End of Year Closeout

[blue_green_sparks]

I was thinking of doing all my income accounting and initiating my final income-setting transfer from Trad IRA to Roth (intra Fidelity) on Dec 15. Curious as to when you make your final transfers, rollovers, etc. I am just guessing a mid-month close-out will be accurate while allowing enough time to not cause issues with year-end cutoffs.

[Caoineag]

I make my year end roth conversions once I know I have pulled all the money from my taxable accounts that I want to pull for the year. I just did the conversion a couple of days ago. Generally anytime in November or early December for me.

[seattlecyclone]

I'll be waiting until all my taxable index funds have declared their dividends. That will probably be in the last week of the year.

[HawkeyeNFO]

ONLY sell after the dividends are paid out.  Some pay quarterly, some pay annually. 

[MrGreen]

I'll be waiting until all my taxable index funds have declared their dividends. That will probably be in the last week of the year.

+1