Thanks Exflyboy, and add me to the hate to spend $$$ crowd. It's an interesting type of frugality at least for me, based on discipline wrought from a prior life where at one point I had $537 to my name. I never saw $$$ as anything but a tool, but I like my tools well oiled and sharp. My cup runneth over, yet I want less and less, and my already meager possessions continue to shrink. For me, becoming some kind of millionaire caricature would be a near seppuku level of hypocrisy - I could never live with what has always been my greatest fear; to become what I hate. My glide path remains under the radar, all the while contemplating a true final approach as I grow older... Many in my family were not long for this world, and I'm trying to see if I can alter this trajectory.
What a paradox we MMM types truly know, and fully understand; Hit a $10k scratch-off, and most folks would see visions of a new bigger car payment, and a trip to Myrtle Beach; a $10k windfall for MMM types would most likely be added to a 401k, sent to Vanguard to witness the magic of compounding, fund schooling, etc.
David, you remember quite well, and now as then I value and appreciate the advice you gave. I did end up moving, but just a few dozen miles north of where I was. I had to get out of the duplex I was in, into a free-standing rental home so I could have a bit more peace and privacy to consider my next step.