Race from 250 to 500k!

[MudPuppy]

Congratulations!!

[lampstache]

Investments only

 1/2017   - 34,633
 1/2018   - 56,928 (+22,295)
 1/2019   - 98,248 (+41,320)

 1/2020   - 176,153 (+77,905)
 2/2020   - 182,362 (+6,209)
 3/2020   - 171,868 (-10,494)
 4/2020   - 178,606 (+6,738)
 5/2020   - 255,004 (+76,398) - sold house, dumped money in market
 6/2020   - 287,981 (+32,977) - put more money in market from house sale
 8/2020   - 326,686 (+38,705)
 9/2020   - 336,875 (+10,189)
10/2020  - 338,532 (+1,657)
11/2020  - 332,899 (-5,633)

Investments took a beating leading up the end of the month. We'll see what transpires post election. Staying the course!

[DarkandStormy]

3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
5/1/20 - $362,077 // $220,959
6/1/20 - $381,391 // $240,213
7/1/20 - $399,404 // $257,588
8/1/20 - $417,420 // $269,617
9/1/20 - $440,121 // $291,650
10/1/20 - $435,659 // $291,480

11/1/20 - $433,409 // $286,627

[Genevieve]

Dec 2012: $26,461.85
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301
June 2020: $465,444.67
July 2020: $481,662
August 2020: $506,951
September 2020: $490,416
October 2020: $486,410

Ended up putting a big deposit down on a new apartment so still staying below $500k this month.

[Steeze]

01-16-20 : 251k
02-29-20 : 253k
03-31-20 : 224k
04-30-20 : 254k
05-31-20 : 257k
06-30-20 : 274k
07-31-20 : 300k
08-31-20 : 323k
09-30-20 : 322k
10-31-20 : 329k

Original target for 500k - June 2022
Current target for 500k - March 2022

[ZsaZsa]

Portfolio totals:
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71
4/3/20  $214,113.72
4/30/20 $241,361.42   
5/27/20 $252,278.03
6/8/20 $265,620.410
6/30/20 $260,161.31
8/20/20 $287,415.26
9/1/20 $293,920.41
10/1/20 $289,996.35
11/1/20 $287,142.26 Well, this is depressing, down two months in a row. This is strictly representative of what the stock market is doing, since I am no longer working and have not added anything since July. HOPEFULLY, getting this clown show that the election has turned into over will have a good effect on the months to come. Not taking Covid into account though...

[oneday]

Note: I'm not working ATM - just started the job search, so no projected graduation currently.

	2018	2019	2020	2021	2022
January	-	$283K	$354K	-	-
February	-	$291K	$342K	-	-
March	-	$294K	$304K	-	-
April	$263K	$304K	$328K	-	-
May	$268K	$293K	$337K	-	-
June	$270K	$309K	$340K	-	-
July	$276K	$314K	$352K	-	-
August	$284K	$313K	$372K	-	-
September	$287K	$329K	$367K	-	-
October	$276K	$325K	$361K	-	-
November	$280K	$335K	-	-	-
December	$268K	$343K	-	-	-

@WhiteTrashCash and @grantmeaname Welcome!

Congrats to our graduate @ingrownstudentloans !

[malachite]

   Investments   Real Estate Equity   NetWorth
NOV 2019   286k   193k   480k
DEC 2019   292k   195k   487k
JAN 2020   293k   196k   489k
FEB 2020   288k   197k   485k
MAR 2020   260k   198k   458k
APR 2020   285k   199k   483k
MAY 2020   306k   200k   505k
JUN 2020   311k   200k   511k
JUL 2020   326k   201k   527k
AUG 2020   334k   202k   536k
SEP 2020   336k   187k   523k
OCT 2020   385k   190k   576k  <-- thanks to my employer for the nice bonus. At a saving rate of ~$7k/month this bonus moved up FI by about half a year.

[solon]

Joining the table-format club!

	2018	2019	2020	2021	2022
January	132,155	177,349	282,110	-	-
February	138,015	188,332	290,845	-	-
March	138,469	187,634	288,022	-	-
April	148,093	197,461	257,224	-	-
May	158,814	194,010	276,627	-	-
June	161,284	186,414	299,563	-	-
July	160,446	196,934	304,249	-	-
August	168,222	267,535	318,456	-	-
September	184,158	268,153	324,661	-	-
October	189,536	271,542	317,511	-	-
November	184,146	283,636	323,958	-	-
December	182,675	287,248	-	-	-

[tarheeldan]

519k Combined with SO. (graduating to the $500k->$1M thread)

Congratulations!!!

[runningthroughFIRE]

Hey everyone! A friend of mine suggested I join one of these race threads and I figured why not. Data is NW for the items that I bother to track (investments, cash, and debts).

FI number is about $750K.
Plugged a few numbers and it looks like I'll hit the 500K mark in December 2023.

	2015	2016	2017	2018	2019	2020	2021
January	-	11K	53K	110K	149K	224K	-
February	-	14K	60K	112K	157K	216K	-
March	-	22K	64K	113K	164K	191K	-
April	-	26K	68K	115K	173K	221K	-
May	(17)K	29K	72K	120K	170K	236K	-
June	(7)K	31K	75K	121K	182K	243K	-
July	(6)K	37K	79K	129K	188K	263K	-
August	(2)K	39K	84K	140K	189K	285K	-
September	(0)K	36K	89K	144K	191K	279K	-
October	4K	39K	93K	138K	203K	281K	-
November	5K	44K	98K	146K	212K	-	-
December	7K	49K	103K	138K	219K	-	-

[Whiskers]

Gonna throw my hat into the ring on this thread. It's crazy to go back and see the progress over the years. I came out of grad school in 2010 with $90k in student debt, without a pot to piss in, earning $40k a year. Four years ago this month, I was celebrating a zero net worth after a long period of focusing on attacking the loans. At that time, I decided to refocus my efforts on saving and investing more and to not go as crazy on the loans. Just last week, my personal investment accounts crossed the $250k mark for the first time. And this week, I will be making my final student loan payment. It feels great!

It's a little surreal for me getting to this point. I'm in the camp where it has felt like a big deal. Both of these goals, paying off the student loans and hitting $250k in investments, have been on my mind for so long and now both have been achieved... at practically the same time. I do feel different-- "rich" in the sense that my financial anxieties already seemed to have lessened. I don't feel prisoner to any debt and I have confidence in my nest egg. Now, in my 34th year, my traditional retirement (e.g. 65+) is already taken care of and all efforts moving forward will continue to shave off the years until true financial independence. (Now I know everyone uses their own form of accounting; I'll be following based on my personal investments/retirement accounts--separate from the wife's).

Checking in about 15 months after hitting $250k. Just this week I eclipsed $312,500.00 for the first time. This was a cool number for me, because I love to extrapolate the growth potential of what has been already been amassed... In 10 years, it should be worth appx $625k; in 20 years, it should be $1.25m; and in 30 years, at age 65, it would grow to be worth $2.5m (inflation adjusted)! Although, there is no way I am working that long though. Lol. Will be drawing well before then, but the security feels really good... Okay, back to plodding along in the race. Good luck everyone!

Took less than 3 months after hitting $312.5k to reach 1/3 of a million. Surpassed $333,333.33 for the first time today. Hoping to keep the momentum rolling!

Chugging along nicely here. Still using the same accounting. Surpassed $400k in investments for the first time today! Just a matter of time to crush $500k... Keep at it everyone.

Well, that little market boost from the election pushed me over end line yesterday. Crossed over to $500k for the first time! Crazy to think that it has only been 9 months since the $400k mark--especially considering where we were in March. Made it from $250k to $500k in 34 months! Best of luck to everyone. Will see you in the next 'Race'!

[MudPuppy]

Congratulations!

[Nick_Miller]

Congrats to those who are movin' on up to the Fancy Pants Thread! Hopefully many of us will be joining you in 2021, but for now we are sans pantalones de lujo.

[oneday]

Joining the table-format club!

One of us, one of us! :)

@runningthroughFIRE welcome!

@Whiskers congrats!

[grantmeaname]

Hey everyone! A friend of mine suggested I join one of these race threads and I figured why not. Data is NW for the items that I bother to track (investments, cash, and debts).

Those are some nice looking monthly numbers for this year!

[junga]

 

		2018		2019		2020
Jan		$97,318		$128,407		$221,074
Feb		$104,695		$139,828		$226,108
Mar		$107,006		$145,617		$215,551
April		$115,189		$153,549		$197,168
May		$116,178		$162,575		$223,850
June		$119,529		$164,396		$236,967
July		$117,366		$173,404		$247,960
Aug		$120,235		$183,384		$264,301
Sep		$126,710		$186,374		$284,801
Oct		$135,258		$196,033		$286,632
Nov		-		$202,222		$299,591
Dec		$133,314		$210,924		-

[Jadzia37000]

So I hit 489K and change today, and I'm thinking I am good calling it 500K, since half of it is in euros, which are worth more than dollars.  My back of envelope calculation says that given the mix, I just hit about 527K in dollars.  On the other hand, I may be back here once the French tax authorities decide (I've been waiting since MAY for a response to my income tax filing) how many kilos of flesh they will be taking.  Also, I am very sad about the beating the dollar is taking because I live in Europe but get paid in dollars and do NOT want to go back to the days when the dollar was worth 66 centimes because that's gonna leave a mark.

[achvfi]

Our investments and cash surpassed well over Half a million dollars!  :-)

Investments and cash are at $560,000 and net worth crossed $700K.
I suspect this is not my last post but I am moving on from this race. I wish you continued success.

My history of this race, about 30 months or less.
==============================================================
Mar-18   $249550-INV  $381297 - NW ---> fell below 250K, what a rollercoaster this year has been!
Aug-18 $291293 - INV $ 376293 - NW ---> Writing off 51k, we are building a house.
Sep-18 $292395 - INV $377395 - NW---> Lots of unexpected expenses this month. My job is also not on firm ground. Bad new manager situation. Starting new job search. Anyone have job for me :)
Oct-18  $271500 - INV $357200 - NW ---> Yay volatility
Nov-18 $279200 - INV $365200 - NW ---> Big spending month, over $10000 unexpected spending on Medical expenses, travel reservations, hotels, electronics, shopping deals and gifts. Also got new job, lateral move.
Dec-18 $257500 - INV $344000 - NW ---> Hope this market remains low or flat for next couple of months so I can plough more money in. Happy new year you all! It is interesting that the assets like primary home provide so much stability in rough times. If we have a paid off home or enough cash to pay it off safely invested it provides much safety in difficult times.
Jan-19 $290132 - INV $373300 - NW ---> Big bounce back. But I wish it came after Feb. Its likely there will be more opportunities due to various uncertainties in current short term.
Feb-19 $317800 - INV $406000 - NW ---> Big payday of the year helped cross 300k easily.
Mar-19 $323000 - INV $411500 - NW ---> Not much to say this month. we went on 2nd vacation of the year already and so associated expenses affected the growth.
Apr-19 $337600 - INV $426600 - NW  ---> Expensive month, we paid for family member's medical expenses. Tragic situation at young age. Makes a strong case for big emergency fund.
May-19 $326000 - INV $416000 - NW ---> Yay! Volatility. I was able to add few hundred $s more than usual to investments. Usually about $6000 a month in addition to savings currently, rest gains or losses in market. It motivates me to compare with high savers, that way I tend to push a little harder or keep consistent. Its a race alright!
Jun-19 $348000 - INV $439000 - NW ---> DW's pregnant with our second baby :), That means now I have to plan for big expenses.. Minivan, Medical expense and more. I am trying convince DW that we can put off buying minivan for another 2 years. Wish me luck!
Jul-19 $355000 - INV $546000 - NW ---> Construction on real estate we were building completed, so added its value back into Net worth.
Aug-19 $349000 - INV ---> Medical expenses and vacation made us go back wards. Market didn't help, but I am happy its flat or down.
Sep-19 $362000 - INV ---> Slow and steady. We are half way through our pregnancy, Just about 4 more months to go!! Its so hard to resist various temptations to spend. minivan, finish basement, build a sunroom. Desires are endless.
Oct-19 $362000 - INV ---> No change, nada.  Spent over $15000 on paying off taxes, credit cards, couple of mortgage payments ahead, medical, travel for next year, daycare for rest of the year. Looks like my journey with you wonderful folks will be longer than I expected. Whew! no end in sight as I see us moving towards big purchases soon, that MINIVAN.
Nov-19 $3750000 - INV
Dec-19 $391000 - INV ---> Very pleased with $162000 increase in investments and cash this year. Thank you downturn in 2018. Lets keep this up people. Happy new year, new decade!
Feb-20 $377000 - INV ---> I was looking forward to market opportunity and here it is. Welcome back Volatility! I am buying.
Mar-20 $320000 - INV ---> I have been buying. Hoping this sale continues for a while. Maxed out IRAs and investing in taxable now. Trying to refinance mortgage to free up some cash-flow. For anyone in this race this is the time to double down.
Apr-20 $374000 - INV ---> Refinanced our 15 yr fixed mortgage to 30 yr fixed and a significant pay increase kicked into effect as well. These monthly cash flow improvements and reduced expenses will boost monthly additions to investments by $1600.
May-20 $403000 - INV ---> Above the previous high. Top is in!
Aug-20 - Our liquid stash is at $467,000 and total net worth at $678,000. In last 6 months we invested well over 50K. Hope our luck continues.

[dignam]

Feb 2020 $253k
Mar 2020 $221k [COVID-19]
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k

[runningthroughFIRE]

Hey everyone! A friend of mine suggested I join one of these race threads and I figured why not. Data is NW for the items that I bother to track (investments, cash, and debts).

Those are some nice looking monthly numbers for this year!

It's been a wild ride of a year to be sure, but it's been good to the 'stache at least! I gotta keep up with your numbers for as long as I can before you outpace me entirely =)

[Mazzinator]

Investments only! (I do have a good bit of low rate, long term debt which makes my NW lower) numbers are end of month.

Sept 17- $257k
Oct 17- $264
Nov 17- $270
Dec 17- $276
Jan 18- $280
Feb 18- $279
Mar 18- $287
April 18- $294
May 18- ?
June 18- $304
July 18- $316
Aug 18- $334
Sept 18- $340
Oct 18- $320
Nov 18- $311
Dec 18- $316
Jan 19- $320
Feb 19- $334
Mar 19- $342
April 19- $357
May 19- $338
June 19- $365
July 19- $379
Aug 19- ?
Sept 19- ?
Oct 19- ?
Nov 19- ?
Dec 19- $422
Feb 20- $390
Mar 20- $322
April 20- $376
May20- $402
June 20- ?
July 20 - $428
Aug 20 - ?
Sept 20 - ?

Oct 20 -  $482

[Nick_Miller]

I never (normally) check out net worth other than at the end of the month, but...this market run-up compelled me to check. We're at like $465Kish as of last Friday, and today looks to be another up market day with news of another promising vaccine.

Anyone else checking more often than they should? I know it doesn't make any difference long-term, but getting pretty close to this thread's goal is exciting for me after a very rough year mentally and emotionally.

[caracarn]

I never (normally) check out net worth other than at the end of the month, but...this market run-up compelled me to check. We're at like $465Kish as of last Friday, and today looks to be another up market day with news of another promising vaccine.

Anyone else checking more often than they should? I know it doesn't make any difference long-term, but getting pretty close to this thread's goal is exciting for me after a very rough year mentally and emotionally.

Yes, I have found myself checking daily starting last week.

[achvfi]

I never (normally) check out net worth other than at the end of the month, but...this market run-up compelled me to check. We're at like $465Kish as of last Friday, and today looks to be another up market day with news of another promising vaccine.

Anyone else checking more often than they should? I know it doesn't make any difference long-term, but getting pretty close to this thread's goal is exciting for me after a very rough year mentally and emotionally.

Normally I check everyday and especially so when market moves up. But I stop checking my net worth and ignore it when there are continuous down days. It helps with my emotions knowing who I am. 

I continue checking the market everyday though to do some market timing with small percentage of my funds. (Heresy, I know)

[Steeze]

I never (normally) check out net worth other than at the end of the month, but...this market run-up compelled me to check. We're at like $465Kish as of last Friday, and today looks to be another up market day with news of another promising vaccine.

Anyone else checking more often than they should? I know it doesn't make any difference long-term, but getting pretty close to this thread's goal is exciting for me after a very rough year mentally and emotionally.

It was one of my new years resolutions to check the market less often, update my spread sheet less often.

Then Covid.

Now I have been checking it almost everyday for months, sometimes multiple times a day when I am board at work. Really would like to get back to the once per month thing. It is an addiction for sure.

[moonpalace]

NW update:
Jan. 2017   $42,000
...
Feb. 2019   $242,032
Mar. 2019   $258,467
Apr. 2019   $271,294
May 2019   $281,760
June 2019  $278,145
July 2019   $296,924
...
Aug. 2020  $402,692
Nov. 2020  $427,563

Just plugging along. Might be at more like $475k since our town/state is experiencing a COVID-related real-estate boom and our house value has likely increased about 20%. But that seems like kind of a tenuous thing to put into this calculation so I am sticking with my more-conservative home equity estimate.

[Natha]

Hello all,

First post here, happy to have found a community to share my goals !
Current net worth at 273k euros (yes I'm in Europe) at age 32 (not counting home equity), goal is 300 before year end, then at least +100k a year to achieve 1M before the age of 40.
After this I don't know what I'll do :D

Thanks for all your inspiring posts !

Just hit 300k at the end of October, which was my goal for this year ! November and December are just bonus and diversification (will probably throw about 5k in crowdfunding to try it). Also working on a strategy using credit leverage to build a real estate portfolio.

Hi there !

Fast forward from my last post, I just hit 500k euros this month !
The end of 2019 and start of 2020 was great, then Covid :/ However I managed to control expenses (e.g. no overseas holiday obviously) and saved almost as much as 2019 so far. Thanks to the recent stock boom I hit the number !
I can also see the growing power of compound interest and passive income starting to come in (half of my portfolio is "paper real estate" and currently producing more than 700 euros/month) but still a long way from early retirement (with 2 kids now expenses won't go down soon), plus I really like my job :)
Thanks again for the inspiration and see you in the next thread

[gmdv]

August 2017 - $295k
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k
10/1/19 - $386k
11/4/19 - $396k
12/12/19 - $402k
1/10/20 - $403k
2/2/20 - $405k
3/4/20 - $411k
4/3/20 - $420k
5/4/20 - $426k
6/5/20 - $428k
7/22/20 - $446k
8/10/20 - $449k
9/1/20 - $452k

11/20/20 - $461k

[jojoguy]

November 25, 2020 = $251,266.83

Howdy, folks!

[tjrssibelle]

November 25, 2020 = $251,266.83

Howdy, folks!

Welcome

Sent from my SM-N960U using Tapatalk

[Le North Dreamer]

Hi folks,

I revised my numbers of NW vs Stash so I'm still in the race to 500k.
             
                NW       Stash

Dec 15     62k       62k
--
Dec 16     138k      132k
--
Dec 17     229k      132k - moved a portion of the Stash in something I don't consider as an investment (for now)
--
Dec 18     319k      194k
--
Dec 19     462k      297k
--
Jan 20     469k       304k
Feb 20     481k       314k
Mar 20     480k       312k
Apr 20     512k       363k
May 20    536k       363k
Jun 20     539k       374k
Jul 20      552k       388k
Aug 20    568k       396k
Sep 20    579k       404k
Oct 20     594k       424k
Nov 20    615k       432k
Dec 20             

Planning to finish the race at some point in 2021.

Cheers!

[Nick_Miller]

*Numbers include all assets minus all debts, excluding checking account balance and college funds.

Sept  2018   $252,544.08
Nov   2018   $248,197.15
Dec   2018   $256,394.61
Jan   2019   $252,481.67
Feb   2019   $287,793.45
Mar  2019   $304,683.46
April 2019   $311,927.67
May 2019    $320,971.09
June 2019   $315,026.35
July 2019    $326,646.84
Aug 2019    $333,750.35
Sept 2019   $331,716.00
Oct 2019     $338,088.89
Nov 2019    $348,140.01
Dec 2019    $356,233.57
Jan 2020    $364,075.39
Feb 2020    $374,691.07
Mar  2020   $373,208.41
April 2020  $347,174.09
May 2020   $379,369.40
June 2020  $392,456.38
July 2020   $401,514.57
Aug 2020   $420,905.96
Sept 2020  $437,594.31
Oct 2020    $433,564.24
Nov 2020   $438,951.38
Dec 2020  $469,591.70

Obviously everyone had a great month with the market, so same for the Miller clan. My wife is due to get a sizable year-end bonus, and we should have a decent tax return come spring (I over-withhold from my day job to compensate for my writing side-hustle, but the writing has been down this year $-wise). The goal is still to hit $500K and graduate this thread sometime in 2nd quarter, 2021, if not earlier.

[MudPuppy]

Household net for 2 adults:

05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k


Obviously a great month thanks to the market rally.

[PassMMM]

01/1/20 - $176k
02/1/20 - $197k (bonus hit the account)
03/1/20 - $201k
04/1/20 - $195k
05/1/20 - $215k
06/1/20 - $237k
07/1/20 - $286k (received a generous gift towards new home - $40k)
08/1/20 - $297k
09/1/20 - $345k (home value jumped on Zillow - counting Zillow estimate minus mortgage towards NW)
10/1/20 - $441k (switched jobs and cashed out sick days; collected signing bonus)
11/1/20 - $462k
12/1/20 - $489k

Been a banner year for NW, not expecting nearly as many big jumps in 2021. Should be graduating in January, maybe February if the market dips. 

[monarda]

If I look at cash and securities only (not counting rental equity or primary residence equity) I belong on this thread

1/2016  $137K
1/2017  $154K
9/2017  $244K  (cash out refinance of primary residence)
3/2018   $208K  includes 0% credit card debt.
6/2018  $213K    ditto but without 0% CC balance and including pension balance, $328K.
12/2018   $250K   ditto but without 0% CC balance and including pension balance, $353K
12/2019  $328K  but without 0% CC balance and including pension balance, $425K
6/2020  $343K, but without 0% CC balance and including pension balance. $448K

cash out refi for one of our rentals

12/2020  $428K but without 0% CC balance and including pension balance. $530K  yay!  even with 0% CC balance we're over $500K!

Projection to be fully over $500K in liquid investments in early 2022, perhaps sooner.

[grantmeaname]

7/13/18   $ 63k
10/19/18  $ 75k
1/31/19   $ 80k
2/28/19   $100k
5/31/19   $119k
8/30/19   $130k
12/31/19  $163k
3/31/20   $156k
4/30/20   $187k
5/31/20   $196k
6/30/20   $208k
7/31/20   $228k
8/31/20   $242k
9/30/20   $246k
10/31/20  $252k

  11/30/20  $287k

[runningthroughFIRE]

	2015	2016	2017	2018	2019	2020	2021
January	-	11K	53K	110K	149K	224K	-
February	-	14K	60K	112K	157K	216K	-
March	-	22K	64K	113K	164K	191K	-
April	-	26K	68K	115K	173K	221K	-
May	(17)K	29K	72K	120K	170K	236K	-
June	(7)K	31K	75K	121K	182K	243K	-
July	(6)K	37K	79K	129K	188K	263K	-
August	(2)K	39K	84K	140K	189K	285K	-
September	(0)K	36K	89K	144K	191K	279K	-
October	4K	39K	93K	138K	203K	281K	-
November	5K	44K	98K	146K	212K	-	-
December	7K	49K	103K	138K	219K	-	-

My annual bonus paid out this month.  Never had a bonus for the whole year get paid out in one lump sum before - easily makes this my highest cash inflow month (and coincidentally one of the lowest outflow months) of my career. Stocks being on a rise doesn't hurt, either.

	2015	2016	2017	2018	2019	2020	2021
January	-	11K	53K	110K	149K	224K	-
February	-	14K	60K	112K	157K	216K	-
March	-	22K	64K	113K	164K	191K	-
April	-	26K	68K	115K	173K	221K	-
May	(17)K	29K	72K	120K	170K	236K	-
June	(7)K	31K	75K	121K	182K	243K	-
July	(6)K	37K	79K	129K	188K	263K	-
August	(2)K	39K	84K	140K	189K	285K	-
September	(0)K	36K	89K	144K	191K	279K	-
October	4K	39K	93K	138K	203K	281K	-
November	5K	44K	98K	146K	212K	324K	-
December	7K	49K	103K	138K	219K	-	-

[Vashy]

end-2018:  £287,177
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £377,097
Dec-2020: £385,670
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444

(total NW; original goal was to reach £450k by the end of the year, which is quite unlikely)

[SeattleStache]

First number is retirement savings & other long term investments, second is total NW including cash emergency savings and real estate equity. I'm focused on retirement only for this challenge rather than total NW.

October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
April 2020: $273,408 (total NW $426,464)
May 2020: $300,289 (total NW $453,672)
June 2020: $313,013 (total NW $456,056)
July 2020: $330,819 (total NW $473,215)
August 2020 $351,475 (total NW $498,660)
September 2020: $343,809 (total NW $480,842)
October 2020: $342,336 (total NW $516,708)
November 2020: $384,727 (total NW $562,723)

[hudsoncat]

	2016	2017	2018	2019	2020	2021
January	-	$134,179	$222,019	$261,809	$403,264	-
February	-	$140,623	$236,831	$286,584	$414,417	-
March	-	$148,087	$234,104	$303,681	$388,201	-
April	-	$153,745	$234,452	$314,939	$355,475	-
May	-	$161,518	$241,470	$331,080	$398,672	-
June	-	$167,077	$249,398	$320,926	$417,280	-
July	-	$171,538	$253,884	$342,700	$424,818	-
August	-	$179,124	$264,666	$354,784	$456,512	-
September	-	$180,682	$276,905	$351,842	$491,411	-
October	-	$192,217	$285,986	$360,853	$482,214	-
November	$121,639	$199,128	$267,359	$374,706	$475,471	-
December	$128,335	$207,436	$281,461	$391,293	$531,137	-

I expect this thread to see several graduates this month given the market, happy to say I am one of them! This was my goal at the start of 2020, but I didn't think mid-year I'd hit the mark. I imagine there will be a good amount of continued volatility in the near future, but the hudsoncat family will just keep stuffing money in the investment accounts regardless of what happens.

I was 2.5 years in this race. I hope I can add the next $250,000 in less than two years.

Good luck everyone, see you in the next thread!

[mbk]

Joining the thread now that my retirement account balance crossed $250k. I'll consider myself graduated after my liquid assets cross $500k mark. My target is to graduate in 4 1/2 years by mid 2025.

Listing both liquid and fixed assets.

Nov 30, 2020:  401k equivalent accounts - $278,000, equity in houses - $92k, total (including some debt) 360k

[Genevieve]

Dec 2012: $26,461.85
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301
June 2020: $465,444.67
July 2020: $481,662
August 2020: $506,951
September 2020: $490,416
October 2020: $486,410
November 2020: $533,248

Graduation! Again! I think we are graduating for good this time as Mr. G should get a big bonus next month.

[Nick_Miller]

It's great to see all of the activity and progress!

Congrats to @Genevieve and @hudsoncat and any other graduates I may have missed. Enjoy your fancy new digs.

[trc4897]

Update for end of November. Good month for the market!

	2019	2020	2021
January	$137,280	$293,698	-
February	$146,582	$302,360	-
March	$150,267	$266,971	-
April	$176,495	$300,121	-
May	$185,139	$322,480	-
June	$187,672	$331,012	-
July	$189,881	$349,037	-
August	$197,857	$370,826	Estimated Graduation
September	$199,332	$368,358	-
October	$206,540	$374,344	-
November	$229,780	$410,191	-
December	$274,581	-	-

Estimated graduation moved up 13 days - Now August 23, 2021

[Mainlander]

NOVEMBER UPDATE

08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815

  I have been spinning my wheels since joining this race, so finally feels good to gain some traction. Ytd gain in net worth is 63k, so while it has been a bumpy ride, I am pleased with my progress.

[NextTime]

Investments only

First of	2018	2019	2020
January	-	$206,667	$304,693
February	$198,265	$224,401	$305,287
March	$204,080	$231,997	$290,554
April	$204,080	$236,710	$274,909
May	$206,310	$246,138	$298,297
June	$207,731	$245,062	$320,072
July	$209,453	$256,868	$331,215
August	$218,450	$256,076	$349,025
September	$224,243	$266,197	$367,183
October	$227,037	$274,186	$360,397
November	$214,107	$284,427	$360,290
December	$219,948	$295.004	$400,264

Hit another milestone!

[ZsaZsa]

Portfolio totals:
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71
4/3/20  $214,113.72
4/30/20 $241,361.42   
5/27/20 $252,278.03
6/8/20 $265,620.410
6/30/20 $260,161.31
8/20/20 $287,415.26
9/1/20 $293,920.41
10/1/20 $289,996.35
11/1/20 $287,142.26
11/30/20 $303,616.53   Finally! After 2 months of decline, once again heading in the right direction...and topped 300k for the first time.

[Steeze]

01-16-20 : 251k
02-29-20 : 253k
03-31-20 : 224k
04-30-20 : 254k
05-31-20 : 257k
06-30-20 : 274k
07-31-20 : 300k
08-31-20 : 323k
09-30-20 : 322k
10-31-20 : 329k
11-30-20 : 370k <- best month on record, Top is in

Original target for 500k - June 2022
Current target for 500k - Feb 2022

[Vashy]

end-2018:  £287,177
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £377,097
Dec-2020: £385,670
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017

(total NW; original goal was to reach £450k by the end of the year, which is quite unlikely)