Race from 500k to 1M!

[Finwiz]

Year

Jan

Feb

Mar

|

Apr

May

Jun

|

Jul

Aug

Sep

|

Oct

Nov

Dec

2015

-$10k

-$10k

-$10k

|

-$10k

-$10k

-$10k

|

-$10k

-$10k

-$10k

|

-$9k

-$6k

-$5k

2016

-$3k

-$2k

-$0k

|

$1k

$3k

$4k

|

$6k

$7k

$9k

|

$9k

$11k

$13k

2017

$15k

$16k

$18k

|

$20k

$22k

$24k

|

$26k

$27k

$30k

|

$32k

$35k

$36k

2018

$45k

$44k

$53k

|

$56k

$55k

$52k

|

$63k

$62k

$65k

|

$75k

$72k

$73k

2019

$80k

$100k

$104k

|

$108k

$119k

$126k

|

$127k

$130k

$133k

|

$141k

$153k

$163k

2020

$167k

$162k

$156k

|

$187k

$196k

$208k

|

$228k

$242k

$246k

|

$252k

$287k

$303k

2021

$316k

$365k

$377k

|

$403k

$414k

$428k

|

$444k

$460k

$461k

|

$485k

$485k

$516k

2022

$489k

$567k

$586k

|

$540k

$551k

$518k

|

$566k

$564k

$535k

|

$566k

$600k

$587k

2023

$605k

$625k

$638k

|

$650k

$675k

$705k

|

-

-

-

|

-

-

-

Congrats on breaking 700k!

[patchyfacialhair]

My last post was August 2021.  Today is June 23, 2023.

We have reached a turning milestone, DD graduating from HS and enrolling in college.  A very expensive college we can't really afford.  She would not listen to reason and did not want to consider other options.  Our fault that she's a princess.  So it'd be interesting to record where ho we deal with this financial setback in the next 4 years.

                      retirement    total non-equity
July 2016:      $150,350      $204,450 (start of tracking)
Dec 2016:      $167,700      $219,800
Dec 2017:       $207,000      $315,150
Dec 2018:       $235,600      $324,150
Dec 2019:       $301,200      $386,700  doubled retirement savings in 3.5 years
Dec 2020:       $360,000      $467,400
Dec 2021:       $444,400      $530,900   this shows the impact of a new car loan that DH took
Dec 2022:       $411,500      $508,000  markets down
May 2023:       $458,100      $564,600  recovery from bad last year, status just before 1st bursar's payment

Wish us luck.

You posted here so I'll give unsolicited advice:

Be the parent. Kids make mistakes, but you are not required to subsidize those mistakes if you have given them clear warning, guidance, and wisdom. I have two princesses myself. But they're much younger than yours. If our finances pan out according to our current salaries, we'll be FI before the oldest graduates high school, and we'll have enough to cover in state tuition at the local university. We can also cover room/board. If they want to go somewhere more expensive, we'll likely tell them they're on their own for the difference. We also won't give them spending money. Even now, my 6 year old works for her income. We don't believe in allowances.

The student loans that my wife and I had were a drain on the first year of marriage. I can't imagine the folks with lower incomes and more loans. That's what you'd be setting her up for.

Don't sacrifice your own financial freedom for your kid's dumb decision.

[patchyfacialhair]

July Update:

Date   Net Worth
1/1/2016    $-   
2/1/2019    $200,000.00
1/1/2022    $670,797.36
2/1/2022    $638,795.36
3/1/2022    $682,890.47
4/1/2022    $758,656.79
5/1/2022    $749,682.30
6/1/2022    $741,360.11
7/1/2022    $694,491.49
8/1/2022    $715,087.10
9/1/2022    $729,157.17
10/1/2022    $663,613.37
11/1/2022    $684,833.10
12/1/2022    $692,551.19
1/1/2023    $658,311.91
2/1/2023    $685,332.23
3/1/2023    $708,360.43
4/1/2023    $731,445.96
5/1/2023    $769,633.73
6/1/2023    $777,415.92
7/1/2023    $799,801.60

So close to 800k!

[grantmeaname]

Congrats on breaking 700k!

Thanks! 12 years ago when I was working Americorps, living on $8,000 a year and didn't know what money was, that was my FI number! I think I need around $1M invested and a paid off house so it'll be a couple more years, but it does still make the threshold feel really meaningful!

My wife retired this month - I earn much more and her job has turned into a real drag - so it's one of the first times that our assets/progress have allowed us to 'buy' a meaningful lifestyle benefit.

[Dogastrophe]

Investments only; Household combined.

	2019 ($)	2020 ($)	2021 ($)	2022 ($)	2023 ($)
January	-	496,255	674,413	898,547	902,687
February	-	472,573	700,728	880,646	903,228
March	-	444,067	732,652	901,213	928,990
April	-	495,051	762,029	848.393	982,455
May	-	524,063	759,955	843,438	990,932
June	-	524,530	796,116	789,251	1,032,315
July	330,406	552,296	826,664	856,647	-
August	437,870	632,115	866,404	848,320	-
September	443,081	617,959	827,075	813,668	-
October	452,295	604,646	873,651	865,508	-
November	483,711	664,577	898,767	905,357	-
December	484,963	674,843	925,511	860,954	-

Not ready to call this a graduation just yet. If we holds above $1M by end of July I'll make the move; however, we are feeling pretty good this evening.

[nick663]

June 2017:  198.7k
September 2017:  222.1k
December 2017:  242.4k

March 2018:  263.3k
June 2018:  290.4k
September 2018:  313.7k
December 2018:  296.8k

March 2019:  346.3k
June 2019:  372.4k
September 2019: 390.4k
December 2019:  428.6k

March 2020:  371.1k
June 2020:  456.2k
September 2020:  505.5k
December 2020:  590.1k

March 2021:  644.3k
June 2021:  701.1k
September 2021:  725.9k
December 2021:  788.5k

March 2022:  782.2k
June 2022:  673.5k
September 2022:  665.9k
December 2022:  720.6k

March 2023:  794.9k
June 2023:  874.7k

[FrugalByChance]

As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
see race spreadsheet

Month      Early Retirement Stash   (growth=diff with prev. month deposits=money added) 
Jan 2016  €  58 971.00
Jan 2017  €  86 368.00
Jan 2018  € 119 817.00
Jan 2019  € 145 840.48
...
Dec 2019  € 195 798.72   (growth:  € 6 723.04 deposits: € 3 600.00)  Totals for 2019: growth:  € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020  € 269 374.68   (growth:  € 7 253.18 deposits: € 4 590.75)  Totals for 2020: growth:  € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Dec 2021  € 443 925.59   (growth:  €12 951.94 deposits: € 7 300.00)  Totals for 2021: growth:  €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%) 
Jan 2022  € 430 075.18   (growth: -€13 850.41 deposits: € 6 000.00)
Feb 2022  € 443 885.50   (growth:  €13 810.32 deposits: €22 000.00)
Mar 2022  € 472 861.47   (growth:  €28 975.97 deposits: €16 250.00)
Apr 2022  € 467 405.88   (growth: -€ 5 455,59 deposits: € 2.000,00)
May 2022  € 451 254.90   (growth: -€16 150,98 deposits: € 2.000,00)
Jun 2022  € 462 463.23   (growth:  €11 208,33 deposits: € 9 850,00)
Jul 2022  € 473 671.56   (growth:  €11 208,33 deposits: € 2 250,00)
Aug 2022  € 462 823.51   (growth: -€10 848.05 deposits: € 2 250.00)
Sep 2022  € 437 822.42   (growth: -€25 001.09 deposits: € 3 800.00)
Oct 2022  € 456 112.83   (growth:  €18 290.41 deposits: €   220.00)
Nov 2022  € 464 332.36   (growth:  € 8 219.53 deposits: € 4 000.00)
Dec 2022  € 446 645.24   (growth: -€17 687.12 deposits: € 3 000.00) Totals for 2022: growth:  €  2 719.65 (=0,61%) Deposits: € 73 620.00 (= 16,58%) Returns:-€ 70.900,35 (=-13,70%)
Jan 2023  € 474 695.13   (growth:  €28 049.89 deposits: € 7 000.00)
Feb 2023  € 488 684.02   (growth:  €13 988.89 deposits: €15 750.00)
Mar 2023  € 493 682.71   (growth:  € 4 998.69 deposits: € 5 048.00)
Apr 2023  € 501 456.70   (growth:  € 7 773.99 deposits: € 3 000.00)
May 2023  € 526 833.70   (growth:  €25 377.00 deposits: €     0.00)

Jun 2023  € 538 930.77   (growth:  €12 097.07 deposits: € 2 000.00)

[fuzzy math]

Looks like its time for me to move on up!! Hope to see you all in the next thread soon! I've enjoyed the camaraderie here.
Its very surreal, we hit a million after barely having a fifth of that 5 years ago. I finally feel like we made it to the easy part of the journey. All those little decisions I used to agonize over regarding spending money don't really matter any more. This vessel carries enough weight on its own to continue down the path.

Investments only

	2018	2019	2020	2021	2022	2023
January	-	$226,942	$401,746	$603,129	$905,792	$860,957
February	-	$249,796	$414,430	$610,412	$867,164	$930,363
March	-	$270,351	$412,631	$630,438	$856,028	$938,053
April	-	$285,770	$393,815	$679,078	$900,389	$957,750
May	-	$295,838	$414,524	$719,534	$837,895	$973,337
June	$219,320	$283,393	$452,579	$737,483	$849,385	$968,752
July	$228,483	$307,071	$471,455	$771,570	$798,307	$1,013,927
August	$234,711	$315,942	$496,982	$784,835	$861,929	--
September	$245,993	$318,301	$529,603	$815,664	$837,259	--
October	$251,023	$334,301	$525,945	$795,014	$780,500	--
November	$238,881	$352,430	$528,082	$851,714	$844,902	--
December	$244,687	$370,715	$585,310	$880,980	$899,305	--

[SpareChange]

EOY    Networth (US$)   
2011    -50k           
2012    -41k           
2013    -10k           
2014     33,726       
2015     90,497       
2016     146,590     
2017     224,985
2018     282,015
2019     381,913...downshifted to halftime in the fall.
2020     495,309
2021     591,399
2022     585,889...started including the value of my PTO bank

June update: $673,020. Up $29,871.

[SpareChange]

Looks like its time for me to move on up!! Hope to see you all in the next thread soon! I've enjoyed the camaraderie here.
Its very surreal, we hit a million after barely having a fifth of that 5 years ago. I finally feel like we made it to the easy part of the journey. All those little decisions I used to agonize over regarding spending money don't really matter any more. This vessel carries enough weight on its own to continue down the path.

Congrats!! Definitely feel ya on the latter part of that.

[SpareChange]

My wife retired this month - I earn much more and her job has turned into a real drag - so it's one of the first times that our assets/progress have allowed us to 'buy' a meaningful lifestyle benefit.

The appetizer has been served....

Congrats!

[dignam]

	2020	2021	2022	2023
Jan		$308k	$462k	$435k
Feb	$253k	$319k	$441k	$462k
Mar	$221k	$332k	$440k	$463k
Apr	$239k	$349k	$455k	$487k
May	$244k	$355k	$425k	$505k
Jun	$265k	$368k	$449k	$520k
Jul	$269k	$378k	$426k	$538k
Aug	$281k		$449k
Sep	$294k	$394k	$438k
Oct	$290k	$399k	$412k
Nov	$301k	$436k	$421k
Dec	$308k	$454k	$449k

[JLee]

2020

Code: [Select]

Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
2023

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
Feb 2023 $1,211,986.76 -$540,167.60 $671,819.16
Mar 2023 $1,126,653.93 -$463,967.39 $662,686.54
Apr 2023 $1,132,860.60 -$450,759.19 $682,101.41
May 2023 $1,224,884.77 -$451,006.76 $773,878.01
Jun 2023 $1,228,011.78 -$445,500.40 $782,511.38
Jul 2023 $1,257,703.24 -$426,367.37 $831,335.87

[LightStache]

	2021	2022	2023
January	$517,231	$587,701	$684,648
February	$523,109	$602,997	$718,097
March	$528,981	$601,258	$681,798
April	$534,853	$642,611	$665,681
May	$540,725	$624,923	$675,664
June	$533,040	$641,064	$665,389
July	$542,290	$621,053	$687,534
August	$541,486	$661,845
September	$540,080	$654,924
October	$551,000	$632,154
November	$566,816	$677,840
December	$582,631	$712,049

Month six of unpaid sabbatical on the books. I'm amazed and slightly scared that my NW is $3K higher than when I started in January. That difference includes the net effect of a -$24K investment blunder, +$16K upward revision to my 2022 tax return estimate, and -$56K spend.

I'll start to look for work later this month and I'm nervous I'll be impacted by softening in the labor market.

[grantmeaname]

Congrats fuzzy! See you in the next one!!

[Radagast]

Quarter StockBondCash  +Houses
Q4 2016:  $112,200     $165,800
Q1 2017:  $124,300     $178,500
Q2 2017:  $148,300     $203,300
Q3 2017:  $160,548     $217,018
Q4 2017:  $178,042     $235,102
Q1 2018:  $203,082     $260,736
Q2 2018:  $213,941     $272,491
Q3 2018:  $223,802     $283,554
Q4 2018:  $235,666     $296,330
Q1 2019:  $229,947     $291,293
Q2 2019:  $284,421     $346,689
Q3 2019:  $315,573     $378,769
Q4 2019:  $350,244     $414,376
Q1 2020:  $408,250     $473,325
Q2 2020:  $362,044     $428,120
Q3 2020:  $457,379     $524,413
Q4 2020:  $383,076     $555,858
Q1 2021:  $478,879     $656,382
Q2 2021:  $522,651     $704,873
Q3 2021:  $575,207     $761,357
Q4 2021:  $722,632     $916,172
Q1 2022:  $785,909     $979,449
Q2 2022:  $793,344     $1,078,999
Q3 2022:  $701,136     $984,207
Q4 2022:  $680,310     $898,221 
Q1 2023:  $766,771     $1,005,937
Q2 2023:  $829,120     $1,072,293
Q3 2023:  $909,213     $1,166,633

Leading digit has gone up in each of the last 4 quarters. Come on leading digit, don't let me down now! (I am fairly certain it will, we are going to pay off a loan and fix up a rental property this quarter)

[Radagast]

All those little decisions I used to agonize over regarding spending money don't really matter any more. This vessel carries enough weight on its own to continue down the path.

Good job, it's a good feeling isn't it? And I feel it 10% less intensely than you, looking forward to a more distilled experience :)

[tjrssibelle]

Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k

Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k

Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k

Sent from my SM-S908U using Tapatalk

[Imustacheyouaquestion]

Month	2020	2021	2022	2023
January	-	$580,000	$809,000	$894,000
February	-	$584,000	$789,000	$914,000
March	-	$605,000	$780,000	$910,000
April	-	$622,000	$800,250	$926,000
May	-	$650,000	$752,000	$938,000
June	-	$656,000	$753,000	$945,000
July	-	$677,000	$735,000	$982,000
August	-	$682,000	$760,000	-
September	$517,937	$700,500	$780,000	-
October	$511,000	$696,000	$736,000	-
November	$514,001	$803,000	$800,000	-
December	$567,000	$788,000	$913,000	-

Expensive month for rental property repairs. But the market prevailed!

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

[Imustacheyouaquestion]

Congrats @fuzzy math! Hope to be joining you in the next thread shortly. It is astonishing realizing the snowball effect of good decisions made years ago :)

[oneday]

@grantmeaname congrats to you and your wife on putting yourself in this position to make positive lifestyle choices.

@Dogastrophe @fuzzy math whether you consider yourself graduated or not, it's surely a milestone to crack into 7 digits for the first time!


Investments only

	2021	2022	2023	2024	2025
January	$326K	$491K	$516K	-	-
February	$345K	$487K	$508K	-	-
March	$362K	$509K	$527K	-	-
April	$383K	$474K	$542K	-	-
May	$385K	$481K	$546K	-	-
June	$393K	$447K	$586K	-	-
July	$451K	$488K	-	-	-
August	$467K	$476K	-	-	-
September	$447K	$438K	-	-	-
October	$480K	$475K	-	-	-
November	$494K	$505K	-	-	-
December	$515K	$480K	-	-	-

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503

[Turtle]

401K/IRA and Stock Investments only

Found historical data for a decade ago.
End of 2011 - 119519.85
End of 2012 - 182941.93

	2019	2020	2021	2022	2023
January	$373,648	-	-	$744,672	$893,674
February	-	-	-	$738,851	$878,766
March	$391,792	$415,481	$675,490	$758,158	$929,451
April	-	-	-	$821,096	$936,880
May	-	-	-	$835,551	$919,516
June	$419,970	$447,189	$726,490	$772,695	$969,232
July	-	-	-	$830,850
August	-	-	$704,330	$800,712
September	$426,687	$481,419	$723,241	$737,016
October	-	-	$755,420	$803,796
November	-	-	$736,799	$858,637
December	$516,500	$613,300	$771,504	$826,206

Congrats to our recent members of the double comma club!

Getting close to being kicked out of this thread.  I've also got an inherited account which puts me in the next thread already, but everything in this thread I earned myself or my little green soldiers earned for me.

[lampstache]

Investments only

	2017	2018	2019	2020	2021	2022	2023	2024
January	$34,633	$56,928	$98,248	$176,153	$419,499	$643,917	$586,257	-
February	$40,740	$56,241	$115,926	$182,362	$433,878	$631,440	$641,711	-
March	???	$57,195	$123,445	$171,868	$481,671	$612,570	$643,961	-
April	$41,346	$57,635	$129,678	$188,425	$503,015	$628,685	$673,394	-
May	$41,840	$66,682	$136,527	$255,004	$536,515	$583,864	$671,053	-
June	$45,227	$71,500	$132,945	$279,130	$570,802	$566,514	$689,810	-
July	$45,862	$75,817	$142,557	$290,173	$570,802	$546,704	$727,315	-
August	$47,377	$85,050	$150,420	$310,173	$568,446	$587,836	-	-
September	$47,669	$87,937	$146,310	$336,875	$596,208	$556,816	-	-
October	$50,397	$94,114	$150,536	$338,532	$590,085	$526,251	-	-
November	$52,288	$95,502	$155,627	$332,899	$625,776	$568,125	-	-
December	???	$93,596	$165,458	$396,311	$611,435	$602,563	-	-

[Turtle]

Congrats @fuzzy math! Hope to be joining you in the next thread shortly. It is astonishing realizing the snowball effect of good decisions made years ago :)

Same here.  Though it does seem like a lot of this years gains have just been making back what was lost last year.

[Apples]

Oct 2021:  $563,047.23
Nov 2021:  $571,338.24   
Dec 2021:  $600.016.41   
Jan 2022:  $631,482.70
Feb 2022:  $622,604.09
Mar 2022:  $629,602.05
April 2022:  $615,479.97
May 2022:  $619,678.03
June 2022:  $594,951.26
July 2022: $746,039.40
August 2022: $742,226.29
September 2022: $701,318.76
October 2022:  $721,805.00
November 2022:  $742,148.41 
December 2022:   $742,242.07 
January 2023:  $794,249.76 
February 2023: $786,074.34
March 2023: $800,846.11
April 2023:  $809,168.30
May 2023:  $815,500.40

June 2023:  $841,308.22  well the markets went up this month!  That's fun :)

[Dogastrophe]

@Dogastrophe @fuzzy math whether you consider yourself graduated or not, it's surely a milestone to crack into 7 digits for the first time!

Thanks! It's a number I didn't think I was ever going to see 5 or 6 years ago.

[Lamancha]

1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162

1/2023- 534,404
2/2023- 580,499
3/2023- 583,080
4/2023- 577,306
5/2023- 577,294
6/2023- 601,567

Made it over 600k for the first time ever.  Woohoo.

7/2023- 631,808

[hudsoncat]

	2018	2019	2020	2021	2022	2023
January	$222,019	$261,809	$403,264	$550,326	$775,790	$707,881
February	$236,831	$286,584	$414,417	$555,120	$740,206	$754,468
March	$234,104	$303,681	$388,201	$577,440	$732,898	$751,869
April	$234,452	$314,939	$355,475	$606,455	$774,258	$781,814
May	$241,470	$331,080	$398,672	$647,810	$714,112	$812,967
June	$249,398	$320,926	$417,280	$654,138	$719,842	$822,222
July	$253,884	$342,700	$424,818	$671,808	$668,503	$875,635
August	$264,666	$354,784	$456,512	$693,782	$732,736	-
September	$276,905	$351,842	$491,411	$718,331	$709,518	-
October	$285,986	$360,853	$482,214	$700,515	$662,362	-
November	$267,359	$374,706	$475,471	$744,130	$698,468	-
December	$281,461	$391,293	$531,137	$754,319	$745,704	-

Just updated my contributions to reflect my raise. Always a fun feeling. I'm currently maxing a 457B and am now within $9K of maxing the 403B!

[tj]

I am at an all time net worth high after yesterday's monster gains! 


$555k.

Another all time high - 660k.

[solon]

	2018	2019	2020	2021	2022	2023	2024
January	132,155	177,349	282,110	344,002	562,144	566,920	-
February	138,015	188,332	290,845	360,553	550,651	603,222	-
March	138,469	187,634	288,022	367,222	545,172	612,629	-
April	148,093	197,461	257,224	387,064	575,922	616,858	-
May	158,814	194,010	276,627	398,896	547,618	618,599	-
June	161,284	186,414	299,563	407,230	541,730	644,443	-
July	160,446	196,934	304,249	418,701	527,166	660,703	-
August	168,222	267,535	318,456	520,045	577,017	-	-
September	184,158	268,153	324,661	527,305	561,402	-	-
October	189,536	271,542	317,511	520,004	545,003	-	-
November	184,146	283,636	323,958	552,965	554,486	-	-
December	182,675	287,248	341,124	542,337	581,821	-	-

[Dr Kidstache]

Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 /  Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503  /  Investments $657,325
Jan 5 2023:  TNW $1,194,656  /  Investments $644,832
Feb 5 2023:  TNW $1,236,363  /  Investments $695,406
Mar 5 2023:  TNW $1,227,644  /  Investments $694,838
Apr 5 2023: TNW $1,142,895  /  Investments $694,706
May 5 2023: TNW $1,069,445  /  Investments $705,448
Jun 5 2023:  TNW $1, 106,083  /  Investments $719,253 

Jul 5 2023:  TNW $1,152,477  /  Investments $741,551  (+$22,298)

[Jaayse]

Investments only, solo journey (so far)

	2017	2018	2019	2020	2021	2022	2023	2024
January	-	$232,213	$356,542	$500,087	$659,936	$861,393	$832,242	-
February	-	$245,447	$383,348	$502,244	$662,250	$822,224	$819,073	-
March	-	$242,789	$394,563	$475,671	$684,929	$808,813	$844,327	-
April	$164,900	$246,140	$403,461	$429,092	$711,168	$833,824	$854,615	-
May	-	$318,398	$421,194	$474,155	$744,322	$774,884	$870,515	-
June	-	$328,870	$409,591	$500,241	$758,305	$781,422	$933,698	-
July	$180,808	$342,159	$435,981	$516,358	$776,059	$726,973	-	-
August	$189,280	$354,936	$443,135	$544,475	$790,664	$786,353	-	-
September	$193,727	$366,727	$441,101	$579,806	$814,231	$723,159	-	-
October	$209,968	$374,465	$452,232	$568,885	$794,659	$758,212	-	-
November	$220,602	$361,296	$466,688	$562,892	$834,154	$809,175	-	-
December	$225,918	$370,140	$482,944	$632,574	$824,757	$775,674	-	-

I just finished a big move cross country and have moved into a new place.  This, of course, comes with a lot of expenses too.  A lawn mower, washer/dryer set, new chairs, etc...  Not to mention I was accidently separated from the military in conjunction with my move, so I was not paid for 3 months and I have a lot of money issues because I didn't get contributions to my TSP and they even stole money out of it, so that's fun...  But, I'm still making progress and hit the 900k mark for the first time!!!

[fuzzy math]

Thanks @grantmeaname @oneday @Imustacheyouaquestion!! And congrats to your wife Grant!
@Turtle I saw you're already over there too. You're doing quite well! I understand wanting to count what you've earned... Someone made the comment that the market is still down 9% from the highs of a year or so ago. Blows my mind because it seems like everyone has hit new highs. In the next thread where some people are drawing down, it becomes more apparent.

[Turtle]

Thanks @grantmeaname @oneday @Imustacheyouaquestion!! And congrats to your wife Grant!
@Turtle I saw you're already over there too. You're doing quite well! I understand wanting to count what you've earned... Someone made the comment that the market is still down 9% from the highs of a year or so ago. Blows my mind because it seems like everyone has hit new highs. In the next thread where some people are drawing down, it becomes more apparent.

I can also see the difference in comparing my own numbers for my 401k which has had deposits dripping in every payday vs the rollercoaster of the inherited account which has had nothing added.  It is finally up from when it was put into my name, but only because I did a dollar cost averaging of periodic rolling money from the high fee "Retirement Date 2020" fund into the available index funds in the plan.  The high allotment of bonds meant it lost less money last year, and I moved 10% or so at a time out of that fund in several different chunks over the course of the summer and early fall 2022.

[drumstache]

DATE       INVESTMENTS Only
May 2015   $174,008
May 2016   $218,514
Jul 2017   $306,386 *Discovered MMM
Mar 2018   $380,160
Mar 2019   $481,093
Jan 2020   $610,000
Jan 2021   $756,650
Apr 2021   $807,000
Jul 2021   $861,000
Oct 2021   $888,347
Dec 2021   $913,182
Jan 2022   $888,224
Apr 2022   $891,000
Jul 2022   $817,000
Oct 2022   $805,625
Jan 2023   $867,091
Feb 2023   $904,372
Mar 2023   $890,000
Apr 2023   $917,000
May 2023   $940,545
Jun 2023   $954,000
Jul 2023   $971,263 

[nouseforausername]

2010: -35ish
12/2012: 17800
12/19/16: 103910
11/1/17: 157245
12/19/18: 210070
12/21/19: 313101
12/17/20: 393843
12/13/21: 530430
12/11/22: 510201
05/03/23: 560796
O7/11/23: 609400 (liquid); 295k home equity = 904.4k

Tacking on home equity to myself feel better.

[TwoCommas]

Investments Only:
2020/07 - $400k
2021/01 - $500k
2021/04 - $550k
2021/07 - $600k
2023/06 - $700k
2023/07 - $750k

Quite an arduous effort to pump contributions to seemingly match the down market to hold the plateau, followed by the recent upswing in such short time. It'll obviously fluctuate, but hitting that 'three quarters' mark feels pretty exciting.

[TwoCommas]

2010: -35ish
12/2012: 17800
12/19/16: 103910
11/1/17: 157245
12/19/18: 210070
12/21/19: 313101
12/17/20: 393843
12/13/21: 530430
12/11/22: 510201
05/03/23: 560796
O7/11/23: 609400 (liquid); 295k home equity = 904.4k

Tacking on home equity to myself feel better.

Such a great feeling, isn't it!?  I try my best to stick to my 'investments only' tracking but then I throw our cash and home equity in there and things get a bit spicier.

[charis]

Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k invested)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k
Dec. 2022: 683k
June 2023: 766k
July 2023: 837k

[bloodaxe]

March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
March 2023: 481,446.68
June 2023: 542,032.77

first post in this thread!

July 2023: 592,204.7‬0

[SpareChange]

March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
March 2023: 481,446.68
June 2023: 542,032.77

first post in this thread!

July 2023: 592,204.7‬0

Welcome aboard!! We're going to need some new blood as I think a few here are about to launch to a higher transcendent plain :).

[Finwiz]

Inching closer - 42k away. Still hoping for October, but more realistic by EOY/Q1'24.

01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)

01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)

01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)

[SpareChange]

Net Worth
6/30/2023:       $1,023,377 (+63,406) +6.6%

Net Liquid Assets
$897,404 +7.1% in Q2

I thought I was just dipping my toes across the line (in net worth - not there yet for investments we can live off), but selling my car and going down to one helped a good bit.

7/20/2023: $1,042,188 now.

But... we also plan to sell the other car and buy a newer one. Sukkas! Oh well. We won't spend enough to push us below the line...

Awesome. Congrats!

[Turtle]

I have a tracking sheet at home which I update most Monday mornings as a part of getting ready for the work week.

Yesterday was an all time high, so I gave in to the temptation to update numbers again this morning.  Not quite over the line, but so close

[joe189man]

07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 /  ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)

Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0

i havent updated things due to complexity from a home sale and new home purchase - the dust should settle enough by august 1 to know where things are at - right now it looks like we are in the $650K +/- range - > all time highs

[SeattleStache]

The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.

December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
April 2023: $519,962 (total NW $700,288)
May 2023: $525,192 (total NW $703,651)
June 2023: $547,214 (total NW $739,469)
July 2023: $570,852 (total NW $754,717)

[falsekrakk808]

Haven't posted in awhile.

	2016	2017	2018	2019	2020	2021	2022	2023	2024
January	???	134,982	152,827	166,462	242,541	354,718	433,211	478,011	-
February	???	139,867	155,407	177,792	257,924	382,044	453,226	486,395	-
March	111,557	141,453	152,342	193,722	227,560	382,355	467,849	504,628	-
April	125,553	???	155,305	210,318	256,005	411,837	470,161	524,209	-
May	132,778	137,778	160,431	205,538	278,157	418,700	468,507	516,858	-
June	???	125,010	162,239	199,039	282,777	442,429	460,137	549,320	-
July	???	129,077	170,289	198,372	304,381	440,202	475,590	579,766	-
August	???	130,256	175,906	206,279	312,578	455,378	483,706	-	-
September	???	136,658	178,198	212,786	295,744	448,555	449,474	-	-
October	121,823	137,913	164,888	220,513	286,661	474,585	470,090	-	-
November	126,048	143,556	165,777	233,155	331,046	477,744	481,824	-	-
December	131,174	146,827	154,154	239,998	361,661	481,002	461,547	-	-

[McStache]

	2015	2016	2017	2018	2019	2020	2021	2022	2023
January	$52,277	$102,029	$186,657	$306,111	$344,771	$443,598	$581,977	$746,547	$754,342
February	$57,992	$107,201	$196,191	$301,453	$357,526	$422,062	$608,184	$755,246	$744,552
March	$61,620	$116,502	$199,234	$306,821	$364,397	$371,488	$626,905	$780,769	$764,392
April	$68,207	$121,028	$205,602	$312,149	$375,876	$411,410	$659,527	$736,029	$777,840
May	$73,499	$132,630	$217,515	$319,649	$366,887	$432,756	$670,069	? (AFK)	$781,162
June	$73,620	$136,350	$218,315	$325,450	$388,214	$449,153	$689,099	? (AFK)	$829,780
July	$77,235	$143,420	$226,577	$332,615	$393,565	$473,639	$703,139	? (AFK)	-
August	$77,588	$149,032	$231,008	$341,112	$391,468	$499,746	$724,977	? (AFK)	-
September	$77,524	$161,672	$251,872	$343,628	$400,870	$492,572	$708,615	$651,444	-
October	$86,899	$160,725	$260,359	$329,514	$411,683	$488,099	$748,616	$684,131	-
November	$94,202	$170,428	$273,396	$336,035	$423,504	$546,559	$741,525	$726,260	-
December	$101,290	$179,734	$287,829	$317,638	$441,666	$574,853	$774,895	$696,612	-

I primarily track on the spreadsheet (https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0), but figured I was due for an update on the thread as well.

After taking a sabbatical last year, I'm now well above my pre-sabbatical high water mark (and contributing to the stash again). If things go well, I think I'm about a year out from graduating.

[hudsoncat]

	2018	2019	2020	2021	2022	2023
January	$222,019	$261,809	$403,264	$550,326	$775,790	$707,881
February	$236,831	$286,584	$414,417	$555,120	$740,206	$754,468
March	$234,104	$303,681	$388,201	$577,440	$732,898	$751,869
April	$234,452	$314,939	$355,475	$606,455	$774,258	$781,814
May	$241,470	$331,080	$398,672	$647,810	$714,112	$812,967
June	$249,398	$320,926	$417,280	$654,138	$719,842	$822,222
July	$253,884	$342,700	$424,818	$671,808	$668,503	$875,635
August	$264,666	$354,784	$456,512	$693,782	$732,736	$907,972
September	$276,905	$351,842	$491,411	$718,331	$709,518	-
October	$285,986	$360,853	$482,214	$700,515	$662,362	-
November	$267,359	$374,706	$475,471	$744,130	$698,468	-
December	$281,461	$391,293	$531,137	$754,319	$745,704	-

Nice new first number!

[Turtle]

I have a tracking sheet at home which I update most Monday mornings as a part of getting ready for the work week.

Yesterday was an all time high, so I gave in to the temptation to update numbers again this morning.  Not quite over the line, but so close

As of Friday's market close, I was a whopping 9.22 over the line.  [Insert Happy Snoopy Dance]

We'll see if that holds today or slips back for July's month end.  Still feels good regardless.