how do i link words within a post?

[nereo]

I'm embarrassed to admit this, but I cannot figure out how to link certain words to a website within a post.
For instance, if I wanted to say "this forum isn't about extreme frugality" and link to MMM's post on this topic, I would simply put the URL at the end of the post using the "insert URL" button or html text (bracket, url, bracket.. URL.. bracket, slash, bracket).

A far more elegant way would be just link the words "extreme frugality" to the URL.  Saves text and improves readability.  I see other posters do this frequently... only I can't figure out how to do it.

help?

[MDM]

bracket, url=URL, bracket..words within post.. bracket, slash, bracket

Like this

[nereo]

Huh.... so... like this?

i still can't seem to end the link.  what am i doing wrong?

[CommonCents]

you need [/url] at the end

[nereo]

you need [/url] at the end

Ok!  I'm getting it !
thanks