Author Topic: Race from 250 to 500k!  (Read 371044 times)

Aunt Petunia

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Re: Race from 250 to 500k!
« Reply #1700 on: June 01, 2019, 03:27:11 AM »

2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618

2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221

2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806

Jun 1: 382,758

Mazzinator

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Re: Race from 250 to 500k!
« Reply #1701 on: June 01, 2019, 10:01:14 AM »
Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.

Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338

turketron

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Re: Race from 250 to 500k!
« Reply #1702 on: June 01, 2019, 01:45:18 PM »
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56

Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57

Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93

Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40

Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $$441,047.77

Sold a bunch of my company stock at an all-time high (good) and turned around and put it all into VTSAX, like 2 days before Trump announced the tariffs and the market tanked (bad). 

https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0

use2betrix

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Re: Race from 250 to 500k!
« Reply #1703 on: June 01, 2019, 02:28:11 PM »
Tracking liquid net worth only: Cash/Savings/Investments

Feb 1, 2016 - $90k
Apr 1, 2016 - $100k 
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625

Down this month thanks to the stock market. Actual savings this month was $15,329.



Epor

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Re: Race from 250 to 500k!
« Reply #1704 on: June 01, 2019, 02:55:39 PM »
Hello quarter millionaires!

I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...

achvfi

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Re: Race from 250 to 500k!
« Reply #1705 on: June 01, 2019, 03:26:35 PM »
Mar-18   $249550-INV  $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18   $252,693 - INV $385,040 - NW
May-18  $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18  $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18  $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW  ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
May-19 $326000 - INV $416000 - NW ---> Yay! Volatility. I was able to add few hundred $s more than usual to investments. @Epor Usually about $6000 a month in addition to savings currently, rest gains or losses in market. It motivates me to compare with high savers, that way I tend to push a little harder or keep consistent. Its a race alright!
« Last Edit: June 01, 2019, 03:32:20 PM by achvfi »

tjrssibelle

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Re: Race from 250 to 500k!
« Reply #1706 on: June 01, 2019, 04:19:03 PM »
Hello quarter millionaires!

I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...
I contribute about $4000 a month, the rest are due to the market

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FIreDrill

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Re: Race from 250 to 500k!
« Reply #1707 on: June 01, 2019, 05:26:51 PM »
Hello quarter millionaires!

I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...
I contribute about $4000 a month, the rest are due to the market

Sent from my SM-N920V using Tapatalk
I'm at about 4k/mo contributions as well.  The rest is market gains or loses and our portfolio is at 400k right now so the moves can be drastic.  Like dropping 20k in the last month.

Some months will be significantly higher contributions due to bonuses and company stock vesting but the month to month standard is contributing 4k for now.

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2Birds1Stone

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Re: Race from 250 to 500k!
« Reply #1708 on: June 01, 2019, 07:02:35 PM »
1/1/2012 - $30,000
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
1/1/2018 - $361,700
1/1/2019 - $421,900

02/01/19 - $451,000
03/01/19 - $470,000
04/01/19 - $478,300
05/01/19 - $494,500
06/01/19 - $482,360

The markets giveth, and the markets taketh!

ItsALongStory

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Re: Race from 250 to 500k!
« Reply #1709 on: June 01, 2019, 08:23:14 PM »
Hello quarter millionaires!

I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...

It goes both ways, some folks here will certainly contribute more than you but others may have just been on the path for longer. I wouldn't compare yourself to others as the FIRE folks don't want to keep up with the Joneses. it's really the same thing, everyone has their own journey and trying to keep up with someone that is in different circumstances is just unhealthy and frankly unrealistic.

Nick_Miller

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Re: Race from 250 to 500k!
« Reply #1710 on: June 02, 2019, 07:37:50 AM »
Hello quarter millionaires!

I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...

We average about $2300 in retirement contributions and $1000 in debt pay-down per month, so average +$3300 net worth/month, but still a couple percent downturn in the market is more than enough to wipe out all of our "progress" in a given month.

DarkandStormy

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Re: Race from 250 to 500k!
« Reply #1711 on: June 02, 2019, 08:31:46 AM »

NW // Inv Assets

3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570

6/1/19 - $299,560 // $163,398

fuzzy math

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Re: Race from 250 to 500k!
« Reply #1712 on: June 02, 2019, 08:33:41 AM »
Investments only

Jun 2018   $219,320
Jul 2018  $228,483
Aug 2018  $234,711
Sep 2018  $245,993
Oct 2018  $251,023
Nov 2018  $238,881
Dec 2018  $244,687 
Jan 2019  $226,942 
Feb 2019  $249,796
Mar 2019  $270,351
Apr 2019  $285,770
May 2019  $295,838
June 2019 $283,393

I am sensing a pattern here, where each time I am on the cusp of hitting a nice round number, I have to sit back and wait a very long time to actually hit it. I enjoyed this month's sale, but damn I was ready to celebrate $300k!!

fuzzy math

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Re: Race from 250 to 500k!
« Reply #1713 on: June 02, 2019, 10:15:11 AM »
Hello quarter millionaires!

I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...

We average about $2300 in retirement contributions and $1000 in debt pay-down per month, so average +$3300 net worth/month, but still a couple percent downturn in the market is more than enough to wipe out all of our "progress" in a given month.

I don't understand that @Nick_Miller ... We joined this thread about the same time, I contribute $5500 a month and yet you're now $40k ahead of me. Are you using housing appreciation per month too?

Nick_Miller

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Re: Race from 250 to 500k!
« Reply #1714 on: June 02, 2019, 11:09:02 AM »
Hello quarter millionaires!

I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...

We average about $2300 in retirement contributions and $1000 in debt pay-down per month, so average +$3300 net worth/month, but still a couple percent downturn in the market is more than enough to wipe out all of our "progress" in a given month.

I don't understand that @Nick_Miller ... We joined this thread about the same time, I contribute $5500 a month and yet you're now $40k ahead of me. Are you using housing appreciation per month too.

I mean, I calculate my net worth. All assets minus all liabilities.

So yes, cash, home equity, retirement accounts are all added together minus my remaining student loans. We donít count the kidsí college funds as assets though.

Also I earned a very large bonus early in the year. It was a one-time thing for sure.

FIreDrill

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Re: Race from 250 to 500k!
« Reply #1715 on: June 02, 2019, 01:27:38 PM »


End of       NW         Change

12/13:   $41,032   
12/14:   $106,801    $65,769
12/15:   $197,262    $90,461
12/16:   $276,361    $79,099
12/17:   $368,051    $91,690
12/18:   $394,472    $26,421

01/19:   $427,275    $32,803
02/19:   $442,833    $15,558
03/19:   $455,412    $12,579
04/19:   $480,317    $24,905
05/19:   $460,880    $-19,437


Year to date:             $66,408

Been working hard this month to keep our investments above 400k...  Unfortunately they dipped to 396.  Time to go buy some more, and who knows, maybe this is the start of a long term sale that we have been waiting for :)





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Blahhhh456

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Re: Race from 250 to 500k!
« Reply #1716 on: June 02, 2019, 07:05:04 PM »

Including IRAs, 401(k), HSAs, and Investment Account.

Feb 1, 2019 - $253,172
Mar 1, 2019 - $265,289
Apr 1, 2019 - $275,052
May 1, 2019 - $288,722
June 1, 2019 - $274,536

Was so close to that $300K and now so far away.....

marcela

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Re: Race from 250 to 500k!
« Reply #1717 on: June 03, 2019, 11:11:42 AM »
Background on net worth: No kids, 1 dog (he's a very good boy), we own a house.

08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145

9k to 100k: 38 months

10/31/2016: $101,606       
2/28/2017:   $119,499.39 
6/30/2017:   $114,809.37  Husband started working making 75k
10/31/2017: $131,182.62 
 We bought a house!
 Husband started new job making $61k plus bonus
2/28/2018:   $184,798.13   I got a new position making 61k
6/30/2018:   $202,304.86   
10/31/2018: $218,342.31   
2/28/2019:   $245,470.79 
100k to 250k: 29 months

3/31/2019:   $250,509.52
4/30/2019:   $261,638.55
5/31/2019:   $255,901.69 (-5,736.86)

Between the market dip and booking some of our travel for an unexpected vacation later this month, we took a serious hit. Hoping the market rebounds and I can stay in this thread for next month.

GUNDERSON

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Re: Race from 250 to 500k!
« Reply #1718 on: June 03, 2019, 10:07:37 PM »
2018
October: 253,182 (joined thread!)
November 1: 246,371 (and back out of thread!)
December 1: 251,180

2019
January 1: 241,349
February 1: 260,251
March 1: 261,594
April 1: 278,541
May 1: 301,428 (multiple paychecks)
June 1: 285,787 (market decline)

CheapScholar

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Re: Race from 250 to 500k!
« Reply #1719 on: June 03, 2019, 10:32:19 PM »
Hello quarter millionaires!

I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...

Spouse and I collectively contribute a bit over $4,000 into 403(b) accounts.  Then add the principal portion of the mortgage payment.  Plus we run a surplus every month with whatís left over.  And then the market helps most months (not so much the past few months obviously). 

But yeah, itís crazy how much your NW moves up when you have a nice savings and youíre making decent cash and diverting it to retirement accounts instead of buying stupid shit.

dreadmoose

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Re: Race from 250 to 500k!
« Reply #1720 on: June 04, 2019, 12:06:16 PM »
   Date (2019)       Liquid NW            Comments
   Jan 1       $212,860           
   Feb 1       $230,743           
   Mar 1       $244,321           
   Apr 1       $252,750           
   May 1       $263,658           
   June 1       $252,691           (-10,961)

Woof.. there go last months gains. I'm very excited about the sale here though as my RRSP contribution for the year ($26,500) goes into my account this week.

My contributions average out to around $6000 to $7000 a month for those wondering.

I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).

coffeefueled

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Re: Race from 250 to 500k!
« Reply #1721 on: June 05, 2019, 07:45:31 AM »
May: 251,222
June: 380,473 <-- Married. :)  + DH's 401k

Nick_Miller

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Re: Race from 250 to 500k!
« Reply #1722 on: June 05, 2019, 09:57:19 AM »
May: 251,222
June: 380,473 <-- Married. :)  + DH's 401k

Congrats on the nuptials! And that's certainly a quick way to blast halfway through the challenge!

use2betrix

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Re: Race from 250 to 500k!
« Reply #1723 on: June 05, 2019, 04:29:28 PM »
Hello quarter millionaires!

I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...

This year weíve been saving around $13k-$15k/mo (single income). It should be noted, Iíve moved all over the country with the entire purpose of making as much money as possible and working as many hours as possible. Iíve lived in 8 states in the last 10 years, and am in my current state for the 3rd time. I also work as a W-2 Contractor, so while I do get fantastic benefits, I donít have the job security of most typical full time employees. Right now Iím working 6 days per week. I could probably work 5, as my 6th day pay doesnít actually add as much as I make M-F, all things considered, but itís worth it for the time being.

Kierun

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Re: Race from 250 to 500k!
« Reply #1724 on: June 05, 2019, 05:39:24 PM »
Hello quarter millionaires!

I'm not in this race (yet) - question: how much do you usually save every month? I look at some of your numbers, and see they jumping 8k-10k mo, and is a little discouraging (I cannot save that much). Just wondering how much is savings vs market returns...
I save between 1.5k and 2k per month, comparison is the thief of joy, so you do the best of you and be ok with that.

hudsoncat

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Re: Race from 250 to 500k!
« Reply #1725 on: June 06, 2019, 06:38:43 AM »
6/30/18:   $253,884
7/31/18:   $264,666
8/31/18:   $276,905
9/29/18:   $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19:   $286,584
2/28/19:   $303,681
3/31/19:   $314,939
4/30/19:   $331,080
5/31/19:   $320,926


afuera

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Re: Race from 250 to 500k!
« Reply #1726 on: June 06, 2019, 10:17:11 AM »
12/31/2017: INV-$265,731.22    NW-$277,837.89
12/31/2018: INV-$332,761.13    NW-$357,901.80

1/31/2019: INV-$366,568.23     NW-$391,377.35
2/28/2019: INV-$388,104.43     NW-$414,064.85
3/31/2019: INV-$415,305.19     NW-$444,426.25
4/30/2019: INV-$429,916.96     NW-$463,882.36
5/30/2019: INV-$416,867.47     NW:$449,424.03

saleeeeee

Bracken_Joy

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Re: Race from 250 to 500k!
« Reply #1727 on: June 06, 2019, 01:37:19 PM »
2019:
Jan-  240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9

Jun- 283.1
-$16,800, -5.6%
Rough month. Job change for husband too, and a vacation, so the next couple months will be in the same vein, regardless of the market.

facepalm

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Re: Race from 250 to 500k!
« Reply #1728 on: June 09, 2019, 11:07:15 AM »
Apr-17   255,900
May-17  263,800
Jun-17   268,100
Jul-17    273,100
Aug-17  276,800
Sep-17  284,500
Oct-17   292,100
Nov-17  302,000
Dec-17  309,500

Jan-18  318,100
Feb-18  321,800
Mar-18  313,540
Apr-18  322,810
May-18 328,600
Jun-18  331,857
Jul-18   340,250
Aug-18 341,769
Sep-18 348,467
Oct-18  343,957
Nov-18 347,468
Dec-18 340,952

Jan-19  359,000
Feb-19  370,750
Mar-19  378,525
Apr-19  391,005
May-19 397,259

gmdv

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Re: Race from 250 to 500k!
« Reply #1729 on: June 11, 2019, 04:45:38 PM »
August 2017 - $295k
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k

6/11/19 - $382k


ItsALongStory

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Re: Race from 250 to 500k!
« Reply #1730 on: June 12, 2019, 09:30:37 PM »
Decided to join this thread with my entire net worth (investments + HSA + home equity) in the race to $500k. The equity portion is my half, as are all of the investments. We do plan on selling the house when I retire (she is already retired) so i feel comfortable including that into the calculation.

Apr-14-2019: $304272.12 consisting of roughly $180k invested and $125k equity

Totally unsure when to project graduation from this thread but let's hope for $80k-$90k per year between growth and contributions so about 2.5 years with a stretch goal of April/May 2021.

Jun-12-2019: $315k consisting of roughly $190k invested and $125k equity.

Mrs. D.

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Re: Race from 250 to 500k!
« Reply #1731 on: June 19, 2019, 06:39:52 AM »
Excited to be in this thread now! Family of 4 earning <90K in a MCOLA.

March 2018 - 250
May 2018 - 256
Aug 2018 - 272
Dec 2018 - 248
March 2019 - 282
June 2019 - 300

$1,016/month in automated savings (401K and HSA) in addition to mortgage. As our cash balance balloons we periodically make contributions to Roth's, 529's, etc.

Mrs. D.

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Re: Race from 250 to 500k!
« Reply #1732 on: June 19, 2019, 08:25:38 PM »
I am a homeschooling mom of 4 married to a hard working husband.   We are including investments and houses but not 529s or HSA because we seem to need it often with 4 kids!  Can't wait to hit $500,000

1/19  $255,503
4/19  $304,217

Wow, what an inspiration! I'm a SAHM of a preschooler and toddler. It took us 15 months to cover that same ground. We just hit $300K this month which seems hard to believe. Hats off to you!

Whiskers

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Re: Race from 250 to 500k!
« Reply #1733 on: June 20, 2019, 06:39:12 PM »
Gonna throw my hat into the ring on this thread. It's crazy to go back and see the progress over the years. I came out of grad school in 2010 with $90k in student debt, without a pot to piss in, earning $40k a year. Four years ago this month, I was celebrating a zero net worth after a long period of focusing on attacking the loans. At that time, I decided to refocus my efforts on saving and investing more and to not go as crazy on the loans. Just last week, my personal investment accounts crossed the $250k mark for the first time. And this week, I will be making my final student loan payment. It feels great!

It's a little surreal for me getting to this point. I'm in the camp where it has felt like a big deal. Both of these goals, paying off the student loans and hitting $250k in investments, have been on my mind for so long and now both have been achieved... at practically the same time. I do feel different-- "rich" in the sense that my financial anxieties already seemed to have lessened. I don't feel prisoner to any debt and I have confidence in my nest egg. Now, in my 34th year, my traditional retirement (e.g. 65+) is already taken care of and all efforts moving forward will continue to shave off the years until true financial independence. (Now I know everyone uses their own form of accounting; I'll be following based on my personal investments/retirement accounts--separate from the wife's).

Checking in about 15 months after hitting $250k. Just this week I eclipsed $312,500.00 for the first time. This was a cool number for me, because I love to extrapolate the growth potential of what has been already been amassed... In 10 years, it should be worth appx $625k; in 20 years, it should be $1.25m; and in 30 years, at age 65, it would grow to be worth $2.5m (inflation adjusted)! Although, there is no way I am working that long though. Lol. Will be drawing well before then, but the security feels really good... Okay, back to plodding along in the race. Good luck everyone!

Took less than 3 months after hitting $312.5k to reach 1/3 of a million. Surpassed $333,333.33 for the first time today. Hoping to keep the momentum rolling!
« Last Edit: June 20, 2019, 06:46:29 PM by Whiskers »

use2betrix

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Re: Race from 250 to 500k!
« Reply #1734 on: June 20, 2019, 06:51:27 PM »
If this market doesnít drop weíre looking at a gain of $40k this month thanks to nothing other than market gains and a typical month of work.

Jadzia37000

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Re: Race from 250 to 500k!
« Reply #1735 on: June 27, 2019, 10:08:00 AM »
Joining this thread, having just hit 250 in investables. I feel far behind and am trying not to compare.  My husband is 100% not on board, so it was a lot of clawing and scratching to get this far.

Nick_Miller

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Re: Race from 250 to 500k!
« Reply #1736 on: June 28, 2019, 08:18:24 AM »
Welcome to the thread, @Jadzia37000! And congrats on your successful clawing and scratching! We all move at our own pace, and we all have unique personal/financial situations, so I'd encourage you not to worry about comparisons too much! Congratulations for getting here!

And am I the only one who gets all giddy when it's time to run end-of-month net worth numbers? It's the first thing I'm doing when I get home.

bigote2032

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Re: Race from 250 to 500k!
« Reply #1737 on: June 28, 2019, 08:59:49 AM »
11/30/2017    $228,503.37
12/31/2017    $237,592.34
1/31/2018    $254,582.33
2/28/2018    $257,732.67
3/31/2018    $265,481.54
4/30/2018    $269,342.61
5/31/2018    $277,950.05
6/30/2018    $285,254.10
7/31/2018    $299,199.64
8/31/2018    $319,335.25
9/30/2018    $347,418.14
10/31/2018    $332,242.01
11/30/2018    $348,536.76
12/31/2018    $325,602.90
1/31/2019    $350,696.67
2/28/2019    $369,513.27
3/31/2019    $379,192.30
4/30/2019    $399,481.40
5/31/2019    $384,294.80
6/30/2019    $408,707.83

The market is giving us again! Broke into the 400s, sweet! Let's keep collecting monies!

achvfi

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Re: Race from 250 to 500k!
« Reply #1738 on: June 28, 2019, 01:40:13 PM »
Welcome Jadzia37000!

And am I the only one who gets all giddy when it's time to run end-of-month net worth numbers? It's the first thing I'm doing when I get home.

Whether its up or down, I get excited and cant wait to calculate it.

I was thinking about it, currently stock market is at similar peak where it was a year and half ago, Since Jan 2018. Makes me happy to be investing through those valleys.

Nick_Miller

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Re: Race from 250 to 500k!
« Reply #1739 on: June 28, 2019, 03:11:20 PM »
Sept. 2018   $252,544.08
Nov.  2018   $248,197.15
Dec.  2018   $256,394.61
Jan.  2019   $252,481.67
Feb.  2019   $287,793.45
Mar.  2019   $304,683.46
April  2019   $311,927.67
May 2019    $320,971.09
June 2019   $315,026.35
July 2019 $326,646.84

Yep I rushed home and did the numbers. The market gave us a little boost! Summer is more expensive for us because of the childcare (camp), but I'll take the trade for lower stress any day!

salt cured

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Re: Race from 250 to 500k!
« Reply #1740 on: June 28, 2019, 03:51:01 PM »
Huge month.
 
01/01/19 - $351k
01/31/19 - $381k
02/28/19 - $399k
03/29/19 - $406k
04/30/19 - $426k
05/30/19 - $423k
06/30/19 - $466k

achvfi

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Re: Race from 250 to 500k!
« Reply #1741 on: June 28, 2019, 06:02:42 PM »
Mar-18   $249550-INV  $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18   $252,693 - INV $385,040 - NW
May-18  $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18  $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are spending on our family home for mom and dad, Property is mine, but highly illiquid for foreseeable future. Maybe next 40 years.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18  $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW  ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
May-19 $326000 - INV $416000 - NW ---> Yay! Volatility. I was able to add few hundred $s more than usual to investments. @Epor Usually about $6000 a month in addition to savings currently, rest gains or losses in market. It motivates me to compare with high savers, that way I tend to push a little harder or keep consistent. Its a race alright!
Jun-19 $348000 - INV $439000 - NW ---> DW's pregnant with our second baby :), That means now I have to plan for big expenses.. Minivan, Medical expense and more. I am trying convince DW that we can put off buying minivan for another 2 years. Wish me luck!

Radagast

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Re: Race from 250 to 500k!
« Reply #1742 on: June 28, 2019, 08:47:53 PM »
Quarter StockBondCash  +House
Q3 2016:  $112,200     $165,800
Q4 2016:  $124,300     $178,500
Q1 2017:  $148,300     $203,300
Q2 2017:  $160,548     $217,018
Q3 2017:  $178,042     $235,102
Q4 2017:  $203,082     $260,736
Q1 2018:  $213,941     $272,491
Q2 2018:  $223,802     $283,554
Q3 2018:  $235,666     $296,330
Q4 2018:  $229,947     $291,293
Q1 2019:  $284,421     $346,689
Q2 2019:  $315,573     $378,769

Another quarter, another update. Not doin too bad. Though it looks like I am two years for the thread :-|

tjrssibelle

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Re: Race from 250 to 500k!
« Reply #1743 on: June 28, 2019, 10:13:11 PM »
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k

Sent from my SM-N920V using Tapatalk


UnleashHell

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Re: Race from 250 to 500k!
« Reply #1744 on: June 29, 2019, 04:02:21 AM »
Nov-17 - 300k
May-18  - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K  - liquid 512k (long story)
may-19 nw 405K  - liquid - 478K
Jun-19 nw 444K - liquid -514K

back to april we are then...

dandypandys

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Re: Race from 250 to 500k!
« Reply #1745 on: June 29, 2019, 06:39:35 AM »

2017
Jan 1st: 252k
Feb 1st: 257k
Mar 1st: 269k    (4k back in taxes :)
April 1st: 273k
May 1st: 287 Net Worth 10k jump is our condo on zillow.
June 1st: 292
July 4th: 295
Aug 1st: 294k  Had to use 8k for new HVAC
Sept 1st: 296 
Oct 1st 302 Back to full pay going fwd- always fun to pass a round number :)
Nov 2nd:  314
Dec 4th 322.5k   

2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Feb 2nd: 330.5k
March 2nd:331k
April 4th: 326k market downturn, plus 4k flights
May 1st:333.5k
June 1st: 343.5k ($243.5 without condo)
July 3rd: 347.5
August 1st: 359.5k ($259.5 without condo)
Sept 1st: 369k /269k
Oct 1st: 374k/274k
Nov 10th:367k/267k stocks on sale!
Dec 1st:370k/270k

2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
April 1st $418.5
May 1st $430
June 1st $418 a big car fix - not sure why it went down so much, maybe I made an updating mistake last month
July 1st $439.5 won an award of excellence at work:) plus market gains and the normal contributions :) will put award straight into our Vanguard yay

dandypandys

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Re: Race from 250 to 500k!
« Reply #1746 on: June 29, 2019, 06:46:23 AM »
Welcome Jadzia37000!

And am I the only one who gets all giddy when it's time to run end-of-month net worth numbers? It's the first thing I'm doing when I get home.

Whether its up or down, I get excited and cant wait to calculate it.

I was thinking about it, currently stock market is at similar peak where it was a year and half ago, Since Jan 2018. Makes me happy to be investing through those valleys.


Well done Jadzia37000!

me too! it's even more fun because now Transamerica doesn't work with mint since 6 months ago, I never have any idea where I am. I never follow any of the financial news, so it is always a surprise.

By the way- something is wrong with the chart on the 4th page..showing as negatives:

https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0

« Last Edit: June 29, 2019, 06:51:32 AM by dandypandys »

nick663

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Re: Race from 250 to 500k!
« Reply #1747 on: June 29, 2019, 08:42:48 AM »
June 2017:  198.7k
July 2017:  207.5k
August 2017:  211.8k
September 2017:  222.1k
October 2017: *missing*
November 2017:  234.7k
December 2017:  242.4k

March 2018:  263.3k
June 2018:  290.4k
September 2018:  313.7k
December 2018:  296.8k
March 2019:  346.3k
June 2019:  372.4k

SpareChange

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Re: Race from 250 to 500k!
« Reply #1748 on: June 29, 2019, 08:53:24 AM »
Welcome Jadzia!!

And am I the only one who gets all giddy when it's time to run end-of-month net worth numbers? It's the first thing I'm doing when I get home.

Been updating for a good while now and still can't wait to do it.


Up $14,369 to $345,323. Up $86,778 yoy.
« Last Edit: June 29, 2019, 11:06:42 AM by SpareChange »

facepalm

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Re: Race from 250 to 500k!
« Reply #1749 on: June 29, 2019, 10:49:51 AM »
Apr-17   255,900
May-17  263,800
Jun-17   268,100
Jul-17    273,100
Aug-17  276,800
Sep-17  284,500
Oct-17   292,100
Nov-17  302,000
Dec-17  309,500

Jan-18  318,100
Feb-18  321,800
Mar-18  313,540
Apr-18  322,810
May-18 328,600
Jun-18  331,857
Jul-18   340,250
Aug-18 341,769
Sep-18 348,467
Oct-18  343,957
Nov-18 347,468
Dec-18 340,952

Jan-19  359,000
Feb-19  370,750
Mar-19  378,525
Apr-19  391,005
May-19 397,259
Jun-19  407,266

Finally hit over 400K. If the current trend continues, I should be able to hit 450K by year's end. There, I just jinxed it.

Over June of last year, I'm up about $75,000.  Not bad.