I thoroughly enjoy reading the discussions (have been reading for 1.5 years or so), but delurk rarely since I have so little to contribute. Our lives are spectacular volcanoes of wastefulness, only supported by reasonably high income and an ok networth. And I have never learned how to bike :) We still save around 30% of income, but it's nowhere near what most here do (and with our income, I feel we should be at 70% level. But since we are deeply attached to our bedpans, I don't see that happening any time soon). I am basically a female version of JoeT, and we all know how that went :) So I figured better to absorb the wisdom quietly, maybe something will stick eventually... :)
This was funny!!! My wife threatens to rat me out to MMM as our lifestyle and budget are closer to JoeT than MMM or others on the forum. I don't post a journal as I couldn't take the face punches and I am sure that the global moderators would take away my Senior Mustachian title and create a special title for those as wasteful as our family. I love reading and participating on the various forums and feel that I can contribute in some areas and stay silent in others. Stick around!!
Maybe someone should start a "Spendypants" thread so the high spenders can air their dirty laundry, no facepunches allowed.
The only way I am posting on that thread is if it allows Anonymous replies :). Let's see, live in HCOL area on East Coast (but in an inexpensive town with poor schools by local standards), had live-in nanny (now nanny/pre-schoool combo) for a kid, a bit of a shopping habit I am trying to eradicate, 2 cars, of which one is an expensive make (but bought used! :)) and a serious travel budget (4-6 trips per year, with at least one to Europe, most subsidized with cc bonused miles and points but still, these don't pay for meals and apartment rentals). Yeah, I am not posting my actual $$ spending to be tarred and feathered unless I can do it anonymously :).
If I can get the spending to what it was before the kid and bloated budget (about 3-4k/month, including mortgage) I can die a happy woman.
My only redeeming quality is that when offered a lifestyle and options of other former poster (WestchesterFrugal) since former boss works for the largest hedge fund and has been trying to get me to move, I opted out. It would have probably led to more lifestyle creep despite exponential increase in income, considering the cost of property in the area. I can definitely resist the siren call of country clubs (and have, they just annoy me) but living near hedge fund central would probably eat up whatever increase in income I could realize.