So...sports are great...for healthy habits, for challenging oneself, for fun. But as far as I know, these benefits can be attained from fairly inexpensive, local/school participation. From what I've heard, what gets really expensive is traveling teams and leagues (not sure if you're at that level...yet). And many people do those in hopes that their kid will eventually get a sports scholarship. At this point, I wanted to link an article from the Chronicle of Higher Education called "The Myth of the Sports Scholarship," but unfortunately it is now behind a paywall now. But the crux of it is this: for most (unless your kid is showing cream-of-the-crop, 1%? 0.1%? talent and dedication, right now), pouring money into sports is a gamble, not an investment, at least when it comes to college funding prospects. So, perhaps when it comes to considering what a "good life" is, consider the tradeoff between sports now and a college fund later? [I'm not saying take them out of sports. See first sentence. Just...moderate the involvement in the paid versions.]
Also, consider that the fact you are probably comparing your lifestyle to those around you, which is what is making it seem normal, whatever level it is at (most of us do-we'd think gold plated toilets were normal if everyone had them. We'd also think not having running water was perfectly natural if that's the environment we were in). BUT, everyone around you is most likely "normal" and in debt as much as you are, living paycheck-to-sizable-paycheck, etc. Alternately, they managed their money differently (well, let's face it, better) up to this point and don't have the massive debt payments pulling you down and the interest just...vanishing from your pocket...imagine how much better you'd feel about your budget if the car & CC payments were going to savings/retirement instead. Look at how much you are spending in interest alone...buying nothing, except maybe time in debt.
Which means that to make progress, you need to live differently from the rest of your community, for a while, to turn your situation around. Without a case study, no one can really tell you yet what that means...but it's quite possible you won't quite feel normal next to everyone else for a while. But it can be temporary...though who knows, you might get used to the changes you make!