… our NW shot up over the 1M mark today, and our Investments aren’t far behind. Been quite a ride these past few years!

01/01/20: $760,565   
03/01/20:   $722,547
05/01/20:   $728,683
07/01/20:   $788,641
09/01/20:   $735,846
11/01/20:   $746,928
12/28/20: $813,604   
06/05/21: $947,322
08/04/21: $975,000
10/28/21: $1,007,900

Extramedium

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Re: Race from $1M to $2M
« Reply #1731 on: October 28, 2021, 09:21:38 PM »
Peeking in to say hello… our NW shot up over the 1M mark today, and our Investments aren’t far behind. Been quite a ride these past few years!

10/28/21: $1,007,900

Congratulations on the milestone!

Fru-Gal

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Re: Race from $1M to $2M
« Reply #1732 on: October 28, 2021, 09:39:57 PM »
Cash and investments hit just over $1 million today on my Personal Capital dashboard. Caveat, 4% of it is unvested RSUs which I'm not planning to stick around to collect, but am hoping in a month or 3 between savings and gains it will hit $1 million without them.

Incredible milestone. Total NW $1.8 M. Only celebrated between these 4 walls and this forum.

Because we drive one ancient car, take public transit and bike, some acquaintances still think we are struggling.

Weisass

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Re: Race from $1M to $2M
« Reply #1733 on: October 29, 2021, 05:55:46 AM »
Cash and investments hit just over $1 million today on my Personal Capital dashboard. Caveat, 4% of it is unvested RSUs which I'm not planning to stick around to collect, but am hoping in a month or 3 between savings and gains it will hit $1 million without them.

Incredible milestone. Total NW $1.8 M. Only celebrated between these 4 walls and this forum.

Because we drive one ancient car, take public transit and bike, some acquaintances still think we are struggling.

I hear you! I celebrated by drinking a glass of boxed wine, and texting my dad (one of the only people I can tell that sort of thing)

UnleashHell

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Re: Race from $1M to $2M
« Reply #1734 on: October 29, 2021, 02:22:31 PM »


Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 


mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761
Apr-21 nw 892 Liquid 800
May-21 nw 914 liquid 816
jun-21 nw 943 liquid 821
Jul-21 nw 969 liquid 822
Aug-21 nw 1,030 liquid 848
Sep-21 nw 1,009 liquid 818
Oct-21 nw 1,059 liquid 870

Trifele

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    • In The Garden
Re: Race from $1M to $2M
« Reply #1735 on: October 30, 2021, 04:24:33 AM »

Nice rebound month. 

                 LNW   /  TNW
4/1/21     $1,004 / $1,673
5/1/21     $1,027 / $1,737
6/1/21     $1,030 / $1,741
7/1/21     $1,034 / $1,746
8/1/21     $1,037 / $1,751
9/1/21     $1,043 / $1,759
10/1/21   $1,007 / $1,719
11/1/21   $1,037 / $1,782

YellowCat

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Re: Race from $1M to $2M
« Reply #1736 on: October 30, 2021, 05:57:34 AM »
Dec 2019: $1,030,547
Dec 2020: $1,355,244
Mar 2021: $1,455,964
Aug 2021: $1,682,847
Sep 2021: $1,641,323
Oct 2021: $1,715,983

Still bonkers. +$361k since beginning of this year.

Arbitrage

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Re: Race from $1M to $2M
« Reply #1737 on: October 30, 2021, 03:36:12 PM »
Liquid NW / Total NW

1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
1/1/19: $765k / 1.152M
1/1/20: $1.049M / 1.531M
4/1/20: $810k / 1.278M
7/1/20: $1.042M / 1.524M
10/1/20: $1.138M / 1.641M
1/1/21: $1.370M / 1.883M
2/1/21: $1.392M / 1.914M
3/1/21: $1.451M / 1.973M
4/1/21: $1.434M / 2.010M
5/1/21: $1.476M / 2.053M
6/1/21: $1.519M / 2.086M
7/1/21: $1.510M / 2.124M
8/1/21: $1.510M / 2.125M
9/1/21: $1.942M / 2.135M
10/1/21: $1.884M / 2.076M
11/1/21: $1.953M / 2.220M

Reason for the jump in TNW is that I gave in and marked our house to market, minus a 6% transaction fee. 

Travis

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Re: Race from $1M to $2M
« Reply #1738 on: October 30, 2021, 07:04:09 PM »
JAN 2014 - $364k
DEC 2014 - $458k
DEC 2015 - $525k
DEC 2016 - $650k
DEC 2017 - $850k
DEC 2018 - $866k
DEC 2019 - $1,208,000
DEC 2020 - $1,507,000
JAN 2021 - $1,528,000
Feb 2021 - $1,584,000
Mar 2021 - $1,648,000
Jul 2021 - $1,823,000
Oct 2021 - $1,915,000

Ladychips

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Re: Race from $1M to $2M
« Reply #1739 on: October 31, 2021, 03:35:29 PM »
12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159

01/21 - $873,464     $1,163,867
02/21 - $904,761     $1,197,361
03/21 - $937,653     $1,230,984
04/21 - $992,853     $1,288,099
05/21 - $1,001,090  $1,297,835
06/21 - $1,028,157  $1,326,302
07/21 - $1,065,833  $1,365,255
08/21 - $1,054,280   $1,354,989
09/21 - $1,011,867  $1,313,685

10/21 -$1,067,070.  $1,367,952

It's like buying a new (to us) car in August never happened.  Weird.  Also, my brother and I bought a new rental property.  Started the paperwork in June.  Took until October to close.  It was a property that had gone (was going?) into foreclosure.  The bank that held the note had a hard time completing paperwork in a timely fashion. But it's done now, and everyone is happy.

I love being retired, and I continue to be grateful that we have SO MUCH money.

on the road

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Re: Race from $1M to $2M
« Reply #1740 on: October 31, 2021, 06:12:04 PM »
Another good month! I went back and reconstructed some history from earlier in 2020. Proceeds from sale of a home in May '20 put me over the million mark in liquid assets for the first the time. Soaring markets and ludicrous income have done the heavy lifting since then.

Liquid net worth

      2020       2021
Jan              $1,428K
Feb     $984K    $1,463K
Mar     $883K    $1,501K
Apr     $721K    $1,720K
May   $1,092K    $1,793K
Jun              $1,828K
Jul              $1,841K
Aug   $1,217K    $1,860K
Sep   $1,260K    $1,906K
Oct   $1,265K    $1,866K
Nov   $1,253K    $1,951K
Dec   $1,375K

dandarc

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Re: Race from $1M to $2M
« Reply #1741 on: October 31, 2021, 06:24:28 PM »
Date          TotalNW   Stache Only
Nov 12 2020 - 1.001M    0.953M
Jan 01 2021 - 1.061M    1.026M
Feb 01 2021 - 1.061M    1.023M
Mar 05 2021 - 1.081M    1.048M
Apr 02 2021 - 1.139M    1.099M
May 02 2021 - 1.173M    1.132M
Jun 01 2021 - 1.193M    1.147M
Jul 01 2021 - 1.218M    1.173M
Aug 13 2021 - 1.231M    1.201M
Sep 01 2021 - 1.251M    1.220M
Oct 04 2021 - 1.211M    1.185M
Oct 31 2021 - 1.261M    1.232M

Stache Highwater mark: October 31 2021 - 1.261M Total, 1.232M Stache

Missed updating this thread with the ~October 1st figures. Filled it in for the ~11/1 update.

Back to all-time highs by the end of the month is more fun, even if I should be rooting for a big downturn since I'm still accumulating.

Or am I still accumulating? I wound up moving $9,000 in profits from business to personal this month to get personal checking significantly further from zero that it was. I'd like to put another ~$9K into tax deferred accounts before the end of the year, but if I do that then I will likely have to take a few thousand out of our taxable investment accounts to keep the personal checking above zero. I suppose the point of coast-firing is to slowly enter the withdrawal phase, and if I do wind up "withdrawing" from taxable to cover personal expenses so these deferrals happen in the next two months, it is really more shuffling the balance sheet than actual withdrawing. Still feels super weird and I'm not sure I'm going to do it. I am sure about the HSA (~$4700 I still can do as employer HSA for 2021) - considering forgoing the last $4250 I have in employee 401K space for 2021.

Hopefully 2022, I just keep on keeping on with the part-time self employed arrangement and having the whole year to spread these things out over makes it less dramatic cash-flow wise in certain months.

BiggerFishToFI

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Re: Race from $1M to $2M
« Reply #1742 on: November 01, 2021, 07:35:21 AM »
Month   Invested   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
10/31/21   $1,000,117   $1,166,648   <---- 1M Invested

Sup y’all.

Weisass

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Re: Race from $1M to $2M
« Reply #1743 on: November 01, 2021, 07:55:58 AM »

afuera

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Re: Race from $1M to $2M
« Reply #1744 on: November 01, 2021, 08:04:00 AM »
Hola, folks!  Just graduated the last thread so peeking my head in over here.  I may never graduate this thread since I plan on FIRE around 1.5-1.75M but that should take a couple years at least.

Investments Only

                       2015                2016                2017                2018                2019                2020                2021               
January$12,964$53,694$117,156$286,460$366,568$554,279$789,070
February$14,893$57,320$130,755$284,267$388,104$530,928$829,754
March$22,065$71,035$150,924$291,192$415,305$575,079$873,947
April$24,785$75,120$161,757$306,848$429,917$529,397$925,944
May$26,931$87,541$171,174$317,739$416,867$573,991$938,401
June$29,021$90,964$191,558$321,370$458,412$607,523$952,115
July$31,341$93,025$210,018$339,122$459,062$630,288$962,887
August$34,251$95,245$220,293$353,410$466,936$686,631$998,422
September$39,854$97,814$231,801$361,506$481,531$669,786$970,317
October$42,018$98,335$242,954$336,674$499,757$663,596$1,023,332
November$45,987$100,344$256,324$356,143$528,712$743,883-
December$49,877$106,390$265,731$332,761$548,679$779,415-



3Mer

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Re: Race from $1M to $2M
« Reply #1745 on: November 01, 2021, 08:05:51 AM »
Month End Updates

Liquid assets / Net worth

Dec 2017  $392.7K / $484.9K
Dec 2018  $476.8K / $554K
Dec 2019   $621.3K / $703.1K
Dec 2020   $804.3K / $889.2K
Jan 2021   $809.6K / $895K
Feb 2021   $829.7K / $915.7K
Mar 2021   $855K / $941.5K
Apr 2021   $892K / $979.8K
May 2021  $903.9K / $991.7K
Jun 2021   $916.2K / $1004.7K
July 2021  $927.6K / $1016.9K
Aug 2021  $946K / $1035.8K
Sept 2021 $920.2K / $1010.4K
Oct 2021   $955.3K / $1045.5K
« Last Edit: November 01, 2021, 08:08:14 AM by 3Mer »

Watchmaker

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Re: Race from $1M to $2M
« Reply #1746 on: November 01, 2021, 08:58:30 AM »
               TNW            IA
Jun-05    -0.02 MM
Aug-13    0.15 MM
Sep-16    0.50 MM
Jul-19      1.02 MM
Nov-19    1.08 MM
Apr-20     1.04 MM
May-20    1.13 MM
Aug-20    1.28 MM     1.22 MM
Sept-20   1.28 MM     1.15 MM
Nov-20    1.51 MM     1.38 MM
Dec-20    1.55 MM     1.42 MM
Jan-21     1.57 MM     1.44 MM
Feb-21     1.60 MM    1.47 MM
Mar-21     1.64 MM    1.51 MM
Apr-21     1.76 MM     1.63 MM
May-21    1.82 MM     1.69 MM
Jun-21     1.81 MM     1.68 MM
Jul-21      1.82 MM     1.69 MM
Aug-21     1.85 MM    1.72 MM
Sept-21    1.83 MM    1.70 MM
Oct-21     1.88 MM     1.75 MM

There's a good chance I'll break 2.0 MM with my next update. This summer felt so slow, but still up $0.33 MM ytd.

asauer

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Re: Race from $1M to $2M
« Reply #1747 on: November 01, 2021, 09:32:56 AM »
Jan 1 2021: 1,145k
April 1, 2021: 1,268k
July 1, 2021: 1,375k
November 1, 2021: 1,596k


thedigitalone

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Re: Race from $1M to $2M
« Reply #1748 on: November 01, 2021, 03:31:21 PM »
                LNW         TNW   
12/2019    $0.96M     $1.43M
12/2020    $1.39M     $1.91M

01/2021    $1.43M     $1.96M
02/2021    $1.45M     $2.00M
03/2021    $1.50M     $2.05M
04/2021    $1.48M     $2.049M
06/2021    $1.58M     $2.29M
07/2021    $1.63M     $2.45M
08/2021    $1.69M     $2.49M
09/2021    $1.74M     $2.53M
10/2021    $1.67M     $2.46M
11/2021    $1.79M     $2.56M

Crossed over $2.5M in TNW again, will it stick this time?

use2betrix

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Re: Race from $1M to $2M
« Reply #1749 on: November 01, 2021, 06:24:17 PM »

(Tracking savings/investments only)
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k 
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)

June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)

Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Dec 1, 2020 - $782,831
Jan 1, 2021 - $823,189
Feb 1, 2021 - $846,277
Mar 1, 2021 - $891,092
Apr 1, 2021 - $903,097
May 1, 2021 - $954,334
June 1, 2021 - $973,181
June 25, 2021 - $1,000,494 (Crossed $1MM)

July 1, 2021 - $1,002,759
Aug 1, 2021 - $1,022,662
Sep 1, 2021 - $972,952
Oct 1, 2021 - $944,614
Nov 1, 2021 - $1,036,993

Quit tracking for a bit while the net worth looked pitiful. Bought two cars and paid cash, and waited to sell my other car for a couple months. After all was said and done it was about a $55k hit to the net worth but I’m a car fanatic and these were a couple dream vehicles I won’t want to buy once I’m in FIRE, so that’s fine.

The good news is that I sold my 18 month old 2020 Corolla with 25k miles for just $1500 less than I paid for it new. So much for the massive depreciation people talk about when driving off the lot!