Author Topic: Unethical ways to save money  (Read 159657 times)

Goldielocks

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Re: Unethical ways to save money
« Reply #800 on: February 26, 2020, 02:04:01 AM »
I save a lot of money on gifts by downloading bootleg movies, burning them to DVD, and giving them as birthday gifts! 
That's not copyright infringement if they use them as coasters, since only wretched souls still have DVD players in 2020.
Ha,  One of my gifts for DD, who turns 20 tomorrow is a DVD copy of one of her favorite movies.   She was sad that her copy was too scratched to play.   DVDs are very cheap on Amazon, too.

I guess our souls will just have to have a party without you. 

Here is a MPP -- DH's gift to our DD is a large jar of loose coins, and I complained that it was too much money.  This is in addition to the 4-5 smaller gifts & gift card we are giving her. We use $1 and $2 coins here, and I think he is giving about $150  total in coins to her.  FWIW, she DID ask for a pirate's treasure chest filled with coins (!), and I separately suggested to him that giving cash to a 20 year old in college was always a good gift, and then it became .. this...
« Last Edit: February 26, 2020, 02:09:57 AM by Goldielocks »

RWTL

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Re: Unethical ways to save money
« Reply #801 on: February 26, 2020, 04:08:14 AM »
on that topic, I hope to convert all my DVDs to laserdisc very soon but I'm having a little trouble finding information about how to accomplish this. Obviously I'm not the first person to have this idea so hopefully you can point me in the right direction.

Don’t even bother.  Laserdisc will be obsolete soon, just go right to Betamax to future proof your collection

Brilliant!  I've been moving all my media to Zip disks.  Zip disks and Betamax is the way to go.

Dragonswan

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Re: Unethical ways to save money
« Reply #802 on: February 26, 2020, 07:10:54 AM »
Are you kidding me? Vinyl and 8 mm are going to make a comeback!

projekt

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Re: Unethical ways to save money
« Reply #803 on: February 26, 2020, 07:15:30 AM »
Are you kidding me? Vinyl and 8 mm are going to make a comeback!
I'm not sure about that newfangled technology for my phonograms.

GuitarStv

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Re: Unethical ways to save money
« Reply #804 on: February 26, 2020, 07:19:54 AM »
Are you kidding me? Vinyl and 8 mm are going to make a comeback!
I'm not sure about that newfangled technology for my phonograms.

What was wrong with carved stone tablets?

Dragonswan

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Re: Unethical ways to save money
« Reply #805 on: February 26, 2020, 07:27:29 AM »
Are you kidding me? Vinyl and 8 mm are going to make a comeback!
I'm not sure about that newfangled technology for my phonograms.

What was wrong with carved stone tablets?
Hmm... you have a point with the phonograph, but I do like the durability of stone.

talltexan

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Re: Unethical ways to save money
« Reply #806 on: February 27, 2020, 12:54:06 PM »
I know this is a thread for unethical ways to "save" money but some people might think this is an unethical way to make money. Not sure how people will take this but what the hell.

I'm sort of an "accidental pimp". At least that's what my wife calls me. I have a friend who is an escort. She posts regularly on various escort sites. She said she does it for the money and "adventure". She's quite intelligent and a bit of a free spirit. I'm not opposed to anyone willingly offering their services for money but I get concerned about the random strangers that seek her out over the internet. So one day we were out for drinks and I told her how I felt. She said "well, if you're so concerned then send me some referrals. I'm sure you know plenty of guys." I jokingly just said "Ok, I'll see what I can do" and we left it at that. Well anyway, fast forward just 2 weeks, I was talking to an old work colleague who said he went to one of those "asian massage" parlors, like the one Robert Kraft went to (we were actually at mutual friends house to watch a Patriots playoff game). I told him that some of those women probably have no choice or are not willing participants. He chose to act ignorant and said "well she seemed pretty happy and content with the tip I left". So I casually told this guy that I know a woman who is an escort (willingly). I told him I have no idea what she charges but she told me to send her referrals so that way she won't have to deal with as many creepy strangers from the internet. He said, "really?" I said, "yeah". So I gave him her number. Well, fast forward only 3 days and I get a text from my escort friend that said "hey, thanks for sending your friend, check your Venmo". Sure enough, there's $50 in my Venmo account and it says "referral fee". I told my wife and she said, "doesn't that make you a pimp, like an accidental pimp?" I said, "well, yeah, I guess I'm kind of pimped her out but I wasn't expecting any money". It doesn't stop there. About a month later, I saw a friend from college days walking out of a grocery store. We small talked for about 10 minutes near my car. He told me he got a divorce recently and it feels so good to be "free". I asked him if he's on dating sites or anything and he said "no, I'm just gonna have some fun for a while". I said "well, I kind of know someone that can help you with that if you're willing to pay" He said, "really? I said "yeah". Again, this time about a week later, I get another text from my escort friend that said "keep them cumming!$$" (I guess there was a pun intended there). Another deposit into my Venmo but this time it was $75. I assume my college buddy gave a bigger donation. So all of this was about 2 years ago. I won't continue to give you every scenario but since I started referring people to my escort friend, I've made about $600. My biggest deposit being $100. I didn't ask her how she determines how much she sends me and didn't want to know.  I told her I didn't feel right about taking the money but she insisted I keep it and suggested I donate it if I didn't want to keep it. I want to clear up one thing so you don't think I'm too much of a scumbag, I don't refer men that I know are married. I don't want to have a hand in potentially breaking up a marriage.

My friend also set me straight about sex workers in general. She said massage parlors can get "kind of shady" but most escorts are not desperate drug addicted women with daddy issues. Many of them that she knows, including herself, enjoy the line of work but admitted that it comes with risks but most guys are pretty cool about it and are also lonely.

So there you go. I guess I'm an accidental pimp.

(please don't ask me for her number. While you're probably a good person, you still fall into the category of "internet stranger", besides, if you're on this forum, it's not likely you're gonna pay for it unless you have a coupon or something)

Late to the party, but have you had to beat up anyone who didn't pay your friend? Because that certainly falls under the "pimp" responsibilities.

Mrbeardedbigbucks

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Re: Unethical ways to save money
« Reply #807 on: February 27, 2020, 03:20:08 PM »
I know this is a thread for unethical ways to "save" money but some people might think this is an unethical way to make money. Not sure how people will take this but what the hell.

I'm sort of an "accidental pimp". At least that's what my wife calls me. I have a friend who is an escort. She posts regularly on various escort sites. She said she does it for the money and "adventure". She's quite intelligent and a bit of a free spirit. I'm not opposed to anyone willingly offering their services for money but I get concerned about the random strangers that seek her out over the internet. So one day we were out for drinks and I told her how I felt. She said "well, if you're so concerned then send me some referrals. I'm sure you know plenty of guys." I jokingly just said "Ok, I'll see what I can do" and we left it at that. Well anyway, fast forward just 2 weeks, I was talking to an old work colleague who said he went to one of those "asian massage" parlors, like the one Robert Kraft went to (we were actually at mutual friends house to watch a Patriots playoff game). I told him that some of those women probably have no choice or are not willing participants. He chose to act ignorant and said "well she seemed pretty happy and content with the tip I left". So I casually told this guy that I know a woman who is an escort (willingly). I told him I have no idea what she charges but she told me to send her referrals so that way she won't have to deal with as many creepy strangers from the internet. He said, "really?" I said, "yeah". So I gave him her number. Well, fast forward only 3 days and I get a text from my escort friend that said "hey, thanks for sending your friend, check your Venmo". Sure enough, there's $50 in my Venmo account and it says "referral fee". I told my wife and she said, "doesn't that make you a pimp, like an accidental pimp?" I said, "well, yeah, I guess I'm kind of pimped her out but I wasn't expecting any money". It doesn't stop there. About a month later, I saw a friend from college days walking out of a grocery store. We small talked for about 10 minutes near my car. He told me he got a divorce recently and it feels so good to be "free". I asked him if he's on dating sites or anything and he said "no, I'm just gonna have some fun for a while". I said "well, I kind of know someone that can help you with that if you're willing to pay" He said, "really? I said "yeah". Again, this time about a week later, I get another text from my escort friend that said "keep them cumming!$$" (I guess there was a pun intended there). Another deposit into my Venmo but this time it was $75. I assume my college buddy gave a bigger donation. So all of this was about 2 years ago. I won't continue to give you every scenario but since I started referring people to my escort friend, I've made about $600. My biggest deposit being $100. I didn't ask her how she determines how much she sends me and didn't want to know.  I told her I didn't feel right about taking the money but she insisted I keep it and suggested I donate it if I didn't want to keep it. I want to clear up one thing so you don't think I'm too much of a scumbag, I don't refer men that I know are married. I don't want to have a hand in potentially breaking up a marriage.

My friend also set me straight about sex workers in general. She said massage parlors can get "kind of shady" but most escorts are not desperate drug addicted women with daddy issues. Many of them that she knows, including herself, enjoy the line of work but admitted that it comes with risks but most guys are pretty cool about it and are also lonely.

So there you go. I guess I'm an accidental pimp.

(please don't ask me for her number. While you're probably a good person, you still fall into the category of "internet stranger", besides, if you're on this forum, it's not likely you're gonna pay for it unless you have a coupon or something)

Late to the party, but have you had to beat up anyone who didn't pay your friend? Because that certainly falls under the "pimp" responsibilities.

haha, no, not yet. She can really take care of herself although when I told her that I was concerned about her getting business from random creepy strangers off the internet, I told her to call me anytime, if she should ever need help. I'm not about to go hunt guys down for non-payment but if she ever wanted me to discretely hang around one of her calls because she felt concerned, I would do that for her. I guess that's kind of pimp like.

EliteZags

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Re: Unethical ways to save money
« Reply #808 on: February 27, 2020, 04:51:24 PM »
curious how she gets around reporting income (assuming)

does she run into these issues https://texags.com/forums/57/topics/3096580


I'm friends with several girls in my network that do it as well and pull high scratch, but never really inquired much about it

talltexan

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Re: Unethical ways to save money
« Reply #809 on: February 28, 2020, 11:48:13 AM »
You guys are making me feel like such a rube for reporting every dollar I pay for baby-sitting to the state department of labor!

Mrbeardedbigbucks

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Re: Unethical ways to save money
« Reply #810 on: March 01, 2020, 05:13:38 AM »
curious how she gets around reporting income (assuming)

does she run into these issues https://texags.com/forums/57/topics/3096580


I'm friends with several girls in my network that do it as well and pull high scratch, but never really inquired much about it

You referring to my escort friend? It's a cash only business. I don't think she reports her escort income. She also has a regular w2 job as a home health aid.

kpd905

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Re: Unethical ways to save money
« Reply #811 on: March 01, 2020, 08:35:06 AM »
curious how she gets around reporting income (assuming)

does she run into these issues https://texags.com/forums/57/topics/3096580


I'm friends with several girls in my network that do it as well and pull high scratch, but never really inquired much about it

You referring to my escort friend? It's a cash only business. I don't think she reports her escort income. She also has a regular w2 job as a home health aid.

Try not to be too closely connected to her, for when she gets hit with tax evasion.

secondcor521

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Re: Unethical ways to save money
« Reply #812 on: March 01, 2020, 09:40:15 AM »
curious how she gets around reporting income (assuming)

does she run into these issues https://texags.com/forums/57/topics/3096580


I'm friends with several girls in my network that do it as well and pull high scratch, but never really inquired much about it

You referring to my escort friend? It's a cash only business. I don't think she reports her escort income. She also has a regular w2 job as a home health aid.

Try not to be too closely connected to her, for when she gets hit with tax evasion.

She may or may not get caught, but kpd905 is correct.  The IRS expects everyone to report all income, even if it is from activities that may be illegal.  She could file as a Schedule C, pay self-employment taxes, and deduct any business expenses, and the IRS would be perfectly OK with that.  If she paid self-employment taxes, it would very likely increase her Social Security benefit down the road.

Mrbeardedbigbucks

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Re: Unethical ways to save money
« Reply #813 on: March 01, 2020, 11:35:00 AM »
curious how she gets around reporting income (assuming)

does she run into these issues https://texags.com/forums/57/topics/3096580


I'm friends with several girls in my network that do it as well and pull high scratch, but never really inquired much about it

You referring to my escort friend? It's a cash only business. I don't think she reports her escort income. She also has a regular w2 job as a home health aid.

Try not to be too closely connected to her, for when she gets hit with tax evasion.

Thanks for the tip. I know we all have our own anecdotes of getting audited or people we know who were audited but for most people, including my cash only escort friend, the chance of getting audited is less than .4%. And even if you do get audited, unless you're hiding very large amounts of income, you're not going to be charged with "tax evasion". That could change sometime in the future of course.

How do I know? My dear old dad has been a dreaded Tax Compliance Officer for the last 15 years.  One of the most thankless jobs in the world. He appreciates his job but has contempt for the IRS and the "characters" who run it. He even told me once, if you're self employed and do ANY amount of work from home, always claim the home office deduction. It doesn't have to be "regular and exclusive use" and be the "principal place of doing business". There you go, another unethical way to save money.

dragoncar

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Re: Unethical ways to save money
« Reply #814 on: March 01, 2020, 11:37:18 PM »
curious how she gets around reporting income (assuming)

does she run into these issues https://texags.com/forums/57/topics/3096580


I'm friends with several girls in my network that do it as well and pull high scratch, but never really inquired much about it

You referring to my escort friend? It's a cash only business. I don't think she reports her escort income. She also has a regular w2 job as a home health aid.

Try not to be too closely connected to her, for when she gets hit with tax evasion.

Thanks for the tip. I know we all have our own anecdotes of getting audited or people we know who were audited but for most people, including my cash only escort friend, the chance of getting audited is less than .4%. And even if you do get audited, unless you're hiding very large amounts of income, you're not going to be charged with "tax evasion". That could change sometime in the future of course.

How do I know? My dear old dad has been a dreaded Tax Compliance Officer for the last 15 years.  One of the most thankless jobs in the world. He appreciates his job but has contempt for the IRS and the "characters" who run it. He even told me once, if you're self employed and do ANY amount of work from home, always claim the home office deduction. It doesn't have to be "regular and exclusive use" and be the "principal place of doing business". There you go, another unethical way to save money.

Huh, I always heard the opposite, that home office deduction is like the biggest audit flag there is, and the hassle makes it not really worth it for small time use (like work from home a few hours a week and have a printer)

Mrbeardedbigbucks

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Re: Unethical ways to save money
« Reply #815 on: March 02, 2020, 04:43:10 AM »
curious how she gets around reporting income (assuming)

does she run into these issues https://texags.com/forums/57/topics/3096580


I'm friends with several girls in my network that do it as well and pull high scratch, but never really inquired much about it

You referring to my escort friend? It's a cash only business. I don't think she reports her escort income. She also has a regular w2 job as a home health aid.

Try not to be too closely connected to her, for when she gets hit with tax evasion.

Thanks for the tip. I know we all have our own anecdotes of getting audited or people we know who were audited but for most people, including my cash only escort friend, the chance of getting audited is less than .4%. And even if you do get audited, unless you're hiding very large amounts of income, you're not going to be charged with "tax evasion". That could change sometime in the future of course.

How do I know? My dear old dad has been a dreaded Tax Compliance Officer for the last 15 years.  One of the most thankless jobs in the world. He appreciates his job but has contempt for the IRS and the "characters" who run it. He even told me once, if you're self employed and do ANY amount of work from home, always claim the home office deduction. It doesn't have to be "regular and exclusive use" and be the "principal place of doing business". There you go, another unethical way to save money.

Huh, I always heard the opposite, that home office deduction is like the biggest audit flag there is, and the hassle makes it not really worth it for small time use (like work from home a few hours a week and have a printer)

I know, that's what a lot of people think but the IRS doesn't look closely at home office deductions anymore. It really doesn't set off alarms  because so many people are working from home now. Even if you have a part time business where you use a space in your house just one day a week, you can claim home office. The IRS doesn't have the time or resources to audit you for a home office deduction. Now if you have multiple red flags on your tax return or you're claiming an extraordinary large space for your home office deduction then yes, you could possibly get audited. Like if your house is 1200 sq feet and you're claiming 600sq ft is your office space then that could set off some red flags. We have a 200 sq ft "office" with a desk in it but we also use it as an exercise room (I have dumbells, yoga mat, removable pull up bar etc...) and we claim home office every year.

dragoncar

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Re: Unethical ways to save money
« Reply #816 on: March 02, 2020, 09:14:17 PM »
Ah I see that makes sense

StashingAway

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Re: Unethical ways to save money
« Reply #817 on: March 16, 2020, 01:21:55 PM »
I outright ignore traffic laws that I believe serve no purpose. I started this off by mentioning that I got pulled over for turning left out of a parking lot with a "No Left Turn" sign. I also frequently turn left at traffic lights where the light is green for people going straight, but for some reason have a red left arrow.

I'm fully prepared to stand before a judge and argue that I shouldn't have to follow a law that serves no purpose.

More often than not, the law serves a purpose at certain times of the day, such as when traffic is heavier. However, if the road is empty, I shouldn't have to sit at a red left arrow.

That's very different from running a red light because you weren't paying attention.

I kind of get this sentiment... but there are more issues at stake. With the red turn arrow; perhaps you do in fact know why it is there and when it's programmable limitations are restricting you to do something safe. But perhaps not. Traffic flow is not completely intuitive. You may not know the reasons for certain signage; sometimes it's there for "code" and not relevant, and sometimes it's there because certain locations get an accident a month and need more enforcement.

One the peeves me off to no end is when folks prevent a zipper merge by placing their vehicle in both lanes to prevent others from going passed them to merge ahead. Their reasoning is that people should all wait in line and using a long merge lane is "cutting", when in fact the blithering arseholes are impeding efficient traffic flow because they know better than the law. It's people who genuinely think they are right about traffic rules and creating and unsafe environment as a result.

Boofinator

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Re: Unethical ways to save money
« Reply #818 on: March 18, 2020, 06:35:09 PM »
One the peeves me off to no end is when folks prevent a zipper merge by placing their vehicle in both lanes to prevent others from going passed them to merge ahead. Their reasoning is that people should all wait in line and using a long merge lane is "cutting", when in fact the blithering arseholes are impeding efficient traffic flow because they know better than the law. It's people who genuinely think they are right about traffic rules and creating and unsafe environment as a result.

An observation: There's a specific road in my town, on which if I'm unlucky enough to have to drive on during rush hour, is constantly plugged up. There are a few on ramps, where people pass down and then zipper in. Fair enough. But if I had to guess, about a tenth of the people passing are not people merging in from off the highway, but those already on the highway who want to pass the traffic standing still. This is one of my peeves, and if I see it happening I will be that blithering arsehole who impedes traffic (actually, this isn't impeding traffic but improving the flow, as additional mergers are shown to impede traffic).

StashingAway

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Re: Unethical ways to save money
« Reply #819 on: March 19, 2020, 09:56:23 AM »
One the peeves me off to no end is when folks prevent a zipper merge by placing their vehicle in both lanes to prevent others from going passed them to merge ahead. Their reasoning is that people should all wait in line and using a long merge lane is "cutting", when in fact the blithering arseholes are impeding efficient traffic flow because they know better than the law. It's people who genuinely think they are right about traffic rules and creating and unsafe environment as a result.

An observation: There's a specific road in my town, on which if I'm unlucky enough to have to drive on during rush hour, is constantly plugged up. There are a few on ramps, where people pass down and then zipper in. Fair enough. But if I had to guess, about a tenth of the people passing are not people merging in from off the highway, but those already on the highway who want to pass the traffic standing still. This is one of my peeves, and if I see it happening I will be that blithering arsehole who impedes traffic (actually, this isn't impeding traffic but improving the flow, as additional mergers are shown to impede traffic).

I disagree with your decision to take the law into your own hands, and in this case think you are both wrong. Call the city and tell them the scenario you see, have them set up a traffic stop if it's common. They'll be glad for the risk-free revenue anyway. We already have enough police on the roads without citizens taking matters into their own hands as well.

Whether you're wrong or right (in this case, I agree, assholes using the ramp), it's not your job, and is illegal to enforce traffic, especially with your vehicle. You don't know what that other person is doing; they could be in an emergency. It's highly unlikely, but you don't know. If they're not putting you or others in danger, you, just let it be. It's a bad move all around, and in this case you are creating a more unsafe situation because you are inconvenienced.

This story likely isn't true (there are many iterations of it going around) but it is a good illustration of why it's good to just mind your own when in traffic, unless someone is in danger.

https://np.reddit.com/r/AdviceAnimals/comments/1kbhcn/i_gain_strength_from_their_tears_and_anger/cbnhvxv/


dragoncar

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Re: Unethical ways to save money
« Reply #820 on: March 19, 2020, 12:31:42 PM »
Hoarding supplies and reselling them at price gouging rates

Davnasty

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Re: Unethical ways to save money
« Reply #821 on: March 23, 2020, 08:46:41 PM »
This week I placed my pickup order on Wednesday for early Saturday morning.  I modified it several times as I went through the pantry/fridge seeing what we were running low on -- you can modify your order any time through midnight the night before pickup day.  Was the first person there for my pickup slot (9am) and no other cars pulled up while I was there (they have four slots).  Attendant said they were very busy, but had staffed up to at least cope.  They didn't have the kind of laundry detergent I wanted, but had substitutes that I accepted for everything else, including 4lbs of frozen chicken wings for the price of the 2.5 lbs I had originally ordered (Fred Meyer has a policy of giving you more of what you asked for at the same price if they have to substitute).

Buy all of the small packages of something at Fred Meyer's inside the store and then order a small package for curbside pickup.

Hotstreak

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Re: Unethical ways to save money
« Reply #822 on: March 24, 2020, 07:52:12 PM »
This week I placed my pickup order on Wednesday for early Saturday morning.  I modified it several times as I went through the pantry/fridge seeing what we were running low on -- you can modify your order any time through midnight the night before pickup day.  Was the first person there for my pickup slot (9am) and no other cars pulled up while I was there (they have four slots).  Attendant said they were very busy, but had staffed up to at least cope.  They didn't have the kind of laundry detergent I wanted, but had substitutes that I accepted for everything else, including 4lbs of frozen chicken wings for the price of the 2.5 lbs I had originally ordered (Fred Meyer has a policy of giving you more of what you asked for at the same price if they have to substitute).

Buy all of the small packages of something at Fred Meyer's inside the store and then order a small package for curbside pickup.


Then return all the full-priced items you bought, and keep the discounted items you gamed.