Author Topic: Race from 500k to 1M!  (Read 127760 times)

TheAnonOne

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Re: Race from 500k to 1M!
« Reply #950 on: November 30, 2018, 11:32:34 PM »
Returning to update . . .

2015 DEC:252k<- Crossed 250k
--
2016 JAN:260k(+8k)
2016 FEB:281k(+21k)
2016 MAR:285k(+4k)
2016 APR:298k(+13k)
2016 MAY:305k(+7k)
2016 JUN:307k(+2k)
2016 JUL:320k(+13k)
2016 AUG:326k(+6k)
2016 SEP:336k(+10k)
2016 OCT:337k(+1k)
2016 NOV:361k(+24k)
2016 DEC:368k(+7k)
--
2017 JAN:382k(+14k)
2017 FEB:403k(+21k)
2017 MAR:416k(+13k)
2017 APR:427k(+11k)
2017 MAY:436k(+9k)
2017 JUN:449k(+13k)
2017 JUL:464k(+15k)
2017 AUG:478k(+14k)
2017 SEPT:494k(+16k)
2017 OCT:510k(+16k) <- Crossed 500k
2017 NOV:523k(+13k)
2017 DEC:534k(+11k)
--
2018 JAN:558k(+24k)
2018 FEB:569k(+11k)
2018 MAR:560k(-9k)
2018 APR:574k(+14k/+5k)
2018 MAY:575k(+1k)
2018 JUNE:575k(+0k)
2018 JULY:599k(+24k)
2018 AUG:620k(+21k)
2018 SEPT:625k(+5k)
2018 OCT:597k(-28k)
2018 NOV:606k(+9k/-19k)

Up 9k this month but still 19k off of highs.

Income is spotty over Nov/Dec while I am switching to S-CORP. Though my income should be UP some 1-2k per month in pure tax savings. This will more than make up for any lag in payments here over about 3-6 months.

DW also got a huge promotion and increased her pay by 50%, we should net an additional $1k a month there as well.

2019 is shaping up to be exciting assuming I can keep clients rolling!

OurTown

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Re: Race from 500k to 1M!
« Reply #951 on: December 01, 2018, 02:28:43 AM »
1/1/15 = $266
2/1/15 = $269
3/1/15 = $278
4/1/15 = $280
5/1/15 = $284
6/1/15 = $295
7/1/15 = $298
8/1/15 = $338
9/1/15 = $335
10/1/15 = $339
11/1/15 = $357
12/1/15 = $365

1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438

1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558

1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636

Trifele

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Re: Race from 500k to 1M!
« Reply #952 on: December 01, 2018, 04:07:57 AM »
Tracking retirement accounts only:

5/1/17 --    $631k     
6/1/17 --    $647k (+$16k)     
7/1/17 --    $655k (+$8k)   
8/1/17 --    $665k (+$10k)   
9/1/17 --    $672k (+$7k)   
10/1/17 --  $684k (+$12k)   
11/1/17 --  $702k (+$18k)
12/1/17 --  $724k (+$22k)

1/1/18  --   $731k (+$7k)
2/1/18  --   $761k (+$30k)
3/1/18  --   $737k (-$24k)
4/1/18 --    $731k (-$6k)
5/1/18 --    $738k (+$7k)
6/1/18 --    $747k (+$9k)
7/1/18 --    $744k (-$3k)
8/1/18 --    $761k (+$17k)
9/1/18 --    $776k (+$15k)
10/1/18 --  $776k (+$0)
11/1/18 --  $729k (-$37k)
12/1/18 --  $745k (+16k)

2Birds1Stone

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Re: Race from 500k to 1M!
« Reply #953 on: December 01, 2018, 04:52:18 AM »
Combined NW
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700

BriarRose111

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Re: Race from 500k to 1M!
« Reply #954 on: December 01, 2018, 01:52:18 PM »
Month end update:

Liquid assets / Net worth

Jan 2018 $415.5K / $508K
Jun 2018  $518.8K / $578.4K
Jul  2018  $528.3K / $588.2K
Aug 2018  $543K  / $603.2K
Sep 2018  $548K / $608.6K
Oct 2018   $492.6K / $569.5K
Nov 2018   $508K / $585.3K

Zamboni

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Re: Race from 500k to 1M!
« Reply #955 on: December 01, 2018, 03:03:11 PM »
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018:  587K / 764K
Nov 2018: 599K / 778K




YellowCat

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Re: Race from 500k to 1M!
« Reply #956 on: December 02, 2018, 05:33:37 AM »
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)

My stretch goal is to hit $800k NW by the end of this calendar year. That's coming up pretty soon, so we'll have to see how it goes.

oldmannickels

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Re: Race from 500k to 1M!
« Reply #957 on: December 03, 2018, 08:25:22 AM »
Broke $500k this month, so joining this thread. Hoping to hit $1M by 2020.

11/30/2017 - $660k

11/30/2018 - $802k

neo von retorch

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Re: Race from 500k to 1M!
« Reply #958 on: December 03, 2018, 09:34:12 AM »
Net Worth
Quote
1/31/2016:       $254,591
...
7/30/2018:       $486,199
8/31/2018:       $502,494 (+16,295)
9/30/2018:       $519,994 (+17,500)
10/31/2018:     $520,014 (+20)
11/30/2018:     $532,342 (+12,328)

(No investment changes logged.) Solid month of income, rental income, reasonable spending. How will Q4 end?!

onlykelsey

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Re: Race from 500k to 1M!
« Reply #959 on: December 03, 2018, 10:07:44 AM »
December 2013: 142K
December 2014: 231K (+89K year on year, although numbers back this far are a bit fuzzy because my old student loan providers have wonky websites)
December 2015: 326K (+185K year on year, including self-financed wedding and 60K assessment paid mostly in cash)
December 2016: 511K (+185K year on year)
December 2017: 698K (+187K year on year)
March 2018: 667K
June 2018: 689K
July 2018: 723K 
September 2018: 765K
October 2018: 721K. Down 44K this month. $1500 a day! Ooof.  I think I have invested about.... 100K this year (plus principal on my mortgage), and I have 23K of it to show. Condo valuation also went down a bit.
November 2018: 739K.  I have a 2K home expense and probably an 8K divorce retainer pending, but at least the market has recovered a bit.  I also have my annual bonus coming in a few weeks, so it shouldn't hurt too badly.

bownyboy

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Re: Race from 500k to 1M!
« Reply #960 on: December 03, 2018, 10:39:35 AM »
Jan 2017 - £346,854
Feb 2017 - £388,581 (+£41,727)
Mar 2017 - £396,119 (+£7,538)
Apr 2017 - £401,345 (+£5,226)
May 2017 - £399,619 (-£1,726)
Jun 2017 - £411,132 (+£11,513)
Jul 2017 - £409,299 (-£1,833)
Aug 2017 - £413,486 (+£4,187)
Sep 2017 - £415,586 (+£2,100)
Oct 2017 - £434,692 (+£19,000)
Nov 2017 - £438,434 (+£3,742)
Dec 2017 - £452,034 (+£13,600)
Jan 2018 - £456,088 (+£4,054)
Feb 2018 - £467,243 (+£11,155)
Mar 2018 - £463,199 (-£4,044)
Apr 2018 - £453,874 (-£9,325)
May 2018 - £475,489 (+£21,615)
Jun 2018 - £489,292 (+£13,802)
July 2018 - £499,919 (+£10,267)
Aug 2018 - £512,818 (+£12,899)
Sept 2018 - £510,749 (-£2,069)
Oct 2018 - £515,784 (+£5,035)
Nov 2018 - £504,527 (-£11,257)
Dec 2018 - £512,686 (+£8,179)

A slight upswing towards the end of November means we end up back where we were in August.

This year has been the most disappointing for increasing the stash. Was hoping for another £100k in terms of contributions and growth, but have to settle for £60k.

Anyone else going to do an end of year review?




Arbitrage

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Re: Race from 500k to 1M!
« Reply #961 on: December 03, 2018, 01:59:49 PM »
Liquid NW / Total NW

1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M


skip207

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Re: Race from 500k to 1M!
« Reply #962 on: December 04, 2018, 04:01:05 AM »
I will post an end of year review on 1st Jan (ish!).  I was targeting towards 600k (+100k gain), not going to make it by a long shot (might hit 60k bit like yourself).  Missed the 1st Dec update as I was sick but will post all the numbers at the end of Dec.    There have been a lot of months where forward progress has been a problem!!!

winkleweizen

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Re: Race from 500k to 1M!
« Reply #963 on: December 07, 2018, 05:23:08 PM »
1/1/18: 760K
2/1/18: 802K
3/1/18: 805K
4/1/18: 843K
5/1/18: 845K
6/1/18: 885K
7/1/18: 926K
8/1/18: 954K
9/1/18: 989k
10/1/18: 992K
11/1/18: 962k
12/1/18: 970k

tightwaddy

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Re: Race from 500k to 1M!
« Reply #964 on: December 09, 2018, 07:16:19 AM »
It's been a while since I posted.

Stash (NW):
April 9, 2016:  $319,737
April 16, 2017: $379,833

March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
April 30, 2018:  $510,215 ($937,731)
May 31, 2018: $514,410 ($950,830)
June 30, 2018 $525,227 ($964,045)
July 31, 2018: $535,419 ($984,617)
August 31, 2018: $557,743 ($1,011,442)
November 30, 2018: $543,559 ($1,012,390)

House up, stash down after 3 months investment.  I'm probably better off looking at this quarterly now anyway :)

letsdoit

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Re: Race from 500k to 1M!
« Reply #965 on: December 10, 2018, 07:50:09 AM »
i probably wont compute it for the next 5 months bc of the market correction.
in the mean time i'm buying funds .  stocks are on sale !

Roots&Wings

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Re: Race from 500k to 1M!
« Reply #966 on: December 10, 2018, 11:39:52 AM »
No kidding, the market continues to go crazy...

Another annual update:

April 2016: $500k -----> saved $54.8k (~75% of income), 90/10 allocation
April 2017: $651k -----> saved $53.4k (~73% income), 60/40 allocation
April 2018: $777k

My investment risk tolerance has shifted over past couple years with political situation, and resulting lower returns last year. Now at 80/20 allocation.

Aug 1 2018: 838k

A 61k increase in 3 months is almost my annual post-tax salary, and seems totally unsustainable.

Dec 2018: $799k, back in the sevens. Down from a high of $873k in Sept, crazy jumps. Asset allocation remains close to 80/20, right on course. Might try some tax loss harvesting before the year's out though.

ACyclist

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Re: Race from 500k to 1M!
« Reply #967 on: December 15, 2018, 08:30:26 AM »
Jan 16 - 346K
Jan 17 - 450K
Jan 18 - 596K
Today  - 675K

The numbers still shock us. FIRE goal is 2023-24 ish

Note:  this is family net worth.  Our home we live in, is included.  We are debt free now, so I expect the numbers to grow faster. No rental income, but that thing was teetering on the brink of a financial apocalypse.  Old roof, appliances and heating were 22 years old.  We closed last week.   

JGS1980

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Re: Race from 500k to 1M!
« Reply #968 on: December 18, 2018, 03:20:46 PM »
Jan-16      $257,514.77 (+49,787)
April-16    $277,918.06 (+20,403)
July-16     $306,073.47 (+28,155)
Oct -16     $357,689.04 (+53,415)
Jan -17     $405,710.23 (+48,021)
April -17   $446,004.04 (+39,424)
July-17     $496,327.00 (+50,322)
Oct-17      $535,958.74 (+39,631)
Jan-18      $617,102.81 (+81,144)
April -18   $649,856.20 (+32,718)
July -18    $704,760.25 (+54,904)
Oct-18      $768,090.42 (+63,330)

Compounding is beginning to accelerate. Savings Rate, however, BY FAR!!!!! still drives the quarterly NW increases.

JGS

Looking forward to doing some crazy nerdtastic end-of-year spreadsheeting in 2 weeks.

No update until early January, but I'm beginning to be curious as to where I'll end up.  If you asked me 10 weeks ago, I'd say I'd hit 800K no problem at all. Today, however, after recent market losses, I'd say I'd be lucky to reach that milestone. Heck, 790 would be nice. The market gives and the market takes away. In any case, it's STILL all about the savings rate for us accumulators.

Freedomin5

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Re: Race from 500k to 1M!
« Reply #969 on: December 19, 2018, 04:23:41 AM »
Oct 2017: 527k
Dec 2017: 554k

Mar 2018: 666k (updated value of rental property)
Jun 2018: 711k
Sep 2018: 784k (updated value of rental property)
Dec 2018: 774k

I was sad for about a minute comparing December numbers to September numbers, but then I realized that, compared to one year ago, we are up 220k. Thatís pretty amazing, even though we missed our goal of reaching 800k. Oh well, in a way thatís good since we are still in the accumulating phase. Makes me want to OMY for a few years though to take advantage of the market correction.

Icecreamarsenal

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Re: Race from 500k to 1M!
« Reply #970 on: December 20, 2018, 02:21:25 PM »
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
9/16: 366k
10/16: 380k
11/16: 395k
12/16: 397k
01/17: 320k
02/17: 327k
03/17: 423k
06/17: 525k
09/17: 544k
06/18: 736k
12/18: 748k

Wow that's slowed down a lot.  Back on the grind.

rokel

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Re: Race from 500k to 1M!
« Reply #971 on: December 21, 2018, 04:46:21 PM »
07/2018-- 535,562 / 673,992
12/2018-- 495,360/ 652,069

depressing

guelphinvestor

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Re: Race from 500k to 1M!
« Reply #972 on: December 21, 2018, 04:47:09 PM »
07/2018-- 535,562 / 673,992
12/2018-- 495,360/ 652,069

depressing
Mine is similar

Sent from my Nexus 5 using Tapatalk


gerardc

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Re: Race from 500k to 1M!
« Reply #973 on: December 22, 2018, 02:44:38 PM »
Is this the Race from 1M to 500k?

Freedomin5

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Re: Race from 500k to 1M!
« Reply #974 on: December 22, 2018, 02:56:14 PM »
07/2018-- 535,562 / 673,992
12/2018-- 495,360/ 652,069

depressing

Not depressing. Amazing! Think about how many more shares/units you are able to purchase with your cash now that prices are down!

skip207

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Re: Race from 500k to 1M!
« Reply #975 on: December 23, 2018, 02:54:22 PM »
Is this the Race from 1M to 500k?

It does feel like it.  Not looking forward to January update!

2Birds1Stone

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Re: Race from 500k to 1M!
« Reply #976 on: December 25, 2018, 04:03:39 AM »
It does feel like it.  Not looking forward to January update!

Yup......after posting in here since July, we are back in the $250k->500k thread.

letsdoit

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Re: Race from 500k to 1M!
« Reply #977 on: December 26, 2018, 09:47:25 AM »
i dont know if i've dropped below the threshold for this thread, but i feel that this thread is where i belong

there's only one way out,  7 digits

wbarnett

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Re: Race from 500k to 1M!
« Reply #978 on: December 26, 2018, 11:20:00 AM »
Jan 2017: $444,411
...
Nov 2018: $768,361 (+$21,283)

Your net worth increased $324k in 20 months at age 28? That's quite impressive!

YellowCat

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Re: Race from 500k to 1M!
« Reply #979 on: December 26, 2018, 12:01:49 PM »
Staggeringly, yes. Thatís household NW with two high income earners. And my husband is a few years older. But honestly most of that has been crazy market returns on top of solid monthly investments. At this point it almost feels like Monopoly money - unreal. The way December has been going I expect weíll be lucky to close out 2018 still above $700k...

salt cured

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Re: Race from 500k to 1M!
« Reply #980 on: December 29, 2018, 09:11:37 AM »
I'll be moving down to the race to $500k next month. My spouse and I have been separated for 6 months and are moving ahead with a divorce and splitting our assets 50/50 starting Jan 1. It's been a tough year, but I'm really looking forward to to 2019. I might even be back in this race as early as November. We'll see!

Aug17:$488k
Sep17:$507k
Oct17:$526k
Nov17:$546k
Dec17:$566k
Jan18:$612k
Feb18:$603k
Mar18:$599k
Apr18:$612k
May18:$630k
Jun18:$656k
Jul18:$692k
Aug18:$702k
Sep18:$711k
Oct18:$678k
Nov18:$690k
Dec18:$664k

OurTown

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Re: Race from 500k to 1M!
« Reply #981 on: December 29, 2018, 11:23:22 AM »

6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558

1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636

1/1/19 = $630



Trifele

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Re: Race from 500k to 1M!
« Reply #982 on: December 29, 2018, 03:59:23 PM »
I'll be moving down to the race to $500k next month. My spouse and I have been separated for 6 months and are moving ahead with a divorce and splitting our assets 50/50 starting Jan 1. It's been a tough year, but I'm really looking forward to to 2019. I might even be back in this race as early as November. We'll see!

I'm sorry to hear that @salt cured, but it sounds like you are on a good path forward.  Best of luck to you in the New Year! 

winkleweizen

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Re: Race from 500k to 1M!
« Reply #983 on: December 31, 2018, 12:16:13 AM »
1/1/18: 760K
2/1/18: 802K
3/1/18: 805K
4/1/18: 843K
5/1/18: 845K
6/1/18: 885K
7/1/18: 926K
8/1/18: 954K
9/1/18: 989k
10/1/18: 992K
11/1/18: 962k
12/1/18: 970k
1/1/19 930K-part of this was market, but some was a big property tax bill.

tightwaddy

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Re: Race from 500k to 1M!
« Reply #984 on: December 31, 2018, 05:51:08 AM »
Stash (NW):
April 9, 2016:  $319,737
April 16, 2017: $379,833

March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
April 30, 2018:  $510,215 ($937,731)
May 31, 2018: $514,410 ($950,830)
June 30, 2018 $525,227 ($964,045)
July 31, 2018: $535,419 ($984,617)
August 31, 2018: $557,743 ($1,011,442)
November 30, 2018: $543,559 ($1,012,390)
December 30, 2018: $543,647 ($1,013,883)

skip207

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Re: Race from 500k to 1M!
« Reply #985 on: January 01, 2019, 01:45:05 AM »
01/01/17 £374668
01/01/18 £497097
01/02/18 £500655
01/03/18 £497804
01/04/18 £492551
01/05/18 £503531
01/06/18 £519609
01/07/18 £534656
01/08/18 £539771
01/09/18 £552418
01/10/18 £555232
01/11/18 £546426
01/12/18 £552622
01/01/19 £547415



SCUBAstache

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Re: Race from 500k to 1M!
« Reply #986 on: January 01, 2019, 04:00:19 AM »
Welp, ending this year at $777k. First time since I've been tracking that I've had a down year, ouch. Even without the roughly ~30k in medical expenses I'd still be down, but not as dramatically. Oh well, here's hoping 2019 is better for my NW!

+162k this year! Pretty awesome bump and definitely more than my salary. Have some significant planned medical expenses next month that will put a ~5k dent in that, but I'll enjoy the number for now. :)

December 2017: 812k
November 2017: 799k
October 2017: 790k
September 2017: 776k
August 2017: 752k
July 2017: 751k
June 2017: 737k
May 2017: 732k
April 2017: 720k
March 2017: 711k
February 2017: 703k
January 2017: 680k
December 2016: 650k
December 2015: 487k
December 2014: 412k
December 2013: 350k

Trifele

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Re: Race from 500k to 1M!
« Reply #987 on: January 01, 2019, 05:51:20 AM »
Tracking retirement accounts only:

5/1/17 --    $631k     
6/1/17 --    $647k (+$16k)     
7/1/17 --    $655k (+$8k)   
8/1/17 --    $665k (+$10k)   
9/1/17 --    $672k (+$7k)   
10/1/17 --  $684k (+$12k)   
11/1/17 --  $702k (+$18k)
12/1/17 --  $724k (+$22k)

1/1/18  --   $731k (+$7k)
2/1/18  --   $761k (+$30k)
3/1/18  --   $737k (-$24k)
4/1/18 --    $731k (-$6k)
5/1/18 --    $738k (+$7k)
6/1/18 --    $747k (+$9k)
7/1/18 --    $744k (-$3k)
8/1/18 --    $761k (+$17k)
9/1/18 --    $776k (+$15k)
10/1/18 --  $776k (+$0)
11/1/18 --  $729k (-$37k)
12/1/18 --  $745k (+16k)

1/1/19 --    $703 (-$42k)

Zamboni

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Re: Race from 500k to 1M!
« Reply #988 on: January 01, 2019, 07:40:24 AM »
Numbers for end of month (and YEAR!):
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018:  587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K

skip207

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Re: Race from 500k to 1M!
« Reply #989 on: January 01, 2019, 08:12:30 AM »
Year in review 2018

Aprox income c£60,000 (2 ppl) (down about £15k on 2017 due to business slow down)
Living costs c£30,000 (2 ppl incl all outgoings) (about same as 2017)

Year Start £497097
Year End   £547415
NW Target  £575000
NW Target missed by £28k

Total cash saving input c.£30k

Increase in NW £50,318 (lowest in last 3 years)

Notes of interest
Crossed 500k line (a few times!)
Spring saw slow growth, summer picked back up.
BREXIT issues in the UK causing problems toward end of 2018.
BREXIT may cause more issues in 2019 plus possible global slow down.

Goals for 2019

Total NW £620k (reduced from £680k)
Reduce living costs by at least £5,000 by end of 2019.
Protect position as much as possible and ride it out!

Main FIRE targets 2018

FIRE Date target end of 2022
FIRE number target £850k

No change in FIRE targets for 2019.

Overall summary
Slow year, but cant complain. 
Would prefer to not repeat in 2019 but could offer opportunity to buy investments cheaply. 

BriarRose111

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Re: Race from 500k to 1M!
« Reply #990 on: January 01, 2019, 09:19:09 AM »
Month/Year end update:

Liquid assets / Net worth

Jan 2018 $415.5K / $508K
Jun 2018  $518.8K / $578.4K
Jul  2018  $528.3K / $588.2K
Aug 2018  $543K  / $603.2K
Sep 2018  $548K / $608.6K
Oct 2018   $492.6K / $569.5K
Nov 2018   $502K / $585.3K
Dec 2018  $476.8K / $554K


jmuth

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Re: Race from 500k to 1M!
« Reply #991 on: January 01, 2019, 09:30:08 AM »
DEC 2018 NW: 737k
66.5k Saved; down 26.5k for the year.

401k: 244k
R IRA: 135k
529 Kid A 69k
529 Kid B 44k
Taxable Stocks: 175k
Cash: 68k

DEC 2017 NW: 697k
401k: 234k
R IRA: 137k
529 Kid A 72.5k (done)
529 Kid B 46k
Bonds: 81k
Taxable Stocks: 63k
Cash: 63k

DEC 2016 NW: 559k
DEC 2015 NW: 444k
DEC 2014 NW: 385k
DEC 2013 NW: 337k
DEC 2012 NW: 253k
DEC 2011 NW: 209K
DEC 2010 NW: 184k

[/quote]
[/quote]

caracarn

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Re: Race from 500k to 1M!
« Reply #992 on: January 01, 2019, 09:49:13 AM »
Here's my progress thus far:

1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
6/30/2017 - $520,691
9/30/17 - $553,269
12/31/17 - $557,941
3/31/18 - $583,773
6/30/18 - $590,057
9/30/18 - $610,690
12/31/18 - $579,919

Well, nearly wiped out all gains from 2018, but with the late recovery was up $30K from the low point of the quarter right before of Christmas Day, when I was below by 9/30/17 amount.  Not adding a lot each month (about $1,000) as we are piling some into kids college funds and such, about $30K diverted there in 2018, so we are at this point just making progress with market gains, and given the hammering of the last quarter, there were none of those.  Hope everyone has a great 2019!

Arbitrage

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Re: Race from 500k to 1M!
« Reply #993 on: January 01, 2019, 09:52:27 AM »
Liquid NW / Total NW

1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M

1/1/19: $765k / 1.152M

Some losses, certainly, but still gained $80k in net worth in a down year thanks to a much more robust savings rate. 

TempusFugit

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Re: Race from 500k to 1M!
« Reply #994 on: January 01, 2019, 11:47:46 AM »
Closing out 2018

                 LNW      TNW
Jan 2018 -  846K  /  987K 
Feb 2018 -  880K / 1.02M     
Mar 2018 -  859K / 1.00M
Apr 2018 -  855K /   996K 
May 2018 - 856K /   999K   
Jun 2018  - 875K / 1.02M
Jul  2018  - 887K /  1.03M
Aug 2018  - 922K / 1.07M
Sep 2018  - 944K / 1.09M   
Oct 2018  - 948K / 1.09M
EOY 2018 - 877K / 1.02M

So, an increase of ~31K in LNW in a down market year.  I guess I'll take it.  It required saving >50K to move the gauge upward, though. 

Could've been a whole lot worse.     

YellowCat

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Re: Race from 500k to 1M!
« Reply #995 on: January 01, 2019, 12:39:26 PM »
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)

My stretch goal was to hit $800k NW by the end of 2018. That certainly didn't happen, but overall we are up $90,581 over Dec 2017. I'll take it. It continues to be a good time to plow more money into the market...

2Birds1Stone

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Re: Race from 500k to 1M!
« Reply #996 on: January 01, 2019, 12:40:48 PM »
Combined NW
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100

JGS1980

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Re: Race from 500k to 1M!
« Reply #997 on: January 01, 2019, 04:43:17 PM »
Jan-16      $257,514.77 (+49,787)
April-16    $277,918.06 (+20,403)
July-16     $306,073.47 (+28,155)
Oct -16     $357,689.04 (+53,415)
Jan -17     $405,710.23 (+48,021)
April -17   $446,004.04 (+39,424)
July-17     $496,327.00 (+50,322)
Oct-17      $535,958.74 (+39,631)
Jan-18      $617,102.81 (+81,144)
April -18   $649,856.20 (+32,718)
July -18    $704,760.25 (+54,904)
Oct-18      $768,090.42 (+63,330)
Jan-19      $761,423.60 (-06,666)

Ok, I'm genuinely surprised to be down after the last quarter, but oh well. I don't think I can really complain about 145K year on year Net Worth gains and the privilege to buy stocks on sale while in the accumulation stage. My heart goes out to those approaching FI or who have recently FIRE'd, however.

Nothing to see here, carry on folks.

JGS

TheAnonOne

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Re: Race from 500k to 1M!
« Reply #998 on: January 01, 2019, 08:42:52 PM »
Returning to update . . .

2015 DEC:252k<- Crossed 250k
--
2016 JAN:260k(+8k)
2016 FEB:281k(+21k)
2016 MAR:285k(+4k)
2016 APR:298k(+13k)
2016 MAY:305k(+7k)
2016 JUN:307k(+2k)
2016 JUL:320k(+13k)
2016 AUG:326k(+6k)
2016 SEP:336k(+10k)
2016 OCT:337k(+1k)
2016 NOV:361k(+24k)
2016 DEC:368k(+7k)
--
2017 JAN:382k(+14k)
2017 FEB:403k(+21k)
2017 MAR:416k(+13k)
2017 APR:427k(+11k)
2017 MAY:436k(+9k)
2017 JUN:449k(+13k)
2017 JUL:464k(+15k)
2017 AUG:478k(+14k)
2017 SEPT:494k(+16k)
2017 OCT:510k(+16k) <- Crossed 500k
2017 NOV:523k(+13k)
2017 DEC:534k(+11k)
--
2018 JAN:558k(+24k)
2018 FEB:569k(+11k)
2018 MAR:560k(-9k)
2018 APR:574k(+14k/+5k)
2018 MAY:575k(+1k)
2018 JUNE:575k(+0k)
2018 JULY:599k(+24k)
2018 AUG:620k(+21k)
2018 SEPT:625k(+5k)
2018 OCT:597k(-28k)
2018 NOV:606k(+9k/-19k)
2018 DEC:580k(-26k/-45k)
--

Down $26k this month and overall off $45k from my high in SEPT, no surprise there really given the market.

Overall 2018 was a so-so year for the stache, having grown "only" $46,000 in the last 12 months. Given that the market is down 7-8% and I am nearly 100% VTI that means I managed to buy enough this year to offset the drop AND add $46k. I think we managed to save some 70k-90k in total.

Compared to 2017 where we were up something like 100-150k year over year it feels small, but that is how it goes sometimes!

Here is to a great 2019! We project saving much more due to my DW getting a huge promotion!
« Last Edit: January 01, 2019, 08:50:23 PM by TheAnonOne »

neo von retorch

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Re: Race from 500k to 1M!
« Reply #999 on: January 02, 2019, 06:44:40 AM »
Net Worth
Quote
1/31/2016:       $254,591
...
7/30/2018:       $486,199
8/31/2018:       $502,494 (+16,295)
9/30/2018:       $519,994 (+17,500)
10/31/2018:     $520,014 (+20)
11/30/2018:     $532,342 (+12,328)
12/31/2018:     $502,059 (-30,283)

Still in this race ;) Logging Q4 investment value changes puts me "back 4 months" but I own a lot more shares than I did back then, so I'm feeling OK about it!