Race from 250 to 500k!

[Imustacheyouaquestion]

Down about $40k from market activity, buckle your seatbelt and keep arms and legs inside for the duration of the rollercoaster ride!!

Seriously though, I did rebalance my portfolio because the equity drop triggered my tolerance band on asset allocation, looked to refi mortgages (not low enough to make sense, but I will keep watching rates), and exercised a small amount of tax loss harvesting inside our taxable account to make a quick buck.

	2018	2019	2020
January	-	$255,892.49	$424,020.62
February	-	$284,061.44	$430,723.62
March	-	$302,124.69	$409,926.04
April	-	$311,269.23	-
May	-	$326,333.60	-
June	-	$324,533.94	-
July	$250,737.17	$346,414.84	-
August	$258,326.17	$353,235.46	-
September	$271,396.46	$357,483.82	-
October	$276,447.64	$382,001.08	Graduation?
November	$258,733.03	$394,916.44	-
December	$272,495.64	$408,747.03	-

https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0

[hudsoncat]

	2016	2017	2018	2019	2020	2021
January	-	$134,179	$222,019	$261,809	$403,264	-
February	-	$140,623	$236,831	$286,584	$414,417	-
March	-	$148,087	$234,104	$303,681	$388,201	-
April	-	$153,745	$234,452	$314,939	-	-
May	-	$161,518	$241,470	$331,080	-	-
June	-	$167,077	$249,398	$320,926	-	-
July	-	$171,538	$253,884	$342,700	-	-
August	-	$179,124	$264,666	$354,784	-	-
September	-	$180,682	$276,905	$351,842	-	-
October	-	$192,217	$285,986	$360,853	-	-
November	$121,639	$199,128	$267,359	$374,706	-	-
December	$128,335	$207,436	$281,461	$391,293	-	-

My partner got a raise that'll start in late March, currently filling a 401k, 403b, two HSAs, two IRAs... I guess its finally time to start a taxable account!

[Woodro85]

11/1/2019   $479,049.55
12/1/2019   $498,129.57
01/01/2020 $488,713.11
02/01/2020 $500,122.00!!!!!!!!!!!!!!

I graduated!! I'm not introducing myself to the next group yet though, we'll see if it holds.

11/1/2019   $479,049.55
12/1/2019   $498,129.57
01/01/2020 $488,713.11
02/01/2020 $500,122.00
03/01/2020 $497,515

Knew I wasn't ready to leave you folks. Markets this week slowing down the progress. This has been the first time I've ever sold bonds to re-balance though. Overpaid income taxes this year and expecting a few thousand bucks return to re-graduate me again, probably by next month. Good luck to you all during this bit of stock market turmoil and let's cross our fingers jobs don't start getting affected.

[Morning Glory]

2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618

2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221

2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363

2019
Jan 1: 447,716
Feb 1: 451,064
Mar 1: 427,409

Haven’t checked to see how much I “lost” until just now. A year ago I would have been ecstatic just to be in the 400’s though.

[Jaayse]

Investments only, solo journey (so far)

	2017	2018	2019	2020	2021
January	-	$232,213	$356,542	$500,087	-
February	-	$245,447	$383,348	$502,244	-
March	-	$242,789	$394,563	$475,671	-
April	$164,900	$246,140	$403,461	-	-
May	-	$318,398	$421,194	-	-
June	-	$328,870	$409,591	-	-
July	$180,808	$342,159	$435,981	-	-
August	$189,280	$354,936	$443,135	-	-
September	$193,727	$366,727	$441,101	-	-
October	$209,968	$374,465	$452,232	-	-
November	$220,602	$361,296	$466,688	-	-
December	$225,918	$370,140	$482,944	-	-

Looks like I'll be working towards graduation again, however I'm going to be buying while there is a sale!

[NextTime]

Investments only (Stealing format. Thank you).

First of	2018	2019	2020
January	-	$206,667	$304,693
February	$198,265	$224,401	$305,287
March	$204,080	$231,997	$290,554
April	$204,080	$236,710	-
May	$206,310	$246,138	-
June	$207,731	$245,062	-
July	$209,453	$256,868	-
August	$218,450	$256,076	-
September	$224,243	$266,197	-
October	$227,037	$274,186	-
November	$214,107	$284,427	-
December	$219,948	$295.004	-

[dogboyslim]

Investments only.

The market drop hurt.  I may have to push back target Graduation a few months, but I'm not going to do anything rash like that until a few more months of results.

	2017	2018	2019	2020	2021
January	$59,598	$130,690	$172,016	$276,751	-
February	$94,135	$130,112	$210,931	$288,444	-
March	$96,711	$170,547	$220,649	-	-
April	$100,313	$175,470	$231,153	-	-
May	$104,001	$181,127	$230,149	-	-
June	$107,339	$183,621	$244,641	-	-
July	$111,240	$190,156	$252,651	-	-
August	$113,472	$162,706	$257,825	-	Target Graduation
September	$117,719	$165,350	$264,537	-	-
October	$119,898	$160,600	$273,062	-	-
November	$121,666	$165,845	$294,017	-	-
December	$125,576	$160,236	$269,709	-	-

[dreadmoose]

	2016	2017	2018	2019	2020	2021
January	-	-$25,189	$116,236	$230,742	$402,238	-
February	-	-$24,977	$122,183	$244,321	$389,937	-
March	Found MMM->	-$21,759	$122,763	$252,749	-	-
April	-	-$15,838	$129,950	$263,657	-	-
May	-	$7,447	$149,174	$252,690	-	-
June	-	$16,623	$154,992	$287,639	-	-
July	-$19,048	$27,638	$167,846	$299,427	-	-
August	-$18,739	$39,025	$180,481	$313,257	Graduation?	-
September	-$21,536	$49,626	$185,098	$321,358	-	-
October	-$25,832	$59,438	$194,857	$336,179	-	-
November	-$25,621	$71,949	$205,772	$351,985	-	-
December	-$25,405	$110,473	$212,859	$385,426	-	-

Ouch, added $12,818 this month and am still down $12,513 for a total loss of $25,331.

I do enjoy that it feels like stock sales and I can get kind of excited about that instead of worrying.

_{Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point}

[JLee]

2017

Code: [Select]

Date             Assets           Debts          Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.67
2018

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.17
2019

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.40
2020

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Paid off a car and listed it for sale - $19.9k.  I'm still not sure how to factor my solar array into this...probably should take the hit by listing it as debt.  I am refinancing my house now so if it appraises for any more, I can offset solar with the increased house value.  If I don't do that my NW dips below $300k which feels wrong because it's offset by property...

[BiggerFishToFI]

Month   Investments   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
02/28/19   $265,980   $328,866   
03/31/19   $283,322   $346,316   
04/30/19   $303,551   $367,527   
05/31/19   $303,986   $364,917   
06/30/19   $329,675   $388,175   
07/31/19   $346,447   $406,628   
08/31/19   $348,793   $411,689   
09/30/19   $358,623   $424,118   
10/31/19   $380,193   $417,791   
11/30/19   $394,260   $441,217   
12/31/19   $413,479   $495,002   
01/31/20   $431,646   $502,333   
02/29/20   $419,487   $491,881   

[gmdv]

August 2017 - $295k
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k

3/4/20 - $411k

[Mazzinator]

Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.

Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365
July 19- $379
Aug 19- ?
Sept 19- ?
Oct 19- ?
Nov 19- ?
Dec 19- $422

Feb 20- $390

[solon]

 1-2017  $88,615
 1-2018 $132,155
 1-2019 $177,349
 1-2020 $282,110
 2-2020 $290,845
 3-2020 $288,022


I guess not too bad considering the scary news.

[fuzzy math]

Investments only

Jun 2018  $219,320
Jul 2018   $228,483
Aug 2018  $234,711
Sep 2018  $245,993
Oct 2018  $251,023
Nov 2018  $238,881
Dec 2018  $244,687 

Jan 2019  $226,942 
Feb 2019  $249,796
Mar 2019  $270,351
Apr 2019  $285,770
May 2019  $295,838
Jun 2019  $283,393
Jul 2019   $307,071
Aug 2019  $315,942
Sep 2019  $318,301
Oct 2019  $334,301
Nov 2019  $352,430
Dec 2019  $370,715

Jan 2020  $401,716
Feb 2020  $414,430
Mar 2020  $412,631

[DarkandStormy]

3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548

3/1/20 - $356,377 // $216,835

Market drop causing quite the course correction.  Looking worse in the week or so since.  Still up big time over the last year, though.

[gmdv]

Moved 5% of my 401k as well as switch all future contributions from cash to growth fund.   Also placed 10% of my IRA on limited buy.   Let's see if VTI will trigger the buy today.

[Nick_Miller]

Shit, at this rate I'll be lucky to stay in this group!

*stays the course*

[JLee]

Shit, at this race I'll be lucky to stay in this group!

*stays the course*

You and me both, lol.  I am hoping that it'll stay down for a while so my contributions buy in cheap and in the long run I end up better off :)

[gmdv]

Ended up day trading the VTI bought yesterday and made almost 10% on it.  Guess I'm not ready for buy and hold yet.  Let see if I'll have the opportunity to buy low again.

[RWD]

Ended up day trading the VTI bought yesterday and made almost 10% on it.  Guess I'm not ready for buy and hold yet.  Let see if I'll have the opportunity to buy low again.

I made 9.1% on our VTI today without any day trading at all.

[gmdv]

Ended up day trading the VTI bought yesterday and made almost 10% on it.  Guess I'm not ready for buy and hold yet.  Let see if I'll have the opportunity to buy low again.

I made 9.1% on our VTI today without any day trading at all.

Good for you,  congrats on saving a few clicks.

[ItsALongStory]

Shit, at this race I'll be lucky to stay in this group!

*stays the course*

You and me both, lol.  I am hoping that it'll stay down for a while so my contributions buy in cheap and in the long run I end up better off :)

Probably applies for most people who have joined in the past few quarters. I'm currently below 250 i'm sure, but contributing aggressively to 401k which ought to help as we will inevitably see a rebound. we have about 4k in travel expenses that we hope will get refunded and those should be a nice bonus too.

[gmdv]

Urgh! Now I have to cancel my limit buy for 10% down.  Really losing faith in this country.

[Nick_Miller]

My wife would probably divorce me (I kid! I kid! mostly!) if I suggested throwing more into index funds right now, BUT to her credit, she is staying calm during all of this, which is great. I am trying to stay calm too. And we're continuing to make her normal contributions to her 401k, so we're just sticking with the status quo, not doing anything drastic either way.

I guess I'll still do the net worth check come month's end, but I realize that focusing on that short-term number, while fun for this challenge, is not the end-all-be-all.

[Bettersafe]

Hi!

New to the forum but would like to join this topic. About me; mom of two, somewhere between 40 and 50 yo, married to mr B, new to the FIRE concept (unfortunately but better late than never). Stated NW is just for me since we keep financials partly separate and partly combined (mr B is not fully on board yet).

Feb 2020: 256,102.42

I'm wondering if I can stay in this threat but we'll see at the end of the month...

[ItsALongStory]

No peeking! Gotta wait til the end of the month!

[Bettersafe]

I'll try :-)!

[Steeze]

I remember when I used to be in this thread .... seems like it was just last month .... those were good times.

[ItsALongStory]

I remember when I used to be in this thread .... seems like it was just last month .... those were good times.

Based on your location it might not the biggest worry for you currently. Stay well!

[Steeze]

I remember when I used to be in this thread .... seems like it was just last month .... those were good times.

Based on your location it might not the biggest worry for you currently. Stay well!

Thanks! We are hiding inside for sure. I’m just a few blocks from Elmhurst Hospital which is not the best place to be right now at all. Just happy to still have our jobs and be able to work from home. They finally shut down most construction and I will be able to stay inside for the next few weeks aside from needing to re-supply when we start to run out of food. Think we will venture out this week once to grab some more frozen food and other easy to cook items to get us through the worst of it.

[Imustacheyouaquestion]

Ouch. I watched the 2008 crisis unfold but had just graduated college and had no money invested at that point. This feels different, but is also my first real opportunity for investing in a bear market.

Decided to fund a Roth IRA with recent downturn, and am almost at the max (although now the deadline is extended to the new tax deadline, so we'll likely try to fund a second Roth IRA in that time). Rebalancing when the portfolio hits a tolerance band. Adding a bit of home equity into NW calculation - it was appraised for a refi. Still sitting on a pile of cash for a real estate investment...but maybe it will end up in the market instead??

	2018	2019	2020
January	-	$255,892.49	$424,020.62
February	-	$284,061.44	$430,723.62
March	-	$302,124.69	$409,926.04
April	-	$311,269.23	$376,066.87
May	-	$326,333.60	-
June	-	$324,533.94	-
July	$250,737.17	$346,414.84	-
August	$258,326.17	$353,235.46	-
September	$271,396.46	$357,483.82	-
October	$276,447.64	$382,001.08	Graduation?
November	$258,733.03	$394,916.44	-
December	$272,495.64	$408,747.03	-

https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0

[hudsoncat]

	2016	2017	2018	2019	2020	2021
January	-	$134,179	$222,019	$261,809	$403,264	-
February	-	$140,623	$236,831	$286,584	$414,417	-
March	-	$148,087	$234,104	$303,681	$388,201	-
April	-	$153,745	$234,452	$314,939	$355,475	-
May	-	$161,518	$241,470	$331,080	-	-
June	-	$167,077	$249,398	$320,926	-	-
July	-	$171,538	$253,884	$342,700	-	-
August	-	$179,124	$264,666	$354,784	-	-
September	-	$180,682	$276,905	$351,842	-	-
October	-	$192,217	$285,986	$360,853	-	-
November	$121,639	$199,128	$267,359	$374,706	-	-
December	$128,335	$207,436	$281,461	$391,293	-	-

Fully funded an IRA this month and dumped a bunch into my partner's 401k (bonus month, the job allows him to funnel most of it to the 401k). Staying the course. Happily both still employed, working from home, and currently healthy. Hope others are doing well!

[coffeefueled]

Hi all. Wish I had stayed out of this thread for a bit longer, but I'll happily take advantage of lower prices for a while. I briefly hit around $522k in February. This morning I'm at $424k.

[Bettersafe]

My net worth:

2020
January: 256,102.42
February: 300,208.75
March: 301,773.44

I get to stay in this threat! My pension funds didn't go as much down as I was fearing, lucky me! Although they may be behind with processing actual numbers so we'll see next month how it plays out.

[SeattleStache]

First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!

I know this is $182 below the $250k min for this group but hope you will all let me stay through next month to see if this turns around a bit.

[Bettersafe]

First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!

I know this is $182 below the $250k min for this group but hope you will all let me stay through next month to see if this turns around a bit.

Sorry, you’re not allowed to leave! Only to go to the next threat😀.

[NextTime]

Investments only

First of	2018	2019	2020
January	-	$206,667	$304,693
February	$198,265	$224,401	$305,287
March	$204,080	$231,997	$290,554
April	$204,080	$236,710	$274,909
May	$206,310	$246,138	-
June	$207,731	$245,062	-
July	$209,453	$256,868	-
August	$218,450	$256,076	-
September	$224,243	$266,197	-
October	$227,037	$274,186	-
November	$214,107	$284,427	-
December	$219,948	$295.004	-

[Dogastrophe]

Investments only; household combined. 
 
07/31/19 - $330,406
08/31/19 - $437,870 (large windfall + quarterly rrsp invest)
09/30/19 - $443,081
10/31/19 - $452,295
11/30/19 - $483,711(incl quarterly rrsp invest)
12/31/19 - $484,963

01/31/20 - $496,255
02/28/20 - $472,573 (incl quarterly rrsp invest ... I'd be at $463+/- without it)
03/31/20 - $444,067 (incl tfsa contribution)

[dreadmoose]

	2016	2017	2018	2019	2020	2021
January	-	-$25,189	$116,236	$230,742	$402,238	-
February	-	-$24,977	$122,183	$244,321	$389,937	<-PANDEMIC
March	MMM->	-$21,759	$122,763	$252,749	$359,271	-
April	-	-$15,838	$129,950	$263,657	-	-
May	-	$7,447	$149,174	$252,690	-	-
June	-	$16,623	$154,992	$287,639	-	-
July	-$19,048	$27,638	$167,846	$299,427	-	-
August	-$18,739	$39,025	$180,481	$313,257	Graduation?	-
September	-$21,536	$49,626	$185,098	$321,358	-	-
October	-$25,832	$59,438	$194,857	$336,179	-	-
November	-$25,621	$71,949	$205,772	$351,985	-	-
December	-$25,405	$110,473	$212,859	$385,426	-	-

Second month down, I'm sticking to my IPS and investing every week. Taking it in stride that I have enough saved that my contributions can't keep up with market swings anymore.

Total investments is down $30,666 even after stuffing an extra $12,963 in there this month.

Personally the sale is good for me with a decently stable job (knock on wood) and a distant horizon for investing. I feel for those suffering with this right now and hope it all works out in the end.

_{Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point}

[tjrssibelle]

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k

Sent from my SM-N960U using Tapatalk

[Radagast]

Quarter StockBondCash  +House
Q3 2016:  $112,200     $165,800
Q4 2016:  $124,300     $178,500
Q1 2017:  $148,300     $203,300
Q2 2017:  $160,548     $217,018
Q3 2017:  $178,042     $235,102
Q4 2017:  $203,082     $260,736
Q1 2018:  $213,941     $272,491
Q2 2018:  $223,802     $283,554
Q3 2018:  $235,666     $296,330
Q4 2018:  $229,947     $291,293
Q1 2019:  $284,421     $346,689
Q2 2019:  $315,573     $378,769
Q3 2019:  $350,244     $414,376
Q4 2019:  $408,250     $473,325
Q1 2020:  $362,044     $428,120

Took a little hit, not as bad as it could have been. Taking hits sooner is always better than later in this race!

[Jaayse]

Investments only, solo journey (so far)

	2017	2018	2019	2020	2021
January	-	$232,213	$356,542	$500,087	-
February	-	$245,447	$383,348	$502,244	-
March	-	$242,789	$394,563	$475,671	-
April	$164,900	$246,140	$403,461	$429,092	-
May	-	$318,398	$421,194	-	-
June	-	$328,870	$409,591	-	-
July	$180,808	$342,159	$435,981	-	-
August	$189,280	$354,936	$443,135	-	-
September	$193,727	$366,727	$441,101	-	-
October	$209,968	$374,465	$452,232	-	-
November	$220,602	$361,296	$466,688	-	-
December	$225,918	$370,140	$482,944	-	-

This is awesome, I hope the market stays depressed for a while so I can stockpile for now, I put in around 7k this month.  This is probably the best thing for most people around this stage in saving, most likely we all have a few years left to go and by the time we are ready to pull the plug the market should be on the way up and keep our plans pretty safe.  Another positive, it is really easy to save when there is nothing going on.  I'll be staying here a little while, glad I didn't move up a thread when I could, around mid-February when I saw myself reaching close to 525k I thought I'd be on my way up, but that was a big nope.

[Morning Glory]

2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618

2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221

2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363

2019
Jan 1: 447,716
Feb 1: 451,064

Mar. 1: 391,361
Not as bad as I thought it would be. I didn't look at my accounts during the lowest part.

[DarkandStormy]

3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835

4/1/20 - $330,416 // $192,356

[ItsALongStory]

Invested: $270922 (+~7k)
Total net worth: $495000

Ended month on a down day but that's just a blip on the chart soon.

Pleased to have stayed in this thread with $260287 liquid. I had already decided to start maximizing my 401k early so that came in handy. excited to see what will happen when the market starts recovering.

Well, dropped below the lower end of this thread for now: $238521 liquid and about $450k total net worth following a drop in home value as well.

Just gotta keep plugging along.

[UnleashHell]

Nov-17 - 300k
May-18  - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K  - liquid 512k (long story)
may-19 nw 405K  - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid  522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K  Liquid 537K
nov-19 nw 475k liquid 559k
dec-19 nw  490k liquid 575k  annual increase to nw - 145k
Jan-20 nw  483 liquid 563
feb-20 nw 440 liquid 520
mar-20 nw 374 liquid 455

to think my nw made it out of this thread.. but it was early feb and not a month end. think I'll hang around a little longer....

[ingrownstudentloans]

Joining - I reevaluated how/what I was tracking for purposes of these races and have decided to include equity in our investment properties. 

(IRA/401K/taxable accounts/conservative equity in rental properties):

2/1/2020 $333,916.40

3/1/2020 $386,416.81 (put cash into new rental property)
4/1/2020 $386,032.10

[achvfi]

Nov-19 $3750000 - INV
Dec-19 $391000 - INV ---> Very pleased with $162000 increase in investments and cash this year. Thank you downturn in 2018. Lets keep this up people.
                                        Happy new year, new decade!
Feb-20 $377000 - INV ---> I was looking forward to market opportunity and here it is. Welcome back Volatility! I am buying.
Mar-20 $320000 - INV ---> I have been buying. Hoping this sale continues for a while. Maxed out IRAs and investing in taxable now. Trying to refinance
                                        mortgage to free up some cash-flow. For anyone in this race this is the time to double down. 

[SpareChange]

Down $16,079 to $370,372. First time needing to sell bonds to rebalance. New contributions just weren't enough in March lol. 

[Nick_Miller]

Sept. 2018   $252,544.08
Nov.  2018   $248,197.15
Dec.  2018   $256,394.61
Jan.  2019   $252,481.67
Feb.  2019   $287,793.45
Mar.  2019   $304,683.46
April  2019  $311,927.67
May 2019    $320,971.09
June 2019   $315,026.35
July 2019    $326,646.84
Aug 2019    $333,750.35
Sept 2019   $331,716.00
Oct 2019     $338,088.89
Nov 2019    $348,140.01
Dec 2019    $356,233.57
Jan 2020     $364,075.39
Feb 2020    $374,691.07
Mar. 2020   $373,208.41
April 2020 $347,174.09.

This is our net worth, so home equity, cash holdings, and bonds mitigated our investment losses.

Until there's a vaccine, and that's at least a year to 1.5 years out, it's going to be a bumpy ride. We aren't "doubling down," but we are continuing to invest weekly into my wife's 401k. Holding course.