I'm slowly reducing my balances, I have a set amount of money I'll pull each month, then let a few notes roll back over.
My returns have fallen from 10% to 4.8% and I've been an investor since 2011. 2500+ notes.
I'm not really concerned about lending club as a company, I think there's just too many investors chasing yield and I'd rather own a REIT paying 5.5% with better liquidity than these notes that take 3-5 years to return my capital to me.
