Author Topic: Race from 250 to 500k!  (Read 246411 times)

neo von retorch

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Re: Race from 250 to 500k!
« Reply #1300 on: September 04, 2018, 10:34:58 AM »
I plan to continue in this thread on my journey to $500k in investments, if that's OK with you.

No! You must join us in the race to $1m thread! No looking back!

Why not both ;) I will just be posting "investments" in this thread, but I added my NW to the $1m thread!

tarheeldan

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Re: Race from 250 to 500k!
« Reply #1301 on: September 04, 2018, 02:59:08 PM »
Up $7,946.05 last month to $259.362.62. On track to graduate by 2021Q3 :)

Res Ipsa

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Re: Race from 250 to 500k!
« Reply #1302 on: September 04, 2018, 08:51:58 PM »

Well, would you look at that! Net worth now exceeds $500k!


Congrats on the milestone, neo!!
« Last Edit: September 05, 2018, 08:43:02 AM by Res Ipsa »

Guava

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Re: Race from 250 to 500k!
« Reply #1303 on: September 05, 2018, 07:20:15 AM »
May 2017: $251k
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
December 2017: $302k
January 2018: $316k
February 2018: $313k
March 2018: $316k
April 2018: $327k
May 2018: $341k
June 2018: $328k
July 2018: $333k
August 2018: $353k

All done with the building and the cash hit that came with it. Now just to tackle the loan. Feeling pretty good about all of this as we keep trucking along.

Res Ipsa

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Re: Race from 250 to 500k!
« Reply #1304 on: September 05, 2018, 08:54:22 AM »
12/1/2017: INV-$256,324.07    NW-$266,011.53

1/1/2018: INV-$265,731.22    NW-$277,837.89
2/1/2018: INV-$286,459.76    NW-$301,344.36
3/1/2018: INV-$284,266.50    NW-$297,619.99
4/1/2018: INV-$290,389.61    NW-$303,478.81
5/1/2018: INV-$306,848.16    NW-$325,512.99
6/1/2018: INV-$317,738.59    NW-$335,673.14
7/1/2018: INV-$321,370.44    NW-$346,447.04
8/1/2018: INV-$339,398.86    NW-$360,632.60
9/1/2018: INV-$353,410.60    NW-$376,977.51

Nothing special.

I'd say a $14k increase in investments and a $16k increase in net worth in a month is pretty special -- at least by most Americans' standards.   Congrats on the steady progress!

FIreDrill

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Re: Race from 250 to 500k!
« Reply #1305 on: September 05, 2018, 09:28:44 AM »



The growth continues. Now to just increase the contribution rate!


End Of
2013-Q4:                $41,032
2014-Q4:                $106,801          (+65,769)
2015-Q4:                $197,262          (+90,461)
2016-Q4:                $276,361          (+79,099)
2017-Q4:                $368,051          (+91,690)
2018-Q1:                $375,665          (+7,614)
2018-Q2:                $402,540          (+26,875)

Since last Q End:      $423,267         (+20,727)


Hopefully we can get our savings rate back up to about 50% and really get the ball rolling soon...

Sent from my moto g(6) using Tapatalk


jda85

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Re: Race from 250 to 500k!
« Reply #1306 on: September 11, 2018, 03:58:01 AM »
Quote
7/1/2018: 251,250 ---- FINALLY MADE IT! YEAAAA!!!
8/1/2018: 255,675
9/1/2018: 268,570

Mazzinator

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Re: Race from 250 to 500k!
« Reply #1307 on: September 11, 2018, 06:15:55 PM »
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.

Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
Missed a month..oops
June 18- $304
July 18- $316
Aug 18- $334 (this is as of today, not end of aug...oops)

gmdv

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Re: Race from 250 to 500k!
« Reply #1308 on: September 13, 2018, 07:31:02 PM »
August 2017 - $295k
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k

Investment went up,  house price went way down.



Nick_Miller

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Re: Race from 250 to 500k!
« Reply #1309 on: September 13, 2018, 08:11:16 PM »
-puts on shoes and a clean shirt-

I'm here with $252,544.08. That gets me in, right? There's not some weird initiation or anything, right?  (I secretly hope there is)

Pizzabrewer

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Re: Race from 250 to 500k!
« Reply #1310 on: September 13, 2018, 09:33:27 PM »
-puts on shoes and a clean shirt-

I'm here with $252,544.08. That gets me in, right? There's not some weird initiation or anything, right?  (I secretly hope there is)

Welcome!  I think you have to buy everyone here a beer.

Nick_Miller

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Re: Race from 250 to 500k!
« Reply #1311 on: September 14, 2018, 07:11:24 AM »
-puts on shoes and a clean shirt-

I'm here with $252,544.08. That gets me in, right? There's not some weird initiation or anything, right?  (I secretly hope there is)

Welcome!  I think you have to buy everyone here a beer.

-puts on lawyer hat-

Okay I will buy a beer for everyone. You can all take a sip. Dibs on the backwash.

Seriously, I have been jonesing to get into this thread since shortly after I joined the site. Goal is to hit $500k by Dec, 2021. That's 40 months, so about $6200 net worth monthly. Sounds daunting, but I am hoping the market does at least a little of the work for us.

tyort1

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Re: Race from 250 to 500k!
« Reply #1312 on: September 14, 2018, 12:48:24 PM »
-puts on shoes and a clean shirt-

I'm here with $252,544.08. That gets me in, right? There's not some weird initiation or anything, right?  (I secretly hope there is)

Welcome!  I think you have to buy everyone here a beer.

-puts on lawyer hat-

Okay I will buy a beer for everyone. You can all take a sip. Dibs on the backwash.

Seriously, I have been jonesing to get into this thread since shortly after I joined the site. Goal is to hit $500k by Dec, 2021. That's 40 months, so about $6200 net worth monthly. Sounds daunting, but I am hoping the market does at least a little of the work for us.

The bigger your stasche, the more the market does the work for you.

SpareChange

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Re: Race from 250 to 500k!
« Reply #1313 on: September 15, 2018, 11:28:16 PM »
-puts on shoes and a clean shirt-

I'm here with $252,544.08. That gets me in, right? There's not some weird initiation or anything, right?  (I secretly hope there is)

Sure, you're in. You're also not wearing pants...that's weird enough. But, you're not alone. My understanding is that we don't get to don the pants until the next thread. It's odd, but the place has a chill vibe, so I go just go with the flow.



me1

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Re: Race from 250 to 500k!
« Reply #1314 on: September 18, 2018, 09:33:34 AM »
It looks like I just graduated to here! I am tracking investments rather than net worth
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
9/17/18     $264,012   $390,335

facepalm

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Re: Race from 250 to 500k!
« Reply #1315 on: September 28, 2018, 08:52:30 AM »
Apr-17   255,900
May-17  263,800
Jun-17   268,100
Jul-17    273,100
Aug-17  276,800
Sep-17  284,500
Oct-17   292,100
Nov-17  302,000
Dec-17  309,500
Jan-18  318,100
Feb-18  321,800
Mar-18  313,540
Apr-18  322,810
May-18  328,600
June-18 331,857
July-18  340,250
Aug-18  341,769
Sep-18  348,467

up and up.

SpareChange

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Re: Race from 250 to 500k!
« Reply #1316 on: September 28, 2018, 11:29:45 PM »
I am excited to finally be joining y'all.

Took 27 months to got from 100k to 250k.
Aug-18: 234k
Sep-18: 287k


Dec-20: -Goal Graduate Date-

Welcome! That was quite a month!

SpareChange

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Re: Race from 250 to 500k!
« Reply #1317 on: September 28, 2018, 11:37:17 PM »
Not so many coins rolling in Sparechange's direction this month. Still up $3,343, to $277,786.54. I'll take it. Did manage to max out my PTO bank at 60 days.

2Birds1Stone

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Re: Race from 250 to 500k!
« Reply #1318 on: September 29, 2018, 05:08:25 AM »
1/1/2012 - $30,000
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000

01/01/18 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
04/01/18 - $378,000
05/01/18 - $384,000
06/01/18 - $402,800
07/01/18 - $408,000
08/01/18 - $419,000
09/01/18 - $422,600
10/01/18 - $428,100

$526k Combined with SO. (graduated to the $500k->$1M thread)

TheFirstMan

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Re: Race from 250 to 500k!
« Reply #1319 on: September 29, 2018, 07:29:06 AM »
I feel like I've found my people!

I'm in the Investable Assets crowd, at 249K as we start 2016.

I will play the tortoise here (or perhaps Eeyore) with a goal of about 4 years from now, in 2020.

Over on the long-term net worth goals thread, I just posted about some of my variables, include pessimistic estimates about spending and income, inflation, and a possible home addition. That's why I'm giving a longer time horizon. If the market is reasonable, and our spending and income are more in my optimistic zone, and we don't do a home addition, the time frame shortens to about 2 years, in 2018.

And that, friends, is motivational. Thanks!

One final thing--some helpful info could be added in here, as we go on this journey together--context like I've shared here, as well as incomes, as those of us who are making 40K shouldn't compare with those making 120K!

I'm married and our combined income in 2015 was 80K. In 2016, it should be close to 120K gross.

Edit 2/18/16: 395K when you add in home equity.

UPDATE MID-2016

Alright, making progress!

Pulled 65K of home equity and still planning on the addition. Currently...

- Cash: 152K (This is high because of the possibility of an addition.)
- Investments: 217K
    - "Investible Assets" (Cash+Investments) 369K (This is up 120K, but 65K was from home equity, so actual increase here in 6 mos is 55K.)

- Home equity 52K
- Total net worth, including equity: 421K (This is up 26K in 5 months.)

- Mortgage: 203K

-Total net worth minus mortgage: 218K

This feels like really great progress, considering VTSAX (as a proxy for the economy) is only up 3.65% YTD.

Needing to update a bit here...we are halfway through an addition, and our income situation changed.

Today:

Cash and liquid accounts: 80K. Of this, home addition and other capital projects are 37K+8K+10K = 55K, leaving 25K actually.

Investments: 293K

Cash + Investments = 318K "investible"

With new savings goal of 5K/month (conservative) and a real rate of return of 3% (also conservative), I estimate...

Future:

01/01/18...365K
01/01/19...436K
01/01/20...509K...so Christmas 2019 is when I plan to graduate from here to the race to a million topic, barring huge market drops (which I expect)
01/01/21...584K
01/01/22...662K
01/01/23...741K
01/01/24...824K

UPDATE 9/29/18: I MADE IT, 15 MONTHS EARLY! NW TODAY = 501,463!

nick663

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Re: Race from 250 to 500k!
« Reply #1320 on: September 29, 2018, 09:20:54 AM »
Tracking total net worth except home equity.

June 2017:  198.7k
July 2017:  207.5k
August 2017:  211.8k
September 2017:  222.1k
October 2017: *missing*
November 2017:  234.7k
December 2017:  242.4k
March 2018:  263.3k
June 2018:  290.4k
September 2018:  313.7k
« Last Edit: September 29, 2018, 09:23:42 AM by nick663 »

hudsoncat

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Re: Race from 250 to 500k!
« Reply #1321 on: September 29, 2018, 12:43:25 PM »
6/30/18: $253,884
7/31/18: $264,666
8/31/18: $276,905
9/29/18: $285,986

Not a bad month. Investments chugging along. It was a rough month for our cash reserves (not counted here, invested only shown), but we should be able to replenish those without minimizing any investments.

achvfi

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Re: Race from 250 to 500k!
« Reply #1322 on: September 29, 2018, 01:39:41 PM »
Jun-16   $127,393.29
Sep-16   $152,642.65
Dec-16   $176,836.15
Mar-17   $204,673.44
Jun-17   $213,133.82
Sep-17   $208,244.34
Dec-17   $231,468.96
Mar-18   $252,633.43
Mar-18   $249550-INV  $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18   $252,693 - INV $385,040 - NW
May-18  $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18  $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)

ItsALongStory

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Re: Race from 250 to 500k!
« Reply #1323 on: September 29, 2018, 01:50:15 PM »
My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)

Couldn't be a better time to look for a new job, good luck with that!

bigote2032

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Re: Race from 250 to 500k!
« Reply #1324 on: September 29, 2018, 08:58:03 PM »
11/30/2017    $228,503.37
12/31/2017    $237,592.34
1/31/2018    $254,582.33
2/28/2018    $257,732.67
3/31/2018    $265,481.54
4/30/2018    $269,342.61
5/31/2018    $277,950.05
6/30/2018    $285,254.10
7/31/2018    $299,199.64
8/31/2018    $319,335.25
9/30/2018    $347,418.14

Missed August but I am back in the three hundreds! Bonus really helped a lot this past month!

neo von retorch

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Re: Race from 250 to 500k!
« Reply #1325 on: September 30, 2018, 07:41:22 AM »
Liquid + Investments
Quote
11/30/2017$244,302(+$5,973)
12/31/2017$269,821(+$25,519)
1/31/2018$267,190(-$2,631)
2/28/2018$273,837(+$6,647)
3/31/2018$289,294(+$15,457)
4/30/2018$287,707(-$1,587)
5/31/2018$295,040(+$7,318)
6/30/2018$300,603(+$5,563)
7/31/2018$299,781(-$822)
8/31/2018$317,760(+$17,979)
9/30/2018$334,469(+$16,709)

Had to pay quarterly estimated taxes, though I withheld a bit. We've got a roof replacement coming up, but we also have two credit cards opened for spending bonuses. So I'm not 100% sure where I'll spend on those cards. (IRS charges 1.87% - these cards will give 1-1.5% back plus the spending bonus. Roofer also charges a fee for credit card usage. Ugh!)

But quarterly dividends and investment changes logged! Almost $500/month in dividends now (just one measure - I do not chase dividends.)

achvfi

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Re: Race from 250 to 500k!
« Reply #1326 on: September 30, 2018, 09:09:09 AM »
My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)

Couldn't be a better time to look for a new job, good luck with that!

Thats encouraging.Thank you!

JJsfr

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Re: Race from 250 to 500k!
« Reply #1327 on: September 30, 2018, 01:48:56 PM »
Jan 2017  $275k
Feb 2017  $287k $???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017  $311k
Sep 2017 $319k
Oct 2017  $327k
Nov 2017 $331k
Dec 2017  $338k
Jan 2018 $356k
Feb 2018 $426k (windfall)
Mar 2018 $424k
Apr 2018 $435k
May 2018 $437k
Jun 2018 $445k
Jul 2018 ???
Aug 2018 $453k

Sep 2018 $460k

JLee

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Re: Race from 250 to 500k!
« Reply #1328 on: September 30, 2018, 10:59:30 PM »
2017
Code: [Select]
Date             Assets           Debts          Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.67

2018
Code: [Select]
Date             Assets           Debts          Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86

MrsWolfeRN

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Re: Race from 250 to 500k!
« Reply #1329 on: October 01, 2018, 03:42:27 AM »

2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618

2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877

Oct 1: 360,074
Just some slow steady progress here. I prepaid my propane for the winter, got a property tax refund, and started getting paid from my side hustle.


Nick_Miller

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Re: Race from 250 to 500k!
« Reply #1330 on: October 01, 2018, 05:31:01 AM »
I've did NW calculations mid-month in the $100K-$250K thread, but since I'll be with you fine folks for a few years, I figured I would switch to reporting at the beginning of the month like most others. I need to average about +$6K increase in NW per month to hit $500K around December, 2021.

Oct. 2018 $256,337.25





use2betrix

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Re: Race from 250 to 500k!
« Reply #1331 on: October 01, 2018, 06:46:31 AM »
Apr 1, 2016 - $100k 
Jan 1, 2017 - $177k
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603

This was a painful month for me. We sold our 5th wheel we lived full time in, however we were about $6,000 upside down, so had to cover that. Because we moved into an aprtment, we had no bed, furniture, tv, etc. That all cost us another $4k-$5k to outfit the place. We did it relatively mustachian. $500 mattress, $600 sectional, then several pieces from Ikea, etc.

Hoping to get back on track this month. I donít foresee any major expenses the remainder of the year aside from costs for the Holidays and also missing work due to holidays/travel. I donít have paid vacation (contractor) but I can try and work some Saturdays to compensate for the missed time.

onlykelsey

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Re: Race from 250 to 500k!
« Reply #1332 on: October 01, 2018, 06:47:39 AM »
Hoping to get back on track this month. I donít foresee any major expenses the remainder of the year aside from costs for the Holidays and also missing work due to holidays/travel. I donít have paid vacation (contractor) but I can try and work some Saturdays to compensate for the missed time.

Maybe this is finally the year I put in sinking funds for holiday travel/gifts/etc.

Guava

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Re: Race from 250 to 500k!
« Reply #1333 on: October 01, 2018, 07:53:19 AM »
May 2017: $251k
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
December 2017: $302k
January 2018: $316k
February 2018: $313k
March 2018: $316k
April 2018: $327k
May 2018: $341k
June 2018: $328k
July 2018: $333k
August 2018: $353k
September 2018: 339k

We bought a new to us vehicle that is car seat compatible and will last us quite awhile (I never count car values in my net worth). This should be the last big purchase in our spendy year.

Jaayse

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Re: Race from 250 to 500k!
« Reply #1334 on: October 01, 2018, 09:21:25 AM »
2017
April 15 -           164,900
May 1 -             ? (Lost info)
June 1 -            ? (Lost info)
July 1 -             180,808
August 10 -       189,280
September 1 -   193,727
October 1 -        209,968
November 1 -     220,602
December 1 -     225,918

2018
January 1-         232,213
February 1 -       245,447
March 1 -           242,789
April 1 -             246,140
May 1 -              318,398 (sold house)
June 1 -             328,870
July 1 -              342,159
August 1 -          354,936
September 1 -    366,727
October 1 -        374,465

It could be a bit of a stretch to reach 400k by the end of the year, but with a little help from the market, it could happen!  I have a lot going on right now with a lot of travel between now and then, including moving trans-Atlantic (mostly at the government's expense), so I'll just have to keep it frugal.

Imustacheyouaquestion

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Re: Race from 250 to 500k!
« Reply #1335 on: October 01, 2018, 10:24:18 AM »
Jul 2018     $250,737.17
Aug 2018     $258,326.17 
Sep 2018     $271,396.46
Oct 2018     $276,447.64 +$5078.18

https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0

Too much eating out this month! Advanced some utility and insurance payments to hit a minimum CC spend. Our portfolio was due for a quarterly rebalance since the international markets have been crazy volatile and it triggered a tolerance band on the overall allocation as a result.

Still hoping to hit $300k by January 1.

GUNDERSON

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Re: Race from 250 to 500k!
« Reply #1336 on: October 01, 2018, 11:07:55 AM »
Hello? Hello?

I'm joining! I have very sporadic and somewhat unpredictable income: I get paid for projects when they publish, which means sometimes I go 6 months without income and then get a lot of checks all at once. It makes the savings game feel weird and unsteady, so I thought a race to track my NW might help me feel more like I'm making real progress. I started saving in 2009 but slowly; I've been taking it more seriously for maybe three years. I'm 33, I'm a writer, I want to be FI to have options in life, and in case my industry dies :) Basic goal is a million by the time I'm 45.

October 1, 2018: I'm in with 253,182.24 (this includes all Vanguard accounts, including some cash reserves, and my HSA, but not my monthly checking/credit accounts).

Like @Nick_Miller I will buy you all a beer to share.

turketron

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Re: Race from 250 to 500k!
« Reply #1337 on: October 01, 2018, 11:32:14 AM »
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56

Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57

Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93

Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56

Nick_Miller

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Re: Race from 250 to 500k!
« Reply #1338 on: October 01, 2018, 12:13:05 PM »
Hello? Hello?

I'm joining! I have very sporadic and somewhat unpredictable income: I get paid for projects when they publish, which means sometimes I go 6 months without income and then get a lot of checks all at once. It makes the savings game feel weird and unsteady, so I thought a race to track my NW might help me feel more like I'm making real progress. I started saving in 2009 but slowly; I've been taking it more seriously for maybe three years. I'm 33, I'm a writer, I want to be FI to have options in life, and in case my industry dies :) Basic goal is a million by the time I'm 45.

October 1, 2018: I'm in with 253,182.24 (this includes all Vanguard accounts, including some cash reserves, and my HSA, but not my monthly checking/credit accounts).

Like @Nick_Miller I will buy you all a beer to share.

You're a writer, your net worth is almost exactly mine, and you have already quoted me?  (I admit I am quotable, but still!)

Will you be my new BFF in this thread? Think it over. I am high maintenance.

tarheeldan

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Re: Race from 250 to 500k!
« Reply #1339 on: October 01, 2018, 02:10:10 PM »
Welcome @Nick_Miller  and @Virtus and @GUNDERSON  and @me1  :)

Good luck on the job search @achvfi

Congratulations @TheFirstMan  !!!

Steady as she goes for me - up 1.85% or $4,807.02 to $264,169.64 last month!

Res Ipsa

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Re: Race from 250 to 500k!
« Reply #1340 on: October 01, 2018, 02:34:05 PM »
June 1, 2017:    $349,328
July 1, 2017:     $362,675
Aug. 1, 2017:    $373,748
Sept. 1, 2017:   $378,549
Oct. 1, 2017:     $389,829
Nov. 1, 2017:    $396,444
Dec. 1, 2017:    $407,245
Jan. 1, 2018:     $412,626
Feb. 1, 2018:     $433,521
March 1, 2018:  $418,873
April 1, 2018:    $410,875
May 1, 2018:     $439,719
June 1, 2018:    $446,814
July 1, 2018:     $451,330
Aug. 1, 2018:    $469,413
Sept. 1, 2018:   $491,582 (Started including a small retirement account previously unaccounted for.)
Oct. 1, 2018:     $496,037

I've got quite a few expenses coming up between now and the end of the year, so hopefully I can at least hold onto my gains. 

GUNDERSON

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Re: Race from 250 to 500k!
« Reply #1341 on: October 01, 2018, 02:51:50 PM »
[quote author=Nick_Miller link=topic=46338.msg2154207#msg2154207 date=1538417585

You're a writer, your net worth is almost exactly mine, and you have already quoted me?  (I admit I am quotable, but still!)

Will you be my new BFF in this thread? Think it over. I am high maintenance.
[/quote]

It's on!
https://goo.gl/images/sbxun3

pharmmm

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Re: Race from 250 to 500k!
« Reply #1342 on: October 01, 2018, 04:47:03 PM »
Dates   Net
Jan-18   $146,942.28
Feb-18   $150,841.13
Mar-18   $156,742.55
Apr-18   $172,756.36
May-18   $201,801.96
Jun-18   $214,786.28
Jul-18   $231,769.16 - finished paying off wife's student loans
Aug-18      $249,123.47 - graduated 100k-250k thread
Sep-18      $258,395.09

Pared down my chart. Slow month.

psinguine

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Re: Race from 250 to 500k!
« Reply #1343 on: October 01, 2018, 09:40:53 PM »
Never thought I'd see the day that I would post in this race! But here I am, checking in. Pure insanity.

Might as well start this off clean with no nested quotes. The highlights:

2014 - $115,000
2015 - $161,000
2016 - ?
Early 2017 - $235,000
Year End 2017 - $253,000

And as of now, with values rounded for ease:

Assets

Primary Residence Value - $175,000
Commercial Property Value - $55,000
Vacant Property - $15,000
Newest Real Estate Deal - $12,000
Retirement Assets - $25,000
Cash Assets - $34,000
Vehicular Assets - $16,000

Liabilities

Primary Mortgage - $1000
Secondary Mortgage - $38,000

Net Worth - $293,000

So actually I'm clocking in a little late. The biggest jump was due to the fact that we just got a property appraisal done last week, and the conservative estimate came in $25,000 higher than I've been factoring. I am both overjoyed, and overwhelmed, to be here. Can I actually manage to graduate out of this tier of the race? I guess we're going to find out!

Missed the mid year check in. Might as well hit it now, as things will probably change dramatically in the new year anyway.

Assets

Primary Residence Value - $175,000
Commercial Property Value - $55,000
Vacant Property - $15,000
Newest Real Estate Deal - $75,000 (value increasing as assets are secured)
Retirement Assets - $47,000
Cash Assets - $128,000
Vehicular Assets - $25,000

Liabilities

Primary Mortgage - $135,000
Secondary Mortgage - $35,000

Net Worth - $350,000

It. Has. Been. INSANE.

As you can see, I pulled the value back out of my house and converted it to cash. The property deal is going well, if slowly, and I need the cash to get things done. At the moment I'm just considering the investment of cash spent on the assets at a 1:1 value with no consideration for "the total is greater than the sum of its parts; when the property is done and has been appraised I will update things to reflect its market value. Based on local comps... well I'm not going to get my hopes up yet but we may see a sizable boost by year end. Fingers crossed.

Mustachio Bashio

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Re: Race from 250 to 500k!
« Reply #1344 on: October 02, 2018, 12:42:25 AM »
2/17 - 167,752
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
8/18 - 287,779
9/18 - 298,772
10/18 - 307,200

Into the 300s!!  And half way through this next month I get to start contributing to my 401k :)

dandypandys

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Re: Race from 250 to 500k!
« Reply #1345 on: October 02, 2018, 05:55:04 AM »
2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k    (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k  Had to use 8k for new HVAC
Sept 1st: 296 
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd:  314
Dec 4th 322.5k   

2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: $369k /269k
Oct 1st: 374k/274k

jlcnuke

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Re: Race from 250 to 500k!
« Reply #1346 on: October 02, 2018, 12:14:01 PM »
Going out of town tomorrow for vacation so updating a bit early.

1 January 2018   - $295,835.
1 April 2018        - $305,001.
1 May 2018        - $316,277.
1 June 2018        - $332,814.
1 July 2018 (ish)  - $330,715.
1 August 2018     - $346,023.
30 August 2018    - $362,001.

1 January 2018   - $295,835.
1 April 2018        - $305,001.
1 May 2018        - $316,277.
1 June 2018        - $332,814.
1 July 2018 (ish)  - $330,715.
1 August 2018     - $346,023.
30 August 2018    - $362,001.
1 October            - $365,638.

Not a great month...

fuzzy math

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Re: Race from 250 to 500k!
« Reply #1347 on: October 04, 2018, 09:01:25 AM »
Hello stashers, I have arrived! I snuck in just before the doors closed.
I have only recently started aggregating and tracking my NW. This is invested assets only, I do not count my home equity ($45k) or my fine collection of dry pantry goods. I add in about $5200 monthly, inclusive of my company match, and exclusive of my / my employer's pension contributions. I will feel much more confident with another month under my belt if the market dips, that I would still be worthy of posting here :p

June 2018.  $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018.  $251,023


afuera

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Re: Race from 250 to 500k!
« Reply #1348 on: October 04, 2018, 11:32:42 AM »
12/1/2017: INV-$256,324.07    NW-$266,011.53

1/1/2018: INV-$265,731.22    NW-$277,837.89
2/1/2018: INV-$286,459.76    NW-$301,344.36
3/1/2018: INV-$284,266.50    NW-$297,619.99
4/1/2018: INV-$290,389.61    NW-$303,478.81
5/1/2018: INV-$306,848.16    NW-$325,512.99
6/1/2018: INV-$317,738.59    NW-$335,673.14
7/1/2018: INV-$321,370.44    NW-$346,447.04
8/1/2018: INV-$339,398.86    NW-$360,632.60
9/1/2018: INV-$353,410.60    NW-$376,977.51
10/1/2018: INV-$361,506.28    NW-$383,955.68   

Hoping to get to 400K by EOY

Woodro85

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Re: Race from 250 to 500k!
« Reply #1349 on: October 04, 2018, 09:01:15 PM »

Broke the $400k mark in NW!  I was reviewing my spreadsheets and it absolutely blows me away that I was sitting with a negative net worth 4.5 years ago! No hand outs, just an eye opening read of MMM and some serious hard work and conscious decisions.

June 1, 2018 - $385,931
July 1, 2018 - $389,444
August 1, 2018 - $393,286
September 1, 2018 - $406,838       + $13,552 m/m

Bigger jump than normal for me as I got my annual pension update and found out I was under reporting for last year in my spreadsheets. Also had a bit of a raise Aug 1.
[/quote]

October 1, 2018 - $412,660      +5,821

Keep on moving closer...