Author Topic: Race from 250 to 500k!  (Read 140932 times)

kaypinkHH

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Re: Race from 250 to 500k!
« Reply #1000 on: January 31, 2018, 01:34:26 PM »
Well...this month has been a bit nuts.

1. Sold our HCOL house. Money was transferred to new location Lawyer to pay off down payment on LCOL house. Closed on LCOL house today. We are getting the difference by close of business today, so I'm counting it.
2. Had to spend a LOT of money this month- moving costs, 1x purchases for new house stuff, travel for moving etc.
3. Organized our finances, trying to get away from having 17 accounts into more manageable buckets- $0 impact, but feels good to have done.

Grand total (cash and investments), as of today Jan 31st at 4 pm:

$499,258

WHAT!!! COMEEE ONNNNNN. Anyone want to loan me $742?

I get paid tomorrow, I promise I can pay you back!!

...
Asides: From the attached spreadsheet if I count housing our net worth seems to have dropped 65k. Some of this is closing costs and property taxes etc. but it seems really high. I'm just going to ignore it. The almost 500k is the number that really matters. In the next thread I'll wipe my housing history and start fresh!

Note, this is household, not individual.

facepalm

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Re: Race from 250 to 500k!
« Reply #1001 on: January 31, 2018, 05:15:33 PM »
Apr-17   255,900
May-17  263,800
Jun-17   268,100
Jul-17    273,100
Aug-17  276,800
Sep-17  284,500
Oct-17   292,100
Nov-17  302,000
Dec-17  309,500
Jan-18   318,100

It would have been higher but I got all spendypants and bought camping gear for next season. Someone smack me in the face.

« Last Edit: January 31, 2018, 05:19:44 PM by facepalm »

Ladychips

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Re: Race from 250 to 500k!
« Reply #1002 on: January 31, 2018, 06:21:58 PM »

1/17   - $352,398
5/17   - $378,770
6/17   - $401,823
7/17   - $425,070
8/17   - $428,620
9/17   - $449,356
10/17 - $450,874
11/17 - $466,186
12/17 - $473,407


1/18 - $496,807.73

Last month, I thought I was a long way from $500,000.  Last week I thought I was there!  Now...I'm close but no cigar.  Maybe next month...  Doesn't really matter.  I'm socking away what I can sock away.

Ladychips

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Re: Race from 250 to 500k!
« Reply #1003 on: January 31, 2018, 06:25:50 PM »

$499,258

WHAT!!! COMEEE ONNNNNN. Anyone want to loan me $742?

I get paid tomorrow, I promise I can pay you back!

Oh, that's tough!  Here's hoping you'll make it next month!

JJsfr

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Re: Race from 250 to 500k!
« Reply #1004 on: January 31, 2018, 08:48:47 PM »
Jan 2017  $275k
Feb 2017  $287k $???
Mar 2017 $276k
Apr 2017 $282k
May 2017 $287k
Jun 2017 $290k
Jul 2017 $304k
Aug 2017  $311k
Sep 2017 $319k
Oct 2017  $327k
Nov 2017 $331k
Dec 2017  $338k

Jan 2018 $356k

The stock market is silly.

facepalm

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Re: Race from 250 to 500k!
« Reply #1005 on: January 31, 2018, 09:01:06 PM »

Grand total (cash and investments), as of today Jan 31st at 4 pm:

$499,258

WHAT!!! COMEEE ONNNNNN. Anyone want to loan me $742?

I get paid tomorrow, I promise I can pay you back!!


What interest rate can you tolerate? ;-)

MrsWolfeRN

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Re: Race from 250 to 500k!
« Reply #1006 on: February 01, 2018, 02:51:24 AM »
2017

Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618

2018
Jan 1: 322,183
Feb 1: 332,735
Still up 10k for the month in spite of "losing" 3k in the last 2 days
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Rowellen

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Re: Race from 250 to 500k!
« Reply #1007 on: February 01, 2018, 04:27:31 AM »
Jan 2017 $368k
Feb 2017 $390k includes 20k windfall from an inheritance.
Mar 2017 $396k
Apr 2017 $398k
May 2017 $404k
June 2017 $408k
July 2017 $415k
Aug 2017 $423k
Sept 2017 $432k
Oct 2017 $440k
Nov 2017 $448k (added in $10k of shares previously excluded)
Dec 2017 $450k
Jan 2018 $460k

Feb 2018 $465k not bad considering my spreadsheet tells me I had a savings rate of -57% this month. Had a few large annual bills come through and income was down due to DH not working much over the school holidays. All expected but makes makes it look like we're off to a bad start for the year.

mrteacher

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Re: Race from 250 to 500k!
« Reply #1008 on: February 01, 2018, 07:22:12 AM »
Thrilled to be joining this thread! I cannot believe how quickly I (now we!) raced from $100k-$250k!

Here is that journey:
4/1/16: $100,869
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224
8/1/17: $175,435
9/1/17: $220,249
10/1/17: $228,472
11/1/17: $237,860
12/1/17: $244,233
1/1/18: $249,568

And on 2/1 we are sitting at $264,304.

January was quite a month in the market! Hard to forecast when we will hit $500k, but I'd hope for somewhere between three and five years.

AK

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Re: Race from 250 to 500k!
« Reply #1009 on: February 01, 2018, 07:57:33 AM »
Well...this month has been a bit nuts.

1. Sold our HCOL house. Money was transferred to new location Lawyer to pay off down payment on LCOL house. Closed on LCOL house today. We are getting the difference by close of business today, so I'm counting it.
2. Had to spend a LOT of money this month- moving costs, 1x purchases for new house stuff, travel for moving etc.
3. Organized our finances, trying to get away from having 17 accounts into more manageable buckets- $0 impact, but feels good to have done.

Grand total (cash and investments), as of today Jan 31st at 4 pm:

$499,258

WHAT!!! COMEEE ONNNNNN. Anyone want to loan me $742?

I get paid tomorrow, I promise I can pay you back!!

...
Asides: From the attached spreadsheet if I count housing our net worth seems to have dropped 65k. Some of this is closing costs and property taxes etc. but it seems really high. I'm just going to ignore it. The almost 500k is the number that really matters. In the next thread I'll wipe my housing history and start fresh!

Note, this is household, not individual.

haha. Thanks for the laugh.

kaypinkHH

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Re: Race from 250 to 500k!
« Reply #1010 on: February 01, 2018, 08:50:59 AM »
Got paid today..now have over 500k!!!

We can all stop laughing at my misfortune :P.

I'll do a real update at the end of next month before I jump ship here. Lets see how the mutual funds hold up! 

Uncle Scrooge

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Re: Race from 250 to 500k!
« Reply #1011 on: February 01, 2018, 09:03:37 AM »
We just broke the 250k threshold! :)

Feb 1,2018- $251,700

Guava

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Re: Race from 250 to 500k!
« Reply #1012 on: February 01, 2018, 09:57:50 AM »
May 2017: $251k
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
December 2017: $302k
January 2018: $316k

Working on cutting expenses so we can shift some regular spending over to our big house projects this year.

mrteacher

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Re: Race from 250 to 500k!
« Reply #1013 on: February 01, 2018, 10:09:21 AM »
We just broke the 250k threshold! :)

Feb 1,2018- $251,700

You and us both! Congrats!

turketron

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Re: Race from 250 to 500k!
« Reply #1014 on: February 01, 2018, 06:05:26 PM »
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56

Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57

Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93

Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88



Holy shit, $20k jump in one month! The market is crazy.

dandypandys

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Re: Race from 250 to 500k!
« Reply #1015 on: February 02, 2018, 05:41:49 AM »

2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k    (4k back in taxes :)
April 1st: 273k
May 1st: $287 Net Worth 10k jump is our condo on zillow.
June 1st: $292
July 4th: $295
Aug 1st: $294k  Had to use 8k for new HVAC - now we need to build our savings account back up from zero! Surprised NW didn't go down more, maybe I have some things to reconcile still..
Sept 1st: $296  still going up even after our 8K down last month :) Hoping to see a bigger jump next month though
Oct 1st $302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd:  $314
Dec 4th $322.5k   

2018
Jan 1st:$316.5k bought a 12k car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k Wow! the markets! Will pay off the wee car loan this month too and be debt free again.
« Last Edit: February 02, 2018, 05:45:37 AM by dandypandys »

FireRun

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Re: Race from 250 to 500k!
« Reply #1016 on: February 02, 2018, 05:57:39 AM »


1-2012: $5250
1-2013: $19330
1-2014: $52312
1-2015: $128996
1-2016: $159167
1-2017: $242885
1-2018: $363983
2-2018: $387278 (+23298) It's crazy that just a few years ago this was as much as an entire year's gains.

Stretch goal is to hit $500K by the end of 2018.

McStache

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Re: Race from 250 to 500k!
« Reply #1017 on: February 02, 2018, 09:20:11 AM »
Historic
13-Jul     $0
13-Dec   $6,153
14-Dec   $49,012
15-Dec   $101,290
16-Dec   $179,750
17-Dec   $287,830
This Year / This Quarter
18-Jan    $306,111

My net worth grew by four times as much as I saved this month. Whoa.

afuera

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Re: Race from 250 to 500k!
« Reply #1018 on: February 02, 2018, 10:59:00 AM »
12/1/2017: INV-$256,324.07    NW-$266,011.53

1/1/2018: INV-$265,731.22    NW-$277,837.89
2/1/2018: INV-$286,459.76    NW-$301,344.36

Most of the gains are just market performance. 
Last month was horrible and stressful. My cat was diagnosed with aggressive lymphoma 2 weeks ago.  We spent $5000 on hospitalization, chemotherapy, medication, and new food but despite all our effort, he still died yesterday.  Our contractor is surprising us with hidden expenses and additional costs in the last 2 weeks before our house is supposed to be finished but is acting like the charges were already included from the beginning (they weren't) and doesn't understand why we are upset.  He is also performing work without getting our approval/incorrectly and then getting mad at our "last minute changes" when we ask him to correct it.
I feel like I have been in a holding pattern financially and emotionally for the last 6 months and life was finally supposed to be getting better this month.  There's always next month I guess.
"The price of anything is the amount of life you exchange for it" - Henry David Thoreau

12/2017: INV-5.3x, NW-5.6x
Projected FIRE date: 2025
Journal.

Mustachio Bashio

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Re: Race from 250 to 500k!
« Reply #1019 on: February 03, 2018, 12:34:44 PM »
Feb 1st - 167,752
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Jan 1st - 247,829
Feb 1st - 263,000

The market has been pretty crazy.  The last few days have been not the best in terms of the market and crypto, so I was at +20k for the month a few days ago, but I really can't complain with these crazy gains.  Now officially fully joining this race!

2Birds1Stone

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Re: Race from 250 to 500k!
« Reply #1020 on: February 03, 2018, 01:51:07 PM »
1/1/2012 - $30,000
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000

01/01/18 - $361,700
02/01/18 - $375,000

$455k Combined with SO.
"A small house can hold as much happiness as a big one." - Fortune Cookie

26 Months till FI - Stop by, or stay a while.....
https://forum.mrmoneymustache.com/journals/fire-by-thirty-five-chronicles-36-months-till-sabbatical!/

Mazzinator

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Re: Race from 250 to 500k!
« Reply #1021 on: February 07, 2018, 11:59:42 AM »
Thanks for the welcome! I’m excited to be here!!

Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower)
Numbers are end of month

Sept 17- $257k
Oct 17- $264
Nov 17- $270

Dec 17- $276
Jan 18- $280 (as of today)
"This is the life I chose or rather the life that chose me." - Jay-Z

gmdv

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tightwaddy

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Re: Race from 250 to 500k!
« Reply #1023 on: February 13, 2018, 05:43:20 PM »
Invested (& Liquid)
April 9, 2016:  $319,737
May 6, 2016: $325,093
June 8, 2016: $332,224
July 11, 2016:$337,287
August 8, 2016: $341,304
February 9, 2017: $361,822
March 11, 2017: $368,914
April 16, 2017: $379,833
May 10, 2017: $390,728
June 13, 2017: $401,930
July 12, 2017: $410,646
August 19, 2017: $422,663
September 10, 2017: $435,887
October 13, 2017: $446,859
November 9, 2017: $457,647
December 8, 2017: $469,713
January 10, 2018: $485,435
February 12, 2018: $486,425

Market dip took basically all of my contributions ... 'till the next bump.

dystopic

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Re: Race from 250 to 500k!
« Reply #1024 on: February 19, 2018, 07:44:29 PM »
16th March 2017 - $156,970.56
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
14th July 2017 - $200,846.03 (-$18,896) - Vanguard dropped over 5% and the crypto portfolio dropped 34%. Additionally I paid for house renovation, moving, bond, and prepaid the rent. So the drop may look dramatic but it's really where it was 6 weeks ago. Also I own way more Vanguard units now than during the last update.
17th August 2017 - $228,106.09 (+$27,260.06) - Back on track, although I still have some big expenses coming up in the near future. Hoping to graduate by the end of October 2017.
26th September 2017 - $228,382.36 (+$276.27) - cryptos went down by the same amount as what I saved. I'm done with the big house related expenses now.
13th October 2017 - $256,067.92 (+$27,685.56) - Looks like I'm done here. Markets went back up + I'm back to big savings. My portfolio is pretty volatile due to the crypto exposure so it may come back under 250k at any point of time. Rebalancing would trigger massive tax so I'm leaving it for now. See you in the next thread. Good luck all!
...(moved to 250k->500k thread)
16th November 2017 - $312,757.72 (+$56,689.80) - cryptocurrency doing its thing😳
14th December 2017 - $472,428.34 (+$159,670.60) - over time I got used to crypto doubling every year but doubling every month made me liquidate big part of my portfolio. This went against my investment policy statement but elevated a lot of mental stress. Win. I also worked crazy overtime hours since the last update, keeping spendings low and everything else on track.
19th January 2018 - $437,933.25 (-$34,495.10) - the crypto dip set me back to values from early December. Not complaining.

20th February 2018 - $422,637.31 (-$15,295.94) - both the market and crypto dipped. I’ll have no income and very high expenses for the next two months or so. Hopefully it won’t make too much of a dent into my NW.