Author Topic: What is the best Health Savings Account (HSA)?  (Read 9268 times)

rjack

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What is the best Health Savings Account (HSA)?
« on: May 20, 2012, 12:08:46 PM »
I know many of you have High Deductible Health Insurance plans with HSA accounts.

What do you recommend as a good HSA account? I'm mostly looking for low/no fees for opening, maintaining, and using the account. I would like to also find something that pays a fair interest rate.

Thanks!

fiveoh

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Re: What is the best Health Savings Account (HSA)?
« Reply #1 on: May 21, 2012, 07:38:40 AM »
I use hsabank.com

I've only had it for a few months so I can't really comment too much.  They do have fees but all are avoidable by carrying a certain balance in your account and getting paperless statements.  They also allow you to invest in stocks/mutual funds.   

TheDude

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Re: What is the best Health Savings Account (HSA)?
« Reply #2 on: May 21, 2012, 09:55:35 AM »
I currently use Alliant Credit Union. I started when their rates were 3% but they have since gone down to 1.5%. I do all my checking there so its convenient. They have really good customer service and at least competitive rates.

Another good options is Adirondack Trust Company. Although they do have fees for opening and monthly they pay 3% Not as easy to  deal with as Allaint but double the rate. A good option if you have enough in your HSA to make the fees and the different rate.

Here is a pretty good list of accounts http://www.fatwallet.com/forums/finance/542257/.

rjack

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Re: What is the best Health Savings Account (HSA)?
« Reply #3 on: May 21, 2012, 10:14:04 AM »
Here is a pretty good list of accounts http://www.fatwallet.com/forums/finance/542257/.

That is a great list. Many thanks!