Race from 250 to 500k!

[fuzzy math]

Investments only

Jun 2018  $219,320
Jul 2018   $228,483
Aug 2018  $234,711
Sep 2018  $245,993
Oct 2018  $251,023
Nov 2018  $238,881
Dec 2018  $244,687 
Jan 2019  $226,942 
Feb 2019  $249,796
Mar 2019  $270,351
Apr 2019  $285,770
May 2019  $295,838
Jun 2019  $283,393
Jul 2019   $307,071

Aaaaaugh 300k !!!!!

[FIreDrill]

Well, the market decided to be giving this last month.  Getting close to 500 but now I am tempted to just count investments....


End of       NW         Change

12/13:   $41,032   
12/14:   $106,801    $65,769
12/15:   $197,262    $90,461
12/16:   $276,361    $79,099
12/17:   $368,051    $91,690
12/18:   $394,472    $26,421

01/19:   $427,275    $32,803
02/19:   $442,833    $15,558
03/19:   $455,412    $12,579
04/19:   $480,317    $24,905
05/19:   $460,880    $-19,437
06/19:   $491,598    $30,718

Year to date:             $97,126

[ItsALongStory]

Jun-29-19: $322k with $197k invested and $125k home equity.

Sent from my Pixel 2 XL using Tapatalk

[Bracken_Joy]

2019:
Jan-  240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9
Jun- 283.1

Jul- 302.6
Well, the market hides many sins ;) We finally broke $300k! Got so close back in May.
We also shifted some categories around. Pregnancy is going well, so we're finally feeling confident we won't immanently need IVF money (plus, husband's new job has full fertility coverage! WHAAAAAT!), plus we've accepted we won't be buying a house again any time soon, so no downpayment needed. Opted to pay off our car loan and the remainder of my student loans in full. They were good rates, but we weren't investing the money, and would prefer the cash flow boost instead. Plus the mental boost of 'debt free before the baby gets here'. Even though we already had the money on hand, it still feels different to have it gone.

Mint is now yelling at us to add something to the 'loan' category ;) New MPP I guess!

[achvfi]

Jul- 302.6
Well, the market hides many sins ;) We finally broke $300k! Got so close back in May.
We also shifted some categories around. Pregnancy is going well, so we're finally feeling confident we won't immanently need IVF money (plus, husband's new job has full fertility coverage! WHAAAAAT!), plus we've accepted we won't be buying a house again any time soon, so no downpayment needed. Opted to pay off our car loan and the remainder of my student loans in full. They were good rates, but we weren't investing the money, and would prefer the cash flow boost instead. Plus the mental boost of 'debt free before the baby gets here'. Even though we already had the money on hand, it still feels different to have it gone.

Mint is now yelling at us to add something to the 'loan' category ;) New MPP I guess!

A good MPP indeed! @Bracken_Joy Congrats on 300K!!!

Preparation to have kids has been good motivators to build wealth in our family. Especially to bring SO on board with goals and approach to reach them. Our goal was to reach 300K for first one and 500K by the time we have second. We didn't reach the first goal, hopefully reach second, i.e early next year.

[lollylegs]

Jan 2018 -  $330,883
July 2018 - $372,389
Jan 2019 -  $376,421
July 2019 - $449,818

just counting investments, not net worth as its tied up in houses.

[Morning Glory]

2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618

2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221

2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758

July 1: 399,023

So close to that next round number....

[hudsoncat]

6/30/18:   $253,884
7/31/18:   $264,666
8/31/18:   $276,905
9/29/18:   $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19:   $286,584
2/28/19:   $303,681
3/31/19:   $314,939
4/30/19:   $331,080
5/31/19:   $320,926
6/30/19:   $342,700

One year in this thread... not a bad jump!

[mountain_air]

Just graduated the 250k thread, looking forward to joining you all!

5/1/18    135,266
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306
9/1/18    169,777
10/1/18  178,901
11/1/18  179,225
12/1/18  185,066
1/1/19    184,310 
2/1/19    196,092
3/1/19    202,431
4/1/19    228,194
5/1/19    242,596
6/1/19    241,727
7/1/19    258,652

[Guava]

May 2017: $251k
June 2017: $257k
July 2017: $264k
August 2017: $269k
September 2027: $279k
October 2017: $286k
November 2017: $296k
December 2017: $302k

January 2018: $316k
February 2018: $313k
March 2018: $316k
April 2018: $327k
May 2018: $341k
June 2018: $328k
July 2018: $333k
August 2018: $353k
September 2018: 339k
October 2018: 330k
November 2018: 339k
December 2018: 329k

January 2019: 341k
February 2019: 352k
March 2019: 363k
April 2019: 380k
May 2019: 371k
June 2019: 391k

I have been gone awhile...but Littles will fo that to you. Hard to believe its been 9 months since my last update!

We have transitioned to a single income family and are focusing mostly on paying down our equity and car loans right now while saving as much as we can for retirement. Of course we have some extra expenses for out building still but hopefully by the end of the year we will be able to start using the shop to being in some extra cash too.

[BiggerFishToFI]

04/30/17   $125,786   $67,858   <---- Discovered MMM / LBYM
09/30/17   $168,105   $100,416   <---- 100k Invested
01/31/19   $311,711   $251,061   <---- 250k Invested
02/28/19   $328,866   $265,980   
03/31/19   $346,316   $283,322   
04/30/19   $367,527   $303,551   
05/31/19   $364,917   $303,986   
06/30/19   $388,175   $329,675   


Back on track for graduation summer 2020!

[turketron]

April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56

Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57

Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93

Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40

Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51

When I graduated to this thread I calculated that if I kept up the same momentum I'd hit $500k in July 2019. I'm not quite there yet, but I'm not far off! Should see that in a month or two.

https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0

[coffeefueled]

Tracking investments only... still seeing the boost from combining accounts and paring down our emergency fund.

May: $251,222
June: $380,473
July: $423,417

[use2betrix]

Tracking liquid net worth only: Cash/Savings/Investments

Feb 1, 2016 - $90k
Apr 1, 2016 - $100k 
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976

Pretty decent month. My actual savings was a bit over $19k, then a bit of stock market growth. We sold our camping trailer for $4150 which helped offset the cost of last months new trailer purchase a little bit.

August is a 3 pay check month so we should be looking at around $23k-$25k in savings depending on a few things. I hit the max social security contributions at the end of July, so that should bump our take home a bit. My wife started dog sitting during the day (lady drops her dog off in the morning and picks her up in the afternoon) and that gets us about $500/mo extra.

I am slightly concerned regarding our taxes as I claim married and 2, when we don’t have children. I did the same last year, but I also switched jobs in the summer so I wayyyy over contributed to S.S., so I got a huge chunk back there and it mostly balanced out. I know that the “smart” thing to do would be to not care and if I have to pay in, I pay in.. I have more than enough cash in my emergency fund to not think twice about, but I feel like if I have to pay in $10k, it’ll mentally annoy me a bit. Maybe what I could do is instead of considering it in my “spending” for next year in the month I pay it, I could actually just take it out of my 2019 total earnings.

Few things to think about.. Still on track to hit 500k by October or November if the market stays level. This would put me going from $250k to $500k over 17-18 months.. Pretty wild to think about. 

[JLee]

2017

Code: [Select]

Date             Assets           Debts          Net Worth
October 2017 $370,483.90 -$120,007.15 $250,476.80
December 2017 $382,100.79 -$121,838.12 $260,262.67
2018

Code: [Select]

Date             Assets           Debts          Net Worth
January 2018 $390,088.91 -$119,841.70 $270,247.21
February 2018 $393,016.96 -$118,184.89 $274,832.08
March 2018 $388,528.30 -$117,901.07 $270,627.23
April 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
June 2018 $393,835.05 -$119,226.10 $274,608.95
July 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sept 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.17
2019

Code: [Select]

Date             Assets           Debts          Net Worth
January 2019 $286,398.03 -$3,720.22 $282,677.81
February 2019 $303,524.32 -$65.88 $303,458.40
March 2019 $303,218.72 $0.00 $303,218.72
April 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
June 2019 $731,745.00 -$426,815.80 $304,929.20
I bought a house.  I expected my net worth to have plummeted but it's shockingly close (now including home equity at the price I paid).

I am likely doing a solar install which will add a chunk to the debt column but will be cash-flow positive from the beginning, so that'll be an odd complication to my (usually simple) net worth calculation.  Maybe it'll be worth breaking out a difference in debt between 0% stuff (state-subsidized energy efficiency program for updated insulation / air sealing), solar stuff, and mortgage?

[Mazzinator]

Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.

Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365

[DarkandStormy]

NW // Inv Assets

3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398

7/1/19 - $309,640 // $178,229

[fattest_foot]

12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990

1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214

1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288

6/2019: $471,706

[moonpalace]

NW update:
Jan. 2017   $42,000

...

Feb. 2019   $242,032
Mar. 2019   $258,467
Apr. 2019   $271,294
May 2019   $281,760
June 2019  $278,145
July 2019   $296,924

Paid off the last $2k of an energy-efficiency loan but still a very good month thanks to the market.

[dreadmoose]

Date (2019)	Liquid NW	Comments
Jan 1	$212,860
Feb 1	$230,743
Mar 1	$244,321
Apr 1	$252,750
May 1	$263,658
June 1	$252,691
July 1	$287,493	(+34,802)

Yay for sales and bonus hours! I store up my extra hours in my corporation and fill my RRSP when my CPP contributions are complete so that's usually June. Timing worked out this year so far, onward and upward!

I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).

[Imustacheyouaquestion]

Jul 2018     $250,737.17
Aug 2018     $258,326.17 
Sep 2018     $271,396.46
Oct 2018     $276,447.64
Nov 2018     $258,733.03
Dec 2018     $272,495.64
Jan 2019      $255,892.49
Feb 2019      $284,061.44
Mar 2019     $302,124.69
Apr 2019     $311,269.23
May 2019     $326,333.60
Jun 2019     $324,533.94
Jul 2019     $346,414.84 +$21,880.90

https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0

Ahhh, so close to $350k. Sitting on a pile of cash, now just need to find a rental property to invest in :)

[afuera]

12/31/2017: INV-$265,731.22    NW-$277,837.89
12/31/2018: INV-$332,761.13    NW-$357,901.80

1/31/2019: INV-$366,568.23     NW-$391,377.35
2/28/2019: INV-$388,104.43     NW-$414,064.85
3/31/2019: INV-$415,305.19     NW-$444,426.25
4/30/2019: INV-$429,916.96     NW-$463,882.36
5/31/2019: INV-$416,867.47     NW-$449,424.03
6/30/2019: INV-$458,411.68     NW-$491,499.53

Another month, fairly routine.  Market recovered from last month and then some.

[Blahhhh456]

Including IRAs, 401(k), HSAs, and Investment Account.

Feb 1, 2019 - $253,172
Mar 1, 2019 - $265,289
Apr 1, 2019 - $275,052
May 1, 2019 - $288,722
June 1, 2019 - $274,536
July 1, 2019 - $294,229

Good month for market gains!!

[Lucky Recardito]

I just hopped on the $500K to $1M thread using my NW number... but I'd like to hang out here to track progress of investments only, sans home equity!

01/1/18 $244K
04/1/18 $259K
07/1/18 $282K
10/1/18 $314K

01/1/19 $289K -- market drop
04/1/19 $351K
07/1/19 $380K

Does not include roughly $30K in cash that we usually keep on hand.

Currently projecting that we'll cross $500K in invested assets early in 2021.

[2Birds1Stone]

1/1/2012 - $30,000
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
1/1/2018 - $361,700
1/1/2019 - $421,900

02/01/19 - $451,000
03/01/19 - $470,000
04/01/19 - $478,300
05/01/19 - $494,500
06/01/19 - $482,360
07/01/19 - $509,200

[Bracken_Joy]

07/01/19 - $509,200

Oooh! Congrats!

[Woodro85]

June 1, 2018 - $385,931
July 1, 2018 - $389,444
August 1, 2018 - $393,286
September 1, 2018 - $406,838       + $13,552 m/m
October 1, 2018 - $412,660           +5,821
November 1, 2018 - $409,593        -$3,067
December 1, 2018 - $419,008        +9,146
January 1, 2019 - $417,324           -1,684
February 1, 2019 - $424,732         +7,408
March 1, 2019 - $431,780             +7,049
April 1, 2019 - $442,293               +10,512

May 1, 2019 - $449,638            +$7,345
June 1, 2019 - $437,156           -$12,482
July 1, 2019 - $444,733            +7,576

Have tuition payments for my MBA that are holding me back a bit but get 40% reimbursed by my employer later on. I've also hit the point in the year where some of the Canadian taxes stop (EI, CPP). Pay cheques for the rest of the year come with a few hundred dollars extra :)

I have a very nice DB pension plan at work. My boss and I were going through everyone's expected date until retirement the other day based on max pension where he told me I had 26 years to go. I told him 26 years sounds way too long and that's to get max pension, not necessarily to retirement.  Not sure he could fathom anyone retiring early! At least I'll have that option far earlier than 26 years from now...

[achvfi]

07/01/19 - $509,200

Congrats @2Birds1Stone!! Is this one of the birds you hit with your stone. :) - Hope you are celebrating your success.

Yesterday I shared with my in-laws that we are "half-a-millionaires" based on total net worth, hoping to have a surprise celebration for our success so far on independence day. Disappointingly, Mother-in-law didn't even acknowledge the news. She was having none of it. All day long she kept changing the subject when I hint of our achievement.

[UnleashHell]

1/1/2012 - $30,000
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
1/1/2018 - $361,700
1/1/2019 - $421,900

02/01/19 - $451,000
03/01/19 - $470,000
04/01/19 - $478,300
05/01/19 - $494,500
06/01/19 - $482,360
07/01/19 - $509,200

@2Birds1Stone

get out!!!


The top is in. enjoy your new home in the 500K+ thread.

[gmdv]

August 2017 - $295k
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k

7/8/19 - $384k

[ItsALongStory]

Jun-29-19: $322k with $197k invested and $125k home equity.

Sent from my Pixel 2 XL using Tapatalk

Feels a bit like cheating but talked to the wifey yesterday and she was sort of surprised I wasn't considering 100% of home equity in our planning. With the extra equity I guess we are at about $447k.

She is already retired and our plan is to live mostly off of her retirement for the first 5 years or so and let the stashe grow considerably at that time if it means we can expedite the timeline a lot. She is significantly older than me which makes for an odd dynamic.

Sent from my Pixel 2 XL using Tapatalk

[me1]

Forgot to post in a while I am tracking investments rather than net worth
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
9/17/18     $261,012   $390,335
10/17/18   $258,694   $386,464
11/17/18   $257,033   $387,342
2/17/19     $290,225   $423,873
3/17/19     $298,792   $437,519
4/17/19     $313,970   $450,442
5/17/19.    $314,000   $454,000
6/17/19.    $321,000.  $467,000
7/17/19.    $334,000.  $480,000

About to down shift and slow down massively.

[newkanye]

360k total including retirement accounts

[Kookaburra Risotto]

We're still waiting for our DB pension statements so I can't do a proper update but we have definitely passed Ł333,333 so we are officially one third millionaires!

[coffeefueled]

Two days early just because...

Investments only
May: $251,222
June: $380,473 <-- combined accounts with DH
July: $423,417
Aug: $436, 413

Started living on one salary. We'll wait a few months before we start to invest the difference to be sure it's sustainable first.

[Dogastrophe]

Figure it's time I got in on this race.  :)

Investments only; household combined.  If my spreadsheet assumptions hold true, we will cross $500K sometime within first half of 2022.
 
07/31/19 - $330,406

[dogboyslim]

@Dogastrophe Love the name!  As long as the markets don't go too wonky I should get to join this race on 8/1.  Fingers crossed.

[NextTime]

Graduated from $250k thread. Hope the market doesn't have me slinking back there next month.
Investments only.

01/31/18           $198,264.59
02/28/18           $204,079.63
03/31/18           $204,079.63
04/30/18           $206,310.31
05/31/18           $207,731.13
06/30/18           $209,452.69
07/31/18           $218,450.07
08/31/18           $224,242.78
09/30/18           $227,036.87
10/31/18           $214,106.68
11/30/18           $219,948.36
12/31/18           $206,666.96
01/31/19           $224,401.47
02/28/19           $231,997.45
03/31/19           $236,710.41
04/30/19           $246,138.25
05/31/19           $245,062.03 (recorded on 6/10)
06/30/19           $256,868.43 (recorded on 7/13)
07/31/19           $256,075.53

[Mazzinator]

Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.

Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365

July 19- $379

[BiggerFishToFI]

Month   Investments   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
02/28/19   $265,980   $328,866   
03/31/19   $283,322   $346,316   
04/30/19   $303,551   $367,527   
05/31/19   $303,986   $364,917   
06/30/19   $329,675   $388,175   
07/31/19   $346,447   $406,628   

[Imustacheyouaquestion]

Jul 2018     $250,737.17
Aug 2018     $258,326.17 
Sep 2018     $271,396.46
Oct 2018     $276,447.64
Nov 2018     $258,733.03
Dec 2018     $272,495.64
Jan 2019      $255,892.49
Feb 2019      $284,061.44
Mar 2019     $302,124.69
Apr 2019     $311,269.23
May 2019     $326,333.60
Jun 2019     $324,533.94
Jul 2019     $346,414.84 346
Aug 2019     $353,235.46 +$6821

https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0

35% of a millionaire! Very spendy month but still managed a 35% savings rate due to a bonus and some extra side hustle income this month.

Refinancing our mortgage since rates have dropped lately - hopefully updating my home equity estimate when the appraisal comes in.

[tjrssibelle]

Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k

Sent from my SM-N960U using Tapatalk

[hudsoncat]

6/30/18:   $253,884
7/31/18:   $264,666
8/31/18:   $276,905
9/29/18:   $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19:   $286,584
2/28/19:   $303,681
3/31/19:   $314,939
4/30/19:   $331,080
5/31/19:   $320,926
6/30/19:   $342,700
7/31/19:   $354,784

Just keeps chugging along. I keep hoping to maaaaaybe hit $400,000 by year end, but I'm going to need a lot of market help to do that. I have a few big expenditures upcoming that will temporarily less my non-automated investing by a bit.

[2Birds1Stone]

Almost ended up back in here this month.

See ya after the next market crash, suckas!

[salt cured]

Decided to adjust my home value down this month, which ate up the gains. On the plus side, I now have a taxable brokerage account!
 
01/01/19 - $351k
01/31/19 - $381k
02/28/19 - $399k
03/29/19 - $406k
04/30/19 - $426k
05/30/19 - $423k
06/30/19 - $466k
07/31/19 - $470k

[bigote2032]

11/30/2017    $228,503.37
12/31/2017    $237,592.34
1/31/2018    $254,582.33
2/28/2018    $257,732.67
3/31/2018    $265,481.54
4/30/2018    $269,342.61
5/31/2018    $277,950.05
6/30/2018    $285,254.10
7/31/2018    $299,199.64
8/31/2018    $319,335.25
9/30/2018    $347,418.14
10/31/2018    $332,242.01
11/30/2018    $348,536.76
12/31/2018    $325,602.90
1/31/2019    $350,696.67
2/28/2019    $369,513.27
3/31/2019    $379,192.30
4/30/2019    $399,481.40
5/31/2019    $384,294.80
6/30/2019    $408,707.83
7/31/2019    $426,022.76

[achvfi]

Almost ended up back in here this month.

See ya after the next market crash, suckas!

Hey don't come back, you are not welcome here. We will see you on the other side.

Lots of new folks in thread this month. Congrats and welcome y'all!

[FIPurpose]

I just cam by to see how long it's taken other people here to get from 250 to 500. Seems like the average is about 3-4 years?

I think I hit 250 somewhere around mid-2016. Took a year sabbatical away from work last year. I think we'll hit 500 sometime mid to late next year. So 3 years with not working one of those year.

I keep going back and forth on how much longer I want to work for money. There are a few irons in the fire that might help me make my decision. Looking at an estimation chart going from 500k to 1.2mil take about 8-12 years which means I don't need to keep working in my current position. I want to find a job that I can travel with/ work abroad in. I think 500k before I'm 30 is enough to say that I should be finding work that I want to do instead of going to full FIRE.

I wasn't counting home equity back then, but I hit 250k in mid 2016
400k end of 2017
395k end of 2018 (I volunteered full time from summer 2017 through spring 2018)
Currently at somewhere around 500k at mid 2019.

Our aim is to retire between 1.25 to 3 million depending on how we like our work/ needs/ wants in the next 5 to 12 years when we expect to be in that range.

Keep at it guys. You can all get there. I think it's strange when you're at 400, 500 sounds like so much. Now 600 or 700 sounds like a lot.

I'm now moving on to the next level. I expect to hit 1MM in 4-5 years. See you guys there.

[achvfi]

Mar-18   $249550-INV  $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Apr-18   $252,693 - INV $385,040 - NW
May-18  $263,950 - INV $396,500 - NW
June-18 $268,500 - INV $401,900 - NW ---> hope markets stay low for a while.
July-18  $279,100 - INV $414,336 - NW
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are building a house.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search.Anyone have job for me :)
Oct-18  $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW  ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
May-19 $326000 - INV $416000 - NW ---> Yay! Volatility. I was able to add few hundred $s more than usual to investments. @Epor Usually about $6000 a month in addition to savings currently, rest gains or losses in market. It motivates me to compare with high savers, that way I tend to push a little harder or keep consistent. Its a race alright!
Jun-19 $348000 - INV $439000 - NW ---> DW's pregnant with our second baby :), That means now I have to plan for big expenses.. Minivan, Medical expense and more. I am trying convince DW that we can put off buying minivan for another 2 years. Wish me luck!
Jul-19 $355000 - INV $546000 - NW ---> Construction on real estate we were building completed, so added its value back into Net worth.

[SpareChange]

Up $7,042 to $352,365. Up $84,681 yoy. Higher expenses, lower income. August will be similar, unfortunately. My father suffered a massive heart attack and passed away early in July. Its been quite a ride figuring everything out. Still working on a few things, including my mom's financial situation now.