There's not often an easy answer with ground-source-heat-pumps, but if you are in a cooling climate, and you spend a lot on cooling, then GSHP can save you a lot of money on your AC.
In Minnesota (obv. a heating climate) the case wasn't so clear (despite what the geothermal heat pump associations say), so the MN Dept of Commerce had an engineering firm run the numbers for several scenarios (No. MN vs So. MN, new vs. retrofit, fuel sources replaced by GSHPs, etc.). The process, analysis, and conclusions were interesting enough that you may want to see them, even though you're in a cooling climate.
http://www.michaelsenergy.com/PDFs/Minnesota%20GHP.pdf"The small house existing building with the conventional HVAC system had total annual energy
costs from $2,530 to $3,035, depending on location and utility. The small house existing
building with the GHP HVAC system had higher electrical costs, but had no natural gas costs
associated because no natural gas was used in this case. The total annual energy savings for
the implementation of the GHP HVAC system ranged from $453 to $1,140, or 17% to 40% of
the conventional HVAC system energy costs, depending on location and utility. The addition of
the desuperheater water heating option increased the annual savings by an additional $50 to
$83."