Race from $1M to $2M

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd
07/01/2023 - $1,565,500
08/01/2023 - $1,604,500
09/01/2023 - $1,582,200
10/01/2023 - $1,538,400
11/01/2023 - $1,513,300
12/01/2023 - $1,588,700
01/01/2024 - $1,646,500
02/01/2024 - $1,646,600
03/01/2024 - $1,697,800
04/01/2024 - $1,741,000
05/01/2024 - $1,695,900
06/01/2024 - $1,745,300
07/01/2024 - $1,761,300
08/01/2024 - $1,800,000
09/01/2024 - $1,815,000
10/01/2024 - $1,839,000
11/01/2024 - $1,830,700
12/01/2024 - $1.900,200
01/01/2025 - $1,852,000
02/01/2025 - $1,891,600
03/01/2025 - $1,866,600
04/01/2025 - $1,812,200
05/01/2025 - $1,801,100

[AFrugalGuy]

November 30, 2023: $1,265,857.28
December 31, 2023: $1,375,143.79 (+$177,313.28 or 14% from December 31, 2022)
January 31, 2024: $1,438,100.90 - first time cracking $1.4M!
February 29, 2024: $1,427,226.01
March 31, 2024: $1,451,464.67
April 30, 2024: $1,466,011.46
May 31, 2024: $1,447,917.73 ($15k+ increase in investments, but a decline in my DB pension's present value)
June 30, 2024: $1,468,763.53
July 31, 2024: $1,532,568.18 (increase in DB pension and increase in investment valuation) - first time cracking $1.5M!
August 31, 2024: $1,572,967.54 - first time cracking $2M in assets
September 30, 2024: $1,607,176.78 - first time cracking $1.6M!
October 31, 2024: $1,630,040.53
November 30, 2024: $1,656,340.87
December 31, 2024: $1,685,353.10 (+$308,556.66 or 22.4% from December 31, 2023)
January 31, 2025: $1,725,028.32 - first time cracking $1.7M!
February 28, 2025: $1,747,685.97
March 31, 2025: $1,753,746.70
April 30, 2025: $1,778,144.34

[fuzzy math]

Being unemployed in addition to the current financial markets keeps making me super late in remembering to update. Previously I always did it somewhere between the 30th - 2nd. Oof we hit the 1.4s in April for a few days, would have been at 1.8 now if the market hadn't changed. It's wild to see how much of a swing can happen once in the 7 figures!

Investments only

	2018	2019	2020	2021	2022	2023	2024	2025
January	-	$226,942	$401,746	$603,129	$905,792	$860,957	$1,139,972	$1,741,949
February	-	$249,796	$414,430	$610,412	$867,164	$930,363	$1,201,046	$1,752,412
March	-	$270,351	$412,631	$630,438	$856,028	$938,053	$1,287,113	$1,722,573
April	-	$285,770	$393,815	$679,078	$900,389	$957,750	$1,340,771	$1,637,454
May	-	$295,838	$414,524	$719,534	$837,895	$973,337	$1,329,973	$1,643,120
June	$219,320	$283,393	$452,579	$737,483	$849,385	$968,752	$1,437,719
July	$228,483	$307,071	$471,455	$771,570	$798,307	$1,013,927	$1,501,155
August	$234,711	$315,942	$496,982	$784,835	$861,929	$1,059,239	$1,520,134
September	$245,993	$318,301	$529,603	$815,664	$837,259	$1,057,189	$1,559,409
October	$251,023	$334,301	$525,945	$795,014	$780,500	$1,011,786	$1,596,427
November	$238,881	$352,430	$528,082	$851,714	$844,902	$971,634	$1,635,242
December	$244,687	$370,715	$585,310	$880,980	$899,305	$1,079,203	$1,727,824

[/quote]

[hudsoncat]

	2018	2019	2020	2021	2022	2023	2024	2025
January	$222,019	$261,809	$403,264	$550,326	$775,790	$707,881	$988,431	$1,330,876
February	$236,831	$286,584	$414,417	$555,120	$740,206	$754,468	$1,005,722	$1,374,906
March	$234,104	$303,681	$388,201	$577,440	$732,898	$751,869	$1,066,926	$1,343,538
April	$234,452	$314,939	$355,475	$606,455	$774,258	$781,814	$1,116,852	$1,292,403
May	$241,470	$331,080	$398,672	$647,810	$714,112	$812,967	$1,100,877	$1,303,445
June	$249,398	$320,926	$417,280	$654,138	$719,842	$822,222	$1,133,352	-
July	$253,884	$342,700	$424,818	$671,808	$668,503	$875,635	$1,188,285	-
August	$264,666	$354,784	$456,512	$693,782	$732,736	$907,972	$1,221,357	-
September	$276,905	$351,842	$491,411	$718,331	$709,518	$898,165	$1,246,349	-
October	$285,986	$360,853	$482,214	$700,515	$662,362	$865,823	$1,272,226	-
November	$267,359	$374,706	$475,471	$744,130	$698,468	$847,225	$1,294,788	-
December	$281,461	$391,293	$531,137	$754,319	$745,704	$930,012	$1,354,861	-

Little later than normal posting (busy time of the year). Filled the second IRA last month. Flexed the frugality muscles and saved a little bit extra. Short term going to keep that in a HYSA as we have talked about building up the E-fund a bit more (we've always kept it fairly lean). Otherwise we continue to pour money into the investments and hope it all shakes out in the end.

[Apples]

March 2024: $1,008,621.69   
April 2024:  $993,941.18   
May 2024:  $1,011,440.30   
June 2024:  $1,032,180.34   
July 2024:  $1,056,086.06
August 2024:  $1,078,295.67
September 2024:  $1,091,255.49
October 2024:  $1,088,821.21
November 2024:  $1,119,020.43
December 2024: $1,129,727.97
January 2025:  $1,145,282.12
February 2025: $1,145,336.82
March 2025:  $1,116,100.19 

April 2025:  $1,121,382.69

[drumstache]

DATE      INVESTMENTS + EF
Jan 2015      $247,945   
May 2016      $328,980   
Jul 2017      $417,772   *Discovered MMM
Aug 2018      $491,708   
Jul 2019      $617,447   
Jul 2020      $727,000   
Jul 2021      $935,000   
Jul 2022      $877,000   
Jan 2023      $930,091
Dec 2024      $1,367,237  ($1,577,237 TNW)
Jan 2025      $1,346,385  ($1,556,385 TNW)
Feb 2025      $1,380,000  ($1,590,000 TNW)
Mar 2025      $1,350,232  ($1,560,232 TNW)
Apr 2025      $1,274,940  ($1,518,000 TNW)
May 2025      $1,319,974  ($1,545,974 TNW)

[Whiskers]

*May 2025 - Hit $1.2M in investments

Joining the ranks of you folks chasing that $2,000,000.00 milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).

*November 2024 - Hit $1.1M in investments

Below is a brief recap of my journey so far...

Looking back at notes from 'Race from 500k to $1M':
*September 2024 - Hit $1,000,000 in personal investments.
---It took about 5 years (starting in debt) to hit $100k and then a little over 9 years to get from $100k to $1M. Feels really good getting here and happy to have gotten here at age 40.
*April 2024 - Hit $900k in investments.
---This is a meaningful milestone for me as it came after a significant setback. Within days after my last post, the market retracted. I soon found myself $250k down from Nov. 2021 highs. A very humbling experience.
*November 2021 - Hit $800k in investments
*August 2021 - Hit $750k in investments
*April 2021 - Hit $700k in investments

Looking back further, at notes from ‘Race from 250 to 500k!’:
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)
*February 2020 - Hit $400k
*June 2019 - 1/3 of the way to $1M
*April 2019 - Hit $312.5k
*January 2018 - Passed the $250k mark
*May 2015 - (I think) - First crossed $100k at 31 y/o
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year

[Finwiz]

I've been slacking in updating here (and haven't been doing as good of a job at tracking as I used to either). Was hoping 2025 would be the year we'd cross 2mm, but not looking likely despite the 139k in contributions YTD.

01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)

01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)

01/15/23 - $758,371 (+$21,425)
03/31/23 - $842,402 (+$105,457)
07/15/23 - $957,667 (+$220,721)
10/16/23 - $988,762 (+$251,816)
11/07/23 - $1,005,005 (+$268,059)
12/31/23 - $1,102,511 (+$365,566)

03/31/24 - $1,256,463 (+$153,951)
06/30/24 - $1,339,025 (+$236,514)
09/31/24 - $1,446,094 (+$343,583)
10/17/24 - $1,459,033 (+$356,522)
12/31/24 - $1,506,203 (+$403,691)

01/17/25 - $1,525,837 (+$19,635)
02/21/25 - $1,615,789 (+$109,587)
05/14/25 - $1,634,809 (+$128,606)