Author Topic: Race from 500k to 1M!  (Read 120507 times)

Roots&Wings

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Re: Race from 500k to 1M!
« Reply #450 on: January 12, 2018, 05:37:08 AM »
Awesome, congrats HD and Tempus!!! Bask in the glory :)

Hope to join you there in a few years, so inspiring!

Mathew675

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Re: Race from 500k to 1M!
« Reply #451 on: January 12, 2018, 07:58:34 AM »
I'm in! Currently at $574 investible assets.

Haven't been adding much lately, but the stock market growth pushed us over $600K. About to really start piling it on this year. Our goal is to get up to $700K before 2018. Good luck all!

Well the market certainly helped out a lot this past year. We ended up at $794K on 1 Jan. Beat our goal by a healthy margin! It really is amazing how the market can supercharge your savings with compound interest. I think it was around $500 that I really saw it take over and begin overwhelming my savings.

Just a few weeks into 2018 and we are up to $819K. I haven't added any of my own savings in yet this year either. Amazing. (I suppose it can be just as amazing going the other way too!)


Bergal

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Re: Race from 500k to 1M!
« Reply #452 on: January 13, 2018, 09:00:38 AM »
Congratulations, Herbert!  Well done.
Thanks for the encouragement, Trifele.  I'm going to take your advice and concentrate on $800k liquid, rather than $1m, which seems so far away right now!
« Last Edit: January 14, 2018, 05:01:26 PM by Bergal »

BluePhoenix75

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Re: Race from 500k to 1M!
« Reply #453 on: January 13, 2018, 08:27:35 PM »
Been lurking for a year and now I'm ready to jump into the fray!  $1M here we come!

1/2018 - $565,049 NW

Trifele

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Re: Race from 500k to 1M!
« Reply #454 on: January 14, 2018, 03:46:06 AM »
Welcome BluePhoenix75! 

BluePhoenix75

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Re: Race from 500k to 1M!
« Reply #455 on: January 14, 2018, 07:57:43 AM »
Welcome BluePhoenix75!

Thanks! Happy to be here. :)

ozbeach

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Re: Race from 500k to 1M!
« Reply #456 on: January 14, 2018, 11:29:26 PM »
At close of trading today I edged over the line with a LNW of AU$1,002,455!

I have been updating my spreadsheet pretty much every day this year waiting for this. Now that I have made it I can go back to updating only at the end of the month.

As I was sitting at the computer, I went to pay a bill online and spent a few minutes working out whether it was worth the $1.60 surcharge to pay by credit card or use a savings account and forgo the puny interest. Old habits die hard!

I'm just back from the shops with a nice bottle of wine for dinner (oops the new years resolution!) and bacon and eggs for breakfast in the morning. Back to normal after those wild celebrations are over.

A&R

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Re: Race from 500k to 1M!
« Reply #457 on: January 16, 2018, 11:06:57 AM »
12/17/17  $739,821
01/16/18  $774,717

That jump seems crazy to me.

asosharp

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Re: Race from 500k to 1M!
« Reply #458 on: January 16, 2018, 09:17:12 PM »
Woohoo!!! Finally!!!

11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
11/18/2017: $929,536.54
11/27/2017: $944,395.35
12/17/2017: $956,928.07
01/01/2018: $968,307.87
01/05/2018: $987,442.11
01/08/2018: $996,215.32
01/09/2018: $998,819.79
01/10/2018: $999,079.24
01/11/2018: $1,003,101.34

Congratulations!!

Trifele

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Re: Race from 500k to 1M!
« Reply #459 on: January 17, 2018, 03:02:36 AM »
At close of trading today I edged over the line with a LNW of AU$1,002,455!

Nice job Ozbeach!   

Finallyunderstand

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Re: Race from 500k to 1M!
« Reply #460 on: January 17, 2018, 01:05:44 PM »
Estimates of NW over the years with more concrete values currently
2011: $40k  Real estate sucked (I'm a realtor and own rentals), income was low and equity was non existent.  Tough times!
2012: $55k
2013: $75k
2014: $160k  Being a realtor and also having a large portion of NW in real estate helped income and value go up drastically. (income $155k) plus asset appreciation
2015: $295k  (income $210k) plus asset appreciation
2016: $505k (income $242k) plus asset appreciation
Started using Mint for tracking in 2017
2017: March $515
         April $500 spent money... :(
         May $521
         June $573
         July $588
         Aug $605k
         Sep $647k
         Oct $650k
         Dec $684K
2018
         Jan $725k 

willfire

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Re: Race from 500k to 1M!
« Reply #461 on: January 20, 2018, 04:04:33 PM »
Dec 2014: 410,781
Dec 2015: 449,701
Dec 2016: 517,871
Dec 2017: 650,444
01/20/2018:  679,426

started to get serious about investing around 2007, before that it was mostly in CD's.  It took a long time to get to the first 500k, hopefully the 2nd half will come much quicker. 

Average about 35k to 40k of contribution per year, the rest is from Mr. market.

Trifele

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Re: Race from 500k to 1M!
« Reply #462 on: January 21, 2018, 05:06:42 AM »
That's some nice progress, Willfire. Welcome aboard!

ShadowRegent

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Re: Race from 500k to 1M!
« Reply #463 on: January 22, 2018, 05:59:47 PM »
Finally made it today (much sooner than I expected)!  A little surreal, and I suspect a downturn will push me back below $1M at some point soon... but until then, onward to $2M!

1/2018 - $1,001,992
12/2017 - $961,556
11/2017 - $855,662
10/2017 - $841,984
9/2017 - $825,048
8/2017 - $810,361
7/2017 - $742,337
2016 - $619,152
2015 - $593,948
2014 - $190,525
2013 - $82,600
2012 - $75,812
2011 - ($159,240)
2010 - ($188,257)

Zamboni

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Re: Race from 500k to 1M!
« Reply #464 on: January 22, 2018, 06:09:55 PM »
Congrats, ShadowRegent!

NinetyFour

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Re: Race from 500k to 1M!
« Reply #465 on: January 22, 2018, 06:27:11 PM »
Congrats, ShadowRegent!

Well done!!!  :D

Lila8

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Re: Race from 500k to 1M!
« Reply #466 on: January 23, 2018, 07:07:43 PM »

Exercise company options and consolidate investments @ Vanguard: Soon as there's a decent recovery. Not sure what's ailing it lately. Can you clarify this please? Recovery from what? What is ailing lately?


Thanks, Dicey.
The company's stock price has been depressed the past couple of months, despite analyst valuations that are significantly higher.

skip207

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Re: Race from 500k to 1M!
« Reply #467 on: January 24, 2018, 01:47:03 AM »
Has anyone plotted a curve to plot time vs progress for everyone?  I know someone did this once on the 250-500 thread and it was actually quite interesting to see the average and how the majority progressed within pretty much the same time frame. 

FireHiker

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Re: Race from 500k to 1M!
« Reply #468 on: January 25, 2018, 06:18:05 PM »
               Stash           Total NW including home equity
3/28/17:   667k           1.208M
4/28/17:   704k           1.193M
5/25/17:   716k           1.244M
6/27/17:   734k           1.284M
7/24/17:   752k           1.287M
8/24/17:   753k           1.303M
9/28/17:   783k           1.384M
10/31/17: 800k           1.411M
11/27/17: 821k           1.432M
12/26/17: 844k           1.452M
1/25/18:   890K           1.511M

I am astounded at the numbers from the past year, even though so much of it is market gains and therefore not within my control.

TempusFugit

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Re: Race from 500k to 1M!
« Reply #469 on: January 25, 2018, 06:29:43 PM »
               Stash           Total NW including home equity
3/28/17:   667k           1.208M
4/28/17:   704k           1.193M
5/25/17:   716k           1.244M
6/27/17:   734k           1.284M
7/24/17:   752k           1.287M
8/24/17:   753k           1.303M
9/28/17:   783k           1.384M
10/31/17: 800k           1.411M
11/27/17: 821k           1.432M
12/26/17: 844k           1.452M
1/25/18:   890K           1.511M

I am astounded at the numbers from the past year, even though so much of it is market gains and therefore not within my control.

What's the line about luck favoring the prepared?  Having the discipline to put yourself into a position to benefit from a rising market was under your control.

TheAnonOne

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Re: Race from 500k to 1M!
« Reply #470 on: January 26, 2018, 06:36:00 PM »
Pretty excited to post and see others posts this month. I am already at a record month and I still have a huge paycheck before Jan is over!

willfire

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Re: Race from 500k to 1M!
« Reply #471 on: January 27, 2018, 01:47:34 PM »
That's some nice progress, Willfire. Welcome aboard!

thanks, Trifele.

Really thrilled by the progress but little scared at the same time.  can't stop thinking when will be a correction, although theoretically it's a good buying opportunity.

1 mil. still seems so far away...

Trifele

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Re: Race from 500k to 1M!
« Reply #472 on: January 27, 2018, 02:20:14 PM »
That's some nice progress, Willfire. Welcome aboard!

thanks, Trifele.

Really thrilled by the progress but little scared at the same time.  can't stop thinking when will be a correction, although theoretically it's a good buying opportunity.

1 mil. still seems so far away...

Yeah, there will be a correction, but we just need to ride it out . . . When it happens, it's not theoretically a good opportunity; it IS a good opportunity. :) 
« Last Edit: January 27, 2018, 02:23:41 PM by Trifele »

Zamboni

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Re: Race from 500k to 1M!
« Reply #473 on: January 30, 2018, 07:15:55 PM »
I decided to post my update on a mini-correction day instead of waiting until tomorrow (since January has just been insane in terms of market gains anyway):

Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Decided to add in home equity and give net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K

TheAnonOne

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Re: Race from 500k to 1M!
« Reply #474 on: January 31, 2018, 11:22:38 AM »
Returning to update . . .

2015 DEC:252k<- Crossed 250k
--
2016 JAN:260k(+8k)
2016 FEB:281k(+21k)
2016 MAR:285k(+4k)
2016 APR:298k(+13k)
2016 MAY:305k(+7k)
2016 JUN:307k(+2k)
2016 JUL:320k(+13k)
2016 AUG:326k(+6k)
2016 SEP:336k(+10k)
2016 OCT:337k(+1k)
2016 NOV:361k(+24k)
2016 DEC:368k(+7k)
--
2017 JAN:382k(+14k)
2017 FEB:403k(+21k)
2017 MAR:416k(+13k)
2017 APR:427k(+11k)
2017 MAY:436k(+9k)
2017 JUN:449k(+13k)
2017 JUL:464k(+15k)
2017 AUG:478k(+14k)
2017 SEPT:494k(+16k)
2017 OCT:510k(+16k) <- Crossed 500k
2017 NOV:523k(+13k)
2017 DEC:534k(+11k)
--
2018 JAN:558k(+24k) (Had the month ended on Monday, it would have been whopping 7-10k higher!)

FIRST posting of the year!

Almost our best month ever! Simply tied for now. When my paycheck actually clears it might bump us into record territory. I get paid once a month so, when I make these it's a good guess at my income. I always come back and adjust!

FOLLOWUP- I probably did beat my record but given this month of down market I think I will just leave this post-as-is :) Down 22k so far! weeee


+$24k this year! Aiming, for 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 11 month(s) left, and 76k more to go, I should hit this goal!

« Last Edit: February 28, 2018, 06:00:21 PM by TheAnonOne »

JustGettingStarted1980

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Re: Race from 500k to 1M!
« Reply #475 on: January 31, 2018, 04:45:23 PM »
Kicking some ass Anon! Keep it going!

skip207

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Re: Race from 500k to 1M!
« Reply #476 on: February 01, 2018, 02:10:37 AM »
Officially joining with my first proper update.

A very up and down month was well into 500k early Jan, markets cost me in the last 2 days but still passed the line :)

01/01/17 374668
01/01/18 497097
01/02/18 500655

Targets

FIRE 2022 age low 40s.
Number 850k
Targets is to put around 100k onto the NW each year for the next 4 years. 
Target income at FIRE 35-40k.

Trifele

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Re: Race from 500k to 1M!
« Reply #477 on: February 01, 2018, 03:48:01 AM »
Wow was this a good month!  I know it can't continue, but this past year has been fun.

Monthly update (retirement investments only, not counting 529s or house equity).   

               Invested (+/-)
5/1/17 --    $631k     
6/1/17 --    $647k (+$16k)     
7/1/17 --    $655k (+$8k)   
8/1/17 --    $665k (+$10k)   
9/1/17 --    $672k (+$7k)   
10/1/17 --  $684k (+$12k)   
11/1/17 --  $702k (+$18k)
12/1/17 --  $724k (+$22k)
1/1/18  --   $731k (+$7k)
2/1/18  --   $761k (+$30k)
« Last Edit: February 01, 2018, 05:54:29 AM by Trifele »

Trifele

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Re: Race from 500k to 1M!
« Reply #478 on: February 01, 2018, 03:51:44 AM »
Welcome aboard Skip207!  You are making great progress.

salt cured

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Re: Race from 500k to 1M!
« Reply #479 on: February 01, 2018, 05:12:37 AM »
Obviously this was a great month. NW is up $46k over last month, shattering our previous best increase (+$30k). Our year-over-year NW increase is over $200k for the first time. And we went from $500k to $600k in just under four months. $1000k in 2019 now seems possible.

I also got some financial housekeeping done this month. I finally rolled the last of our high fee investments into Fidelity. These were a mix of American Funds that have performed in line with the SP500 the last several years, but it was time to get them back under our control. I dropped off our tax information with our accountant and expect to have that squared away soon (I'm not capable of DIYing them anymore). I'm hoping for a roughly ~$5k refund, which will all go to a family member as a gift. Last but not least, we finally opened a taxable investment account (and proceeded to lose $15 this month!).

Aug17:$488k
Sep17:$507k
Oct17:$526k
Nov17:$546k
Dec17:$566k
Jan18:$612k

Zoot

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Re: Race from 500k to 1M!
« Reply #480 on: February 01, 2018, 06:22:34 AM »
First day of a new month--time for another update!  :)

MonthLiquidNet Worth
Jan-17
$604K
$883K
Feb-17$622K$905K
Mar-17$651K$930K
Apr-17$660K$939K
May-17$675K$954K
Jun-17$694K$967K
Jul-17$717K$991K
Aug-17$721K$1,000K
Sep-17$738K$1,007K
Oct-17$762K$1,033K
Nov-17$782K$1,055K
Dec-17$796K$1,058K
Jan-18$836K$1,095K

How can it POSSIBLY be that our net worth rose $37K this month--or, even more mind-boggling, that our investment accounts rose by $40K?  It still boggles my mind. 

Yes, we added our usual ~$7K through savings in tax-deferred accounts, employer match, and post-tax savings, so I suppose that made our actual investment account GAIN "only" $33K.  Still--wow.

We made another payment of 7K to our contractors on our home renovations (we'll pay the last $1K next month and will be done with that for a while).

Here's to a successful February for everybody!

(posting also in the $1M to $2M thread for net worth)

boarder42

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Re: Race from 500k to 1M!
« Reply #481 on: February 01, 2018, 07:15:41 AM »
Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
11/1/17 - 603k / 753k NW
12/1/17 - 625k / 775k NW
01/1/18 - 651k /805k NW
02/1/18 - 681k / 831k NW

Done by Forty

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Re: Race from 500k to 1M!
« Reply #482 on: February 01, 2018, 08:26:01 AM »
Looks like we made at least part of the goal! Now to get the whole way there with our liquid assets.

8/1/17: $834k liquid ($916k NW)
9/1/17: $841k liquid ($921k NW)
10/1/17: $857k liquid ($941k NW)
11/1/17: $872k liquid ($959k NW)
12/1/17: $889k liquid ($976k NW)
1/1/18: $902k liquid ($997k NW)
2/1/18: $939k liquid ($1.035M NW)

RWD

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Re: Race from 500k to 1M!
« Reply #483 on: February 01, 2018, 09:09:52 AM »
Looks like we made at least part of the goal! Now to get the whole way there with our liquid assets.

8/1/17: $834k liquid ($916k NW)
9/1/17: $841k liquid ($921k NW)
10/1/17: $857k liquid ($941k NW)
11/1/17: $872k liquid ($959k NW)
12/1/17: $889k liquid ($976k NW)
1/1/18: $902k liquid ($997k NW)
2/1/18: $939k liquid ($1.035M NW)

Congrats!

NinetyFour

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Re: Race from 500k to 1M!
« Reply #484 on: February 01, 2018, 09:37:46 AM »
Looks like we made at least part of the goal! Now to get the whole way there with our liquid assets.

8/1/17: $834k liquid ($916k NW)
9/1/17: $841k liquid ($921k NW)
10/1/17: $857k liquid ($941k NW)
11/1/17: $872k liquid ($959k NW)
12/1/17: $889k liquid ($976k NW)
1/1/18: $902k liquid ($997k NW)
2/1/18: $939k liquid ($1.035M NW)

Congrats!

Woo hoo!!!!!  :)

kapnfriday

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Re: Race from 500k to 1M!
« Reply #485 on: February 01, 2018, 09:50:33 AM »
Wow, what a month January was.

Invested assets:
12-2017: $510,037
1-2018: $539,718 (+29.6k)

I keep asking myself if this is for real.

fiStressRelief

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Re: Race from 500k to 1M!
« Reply #486 on: February 01, 2018, 10:08:51 AM »

1/1/18   - 633k / 1000k
2/1/18   - 668k / 1034k

Good start to the year!

TempusFugit

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Re: Race from 500k to 1M!
« Reply #487 on: February 01, 2018, 12:13:36 PM »
Jan 2018 - 846K  /  987K 
Feb 2018 - 880K /  1.02M     

+33K on the year so far.

Can't help but feel the footsteps of a major correction on the horizon. Too many people are talking about the market at the office and in social circles.  Has that effervescent feel.  But we could still have a ways to go up.  I was expecting a downturn 3 years ago. And 2 years ago. And again last year. 

Greenspan says we're in a bubble.  Back when he was at the wheel and called it 'irrational exuberance', there were a few years left on the upswing before the burst. 

YellowCat

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Re: Race from 500k to 1M!
« Reply #488 on: February 01, 2018, 05:01:15 PM »
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 ($17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
Jan 2018: $664,203 (+$36,174)

As everybody mentioned, it certainly was a crazy month! Our best yet by far.

mynewchoice

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Re: Race from 500k to 1M!
« Reply #489 on: February 01, 2018, 10:37:30 PM »
In the spirit of the new year, I thought I'd change up my updates to give me more of a historical snapshot and monitor my year over year increase as well.  Tracking my liquid investments only and looking to close the gap on $1MM this year with a stretch goal to actually reach it if all goes well!

YOY Increase     2018           2017           2016
+164k01/01/18   710k01/01/17   546k01/01/16   461k
+188k02/01/18   748k02/01/17   560k02/01/16   436k
03/01/18   03/01/17   582k03/01/16   450k
04/01/18   04/01/17   594k04/01/16   481k
05/01/18   05/01/17   603k05/01/16   481k
06/01/18   06/01/17   617k06/01/16   496k
07/01/18   07/01/17   620k07/01/16   492k
08/01/18   08/01/17   633k08/01/16   518k
09/01/18   09/01/17   640k09/01/16   526k
10/01/18   10/01/17   660k10/01/16   523k
11/01/18   11/01/17   678k11/01/16   509k
12/01/18   12/01/17   699k12/01/16   531k

OurTown

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Re: Race from 500k to 1M!
« Reply #490 on: February 02, 2018, 06:39:24 AM »
5/1/15 = $284

10/1/15 = $339
11/1/15 = $357
12/1/15 = $365

1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438

1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558

1/1/18 = $580
2/1/18 = $593

G-Cool

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Re: Race from 500k to 1M!
« Reply #491 on: February 02, 2018, 10:53:38 AM »
I finally made it! So happy to join this prestigious club!

02/2018 : $502k Inv. / $627k NW

Thank you all for your inspiration :-)

Trifele

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Re: Race from 500k to 1M!
« Reply #492 on: February 03, 2018, 05:14:38 AM »
I finally made it! So happy to join this prestigious club!

02/2018 : $502k Inv. / $627k NW

Thank you all for your inspiration :-)

Welcome G-Cool!  Come on in, friend.

EDITED to add -- You squeaked in just before the market dip yesterday, haha.  Don't worry, you'll be in good company if your end-of-February number dips back below $500k . . .  We can all cry in our beer -- and then ride it out -- together.   
« Last Edit: February 03, 2018, 05:22:00 AM by Trifele »

asauer

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Re: Race from 500k to 1M!
« Reply #493 on: February 05, 2018, 06:44:53 AM »
Aug 1 2017: 519, 045.81
Sept. 2017: 526, 110.79
Oct  2017:531,034.52
Nov 2017: 548,730
Dec 2017: 564,953
Jan 2018: 585,693
Feb 2018: 613,810

Nice increase even with the sight market correction last week! 

YoungGranny

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Re: Race from 500k to 1M!
« Reply #494 on: February 05, 2018, 09:55:01 AM »

Dec. 2017: $502k
Jan. 2, 2018: $513.7k


Feb. 5, 2018: $539.9k

Market increases + annual 401k bonus + high savings rate = magic :)

willfire

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Re: Race from 500k to 1M!
« Reply #495 on: February 05, 2018, 01:35:17 PM »
That's some nice progress, Willfire. Welcome aboard!

thanks, Trifele.

Really thrilled by the progress but little scared at the same time.  can't stop thinking when will be a correction, although theoretically it's a good buying opportunity.

1 mil. still seems so far away...

Yeah, there will be a correction, but we just need to ride it out . . . When it happens, it's not theoretically a good opportunity; it IS a good opportunity. :)

I think I might have jinxed myself...

formerlydivorcedmom

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Re: Race from 500k to 1M!
« Reply #496 on: February 05, 2018, 02:13:56 PM »
These numbers are as of Saturday.... I was really excited to see that our liquid net worth went up by exactly $100k in 2017, although our savings rate was not as good as it normally is. 

I don't expect the numbers to remain so pretty (and we "lost" value of about $10k on Friday). However, on Friday I upped my 401k contribution to max it out for 2018, so we'll be in a good position to take advantage of any correction.

                   Invested/Overall NW
End of 2012: 170k / 200k  *(re)married
End of 2013: 295k / 342k
End of 2014: 338k / 388k
End of 2015: 366k / 428k *June - husband quit work to go back to college full-time
End of 2016: 432k / 545k
End of 2017: 532k / 664k [+83k college funds] * Sep - husband started working part-time; still going to college

end of Jan 2018:  553k / 686k  [+85k college funds]

talltexan

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Re: Race from 500k to 1M!
« Reply #497 on: February 07, 2018, 06:50:32 AM »
I graduated to the "race to $2,000,000" thread last year, but I'm nervous about a bear market. Please be nice to me, guys, when I come crawling back...

Rebalancing today, currently I have almost no bonds.

salt cured

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Re: Race from 500k to 1M!
« Reply #498 on: February 07, 2018, 08:53:32 AM »
I graduated to the "race to $2,000,000" thread last year, but I'm nervous about a bear market. Please be nice to me, guys, when I come crawling back...

Rebalancing today, currently I have almost no bonds.

What are you buying, if you don't mind me asking? We have about 10% of our stash in a mix of cash, TIPS, and intermediate government bonds, but I don't have a good rationale for this mix. I've had a lot of trouble finding guidance on fixed income.

talltexan

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Re: Race from 500k to 1M!
« Reply #499 on: February 08, 2018, 07:50:29 AM »
For bonds, I have a Roth in which I just buy something like "bond fund for America". I sold the stake in November because it felt like it was slowing me down (I'm currently 37 and thought I could handle the risk). Within my 401K there's just a generic bond fund. Intermediate or short term bonds should be fine for your needs.