Family of Five ~ $59,000 annual expenses
mortgage (19,680), property taxes ($6500), insurance & HOA ($1200), transportation ($4200), cell phones ($1800), cable/internet ($1200), utilities ($2000), travel ($3000), groceries ($6500), kids activities ($1200) and Misc: clothing, sundries, orthodontist, DH's home-brew hobby, dining out ($2600) and about $9K in business expenses.
2014 Savings:
$10,800 in 403b
$11,000 in Roths
$ 3,000 in 529
Sold our Boat and Rental Property over the last year and used the funds this way:
$170,000 towards paying down the mortgage
$ 45,000 in Brokerage Account (bought VDADX, REIT, VTSAX)
$ 25,000 in Savings
$ 10,000 into a custodial DRiP for my youngest child (bought AT & T)
2015 Savings Goals:
$17,400 in 403b
$11,000 in Roths
$ 3,000 in 529
Anything left over will go towards killing the mortgage. I owe $58K and, according to the amortization schedule, have three years left to pay. I'd like to pay it off before the end of 2015.
Update
After re-reading my post. I felt kind of bad about my spending this year. However, the business expenses were "reimbursed" by clients. I charged them on our card, but really they were added onto client's invoices. I guess I should be separating this.
Now, we're looking at $50K in annual spending, or $10K/person.
What encourages me the MOST however is subtracting the $19680 mortgage payments. With a paid off house, I'm down to a HIGHLY mustachian $30K/year family budget. Sigh, ok, now I feel a wee bit better.