Race from $1M to $2M

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000

[afuera]

Investments Only

	2015	2016	2017	2018	2019	2020	2021	2022
January	$12,964	$53,694	$117,156	$286,460	$366,568	$554,279	$789,070	$1,023,691
February	$14,893	$57,320	$130,755	$284,267	$388,104	$530,928	$829,754	$1,000,887
March	$22,065	$71,035	$150,924	$291,192	$415,305	$575,079	$873,947	$1,035,654
April	$24,785	$75,120	$161,757	$306,848	$429,917	$529,397	$925,944	$962,250
May	$26,931	$87,541	$171,174	$317,739	$416,867	$573,991	$938,401	$935,331
June	$29,021	$90,964	$191,558	$321,370	$458,412	$607,523	$952,115	$875,560
July	$31,341	$93,025	$210,018	$339,122	$459,062	$630,288	$962,887	$965,972
August	$34,251	$95,245	$220,293	$353,410	$466,936	$686,631	$998,422	$912,288
September	$39,854	$97,814	$231,801	$361,506	$481,531	$669,786	$970,317	$837,917
October	$42,018	$98,335	$242,954	$336,674	$499,757	$663,596	$1,023,332	$895,518
November	$45,987	$100,344	$256,324	$356,143	$528,712	$743,883	$1,025,096	$918,718
December	$49,877	$106,390	$265,731	$332,761	$548,679	$779,415	$1,062,376	-

A lot has happened in the last 3 months.  I got a new job, moved across the country, sold a house and bought a new one.  My new mortgage has a 3% higher interest rate than the old one but my quality of life is 1000X better so overall very happy with life and the relocation.  Financially, we are still trying to get back to where we started the year.

[OurTown]

April 2021 = $1,004
May 2021 = $1,070
June 2021 = $1,054
July 2021 = $1,070
August 2021 = $1,088
September 2021 = $1,104
October 2021 = $1,083
November 2021 = $1,116
December 2021 = $1,117

January 2022 = $1,140
February 2022 = $1,080
March 2022 = $1,110
April 2022 = $1,125
May 2022 = $1,080
June 2022 = $1,089
July 2022 = $1,045
August 2022 = $1,082
September 2022 = $1,068
October 2022 = $1,021
November 2022 = $1,051
December 2022 = $1,100

[UnleashHell]

Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 


mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

Mar-21 nw 848 liquid 761
jun-21 nw 943 liquid 821
Sep-21 nw 1,009 liquid 818
Dec-21 nw 1,066 liquid 863

Jan-22 nw 1,032 liquid 829
Mar-22 nw 1,058 liquid 817
may-22 nw 1,026 liquid 753
June-22nw 962  liquid 672
July-22 nw 1,012 liquid 725
aug-22 nw 1,000 liquid 714
Sep-22 nw 964 liquid 684
oct-22 nw 972 liquid 692
nov-22 nw 1011 liquid 730


nice bump on the last day of the month.


joint net now over 2.6 which is nice.

[on the road]

Liquid net worth

      2020       2021       2022
Jan              $1,428K    $1,979K
Feb     $984K    $1,463K    $1,967K
Mar     $883K    $1,501K    $1,991K
Apr     $721K    $1,720K    $2,111K
May   $1,092K    $1,793K    $1,906K
Jun              $1,828K    $1,918K
Jul              $1,841K    $1,833K
Aug   $1,217K    $1,860K    $1,916K
Sep   $1,260K    $1,906K    $1,892K
Oct   $1,265K    $1,866K    $1,745K
Nov   $1,253K    $1,951K    $1,822K
Dec   $1,375K    $1,911K    $1,933K

[turketron]

		2015	2016	2017	2018	2019	2020	2021	2022
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51	$1,008,596.87
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13	$954,587.38
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71	$949,999.72
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88	$999,856.70
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92	$874,326.67	$928,584.50
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37	$878,873.50	$916,075.45
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67	$907,568.86	$840,059.88
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19	$923,408.92	$915,283.13
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25	$950,899.02	$891,457.82
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62	$907,416.93	$822,036.27
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06	$963,453.56	$886,527.53
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82	$964,037.88	$938,630.06

inching back upwards, not terrible!

[Arbitrage]

Liquid NW / Total NW

1/1/16:   $455k / 675k
1/1/17:   $555k / 822k
1/1/18:   $735k / 1.071M
1/1/19:   $765k / 1.152M
1/1/20:   $1.049M / 1.531M
1/1/21:   $1.370M / 1.883M
4/1/21:   $1.434M / 2.010M
7/1/21:   $1.510M / 2.124M
10/1/21: $1.884M / 2.076M
1/1/22:   $1.972M / 2.252M
2/1/22:   $1.916M / 2.207M
3/1/22:   $1.900M / 2.189M
4/1/22:   $1.915M / 2.220M
5/1/22:   $1.806M / 2.134M
6/1/22:   $1.827M / 2.164M
7/1/22:   $1.695M / 2.066M
8/1/22:   $1.809M / 2.180M
9/1/22:   $1.766M / 2.149M
10/1/22: $1.614M / 1.997M
11/1/22: $1.702M / 2.048M
12/1/22: $1.822M / 2.163M

Better month than I was expecting.

[Turtle]

Combined personal and inherited investment/retirement accounts

April 2022   1,616
May 2022   1,620
June 2022   1,503
July 2022   1,610
Aug 2022   1,553
Sept 2022   1,429
Oct 2022   1,534

2022 is a rollercoaster rather than a race.

End of November 2022 - 1,630

[dandarc]

Date          TotalNW   Stache Only
Nov 12 2020 - 1.001M    0.953M
Jan 01 2021 - 1.061M    1.026M
Dec 31 2021 - 1.279M    1.246M
Feb 01 2022 - 1.185M    1.185M
Mar 01 2022 - 1.188M    1.159M
Mar 31 2022 - 1.213M    1.189M
May 03 2022 - 1.129M    1.088M
Jun 04 2022 - 1.136M    1.099M
Jul 01 2022 - 1.054M    1.018M
Aug 02 2022 - 1.125M    1.088M
Sep 01 2022 - 1.082M    1.044M
Oct 01 2022 - 0.986M    0.935M
Nov 01 2022 - 1.043M    1.001M
Dec 01 2022 - 1.115M    1.076M

Stache Highwater mark: November 9 2021 - 1.282M Total, 1.261M Stache

Consecutive $50,000+ months is good. Still quite a ways from the high-watermark.

[MrsSpendyPants]

TNW

Jan 2022 1,736,566
March 2022 just under 1.6MM
October 2022 1,731,634

Invested 130k during this time and still under, very disheartening!

Dec TNW 1,856,239
Dec LNW 1,244,332

[ToughMother]

Another end of year (wish) update & Happy New Year everyone. Wishes for abundance (not like 2022) and health!

date         NW        Investments
4/3/14     $430k         $225k
9/19/14    $500k         $275k
11/6/14    $550k         $300K
5/9/15     $600k         $341k
4/13/16    $650k         $375k
9/7/16     $700k         $410k
5/6/17     $750k         $674k (*I think I lost history on one of our accounts prior to this)
9/9/17     $800k         $717k
11/22/17   Assets hit $1M
12/15/17   $850k         $770K
3/10/18    $900k         $770k (refinanced house, put $ in and moved from 30 to 15 yrs)
6/16/18    $950k         $818k
12/26/18   $900k         $750k
1/10/19    $950k         $803k
2/19/19    $1M !!!       $856k
6/12/19    $1.05M        $900k
10/9/19    $1.08M        $895k (downpayment on house and market misery)
12/31/19   $1.16M        $974k
2/12/20    $1.19M        $1M !!! 
 bad, scary, viral things happened, house stuff, then back at it 
8/13/21    $1.46M        $1.27M
12/31/21   $1.54M        $1.34M (refinanced house)
12/29/22   $1.48M        $1.26M (big house repairs and construction happening; invested ~$95K this year not including pension contributions)

[OurTown]

April 2021 = $1,004
May 2021 = $1,070
June 2021 = $1,054
July 2021 = $1,070
August 2021 = $1,088
September 2021 = $1,104
October 2021 = $1,083
November 2021 = $1,116
December 2021 = $1,117

January 2022 = $1,140
February 2022 = $1,080
March 2022 = $1,110
April 2022 = $1,125
May 2022 = $1,080
June 2022 = $1,089
July 2022 = $1,045
August 2022 = $1,082
September 2022 = $1,068
October 2022 = $1,021
November 2022 = $1,051
December 2022 = $1,100

January 2023 = $1,089

Going in circles. 

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100

Some sort of tailwind for 2023 would be nice, we're FIRE'd in a few short months.

[afuera]

Investments Only

	2015	2016	2017	2018	2019	2020	2021	2022
January	$12,964	$53,694	$117,156	$286,460	$366,568	$554,279	$789,070	$1,023,691
February	$14,893	$57,320	$130,755	$284,267	$388,104	$530,928	$829,754	$1,000,887
March	$22,065	$71,035	$150,924	$291,192	$415,305	$575,079	$873,947	$1,035,654
April	$24,785	$75,120	$161,757	$306,848	$429,917	$529,397	$925,944	$962,250
May	$26,931	$87,541	$171,174	$317,739	$416,867	$573,991	$938,401	$935,331
June	$29,021	$90,964	$191,558	$321,370	$458,412	$607,523	$952,115	$875,560
July	$31,341	$93,025	$210,018	$339,122	$459,062	$630,288	$962,887	$965,972
August	$34,251	$95,245	$220,293	$353,410	$466,936	$686,631	$998,422	$912,288
September	$39,854	$97,814	$231,801	$361,506	$481,531	$669,786	$970,317	$837,917
October	$42,018	$98,335	$242,954	$336,674	$499,757	$663,596	$1,023,332	$895,518
November	$45,987	$100,344	$256,324	$356,143	$528,712	$743,883	$1,025,096	$918,718
December	$49,877	$106,390	$265,731	$332,761	$548,679	$779,415	$1,062,376	$896,791

Still not officially back in this race.  Oh well, maybe next year!

[TempusFugit]

                 LNW    /  TNW
EOY 2018 -  877K  / 1.02M
EOY 2019 - 1.12M / 1.275M
EOY 2020 - 1.33M / 1.5M
EQ1 2021 - 1.39M / 1.59M
EQ2 2021 - 1.50M / 1.70M
EQ3 2021 - 1.53M / 1.73M
EOY 2021 - 1.65M / 1.85M
EQ1 2022 - 1.58M / 1.79M   
EQ2 2022 - 1.42M / 1.68M
EQ3 2022 - 1.37M / 1.63M
EOY 2022 - 1.46M / 1.72M

This is the first time since I've been tracking that my TNW has dropped YOY.  I do not like it. 

[Zamboni]

Whoops, I missed a quarterly check in. Probably because it was depressing so I didn't even figure it out.

                    LNW           TNW          Investments Change
Nov 2019     $1.02MM     $1.18MM
Dec 2019     $1.02MM     $1.24MM
Jan 2020      $1.11MM     $1.27MM
Apr 2020      $1.01MM     $1.18MM    (-$100K)
July 2020     $1.06MM     $1.23MM     (+$50K)   
Aug 2020     $1.11MM    $1.28MM     (+$50K)   
Sep 2020     $1.15MM    $1.33MM     (+$50K)
Oct 2020      $1.17MM    $1.36MM     (+$30K)
Nov 2020     $1.22MM     $1.51MM    (+$50K)
Dec 2020     $1.26MM     $1.55MM    (+$40K)
Jan 2021     $1.28MM     $1.56MM     (+$10K)
Feb 2021     $1.30MM     $1.58MM     (+$20K)
Aug 2021     $1.42MM     $1.79MM     (+$120K)
Sept 2021    $1.42MM     $1.79MM     (+$0)
Oct 2021      $1.49MM     $1.88MM     (+$70K)
Dec 2021     $1.52MM     $1.92MM     (+$30K)
Mar 2022     $1.52MM     $1.97MM     (+$0K)
Jun 2022     $1.38MM     $1.91MM     (-$140K)
Dec 2022     $1.33MM     $1.75MM     (-$50K)

[Arbitrage]

Liquid NW / Total NW

1/1/16:   $455k / 675k
1/1/17:   $555k / 822k
1/1/18:   $735k / 1.071M
1/1/19:   $765k / 1.152M
1/1/20:   $1.049M / 1.531M
1/1/21:   $1.370M / 1.883M
4/1/21:   $1.434M / 2.010M
7/1/21:   $1.510M / 2.124M
10/1/21: $1.884M / 2.076M
1/1/22:   $1.972M / 2.252M
2/1/22:   $1.916M / 2.207M
3/1/22:   $1.900M / 2.189M
4/1/22:   $1.915M / 2.220M
5/1/22:   $1.806M / 2.134M
6/1/22:   $1.827M / 2.164M
7/1/22:   $1.695M / 2.066M
8/1/22:   $1.809M / 2.180M
9/1/22:   $1.766M / 2.149M
10/1/22: $1.614M / 1.997M
11/1/22: $1.702M / 2.048M
12/1/22: $1.822M / 2.163M
1/1/23:   $1.772M / 2.059M

Finishing off the year with a whimper.  Real estate algorithms also finally cluing in to the fact that house prices have dropped.  Hopefully can shake this year off and start making some money again! 

[BiggerFishToFI]

Down 3k NW for the year, but officially back in the $1M invested club.

Pouring a tequila now and calculating my asset allocation. We have ~35k cash (YE bonus) to deploy into I-bonds & taxable this week.

I predict that before the market hits an all time high, we will be FI (1.5M invested).

Month   Invested   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
10/31/21   $1,000,117   $1,191,167   <---- 1M Invested
11/30/21   $992,058   $1,164,338   
12/31/21   $1,080,047   $1,267,082   
03/31/22   $1,079,907   $1,261,231   
06/30/22   $951,010   $1,133,332   
09/30/22   $932,215   $1,116,375   
12/31/22   $1,037,594   $1,264,764   

[RWD]

10/1/2020 - 0.96m
1/1/2021 - 1.08m
4/1/2021 - 1.17m
7/1/2021 - 1.25m
10/1/2021 - 1.26m
1/1/2022 - 1.34m
4/1/2022 - 1.31m
7/1/2022 - 1.18m
10/1/2022 - 1.13m
1/1/2023 - 1.25m

Back up to where we were a year and a half ago...

[dandarc]

Date          TotalNW   Stache Only
Nov 12 2020 - 1.001M    0.953M
Jan 01 2021 - 1.061M    1.026M
Jan 01 2022 - 1.279M    1.246M
Jan 01 2023 - 1.066M    1.032M

Stache Highwater mark: November 9 2021 - 1.282M Total, 1.261M Stache


Down December means further away from the high-water mark on both the NW and the Stache. Here's to a better 2023!

[YellowCat]

Dec 2019: $1,030,547
Dec 2020: $1,355,244 (+$324,697)
Dec 2021: $1,778,865 (+$423,621)

Well, we're moving rather in the wrong direction since December 2021...
Dec 2022: $1,674,946 (-$103,919)

[JGS1980]

Quarterly Update:

July-18     $704,760.25 (+54,904)
Oct-18      $768,090.42 (+63,330)
Jan-19      $761,423.60 (-06,666 for the quarter, +144,285 for the year)
April-19    $865,799.27 (+104,376)
July-19     $930,912.06 (+65,112)
Oct-19     $958,784.74 (+27,872)
Jan-20     $1,094,606 (+135,821 for the quarter, +333,183 for the year)
April-20   $931,456 (-163,150 for the quarter)
July-20    $1,128,599 (+197,143)
Oct-20     $1,233,581 (+104,981) *Milestone reached -over 1 million in liquid investments.
Jan-21     $1,468,865 (+235,284 for the quarter, +374,258 for the year))
April-21   $1,594,119 (+125,254)
July-21    $1,714,855 (+120,736)
Oct-21     $1,729,455 (+14,599)
Jan-22     $1,920,469 (+191,014 for the quarter, +451,604 for the year)
April-22   $1,864,657 (-$55,812)
July-22    $1,680,190 (-184,167)
Oct-22     *Did Not Calculate
Jan-23     $1,821,385 (+141,194 for last 6 months, -99,085 for the year)

JGS

[Turtle]

Combined personal and inherited investment/retirement accounts

April 2022   1,616
May 2022   1,620
June 2022   1,503
July 2022   1,610
Aug 2022   1,553
Sept 2022   1,429
Oct 2022   1,534

2022 is a rollercoaster rather than a race.

End of November 2022 - 1,630

End of 2022 - 1566
Crappy end to a crappy year.  Hoping for recovery in 2023

[turketron]

		2015	2016	2017	2018	2019	2020	2021	2022	2023
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51	$1,008,596.87	$896,405.70
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13	$954,587.38
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71	$949,999.72
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88	$999,856.70
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92	$874,326.67	$928,584.50
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37	$878,873.50	$916,075.45
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67	$907,568.86	$840,059.88
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19	$923,408.92	$915,283.13
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25	$950,899.02	$891,457.82
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62	$907,416.93	$822,036.27
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06	$963,453.56	$886,527.53
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82	$964,037.88	$938,630.06

[Ladychips]

12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159
12/21 - $1,097,677  $1,494,954

01/22 - $1,048,207   $1,362,781
02/22 - $1,009,070   $1,328,149
03/22 - $1,033,870   $1,354,254
04/22 - $943,636      $1,264,245
05/22 - $943,342      $1,265,185
06/22 - $876,824      $1,198,893
07/22 - $943,861      $1,265,631
08/22 - $911,988      $1,491,805 (updated my property values)
09/22 - $853,375      $1,433,947
10/22 - $896,469      $1,477,186
11/22 - $912,028      $1,493,473
12/22 - $889,747      $1,473,525

I haven't posted in a quite a while but I have been keeping track.  It hasn't been pretty.  Stock declines are a completely different animal when you are no longer working (and therefore are no longer contributing).  In March, I freaked out a bit and stopped taking withdrawals (we have other income streams).  Since then, I've been pretty calm.  I'm way out of this club if we are just talking investments and may never make it back!  But I'm ok with where we are.  If we need the money, I'll take it out.  In the meantime, I'm just going to let it sit and wait for the market to come back.  Still feeling lucky to have retired 18 months ago!!

[on the road]

Liquid net worth

      2020       2021       2022       2023
Jan              $1,428K    $1,979K    $1,867K
Feb     $984K    $1,463K    $1,967K
Mar     $883K    $1,501K    $1,991K
Apr     $721K    $1,720K    $2,111K
May   $1,092K    $1,793K    $1,906K
Jun              $1,828K    $1,918K
Jul              $1,841K    $1,833K
Aug   $1,217K    $1,860K    $1,916K
Sep   $1,260K    $1,906K    $1,892K
Oct   $1,265K    $1,866K    $1,745K
Nov   $1,253K    $1,951K    $1,822K
Dec   $1,375K    $1,911K    $1,933K


Happy New Year!

[TheAnonOne]

Old data:

Spoiler: show

2015 DEC	:	252k	<- Crossed 250k
-	-
2016 JAN	:	260k	(+8k)
2016 FEB	:	281k	(+21k)
2016 MAR	:	285k	(+4k)
2016 APR	:	298k	(+13k)
2016 MAY	:	305k	(+7k)
2016 JUN	:	307k	(+2k)
2016 JUL	:	320k	(+13k)
2016 AUG	:	326k	(+6k)
2016 SEP	:	336k	(+10k)
2016 OCT	:	337k	(+1k)
2016 NOV	:	361k	(+24k)
2016 DEC	:	368k	(+7k)
-	-
2017 JAN	:	382k	(+14k)
2017 FEB	:	403k	(+21k)
2017 MAR	:	416k	(+13k)
2017 APR	:	427k	(+11k)
2017 MAY	:	436k	(+9k)
2017 JUN	:	449k	(+13k)
2017 JUL	:	464k	(+15k)
2017 AUG	:	478k	(+14k)
2017 SEPT	:	494k	(+16k)
2017 OCT	:	510k	(+16k) <- Crossed 500k
2017 NOV	:	523k	(+13k)
2017 DEC	:	534k	(+11k)
-	-
2018 JAN	:	558k	(+24k)
2018 FEB	:	569k	(+11k)
2018 MAR	:	560k	(-9k)
2018 APR	:	574k	(+14k/+5k)
2018 MAY	:	575k	(+1k)
2018 JUNE	:	575k	(+0k)
2018 JULY	:	599k	(+24k)
2018 AUG	:	620k	(+21k)
2018 SEPT	:	625k	(+5k)
2018 OCT	:	597k	(-28k)
2018 NOV	:	606k	(+9k/-19k)
2018 DEC	:	580k	(-26k/-45k)
-	-
2019 JAN	:	628k	(+48k/+3k)
2019 FEB	:	666k	(+38k)
2019 MAR	:	677k	(+11k)
2019 APR	:	706k	(+29k)
2019 MAY	:	670k	(-36k)
2019 JUNE	:	709k	(+39k/+3k)
2019 JULY	:	712k	(+3k)
2019 AUG	:	720k	(+8k)
2019 SEPT	:	725k	(+5k)
2019 OCT	:	753k	(+28k)  <- Crossed 750k
2019 NOV	:	777k	(+24k)
2019 DEC	:	798k	(+21k)
-	-
2020 JAN	:	809k	(+11k)
2020 FEB	:	780k	(-29k)
2020 MAR	:	700k	(-80k/-109k)
2020 APR	:	762k	(+62k/-47k)
2020 MAY	:	818k	(+56k/+8k)
2020 JUNE	:	840k	(+22k)
2020 JULY	:	884k	(+44k)
2020 AUG	:	1.002mm	(+118k)

2015 DEC	:	252k
2016 DEC	:	368k
2017 DEC	:	534k
2018 DEC	:	580k
2019 DEC	:	798k
-	-
2020 JAN	:	809k	(+11k)
2020 FEB	:	780k	(-29k)
2020 MAR	:	700k	(-80k/-109k)
2020 APR	:	762k	(+62k/-47k)
2020 MAY	:	818k	(+56k/+8k)
2020 JUNE	:	840k	(+22k)
2020 JULY	:	884k	(+44k)
2020 AUG	:	1.002mm	(+118k)<-Crossed 1m
2020 SEP	:	979k	(-23k/-23k)
2020 OCT	:	971k	(-8k/-31k)
2020 NOV	:	1.058mm	(+87k)
2020 DEC	:	1.100mm	(+42k)
-	-
2021 JAN	:	1.100mm	(+0k)
2021 FEB	:	1.140mm	(+40k)
2021 MAR	:	1.165mm	(+25k)
2021 APR	:	1.202mm	(+37k)
2021 MAY	:	1.209mm	(+7k)
2021 JUNE	:	1.243mm	(+34k)
2021 JULY	:	1.266mm	(+23k)
2021 AUG	:	1.307mm	(+41k)
2021 SEPT	:	1.281mm	(-26k/-26k)[/b]
2021 OCT	:	1.340mm	(+59k)
2021 NOV	:	1.330mm	(-10k/-10k)[/b]
2021 DEC	:	1.374mm	(+44k)
-	-
Jan -> Nov
2022 DEC	:	1.318mm	(-56k)

Wow, where has the year gone? It's a bit crazy that this is my only post from 2022. I was posting every. single. month for actual YEARS. I think it's clear that after the 1MM mark, it starts to just feel like autopilot.

So where am I? As far as finances go, the market has been down(ish) but really it isn't that bad. Down 50k give or take total, of course, thats after adding another 100k to the pot via less debt, 401k etc.

It's a bit odd, when I started this I was 24ish and thought I had a good chance at FIRE by 30, now at 32 it's a bit sureal that, that much time has passed, and yet, I am not FIREed. My lifestyle is probably 4-5 TIMES what it was back then. I own a large house, a sports car, I travel internationally as much as I can (especially now that borders are open again). I am living life, and still maintaining a 40-60% savings rate doing it.

My major nest egg is built, the massive pile of cash I have will out-earn me in good years already. That said, my new FIRE target is 2.5MM, a number I will likely have by 40-45. It feels good knowing, anytime between that and now, I could just downsize and take the time. I think what I have gained in the last 2-3 years is freedom mainly.

I wish everyone a wonderful 2023 and hopefully I post more updates this year!

[TheAnonOne]

10/1/2020 - 0.96m
1/1/2021 - 1.08m
4/1/2021 - 1.17m
7/1/2021 - 1.25m
10/1/2021 - 1.26m
1/1/2022 - 1.34m
4/1/2022 - 1.31m
7/1/2022 - 1.18m
10/1/2022 - 1.13m
1/1/2023 - 1.25m

Back up to where we were a year and a half ago...

Glad to see you're still rolling! Keep it up, the new highs will come sooner than we know!

[RWD]

10/1/2020 - 0.96m
1/1/2021 - 1.08m
4/1/2021 - 1.17m
7/1/2021 - 1.25m
10/1/2021 - 1.26m
1/1/2022 - 1.34m
4/1/2022 - 1.31m
7/1/2022 - 1.18m
10/1/2022 - 1.13m
1/1/2023 - 1.25m

Back up to where we were a year and a half ago...

Glad to see you're still rolling! Keep it up, the new highs will come sooner than we know!

Yup, just gotta keep throwing money on the pile. Our actual net worth is probably another +$50k than I listed because I haven't updated the value of our house since we bought it in 2016. Might find out later this year.

[SEAK]

Steady as she goes into 2023. Our two kiddos also have about $130k saved in their 529, ROTH, and UTMA accounts. Don't see any real changes for us going into 2023 other than upping our contributions in the 401ks, ROTH, and 457b accounts. Here's to a healthy and prosperous New Year!

LNW
2015- $482k
2016- $627k
2017- $811k
2018- $813k
2019- $1.08M
2020- $1.35M
2021- $1.68M
end 2022- $1.46M

[mizzourah2006]

End of Year 2022 Liquid Networth.

Jan. 1, 2016: $181.7k
Jan. 1, 2017: $249.5k
Jan. 1, 2018: $377.3k
Jan. 1, 2019: $499.2k
Jan. 1, 2020: $710.5k
Jan. 1, 2021: $1,055.8k
Jan. 1, 2022: $1,312.5k

Jan. 1, 2023: $1,349.9k

[caracarn]

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
January	$-	$292,190	$304,411	$437,806	$581,831	$615,789	$767,806	$941,921	$1,151,437	-
February	$-	$332,002	$331,197	$162,424	$585,663	$662,207	$735,649	$961,753	$1,139,532	-
March	$-	$332,209	$331,749	$481,340	$583,773	$683,014	$683,851	$992,700	$1,192,207	-
April	$-	$336,743	$260,548	$483,994	$582,862	$719,849	$734,510	$1,031,674	$1,118,869	-
May	$256,131	$338,884	$373,153	$483,982	$585,929	$701,938	$760,661	$1,040,313	$1,103,319	-
June	$258,642	$321,529	$377,807	$490,951	$590,577	$731,170	$777,705	$1,059,685	$1,052,751	-
July	$276,381	$320,767	$414,764	$503,706	$601,024	$721,753	$819,352	$1,080,029	$1,118,581	-
August	$296,700	$313,896	$405,676	$513,111	$606,442	$686,503	$860,605	$1,140,206	$1,081,266	-
September	$290,244	$301,079	$422,204	$525,158	$610,690	$698,968	$868,597	$1,106,086	$1,015,876	-
October	$274,986	$308,291	$413,967	$533,760	$585,817	$577,615	$868,808	$1,182,536	$1,065,912	-
November	$282,762	$308,558	$419,572	$549,074	$595,773	$620,036	$910,235	$1,155,707	$1,110,997	-
December	$292,942	$312,281	$431,458	$557,941	$575,877	$760,501	$940,128	$1,195,334	$1,077,252	-

[UnleashHell]

Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 


mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

Mar-21 nw 848 liquid 761
jun-21 nw 943 liquid 821
Sep-21 nw 1,009 liquid 818
Dec-21 nw 1,066 liquid 863

Jan-22 nw 1,032 liquid 829
Mar-22 nw 1,058 liquid 817
may-22 nw 1,026 liquid 753
June-22nw 962  liquid 672
July-22 nw 1,012 liquid 725
aug-22 nw 1,000 liquid 714
Sep-22 nw 964 liquid 684
oct-22 nw 972 liquid 692
nov-22 nw 1011 liquid 730
Dec-22 nw 970 liquid 671

unamused at 2022.

[Bateaux]

Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 


mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

Mar-21 nw 848 liquid 761
jun-21 nw 943 liquid 821
Sep-21 nw 1,009 liquid 818
Dec-21 nw 1,066 liquid 863

Jan-22 nw 1,032 liquid 829
Mar-22 nw 1,058 liquid 817
may-22 nw 1,026 liquid 753
June-22nw 962  liquid 672
July-22 nw 1,012 liquid 725
aug-22 nw 1,000 liquid 714
Sep-22 nw 964 liquid 684
oct-22 nw 972 liquid 692
nov-22 nw 1011 liquid 730
Dec-22 nw 970 liquid 671

unamused at 2022.

I think you are set to unleash hell once the bull market returns.  That could be at least a year however.  I'm sure it's been a frustrating run at times.  I'm confident you are coming back strong though.

[PassMMM]

Update below. Rollercoaster times indeed. Glad to be on the right side of 7 figures again. Keep on keepin on.

Being a millionaire was fun while it lasted... 

Jan 16:   -35k
Jan 17:   30k
Jan 18:   125k
Jan 19:   245k
Jan 20:   367k
Dec 20:   489k
Apr 21:   605k - large bonus + home appreciation of nearly 100k in under a year.
Oct 21:   745k
Nov 21:   778
Dec 21:   811
Jan 22:    824
Feb 22:   890 (EOY Bonus)
Mar 22:   941 (house appreciation boom)
Apr 22:    970 (down from 983 all time high earlier in the month)
Aug 22:   1,011
Oct 22:    991
Nov 22:   1,026
Dec 22:   1,031
Jan 23:    1,024 (as of now; bonus hits end of month so should jump up another 40-50k)

[alex2918]

Here are my updated stats. Not much change in 2022 (ended same as started)

 Real
      Estate   LNW    TNW
Dec-2020   352   547   899
Jan-2021   352   561   913
Feb-2021   391   520   908
Mar-2021   391   528   919
Apr-2021   392   541   933
May-2021   426   564   990
June-2021   429   579   1008
July-2021   400   614   1014
Aug-2021   400   635   1035
Augt-2021   403   616   1019
Dec-2021    545   467   1212
Dec-2022     709   504   1213

[OurTown]

April 2021 = $1,004
May 2021 = $1,070
June 2021 = $1,054
July 2021 = $1,070
August 2021 = $1,088
September 2021 = $1,104
October 2021 = $1,083
November 2021 = $1,116
December 2021 = $1,117

January 2022 = $1,140
February 2022 = $1,080
March 2022 = $1,110
April 2022 = $1,125
May 2022 = $1,080
June 2022 = $1,089
July 2022 = $1,045
August 2022 = $1,082
September 2022 = $1,068
October 2022 = $1,021
November 2022 = $1,051
December 2022 = $1,100

January 2023 = $1,089
February 2023 = $1,128

[Ladychips]

12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159
12/21 - $1,097,677  $1,494,954
12/22 - $889,747     $1,473,525

01/23 - $928,729      $1,428,662

For several years, I listed our property values as the purchase price.  Last year (about mid-way through) I updated to current property values per Zillow to make myself feel better.  Now, I've decided to update property values once per year in January (they've all decreased quite a bit from the high).  That explains how our money amount is higher but our overall networth has decreased.  Although our investments still show a significant decrease from the end of 2021, we still have so much more money than I ever dreamed we'd have.

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000

[OurTown]

12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159
12/21 - $1,097,677  $1,494,954
12/22 - $889,747     $1,473,525

01/23 - $928,729      $1,428,662

For several years, I listed our property values as the purchase price.  Last year (about mid-way through) I updated to current property values per Zillow to make myself feel better.  Now, I've decided to update property values once per year in January (they've all decreased quite a bit from the high).  That explains how our money amount is higher but our overall networth has decreased.  Although our investments still show a significant decrease from the end of 2021, we still have so much more money than I ever dreamed we'd have.

I get my fair market value from the county assessor website.  It ends up being more than I paid but less than Zillow.

[afuera]

Investments Only

	2015	2016	2017	2018	2019	2020	2021	2022	2023
January	$12,964	$53,694	$117,156	$286,460	$366,568	$554,279	$789,070	$1,023,691	$954,586
February	$14,893	$57,320	$130,755	$284,267	$388,104	$530,928	$829,754	$1,000,887	-
March	$22,065	$71,035	$150,924	$291,192	$415,305	$575,079	$873,947	$1,035,654
April	$24,785	$75,120	$161,757	$306,848	$429,917	$529,397	$925,944	$962,250	-
May	$26,931	$87,541	$171,174	$317,739	$416,867	$573,991	$938,401	$935,331	-
June	$29,021	$90,964	$191,558	$321,370	$458,412	$607,523	$952,115	$875,560	-
July	$31,341	$93,025	$210,018	$339,122	$459,062	$630,288	$962,887	$965,972	-
August	$34,251	$95,245	$220,293	$353,410	$466,936	$686,631	$998,422	$912,288	-
September	$39,854	$97,814	$231,801	$361,506	$481,531	$669,786	$970,317	$837,917	-
October	$42,018	$98,335	$242,954	$336,674	$499,757	$663,596	$1,023,332	$895,518	-
November	$45,987	$100,344	$256,324	$356,143	$528,712	$743,883	$1,025,096	$918,718	-
December	$49,877	$106,390	$265,731	$332,761	$548,679	$779,415	$1,062,376	$896,791	-

Another month like January and I'll finally be back in this race!  1 of 2 IRAs maxed for 2023 with everything else on autopilot.

[mizzourah2006]

End of Year 2022 Liquid Networth.

Jan. 1, 2016: $181.7k
Jan. 1, 2017: $249.5k
Jan. 1, 2018: $377.3k
Jan. 1, 2019: $499.2k
Jan. 1, 2020: $710.5k
Jan. 1, 2021: $1,055.8k
Jan. 1, 2022: $1,312.5k

Jan. 1, 2023: $1,349.9k

Feb. 1, 2023: $1,410.6k

[UnleashHell]

Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K - liquid 404

annual net +45k (+15%) liquid  ?

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 

annual net +145k (+42%) liquid  +171k (+42%)

mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

annual net +247k (+50%) liquid  +104k (+18%)

Mar-21 nw 848 liquid 761
jun-21 nw 943 liquid 821
Sep-21 nw 1,009 liquid 818
Dec-21 nw 1,066 liquid 863

annual net +329k (+45%) liquid  +184k (+27%)

Mar-22 nw 1,058 liquid 817
June-22nw 962  liquid 672
Sep-22 nw 964 liquid 684
Dec-22 nw 970 liquid 671

annual net -96k (-9%) liquid  -192k (-22%)

Jan 2023 nw 991 liquid 719

woohoo - back to where I was in late 2021!!! (swoon)

[Arbitrage]

Liquid NW / Total NW

1/1/16:   $455k / 675k
1/1/17:   $555k / 822k
1/1/18:   $735k / 1.071M
1/1/19:   $765k / 1.152M
1/1/20:   $1.049M / 1.531M
1/1/21:   $1.370M / 1.883M
1/1/22:   $1.972M / 2.252M
2/1/22:   $1.916M / 2.207M
3/1/22:   $1.900M / 2.189M
4/1/22:   $1.915M / 2.220M
5/1/22:   $1.806M / 2.134M
6/1/22:   $1.827M / 2.164M
7/1/22:   $1.695M / 2.066M
8/1/22:   $1.809M / 2.180M
9/1/22:   $1.766M / 2.149M
10/1/22: $1.614M / 1.997M
11/1/22: $1.702M / 2.048M
12/1/22: $1.822M / 2.163M
1/1/23:   $1.772M / 2.059M
2/1/23:   $1.884M / 2.193M

[turketron]

		2015	2016	2017	2018	2019	2020	2021	2022	2023
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51	$1,008,596.87	$896,405.70
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13	$954,587.38	$956,408.33
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71	$949,999.72
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88	$999,856.70
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92	$874,326.67	$928,584.50
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37	$878,873.50	$916,075.45
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67	$907,568.86	$840,059.88
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19	$923,408.92	$915,283.13
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25	$950,899.02	$891,457.82
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62	$907,416.93	$822,036.27
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06	$963,453.56	$886,527.53
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82	$964,037.88	$938,630.06

pretty much exactly where I was a year ago!

[Turtle]

Combined personal and inherited investment/retirement accounts

April 2022           1,616
May 2022           1,620
June 2022           1,503
July 2022           1,610
August 2022   1,553
Sept 2022           1,429
Oct 2022           1,534
November 2022  1,630
Year End Dec 22 1,566

January 2022   1,682 - new high water mark

[on the road]

Liquid net worth

      2020       2021       2022       2023
Jan              $1,428K    $1,979K    $1,867K
Feb     $984K    $1,463K    $1,967K    $2,005K
Mar     $883K    $1,501K    $1,991K
Apr     $721K    $1,720K    $2,111K
May   $1,092K    $1,793K    $1,906K
Jun              $1,828K    $1,918K
Jul              $1,841K    $1,833K
Aug   $1,217K    $1,860K    $1,916K
Sep   $1,260K    $1,906K    $1,892K
Oct   $1,265K    $1,866K    $1,745K
Nov   $1,253K    $1,951K    $1,822K
Dec   $1,375K    $1,911K    $1,933K


Back above $2M after 10 months. We will see if it sticks this time.

[dandarc]

Date          TotalNW   Stache Only
Nov 12 2020 - 1.001M    0.953M
Jan 01 2021 - 1.061M    1.026M
Jan 01 2022 - 1.279M    1.246M
Jan 01 2023 - 1.066M    1.032M
Feb 01 2023 - 1.142M    1.105M

Stache Highwater mark: November 9 2021 - 1.282M Total, 1.261M Stache


Well, first month of 2023 is in the books and a good one. Still kind of feels odd to be so out of control of the NW swings, but that's the choice I made in 2021 when deciding to cut back to part time.

[Turtle]

Date          TotalNW   Stache Only
Nov 12 2020 - 1.001M    0.953M
Jan 01 2021 - 1.061M    1.026M
Jan 01 2022 - 1.279M    1.246M
Jan 01 2023 - 1.066M    1.032M
Feb 01 2023 - 1.142M    1.105M

Stache Highwater mark: November 9 2021 - 1.282M Total, 1.261M Stache


Well, first month of 2023 is in the books and a good one. Still kind of feels odd to be so out of control of the NW swings, but that's the choice I made in 2021 when deciding to cut back to part time.

I'm finding that the more I have accumulated in the market, the bigger the swings.  Lost more than my annual salary in the market last year, and have already gained more than my annual salary in the first month of this year.  Watching that with detachment is kind of wild.

[WesternAugust]

07/23/21 Cash & investments: $1,010,510
09/02/21 Cash & Investments: $1,056,104
11/03/21 Cash & Investments: $1,097,920
01/03/22 Cash & Investments: $1,130,791
09/25/22 Cash & Investments: $970,496
11/04/22 Cash & Investments. $1,002,769
02/01/23 Cash & Investments: $1,109,044

Well, I’m nearly back to my all time high in January 2022 (this is with approx $100k contributions this year). When the indexes gets back to their all time highs (who knows when) I should be in pretty good shape!