Some background: I'm a 38 year old engineer, in the midst of a mid-life philosophical crisis, single, no dependents working for a fortune 500 company. I suffered a debilitating repetitive stress injury last year from which I am currently recovering. My liquid assets are roughly $500k (~$130k Roth Ira, $130k in 401k, ~25k in cash balance penion plan, and the rest in stock, cash and mutual funds. Current annual expenses are ~$26k, and I have roommate income currently good for $6k/yr. Liabilities are $92k on a 5/1 arm at (2.25%), and $30k at 0% I had just borrowed from bank of Dad to close the refinance with negative equity. I had agreed to repay that at $750/month, and he would in all likelihood be willing to work with me on that (assuming he approves of my decision; I haven't discussed it with him yet). Also, I just spent $28k on solar panels, for which I am expecting a $5k rebate from the power company. I had been planning to take advantage of 65% tax credits to justify the return, but that requires some income to have liability to offset against. I'd like to downshift a little bit, and this may just be the opportunity I've been looking for. Work has been rewarding, but I haven't been able to meet all of my manager's expectations without sacrificing my recovery, which I don't really want to do. Current salary is $75k; severance offer is 4 months. The alternative is a development plan which is a bit burdensome given my current condition. Other than the home investment, I'm theoretically mobile. I need to decide this by Monday morning. Any input, thoughts or questions would be appreciated. Thanks.