Author Topic: Divorce - WMFD (Weapon of Mass Financial Destruction)  (Read 135577 times)

Primm

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #300 on: September 24, 2014, 04:42:15 AM »
Shortly after we met, wife and I both started dumping all the money we could save into her bank account for a down payment on a house. (My name wasn't even on the account!) I bet no one here has done that!


You lose that bet! Oh, wait, it was my husband's account not my wife's (because I don't have a wife). Does that mean you still win?

East River Guide

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #301 on: September 24, 2014, 05:28:43 AM »
This is nothing that "just accidentally happens" like a rock falling on your head.

True, but you don't control how your spouse changes.  Or maybe even how you change.  You can control how you react to the changes, but the changes are not something you can control or even predict.

hdatontodo

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #302 on: September 24, 2014, 05:33:54 AM »
I learned the hard way that it may be better to marry some who also has good income, 401k, and only house debt.

In a prior lifetime, I got to see house, bank, and 401k increases get shared in divorce when I was the one funding them.

My current spouse has more in her 401k than I do, and she is 6 years younger, although she makes less, only wanting to work 4 days per week.

DaKini

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #303 on: September 24, 2014, 07:48:15 AM »
This is nothing that "just accidentally happens" like a rock falling on your head.

True, but you don't control how your spouse changes.  Or maybe even how you change.  You can control how you react to the changes, but the changes are not something you can control or even predict.
Put this way you are correct. Nonetheless i think if you loose sight of your marriage and dont stay in touch closely (enough), it might look like a change beyond control. If you talk regularly and align your interests and long term goals, i think, the probability that you can detect unfortunate changes and also be able to control them without escalation beyond the stage that the only possible remaining solution is divorce.

Let me illustrate this a little better (sorry for my probably bad english): Suppose you ride in a car. Of course you could not control that there is no rock behind the next curve. But you can control the speed of your car and slow down, enabling you to avoid the stone i case should there be one.
E.g. control your relationship and slow down in time, do not let things escalate.

Emilyngh

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #304 on: September 24, 2014, 08:09:25 AM »

Doubling your life savings only works if you marry with comparable incomes. How does getting married and maybe divorced double your savings if you make $150K/year and marry someone making $60K/year (with not much room for growth)? Average that out and the $150K/year person is now down to $105K/year because in a divorce assets would be split 50/50.


I have not found this to be true at all.   IME, there's more extra money after paying for expenses when married/coupled.   The cost of shared housing for two is usually less than double for one, utilities are usually less than double for one, health insurance, sharing a car, etc.   All of this saved money can be swept straight into savings and easily makeup for a difference in incomes.


CommonCents

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #305 on: September 24, 2014, 08:51:43 AM »
Wow. Just reading some of these posts, this is why I don't have any current plans to marry! (though I wouldn't mind having kids someday) I can't imagine losing half your life savings because your partner leaves you for someone else.

Eh, so you'd rather have a guaranteed loss of potentially sharing in double your life savings (or more?)? 

I'm unaware of any state where your spouse would be entitled to anything you saved the marriage (assuming you keep it separate and in your name).   And assuming you have a partnership, then anything earned during your marriage is the result of two people, not one.

Doubling your life savings only works if you marry with comparable incomes. How does getting married and maybe divorced double your savings if you make $150K/year and marry someone making $60K/year (with not much room for growth)? Average that out and the $150K/year person is now down to $105K/year because in a divorce assets would be split 50/50.

Often (although not always) in these scenarios, the person earning less is contributing in other ways that save the family money - from childcare, to domestic responsibilities.

For example, after a $20K raise this year, my husband now earns $140K to my $82K.  So he's screwed if we divorce?  Not really.  First, my $82K comes with generous pension (including health care), so it's worth "more" than it appears.  Second, every single night he is working late for his job, I'm the one cooking the meal, which saves us money.  (Actually regardless of his work schedule, I'm cooking every single night we don't go out, and sometimes he reluctantly helps because he hates doing chores so avoid outsourcing to restaurants, cleaning people and peapod, I do it.)  While he plays Heathstone obsessively (NOT working and 100% capable of helping, I'd like to note), I'm the one saving us money shopping for food, clothing, appliances furniture, because I am the one researching best value (quality+price), and hunting down deals, sales and coupons.  While he plays Heathstone, I'm the one spending the time planning vacations, activities, time with friends, etc.  Not only do I save us a ton of money, contributing to our stash, I save him a lot of stress, which is priceless and and can't be quantified.  A marriage is more than just the sum of the money each brings in.  Failure to understand that probably accounts for a substantial portion of the 50% of divorces.

(btw, in our situation, we are fortunate in that we've both been the substantially higher earner at times.  When we met, my annual salary was $175K to his ~$65k-$80k.  We know we are not with each other just for the money.  Damn, it's hard enough finding a compatible partner to enjoy spending your life together without requiring that in addition to being funny/cute/smart/etc they make - and always continue to make - exactly equal to you.)

Also, assets being split 50/50 is a generalization.  This is a matter of state law and state law varies.  In my state, they look at all of the factors including length of marriage, health, age, occupation, income, sources of income, vocational skills, employability, estate, liabilities, opportunities to aquire future assets or income, contribution of parties in the acquisition, preservation and appreciation of their estate, contribution as homemakers, needs of couple and children….  Quote from a law firm website: “It is often possible to argue successfully for the court to exclude certain assets and/or liabilities. Items commonly excluded include assets acquired prior to marriage, gifted or inherited assets, and liabilities incurred for luxury items or educational expenses benefiting a single spouse.”

Ultimately my advice to people is that if you prioritize your finances over a partnership of equals, then absolutely, marriage is probably not for you.  If you want to spend your life with someone, compromises – from dinner choice tonight to color of the walls to type of car to how to build a stash – are in order.

jka468

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #306 on: September 24, 2014, 11:10:11 AM »
I can't say many of the replies in here are surprising, but outside of religious reasons, what incentive is there for a man to get married these days? It shouldn't come as a shock to realize that Western marriage and birth rates have been declining for decades and look to continue to do so, especially with some of the horror stories read in here and the ludicrous face that disproportionate child support and alimony are still awarded.

There are many ways to obtain all of the benefits of marriage in America without having most of the risk (there is no common-law marriage in the US), so if I choose to have a family one day I will probably go that route.

Some couples live like they are married but don't actually make it legal. That's what my lady and I are doing. We are getting rings as a sign of commitment to each other.

As far as I can tell, the only downside to not making it legal (assuming you aren't interested) is if one wants to get on a health care plan from the other's work. And some people may judge you. For other things you can fill out easy forms that give power of attorney for health care and financial stuff.

Anyone considering this should check to see if their state recognizes common law marriage; mine doesn't.

I don't think there is anything wrong with legal marriage; it's just not for everyone :)

Smart man. This right here is exactly what I am talking about and a big reason why marriage rates are slowing. The funny thing is that I actually believe in marriage and the fundamentals behind the union, but a certain faction of this country has completely disincentivized it. Only downside here is that you miss out on the tax breaks ;)


I have not found this to be true at all.   IME, there's more extra money after paying for expenses when married/coupled.   The cost of shared housing for two is usually less than double for one, utilities are usually less than double for one, health insurance, sharing a car, etc.   All of this saved money can be swept straight into savings and easily makeup for a difference in incomes.

This is true if living apart, but there is basically no stigma anymore against living together, having children out of wedlock, or hell, if you're a man who is good with women it is easy in today's climate to have more than one gf/partner or simply have a string of casual relationships. Marriage is a major risk because it's rewards have been marginalized for a while now.
« Last Edit: September 24, 2014, 11:20:11 AM by jka468 »

CommonCents

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #307 on: September 24, 2014, 11:58:41 AM »
I can't say many of the replies in here are surprising, but outside of religious reasons, what incentive is there for a man to get married these days?

I would respect your opinion more if it weren't sexist and you had said "outside of religious reasons, what incentive is there for anyone to get married these days?"

There are many ways to obtain all of the benefits of marriage in America without having most of the risk (there is no common-law marriage in the US), so if I choose to have a family one day I will probably go that route.

Wrong.  Several states have common law marriage.


I have not found this to be true at all.   IME, there's more extra money after paying for expenses when married/coupled.   The cost of shared housing for two is usually less than double for one, utilities are usually less than double for one, health insurance, sharing a car, etc.   All of this saved money can be swept straight into savings and easily makeup for a difference in incomes.

This is true if living apart, but there is basically no stigma anymore against living together, having children out of wedlock, or hell, if you're a man who is good with women it is easy in today's climate to have more than one gf/partner or simply have a string of casual relationships. Marriage is a major risk because it's rewards have been marginalized for a while now.

Um.  A kid is way more commitment than a marriage.  I don't give a damn about stigma, but I'm sure as hell not going to make a commitment to choose to have a kid with a man, if he can't make the smaller commitment to get married.  Maybe you'll find someone who doesn't mind, but I question the thought process that results in you thinking marriage is a bigger "risk" with someone than having out of wedlock kids.

jka468

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #308 on: September 24, 2014, 12:29:28 PM »
I can't say many of the replies in here are surprising, but outside of religious reasons, what incentive is there for a man to get married these days?

I would respect your opinion more if it weren't sexist and you had said "outside of religious reasons, what incentive is there for anyone to get married these days?"

There are many ways to obtain all of the benefits of marriage in America without having most of the risk (there is no common-law marriage in the US), so if I choose to have a family one day I will probably go that route.

Wrong.  Several states have common law marriage.


I have not found this to be true at all.   IME, there's more extra money after paying for expenses when married/coupled.   The cost of shared housing for two is usually less than double for one, utilities are usually less than double for one, health insurance, sharing a car, etc.   All of this saved money can be swept straight into savings and easily makeup for a difference in incomes.

This is true if living apart, but there is basically no stigma anymore against living together, having children out of wedlock, or hell, if you're a man who is good with women it is easy in today's climate to have more than one gf/partner or simply have a string of casual relationships. Marriage is a major risk because it's rewards have been marginalized for a while now.

Um.  A kid is way more commitment than a marriage.  I don't give a damn about stigma, but I'm sure as hell not going to make a commitment to choose to have a kid with a man, if he can't make the smaller commitment to get married.  Maybe you'll find someone who doesn't mind, but I question the thought process that results in you thinking marriage is a bigger "risk" with someone than having out of wedlock kids.

The fact that you would even label that first statement as sexist is laughable. In aggregate I think women do get more out of a marriage then men, and they prevail at a much high rate in the courts when it comes to divorce and custody, so please continue with the ad hominems.

You're correct about common law, my mistake, but it is only essentially around in 7 states and my guess is that is willbe done away with within a generation or two.

As for your last statement, out of wedlock births are closing in on 50% of all births, so there is currently a large minority of the population who would disagree with you. I also simply said there was no stigma against it and it can be done without assuming the risks of marriage. Check your reading comprehension.

Essentially, my question is this...given a young man has his act together and can readily obtain female companionship, what is the incentive to marriage for him these days? Marriage rates are declining, I'm not making it up, and I think the biggest reason is bc young men are asking themselves this question. I'd love to hear a female opinion regarding this.
« Last Edit: September 24, 2014, 12:35:18 PM by jka468 »

partgypsy

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #309 on: September 24, 2014, 12:53:04 PM »
I can't say many of the replies in here are surprising, but outside of religious reasons, what incentive is there for a man to get married these days?

I would respect your opinion more if it weren't sexist and you had said "outside of religious reasons, what incentive is there for anyone to get married these days?"

There are many ways to obtain all of the benefits of marriage in America without having most of the risk (there is no common-law marriage in the US), so if I choose to have a family one day I will probably go that route.

Wrong.  Several states have common law marriage.


I have not found this to be true at all.   IME, there's more extra money after paying for expenses when married/coupled.   The cost of shared housing for two is usually less than double for one, utilities are usually less than double for one, health insurance, sharing a car, etc.   All of this saved money can be swept straight into savings and easily makeup for a difference in incomes.

This is true if living apart, but there is basically no stigma anymore against living together, having children out of wedlock, or hell, if you're a man who is good with women it is easy in today's climate to have more than one gf/partner or simply have a string of casual relationships. Marriage is a major risk because it's rewards have been marginalized for a while now.

Um.  A kid is way more commitment than a marriage.  I don't give a damn about stigma, but I'm sure as hell not going to make a commitment to choose to have a kid with a man, if he can't make the smaller commitment to get married.  Maybe you'll find someone who doesn't mind, but I question the thought process that results in you thinking marriage is a bigger "risk" with someone than having out of wedlock kids.

The fact that you would even label that first statement as sexist is laughable. In aggregate I think women do get more out of a marriage then men, and they prevail at a much high rate in the courts when it comes to divorce and custody, so please continue with the ad hominems.

You're correct about common law, my mistake, but it is only essentially around in 7 states and my guess is that is willbe done away with within a generation or two.

As for your last statement, out of wedlock births are closing in on 50% of all births, so there is currently a large minority of the population who would disagree with you. I also simply said there was no stigma against it and it can be done without assuming the risks of marriage. Check your reading comprehension.

Essentially, my question is this...given a young man has his act together and can readily obtain female companionship, what is the incentive to marriage for him these days? Marriage rates are declining, I'm not making it up, and I think the biggest reason is bc young men are asking themselves this question. I'd love to hear a female opinion regarding this.

I guess the only disincentive is the quality of women this man may attract, given that he is saying from the outset he is not willing to show traditional, cultural, or legal commitment to the relationship.  Originally when I was with my now husband, the first 5 years we lived together in a committed relationship and I was not interested in marriage, because my parents divorced and I didn't want to go down the same route (I know, superstitious). However when I was getting of age to have children, no way I would stay with a guy who wasn't willing to be married, it's the least of many signs one can show the person is willing, ready and able to share a life with someone. I would not intend on being a single mom or my (hypothetical kids at that point) having a non-committed father.

As far as women getting more out of marriage, statistics point otherwise. Married men are healthier and live longer than unmarried men (the relationship is not as strong in married women for some reason). http://www.health.harvard.edu/newsletters/Harvard_Mens_Health_Watch/2010/July/marriage-and-mens-health

Basically marriage (and also a committed relationship) has many positive benefits for both partners, particularly for men, as long as it is a happy marriage.
« Last Edit: September 24, 2014, 12:56:40 PM by partgypsy »

klystomane

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #310 on: September 24, 2014, 01:02:16 PM »
Quote

A marriage is more than just the sum of the money each brings in.  Failure to understand that probably accounts for a substantial portion of the 50% of divorces.

Ultimately my advice to people is that if you prioritize your finances over a partnership of equals, then absolutely, marriage is probably not for you.  If you want to spend your life with someone, compromises – from dinner choice tonight to color of the walls to type of car to how to build a stash – are in order.

Well said.
« Last Edit: September 24, 2014, 01:17:35 PM by klystomane »

MayDay

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #311 on: September 24, 2014, 01:02:46 PM »
Here's a female opinion.

-No I am not going to INTENTIONALLY procreate with you if you won't marry me because we might get divorced andyou think if we do I will take too much of your money.

-I suspect that the vast majority of those out of wedlock births are not planned.

-Apparently you are hot shit if you can attract the ladies like that, but I don't think most dudes find it so easy.

partgypsy

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #312 on: September 24, 2014, 01:04:16 PM »
But yeah. On my cynical days, if I was in the situation where I got divorced and my kids were raised, while I may be interested in companionship and living with someone, I wouldn't be in a hurry to get re-married. I am financially self-sufficient and would prefer to financially help my children than a hypothetical new spouse (I am the breadwinner in our family), and health statistics show on average women don't get the same health benefits as men do from being married. Like anyone, I would have to weigh the benefits and drawbacks to have it make sense.   

jka468

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #313 on: September 24, 2014, 01:12:43 PM »
Thanks for the reply. I do believe that a good marriage does have its benefits, but who knows what you'll get.

I've read that link before, and all I can really say is "meh". Since the divorce rate is around 45% for first marriages, and I'd venture to guess that a third to half of all in tact marriages are not that happy due to various reasons,that still leaves a lot of room for a marriage to be more hurtful than beneficial for a man.

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #314 on: September 24, 2014, 01:18:57 PM »
But yeah. On my cynical days, if I was in the situation where I got divorced and my kids were raised, while I may be interested in companionship and living with someone, I wouldn't be in a hurry to get re-married. I am financially self-sufficient and would prefer to financially help my children than a hypothetical new spouse (I am the breadwinner in our family), and health statistics show on average women don't get the same health benefits as men do from being married. Like anyone, I would have to weigh the benefits and drawbacks to have it make sense.
Ditto for me (without the cynical bit :-)!). I got divorced after a 17 year marriage (20 together, no kids, both equal incomes and finances, happy marriage, happy divorce) at around age 40 and had ABSOLUTELY NO interest in getting married again. It has been, surprisingly, a bit of a problem as most of the men I have dated really want to be married.
« Last Edit: September 24, 2014, 01:26:43 PM by Spartana »

partgypsy

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #315 on: September 24, 2014, 02:08:26 PM »
Yeah I think being with someone can amplify things in either direction. A lot of long standing couples, by working together have done outstanding, in both raising children, having a satisfying life, and financially accruing wealth, being on the same page, and so much more than either person doing it solo.

At the same time a bad relationship is extra destructive (emotionally, financially, etc). Being solo, the lows are not so low, but the highs are not so high either. Some people are so emotionally burned from a previous bad relationship, that yeah maybe that person shouldn't enter in a relationship because they have so many negative preconcieved attitudes or trust issues, its less likely to be successful. 
« Last Edit: September 24, 2014, 02:35:40 PM by partgypsy »

Spartana

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #316 on: September 24, 2014, 02:21:13 PM »
Yeah I think being with someone can amplify things in either direction. A lot of long standing couples, by working together have done outstanding, in both raising children, having a satisfying life, and financially accruing wealth, being on the same page, and so much more than either person doing it solo.

At the same time a bad relationship is extra destructive (emotionally, financially, etc). Being solo, the lows are not so low, but the highs are not so high either. Some people are so emotionally burned from a previous bad relationship, that yeah maybe that person shouldn't enter in a relationship because they have so many negative preconcieved notions about what a relationship involves or is, its less likely to be successful.
A lot of it, for me at least, is that I was able to ER not to long after I divorced and seem to be on a different page financially as well as lifestyle-wise then most guys I meet. So even if the relationship itself was great (and they were) and there was no emotional baggage (there wasn't) they just wanted different things in life then I did. They didn't plan on retiring for 2 or 3 decades and were looking for a person who wanted to be in that settled life with them, doing the 9 to 5 or whatever. So sometimes it's not the actual quality of the relationship, it's just you want different lifestyles. Remaining single allows me the freedoms I really want in life and marriage (or even a live-in relationship) would require too many compromises. My hope is that I meet someone on the same page as me, who wants the same things, but so far that hasn't happened. No biggie though.

partgypsy

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #317 on: September 24, 2014, 02:34:10 PM »
It sounds like you are in a good place, either way! I like being married (and the person I married) it definitely improves my quality of life and while we don't agree on all things the good outweighs the bad. I am better at the financials while he is better at self-sufficiency (fixing things, cooking, living simply, spending time doing things versus spending money). We got together pretty young and probably influenced each other to some extent.

Beric01

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #318 on: September 24, 2014, 02:52:50 PM »
I have to agree with a lot of jka468's statements.

Marriage is just looking like a worse and worse deal these days. That's why my generation (Millennials) has the lowest marriage rate ever and an estimated 25% of Millennials will never get married.

Personally, I think marriage is a great thing, particularly for raising kids. But I just can't see myself getting married in the US. The divorce rate is too high (the entire culture seems to encourage petty divorce!) and the courts seem to not be favorable, particularly to men. I'm definitely up for marriage in another country if the situation is better, but I just can't see marriage in the US happening for me.

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« Reply #319 on: September 24, 2014, 04:34:18 PM »
 "Common law unions, also known as de facto unions, are a definite trend in Quebec, where nearly 38% of couples have chosen to live in this type of partnership, compared to 11.11% for the rest of Canada. They number over 1,400,000 people." (From the Quebec Notary Association).

Talking with women in Quebec, very often it is they, not the men, who want the common-law relationship.  They have seen the bad marriages, the bad divorces, and they do not want to be caught. 

AJ

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #320 on: September 24, 2014, 04:51:57 PM »
Marriage makes sense for having kids, of course, but also for couples who focus on the career of just one of them. A marriage between two CEOs would be extremely challenging, and there are many careers that require high levels of dedication and ability to relocate if you want to progress past a certain point. If your career is a high priority for you, but you also desire companionship that won't get in the way of your work, it makes sense to be with someone who doesn't have a career, or has a "token" career. Typically, of course, this would be a working man and his stay-at-home wife, but it certainly doesn't have to be. For such a couple where one has sacrificed their own career opportunities to allow the other's to flourish unhindered, formal legal marriage makes sense to protect the non-working partner.

iRevan

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #321 on: September 24, 2014, 05:32:48 PM »
Interesting thread!

I married young (and divorced only a little bit older). I put her through University, shared my bank accounts with her and she blew all the money I (and my parents) had saved in about a year. But not before I found out she also made debts with "the shady sort of people". Divorce went quick as my lawyer convinced her we could press charges against her but wouldn't if she agreed to not fight the divorce. Took me 2 years of living from debt to debt to come out of that one. Nearly burned out as well...

While I did not want to get married again I did, nearly a year ago... Not because my wife and I really, really loved the notion of getting married, but because it was easier for our future plans. We didn't want to stay in Europe and it takes a lot less proof to have immigration officials believe you are in a committed relationship if you're married (even if you have been in a relationship for 4 years, moved around 3 different countries compared to 4 months of being married :?).

Most of the people I know got married, not out of some romantic notion, but for the tax reasons (however small!). And even then, you can sign a "relationship document" which is basically the same as getting married, only you're not married (hooray Europe!).

If anyone wants to know, I married with a prenup, as my wife was very concerned about her own money (even though I earn more and have more earning potential). God I love Dutch women!

urbanista

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #322 on: September 24, 2014, 05:46:21 PM »
Um.  A kid is way more commitment than a marriage.  I don't give a damn about stigma, but I'm sure as hell not going to make a commitment to choose to have a kid with a man, if he can't make the smaller commitment to get married.  Maybe you'll find someone who doesn't mind, but I question the thought process that results in you thinking marriage is a bigger "risk" with someone than having out of wedlock kids.

My sentiment exactly. Having children is also very risky from a woman's perspective. Unlike for men, women take not only the financial risks by having kids, they also take health  risks.

So if a man doesn't want a commitment to get married because it's too risky financially, then good luck finding quality female to have kids with.

urbanista

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #323 on: September 24, 2014, 05:53:48 PM »
Thanks for the reply. I do believe that a good marriage does have its benefits, but who knows what you'll get.

I've read that link before, and all I can really say is "meh". Since the divorce rate is around 45% for first marriages, and I'd venture to guess that a third to half of all in tact marriages are not that happy due to various reasons,that still leaves a lot of room for a marriage to be more hurtful than beneficial for a man.

For starters, divorce rates are way lower for college-educated people who get married a bit later.

And secondly, if you get over the risk of losing some money in a divorce, the marriage is actually much more beneficial for a man, provided he want a family. Because it's the female who ends up doing up to 80% of housework and looking after the kids, quite often on top of a full-time job (not always, of course, but more often then not).

Elderwood17

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #324 on: September 24, 2014, 06:04:24 PM »
Very interesting thread.  I married my high school sweetheart at 19 (crazy), had four kids in ten years (crazy).  We both got our college degrees but she stayed home raising the kids, which helped me have the flexibility to get a masters degree, pursue a leadership track and advance in my field.  Kids are all gone now, I still earn 100% of the income, but it is a true partnership in every way.  We have developed a decent stash but the stability and enjoyment of the relationship is worth far more.  You have to work on it but a good marriage can help your stash in a lot of subtle ways that does show up just as income.

iris lily

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #325 on: September 24, 2014, 08:59:47 PM »

...Um.  A kid is way more commitment than a marriage.  I don't give a damn about stigma, but I'm sure as hell not going to make a commitment to choose to have a kid with a man, if he can't make the smaller commitment to get married.  Maybe you'll find someone who doesn't mind, but I question the thought process that results in you thinking marriage is a bigger "risk" with someone than having out of wedlock kids.
Agreed.

If I had children, I would want all of the legally binding conventions society offers to keep them close to me.

If this guy's theoretical girlfriend is as casual about their relationship as he seems to be, placing money before union, then I guess he won't mind if said airhead female takes off with his 2 children to live in a yurt in Tibet with her new man. No matter! Can always make more kids with another airhead.

But if children are not involved, I don't care, do whatever, commitment is not for everyone.

 
« Last Edit: September 24, 2014, 09:04:25 PM by iris lily »

damize

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #326 on: September 25, 2014, 12:02:41 PM »
My divorce was a year ago..and even at that it was pre-mustachian.  The whole process cost about $25,000, most of which went to her to get set up.  The amazing part, which I'm truely grateful for, is that she didn't go for or even want my TSP or military pension.  Her only financial request was that I continue to pay for college for my three step children.
So, while I'm up to my eyeballs in parent plus loans, I'm supremely grateful I married a strong, independant woman...and I'd do it again.  Like the man said, "Never marry a woman you can't afford to divorce."
I'm also fully aware that this debt is what brought me to Get Rich Slowly and subsequently to MMM...and my own 10 year plan for FIRE....after my hair is no longer on fire!

jka468

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #327 on: September 25, 2014, 01:32:20 PM »
Um.  A kid is way more commitment than a marriage.  I don't give a damn about stigma, but I'm sure as hell not going to make a commitment to choose to have a kid with a man, if he can't make the smaller commitment to get married.  Maybe you'll find someone who doesn't mind, but I question the thought process that results in you thinking marriage is a bigger "risk" with someone than having out of wedlock kids.

My sentiment exactly. Having children is also very risky from a woman's perspective. Unlike for men, women take not only the financial risks by having kids, they also take health  risks.

So if a man doesn't want a commitment to get married because it's too risky financially, then good luck finding quality female to have kids with.

So the millions of women in the Western world who have children and are together with the father, but not married, are not "quality"? That's some strong shaming language there.

Thanks for the reply. I do believe that a good marriage does have its benefits, but who knows what you'll get.

I've read that link before, and all I can really say is "meh". Since the divorce rate is around 45% for first marriages, and I'd venture to guess that a third to half of all in tact marriages are not that happy due to various reasons,that still leaves a lot of room for a marriage to be more hurtful than beneficial for a man.

For starters, divorce rates are way lower for college-educated people who get married a bit later.

And secondly, if you get over the risk of losing some money in a divorce, the marriage is actually much more beneficial for a man, provided he want a family. Because it's the female who ends up doing up to 80% of housework and looking after the kids, quite often on top of a full-time job (not always, of course, but more often then not).

And I would venture to guess that divorce rates will continue to creep downwards, especially for those who are educated, not because of some magical marriage epiphany, but because the overall marriage rate will continue to decline and there will be a selection bias going on.

As well, as a man, I have a theory about men and wanting children. I think it's a bell curve type thing, where about 20% of men really want children, 20% really don't want children, and 60% are basically like "whatever" and have kids/family because it's unplanned or their wife/gf has a strong maternal instinct, like a majority of women. And as far as "much more beneficial", I could strongly argue against that, but whatever.


...Um.  A kid is way more commitment than a marriage.  I don't give a damn about stigma, but I'm sure as hell not going to make a commitment to choose to have a kid with a man, if he can't make the smaller commitment to get married.  Maybe you'll find someone who doesn't mind, but I question the thought process that results in you thinking marriage is a bigger "risk" with someone than having out of wedlock kids.
Agreed.

If I had children, I would want all of the legally binding conventions society offers to keep them close to me.

If this guy's theoretical girlfriend is as casual about their relationship as he seems to be, placing money before union, then I guess he won't mind if said airhead female takes off with his 2 children to live in a yurt in Tibet with her new man. No matter! Can always make more kids with another airhead.

But if children are not involved, I don't care, do whatever, commitment is not for everyone.

 

You're first sentence is laughably ironic, considering there is no-fault divorce that can be initiated on a whim and in this country women gain custody of children a vast majority of the time (in situations where both parents file for full custody, women win an estimated 70-80% of the time due to provisions of state laws such as the definition of "primary care giver"). In some states, a man would literally need a 1080p HD video of his ex-wife snorting cocaine off a tatted biker's chest before a judge would grant him child custody.

And "airhead", that sounds like more shaming language to me. Why does a female not demanding marriage automatically make her an "airhead"? I have no interest in broad sweeping generalizations, but I do take interest in broad social trends that are supported by data. Considering you seem to think that commitment and marriage are synonymous, you must be in a favor of abolishing no-fault divorce correct? If not, then you may want to rethink just how much commitment a marriage truly gives a couple.

I have had this conversation IRL with a few women, and the question that always befuddles them (and sometimes enrages them) is "why?" Why do you think that the marriage rate is declining? Why do you think men, especially millennial men (as a poster above stated), are much more reluctant to marry? This isn't hearsay, this is a large social trend happening right now. Rather than dismissing this notion by saying "men just don't want to grow up" or some other non sequitur, what do you, as a woman, think is the reason(s)?

Once again, I do think that marriage CAN be a great thing, I am in no way disparaging happy marriages (my parents have been married for 35 years) and I would actually like the trend to be reversed (hint: it won't IMO), but in today's social climate I'm saying that it doesn't make much sense, especially for men.

My divorce was a year ago..and even at that it was pre-mustachian.  The whole process cost about $25,000, most of which went to her to get set up.  The amazing part, which I'm truely grateful for, is that she didn't go for or even want my TSP or military pension.  Her only financial request was that I continue to pay for college for my three step children.
So, while I'm up to my eyeballs in parent plus loans, I'm supremely grateful I married a strong, independent woman...and I'd do it again.  Like the man said, "Never marry a woman you can't afford to divorce."
I'm also fully aware that this debt is what brought me to Get Rich Slowly and subsequently to MMM...and my own 10 year plan for FIRE....after my hair is no longer on fire!

Case in point. You got divorced and continue to pay for step children, and say you would do it again! While providing for your step children is noble, most young men these days are simply looking at a situation like yours and going "not a chance in hell I'm falling into that trap!"
« Last Edit: September 25, 2014, 01:52:11 PM by jka468 »

Emilyngh

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #328 on: September 25, 2014, 05:55:37 PM »


You're first sentence is laughably ironic, considering there is no-fault divorce that can be initiated on a whim and in this country women gain custody of children a vast majority of the time (in situations where both parents file for full custody, women win an estimated 70-80% of the time due to provisions of state laws such as the definition of "primary care giver"). In some states, a man would literally need a 1080p HD video of his ex-wife snorting cocaine off a tatted biker's chest before a judge would grant him child custody.


Please back this stat, b/c it's not at all consistent with what I've read.   Although, regardless, there are so few cases where both parents actually "file for full custody" that even if it were true, it would still represent such a minuscule percentage of divorce outcomes (see below) that it strikes me as quite the red herring.   

"According to DivorcePeers.com, the majority of child custody cases are not decided by the courts.

In 51 percent of custody cases, both parents agreed -- on their own -- that mom become the custodial parent.
In 29 percent of custody cases, the decision was made without any third party involvement.
In 11 percent of custody cases, the decision for mom to have custody was made during mediation.
In 5 percent of custody cases, the issue was resolved after a custody evaluation.
Only 4 percent of custody cases went to trial and of that 4 percent, only 1.5 percent completed custody litigation.

In other words, 91 percent of child custody after divorce is decided with no interference from the family court system. How can there be a bias toward mothers when fewer than 4 percent of custody decisions are made by the Family Court?"

http://www.huffingtonpost.com/cathy-meyer/dispelling-the-myth-of-ge_b_1617115.html

deborah

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #329 on: September 25, 2014, 06:15:29 PM »
I really don't get this. The statistics say that men are happier in marriage and women are just about as happy single as in marriage. The statistics say that men are financially much much better off a few years after divorce than women.

So why do all men seem to think that women get the better deal during divorce settlements?
« Last Edit: September 25, 2014, 06:19:41 PM by deborah »

Cressida

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #330 on: September 25, 2014, 06:18:21 PM »
As far as women getting more out of marriage, statistics point otherwise.

So does common sense. Women do more housework and childcare than men BY FAR. I'd say men as a rule are getting a pretty good deal out of marriage.

Emilyngh

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #331 on: September 25, 2014, 06:45:47 PM »

So why do all men seem to think that women get the better deal during divorce settlements?


Well, I wouldn't say "all" men think women get the better deal.   But some of them seem to think so.

It seems to me that it's b/c they may have to give up half of the "their" stache upon divorce.   Women may do more childcare and housework, but then they generally make less money during the marriage.   Clearly, they thus don't really contribute proportionally to the savings and are ripping men off by "taking" half.   I also think that there is a greedy ex-wife stereotype that is propagated through the media/in society.

So very complainy-pants, IMHO.   
« Last Edit: September 25, 2014, 06:49:59 PM by Emilyngh »

urbanista

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #332 on: September 25, 2014, 07:07:01 PM »
Um.  A kid is way more commitment than a marriage.  I don't give a damn about stigma, but I'm sure as hell not going to make a commitment to choose to have a kid with a man, if he can't make the smaller commitment to get married.  Maybe you'll find someone who doesn't mind, but I question the thought process that results in you thinking marriage is a bigger "risk" with someone than having out of wedlock kids.

My sentiment exactly. Having children is also very risky from a woman's perspective. Unlike for men, women take not only the financial risks by having kids, they also take health  risks.

So if a man doesn't want a commitment to get married because it's too risky financially, then good luck finding quality female to have kids with.

So the millions of women in the Western world who have children and are together with the father, but not married, are not "quality"? That's some strong shaming language there.

Yes, and I stand by it.

50% of these women had an unintended pregnancy. Quoting the recent research:

"About 37 percent of births in the United States are the result of unintended pregnancies, a proportion that has remained fairly steady since 1982, according to new research from the National Center for Health Statistics, a branch of the U.S. Centers for Disease Control and Prevention."

" About 23 percent of married women had an unintended pregnancy, compared with 50 percent of unmarried women who were living with their baby's father and 67 percent of unmarried women not living with the baby's father."

Then how many of unmarried women who had children intentionally, did it due to economic benefits, such as not to lose the welfare? My guess is 49%.

Only 1% of all the women had children intentionally while not being married that is due to genuine unwillingness to get married (my guess, have no data on this). So good luck finding those type of women.


« Last Edit: September 25, 2014, 07:20:35 PM by urbanista »

Must_Stash

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #333 on: September 25, 2014, 07:16:38 PM »
I can't say many of the replies in here are surprising, but outside of religious reasons, what incentive is there for a man to get married these days?

I would respect your opinion more if it weren't sexist and you had said "outside of religious reasons, what incentive is there for anyone to get married these days?"

There are many ways to obtain all of the benefits of marriage in America without having most of the risk (there is no common-law marriage in the US), so if I choose to have a family one day I will probably go that route.

Wrong.  Several states have common law marriage.


I have not found this to be true at all.   IME, there's more extra money after paying for expenses when married/coupled.   The cost of shared housing for two is usually less than double for one, utilities are usually less than double for one, health insurance, sharing a car, etc.   All of this saved money can be swept straight into savings and easily makeup for a difference in incomes.

This is true if living apart, but there is basically no stigma anymore against living together, having children out of wedlock, or hell, if you're a man who is good with women it is easy in today's climate to have more than one gf/partner or simply have a string of casual relationships. Marriage is a major risk because it's rewards have been marginalized for a while now.

Um.  A kid is way more commitment than a marriage.  I don't give a damn about stigma, but I'm sure as hell not going to make a commitment to choose to have a kid with a man, if he can't make the smaller commitment to get married.  Maybe you'll find someone who doesn't mind, but I question the thought process that results in you thinking marriage is a bigger "risk" with someone than having out of wedlock kids.

The fact that you would even label that first statement as sexist is laughable. In aggregate I think women do get more out of a marriage then men, and they prevail at a much high rate in the courts when it comes to divorce and custody, so please continue with the ad hominems.

You're correct about common law, my mistake, but it is only essentially around in 7 states and my guess is that is willbe done away with within a generation or two.

As for your last statement, out of wedlock births are closing in on 50% of all births, so there is currently a large minority of the population who would disagree with you. I also simply said there was no stigma against it and it can be done without assuming the risks of marriage. Check your reading comprehension.

Essentially, my question is this...given a young man has his act together and can readily obtain female companionship, what is the incentive to marriage for him these days? Marriage rates are declining, I'm not making it up, and I think the biggest reason is bc young men are asking themselves this question. I'd love to hear a female opinion regarding this.

A female opinion regarding this?  Ok, here it is:

Who cares? 

No woman gives a hoot what "young men are asking themselves,"  she concentrates on the thoughts and values of one particular young man at a time.

We're responsible for our own lives and wellbeing, not for maintaining the course of western civilization.  Fix marriage yourself if it's such a concern to you!

Metta

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #334 on: September 25, 2014, 07:25:27 PM »
A funny story:

When we were engaged we went to my father for financial advice, specifically how to get a pre-nup. He generally gave other couples pre-nup assistance when they came to him, which I knew since I worked in his office. He phrased it as an expression of true love to them. It showed that they were entering the marriage out of love and cared that the other person would be taken care of in the event of divorce.

However, when he heard what we wanted, he almost fell out of his chair laughing. He finally sputtered out, "What? You are going to say that you get the nothing you entered the marriage with and he gets the nothing he entered with? You don't need a pre-nup! You need a budget."

We were miffed at being treated like silly children at our extremely mature ages of 18 and 20 and went off to create a pre-nup for ourselves, carefully dividing up the science fiction novels and our few other items. When we got to our clothing my boyfriend (now husband) said, "Do we have to do the clothing? Can't we just assume that you get the skirts and I get my clothes?" We argued a bit about this since I favored completeness and he favored expediency but eventually we laughed and decided to do a prenup after we were married, when we had enough money for a proper pre-nup. (Though I suppose it wouldn't be a prenup. It would be a present-nup or something like that.)

We never really got around to it. Our finances are combined, but we started with nothing. Perhaps it would be different if we had started with something more than science fiction books, pillows, and clothes.

urbanista

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #335 on: September 25, 2014, 08:14:22 PM »
I have no interest in broad sweeping generalizations, but I do take interest in broad social trends that are supported by data. Considering you seem to think that commitment and marriage are synonymous, you must be in a favor of abolishing no-fault divorce correct? If not, then you may want to rethink just how much commitment a marriage truly gives a couple.

They are not synonymous, but their are very related. If you really want to understand this, think about marriage as a signal of commitment. It also sends many other signals to the society but I  restrict my discussion to the commitment only, since that's what you've asked.

It works the same way as college education: it signals to the prospective employers that an educated person will be (on average) more productive, then uneducated person.  By "educated" I mean here someone who completed a college degree.

Same with the marriage: people who marry, voluntarily incur expensive costs. The costs are financial but also may be viewed as the social restrictions on their future behaviour. As such, they send signals to the society. And yes, marriage is a strong signal of commitment to a future partner.

So from a female perspective, it is a powerful signal that a man is serious about the relationship and will stick around raising the family. In the absence of such signals, a guy must find another way to persuade a prospective partner of his commitment, and it is very hard to do practically. Not impossible, sure, but I am scratching my head, really, to think about anything.

daymare

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #336 on: September 25, 2014, 08:42:12 PM »
So I'm a 25 y/o female - my husband is also 25, we've been together for >5.5 years (met in college).  Some of the previous comments are quite misogynistic and make me unhappy.

I share some of the wariness offered earlier - I am quite protective of my finances, as I am on top of them and quite proud of what I accomplished on my own. So ... I dated someone for a long time before I married him, learning his values and habits along the way, so that I married someone who was an asset to my health and life and wealth.  We brought a similar amount of retirement savings to the marriage (about 50K each).  We are equals, we support each others careers.  Certainly, it is harder to consider both of our careers instead of just thinking of one of us when it comes to moving, etc.  But I am thrilled to be collaborating on life with him, entrusting him with end of life decisions, sharing our goals.

I am a huuuuge fan of prenups.  I really wish that we had a situation that warranted one, so that we could be an example to friends and family.  But - we had a similar amount of savings & investments, and believe that everything we earn while married should be shared jointly, so a prenup made no sense.  I have no idea who will earn more over the course of our working years - there are so many unknowns in that equation.  But I know for a fact that he enables me to take more risks, have more confidence, and pursue harder and further.  And I hope the converse is true.  I can't predict the future, (and as I said in my vows) I can't promise forever - but I can promise all that I can give, and I'm certain both of us will be enriched by the marriage, even if it ends. (All that said, I was certainly not interested in marrying someone that isn't financially able to support himself.)

iris lily

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #337 on: September 25, 2014, 09:30:53 PM »
I really don't get this. The statistics say that men are happier in marriage and women are just about as happy single as in marriage. The statistics say that men are financially much much better off a few years after divorce than women.

So why do all men seem to think that women get the better deal during divorce settlements?
All men don't think that. It's the men you don't want to marry who think that. And I that's great because it's an easy culling tool.

iris lily

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #338 on: September 25, 2014, 10:00:37 PM »

...Yes, and I stand by it.

50% of these women had an unintended pregnancy. Quoting the recent research:

"About 37 percent of births in the United States are the result of unintended pregnancies, a proportion that has remained fairly steady since 1982, according to new research from the National Center for Health Statistics, a branch of the U.S. Centers for Disease Control and Prevention."

" About 23 percent of married women had an unintended pregnancy, compared with 50 percent of unmarried women who were living with their baby's father and 67 percent of unmarried women not living with the baby's father."

Then how many of unmarried women who had children intentionally, did it due to economic benefits, such as not to lose the welfare? My guess is 49%.

Only 1% of all the women had children intentionally while not being married that is due to genuine unwillingness to get married (my guess, have no data on this). So good luck finding those type of women.

This is very interesting. I didn't know how to address jka468's challenge, but I know with absolute certainty at my advanced age with much life experience :)  that a huge percentage of women who wish to reproduce expect to be married when they do so.  So I'm glad you came up with a measure.

I heard a radio interview last year that stuck with me, an interview on NPR with several unmarried couples with children. None of their reasons for remaining unmarried were compelling to me, including this gem "we don't want to get married because we don't want to put our children through a divorce, if it ever came to that." I don't grok it, if the couple breaks up how's an unmarried "daddy is gone from your life now" breakup different from a marriage breakup?

I DO believe that there are compelling, non-financial reasons for remaining unmarried. One rationale I heard that resonated with me: a couple said they work every day on their commitment to one another to maintain a strong bond rather than relying on society's piece of paper. They were afraid that a marriage license would lull them into complacency.  I was touched by this and can understand that reasoning.

I think that a majority of people won't be this introspective and thoughtful about commitment, though. Most women who reproduce wish to be married. It's pretty simple.

And now just to make  jka468's head explode I'll relate this: an old boyfriend of mine was with his "wife" for ten years before they split. They were never legally married. He paid her alimony for ten years even though he wasn't legally required to do that. He felt it was his duty since she had worked during much of his schooling. He and I were dating during that period of alimony and he didn't have a lot of money, but we had fun and he was fine with it all, and decades later he DID did retire early. So there!  :)
« Last Edit: September 25, 2014, 10:02:58 PM by iris lily »

Cressida

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #339 on: September 26, 2014, 12:54:15 AM »
Same with the marriage: people who marry, voluntarily incur expensive costs. The costs are financial but also may be viewed as the social restrictions on their future behaviour.

What in the world are you talking about? Sharing a household reduces costs.

DaKini

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #340 on: September 26, 2014, 01:03:25 AM »
Same with the marriage: people who marry, voluntarily incur expensive costs. The costs are financial but also may be viewed as the social restrictions on their future behaviour.

What in the world are you talking about? Sharing a household reduces costs.
And even the "social restrictions" can be debated; the only relevant question is what goes and what doesn't - this can (and should) always be discussed in a relationship.
If you and your partner are both fine for example, if any other would have a "satellite partner" (for fun things you know), where is the problem? A Problem only arises, if one partner would do things "breaking the contract".

jka468

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #341 on: September 26, 2014, 07:09:04 AM »


You're first sentence is laughably ironic, considering there is no-fault divorce that can be initiated on a whim and in this country women gain custody of children a vast majority of the time (in situations where both parents file for full custody, women win an estimated 70-80% of the time due to provisions of state laws such as the definition of "primary care giver"). In some states, a man would literally need a 1080p HD video of his ex-wife snorting cocaine off a tatted biker's chest before a judge would grant him child custody.


Please back this stat, b/c it's not at all consistent with what I've read.   Although, regardless, there are so few cases where both parents actually "file for full custody" that even if it were true, it would still represent such a minuscule percentage of divorce outcomes (see below) that it strikes me as quite the red herring.   

"According to DivorcePeers.com, the majority of child custody cases are not decided by the courts.

In 51 percent of custody cases, both parents agreed -- on their own -- that mom become the custodial parent.
In 29 percent of custody cases, the decision was made without any third party involvement.
In 11 percent of custody cases, the decision for mom to have custody was made during mediation.
In 5 percent of custody cases, the issue was resolved after a custody evaluation.
Only 4 percent of custody cases went to trial and of that 4 percent, only 1.5 percent completed custody litigation.

In other words, 91 percent of child custody after divorce is decided with no interference from the family court system. How can there be a bias toward mothers when fewer than 4 percent of custody decisions are made by the Family Court?"

http://www.huffingtonpost.com/cathy-meyer/dispelling-the-myth-of-ge_b_1617115.html

Let's actually look deeper at that 51% (without even delving into the other numbers). Most cases are not disputed because it has been general practice for men not to dispute custody because it is futile (this is changing a bit, but still a heavy handed practice). Why waste time/money when your lawyer advises you that, as a man, because you most likely can't be deemed as the "primary caretaker", you have basically no chance to win custody? There is a huge bias there, and you're not going to tell me that all of those men simply were like "nope, don't want my kids, you take 'em", especially considering women initiate 2/3 to 4/5 of all divorces (depending on source).

I really don't get this. The statistics say that men are happier in marriage and women are just about as happy single as in marriage. The statistics say that men are financially much much better off a few years after divorce than women.

So why do all men seem to think that women get the better deal during divorce settlements?

The stats were also posted in this thread, and that's not really what they said. They basically said that men in happy marriages are happier than singles and divorced men. All I can basically say to that is "duh". I then posited that the chance of being in a "happy" marriage for a man is around 30% overall, factoring in the divorce rate and the rate of unhappy marriages that stay together for various reasons.

The stats also stated that in the case of divorce, men are hit MUCH MUCH harder, not only financially, but emotionally and mentally. One of highest suicide rate demographics in the country is from middle age divorced men. Think that is a coincidence?


So why do all men seem to think that women get the better deal during divorce settlements?


Well, I wouldn't say "all" men think women get the better deal.   But some of them seem to think so.

It seems to me that it's b/c they may have to give up half of the "their" stache upon divorce.   Women may do more childcare and housework, but then they generally make less money during the marriage.   Clearly, they thus don't really contribute proportionally to the savings and are ripping men off by "taking" half.   I also think that there is a greedy ex-wife stereotype that is propagated through the media/in society.

So very complainy-pants, IMHO.   

I sense a lot of this idealism is coming from an older female demographic not in touch with younger generations. I am a millennial, and in my generation women are more educated than men and are earning HIGHER salaries, on average, than men. You would think that this would give men incentive to marry by your logic, but nope, not happening. There are many, many other reasons besides losing their "stache" (though it's in there) that young men don't want to marry.



A female opinion regarding this?  Ok, here it is:

Who cares? 

No woman gives a hoot what "young men are asking themselves,"  she concentrates on the thoughts and values of one particular young man at a time.

We're responsible for our own lives and wellbeing, not for maintaining the course of western civilization.  Fix marriage yourself if it's such a concern to you!

I can't even believe how short sighted this mindset is. For your sake I hope you don't have children, especially boys. If you somehow don't think that social trends not only impact culture, but your own life as well, then you are sadly mistaken. Should others not have cared about the opinions of blacks during the Civil War? How about the Jim Crow south? How about female opinions regarding equality and voting? And don't straw-man by trying to disengage these issues with this one, because my point stands. This discussion is having a major social/economic impact on THIS young generation, and it's only going to get more prevalent in future generations.

But I get it, it doesn't affect YOU, in this particular moment, so you don't care. This is EXACTLY why young men are saying "marriage, nah, not for me", because there are so many women, according to your own words, who don't give two cents about male thoughts, fears, concerns, etc. Without caring about a broad trend then your thoughts about "one particular man" are ignorant at best and disingenuous at worst.

I have no interest in broad sweeping generalizations, but I do take interest in broad social trends that are supported by data. Considering you seem to think that commitment and marriage are synonymous, you must be in a favor of abolishing no-fault divorce correct? If not, then you may want to rethink just how much commitment a marriage truly gives a couple.

They are not synonymous, but their are very related. If you really want to understand this, think about marriage as a signal of commitment. It also sends many other signals to the society but I  restrict my discussion to the commitment only, since that's what you've asked.

It works the same way as college education: it signals to the prospective employers that an educated person will be (on average) more productive, then uneducated person.  By "educated" I mean here someone who completed a college degree.

Same with the marriage: people who marry, voluntarily incur expensive costs. The costs are financial but also may be viewed as the social restrictions on their future behaviour. As such, they send signals to the society. And yes, marriage is a strong signal of commitment to a future partner.

So from a female perspective, it is a powerful signal that a man is serious about the relationship and will stick around raising the family. In the absence of such signals, a guy must find another way to persuade a prospective partner of his commitment, and it is very hard to do practically. Not impossible, sure, but I am scratching my head, really, to think about anything.

Trust me, I get it and I fully understand marriage as a signal. My point is that many are realizing that due to no-fault divorce, marriage is easily seen as false proxy for commitment, and it has lost a vast majority of it's value beyond social validation in certain groups. Once again, I point to the fact that divorce is initiated that by women 2/3 to 4/5 of the time, depending on the source. Are men blameless? No, but it is well documented that men are much more willing to stick out a marriage than a woman, and no one is going to tell me that that high a percentage of married men are all somehow abusive or adulterous (in fact, many studies have shown that domestic abuse and infidelity are nearly equal between the sexes. Men simply don't report domestic abuse nearly as much as women, and women are much much better at keeping quiet their extramarital affairs).

http://www.psychologytoday.com/blog/homo-consumericus/201311/do-men-or-women-file-divorce-more-often
http://www.telegraph.co.uk/men/relationships/10357829/Why-do-women-initiate-divorce-more-than-men.html

And yes, you are completely correct in that social and financial costs are incurred by marriage, but due to the circumstances of today many young men are not seeing these costs as worth the reward. Many young men are starting to realize that sex, commitment, family, etc. can all be had without taking on the risks of marriage, and the funny thing is that the past couple generations of women are what brought upon this change, unknowingly.

I sincerely believe that this discussion has a strong generational gap between me (mid 20s millennial man) and older women. I see these trends every single day, in both men and women, and because of it, it's estimated that 20+% of millennial women will never marry, with that number increasing in future generations.


...Yes, and I stand by it.

50% of these women had an unintended pregnancy. Quoting the recent research:

"About 37 percent of births in the United States are the result of unintended pregnancies, a proportion that has remained fairly steady since 1982, according to new research from the National Center for Health Statistics, a branch of the U.S. Centers for Disease Control and Prevention."

" About 23 percent of married women had an unintended pregnancy, compared with 50 percent of unmarried women who were living with their baby's father and 67 percent of unmarried women not living with the baby's father."

Then how many of unmarried women who had children intentionally, did it due to economic benefits, such as not to lose the welfare? My guess is 49%.

Only 1% of all the women had children intentionally while not being married that is due to genuine unwillingness to get married (my guess, have no data on this). So good luck finding those type of women.

This is very interesting. I didn't know how to address jka468's challenge, but I know with absolute certainty at my advanced age with much life experience :)  that a huge percentage of women who wish to reproduce expect to be married when they do so.  So I'm glad you came up with a measure.

I heard a radio interview last year that stuck with me, an interview on NPR with several unmarried couples with children. None of their reasons for remaining unmarried were compelling to me, including this gem "we don't want to get married because we don't want to put our children through a divorce, if it ever came to that." I don't grok it, if the couple breaks up how's an unmarried "daddy is gone from your life now" breakup different from a marriage breakup?

I DO believe that there are compelling, non-financial reasons for remaining unmarried. One rationale I heard that resonated with me: a couple said they work every day on their commitment to one another to maintain a strong bond rather than relying on society's piece of paper. They were afraid that a marriage license would lull them into complacency.  I was touched by this and can understand that reasoning.

I think that a majority of people won't be this introspective and thoughtful about commitment, though. Most women who reproduce wish to be married. It's pretty simple.

And now just to make  jka468's head explode I'll relate this: an old boyfriend of mine was with his "wife" for ten years before they split. They were never legally married. He paid her alimony for ten years even though he wasn't legally required to do that. He felt it was his duty since she had worked during much of his schooling. He and I were dating during that period of alimony and he didn't have a lot of money, but we had fun and he was fine with it all, and decades later he DID did retire early. So there!  :)

Even if your second sentence is true, an idea that I personally think is changing, then there are going to be a lot of millennial women who either...

1) do not reproduce, against their own desires, because they can't find a marriage partner
2) or reproduce out of wedlock, against their own desires

Those are just the facts. This wasn't a problem for past generations, but it is becoming a problem for the current one and younger ones. According to one female poster, as a man I shouldn't care about all females, but hey, I care about society as a whole and it's direction.

http://www.foxnews.com/opinion/2012/11/24/war-on-men/?intcmp=features#ixzz2DEp3qJSc

This is a pretty solid opinion piece summarizing the thoughts of a lot of young men. I don't agree with everything, but it's close. Basically, I have a degree in engineering and a minor in economics, and I think of this situation in a very logical/economical manner. Everyone, no matter what they do, is doing something based on incentives. It's clear to me that marriage has lost much of it's incentive for men.

And I also don't see why my head would explode. One man's actions do not equate to all men and a vast majority of men would never do this.
« Last Edit: September 26, 2014, 07:40:03 AM by jka468 »

jka468

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #342 on: September 26, 2014, 07:25:50 AM »
I have no interest in broad sweeping generalizations, but I do take interest in broad social trends that are supported by data. Considering you seem to think that commitment and marriage are synonymous, you must be in a favor of abolishing no-fault divorce correct? If not, then you may want to rethink just how much commitment a marriage truly gives a couple.

So from a female perspective, it is a powerful signal that a man is serious about the relationship and will stick around raising the family. In the absence of such signals, a guy must find another way to persuade a prospective partner of his commitment, and it is very hard to do practically. Not impossible, sure, but I am scratching my head, really, to think about anything.

I wanted to address this idea in particular...

In reality, it's really not that hard these days for a man to obtain commitment without marriage (details I can go into further if you like), but the crux of everything I've been saying is that the MOST marriageable men, based on female standards (which are some particular mix of good looking, financially secure, educated, tall, well built, intelligent, motivated, etc.) have the LEAST incentive to marry these days. Please, any ladies reading this, ask yourself WHY this would be, without dismissing the notion or using a No True Scotsman like "well, this guy isn't actually marriage material after all then if he doesn't want to marry". 50 years ago, hell 30 years ago, this same guy would probably be married by 25yo, and be happy to do it, but now he isn't. Why?

Not to be a douche, but I'm basically one of these guys, as are many of my friends. It is beyond easy for guys like me to date multiple women, obtain casual sex/a short-term gf/a long-term gf or any combination of the three, and while it might not be as easy for other guys, it's not exactly hard anymore. As well, basically EVERY young guy I know has seen some family member or friend go through a divorce (maybe their own parents) and they see what it can do emotionally and financially.

Basically it's this...Poor or working class guys want to get married, but women don't want to marry these guys these days (where as before these men would be fine marriage prospects), and educated professional guys are very wary of getting married, and are deciding to delay it or continually play the field (because they can and they assume virtually no risk with this). IMO this trend is only going to grow over the next 20 years.
« Last Edit: September 26, 2014, 07:41:06 AM by jka468 »

cpa cat

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #343 on: September 26, 2014, 08:34:26 AM »
However, when he heard what we wanted, he almost fell out of his chair laughing. He finally sputtered out, "What? You are going to say that you get the nothing you entered the marriage with and he gets the nothing he entered with? You don't need a pre-nup! You need a budget."

My prenup specifically says that I keep the cat. ;)

She's dead now... I guess I'll have to go check the wording to see if it applies to post-nuptual cats.

CommonCents

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #344 on: September 26, 2014, 08:40:10 AM »
Jka, you keep making broad generalizations without support.  Please provide support for your arguments, preferably facts, research, studies, or training, rather than anecdotal stories.

Let's actually look deeper at that 51% (without even delving into the other numbers). Most cases are not disputed because it has been general practice for men not to dispute custody because it is futile (this is changing a bit, but still a heavy handed practice). Why waste time/money when your lawyer advises you that, as a man, because you most likely can't be deemed as the "primary caretaker", you have basically no chance to win custody? There is a huge bias there, and you're not going to tell me that all of those men simply were like "nope, don't want my kids, you take 'em", especially considering women initiate 2/3 to 4/5 of all divorces (depending on source).

What is your support for this?  I've worked pro bono in family law in two states (once for a Custody and Support Assistance Clinic and once for the local courthouse's "Lawyer for a Day" program).  In both states, I was trained to advise, and did advise, that there is a presumption that it is in the "best interests of the child" (BIOC for short) that the child have a relationship with both parents, and that courts prefer to grant joint physical (who has the kid day to day) and legal custody (should the kid get vaccinated etc.) when possible.  I also took a family law class, where we learned that BIOC is the standard imposed in most states.  I'm not sure where you are hearing that family lawyers are advising men not to try for any type of physical custody at all, or in what states, but frankly - I think that's probably poor lawyering.

I am a millennial, and in my generation women are more educated than men and are earning HIGHER salaries, on average, than men

Really?  Although there has been improvement, a wage gap continues to persist.

“Female CEOs earned nearly 80% of their male counterparts' compensation in 2013, according to a study from the Institute for Women's Policy Research based on Labor Department data.”

Source: http://online.wsj.com/articles/female-ceos-make-strides-but-pay-gap-persists-1401232881

“On average, women who work full-time earn about 77 cents for every dollar a full-time male worker earns. Because of the wage gap, since 1960, the real median earnings of women have fallen short by more than half a million dollars compared to men.”

“A recent AAUW report – Graduating to a Pay Gap – found an unexplainable seven percent difference in the earnings of male and female college graduates one year after graduation, even after accounting for many factors including college major, occupation, industry, sector, hours worked, workplace flexibility, experience, educational attainment, enrollment status, GPA, college selectivity, age, race/ethnicity, region, marital status, and motherhood. Clearly, the wage gap persists.”

http://www.aauw.org/what-we-do/public-policy/aauw-issues/gender-pay-gap/

Here's a long discussion, with citations to studies, of the pay gap persisting even after controlling for factors, http://en.wikipedia.org/wiki/Male%E2%80%93female_income_disparity_in_the_United_States  Also note the discussion on pay premium for married men.

I then posited that the chance of being in a "happy" marriage for a man is around 30% overall, factoring in the divorce rate and the rate of unhappy marriages that stay together for various reasons.

This isn’t really a valid way to calculate a “happy” marriage.  I’ll leave it to one of our statistical experts to explain that but consider this: there are many reasons a divorced man might be unhappy – he could, for example, have realized he made a huge mistake getting the divorced.

My point is that many are realizing that due to no-fault divorce, marriage is easily seen as false proxy for commitment, and it has lost a vast majority of it's value beyond social validation in certain groups.

In with a no-fault divorce, there are still hurdles to the divorce – it takes time and money to decide the various issues.

Even if your second sentence is true, an idea that I personally think is changing, then there are going to be a lot of millennial women who either...

1) do not reproduce, against their own desires, because they can't find a marriage partner
2) or reproduce out of wedlock, against their own desires

Or 3) have children without a partner

I have two friends that prefer to raise a child by themselves than out of wedlock with a partner.  One is seeking to adopt (filed paperwork ~2 years ago), the other is considering freezing her eggs for in vitro in a few years.

With the advent of birth control and availability of abortions, women of higher socioeconomic classes have the ability to avoid 2 if they desire.  (This likely accounts for the substantially high percentage of unmarried births by women of lower socioeconomic classes.

Looking at all of the facts and statistics, both men AND women are choosing to delay marriage and get married at lower rates.  I don’t doubt that.  What I do question is why you persist in saying it’s just men that don’t want to get married or have it worse off when they do get married.  You still haven’t provided any support for that argument, while folks have provided support for marriage being better for men (health, etc) than women.

cpa cat

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #345 on: September 26, 2014, 09:12:25 AM »
Let's actually look deeper at that 51% (without even delving into the other numbers). Most cases are not disputed because it has been general practice for men not to dispute custody because it is futile (this is changing a bit, but still a heavy handed practice). Why waste time/money when your lawyer advises you that, as a man, because you most likely can't be deemed as the "primary caretaker", you have basically no chance to win custody? There is a huge bias there, and you're not going to tell me that all of those men simply were like "nope, don't want my kids, you take 'em", especially considering women initiate 2/3 to 4/5 of all divorces (depending on source).

This seems iffy. You're ignoring the fact that many men have traditional family values. Women are the predominant stay at home parent not because they deviously force or trick men into supporting them, but because both spouses believe that having a parent at home is best for a child and many believe that the woman is the best candidate. Many men were raised by stay at home mothers and believe that their children should also be raised by stay at home mothers.

The decision to have the mother be the primary caregiver during the marriage is generally a joint decision. The reasons behind that decision continue to make sense after the divorce.

Most cases are not disputed, because despite popular belief, most divorces/custody issues are not super contentious. Most people don't have a load of assets at play. Most people want to minimize disruption to the children by maintaining the marital status quo as much as possible. Many people divorce without ever hiring a lawyer.

I actually have some serious doubt about your statistic about women initiating divorce - do you mean that they file the paperwork? You make it sound like women serve their happy husbands with divorce papers and say, "Surprise! We're getting a divorce! FYI - I'm keeping the kids, now get out of my house!" That's not how the typical divorce occurs.
« Last Edit: September 26, 2014, 09:15:59 AM by Cpa Cat »

jka468

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #346 on: September 26, 2014, 09:30:43 AM »
CC, to address your points in order...

1) Women have custody 70-80% of the time and BIOC relies heavily on "primary caretaker" prior to divorce. Women are disproportionately labeled as the primary caretaker, regardless of the circumstances. Also, you did not address women initiating divorce at the rate they do...

2) Please STOP with this wage gap myth, it's been debunked repeatedly. You are citing sources that have a major biased agenda. Hell, the Bureau of Labor Statistics points out that never married, childless women earn 96% of what men make, and the discrepancy may be accounted for by the fact that women like other perks (more time off, health care plans, etc.) and do not negotiate salaries as often as men. Here you go, something from the huffington post, a bastion of feminist ideology...

http://www.huffingtonpost.com/christina-hoff-sommers/wage-gap_b_2073804.html
http://online.wsj.com/news/articles/SB10001424052702303532704579483752909957472

I'll also mention, that in aggregate, who do you think bears the higher financial cost of the dating market, men or women? We both know that answer. While women love to preach equality, and God knows I'm all for it, it is still very much expected that men pay for dates or else be looked upon less favorably.

http://www.theatlantic.com/business/archive/2014/09/why-do-men-keep-paying-for-the-first-date/380387/

3) A divorced man is unhappy because he made a mistake? C'mon, not because he lost finances, his children and was probably blindsided by the divorce (many anecdotes to this in this thread alone)? Let's use Occam's Razor here...I already provided evidence that women initiate most divorces.

4) No, no fault divorce is extremely easy as filling out paperwork and then handling the finances and other issues later.

5) Having children without a partner is true, and while I applaud your first friend, as adopting is noble, I think your second friend has mental stability issues. In-vitro without a partner, while possible, may be the most narcissistic things a female can do, as she is essentially playing the star role in a movie that is her life, and dammit if she isn't going going to have a baby in this movie. This kind of crap is precisely what's wrong with this country and gender relations. Obviously I'll never really know, but as a betting man I'd place tons of money on this second friend now (or at some point) being on some type of anti-depressant/bi-polar/anxiety medication.

And yes, I basically debunked the article about men being happier in marriage. Of course the benefits of a happy marriage make men happier and healthier. That's essentially what the article said, and I'm not debating that "duh" logic. What I'm saying, and what the article basically said, is that divorced men, or men in unhappy marriages, are significantly less healthy and happy than their single or cohabiting counterparts. Why is this so difficult to understand? As well, in the best case scenario, for a man just getting married, the odds of him having a happy marriage would be 40%, and probably closer to what I guessed before at 30%. 40% ain't too good in my book.

Simply put, most people, not just men, are risk averse. If I told a guy "here you go, you have to decide to get married right now if you wanna do it. You have a 40% chance that this marriage will make your life/happiness better and a 60% chance that this marriage will make your life/happiness worse. You wanna do it?" While I realize this is glib in it's simplicity, a lot of young men are doing a slightly more complicated risk analysis than this and realizing it's not worth it, especially when they can get sex, companionship, family, etc. without the legal trappings of marriage.

CC, throughout your posts I've clearly noticed a bias towards you asserting your "strong, independent woman" vibe, for which I have no problem with, but please don't push a false agenda. I have no issue with women or men doing whatever the hell they want with their lives, and I believe in gender equality when it comes to education, prospects, work, etc. All I am saying is that based on actions, there are consequences, and the consequences of 20-30 years of 3rd wave feminism are that young men are dropping out of the marriage game and that this will have major social/economic tolls in the coming years. Is it all the fault of women? No. Is it all the fault of men? No. But most people simply want to hear what they want to hear and place the blame on a different group without being critical of their own group.
« Last Edit: September 26, 2014, 09:43:51 AM by jka468 »

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #347 on: September 26, 2014, 09:37:14 AM »
Let's actually look deeper at that 51% (without even delving into the other numbers). Most cases are not disputed because it has been general practice for men not to dispute custody because it is futile (this is changing a bit, but still a heavy handed practice). Why waste time/money when your lawyer advises you that, as a man, because you most likely can't be deemed as the "primary caretaker", you have basically no chance to win custody? There is a huge bias there, and you're not going to tell me that all of those men simply were like "nope, don't want my kids, you take 'em", especially considering women initiate 2/3 to 4/5 of all divorces (depending on source).

This seems iffy. You're ignoring the fact that many men have traditional family values. Women are the predominant stay at home parent not because they deviously force or trick men into supporting them, but because both spouses believe that having a parent at home is best for a child and many believe that the woman is the best candidate. Many men were raised by stay at home mothers and believe that their children should also be raised by stay at home mothers.

The decision to have the mother be the primary caregiver during the marriage is generally a joint decision. The reasons behind that decision continue to make sense after the divorce.

Most cases are not disputed, because despite popular belief, most divorces/custody issues are not super contentious. Most people don't have a load of assets at play. Most people want to minimize disruption to the children by maintaining the marital status quo as much as possible. Many people divorce without ever hiring a lawyer.

I actually have some serious doubt about your statistic about women initiating divorce - do you mean that they file the paperwork? You make it sound like women serve their happy husbands with divorce papers and say, "Surprise! We're getting a divorce! FYI - I'm keeping the kids, now get out of my house!" That's not how the typical divorce occurs.

Once again, I think this is a generational thing. Many many millennial men DO NOT have traditional values and DO NOT think a wife should be at home with the kids (read below). I actually think that a majority believe that a wife SHOULD be working. As well, most millennials were not raised by an at home mother (you completely pulled this out of thin air), but rather by two working parents or parents of a divorce.

http://www.usatoday.com/story/news/nation/2014/06/21/gender-millennials-dormitories-sex/10573099/

Also, the divorce stats aren't mine, read the links I have provided.
« Last Edit: September 26, 2014, 09:45:35 AM by jka468 »

cpa cat

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #348 on: September 26, 2014, 10:07:27 AM »
What I said:

Many men were raised by stay at home mothers and believe that their children should also be raised by stay at home mothers.

What you said:

As well, most millennials were not raised by an at home mother (you completely pulled this out of thin air), but rather by two working parents or parents of a divorce.

I'm not sure who is pulling what out of thin air here?

Since neither one of us has provided stats of how many millenials were raised with a stay-at-home parent vs working parents, there's no point in arguing about it (I wasn't even talking about millenials - but I will now).

But I'll say this: If what you say is true, that most millennials did not experience a stay-at-home parent and most millennials believe that both parents should work... Then what's your hang up about marriage, again? In your opinion, there is no true gender wage gap, millennials reject stay-at-home parenting, millennials reject financial inequality... Why should they be afraid of marriage? Divorce only ends up really bad for one party if there's financial inequality of some sort. But in situations with complete equality of finances and child care - there is absolutely no reason to believe that a divorce would produce anything other than an equal outcome.

Furthermore, from the article you liked:

Quote
About 85 percent of Millennial men and women say that having a successful marriage is very important to them.

This doesn't make it sound like millennials are afraid of marriage at all.

Quote
Virtually all Millennials (95 percent of women and 93 percent of men) place an even greater premium on being a good parent.

Why should we think that millenials won't be able to negotiate custody disputes in an equitable way, given their intense desire to be good parents?

Finally - something that ends up getting in the way of discussing "millenials" in generalities is this: Peoples' values are highly geographically dependent. I live in the midwest, where most millenials probably really did have a stay-at-home parent for at least part of their lives, and many millenials seem to be inclined toward a traditional family situation. And why not? Culturally, people here are not the same as people in New York or California or Washington State or Canada.

Millenials in Utah (61% of all households were husband-wife) are not making the same decisions as millenials in New york (43% husband-wife). [Census]

jka468

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Re: Divorce - WMFD (Weapon of Mass Financial Destruction)
« Reply #349 on: September 26, 2014, 10:43:06 AM »
What I said:

Many men were raised by stay at home mothers and believe that their children should also be raised by stay at home mothers.

What you said:

As well, most millennials were not raised by an at home mother (you completely pulled this out of thin air), but rather by two working parents or parents of a divorce.

I'm not sure who is pulling what out of thin air here?

Since neither one of us has provided stats of how many millenials were raised with a stay-at-home parent vs working parents, there's no point in arguing about it (I wasn't even talking about millenials - but I will now).

But I'll say this: If what you say is true, that most millennials did not experience a stay-at-home parent and most millennials believe that both parents should work... Then what's your hang up about marriage, again? In your opinion, there is no true gender wage gap, millennials reject stay-at-home parenting, millennials reject financial inequality... Why should they be afraid of marriage? Divorce only ends up really bad for one party if there's financial inequality of some sort. But in situations with complete equality of finances and child care - there is absolutely no reason to believe that a divorce would produce anything other than an equal outcome.

Furthermore, from the article you liked:

Quote
About 85 percent of Millennial men and women say that having a successful marriage is very important to them.

This doesn't make it sound like millennials are afraid of marriage at all.

Quote
Virtually all Millennials (95 percent of women and 93 percent of men) place an even greater premium on being a good parent.

Why should we think that millenials won't be able to negotiate custody disputes in an equitable way, given their intense desire to be good parents?

Finally - something that ends up getting in the way of discussing "millenials" in generalities is this: Peoples' values are highly geographically dependent. I live in the midwest, where most millenials probably really did have a stay-at-home parent for at least part of their lives, and many millenials seem to be inclined toward a traditional family situation. And why not? Culturally, people here are not the same as people in New York or California or Washington State or Canada.

Millenials in Utah (61% of all households were husband-wife) are not making the same decisions as millenials in New york (43% husband-wife). [Census]

I didn't pull it out of thin air, I just knew the facts. Here is US census data going back to 1995, which includes some of the millennial generation (born between 1981-late 90s). As far back as 1995, <20% of all married households with children had a stay-at-home parent, and obviously single-parent households do not have a stay-at-home parent, indicating that a large majority of millennials grew up without a stay-at-home parent.

http://www.census.gov/compendia/statab/2012/tables/12s0068.pdf

And I don't really have a hang-up against the institution of marriage per se, I'm just insisting that it's a dying mechanism in the US. Ideally I do think it can have great benefits, I just think the incentives for marriage, especially for men, are simply out of whack in these times for a variety of reasons. I'll gladly celebrate at a buddy's wedding, but I'm just saying en masse, it doesn't make much sense and that's starting to show through in various trends.

As well, thank you for reading the article. While millennials do say that want a marriage, and ideally (I think this is another story) I think they do, realize that the 85% mark includes more women than men and the real numbers are clearly showing different, as millennials are getting married later than ever or not getting married at all at the highest rate in history. The fact that millennials place higher importance on children than marriage, and don't seem to equate the two, is somewhat telling to me at least and lends credence to some of my previous points.

And absolutely, geography, along with a million other factors, affects things, but these trends will affect most Americans at some point (some sooner than later), which is why it becomes important and people shouldn't just say "well it's not happening in my back yard, so who cares?".
« Last Edit: September 26, 2014, 10:45:20 AM by jka468 »